Guidewire Software, Inc.

NYSE:GWRE 株式レポート

時価総額：US$13.3b

Guidewire Software 将来の成長

Future 基準チェック /56

Guidewire Software利益と収益がそれぞれ年間21.4%と13.9%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に25.8% 21.9%なると予測されています。

主要情報

21.4%

収益成長率

21.90%

EPS成長率

Software 収益成長19.9%
収益成長率13.9%
将来の株主資本利益率25.76%
アナリストカバレッジ

Good

最終更新日22 Jul 2026

今後の成長に関する最新情報

Recent updates

ナラティブ更新 • Aug 04

GWRE: AI Cloud Platform And ARR Defensibility Will Drive Future Upside

Guidewire Software's fair value estimate has been reset from $234.14 to $198.38 as analysts update price targets and models to reflect a lower future P/E assumption, along with slightly higher revenue growth and margin expectations supported by recent research that highlights the company's defensibility and AI related opportunities. Analyst Commentary Recent research around Guidewire Software gives you a mixed but generally constructive picture.
ナラティブ更新 • Jul 21

GWRE: Cloud And AI Adoption Will Balance Near Term Execution Risks

Guidewire Software's analyst fair value estimate has been revised from $137.00 to $141.12. This reflects updated assumptions around revenue growth, profit margins, discount rates, and a slightly higher future P/E, in light of recent price target resets that still highlight AI and cloud adoption as key parts of the long term story for the stock.
Seeking Alpha • Jul 16

Guidewire Software: The Cloud Story Is Priced In, But The Platform Story Isn't

Summary Guidewire maintains a Buy rating, with a FY 2027 price target of $167, implying 14% upside. Cloud migration is largely complete, with subscription and support revenues now 66% of total and driving 27% YoY revenue growth in Q3. Margin expansion is evident, as subscription/support gross margin rose 300 bps YoY and GAAP operating margin expanded 700 bps YoY in Q3. Further upside depends on accelerating ARR and platform expansion within GWRE’s install base, with risk assessed as moderate. Read the full article on Seeking Alpha
ナラティブ更新 • Jul 07

GWRE: Cloud And AI Adoption Will Support Margins Despite Deal Volatility

Guidewire Software's updated analyst price target has moved lower in aggregate, with the model fair value shifting from $300.00 to about $278.40 as analysts weigh slightly slower revenue growth assumptions against firmer profit margin expectations and a lower future P/E multiple, while still highlighting the company's role as a market leading platform with a large addressable market, as well as potential benefits from AI and cloud products. Analyst Commentary Recent research on Guidewire Software points to a more cautious stance on valuation, even as many bullish analysts still highlight what they see as solid execution, a large market opportunity and growing demand for cloud and AI driven offerings.
ナラティブ更新 • Jun 23

GWRE: Cloud And AI Execution Will Drive Confidence In Subscription Transition

Analysts have trimmed the fair value estimate for Guidewire Software to $137.00 from $138.49, reflecting lower price targets across the Street as they balance solid recent results and product momentum with questions around annualized recurring revenue trends and recent share price performance. Analyst Commentary Recent research updates on Guidewire Software show a cluster of price target cuts following the latest earnings and guidance.
分析記事 • Jun 17

Guidewire Software (GWRE) Stock Could Be 49.8% Undervalued After Earnings Beat And Higher Guidance

Guidewire Software (GWRE) is back in focus after third quarter revenue exceeded market expectations and management raised full year guidance, citing stronger demand for its cloud platform and AI driven insurance solutions. See our latest analysis for Guidewire Software. Despite the strong third quarter update and new wins like Peel Mutual Insurance adopting Guidewire Cloud and embedded AI, Guidewire Software’s 1 year total shareholder return is down 52.68%, while the 3 year total shareholder...
ナラティブ更新 • Jun 05

GWRE: Cloud And AI Adoption Will Offset Deal Timing Volatility

Analysts have trimmed Guidewire Software's aggregate price target by about $40 to $225, reflecting recent quarters where annualized recurring revenue trends and lumpy deal timing raised near term questions. At the same time, they continue to cite solid cloud traction and a healthy long term model.
ナラティブ更新 • May 22

GWRE: AI And Cloud Migration Tailwinds Will Drive Long-Term Upside

Analysts have trimmed Guidewire Software's average price target by $41, reflecting sector wide software multiple compression. They also highlight solid execution, a clean beat and raise quarter, and what they view as strong positioning for AI driven demand.
ナラティブ更新 • Apr 28

GWRE: AI Overhang And Software Repricing Will Shape Cloud Transition Outlook

The analyst price target for Guidewire has been trimmed by about $4 to reflect a lower assumed future P/E multiple, even as analysts highlight solid results, resilient ARR trends and sector wide software multiple compression as the main drivers of recent target resets around $175 to $250. Analyst Commentary Recent research points to a split view on Guidewire Software, with several firms trimming price targets while still pointing to solid execution and resilient annual recurring revenue trends.
ナラティブ更新 • Apr 14

GWRE: AI Overhang And Software Repricing Will Set Up Cloud Upside

Guidewire Software's updated analyst price target moves from about $160 to roughly $142, as analysts cite sector wide software multiple compression and mixed price target revisions despite solid results and ongoing AI positioning. Analyst Commentary Recent research notes show a mix of support for Guidewire's business performance and more cautious views on the stock, as analysts adjust price targets to reflect sector wide software multiple compression and shifting sentiment around AI and vertical SaaS.
ナラティブ更新 • Mar 31

GWRE: AI Sentiment And Multiple Compression Will Shape Cloud And Buyback Upside

Analysts have adjusted their price targets on Guidewire Software across a wide range, roughly between $175 and $250. They are responding to software multiple compression and AI related sentiment, while still pointing to recent quarters as "clean beats" with solid results and raised estimates.
ナラティブ更新 • Mar 17

GWRE: Cloud And AI Adoption Will Support Resilient ARR Story

Guidewire's updated analyst price target has moved lower by about $34 to reflect sector wide software multiple compression, even as analysts highlight solid recent results, resilient ARR trends, and the company's positioning around AI as ongoing supports for the story. Analyst Commentary Recent research updates on Guidewire cluster around the same core message, with analysts adjusting price targets to reflect broader software multiple compression while still pointing to solid execution and resilient annual recurring revenue, or ARR, trends.
ナラティブ更新 • Mar 03

GWRE: AI Disruption Fears Will Temper Cloud And Buyback Upside Potential

Analysts have trimmed their Guidewire price targets, with our fair value estimate moving from $172.15 to $160.00. This reflects sector wide caution around AI disruption and softer software sentiment, even as underlying growth and margin assumptions remain relatively stable.
ナラティブ更新 • Feb 16

GWRE: AI And Cloud Adoption Will Drive Upside Despite Near Term Seasonality

Narrative Update Analysts have trimmed their price targets on Guidewire, with recent cuts such as $275 to $250 and $267 to $242. These changes reflect a reset of expectations, while still highlighting ongoing AI potential and solid cloud traction with major insurers.
ナラティブ更新 • Feb 02

GWRE: Cloud Momentum And 2026 AI Themes Will Drive Long-Term Upside

Narrative update: Guidewire Software Analysts have trimmed their average price targets for Guidewire into the low to mid US$200s, citing valuation and limited near term catalysts. At the same time, they point to ongoing cloud momentum and longer term AI themes as key parts of the story.
分析記事 • Jan 30

Guidewire Software, Inc. (NYSE:GWRE) Shares May Have Slumped 27% But Getting In Cheap Is Still Unlikely

To the annoyance of some shareholders, Guidewire Software, Inc. ( NYSE:GWRE ) shares are down a considerable 27% in the...
ナラティブ更新 • Jan 19

GWRE: Cloud Adoption And AI Agents Will Shape Long-Term Upside

Analysts have trimmed their fair value estimate for Guidewire Software from US$305 to US$300 as price targets across the Street move lower. They cite valuation, seasonality around the upcoming fiscal Q1 report, and a preference for broader AI themes, even as cloud momentum with large insurers remains a key part of the story.
ナラティブ更新 • Jan 05

GWRE: Cloud Momentum And Seasonality Will Shape A Balanced Near Term Outlook

Analysts have modestly lowered their price target on Guidewire Software, trimming fair value estimates by about $24 to approximately $242 per share. They cite solid cloud momentum but limited near term upside to consensus forecasts due to seasonality and valuation constraints.
分析記事 • Jan 02

These 4 Measures Indicate That Guidewire Software (NYSE:GWRE) Is Using Debt Safely

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
ナラティブ更新 • Dec 14

GWRE: Cloud Adoption And AI Capabilities Will Drive Long-Term Upside

Analysts have modestly reduced their price target on Guidewire Software, trimming it by $25 to $242, as they balance evidence of solid cloud momentum with a more cautious stance on near term upside and valuation. Analyst Commentary Bullish analysts see the latest price target revision as a recalibration rather than a reversal of the long term thesis.
分析記事 • Dec 09

Here's Why Shareholders Will Not Be Complaining About Guidewire Software, Inc.'s (NYSE:GWRE) CEO Pay Packet

Key Insights Guidewire Software to hold its Annual General Meeting on 15th of December Total pay for CEO Mike Rosenbaum...
ナラティブ更新 • Sep 21

Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry

Guidewire Software’s analyst price target was raised to $268.38 as strong Q4 results, accelerating cloud deals, landmark client wins, and above-consensus long-term guidance reinforce market leadership and visibility. Analyst Commentary Multiple bullish analysts highlight Guidewire's strong Q4 results, with broad-based beats driven by a record number of cloud deals (19), accelerating bookings, and subscription revenue up 33% year-over-year.
分析記事 • Sep 08

Results: Guidewire Software, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

The investors in Guidewire Software, Inc. 's ( NYSE:GWRE ) will be rubbing their hands together with glee today, after...
ナラティブ更新 • Sep 06

Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry

Guidewire Software’s robust Q4 results—including accelerating subscription growth, margin expansion, and a major cloud migration deal—have driven analysts to raise conviction in its growth trajectory, resulting in a consensus price target increase from $249.79 to $264.31. Analyst Commentary Significant Q4 outperformance with broad-based beats, highlighted by accelerating bookings, strong subscription revenue growth (up 33% YoY), and expanding subscription gross margins (reaching 70%).
Seeking Alpha • Apr 27

Guidewire: Can Outperform In A Bear Market

Summary Guidewire Software is crisis resilient, growing steadily with strong financials, but its high valuation and cautious gen AI strategy make it a hold for now. The company provides on-prem and cloud solutions for insurance operations, with sticky services and low churn rates, even during crises. Despite high R&D spending, Guidewire's slow gen AI adoption risks losing market share to faster-moving competitors like ServiceNow. Current valuation is high; while it's a good short-term buy due to market volatility, long-term prospects are less attractive. Read the full article on Seeking Alpha
Seeking Alpha • Mar 17

Guidewire: The Shift To Profitability

Summary Guidewire Software's profitability is improving, with a net margin nearing positive, driven by its dominance in the P&C insurance software market. The company's shift to subscription-based models is enhancing gross margins, projected to reach 82% by 2028 due to economies of scale. SG&A and R&D expenses are expected to decline as a percentage of revenue, boosting operating efficiency and margins to 29.9% and 25.3% by 2028. Read the full article on Seeking Alpha

業績と収益の成長予測

NYSE:GWRE - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
7/31/20292,3363106707282
7/31/20281,96224652756713
7/31/20271,70217742245115
7/31/20261,47615234337215
4/30/20261,421160320351N/A
1/31/20261,342189294322N/A
10/31/20251,27292270296N/A
7/31/20251,20270280301N/A
4/30/20251,13735232250N/A
1/31/20251,085-17205222N/A
10/31/20241,03630187206N/A
7/31/2024980-6177196N/A
4/30/2024959-11155175N/A
1/31/2024926-51102122N/A
10/31/2023917-703654N/A
7/31/2023905-1122138N/A
4/30/2023880-155-67-51N/A
1/31/2023870-167-31-14N/A
10/31/2022842-198-37-18N/A
7/31/2022813-180-60-38N/A
4/30/2022797-150-39-13N/A
1/31/2022764-130-284N/A
10/31/2021739-98-1120N/A
7/31/2021743-6783112N/A
4/30/2021758-2787110N/A
1/31/2021762-2187109N/A
10/31/2020755-3296115N/A
7/31/2020742-2787113N/A
4/30/2020706-4369109N/A
1/31/2020701-21N/A130N/A
10/31/2019696-1N/A125N/A
7/31/201972021N/A116N/A
4/30/201975257N/A117N/A
1/31/201973134N/A111N/A
10/31/2018725-12N/A144N/A
7/31/2018653-27N/A140N/A
4/30/2018589-62N/A124N/A
1/31/2018570-32N/A126N/A
10/31/201752820N/A119N/A
7/31/201751018N/A139N/A
4/30/201747410N/A101N/A
1/31/201745012N/A103N/A
10/31/20164369N/A98N/A
7/31/201642415N/A100N/A
4/30/201640911N/A84N/A
1/31/20163968N/A87N/A
10/31/201538311N/A58N/A

アナリストによる今後の成長予測

収入対貯蓄率: GWREの予測収益成長率 (年間21.4% ) は 貯蓄率 ( 3.7% ) を上回っています。

収益対市場: GWREの収益 ( 21.4% ) はUS市場 ( 16.7% ) よりも速いペースで成長すると予測されています。

高成長収益: GWREの収益は今後 3 年間で 大幅に 増加すると予想されています。

収益対市場: GWREの収益 ( 13.9% ) US市場 ( 12.8% ) よりも速いペースで成長すると予測されています。

高い収益成長: GWREの収益 ( 13.9% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: GWREの 自己資本利益率 は、3年後には高くなると予測されています ( 25.8 %)

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/08/07 08:19
終値2026/08/07 00:00
収益2026/04/30
年間収益2025/07/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

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業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Guidewire Software, Inc. 15 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。23

アナリスト機関
Joseph VruwinkBaird
Michael FunkBofA Global Research
Madeline BrooksBofA Global Research