View ValuationExzeo Group 将来の成長Future 基準チェック /16Exzeo Groupは、16.6%と11.5%でそれぞれ年率16.6%で利益と収益が成長すると予測される一方、EPSはgrowで10.9%年率。主要情報16.6%収益成長率10.92%EPS成長率Insurance 収益成長1.9%収益成長率11.5%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日07 May 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesValuation Update With 7 Day Price Move • May 14Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$13.38, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$14.62 per share.Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.22 (vs US$0.22 in 1Q 2025)First quarter 2026 results: EPS: US$0.22 (up from US$0.22 in 1Q 2025). Revenue: US$58.0m (up 9.9% from 1Q 2025). Net income: US$19.8m (up 16% from 1Q 2025). Profit margin: 34% (up from 32% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in the US.Valuation Update With 7 Day Price Move • Apr 17Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$11.78 per share.お知らせ • Apr 14Exzeo Group, Inc. to Report Q1, 2026 Results on May 06, 2026Exzeo Group, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026お知らせ • Apr 10Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026. Location: 1000 century park drive, tampa, florida, United StatesBuy Or Sell Opportunity • Mar 31Now 25% overvaluedOver the last 90 days, the stock has fallen 40% to US$14.67. The fair value is estimated to be US$11.78, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 40% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 36% in the next 2 years.Seeking Alpha • Mar 19Exzeo: Under The Radar And GleamingSummary Exzeo, majority-owned by HCI Group, delivers property-specific risk analysis technology, enabling superior underwriting and margin expansion. XZO posted Q4 revenue of $53.3M, adjusted EBITDA of $28M, and expanding margins, trading at less than 16x earnings and ~10x EBITDA. AI disintermediation fears are overblown; XZO’s proprietary datasets and new third-party partnerships underpin defensible, scalable growth. Guidance appears conservative versus momentum; valuation is compelling with high cash conversion, robust growth, and potential for further upside. Read the full article on Seeking AlphaReported Earnings • Feb 28Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$0.99 (up from US$0.19 in FY 2024). Revenue: US$221.3m (up 65% from FY 2024). Net income: US$82.7m (up 463% from FY 2024). Profit margin: 37% (up from 11% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.1% growth forecast for the Insurance industry in the US.Valuation Update With 7 Day Price Move • Feb 05Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 11x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.77 per share.お知らせ • Feb 05Exzeo Group, Inc. to Report Q4, 2025 Results on Feb 25, 2026Exzeo Group, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026Recent Insider Transactions • Dec 23President & Director recently bought US$245k worth of stockOn the 18th of December, Kevin Mitchell bought around 13k shares on-market at roughly US$19.58 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$1.1m. Kevin has been a buyer over the last 12 months, purchasing a net total of US$266k worth in shares.Valuation Update With 7 Day Price Move • Dec 23Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$23.19, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 15x in the Software industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.31 per share.Reported Earnings • Dec 11Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.25. Revenue: US$56.3m (up 52% from 3Q 2024). Net income: US$21.2m (up US$21.2m from 3Q 2024). Profit margin: 38% (up from 0% in 3Q 2024). The increase in margin was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 4.2%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in the US.Buy Or Sell Opportunity • Dec 10Now 21% overvaluedThe stock has been flat over the last 90 days, currently trading at US$17.45. The fair value is estimated to be US$14.39, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 65% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 39% in 2 years. Earnings are forecast to grow by 84% in the next 2 years.お知らせ • Nov 26Exzeo Group, Inc. to Report Q3, 2025 Results on Dec 10, 2025Exzeo Group, Inc. announced that they will report Q3, 2025 results After-Market on Dec 10, 2025Valuation Update With 7 Day Price Move • Nov 20Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$14.59, the stock trades at a trailing P/E ratio of 24.4x. Average trailing P/E is 30x in the Software industry in the US.Recent Insider Transactions • Nov 09CEO & Chairman recently bought US$1.1m worth of stockOn the 6th of November, Pareshbhai Patel bought around 50k shares on-market at roughly US$21.00 per share. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Pareshbhai's only on-market trade for the last 12 months.Board Change • Nov 05Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. Independent Director Bob Lopes was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Nov 05Exzeo Group, Inc. has completed an IPO in the amount of $168 million.Exzeo Group, Inc. has completed an IPO in the amount of $168 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 8,000,000 Price\Range: $21 Discount Per Security: $1.47 Transaction Features: Reserved Share Offering; Sponsor Backed Offering業績と収益の成長予測NYSE:XZO - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/2027275109129132312/31/20262369010711033/31/202622782104106N/A12/31/20252217997100N/A9/30/202521169295298N/A6/30/202518454214217N/A3/31/202515733192195N/A12/31/202413415189192N/A12/31/20238835659N/A12/31/202246-46-20-17N/A9/30/202195-242830N/A6/30/202173-194142N/A3/31/202159-144749N/A12/31/202052-122930N/A12/31/201922-7N/A33N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: XZOの予測収益成長率 (年間16.6% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: XZOの収益 ( 16.6% ) US市場 ( 16.8% ) よりも低い成長が予測されています。高成長収益: XZOの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: XZOの収益 ( 11.5% ) US市場 ( 11.6% ) よりも低い成長が予測されています。高い収益成長: XZOの収益 ( 11.5% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: XZOの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 13:46終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Exzeo Group, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Matthew CarlettiCitizens JMP Securities, LLCTerrell TillmanTruist SecuritiesDylan BeckerWilliam Blair & Company L.L.C.
Valuation Update With 7 Day Price Move • May 14Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$13.38, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$14.62 per share.
Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.22 (vs US$0.22 in 1Q 2025)First quarter 2026 results: EPS: US$0.22 (up from US$0.22 in 1Q 2025). Revenue: US$58.0m (up 9.9% from 1Q 2025). Net income: US$19.8m (up 16% from 1Q 2025). Profit margin: 34% (up from 32% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in the US.
Valuation Update With 7 Day Price Move • Apr 17Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$11.78 per share.
お知らせ • Apr 14Exzeo Group, Inc. to Report Q1, 2026 Results on May 06, 2026Exzeo Group, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026
お知らせ • Apr 10Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026. Location: 1000 century park drive, tampa, florida, United States
Buy Or Sell Opportunity • Mar 31Now 25% overvaluedOver the last 90 days, the stock has fallen 40% to US$14.67. The fair value is estimated to be US$11.78, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 40% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 36% in the next 2 years.
Seeking Alpha • Mar 19Exzeo: Under The Radar And GleamingSummary Exzeo, majority-owned by HCI Group, delivers property-specific risk analysis technology, enabling superior underwriting and margin expansion. XZO posted Q4 revenue of $53.3M, adjusted EBITDA of $28M, and expanding margins, trading at less than 16x earnings and ~10x EBITDA. AI disintermediation fears are overblown; XZO’s proprietary datasets and new third-party partnerships underpin defensible, scalable growth. Guidance appears conservative versus momentum; valuation is compelling with high cash conversion, robust growth, and potential for further upside. Read the full article on Seeking Alpha
Reported Earnings • Feb 28Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$0.99 (up from US$0.19 in FY 2024). Revenue: US$221.3m (up 65% from FY 2024). Net income: US$82.7m (up 463% from FY 2024). Profit margin: 37% (up from 11% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.1% growth forecast for the Insurance industry in the US.
Valuation Update With 7 Day Price Move • Feb 05Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 11x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.77 per share.
お知らせ • Feb 05Exzeo Group, Inc. to Report Q4, 2025 Results on Feb 25, 2026Exzeo Group, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026
Recent Insider Transactions • Dec 23President & Director recently bought US$245k worth of stockOn the 18th of December, Kevin Mitchell bought around 13k shares on-market at roughly US$19.58 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$1.1m. Kevin has been a buyer over the last 12 months, purchasing a net total of US$266k worth in shares.
Valuation Update With 7 Day Price Move • Dec 23Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$23.19, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 15x in the Software industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.31 per share.
Reported Earnings • Dec 11Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.25. Revenue: US$56.3m (up 52% from 3Q 2024). Net income: US$21.2m (up US$21.2m from 3Q 2024). Profit margin: 38% (up from 0% in 3Q 2024). The increase in margin was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 4.2%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in the US.
Buy Or Sell Opportunity • Dec 10Now 21% overvaluedThe stock has been flat over the last 90 days, currently trading at US$17.45. The fair value is estimated to be US$14.39, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 65% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 39% in 2 years. Earnings are forecast to grow by 84% in the next 2 years.
お知らせ • Nov 26Exzeo Group, Inc. to Report Q3, 2025 Results on Dec 10, 2025Exzeo Group, Inc. announced that they will report Q3, 2025 results After-Market on Dec 10, 2025
Valuation Update With 7 Day Price Move • Nov 20Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$14.59, the stock trades at a trailing P/E ratio of 24.4x. Average trailing P/E is 30x in the Software industry in the US.
Recent Insider Transactions • Nov 09CEO & Chairman recently bought US$1.1m worth of stockOn the 6th of November, Pareshbhai Patel bought around 50k shares on-market at roughly US$21.00 per share. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Pareshbhai's only on-market trade for the last 12 months.
Board Change • Nov 05Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. Independent Director Bob Lopes was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Nov 05Exzeo Group, Inc. has completed an IPO in the amount of $168 million.Exzeo Group, Inc. has completed an IPO in the amount of $168 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 8,000,000 Price\Range: $21 Discount Per Security: $1.47 Transaction Features: Reserved Share Offering; Sponsor Backed Offering