Selective Insurance Group, Inc.

NasdaqGS:SIGI 株式レポート

時価総額：US$5.3b

Selective Insurance Group 過去の業績

過去 基準チェック /56

Selective Insurance Groupは、平均年間0.5%の収益成長を遂げていますが、 Insurance業界の収益は、年間 成長しています。収益は、平均年間14.6% 12%収益成長率で 成長しています。 Selective Insurance Groupの自己資本利益率は12.7%であり、純利益率は8.2%です。

主要情報

0.49%

収益成長率

0.22%

EPS成長率

Insurance 業界の成長8.02%
収益成長率12.00%
株主資本利益率12.66%
ネット・マージン8.22%
前回の決算情報31 Mar 2026

最近の業績更新

Recent updates

ナラティブの更新 • Jun 03

SIGI: Future Returns Will Depend On Underwriting Discipline And Measured P/E Rerating

Analysts have nudged their price expectations for Selective Insurance Group higher, with the updated fair value estimate moving from $90.14 to $92.43 as they factor in the recent round of price target increases and commentary that highlights stronger underwriting support for insurance carriers. Analyst Commentary Recent Street research around Selective Insurance Group reflects a mix of optimism and caution as analysts adjust price targets and ratings following first quarter results and recent share performance.
ナラティブの更新 • May 14

SIGI: Future Returns Will Rely On Execution Discipline And Steady P/E Expectations

Narrative Update on Analyst Price Target The updated analyst model lifts Selective Insurance Group's fair value estimate from $88.00 to about $90.14. Analysts point to adjustments in the discount rate, revenue growth assumptions, profit margin outlook, and future P/E expectations as key drivers of the new target range.
ナラティブの更新 • Apr 25

SIGI: Future Returns Will Depend On Executing Margins And Stable P/E Multiples

The analyst price target for Selective Insurance Group has shifted by about $1, with analysts pointing to updated assumptions on fair value, revenue growth, profit margin and future P/E as key drivers of the change. Analyst Commentary Recent research has focused on how updated assumptions on fair value, growth and execution feed into revised price targets for Selective Insurance Group, with both optimistic and cautious views reflected in the latest moves.
Seeking Alpha • Apr 24

Selective Insurance Looking To Rebuild Investor Confidence During A Soft Market Cycle

Summary Selective Insurance Group faces a challenging environment as insurance markets soften and claims costs continue to rise, squeezing underwriting profits. Recent reserve charges and elevated loss picks, especially in commercial auto and general liability, underline claims cost inflation risk and the potential for further adverse developments. SIGI maintains attractive long-term growth opportunities via expansion into new states and its focus on hard-to-service small commercial clients, despite intensifying competition. Valuation suggests double-digit upside, but near-term margin pressure and reserve risk keep SIGI on my watchlist rather than as a buy at current levels. Read the full article on Seeking Alpha
ナラティブの更新 • Apr 09

SIGI: Future Returns Will Rely On Executing Margins At A Measured P/E

Narrative Update on Selective Insurance Group The consensus analyst price target for Selective Insurance Group has shifted as recent research included an $8 reduction from Keefe Bruyette and a $7 increase from Piper Sandler, reflecting updated views on fair value, discount rate, growth, margins, and future P/E assumptions. Analyst Commentary Recent price target changes for Selective Insurance Group highlight different views on how the market should value the company, with some analysts assigning more weight to earnings growth potential and others placing greater emphasis on execution risks and return expectations.
ナラティブの更新 • Mar 26

SIGI: Future Returns Will Depend On Executing Profit Margins At Stable P/E

Analysts have adjusted their views on Selective Insurance Group with a net $7 shift in price targets, reflecting updated assessments of the company that combine recent upward and downward revisions into a new consensus view for investors to consider. Analyst Commentary Recent research updates reflect a mixed view on Selective Insurance Group, with one firm lifting its price target by $7 and another trimming its target to $81 from $82 while maintaining a neutral rating.
ナラティブの更新 • Mar 11

SIGI: Future Returns Will Depend On Profit Margins And P/E Discipline

Analysts have adjusted their price target on Selective Insurance Group slightly higher to reflect updated views on fair value, with recent research highlighting mixed target revisions that hinge on refined profit margin and forward P/E assumptions. Analyst Commentary Recent research on Selective Insurance Group reflects a mix of cautious and more constructive views, with price targets adjusted around updated expectations for profit margins and forward P/E.
ナラティブの更新 • Feb 24

SIGI: Future Returns Will Depend On P And C Cycle And P/E Expectations

Analysts have nudged their price target for Selective Insurance Group higher by about $2 to reflect updated assumptions around fair value, profitability, and forward P/E expectations, supported by recent research that includes both upward and downward revisions to individual targets. Analyst Commentary Bullish Takeaways Bullish analysts lifting their price targets point to assumptions that current P/E levels can support a somewhat higher fair value, suggesting they see room for the shares to better reflect underlying profitability.
ナラティブの更新 • Feb 08

SIGI: Future Returns Will Hinge On Softening P And C Cycle

Analysts have raised their price target on Selective Insurance Group to about US$85.83 from US$81.50. This reflects updated views on earnings power that balance slightly lower revenue growth and profit margin assumptions with a higher expected future P/E multiple.
ナラティブの更新 • Nov 12

SIGI: Future Performance Will Depend On Commercial Auto Reserve Stabilization

The analyst price target for Selective Insurance Group has been revised downward to $81.50. This change is driven by analysts citing ongoing concerns about higher commercial auto reserve risks and slower premium growth following recent earnings updates.
ナラティブの更新 • Oct 29

Commercial Auto Reserve Risks And Buybacks Will Shape Performance Ahead

Analysts have lowered their price target for Selective Insurance Group from approximately $83.33 to $81.50. They cite concerns about weaker revenue growth, softer profit margins, and increased reserve risks in the commercial auto segment.
分析記事 • Sep 23

Investors Continue Waiting On Sidelines For Selective Insurance Group, Inc. (NASDAQ:SIGI)

Selective Insurance Group, Inc.'s ( NASDAQ:SIGI ) price-to-earnings (or "P/E") ratio of 12.8x might make it look like a...
ナラティブの更新 • Sep 05

Digital Tools And Operational Efficiency Will Expand Insurance Markets

Selective Insurance Group’s shares faced pressure from weaker earnings, a $45M reserve charge, and increased combined ratio guidance, prompting analysts to reassess valuation and maintain the consensus price target at $83.33 due to unresolved concerns about reserve adequacy. Analyst Commentary Weaker-than-expected earnings report pressured shares.
分析記事 • Jul 28

Earnings Miss: Selective Insurance Group, Inc. Missed EPS By 6.6% And Analysts Are Revising Their Forecasts

It's been a mediocre week for Selective Insurance Group, Inc. ( NASDAQ:SIGI ) shareholders, with the stock dropping 12...
Seeking Alpha • Feb 24

Selective Insurance: Leaving 2024 Behind And Seizing 2025

Summary Selective Insurance faced underwriting losses in 2024, with a combined ratio of 103%, largely due to reserve strengthening in general liability lines. Despite pricing actions across various lines of business, the 2024 underwriting performance was impacted by adverse prior-year development and elevated inflation. 2025 could see a rebound if the insurance carrier succeeds in restoring its underwriting margins. Depending on the 2025 results, which will largely be driven by the remediation plans for the insurance portfolios, the stock price could increase by 20% to 40%, with a mid-range scenario of 25%. Read the full article on Seeking Alpha
Seeking Alpha • Oct 30

Balancing Growth And Headwinds: Selective Insurance Group's Review

Summary Selective Insurance achieved strong earnings growth in 2023 but faced underwriting challenges due to inflation, leading to revised guidance and lower expected net income for 2024. Despite weak underwriting performance, the E&S segment showed robust growth and stable margins, contributing positively to overall results. SIGI implemented price increases and policy adjustments to counteract claims trends, yet personal and commercial lines still struggled with underwriting losses. Valuation remains sensitive to underwriting performance, with potential for improved margins in 2025, but current conditions suggest limited margin of safety for new investors. Read the full article on Seeking Alpha
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新しいナラティブ • Aug 29

Disciplined Underwriting And Tech Investments Set To Propel Profitability And Growth

Investments in technology in the Excess and Surplus segment are set to enhance operational efficiency and scale, targeting top-line growth and profitability.
Seeking Alpha • May 09

Selective Insurance: Time To Be Selective

Summary Selective Insurance Group demonstrated consistent performance in its non-life insurance business, with post-tax earnings of $365 million in 2023. The company's commercial lines and excess and surplus insurance segments have shown resilience and stability, while the personal lines segment has faced challenges. Despite challenges such as inflationary pressures, the company is well-positioned to navigate through these hurdles, but its stock price reflects little to no safety margin. After Q1 2024, the company is positioned well to deliver steady results throughout 2024, despite revising its FY2024 guidance downward to account for potential risks associated with the claims trend. As the company remains priced for perfection, I rate the insurance carrier as a "HOLD". Read the full article on Seeking Alpha

収支内訳

Selective Insurance Group の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。

収益と収入の歴史

NasdaqGS:SIGI 収益、費用、利益 ( )USD Millions
日付収益収益G+A経費研究開発費
31 Mar 265,411445500
31 Dec 255,337457500
30 Sep 255,228398450
30 Jun 255,113374450
31 Mar 254,982225470
31 Dec 244,862198440
30 Sep 244,716227420
30 Jun 244,553224430
31 Mar 244,397346430
31 Dec 234,232356310
30 Sep 234,074318440
30 Jun 233,888271430
31 Mar 233,712252420
31 Dec 223,558216310
30 Sep 223,476228390
30 Jun 223,446259380
31 Mar 223,421342390
31 Dec 213,379394280
30 Sep 213,308425410
30 Jun 213,219423410
31 Mar 213,061338380
31 Dec 202,922246250
30 Sep 202,853201330
30 Jun 202,787187350
31 Mar 202,812226350
31 Dec 192,846272310
30 Sep 192,761236320
30 Jun 192,715235330
31 Mar 192,658221300
31 Dec 182,586179250
30 Sep 182,577163320
30 Jun 182,534155300
31 Mar 182,496137360
31 Dec 172,470169360
30 Sep 172,419178530
30 Jun 172,379170480
31 Mar 172,333172470
31 Dec 162,284158350
30 Sep 162,247165-70
30 Jun 162,20617370
31 Mar 162,15916300
31 Dec 152,132166280
30 Sep 152,082162160
30 Jun 152,05716800

質の高い収益: SIGIは 高品質の収益 を持っています。

利益率の向上: SIGIの現在の純利益率 (8.2%)は、昨年(4.5%)よりも高くなっています。

フリー・キャッシュフローと収益の比較

過去の収益成長分析

収益動向: SIGIの収益は過去 5 年間で年間0.5%増加しました。

成長の加速: SIGIの過去 1 年間の収益成長率 ( 97.6% ) は、5 年間の平均 ( 年間0.5%を上回っています。

収益対業界: SIGIの過去 1 年間の収益成長率 ( 97.6% ) はInsurance業界36.5%を上回りました。

株主資本利益率

高いROE: SIGIの 自己資本利益率 ( 12.7% ) は 低い とみなされます。

総資産利益率

使用総資本利益率

過去の好業績企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/06/07 05:01
終値2026/06/05 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

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業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Selective Insurance Group, Inc. 7 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。17

アナリスト機関
Michael ZaremskiBMO Capital Markets Equity Research
Grace CarterBofA Global Research
Robert FarnamBrean Capital Historical (Janney Montgomery)