공시 • 4h
Ing Group Announces Executive Changes ING Group had appointed Bob Bakker as head of Investor Relations. Bob Bakker had been part of ING’s Investor Relations team since 2019, most recently as Senior Investor Relations Officer. During this time, he played a key role in shaping ING’s investor relations strategy and financial communication, building strong relationships with institutional investors, analysts and rating agencies, and advising the Executive Board on ING’s equity story and shareholder engagement. Prior to joining Investor Relations, he held several senior finance roles within ING, including head of Finance Business Partnering at ING Bank Romania and head of Finance Management Information & Advice at ING Group. As head of Investor Relations, he will report directly to ING’s chief financial officer, Ida Lerner. ING Group had also announced that Sjoerd Miltenburg, the outgoing head of Investor Relations, had been appointed head of Wholesale Banking in the Netherlands. 공시 • Jun 15
ING Groep N.V. Announces Executive Changes ING Groep N.V. announced that Hilde Garssen would be appointed to the Management Board Banking (MBB) as chief human resources officer (CHRO), effective September 1, 2026. Hilde Garssen is currently chief people officer and a member of the Board of Management at KPN. She will succeed Ruth McGill, who left ING in November 2025. Isaac Vitini has overseen the CHRO role on an ad interim basis since then. Hilde Garssen has more than 25 years of experience across the banking and telecommunications sectors. She has held chief human resources officer roles at KPN and ABN AMRO. At KPN, Hilde has been the chief people officer since 2018 and a member of the Board of Management since 2019. Before joining KPN, Hilde spent 19 years at ABN AMRO in senior HR and transformation roles. The appointment of Hilde Garssen has been approved by the European Central Bank. 공시 • Jun 10
ING Groep N.V. Rolls Out Global Subscription Banking Model ING Groep NV announced a new global subscriptions model designed to make daily banking easier and deliver greater value for customers. The approach reflects changing customer expectations, with research showing a growing demand for simplicity, transparency and benefits that fit everyday life. Four plans ING Go, ING More, ING Extra and ING Max are introduced under one brand across all nine retail markets covering 41 million customers (Netherlands, Belgium, Germany, Spain, Italy, Australia, Poland, Romania, Türkiye). Each subscription plan combines everyday banking with additional features and lifestyle benefits that customers would otherwise arrange separately. The features included in each plan will be tailored per market, based on what customers value most locally. The new model also introduces premium plans, allowing customers to select a plan that includes a broader set of higher-value banking and lifestyle benefits. Examples include an enhanced card offer (debit and credit card in one plan), additional banking and investment benefits, comprehensive insurance cover, and partner-enabled extras such as streaming services, travel-related benefits, as well as loyalty and cashback features. By combining banking services with these added benefits in a single proposition, ING Groep NV aims to offer customers greater convenience, flexibility and value. Following launches in Belgium, Poland and Romania, the model is expanding market by market, with the Netherlands going live as part of a phased international rollout across retail markets. Including customers migrated from existing offerings, there are already 3 million customers enjoying the benefits of the new plans. With over 600bln in Retail banking customer deposits, the move marks an important step in the strategy to evolve from product-based banking towards more relationship-based customer propositions, combining banking, protection and lifestyle benefits within a single offering. The model is also aligned with the strategy to scale across markets, with the flexibility to stay relevant locally. 공시 • Jun 09
ING Groep N.V. Announces Executive Changes ING Groep N.V. announced that Andrea Cesaroni will be appointed chief risk officer of ING. Andrea has been the head of Integrated Risk at ING since 2022 and additionally took on the role as head of Risk ad interim since 24 February 2026, reporting to the CFO, when former CRO Ljiljana Cortan took on her new role as head of Wholesale Banking. As announced earlier, Ljiljana Cortan will at the same moment step down from the Executive Board. Andrea joined ING in 2022 as head of Integrated Risk with overall responsibility for the risk management policies, frameworks and governance, including ESG risk, risk modelling and capital adequacy process. He has also been overseeing ING’s day-to-day risk management activities as head of Risk ad interim since 24 February 2026. Andrea has over 25 years of experience in financial services and risk management. He joined ING from UniCredit, where he was head of Group Financial Risk and later head of Group Risk Models & Credit Risk Governance, where he was responsible for credit and financial risk analytics as well as group-wide credit policies and lending guidelines. Before joining UniCredit he was a consultant at Deloitte and Arthur Andersen. Andrea is Italian and holds a Bachelor’s in Economics from the University of Rome and an MBA from the University of Bologna Business School. 공시 • Mar 17
ING Groep N.V. has filed a Follow-on Equity Offering. ING Groep N.V. has filed a Follow-on Equity Offering.
Security Name: Floating Rate Notes due 2032
Security Type: Corporate Bond/Note
Security Features: Callable; EuroBonds; Eurodollar bonds; Floating Rate; Senior; Unsecured; Unsubordinated 공시 • Feb 06
ING Groep N.V. Announces Executive Changes ING Groep N.V. announced that Ljiljana Cortan will be appointed head of ING Wholesale Banking, effective February 24, 2026. She is succeeding Andrew Bester, who, as announced last October, is returning to the UK to start the non-executive phase of his career. Having completed the handover of the Wholesale Banking activities, Andrew Bester will step down from the Management Board Banking on February 24, 2026. As of February 24, 2026, Ljiljana Cortan will leave her position as chief risk officer (CRO), which she assumed in 2021. The selection process for a new CRO is underway. Until the appointment of a successor, Ljiljana will remain a member of the Executive Board, with ING’s chief financial officer temporarily assuming responsibility for risk on the Executive Board. The day-to-day risk management activities until a CRO is appointed will be performed by Andrea Cesaroni, currently head of Integrated Risk, who will, in the ad interim role of head of risk, report to the CFO. Andrea has over 25 years of experience in financial services and risk management. He joined ING in July 2022 and was appointed to his current role, responsible for risk management policies, frameworks and governance, including ESG risk, risk modelling and capital adequacy assessment. He joined ING from UniCredit, where among other roles he was head of Group Financial Risk and later he was head of Group Risk Models & Credit Risk Governance. Before joining UniCredit he was a consultant at Deloitte and Arthur Andersen. The appointment of Ljiljana Cortan as head of Wholesale Banking has been approved by the European Central Bank. 
