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KB Financial Group Inc.NYSE:KB 株式レポート

時価総額 US$39.3b
株価
n/a
1Y40.0%
7D-5.5%
1D-2.9%
ポートフォリオ価値
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KB Financial Group Inc.

NYSE:KB 株式レポート

時価総額：US$39.3b

KB Financial Group（KB）株式概要

KBフィナンシャル・グループは、韓国、米国、ニュージーランド、中国、カンボジア、英国、インドネシア、およびその他の国々において、金融商品およびサービスを提供しています。 詳細

KB ファンダメンタル分析
スノーフレーク・スコア
評価5/6
将来の成長1/6
過去の実績3/6
財務の健全性6/6
配当金4/6

報酬

当社が推定した公正価値より45.5%で取引されている

収益は年間4.94%増加すると予測されています

過去5年間の収益は年間7.4%増加しました。

同業他社や業界と比較して、良好な取引価格

リスク分析

不安定な配当実績


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KB Financial Group Inc. 競合他社

価格と性能

株価の高値、安値、推移の概要KB Financial Group
過去の株価
現在の株価₩112.40
52週高値₩125.62
52週安値₩76.31
ベータ0.67
1ヶ月の変化10.96%
3ヶ月変化1.06%
1年変化39.96%
3年間の変化180.23%
5年間の変化145.79%
IPOからの変化160.00%

最新ニュース

Seeking Alpha • Jul 09

KB Financial: Eyes On Non-Banking Diversification And Capital Distributions

Summary KB Financial Group retains a "Buy" rating, driven by aggressive expansion into non-banking segments and a likely payout hike. KB's non-credit operations now contribute 43% of earnings, with management targeting a 50:50 banking/non-banking mix for greater earnings stability. The group's robust CET1 ratio (13.6%) and potential shift toward higher cash dividends position KB to attract income-focused investors. My fair value estimate is 1.78x P/B (62% upside), with re-rating triggers including increased non-banking profits and enhanced shareholder returns. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha • Jul 09

KB Financial: Eyes On Non-Banking Diversification And Capital Distributions

Summary KB Financial Group retains a "Buy" rating, driven by aggressive expansion into non-banking segments and a likely payout hike. KB's non-credit operations now contribute 43% of earnings, with management targeting a 50:50 banking/non-banking mix for greater earnings stability. The group's robust CET1 ratio (13.6%) and potential shift toward higher cash dividends position KB to attract income-focused investors. My fair value estimate is 1.78x P/B (62% upside), with re-rating triggers including increased non-banking profits and enhanced shareholder returns. Read the full article on Seeking Alpha
Seeking Alpha • Feb 19

KB Financial Group: A Conservative Bank With Conservative Returns

Summary KB Financial Group leads peers in net interest margin. The bank maintains a low nonperforming loan to total loans ratio, indicating quality loans. Keep an eye on the deposits, as the loan-to-deposit ratio has been above 100% for the last ten years. KB Financial, based on the current valuation, is anticipated to deliver a five-year annual return of 8.5%. Read the full article on Seeking Alpha
Seeking Alpha • Dec 05

KB Financial: Buying Korea's Dip Through Its Largest Bank

Summary This week's political drama in Korea inspired me to look into the largest US-listed Korean bank with English filings: KB Financial. KB's loan portfolio is 92% Korean, making it a purer Korea play than EWY or Samsung. Despite its low profitability and demographic risks, KB's 4% dividend yield and cheap valuation makes it an attractive tactical trade. KB Financial Group offers a focused play on the Korean economy, with a forward P/E around 7 and a Price/Book around 0.64. Read the full article on Seeking Alpha
Seeking Alpha • Nov 18

KB Financial Group: Not A Value Trap, I'm Staying Long

Summary KB Financial Group is South Korea's largest bank conglomerate, with subsidiaries in banking, credit cards, financial advisory, and insurance. The article focuses on KB Financial Group's 3Q24 results and their newly disclosed Value-Up program. The Value-Up program aims to enhance shareholder value through strategic initiatives and operational improvements. The article provides a detailed analysis of the company's financial performance and strategic direction for future growth. Read the full article on Seeking Alpha
Seeking Alpha • Oct 15

KB Financial: 'Korea Discount' Not Closing, But Fundamentals Are Superior

Summary KB Financial Group Inc.'s stock is attracting more individual investors due to its low valuation metrics and high factor grades, with an A rating in all metrics except growth. Despite a 65% increase this year, KB Financial has a ~7.5X forward P/E valuation and trades at a steep discount to its tangible book value. Compared to US peers, KB has an elevated loan-to-deposit ratio but similar overall leverage with a potentially lower-risk deposit and loan profile. Korea's economy faces more significant exposure to China's economy and geopolitical risks but appears more robust than the US, with a falling unemployment and inflation rate. Speculators may find a hedged opportunity by pair trading KB against overvalued US banks, expecting KB's unwarranted valuation discount to close eventually. Read the full article on Seeking Alpha
Seeking Alpha • Sep 30

KB Financial: 'Value Up' Disappointment Is An Opportunity

Summary KB Financial Group Inc. may have suffered an initial “value up” setback. But for patient investors, there remain many ways to win. The group's upcoming earnings report could be a catalyst. Read the full article on Seeking Alpha
Seeking Alpha • Jul 25

KB Financial: A Value Investing Gem

Summary KB Financial Group is one of the leading financial conglomerates in South Korea. Its shares have traded at steep discounts for a long time, a phenomenon known as the Korea discount. Government incentives and management's policies are working together to close that gap with strong, shareholder-friendly measures such as increased buybacks. Read the full article on Seeking Alpha
Seeking Alpha • Jun 08

Growing Investor Interest And Value Enhancement Plan Make KB Financial A Buy

Summary Investors are paying more attention to listed Korean banking companies, as evidenced by recent news articles and analyst reports. KB Financial will be announcing details of its new value enhancement plan in the fourth quarter of the current year, which might include capital return improvement and corporate restructuring initiatives. KB's shares are attractively valued, considering that it is trading at a mid-single digit P/E multiple and a P/B ratio of under 0.6 times. Read the full article on Seeking Alpha
Seeking Alpha • Mar 03

KB Financial: Korea's 'Dividend King' Trades At Too Steep A Discount

Summary One-offs aside, KB Financial has stayed very resilient through a challenging period. Earnings look strong, particularly on the non-bank side, while asset quality risks appear well-contained. The deeply discounted valuation and well-covered yield add up to a very favorable risk/reward. Read the full article on Seeking Alpha
Seeking Alpha • Dec 13

KB Financial: A Bargain From South Korea

Summary KB Financial Group is a large financial holding, including the largest bank from South Korea. The stock is very cheap compared to Japanese and American peers. The group has an impressive growth track record and has shown resilience during the pandemic. The low valuation in combination with a high shareholder yield of 8.8% is a great opportunity for value investors who want to diversify to Asia and the Korean Won. Scaling of business, digitalisation, acquisitions, and eleven subsidiaries offer protection against strong competition, a non-existing wide moat, and economic and monetary shocks. Read the full article on Seeking Alpha
Seeking Alpha • Oct 05

KB Financial: Recent Developments Are Favorable

Summary KB Financial's current Vice Chairman Yang Jong-hee will become the company's new Chairman and CEO, which removes the overhang relating to leadership transition. Regulators in Korea are less likely to influence the shareholder capital return strategies of Korean financial institutions, and this has positive read-throughs for KB's dividend and share buyback plans. I stick to my existing rating for KB stock, after considering the impact of recent corporate and industry developments. Read the full article on Seeking Alpha
Seeking Alpha • Jul 27

Earnings Beat And Buybacks Reinforce My Buy Rating For KB Financial

Summary KB Financial delivered an earnings beat for the second quarter of 2023, as its Q2 net income turned out to be +11% higher than the sell-side's consensus bottom line forecast. KB also revealed plans to repurchase KRW300 billion worth of the company's shares, and I expect buybacks to be value-accretive considering the stock's depressed valuations. I leave my Buy rating for KB Financial unchanged, taking into account its Q2 earnings beat and its latest share buybacks. Read the full article on Seeking Alpha
Seeking Alpha • Feb 07

KB Financial reports FY results

KB Financial press release (NYSE:KB): FY Net Profit WON156B Net interest income of WON3.04T
Seeking Alpha • Dec 23

KB Financial: Poised For A Re-Rating

Summary KB Financial's year-to-date share price performance is inferior to that of its peers. Looking ahead, the potential catalysts for KB include higher-than-expected dividends, a new share repurchase program, and stronger-than-expected non-interest income growth. I view KB Financial's shares as a Buy, as I think that the stock is poised for a re-rating considering its relative price underperformance and the presence of multiple catalysts. Elevator Pitch A Buy rating is warranted for KB Financial Group Inc.'s (KB) [105560:KS] stock in my opinion. There is a good chance that KB's shares could witness a positive re-rating in the near future. KB Financial's stock price has declined to a larger extent as compared to its peers, and there are visible catalysts to provide an uplift for its shares. KB's Shares Have Underperformed In 2022 In 2022 year-to-date, KB Financial's stock price fell by -13.3%. As a comparison, KB's Korean banking peers experienced milder share price declines over the same period. Specifically, Shinhan Financial Group Co., Ltd. (SHG) [055550:KS] and Woori Financial Group (WF) saw their stock prices decrease by -7.3% and -7.8%, respectively, in this year thus far. Dividends And Share Repurchases In my earlier October 14, 2022 write-up for KB Financial, I highlighted that KB's shareholder capital return had disappointed investors. This is one of the key factors which contributed to KB's stock price underperformance this year. KB's shares have the potential to rise, if the company's actual 2023 dividends turn out to be higher than anticipated, and it initiates a new share repurchase plan. As per the sell-side analysts' consensus financial estimates taken from S&P Capital IQ, KB Financial's dividend per share is projected to increase by +8% to KRW3,521 based on assumptions of a 28% payout ratio. If KB Financial's actual dividend payout ratio can rise to the targeted 30% (short-to-medium term goal as previously guided by management) in 2023, this will be a positive surprise and act as a re-rating catalyst for the stock. Also, it is time that KB Financial sends a strong signal about the undervaluation of its shares with a new share buyback program. With the stock trading at just 4 times consensus forward next twelve months' normalized P/E as per S&P Capital IQ, an announcement of a massive share buyback is likely to be the catalyst that the market needs to regain confidence in KB Financial. Spotlight On Net Interest Margin And Non-Life Insurance Business Another factor that might have affected KB Financial's share price performance in 2022 was its weaker-than-expected net interest margin expansion. According to S&P Capital IQ's financial data, KB's net interest margin improved by +13 basis points from 1.85% for the fourth quarter of 2021 to 1.98% in the third quarter of this year. During this time frame, Shinhan Financial's net interest margin expanded by +34 basis points from 1.69% to 2.03%. Separately, Woori Financial's net interest margin widened by +22 basis points from 1.48% in Q4 2021 to 1.70% for Q3 2022. The numbers presented above suggest that KB's was relatively less sensitive to rate hikes as compared to its peers. In other words, KB Financial wasn't the best investment candidate for investors seeking a play on the rise in Korea's interest rates. Moving ahead, KB Financial's share price performance in 2023 should be better, as the market shifts its attention away from rate hikes and KB's non-banking businesses deliver superior results. There are expectations that interest rates in Korea should peak in 2023, which means that investors will be less focused on net interest margin expansion as a share price driver for Korean banks. Separately, KB Financial's diversification into non-banking businesses should pay off in the form of higher-than-expected non-interest income for 2023. Previously, I noted that non-banking businesses account for close to half of KB's bottom line. In the next year, KB Financial's non-life insurance business should support the company's overall non-interest income growth. According to a November 24, 2022 Business Korea article citing research from NH Investment & Securities, non-life insurance companies in Korea might possibly see a "30%-80%" growth in 2023 earnings due to "long-term risk loss ratio improvement" and "transition to IFRS17 (International Financial Reporting Standard 17 on Insurance Contracts)." This points to a favorable outlook for KB's non-life insurance business. KB Is The Digital Banking Leader Among Traditional Banks The biggest threat for traditional banks is the potential disruption posed by digital-only upstarts, and KB Financial has done well in mitigating such risks.
Seeking Alpha • Oct 25

KB Financial reports Q3 results

KB Financial press release (NYSE:KB): Q3 Net Profit of WON1.2T Net Interest Income of WON2.89T.
Seeking Alpha • Oct 14

KB Financial: Watch Q3 Earnings And Capital Return

Summary Expectations for KB Financial's Q3 2022 financial performance are modest, so the company shouldn't have issues achieving quarterly net income that is in line with the analysts' projections. KB Financial's Korean banking peer, Shinhan Financial, has recently initiated a new share buyback program; I think that there is a good chance that KB will do the same soon. KB remains a Buy-rated stock; I don't expect negative surprises when it announces Q3 results, and there is a catalyst in the form of improved shareholder capital return. Elevator Pitch I continue to rate KB Financial Group Inc.'s (KB) [105560:KS] shares as a Buy. I highlighted that KB Financial's shares were "too cheap to ignore" in my previous August 1, 2022 update for the stock. In this latest article, I turn my attention to KB Financial's Q3 2022 earnings preview and the potential for a further improvement in the company's shareholder capital return. The sell-side is only expecting KB Financial to achieve a slight YoY increase in earnings for the third quarter, considering the more limited net interest margin expansion potential and the tough operating environment for the brokerage business. As such, the probability of KB Financial delivering in-line net income for Q3 is reasonably high. Separately, KB Financial is likely to announce a new share repurchase program in the coming months. This will be perceived by the market as an improvement in KB Financial's shareholder capital return, which is expected to be a re-rating catalyst for the stock. KB Financial's current depressed valuations and its Korean financial peer's new capital return initiative support the case for the company buying back its own shares. Taking into account the various factors discussed in this article, I don't see any reasons to change my Buy rating for KB Financial. Preview Of KB Financial's Third-Quarter Results According to S&P Capital IQ, KB Financial is expected to announce the company's financial results for the third quarter of 2022 in the following week on October 21. Sell-side analysts are forecasting that KB Financial will generate a normalized net income of KRW1,304 billion in Q3 2022 as per S&P Capital IQ data. This is equivalent to a marginal +0.5% YoY increase in KB Financial's bottom line as compared to its Q3 2021 net profit of KRW1,298 billion. This is lower than KB Financial's actual Q2 2022 earnings growth of +8.2% on a YoY basis. KB Financial is expected to register a slower pace of net interest income and non-interest income growth in Q3 2022. At its prior Q2 2022 earnings briefing in July 2022, KB Financial already acknowledged that "the NIM (Net Interest Margin) improvement range might be limited" for the third quarter due to "competition between the banks" and "policies to help the vulnerable borrowers." Separately, KB Financial's Q3 2022 non-interest income is likely to have been affected by weak equity markets which will be a drag on its brokerage business. As such, I view the sell-side's current third-quarter consensus financial estimates for KB Financial as fair. In other words, I think that expectations of a slowdown in the brokerage business' growth and a more moderate increase in net interest margin should have been largely reflected in the consensus numbers for KB Financial. In conclusion, KB Financial should be able to deliver in-line earnings for the third quarter. An absence of negative earnings surprises should limit the downside for KB Financial's shares in the short term. Improvement In Shareholder Capital Return In my August 2022 update for KB Financial, I highlighted my positive view of the company's "second KRW150 billion treasury stock cancellation for this year." Recent announcements by KB Financial's peer Shinhan Financial Group Co., Ltd. (SHG) [055550:KS] suggest that there is room for KB Financial to do even better in the future in the area of shareholder capital return. It is good to see KB Financial cancelling its existing treasury shares (which isn't the usual practice for Korean companies) it holds on its books. But Shinhan Financial has outdone KB Financial with its decision to commence a new share buyback program in tandem with treasury share cancellation as per its 6-K filings in early-October 2022. KB Financial appears to be much less aggressive with the company's shareholder capital return initiatives. KB indicated at its second-quarter investor call that "once we reach the 30% (dividend payout ratio level)", it "will focus more on share buyback." As a point of reference, KB Financial boasted a dividend payout ratio of 26.0% for fiscal 2021. KB Financial's management comments at the Q2 2022 investor briefing appear to imply that the company will only initiate share repurchases after increasing its dividend payout to the targeted 30% level. This is something that KB Financial should seriously reconsider, taking into account its current valuations.
Seeking Alpha • Aug 01

KB Financial Stock: Too Cheap To Ignore

KB Financial's Q2 2022 bottom line exceeded market expectations, thanks to NIM expansion and profit growth for its credit card business. KB's recently announced KRW150 billion treasury share cancellation sends a positive signal about the company's commitment towards future shareholder capital return. KB Financial stock is a Buy, as it is too cheap to ignore, taking into account its P/B, P/E and dividend yield metrics. Elevator Pitch I have a Buy investment rating for KB Financial Group Inc.'s (KB) [105560:KS] stock. I highlighted the "multiple tailwinds" for KB in my prior article for the company's shares published on May 2, 2022. I provide an update of my views regarding KB Financial in light of its recent Q2 2022 results with the current article. I am encouraged by KB Financial's above-expectations earnings and healthy NPL coverage ratio for the second quarter of 2022. KB's second treasury stock cancellation for this year also gives investors confidence that the company will continue to return excess capital to its shareholders. KB Financial deserves a Buy rating, as its valuations are now at close to historical trough levels comparable to where the stock traded at during the 2008-2009 Global Financial Crisis. KB Financial Beat Q2 2022 Earnings KB Financial's net profit attributable to shareholders grew by +8.2% YoY from KRW1,204 billion in Q2 2021 to KRW1,304 billion in Q2 2022, as indicated in its most recent quarterly results presentation slides. KB's second-quarter bottom line beat the sell-side's consensus net income projection of KRW1,274 billion by +2% as per S&P Capital IQ, as both its banking and non-banking businesses performed well in the recent quarter. The bank's net interest margin or NIM expanded from 1.56% in Q2 2021 to 1.73% in Q2 2022. KB Financial guided at its second-quarter results call that it is "expecting that in the second half of the year, we will have additional improvement in the NIM" of about "5 to 6 bps (basis points)." KB's loans also increased by +1.2% year-to-date from KRW319 trillion as of December 31, 2021 to KRW323 trillion as of June 30, 2022. Separately, KB Kookmin Card stood out among KB Financial's non-banking businesses, as earnings for the credit card business rose by +14% YoY to KRW127 billion in the second quarter of this year. KB Financial also sought out opportunities to unlock value at the company's non-banking subsidiaries; KB Insurance saw a KRW169 billion gain relating to the divestment of office properties in the recent quarter. Treasury Stock Cancellation In its Q2 2022 financial results presentation, KB Financial revealed that it is doing its second KRW150 billion treasury stock cancellation for this year. This is a significant move for two key reasons. Firstly, there have been worries in the past that the financial regulators in South Korea won't allow Korean banks to return more capital to shareholders in challenging times like these. However, the fact that KB Financial has just announced another treasury stock cancellation supports the bullish view that Korean banks in general are sufficiently capitalized and that regulators won't interfere with their shareholder capital return decisions to a large degree. Secondly, KB Financial has a good appreciation of how capital allocation can be used as a tool to unlock value for its shareholders. KB Financial stressed at the company's Q2 2022 investor briefing that "the share buyback (and subsequent treasury stock cancellation)" is "the (relatively) better way (versus dividends) for us to go" taking a "mid- to long-term perspective" and considering its current valuations. Given that KB Financial's valuations are depressed with the stock trading at a low single-digit forward P/E and a 60% discount to book value, it makes sense to prioritize buybacks (and treasury stock cancellation) over dividends on a relative basis. KB Stock Price Weakness And Valuations KB Financial's shares have outperformed the S&P 500 for the first couple of months of 2022, but its stock began to underperform the broader market since late-June as per the chart below. KB Financial's Stock Price Performance For 2022 Year-to-date Seeking Alpha A July 4, 2022 commentary published in local media, The Korea Times, attributed the weak share price performance of KB Financial and its Korean banking peers to "fears of a recession and the heightened risk exposure of their asset soundness." In my opinion, such concerns appear to be overdone and also fully priced into KB Financial's valuations. KB Financial's NPL coverage ratio, or calculated as loan loss reserves divided by non-performing loans, improved from 208.9% as of December 31, 2021 and 217.7% as of end-Q1 2022 to 222.4% as of the end of Q2 2022. At the same time, the delinquency ratios for KB Financial's banking and card businesses remained low at 0.13% and 0.78%, respectively as of June 30, 2022. A recent July 20, 2022 Korean banking research report (not publicly available) titled "Almost At Bottoming Out Point" published by NH Investments & Securities also noted that "delinquency rates are at historical lows, while NPL ratios and NPL coverage ratios are at historical highs" for South Korea's banks as a group.
Seeking Alpha • Jul 21

KB Financial reports Q2 results

KB Financial press release (NYSE:KB): Q2 Net profit of W1.30T Net Interest Income of W2.79T.
Seeking Alpha • May 02

KB Financial: Multiple Tailwinds

Net interest margin expansion was the key driver of KB Financial's +14% bottom line growth in Q1 2022, which highlights that the company is a beneficiary of recent rate hikes. South Korea has voted in a new president this year, and the new administration's policies are expected to be favorable for KB Financial and its financial services peers. KB Financial will move from annual dividend payouts to a quarterly dividend payment frequency in 2022; the company is also considering buybacks in view of the stock's depressed P/B valuations. KB Financial remains a Buy in view of multiple tailwinds.
Seeking Alpha • Feb 10

KB Financial: Market's Focus Is On Share Cancellation And Rate Hikes

I am positive on KB Financial's plans to cancel treasury shares worth about KRW150 billion, and the company targets to raise its dividend payout ratio from 26% to 30%. The Bank of Korea's rate hikes are expected to be the key driver of KB Financial's net interest margin expansion and bottom line growth in fiscal 2022. KB Financial continues to be deserving of a Buy rating, given the substantial discount to book value and its mid-single digit forward P/E multiples.
Seeking Alpha • Nov 18

KB Financial: New Digital Platform Draws Attention

KB Financial introduced its new digital platform known as KB Star Banking in October 2021, which coincided with the third internet bank in Korea commencing operations in the same month. The stock currently boasts consensus forward FY 2021 and 2022 dividend yields of 5.4% and 5.9%, respectively, and there could be further capital return upside relating to treasury share cancellation. KB Financial is valued by the market at a historical P/B multiple of 0.48 times and a forward P/E multiple of 4.7 times, respectively.
Seeking Alpha • Sep 03

KB Financial: Multiple Positives Yet To Be Priced In

I like KB Financial's healthy asset quality and capital adequacy ratios, its high profit contribution from non-banking businesses, and the company's focus on profitability rather than growth. KB Financial is the best positioned among its peers to deal with the threat from digital banking, and there is an upside to its future dividends. KB Financial's relatively higher ROEs support its valuation premium as compared to peers.
Seeking Alpha • Jun 21

KB Financial: Dividends And Digital Banking In The Spotlight

The key re-rating catalysts for KB Financial are an increase in its future dividend payout ratio and a shift towards quarterly dividend payouts. The digital banking threat is not a major risk, as KB Financial has a stake in Korea's leading digital bank, and it could set up a digital bank in the future. KB Financial trades at 5.5 times consensus forward FY 2021 normalized P/E and a trailing P/B of 0.53 times.

株主還元

KBUS BanksUS 市場
7D-5.5%-1.1%-2.6%
1Y40.0%20.7%14.3%

業界別リターン: KB過去 1 年間で20.7 % の収益を上げたUS Banks業界を上回りました。

リターン対市場: KB過去 1 年間で14.3 % の収益を上げたUS市場を上回りました。

価格変動

Is KB's price volatile compared to industry and market?
KB volatility
KB Average Weekly Movement6.3%
Banks Industry Average Movement3.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.2%

安定した株価: KB 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。

時間の経過による変動: KBの 週次ボラティリティ ( 6% ) は過去 1 年間安定しています。

会社概要

設立従業員CEO（最高経営責任者ウェブサイト
1963n/aJong Hee Yangwww.kbfg.com

KBフィナンシャル・グループは、韓国、米国、ニュージーランド、中国、カンボジア、英国、インドネシア、およびその他の国々で金融商品およびサービスを提供しています。 同社は、当座預金や定期預金、譲渡性預金、外貨預金、住宅購入積立預金などの預金商品、住宅購入、建設、改修、賃貸のための住宅ローンを含む融資商品、および住宅担保ローン、当座貸越、その他の消費者ローンを提供しています。また、デビットカードやクレジットカード、運転資金ローンや設備ローン、 住宅建設業者やデベロッパー向けの住宅ローン、証券引受、M&A（合併・買収）に関する資金調達および財務アドバイザリーサービス、高速道路、港湾、電力、上下水道などの社会インフラプロジェクト向けのプロジェクトファイナンスおよび財務アドバイザリーサービス、不動産開発プロジェクト向けの資金調達および財務アドバイザリーサービス、ならびにストラクチャード・ファイナンスを提供している。 さらに、同社は株式、先物、オプション、株式関連証券、デリバティブ連動証券、および債務証券の仲介サービス、外国為替サービスおよびデリバティブ取引、輸出入関連サービス、オフショア融資、シンジケートローン、外貨証券投資、ならびに信託口座管理サービスを提供している。 さらに、長期保険商品、自動車保険商品、一般損害保険商品、年金、貯蓄保険、変額生命保険、終身保険、定期生命保険、健康保険からなる生命保険、バンカシュアランス、消費者金融サービス、住宅ローンおよび建設融資を提供している。 また、同社は不動産信託管理、資本投資、およびソフトウェアのコンサルティング、開発、供給にも携わっている。KBフィナンシャルグループは1963年に設立され、韓国・ソウルに本社を置いている。

KB Financial Group Inc. 基礎のまとめ

KB Financial Group の収益と売上を時価総額と比較するとどうか。
KB 基礎統計学
時価総額US$39.30b
収益（TTM）US$4.31b
売上高(TTM)US$11.90b
9.1x
PER（株価収益率
0.9x
PBR（株価純資産倍率

KB は割高か？

公正価値と評価分析を参照

収益と収入

最新の決算報告書（TTM）に基づく主な収益性統計
KB 損益計算書（TTM）
収益₩17.20t
売上原価₩0
売上総利益₩17.20t
その他の費用₩10.97t
収益₩6.23t

直近の収益報告

Jun 30, 2026

次回決算日

該当なし

一株当たり利益（EPS）17.55k
グロス・マージン100.00%
純利益率36.20%
有利子負債／自己資本比率273.9%

KB の長期的なパフォーマンスは？

過去の実績と比較を見る

配当金

2.7%
現在の配当利回り
28%
配当性向

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/07/29 12:47
終値2026/07/29 00:00
収益2026/06/30
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

KB Financial Group Inc. 18 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。36

アナリスト機関
Sunmok HaBarclays
Jisun LeeBofA Global Research
Daehyun KimCGS International