This company listing is no longer activeThis company may still be operating, however this listing is no longer active. Find out why through their latest events.See Latest EventsEnsurance (ENA) 주식 개요Ensurance Limited provides customized insurance solutions in Australia and the United Kingdom. 자세히 보기ENA 펀더멘털 분석스노우플레이크 점수가치 평가0/6미래 성장0/6과거 실적4/6재무 건전성6/6배당0/6강점지난 1년간 수익이 4012.2% 증가했습니다.위험 분석재무 결과에 영향을 미치는 대규모 일회성 항목의미 있는 시가총액이 없습니다(A$24M)의미 있는 수익이 없습니다(A$3M)모든 위험 점검 보기ENA Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW490,068 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINROAG490,068 investors already sharing narrativesYour Fair ValueAU$Current PriceAU$0.2751.8% 저평가 내재 할인율Growth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-9m10m2016201920222025202620282031Revenue AU$9.8mEarnings AU$1.2mAdvancedSet Fair ValueView all narrativesEnsurance Limited 경쟁사Steadfast GroupSymbol: ASX:SDFMarket cap: AU$5.8bAUB GroupSymbol: ASX:AUBMarket cap: AU$3.8bNexgenRxSymbol: TSXV:NXGMarket cap: CA$39.1mTransilvania Broker de AsigurareSymbol: BVB:TBKMarket cap: RON 83.8m가격 이력 및 성과Ensurance 주가의 최고가, 최저가 및 변동 요약과거 주가현재 주가AU$0.2752주 최고가AU$0.2852주 최저가AU$0.18베타0.601개월 변동0%3개월 변동1.89%1년 변동17.39%3년 변동68.75%5년 변동-25.00%IPO 이후 변동-89.81%최근 뉴스 및 업데이트New Risk • Aug 24New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 101% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (15% average weekly change). Large one-off items impacting financial results. Revenue is less than US$5m (AU$3.5m revenue, or US$2.3m). Market cap is less than US$100m (AU$23.9m market cap, or US$15.4m).Reported Earnings • Aug 24Full year 2023 earnings released: EPS: AU$0.064 (vs AU$0.003 in FY 2022)Full year 2023 results: EPS: AU$0.064 (up from AU$0.003 in FY 2022). Revenue: AU$4.02m (down 45% from FY 2022). Net income: AU$445.8k (up 63% from FY 2022). Profit margin: 11% (up from 3.8% in FY 2022). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 127% per year but the company’s share price has only increased by 18% per year, which means it is significantly lagging earnings growth.New Risk • Aug 17New minor risk - Revenue sizeThe company makes less than US$5m in revenue. Total revenue: AU$7.7m (US$5.0m) This is considered a minor risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Revenue is less than US$5m (AU$7.7m revenue, or US$5.0m). Market cap is less than US$100m (AU$23.9m market cap, or US$15.4m).Board Change • Aug 01Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 2 non-independent directors. Independent Non-Executive Director Tony Wehby was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Mar 04First half 2023 earnings released: EPS: AU$0.001 (vs AU$0.003 in 1H 2022)First half 2023 results: EPS: AU$0.001 (down from AU$0.003 in 1H 2022). Revenue: AU$1.71m (down 52% from 1H 2022). Net income: AU$78.9k (down 70% from 1H 2022). Profit margin: 4.6% (down from 7.4% in 1H 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 111% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Dec 08Non-Executive Chairman recently bought AU$56k worth of stockOn the 6th of December, Anthony Leibowitz bought around 241k shares on-market at roughly AU$0.23 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$69k. Anthony has been a buyer over the last 12 months, purchasing a net total of AU$264k worth in shares.더 많은 업데이트 보기Recent updatesNew Risk • Aug 24New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 101% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (15% average weekly change). Large one-off items impacting financial results. Revenue is less than US$5m (AU$3.5m revenue, or US$2.3m). Market cap is less than US$100m (AU$23.9m market cap, or US$15.4m).Reported Earnings • Aug 24Full year 2023 earnings released: EPS: AU$0.064 (vs AU$0.003 in FY 2022)Full year 2023 results: EPS: AU$0.064 (up from AU$0.003 in FY 2022). Revenue: AU$4.02m (down 45% from FY 2022). Net income: AU$445.8k (up 63% from FY 2022). Profit margin: 11% (up from 3.8% in FY 2022). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 127% per year but the company’s share price has only increased by 18% per year, which means it is significantly lagging earnings growth.New Risk • Aug 17New minor risk - Revenue sizeThe company makes less than US$5m in revenue. Total revenue: AU$7.7m (US$5.0m) This is considered a minor risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Revenue is less than US$5m (AU$7.7m revenue, or US$5.0m). Market cap is less than US$100m (AU$23.9m market cap, or US$15.4m).Board Change • Aug 01Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 2 non-independent directors. Independent Non-Executive Director Tony Wehby was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Mar 04First half 2023 earnings released: EPS: AU$0.001 (vs AU$0.003 in 1H 2022)First half 2023 results: EPS: AU$0.001 (down from AU$0.003 in 1H 2022). Revenue: AU$1.71m (down 52% from 1H 2022). Net income: AU$78.9k (down 70% from 1H 2022). Profit margin: 4.6% (down from 7.4% in 1H 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 111% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Dec 08Non-Executive Chairman recently bought AU$56k worth of stockOn the 6th of December, Anthony Leibowitz bought around 241k shares on-market at roughly AU$0.23 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$69k. Anthony has been a buyer over the last 12 months, purchasing a net total of AU$264k worth in shares.공고 • Nov 30Ensurance Ltd Announces Resignation of Samir Hallab as DirectorEnsurance Ltd. announced that Mr. Samir (Sam) Hallab has resigned as Non-Executive Director of the Company, effective today. Mr. Hallab will continue in his role as Company Secretary.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 3 non-independent directors. Independent Non-Executive Director Tony Wehby was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Oct 05CEO & Executive Director recently bought AU$69k worth of stockOn the 3rd of October, Vaughan Kent bought around 300k shares on-market at roughly AU$0.23 per share. This transaction amounted to 2.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Vaughan has been a buyer over the last 12 months, purchasing a net total of AU$124k worth in shares.공고 • Oct 04Ensurance Limited, Annual General Meeting, Nov 23, 2022Ensurance Limited, Annual General Meeting, Nov 23, 2022, at 12:00 AUS Eastern Standard Time.Recent Insider Transactions • Sep 07Insider recently bought AU$56k worth of stockOn the 5th of September, Vaughan Kent bought around 250k shares on-market at roughly AU$0.22 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$120k. Insiders have collectively bought AU$194k more in shares than they have sold in the last 12 months.Reported Earnings • Sep 01Full year 2022 earnings released: EPS: AU$0.003 (vs AU$0.023 loss in FY 2021)Full year 2022 results: EPS: AU$0.003 (up from AU$0.023 loss in FY 2021). Revenue: AU$7.31m (up 69% from FY 2021). Net income: AU$273.7k (up AU$1.58m from FY 2021). Profit margin: 3.7% (up from net loss in FY 2021). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 99% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.공고 • Jul 23PSC Insurance Group Limited (ASX:PSI) entered into a non-binding agreement to acquire Ensurance UK Limited from Ensurance Limited (ASX:ENA) for AUD 8.2 million.PSC Insurance Group Limited (ASX:PSI) entered into a non-binding agreement to acquire Ensurance UK Limited from Ensurance Limited (ASX:ENA) for AUD 8.2 million on July 22, 2022. PSC Insurance Group will satisfy the consideration by paying AUD 6.15 million in cash and AUD 2.05 million, in fully paid ordinary shares of PSC (to be held in escrow for a period of 12 months). Ensurance UK reported revenues of AUD 4.4 million. The transaction is subject to completion of financial, commercial and legal due diligence by PSC on Ensurance UK to the satisfaction of PSC; agreed transaction documentation; change of control approval from the Financial Conduct Authority (UK); Ensurance Limited obtaining all necessary shareholder, statutory and regulatory approvals; and PSC Board approval. The transaction is expected to complete on July 31, 2022.Recent Insider Transactions • Jun 16Non-Executive Chairman recently bought AU$120k worth of stockOn the 14th of June, Anthony Leibowitz bought around 500k shares on-market at roughly AU$0.24 per share. This was the largest purchase by an insider in the last 3 months. Anthony has been a buyer over the last 12 months, purchasing a net total of AU$138k worth in shares.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 3 non-independent directors. Independent Non-Executive Director Tony Wehby was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Feb 21First half 2022 earnings: Revenues and EPS in line with analyst expectationsFirst half 2022 results: EPS: AU$0.003 (up from AU$0.005 loss in 1H 2021). Revenue: AU$3.58m (up 48% from 1H 2021). Net income: AU$263.4k (up AU$570.9k from 1H 2021). Profit margin: 7.4% (up from net loss in 1H 2021). The move to profitability was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 82% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.공고 • Feb 18Ensurance Limited Appoints Tom Kent as Executive DirectorEnsurance Limited announced that Mr. Tom Kent has been appointed as executive director in addition to his role as chief executive officer, effective February 17, 2022. Mr. Kent's appointment comes as Ensurance continues to build on its growth strategy following the acquisition of TK Specialty Risks Pty Ltd. (TKSR) of which Mr. Kent was founder and managing director. Subsequently, TKSR was rebranded to Ensurance Australia Pty Ltd, and Mr. Kent continued as Managing Director after quickly integrating the business into the wider company. Mr. Kent has worked in the insurance sector for both Australian and global insurers in a number of key roles since 2004. Most recently, prior to establishing TKSR in 2015, Mr. Kent was the professional and financial lines manager for Axis Specialty Australia in South Australia. Mr. Kent currently also serves as an independent director of Lawguard Management Pty Ltd.분석 기사 • Nov 17Shareholders Will Probably Hold Off On Increasing Ensurance Limited's (ASX:ENA) CEO Compensation For The Time BeingIn the past three years, the share price of Ensurance Limited ( ASX:ENA ) has struggled to grow and now shareholders...공고 • Oct 01Ensurance Limited announced that it expects to receive AUD 2.145001 million in fundingEnsurance Limited announced that it will issue 9,326,092 at a price of AUD 0.23 per share for gross proceeds of AUD 2,145,000 on September 29, 2021. The transaction will include participation from new and existing professional, sophisticated and institutional investors. The transaction is expected to close on October 8, 2021.Reported Earnings • Sep 26Full year 2021 earnings released: AU$0.023 loss per share (vs AU$0.05 loss in FY 2020)The company reported a solid full year result with reduced losses, improved revenues and improved control over expenses. Full year 2021 results: Revenue: AU$4.34m (up 17% from FY 2020). Net loss: AU$1.30m (loss narrowed 55% from FY 2020). Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 25Full year 2021 earnings released: AU$0.002 loss per share (vs AU$0.062 loss in FY 2020)The company reported a solid full year result with reduced losses, improved revenues and improved control over expenses. Full year 2021 results: Revenue: AU$4.53m (up 19% from FY 2020). Net loss: AU$1.30m (loss narrowed 55% from FY 2020). Over the last 3 years on average, earnings per share has increased by 77% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.Executive Departure • Jul 13Independent Non-Executive Director Adam Davey has left the companyOn the 2nd of July, Adam Davey's tenure as Independent Non-Executive Director ended after 8.9 years in the role. As of March 2021, Adam still personally held 6.81m shares (AU$211k worth at the time). Adam is the only executive to leave the company over the last 12 months.Recent Insider Transactions Derivative • Jul 07Executive Chairman exercised options to buy AU$173k worth of stock.On the 5th of July, Anthony Leibowitz exercised options to buy 7m shares at a strike price of around AU$0.015, costing a total of AU$100k. This transaction amounted to 4.9% of their direct individual holding at the time of the trade. Since September 2020, Anthony's direct individual holding has increased from 119.95m shares to 135.69m. Company insiders have collectively bought AU$1.6m more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • May 26Executive Chairman exercised options to buy AU$417k worth of stock.On the 21st of May, Anthony Leibowitz exercised options to buy 14m shares at a strike price of around AU$0.02, costing a total of AU$278k. This transaction amounted to 11% of their direct individual holding at the time of the trade. Since June 2020, Anthony's direct individual holding has increased from 119.95m shares to 121.80m. Company insiders have collectively bought AU$1.5m more than they sold, via options and on-market transactions, in the last 12 months.공고 • May 19Ensurance Limited (ASX:ENA) agreed to acquire TK Specialty Risks Pty Ltd for AUD 2.5 million.Ensurance Limited (ASX:ENA) agreed to acquire TK Specialty Risks Pty Ltd for AUD 2.5 million on May 17, 2021. In consideration for the acquisition, Ensurance will issue the vendor with 83,333,334 fully paid ordinary shares in the capital of Ensurance at a deemed issue price of AUD 0.03 per Ensurance share. The Consideration Shares will be subject to a voluntary 24-month escrow period on and from settlement of the acquisition and the Vendor will execute, upon settlement, a voluntary escrow deed confirming this arrangement. Settlement of the acquisition is conditional upon the satisfaction or waiver of the following conditions precedent: completion of operational, financial and legal due diligence by Ensurance on TKSR and its assets and operations; Ensurance shareholders approving the issue of the Consideration Shares in accordance with the ASX Listing Rules and Corporations Act 2001 (Cth); and the parties obtaining all third-party approvals and consents necessary to lawfully complete the matters set out in this Agreement. If the Conditions are not satisfied (or waived by Ensurance) on or before June 10, 2021, or any other date agreed in writing between the parties, any party may terminate the Acquisition Agreement by notice in writing to the other parties. Settlement of the acquisition will occur on the date which is 5 business days (as defined pursuant to the ASX Listing Rules,) after the satisfaction (or waiver by the Purchaser) of the Conditions. The acquisition is currently scheduled for completion following shareholder approval, which is expected towards the end of July 2021.Recent Insider Transactions • Apr 25Insider recently bought AU$1.2m worth of stockOn the 16th of April, Vaughan Kent bought around 35m shares on-market at roughly AU$0.033 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought AU$1.2m more in shares than they have sold in the last 12 months.Reported Earnings • Sep 25Full year earnings released - AU$0.0062 loss per shareOver the last 12 months the company has reported total losses of AU$2.86m, with losses narrowing by 42% from the prior year. Total revenue was AU$3.80m over the last 12 months, up 145% from the prior year.주주 수익률ENAAU InsuranceAU 시장7D0%0.3%-0.2%1Y17.4%-1.3%-0.4%전체 주주 수익률 보기수익률 대 산업: ENA은 지난 1년 동안 -1.3%의 수익을 기록한 Australian Insurance 산업보다 더 좋은 성과를 냈습니다.수익률 대 시장: ENA은 지난 1년 동안 -0.4%를 기록한 Australian 시장보다 더 좋은 성과를 냈습니다.주가 변동성Is ENA's price volatile compared to industry and market?ENA volatilityENA Average Weekly Movement2.1%Insurance Industry Average Movement3.4%Market Average Movement9.5%10% most volatile stocks in AU Market16.5%10% least volatile stocks in AU Market3.8%안정적인 주가: ENA는 지난 3개월 동안 Australian 시장에 비해 주가 변동성이 크지 않았습니다.시간에 따른 변동성: ENA의 주간 변동성은 지난 1년간 10%에서 2%로 감소했습니다.회사 소개설립직원 수CEO웹사이트n/a14Tom Kentwww.ensurance.com.au더 보기Ensurance Limited 기초 지표 요약Ensurance의 순이익과 매출은 시가총액과 어떻게 비교됩니까?ENA 기초 통계시가총액AU$24.34m순이익 (TTM)AU$445.76k매출 (TTM)AU$3.50m54.6x주가수익비율(P/E)7.0x주가매출비율(P/S)ENA는 고평가되어 있습니까?공정 가치 및 평가 분석 보기순이익 및 매출최근 실적 보고서(TTM)의 주요 수익성 지표ENA 손익계산서 (TTM)매출AU$3.50m매출원가AU$2.81m총이익AU$681.36k기타 비용AU$235.60k순이익AU$445.76k최근 보고된 실적Jun 30, 2023다음 실적 발표일해당 없음주당순이익(EPS)0.0049총이익률19.49%순이익률12.75%부채/자본 비율0%ENA의 장기 실적은 어땠습니까?과거 실적 및 비교 보기View Valuation기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2023/11/21 02:48종가2023/11/08 00:00수익2023/06/30연간 수익2023/06/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Ensurance Limited는 0명의 분석가가 다루고 있습니다. 이 중 명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
New Risk • Aug 24New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 101% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (15% average weekly change). Large one-off items impacting financial results. Revenue is less than US$5m (AU$3.5m revenue, or US$2.3m). Market cap is less than US$100m (AU$23.9m market cap, or US$15.4m).
Reported Earnings • Aug 24Full year 2023 earnings released: EPS: AU$0.064 (vs AU$0.003 in FY 2022)Full year 2023 results: EPS: AU$0.064 (up from AU$0.003 in FY 2022). Revenue: AU$4.02m (down 45% from FY 2022). Net income: AU$445.8k (up 63% from FY 2022). Profit margin: 11% (up from 3.8% in FY 2022). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 127% per year but the company’s share price has only increased by 18% per year, which means it is significantly lagging earnings growth.
New Risk • Aug 17New minor risk - Revenue sizeThe company makes less than US$5m in revenue. Total revenue: AU$7.7m (US$5.0m) This is considered a minor risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Revenue is less than US$5m (AU$7.7m revenue, or US$5.0m). Market cap is less than US$100m (AU$23.9m market cap, or US$15.4m).
Board Change • Aug 01Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 2 non-independent directors. Independent Non-Executive Director Tony Wehby was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Mar 04First half 2023 earnings released: EPS: AU$0.001 (vs AU$0.003 in 1H 2022)First half 2023 results: EPS: AU$0.001 (down from AU$0.003 in 1H 2022). Revenue: AU$1.71m (down 52% from 1H 2022). Net income: AU$78.9k (down 70% from 1H 2022). Profit margin: 4.6% (down from 7.4% in 1H 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 111% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Dec 08Non-Executive Chairman recently bought AU$56k worth of stockOn the 6th of December, Anthony Leibowitz bought around 241k shares on-market at roughly AU$0.23 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$69k. Anthony has been a buyer over the last 12 months, purchasing a net total of AU$264k worth in shares.
New Risk • Aug 24New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 101% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (15% average weekly change). Large one-off items impacting financial results. Revenue is less than US$5m (AU$3.5m revenue, or US$2.3m). Market cap is less than US$100m (AU$23.9m market cap, or US$15.4m).
Reported Earnings • Aug 24Full year 2023 earnings released: EPS: AU$0.064 (vs AU$0.003 in FY 2022)Full year 2023 results: EPS: AU$0.064 (up from AU$0.003 in FY 2022). Revenue: AU$4.02m (down 45% from FY 2022). Net income: AU$445.8k (up 63% from FY 2022). Profit margin: 11% (up from 3.8% in FY 2022). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 127% per year but the company’s share price has only increased by 18% per year, which means it is significantly lagging earnings growth.
New Risk • Aug 17New minor risk - Revenue sizeThe company makes less than US$5m in revenue. Total revenue: AU$7.7m (US$5.0m) This is considered a minor risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Revenue is less than US$5m (AU$7.7m revenue, or US$5.0m). Market cap is less than US$100m (AU$23.9m market cap, or US$15.4m).
Board Change • Aug 01Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 2 non-independent directors. Independent Non-Executive Director Tony Wehby was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Mar 04First half 2023 earnings released: EPS: AU$0.001 (vs AU$0.003 in 1H 2022)First half 2023 results: EPS: AU$0.001 (down from AU$0.003 in 1H 2022). Revenue: AU$1.71m (down 52% from 1H 2022). Net income: AU$78.9k (down 70% from 1H 2022). Profit margin: 4.6% (down from 7.4% in 1H 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 111% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Dec 08Non-Executive Chairman recently bought AU$56k worth of stockOn the 6th of December, Anthony Leibowitz bought around 241k shares on-market at roughly AU$0.23 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$69k. Anthony has been a buyer over the last 12 months, purchasing a net total of AU$264k worth in shares.
공고 • Nov 30Ensurance Ltd Announces Resignation of Samir Hallab as DirectorEnsurance Ltd. announced that Mr. Samir (Sam) Hallab has resigned as Non-Executive Director of the Company, effective today. Mr. Hallab will continue in his role as Company Secretary.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 3 non-independent directors. Independent Non-Executive Director Tony Wehby was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Oct 05CEO & Executive Director recently bought AU$69k worth of stockOn the 3rd of October, Vaughan Kent bought around 300k shares on-market at roughly AU$0.23 per share. This transaction amounted to 2.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Vaughan has been a buyer over the last 12 months, purchasing a net total of AU$124k worth in shares.
공고 • Oct 04Ensurance Limited, Annual General Meeting, Nov 23, 2022Ensurance Limited, Annual General Meeting, Nov 23, 2022, at 12:00 AUS Eastern Standard Time.
Recent Insider Transactions • Sep 07Insider recently bought AU$56k worth of stockOn the 5th of September, Vaughan Kent bought around 250k shares on-market at roughly AU$0.22 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$120k. Insiders have collectively bought AU$194k more in shares than they have sold in the last 12 months.
Reported Earnings • Sep 01Full year 2022 earnings released: EPS: AU$0.003 (vs AU$0.023 loss in FY 2021)Full year 2022 results: EPS: AU$0.003 (up from AU$0.023 loss in FY 2021). Revenue: AU$7.31m (up 69% from FY 2021). Net income: AU$273.7k (up AU$1.58m from FY 2021). Profit margin: 3.7% (up from net loss in FY 2021). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 99% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
공고 • Jul 23PSC Insurance Group Limited (ASX:PSI) entered into a non-binding agreement to acquire Ensurance UK Limited from Ensurance Limited (ASX:ENA) for AUD 8.2 million.PSC Insurance Group Limited (ASX:PSI) entered into a non-binding agreement to acquire Ensurance UK Limited from Ensurance Limited (ASX:ENA) for AUD 8.2 million on July 22, 2022. PSC Insurance Group will satisfy the consideration by paying AUD 6.15 million in cash and AUD 2.05 million, in fully paid ordinary shares of PSC (to be held in escrow for a period of 12 months). Ensurance UK reported revenues of AUD 4.4 million. The transaction is subject to completion of financial, commercial and legal due diligence by PSC on Ensurance UK to the satisfaction of PSC; agreed transaction documentation; change of control approval from the Financial Conduct Authority (UK); Ensurance Limited obtaining all necessary shareholder, statutory and regulatory approvals; and PSC Board approval. The transaction is expected to complete on July 31, 2022.
Recent Insider Transactions • Jun 16Non-Executive Chairman recently bought AU$120k worth of stockOn the 14th of June, Anthony Leibowitz bought around 500k shares on-market at roughly AU$0.24 per share. This was the largest purchase by an insider in the last 3 months. Anthony has been a buyer over the last 12 months, purchasing a net total of AU$138k worth in shares.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 3 non-independent directors. Independent Non-Executive Director Tony Wehby was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Feb 21First half 2022 earnings: Revenues and EPS in line with analyst expectationsFirst half 2022 results: EPS: AU$0.003 (up from AU$0.005 loss in 1H 2021). Revenue: AU$3.58m (up 48% from 1H 2021). Net income: AU$263.4k (up AU$570.9k from 1H 2021). Profit margin: 7.4% (up from net loss in 1H 2021). The move to profitability was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 82% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.
공고 • Feb 18Ensurance Limited Appoints Tom Kent as Executive DirectorEnsurance Limited announced that Mr. Tom Kent has been appointed as executive director in addition to his role as chief executive officer, effective February 17, 2022. Mr. Kent's appointment comes as Ensurance continues to build on its growth strategy following the acquisition of TK Specialty Risks Pty Ltd. (TKSR) of which Mr. Kent was founder and managing director. Subsequently, TKSR was rebranded to Ensurance Australia Pty Ltd, and Mr. Kent continued as Managing Director after quickly integrating the business into the wider company. Mr. Kent has worked in the insurance sector for both Australian and global insurers in a number of key roles since 2004. Most recently, prior to establishing TKSR in 2015, Mr. Kent was the professional and financial lines manager for Axis Specialty Australia in South Australia. Mr. Kent currently also serves as an independent director of Lawguard Management Pty Ltd.
분석 기사 • Nov 17Shareholders Will Probably Hold Off On Increasing Ensurance Limited's (ASX:ENA) CEO Compensation For The Time BeingIn the past three years, the share price of Ensurance Limited ( ASX:ENA ) has struggled to grow and now shareholders...
공고 • Oct 01Ensurance Limited announced that it expects to receive AUD 2.145001 million in fundingEnsurance Limited announced that it will issue 9,326,092 at a price of AUD 0.23 per share for gross proceeds of AUD 2,145,000 on September 29, 2021. The transaction will include participation from new and existing professional, sophisticated and institutional investors. The transaction is expected to close on October 8, 2021.
Reported Earnings • Sep 26Full year 2021 earnings released: AU$0.023 loss per share (vs AU$0.05 loss in FY 2020)The company reported a solid full year result with reduced losses, improved revenues and improved control over expenses. Full year 2021 results: Revenue: AU$4.34m (up 17% from FY 2020). Net loss: AU$1.30m (loss narrowed 55% from FY 2020). Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 25Full year 2021 earnings released: AU$0.002 loss per share (vs AU$0.062 loss in FY 2020)The company reported a solid full year result with reduced losses, improved revenues and improved control over expenses. Full year 2021 results: Revenue: AU$4.53m (up 19% from FY 2020). Net loss: AU$1.30m (loss narrowed 55% from FY 2020). Over the last 3 years on average, earnings per share has increased by 77% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.
Executive Departure • Jul 13Independent Non-Executive Director Adam Davey has left the companyOn the 2nd of July, Adam Davey's tenure as Independent Non-Executive Director ended after 8.9 years in the role. As of March 2021, Adam still personally held 6.81m shares (AU$211k worth at the time). Adam is the only executive to leave the company over the last 12 months.
Recent Insider Transactions Derivative • Jul 07Executive Chairman exercised options to buy AU$173k worth of stock.On the 5th of July, Anthony Leibowitz exercised options to buy 7m shares at a strike price of around AU$0.015, costing a total of AU$100k. This transaction amounted to 4.9% of their direct individual holding at the time of the trade. Since September 2020, Anthony's direct individual holding has increased from 119.95m shares to 135.69m. Company insiders have collectively bought AU$1.6m more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • May 26Executive Chairman exercised options to buy AU$417k worth of stock.On the 21st of May, Anthony Leibowitz exercised options to buy 14m shares at a strike price of around AU$0.02, costing a total of AU$278k. This transaction amounted to 11% of their direct individual holding at the time of the trade. Since June 2020, Anthony's direct individual holding has increased from 119.95m shares to 121.80m. Company insiders have collectively bought AU$1.5m more than they sold, via options and on-market transactions, in the last 12 months.
공고 • May 19Ensurance Limited (ASX:ENA) agreed to acquire TK Specialty Risks Pty Ltd for AUD 2.5 million.Ensurance Limited (ASX:ENA) agreed to acquire TK Specialty Risks Pty Ltd for AUD 2.5 million on May 17, 2021. In consideration for the acquisition, Ensurance will issue the vendor with 83,333,334 fully paid ordinary shares in the capital of Ensurance at a deemed issue price of AUD 0.03 per Ensurance share. The Consideration Shares will be subject to a voluntary 24-month escrow period on and from settlement of the acquisition and the Vendor will execute, upon settlement, a voluntary escrow deed confirming this arrangement. Settlement of the acquisition is conditional upon the satisfaction or waiver of the following conditions precedent: completion of operational, financial and legal due diligence by Ensurance on TKSR and its assets and operations; Ensurance shareholders approving the issue of the Consideration Shares in accordance with the ASX Listing Rules and Corporations Act 2001 (Cth); and the parties obtaining all third-party approvals and consents necessary to lawfully complete the matters set out in this Agreement. If the Conditions are not satisfied (or waived by Ensurance) on or before June 10, 2021, or any other date agreed in writing between the parties, any party may terminate the Acquisition Agreement by notice in writing to the other parties. Settlement of the acquisition will occur on the date which is 5 business days (as defined pursuant to the ASX Listing Rules,) after the satisfaction (or waiver by the Purchaser) of the Conditions. The acquisition is currently scheduled for completion following shareholder approval, which is expected towards the end of July 2021.
Recent Insider Transactions • Apr 25Insider recently bought AU$1.2m worth of stockOn the 16th of April, Vaughan Kent bought around 35m shares on-market at roughly AU$0.033 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought AU$1.2m more in shares than they have sold in the last 12 months.
Reported Earnings • Sep 25Full year earnings released - AU$0.0062 loss per shareOver the last 12 months the company has reported total losses of AU$2.86m, with losses narrowing by 42% from the prior year. Total revenue was AU$3.80m over the last 12 months, up 145% from the prior year.
