View ValuationMyState 향후 성장Future 기준 점검 2/6MyState (는) 각각 연간 12.3% 및 5.9% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 12.3% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 10.3% 로 예상됩니다.핵심 정보12.3%이익 성장률12.27%EPS 성장률Banks 이익 성장5.5%매출 성장률5.9%향후 자기자본이익률10.29%애널리스트 커버리지Low마지막 업데이트18 May 2026최근 향후 성장 업데이트공시 • Dec 15MyState Limited Revises Earnings Guidance for the Fiscal Year 2024MyState Limited revised earnings guidance for the fiscal year 2024. For the period, the company expects Earnings per share down 7.5% to 12.5% on fiscal year 2023 (previous guidance: 35.5 cents).모든 업데이트 보기Recent updates공시 • Aug 26+ 3 more updatesMyState Limited, Annual General Meeting, Oct 20, 2026MyState Limited, Annual General Meeting, Oct 20, 2026.Declared Dividend • Aug 21Final dividend of AU$0.11 announcedShareholders will receive a dividend of AU$0.11. Ex-date: 22nd August 2025 Payment date: 16th September 2025 Dividend yield will be 4.8%, which is lower than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (81% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 20Full year 2025 earnings released: EPS: AU$0.26 (vs AU$0.32 in FY 2024)Full year 2025 results: EPS: AU$0.26. Revenue: AU$186.2m (up 23% from FY 2024). Net income: AU$35.6m (flat on FY 2024). Profit margin: 19% (down from 23% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 1.47% (up from 1.45% in FY 2024). Cost-to-income ratio: 68.0% (up from 66.3% in FY 2024). Non-performing loans: 0.72% (down from 0.97% in FY 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in Australia.공시 • Feb 18MyState Limited Announces Ordinary Dividend for the Six Months Ended December 31, 2024, Payable on March 21, 2025MyState Limited announced ordinary dividend of AUD 0.10500000 per share for the six months ended December 31, 2024. Record Date is March 5, 2025. Ex date is March 4, 2025. Payment date is March 21, 2025.Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. MD, CEO & Executive Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Jan 23+ 1 more updateMyState Limited to Report First Half, 2025 Results on Feb 19, 2025MyState Limited announced that they will report first half, 2025 results on Feb 19, 2025공시 • Aug 21MyState Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended June 30, 2024, Payable on September 16, 2024MyState Limited announced ordinary fully franked dividend of AUD 0.11500000 per share for the six months ended June 30, 2024, payable on September 16, 2024; record date: August 23, 2024; Ex date: August 22, 2024.Declared Dividend • Aug 21Final dividend of AU$0.12 announcedDividend of AU$0.12 is the same as last year. Ex-date: 22nd August 2024 Payment date: 16th September 2024 Dividend yield will be 5.5%, which is higher than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (72% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 25% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 19Full year 2024 earnings released: EPS: AU$0.32 (vs AU$0.35 in FY 2023)Full year 2024 results: EPS: AU$0.32 (down from AU$0.35 in FY 2023). Revenue: AU$151.2m (down 4.2% from FY 2023). Net income: AU$35.3m (down 8.3% from FY 2023). Profit margin: 23% (down from 24% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Australia. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 9% per year.Board Change • Aug 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. MD, CEO & Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Declared Dividend • Feb 25First half dividend of AU$0.12 announcedDividend of AU$0.12 is the same as last year. Ex-date: 28th February 2024 Payment date: 22nd March 2024 Dividend yield will be 6.7%, which is higher than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (70% payout ratio) and is expected to be covered in 3 years' time (67% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Feb 24First half 2024 earnings released: EPS: AU$0.16 (vs AU$0.19 in 1H 2023)First half 2024 results: EPS: AU$0.16 (down from AU$0.19 in 1H 2023). Revenue: AU$74.9m (down 7.3% from 1H 2023). Net income: AU$17.5m (down 13% from 1H 2023). Profit margin: 23% (down from 25% in 1H 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Australia. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has fallen by 10% per year, which means it is performing significantly worse than earnings.공시 • Jan 29+ 2 more updatesMyState Limited to Report First Half, 2024 Results on Feb 23, 2024MyState Limited announced that they will report first half, 2024 results on Feb 23, 2024공시 • Dec 15MyState Limited Revises Earnings Guidance for the Fiscal Year 2024MyState Limited revised earnings guidance for the fiscal year 2024. For the period, the company expects Earnings per share down 7.5% to 12.5% on fiscal year 2023 (previous guidance: 35.5 cents).공시 • Aug 18MyState Limited Declares Fully Franked Final Dividend for the Year 2023, Payable on 19 September 2023The Directors of MyState Limited have declared a fully franked final dividend of 11.5 cents per share for the year 2023. The dividend will be payable on 19 September 2023 to shareholders on the register at the record date of 24 August 2023, taking the dividend for the full year to 23.0 cents per share.Reported Earnings • Aug 18Full year 2023 earnings releasedFull year 2023 results: Revenue: AU$160.4m (up 14% from FY 2022). Net income: AU$38.5m (up 20% from FY 2022). Profit margin: 24% (up from 23% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Australia.Buying Opportunity • Aug 17Now 20% undervaluedOver the last 90 days, the stock is up 4.4%. The fair value is estimated to be AU$4.43, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.5% per annum. Earnings is also forecast to grow by 10% per annum over the same time period.Buying Opportunity • Jun 26Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 14%. The fair value is estimated to be AU$3.81, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.2% per annum. Earnings is also forecast to grow by 10.0% per annum over the same time period.Reported Earnings • Feb 24First half 2023 earnings released: EPS: AU$0.19 (vs AU$0.16 in 1H 2022)First half 2023 results: EPS: AU$0.19 (up from AU$0.16 in 1H 2022). Revenue: AU$80.8m (up 12% from 1H 2022). Net income: AU$20.1m (up 21% from 1H 2022). Profit margin: 25% (up from 23% in 1H 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Global Mortgage industry. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has fallen by 12% per year, which means it is performing significantly worse than earnings.공시 • Dec 22MyState Limited, Annual General Meeting, Oct 19, 2023MyState Limited, Annual General Meeting, Oct 19, 2023.Buying Opportunity • Oct 16Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 6.7%. The fair value is estimated to be AU$5.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.4% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 7.5% per annum. Earnings is also forecast to grow by 12% per annum over the same time period.Reported Earnings • Aug 16Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.39 in FY 2021)Full year 2022 results: EPS: AU$0.30 (down from AU$0.39 in FY 2021). Revenue: AU$141.8m (up 1.6% from FY 2021). Net income: AU$32.0m (down 12% from FY 2021). Profit margin: 23% (down from 26% in FY 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 5.1% compared to a 4.1% decline forecast for the Mortgage industry in Australia. Over the last 3 years on average, earnings per share has increased by 1% per year and the company’s share price has also increased by 1% per year.Buying Opportunity • Apr 05Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 3.3%. The fair value is estimated to be AU$6.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.8% over the last 3 years. Earnings per share has grown by 5.3%. Revenue is forecast to grow by 3.8% in a year. Earnings is forecast to decline by 2.5% in the next year.Reported Earnings • Feb 21First half 2022 earnings: EPS in line with expectations, revenues disappointFirst half 2022 results: EPS: AU$0.16 (down from AU$0.18 in 1H 2021). Revenue: AU$72.6m (up 5.1% from 1H 2021). Net income: AU$16.6m (down 2.4% from 1H 2021). Profit margin: 23% (down from 25% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.1%. Over the next year, revenue is forecast to grow 3.8%, compared to a 16% growth forecast for the industry in Australia. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 3% per year.Recent Insider Transactions • Sep 28Key Executive recently bought AU$63k worth of stockOn the 22nd of September, Miles Hampton bought around 13k shares on-market at roughly AU$4.80 per share. This was the largest purchase by an insider in the last 3 months. Miles has been a buyer over the last 12 months, purchasing a net total of AU$189k worth in shares.Reported Earnings • Aug 20Full year 2021 earnings released: EPS AU$0.39 (vs AU$0.33 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: AU$139.5m (up 13% from FY 2020). Net income: AU$36.3m (up 21% from FY 2020). Profit margin: 26% (up from 24% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year and the company’s share price has also increased by 3% per year.Is New 90 Day High Low • Feb 26New 90-day low: AU$4.84The company is down 6.0% from its price of AU$5.16 on 26 November 2020. The Australian market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$4.43 per share.Reported Earnings • Feb 20First half 2021 earnings released: EPS AU$0.18 (vs AU$0.17 in 1H 2020)The company reported a solid first half result with improved earnings and revenues, although profit margins were flat. First half 2021 results: Revenue: AU$69.1m (up 10% from 1H 2020). Net income: AU$17.0m (up 13% from 1H 2020). Profit margin: 25% (in line with 1H 2020). Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has remained flat.Analyst Estimate Surprise Post Earnings • Feb 20Revenue misses expectationsRevenue missed analyst estimates by 2.1%. Over the next year, revenue is forecast to grow 7.2% compared to a 4.5% decline forecast for the Mortgage industry in Australia.Is New 90 Day High Low • Jan 13New 90-day high: AU$5.21The company is up 41% from its price of AU$3.70 on 16 October 2020. The Australian market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 37% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$4.34 per share.Is New 90 Day High Low • Nov 20New 90-day high: AU$4.86The company is up 31% from its price of AU$3.70 on 21 August 2020. The Australian market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 38% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$3.80 per share.Recent Insider Transactions • Oct 29Key Executive recently bought AU$80k worth of stockOn the 23rd of October, Miles Hampton bought around 20k shares on-market at roughly AU$3.98 per share. This was the largest purchase by an insider in the last 3 months. This was Miles' only on-market trade for the last 12 months.이익 및 매출 성장 예측CHIA:MYS - 애널리스트 향후 추정치 및 과거 재무 데이터 (AUD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수6/30/202828979N/AN/A26/30/202727669N/AN/A26/30/202625757N/AN/A212/31/202523347-280-269N/A9/30/202520941-271-262N/A6/30/202518636-261-255N/A3/31/202517035-89-80N/A12/31/2024154348395N/A9/30/2024153354658N/A6/30/202415135922N/A3/31/202415236-136-127N/A12/31/202315236-281-276N/A9/30/202315537-615-610N/A6/30/202315839-949-944N/A3/31/202315437-1,293-1,289N/A12/31/202215035-1,638-1,634N/A9/30/202214634-1,548-1,543N/A6/30/202214132-1,458-1,453N/A3/31/202214234-1,193-1,188N/A12/31/202114336-929-923N/A9/30/202114136-690-685N/A6/30/202114036-452-447N/A3/31/202113534-434-429N/A12/31/202013032-416-411N/A9/30/202012731-382-377N/A6/30/202012430-347-342N/A12/31/201912431-543-539N/A9/30/201912230N/A-501N/A6/30/201912130N/A-463N/A12/31/201811830N/A48N/A9/30/201811931N/A49N/A6/30/201812031N/A50N/A3/31/201812531N/A49N/A12/31/201712531N/A48N/A9/30/201712530N/A44N/A6/30/201712430N/A41N/A3/31/201712429N/A52N/A12/31/201612428N/A63N/A9/30/201612328N/A53N/A6/30/201612228N/A42N/A3/31/201612431N/A33N/A12/31/201512533N/A23N/A9/30/201512533N/A30N/A6/30/201512533N/A37N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: MYS 의 연간 예상 수익 증가율(12.3%)이 saving rate(3.6%)보다 높습니다.수익 vs 시장: MYS 의 연간 수익(12.3%)이 Australian 시장(12.1%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: MYS 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: MYS 의 수익(연간 5.9%)이 Australian 시장(연간 6.2%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: MYS 의 수익(연간 5.9%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: MYS의 자본 수익률은 3년 후 10.3%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/09 08:43종가2026/06/09 00:00수익2025/12/31연간 수익2025/06/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스MyState Limited는 4명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Brendan CarrigMacquarie ResearchNathan ZaiaMorningstar Inc.Alastair HunterOrd Minnett Limited1명의 분석가 더 보기
공시 • Dec 15MyState Limited Revises Earnings Guidance for the Fiscal Year 2024MyState Limited revised earnings guidance for the fiscal year 2024. For the period, the company expects Earnings per share down 7.5% to 12.5% on fiscal year 2023 (previous guidance: 35.5 cents).
공시 • Aug 26+ 3 more updatesMyState Limited, Annual General Meeting, Oct 20, 2026MyState Limited, Annual General Meeting, Oct 20, 2026.
Declared Dividend • Aug 21Final dividend of AU$0.11 announcedShareholders will receive a dividend of AU$0.11. Ex-date: 22nd August 2025 Payment date: 16th September 2025 Dividend yield will be 4.8%, which is lower than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (81% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 20Full year 2025 earnings released: EPS: AU$0.26 (vs AU$0.32 in FY 2024)Full year 2025 results: EPS: AU$0.26. Revenue: AU$186.2m (up 23% from FY 2024). Net income: AU$35.6m (flat on FY 2024). Profit margin: 19% (down from 23% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 1.47% (up from 1.45% in FY 2024). Cost-to-income ratio: 68.0% (up from 66.3% in FY 2024). Non-performing loans: 0.72% (down from 0.97% in FY 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in Australia.
공시 • Feb 18MyState Limited Announces Ordinary Dividend for the Six Months Ended December 31, 2024, Payable on March 21, 2025MyState Limited announced ordinary dividend of AUD 0.10500000 per share for the six months ended December 31, 2024. Record Date is March 5, 2025. Ex date is March 4, 2025. Payment date is March 21, 2025.
Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. MD, CEO & Executive Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Jan 23+ 1 more updateMyState Limited to Report First Half, 2025 Results on Feb 19, 2025MyState Limited announced that they will report first half, 2025 results on Feb 19, 2025
공시 • Aug 21MyState Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended June 30, 2024, Payable on September 16, 2024MyState Limited announced ordinary fully franked dividend of AUD 0.11500000 per share for the six months ended June 30, 2024, payable on September 16, 2024; record date: August 23, 2024; Ex date: August 22, 2024.
Declared Dividend • Aug 21Final dividend of AU$0.12 announcedDividend of AU$0.12 is the same as last year. Ex-date: 22nd August 2024 Payment date: 16th September 2024 Dividend yield will be 5.5%, which is higher than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (72% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 25% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 19Full year 2024 earnings released: EPS: AU$0.32 (vs AU$0.35 in FY 2023)Full year 2024 results: EPS: AU$0.32 (down from AU$0.35 in FY 2023). Revenue: AU$151.2m (down 4.2% from FY 2023). Net income: AU$35.3m (down 8.3% from FY 2023). Profit margin: 23% (down from 24% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Australia. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 9% per year.
Board Change • Aug 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. MD, CEO & Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Declared Dividend • Feb 25First half dividend of AU$0.12 announcedDividend of AU$0.12 is the same as last year. Ex-date: 28th February 2024 Payment date: 22nd March 2024 Dividend yield will be 6.7%, which is higher than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (70% payout ratio) and is expected to be covered in 3 years' time (67% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Feb 24First half 2024 earnings released: EPS: AU$0.16 (vs AU$0.19 in 1H 2023)First half 2024 results: EPS: AU$0.16 (down from AU$0.19 in 1H 2023). Revenue: AU$74.9m (down 7.3% from 1H 2023). Net income: AU$17.5m (down 13% from 1H 2023). Profit margin: 23% (down from 25% in 1H 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Australia. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has fallen by 10% per year, which means it is performing significantly worse than earnings.
공시 • Jan 29+ 2 more updatesMyState Limited to Report First Half, 2024 Results on Feb 23, 2024MyState Limited announced that they will report first half, 2024 results on Feb 23, 2024
공시 • Dec 15MyState Limited Revises Earnings Guidance for the Fiscal Year 2024MyState Limited revised earnings guidance for the fiscal year 2024. For the period, the company expects Earnings per share down 7.5% to 12.5% on fiscal year 2023 (previous guidance: 35.5 cents).
공시 • Aug 18MyState Limited Declares Fully Franked Final Dividend for the Year 2023, Payable on 19 September 2023The Directors of MyState Limited have declared a fully franked final dividend of 11.5 cents per share for the year 2023. The dividend will be payable on 19 September 2023 to shareholders on the register at the record date of 24 August 2023, taking the dividend for the full year to 23.0 cents per share.
Reported Earnings • Aug 18Full year 2023 earnings releasedFull year 2023 results: Revenue: AU$160.4m (up 14% from FY 2022). Net income: AU$38.5m (up 20% from FY 2022). Profit margin: 24% (up from 23% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Australia.
Buying Opportunity • Aug 17Now 20% undervaluedOver the last 90 days, the stock is up 4.4%. The fair value is estimated to be AU$4.43, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.5% per annum. Earnings is also forecast to grow by 10% per annum over the same time period.
Buying Opportunity • Jun 26Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 14%. The fair value is estimated to be AU$3.81, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.2% per annum. Earnings is also forecast to grow by 10.0% per annum over the same time period.
Reported Earnings • Feb 24First half 2023 earnings released: EPS: AU$0.19 (vs AU$0.16 in 1H 2022)First half 2023 results: EPS: AU$0.19 (up from AU$0.16 in 1H 2022). Revenue: AU$80.8m (up 12% from 1H 2022). Net income: AU$20.1m (up 21% from 1H 2022). Profit margin: 25% (up from 23% in 1H 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Global Mortgage industry. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has fallen by 12% per year, which means it is performing significantly worse than earnings.
공시 • Dec 22MyState Limited, Annual General Meeting, Oct 19, 2023MyState Limited, Annual General Meeting, Oct 19, 2023.
Buying Opportunity • Oct 16Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 6.7%. The fair value is estimated to be AU$5.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.4% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 7.5% per annum. Earnings is also forecast to grow by 12% per annum over the same time period.
Reported Earnings • Aug 16Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.39 in FY 2021)Full year 2022 results: EPS: AU$0.30 (down from AU$0.39 in FY 2021). Revenue: AU$141.8m (up 1.6% from FY 2021). Net income: AU$32.0m (down 12% from FY 2021). Profit margin: 23% (down from 26% in FY 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 5.1% compared to a 4.1% decline forecast for the Mortgage industry in Australia. Over the last 3 years on average, earnings per share has increased by 1% per year and the company’s share price has also increased by 1% per year.
Buying Opportunity • Apr 05Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 3.3%. The fair value is estimated to be AU$6.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.8% over the last 3 years. Earnings per share has grown by 5.3%. Revenue is forecast to grow by 3.8% in a year. Earnings is forecast to decline by 2.5% in the next year.
Reported Earnings • Feb 21First half 2022 earnings: EPS in line with expectations, revenues disappointFirst half 2022 results: EPS: AU$0.16 (down from AU$0.18 in 1H 2021). Revenue: AU$72.6m (up 5.1% from 1H 2021). Net income: AU$16.6m (down 2.4% from 1H 2021). Profit margin: 23% (down from 25% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.1%. Over the next year, revenue is forecast to grow 3.8%, compared to a 16% growth forecast for the industry in Australia. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 3% per year.
Recent Insider Transactions • Sep 28Key Executive recently bought AU$63k worth of stockOn the 22nd of September, Miles Hampton bought around 13k shares on-market at roughly AU$4.80 per share. This was the largest purchase by an insider in the last 3 months. Miles has been a buyer over the last 12 months, purchasing a net total of AU$189k worth in shares.
Reported Earnings • Aug 20Full year 2021 earnings released: EPS AU$0.39 (vs AU$0.33 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: AU$139.5m (up 13% from FY 2020). Net income: AU$36.3m (up 21% from FY 2020). Profit margin: 26% (up from 24% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year and the company’s share price has also increased by 3% per year.
Is New 90 Day High Low • Feb 26New 90-day low: AU$4.84The company is down 6.0% from its price of AU$5.16 on 26 November 2020. The Australian market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$4.43 per share.
Reported Earnings • Feb 20First half 2021 earnings released: EPS AU$0.18 (vs AU$0.17 in 1H 2020)The company reported a solid first half result with improved earnings and revenues, although profit margins were flat. First half 2021 results: Revenue: AU$69.1m (up 10% from 1H 2020). Net income: AU$17.0m (up 13% from 1H 2020). Profit margin: 25% (in line with 1H 2020). Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has remained flat.
Analyst Estimate Surprise Post Earnings • Feb 20Revenue misses expectationsRevenue missed analyst estimates by 2.1%. Over the next year, revenue is forecast to grow 7.2% compared to a 4.5% decline forecast for the Mortgage industry in Australia.
Is New 90 Day High Low • Jan 13New 90-day high: AU$5.21The company is up 41% from its price of AU$3.70 on 16 October 2020. The Australian market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 37% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$4.34 per share.
Is New 90 Day High Low • Nov 20New 90-day high: AU$4.86The company is up 31% from its price of AU$3.70 on 21 August 2020. The Australian market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 38% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$3.80 per share.
Recent Insider Transactions • Oct 29Key Executive recently bought AU$80k worth of stockOn the 23rd of October, Miles Hampton bought around 20k shares on-market at roughly AU$3.98 per share. This was the largest purchase by an insider in the last 3 months. This was Miles' only on-market trade for the last 12 months.