Customers Bancorp（CUBI）株式概要は銀行商品・サービスを提供するカスタマーズ・バンクの銀行持株会社として運営されている。 詳細CUBI ファンダメンタル分析スノーフレーク・スコア評価6/6将来の成長1/6過去の実績4/6財務の健全性6/6配当金0/6報酬当社が推定した公正価値より61%で取引されている 収益は年間12.54%増加すると予測されています 過去1年間で収益は107.1%増加しました 同業他社や業界と比較して、良好な取引価格 アナリストらは、株価が20%上昇するだろうとほぼ一致している。 リスク分析リスクチェックの結果、CUBI 、リスクは検出されなかった。すべてのリスクチェックを見るCUBI Community Fair Values Create NarrativeSee what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.Analyst Price TargetsAN16.5% undervaluedAnalystConsensusTarget•23d agoRecent Removal From Favorites Will Shape Future Digital Finance Leadership12703AN5.8% overvaluedAnalystLowTarget•1mo agoDigital Disruption And Rising ESG Costs Will Erode Margins900AN27.7% undervaluedAnalystHighTarget•2mo agoDigital Transformation And Fintech Integration Will Unlock Enduring Market Opportunities1002Top Analyst NarrativesAN16.5% undervaluedAnalystConsensusTarget•23d agoRecent Removal From Favorites Will Shape Future Digital Finance Leadership12703AN5.8% overvaluedAnalystLowTarget•1mo agoDigital Disruption And Rising ESG Costs Will Erode Margins900AN27.7% undervaluedAnalystHighTarget•2mo agoDigital Transformation And Fintech Integration Will Unlock Enduring Market Opportunities1002View all narrativesCustomers Bancorp, Inc. 競合他社TrustmarkSymbol: NasdaqGS:TRMKMarket cap: US$2.6bWaFdSymbol: NasdaqGS:WAFDMarket cap: US$2.6bEnterprise Financial ServicesSymbol: NasdaqGS:EFSCMarket cap: US$2.2bStock Yards BancorpSymbol: NasdaqGS:SYBTMarket cap: US$2.2b価格と性能株価の高値、安値、推移の概要Customers Bancorp過去の株価現在の株価US$75.1552週高値US$82.5652週安値US$49.54ベータ1.521ヶ月の変化1.04%3ヶ月変化4.61%1年変化43.75%3年間の変化204.99%5年間の変化92.89%IPOからの変化588.88%最新ニュースライブニュース • May 05Customers Bancorp Pursues AI Integration With OpenAI in Bank Operations Shares Move 4.2%Customers Bank has entered a multiyear collaboration with OpenAI to integrate artificial intelligence across its commercial banking operations. The bank plans to use custom AI tools to automate lending, deposit onboarding and payment lifecycles, with full deployment targeted within six to twelve months. The announcement included an emphasis on strict data governance and regulatory transparency, and was followed by a 4.2% move higher in Customers Bancorp’s shares alongside an analyst price target increase. For investors, the key takeaway is that Customers Bank is committing real time and resources to AI as a core part of its commercial banking model, not just a pilot project. Having OpenAI engineers working on-site suggests the bank is aiming for tailored tools that fit its own risk, compliance and workflow requirements rather than off-the-shelf software. The focus on data governance and regulatory transparency is particularly important in a regulated industry such as banking. Any future assessment of this initiative will likely center on whether AI tools reduce processing times and operational costs, and how they interact with credit, compliance and reputational risk. Over the next year, it may be useful to track management commentary on adoption across lending and payments, implementation costs and any impact on staffing, service levels and error rates.ナラティブの更新 • May 02CUBI: Commercial Expansion And Buybacks Will Support Future Multiple ReratingAnalysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2026 results: EPS: US$2.04 (up from US$0.30 in 1Q 2025). Revenue: US$202.3m (up 76% from 1Q 2025). Net income: US$69.7m (up US$60.1m from 1Q 2025). Profit margin: 34% (up from 8.3% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) exceeded analyst estimates by 4.3%. Revenue is forecast to grow 5.7% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 50% per year, which means it is well ahead of earnings.お知らせ • Apr 24Customers Bancorp, Inc. Reports Net Charge Offs for the First Quarter Ended March 31, 2026Customers Bancorp, Inc. reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $13,255,000 compared to $17,144,000 a year ago.Seeking Alpha • Apr 21Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' RatingSummary Customers Bancorp is downgraded from "Buy" to "Hold" after a 126.6% run since August 2023. CUBI's asset quality and profitability remain strong, but valuation has become less compelling with a P/E of 12.7. High brokered and uninsured deposits, plus a riskier specialized loan portfolio, introduce caution despite recent earnings growth. Upcoming Q1 2026 results could prompt a rating change, but current uncertainty and economic outlook justify a neutral stance. Read the full article on Seeking Alphaナラティブの更新 • Apr 18CUBI: Commercial Expansion And Share Repurchases Will Support Future Share OutperformanceAnalysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.最新情報をもっと見るRecent updatesライブニュース • May 05Customers Bancorp Pursues AI Integration With OpenAI in Bank Operations Shares Move 4.2%Customers Bank has entered a multiyear collaboration with OpenAI to integrate artificial intelligence across its commercial banking operations. The bank plans to use custom AI tools to automate lending, deposit onboarding and payment lifecycles, with full deployment targeted within six to twelve months. The announcement included an emphasis on strict data governance and regulatory transparency, and was followed by a 4.2% move higher in Customers Bancorp’s shares alongside an analyst price target increase. For investors, the key takeaway is that Customers Bank is committing real time and resources to AI as a core part of its commercial banking model, not just a pilot project. Having OpenAI engineers working on-site suggests the bank is aiming for tailored tools that fit its own risk, compliance and workflow requirements rather than off-the-shelf software. The focus on data governance and regulatory transparency is particularly important in a regulated industry such as banking. Any future assessment of this initiative will likely center on whether AI tools reduce processing times and operational costs, and how they interact with credit, compliance and reputational risk. Over the next year, it may be useful to track management commentary on adoption across lending and payments, implementation costs and any impact on staffing, service levels and error rates.ナラティブの更新 • May 02CUBI: Commercial Expansion And Buybacks Will Support Future Multiple ReratingAnalysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2026 results: EPS: US$2.04 (up from US$0.30 in 1Q 2025). Revenue: US$202.3m (up 76% from 1Q 2025). Net income: US$69.7m (up US$60.1m from 1Q 2025). Profit margin: 34% (up from 8.3% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) exceeded analyst estimates by 4.3%. Revenue is forecast to grow 5.7% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 50% per year, which means it is well ahead of earnings.お知らせ • Apr 24Customers Bancorp, Inc. Reports Net Charge Offs for the First Quarter Ended March 31, 2026Customers Bancorp, Inc. reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $13,255,000 compared to $17,144,000 a year ago.Seeking Alpha • Apr 21Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' RatingSummary Customers Bancorp is downgraded from "Buy" to "Hold" after a 126.6% run since August 2023. CUBI's asset quality and profitability remain strong, but valuation has become less compelling with a P/E of 12.7. High brokered and uninsured deposits, plus a riskier specialized loan portfolio, introduce caution despite recent earnings growth. Upcoming Q1 2026 results could prompt a rating change, but current uncertainty and economic outlook justify a neutral stance. Read the full article on Seeking Alphaナラティブの更新 • Apr 18CUBI: Commercial Expansion And Share Repurchases Will Support Future Share OutperformanceAnalysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.お知らせ • Apr 15Customers Bancorp, Inc., Annual General Meeting, May 26, 2026Customers Bancorp, Inc., Annual General Meeting, May 26, 2026.お知らせ • Apr 14Customers Bancorp, Inc. to Report Q1, 2026 Results on Apr 23, 2026Customers Bancorp, Inc. announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 23, 2026ナラティブの更新 • Apr 03CUBI: Crypto Funding And Deposit Mix Risks Will Shape Future Upside PotentialCustomers Bancorp's updated analyst price target of $71.00, previously modeled at about $68.19, reflects analysts' view that a $71 level better aligns with recent Street research on valuation, risk around crypto related funding and brokered deposits, and expectations embedded in revised revenue growth, profit margin, discount rate, and future P/E assumptions. Analyst Commentary Recent Street research on Customers Bancorp highlights a mixed backdrop, with some firms maintaining constructive views on growth and earnings potential while others are recalibrating price targets and risk assumptions.ナラティブの更新 • Mar 20CUBI: Commercial Banking Expansion Is Expected To Unlock Further Upside PotentialAnalysts now set the blended price target for Customers Bancorp at $104.00, reflecting updated views that factor in modestly higher revenue growth and profit margin assumptions, set against a backdrop of mixed ratings but generally supportive commentary on valuation and earnings potential. Analyst Commentary Recent research updates show a mix of views on Customers Bancorp, with a clear cluster of bullish analysts highlighting valuation support, balance sheet repositioning, and potential growth in commercial banking as key themes behind their outlooks and price targets.ナラティブの更新 • Mar 06CUBI: Commercial Expansion And Buybacks Are Expected To Support Further UpsideAnalysts have nudged their price target for Customers Bancorp higher to $104, reflecting updated assumptions around slightly stronger revenue growth, profit margins, and a modestly lower future P/E multiple, alongside recent Street research that has generally increased targets into the $90 range. Analyst Commentary Recent Street research has tilted constructive on Customers Bancorp, with several firms revising their views and targets in a more positive direction.Reported Earnings • Mar 02Full year 2025 earnings: Revenues and EPS in line with analyst expectationsFull year 2025 results: EPS: US$6.92 (up from US$5.76 in FY 2024). Revenue: US$720.4m (up 12% from FY 2024). Net income: US$224.1m (up 24% from FY 2024). Profit margin: 31% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 9.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 31% per year, which means it is well ahead of earnings.ナラティブの更新 • Feb 19CUBI: Share Repurchases And Margin Outlook Are Expected To Support Further UpsideAnalysts have raised their average price targets on Customers Bancorp by a few dollars per share, with changes including $2, $5, $6 and $14 increases, citing updated views on growth, profitability and valuation assumptions. Analyst Commentary Bullish analysts are signaling a more constructive stance on Customers Bancorp, reflected in a series of price target adjustments ranging from US$2 to US$14 per share.お知らせ • Feb 12Customers Bancorp, Inc. (NYSE:CUBI) announces an Equity Buyback for $100 million worth of its shares.Customers Bancorp, Inc. (NYSE:CUBI) announces a share repurchase program. Under the program, the company will repurchase up to $100 million worth of its common stock. The program is valid for one-year period.ナラティブの更新 • Feb 04CUBI: Higher Margins And Improved Risk Profile Are Expected To Support UpsideThe analyst price target for Customers Bancorp has increased from US$95 to US$104, with analysts referencing updated assumptions around revenue growth, profit margins, discount rate, and future P/E as key drivers behind the change. Analyst Commentary Recent Street research has reflected a more optimistic tone on Customers Bancorp, with several bullish analysts revisiting their valuation work and adjusting price targets upward.Reported Earnings • Jan 23Full year 2025 earnings: Revenues and EPS in line with analyst expectationsFull year 2025 results: EPS: US$6.46 (up from US$5.28 in FY 2024). Revenue: US$720.4m (up 12% from FY 2024). Net income: US$209.2m (up 26% from FY 2024). Profit margin: 29% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.32% (up from 3.15% in FY 2024). Non-performing loans: 0.26% (down from 0.30% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 9.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 39% per year, which means it is well ahead of earnings.お知らせ • Jan 23Customers Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Customers Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs were $14 million in fourth quarter of 2025, compared to $15 million in fourth quarter of 2024.ナラティブの更新 • Jan 21CUBI: Higher Margins And Preferred Redemption Are Expected To Support UpsideAnalysts lifted their fair value estimate for Customers Bancorp to US$95 from US$82, citing stronger expected profit margins, a higher future P/E assumption and continued momentum in areas like new banking team hires, cubiX and loan growth. Analyst Commentary Recent Street research has leaned more positive on Customers Bancorp, with bullish analysts pointing to the bank's operational momentum and updated assumptions that feed into higher valuation targets.お知らせ • Jan 13Customers Bancorp, Inc. to Report Q4, 2025 Results on Jan 22, 2026Customers Bancorp, Inc. announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Jan 22, 2026ナラティブの更新 • Jan 07CUBI: Firing-On-All-Cylinders Loan Engine Will Drive Future Share OutperformanceAnalysts have inched their fair value estimate for Customers Bancorp up from US$85.33 to US$87.00, pointing to a slightly higher assumed profit margin and P/E multiple. This is supported by views that the bank's growth engine is "firing on all cylinders" across new team hires, cubiX, and loan growth.お知らせ • Jan 06+ 1 more updateCustomers Bancorp, Inc. Announces Management AppointmentsCustomers Bancorp, Inc. announced the appointment of Sam Sidhu to the company’s Board of Directors, effective January 1, 2026, in accordance with the succession plan set forth in the company’s leadership transition announcement from July 25, 2025. Sam’s expanded role on the Board reinforces continuity of leadership at Customers Bancorp and deepens the Board’s oversight as the company advances its strategic objectives and long-term growth initiatives. Sam originally joined the Customers Bank Board in 2012 and has served in key executive capacities, including Chief Operating Officer of Customers Bank beginning in 2020, before being promoted to President and Chief Executive Officer of Customers Bank in 2021. Jay Sidhu is assuming the role of Executive Chairman, while continuing his long-standing service on the Board.ナラティブの更新 • Dec 24CUBI Execution Risks Around New Banking Teams May Limit Future UpsideAnalysts have raised their fair value estimate for Customers Bancorp from $55.00 to approximately $68.19 per share. They cite a robust growth engine with accelerating momentum in new banking team hires, digital initiatives, and loan expansion as key drivers behind the higher price target.ナラティブの更新 • Dec 09CUBI: Ongoing Loan Expansion Will Drive Future Share Price OutperformanceAnalysts have nudged their price target for Customers Bancorp modestly higher, lifting fair value by about $1 to roughly $85 per share as they factor in slightly faster revenue growth, resilient margins, and continued momentum in loan expansion and digital initiatives despite some recalibration of favored stock lists. Analyst Commentary Recent Street research reflects a generally constructive stance on Customers Bancorp, with some selective pruning from favored stock lists tempering the otherwise positive narrative.Recent Insider Transactions • Dec 05Founder recently sold US$8.9m worth of stockOn the 3rd of December, Jay Sidhu sold around 128k shares on-market at roughly US$69.43 per share. This transaction amounted to 9.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Jay has been a net seller over the last 12 months, reducing personal holdings by US$20m.Recent Insider Transactions • Nov 29Founder recently sold US$524k worth of stockOn the 25th of November, Jay Sidhu sold around 7k shares on-market at roughly US$70.06 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$2.8m. Jay has been a net seller over the last 12 months, reducing personal holdings by US$11m.ナラティブの更新 • Nov 25CUBI: Continued Digital Expansion And New Team Hires Will Drive OutperformanceAnalysts have raised their price target on Customers Bancorp from $89 to $95, citing robust momentum in team expansion, digital platform development, and loan growth as key factors supporting this upward revision. Analyst Commentary Recent street research highlights contrasting perspectives on Customers Bancorp, reflecting both optimism around growth drivers and caution regarding potential headwinds that could impact valuation and performance.ナラティブの更新 • Nov 10CUBI: Accelerating Loan Growth And Team Expansion Will Drive Further UpsideCustomers Bancorp's analyst price target has increased from $80.13 to $84.75, as analysts cite strengthening revenue growth and continued operational momentum to support the higher valuation. Analyst Commentary Analyst perspectives on Customers Bancorp remain divided, with several highlighting growth opportunities alongside some cautionary notes.Recent Insider Transactions • Nov 10Founder recently sold US$1.6m worth of stockOn the 6th of November, Jay Sidhu sold around 23k shares on-market at roughly US$67.76 per share. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Jay has been a net seller over the last 12 months, reducing personal holdings by US$13m.Price Target Changed • Oct 31Price target increased by 7.6% to US$84.75Up from US$78.75, the current price target is an average from 8 analysts. New target price is 26% above last closing price of US$67.12. Stock is up 47% over the past year. The company is forecast to post earnings per share of US$6.27 for next year compared to US$5.28 last year.ナラティブの更新 • Oct 27Recent Removal From Favorites Will Shape Future Digital Finance LeadershipCustomers Bancorp’s analyst price target was raised from $77.29 to $80.13 as analysts cite modest adjustments to discount rates, as well as a revised outlook on growth and profitability. Analyst Commentary Market watchers continue to examine both the opportunities and risks surrounding Customers Bancorp as analysts adjust their expectations for the company’s future.Reported Earnings • Oct 24Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$2.28 (up from US$1.36 in 3Q 2024). Revenue: US$205.6m (up 37% from 3Q 2024). Net income: US$73.7m (up 72% from 3Q 2024). Profit margin: 36% (up from 29% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.3%. Earnings per share (EPS) also surpassed analyst estimates by 16%. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 28% per year, which means it is well ahead of earnings.お知らせ • Oct 15Customers Bancorp, Inc. to Report Q3, 2025 Results on Oct 23, 2025Customers Bancorp, Inc. announced that they will report Q3, 2025 results After-Market on Oct 23, 2025お知らせ • Sep 27Customers Bancorp, Inc. and Customers Bank Announces Board Appointments, Effective October 29, 2025On September 24, 2025, the Board of Directors (the "Board") of Customers Bancorp, Inc. (the "Company"), appointed Maurice Michael (“Mike”) Gill, Robert Krasne, Susan Looney and Dalton Sirmans to serve as directors of the Company, effective as of October 29, 2025. Mike Gill is a retired attorney who spent 13 years at Accenture LLP, including as Managing Director Global Complex Contracting, and before that practiced law as a transactional attorney for over 25 years. Mr. Gill holds a Bachelor of Science in Business from the University of Missouri and a Juris Doctor from the University of Missouri School of Law. Robert Krasne is the Co-Chair of The Steinman Foundation and the Chair and former Chief Executive Officer of Steinman Communications. Mr. Krasne holds an A.B. in Economics from Georgetown University and a J.D. from the Georgetown University Law Center. Susan Looney is the sixth president of Reading Area Community College in Reading, PA. Dr. Looney holds an Associate’s Degree from Brookdale Community College, a Bachelor of Science in Business Administration and an MBA from Monmouth University, a Juris Doctorate from Widener University School of Law, and a Doctorate in Education, specializing in Higher Education Leadership, from Nova Southeastern University. Dalton Sirmans is the Co-Founder and Senior Partner of Amplio Ventures and the Co-Founder and former Chief Executive Officer of MainStreet Technologies. Mr. Sirmans holds an ALM International Relations and Affairs from the Harvard University Extension School, a Bachelor of Science, Criminal Justice, from Valdosta State University, and an Associate of Science, Sociology, from Abraham Baldwin Agricultural College. Effective as of October 29, 2025, each of Dr. Looney and Messrs. Gill, Krasne and Sirmans will also serve as a director of the Company’s wholly owned subsidiary, Customers Bank. Effective October 29, 2025, the size of the Company’s Board will increase to twelve members.お知らせ • Sep 04+ 1 more updateCustomers Bancorp, Inc. has filed a Follow-on Equity Offering in the amount of $150 million.Customers Bancorp, Inc. has filed a Follow-on Equity Offering in the amount of $150 million. Security Name: Common Stock Security Type: Common StockMajor Estimate Revision • Jul 31Consensus EPS estimates increase by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$698.1m to US$709.7m. EPS estimate increased from US$5.13 to US$5.82 per share. Net income forecast to grow 66% next year vs 16% growth forecast for Banks industry in the US. Consensus price target up from US$70.80 to US$76.57. Share price rose 3.8% to US$63.75 over the past week.Price Target Changed • Jul 29Price target increased by 12% to US$75.86Up from US$67.43, the current price target is an average from 7 analysts. New target price is 16% above last closing price of US$65.33. Stock is up 3.8% over the past year. The company is forecast to post earnings per share of US$5.82 for next year compared to US$5.28 last year.Reported Earnings • Jul 25Second quarter 2025 earnings: EPS exceeds analyst expectationsSecond quarter 2025 results: EPS: US$1.77 (up from US$1.72 in 2Q 2024). Revenue: US$185.5m (up 2.7% from 2Q 2024). Net income: US$57.8m (up 6.4% from 2Q 2024). Profit margin: 31% (up from 30% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.お知らせ • Jul 25+ 1 more updateCustomers Bancorp, Inc. Announces CEO Changes, Effective January 1, 2026Customers Bancorp, Inc. announced that Jay Sidhu, Chairman and CEO, will be retiring as CEO of the company and transitioning to the role of executive chairman effective January 1, 2026. The organization has appointed Sam Sidhu to succeed Jay Sidhu as CEO. Jay Sidhu will continue as executive chairman of both Customers Bancorp and Customers Bank and will remain on its Board of Directors. Jay Sidhu, 73, founded Customers Bank and Customers Bancorp by investing in a small Chester County, Pa.-based institution with a vision to build a forward-thinking, client-focused bank. Under Jay's leadership of Customers Bancorp, Customers Bank has become a top-performing national organization growing from a distressed bank with approximately $200 million in assets to over $22 billion in assets, without any material acquisitions. Today, the market cap of Customers Bancorp has grown to approximately $2 billion from the original $17 million investment to acquire a bank charter. This was driven by a belief that a forward thinking, innovative and client- focused approach executed by a high quality team can produce hundreds of millions of dollars in market value even in the banking sector. Jay and the team's entrepreneurial spirit and resulting successes have solidified Customers' culture and reputation as an innovative and forward-thinking bank. Prior to founding Customers, Jay was co-founder, chairman and chief executive officer of Sovereign Bank and Sovereign Bancorp Inc. During his 20-year career at Sovereign, he grew the organization from an IPO value of $12 million to the 17th largest banking institution in the U.S., with a market cap approaching $12 billion and achieving about 20% average annual returns for long-term shareholders. Sam Sidhu, 41, will retain his titles as president of Customers Bancorp and president and chief executive officer of Customers Bank. He was named COO of Customers Bank in 2020, after serving on its board for eight years. Sam was then promoted to President and Chief Executive Officer of Customers Bank in July 2021. Under his leadership, the Bank has embraced technological advances and expanded the company's product offerings, services and markets; and doubled its assets while transforming its deposit franchise. These efforts have created significant value for shareholders, with the stock price increasing nearly 500% over the past five years. Prior to joining Customers Bank, Sam founded and served as CEO of Megalith Capital Management, a real estate-focused private equity firm. He previously worked in private equity with Providence Equity Partners and investment banking with Goldman Sachs. Sam holds a BA from the Wharton School of Business at the University of Pennsylvania and an MBA from the Harvard Business School.お知らせ • Jul 15Customers Bancorp, Inc. to Report Q2, 2025 Results on Jul 24, 2025Customers Bancorp, Inc. announced that they will report Q2, 2025 results After-Market on Jul 24, 2025お知らせ • May 29Customers Bancorp, Inc. Announces Retirement of Daniel K. Rothermel as Member of the Board of Directors and Committee'sOn May 27, 2025, Daniel K. Rothermel, who was reelected for a one-year term as a member of the board of directors of Customers Bancorp, Inc. at the Company’s Annual Meeting of Shareholders held on May 27, 2025, and who is also a member of the board of directors of Customers Bank, the Company’s wholly-owned subsidiary, informed the Company that he intends to retire from the board of directors and will not stand for reelection at the Company’s 2026 Annual Meeting of Shareholders. His retirement will become effective immediately following the 2026 Annual Meeting of Shareholders. Mr. Rothermel has served as a director of the Company since 2009, and currently is the Company’s Lead Independent Director, chair of the Company’s Nominating and Corporate Governance Committee and Customers Bank’s Directors Risk Committee, and is a member of the Company’s Executive Committee, Audit Committee, Regulatory Affairs Committee and Leadership Development and Compensation Committee. Mr. Rothermel’s determination to retire and not stand for reelection is not related to any disagreement on any matter relating to the Company’s or Customers Bank’s operations, policies or practices.Major Estimate Revision • May 01Consensus EPS estimates fall by 16%The consensus outlook for fiscal year 2025 has been updated. 2025 EPS estimate fell from US$6.11 to US$5.16 per share. Revenue forecast steady at US$694.8m. Net income forecast to grow 42% next year vs 13% growth forecast for Banks industry in the US. Consensus price target up from US$64.56 to US$65.88. Share price was steady at US$50.13 over the past week.Reported Earnings • Apr 25First quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2025 results: EPS: US$0.30 (down from US$1.46 in 1Q 2024). Revenue: US$114.7m (down 30% from 1Q 2024). Net income: US$9.52m (down 79% from 1Q 2024). Profit margin: 8.3% (down from 28% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) missed analyst estimates by 78%. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.お知らせ • Apr 25Customers Bancorp Reports Net Charge Off for First Quarter Ended March 31, 2025Customers Bancorp Reported net charge off for first quarter ended March 31, 2025. For the quarter, the company reported net charge off of $17,144,000 against $17,968,000 a year ago.お知らせ • Apr 18Customers Bancorp, Inc., Annual General Meeting, May 27, 2025Customers Bancorp, Inc., Annual General Meeting, May 27, 2025.お知らせ • Apr 15Customers Bancorp, Inc. to Report Q1, 2025 Results on Apr 24, 2025Customers Bancorp, Inc. announced that they will report Q1, 2025 results at 4:00 PM, US Eastern Standard Time on Apr 24, 2025Valuation Update With 7 Day Price Move • Apr 08Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$42.75, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 10x in the Banks industry in the US. Total loss to shareholders of 3.7% over the past three years.お知らせ • Apr 03Customers Bancorp, Inc. and Customers Bank Announces Resignation of Rajeev V. Date as A Member of the Boards of Directors, Effective March 31, 2025On March 28, 2025, Rajeev V. Date, a member of the boards of directors of Customers Bancorp, Inc. (the “Company”) and Customers Bank (the “Bank”), the Company’s wholly-owned subsidiary, informed the Company that he intends to resign from the boards of directors of the Company and the Bank, effective as of March 31, 2025, to devote more time to other commitments at his firm, Fenway Summer LLC and at Circle Internet Group, Inc., which filed a registration statement for an initial public offering on April 1, 2025, and has appointed Mr. Date as its Lead Independent Director and chair of its Compensation Committee.Reported Earnings • Mar 04Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: EPS: US$5.28 (down from US$7.49 in FY 2023). Revenue: US$641.4m (down 6.1% from FY 2023). Net income: US$166.4m (down 29% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.15% (down from 3.29% in FY 2023). Non-performing loans: 0.30% (up from 0.21% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.4%. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has remained flat, which means it is well ahead of earnings.Seeking Alpha • Feb 25Customers Bancorp: Rating Downgrade For High-Yielding Preferreds On Interest Rate UncertaintySummary Customers Bancorp's preferred shares are downgraded to hold due to the likelihood of being called amid potential interest rate cuts stalling. The bank's financial results show improved net interest margin and net interest income despite challenges in interest income. Robust loan and deposit growth in 2024, with a modest loan to deposit ratio, supports the bank's financial stability. Investors should wait for clearer interest rate outlooks before investing further in Customers Bancorp's preferred shares. Read the full article on Seeking AlphaPrice Target Changed • Feb 14Price target increased by 7.2% to US$68.75Up from US$64.13, the current price target is an average from 8 analysts. New target price is 21% above last closing price of US$56.97. Stock is up 6.5% over the past year. The company is forecast to post earnings per share of US$6.14 for next year compared to US$5.28 last year.Board Change • Feb 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 5 highly experienced directors. Independent Director Raj Date was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Jan 31Insider recently sold US$921k worth of stockOn the 30th of January, Glenn Hedde sold around 16k shares on-market at roughly US$58.25 per share. This transaction amounted to 30% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$5.6m. Insiders have been net sellers, collectively disposing of US$8.8m more than they bought in the last 12 months.Reported Earnings • Jan 24Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: EPS: US$5.28 (down from US$7.49 in FY 2023). Revenue: US$641.4m (down 6.1% from FY 2023). Net income: US$166.4m (down 29% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.4%. Revenue is forecast to grow 10.0% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has remained flat, which means it is well ahead of earnings.お知らせ • Jan 24+ 1 more updateCustomers Bancorp, Inc. Announces Net Charge Offs for the Quarter Ended December 31, 2024Customers Bancorp, Inc. announced net charge offs for the quarter ended December 31, 2024. For the quarter, the company reported net charge offs of $14,612,000 against $17,322,000 a year ago.お知らせ • Jan 14Customers Bancorp, Inc. to Report Q4, 2024 Results on Jan 23, 2025Customers Bancorp, Inc. announced that they will report Q4, 2024 results After-Market on Jan 23, 2025Seeking Alpha • Dec 10Customers Bancorp: The Series E Preferred Is Now The Best Income OptionSummary Customers Bancorp's Series E preferred shares offer a higher dividend yield and tax advantages over baby bonds, making them an attractive investment. The bank has managed interest rate volatility well, maintaining a net interest margin above 3% and reducing dependence on external borrowing. Despite challenges in loan and deposit growth, the bank has kept its loan to deposit ratio under 80%, stabilizing its financial position. Risks include significant commercial loan exposure and a lower-than-average allowance for credit losses, but nonperforming loans are currently under control. Read the full article on Seeking Alphaお知らせ • Dec 04Gainey Mckenna & Egleston Announces a Class Action Lawsuit Has Been Filed Against Customers Bancorp, IncGainey McKenna & Egleston announced that a securities class action lawsuit has been filed in the United States District Court for the Eastern District of Pennsylvania on behalf of all persons or entities who purchased or otherwise acquired Customers Bancorp, Inc. securities between March 1, 2024 and August 8, 2024, inclusive (the “Class Period”). The lawsuit seeks to recover damages for the Company’s investors under the federal securities laws. The Complaint alleges that Defendants made false and/or misleading statements and/or failed to disclose that: Customers Bancorp had inadequate anti-money laundering practices; and (2) as a result, Customers Bancorp was not in compliance with its legal obligations, which subjected Customers Bancorp to heightened regulatory risk. The Complaint further alleges that on April 12, 2024, Customers Bancorp announced that CFO, defendant Carla A. Leibold, had been fired for “cause” for violating Customers Bancorp policy. On this news, the price of Customers Bancorp stock fell nearly 5%. Customers Bancorp subsequently disclosed that Ms. Leibold’s termination was a “separation by mutual agreement.” Then, on August 8, 2024, during market hours, the Federal Reserve issued a press release entitled “Federal Reserve Board issues enforcement action with Customers Bancorp, Inc. and Customers Bank,” which attached a written agreement between Customers Bancorp and the Federal Reserve Bank of Philadelphia stating that the Federal Reserve “identified significant deficiencies related to the Bank’s risk management practices and compliance with the applicable laws, rules, and regulations relating to anti-money laundering (‘AML’), including the Bank Secrecy Act.” On this news, the price of Customers Bancorp stock fell more than 15%. Finally, the Complaint alleges that on August 8, 2024, after market hours, Customers Bancorp disclosed a consent order by the Commonwealth of Pennsylvania, Department of Banking and Securities, Bureau of Bank Supervision, relating “principally to aspects of compliance risk management, including risk management practices governing digital asset-related services; oversight by the Board of Directors of Customers Bancorp and the Bank; compliance with anti-money laundering regulations under the Bank Secrecy Act; and compliance with the regulations of the Office of Foreign Assets Control,” and further stating that “these deficiencies give the Bureau reason to believe that the Bank had engaged in unsafe or unsound banking practices relating to BSA/AML Requirements.” On this news, the price of Customers Bancorp stock fell further. Investors who purchased or otherwise acquired shares of Customers Bancorp should contact the Firm prior to the January 31, 2025 lead plaintiff motion deadline. A lead plaintiff is a representative party acting on behalf of other class members in directing the litigation.Recent Insider Transactions • Nov 24Director recently sold US$215k worth of stockOn the 20th of November, Robert Mackay sold around 4k shares on-market at roughly US$53.78 per share. This transaction amounted to 47% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$5.6m. Insiders have been net sellers, collectively disposing of US$8.7m more than they bought in the last 12 months.Recent Insider Transactions • Nov 08Insider recently sold US$268k worth of stockOn the 6th of November, Glenn Hedde sold around 5k shares on-market at roughly US$53.68 per share. This transaction amounted to 8.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$3.0m more than they bought in the last 12 months.Reported Earnings • Nov 01Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: EPS: US$1.36 (down from US$2.65 in 3Q 2023). Revenue: US$150.0m (down 25% from 3Q 2023). Net income: US$42.9m (down 48% from 3Q 2023). Profit margin: 29% (down from 42% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 7.1%. Earnings per share (EPS) also missed analyst estimates by 8.5%. Revenue is forecast to grow 8.8% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.Seeking Alpha • Oct 20Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth ConsideringSummary Customers Bancorp, with a market cap of $1.50 billion, remains a 'buy' despite a recent 9.8% stock drop, underperforming the S&P 500. The balance sheet shows mixed results: deposits declined, but loans increased, and debt decreased significantly, reflecting some financial stability. Impressive net interest income growth and reduced credit loss provisions boosted net profits, though non-interest expenses like salaries impacted overall gains. Valuation remains attractive with a low price-to-earnings multiple and strong return on equity, but declining balance sheet items warrant careful monitoring. Read the full article on Seeking Alphaお知らせ • Oct 18Customers Bancorp, Inc. to Report Q3, 2024 Results on Oct 31, 2024Customers Bancorp, Inc. announced that they will report Q3, 2024 results After-Market on Oct 31, 2024新しいナラティブ • Sep 24High-Quality Loan Growth Signals Bright Future Despite Analysts Predicting Shrinking Margins And Earnings Challenges Strong loan growth and strategic deposit management are expected to drive future revenue growth and enhance earnings through improved net margins.Price Target Changed • Sep 23Price target decreased by 7.2% to US$68.40Down from US$73.70, the current price target is an average from 10 analysts. New target price is 46% above last closing price of US$47.00. Stock is up 46% over the past year. The company is forecast to post earnings per share of US$6.18 for next year compared to US$7.49 last year.お知らせ • Aug 16Customers Bancorp Announces Executive ChangesCustomers Bancorp has announced the hire of a new compliance head. The firm has announced the appointment of Allen Love to the newly created role of chief compliance and AML (anti-money laundering) officer at Customers Bancorp. The appointment comes days after the Federal Reserve Board ordered the bank to revamp and strengthen its AML, sanctions, and Bank Secrecy Act (BSA) compliance programmes. Love is a former TD Bank executive. In the position, Love is to lead the USD 21 billion -asset bank's compliance programme. Love is to replace chief compliance officer Melissa Krueger.Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$54.23, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 34% over the past three years.Price Target Changed • Jul 30Price target increased by 11% to US$72.30Up from US$64.90, the current price target is an average from 10 analysts. New target price is 15% above last closing price of US$62.92. Stock is up 55% over the past year. The company is forecast to post earnings per share of US$6.18 for next year compared to US$7.49 last year.Seeking Alpha • Jul 30Customers Bancorp: Improving Profitability Ratios For This Regional BankSummary Customers Bancorp reported a strong Q2 with an increase in net interest margin and exceeded earnings expectations. The bank saw growth in specialty lending verticals and a shift towards higher-yielding loans. Despite a decrease in total assets and deposits, CUBI's efficiency ratios improved, and credit quality remained strong, making it an attractive investment opportunity. Trading at a discount to its historical multiple, at 9.0xearnings, shares look compelling for a mid-single digit EPS grower. Read the full article on Seeking AlphaReported Earnings • Jul 26Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$1.72 (up from US$1.41 in 2Q 2023). Revenue: US$180.6m (up 17% from 2Q 2023). Net income: US$54.3m (up 23% from 2Q 2023). Profit margin: 30% (up from 28% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.9%. Earnings per share (EPS) also surpassed analyst estimates by 17%. Revenue is forecast to grow 4.3% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 23% per year, which means it is well ahead of earnings.お知らせ • Jul 17Customers Bancorp, Inc. to Report Q2, 2024 Results on Jul 25, 2024Customers Bancorp, Inc. announced that they will report Q2, 2024 results After-Market on Jul 25, 2024Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$55.95, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 47% over the past three years.Seeking Alpha • May 28Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right NowSummary Customers Bancorp's financial performance is impacted by rising borrowing costs and declining asset yields, but net interest income remains above pre-pandemic levels. Risks to Customers Bancorp and its common shares include a low allowance for credit losses and a high level of uninsured deposits. New investors should consider investing in the bank's baby bonds for income with capital appreciation potential. Read the full article on Seeking AlphaMajor Estimate Revision • May 02Consensus EPS estimates fall by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$695.5m to US$679.1m. EPS estimate also fell from US$6.84 per share to US$6.03 per share. Net income forecast to shrink 8.0% next year vs 1.5% growth forecast for Banks industry in the US . Consensus price target broadly unchanged at US$65.90. Share price fell 4.3% to US$47.40 over the past week.Seeking Alpha • Apr 30Customers Bancorp: Lots Of Cash, But Sluggish Loan GrowthSummary Customers Bancorp reported solid Q1 results, beating expectations for EPS and revenue. Total deposits increased and interest expenses decreased, showing improvement in the composition of deposits. Loan growth was stagnant, but management expects growth between 10% and 15% in 2024. Read the full article on Seeking AlphaReported Earnings • Apr 27First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$1.46 (down from US$1.58 in 1Q 2023). Revenue: US$164.5m (up 11% from 1Q 2023). Net income: US$45.9m (down 8.6% from 1Q 2023). Profit margin: 28% (down from 34% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.4%. Earnings per share (EPS) also missed analyst estimates by 14%. Revenue is forecast to grow 3.1% p.a. on average during the next 2 years, compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.お知らせ • Apr 19Customers Bancorp, Inc., Annual General Meeting, May 28, 2024Customers Bancorp, Inc., Annual General Meeting, May 28, 2024, at 10:00 Eastern Standard Time. Agenda: To consider Election of three Class I Directors; to ratify the appointment of Deloitte & Touche LLP as independent registered public accounting firm of the Company for the fiscal year ending December 31, 2024; to approve a non-binding advisory resolution on named executive officer compensation; to approve a non-binding advisory resolution on the frequency of future votes to approve named executive officer compensation; to approve an amendment to the Customers Bancorp, Inc. 2019 Stock Incentive Plan; and to consider other matters.お知らせ • Apr 16Customers Bancorp, Inc. to Report Q1, 2024 Results on Apr 25, 2024Customers Bancorp, Inc. announced that they will report Q1, 2024 results After-Market on Apr 25, 2024お知らせ • Apr 14Customers Bancorp, Inc. Announces CFO ChangesOn April 12, 2024, Customers Bancorp, Inc, the parent company of Customers Bank, promoted Philip Watkins to Chief Financial Officer of the Company. Mr. Watkins, age 39, has served as the Chief Financial Officer of Customers Bank since January 2023. He joined Customers Bank in January 2020, where he served in various roles including Head of Real Estate and Head of Digital Lending. From August 2018 through January 2021, Mr. Watkins was the CFO of Megalith Financial Acquisition Corp. Since 2013, Mr. Watkins also served as Principal of Megalith Capital Management, a real estate focused private equity firm. Mr. Watkins replaces Carla A. Leibold, who had served as Executive Vice President and Chief Financial Officer since November 2018. Ms. Leibold was notified of her termination from employment with the Company on April 10, 2024, for cause" under her employment agreement for violating Company policy, which termination was effective immediately. Ms. Leibold has disputed the Company's characterization of her separation from the Company.Recent Insider Transactions • Mar 14Executive VP & CFO recently sold US$1.9m worth of stockOn the 12th of March, Carla Leibold sold around 36k shares on-market at roughly US$53.15 per share. This transaction amounted to 95% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Carla has been a net seller over the last 12 months, reducing personal holdings by US$3.5m.Price Target Changed • Mar 05Price target increased by 8.3% to US$67.67Up from US$62.50, the current price target is an average from 9 analysts. New target price is 25% above last closing price of US$53.96. Stock is up 87% over the past year. The company is forecast to post earnings per share of US$6.95 for next year compared to US$7.49 last year.Reported Earnings • Mar 03Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$7.49 (up from US$6.69 in FY 2022). Revenue: US$683.4m (up 16% from FY 2022). Net income: US$235.4m (up 7.8% from FY 2022). Profit margin: 35% (down from 37% in FY 2022). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.29% (up from 3.19% in FY 2022). Non-performing loans: 0.21% (up from 0.20% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 2.8% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 24% per year, which means it is well ahead of earnings.Reported Earnings • Jan 26Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$7.49 (up from US$6.69 in FY 2022). Revenue: US$683.4m (up 16% from FY 2022). Net income: US$235.4m (up 7.8% from FY 2022). Profit margin: 35% (down from 37% in FY 2022). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 3.5% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 35% per year, which means it is well ahead of earnings.Seeking Alpha • Jan 22Customers Bancorp: Still Offers Some UpsideSummary Customers Bancorp stock has outperformed the S&P 500, generating a 49.1% gain for investors since my last article. Net interest income and net profits have improved for Customers Bancorp, showing progressive improvement for the company. The value of deposits has increased, while the value of loans and securities has slightly declined. The company's book value per share has also risen. Read the full article on Seeking Alphaお知らせ • Jan 13Customers Bancorp, Inc. to Report Q4, 2023 Results on Jan 25, 2024Customers Bancorp, Inc. announced that they will report Q4, 2023 results After-Market on Jan 25, 2024Price Target Changed • Jan 12Price target increased by 7.2% to US$62.50Up from US$58.30, the current price target is an average from 10 analysts. New target price is 21% above last closing price of US$51.57. Stock is up 74% over the past year. The company is forecast to post earnings per share of US$7.22 for next year compared to US$6.69 last year.Price Target Changed • Dec 29Price target increased by 7.7% to US$59.10Up from US$54.85, the current price target is an average from 10 analysts. New target price is approximately in line with last closing price of US$57.62. Stock is up 103% over the past year. The company is forecast to post earnings per share of US$7.26 for next year compared to US$6.69 last year.Recent Insider Transactions • Dec 08Founder recently sold US$485k worth of stockOn the 5th of December, Jay Sidhu sold around 10k shares on-market at roughly US$48.54 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$4.1m. Jay has been a net seller over the last 12 months, reducing personal holdings by US$4.1m.Recent Insider Transactions Derivative • Dec 07Founder notifies of intention to sell stockJay Sidhu intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 5th of December. If the sale is conducted around the recent share price of US$48.54, it would amount to US$485k. For the year to December 2016, Jay's total compensation was 28% salary and 72% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2023, Jay's direct individual holding has decreased from 1.64m shares to 1.58m. Company insiders have collectively sold US$8.5m more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • Nov 17Executive VP & Chief Lending Officer recently sold US$178k worth of stockOn the 14th of November, Lyle Cunningham sold around 4k shares on-market at roughly US$44.39 per share. This transaction amounted to 28% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$4.1m. Insiders have been net sellers, collectively disposing of US$6.1m more than they bought in the last 12 months.Recent Insider Transactions • Nov 03Founder recently sold US$4.1m worth of stockOn the 2nd of November, Jay Sidhu sold around 101k shares on-market at roughly US$40.60 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Jay has been a net seller over the last 12 months, reducing personal holdings by US$3.6m.Seeking Alpha • Nov 03Customers Bancorp: Q3 2023 Fuels Positive MomentumSummary Customers Bancorp is experiencing improving profitability and has seen its stock jump over 500% from its intraday low in March. The loan portfolio is declining, but the loan yield is increasing. Customers Bancorp has a lower total loans to total deposits ratio compared to peers, indicating a more flexible financial structure. Read the full article on Seeking AlphaPrice Target Changed • Nov 02Price target increased by 10.0% to US$52.61Up from US$47.83, the current price target is an average from 9 analysts. New target price is 26% above last closing price of US$41.83. Stock is up 33% over the past year. The company is forecast to post earnings per share of US$7.11 for next year compared to US$6.69 last year.株主還元CUBIUS BanksUS 市場7D2.6%2.2%1.2%1Y43.7%22.3%28.7%株主還元を見る業界別リターン: CUBI過去 1 年間で22.3 % の収益を上げたUS Banks業界を上回りました。リターン対市場: CUBI過去 1 年間で28.7 % の収益を上げたUS市場を上回りました。価格変動Is CUBI's price volatile compared to industry and market?CUBI volatilityCUBI Average Weekly Movement4.3%Banks Industry Average Movement3.4%Market Average Movement7.2%10% most volatile stocks in US Market16.4%10% least volatile stocks in US Market3.1%安定した株価: CUBI 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: CUBIの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1997866Sam Sidhuwww.customersbank.comカスタマーズ・バンコープ社は、銀行商品やサービスを提供するカスタマーズ・バンクの銀行持株会社として運営されている。預金銀行業務では、商業・消費者向け当座預金、無利息・有利息要求払い預金、MMDA、貯蓄預金、定期預金口座のほか、個人向け退職年金口座、ジャンボ証書からなる非小売定期預金などの商品を提供している。融資事業では、商業・工業用、商業用不動産、集合住宅および住宅用モーゲージ・ローン、SBA融資、モーゲージ・ファイナンス、ファンド・ファイナンス、不動産専門ファイナンス、テクノロジー・ベンチャー、ヘルスケア・金融機関グループなどの専門融資、モーゲージ会社向け商業ローン、商業用設備融資、私募債券ファンド向け担保プール付変動金利ローンなどのファンド・ファイナンス、キャッシュ・マネジメント・サービスを提供している。さらに、フィンテック企業向けのBanking-as-a-Serviceなどのデジタルバンキング、企業向けの決済・財務サービス、フィンテック企業を通じた消費者ローン、店頭デスク、取引所、流動性プロバイダー、マーケットメーカー、ファンド、タイトル会社、その他のB2Bバーティカルズを含む即時決済を提供するブロックチェーンベースの即時デジタル決済プラットフォームTassatPayを提供している。さらに同社は、携帯電話やインターネットバンキング、電信送金、電子手形決済、ロックボックス、リモート・デポジット・キャプチャー、宅配便、マーチャント・プロセッシング、現金保管室、管理出納、ポジティブ・ペイ、口座照合、回収、スイープ・アカウントから成るキャッシュ・マネジメント・サービスも提供している。同社は1997年に設立され、ペンシルバニア州ウェストレディングに本社を置いている。もっと見るCustomers Bancorp, Inc. 基礎のまとめCustomers Bancorp の収益と売上を時価総額と比較するとどうか。CUBI 基礎統計学時価総額US$2.54b収益（TTM）US$269.31m売上高(TTM)US$807.99m9.4xPER（株価収益率1.2xPBR（株価純資産倍率CUBI は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計CUBI 損益計算書（TTM）収益US$807.99m売上原価US$0売上総利益US$807.99mその他の費用US$538.68m収益US$269.31m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）7.96グロス・マージン100.00%純利益率33.33%有利子負債／自己資本比率89.4%CUBI の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/26 13:12終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Customers Bancorp, Inc. 10 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。18 アナリスト機関Sameer GokhaleBrean Capital Historical (Janney Montgomery)Harold GoetschB. Riley Securities, Inc.Stephen MossCGS International15 その他のアナリストを表示
ライブニュース • May 05Customers Bancorp Pursues AI Integration With OpenAI in Bank Operations Shares Move 4.2%Customers Bank has entered a multiyear collaboration with OpenAI to integrate artificial intelligence across its commercial banking operations. The bank plans to use custom AI tools to automate lending, deposit onboarding and payment lifecycles, with full deployment targeted within six to twelve months. The announcement included an emphasis on strict data governance and regulatory transparency, and was followed by a 4.2% move higher in Customers Bancorp’s shares alongside an analyst price target increase. For investors, the key takeaway is that Customers Bank is committing real time and resources to AI as a core part of its commercial banking model, not just a pilot project. Having OpenAI engineers working on-site suggests the bank is aiming for tailored tools that fit its own risk, compliance and workflow requirements rather than off-the-shelf software. The focus on data governance and regulatory transparency is particularly important in a regulated industry such as banking. Any future assessment of this initiative will likely center on whether AI tools reduce processing times and operational costs, and how they interact with credit, compliance and reputational risk. Over the next year, it may be useful to track management commentary on adoption across lending and payments, implementation costs and any impact on staffing, service levels and error rates.
ナラティブの更新 • May 02CUBI: Commercial Expansion And Buybacks Will Support Future Multiple ReratingAnalysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.
Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2026 results: EPS: US$2.04 (up from US$0.30 in 1Q 2025). Revenue: US$202.3m (up 76% from 1Q 2025). Net income: US$69.7m (up US$60.1m from 1Q 2025). Profit margin: 34% (up from 8.3% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) exceeded analyst estimates by 4.3%. Revenue is forecast to grow 5.7% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 50% per year, which means it is well ahead of earnings.
お知らせ • Apr 24Customers Bancorp, Inc. Reports Net Charge Offs for the First Quarter Ended March 31, 2026Customers Bancorp, Inc. reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $13,255,000 compared to $17,144,000 a year ago.
Seeking Alpha • Apr 21Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' RatingSummary Customers Bancorp is downgraded from "Buy" to "Hold" after a 126.6% run since August 2023. CUBI's asset quality and profitability remain strong, but valuation has become less compelling with a P/E of 12.7. High brokered and uninsured deposits, plus a riskier specialized loan portfolio, introduce caution despite recent earnings growth. Upcoming Q1 2026 results could prompt a rating change, but current uncertainty and economic outlook justify a neutral stance. Read the full article on Seeking Alpha
ナラティブの更新 • Apr 18CUBI: Commercial Expansion And Share Repurchases Will Support Future Share OutperformanceAnalysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.
ライブニュース • May 05Customers Bancorp Pursues AI Integration With OpenAI in Bank Operations Shares Move 4.2%Customers Bank has entered a multiyear collaboration with OpenAI to integrate artificial intelligence across its commercial banking operations. The bank plans to use custom AI tools to automate lending, deposit onboarding and payment lifecycles, with full deployment targeted within six to twelve months. The announcement included an emphasis on strict data governance and regulatory transparency, and was followed by a 4.2% move higher in Customers Bancorp’s shares alongside an analyst price target increase. For investors, the key takeaway is that Customers Bank is committing real time and resources to AI as a core part of its commercial banking model, not just a pilot project. Having OpenAI engineers working on-site suggests the bank is aiming for tailored tools that fit its own risk, compliance and workflow requirements rather than off-the-shelf software. The focus on data governance and regulatory transparency is particularly important in a regulated industry such as banking. Any future assessment of this initiative will likely center on whether AI tools reduce processing times and operational costs, and how they interact with credit, compliance and reputational risk. Over the next year, it may be useful to track management commentary on adoption across lending and payments, implementation costs and any impact on staffing, service levels and error rates.
ナラティブの更新 • May 02CUBI: Commercial Expansion And Buybacks Will Support Future Multiple ReratingAnalysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.
Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2026 results: EPS: US$2.04 (up from US$0.30 in 1Q 2025). Revenue: US$202.3m (up 76% from 1Q 2025). Net income: US$69.7m (up US$60.1m from 1Q 2025). Profit margin: 34% (up from 8.3% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) exceeded analyst estimates by 4.3%. Revenue is forecast to grow 5.7% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 50% per year, which means it is well ahead of earnings.
お知らせ • Apr 24Customers Bancorp, Inc. Reports Net Charge Offs for the First Quarter Ended March 31, 2026Customers Bancorp, Inc. reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $13,255,000 compared to $17,144,000 a year ago.
Seeking Alpha • Apr 21Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' RatingSummary Customers Bancorp is downgraded from "Buy" to "Hold" after a 126.6% run since August 2023. CUBI's asset quality and profitability remain strong, but valuation has become less compelling with a P/E of 12.7. High brokered and uninsured deposits, plus a riskier specialized loan portfolio, introduce caution despite recent earnings growth. Upcoming Q1 2026 results could prompt a rating change, but current uncertainty and economic outlook justify a neutral stance. Read the full article on Seeking Alpha
ナラティブの更新 • Apr 18CUBI: Commercial Expansion And Share Repurchases Will Support Future Share OutperformanceAnalysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.
お知らせ • Apr 15Customers Bancorp, Inc., Annual General Meeting, May 26, 2026Customers Bancorp, Inc., Annual General Meeting, May 26, 2026.
お知らせ • Apr 14Customers Bancorp, Inc. to Report Q1, 2026 Results on Apr 23, 2026Customers Bancorp, Inc. announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 23, 2026
ナラティブの更新 • Apr 03CUBI: Crypto Funding And Deposit Mix Risks Will Shape Future Upside PotentialCustomers Bancorp's updated analyst price target of $71.00, previously modeled at about $68.19, reflects analysts' view that a $71 level better aligns with recent Street research on valuation, risk around crypto related funding and brokered deposits, and expectations embedded in revised revenue growth, profit margin, discount rate, and future P/E assumptions. Analyst Commentary Recent Street research on Customers Bancorp highlights a mixed backdrop, with some firms maintaining constructive views on growth and earnings potential while others are recalibrating price targets and risk assumptions.
ナラティブの更新 • Mar 20CUBI: Commercial Banking Expansion Is Expected To Unlock Further Upside PotentialAnalysts now set the blended price target for Customers Bancorp at $104.00, reflecting updated views that factor in modestly higher revenue growth and profit margin assumptions, set against a backdrop of mixed ratings but generally supportive commentary on valuation and earnings potential. Analyst Commentary Recent research updates show a mix of views on Customers Bancorp, with a clear cluster of bullish analysts highlighting valuation support, balance sheet repositioning, and potential growth in commercial banking as key themes behind their outlooks and price targets.
ナラティブの更新 • Mar 06CUBI: Commercial Expansion And Buybacks Are Expected To Support Further UpsideAnalysts have nudged their price target for Customers Bancorp higher to $104, reflecting updated assumptions around slightly stronger revenue growth, profit margins, and a modestly lower future P/E multiple, alongside recent Street research that has generally increased targets into the $90 range. Analyst Commentary Recent Street research has tilted constructive on Customers Bancorp, with several firms revising their views and targets in a more positive direction.
Reported Earnings • Mar 02Full year 2025 earnings: Revenues and EPS in line with analyst expectationsFull year 2025 results: EPS: US$6.92 (up from US$5.76 in FY 2024). Revenue: US$720.4m (up 12% from FY 2024). Net income: US$224.1m (up 24% from FY 2024). Profit margin: 31% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 9.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 31% per year, which means it is well ahead of earnings.
ナラティブの更新 • Feb 19CUBI: Share Repurchases And Margin Outlook Are Expected To Support Further UpsideAnalysts have raised their average price targets on Customers Bancorp by a few dollars per share, with changes including $2, $5, $6 and $14 increases, citing updated views on growth, profitability and valuation assumptions. Analyst Commentary Bullish analysts are signaling a more constructive stance on Customers Bancorp, reflected in a series of price target adjustments ranging from US$2 to US$14 per share.
お知らせ • Feb 12Customers Bancorp, Inc. (NYSE:CUBI) announces an Equity Buyback for $100 million worth of its shares.Customers Bancorp, Inc. (NYSE:CUBI) announces a share repurchase program. Under the program, the company will repurchase up to $100 million worth of its common stock. The program is valid for one-year period.
ナラティブの更新 • Feb 04CUBI: Higher Margins And Improved Risk Profile Are Expected To Support UpsideThe analyst price target for Customers Bancorp has increased from US$95 to US$104, with analysts referencing updated assumptions around revenue growth, profit margins, discount rate, and future P/E as key drivers behind the change. Analyst Commentary Recent Street research has reflected a more optimistic tone on Customers Bancorp, with several bullish analysts revisiting their valuation work and adjusting price targets upward.
Reported Earnings • Jan 23Full year 2025 earnings: Revenues and EPS in line with analyst expectationsFull year 2025 results: EPS: US$6.46 (up from US$5.28 in FY 2024). Revenue: US$720.4m (up 12% from FY 2024). Net income: US$209.2m (up 26% from FY 2024). Profit margin: 29% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.32% (up from 3.15% in FY 2024). Non-performing loans: 0.26% (down from 0.30% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 9.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 39% per year, which means it is well ahead of earnings.
お知らせ • Jan 23Customers Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Customers Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs were $14 million in fourth quarter of 2025, compared to $15 million in fourth quarter of 2024.
ナラティブの更新 • Jan 21CUBI: Higher Margins And Preferred Redemption Are Expected To Support UpsideAnalysts lifted their fair value estimate for Customers Bancorp to US$95 from US$82, citing stronger expected profit margins, a higher future P/E assumption and continued momentum in areas like new banking team hires, cubiX and loan growth. Analyst Commentary Recent Street research has leaned more positive on Customers Bancorp, with bullish analysts pointing to the bank's operational momentum and updated assumptions that feed into higher valuation targets.
お知らせ • Jan 13Customers Bancorp, Inc. to Report Q4, 2025 Results on Jan 22, 2026Customers Bancorp, Inc. announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Jan 22, 2026
ナラティブの更新 • Jan 07CUBI: Firing-On-All-Cylinders Loan Engine Will Drive Future Share OutperformanceAnalysts have inched their fair value estimate for Customers Bancorp up from US$85.33 to US$87.00, pointing to a slightly higher assumed profit margin and P/E multiple. This is supported by views that the bank's growth engine is "firing on all cylinders" across new team hires, cubiX, and loan growth.
お知らせ • Jan 06+ 1 more updateCustomers Bancorp, Inc. Announces Management AppointmentsCustomers Bancorp, Inc. announced the appointment of Sam Sidhu to the company’s Board of Directors, effective January 1, 2026, in accordance with the succession plan set forth in the company’s leadership transition announcement from July 25, 2025. Sam’s expanded role on the Board reinforces continuity of leadership at Customers Bancorp and deepens the Board’s oversight as the company advances its strategic objectives and long-term growth initiatives. Sam originally joined the Customers Bank Board in 2012 and has served in key executive capacities, including Chief Operating Officer of Customers Bank beginning in 2020, before being promoted to President and Chief Executive Officer of Customers Bank in 2021. Jay Sidhu is assuming the role of Executive Chairman, while continuing his long-standing service on the Board.
ナラティブの更新 • Dec 24CUBI Execution Risks Around New Banking Teams May Limit Future UpsideAnalysts have raised their fair value estimate for Customers Bancorp from $55.00 to approximately $68.19 per share. They cite a robust growth engine with accelerating momentum in new banking team hires, digital initiatives, and loan expansion as key drivers behind the higher price target.
ナラティブの更新 • Dec 09CUBI: Ongoing Loan Expansion Will Drive Future Share Price OutperformanceAnalysts have nudged their price target for Customers Bancorp modestly higher, lifting fair value by about $1 to roughly $85 per share as they factor in slightly faster revenue growth, resilient margins, and continued momentum in loan expansion and digital initiatives despite some recalibration of favored stock lists. Analyst Commentary Recent Street research reflects a generally constructive stance on Customers Bancorp, with some selective pruning from favored stock lists tempering the otherwise positive narrative.
Recent Insider Transactions • Dec 05Founder recently sold US$8.9m worth of stockOn the 3rd of December, Jay Sidhu sold around 128k shares on-market at roughly US$69.43 per share. This transaction amounted to 9.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Jay has been a net seller over the last 12 months, reducing personal holdings by US$20m.
Recent Insider Transactions • Nov 29Founder recently sold US$524k worth of stockOn the 25th of November, Jay Sidhu sold around 7k shares on-market at roughly US$70.06 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$2.8m. Jay has been a net seller over the last 12 months, reducing personal holdings by US$11m.
ナラティブの更新 • Nov 25CUBI: Continued Digital Expansion And New Team Hires Will Drive OutperformanceAnalysts have raised their price target on Customers Bancorp from $89 to $95, citing robust momentum in team expansion, digital platform development, and loan growth as key factors supporting this upward revision. Analyst Commentary Recent street research highlights contrasting perspectives on Customers Bancorp, reflecting both optimism around growth drivers and caution regarding potential headwinds that could impact valuation and performance.
ナラティブの更新 • Nov 10CUBI: Accelerating Loan Growth And Team Expansion Will Drive Further UpsideCustomers Bancorp's analyst price target has increased from $80.13 to $84.75, as analysts cite strengthening revenue growth and continued operational momentum to support the higher valuation. Analyst Commentary Analyst perspectives on Customers Bancorp remain divided, with several highlighting growth opportunities alongside some cautionary notes.
Recent Insider Transactions • Nov 10Founder recently sold US$1.6m worth of stockOn the 6th of November, Jay Sidhu sold around 23k shares on-market at roughly US$67.76 per share. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Jay has been a net seller over the last 12 months, reducing personal holdings by US$13m.
Price Target Changed • Oct 31Price target increased by 7.6% to US$84.75Up from US$78.75, the current price target is an average from 8 analysts. New target price is 26% above last closing price of US$67.12. Stock is up 47% over the past year. The company is forecast to post earnings per share of US$6.27 for next year compared to US$5.28 last year.
ナラティブの更新 • Oct 27Recent Removal From Favorites Will Shape Future Digital Finance LeadershipCustomers Bancorp’s analyst price target was raised from $77.29 to $80.13 as analysts cite modest adjustments to discount rates, as well as a revised outlook on growth and profitability. Analyst Commentary Market watchers continue to examine both the opportunities and risks surrounding Customers Bancorp as analysts adjust their expectations for the company’s future.
Reported Earnings • Oct 24Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$2.28 (up from US$1.36 in 3Q 2024). Revenue: US$205.6m (up 37% from 3Q 2024). Net income: US$73.7m (up 72% from 3Q 2024). Profit margin: 36% (up from 29% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.3%. Earnings per share (EPS) also surpassed analyst estimates by 16%. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 28% per year, which means it is well ahead of earnings.
お知らせ • Oct 15Customers Bancorp, Inc. to Report Q3, 2025 Results on Oct 23, 2025Customers Bancorp, Inc. announced that they will report Q3, 2025 results After-Market on Oct 23, 2025
お知らせ • Sep 27Customers Bancorp, Inc. and Customers Bank Announces Board Appointments, Effective October 29, 2025On September 24, 2025, the Board of Directors (the "Board") of Customers Bancorp, Inc. (the "Company"), appointed Maurice Michael (“Mike”) Gill, Robert Krasne, Susan Looney and Dalton Sirmans to serve as directors of the Company, effective as of October 29, 2025. Mike Gill is a retired attorney who spent 13 years at Accenture LLP, including as Managing Director Global Complex Contracting, and before that practiced law as a transactional attorney for over 25 years. Mr. Gill holds a Bachelor of Science in Business from the University of Missouri and a Juris Doctor from the University of Missouri School of Law. Robert Krasne is the Co-Chair of The Steinman Foundation and the Chair and former Chief Executive Officer of Steinman Communications. Mr. Krasne holds an A.B. in Economics from Georgetown University and a J.D. from the Georgetown University Law Center. Susan Looney is the sixth president of Reading Area Community College in Reading, PA. Dr. Looney holds an Associate’s Degree from Brookdale Community College, a Bachelor of Science in Business Administration and an MBA from Monmouth University, a Juris Doctorate from Widener University School of Law, and a Doctorate in Education, specializing in Higher Education Leadership, from Nova Southeastern University. Dalton Sirmans is the Co-Founder and Senior Partner of Amplio Ventures and the Co-Founder and former Chief Executive Officer of MainStreet Technologies. Mr. Sirmans holds an ALM International Relations and Affairs from the Harvard University Extension School, a Bachelor of Science, Criminal Justice, from Valdosta State University, and an Associate of Science, Sociology, from Abraham Baldwin Agricultural College. Effective as of October 29, 2025, each of Dr. Looney and Messrs. Gill, Krasne and Sirmans will also serve as a director of the Company’s wholly owned subsidiary, Customers Bank. Effective October 29, 2025, the size of the Company’s Board will increase to twelve members.
お知らせ • Sep 04+ 1 more updateCustomers Bancorp, Inc. has filed a Follow-on Equity Offering in the amount of $150 million.Customers Bancorp, Inc. has filed a Follow-on Equity Offering in the amount of $150 million. Security Name: Common Stock Security Type: Common Stock
Major Estimate Revision • Jul 31Consensus EPS estimates increase by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$698.1m to US$709.7m. EPS estimate increased from US$5.13 to US$5.82 per share. Net income forecast to grow 66% next year vs 16% growth forecast for Banks industry in the US. Consensus price target up from US$70.80 to US$76.57. Share price rose 3.8% to US$63.75 over the past week.
Price Target Changed • Jul 29Price target increased by 12% to US$75.86Up from US$67.43, the current price target is an average from 7 analysts. New target price is 16% above last closing price of US$65.33. Stock is up 3.8% over the past year. The company is forecast to post earnings per share of US$5.82 for next year compared to US$5.28 last year.
Reported Earnings • Jul 25Second quarter 2025 earnings: EPS exceeds analyst expectationsSecond quarter 2025 results: EPS: US$1.77 (up from US$1.72 in 2Q 2024). Revenue: US$185.5m (up 2.7% from 2Q 2024). Net income: US$57.8m (up 6.4% from 2Q 2024). Profit margin: 31% (up from 30% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.
お知らせ • Jul 25+ 1 more updateCustomers Bancorp, Inc. Announces CEO Changes, Effective January 1, 2026Customers Bancorp, Inc. announced that Jay Sidhu, Chairman and CEO, will be retiring as CEO of the company and transitioning to the role of executive chairman effective January 1, 2026. The organization has appointed Sam Sidhu to succeed Jay Sidhu as CEO. Jay Sidhu will continue as executive chairman of both Customers Bancorp and Customers Bank and will remain on its Board of Directors. Jay Sidhu, 73, founded Customers Bank and Customers Bancorp by investing in a small Chester County, Pa.-based institution with a vision to build a forward-thinking, client-focused bank. Under Jay's leadership of Customers Bancorp, Customers Bank has become a top-performing national organization growing from a distressed bank with approximately $200 million in assets to over $22 billion in assets, without any material acquisitions. Today, the market cap of Customers Bancorp has grown to approximately $2 billion from the original $17 million investment to acquire a bank charter. This was driven by a belief that a forward thinking, innovative and client- focused approach executed by a high quality team can produce hundreds of millions of dollars in market value even in the banking sector. Jay and the team's entrepreneurial spirit and resulting successes have solidified Customers' culture and reputation as an innovative and forward-thinking bank. Prior to founding Customers, Jay was co-founder, chairman and chief executive officer of Sovereign Bank and Sovereign Bancorp Inc. During his 20-year career at Sovereign, he grew the organization from an IPO value of $12 million to the 17th largest banking institution in the U.S., with a market cap approaching $12 billion and achieving about 20% average annual returns for long-term shareholders. Sam Sidhu, 41, will retain his titles as president of Customers Bancorp and president and chief executive officer of Customers Bank. He was named COO of Customers Bank in 2020, after serving on its board for eight years. Sam was then promoted to President and Chief Executive Officer of Customers Bank in July 2021. Under his leadership, the Bank has embraced technological advances and expanded the company's product offerings, services and markets; and doubled its assets while transforming its deposit franchise. These efforts have created significant value for shareholders, with the stock price increasing nearly 500% over the past five years. Prior to joining Customers Bank, Sam founded and served as CEO of Megalith Capital Management, a real estate-focused private equity firm. He previously worked in private equity with Providence Equity Partners and investment banking with Goldman Sachs. Sam holds a BA from the Wharton School of Business at the University of Pennsylvania and an MBA from the Harvard Business School.
お知らせ • Jul 15Customers Bancorp, Inc. to Report Q2, 2025 Results on Jul 24, 2025Customers Bancorp, Inc. announced that they will report Q2, 2025 results After-Market on Jul 24, 2025
お知らせ • May 29Customers Bancorp, Inc. Announces Retirement of Daniel K. Rothermel as Member of the Board of Directors and Committee'sOn May 27, 2025, Daniel K. Rothermel, who was reelected for a one-year term as a member of the board of directors of Customers Bancorp, Inc. at the Company’s Annual Meeting of Shareholders held on May 27, 2025, and who is also a member of the board of directors of Customers Bank, the Company’s wholly-owned subsidiary, informed the Company that he intends to retire from the board of directors and will not stand for reelection at the Company’s 2026 Annual Meeting of Shareholders. His retirement will become effective immediately following the 2026 Annual Meeting of Shareholders. Mr. Rothermel has served as a director of the Company since 2009, and currently is the Company’s Lead Independent Director, chair of the Company’s Nominating and Corporate Governance Committee and Customers Bank’s Directors Risk Committee, and is a member of the Company’s Executive Committee, Audit Committee, Regulatory Affairs Committee and Leadership Development and Compensation Committee. Mr. Rothermel’s determination to retire and not stand for reelection is not related to any disagreement on any matter relating to the Company’s or Customers Bank’s operations, policies or practices.
Major Estimate Revision • May 01Consensus EPS estimates fall by 16%The consensus outlook for fiscal year 2025 has been updated. 2025 EPS estimate fell from US$6.11 to US$5.16 per share. Revenue forecast steady at US$694.8m. Net income forecast to grow 42% next year vs 13% growth forecast for Banks industry in the US. Consensus price target up from US$64.56 to US$65.88. Share price was steady at US$50.13 over the past week.
Reported Earnings • Apr 25First quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2025 results: EPS: US$0.30 (down from US$1.46 in 1Q 2024). Revenue: US$114.7m (down 30% from 1Q 2024). Net income: US$9.52m (down 79% from 1Q 2024). Profit margin: 8.3% (down from 28% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) missed analyst estimates by 78%. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
お知らせ • Apr 25Customers Bancorp Reports Net Charge Off for First Quarter Ended March 31, 2025Customers Bancorp Reported net charge off for first quarter ended March 31, 2025. For the quarter, the company reported net charge off of $17,144,000 against $17,968,000 a year ago.
お知らせ • Apr 18Customers Bancorp, Inc., Annual General Meeting, May 27, 2025Customers Bancorp, Inc., Annual General Meeting, May 27, 2025.
お知らせ • Apr 15Customers Bancorp, Inc. to Report Q1, 2025 Results on Apr 24, 2025Customers Bancorp, Inc. announced that they will report Q1, 2025 results at 4:00 PM, US Eastern Standard Time on Apr 24, 2025
Valuation Update With 7 Day Price Move • Apr 08Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$42.75, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 10x in the Banks industry in the US. Total loss to shareholders of 3.7% over the past three years.
お知らせ • Apr 03Customers Bancorp, Inc. and Customers Bank Announces Resignation of Rajeev V. Date as A Member of the Boards of Directors, Effective March 31, 2025On March 28, 2025, Rajeev V. Date, a member of the boards of directors of Customers Bancorp, Inc. (the “Company”) and Customers Bank (the “Bank”), the Company’s wholly-owned subsidiary, informed the Company that he intends to resign from the boards of directors of the Company and the Bank, effective as of March 31, 2025, to devote more time to other commitments at his firm, Fenway Summer LLC and at Circle Internet Group, Inc., which filed a registration statement for an initial public offering on April 1, 2025, and has appointed Mr. Date as its Lead Independent Director and chair of its Compensation Committee.
Reported Earnings • Mar 04Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: EPS: US$5.28 (down from US$7.49 in FY 2023). Revenue: US$641.4m (down 6.1% from FY 2023). Net income: US$166.4m (down 29% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.15% (down from 3.29% in FY 2023). Non-performing loans: 0.30% (up from 0.21% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.4%. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
Seeking Alpha • Feb 25Customers Bancorp: Rating Downgrade For High-Yielding Preferreds On Interest Rate UncertaintySummary Customers Bancorp's preferred shares are downgraded to hold due to the likelihood of being called amid potential interest rate cuts stalling. The bank's financial results show improved net interest margin and net interest income despite challenges in interest income. Robust loan and deposit growth in 2024, with a modest loan to deposit ratio, supports the bank's financial stability. Investors should wait for clearer interest rate outlooks before investing further in Customers Bancorp's preferred shares. Read the full article on Seeking Alpha
Price Target Changed • Feb 14Price target increased by 7.2% to US$68.75Up from US$64.13, the current price target is an average from 8 analysts. New target price is 21% above last closing price of US$56.97. Stock is up 6.5% over the past year. The company is forecast to post earnings per share of US$6.14 for next year compared to US$5.28 last year.
Board Change • Feb 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 5 highly experienced directors. Independent Director Raj Date was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Jan 31Insider recently sold US$921k worth of stockOn the 30th of January, Glenn Hedde sold around 16k shares on-market at roughly US$58.25 per share. This transaction amounted to 30% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$5.6m. Insiders have been net sellers, collectively disposing of US$8.8m more than they bought in the last 12 months.
Reported Earnings • Jan 24Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: EPS: US$5.28 (down from US$7.49 in FY 2023). Revenue: US$641.4m (down 6.1% from FY 2023). Net income: US$166.4m (down 29% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.4%. Revenue is forecast to grow 10.0% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
お知らせ • Jan 24+ 1 more updateCustomers Bancorp, Inc. Announces Net Charge Offs for the Quarter Ended December 31, 2024Customers Bancorp, Inc. announced net charge offs for the quarter ended December 31, 2024. For the quarter, the company reported net charge offs of $14,612,000 against $17,322,000 a year ago.
お知らせ • Jan 14Customers Bancorp, Inc. to Report Q4, 2024 Results on Jan 23, 2025Customers Bancorp, Inc. announced that they will report Q4, 2024 results After-Market on Jan 23, 2025
Seeking Alpha • Dec 10Customers Bancorp: The Series E Preferred Is Now The Best Income OptionSummary Customers Bancorp's Series E preferred shares offer a higher dividend yield and tax advantages over baby bonds, making them an attractive investment. The bank has managed interest rate volatility well, maintaining a net interest margin above 3% and reducing dependence on external borrowing. Despite challenges in loan and deposit growth, the bank has kept its loan to deposit ratio under 80%, stabilizing its financial position. Risks include significant commercial loan exposure and a lower-than-average allowance for credit losses, but nonperforming loans are currently under control. Read the full article on Seeking Alpha
お知らせ • Dec 04Gainey Mckenna & Egleston Announces a Class Action Lawsuit Has Been Filed Against Customers Bancorp, IncGainey McKenna & Egleston announced that a securities class action lawsuit has been filed in the United States District Court for the Eastern District of Pennsylvania on behalf of all persons or entities who purchased or otherwise acquired Customers Bancorp, Inc. securities between March 1, 2024 and August 8, 2024, inclusive (the “Class Period”). The lawsuit seeks to recover damages for the Company’s investors under the federal securities laws. The Complaint alleges that Defendants made false and/or misleading statements and/or failed to disclose that: Customers Bancorp had inadequate anti-money laundering practices; and (2) as a result, Customers Bancorp was not in compliance with its legal obligations, which subjected Customers Bancorp to heightened regulatory risk. The Complaint further alleges that on April 12, 2024, Customers Bancorp announced that CFO, defendant Carla A. Leibold, had been fired for “cause” for violating Customers Bancorp policy. On this news, the price of Customers Bancorp stock fell nearly 5%. Customers Bancorp subsequently disclosed that Ms. Leibold’s termination was a “separation by mutual agreement.” Then, on August 8, 2024, during market hours, the Federal Reserve issued a press release entitled “Federal Reserve Board issues enforcement action with Customers Bancorp, Inc. and Customers Bank,” which attached a written agreement between Customers Bancorp and the Federal Reserve Bank of Philadelphia stating that the Federal Reserve “identified significant deficiencies related to the Bank’s risk management practices and compliance with the applicable laws, rules, and regulations relating to anti-money laundering (‘AML’), including the Bank Secrecy Act.” On this news, the price of Customers Bancorp stock fell more than 15%. Finally, the Complaint alleges that on August 8, 2024, after market hours, Customers Bancorp disclosed a consent order by the Commonwealth of Pennsylvania, Department of Banking and Securities, Bureau of Bank Supervision, relating “principally to aspects of compliance risk management, including risk management practices governing digital asset-related services; oversight by the Board of Directors of Customers Bancorp and the Bank; compliance with anti-money laundering regulations under the Bank Secrecy Act; and compliance with the regulations of the Office of Foreign Assets Control,” and further stating that “these deficiencies give the Bureau reason to believe that the Bank had engaged in unsafe or unsound banking practices relating to BSA/AML Requirements.” On this news, the price of Customers Bancorp stock fell further. Investors who purchased or otherwise acquired shares of Customers Bancorp should contact the Firm prior to the January 31, 2025 lead plaintiff motion deadline. A lead plaintiff is a representative party acting on behalf of other class members in directing the litigation.
Recent Insider Transactions • Nov 24Director recently sold US$215k worth of stockOn the 20th of November, Robert Mackay sold around 4k shares on-market at roughly US$53.78 per share. This transaction amounted to 47% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$5.6m. Insiders have been net sellers, collectively disposing of US$8.7m more than they bought in the last 12 months.
Recent Insider Transactions • Nov 08Insider recently sold US$268k worth of stockOn the 6th of November, Glenn Hedde sold around 5k shares on-market at roughly US$53.68 per share. This transaction amounted to 8.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$3.0m more than they bought in the last 12 months.
Reported Earnings • Nov 01Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: EPS: US$1.36 (down from US$2.65 in 3Q 2023). Revenue: US$150.0m (down 25% from 3Q 2023). Net income: US$42.9m (down 48% from 3Q 2023). Profit margin: 29% (down from 42% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 7.1%. Earnings per share (EPS) also missed analyst estimates by 8.5%. Revenue is forecast to grow 8.8% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
Seeking Alpha • Oct 20Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth ConsideringSummary Customers Bancorp, with a market cap of $1.50 billion, remains a 'buy' despite a recent 9.8% stock drop, underperforming the S&P 500. The balance sheet shows mixed results: deposits declined, but loans increased, and debt decreased significantly, reflecting some financial stability. Impressive net interest income growth and reduced credit loss provisions boosted net profits, though non-interest expenses like salaries impacted overall gains. Valuation remains attractive with a low price-to-earnings multiple and strong return on equity, but declining balance sheet items warrant careful monitoring. Read the full article on Seeking Alpha
お知らせ • Oct 18Customers Bancorp, Inc. to Report Q3, 2024 Results on Oct 31, 2024Customers Bancorp, Inc. announced that they will report Q3, 2024 results After-Market on Oct 31, 2024
新しいナラティブ • Sep 24High-Quality Loan Growth Signals Bright Future Despite Analysts Predicting Shrinking Margins And Earnings Challenges Strong loan growth and strategic deposit management are expected to drive future revenue growth and enhance earnings through improved net margins.
Price Target Changed • Sep 23Price target decreased by 7.2% to US$68.40Down from US$73.70, the current price target is an average from 10 analysts. New target price is 46% above last closing price of US$47.00. Stock is up 46% over the past year. The company is forecast to post earnings per share of US$6.18 for next year compared to US$7.49 last year.
お知らせ • Aug 16Customers Bancorp Announces Executive ChangesCustomers Bancorp has announced the hire of a new compliance head. The firm has announced the appointment of Allen Love to the newly created role of chief compliance and AML (anti-money laundering) officer at Customers Bancorp. The appointment comes days after the Federal Reserve Board ordered the bank to revamp and strengthen its AML, sanctions, and Bank Secrecy Act (BSA) compliance programmes. Love is a former TD Bank executive. In the position, Love is to lead the USD 21 billion -asset bank's compliance programme. Love is to replace chief compliance officer Melissa Krueger.
Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$54.23, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 34% over the past three years.
Price Target Changed • Jul 30Price target increased by 11% to US$72.30Up from US$64.90, the current price target is an average from 10 analysts. New target price is 15% above last closing price of US$62.92. Stock is up 55% over the past year. The company is forecast to post earnings per share of US$6.18 for next year compared to US$7.49 last year.
Seeking Alpha • Jul 30Customers Bancorp: Improving Profitability Ratios For This Regional BankSummary Customers Bancorp reported a strong Q2 with an increase in net interest margin and exceeded earnings expectations. The bank saw growth in specialty lending verticals and a shift towards higher-yielding loans. Despite a decrease in total assets and deposits, CUBI's efficiency ratios improved, and credit quality remained strong, making it an attractive investment opportunity. Trading at a discount to its historical multiple, at 9.0xearnings, shares look compelling for a mid-single digit EPS grower. Read the full article on Seeking Alpha
Reported Earnings • Jul 26Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$1.72 (up from US$1.41 in 2Q 2023). Revenue: US$180.6m (up 17% from 2Q 2023). Net income: US$54.3m (up 23% from 2Q 2023). Profit margin: 30% (up from 28% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.9%. Earnings per share (EPS) also surpassed analyst estimates by 17%. Revenue is forecast to grow 4.3% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 23% per year, which means it is well ahead of earnings.
お知らせ • Jul 17Customers Bancorp, Inc. to Report Q2, 2024 Results on Jul 25, 2024Customers Bancorp, Inc. announced that they will report Q2, 2024 results After-Market on Jul 25, 2024
Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$55.95, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 47% over the past three years.
Seeking Alpha • May 28Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right NowSummary Customers Bancorp's financial performance is impacted by rising borrowing costs and declining asset yields, but net interest income remains above pre-pandemic levels. Risks to Customers Bancorp and its common shares include a low allowance for credit losses and a high level of uninsured deposits. New investors should consider investing in the bank's baby bonds for income with capital appreciation potential. Read the full article on Seeking Alpha
Major Estimate Revision • May 02Consensus EPS estimates fall by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$695.5m to US$679.1m. EPS estimate also fell from US$6.84 per share to US$6.03 per share. Net income forecast to shrink 8.0% next year vs 1.5% growth forecast for Banks industry in the US . Consensus price target broadly unchanged at US$65.90. Share price fell 4.3% to US$47.40 over the past week.
Seeking Alpha • Apr 30Customers Bancorp: Lots Of Cash, But Sluggish Loan GrowthSummary Customers Bancorp reported solid Q1 results, beating expectations for EPS and revenue. Total deposits increased and interest expenses decreased, showing improvement in the composition of deposits. Loan growth was stagnant, but management expects growth between 10% and 15% in 2024. Read the full article on Seeking Alpha
Reported Earnings • Apr 27First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$1.46 (down from US$1.58 in 1Q 2023). Revenue: US$164.5m (up 11% from 1Q 2023). Net income: US$45.9m (down 8.6% from 1Q 2023). Profit margin: 28% (down from 34% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.4%. Earnings per share (EPS) also missed analyst estimates by 14%. Revenue is forecast to grow 3.1% p.a. on average during the next 2 years, compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.
お知らせ • Apr 19Customers Bancorp, Inc., Annual General Meeting, May 28, 2024Customers Bancorp, Inc., Annual General Meeting, May 28, 2024, at 10:00 Eastern Standard Time. Agenda: To consider Election of three Class I Directors; to ratify the appointment of Deloitte & Touche LLP as independent registered public accounting firm of the Company for the fiscal year ending December 31, 2024; to approve a non-binding advisory resolution on named executive officer compensation; to approve a non-binding advisory resolution on the frequency of future votes to approve named executive officer compensation; to approve an amendment to the Customers Bancorp, Inc. 2019 Stock Incentive Plan; and to consider other matters.
お知らせ • Apr 16Customers Bancorp, Inc. to Report Q1, 2024 Results on Apr 25, 2024Customers Bancorp, Inc. announced that they will report Q1, 2024 results After-Market on Apr 25, 2024
お知らせ • Apr 14Customers Bancorp, Inc. Announces CFO ChangesOn April 12, 2024, Customers Bancorp, Inc, the parent company of Customers Bank, promoted Philip Watkins to Chief Financial Officer of the Company. Mr. Watkins, age 39, has served as the Chief Financial Officer of Customers Bank since January 2023. He joined Customers Bank in January 2020, where he served in various roles including Head of Real Estate and Head of Digital Lending. From August 2018 through January 2021, Mr. Watkins was the CFO of Megalith Financial Acquisition Corp. Since 2013, Mr. Watkins also served as Principal of Megalith Capital Management, a real estate focused private equity firm. Mr. Watkins replaces Carla A. Leibold, who had served as Executive Vice President and Chief Financial Officer since November 2018. Ms. Leibold was notified of her termination from employment with the Company on April 10, 2024, for cause" under her employment agreement for violating Company policy, which termination was effective immediately. Ms. Leibold has disputed the Company's characterization of her separation from the Company.
Recent Insider Transactions • Mar 14Executive VP & CFO recently sold US$1.9m worth of stockOn the 12th of March, Carla Leibold sold around 36k shares on-market at roughly US$53.15 per share. This transaction amounted to 95% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Carla has been a net seller over the last 12 months, reducing personal holdings by US$3.5m.
Price Target Changed • Mar 05Price target increased by 8.3% to US$67.67Up from US$62.50, the current price target is an average from 9 analysts. New target price is 25% above last closing price of US$53.96. Stock is up 87% over the past year. The company is forecast to post earnings per share of US$6.95 for next year compared to US$7.49 last year.
Reported Earnings • Mar 03Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$7.49 (up from US$6.69 in FY 2022). Revenue: US$683.4m (up 16% from FY 2022). Net income: US$235.4m (up 7.8% from FY 2022). Profit margin: 35% (down from 37% in FY 2022). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.29% (up from 3.19% in FY 2022). Non-performing loans: 0.21% (up from 0.20% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 2.8% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 24% per year, which means it is well ahead of earnings.
Reported Earnings • Jan 26Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$7.49 (up from US$6.69 in FY 2022). Revenue: US$683.4m (up 16% from FY 2022). Net income: US$235.4m (up 7.8% from FY 2022). Profit margin: 35% (down from 37% in FY 2022). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 3.5% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 35% per year, which means it is well ahead of earnings.
Seeking Alpha • Jan 22Customers Bancorp: Still Offers Some UpsideSummary Customers Bancorp stock has outperformed the S&P 500, generating a 49.1% gain for investors since my last article. Net interest income and net profits have improved for Customers Bancorp, showing progressive improvement for the company. The value of deposits has increased, while the value of loans and securities has slightly declined. The company's book value per share has also risen. Read the full article on Seeking Alpha
お知らせ • Jan 13Customers Bancorp, Inc. to Report Q4, 2023 Results on Jan 25, 2024Customers Bancorp, Inc. announced that they will report Q4, 2023 results After-Market on Jan 25, 2024
Price Target Changed • Jan 12Price target increased by 7.2% to US$62.50Up from US$58.30, the current price target is an average from 10 analysts. New target price is 21% above last closing price of US$51.57. Stock is up 74% over the past year. The company is forecast to post earnings per share of US$7.22 for next year compared to US$6.69 last year.
Price Target Changed • Dec 29Price target increased by 7.7% to US$59.10Up from US$54.85, the current price target is an average from 10 analysts. New target price is approximately in line with last closing price of US$57.62. Stock is up 103% over the past year. The company is forecast to post earnings per share of US$7.26 for next year compared to US$6.69 last year.
Recent Insider Transactions • Dec 08Founder recently sold US$485k worth of stockOn the 5th of December, Jay Sidhu sold around 10k shares on-market at roughly US$48.54 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$4.1m. Jay has been a net seller over the last 12 months, reducing personal holdings by US$4.1m.
Recent Insider Transactions Derivative • Dec 07Founder notifies of intention to sell stockJay Sidhu intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 5th of December. If the sale is conducted around the recent share price of US$48.54, it would amount to US$485k. For the year to December 2016, Jay's total compensation was 28% salary and 72% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2023, Jay's direct individual holding has decreased from 1.64m shares to 1.58m. Company insiders have collectively sold US$8.5m more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • Nov 17Executive VP & Chief Lending Officer recently sold US$178k worth of stockOn the 14th of November, Lyle Cunningham sold around 4k shares on-market at roughly US$44.39 per share. This transaction amounted to 28% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$4.1m. Insiders have been net sellers, collectively disposing of US$6.1m more than they bought in the last 12 months.
Recent Insider Transactions • Nov 03Founder recently sold US$4.1m worth of stockOn the 2nd of November, Jay Sidhu sold around 101k shares on-market at roughly US$40.60 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Jay has been a net seller over the last 12 months, reducing personal holdings by US$3.6m.
Seeking Alpha • Nov 03Customers Bancorp: Q3 2023 Fuels Positive MomentumSummary Customers Bancorp is experiencing improving profitability and has seen its stock jump over 500% from its intraday low in March. The loan portfolio is declining, but the loan yield is increasing. Customers Bancorp has a lower total loans to total deposits ratio compared to peers, indicating a more flexible financial structure. Read the full article on Seeking Alpha
Price Target Changed • Nov 02Price target increased by 10.0% to US$52.61Up from US$47.83, the current price target is an average from 9 analysts. New target price is 26% above last closing price of US$41.83. Stock is up 33% over the past year. The company is forecast to post earnings per share of US$7.11 for next year compared to US$6.69 last year.
