The Allstate Corporation

NYSE:ALL 株式レポート

時価総額：US$68.3b

Allstate バランスシートの健全性

財務の健全性 基準チェック /56

Allstateの総株主資本は$31.6B 、総負債は$7.5Bで、負債比率は23.7%となります。総資産と総負債はそれぞれ$124.0Bと$92.4Bです。 Allstateの EBIT は$14.4Bで、利息カバレッジ比率36.2です。現金および短期投資は$5.4Bです。

主要情報

23.72%

負債資本比率

US$7.49b

負債

インタレスト・カバレッジ・レシオ36.2x
現金US$5.40b
エクイティUS$31.59b
負債合計US$92.39b
総資産US$123.97b

財務の健全性に関する最新情報

更新なし

Recent updates

ナラティブ更新 • Jul 21

ALL: Future Upside Seen From Underwriting Earnings Strength And Ongoing Buybacks

Analysts have lifted their fair value estimate for Allstate from $297.17 to $315.56, citing updated assumptions around revenue growth, profit margins, the discount rate, and the stock's potential future P/E multiple. What’s in the News for Allstate Allstate reported premium growth in its Property Liability segment, with earned premiums up 5.5% in Q1 2026 and underwriting income improving, supported by rate actions, broader product offerings, and expanded distribution, according to recent coverage.
Seeking Alpha • Jul 20

Allstate: Overvalued And Risky For New Investment

Summary Allstate, a major US personal lines insurer, is currently viewed as overvalued and risky for new investment. ALL specializes in home and auto insurance, making it a significant player in the personal insurance market. I focus on highlighting valuation risks in the insurance sector, especially when companies like ALL trade above intrinsic value. My investment approach favors undervalued insurers; ALL does not currently fit this profile due to its premium valuation. Read the full article on Seeking Alpha
ナラティブ更新 • Jul 07

ALL: Earnings Momentum And Ongoing Buybacks Will Drive Future Upside Potential

Analysts have raised their price target on Allstate to approximately $297 per share, up from about $289, citing updated assumptions for revenue growth, profit margins, and a slightly higher future P/E multiple. Together, these factors support a higher estimated fair value despite a modestly increased discount rate.
分析記事 • Jun 16

Allstate (ALL) Stock Could Be 7.8% Undervalued After Keefe Bruyette Downgrade

Allstate (ALL) stock is in focus after Keefe Bruyette downgraded the insurer to Market Perform, highlighting that growth in personal auto policies in force appears to have peaked and that monthly reporting will cease. See our latest analysis for Allstate. Despite the downgrade, Allstate’s recent share price performance has remained firm, with a 9.2% 90 day share price return and 9.5% year to date share price return. The 3 year total shareholder return of about 119% reflects sustained...
ナラティブ更新 • Jun 16

ALL: Rich Multiple Will Face Slowing Auto Policy Momentum Despite Buybacks

Analysts have nudged their price target for Allstate higher to $192.30 from $190.85, reflecting updated assumptions for the discount rate, revenue growth, profit margin, and future P/E that slightly adjust how they value the stock. What's in the News Allstate reported Q1 2026 adjusted diluted EPS of $10.65, which was 47% above analyst consensus, and net income of $2.4b compared with $566 million a year earlier, supported by an 82.0 Property Liability combined ratio and lower catastrophe losses (source: Allstate Reports Strong Q1 2026 Earnings with Market Share Gains and New $4 Billion Buyback Program).
ナラティブ更新 • Jun 02

ALL: Earnings Beat And Buybacks Will Support Future Upside

Allstate’s analyst price target has been revised slightly higher to $241.86 from $241.45. Analysts point to modest adjustments in fair value, discount rate, revenue growth, profit margin, and future P/E assumptions to support the new figure.
ナラティブ更新 • May 14

ALL: Share Repurchases And Higher Margins Will Drive Future Upside

Analysts have raised Allstate's price target slightly to about $241 from roughly $236, reflecting updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E expectations. What's in the News From October 1, 2025 to December 31, 2025, Allstate repurchased 2,128,193 shares, representing 0.81% of shares, for a total of US$434.72 million under its ongoing buyback program (Key Developments).
ナラティブ更新 • Apr 30

ALL: Buybacks And Dividend Policy Will Support Future Upside Potential

Analysts now cite updated views on Allstate's revenue growth, profit margins, and future P/E, supporting a change in their price target from $279.00 to about $289.12. What's in the News Allstate reported that from October 1, 2025 to December 31, 2025, it repurchased 2,128,193 shares, representing 0.81% of shares, for a total of US$434.72 million under its ongoing buyback program (Key Developments).
ナラティブ更新 • Apr 16

ALL: Rich Multiple And Modest Margins Will Limit Buyback-Supported Upside

Analysts have adjusted their price target on Allstate slightly lower to about $190.85 from roughly $192.43. This reflects updated views on fair value, revenue growth assumptions, profit margins, and future P/E expectations.
ナラティブ更新 • Apr 01

ALL: Share Repurchases And Dividend Policy Will Support Long-Term Upside

Analysts have reduced their price target for Allstate from $290.68 to $279.00, citing updated assumptions around revenue growth, profit margins, and future P/E levels. What's in the News From October 1, 2025 to December 31, 2025, Allstate repurchased 2,128,193 shares, about 0.81% of shares, for US$434.72 million under its existing buyback program (Key Developments).
ナラティブ更新 • Mar 18

ALL: Higher Margins And Buybacks Will Support Measured Upside Potential

The updated analyst price target for Allstate now stands at $192.43, compared with the prior $189.05. Analysts cite adjusted expectations for profit margin, revenue growth and future P/E assumptions as the key drivers behind the change.
ナラティブ更新 • Mar 04

ALL: Thinner Profit Margins Will Constrain Future Upside Potential

Narrative Update on Allstate Analysts have made a slight trim to their Allstate price target to about $189, reflecting updated assumptions around revenue, profit margins, and future P/E expectations. What's in the News The Allstate Corporation declared a quarterly dividend of US$1.08 per share, scheduled to be paid on April 1, 2026.
ナラティブ更新 • Feb 18

ALL: Higher Catastrophe Losses And Thinner Margins Will Limit Future Upside

Analysts have lifted their Allstate price target from about $177 to roughly $189. This reflects adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E assumptions in their updated models.
ナラティブ更新 • Feb 04

ALL: Higher Cyber Fraud Protection Will Support Stronger Long-Term Upside

Analysts have raised their price expectations for Allstate to reflect an updated fair value of about US$290.68 per share, with the change linked primarily to revised assumptions about revenue growth, profit margin, and a higher projected P/E of roughly 35.66. What's in the News Allstate estimated catastrophe losses of $83 million, or $65 million after tax, for October 2025, linked to five wind and hail events (Corporate Guidance; Unusual Events).
ナラティブ更新 • Jan 21

ALL: Higher Margins And Buybacks Will Support Stronger Long-Term Upside

Analysts have lifted their price target on Allstate from US$275 to about US$290, citing updated assumptions that include adjusted revenue growth expectations, a different discount rate, a revised profit margin outlook, and a slightly lower future P/E multiple. What's in the News Allstate estimated catastrophe losses of US$83 million, or US$65 million after tax, for October 2025 from five wind and hail events, highlighting recent weather related impacts on results (Corporate Guidance: Unusual Events).
ナラティブ更新 • Jan 06

ALL: Lower Margins And Catastrophe Losses Will Pressure Future Upside

Analysts have adjusted their price target for Allstate slightly lower to about US$177 from roughly US$177, citing updated assumptions around higher discount rates, a change in expected revenue growth, a reduced profit margin outlook, and a higher future P/E multiple. What's in the News Allstate estimated October 2025 catastrophe losses of $83 million, or $65 million after tax, tied to five wind and hail events (Corporate Guidance, Unusual Events).
ナラティブ更新 • Dec 22

ALL: Higher Margins Will Outweigh Catastrophe Losses And Drive Share Upside

Analysts have modestly raised their price target on Allstate, reflecting a slight uptick in perceived fair value to approximately 236 dollars per share, as they factor in stronger profit margin expectations that more than offset slightly lower revenue growth and a reduced future earnings multiple. What's in the News Allstate estimated October 2025 catastrophe losses of 83 million dollars, or 65 million dollars after tax, from five wind and hail events (company guidance).
ナラティブ更新 • Dec 08

ALL: Share Repurchases Will Offset Catastrophe Loss Pressures And Support Upside Potential

Analysts have increased their price target on Allstate by about $0.50 per share, reflecting slightly stronger expected revenue growth and a modestly higher future earnings multiple, which together offset a marginally softer profit margin outlook. What's in the News Allstate reported estimated catastrophe losses of $83 million, or $65 million after tax, from five wind and hail events in October 2025, highlighting continued weather related pressure on underwriting margins (company guidance).
ナラティブ更新 • Nov 24

ALL: Share Buybacks And Leadership Changes Will Shape Balanced Near-Term Outlook

Analysts have raised their price target for Allstate from $233.45 to $236.10. They cite minor adjustments to projected growth and profitability metrics as the basis for the update.
ナラティブ更新 • Nov 07

ALL: Share Repurchases And Leadership Changes Will Drive Further Upside

Analysts have modestly raised their price target for Allstate, increasing it from $232.85 to $233.45. This change reflects slight adjustments in their outlook based on updated growth and profitability expectations.
ナラティブ更新 • Oct 13

Digital Insurance Products Will Expand Markets Despite Competitive Risks

Analysts have raised their price target for Allstate, increasing the fair value estimate from $229.68 to $232.85. This adjustment is attributed to recent improvements in profit margin projections and the maintenance of a steady discount rate.
Seeking Alpha • Mar 28

The Allstate Corporation: The Stock Has Rallied Enough, Time To Hold

Summary I rate Allstate Corporation as a Hold due to its recent rally, valuation concerns, and potential recession risks despite strong fundamentals. Allstate's 2024 performance was impressive, with $64.1 billion in revenue, $4.6 billion net income, and a 26.8% adjusted net income return on equity. The company's strategic transformation focuses on improving underwriting margins, lowering expenses, and expanding digital capabilities, showing significant progress since 2019. Despite strong recent performance, Allstate's investment income and stock performance could be vulnerable to market volatility and recession risks. Read the full article on Seeking Alpha
Seeking Alpha • Mar 22

The Allstate Corporation: A Mispriced Turnaround Insurance Stock (Short-Term Buy Rating)

Summary The Allstate Corp. has completed a multi-year turnaround, showing strong growth and efficiency improvements, making it a mis-priced stock with upside potential. The sale of Group Health and Employer Voluntary Benefits will generate $3.25 billion, potentially funding share buybacks and enhancing shareholder value. Allstate's financials are robust, with significant revenue and net income growth, a pristine balance sheet, and a forward P/E ratio lower than peer. Despite risks from extreme climate events, Allstate's preparedness and strong fundamentals make it a Buy with at least 15% upside potential until the end of the year. Read the full article on Seeking Alpha
Seeking Alpha • Feb 07

Allstate: Improving Results But Lackluster Capital Returns (Rating Upgrade)

Summary Allstate shares have risen 22% over the past year, but recently pulled back 9% due to California wildfire concerns. Q4 results beat expectations with $7.67 EPS and 11% revenue growth, driven by price hikes and cost cuts. Investment income benefits from rising rates, but significant buybacks are not imminent, impacting share price potential. Despite strong fundamentals, limited upside is expected due to auto exposure and lack of clarity on capital returns; shares are rated as a hold. Read the full article on Seeking Alpha
Seeking Alpha • Jan 10

Allstate: High ROEs Likely Unsustainable

Summary Allstate has consistently beaten estimates, but high expectations and competitive pressures may limit future growth, especially in the auto insurance market. The company’s recent performance is strong, with significant improvements in underwriting income and new business levels across all distribution channels. Despite favorable current conditions, long-term margins may normalize, and ROE could decline, posing risks to sustained growth and profitability. Allstate’s valuation appears stretched, and while it remains a solid company, I recommend waiting for a pullback or using covered calls to mitigate downside risk. Read the full article on Seeking Alpha
Seeking Alpha • Dec 08

Allstate: The Bull Case Remains Intact Despite Recent Rally

Summary Shares of The Allstate Corporation (ALL) have delivered a 52% total return since my Buy recommendation on December 2, 2023. The stock's rise has been driven by strong business results, increased forward earnings estimates, and multiple expansion. Despite the significant rally, ALL shares remain attractively valued vs the broader market and peers. I reiterate my Buy rating. Read the full article on Seeking Alpha
Seeking Alpha • Oct 03

Allstate: 'In Good Hands' With Upward Momentum

Summary The property & casualty insurance sector is cyclically poised for significant earnings growth and is among the cheapest sectors of the market. Allstate was recently approved for a 34% rate hike in California and is likely to push through big rate increases in other states as well. At 10.5x earnings, Allstate is a solid value investment with continued business/share price momentum. Additionally, insurance companies aren't as exposed to the business cycle as other stocks like banks, adding a nice diversification benefit for investors. Read the full article on Seeking Alpha
Seeking Alpha • Sep 26

Allstate: There Is Better Value Elsewhere

Summary Allstate has shown improved performance post-2022-23 downturn but lacks strong future business prospects, making it less appealing for long-term investors. The company faces high competition in the personal lines insurance market and lacks a distinct competitive advantage despite its significant market share. Financial performance has been weak due to rising claims costs and catastrophe losses, though recent efforts have improved profitability and underwriting results. Despite a positive stock trend, Allstate's fair valuation and low income appeal suggest better alternatives in the insurance sector, such as Jackson Financial or AIG. Read the full article on Seeking Alpha
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新しいナラティブ • Aug 20

Tactical Moves And Digital Innovation Propel National General's Growth Trajectory

Introduction of a competitive, technologically advanced auto insurance product may significantly increase market share and revenue.
Seeking Alpha • Jun 10

Allstate: Shows Steady Growth In Property And Casualty Insurance Market

Summary Allstate is currently implementing a cost reduction restructuring process that has reduced their liability expense ratio for the past three years and is projected to continue doing so. The Insurance Industry as a whole is currently under pressure due to a hardening reinsurance market, giving an advantage to flexible, adaptive companies like Allstate. With the Property & Casualty Insurance market projected to grow steadily by at least 8% for at least the next decade, Allstate’s steadily growing market share makes them safe. Read the full article on Seeking Alpha
Seeking Alpha • Apr 18

Allstate: Strong Underwriting Margins, But Shares Due For A Breather

Summary Vehicle insurance premiums are rising steeply, contributing to stickier inflation than expected. The iShares US Insurance ETF has outperformed the S&P 500 in the past year, led by insurers like Allstate. ALL is the largest publicly traded personal lines insurance company and has strong earnings and growth prospects based on current estimates. I highlight expectations ahead of its Q1 report and spot key price levels to watch. Read the full article on Seeking Alpha

財務状況分析

短期負債: ALLの 短期資産 ( $26.3B ) は 短期負債 ( $72.2B ) をカバーしていません。

長期負債: ALLの短期資産 ( $26.3B ) が 長期負債 ( $20.2B ) を上回っています。

デット・ツー・エクイティの歴史と分析

負債レベル: ALLの 純負債対資本比率 ( 6.6% ) は 満足できる 水準であると考えられます。

負債の削減: ALLの負債対資本比率は、過去 5 年間で29.8%から23.7%に減少しました。

債務返済能力: ALLの負債は 営業キャッシュフロー によって 十分にカバー されています ( 156.3% )。

インタレストカバレッジ: ALLの負債に対する 利息支払い は EBIT ( 36.2 x coverage) によって 十分にカバーされています。

貸借対照表

健全な企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/07/31 06:57
終値2026/07/31 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

The Allstate Corporation 15 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。38

アナリスト機関
Jacob KilsteinArgus Research Company
Taylor ScottBarclays
Jay GelbBarclays