Ballston Spa Bancorp（BSPA）株式概要ボールストンスパ・バンコープは、ボールストンスパ・ナショナル・バンクの持株会社として、米国内の法人、自治体、個人顧客に対し、銀行業務、融資、受託業務、証券業務、その他の金融サービスを提供している。 詳細BSPA ファンダメンタル分析スノーフレーク・スコア評価1/6将来の成長0/6過去の実績0/6財務の健全性6/6配当金4/6報酬当社が推定した公正価値より3.9%で取引されている 1.72%の安定した配当金を支払う リスク分析過去1年間で株主の希薄化は大幅に進んだ 過去5年間で収益は年間4.1%減少しました。 意味のある時価総額がありません ( $86M )財務結果に影響を与える大きな一時的項目 +1 さらなるリスクすべてのリスクチェックを見るBSPA Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW491,361 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA491,361 investors already sharing narrativesYour Fair ValueUS$Current PriceUS$76.80335.9% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture036m2016201920222025202620282031Revenue US$36.5mEarnings US$4.2mAdvancedSet Fair ValueView all narrativesBallston Spa Bancorp, Inc. 競合他社Oregon Pacific BancorpSymbol: OTCPK:ORPBMarket cap: US$87.6mOak Ridge Financial ServicesSymbol: OTCPK:BKORMarket cap: US$87.3mMadison County FinancialSymbol: OTCPK:MCBKMarket cap: US$82.6mUwharrie CapitalSymbol: OTCPK:UWHRMarket cap: US$95.7m価格と性能株価の高値、安値、推移の概要Ballston Spa Bancorp過去の株価現在の株価US$76.8052週高値US$77.5052週安値US$62.21ベータ-0.151ヶ月の変化2.59%3ヶ月変化3.80%1年変化n/a3年間の変化50.59%5年間の変化29.08%IPOからの変化192.57%最新ニュースお知らせ • May 22Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on July 01, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on July 01, 2026, ex-date on June 01, 2026 and record date on June 01, 2026.お知らせ • Apr 01+ 1 more updateBallston Spa Bancorp, Inc. (OTCPK:BSPA) completed the acquisition of NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders.Ballston Spa Bancorp, Inc. (OTCPK:BSPA) agreed to acquire NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders for $26 million on September 23, 2025. In a stock-for-stock exchange, NBC shareholders will receive 0.8065 shares of BSNB stock for each share of NBC stock in a tax-free exchange. BSNB shareholders will own approximately 66% of the combined company and NBC shareholders will own 34%, equal to each company's contribution of tangible book value to the combined entity. Based on the current stock price of BSNB of $68.21 per share, the total transaction value is approximately $26.0 million. BSNB intends to raise approximately $20 million of subordinated debt prior to closing of the transaction, in order to provide additional capital to fund growth opportunities for the bank in its markets. Parties jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." In case of termination NBC Bancorp will pay $0.95 million. In connection with the closing of the merger, John A. Balli, the former President and CEO of NBC, has become Senior Executive Leader of the combined bank, and Caitlin McCrea, former SVP and Chief Financial Officer of NBC, has become SVP of Finance and Reporting for the combined bank. In addition, the combined bank and holding company boards of directors of BSNB welcome Aaron P. Flach, Carl A. Florio, Donald G. Persico and Joseph H. Warren, formerly NBC directors. The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. The combined holding company will be known as Ballston Spa Bancorp, Inc. and trade under its existing symbol of BSPA. Ballston Spa Bancorp, Inc. currently trades on OTCPK and intends to apply to be quoted on the OTCQX in anticipation of closing. The Boards of Directors of both companies have unanimously approved the transaction, and all board members from both sides have agreed to vote their shares in favor of the merger. Completion of the merger is subject to customary closing conditions, including approval of the banking agencies and shareholders of both companies, subject to antitrust, effectiveness of registration statement and closing is expected to occur in the second quarter of 2026. As on February 12, 2026, the transaction has received regulatory approvals. As on March 23, 2026, shareholders of Ballston Spa Bancorp, Inc and NBC Bancorp, Inc. have approved the transaction and merger is expected to complete on April 1, 2026. Griffin Financial Group, LLC, served as exclusive financial advisor to Ballston Spa and rendered a fairness opinion to its Board of Directors, will receive a fee of $0.125 million for opinion provided and $0.25 million for advisory, while Jeffrey M. Cardone, Marc P. Levy, Max Seltzer and Brendan Clegg of Luse Gorman, PC served as legal counsel to BSNB. Janney Montgomery Scott, LLC served as exclusive financial advisor to NBC and rendered a fairness opinion to its Board of Directors, will receive a fee of $0.125 million for opinion provided and $0.25 million for advisory, and Kenneth J. Rollins of Pillar + Aught served as legal counsel to NBC. ClearTrust, LLC acted as transfer agent to ClearTrust, LLC. Alliance Advisors LLC served as proxy solicitors to Ballston Spa and NBC Bancorp. Brean Capital, LLC acted as financial advisor to NBC Bancorp, Inc. Ballston Spa Bancorp, Inc. (OTCPK:BSPA) completed the acquisition of NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders on April 1, 2026.お知らせ • Mar 26Ballston Spa Bancorp, Inc. announced that it has received $26 million in fundingBallston Spa Bancorp, Inc. announced that it has entered into a subordinated note purchase agreement with certain qualified institutional buyers and institutional accredited investors pursuant to which the company issued $26 million in aggregate principal amount of its 7.375% Fixed-to-Floating Rate Subordinated Notes due 2036 at a price equal to 100% of the principal amount. The notes will mature on April 1, 2036.お知らせ • Feb 20Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on April 01, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on April 01, 2026, ex-date on March 03, 2026 and record date on March 03, 2026.お知らせ • Nov 20Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on January 02, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on January 02, 2026, ex-date on December 02, 2025 and record date on December 02, 2025.お知らせ • Sep 25Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Announce Management Changes At the Combined BankBallston Spa Bancorp, Inc. (OTCPK: BSPA), holding company for Ballston Spa National Bank (collectively "BSNB"), and NBC Bancorp, Inc. (OTCPK: NCXS), holding company for The National Bank of Coxsackie (collectively "NBC"), jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. Christopher R. Dowd, the current President and CEO of BSNB, will serve as Chief Executive Officer, and John A. Balli, the current President and CEO of NBC, will become President of the combined bank. James Dodd, current EVP and Chief Financial Officer of BSNB, and Jim Conroy, EVP and Chief Banking Officer of BSNB, will remain in their current positions. Caitlin McCrea, SVP and Chief Financial Officer of NBC, will become SVP of Finance and Treasurer for the combined bank.最新情報をもっと見るRecent updatesお知らせ • May 22Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on July 01, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on July 01, 2026, ex-date on June 01, 2026 and record date on June 01, 2026.お知らせ • Apr 01+ 1 more updateBallston Spa Bancorp, Inc. (OTCPK:BSPA) completed the acquisition of NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders.Ballston Spa Bancorp, Inc. (OTCPK:BSPA) agreed to acquire NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders for $26 million on September 23, 2025. In a stock-for-stock exchange, NBC shareholders will receive 0.8065 shares of BSNB stock for each share of NBC stock in a tax-free exchange. BSNB shareholders will own approximately 66% of the combined company and NBC shareholders will own 34%, equal to each company's contribution of tangible book value to the combined entity. Based on the current stock price of BSNB of $68.21 per share, the total transaction value is approximately $26.0 million. BSNB intends to raise approximately $20 million of subordinated debt prior to closing of the transaction, in order to provide additional capital to fund growth opportunities for the bank in its markets. Parties jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." In case of termination NBC Bancorp will pay $0.95 million. In connection with the closing of the merger, John A. Balli, the former President and CEO of NBC, has become Senior Executive Leader of the combined bank, and Caitlin McCrea, former SVP and Chief Financial Officer of NBC, has become SVP of Finance and Reporting for the combined bank. In addition, the combined bank and holding company boards of directors of BSNB welcome Aaron P. Flach, Carl A. Florio, Donald G. Persico and Joseph H. Warren, formerly NBC directors. The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. The combined holding company will be known as Ballston Spa Bancorp, Inc. and trade under its existing symbol of BSPA. Ballston Spa Bancorp, Inc. currently trades on OTCPK and intends to apply to be quoted on the OTCQX in anticipation of closing. The Boards of Directors of both companies have unanimously approved the transaction, and all board members from both sides have agreed to vote their shares in favor of the merger. Completion of the merger is subject to customary closing conditions, including approval of the banking agencies and shareholders of both companies, subject to antitrust, effectiveness of registration statement and closing is expected to occur in the second quarter of 2026. As on February 12, 2026, the transaction has received regulatory approvals. As on March 23, 2026, shareholders of Ballston Spa Bancorp, Inc and NBC Bancorp, Inc. have approved the transaction and merger is expected to complete on April 1, 2026. Griffin Financial Group, LLC, served as exclusive financial advisor to Ballston Spa and rendered a fairness opinion to its Board of Directors, will receive a fee of $0.125 million for opinion provided and $0.25 million for advisory, while Jeffrey M. Cardone, Marc P. Levy, Max Seltzer and Brendan Clegg of Luse Gorman, PC served as legal counsel to BSNB. Janney Montgomery Scott, LLC served as exclusive financial advisor to NBC and rendered a fairness opinion to its Board of Directors, will receive a fee of $0.125 million for opinion provided and $0.25 million for advisory, and Kenneth J. Rollins of Pillar + Aught served as legal counsel to NBC. ClearTrust, LLC acted as transfer agent to ClearTrust, LLC. Alliance Advisors LLC served as proxy solicitors to Ballston Spa and NBC Bancorp. Brean Capital, LLC acted as financial advisor to NBC Bancorp, Inc. Ballston Spa Bancorp, Inc. (OTCPK:BSPA) completed the acquisition of NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders on April 1, 2026.お知らせ • Mar 26Ballston Spa Bancorp, Inc. announced that it has received $26 million in fundingBallston Spa Bancorp, Inc. announced that it has entered into a subordinated note purchase agreement with certain qualified institutional buyers and institutional accredited investors pursuant to which the company issued $26 million in aggregate principal amount of its 7.375% Fixed-to-Floating Rate Subordinated Notes due 2036 at a price equal to 100% of the principal amount. The notes will mature on April 1, 2036.お知らせ • Feb 20Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on April 01, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on April 01, 2026, ex-date on March 03, 2026 and record date on March 03, 2026.お知らせ • Nov 20Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on January 02, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on January 02, 2026, ex-date on December 02, 2025 and record date on December 02, 2025.お知らせ • Sep 25Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Announce Management Changes At the Combined BankBallston Spa Bancorp, Inc. (OTCPK: BSPA), holding company for Ballston Spa National Bank (collectively "BSNB"), and NBC Bancorp, Inc. (OTCPK: NCXS), holding company for The National Bank of Coxsackie (collectively "NBC"), jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. Christopher R. Dowd, the current President and CEO of BSNB, will serve as Chief Executive Officer, and John A. Balli, the current President and CEO of NBC, will become President of the combined bank. James Dodd, current EVP and Chief Financial Officer of BSNB, and Jim Conroy, EVP and Chief Banking Officer of BSNB, will remain in their current positions. Caitlin McCrea, SVP and Chief Financial Officer of NBC, will become SVP of Finance and Treasurer for the combined bank.お知らせ • Sep 24Ballston Spa Bancorp, Inc. (OTCPK:BSPA) agreed to acquire NBC Bancorp, Inc. (OTCPK:NCXS) in a merger of equals transaction for $26 million.Ballston Spa Bancorp, Inc. (OTCPK:BSPA) agreed to acquire NBC Bancorp, Inc. (OTCPK:NCXS) in a merger of equals transaction for $26 million on September 24, 2025. In a stock-for-stock exchange, NBC shareholders will receive 0.8065 shares of BSNB stock for each share of NBC stock in a tax-free exchange. BSNB shareholders will own approximately 66% of the combined company and NBC shareholders will own 34%, equal to each company's contribution of tangible book value to the combined entity. Based on the current stock price of BSNB of $68.21 per share, the total transaction value is approximately $26.0 million. BSNB intends to raise approximately $20 million of subordinated debt prior to closing of the transaction, in order to provide additional capital to fund growth opportunities for the bank in its markets. Parties jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. The combined holding company will be known as Ballston Spa Bancorp, Inc. and trade under its existing symbol of BSPA. Ballston Spa Bancorp, Inc. currently trades on OTCPK and intends to apply to be quoted on the OTCQX in anticipation of closing. The Boards of Directors of both companies have unanimously approved the transaction, and all board members from both sides have agreed to vote their shares in favor of the merger. Completion of the merger is subject to customary closing conditions, including approval of the banking agencies and shareholders of both companies, and closing is expected to occur in the second quarter of 2026. Griffin Financial Group, LLC, served as exclusive financial advisor to BSNB and rendered a fairness opinion to its Board of Directors, while Luse Gorman, PC served as legal counsel to BSNB. Janney Montgomery Scott, LLC served as exclusive financial advisor to NBC and rendered a fairness opinion to its Board of Directors, and Pillar + Aught served as legal counsel to NBC.お知らせ • Aug 13Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on October 01, 2025Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on October 01, 2025, ex-date on September 03, 2025 and record date on September 03, 2025.お知らせ • Feb 22Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on April 01, 2025Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on April 01, 2025, ex-date on March 03, 2025 and record date on March 03, 2025.お知らせ • Mar 30Ballston Spa Bancorp, Inc., Annual General Meeting, May 02, 2024Ballston Spa Bancorp, Inc., Annual General Meeting, May 02, 2024, at 16:00 US Eastern Standard Time. Location: BSNB Corporate Plaza, 990 State Route 67, Ballston Spa, New York New York United States Agenda: To approve election of the nominees listed in the Proxy Statement dated March 29, 2024 accompanying the Notice of said meeting.お知らせ • Apr 01Ballston Spa Bancorp, Inc., Annual General Meeting, May 12, 2022Ballston Spa Bancorp, Inc., Annual General Meeting, May 12, 2022, at 16:00 Eastern Daylight. Location: BSNB Corporate Plaza 990 State Route 67, Ballston Spa New York United States Agenda: To consider election of directors.株主還元BSPAUS BanksUS 市場7D0%1.7%-1.5%1Yn/a23.8%16.0%株主還元を見る業界別リターン: BSPAがUS Banks業界に対してどのようなパフォーマンスを示したかを判断するにはデータが不十分です。リターン対市場: BSPA US市場に対してどのようなパフォーマンスを示したかを判断するにはデータが不十分です。価格変動Is BSPA's price volatile compared to industry and market?BSPA volatilityBSPA Average Weekly Movementn/aBanks Industry Average Movement3.4%Market Average Movement7.2%10% most volatile stocks in US Market16.1%10% least volatile stocks in US Market3.2%安定した株価: データは利用できません。時間の経過による変動: 過去 1 年間のBSPAのボラティリティの変化を判断するには データが不十分です。会社概要設立従業員CEO（最高経営責任者ウェブサイト1838142Chris Dowdwww.bsnb.comボールストンスパ・バンコープ社は、ボールストンスパ・ナショナル・バンクの持株会社として、米国内の法人、自治体、個人顧客に銀行業務、融資、受託業務、証券業務、その他の金融サービスを提供している。当座預金、マネー・マーケット口座、貯蓄口座、健康貯蓄口座、個人退職金口座、譲渡性預金、住宅ローン、住宅建設、改善、エクイティ・ローン、自動車、ボート、RV、個人、商業、中小企業向けローンなどのローン商品、信用枠、政府プログラム、デビットカード、クレジットカードを提供している。また、個人向け投資サービス（年金、大学貯蓄プラン、投資信託、生命・介護保険商品など）、退職金プラン、進学プランニング・サービス、投資・資産管理、信託管理、遺産清算、特別支援信託、障害者信託、資産管理サービスも提供している。さらに、トレジャリー・マネジメント・サービス、加盟店・決済処理サービス、オンライン・バンキング、モバイル・バンキング、デジタル決済も提供している。同社は1838年に設立され、ニューヨーク州ボールストン・スパに本社を置いている。もっと見るBallston Spa Bancorp, Inc. 基礎のまとめBallston Spa Bancorp の収益と売上を時価総額と比較するとどうか。BSPA 基礎統計学時価総額US$86.43m収益（TTM）US$3.48m売上高(TTM)US$30.16m24.8xPER（株価収益率1.2xPBR（株価純資産倍率BSPA は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計BSPA 損益計算書（TTM）収益US$30.16m売上原価US$0売上総利益US$30.16mその他の費用US$26.67m収益US$3.48m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）3.09グロス・マージン100.00%純利益率11.55%有利子負債／自己資本比率75.3%BSPA の長期的なパフォーマンスは？過去の実績と比較を見る配当金1.7%現在の配当利回り28%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/28 14:52終値2026/07/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Ballston Spa Bancorp, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • May 22Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on July 01, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on July 01, 2026, ex-date on June 01, 2026 and record date on June 01, 2026.
お知らせ • Apr 01+ 1 more updateBallston Spa Bancorp, Inc. (OTCPK:BSPA) completed the acquisition of NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders.Ballston Spa Bancorp, Inc. (OTCPK:BSPA) agreed to acquire NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders for $26 million on September 23, 2025. In a stock-for-stock exchange, NBC shareholders will receive 0.8065 shares of BSNB stock for each share of NBC stock in a tax-free exchange. BSNB shareholders will own approximately 66% of the combined company and NBC shareholders will own 34%, equal to each company's contribution of tangible book value to the combined entity. Based on the current stock price of BSNB of $68.21 per share, the total transaction value is approximately $26.0 million. BSNB intends to raise approximately $20 million of subordinated debt prior to closing of the transaction, in order to provide additional capital to fund growth opportunities for the bank in its markets. Parties jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." In case of termination NBC Bancorp will pay $0.95 million. In connection with the closing of the merger, John A. Balli, the former President and CEO of NBC, has become Senior Executive Leader of the combined bank, and Caitlin McCrea, former SVP and Chief Financial Officer of NBC, has become SVP of Finance and Reporting for the combined bank. In addition, the combined bank and holding company boards of directors of BSNB welcome Aaron P. Flach, Carl A. Florio, Donald G. Persico and Joseph H. Warren, formerly NBC directors. The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. The combined holding company will be known as Ballston Spa Bancorp, Inc. and trade under its existing symbol of BSPA. Ballston Spa Bancorp, Inc. currently trades on OTCPK and intends to apply to be quoted on the OTCQX in anticipation of closing. The Boards of Directors of both companies have unanimously approved the transaction, and all board members from both sides have agreed to vote their shares in favor of the merger. Completion of the merger is subject to customary closing conditions, including approval of the banking agencies and shareholders of both companies, subject to antitrust, effectiveness of registration statement and closing is expected to occur in the second quarter of 2026. As on February 12, 2026, the transaction has received regulatory approvals. As on March 23, 2026, shareholders of Ballston Spa Bancorp, Inc and NBC Bancorp, Inc. have approved the transaction and merger is expected to complete on April 1, 2026. Griffin Financial Group, LLC, served as exclusive financial advisor to Ballston Spa and rendered a fairness opinion to its Board of Directors, will receive a fee of $0.125 million for opinion provided and $0.25 million for advisory, while Jeffrey M. Cardone, Marc P. Levy, Max Seltzer and Brendan Clegg of Luse Gorman, PC served as legal counsel to BSNB. Janney Montgomery Scott, LLC served as exclusive financial advisor to NBC and rendered a fairness opinion to its Board of Directors, will receive a fee of $0.125 million for opinion provided and $0.25 million for advisory, and Kenneth J. Rollins of Pillar + Aught served as legal counsel to NBC. ClearTrust, LLC acted as transfer agent to ClearTrust, LLC. Alliance Advisors LLC served as proxy solicitors to Ballston Spa and NBC Bancorp. Brean Capital, LLC acted as financial advisor to NBC Bancorp, Inc. Ballston Spa Bancorp, Inc. (OTCPK:BSPA) completed the acquisition of NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders on April 1, 2026.
お知らせ • Mar 26Ballston Spa Bancorp, Inc. announced that it has received $26 million in fundingBallston Spa Bancorp, Inc. announced that it has entered into a subordinated note purchase agreement with certain qualified institutional buyers and institutional accredited investors pursuant to which the company issued $26 million in aggregate principal amount of its 7.375% Fixed-to-Floating Rate Subordinated Notes due 2036 at a price equal to 100% of the principal amount. The notes will mature on April 1, 2036.
お知らせ • Feb 20Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on April 01, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on April 01, 2026, ex-date on March 03, 2026 and record date on March 03, 2026.
お知らせ • Nov 20Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on January 02, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on January 02, 2026, ex-date on December 02, 2025 and record date on December 02, 2025.
お知らせ • Sep 25Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Announce Management Changes At the Combined BankBallston Spa Bancorp, Inc. (OTCPK: BSPA), holding company for Ballston Spa National Bank (collectively "BSNB"), and NBC Bancorp, Inc. (OTCPK: NCXS), holding company for The National Bank of Coxsackie (collectively "NBC"), jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. Christopher R. Dowd, the current President and CEO of BSNB, will serve as Chief Executive Officer, and John A. Balli, the current President and CEO of NBC, will become President of the combined bank. James Dodd, current EVP and Chief Financial Officer of BSNB, and Jim Conroy, EVP and Chief Banking Officer of BSNB, will remain in their current positions. Caitlin McCrea, SVP and Chief Financial Officer of NBC, will become SVP of Finance and Treasurer for the combined bank.
お知らせ • May 22Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on July 01, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on July 01, 2026, ex-date on June 01, 2026 and record date on June 01, 2026.
お知らせ • Apr 01+ 1 more updateBallston Spa Bancorp, Inc. (OTCPK:BSPA) completed the acquisition of NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders.Ballston Spa Bancorp, Inc. (OTCPK:BSPA) agreed to acquire NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders for $26 million on September 23, 2025. In a stock-for-stock exchange, NBC shareholders will receive 0.8065 shares of BSNB stock for each share of NBC stock in a tax-free exchange. BSNB shareholders will own approximately 66% of the combined company and NBC shareholders will own 34%, equal to each company's contribution of tangible book value to the combined entity. Based on the current stock price of BSNB of $68.21 per share, the total transaction value is approximately $26.0 million. BSNB intends to raise approximately $20 million of subordinated debt prior to closing of the transaction, in order to provide additional capital to fund growth opportunities for the bank in its markets. Parties jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." In case of termination NBC Bancorp will pay $0.95 million. In connection with the closing of the merger, John A. Balli, the former President and CEO of NBC, has become Senior Executive Leader of the combined bank, and Caitlin McCrea, former SVP and Chief Financial Officer of NBC, has become SVP of Finance and Reporting for the combined bank. In addition, the combined bank and holding company boards of directors of BSNB welcome Aaron P. Flach, Carl A. Florio, Donald G. Persico and Joseph H. Warren, formerly NBC directors. The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. The combined holding company will be known as Ballston Spa Bancorp, Inc. and trade under its existing symbol of BSPA. Ballston Spa Bancorp, Inc. currently trades on OTCPK and intends to apply to be quoted on the OTCQX in anticipation of closing. The Boards of Directors of both companies have unanimously approved the transaction, and all board members from both sides have agreed to vote their shares in favor of the merger. Completion of the merger is subject to customary closing conditions, including approval of the banking agencies and shareholders of both companies, subject to antitrust, effectiveness of registration statement and closing is expected to occur in the second quarter of 2026. As on February 12, 2026, the transaction has received regulatory approvals. As on March 23, 2026, shareholders of Ballston Spa Bancorp, Inc and NBC Bancorp, Inc. have approved the transaction and merger is expected to complete on April 1, 2026. Griffin Financial Group, LLC, served as exclusive financial advisor to Ballston Spa and rendered a fairness opinion to its Board of Directors, will receive a fee of $0.125 million for opinion provided and $0.25 million for advisory, while Jeffrey M. Cardone, Marc P. Levy, Max Seltzer and Brendan Clegg of Luse Gorman, PC served as legal counsel to BSNB. Janney Montgomery Scott, LLC served as exclusive financial advisor to NBC and rendered a fairness opinion to its Board of Directors, will receive a fee of $0.125 million for opinion provided and $0.25 million for advisory, and Kenneth J. Rollins of Pillar + Aught served as legal counsel to NBC. ClearTrust, LLC acted as transfer agent to ClearTrust, LLC. Alliance Advisors LLC served as proxy solicitors to Ballston Spa and NBC Bancorp. Brean Capital, LLC acted as financial advisor to NBC Bancorp, Inc. Ballston Spa Bancorp, Inc. (OTCPK:BSPA) completed the acquisition of NBC Bancorp, Inc. (OTCPK:NCXS) from group of shareholders on April 1, 2026.
お知らせ • Mar 26Ballston Spa Bancorp, Inc. announced that it has received $26 million in fundingBallston Spa Bancorp, Inc. announced that it has entered into a subordinated note purchase agreement with certain qualified institutional buyers and institutional accredited investors pursuant to which the company issued $26 million in aggregate principal amount of its 7.375% Fixed-to-Floating Rate Subordinated Notes due 2036 at a price equal to 100% of the principal amount. The notes will mature on April 1, 2036.
お知らせ • Feb 20Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on April 01, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on April 01, 2026, ex-date on March 03, 2026 and record date on March 03, 2026.
お知らせ • Nov 20Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on January 02, 2026Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on January 02, 2026, ex-date on December 02, 2025 and record date on December 02, 2025.
お知らせ • Sep 25Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Announce Management Changes At the Combined BankBallston Spa Bancorp, Inc. (OTCPK: BSPA), holding company for Ballston Spa National Bank (collectively "BSNB"), and NBC Bancorp, Inc. (OTCPK: NCXS), holding company for The National Bank of Coxsackie (collectively "NBC"), jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. Christopher R. Dowd, the current President and CEO of BSNB, will serve as Chief Executive Officer, and John A. Balli, the current President and CEO of NBC, will become President of the combined bank. James Dodd, current EVP and Chief Financial Officer of BSNB, and Jim Conroy, EVP and Chief Banking Officer of BSNB, will remain in their current positions. Caitlin McCrea, SVP and Chief Financial Officer of NBC, will become SVP of Finance and Treasurer for the combined bank.
お知らせ • Sep 24Ballston Spa Bancorp, Inc. (OTCPK:BSPA) agreed to acquire NBC Bancorp, Inc. (OTCPK:NCXS) in a merger of equals transaction for $26 million.Ballston Spa Bancorp, Inc. (OTCPK:BSPA) agreed to acquire NBC Bancorp, Inc. (OTCPK:NCXS) in a merger of equals transaction for $26 million on September 24, 2025. In a stock-for-stock exchange, NBC shareholders will receive 0.8065 shares of BSNB stock for each share of NBC stock in a tax-free exchange. BSNB shareholders will own approximately 66% of the combined company and NBC shareholders will own 34%, equal to each company's contribution of tangible book value to the combined entity. Based on the current stock price of BSNB of $68.21 per share, the total transaction value is approximately $26.0 million. BSNB intends to raise approximately $20 million of subordinated debt prior to closing of the transaction, in order to provide additional capital to fund growth opportunities for the bank in its markets. Parties jointly announced a strategic merger of equals whereby the banks will combine forces and create a $1.3 billion community bank serving the greater Capital District and surrounding markets. The combined bank will conduct business under the BSNB charter, with the NBC locations known as "Coxsackie Bank, a division of Ballston Spa National Bank." The combined company's Board of Directors will consist of nine directors from BSNB and four directors from NBC. Richard P. Sleasman, the current Chairman of BSNB's Board of Directors, will serve as Chairperson of the Board of the combined company and the combined bank. The combined holding company will be known as Ballston Spa Bancorp, Inc. and trade under its existing symbol of BSPA. Ballston Spa Bancorp, Inc. currently trades on OTCPK and intends to apply to be quoted on the OTCQX in anticipation of closing. The Boards of Directors of both companies have unanimously approved the transaction, and all board members from both sides have agreed to vote their shares in favor of the merger. Completion of the merger is subject to customary closing conditions, including approval of the banking agencies and shareholders of both companies, and closing is expected to occur in the second quarter of 2026. Griffin Financial Group, LLC, served as exclusive financial advisor to BSNB and rendered a fairness opinion to its Board of Directors, while Luse Gorman, PC served as legal counsel to BSNB. Janney Montgomery Scott, LLC served as exclusive financial advisor to NBC and rendered a fairness opinion to its Board of Directors, and Pillar + Aught served as legal counsel to NBC.
お知らせ • Aug 13Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on October 01, 2025Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on October 01, 2025, ex-date on September 03, 2025 and record date on September 03, 2025.
お知らせ • Feb 22Ballston Spa Bancorp, Inc. announces Quarterly dividend, payable on April 01, 2025Ballston Spa Bancorp, Inc. announced Quarterly dividend of USD 0.3300 per share payable on April 01, 2025, ex-date on March 03, 2025 and record date on March 03, 2025.
お知らせ • Mar 30Ballston Spa Bancorp, Inc., Annual General Meeting, May 02, 2024Ballston Spa Bancorp, Inc., Annual General Meeting, May 02, 2024, at 16:00 US Eastern Standard Time. Location: BSNB Corporate Plaza, 990 State Route 67, Ballston Spa, New York New York United States Agenda: To approve election of the nominees listed in the Proxy Statement dated March 29, 2024 accompanying the Notice of said meeting.
お知らせ • Apr 01Ballston Spa Bancorp, Inc., Annual General Meeting, May 12, 2022Ballston Spa Bancorp, Inc., Annual General Meeting, May 12, 2022, at 16:00 Eastern Daylight. Location: BSNB Corporate Plaza 990 State Route 67, Ballston Spa New York United States Agenda: To consider election of directors.
