Ready Capital Corporation

NYSE:RC 株式レポート

時価総額：US$278.1m

Ready Capital 将来の成長

Future 基準チェック /26

Ready Capitalは、64.3%と91.1%でそれぞれ年率64.3%で利益と収益が成長すると予測される一方、EPSはgrowで60.7%年率。

主要情報

64.3%

収益成長率

60.71%

EPS成長率

Mortgage REITs 収益成長26.2%
収益成長率91.1%
将来の株主資本利益率n/a
アナリストカバレッジ

Low

最終更新日17 May 2026

今後の成長に関する最新情報

Recent updates

新しいナラティブ • Jun 01

Liquidity Reset And SBA Lending Expansion Will Transform Earnings Power Over The Long Term

Catalysts About Ready Capital Ready Capital focuses on middle market commercial real estate debt investing and SBA 7(a) small business lending. What are the underlying business or industry changes driving this perspective?
Seeking Alpha • May 29

Ready Capital: It Is Easier To Make Than Implement A Liquidity Plan

Summary Ready Capital (RC) faces rapid deterioration in its Core Portfolio, with negative net interest margins and falling cash yields across CRE and SBA loans. RC’s strategic shifts— reducing non-performing loan sales, altering capital deployment, and moving away from small-balance loans—signal instability and operational risk. Compensation and management fees remain high despite a shrinking asset base, further pressuring profitability and incentivizing riskier capital allocation. Slowing condo sales at Block 216 and rising delinquencies in the SBA portfolio compound liquidity concerns, making a sustained turnaround unlikely. Read the full article on Seeking Alpha
新しいナラティブ • May 12

Shrinking Balance Sheet And Funding Risks Will Pressure Earnings For Years

Catalysts About Ready Capital Ready Capital focuses on middle market commercial real estate lending and SBA 7(a) small business lending. What are the underlying business or industry changes driving this perspective?
新しいナラティブ • Mar 05

Balance Sheet Repositioning And SBA Lending Shift Will Support Future Earnings Stability

Catalysts About Ready Capital Ready Capital is a finance company focused on commercial real estate lending and capital light small business lending, including SBA 7(a) loans. What are the underlying business or industry changes driving this perspective?
Seeking Alpha • Mar 19

Ready Capital Bulls, You Need To Consider A Safer Approach

Summary Closed position in Ready Capital Corporation baby bonds due to poor earnings and reentered; prefer higher capital structure for troubled companies, using common stock as a cushion and signal. Bullish on RC implies expecting higher BV multiple and steady 6% ROE, but financing costs and past performance make this unlikely. Leveraged RCD bonds offer close to a 17% yield, comparable to a bullish RC scenario, with lower risk and better risk-adjusted returns. Bonds provide a safer investment with a cushion from common stock and preferred stocks, allowing flexibility to react to equity weakness. Read the full article on Seeking Alpha
Seeking Alpha • Feb 21

Ready Capital: Ritz-Carlton Portland Loan And Trump Administration's Potential View On SBA Loans Spell Trouble

Summary Ready Capital holds a $400+ million construction loan secured by the Ritz-Carlton Portland and an adjacent office tower. The loan has not been impaired despite 70% vacancy in the office building, anemic condo sales, and a lien from a contractor, an impairment would cost RC 35% of DE. The new SBA Administrator, Kelly Loeffler, is likely to change the way the SBA 7(a) lending program is administered. SBA 7(a) loans are a key profit center for RC, generating almost half of Distributable Earnings in 3Q24. Read the full article on Seeking Alpha
Seeking Alpha • Dec 11

Ready Capital: Accounting Policy Changes Mask Negative Adjusted Operating Cash Flows And Unsupported Dividend

Summary Despite three dividend cuts in recent years, more dividend cuts are inevitable, in my opinion, due to negative operating cash flow and cash Distributable Earnings not covering the dividend. Recent accounting policy changes led to the recognition of PIK and accrued interest as interest income, which dramatically increased reported distributable earnings. November’s CLO data shows loan problems are accelerating, not abating, and many modified but not impaired loans are of dubious quality. Assuming a loss on loans that are delinquent or not paying interest in cash in line with Trepp’s historical loss rate results in a tangible book value/share of $3.39. Based on outcomes of recent acquisitions, investors should question the rationale for the proposed acquisition of United Development Funding IV, as the portfolio has 51% non-accrual loans. Read the full article on Seeking Alpha
Seeking Alpha • Oct 16

Ready Capital: When Is The Final Dividend Cut?

Summary Ready Capital's dividend cut to $0.25 per share marks a significant sequential reduction, with a current yield of 14%, significantly above pre-pandemic levels. RC's net book value has declined to $12.97 per share with the commons trading at a 45% discount. The mREIT plans to bridge dividend coverage by focusing on small business loans, exiting residential mortgage banking, and increasing leverage. Cost reductions, including an 11% staffing cut, aim to improve ROE, but the risk of further dividend cuts remains, making preferred shares a safer option. Read the full article on Seeking Alpha
Seeking Alpha • May 20

Ready Capital: It Isn't Ready Yet

Summary Ready Capital's share price is at its lowest since COVID, at a large discount to book value. The company is transitioning its focus to commercial real estate lending and government-backed small business loans, but the success of that still remains to be seen. The company's Q1 results showed a decrease in distributable earnings that did not fully cover the dividend, indicating potential challenges ahead. A successful 2024 therefore entails rolling weak assets into better loans and ample buybacks at discounts to book. Read the full article on Seeking Alpha
Seeking Alpha • Apr 09

Ready Capital: Inability To Stabilize Earnings Against Headwinds Makes It A Hold

Summary Ready Capital's distributable EPS at $0.26 for its fiscal 2023 fourth quarter is only covering its dividend by 86.7%. The mREIT is trading at a material 40% discount to book value of $14.10 per share at the end of the fourth quarter. RC's preferred securities are trading at 25% discounts to their liquidation value and come with markedly higher yields than the bonds. Read the full article on Seeking Alpha
Seeking Alpha • Dec 23

Ready Capital: Two Dividend Cuts Later And The Broadmark Acquisition Stings

Summary Ready Capital has cut its dividend for the second consecutive time to $0.30 per share. The mREIT currently offers a fat 11% dividend yield and is now trading at a 24% discount to its third-quarter book value of $14.42 per share. Distributable EPS of $0.28 means that the rightsized dividend is still not covered. Read the full article on Seeking Alpha
Seeking Alpha • Sep 03

Ready Capital: A Fat 14.5% CRE Yield After The Merger With Broadmark

Summary Ready Capital is paying out a 14.5% dividend yield. The mREIT is also currently trading for 76 cents on the dollar following its merger with Broadmark Realty. There is some dividend uncertainty as its payout ratio sits at 111%. Read the full article on Seeking Alpha
Seeking Alpha • Jun 28

Ready Capital: Why Decreased Distributable Earnings Are Not Frightening

Summary I expect Ready Capital's distributable earnings in 2Q and 3Q 2023 to be lower than the current quarterly dividend of $0.40 per share. Thus, one might argue that there could be a dividend cut in 2H 2023. However, the company can maintain the current quarterly dividend even with distributable earnings of $0.30 per share. Ready Capital's recent merger with Broadmark Realty Capital has provided the company with higher unrestricted cash, better debt-to-equity ratios, and expanded operations. The merger is expected to increase Ready Capital's distributable earnings. In case of a dividend cut, in my worst-case scenario, RC's dividend yield may remain higher than 10% at its current prices. Read the full article on Seeking Alpha

業績と収益の成長予測

NYSE:RC - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/2027300-128N/AN/A3
12/31/2026401-400N/AN/A3
3/31/2026-238-514914914N/A
12/31/2025-58-232432432N/A
9/30/2025-102-299472472N/A
6/30/2025-102-290259259N/A
3/31/2025-107-273360360N/A
12/31/2024-185-426275275N/A
9/30/2024138-104216216N/A
6/30/2024232-533838N/A
3/31/20243042217575N/A
12/31/20234273335151N/A
9/30/2023281277298298N/A
6/30/2023309298317317N/A
3/31/2023352114343343N/A
12/31/2022404141359359N/A
9/30/2022572226188188N/A
6/30/20225672092424N/A
3/31/20225581823131N/A
12/31/2021338106-34-34N/A
9/30/2021500124-11-11N/A
6/30/20214891154242N/A
3/31/2021508122119119N/A
12/31/2020405436969N/A
9/30/2020370371212N/A
6/30/2020297155454N/A
3/31/2020203-8-154-153N/A
12/31/201922972N/A-52N/A
9/30/201918861N/A-60N/A
6/30/201918666N/A24N/A
3/31/201919471N/A93N/A
12/31/201821259N/A140N/A
9/30/201828062N/A239N/A
6/30/201825657N/A184N/A
3/31/201823352N/A385N/A
12/31/201720843N/A352N/A
9/30/201714057N/A253N/A
6/30/201713054N/A229N/A
3/31/201711751N/A34N/A
12/31/201612851N/A15N/A
9/30/20169635N/A43N/A
6/30/20169638N/A45N/A
3/31/20169440N/A21N/A
12/31/201510141N/A29N/A
9/30/20158147N/A-276N/A
6/30/20159047N/A-151N/A

アナリストによる今後の成長予測

収入対貯蓄率: RC今後 3 年間、利益が出ない状態が続くと予測されています。

収益対市場: RC今後 3 年間、利益が出ない状態が続くと予測されています。

高成長収益: RC今後 3 年間、利益が出ない状態が続くと予測されています。

収益対市場: RCの収益 ( 91.1% ) US市場 ( 12.5% ) よりも速いペースで成長すると予測されています。

高い収益成長: RCの収益 ( 91.1% ) 20%よりも速いペースで成長すると予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: RCの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/06/10 09:58
終値2026/06/10 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Ready Capital Corporation 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7

アナリスト機関
William CatherwoodBTIG
Steven DelaneyCitizens JMP Securities, LLC
Jade RahmaniKeefe, Bruyette, & Woods