Navient Corporation

NasdaqGS:NAVI 株式レポート

時価総額：US$803.6m

Navient 将来の成長

Future 基準チェック /56

Navient利益と収益がそれぞれ年間109.1%と33.8%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に3.4% 112.4%なると予測されています。

主要情報

109.1%

収益成長率

112.39%

EPS成長率

Consumer Finance 収益成長19.2%
収益成長率33.8%
将来の株主資本利益率3.44%
アナリストカバレッジ

Low

最終更新日19 May 2026

今後の成長に関する最新情報

Recent updates

ナラティブの更新 • May 01

NAVI: Mixed Repricing And Leadership Shift Will Shape Risk Reward Into 2026

Navient's updated analyst price target has shifted to reflect a fair value move from $11.33 to $9.31, as analysts weigh recent mixed target changes and revised expectations for revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent Street research on Navient reflects a mix of optimism and caution, with several price target hikes offset by a cluster of target cuts over a short window.
ナラティブの更新 • Apr 17

NAVI: Capital Returns And Margin Discipline Will Support Future Upside

Narrative Update Navient's analyst price target has been revised lower by about $0.84 to $12.16, as analysts factor in recent cuts from several firms alongside updated assumptions for fair value, revenue, profit margins and the future P/E multiple. Analyst Commentary Recent research updates on Navient skew toward reduced price targets, but they still provide useful insight into how analysts think about valuation, execution and future earnings power.
ナラティブの更新 • Apr 02

NAVI: Cautious View Will Persist As Earnings Durability Remains Under Scrutiny

The analyst price target for Navient has moved from $11.00 to $8.00 as analysts factor in updated views on revenue growth potential, profit margins, and P/E multiples following a series of recent target cuts across the Street. Analyst Commentary Recent Street research on Navient has tilted cautious, with several bearish analysts cutting price targets and rethinking their assumptions after earlier optimism around the stock.
ナラティブの更新 • Mar 19

NAVI: Benign Credit Conditions And Buybacks Will Support Future Upside

Narrative Update Analysts have lowered Navient's fair value estimate to $13.00, reflecting reduced price targets driven by more cautious profit margin expectations, while revenue growth assumptions and future P/E remain relatively unchanged. Analyst Commentary Street research on Navient has recently been dominated by lower price targets, reflecting more cautious views on profitability and credit risk.
ナラティブの更新 • Mar 05

NAVI: Benign Credit Backdrop And Buybacks Will Support 2026 Upside Potential

Analysts have trimmed their average price target on Navient to about $11.33, down roughly $1.72 from the prior $13.06. They cited updated views on revenue growth, profit margins and valuation following a series of target reductions from major firms in recent research.
ナラティブの更新 • Feb 19

NAVI: Benign Credit And Buybacks Will Support Future Upside Potential

Analysts have trimmed their average price target for Navient to reflect a slightly lower fair value estimate of about $16.77 per share, citing recent target cuts across several firms and modest adjustments to revenue growth, profit margin assumptions, the discount rate, and future P/E expectations. Analyst Commentary Recent research updates on Navient have been dominated by reductions in price targets, even as one earlier report moved its target to US$11 from US$10 and kept an Underweight rating.
ナラティブの更新 • Feb 05

NAVI: Benign Credit Backdrop And Cost Control Will Support Future Upside

Analysts have trimmed their price targets on Navient, and our updated fair value estimate moves from US$18.00 to about US$17.04 as they factor in a higher assumed P/E multiple, along with changes in revenue growth and profit margin assumptions highlighted in recent research cuts from several major firms. Analyst Commentary Recent research has centered on where Navient's earnings profile and balance sheet risks should sit within the broader consumer finance peer group, which has led to a cluster of revised price targets.
ナラティブの更新 • Jan 22

NAVI: Cautious View Will Persist Despite Anticipated 2026 Credit Improvement

Narrative Update Analysts lifted their price target on Navient to US$11.00 from US$10.00, citing expectations for a more supportive credit backdrop, potential loan growth, and a firmer mortgage origination market in 2026, along with updated assumptions for revenue, profit margins, and future P/E. Analyst Commentary The latest price target move to US$11.00 sits at the low end of where some investors might expect a lender to trade if credit conditions and mortgage activity improve meaningfully in 2026.
ナラティブの更新 • Jan 07

NAVI: Benign Credit Backdrop And Buybacks Will Shape Balanced 2026 Outlook

Analysts have nudged their price target for Navient higher, with the fair value estimate moving from about $12.72 to $13.06 as they factor in a relatively stable credit backdrop and their expectations for healthier loan and mortgage origination conditions by 2026. Analyst Commentary Recent research points to a cautious stance on Navient, even as some expectations for 2026 loan and mortgage activity are factored into updated price targets.
ナラティブの更新 • Dec 14

NAVI: Federal Loan Sales And Buybacks Will Shape Balanced Future Outlook

Analyst Price Target Update Analysts have trimmed their price target on Navient slightly, to approximately $12.72 from about $12.89, as they factor in stronger projected revenue growth, slightly lower expected profit margins, and a modestly reduced future earnings multiple. What's in the News White House officials are reportedly considering selling high performing portions of the federal government's $1.6 trillion student loan portfolio to private lenders, potentially expanding market opportunities for servicers such as Navient (Politico) Navient completed repurchases of 2,000,000 shares in the third quarter of 2025 for $26.38 million, bringing total buybacks under its December 2021 authorization to 61,032,748 shares, or about 48.64% of shares outstanding (company filing) The Board of Directors authorized a new share repurchase program of up to $100 million on October 29, 2025, reflecting continued emphasis on returning capital to shareholders (company announcement) Navient reported third quarter 2025 net charge offs of $105 million, roughly flat compared to $104 million in the prior year period (earnings release) The company issued fourth quarter 2025 earnings guidance of $0.30 to $0.35 per share, providing investors with a clearer view of near term profitability expectations (earnings guidance) Valuation Changes The fair value estimate has decreased slightly to approximately $12.72 from about $12.89, reflecting modestly tighter assumptions.
ナラティブの更新 • Nov 30

NAVI: Phase 2 Execution Risk And Federal Loan Sale Will Shape Outlook

Analysts have lowered Navient’s price target from $15 to $12, citing increased execution risks as the company shifts its strategy from cost-cutting to more challenging growth initiatives. Analyst Commentary Analysts have provided mixed insights on Navient’s outlook as the company transitions to more growth-oriented strategies.
ナラティブの更新 • Nov 16

NAVI: Phase 2 Transition Will Drive Execution Risk Amid Federal Loan Sale Talks

Analysts have lowered their price target for Navient to $12 from $13, citing increased execution risk as the company transitions from cost-cutting to more challenging growth initiatives. Analyst Commentary Recent analyst discussions surrounding Navient highlight a shift in sentiment due to the company’s transition from cost-saving measures to more ambitious growth initiatives.
ナラティブの更新 • Oct 30

NAVI: Execution Risks And Policy Shifts Will Shape Future Performance

Analysts have lowered their price target for Navient from $14.10 to $13.00 per share. They cite increased execution risks associated with the company’s shift toward growth initiatives, despite recent improvements in profitability and projected revenue growth.
分析記事 • Aug 18

Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

Navient Corporation's ( NASDAQ:NAVI ) investors are due to receive a payment of $0.16 per share on 19th of September...
Seeking Alpha • May 14

Navient Baby Bond: Lock In 9.6% YTM With At Least 11% Upside

Summary Navient's exchange-traded bond JSM is undervalued versus its OTC counterpart, offering a higher yield and capital appreciation potential of around 11%. Both bonds have similar credit ratings, but JSM's yield to maturity (9.6%) and current price discount make it the more attractive option. Market sentiment is currently negative for exchange-traded bonds, creating a buying opportunity for JSM ahead of a likely mean reversion. Read the full article on Seeking Alpha
分析記事 • Apr 24

Improved Earnings Required Before Navient Corporation (NASDAQ:NAVI) Shares Find Their Feet

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...
Seeking Alpha • Mar 28

Navient: Deeply Discounted Valuation, But Capital Allocation Will Be Key

Summary Navient now primarily focuses on private education loans, following the outsourcing and divestitures of its other operations. Management's guidance calls for core earnings of between $1 and $1.2 per share for FY25. Shares are trading at approximately half of book value, which stands at $25.6 per share. Despite its cheap valuation, I maintain a Hold rating on NAVI stock due to the surrounding risks and uncertainties. Read the full article on Seeking Alpha
分析記事 • Feb 27

Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

The board of Navient Corporation ( NASDAQ:NAVI ) has announced that it will pay a dividend of $0.16 per share on the...
分析記事 • Oct 24

Navient Corporation's (NASDAQ:NAVI) Prospects Need A Boost To Lift Shares

Navient Corporation's ( NASDAQ:NAVI ) price-to-earnings (or "P/E") ratio of 10.4x might make it look like a buy right...
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新しいナラティブ • Sep 24

Decisive Overhaul To Boost Efficiency And Unlock Shareholder Value In Consumer Finance Sector

Navient's strategic focus on cost reduction through outsourcing and divestment aims to improve net margins by lowering operational expenses.
分析記事 • Aug 18

Navient (NASDAQ:NAVI) Has Affirmed Its Dividend Of $0.16

Navient Corporation ( NASDAQ:NAVI ) will pay a dividend of $0.16 on the 20th of September. This means the annual...
分析記事 • May 28

Navient (NASDAQ:NAVI) Has Announced A Dividend Of $0.16

The board of Navient Corporation ( NASDAQ:NAVI ) has announced that it will pay a dividend of $0.16 per share on the...

業績と収益の成長予測

NasdaqGS:NAVI - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202764481N/AN/A5
12/31/202657371N/AN/A5
3/31/2026329-61323323N/A
12/31/2025330-80441441N/A
9/30/2025443-51275275N/A
6/30/202558433195195N/A
3/31/202569956348348N/A
12/31/2024848131459459N/A
9/30/202481779761761N/A
6/30/20241,032160893893N/A
3/31/20241,095190713713N/A
12/31/20231,156228676676N/A
9/30/20231,296361573573N/A
6/30/20231,309387519519N/A
3/31/20231,450501559559N/A
12/31/20221,658645305305N/A
9/30/20221,858529266266N/A
6/30/20221,988597399399N/A
3/31/20222,062602414414N/A
12/31/20212,272717702702N/A
9/30/20212,272913705705N/A
6/30/20212,279948725725N/A
3/31/20212,157888713713N/A
12/31/20201,533412987987N/A
9/30/20201,4953991,0041,004N/A
6/30/20201,4403351,0921,092N/A
3/31/20201,4553631,2841,284N/A
12/31/20191,738597N/A1,019N/A
9/30/20191,604497N/A1,316N/A
6/30/20191,587466N/A1,180N/A
3/31/20191,513397N/A1,044N/A
12/31/20181,553395N/A1,140N/A
9/30/20181,688239N/A899N/A
6/30/20181,775302N/A1,010N/A
3/31/20181,853330N/A1,085N/A
12/31/20171,785292N/A1,158N/A
9/30/20171,808522N/A1,157N/A
6/30/20171,910576N/A1,216N/A
3/31/20171,944588N/A1,372N/A
12/31/20162,094681N/A1,347N/A
9/30/20162,244808N/A1,565N/A
6/30/20162,239814N/A1,626N/A
3/31/20162,349872N/A1,753N/A
12/31/20152,521983N/A1,910N/A
9/30/20152,518973N/A1,508N/A
6/30/20152,6211,098N/A1,606N/A

アナリストによる今後の成長予測

収入対貯蓄率: NAVIは今後 3 年間で収益性が向上すると予測されており、これは 貯蓄率 ( 3.5% ) よりも高い成長率であると考えられます。

収益対市場: NAVI今後 3 年間で収益性が向上すると予想されており、これは市場平均を上回る成長と考えられます。

高成長収益: NAVI今後 3 年以内に収益を上げることが予想されます。

収益対市場: NAVIの収益 ( 33.8% ) US市場 ( 11.9% ) よりも速いペースで成長すると予測されています。

高い収益成長: NAVIの収益 ( 33.8% ) 20%よりも速いペースで成長すると予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: NAVIの 自己資本利益率 は、3年後には低くなると予測されています ( 3.4 %)。

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/05/27 13:18
終値2026/05/27 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Navient Corporation 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。22

アナリスト機関
Mark DeVriesBarclays
Terry MaBarclays
James FotheringhamBMO Capital Markets Equity Research