Chime Financial（CHYM）株式概要金融テクノロジー企業であるチャイム・ファイナンシャル・インクは、米国内外で消費者向けデジタル・バンキングおよび決済ソリューションを提供している。 詳細CHYM ファンダメンタル分析スノーフレーク・スコア評価1/6将来の成長4/6過去の実績0/6財務の健全性6/6配当金0/6報酬収益は年間81.07%増加すると予測されています リスク分析過去3か月間に大規模なインサイダー売却が発生 すべてのリスクチェックを見るCHYM Community Fair Values Create NarrativeSee what 32 others think this stock is worth. Follow their fair value or set your own to get alerts.Analyst Price TargetsAN54.7% undervaluedAnalystHighTarget•4mo agoDigital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time1901AN42.8% undervaluedAnalystConsensusTarget•4mo agoDigital Banking Shift And New Services Will Support Long Term Potential4401AN4.6% undervaluedAnalystLowTarget•5mo agoDigital Banking Maturity And Rising Credit Risk Will Challenge Long-Term Outlook900Top Analyst NarrativesAN54.7% undervaluedAnalystHighTarget•4mo agoDigital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time1901AN42.8% undervaluedAnalystConsensusTarget•4mo agoDigital Banking Shift And New Services Will Support Long Term Potential4401AN4.6% undervaluedAnalystLowTarget•5mo agoDigital Banking Maturity And Rising Credit Risk Will Challenge Long-Term Outlook900View all narrativesChime Financial, Inc. 競合他社Klarna GroupSymbol: NYSE:KLARMarket cap: US$6.1bWEXSymbol: NYSE:WEXMarket cap: US$5.0bRemitly GlobalSymbol: NasdaqGS:RELYMarket cap: US$4.5bJack Henry & AssociatesSymbol: NasdaqGS:JKHYMarket cap: US$9.9b価格と性能株価の高値、安値、推移の概要Chime Financial過去の株価現在の株価US$18.1252週高値US$44.9452週安値US$16.17ベータ01ヶ月の変化-22.66%3ヶ月変化-13.34%1年変化n/a3年間の変化n/a5年間の変化n/aIPOからの変化-51.17%最新ニュース分析記事 • May 12Results: Chime Financial, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesThere's been a notable change in appetite for Chime Financial, Inc. ( NASDAQ:CHYM ) shares in the week since its...Seeking Alpha • May 09Chime Q1 Results: Growth Projections Disappoint, Downgrade To SellSummary Chime Financial (CHYM) remains volatile, recently dropping 17% despite stable Q1 2026 headline metrics. Q1 2026 results matched Q4: revenue up 25%, active members up 19%, ARPAM up 5%. CHYM exceeded the high end of revenue guidance and achieved its first GAAP-profitable quarter as a public company, but the stock is down since then. I downgrade to Sell, as fundamentals remain steady but stock trajectory diverges from business performance. Read the full article on Seeking Alphaお知らせ • May 09Chime Financial, Inc. (NasdaqGS:CHYM) announces an Equity Buyback for $200 million worth of its shares.Chime Financial, Inc. (NasdaqGS:CHYM) announces a share repurchase program. Under the program, the company will repurchase up to $200 million of its Class A common stockReported Earnings • May 07First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.14. Revenue: US$647.4m (up 25% from 1Q 2025). Net income: US$53.5m (up 313% from 1Q 2025). Profit margin: 8.3% (up from 2.5% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Diversified Financial industry in the US.ライブニュース • May 07Chime Financial Achieves First GAAP Profit Driven by Chime Prime Growth and $200 Million BuybackChime Financial posted its first quarter of GAAP profitability in Q1 2026, with net income of $53 million, or $0.13 per share. Revenue for Q1 2026 came in at $647.39 million, described by the company as 25% higher year over year and ahead of analyst expectations for the fourth quarter in a row. Chime launched its premium Chime Prime membership and expanded short‑term liquidity products, while also raising full‑year revenue and adjusted EBITDA guidance and authorizing an extra $200 million share repurchase plan. For you as an investor, the key takeaway is that Chime has moved into GAAP profitability while still reporting what it characterizes as strong top‑line growth. Management is highlighting Chime Prime, with 5% cash back and 3.75% APY, as a contributor to product adoption, member retention and higher Chime Card usage, and is pointing to growing traction in MyPay and Instant Loans as supporting transaction margins. The decision to lift full‑year revenue and adjusted EBITDA guidance, coupled with an additional $200 million share repurchase authorization, is presented by management as a sign of confidence in the current business mix and balance sheet. You may want to watch how uptake of Chime Prime and usage of the short‑term liquidity products evolve over coming quarters, since these are presented as important drivers for both growth and margin profile.お知らせ • Apr 21Chime Financial, Inc., Annual General Meeting, Jun 02, 2026Chime Financial, Inc., Annual General Meeting, Jun 02, 2026.最新情報をもっと見るRecent updates分析記事 • May 12Results: Chime Financial, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesThere's been a notable change in appetite for Chime Financial, Inc. ( NASDAQ:CHYM ) shares in the week since its...Seeking Alpha • May 09Chime Q1 Results: Growth Projections Disappoint, Downgrade To SellSummary Chime Financial (CHYM) remains volatile, recently dropping 17% despite stable Q1 2026 headline metrics. Q1 2026 results matched Q4: revenue up 25%, active members up 19%, ARPAM up 5%. CHYM exceeded the high end of revenue guidance and achieved its first GAAP-profitable quarter as a public company, but the stock is down since then. I downgrade to Sell, as fundamentals remain steady but stock trajectory diverges from business performance. Read the full article on Seeking Alphaお知らせ • May 09Chime Financial, Inc. (NasdaqGS:CHYM) announces an Equity Buyback for $200 million worth of its shares.Chime Financial, Inc. (NasdaqGS:CHYM) announces a share repurchase program. Under the program, the company will repurchase up to $200 million of its Class A common stockReported Earnings • May 07First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.14. Revenue: US$647.4m (up 25% from 1Q 2025). Net income: US$53.5m (up 313% from 1Q 2025). Profit margin: 8.3% (up from 2.5% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Diversified Financial industry in the US.ライブニュース • May 07Chime Financial Achieves First GAAP Profit Driven by Chime Prime Growth and $200 Million BuybackChime Financial posted its first quarter of GAAP profitability in Q1 2026, with net income of $53 million, or $0.13 per share. Revenue for Q1 2026 came in at $647.39 million, described by the company as 25% higher year over year and ahead of analyst expectations for the fourth quarter in a row. Chime launched its premium Chime Prime membership and expanded short‑term liquidity products, while also raising full‑year revenue and adjusted EBITDA guidance and authorizing an extra $200 million share repurchase plan. For you as an investor, the key takeaway is that Chime has moved into GAAP profitability while still reporting what it characterizes as strong top‑line growth. Management is highlighting Chime Prime, with 5% cash back and 3.75% APY, as a contributor to product adoption, member retention and higher Chime Card usage, and is pointing to growing traction in MyPay and Instant Loans as supporting transaction margins. The decision to lift full‑year revenue and adjusted EBITDA guidance, coupled with an additional $200 million share repurchase authorization, is presented by management as a sign of confidence in the current business mix and balance sheet. You may want to watch how uptake of Chime Prime and usage of the short‑term liquidity products evolve over coming quarters, since these are presented as important drivers for both growth and margin profile.お知らせ • Apr 21Chime Financial, Inc., Annual General Meeting, Jun 02, 2026Chime Financial, Inc., Annual General Meeting, Jun 02, 2026.お知らせ • Apr 16Chime Financial, Inc. to Report Q1, 2026 Results on May 06, 2026Chime Financial, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026Breakeven Date Change • Mar 05Forecast breakeven date moved forward to 2026The 17 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$62.1m in 2026. Earnings growth of 111% is required to achieve expected profit on schedule.Recent Insider Transactions Derivative • Mar 03Independent Director notifies of intention to sell stockCynthia Marshall intends to sell 35k shares in the next 90 days after lodging an Intent To Sell Form on the 2nd of March. If the sale is conducted around the recent share price of US$22.28, it would amount to US$780k. Since June 2025, Cynthia has owned 2.25k shares directly. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months.Reported Earnings • Feb 26Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: US$4.27 loss per share (further deteriorated from US$0.39 loss in FY 2024). Revenue: US$2.19b (up 31% from FY 2024). Net loss: US$1.01b (loss widened US$984.6m from FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.5%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.9% growth forecast for the Diversified Financial industry in the US.Breakeven Date Change • Feb 26Forecast breakeven date moved forward to 2026The 16 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$65.0m in 2026. Earnings growth of 117% is required to achieve expected profit on schedule.お知らせ • Feb 26Chime Financial, Inc. Provides Earnings Guidance for the First Quarter and Full Year of 2026Chime Financial, Inc. provided earnings guidance for the first quarter and full year of 2026. For the first quarter of 2026, the company expected revenue between $627 million to $637 million, resulting in year-over-year revenue growth between 21% and 23%. For the full year of 2026, the company expected revenue between $2.63 billion to $2.67 billion, resulting in year-over-year revenue growth between 20% and 22%.お知らせ • Feb 24Chime Enterprise Adds New Employer Partners as Demand Grows for Comprehensive Financial WellnessChime Enterprise announced growing employer adoption of Chime Workplace™?, a comprehensive financial wellness suite that delivers the full range of Chime's fee-free1 financial tools within a no-cost enterprise financial health solution. Features built into Chime Workplace include earned wage access (EWA)2, which allows employees to access their pay on demand, a high-yield savings account with an APY 7x the national average, and credit-building tools. Employers gain real-time, actionable insights into employee financial well-being through the employer portal. Cedarhurst Senior Living, eXp Realty, and LRS (Lakeshore Recycling Systems) are among the latest employers to implement Chime Workplace to support employee financial well-being and help reduce stress that can impact productivity, retention, and overall performance. Employers are increasingly linking employee financial wellness to workforce outcomes. According to Gallup's State of the Global Workplace 2025 report, employee engagement remains low at just 21%, costing the global economy an estimated $438 billion annually. This widespread disengagement signals a workforce under strain, weighing heavily on productivity and performance across industries. This widespread disengagement signals an important first step, but on its own is no longer enough. Employers are moving beyond short-term fixes to holistic platforms that reduce financial stress and support productivity at scale. Chime Workplace gives enterprises a practical, scalable foundation to strengthen workforce readiness without added complexity or cost. Today's announcement highlights employers across senior living, real estate, and waste and recycling adopting Chime Workplace to replace legacy earned wage access point solutions or implement more integrated financial wellness strategies that help drive workforce performance: Cedarhurst Senior Living, based in St. Louis, MO, adopted Chime Workplace as part of a broader workforce investment strategy designed to enhance financial wellness resources for frontline caregiving and operations teams, where consistency, attentiveness, and reliability are essential. eXp Realty, a cloud-based real estate brokerage headquartered in Bellingham, WA, selected Chime Workplace to support its employees with scalable, fee-free financial tools that align with its flexible operating model. LRS (LakesHore Recycling Systems), a waste and recycling services provider headquartered in Rosemont, IL that serves communities across the Midwest, adopted Chime Workplace to support employees financial health across its frontline and field-based operations, helping reduce financial stress that can impact workforce safety and performance. While these new customers span industries--from senior living and real estate to waste and recycling-- they share common workforce challenges. Employees from across varied sectors are facing rising living costs, persistent financial stress, and limited access to affordable financial tools, all of which can affect focus, and more.Breakeven Date Change • Feb 20Forecast breakeven date moved forward to 2026The 16 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$834.5k in 2026. Average annual earnings growth of 107% is required to achieve expected profit on schedule.お知らせ • Jan 30Chime Financial, Inc. to Report Q4, 2025 Results on Feb 25, 2026Chime Financial, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026Breakeven Date Change • Jan 29Forecast breakeven date pushed back to 2027The 16 analysts covering Chime Financial previously expected the company to break even in 2026. New consensus forecast suggests losses will reduce by 66% per year to 2026. The company is expected to make a profit of US$191.6m in 2027. Average annual earnings growth of 107% is required to achieve expected profit on schedule.Recent Insider Transactions Derivative • Jan 15Co-Founder exercised options and sold US$1.4m worth of stockOn the 9th of January, Christopher Britt exercised options to acquire 50k shares at no cost and sold these for an average price of US$28.06 per share. This trade did not impact their existing holding. For the year to December 2024, Christopher's total compensation was 3% salary and 97% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since June 2025, Christopher's direct individual holding has increased from 16.92m shares to 17.25m. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Dec 11Chime Announces Executive PromotionsChime announced three promotions within its executive leadership team. Effective immediately, Mark Troughton has been promoted to the role of President, Janelle Sallenave to Chief Operating Officer, and Vineet Mehra to Chief Growth Officer. Mark Troughton most recently served as Chime’s Chief Operating Officer, during which he was instrumental in overseeing Chime’s risk, customer experience, corporate, and business development functions, while managing the company’s bank partner relationships. He was a key architect of MyPay, enabling Chime members to access their paycheck on demand, and created the enterprise channel, bringing Chime’s suite of financial products to employers for their workforces. As President, Mr. Troughton will continue to oversee Chime’s strategy, risk, partnerships, and customer experience organizations and help guide Chime in its next phase of growth. Janelle Sallenave most recently served as Chime’s Chief Experience Officer, where she transformed Chime’s member service and operations. Under Ms. Sallenave’s leadership, Chime has successfully embedded AI across member support channels, with more than 70% of member support interactions now being powered by AI and automation, while doubling member satisfaction scores between 2022 and 2025. As Chief Operating Officer, Ms. Sallenave will continue to oversee member experience, as well as planning, data and analytics, internal AI initiatives, and overall business operations for the company. Vineet Mehra previously served as Chief Marketing Officer, during which he elevated the Chime brand, awareness, and cultural relevance to unprecedented levels. He was recognized this year by Forbes as one of the 50 World’s Most Influential CMOs, and under his leadership, Chime was named the #1 banking brand by Time magazine and one of Fast Company’s 2025 Brands That Matter. Mr. Mehra was also instrumental in the launch of Chime Card. As Chief Growth Officer, Mr. Mehra will continue to oversee marketing and lead Chime's overall growth agenda, building on his success in member acquisition, engagement, and loyalty.Breakeven Date Change • Nov 14Forecast breakeven date moved forward to 2026The 15 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$7.50m in 2026. Average annual earnings growth of 101% is required to achieve expected profit on schedule.Reported Earnings • Nov 06Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: US$0.15 loss per share. Net loss: US$54.7m (flat on 3Q 2024). Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 38%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Diversified Financial industry in the US.お知らせ • Nov 06+ 1 more updateChime Financial, Inc. (NasdaqGS:CHYM) announces an Equity Buyback for $200 million worth of its shares.Exelixis, Inc. (NasdaqGS:EXEL) announces a share repurchase program. Under the program, the company will repurchase up to $200 million of its Class A common stock. The repurchase program does not obligate Chime to repurchase any particular amount of Class A common stock and may be suspended or discontinued at any time at Chime’s discretion without prior notice, subject to all applicable securities laws.お知らせ • Oct 09Chime Financial, Inc. to Report Q3, 2025 Results on Nov 05, 2025Chime Financial, Inc. announced that they will report Q3, 2025 results After-Market on Nov 05, 2025お知らせ • Sep 09Chime Introduces New Chime Card with Cash Back Rewards and Elevated DesignChime introduced the newest way it's making everyday banking more rewarding. The new Chime Card, which brings 1.5% cash back2 rewards for Chime+3 members, adds even more reasons to love the nation's most loved banking app. These benefits build on Chime's existing suite of services--including high-yield savings, early access to pay, credit building, instant loans, and deals--delivering an upgraded fee-free banking experience that's simple and rewarding. Chime+ is Chime's free, enhanced membership tier that unlocks exclusive rewards for members who set up a qualifying direct deposit. Since the launch of Chime+ earlier this year, Chime has continued to bring even more rewards to its most loyal members who reach certain membership tiers. With the Chime Card4, Chime+ members earn 1.5% cash back on rotating categories like groceries, gas, and restaurants, tracked automatically in the app with no cap on earnings. These new cash back rewards are in addition to existing Chime+ features, including: 3.75% APY 5 on savings; Fee-free overdraft protection with SpotMe; Early access to pay with MyPay; Priority support for faster help; Access to exclusive Chime Deals that can be stacked with cash back. The new Chime Card is a secured credit card that blends premium design with powerful credit-building tools; Members can choose from free styles in colors like Classic Black or Evergreen, or upgrade to a Titanium finish for $50 plus tax. The new Chime Card helps members build credit with their everyday purchases while adding rewards, a refreshed design, and seamless in-app experience. Expanding Chime's Suite of Banking Services: The Chime Card is the latest addition to Chime's full suite of services. Alongside fee-free checking and savings, members get access to 47,000 fee-free ATMs, smart tools like Spending Insights, and 24/7 live support. Additional protections include guardrails against overspending, instant card freeze/unfreeze, real-time transaction alerts, and fraud monitoring. Eligible members can also access SpotMe fee-free overdraft on Chime Card. The Chime Card has already begun rolling out and will become available to all new and existing members over the coming weeks and months. When available, current Credit Builder cardholders can upgrade directly in the app.Reported Earnings • Aug 12Second quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindSecond quarter 2025 results: US$7.29 loss per share. Net loss: US$923.4m (flat on 2Q 2024). Revenue exceeded analyst estimates by 5.0%. Earnings per share (EPS) missed analyst estimates by 89%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Diversified Financial industry in the US.お知らせ • Aug 08Chime Financial, Inc. Provides Earnings Guidance for the Third Quarter and Full Year of 2025Chime Financial, Inc. provided earnings guidance for the third quarter and full year of 2025. For the third quarter, the company expects revenue between $525 million and $535 million, resulting in year-over-year revenue growth between 24% and 27%. For the full year 2025, the company expects revenue between $2.135 billion and $2.155 billion, resulting in year-over-year revenue growth between 28% and 29%.お知らせ • Jul 11Chime Financial, Inc. to Report Q2, 2025 Results on Aug 07, 2025Chime Financial, Inc. announced that they will report Q2, 2025 results After-Market on Aug 07, 2025Board Change • Jun 12Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. Independent Director Sue Decker was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.株主還元CHYMUS Diversified FinancialUS 市場7D1.3%0.4%-0.8%1Yn/a-9.5%27.1%株主還元を見る業界別リターン: CHYMがUS Diversified Financial業界に対してどのようなパフォーマンスを示したかを判断するにはデータが不十分です。リターン対市場: CHYM US市場に対してどのようなパフォーマンスを示したかを判断するにはデータが不十分です。価格変動Is CHYM's price volatile compared to industry and market?CHYM volatilityCHYM Average Weekly Movement9.6%Diversified Financial Industry Average Movement6.4%Market Average Movement7.2%10% most volatile stocks in US Market16.3%10% least volatile stocks in US Market3.2%安定した株価: CHYM 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: CHYMの 週次ボラティリティ ( 10% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト20121,519Chris Brittwww.chime.com金融テクノロジー企業であるチャイム・ファイナンシャル・インクは、米国内外で消費者向けデジタル・バンキングおよび決済ソリューションを提供している。同社は、当座預金口座、デビットカード、ATM、現金預け入れネットワーク、ペイチェック、アウトバウンド・インスタント・トランスファーなどの支出、手数料無料のモバイル・バンキング体験であるチャイム・プラス、スポットミー、マイペイ、インスタント・ローンなどの流動性商品、チャイム・カード、クレジット・ビルダー・クレジット・カード、FICOスコア追跡からなる信用構築ソリューション、貯蓄・特典商品、ペイ・エニワン、スポットミー・ブーストなどのコミュニティ重視商品、エンタープライズが従業員に提供する金融サービスおよび従業員福利厚生ツール・スイートであるチャイム・ワークプレイス、その他のサポートおよび業務など、様々な商品を提供している。同社は以前は1Debit Inc.として知られていたが、2019年6月にChime Financial, Inc.に社名を変更した。Chime Financial, Inc.は2012年に法人化され、カリフォルニア州サンフランシスコに本社を置いている。もっと見るChime Financial, Inc. 基礎のまとめChime Financial の収益と売上を時価総額と比較するとどうか。CHYM 基礎統計学時価総額US$6.73b収益（TTM）-US$956.48m売上高(TTM)US$2.32b3.0xP/Sレシオ-7.2xPER（株価収益率CHYM は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計CHYM 損益計算書（TTM）収益US$2.32b売上原価US$269.70m売上総利益US$2.05bその他の費用US$3.00b収益-US$956.48m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）-2.51グロス・マージン88.35%純利益率-41.31%有利子負債／自己資本比率0%CHYM の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 10:40終値2026/05/21 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Chime Financial, Inc. 19 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。28 アナリスト機関Oliver LesterArete Research Services LLPRichard KramerArete Research Services LLPAndrew BauchBMO Capital Markets Equity Research25 その他のアナリストを表示
分析記事 • May 12Results: Chime Financial, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesThere's been a notable change in appetite for Chime Financial, Inc. ( NASDAQ:CHYM ) shares in the week since its...
Seeking Alpha • May 09Chime Q1 Results: Growth Projections Disappoint, Downgrade To SellSummary Chime Financial (CHYM) remains volatile, recently dropping 17% despite stable Q1 2026 headline metrics. Q1 2026 results matched Q4: revenue up 25%, active members up 19%, ARPAM up 5%. CHYM exceeded the high end of revenue guidance and achieved its first GAAP-profitable quarter as a public company, but the stock is down since then. I downgrade to Sell, as fundamentals remain steady but stock trajectory diverges from business performance. Read the full article on Seeking Alpha
お知らせ • May 09Chime Financial, Inc. (NasdaqGS:CHYM) announces an Equity Buyback for $200 million worth of its shares.Chime Financial, Inc. (NasdaqGS:CHYM) announces a share repurchase program. Under the program, the company will repurchase up to $200 million of its Class A common stock
Reported Earnings • May 07First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.14. Revenue: US$647.4m (up 25% from 1Q 2025). Net income: US$53.5m (up 313% from 1Q 2025). Profit margin: 8.3% (up from 2.5% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Diversified Financial industry in the US.
ライブニュース • May 07Chime Financial Achieves First GAAP Profit Driven by Chime Prime Growth and $200 Million BuybackChime Financial posted its first quarter of GAAP profitability in Q1 2026, with net income of $53 million, or $0.13 per share. Revenue for Q1 2026 came in at $647.39 million, described by the company as 25% higher year over year and ahead of analyst expectations for the fourth quarter in a row. Chime launched its premium Chime Prime membership and expanded short‑term liquidity products, while also raising full‑year revenue and adjusted EBITDA guidance and authorizing an extra $200 million share repurchase plan. For you as an investor, the key takeaway is that Chime has moved into GAAP profitability while still reporting what it characterizes as strong top‑line growth. Management is highlighting Chime Prime, with 5% cash back and 3.75% APY, as a contributor to product adoption, member retention and higher Chime Card usage, and is pointing to growing traction in MyPay and Instant Loans as supporting transaction margins. The decision to lift full‑year revenue and adjusted EBITDA guidance, coupled with an additional $200 million share repurchase authorization, is presented by management as a sign of confidence in the current business mix and balance sheet. You may want to watch how uptake of Chime Prime and usage of the short‑term liquidity products evolve over coming quarters, since these are presented as important drivers for both growth and margin profile.
お知らせ • Apr 21Chime Financial, Inc., Annual General Meeting, Jun 02, 2026Chime Financial, Inc., Annual General Meeting, Jun 02, 2026.
分析記事 • May 12Results: Chime Financial, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesThere's been a notable change in appetite for Chime Financial, Inc. ( NASDAQ:CHYM ) shares in the week since its...
Seeking Alpha • May 09Chime Q1 Results: Growth Projections Disappoint, Downgrade To SellSummary Chime Financial (CHYM) remains volatile, recently dropping 17% despite stable Q1 2026 headline metrics. Q1 2026 results matched Q4: revenue up 25%, active members up 19%, ARPAM up 5%. CHYM exceeded the high end of revenue guidance and achieved its first GAAP-profitable quarter as a public company, but the stock is down since then. I downgrade to Sell, as fundamentals remain steady but stock trajectory diverges from business performance. Read the full article on Seeking Alpha
お知らせ • May 09Chime Financial, Inc. (NasdaqGS:CHYM) announces an Equity Buyback for $200 million worth of its shares.Chime Financial, Inc. (NasdaqGS:CHYM) announces a share repurchase program. Under the program, the company will repurchase up to $200 million of its Class A common stock
Reported Earnings • May 07First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.14. Revenue: US$647.4m (up 25% from 1Q 2025). Net income: US$53.5m (up 313% from 1Q 2025). Profit margin: 8.3% (up from 2.5% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Diversified Financial industry in the US.
ライブニュース • May 07Chime Financial Achieves First GAAP Profit Driven by Chime Prime Growth and $200 Million BuybackChime Financial posted its first quarter of GAAP profitability in Q1 2026, with net income of $53 million, or $0.13 per share. Revenue for Q1 2026 came in at $647.39 million, described by the company as 25% higher year over year and ahead of analyst expectations for the fourth quarter in a row. Chime launched its premium Chime Prime membership and expanded short‑term liquidity products, while also raising full‑year revenue and adjusted EBITDA guidance and authorizing an extra $200 million share repurchase plan. For you as an investor, the key takeaway is that Chime has moved into GAAP profitability while still reporting what it characterizes as strong top‑line growth. Management is highlighting Chime Prime, with 5% cash back and 3.75% APY, as a contributor to product adoption, member retention and higher Chime Card usage, and is pointing to growing traction in MyPay and Instant Loans as supporting transaction margins. The decision to lift full‑year revenue and adjusted EBITDA guidance, coupled with an additional $200 million share repurchase authorization, is presented by management as a sign of confidence in the current business mix and balance sheet. You may want to watch how uptake of Chime Prime and usage of the short‑term liquidity products evolve over coming quarters, since these are presented as important drivers for both growth and margin profile.
お知らせ • Apr 21Chime Financial, Inc., Annual General Meeting, Jun 02, 2026Chime Financial, Inc., Annual General Meeting, Jun 02, 2026.
お知らせ • Apr 16Chime Financial, Inc. to Report Q1, 2026 Results on May 06, 2026Chime Financial, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026
Breakeven Date Change • Mar 05Forecast breakeven date moved forward to 2026The 17 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$62.1m in 2026. Earnings growth of 111% is required to achieve expected profit on schedule.
Recent Insider Transactions Derivative • Mar 03Independent Director notifies of intention to sell stockCynthia Marshall intends to sell 35k shares in the next 90 days after lodging an Intent To Sell Form on the 2nd of March. If the sale is conducted around the recent share price of US$22.28, it would amount to US$780k. Since June 2025, Cynthia has owned 2.25k shares directly. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months.
Reported Earnings • Feb 26Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: US$4.27 loss per share (further deteriorated from US$0.39 loss in FY 2024). Revenue: US$2.19b (up 31% from FY 2024). Net loss: US$1.01b (loss widened US$984.6m from FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.5%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.9% growth forecast for the Diversified Financial industry in the US.
Breakeven Date Change • Feb 26Forecast breakeven date moved forward to 2026The 16 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$65.0m in 2026. Earnings growth of 117% is required to achieve expected profit on schedule.
お知らせ • Feb 26Chime Financial, Inc. Provides Earnings Guidance for the First Quarter and Full Year of 2026Chime Financial, Inc. provided earnings guidance for the first quarter and full year of 2026. For the first quarter of 2026, the company expected revenue between $627 million to $637 million, resulting in year-over-year revenue growth between 21% and 23%. For the full year of 2026, the company expected revenue between $2.63 billion to $2.67 billion, resulting in year-over-year revenue growth between 20% and 22%.
お知らせ • Feb 24Chime Enterprise Adds New Employer Partners as Demand Grows for Comprehensive Financial WellnessChime Enterprise announced growing employer adoption of Chime Workplace™?, a comprehensive financial wellness suite that delivers the full range of Chime's fee-free1 financial tools within a no-cost enterprise financial health solution. Features built into Chime Workplace include earned wage access (EWA)2, which allows employees to access their pay on demand, a high-yield savings account with an APY 7x the national average, and credit-building tools. Employers gain real-time, actionable insights into employee financial well-being through the employer portal. Cedarhurst Senior Living, eXp Realty, and LRS (Lakeshore Recycling Systems) are among the latest employers to implement Chime Workplace to support employee financial well-being and help reduce stress that can impact productivity, retention, and overall performance. Employers are increasingly linking employee financial wellness to workforce outcomes. According to Gallup's State of the Global Workplace 2025 report, employee engagement remains low at just 21%, costing the global economy an estimated $438 billion annually. This widespread disengagement signals a workforce under strain, weighing heavily on productivity and performance across industries. This widespread disengagement signals an important first step, but on its own is no longer enough. Employers are moving beyond short-term fixes to holistic platforms that reduce financial stress and support productivity at scale. Chime Workplace gives enterprises a practical, scalable foundation to strengthen workforce readiness without added complexity or cost. Today's announcement highlights employers across senior living, real estate, and waste and recycling adopting Chime Workplace to replace legacy earned wage access point solutions or implement more integrated financial wellness strategies that help drive workforce performance: Cedarhurst Senior Living, based in St. Louis, MO, adopted Chime Workplace as part of a broader workforce investment strategy designed to enhance financial wellness resources for frontline caregiving and operations teams, where consistency, attentiveness, and reliability are essential. eXp Realty, a cloud-based real estate brokerage headquartered in Bellingham, WA, selected Chime Workplace to support its employees with scalable, fee-free financial tools that align with its flexible operating model. LRS (LakesHore Recycling Systems), a waste and recycling services provider headquartered in Rosemont, IL that serves communities across the Midwest, adopted Chime Workplace to support employees financial health across its frontline and field-based operations, helping reduce financial stress that can impact workforce safety and performance. While these new customers span industries--from senior living and real estate to waste and recycling-- they share common workforce challenges. Employees from across varied sectors are facing rising living costs, persistent financial stress, and limited access to affordable financial tools, all of which can affect focus, and more.
Breakeven Date Change • Feb 20Forecast breakeven date moved forward to 2026The 16 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$834.5k in 2026. Average annual earnings growth of 107% is required to achieve expected profit on schedule.
お知らせ • Jan 30Chime Financial, Inc. to Report Q4, 2025 Results on Feb 25, 2026Chime Financial, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026
Breakeven Date Change • Jan 29Forecast breakeven date pushed back to 2027The 16 analysts covering Chime Financial previously expected the company to break even in 2026. New consensus forecast suggests losses will reduce by 66% per year to 2026. The company is expected to make a profit of US$191.6m in 2027. Average annual earnings growth of 107% is required to achieve expected profit on schedule.
Recent Insider Transactions Derivative • Jan 15Co-Founder exercised options and sold US$1.4m worth of stockOn the 9th of January, Christopher Britt exercised options to acquire 50k shares at no cost and sold these for an average price of US$28.06 per share. This trade did not impact their existing holding. For the year to December 2024, Christopher's total compensation was 3% salary and 97% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since June 2025, Christopher's direct individual holding has increased from 16.92m shares to 17.25m. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Dec 11Chime Announces Executive PromotionsChime announced three promotions within its executive leadership team. Effective immediately, Mark Troughton has been promoted to the role of President, Janelle Sallenave to Chief Operating Officer, and Vineet Mehra to Chief Growth Officer. Mark Troughton most recently served as Chime’s Chief Operating Officer, during which he was instrumental in overseeing Chime’s risk, customer experience, corporate, and business development functions, while managing the company’s bank partner relationships. He was a key architect of MyPay, enabling Chime members to access their paycheck on demand, and created the enterprise channel, bringing Chime’s suite of financial products to employers for their workforces. As President, Mr. Troughton will continue to oversee Chime’s strategy, risk, partnerships, and customer experience organizations and help guide Chime in its next phase of growth. Janelle Sallenave most recently served as Chime’s Chief Experience Officer, where she transformed Chime’s member service and operations. Under Ms. Sallenave’s leadership, Chime has successfully embedded AI across member support channels, with more than 70% of member support interactions now being powered by AI and automation, while doubling member satisfaction scores between 2022 and 2025. As Chief Operating Officer, Ms. Sallenave will continue to oversee member experience, as well as planning, data and analytics, internal AI initiatives, and overall business operations for the company. Vineet Mehra previously served as Chief Marketing Officer, during which he elevated the Chime brand, awareness, and cultural relevance to unprecedented levels. He was recognized this year by Forbes as one of the 50 World’s Most Influential CMOs, and under his leadership, Chime was named the #1 banking brand by Time magazine and one of Fast Company’s 2025 Brands That Matter. Mr. Mehra was also instrumental in the launch of Chime Card. As Chief Growth Officer, Mr. Mehra will continue to oversee marketing and lead Chime's overall growth agenda, building on his success in member acquisition, engagement, and loyalty.
Breakeven Date Change • Nov 14Forecast breakeven date moved forward to 2026The 15 analysts covering Chime Financial previously expected the company to break even in 2027. New consensus forecast suggests the company will make a profit of US$7.50m in 2026. Average annual earnings growth of 101% is required to achieve expected profit on schedule.
Reported Earnings • Nov 06Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: US$0.15 loss per share. Net loss: US$54.7m (flat on 3Q 2024). Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 38%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Diversified Financial industry in the US.
お知らせ • Nov 06+ 1 more updateChime Financial, Inc. (NasdaqGS:CHYM) announces an Equity Buyback for $200 million worth of its shares.Exelixis, Inc. (NasdaqGS:EXEL) announces a share repurchase program. Under the program, the company will repurchase up to $200 million of its Class A common stock. The repurchase program does not obligate Chime to repurchase any particular amount of Class A common stock and may be suspended or discontinued at any time at Chime’s discretion without prior notice, subject to all applicable securities laws.
お知らせ • Oct 09Chime Financial, Inc. to Report Q3, 2025 Results on Nov 05, 2025Chime Financial, Inc. announced that they will report Q3, 2025 results After-Market on Nov 05, 2025
お知らせ • Sep 09Chime Introduces New Chime Card with Cash Back Rewards and Elevated DesignChime introduced the newest way it's making everyday banking more rewarding. The new Chime Card, which brings 1.5% cash back2 rewards for Chime+3 members, adds even more reasons to love the nation's most loved banking app. These benefits build on Chime's existing suite of services--including high-yield savings, early access to pay, credit building, instant loans, and deals--delivering an upgraded fee-free banking experience that's simple and rewarding. Chime+ is Chime's free, enhanced membership tier that unlocks exclusive rewards for members who set up a qualifying direct deposit. Since the launch of Chime+ earlier this year, Chime has continued to bring even more rewards to its most loyal members who reach certain membership tiers. With the Chime Card4, Chime+ members earn 1.5% cash back on rotating categories like groceries, gas, and restaurants, tracked automatically in the app with no cap on earnings. These new cash back rewards are in addition to existing Chime+ features, including: 3.75% APY 5 on savings; Fee-free overdraft protection with SpotMe; Early access to pay with MyPay; Priority support for faster help; Access to exclusive Chime Deals that can be stacked with cash back. The new Chime Card is a secured credit card that blends premium design with powerful credit-building tools; Members can choose from free styles in colors like Classic Black or Evergreen, or upgrade to a Titanium finish for $50 plus tax. The new Chime Card helps members build credit with their everyday purchases while adding rewards, a refreshed design, and seamless in-app experience. Expanding Chime's Suite of Banking Services: The Chime Card is the latest addition to Chime's full suite of services. Alongside fee-free checking and savings, members get access to 47,000 fee-free ATMs, smart tools like Spending Insights, and 24/7 live support. Additional protections include guardrails against overspending, instant card freeze/unfreeze, real-time transaction alerts, and fraud monitoring. Eligible members can also access SpotMe fee-free overdraft on Chime Card. The Chime Card has already begun rolling out and will become available to all new and existing members over the coming weeks and months. When available, current Credit Builder cardholders can upgrade directly in the app.
Reported Earnings • Aug 12Second quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindSecond quarter 2025 results: US$7.29 loss per share. Net loss: US$923.4m (flat on 2Q 2024). Revenue exceeded analyst estimates by 5.0%. Earnings per share (EPS) missed analyst estimates by 89%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Diversified Financial industry in the US.
お知らせ • Aug 08Chime Financial, Inc. Provides Earnings Guidance for the Third Quarter and Full Year of 2025Chime Financial, Inc. provided earnings guidance for the third quarter and full year of 2025. For the third quarter, the company expects revenue between $525 million and $535 million, resulting in year-over-year revenue growth between 24% and 27%. For the full year 2025, the company expects revenue between $2.135 billion and $2.155 billion, resulting in year-over-year revenue growth between 28% and 29%.
お知らせ • Jul 11Chime Financial, Inc. to Report Q2, 2025 Results on Aug 07, 2025Chime Financial, Inc. announced that they will report Q2, 2025 results After-Market on Aug 07, 2025
Board Change • Jun 12Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. Independent Director Sue Decker was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
