Credit Acceptance Corporation

NasdaqGS:CACC 株式レポート

時価総額:US$6.5b

Credit Acceptance マネジメント

マネジメント 基準チェック /24

Credit Acceptanceの CEO はVinayak Hegdeで、 Nov2025年に任命され、 の在任期間は 1 年未満です。 の年間総報酬は$ 62.57Mで、 0.2%給与と99.8%のボーナス(会社の株式とオプションを含む)で構成されています。 は、会社の株式の0.097%を直接所有しており、その価値は$ 6.29M 。経営陣と取締役会の平均在任期間はそれぞれ4年と12.3年です。

主要情報

Vinayak Hegde

最高経営責任者

US$62.6m

報酬総額

CEO給与比率0.24%
CEO在任期間less than a year
CEOの所有権0.1%
経営陣の平均在職期間4yrs
取締役会の平均在任期間12.3yrs

経営陣の近況

Recent updates

ナラティブ更新 Jul 22

CACC: Raised Street Expectations And Index Additions Will Temper Future Return Potential

Analysts have lifted their price target on Credit Acceptance by about $67, citing updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E as reflected in recent Street research, including the latest TD Cowen commentary. What’s in the News for Credit Acceptance Credit Acceptance appointed Joseph Billante as Chief Financial Officer, effective July 27, 2026, succeeding long-time CFO Jay D.
ナラティブ更新 Jul 07

CACC: Higher Multiples And Softer Q1 Results Will Pressure Future Returns

Analysts have lifted their fair value estimate for Credit Acceptance from about $537 to roughly $562, citing updated assumptions on revenue growth, profit margins, discount rates, and future P/E that are in line with recent Street price target increases from TD Cowen and Stephens. Analyst Commentary Recent Street research on Credit Acceptance has centered on updated price targets, with bullish analysts adjusting their views as they revisit assumptions around revenue, margins, and valuation multiples.
ナラティブ更新 Jun 23

CACC: Refreshed Assumptions And Buybacks Will Shape Future Risk Balance

Credit Acceptance's analyst price target has moved higher by $50 to $90 across recent updates, as analysts cite refreshed valuation work and adjustments to P/E and discount rate assumptions to reflect the latest risk and return profile. Analyst Commentary Recent research on Credit Acceptance shows a mix of optimism and caution, with price targets both raised and reduced as analysts revisit their P/E and discount rate assumptions.
分析記事 Jun 16

Credit Acceptance (CACC) Stock Could Be 7% Overvalued After Credit Facility Extension And CFO Change

Why the latest financing and leadership moves matter for Credit Acceptance stock Credit Acceptance (CACC) has just extended its revolving secured credit facility by one year and reduced its borrowing spread, while also preparing for a CFO transition to Joseph Billante from long-serving finance chief Jay D. Martin. See our latest analysis for Credit Acceptance. Those financing and leadership updates come against a backdrop of firm momentum in Credit Acceptance’s stock, with a 90 day share...
ナラティブ更新 Jun 06

CACC: Revised Assumptions And Buybacks Will Shape Balanced Risk Profile

Analysts have raised their price targets on Credit Acceptance by $50 to $90 in recent research, citing updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates show a mix of optimism and caution around Credit Acceptance, reflected in both higher and lower price targets over the past few reports.
ナラティブ更新 May 15

CACC: Revised Assumptions And Legal Resolution Will Shape Balanced Risk Profile

Analysts raised their price target on Credit Acceptance by about $55, citing updates to fair value estimates along with revised assumptions for discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a mixed but generally constructive reset in how analysts are thinking about Credit Acceptance, with several price target changes clustered over a short period.
ナラティブ更新 Apr 21

CACC: Elevated Margin Assumptions Will Drive Skewed Risk To The Downside

Analysts have raised the Credit Acceptance price target by about $30, citing updated assumptions around fair value, the discount rate, revenue growth, profit margin, and a lower future P/E that are consistent with recent mixed Street research moves on the stock. Analyst Commentary Recent Street research on Credit Acceptance has been mixed, with some price targets raised and at least one lowered.
ナラティブ更新 Apr 06

CACC: Evolving EPS Outlook And Mixed Sentiment Will Drive A Balanced Path

Analysts have trimmed their average price target on Credit Acceptance by about $6 to roughly $452. This reflects updated views on revenue growth, profitability and an outlook that now applies a higher future P/E multiple.
ナラティブ更新 Dec 19

CACC: Future Buybacks And Leadership Transition Will Shape A Measured Outlook

Analysts have modestly raised their price target on Credit Acceptance to $458.00 from $458, citing incremental adjustments to the discount rate and forward valuation assumptions, while maintaining a constructive view on revenue growth and profitability. What's in the News The board authorizes a new share repurchase program allowing Credit Acceptance to buy back up to 2,000,000 shares, with no stated expiration, signaling ongoing capital return to shareholders (company announcement).
ナラティブ更新 Dec 04

CACC: Buybacks And Leadership Transition Will Shape A Balanced Forward Outlook

Analysts have modestly lowered their price target on Credit Acceptance to $458.00 from $458.00, reflecting a slightly reduced discount rate and marginally lower future P E assumptions while maintaining strong expectations for growth and margins. What's in the News On September 29, 2025, the Board authorized a new share repurchase plan allowing Credit Acceptance to buy back up to 2,000,000 shares with no set expiration date (Key Developments).
ナラティブ更新 Nov 20

CACC: Share Buyback Program And Leadership Transition Will Shape Outlook

Analysts have raised their price target for Credit Acceptance from $446.25 to $458.00, citing incremental improvements in profit margin and a slight reduction in discount rate as supporting factors for the increased valuation. What's in the News The Board of Directors has unanimously elected Vinayak R.
ナラティブ更新 Nov 01

CACC: Share Repurchases And Leadership Transition Will Shape Lending Landscape

Analysts have lowered their price target for Credit Acceptance from $467.50 to $446.25. They cite shifts in projected revenue growth and underlying financial assumptions as key drivers of the revision.
User avatar
新しいナラティブ Aug 29

Enhanced Forecasting And Critical Growth Set To Propel Future Revenue And Net Income

Enhanced forecasting and disciplined underwriting amidst economic volatility hint at improved loan performance, net margins, and ultimately net income.
Seeking Alpha Feb 26

Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns

Summary CACC stock has returned to its previous high of $550 despite deteriorating earnings and ongoing challenges. Higher costs of funding and default rates are severely impacting earnings, and a pending lawsuit adds to the uncertainties. A careful probability-weighted scenario model suggests a valuation re-rate to $465 per share. Read the full article on Seeking Alpha
Seeking Alpha Sep 10

Argentine lenders take the lead in week's financial winners, while Chinese fintechs dip

This week's five biggest winners in financial stocks (with market cap of over $2B) were led by two Argentine regional banks, while two Chinese fintechs took a hit. The best-performing financial stock featured Banco Macro (NYSE:BMA), climbing 16% in the week ended September 9, as the Argentine peso rose 1.6% against the U.S. dollar at the time; Similarly, Grupo Financiero Galicia (NASDAQ:GGAL) +14.8% jumped; Investment firm StepStone (NASDAQ:STEP) +12.8% took the third slot; Alternative asset manager TPG (NASDAQ:TPG) gained 12%; and Pet insurance provider Trupanion (NASDAQ:TRUP) +10.4% increased after it acquired Smart Paws for an undisclosed amount. On the bearish front, regional lender BancFirst (NASDAQ:BANF) fell 7.3%; Lufax (NYSE:LU), a Chinese-based operator of a technology-powered personal financial services platform, slid -5.5%; Futu (NASDAQ:FUTU), another Chinese fintech, drifted down 5.3%; Property and casualty insurer Kinsale Capital (NYSE:KNSL) -3.8% slipped; and Credit Acceptance (NASDAQ:CACC) edged down 3.4% amid a recent best idea short call at Hedgeye. Take a look at how the broader stock market fared this week.

CEO報酬分析

Credit Acceptance の収益と比較して、Vinayak Hegde の報酬はどのように変化したか?
日付総報酬給与会社業績
Mar 31 2026n/an/a

US$453m

Dec 31 2025US$63mUS$148k

US$424m

Sep 30 2025n/an/a

US$454m

Jun 30 2025n/an/a

US$424m

Mar 31 2025n/an/a

US$290m

Dec 31 2024US$142kn/a

US$248m

Sep 30 2024n/an/a

US$190m

Jun 30 2024n/an/a

US$182m

Mar 31 2024n/an/a

US$251m

Dec 31 2023US$75kn/a

US$286m

Sep 30 2023n/an/a

US$320m

Jun 30 2023n/an/a

US$336m

Mar 31 2023n/an/a

US$421m

Dec 31 2022US$50kn/a

US$536m

Sep 30 2022n/an/a

US$626m

Jun 30 2022n/an/a

US$789m

Mar 31 2022n/an/a

US$971m

Dec 31 2021US$2mn/a

US$958m

報酬と市場: Vinayakの 総報酬 ($USD 62.57M ) は、 US市場 ($USD 8.31M ) の同規模の企業の平均を上回っています。

報酬と収益: Vinayakの報酬は過去 1 年間で 20% 以上増加しました。


CEO

Vinayak Hegde (56 yo)

less than a year
在職期間
US$62,567,647
報酬

Mr. Vinayak R. Hegde has served as the CMO Consumer for T Mobile since January 2023. Mr. Hegde is Independent Director of SunPower Corporation from December 31, 2021. He served as the President of Wheels U...


リーダーシップ・チーム

名称ポジション在職期間報酬所有権
Vinayak Hegde
CEO, President & Directorless than a yearUS$62.57m0.097%
$ 6.3m
Jay Martin
Chief Financial Officer2.5yrsUS$623.46k0.25%
$ 16.1m
Ravi Valiyaveettil
Chief Technology Officer3.8yrsUS$1.75m0.024%
$ 1.6m
Kenneth Booth
Executive Directorless than a yearUS$27.42m0.22%
$ 14.3m
Arthur Smith
Advisor12.9yrsUS$780.69k0.34%
$ 21.9m
Daniel Ulatowski
Advisorless than a yearUS$780.87k0.22%
$ 14.4m
Douglas Busk
Chief Treasury Officer24.6yrsUS$3.43m0.030%
$ 1.9m
Jonathan Lum
Chief Operating Officer7.2yrsUS$12.09m0.30%
$ 19.5m
Erin Kerber
Chief Legal Officer5yrsデータなし0.25%
$ 16.1m
Andrew Rostami
Chief Marketing & Product Officer4.3yrsUS$617.89k0.015%
$ 939.3k
Robert Bourrier
Chief Sales Officerless than a yearデータなしデータなし
Wendy Rummler
Chief People Officer5.2yrsUS$2.10m0.24%
$ 15.2m
4.0yrs
平均在職期間
53yo
平均年齢

経験豊富な経営陣: CACCの経営陣は 経験豊富 であると考えられます ( 4年の平均在職年数)。


取締役

名称ポジション在職期間報酬所有権
Vinayak Hegde
CEO, President & Director5.2yrsUS$62.57m0.097%
$ 6.3m
Kenneth Booth
Executive Director5.2yrsUS$27.42m0.22%
$ 14.3m
Thomas Tryforos
Chairman & Independent Lead Director27yrsUS$100.00k3.85%
$ 248.8m
Scott Vassalluzzo
Independent Director19.3yrsUS$100.00k0.66%
$ 42.4m
Glenda Flanagan
Independent Director22.3yrsUS$100.00k0.17%
$ 11.1m
Sean Quinn
Independent Director2.8yrsUS$100.00k0.015%
$ 954.9k
12.3yrs
平均在職期間
57.5yo
平均年齢

経験豊富なボード: CACCの 取締役会 は経験豊富で 経験豊富 です ( 12.3年の平均在任期間)。


企業分析と財務データの現状

データ最終更新日(UTC時間)
企業分析2026/07/22 02:54
終値2026/07/22 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Credit Acceptance Corporation 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。12

アナリスト機関
James FotheringhamBMO Capital Markets Equity Research
Kenneth BruceBofA Global Research
Giuliano Anderes BolognaBTIG