View ValuationWebster Financial 将来の成長Future 基準チェック /16Webster Financial利益と収益がそれぞれ年間6.2%と8%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に11.1% 9.8%なると予測されています。主要情報6.2%収益成長率9.78%EPS成長率Banks 収益成長8.2%収益成長率8.0%将来の株主資本利益率11.15%アナリストカバレッジGood最終更新日07 May 2026今後の成長に関する最新情報Price Target Changed • Jul 31Price target increased by 7.2% to US$70.00Up from US$65.31, the current price target is an average from 15 analysts. New target price is 21% above last closing price of US$57.65. Stock is up 25% over the past year. The company is forecast to post earnings per share of US$5.86 for next year compared to US$4.38 last year.Price Target Changed • Oct 23Price target increased by 7.0% to US$60.00Up from US$56.07, the current price target is an average from 13 analysts. New target price is 17% above last closing price of US$51.47. Stock is up 39% over the past year. The company is forecast to post earnings per share of US$4.81 for next year compared to US$4.91 last year.Price Target Changed • Jan 11Price target increased by 7.8% to US$57.13Up from US$53.00, the current price target is an average from 15 analysts. New target price is 14% above last closing price of US$50.22. Stock is up 3.5% over the past year. The company is forecast to post earnings per share of US$5.20 for next year compared to US$3.72 last year.すべての更新を表示Recent updatesライブニュース • May 19Webster Financial Faces Disclosure Lawsuits and Investigation Over Santander Acquisition TermsWebster Financial is the target of a two-step merger and statutory share exchange in which Banco Santander plans to acquire the company using a mix of cash and Santander American Depository Shares. Ahead of a May 26, 2026 stockholder meeting to vote on the transaction, Webster has received multiple demand letters and three shareholder lawsuits alleging inadequate disclosure in the definitive proxy statement. Webster views the legal claims as without merit but is issuing supplemental proxy disclosures and faces a separate independent investigation into whether the board met its fiduciary duties and whether the deal terms fairly reflect shareholder value. The key issue for investors is whether the additional disclosures and investigations change the risk-reward trade-off of this proposed acquisition or simply add legal noise around an otherwise straightforward deal process. Shareholders may want to pay close attention to the supplemental proxy materials and the outcomes of the independent investigation, since any findings or further legal challenges could affect the timing and terms of the transaction.Seeking Alpha • May 07Webster Financial: Santander Deal Leaves Limited Upside While Credit Risks BuildSummary Webster Financial is fully priced, with the share price closely tied to the $12.3B Santander merger set for late 2026. WBS benefits from its HSA Bank segment, providing a stable, low-cost deposit base and supporting above-average net interest margins versus peers. Operational efficiency is strong, but credit quality is deteriorating, especially in commercial real estate, and net interest margin is under pressure. Further upside is limited; investors are in a holding pattern awaiting deal completion, with risks from regulatory approval and credit trends. Read the full article on Seeking AlphaDeclared Dividend • May 03First quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 11th May 2026 Payment date: 21st May 2026 Dividend yield will be 2.2%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (26% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 32% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • May 01Webster Financial Corporation announces Quarterly dividend, payable on May 21, 2026Webster Financial Corporation announced Quarterly dividend of USD 0.4000 per share payable on May 21, 2026, ex-date on May 11, 2026 and record date on May 11, 2026.Reported Earnings • Apr 29First quarter 2026 earnings: EPS misses analyst expectationsFirst quarter 2026 results: EPS: US$1.50 (up from US$1.30 in 1Q 2025). Revenue: US$681.9m (up 8.7% from 1Q 2025). Net income: US$239.3m (up 8.6% from 1Q 2025). Profit margin: 35% (in line with 1Q 2025). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.6%. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 29% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 29Webster Financial Corporation Reports Net Charge Offs for the First Quarter Ended March 31, 2026Webster Financial Corporation reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported total net charge-offs of $41,216,000 compared to $54,957,000 a year ago.ナラティブの更新 • Apr 27WBS: Santander Deal Risks And Rating Downgrades Will Shape Balanced OutlookAnalysts have trimmed their average price target on Webster Financial by $2, reflecting a more cautious stance as recent downgrades and concerns around deal execution balance out earlier target increases tied to the proposed Banco Santander acquisition exchange ratio. Analyst Commentary Street research on Webster Financial has shifted toward a more cautious tone, with multiple downgrades and a modest cut to the average price target offsetting earlier optimism linked to the proposed Banco Santander exchange ratio.ナラティブの更新 • Apr 12WBS: Santander Deal Uncertainty And Rating Shifts Will Shape Balanced OutlookAnalysts have nudged the fair value estimate for Webster Financial slightly lower, trimming the implied price target by about $1 to $73.75 as they factor in updated views on the proposed Santander deal and recent shifts in rating and target activity across the Street. Analyst Commentary Recent research on Webster Financial has turned more cautious, with several firms revisiting ratings and targets as they factor in deal risk around the proposed Banco Santander acquisition and the latest sector views on regional banks.お知らせ • Apr 10Webster Financial Corporation to Report Q1, 2026 Results on Apr 28, 2026Webster Financial Corporation announced that they will report Q1, 2026 results After-Market on Apr 28, 2026ナラティブの更新 • Mar 27WBS: Santander Deal Risk And Mixed Downgrades Will Drive Balanced OutlookThe analyst price target for Webster Financial has edged down by about $0.09 to reflect mixed research updates, as some analysts factor in increased deal risk around the proposed Banco Santander acquisition, while others adjust targets to align with the announced exchange ratio. Analyst Commentary Recent research on Webster Financial highlights a clear split between bullish and bearish views, with opinions hinging on how investors weigh the proposed Banco Santander acquisition, deal risk, and the valuation implied by the exchange ratio.ナラティブの更新 • Mar 11WBS: Santander Deal Uncertainty And Mixed Ratings Will Shape Balanced OutlookThe analyst price target for Webster Financial has nudged higher in our model to $74.92 from $74.77, as analysts factor in the proposed Banco Santander exchange ratio, a series of refreshed targets across the regional bank group, and emerging deal approval risks flagged in recent research. Analyst Commentary Recent Street research around Webster Financial has turned more polarized, with one camp focusing on deal math and sector re-rating potential, and another zeroing in on execution and regulatory risks tied to the proposed Banco Santander transaction and broader bank sector assumptions.Reported Earnings • Mar 05Full year 2025 earnings: Revenues and EPS in line with analyst expectationsFull year 2025 results: EPS: US$5.91 (up from US$4.38 in FY 2024). Revenue: US$2.69b (up 14% from FY 2024). Net income: US$974.9m (up 31% from FY 2024). Profit margin: 36% (up from 31% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.42% (no change from 3.42% in FY 2024). Cost-to-income ratio: 46.0% (up from 45.4% in FY 2024). Non-performing loans: 0.88% (no change from 0.88% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 7.9% p.a. on average during the next 3 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 12% per year, which means it is tracking significantly ahead of earnings growth.ナラティブの更新 • Feb 24WBS: Takeover Deal And Neutral Ratings Will Shape Balanced Future OutlookAnalysts made a small upward adjustment to their blended price target for Webster Financial to about $74.77, reflecting updated assumptions around a slightly higher future P/E multiple, even as recent research has shifted toward more neutral ratings across the bank group. Analyst Commentary Recent research on Webster Financial has shifted toward more cautious positioning, even as price targets and valuation assumptions are being fine tuned rather than completely reset.ナラティブの更新 • Feb 10WBS: Takeover Prospects And Loan Demand Will Shape Balanced Future OutlookAnalysts have trimmed their price target on Webster Financial to about $74.64 from $75.41, reflecting slightly softer assumptions for revenue growth and margins. This is partly offset by a modestly higher future P/E and a series of recent rating and target changes across the Street.お知らせ • Feb 04Banco Santander, S.A. (BME:SAN) signed a definitive agreement to acquire Webster Financial Corporation (NYSE:WBS) for $12.1 billion.Banco Santander, S.A. (BME:SAN) signed a definitive agreement to acquire Webster Financial Corporation (NYSE:WBS) for $12.1 billion on February 3, 2026. A cash consideration of $7.86 billion valued at $48.75 per share will be paid by Banco Santander, S.A. and 2.0548 Santander shares in the form of American Depositary Shares representing $26.25 per Webster share. The combination is also expected to deliver significant combined cost synergies of approximately $800 million. The consideration mix represents 65% cash and 35% newly issued Santander shares in the form of American Depositary Shares. The transaction is self-funded through excess capital and future capital generation, enhancing Santander’s capital flexibility and long-term value creation capacity. Christiana Riley will remain Santander’s country head in the U.S. and Santander Holdings USA (‘SHUSA’) Chief Executive Officer (‘CEO’). Webster’s current CEO, John Ciulla, will be the CEO of Santander Bank NA (‘SBNA’) into which Webster’s businesses will be integrated. Luis Massiani, Webster’s President and Chief Operating Officer (‘COO’), will be COO of both SHUSA and SBNA with responsibility for leading the integration. Mr. Ciulla and Mr. Massiani will both continue to be based in Webster’s existing headquarters in Stamford, Connecticut, which will be a core corporate office for Santander, alongside its corporate offices in Boston, New York, Miami and Dallas. Tim Ryan will continue to chair the board of directors of SHUSA.Until the transaction closes, Santander and Webster will continue to operate as separate companies, and there will be no changes to Santander or Webster customer accounts, branch access or day-to-day service. The transaction is expected to deliver earnings per share accretion of approximately 7-8% for Santander shareholders by 2028 and the combination is also expected to deliver significant combined cost synergies of approximately $800 million. Under the terms of the definitive agreement, which has been unanimously approved by the board of directors of Webster and the relevant bodies of Santander, Webster will become a wholly-owned subsidiary of Santander. The transaction is subject to approval of offer by acquirer shareholders, approval by regulatory board and approval of offer by target shareholders. The expected completion of the transaction is in in the second half of 2026. Centerview Partners LLC acted as financial advisor for Banco Santander, S.A. Goldman Sachs & Co. LLC acted as financial advisor for Banco Santander, S.A. Bank of America Europe DAC acted as financial advisor for Banco Santander, S.A. Davis Polk & Wardwell LLP acted as legal advisor for Banco Santander, S.A. Uría Menéndez Abogados, S.L.P. acted as legal advisor for Banco Santander, S.A. J.P. Morgan Securities LLC acted as financial advisor for Webster Financial Corporation. J.P. Morgan Securities LLC acted as fairness opinion provider for Webster Financial Corporation. Wachtell, Lipton, Rosen & Katz LLP acted as legal advisor for Webster Financial Corporation. Piper Sandler & Co. acted as financial advisor for Webster Financial Corporation.Declared Dividend • Feb 01Fourth quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 9th February 2026 Payment date: 19th February 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 23% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 29Webster Financial Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on February 19, 2026Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable February 19, 2026, to shareholders of record as of February 9, 2026.ナラティブの更新 • Jan 26WBS: Improving Loan Demand And Share Buybacks Will Support Future UpsideAnalysts have increased their average price target for Webster Financial to about $75.41 from $74.71, citing relatively stable regional bank outlooks, expectations for improving loan and revenue growth, and company specific commentary on firmer loan demand balanced against pressure on net interest margins. Analyst Commentary Recent research updates on Webster Financial reflect a mix of optimism around growth and valuation, paired with some caution on margins and sector level factors.Reported Earnings • Jan 23Full year 2025 earnings: Revenues and EPS in line with analyst expectationsFull year 2025 results: EPS: US$5.98 (up from US$4.38 in FY 2024). Revenue: US$2.69b (up 14% from FY 2024). Net income: US$986.2m (up 33% from FY 2024). Profit margin: 37% (up from 31% in FY 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 8% per year.お知らせ • Jan 23Webster Financial Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter December 31, 2025Webster Financial Corporation reported unaudited net charge offs for the fourth quarter December 31, 2025. For the quarter, the company reported Total net charge-offs of $49,491,000 against $60,871,000 a year ago.ナラティブの更新 • Jan 12WBS: Loan Demand And Balance Sheet Trends Will Support Future UpsideNarrative Update: Analyst Target Reset for Webster Financial The updated analyst price work for Webster Financial reflects a modest uplift in implied fair value to about $74.71 from roughly $71.76, as analysts point to relatively stable regional bank outlooks, improving loan and revenue growth expectations, and supportive sector drivers highlighted in recent target changes across the stock's coverage. Analyst Commentary Recent research on Webster Financial clusters around a broadly constructive view, with most updates reflecting higher price targets and an emphasis on loan growth, balance sheet momentum, and relative value among regional and mid cap banks.お知らせ • Jan 12Webster Financial Corporation and Webster Bank, N.A. Announces Chief Accounting Officer Changes, Effective January 6, 2026On January 6, 2026, Webster Financial Corporation (the “Company”), the holding company for Webster Bank, National Association (the “Bank” and, together with the Company, “Webster”), appointed Kristen Antonopoulos as the Chief Accounting Officer of Webster. In connection with Ms. Antonopoulos’ appointment, Gregory S. Madar has relinquished the role of Interim Chief Accounting Officer for Webster. Ms. Antonopoulos, age 43, has over 20 years of relevant experience. She previously worked for American Express in a variety of roles from 2006 to 2025, and most recently served as the Vice President – Finance since 2020. Ms. Antonopoulos received a Bachelor of Science in Accounting from Western Connecticut State University and an Master of Business Administration in Finance and Accounting from New York University.お知らせ • Jan 07Webster Financial Corporation to Report Q4, 2025 Results on Jan 23, 2026Webster Financial Corporation announced that they will report Q4, 2025 results at 7:30 AM, US Eastern Standard Time on Jan 23, 2026ナラティブの更新 • Dec 16WBS: Share Repurchases And Strong Margins Will Support Future Upside PotentialAnalysts have nudged their price target for Webster Financial modestly higher to approximately 71.76 dollars from about 71.59 dollars, citing slightly improved profit margin expectations. These expectations more than offset a small reduction in projected revenue growth and a lower anticipated future price to earnings multiple.Declared Dividend • Nov 02Third quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 10th November 2025 Payment date: 20th November 2025 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (30% payout ratio) and is expected to be well covered in 3 years' time (24% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 30Webster Financial Corporation Declares Quarterly Cash Dividend, Payable on November 20, 2025Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable November 20, 2025, to shareholders of record as of November 10, 2025.Reported Earnings • Oct 20Third quarter 2025 earnings: Revenues and EPS in line with analyst expectationsThird quarter 2025 results: EPS: US$1.55 (up from US$1.10 in 3Q 2024). Revenue: US$688.6m (up 16% from 3Q 2024). Net income: US$254.1m (up 36% from 3Q 2024). Profit margin: 37% (up from 32% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 1% per year.お知らせ • Oct 17Webster Financial Corporation Reports Net-Charge Offs for the Third Quarter Ended September 30, 2025Webster Financial Corporation reported net-charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $38.4 million, compared to $36.4 million in the prior quarter, and $35.4 million a year ago. The ratio of net charge-offs to average loans and leases was 0.28%, compared to 0.27% in both the prior quarter and a year ago.ナラティブの更新 • Oct 10New Healthcare Legislation And Digital Banking Will Unlock Future OpportunitiesThe analyst price target for Webster Financial has increased modestly by $0.77 to $71.59. Analysts cite improving asset quality, resilient profitability metrics, and a constructive macro backdrop as factors supporting the outlook for the bank.お知らせ • Oct 10Webster Financial Corporation to Report Q3, 2025 Results on Oct 17, 2025Webster Financial Corporation announced that they will report Q3, 2025 results at 7:30 AM, US Eastern Standard Time on Oct 17, 2025ナラティブの更新 • Sep 26New Healthcare Legislation And Digital Banking Will Unlock Future OpportunitiesWebster Financial’s consensus price target saw a slight upward revision to $70.82, driven by improved asset quality, loan growth expectations, favorable credit outlook, and industry tailwinds such as deregulation and constructive macroeconomic conditions. Analyst Commentary Improved asset quality and stabilization of credit outlook are supporting higher price targets.分析記事 • Aug 03Webster Financial (NYSE:WBS) Has Affirmed Its Dividend Of $0.40Webster Financial Corporation ( NYSE:WBS ) has announced that it will pay a dividend of $0.40 per share on the 21st of...Declared Dividend • Aug 03Second quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 11th August 2025 Payment date: 21st August 2025 Dividend yield will be 2.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 48% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Jul 31Price target increased by 7.2% to US$70.00Up from US$65.31, the current price target is an average from 15 analysts. New target price is 21% above last closing price of US$57.65. Stock is up 25% over the past year. The company is forecast to post earnings per share of US$5.86 for next year compared to US$4.38 last year.お知らせ • Jul 31Webster Financial Corporation Declares Common Share Dividends, Payable on August 21, 2025Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable August 21, 2025, to shareholders of record as of August 11, 2025.Recent Insider Transactions • Jul 30Independent Director recently sold US$996k worth of stockOn the 28th of July, William Atwell sold around 17k shares on-market at roughly US$59.20 per share. This transaction amounted to 35% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$6.3m more than they bought in the last 12 months.お知らせ • Jul 22Webster Financial Corporation and Webster Bank, National Association Announce Executive ChangesOn July 18, 2025, Albert J. Wang informed Webster Financial Corporation (the “Company”) and Webster Bank, National Association (the “Bank”) of his decision to resign as Executive Vice President and Chief Accounting Officer of the Company and the Bank to pursue another professional opportunity. Mr. Wang will continue to serve the Company and the Bank in his current role through September 2, 2025, to assist in the transition process. Effective September 3, 2025, upon Mr. Wang’s resignation, Gregory S. Madar, Senior Managing Director, Corporate Controller, will serve as Interim Chief Accounting Officer while the Company conducts an internal and external search for Mr. Wang’s successor. Mr. Madar has served as Corporate Controller of the Bank since November 2023, and previously served as Chief Financial Officer of HSA Bank, a division of the Bank, from 2017 to 2023, and Chief Accounting Officer from 2011 to 2017.Reported Earnings • Jul 18Second quarter 2025 earnings: EPS exceeds analyst expectationsSecond quarter 2025 results: EPS: US$1.52 (up from US$1.03 in 2Q 2024). Revenue: US$669.3m (up 21% from 2Q 2024). Net income: US$251.7m (up 43% from 2Q 2024). Profit margin: 38% (up from 32% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 7.9%. Revenue is forecast to grow 9.1% p.a. on average during the next 3 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 11% per year.お知らせ • Jul 17Webster Financial Corporation Announces Net Charge Offs for Second Quarter Ended June 30, 2025Webster Financial Corporation announce net charge offs for second quarter ended June 30, 2025. For the quarter, the company announced net charge-offs of $36.4 million, compared to $55.0 million in the prior quarter, and $33.1 million a year ago. The ratio of net charge-offs to average loans and leases was 0.2%, compared to 0.42% in the prior quarter, and 0.26 % a year ago.お知らせ • Jul 08Webster Financial Corporation to Report Q2, 2025 Results on Jul 17, 2025Webster Financial Corporation announced that they will report Q2, 2025 results at 7:30 AM, US Eastern Standard Time on Jul 17, 2025お知らせ • Jul 02+ 1 more updateWebster Financial Corporation and Webster Bank, N.A. Announces Board and Executive ChangesWebster Financial Corporation the holding company, for Webster Bank, N.A., (the “Bank”) announced its Board of Directors approved both the appointment of Jason E. Schugel, as Chief Risk Officer (CRO) and Executive Vice President, and the appointment of Frederick (Fred) J. Crawford, as an independent member of the Board of Directors of the Company and the Bank. Schugel’s appointment, effective July 14, follows current Executive Vice President and CRO Daniel Bley’s previously announced retirement. Bley will temporarily serve in an advisory role to ensure a smooth transition. Schugel brings more than 25 years of strategic financial, audit and risk management experience to Webster, including most recently serving as CRO for Ally Bank. In his 15 years with Ally, he was instrumental in building agile risk and audit frameworks that furthered alignment and accountability with enterprise strategies. Prior to his time at Ally, he served in other senior level strategic roles. Schugel earned his MBA (Investment Banking Concentration) from Wake Forest University’s Babcock Graduate School of Management and a B.S. in finance from Southern Methodist University. Crawford most recently served as President and Chief Operating Officer of AFLAC, a Fortune 500 company. Before joining AFLAC, Crawford served as Executive Vice President and Chief Financial Officer at both CNO Financial Group and Lincoln Financial Group. Earlier in his career, he spent 13 years in banking, including officer positions at Bank One Corporation. He earned his MBA from the University of Iowa and a B.S. from Indiana State University.お知らせ • Jun 19Webster Financial Corporation Appoints Andrea Mills as Executive Managing Director, Effective Date Is July 1, 2025Webster Financial Corporation appointed Andrea Mills as Executive Managing Director, Effective date is July 1, 2025. Mills, a member of the executive team since 2018, most recently served as the Chief Client Officer of Ametros. As President, she will now oversee all aspects of Ametros’ operations and continue leading the company’s efforts to improve outcomes for injured individuals after an insurance settlement.Declared Dividend • May 04First quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 12th May 2025 Payment date: 22nd May 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 59% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • May 01Webster Financial Corporation Declares Quarterly Cash Dividend on its Common Stock, Payable on May 22, 2025Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable May 22, 2025, to shareholders of record as of May 12, 2025.Reported Earnings • Apr 25First quarter 2025 earnings: EPS misses analyst expectationsFirst quarter 2025 results: EPS: US$1.30 (up from US$1.23 in 1Q 2024). Revenue: US$627.3m (flat on 1Q 2024). Net income: US$220.4m (up 4.9% from 1Q 2024). Profit margin: 35% (up from 34% in 1Q 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 5.6%. Revenue is forecast to grow 9.9% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.お知らせ • Apr 24Webster Financial Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2025Webster Financial Corporation Reported net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported Total net charge-offs of $54,957,000 compared to $37,489,000 a year ago.お知らせ • Apr 08Webster Financial Corporation to Report Q1, 2025 Results on Apr 24, 2025Webster Financial Corporation announced that they will report Q1, 2025 results at 7:30 AM, Eastern Standard Time on Apr 24, 2025Seeking Alpha • Apr 07I Can Finally Bank On Webster Financial CorporationSummary Webster Financial Corporation's stock has dropped 21.3% since October 2024, outperforming the S&P 500's 13.4% decline, prompting a shift from 'hold' to a 'buy'. Despite a rise in provisions for credit losses, Webster Financial's net interest income and balance sheet have shown growth, indicating a resilient financial position. The company's valuation is attractive, with a price-to-earnings multiple of 7.8, making it cheaper than comparable firms, though asset quality metrics are mixed. Improved balance sheet metrics, including reduced debt and increased deposits and loans, justify a cautious upgrade in the stock's rating. Read the full article on Seeking AlphaValuation Update With 7 Day Price Move • Apr 03Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$43.95, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 2.9% over the past three years.お知らせ • Apr 02Webster Financial Corporation Announces Retirement of Dan Bley as Executive Vice President and Chief Risk OfficerWebster Financial Corporation announced that after 14 years with the Company, Dan Bley intends to retire from his role as Executive Vice President and Chief Risk Officer (CRO). Mr. Bley will continue to serve as the Company’s CRO until a successor is appointed and will then serve in an advisory role to ensure a smooth transition.Reported Earnings • Mar 05Full year 2024 earnings: EPS and revenues miss analyst expectationsFull year 2024 results: EPS: US$4.38 (down from US$4.91 in FY 2023). Revenue: US$2.37b (down 5.6% from FY 2023). Net income: US$744.1m (down 12% from FY 2023). Profit margin: 31% (down from 34% in FY 2023). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.42% (down from 3.52% in FY 2023). Cost-to-income ratio: 45.4% (up from 42.2% in FY 2023). Non-performing loans: 0.88% (up from 0.41% in FY 2023). Revenue missed analyst estimates by 3.6%. Earnings per share (EPS) also missed analyst estimates by 7.7%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Feb 23Independent Director recently sold US$781k worth of stockOn the 19th of February, Laurence Morse sold around 13k shares on-market at roughly US$59.07 per share. This transaction amounted to 36% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$5.5m more than they bought in the last 12 months.Declared Dividend • Feb 02Fourth quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 10th February 2025 Payment date: 20th February 2025 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (37% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 64% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 30Webster Financial Corporation Declares Quarterly Cash Dividend on Common Shares, Payable on February 20, 2025Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable on February 20, 2025, to shareholders of record as of February 10, 2025.Reported Earnings • Jan 17Full year 2024 earnings: EPS and revenues miss analyst expectationsFull year 2024 results: EPS: US$4.38 (down from US$4.91 in FY 2023). Revenue: US$2.37b (down 5.3% from FY 2023). Net income: US$752.1m (down 11% from FY 2023). Profit margin: 32% (down from 34% in FY 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 3.6%. Earnings per share (EPS) also missed analyst estimates by 7.7%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.お知らせ • Jan 08Webster Financial Corporation to Report Q4, 2024 Results on Jan 17, 2025Webster Financial Corporation announced that they will report Q4, 2024 results at 7:30 AM, US Eastern Standard Time on Jan 17, 2025Seeking Alpha • Jan 07Webster Financial: Risks Are ExaggeratedSummary Webster Financial Corporation, founded in 1935, operates primarily in Connecticut, Massachusetts, Rhode Island, and New York through its subsidiary, Webster Bank. The bank has some meaningful exposure to CRE and multifamily loans, but the credit risks don't seem as high as the stock price would have you believe. Based on guidance, the operating results should improve, and the current rate trajectory coupled with the bank's balance sheet positioning reflects no pressure on NII from repricing. The dividend yield is high in relation to the very low payout ratio, and it's unlikely that any scenario would cause dividend suspension. The valuation is also very attractive, and the last dip created a good entry opportunity. Read the full article on Seeking AlphaRecent Insider Transactions • Nov 08Insider recently sold US$582k worth of stockOn the 6th of November, Javier Evans sold around 10k shares on-market at roughly US$57.41 per share. This transaction amounted to 31% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$7.2m more than they bought in the last 12 months.Declared Dividend • Oct 25Third quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 1st November 2024 Payment date: 12th November 2024 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (36% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 25Webster Financial Corporation Declares Quarterly Cash Dividend, Payable on November 12, 2024Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable November 12, 2024, to shareholders of record as of November 1, 2024.Price Target Changed • Oct 23Price target increased by 7.0% to US$60.00Up from US$56.07, the current price target is an average from 13 analysts. New target price is 17% above last closing price of US$51.47. Stock is up 39% over the past year. The company is forecast to post earnings per share of US$4.81 for next year compared to US$4.91 last year.Seeking Alpha • Oct 18Webster Financial: Shares Roar Higher On Solid Outlook, Yet I Retain 'Hold'Summary Webster Financial stock surged 11.6% on October 17th after Q3 2024 results, despite mixed performance and a previous 'hold' rating. Webster's net interest income dropped 2.7% year-over-year, but deposits and loans increased, showing balance sheet strength. Valuation remains a concern, with a price-to-earnings multiple of 11.3 and return on equity not impressively high. Despite the positive outlook and relative cheapness, I maintain a 'hold' rating on WBS stock due to valuation and return on equity concerns. Read the full article on Seeking AlphaReported Earnings • Oct 17Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: EPS: US$1.10 (down from US$1.29 in 3Q 2023). Revenue: US$593.6m (down 7.4% from 3Q 2023). Net income: US$188.8m (down 14% from 3Q 2023). Profit margin: 32% (down from 34% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 4.3%. Earnings per share (EPS) also missed analyst estimates by 18%. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.お知らせ • Oct 09Webster Financial Corporation to Report Q3, 2024 Results on Oct 17, 2024Webster Financial Corporation announced that they will report Q3, 2024 results at 7:30 AM, US Eastern Standard Time on Oct 17, 2024新しいナラティブ • Aug 27Tactical Partnerships And Tech Investments Propel Growth Amid Financial Challenges Strategic partnerships, fresh executive leadership, and technological investments are poised to enhance Webster Financial's balance sheet flexibility and operational efficiencies, diversifying incomeNew Risk • Jul 30New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$777k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 24Second quarter 2024 earnings: EPS and revenues miss analyst expectationsSecond quarter 2024 results: EPS: US$1.05 (down from US$1.32 in 2Q 2023). Revenue: US$555.6m (down 13% from 2Q 2023). Net income: US$177.5m (down 22% from 2Q 2023). Profit margin: 32% (down from 36% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 9.0%. Earnings per share (EPS) also missed analyst estimates by 23%. Revenue is forecast to grow 9.4% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.お知らせ • Jul 23Webster Financial Corporation Announces Unaudited Net Charge-Offs for the Second Quarter Ended June 30, 2024Webster Financial Corporation announced unaudited net charge-offs for the second quarter ended June 30, 2024. For the quarter, the company reported Total net charge-offs of $33,128,000 compared to $20,252,000 a year ago.Declared Dividend • Jul 21First quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 29th July 2024 Payment date: 8th August 2024 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 44% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Seeking Alpha • Jul 19Webster Financial: Not Yet Ready For An UpgradeSummary Webster Financial Corporation stock was downgraded to "hold" in January after a 41% spike, but has since dropped 16.8%, and is now down some. Despite weak financial results in Q1 2024, shares are attractively priced on a relative basis, with low trading multiples compared to similar firms. With asset quality mixed and shares not yet cheap enough on an absolute basis, the stock isn't ready for an upgrade just yet, though it's inching closer that way. Read the full article on Seeking Alphaお知らせ • Jul 18Webster Financial Corporation Declares Common Dividend, Payable on August 8, 2024Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable August 8, 2024, to shareholders of record as of July 29, 2024.Recent Insider Transactions Derivative • Jul 17Chairman & CEO notifies of intention to sell stockJohn Ciulla intends to sell 16k shares in the next 90 days after lodging an Intent To Sell Form on the 15th of July. If the sale is conducted around the recent share price of US$47.98, it would amount to US$768k. For the year to December 2017, John's total compensation was 14% salary and 86% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since December 2023, John's direct individual holding has increased from 254.27k shares to 260.53k. Company insiders have collectively sold US$4.3m more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Jul 15+ 1 more updateWebster Financial Corporation CFO ChangesThe Board of Directors of Webster Financial Corporation appointed William (Neal) Holland as the Chief Financial Officer (CFO) for the Company to be effective following current Executive Vice President and CFO Glenn MacInnes’ previously announced retirement, which is expected in August 2024. At that time, MacInnes will assume an advisory role. Holland brings more than 20 years of strategic and financial experience to Webster, including most recently serving as CFO for First Republic Bank until May 2023. Prior to that, he served as CFO of Mitsubishi UFJ Financial Group (MUFG) Union Bank, N.A. and MUFG Americas Holding Corporation, including other senior level operating roles throughout his career. Holland, a CPA with a CFA distinction, earned a bachelor’s degree in business administration from the University of Washington.お知らせ • Jul 10Webster Financial Corporation to Report Q2, 2024 Results on Jul 23, 2024Webster Financial Corporation announced that they will report Q2, 2024 results at 7:30 AM, US Eastern Standard Time on Jul 23, 2024Declared Dividend • Apr 28First quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 3rd May 2024 Payment date: 16th May 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Seeking Alpha • Apr 26Webster Financial: Market Reaction May Have Been ExaggeratedSummary Webster Financial's earnings report caused the stock to plummet by 4% as it missed earnings and revenue estimates. The bank's loan portfolio is growing, but concerns arise as originations decline and demand for loans slows due to high-interest rates. WBS is focusing on increasing the yield on its securities portfolio to compensate for stagnant loan yields and generate positive net interest income. Read the full article on Seeking Alphaお知らせ • Apr 25Webster Financial Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on May 16, 2024Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable on May 16, 2024, to shareholders of record as of May 6, 2024.Reported Earnings • Apr 23First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$1.23 (down from US$1.24 in 1Q 2023). Revenue: US$621.6m (flat on 1Q 2023). Net income: US$212.2m (down 1.3% from 1Q 2023). Profit margin: 34% (in line with 1Q 2023). Revenue missed analyst estimates by 2.1%. Earnings per share (EPS) also missed analyst estimates by 12%. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.お知らせ • Apr 23Webster Financial Corporation Announces Net Charge Offs for the Quarter Ended March 31, 2024Webster Financial Corporation announced net charge offs for the quarter ended March 31, 2024. For the quarter, the company reported Total net charge-offs of $37,489,000 against $24,521,000 a year ago.お知らせ • Apr 06Webster Financial Corporation to Report Q1, 2024 Results on Apr 23, 2024Webster Financial Corporation announced that they will report Q1, 2024 results at 7:30 AM, Eastern Standard Time on Apr 23, 2024お知らせ • Mar 16Webster Financial Corporation, Annual General Meeting, Apr 24, 2024Webster Financial Corporation, Annual General Meeting, Apr 24, 2024, at 15:00 US Eastern Standard Time. Agenda: To consider Election of Directors - To elect eleven directors to serve for one-year terms; to approve, on a non-binding, advisory basis, the compensation of the named executive officers (“ NEOs”) of Webster; to consider Auditor Ratification - To vote, on a non-binding basis, to ratify the appointment of KPMG LLP as the independent registered public accounting firm of Webster for the year ending December 31, 2024; to transact any other business that properly comes before the Annual Meeting, or any adjournments thereof.Recent Insider Transactions • Mar 14Insider recently sold US$680k worth of stockOn the 11th of March, Christopher Motl sold around 14k shares on-market at roughly US$49.00 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$697k. Insiders have been net sellers, collectively disposing of US$4.6m more than they bought in the last 12 months.Recent Insider Transactions Derivative • Mar 13Insider notifies of intention to sell stockChristopher Motl intends to sell 14k shares in the next 90 days after lodging an Intent To Sell Form on the 11th of March. If the sale is conducted around the recent share price of US$49.00, it would amount to US$680k. Since June 2023, Christopher's direct individual holding has decreased from 81.76k shares to 81.51k. Company insiders have collectively sold US$3.8m more than they bought, via options and on-market transactions in the last 12 months.Reported Earnings • Feb 29Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: US$4.91 (up from US$3.72 in FY 2022). Revenue: US$2.50b (up 14% from FY 2022). Net income: US$843.3m (up 35% from FY 2022). Profit margin: 34% (up from 28% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.52% (up from 3.49% in FY 2022). Cost-to-income ratio: 42.2% (down from 43.4% in FY 2022). Non-performing loans: 0.41% (no change from 0.41% in FY 2022). Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 5.5%. Revenue is forecast to grow 7.5% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Feb 01COO & Senior Executive VP recently sold US$697k worth of stockOn the 30th of January, Luis Massiani sold around 14k shares on-market at roughly US$51.63 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$1.3m. Luis has been a net seller over the last 12 months, reducing personal holdings by US$1.3m.お知らせ • Jan 31Webster Financial Corporation Announces Executive Changes, Effective as of February 1, 2024On January 24, 2024, Webster Financial Corporation appointed Luis Massiani, currently President and Chief Operating Officer of Webster Bank, N.A., as the Company’s President and Chief Operating Officer, effective as of February 1, 2024, to serve in such capacity until his successor is duly appointed, or his earlier termination, resignation, death or removal from office. Mr. Massiani will continue to serve as Chief Operating Officer and Senior Executive Vice President of the Bank. Also effective February 1, 2024, John Ciulla, currently President and Chief Executive Officer of the Company and Chief Executive Officer of the Bank, will assume the role of President of the Bank. Mr. Cuilla will continue to serve as Chief Executive Officer of both the Company and the Bank. As previously disclosed, in connection with Webster’s merger with Sterling Bancorp, on January 31, 2022, Jack L. Kopnisky was appointed Executive Chairman of the Company’s and the Bank’s Boards of Directors (together, the “Boards ”) and was a named executive officer in the Proxy Statement. Pursuant to the Company’s Bylaws, as amended, effective as of January 31, 2024 (the 24-month anniversary of the effective time of Merger), Mr. Kopnisky will cease to serve as a member of both Boards and will instead serve as a strategic consultant to the Company and the Bank. Following Mr. Kopnisky’s departure, Mr. Ciulla will succeed Mr. Kopnisky as Chairman of both Boards and the size of the Company’s Board of Directors will be decreased by one member to 14 directors.Declared Dividend • Jan 28Fourth quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 2nd February 2024 Payment date: 16th February 2024 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 15% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 39% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 25Webster Financial Corporation Declares Quarterly Cash Dividend, Payable on February 16, 2024Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable February 16, 2024, to shareholders of record as of February 5, 2024.Reported Earnings • Jan 24Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: US$4.91 (up from US$3.72 in FY 2022). Revenue: US$2.50b (up 14% from FY 2022). Net income: US$851.2m (up 37% from FY 2022). Profit margin: 34% (up from 28% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.52% (up from 3.49% in FY 2022). Non-performing loans: 0.41% (no change from 0.41% in FY 2022). Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 5.5%. Revenue is forecast to grow 7.4% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Jan 24Webster Financial Corporation: Loan Growth Slows But Management Remains OptimisticSummary Webster Financial Corporation missed analysts' expectations for EPS and revenue in Q4 2023. Loan growth is slow, except for commercial real estate loans. The securities portfolio is increasing and maturing securities will be reinvested at current market rates. Read the full article on Seeking Alphaお知らせ • Jan 23Webster Financial Corporation Reports Net Charge Offs for the Quarter Ended December 31, 2023Webster Financial Corporation reported net charge offs for the quarter ended December 31, 2023. For the quarter, the company reported net charge-offs were $34.0 million, compared to $29.3 million in the prior quarter, and $20.2 million a year ago. The ratio of net charge-offs to average loans and leases was 0.27%, compared to 0.23% in the prior quarter, and 0.17% a year ago.お知らせ • Jan 12Webster Financial Corporation to Report Q4, 2023 Results on Jan 23, 2024Webster Financial Corporation announced that they will report Q4, 2023 results at 7:30 AM, US Eastern Standard Time on Jan 23, 2024Price Target Changed • Jan 11Price target increased by 7.8% to US$57.13Up from US$53.00, the current price target is an average from 15 analysts. New target price is 14% above last closing price of US$50.22. Stock is up 3.5% over the past year. The company is forecast to post earnings per share of US$5.20 for next year compared to US$3.72 last year.業績と収益の成長予測NYSE:WBS - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20283,3681,121N/AN/A312/31/20273,2251,121N/AN/A1112/31/20263,0391,021N/AN/A73/31/20262,7309941,2001,252N/A12/31/20252,6769751,0091,058N/A9/30/20252,5818981,5861,632N/A6/30/20252,4868311,2591,302N/A3/31/20252,3727541,2171,256N/A12/31/20242,3677441,3871,404N/A9/30/20242,376752589601N/A6/30/20242,423785967983N/A3/31/20242,5098389911,008N/A12/31/20232,501843938979N/A9/30/20232,5649021,1221,166N/A6/30/20232,5519101,1221,161N/A3/31/20232,5048581,3011,335N/A12/31/20222,1946231,3071,336N/A9/30/20221,8654931,2611,285N/A6/30/20221,5423589951,014N/A3/31/20221,262273657675N/A12/31/20211,279399672689N/A9/30/20211,242348665683N/A6/30/20211,208322632653N/A3/31/20211,137281650671N/A12/31/20201,039211359381N/A9/30/20201,040242312333N/A6/30/20201,068266226247N/A3/31/20201,129311176199N/A12/31/20191,203373N/A304N/A9/30/20191,207382N/A105N/A6/30/20191,200388N/A311N/A3/31/20191,177371N/A380N/A12/31/20181,147352N/A469N/A9/30/20181,105323N/A641N/A6/30/20181,069288N/A519N/A3/31/20181,042268N/A433N/A12/31/20171,015247N/A445N/A9/30/20171,000235N/A511N/A6/30/2017976222N/A481N/A3/31/2017949211N/A528N/A12/31/2016927198N/A398N/A9/30/2016902193N/A308N/A6/30/2016886192N/A301N/A3/31/2016868193N/A281N/A12/31/2015853195N/A303N/A9/30/2015839194N/A258N/A6/30/2015821192N/A270N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: WBSの予測収益成長率 (年間6.2% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: WBSの収益 ( 6.2% ) US市場 ( 16.8% ) よりも低い成長が予測されています。高成長収益: WBSの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: WBSの収益 ( 8% ) US市場 ( 11.6% ) よりも低い成長が予測されています。高い収益成長: WBSの収益 ( 8% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: WBSの 自己資本利益率 は、3年後には低くなると予測されています ( 11.1 %)。成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 14:32終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Webster Financial Corporation 11 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。30 アナリスト機関Bruce HartingBarclaysJared David ShawBarclaysJason GoldbergBarclays27 その他のアナリストを表示
Price Target Changed • Jul 31Price target increased by 7.2% to US$70.00Up from US$65.31, the current price target is an average from 15 analysts. New target price is 21% above last closing price of US$57.65. Stock is up 25% over the past year. The company is forecast to post earnings per share of US$5.86 for next year compared to US$4.38 last year.
Price Target Changed • Oct 23Price target increased by 7.0% to US$60.00Up from US$56.07, the current price target is an average from 13 analysts. New target price is 17% above last closing price of US$51.47. Stock is up 39% over the past year. The company is forecast to post earnings per share of US$4.81 for next year compared to US$4.91 last year.
Price Target Changed • Jan 11Price target increased by 7.8% to US$57.13Up from US$53.00, the current price target is an average from 15 analysts. New target price is 14% above last closing price of US$50.22. Stock is up 3.5% over the past year. The company is forecast to post earnings per share of US$5.20 for next year compared to US$3.72 last year.
ライブニュース • May 19Webster Financial Faces Disclosure Lawsuits and Investigation Over Santander Acquisition TermsWebster Financial is the target of a two-step merger and statutory share exchange in which Banco Santander plans to acquire the company using a mix of cash and Santander American Depository Shares. Ahead of a May 26, 2026 stockholder meeting to vote on the transaction, Webster has received multiple demand letters and three shareholder lawsuits alleging inadequate disclosure in the definitive proxy statement. Webster views the legal claims as without merit but is issuing supplemental proxy disclosures and faces a separate independent investigation into whether the board met its fiduciary duties and whether the deal terms fairly reflect shareholder value. The key issue for investors is whether the additional disclosures and investigations change the risk-reward trade-off of this proposed acquisition or simply add legal noise around an otherwise straightforward deal process. Shareholders may want to pay close attention to the supplemental proxy materials and the outcomes of the independent investigation, since any findings or further legal challenges could affect the timing and terms of the transaction.
Seeking Alpha • May 07Webster Financial: Santander Deal Leaves Limited Upside While Credit Risks BuildSummary Webster Financial is fully priced, with the share price closely tied to the $12.3B Santander merger set for late 2026. WBS benefits from its HSA Bank segment, providing a stable, low-cost deposit base and supporting above-average net interest margins versus peers. Operational efficiency is strong, but credit quality is deteriorating, especially in commercial real estate, and net interest margin is under pressure. Further upside is limited; investors are in a holding pattern awaiting deal completion, with risks from regulatory approval and credit trends. Read the full article on Seeking Alpha
Declared Dividend • May 03First quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 11th May 2026 Payment date: 21st May 2026 Dividend yield will be 2.2%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (26% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 32% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 01Webster Financial Corporation announces Quarterly dividend, payable on May 21, 2026Webster Financial Corporation announced Quarterly dividend of USD 0.4000 per share payable on May 21, 2026, ex-date on May 11, 2026 and record date on May 11, 2026.
Reported Earnings • Apr 29First quarter 2026 earnings: EPS misses analyst expectationsFirst quarter 2026 results: EPS: US$1.50 (up from US$1.30 in 1Q 2025). Revenue: US$681.9m (up 8.7% from 1Q 2025). Net income: US$239.3m (up 8.6% from 1Q 2025). Profit margin: 35% (in line with 1Q 2025). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.6%. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 29% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 29Webster Financial Corporation Reports Net Charge Offs for the First Quarter Ended March 31, 2026Webster Financial Corporation reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported total net charge-offs of $41,216,000 compared to $54,957,000 a year ago.
ナラティブの更新 • Apr 27WBS: Santander Deal Risks And Rating Downgrades Will Shape Balanced OutlookAnalysts have trimmed their average price target on Webster Financial by $2, reflecting a more cautious stance as recent downgrades and concerns around deal execution balance out earlier target increases tied to the proposed Banco Santander acquisition exchange ratio. Analyst Commentary Street research on Webster Financial has shifted toward a more cautious tone, with multiple downgrades and a modest cut to the average price target offsetting earlier optimism linked to the proposed Banco Santander exchange ratio.
ナラティブの更新 • Apr 12WBS: Santander Deal Uncertainty And Rating Shifts Will Shape Balanced OutlookAnalysts have nudged the fair value estimate for Webster Financial slightly lower, trimming the implied price target by about $1 to $73.75 as they factor in updated views on the proposed Santander deal and recent shifts in rating and target activity across the Street. Analyst Commentary Recent research on Webster Financial has turned more cautious, with several firms revisiting ratings and targets as they factor in deal risk around the proposed Banco Santander acquisition and the latest sector views on regional banks.
お知らせ • Apr 10Webster Financial Corporation to Report Q1, 2026 Results on Apr 28, 2026Webster Financial Corporation announced that they will report Q1, 2026 results After-Market on Apr 28, 2026
ナラティブの更新 • Mar 27WBS: Santander Deal Risk And Mixed Downgrades Will Drive Balanced OutlookThe analyst price target for Webster Financial has edged down by about $0.09 to reflect mixed research updates, as some analysts factor in increased deal risk around the proposed Banco Santander acquisition, while others adjust targets to align with the announced exchange ratio. Analyst Commentary Recent research on Webster Financial highlights a clear split between bullish and bearish views, with opinions hinging on how investors weigh the proposed Banco Santander acquisition, deal risk, and the valuation implied by the exchange ratio.
ナラティブの更新 • Mar 11WBS: Santander Deal Uncertainty And Mixed Ratings Will Shape Balanced OutlookThe analyst price target for Webster Financial has nudged higher in our model to $74.92 from $74.77, as analysts factor in the proposed Banco Santander exchange ratio, a series of refreshed targets across the regional bank group, and emerging deal approval risks flagged in recent research. Analyst Commentary Recent Street research around Webster Financial has turned more polarized, with one camp focusing on deal math and sector re-rating potential, and another zeroing in on execution and regulatory risks tied to the proposed Banco Santander transaction and broader bank sector assumptions.
Reported Earnings • Mar 05Full year 2025 earnings: Revenues and EPS in line with analyst expectationsFull year 2025 results: EPS: US$5.91 (up from US$4.38 in FY 2024). Revenue: US$2.69b (up 14% from FY 2024). Net income: US$974.9m (up 31% from FY 2024). Profit margin: 36% (up from 31% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.42% (no change from 3.42% in FY 2024). Cost-to-income ratio: 46.0% (up from 45.4% in FY 2024). Non-performing loans: 0.88% (no change from 0.88% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 7.9% p.a. on average during the next 3 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 12% per year, which means it is tracking significantly ahead of earnings growth.
ナラティブの更新 • Feb 24WBS: Takeover Deal And Neutral Ratings Will Shape Balanced Future OutlookAnalysts made a small upward adjustment to their blended price target for Webster Financial to about $74.77, reflecting updated assumptions around a slightly higher future P/E multiple, even as recent research has shifted toward more neutral ratings across the bank group. Analyst Commentary Recent research on Webster Financial has shifted toward more cautious positioning, even as price targets and valuation assumptions are being fine tuned rather than completely reset.
ナラティブの更新 • Feb 10WBS: Takeover Prospects And Loan Demand Will Shape Balanced Future OutlookAnalysts have trimmed their price target on Webster Financial to about $74.64 from $75.41, reflecting slightly softer assumptions for revenue growth and margins. This is partly offset by a modestly higher future P/E and a series of recent rating and target changes across the Street.
お知らせ • Feb 04Banco Santander, S.A. (BME:SAN) signed a definitive agreement to acquire Webster Financial Corporation (NYSE:WBS) for $12.1 billion.Banco Santander, S.A. (BME:SAN) signed a definitive agreement to acquire Webster Financial Corporation (NYSE:WBS) for $12.1 billion on February 3, 2026. A cash consideration of $7.86 billion valued at $48.75 per share will be paid by Banco Santander, S.A. and 2.0548 Santander shares in the form of American Depositary Shares representing $26.25 per Webster share. The combination is also expected to deliver significant combined cost synergies of approximately $800 million. The consideration mix represents 65% cash and 35% newly issued Santander shares in the form of American Depositary Shares. The transaction is self-funded through excess capital and future capital generation, enhancing Santander’s capital flexibility and long-term value creation capacity. Christiana Riley will remain Santander’s country head in the U.S. and Santander Holdings USA (‘SHUSA’) Chief Executive Officer (‘CEO’). Webster’s current CEO, John Ciulla, will be the CEO of Santander Bank NA (‘SBNA’) into which Webster’s businesses will be integrated. Luis Massiani, Webster’s President and Chief Operating Officer (‘COO’), will be COO of both SHUSA and SBNA with responsibility for leading the integration. Mr. Ciulla and Mr. Massiani will both continue to be based in Webster’s existing headquarters in Stamford, Connecticut, which will be a core corporate office for Santander, alongside its corporate offices in Boston, New York, Miami and Dallas. Tim Ryan will continue to chair the board of directors of SHUSA.Until the transaction closes, Santander and Webster will continue to operate as separate companies, and there will be no changes to Santander or Webster customer accounts, branch access or day-to-day service. The transaction is expected to deliver earnings per share accretion of approximately 7-8% for Santander shareholders by 2028 and the combination is also expected to deliver significant combined cost synergies of approximately $800 million. Under the terms of the definitive agreement, which has been unanimously approved by the board of directors of Webster and the relevant bodies of Santander, Webster will become a wholly-owned subsidiary of Santander. The transaction is subject to approval of offer by acquirer shareholders, approval by regulatory board and approval of offer by target shareholders. The expected completion of the transaction is in in the second half of 2026. Centerview Partners LLC acted as financial advisor for Banco Santander, S.A. Goldman Sachs & Co. LLC acted as financial advisor for Banco Santander, S.A. Bank of America Europe DAC acted as financial advisor for Banco Santander, S.A. Davis Polk & Wardwell LLP acted as legal advisor for Banco Santander, S.A. Uría Menéndez Abogados, S.L.P. acted as legal advisor for Banco Santander, S.A. J.P. Morgan Securities LLC acted as financial advisor for Webster Financial Corporation. J.P. Morgan Securities LLC acted as fairness opinion provider for Webster Financial Corporation. Wachtell, Lipton, Rosen & Katz LLP acted as legal advisor for Webster Financial Corporation. Piper Sandler & Co. acted as financial advisor for Webster Financial Corporation.
Declared Dividend • Feb 01Fourth quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 9th February 2026 Payment date: 19th February 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 23% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 29Webster Financial Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on February 19, 2026Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable February 19, 2026, to shareholders of record as of February 9, 2026.
ナラティブの更新 • Jan 26WBS: Improving Loan Demand And Share Buybacks Will Support Future UpsideAnalysts have increased their average price target for Webster Financial to about $75.41 from $74.71, citing relatively stable regional bank outlooks, expectations for improving loan and revenue growth, and company specific commentary on firmer loan demand balanced against pressure on net interest margins. Analyst Commentary Recent research updates on Webster Financial reflect a mix of optimism around growth and valuation, paired with some caution on margins and sector level factors.
Reported Earnings • Jan 23Full year 2025 earnings: Revenues and EPS in line with analyst expectationsFull year 2025 results: EPS: US$5.98 (up from US$4.38 in FY 2024). Revenue: US$2.69b (up 14% from FY 2024). Net income: US$986.2m (up 33% from FY 2024). Profit margin: 37% (up from 31% in FY 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 8% per year.
お知らせ • Jan 23Webster Financial Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter December 31, 2025Webster Financial Corporation reported unaudited net charge offs for the fourth quarter December 31, 2025. For the quarter, the company reported Total net charge-offs of $49,491,000 against $60,871,000 a year ago.
ナラティブの更新 • Jan 12WBS: Loan Demand And Balance Sheet Trends Will Support Future UpsideNarrative Update: Analyst Target Reset for Webster Financial The updated analyst price work for Webster Financial reflects a modest uplift in implied fair value to about $74.71 from roughly $71.76, as analysts point to relatively stable regional bank outlooks, improving loan and revenue growth expectations, and supportive sector drivers highlighted in recent target changes across the stock's coverage. Analyst Commentary Recent research on Webster Financial clusters around a broadly constructive view, with most updates reflecting higher price targets and an emphasis on loan growth, balance sheet momentum, and relative value among regional and mid cap banks.
お知らせ • Jan 12Webster Financial Corporation and Webster Bank, N.A. Announces Chief Accounting Officer Changes, Effective January 6, 2026On January 6, 2026, Webster Financial Corporation (the “Company”), the holding company for Webster Bank, National Association (the “Bank” and, together with the Company, “Webster”), appointed Kristen Antonopoulos as the Chief Accounting Officer of Webster. In connection with Ms. Antonopoulos’ appointment, Gregory S. Madar has relinquished the role of Interim Chief Accounting Officer for Webster. Ms. Antonopoulos, age 43, has over 20 years of relevant experience. She previously worked for American Express in a variety of roles from 2006 to 2025, and most recently served as the Vice President – Finance since 2020. Ms. Antonopoulos received a Bachelor of Science in Accounting from Western Connecticut State University and an Master of Business Administration in Finance and Accounting from New York University.
お知らせ • Jan 07Webster Financial Corporation to Report Q4, 2025 Results on Jan 23, 2026Webster Financial Corporation announced that they will report Q4, 2025 results at 7:30 AM, US Eastern Standard Time on Jan 23, 2026
ナラティブの更新 • Dec 16WBS: Share Repurchases And Strong Margins Will Support Future Upside PotentialAnalysts have nudged their price target for Webster Financial modestly higher to approximately 71.76 dollars from about 71.59 dollars, citing slightly improved profit margin expectations. These expectations more than offset a small reduction in projected revenue growth and a lower anticipated future price to earnings multiple.
Declared Dividend • Nov 02Third quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 10th November 2025 Payment date: 20th November 2025 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (30% payout ratio) and is expected to be well covered in 3 years' time (24% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 30Webster Financial Corporation Declares Quarterly Cash Dividend, Payable on November 20, 2025Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable November 20, 2025, to shareholders of record as of November 10, 2025.
Reported Earnings • Oct 20Third quarter 2025 earnings: Revenues and EPS in line with analyst expectationsThird quarter 2025 results: EPS: US$1.55 (up from US$1.10 in 3Q 2024). Revenue: US$688.6m (up 16% from 3Q 2024). Net income: US$254.1m (up 36% from 3Q 2024). Profit margin: 37% (up from 32% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 1% per year.
お知らせ • Oct 17Webster Financial Corporation Reports Net-Charge Offs for the Third Quarter Ended September 30, 2025Webster Financial Corporation reported net-charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $38.4 million, compared to $36.4 million in the prior quarter, and $35.4 million a year ago. The ratio of net charge-offs to average loans and leases was 0.28%, compared to 0.27% in both the prior quarter and a year ago.
ナラティブの更新 • Oct 10New Healthcare Legislation And Digital Banking Will Unlock Future OpportunitiesThe analyst price target for Webster Financial has increased modestly by $0.77 to $71.59. Analysts cite improving asset quality, resilient profitability metrics, and a constructive macro backdrop as factors supporting the outlook for the bank.
お知らせ • Oct 10Webster Financial Corporation to Report Q3, 2025 Results on Oct 17, 2025Webster Financial Corporation announced that they will report Q3, 2025 results at 7:30 AM, US Eastern Standard Time on Oct 17, 2025
ナラティブの更新 • Sep 26New Healthcare Legislation And Digital Banking Will Unlock Future OpportunitiesWebster Financial’s consensus price target saw a slight upward revision to $70.82, driven by improved asset quality, loan growth expectations, favorable credit outlook, and industry tailwinds such as deregulation and constructive macroeconomic conditions. Analyst Commentary Improved asset quality and stabilization of credit outlook are supporting higher price targets.
分析記事 • Aug 03Webster Financial (NYSE:WBS) Has Affirmed Its Dividend Of $0.40Webster Financial Corporation ( NYSE:WBS ) has announced that it will pay a dividend of $0.40 per share on the 21st of...
Declared Dividend • Aug 03Second quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 11th August 2025 Payment date: 21st August 2025 Dividend yield will be 2.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 48% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Jul 31Price target increased by 7.2% to US$70.00Up from US$65.31, the current price target is an average from 15 analysts. New target price is 21% above last closing price of US$57.65. Stock is up 25% over the past year. The company is forecast to post earnings per share of US$5.86 for next year compared to US$4.38 last year.
お知らせ • Jul 31Webster Financial Corporation Declares Common Share Dividends, Payable on August 21, 2025Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable August 21, 2025, to shareholders of record as of August 11, 2025.
Recent Insider Transactions • Jul 30Independent Director recently sold US$996k worth of stockOn the 28th of July, William Atwell sold around 17k shares on-market at roughly US$59.20 per share. This transaction amounted to 35% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$6.3m more than they bought in the last 12 months.
お知らせ • Jul 22Webster Financial Corporation and Webster Bank, National Association Announce Executive ChangesOn July 18, 2025, Albert J. Wang informed Webster Financial Corporation (the “Company”) and Webster Bank, National Association (the “Bank”) of his decision to resign as Executive Vice President and Chief Accounting Officer of the Company and the Bank to pursue another professional opportunity. Mr. Wang will continue to serve the Company and the Bank in his current role through September 2, 2025, to assist in the transition process. Effective September 3, 2025, upon Mr. Wang’s resignation, Gregory S. Madar, Senior Managing Director, Corporate Controller, will serve as Interim Chief Accounting Officer while the Company conducts an internal and external search for Mr. Wang’s successor. Mr. Madar has served as Corporate Controller of the Bank since November 2023, and previously served as Chief Financial Officer of HSA Bank, a division of the Bank, from 2017 to 2023, and Chief Accounting Officer from 2011 to 2017.
Reported Earnings • Jul 18Second quarter 2025 earnings: EPS exceeds analyst expectationsSecond quarter 2025 results: EPS: US$1.52 (up from US$1.03 in 2Q 2024). Revenue: US$669.3m (up 21% from 2Q 2024). Net income: US$251.7m (up 43% from 2Q 2024). Profit margin: 38% (up from 32% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 7.9%. Revenue is forecast to grow 9.1% p.a. on average during the next 3 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 11% per year.
お知らせ • Jul 17Webster Financial Corporation Announces Net Charge Offs for Second Quarter Ended June 30, 2025Webster Financial Corporation announce net charge offs for second quarter ended June 30, 2025. For the quarter, the company announced net charge-offs of $36.4 million, compared to $55.0 million in the prior quarter, and $33.1 million a year ago. The ratio of net charge-offs to average loans and leases was 0.2%, compared to 0.42% in the prior quarter, and 0.26 % a year ago.
お知らせ • Jul 08Webster Financial Corporation to Report Q2, 2025 Results on Jul 17, 2025Webster Financial Corporation announced that they will report Q2, 2025 results at 7:30 AM, US Eastern Standard Time on Jul 17, 2025
お知らせ • Jul 02+ 1 more updateWebster Financial Corporation and Webster Bank, N.A. Announces Board and Executive ChangesWebster Financial Corporation the holding company, for Webster Bank, N.A., (the “Bank”) announced its Board of Directors approved both the appointment of Jason E. Schugel, as Chief Risk Officer (CRO) and Executive Vice President, and the appointment of Frederick (Fred) J. Crawford, as an independent member of the Board of Directors of the Company and the Bank. Schugel’s appointment, effective July 14, follows current Executive Vice President and CRO Daniel Bley’s previously announced retirement. Bley will temporarily serve in an advisory role to ensure a smooth transition. Schugel brings more than 25 years of strategic financial, audit and risk management experience to Webster, including most recently serving as CRO for Ally Bank. In his 15 years with Ally, he was instrumental in building agile risk and audit frameworks that furthered alignment and accountability with enterprise strategies. Prior to his time at Ally, he served in other senior level strategic roles. Schugel earned his MBA (Investment Banking Concentration) from Wake Forest University’s Babcock Graduate School of Management and a B.S. in finance from Southern Methodist University. Crawford most recently served as President and Chief Operating Officer of AFLAC, a Fortune 500 company. Before joining AFLAC, Crawford served as Executive Vice President and Chief Financial Officer at both CNO Financial Group and Lincoln Financial Group. Earlier in his career, he spent 13 years in banking, including officer positions at Bank One Corporation. He earned his MBA from the University of Iowa and a B.S. from Indiana State University.
お知らせ • Jun 19Webster Financial Corporation Appoints Andrea Mills as Executive Managing Director, Effective Date Is July 1, 2025Webster Financial Corporation appointed Andrea Mills as Executive Managing Director, Effective date is July 1, 2025. Mills, a member of the executive team since 2018, most recently served as the Chief Client Officer of Ametros. As President, she will now oversee all aspects of Ametros’ operations and continue leading the company’s efforts to improve outcomes for injured individuals after an insurance settlement.
Declared Dividend • May 04First quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 12th May 2025 Payment date: 22nd May 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 59% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 01Webster Financial Corporation Declares Quarterly Cash Dividend on its Common Stock, Payable on May 22, 2025Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable May 22, 2025, to shareholders of record as of May 12, 2025.
Reported Earnings • Apr 25First quarter 2025 earnings: EPS misses analyst expectationsFirst quarter 2025 results: EPS: US$1.30 (up from US$1.23 in 1Q 2024). Revenue: US$627.3m (flat on 1Q 2024). Net income: US$220.4m (up 4.9% from 1Q 2024). Profit margin: 35% (up from 34% in 1Q 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 5.6%. Revenue is forecast to grow 9.9% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
お知らせ • Apr 24Webster Financial Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2025Webster Financial Corporation Reported net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported Total net charge-offs of $54,957,000 compared to $37,489,000 a year ago.
お知らせ • Apr 08Webster Financial Corporation to Report Q1, 2025 Results on Apr 24, 2025Webster Financial Corporation announced that they will report Q1, 2025 results at 7:30 AM, Eastern Standard Time on Apr 24, 2025
Seeking Alpha • Apr 07I Can Finally Bank On Webster Financial CorporationSummary Webster Financial Corporation's stock has dropped 21.3% since October 2024, outperforming the S&P 500's 13.4% decline, prompting a shift from 'hold' to a 'buy'. Despite a rise in provisions for credit losses, Webster Financial's net interest income and balance sheet have shown growth, indicating a resilient financial position. The company's valuation is attractive, with a price-to-earnings multiple of 7.8, making it cheaper than comparable firms, though asset quality metrics are mixed. Improved balance sheet metrics, including reduced debt and increased deposits and loans, justify a cautious upgrade in the stock's rating. Read the full article on Seeking Alpha
Valuation Update With 7 Day Price Move • Apr 03Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$43.95, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 2.9% over the past three years.
お知らせ • Apr 02Webster Financial Corporation Announces Retirement of Dan Bley as Executive Vice President and Chief Risk OfficerWebster Financial Corporation announced that after 14 years with the Company, Dan Bley intends to retire from his role as Executive Vice President and Chief Risk Officer (CRO). Mr. Bley will continue to serve as the Company’s CRO until a successor is appointed and will then serve in an advisory role to ensure a smooth transition.
Reported Earnings • Mar 05Full year 2024 earnings: EPS and revenues miss analyst expectationsFull year 2024 results: EPS: US$4.38 (down from US$4.91 in FY 2023). Revenue: US$2.37b (down 5.6% from FY 2023). Net income: US$744.1m (down 12% from FY 2023). Profit margin: 31% (down from 34% in FY 2023). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.42% (down from 3.52% in FY 2023). Cost-to-income ratio: 45.4% (up from 42.2% in FY 2023). Non-performing loans: 0.88% (up from 0.41% in FY 2023). Revenue missed analyst estimates by 3.6%. Earnings per share (EPS) also missed analyst estimates by 7.7%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Feb 23Independent Director recently sold US$781k worth of stockOn the 19th of February, Laurence Morse sold around 13k shares on-market at roughly US$59.07 per share. This transaction amounted to 36% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$5.5m more than they bought in the last 12 months.
Declared Dividend • Feb 02Fourth quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 10th February 2025 Payment date: 20th February 2025 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (37% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 64% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 30Webster Financial Corporation Declares Quarterly Cash Dividend on Common Shares, Payable on February 20, 2025Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable on February 20, 2025, to shareholders of record as of February 10, 2025.
Reported Earnings • Jan 17Full year 2024 earnings: EPS and revenues miss analyst expectationsFull year 2024 results: EPS: US$4.38 (down from US$4.91 in FY 2023). Revenue: US$2.37b (down 5.3% from FY 2023). Net income: US$752.1m (down 11% from FY 2023). Profit margin: 32% (down from 34% in FY 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 3.6%. Earnings per share (EPS) also missed analyst estimates by 7.7%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
お知らせ • Jan 08Webster Financial Corporation to Report Q4, 2024 Results on Jan 17, 2025Webster Financial Corporation announced that they will report Q4, 2024 results at 7:30 AM, US Eastern Standard Time on Jan 17, 2025
Seeking Alpha • Jan 07Webster Financial: Risks Are ExaggeratedSummary Webster Financial Corporation, founded in 1935, operates primarily in Connecticut, Massachusetts, Rhode Island, and New York through its subsidiary, Webster Bank. The bank has some meaningful exposure to CRE and multifamily loans, but the credit risks don't seem as high as the stock price would have you believe. Based on guidance, the operating results should improve, and the current rate trajectory coupled with the bank's balance sheet positioning reflects no pressure on NII from repricing. The dividend yield is high in relation to the very low payout ratio, and it's unlikely that any scenario would cause dividend suspension. The valuation is also very attractive, and the last dip created a good entry opportunity. Read the full article on Seeking Alpha
Recent Insider Transactions • Nov 08Insider recently sold US$582k worth of stockOn the 6th of November, Javier Evans sold around 10k shares on-market at roughly US$57.41 per share. This transaction amounted to 31% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$7.2m more than they bought in the last 12 months.
Declared Dividend • Oct 25Third quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 1st November 2024 Payment date: 12th November 2024 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (36% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 25Webster Financial Corporation Declares Quarterly Cash Dividend, Payable on November 12, 2024Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable November 12, 2024, to shareholders of record as of November 1, 2024.
Price Target Changed • Oct 23Price target increased by 7.0% to US$60.00Up from US$56.07, the current price target is an average from 13 analysts. New target price is 17% above last closing price of US$51.47. Stock is up 39% over the past year. The company is forecast to post earnings per share of US$4.81 for next year compared to US$4.91 last year.
Seeking Alpha • Oct 18Webster Financial: Shares Roar Higher On Solid Outlook, Yet I Retain 'Hold'Summary Webster Financial stock surged 11.6% on October 17th after Q3 2024 results, despite mixed performance and a previous 'hold' rating. Webster's net interest income dropped 2.7% year-over-year, but deposits and loans increased, showing balance sheet strength. Valuation remains a concern, with a price-to-earnings multiple of 11.3 and return on equity not impressively high. Despite the positive outlook and relative cheapness, I maintain a 'hold' rating on WBS stock due to valuation and return on equity concerns. Read the full article on Seeking Alpha
Reported Earnings • Oct 17Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: EPS: US$1.10 (down from US$1.29 in 3Q 2023). Revenue: US$593.6m (down 7.4% from 3Q 2023). Net income: US$188.8m (down 14% from 3Q 2023). Profit margin: 32% (down from 34% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 4.3%. Earnings per share (EPS) also missed analyst estimates by 18%. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
お知らせ • Oct 09Webster Financial Corporation to Report Q3, 2024 Results on Oct 17, 2024Webster Financial Corporation announced that they will report Q3, 2024 results at 7:30 AM, US Eastern Standard Time on Oct 17, 2024
新しいナラティブ • Aug 27Tactical Partnerships And Tech Investments Propel Growth Amid Financial Challenges Strategic partnerships, fresh executive leadership, and technological investments are poised to enhance Webster Financial's balance sheet flexibility and operational efficiencies, diversifying income
New Risk • Jul 30New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$777k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 24Second quarter 2024 earnings: EPS and revenues miss analyst expectationsSecond quarter 2024 results: EPS: US$1.05 (down from US$1.32 in 2Q 2023). Revenue: US$555.6m (down 13% from 2Q 2023). Net income: US$177.5m (down 22% from 2Q 2023). Profit margin: 32% (down from 36% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 9.0%. Earnings per share (EPS) also missed analyst estimates by 23%. Revenue is forecast to grow 9.4% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
お知らせ • Jul 23Webster Financial Corporation Announces Unaudited Net Charge-Offs for the Second Quarter Ended June 30, 2024Webster Financial Corporation announced unaudited net charge-offs for the second quarter ended June 30, 2024. For the quarter, the company reported Total net charge-offs of $33,128,000 compared to $20,252,000 a year ago.
Declared Dividend • Jul 21First quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 29th July 2024 Payment date: 8th August 2024 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 44% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Seeking Alpha • Jul 19Webster Financial: Not Yet Ready For An UpgradeSummary Webster Financial Corporation stock was downgraded to "hold" in January after a 41% spike, but has since dropped 16.8%, and is now down some. Despite weak financial results in Q1 2024, shares are attractively priced on a relative basis, with low trading multiples compared to similar firms. With asset quality mixed and shares not yet cheap enough on an absolute basis, the stock isn't ready for an upgrade just yet, though it's inching closer that way. Read the full article on Seeking Alpha
お知らせ • Jul 18Webster Financial Corporation Declares Common Dividend, Payable on August 8, 2024Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable August 8, 2024, to shareholders of record as of July 29, 2024.
Recent Insider Transactions Derivative • Jul 17Chairman & CEO notifies of intention to sell stockJohn Ciulla intends to sell 16k shares in the next 90 days after lodging an Intent To Sell Form on the 15th of July. If the sale is conducted around the recent share price of US$47.98, it would amount to US$768k. For the year to December 2017, John's total compensation was 14% salary and 86% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since December 2023, John's direct individual holding has increased from 254.27k shares to 260.53k. Company insiders have collectively sold US$4.3m more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Jul 15+ 1 more updateWebster Financial Corporation CFO ChangesThe Board of Directors of Webster Financial Corporation appointed William (Neal) Holland as the Chief Financial Officer (CFO) for the Company to be effective following current Executive Vice President and CFO Glenn MacInnes’ previously announced retirement, which is expected in August 2024. At that time, MacInnes will assume an advisory role. Holland brings more than 20 years of strategic and financial experience to Webster, including most recently serving as CFO for First Republic Bank until May 2023. Prior to that, he served as CFO of Mitsubishi UFJ Financial Group (MUFG) Union Bank, N.A. and MUFG Americas Holding Corporation, including other senior level operating roles throughout his career. Holland, a CPA with a CFA distinction, earned a bachelor’s degree in business administration from the University of Washington.
お知らせ • Jul 10Webster Financial Corporation to Report Q2, 2024 Results on Jul 23, 2024Webster Financial Corporation announced that they will report Q2, 2024 results at 7:30 AM, US Eastern Standard Time on Jul 23, 2024
Declared Dividend • Apr 28First quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 3rd May 2024 Payment date: 16th May 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Seeking Alpha • Apr 26Webster Financial: Market Reaction May Have Been ExaggeratedSummary Webster Financial's earnings report caused the stock to plummet by 4% as it missed earnings and revenue estimates. The bank's loan portfolio is growing, but concerns arise as originations decline and demand for loans slows due to high-interest rates. WBS is focusing on increasing the yield on its securities portfolio to compensate for stagnant loan yields and generate positive net interest income. Read the full article on Seeking Alpha
お知らせ • Apr 25Webster Financial Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on May 16, 2024Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable on May 16, 2024, to shareholders of record as of May 6, 2024.
Reported Earnings • Apr 23First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$1.23 (down from US$1.24 in 1Q 2023). Revenue: US$621.6m (flat on 1Q 2023). Net income: US$212.2m (down 1.3% from 1Q 2023). Profit margin: 34% (in line with 1Q 2023). Revenue missed analyst estimates by 2.1%. Earnings per share (EPS) also missed analyst estimates by 12%. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
お知らせ • Apr 23Webster Financial Corporation Announces Net Charge Offs for the Quarter Ended March 31, 2024Webster Financial Corporation announced net charge offs for the quarter ended March 31, 2024. For the quarter, the company reported Total net charge-offs of $37,489,000 against $24,521,000 a year ago.
お知らせ • Apr 06Webster Financial Corporation to Report Q1, 2024 Results on Apr 23, 2024Webster Financial Corporation announced that they will report Q1, 2024 results at 7:30 AM, Eastern Standard Time on Apr 23, 2024
お知らせ • Mar 16Webster Financial Corporation, Annual General Meeting, Apr 24, 2024Webster Financial Corporation, Annual General Meeting, Apr 24, 2024, at 15:00 US Eastern Standard Time. Agenda: To consider Election of Directors - To elect eleven directors to serve for one-year terms; to approve, on a non-binding, advisory basis, the compensation of the named executive officers (“ NEOs”) of Webster; to consider Auditor Ratification - To vote, on a non-binding basis, to ratify the appointment of KPMG LLP as the independent registered public accounting firm of Webster for the year ending December 31, 2024; to transact any other business that properly comes before the Annual Meeting, or any adjournments thereof.
Recent Insider Transactions • Mar 14Insider recently sold US$680k worth of stockOn the 11th of March, Christopher Motl sold around 14k shares on-market at roughly US$49.00 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$697k. Insiders have been net sellers, collectively disposing of US$4.6m more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Mar 13Insider notifies of intention to sell stockChristopher Motl intends to sell 14k shares in the next 90 days after lodging an Intent To Sell Form on the 11th of March. If the sale is conducted around the recent share price of US$49.00, it would amount to US$680k. Since June 2023, Christopher's direct individual holding has decreased from 81.76k shares to 81.51k. Company insiders have collectively sold US$3.8m more than they bought, via options and on-market transactions in the last 12 months.
Reported Earnings • Feb 29Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: US$4.91 (up from US$3.72 in FY 2022). Revenue: US$2.50b (up 14% from FY 2022). Net income: US$843.3m (up 35% from FY 2022). Profit margin: 34% (up from 28% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.52% (up from 3.49% in FY 2022). Cost-to-income ratio: 42.2% (down from 43.4% in FY 2022). Non-performing loans: 0.41% (no change from 0.41% in FY 2022). Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 5.5%. Revenue is forecast to grow 7.5% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Feb 01COO & Senior Executive VP recently sold US$697k worth of stockOn the 30th of January, Luis Massiani sold around 14k shares on-market at roughly US$51.63 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$1.3m. Luis has been a net seller over the last 12 months, reducing personal holdings by US$1.3m.
お知らせ • Jan 31Webster Financial Corporation Announces Executive Changes, Effective as of February 1, 2024On January 24, 2024, Webster Financial Corporation appointed Luis Massiani, currently President and Chief Operating Officer of Webster Bank, N.A., as the Company’s President and Chief Operating Officer, effective as of February 1, 2024, to serve in such capacity until his successor is duly appointed, or his earlier termination, resignation, death or removal from office. Mr. Massiani will continue to serve as Chief Operating Officer and Senior Executive Vice President of the Bank. Also effective February 1, 2024, John Ciulla, currently President and Chief Executive Officer of the Company and Chief Executive Officer of the Bank, will assume the role of President of the Bank. Mr. Cuilla will continue to serve as Chief Executive Officer of both the Company and the Bank. As previously disclosed, in connection with Webster’s merger with Sterling Bancorp, on January 31, 2022, Jack L. Kopnisky was appointed Executive Chairman of the Company’s and the Bank’s Boards of Directors (together, the “Boards ”) and was a named executive officer in the Proxy Statement. Pursuant to the Company’s Bylaws, as amended, effective as of January 31, 2024 (the 24-month anniversary of the effective time of Merger), Mr. Kopnisky will cease to serve as a member of both Boards and will instead serve as a strategic consultant to the Company and the Bank. Following Mr. Kopnisky’s departure, Mr. Ciulla will succeed Mr. Kopnisky as Chairman of both Boards and the size of the Company’s Board of Directors will be decreased by one member to 14 directors.
Declared Dividend • Jan 28Fourth quarter dividend of US$0.40 announcedDividend of US$0.40 is the same as last year. Ex-date: 2nd February 2024 Payment date: 16th February 2024 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 15% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 39% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 25Webster Financial Corporation Declares Quarterly Cash Dividend, Payable on February 16, 2024Webster Financial Corporation announced that its Board of Directors declared a quarterly cash dividend of $0.40 per share on its common stock. The dividend on common shares will be payable February 16, 2024, to shareholders of record as of February 5, 2024.
Reported Earnings • Jan 24Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: US$4.91 (up from US$3.72 in FY 2022). Revenue: US$2.50b (up 14% from FY 2022). Net income: US$851.2m (up 37% from FY 2022). Profit margin: 34% (up from 28% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.52% (up from 3.49% in FY 2022). Non-performing loans: 0.41% (no change from 0.41% in FY 2022). Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 5.5%. Revenue is forecast to grow 7.4% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Jan 24Webster Financial Corporation: Loan Growth Slows But Management Remains OptimisticSummary Webster Financial Corporation missed analysts' expectations for EPS and revenue in Q4 2023. Loan growth is slow, except for commercial real estate loans. The securities portfolio is increasing and maturing securities will be reinvested at current market rates. Read the full article on Seeking Alpha
お知らせ • Jan 23Webster Financial Corporation Reports Net Charge Offs for the Quarter Ended December 31, 2023Webster Financial Corporation reported net charge offs for the quarter ended December 31, 2023. For the quarter, the company reported net charge-offs were $34.0 million, compared to $29.3 million in the prior quarter, and $20.2 million a year ago. The ratio of net charge-offs to average loans and leases was 0.27%, compared to 0.23% in the prior quarter, and 0.17% a year ago.
お知らせ • Jan 12Webster Financial Corporation to Report Q4, 2023 Results on Jan 23, 2024Webster Financial Corporation announced that they will report Q4, 2023 results at 7:30 AM, US Eastern Standard Time on Jan 23, 2024
Price Target Changed • Jan 11Price target increased by 7.8% to US$57.13Up from US$53.00, the current price target is an average from 15 analysts. New target price is 14% above last closing price of US$50.22. Stock is up 3.5% over the past year. The company is forecast to post earnings per share of US$5.20 for next year compared to US$3.72 last year.
