Regions Financial Corporation

NYSE:RF 株式レポート

時価総額：US$27.3b

Regions Financial 過去の業績

過去 基準チェック /36

Regions Financialの収益は年間平均-4.3%の割合で減少していますが、 Banks業界の収益は年間 増加しています。収益は年間3.9% 0.1%割合で 増加しています。 Regions Financialの自己資本利益率は11.8%であり、純利益率は29.7%です。

主要情報

-4.34%

収益成長率

-2.57%

EPS成長率

Banks 業界の成長11.18%
収益成長率0.15%
株主資本利益率11.80%
ネット・マージン29.70%
次回の業績アップデート16 Oct 2026

最近の業績更新

Recent updates

Seeking Alpha • Aug 03

How To Keep Outperforming The Market: Buy Regions Financial

Summary Regions Financial Corporation (RF) has outperformed the market YTD, delivering nearly double the market's total return and strong dividend growth. RF maintains a conservative 75.9% loan-to-deposit ratio and a low 0.67% non-performing loan percentage, indicating robust asset quality. Management prioritizes organic growth, dividends, and opportunistic buybacks, recently announcing a 13.2% dividend hike and signaling increased repurchases. Trading near its 10-year average PE, RF offers attractive projected total returns of 12.6% annually through 2031, supported by quality fundamentals. Read the full article on Seeking Alpha
ナラティブ更新 • Jul 22

RF: Fair View Weighs NIM Outlook Against Revenue And Competitive Pressures

Analysts have modestly lifted the fair value estimate for Regions Financial, with the updated target of $32.90. This reflects a series of Street price target increases into the low to mid $30s that cite revenue growth expectations, net interest margin outlook and capital flexibility as key supports.
ナラティブ更新 • Jul 07

RF: Fair View Balances Higher Street Expectations With Revenue And Credit Risks

Analysts have lifted the average price target for Regions Financial to about $31.67 from roughly $30.75, citing updated assumptions for modestly higher revenue, slightly stronger profit margins, a higher future P/E multiple, and a series of recent price target increases across the Street. Analyst Commentary Recent research on Regions Financial highlights a mix of optimism and caution, with several firms adjusting price targets while reassessing risks around revenue trends, competition, and valuation.
ナラティブ更新 • Jun 22

RF: Split Street Views And Credit Costs Will Shape Future Risk Reward

Regions Financial's analyst price target has been nudged higher by a few dollars. The change reflects updated views that blend modestly adjusted fair value estimates, slightly different revenue growth and profit margin assumptions, and a revised forward P/E outlook cited by recent research from both raising and lowering analysts.
ナラティブ更新 • Jun 07

RF: Mixed Street Views And Margin Trends Will Shape Future Risk Reward

Analysts have nudged the fair value estimate for Regions Financial higher to $30.73 from $30.69, reflecting modest tweaks to long term revenue growth, profit margin assumptions, and the future P/E multiple following a mix of recent price target raises and cuts across the Street. Analyst Commentary Recent research on Regions Financial reflects a mix of optimism and caution, with several firms adjusting their price targets in both directions.
ナラティブ更新 • May 23

RF: Mixed Price Views And Governance Shifts Will Shape Future Risk Reward

Analysts have nudged the average price target for Regions Financial higher by a few dollars per share. This reflects updated views on slightly higher discount rates, modestly adjusted growth and margin assumptions, and a higher future P/E multiple.
ナラティブ更新 • Apr 25

RF: Mixed P/E Views And Governance Reforms Will Shape Future Risk Reward

Analysts have nudged their price targets on Regions Financial higher, with the updated fair value estimate moving from about $29.97 to $30.69, citing revised assumptions around revenue growth, profitability and a lower future P/E multiple. Analyst Commentary Recent Street research on Regions Financial has been mixed, with several firms lifting their price targets while others have trimmed theirs.
ナラティブ更新 • Apr 10

RF: Credit Trends, Buybacks And Governance Changes Will Shape Future Risk Reward

Analysts have nudged their blended price target for Regions Financial down by about $0.75, reflecting slightly lower revenue growth assumptions and a modestly reduced forward P/E, even as projected profit margins edge higher. Analyst Commentary Recent Street research on Regions Financial shows a cluster of price target reductions alongside a smaller group of upward revisions, pointing to a mixed but engaged analyst view on valuation, execution and growth prospects.
ナラティブ更新 • Mar 27

RF: Credit Trends And Buybacks Will Drive Future Upside Potential

The updated analyst price target for Regions Financial now stands at about $30.72. This reflects a fine-tuned outlook as analysts balance recent target increases from firms like JPMorgan, UBS, Piper Sandler and Goldman Sachs with more cautious moves including target cuts and downgrades tied to valuation, guidance and credit risk.
ナラティブ更新 • Mar 12

RF: Credit Costs And Buybacks Will Shape Future Upside Balance

Analysts have nudged their average price target on Regions Financial modestly higher, with moves such as $2 to $2.50 target increases at several firms, partly offset by a $1 trim elsewhere, reflecting a mixed but generally constructive view on valuation, credit risk, and earnings power. Analyst Commentary Recent research on Regions Financial has become more divided, with some firms lifting price targets while others shift to more cautious ratings.
ナラティブ更新 • Feb 25

RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance

Analysts have nudged their average price target on Regions Financial higher, with the model fair value estimate moving from about $30.66 to $30.94 as they factor in slightly stronger expected revenue growth, a modest adjustment to future P/E assumptions, and updated views from both recent target hikes and downgrades across the Street. Analyst Commentary Recent Street research on Regions Financial shows a mix of optimism around long term fundamentals and caution around nearer term execution and credit trends.
ナラティブ更新 • Feb 10

RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance

Analysts have raised their average price targets on Regions Financial by a few dollars, reflecting updated views around slightly higher fair value, modest tweaks to revenue growth and discount rate assumptions, as well as a small shift in expected profit margins and future P/E multiples. Analyst Commentary Recent research on Regions Financial has been mixed, with some firms lifting price targets while others have downgraded the stock or trimmed their expectations.
ナラティブ更新 • Jan 26

RF: Buybacks, Credit Costs And Guidance Reliability Will Shape Future Balance

Analysts have inched their average price target for Regions Financial higher by about US$0.10. This reflects a blend of higher individual targets from firms citing potential for improved profitability and operating leverage, and lower or more cautious targets from others focused on guidance risks, credit trends, and what they view as a relatively full valuation.
ナラティブ更新 • Jan 12

RF: Buybacks, Credit Costs And M&A Perception Will Shape Future Balance

Analysts have modestly lifted their average price target on Regions Financial to about US$30.28 from roughly US$29.12. This reflects a slightly higher fair value estimate and updated assumptions on growth, profitability, and future P/E, even as opinions remain mixed on near term catalysts and credit risk.
ナラティブ更新 • Dec 19

RF: M&A Buyer Perception And Deposit Competition Will Shape Balanced Outlook

Analysts have modestly reduced their price target for Regions Financial to $27 from $30, citing a narrower upside profile amid elevated M&A expectations for likely bank acquirers and rising competitive pressures on the company’s low cost Southeast deposit base. Analyst Commentary Analysts are parsing the implications of the rating change in the context of both valuation and strategic optionality, with views divided on how much upside remains while the bank M&A cycle is active.
ナラティブ更新 • Nov 18

RF: Net Interest Margin Improvement Will Drive Further Upside Through 2026

Analysts have modestly increased their price target for Regions Financial, raising it to $28 from $27. They cite factors such as shifting M&A dynamics, evolving competitive risks in key Southeast markets, and expectations for continued net interest margin improvement over the coming years.
ナラティブ更新 • Nov 02

RF: Loan And Deposit Expansion Will Drive Sun Belt Earnings Momentum

Analysts have lowered their price target for Regions Financial from $29.10 to $28.45, citing heightened uncertainty around M&A activity and potential risks to deposit bases in key Southeast markets. Analyst Commentary Street research on Regions Financial continues to reflect a split between optimism about the bank's fundamental prospects and caution regarding possible headwinds in the current banking environment.
ナラティブ更新 • Oct 17

Sun Belt Expansion And Digital Banking Will Secure Market Stability

Analysts have slightly lowered their average price target for Regions Financial to $29.10 from $29.14, citing tempered upside potential. The bank is viewed as an acquirer in the current M&A market and faces some risks from competitive pressures in key deposit markets.
ナラティブ更新 • Oct 03

Sun Belt Expansion And Digital Banking Will Secure Market Stability

Analysts have raised their price target for Regions Financial from $28.75 to $29.14, citing steady net interest income growth, higher projected profits, and positive fee trends. These factors support a constructive outlook on the bank's fundamentals.
ナラティブ更新 • Sep 11

Sun Belt Expansion And Digital Banking Will Secure Market Stability

Region Financial’s consensus price target saw a slight upward revision to $28.75, as analysts cited improved fundamentals, favorable macro and regulatory conditions, expected loan growth, and higher projected earnings, reflecting continued optimism toward large bank outperformance. Analyst Commentary Bullish analysts cite a constructive macro backdrop, deregulation, improved banking fundamentals, favorable sentiment, expected M&A activity, and a forecast for solid loan growth in the second half.
Seeking Alpha • Apr 15

Regions Financial: Capital Is A Focus Ahead Of Q1

Summary Shares of Regions Financial have dropped 30% from their highs, erasing gains, with Q1 earnings on April 17th a critical opportunity to stabilize sentiment. Despite operating in a favorable geography, recent growth has been sluggish, with flat deposits and higher funding costs impacting net interest income and EPS. Weak deposit and loan growth, coupled with potential credit losses, pose risks to Q1 and full-year earnings, limiting upside potential. RF's capital position is weakened by unrealized losses, constraining balance sheet flexibility, making it less attractive compared to peers. Read the full article on Seeking Alpha
Seeking Alpha • Feb 02

Regions Financial: Investors Can Bank On The Long-Term Prospects

Summary After earnings have declined over the last three years, Regions Financial is expected to increase profits by at least 10% over the next two. Regions Financial currently holds over $39.4 billion in non-interest-bearing deposits, which represents over 31% of its total deposit base. That percentage is significantly larger than similar accounts for its peers. The company's top strength can be found in its geographic footprint. Regions Bank has its branches in the fastest-growing areas of the US, which should provide ample growth opportunities. While I do not expect RF stock to be a short-term home run, the prospects for the next three to five years for Regions Financial appear to be promising. I give the stock a buy rating. Read the full article on Seeking Alpha
Seeking Alpha • Dec 07

Regions Financial: NIM Expansion Offset By Slow Asset Growth (Rating Upgrade)

Summary Regions Financial shares have surged 53% in the past year, outperforming other regional banks, despite my initial concerns about deposit flows. RF's Q3 earnings beat expectations, driven by stabilizing deposits and strategic actions to boost net interest income, though future earnings growth is crucial. Reinvesting fixed securities can continue to boost NIM and modestly grow interest income, and RF may tactically take further losses to accelerate this process. Challenges include tepid deposit and loan growth, higher funding costs, and credit quality risks, particularly in commercial real estate exposure. With stable deposits and a secure 3.8% yield, RF is rated a "hold," but shares closer to 10x earnings or below $24 are more attractive. Read the full article on Seeking Alpha
Seeking Alpha • Oct 05

Regions Financial's Best Feature Remains Its Deposit Base

Summary Alabama-based Regions Financial has a top tier funding profile thanks to a very attractive deposit base. Other aspects of its business appear a bit more average, though Regions can well afford this given its very low cost of funding versus peers. Regions' current earnings power looks like a reasonable reflection of its longer-term potential. At 11x EPS and ~1.6x TBV ex-AOCI, the stock looks ballpark fair value. Read the full article on Seeking Alpha
Seeking Alpha • Sep 26

Regions Financial: Stable Dividend Opportunity To Hold Well-Capitalized Regional Bank

Summary Regions Financial has a proven dividend growth and dividend stability, with strong liquidity and cash to support its sustainability. The bank exceeds minimum regulatory capital requirements, and has solid liquidity. Regions showed potential to grow in non-interest segments like fees from wealth clients and mortgages. The macro effect of Fed rate cuts could benefit these banks in terms of lower funding costs and higher demand for loans. The stock is trading double-digit percentages above its moving average, and nearing its 10-year-high, which may limit upside. Read the full article on Seeking Alpha
Seeking Alpha • Aug 03

Regions Financial: The Newly Issued Preferred Shares Offer A 6.98% Yield

Summary Regions Financial is a sizable regional bank with more than $150 billion in assets and low exposure to commercial real estate. The bank performed well in Q2, with net interest income increasing slightly and non-interest expenses decreasing significantly. Regions Financial recently issued new preferred shares with a fixed rate for the first five years and a reset based on the five-year US treasury rate plus a mark-up. Read the full article on Seeking Alpha
Seeking Alpha • Jul 02

Regions Financial Likely To Remain Sleepy Until Rate Cut Expectations Fire Up Again

Summary Regions Financial is stuck in a tortoise-vs-hare rut today, with ongoing pressure on net interest margin and minimal loan growth momentum likely to drive comparatively weak pre-provision profit performance. Regions has once again proven out the strength of its deposit franchise, outperforming peers on deposit costs and reaping a wider spread between loan and deposit betas. Management expects credit costs to peak in Q2'24, and thus far office and multifamily are not causing major issues. Regions is poised to deliver above-peer growth when rates eventually fall, and 3% to 4% long-term core growth can support a mid-$20's fair value today. Read the full article on Seeking Alpha

収支内訳

Regions Financial の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。

収益と収入の歴史

NYSE:RF 収益、費用、利益 ( )USD Millions
日付収益収益G+A経費研究開発費
30 Jun 267,2382,1503,5190
31 Mar 267,1782,1353,4760
31 Dec 257,0562,0613,4380
30 Sep 256,9452,0553,3770
30 Jun 256,8111,9533,3450
31 Mar 256,6611,8963,2900
31 Dec 246,5961,7743,3230
30 Sep 246,5581,6333,3220
30 Jun 246,5931,6523,2790
31 Mar 246,8031,7313,2650
31 Dec 237,0231,9763,2270
30 Sep 237,2052,2693,2190
30 Jun 237,2252,2083,2240
31 Mar 237,0742,2103,1980
31 Dec 226,8942,1463,1120
30 Sep 226,5781,9003,0830
30 Jun 226,6132,1203,0270
31 Mar 226,8442,3102,9810
31 Dec 216,9602,4002,9730
30 Sep 217,1602,5742,9440
30 Jun 216,9232,4512,9180
31 Mar 215,6671,4662,9040
31 Dec 204,9559912,8240
30 Sep 204,6147692,7520
30 Jun 204,4716532,7040
31 Mar 205,1521,2642,6490
31 Dec 195,4731,5032,6540
30 Sep 195,4381,5272,6390
30 Jun 195,4421,4962,6380
31 Mar 195,4901,4842,6650
31 Dec 185,5171,5042,6380
30 Sep 185,6621,4182,7110
30 Jun 185,5921,3602,7230
31 Mar 185,5421,2982,7180
31 Dec 175,4251,1772,6970
30 Sep 175,3081,1512,7020
30 Jun 175,3621,1582,7250
31 Mar 175,3481,1142,7470
31 Dec 165,1921,0902,6790
30 Sep 165,2981,0882,7700
30 Jun 165,1901,0312,7310
31 Mar 165,1191,0482,7000
31 Dec 155,0741,0112,6670
30 Sep 155,0449422,6210

質の高い収益: RFは 高品質の収益 を持っています。

利益率の向上: RFの現在の純利益率 (29.7%)は、昨年(28.7%)よりも高くなっています。

フリー・キャッシュフローと収益の比較

過去の収益成長分析

収益動向: RFの収益は過去 5 年間で年間4.3%減少しました。

成長の加速: RFの過去 1 年間の収益成長率 ( 10.1% ) は、5 年間の平均 ( 年間-4.3%を上回っています。

収益対業界: RFの過去 1 年間の収益成長率 ( 10.1% ) Banks業界24%を上回りませんでした。

株主資本利益率

高いROE: RFの 自己資本利益率 ( 11.8% ) は 低い とみなされます。

総資産利益率

使用総資本利益率

過去の好業績企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/08/05 22:02
終値2026/08/05 00:00
収益2026/06/30
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Regions Financial Corporation 15 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。41

アナリスト機関
Kevin HealArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays