Erste Group Bank AG

WBAG:EBS 주식 리포트

시가총액: €46.1b

Erste Group Bank 향후 성장

Future 기준 점검 2/6

Erste Group Bank (는) 각각 연간 10% 및 10.8% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 10.3% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 15.3% 로 예상됩니다.

핵심 정보

10.0%

이익 성장률

10.35%

EPS 성장률

Banks 이익 성장8.5%
매출 성장률10.8%
향후 자기자본이익률15.34%
애널리스트 커버리지

Good

마지막 업데이트16 Jun 2026

최근 향후 성장 업데이트

분석 기사 • Aug 06

Results: Erste Group Bank AG Exceeded Expectations And The Consensus Has Updated Its Estimates

WBAG:EBS 1 Year Share Price vs Fair Value Explore Erste Group Bank's Fair Values from the Community and select yours...

Recent updates

내러티브 업데이트 • Jun 23

EBS: Future Returns Will Balance Execution Risks With Dividend Support

Erste Group Bank's analyst price target has been nudged higher to about €114 from roughly €109, as analysts cite updated fair value estimates, modestly adjusted growth and profitability assumptions, and a series of recent target revisions from major banks as support for the change. Analyst Commentary Recent research on Erste Group Bank shows a cluster of price target changes around a relatively tight range.
내러티브 업데이트 • Jun 05

EBS: Updated Discount Rate And P/E Assumptions Will Support Higher Future Returns

Erste Group Bank’s analyst fair value has been updated from €129.99 to €132.00, as analysts factor in recent price target revisions from JPMorgan, Deutsche Bank, and Citi into slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent Street research on Erste Group Bank reflects a mix of higher and lower price targets, with bullish analysts focusing on the company’s ability to justify a slightly higher fair value through adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions.
내러티브 업데이트 • Apr 29

EBS: Future Returns Will Balance Guidance Outlook With Dividend Support

Erste Group Bank's updated analyst price target has edged higher to about €109.31 from €107.69, as analysts factor in recent target revisions from firms such as Citi, Deutsche Bank, JPMorgan and Barclays, along with small adjustments to growth, margin and P/E assumptions. Analyst Commentary Recent research updates on Erste Group Bank reflect a mix of optimism and caution, with several price target changes clustering in a relatively tight range and focused on valuation tweaks rather than major shifts in fundamental assumptions.
내러티브 업데이트 • Apr 14

EBS: Tighter Revenue And Margin Assumptions Will Likely Elevate Execution Risk

Erste Group Bank's analyst price targets have edged higher into a €119 to €122 range. Analysts point to updated assumptions for stronger revenue growth, firmer profit margins and a lower future P/E as key supports for the shift.
내러티브 업데이트 • Mar 31

EBS: Future Share Moves Will Reflect Raised Guidance And Dividend Support

Erste Group Bank's analyst price target has been revised slightly to €107.69, with analysts citing recent target increases to €119 and €122 as support for maintaining a constructive view on the shares. Analyst Commentary Recent commentary from major brokers points to a constructive tone on Erste Group Bank, with price targets now cited at €119 and €122.
내러티브 업데이트 • Mar 17

EBS: Future Share Moves Will Reflect Raised Earnings Guidance And Dividend Outlook

Erste Group Bank's analyst price target has edged higher to a range of about €119 to €122, as analysts factor in small adjustments to fair value inputs along with recent upward target revisions from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts are nudging price targets higher into the €119 to €122 range, which signals a view that the current share price does not fully reflect their fair value assumptions.
내러티브 업데이트 • Mar 03

EBS: Future Share Moves Will Reflect Raised Price Views And Earnings Assumptions

The analyst price target for Erste Group Bank has moved from €98.44 to €107.88. Analysts point to updated fair value estimates, revised revenue growth and profit margin assumptions, a slightly adjusted discount rate, and future P/E expectations, as reflected in recent research such as the €13 price target increase reported by JPMorgan.
내러티브 업데이트 • Feb 17

EBS: Higher P/E Assumptions Will Likely Magnify Execution Risk

Analysts have lifted their price target on Erste Group Bank by €13 to €79.90, citing updated fair value estimates, a slightly revised discount rate, and refreshed assumptions for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Even with the higher price target of €79.90, some bearish analysts remain cautious and see more risk around execution, growth assumptions, and where the valuation now sits relative to their updated fair value work.
내러티브 업데이트 • Feb 02

EBS: Higher Profit Margins And P/E Assumptions Will Drive Shares Higher

Erste Group Bank's analyst price target has been lifted from about €97 to roughly €130, as analysts point to updated assumptions around profit margins and future P/E multiples, along with recent target increases from several major banks, even as opinions on the stock's rating differ. Analyst Commentary Recent research on Erste Group Bank highlights a split in views on the shares, with several bullish analysts lifting their price targets into a higher range.
내러티브 업데이트 • Jan 19

EBS: Future Share Moves Will Reflect Mixed Ratings And Earnings Outlook

Analysts have lifted their fair value estimate for Erste Group Bank from €92.24 to €98.44, reflecting recent Street price target revisions into the €96 to €102 range supported by updated assumptions for the discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Street research on Erste Group Bank has shifted into a tighter price target range of €96 to €102, with differing opinions on how much upside is left at current levels.
내러티브 업데이트 • Jan 05

EBS: Upgraded 2025 Guidance Will Likely Magnify Execution And Margin Risks

Erste Group Bank’s analyst price targets have moved higher into a €96 to €102 range, as analysts factor in updated assumptions on revenue growth, profit margins, and a slightly lower future P/E outlook. Analyst Commentary Recent Street research shows a split view on Erste Group Bank, with higher price targets clustered in a €96 to €102 range, but also some more cautious signals on execution and valuation risk.
내러티브 업데이트 • Dec 14

EBS: Rising Price Expectations Will Likely Expose Fragile Earnings Momentum

Analysts have lifted their fair value estimate for Erste Group Bank from EUR 62.0 to EUR 75.6, citing stronger expected revenue growth and higher long term valuation multiples, as reflected in a series of recent price target increases across the Street. Analyst Commentary Recent Street research on Erste Group Bank reflects a more mixed backdrop, with rising price targets at some major firms set against a clear shift toward caution from other quarters.
내러티브 업데이트 • Nov 30

EBS: Share Performance Will Reflect Earnings Outlook Amid Mixed Ratings

The analyst price target for Erste Group Bank has been modestly increased from EUR 92.09 to EUR 92.24. This reflects continued confidence from analysts amid recent upward revisions based on expectations of sustained revenue growth and profitability.
내러티브 업데이트 • Nov 16

EBS: Revenue Momentum And Improved Margins Will Drive Performance Amid Mixed Ratings

Erste Group Bank’s analyst price target has increased from approximately EUR 88.66 to EUR 92.09, as analysts cite improved revenue growth and profit margin expectations. This is supported by recent positive revisions from several major firms.
내러티브 업데이트 • Nov 02

EBS: Revenue And Margin Improvements Will Guide Balanced Performance Ahead

Erste Group Bank's analyst price target has been raised from EUR 86.76 to EUR 88.66, as analysts point to improved revenue growth estimates and a slight uptick in profit margin projections. Analyst Commentary Recent street research reflects a range of perspectives on Erste Group Bank, following several notable price target increases across major financial institutions.
내러티브 업데이트 • Oct 18

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Erste Group Bank's analyst price target has increased from EUR 85.03 to EUR 86.76. This reflects analysts' confidence in the company's improving profit margins and sustained revenue growth.
내러티브 업데이트 • Oct 04

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Erste Group Bank's analyst price target has been increased from approximately EUR 82.63 to EUR 85.03. Analysts cite improving revenue growth expectations and a slightly lower discount rate as key drivers of this upward revision.
내러티브 업데이트 • Sep 19

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Given the lack of provided analyst reasoning, consensus upward adjustments to both Future P/E (from 8.82x to 8.96x) and the Discount Rate (from 6.90% to 7.01%) were marginal, resulting in an effectively unchanged fair value, with the Analyst Price Target moving slightly from €81.57 to €82.63. Valuation Changes Summary of Valuation Changes for Erste Group Bank The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €81.57 to €82.63.
내러티브 업데이트 • Sep 04

CEE Banking Markets Will Flourish With Digital And Polish Expansion

With both the future P/E ratio and net profit margin remaining steady, there were no significant fundamental changes, and as a result, the consensus analyst price target for Erste Group Bank was unchanged at €81.57. Valuation Changes Summary of Valuation Changes for Erste Group Bank The Consensus Analyst Price Target remained effectively unchanged, at €81.57.
분석 기사 • Aug 06

Results: Erste Group Bank AG Exceeded Expectations And The Consensus Has Updated Its Estimates

WBAG:EBS 1 Year Share Price vs Fair Value Explore Erste Group Bank's Fair Values from the Community and select yours...
User avatar
새로운 내러티브 • Nov 07

Economic Struggles Signal Challenges For Financial Growth In Key Markets

Subdued economic performance in Austria and rate declines may compress margins and reduce net interest income.

이익 및 매출 성장 예측

WBAG:EBS - 애널리스트 향후 추정치 및 과거 재무 데이터 (EUR Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/202817,3664,771N/AN/A12
12/31/202716,4834,385N/AN/A14
12/31/202615,8293,934N/AN/A12
3/31/202611,9983,507-4,362-3,567N/A
12/31/202511,2143,371-3,677-2,924N/A
9/30/202510,9663,105-4,776-4,060N/A
6/30/202510,8943,091-3,472-2,693N/A
3/31/202510,8123,016-11,601-10,828N/A
12/31/202410,7892,992-17,439-16,693N/A
9/30/202410,6223,100-4,795-4,180N/A
6/30/202410,4473,0332,7483,270N/A
3/31/202410,4113,074-872-444N/A
12/31/202310,2312,899-1,623-1,095N/A
9/30/20239,8572,722-2,043-1,584N/A
6/30/20239,2612,412-13,418-12,908N/A
3/31/20238,7682,160-12,202-11,635N/A
12/31/20228,2302,065-18,174-17,695N/A
9/30/20227,9831,990-25,432-24,961N/A
6/30/20228,0192,013-24,117-23,708N/A
3/31/20227,7611,869-22,344-21,818N/A
12/31/20217,5781,776-15,429-14,881N/A
9/30/20217,1301,462-13,107-12,392N/A
6/30/20216,7731,272-6,946-6,254N/A
3/31/20216,052840-8,160-7,577N/A
12/31/20205,861669-5,437-4,888N/A
9/30/20206,200779-6,871-6,350N/A
6/30/20206,383927-14,617-14,152N/A
3/31/20207,0201,223-8,898-8,383N/A
12/31/20197,2231,378N/A-11,710N/A
9/30/20197,2011,711N/A-11,562N/A
6/30/20197,1511,674N/A-12,421N/A
3/31/20197,0571,757N/A-17,461N/A
12/31/20186,9711,717N/A-15,828N/A
9/30/20186,9661,480N/A-17,388N/A
6/30/20186,9201,389N/A-19,534N/A
3/31/20186,8321,313N/A-8,227N/A
12/31/20176,6931,255N/A-11,221N/A
9/30/20176,5361,049N/A-10,674N/A
6/30/20176,4351,024N/A-3,466N/A
3/31/20176,6481,217N/A-11,538N/A
12/31/20166,6441,248N/A-4,385N/A
9/30/20166,8531,369N/A-3,239N/A
6/30/20166,8181,308N/A-1,384N/A
3/31/20166,4991,014N/A1,644N/A
12/31/20156,441968N/A386N/A
9/30/20156,064806N/A-1,232N/A

애널리스트 향후 성장 전망

수입 대 저축률: EBS 의 연간 예상 수익 증가율(10%)이 saving rate(2.3%)보다 높습니다.

수익 vs 시장: EBS 의 연간 수익(10%)이 Austrian 시장(11.5%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: EBS 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: EBS 의 수익(연간 10.8%)이 Austrian 시장(연간 4.8%)보다 빠르게 성장할 것으로 예상됩니다.

고성장 매출: EBS 의 수익(연간 10.8%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: EBS의 자본 수익률은 3년 후 15.3%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/07/02 01:24
종가2026/07/02 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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산업 및 섹터 지표

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분석가 소스

Erste Group Bank AG는 31명의 분석가가 다루고 있습니다. 이 중 14명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Ivan BokhmatBarclays
Krishnendra DubeyBarclays
Eoin MullanyBerenberg