View ValuationThis company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsUnited Security Bancshares 将来の成長Future 基準チェック /06現在、 United Security Bancsharesの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Banks 収益成長8.2%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Apr 01+ 21 more updatesUnited Security Bancshares Requests Nasdaq to File A Notification of Removal from Listing of the Company Common Stock on Form 25 with the SECUnited Security Bancshares, a California corporation (USB), and Community West Bancshares, a California corporation (the Company), merged with and into the Company with the Company continuing as the surviving corporation (the Merger) effective at 12:01 a.m. (Pacific Daylight Time) on April 1, 2026 (the Effective Time"), pursuant to the Agreement and Plan of Merger, dated as of December 16, 2025 (the Merger Agreement"). On March 31, 2026, USB notified the NASDAQ Global Select Market (NASDAQ) that trading in USB common stock should be halted prior to market open on April 1, 2026, and that the listing of USB common stock should be removed. USB requested that NASDAQ file a notification of removal from listing of the Company common stock on Form 25 with the Securities and Exchange Commission. The Company, as successor to USB, intends to file a Form 15 with respect to the Company requesting the deregistration of USB common stock under Section 12 of the Securities Exchange Act of 1934, as amended and the suspension of USB's reporting obligations under Sections 13 and 15(d) of the Exchange Act.Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.71 (vs US$0.86 in FY 2024)Full year 2025 results: EPS: US$0.71 (down from US$0.86 in FY 2024). Revenue: US$48.3m (flat on FY 2024). Net income: US$12.3m (down 17% from FY 2024). Profit margin: 25% (down from 30% in FY 2024). Net interest margin (NIM): 4.41% (up from 4.26% in FY 2024). Non-performing loans: 0.63% (down from 1.36% in FY 2024). Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.Reported Earnings • Jan 23Full year 2025 earnings released: EPS: US$0.71 (vs US$0.86 in FY 2024)Full year 2025 results: EPS: US$0.71 (down from US$0.86 in FY 2024). Revenue: US$48.3m (flat on FY 2024). Net income: US$12.3m (down 17% from FY 2024). Profit margin: 25% (down from 30% in FY 2024). Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.Declared Dividend • Dec 21Third quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 26th December 2025 Payment date: 13th January 2026 Dividend yield will be 4.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 9 years and payments have been stable during that time. Earnings per share has grown by 2.0% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Dec 18United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 13, 2026On December 16, 2025, the Board of Directors of United Security Bancshares, declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 13, 2026, to shareholders of record as of December 26, 2025.Reported Earnings • Oct 18Third quarter 2025 earnings released: EPS: US$0.23 (vs US$0.22 in 3Q 2024)Third quarter 2025 results: EPS: US$0.23 (up from US$0.22 in 3Q 2024). Revenue: US$13.1m (up 6.6% from 3Q 2024). Net income: US$4.02m (up 5.1% from 3Q 2024). Profit margin: 31% (in line with 3Q 2024). Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.Declared Dividend • Sep 28Second quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 3rd October 2025 Payment date: 21st October 2025 Dividend yield will be 5.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 8 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 18% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.7% EPS decline seen over the last 5 years.お知らせ • Sep 25United Security Bancshares Declares Quarterly Cash Dividend, Payable on October 21, 2025On September 23, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on October 21, 2025, to shareholders of record as of October 3, 2025.Recent Insider Transactions • Aug 13Independent Vice Chairman of the Board recently bought US$465k worth of stockOn the 7th of August, Jagroop Gill bought around 56k shares on-market at roughly US$8.34 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Jagroop's only on-market trade for the last 12 months.Recent Insider Transactions • Aug 10Independent Vice Chairman of the Board recently bought US$465k worth of stockOn the 7th of August, Jagroop Gill bought around 56k shares on-market at roughly US$8.34 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Jagroop's only on-market trade for the last 12 months.Reported Earnings • Jul 18Second quarter 2025 earnings released: EPS: US$0.13 (vs US$0.25 in 2Q 2024)Second quarter 2025 results: EPS: US$0.13 (down from US$0.25 in 2Q 2024). Revenue: US$10.8m (down 17% from 2Q 2024). Net income: US$2.17m (down 50% from 2Q 2024). Profit margin: 20% (down from 33% in 2Q 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.分析記事 • Jul 05United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be $0.12The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend on the 22nd of July...Declared Dividend • Jun 30First quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 7th July 2025 Payment date: 22nd July 2025 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 8 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 31% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.5% EPS decline seen over the last 5 years.お知らせ • Jun 30+ 1 more updateUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell Microcap Growth IndexUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell Microcap Growth Indexお知らせ • Jun 26United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 22, 2025On June 24, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 22, 2025, to shareholders of record as of July 7, 2025.分析記事 • May 15Most Shareholders Will Probably Find That The CEO Compensation For United Security Bancshares (NASDAQ:UBFO) Is ReasonableKey Insights United Security Bancshares' Annual General Meeting to take place on 21st of May Salary of US$727.4k is...お知らせ • Apr 29United Security Bancshares and United Security Bank Appoints Jay Gill as Vice Chairman of Boards of Directors, Effective April 28, 2025The Board of Directors of United Security Bancshares (the “Company”), the parent company of United Security Bank (the “Bank”), announced the appointment of Jay Gill as the Vice Chairman of the Company’s and Bank’s Boards of Directors effective immediately. In this new role, Mr. Gill will play a critical role in shaping the Company’s long-term strategy, identifying new business opportunities, and driving continued organic growth across its markets. As Vice Chairman, Mr. Gill will work closely with the executive team and the board of directors to enhance the Bank’s competitive position, strengthen relationships with clients and partners, and explore strategic initiatives that support long-term value creation. Jay Gill is the President and CEO of Gill Automotive Group, which owns and operates 12 automotive dealerships representing 12 different brands in California and Hawaii. In addition, he has agricultural interests in central California and real estate development through his development company, Lifetime Communities. Jay is a graduate of California State University, Fresno, where he received a bachelor’s degree in engineering. Jay currently serves on the boards of directors of Mid-Valley Water, Cen-Cal SBA, Chrysler Minority Dealer Association, and Ford Minority Dealer Association, and is also involved in several technology venture firms and advisory boards in Silicon Valley.お知らせ • Apr 01United Security Bancshares, Annual General Meeting, May 21, 2025United Security Bancshares, Annual General Meeting, May 21, 2025. Location: 2126 inyo street, california 93721, fresno United States分析記事 • Mar 30United Security Bancshares (NASDAQ:UBFO) Is Due To Pay A Dividend Of $0.12The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend on the 22nd of April...Declared Dividend • Mar 30Fourth quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 7th April 2025 Payment date: 22nd April 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 8 years and payments have been stable during that time. Earnings per share has remained steady over the last 5 years. Unless this trend deteriorates, it should provide adequate earnings cover for the dividend.お知らせ • Mar 27United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2025On March 25, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on April 22, 2025, to shareholders of record as of April 7, 2025.Reported Earnings • Mar 23Full year 2024 earnings released: EPS: US$0.86 (vs US$1.16 in FY 2023)Full year 2024 results: EPS: US$0.86 (down from US$1.16 in FY 2023). Revenue: US$48.6m (down 9.0% from FY 2023). Net income: US$14.8m (down 25% from FY 2023). Profit margin: 30% (down from 37% in FY 2023). Net interest margin (NIM): 4.26% (down from 4.29% in FY 2023). Non-performing loans: 1.36% (up from 1.29% in FY 2023). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Reported Earnings • Jan 28Full year 2024 earnings released: EPS: US$0.86 (vs US$1.16 in FY 2023)Full year 2024 results: EPS: US$0.86 (down from US$1.16 in FY 2023). Revenue: US$48.6m (down 9.0% from FY 2023). Net income: US$14.8m (down 25% from FY 2023). Profit margin: 30% (down from 37% in FY 2023). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Declared Dividend • Dec 22Third quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 2nd January 2025 Payment date: 17th January 2025 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 8 years and payments have been stable during that time. Earnings per share has grown by 1.3% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Dec 19United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 17, 2025On December 17, 2024, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 17, 2025, to shareholders of record as of January 2, 2025.Reported Earnings • Oct 20Third quarter 2024 earnings released: EPS: US$0.22 (vs US$0.23 in 3Q 2023)Third quarter 2024 results: EPS: US$0.22 (down from US$0.23 in 3Q 2023). Revenue: US$12.3m (up 2.0% from 3Q 2023). Net income: US$3.83m (flat on 3Q 2023). Profit margin: 31% (in line with 3Q 2023). Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 19+ 1 more updateUnited Security Bancshares Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024United Security Bancshares reported net charge-offs for the third quarter ended September 30, 2024. Net charge-offs totaled $633,000 for the quarter ended September 30, 2024 compared to $467,000 for the quarter ended September 30, 2023.分析記事 • Sep 29United Security Bancshares (NASDAQ:UBFO) Has Affirmed Its Dividend Of $0.12United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of $0.12 per share on the 23rd of...Declared Dividend • Sep 29Second quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 7th October 2024 Payment date: 23rd October 2024 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 2.1% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Recent Insider Transactions • Jul 25Independent Director recently bought US$1.1m worth of stockOn the 24th of July, Jagroop Gill bought around 140k shares on-market at roughly US$7.96 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$1.7m more in shares than they have sold in the last 12 months.Reported Earnings • Jul 19Second quarter 2024 earnings released: EPS: US$0.25 (vs US$0.26 in 2Q 2023)Second quarter 2024 results: EPS: US$0.25 (down from US$0.26 in 2Q 2023). Revenue: US$13.0m (up 4.8% from 2Q 2023). Net income: US$4.30m (down 2.7% from 2Q 2023). Profit margin: 33% (down from 36% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.分析記事 • Jul 01United Security Bancshares (NASDAQ:UBFO) Is Paying Out A Dividend Of $0.12The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of $0.12 per share on...Declared Dividend • Jul 01First quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 8th July 2024 Payment date: 23rd July 2024 Dividend yield will be 6.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 3.2% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Jun 27United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 23, 2024On June 25, 2024, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 23, 2024, to shareholders of record as of July 8, 2024.Recent Insider Transactions • Jun 16Independent Director recently bought US$59k worth of stockOn the 11th of June, Jagroop Gill bought around 8k shares on-market at roughly US$7.20 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$502k more in shares than they have sold in the last 12 months.Declared Dividend • Mar 31Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 5th April 2024 Payment date: 22nd April 2024 Dividend yield will be 6.2%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 6.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Mar 28United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2024United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on April 22, 2024, to shareholders of record as of April 8, 2024.お知らせ • Dec 20United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 19, 2024On December 18, 2023, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 19, 2024, to shareholders of record as of January 3, 2024.お知らせ • Nov 17United Security Bancshares announced delayed 10-Q filingOn 11/15/2023, United Security Bancshares announced that they will be unable to file their next 10-Q by the deadline required by the SEC.Reported Earnings • Nov 01Third quarter 2023 earnings released: EPS: US$0.23 (vs US$0.26 in 3Q 2022)Third quarter 2023 results: EPS: US$0.23 (down from US$0.26 in 3Q 2022). Revenue: US$12.0m (down 3.8% from 3Q 2022). Net income: US$3.85m (down 14% from 3Q 2022). Profit margin: 32% (down from 36% in 3Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Oct 02Now 21% undervaluedOver the last 90 days, the stock is up 7.6%. The fair value is estimated to be US$9.26, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 28%.分析記事 • Oct 01United Security Bancshares (NASDAQ:UBFO) Will Pay A Dividend Of $0.12The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of $0.12 per share on...お知らせ • Sep 28United Security Bancshares Declares Regular Quarterly Cash Dividend, Payable on October 25, 2023On September 26, 2023, the Board of Directors of United Security Bancshares (the Company) declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on October 25, 2023, to shareholders of record as of October 10, 2023.Recent Insider Transactions • Sep 22Director recently bought US$241k worth of stockOn the 20th of September, Jagroop Gill bought around 35k shares on-market at roughly US$7.00 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$824k more in shares than they have sold in the last 12 months.Buying Opportunity • Sep 09Now 20% undervaluedOver the last 90 days, the stock is up 8.7%. The fair value is estimated to be US$9.26, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 28%.お知らせ • Jul 28United Security Bancshares Appoints Thomas G. Walker to Board of DirectorsThe Board of Directors of United Security Bancshares announced the appointment of Thomas G. Walker to the Company’s and Bank’s Boards of Directors effective immediately. Thomas Walker is a Principal/Owner of Capital Group Inc. dba Capitalize which is a California-based commercial lending mortgage banking firm where he has been since July 2021. Prior to Capitalize, Mr. Walker was an executive at Housing Capital Company, a division of US Bancorp, for 23 years. Tom graduated from UC Irvine with a B.A. in Economics and a Minor in Management. He is a licensed California real estate broker and has previously served as a member of the board of directors for the Building Industry Association.Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.20 in 2Q 2022)Second quarter 2023 results: EPS: US$0.26 (up from US$0.20 in 2Q 2022). Revenue: US$12.4m (up 19% from 2Q 2022). Net income: US$4.42m (up 29% from 2Q 2022). Profit margin: 36% (up from 33% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.分析記事 • Jul 02United Security Bancshares (NASDAQ:UBFO) Is Paying Out A Larger Dividend Than Last YearUnited Security Bancshares' ( NASDAQ:UBFO ) periodic dividend will be increasing on the 24th of July to $0.12, with...お知らせ • Jun 30Benjamin Mackovak to Retire from the Boards of Directors of United Security Bancshares and United Security BankOn June 26, 2032, Director Benjamin Mackovak notified the Board of Directors of United Security Bancshares (“Company”) and its wholly-owned subsidiary, United Security Bank (the “Bank”), of his decision to retire from the Boards of Directors of the Company and the Bank effective June 27, 2023. Mr. Mackovak’s retirement from the Company and Bank was not a result of any disagreement with the Company or Bank on any matter relating to its operations, policies, or practices.お知らせ • Jun 29United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 24, 2023On June 27, 2023, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 24, 2023, to shareholders of record as of July 10, 2023.Recent Insider Transactions Derivative • Jun 18Senior VP & Chief Credit Officer exercised options to buy US$127k worth of stock.On the 16th of June, William Yarbenet exercised options to buy 19k shares at a strike price of around US$3.65, costing a total of US$69k. This transaction amounted to 59% of their direct individual holding at the time of the trade. Since December 2022, William's direct individual holding has increased from 29.32k shares to 32.29k. Company insiders have collectively bought US$641k more than they sold, via options and on-market transactions, in the last 12 months.New Risk • Jun 10New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$66k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (US$66k sold).お知らせ • Jun 09United Security Bancshares and United Security Bank Appoints Jay Gill as Member of their Respective BoardsThe Board of Directors of United Security Bancshares, the parent company of United Security Bank (the “Bank”) announced the appointment of Jay Gill to the Company’s and Bank’s Boards of Directors effective June 7, 2023. Jay is a successful business owner, is actively involved in local community, and will serve as an excellent resource for both the Board and management of the Company. Jay has already demonstrated his confidence in and commitment to vision and mission by accumulating over 1 million shares of the Company’s common stock. Jay Gill is the President and CEO of Gill Automotive Group. In addition, he has agricultural interests in central California. Jay is a graduate of California State University, Fresno where he received a bachelor’s degree in engineering. Jay currently serves on the boards of directors of Mid-Valley Water, Cen-Cal SBA, Chrysler Minority Dealer Association, and Ford Minority Dealer Association.Recent Insider Transactions • Jun 09Senior VP & Chief Credit Officer recently sold US$66k worth of stockOn the 7th of June, William Yarbenet sold around 10k shares on-market at roughly US$6.57 per share. This transaction amounted to 24% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$42k more than they sold in the last 12 months.Recent Insider Transactions Derivative • Jun 05Senior VP & Chief Credit Officer notifies of intention to sell stockWilliam Yarbenet intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 2nd of June. If the sale is conducted around the recent share price of US$6.30, it would amount to US$63k. Since December 2022, William's direct individual holding has increased from 29.32k shares to 42.29k. Company insiders have collectively bought US$127k more than they sold, via options and on-market transactions, in the last 12 months.分析記事 • Apr 02United Security Bancshares (NASDAQ:UBFO) Has Affirmed Its Dividend Of $0.11The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of $0.11 per share on...Reported Earnings • Mar 31Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)Full year 2022 results: EPS: US$0.92 (up from US$0.59 in FY 2021). Revenue: US$46.1m (up 25% from FY 2021). Net income: US$15.7m (up 55% from FY 2021). Profit margin: 34% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.69% (up from 3.16% in FY 2021). Non-performing loans: 1.52% (up from 1.39% in FY 2021). Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth.Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$6.47, the stock trades at a trailing P/E ratio of 7x. Average trailing P/E is 9x in the Banks industry in the US. Total returns to shareholders of 49% over the past three years.お知らせ • Jan 28United Security Bancshares Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022United Security Bancshares reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, net charge-offs totaled $465,000 for the quarter ended December 31, 2022, compared to net charge-offs of $265,000 for the quarter ended December 31, 2021.Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)Full year 2022 results: EPS: US$0.92 (up from US$0.59 in FY 2021). Revenue: US$46.1m (up 25% from FY 2021). Net income: US$15.7m (up 55% from FY 2021). Profit margin: 34% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Upcoming Dividend • Dec 27Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 03 January 2023. Payment date: 19 January 2023. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 6.2%. Within top quartile of American dividend payers (4.5%). Higher than average of industry peers (3.2%).分析記事 • Dec 25United Security Bancshares (NASDAQ:UBFO) Has Announced A Dividend Of $0.11The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend on the 19th of...Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$0.26 (vs US$0.15 in 3Q 2021)Third quarter 2022 results: EPS: US$0.26 (up from US$0.15 in 3Q 2021). Revenue: US$12.5m (up 28% from 3Q 2021). Net income: US$4.47m (up 71% from 3Q 2021). Profit margin: 36% (up from 27% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 10% per year whereas the company’s share price has fallen by 12% per year.Seeking Alpha • Oct 20United Security Bancshares GAAP EPS of $0.26, revenue of $13.12MUnited Security Bancshares press release (NASDAQ:UBFO): Q3 GAAP EPS of $0.26. Revenue of $13.12M (+27.8% Y/Y).Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.20 (vs US$0.16 in 2Q 2021)Second quarter 2022 results: EPS: US$0.20 (up from US$0.16 in 2Q 2021). Revenue: US$10.4m (up 11% from 2Q 2021). Net income: US$3.44m (up 27% from 2Q 2021). Profit margin: 33% (up from 29% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.Seeking Alpha • Jul 20United Security Bancshares GAAP EPS of $0.20, revenue of $11.01MUnited Security Bancshares press release (NASDAQ:UBFO): Q2 GAAP EPS of $0.20. Revenue of $11.01M (+7.8% Y/Y).分析記事 • Jul 05United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11United Security Bancshares' ( NASDAQ:UBFO ) investors are due to receive a payment of US$0.11 per share on 22nd of...Seeking Alpha • Jun 30United Security Bancshares declares $0.11 dividendUnited Security Bancshares (NASDAQ:UBFO) declares $0.11/share quarterly dividend, in line with previous. Forward yield 5.85% Payable July 22; for shareholders of record July 8; ex-div July 7. See UBFO Dividend Scorecard, Yield Chart, & Dividend Growth.Reported Earnings • May 09First quarter 2022 earnings released: EPS: US$0.14 (vs US$0.083 in 1Q 2021)First quarter 2022 results: EPS: US$0.14 (up from US$0.083 in 1Q 2021). Revenue: US$9.23m (up 23% from 1Q 2021). Net income: US$2.44m (up 73% from 1Q 2021). Profit margin: 27% (up from 19% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.分析記事 • Mar 29United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of US$0.11 per share...Upcoming Dividend • Mar 29Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 05 April 2022. Payment date: 18 April 2022. Payout ratio is a comfortable 74% and this is well supported by cash flows. Trailing yield: 5.3%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.7%).Reported Earnings • Mar 12Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.59 (up from US$0.53 in FY 2020). Revenue: US$36.9m (up 7.4% from FY 2020). Net income: US$10.1m (up 13% from FY 2020). Profit margin: 27% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (down from 3.34% in FY 2020). Non-performing loans: 1.39% (down from 1.91% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.Reported Earnings • Jan 29Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.59 (up from US$0.53 in FY 2020). Revenue: US$36.9m (up 7.8% from FY 2020). Net income: US$10.1m (up 13% from FY 2020). Profit margin: 27% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.Recent Insider Transactions • Jan 25Independent Director recently bought US$98k worth of stockOn the 21st of January, Kenneth Newby bought around 12k shares on-market at roughly US$8.15 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$188k more in shares than they have sold in the last 12 months.Upcoming Dividend • Dec 24Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 31 December 2021. Payment date: 18 January 2022. Payout ratio is on the higher end at 86%, however this is supported by cash flows. Trailing yield: 5.5%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.3%). このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、United Security Bancshares は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測NasdaqGS:UBFO - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202548122022N/A9/30/202546112123N/A6/30/202545112122N/A3/31/202547131515N/A12/31/202449151920N/A9/30/202451182122N/A6/30/202451181213N/A3/31/202451181819N/A12/31/202353202121N/A9/30/202353202223N/A6/30/202353203234N/A3/31/202352192931N/A12/31/202246162224N/A9/30/202242142123N/A6/30/202240121718N/A3/31/202239111314N/A12/31/202137101517N/A9/30/20213591213N/A6/30/20213481112N/A3/31/20213281314N/A12/31/20203491314N/A9/30/202036101416N/A6/30/202039121819N/A3/31/202042141718N/A12/31/201943151516N/A9/30/20194416N/A14N/A6/30/20194316N/A13N/A3/31/20194215N/A12N/A12/31/20184014N/A11N/A9/30/20183912N/A10N/A6/30/20183811N/A8N/A3/31/20183710N/A8N/A12/31/2017359N/A8N/A9/30/2017349N/A8N/A6/30/2017338N/A9N/A3/31/2017337N/A12N/A12/31/2016337N/A9N/A9/30/2016337N/A9N/A6/30/2016327N/A7N/A3/31/2016327N/A7N/A12/31/2015317N/A9N/A9/30/2015317N/A10N/A6/30/2015307N/A10N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: UBFOの予測収益成長が 貯蓄率 ( 3.4% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: UBFOの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: UBFOの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: UBFOの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: UBFOの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: UBFOの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/04/02 17:06終値2026/03/31 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋United Security Bancshares 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • Apr 01+ 21 more updatesUnited Security Bancshares Requests Nasdaq to File A Notification of Removal from Listing of the Company Common Stock on Form 25 with the SECUnited Security Bancshares, a California corporation (USB), and Community West Bancshares, a California corporation (the Company), merged with and into the Company with the Company continuing as the surviving corporation (the Merger) effective at 12:01 a.m. (Pacific Daylight Time) on April 1, 2026 (the Effective Time"), pursuant to the Agreement and Plan of Merger, dated as of December 16, 2025 (the Merger Agreement"). On March 31, 2026, USB notified the NASDAQ Global Select Market (NASDAQ) that trading in USB common stock should be halted prior to market open on April 1, 2026, and that the listing of USB common stock should be removed. USB requested that NASDAQ file a notification of removal from listing of the Company common stock on Form 25 with the Securities and Exchange Commission. The Company, as successor to USB, intends to file a Form 15 with respect to the Company requesting the deregistration of USB common stock under Section 12 of the Securities Exchange Act of 1934, as amended and the suspension of USB's reporting obligations under Sections 13 and 15(d) of the Exchange Act.
Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.71 (vs US$0.86 in FY 2024)Full year 2025 results: EPS: US$0.71 (down from US$0.86 in FY 2024). Revenue: US$48.3m (flat on FY 2024). Net income: US$12.3m (down 17% from FY 2024). Profit margin: 25% (down from 30% in FY 2024). Net interest margin (NIM): 4.41% (up from 4.26% in FY 2024). Non-performing loans: 0.63% (down from 1.36% in FY 2024). Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.
Reported Earnings • Jan 23Full year 2025 earnings released: EPS: US$0.71 (vs US$0.86 in FY 2024)Full year 2025 results: EPS: US$0.71 (down from US$0.86 in FY 2024). Revenue: US$48.3m (flat on FY 2024). Net income: US$12.3m (down 17% from FY 2024). Profit margin: 25% (down from 30% in FY 2024). Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.
Declared Dividend • Dec 21Third quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 26th December 2025 Payment date: 13th January 2026 Dividend yield will be 4.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 9 years and payments have been stable during that time. Earnings per share has grown by 2.0% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Dec 18United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 13, 2026On December 16, 2025, the Board of Directors of United Security Bancshares, declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 13, 2026, to shareholders of record as of December 26, 2025.
Reported Earnings • Oct 18Third quarter 2025 earnings released: EPS: US$0.23 (vs US$0.22 in 3Q 2024)Third quarter 2025 results: EPS: US$0.23 (up from US$0.22 in 3Q 2024). Revenue: US$13.1m (up 6.6% from 3Q 2024). Net income: US$4.02m (up 5.1% from 3Q 2024). Profit margin: 31% (in line with 3Q 2024). Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.
Declared Dividend • Sep 28Second quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 3rd October 2025 Payment date: 21st October 2025 Dividend yield will be 5.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 8 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 18% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.7% EPS decline seen over the last 5 years.
お知らせ • Sep 25United Security Bancshares Declares Quarterly Cash Dividend, Payable on October 21, 2025On September 23, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on October 21, 2025, to shareholders of record as of October 3, 2025.
Recent Insider Transactions • Aug 13Independent Vice Chairman of the Board recently bought US$465k worth of stockOn the 7th of August, Jagroop Gill bought around 56k shares on-market at roughly US$8.34 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Jagroop's only on-market trade for the last 12 months.
Recent Insider Transactions • Aug 10Independent Vice Chairman of the Board recently bought US$465k worth of stockOn the 7th of August, Jagroop Gill bought around 56k shares on-market at roughly US$8.34 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Jagroop's only on-market trade for the last 12 months.
Reported Earnings • Jul 18Second quarter 2025 earnings released: EPS: US$0.13 (vs US$0.25 in 2Q 2024)Second quarter 2025 results: EPS: US$0.13 (down from US$0.25 in 2Q 2024). Revenue: US$10.8m (down 17% from 2Q 2024). Net income: US$2.17m (down 50% from 2Q 2024). Profit margin: 20% (down from 33% in 2Q 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
分析記事 • Jul 05United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be $0.12The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend on the 22nd of July...
Declared Dividend • Jun 30First quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 7th July 2025 Payment date: 22nd July 2025 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 8 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 31% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.5% EPS decline seen over the last 5 years.
お知らせ • Jun 30+ 1 more updateUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell Microcap Growth IndexUnited Security Bancshares(NasdaqGS:UBFO) dropped from Russell Microcap Growth Index
お知らせ • Jun 26United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 22, 2025On June 24, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 22, 2025, to shareholders of record as of July 7, 2025.
分析記事 • May 15Most Shareholders Will Probably Find That The CEO Compensation For United Security Bancshares (NASDAQ:UBFO) Is ReasonableKey Insights United Security Bancshares' Annual General Meeting to take place on 21st of May Salary of US$727.4k is...
お知らせ • Apr 29United Security Bancshares and United Security Bank Appoints Jay Gill as Vice Chairman of Boards of Directors, Effective April 28, 2025The Board of Directors of United Security Bancshares (the “Company”), the parent company of United Security Bank (the “Bank”), announced the appointment of Jay Gill as the Vice Chairman of the Company’s and Bank’s Boards of Directors effective immediately. In this new role, Mr. Gill will play a critical role in shaping the Company’s long-term strategy, identifying new business opportunities, and driving continued organic growth across its markets. As Vice Chairman, Mr. Gill will work closely with the executive team and the board of directors to enhance the Bank’s competitive position, strengthen relationships with clients and partners, and explore strategic initiatives that support long-term value creation. Jay Gill is the President and CEO of Gill Automotive Group, which owns and operates 12 automotive dealerships representing 12 different brands in California and Hawaii. In addition, he has agricultural interests in central California and real estate development through his development company, Lifetime Communities. Jay is a graduate of California State University, Fresno, where he received a bachelor’s degree in engineering. Jay currently serves on the boards of directors of Mid-Valley Water, Cen-Cal SBA, Chrysler Minority Dealer Association, and Ford Minority Dealer Association, and is also involved in several technology venture firms and advisory boards in Silicon Valley.
お知らせ • Apr 01United Security Bancshares, Annual General Meeting, May 21, 2025United Security Bancshares, Annual General Meeting, May 21, 2025. Location: 2126 inyo street, california 93721, fresno United States
分析記事 • Mar 30United Security Bancshares (NASDAQ:UBFO) Is Due To Pay A Dividend Of $0.12The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend on the 22nd of April...
Declared Dividend • Mar 30Fourth quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 7th April 2025 Payment date: 22nd April 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 8 years and payments have been stable during that time. Earnings per share has remained steady over the last 5 years. Unless this trend deteriorates, it should provide adequate earnings cover for the dividend.
お知らせ • Mar 27United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2025On March 25, 2025, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on April 22, 2025, to shareholders of record as of April 7, 2025.
Reported Earnings • Mar 23Full year 2024 earnings released: EPS: US$0.86 (vs US$1.16 in FY 2023)Full year 2024 results: EPS: US$0.86 (down from US$1.16 in FY 2023). Revenue: US$48.6m (down 9.0% from FY 2023). Net income: US$14.8m (down 25% from FY 2023). Profit margin: 30% (down from 37% in FY 2023). Net interest margin (NIM): 4.26% (down from 4.29% in FY 2023). Non-performing loans: 1.36% (up from 1.29% in FY 2023). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Jan 28Full year 2024 earnings released: EPS: US$0.86 (vs US$1.16 in FY 2023)Full year 2024 results: EPS: US$0.86 (down from US$1.16 in FY 2023). Revenue: US$48.6m (down 9.0% from FY 2023). Net income: US$14.8m (down 25% from FY 2023). Profit margin: 30% (down from 37% in FY 2023). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Declared Dividend • Dec 22Third quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 2nd January 2025 Payment date: 17th January 2025 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 8 years and payments have been stable during that time. Earnings per share has grown by 1.3% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Dec 19United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 17, 2025On December 17, 2024, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 17, 2025, to shareholders of record as of January 2, 2025.
Reported Earnings • Oct 20Third quarter 2024 earnings released: EPS: US$0.22 (vs US$0.23 in 3Q 2023)Third quarter 2024 results: EPS: US$0.22 (down from US$0.23 in 3Q 2023). Revenue: US$12.3m (up 2.0% from 3Q 2023). Net income: US$3.83m (flat on 3Q 2023). Profit margin: 31% (in line with 3Q 2023). Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 19+ 1 more updateUnited Security Bancshares Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024United Security Bancshares reported net charge-offs for the third quarter ended September 30, 2024. Net charge-offs totaled $633,000 for the quarter ended September 30, 2024 compared to $467,000 for the quarter ended September 30, 2023.
分析記事 • Sep 29United Security Bancshares (NASDAQ:UBFO) Has Affirmed Its Dividend Of $0.12United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of $0.12 per share on the 23rd of...
Declared Dividend • Sep 29Second quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 7th October 2024 Payment date: 23rd October 2024 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 2.1% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Recent Insider Transactions • Jul 25Independent Director recently bought US$1.1m worth of stockOn the 24th of July, Jagroop Gill bought around 140k shares on-market at roughly US$7.96 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$1.7m more in shares than they have sold in the last 12 months.
Reported Earnings • Jul 19Second quarter 2024 earnings released: EPS: US$0.25 (vs US$0.26 in 2Q 2023)Second quarter 2024 results: EPS: US$0.25 (down from US$0.26 in 2Q 2023). Revenue: US$13.0m (up 4.8% from 2Q 2023). Net income: US$4.30m (down 2.7% from 2Q 2023). Profit margin: 33% (down from 36% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
分析記事 • Jul 01United Security Bancshares (NASDAQ:UBFO) Is Paying Out A Dividend Of $0.12The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of $0.12 per share on...
Declared Dividend • Jul 01First quarter dividend of US$0.12 announcedDividend of US$0.12 is the same as last year. Ex-date: 8th July 2024 Payment date: 23rd July 2024 Dividend yield will be 6.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 3.2% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 27United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 23, 2024On June 25, 2024, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 23, 2024, to shareholders of record as of July 8, 2024.
Recent Insider Transactions • Jun 16Independent Director recently bought US$59k worth of stockOn the 11th of June, Jagroop Gill bought around 8k shares on-market at roughly US$7.20 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$502k more in shares than they have sold in the last 12 months.
Declared Dividend • Mar 31Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 5th April 2024 Payment date: 22nd April 2024 Dividend yield will be 6.2%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 7 years and payments have been stable during that time. Earnings per share has grown by 6.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 28United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2024United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on April 22, 2024, to shareholders of record as of April 8, 2024.
お知らせ • Dec 20United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 19, 2024On December 18, 2023, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on January 19, 2024, to shareholders of record as of January 3, 2024.
お知らせ • Nov 17United Security Bancshares announced delayed 10-Q filingOn 11/15/2023, United Security Bancshares announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
Reported Earnings • Nov 01Third quarter 2023 earnings released: EPS: US$0.23 (vs US$0.26 in 3Q 2022)Third quarter 2023 results: EPS: US$0.23 (down from US$0.26 in 3Q 2022). Revenue: US$12.0m (down 3.8% from 3Q 2022). Net income: US$3.85m (down 14% from 3Q 2022). Profit margin: 32% (down from 36% in 3Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Oct 02Now 21% undervaluedOver the last 90 days, the stock is up 7.6%. The fair value is estimated to be US$9.26, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 28%.
分析記事 • Oct 01United Security Bancshares (NASDAQ:UBFO) Will Pay A Dividend Of $0.12The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of $0.12 per share on...
お知らせ • Sep 28United Security Bancshares Declares Regular Quarterly Cash Dividend, Payable on October 25, 2023On September 26, 2023, the Board of Directors of United Security Bancshares (the Company) declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on October 25, 2023, to shareholders of record as of October 10, 2023.
Recent Insider Transactions • Sep 22Director recently bought US$241k worth of stockOn the 20th of September, Jagroop Gill bought around 35k shares on-market at roughly US$7.00 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$824k more in shares than they have sold in the last 12 months.
Buying Opportunity • Sep 09Now 20% undervaluedOver the last 90 days, the stock is up 8.7%. The fair value is estimated to be US$9.26, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 28%.
お知らせ • Jul 28United Security Bancshares Appoints Thomas G. Walker to Board of DirectorsThe Board of Directors of United Security Bancshares announced the appointment of Thomas G. Walker to the Company’s and Bank’s Boards of Directors effective immediately. Thomas Walker is a Principal/Owner of Capital Group Inc. dba Capitalize which is a California-based commercial lending mortgage banking firm where he has been since July 2021. Prior to Capitalize, Mr. Walker was an executive at Housing Capital Company, a division of US Bancorp, for 23 years. Tom graduated from UC Irvine with a B.A. in Economics and a Minor in Management. He is a licensed California real estate broker and has previously served as a member of the board of directors for the Building Industry Association.
Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.20 in 2Q 2022)Second quarter 2023 results: EPS: US$0.26 (up from US$0.20 in 2Q 2022). Revenue: US$12.4m (up 19% from 2Q 2022). Net income: US$4.42m (up 29% from 2Q 2022). Profit margin: 36% (up from 33% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
分析記事 • Jul 02United Security Bancshares (NASDAQ:UBFO) Is Paying Out A Larger Dividend Than Last YearUnited Security Bancshares' ( NASDAQ:UBFO ) periodic dividend will be increasing on the 24th of July to $0.12, with...
お知らせ • Jun 30Benjamin Mackovak to Retire from the Boards of Directors of United Security Bancshares and United Security BankOn June 26, 2032, Director Benjamin Mackovak notified the Board of Directors of United Security Bancshares (“Company”) and its wholly-owned subsidiary, United Security Bank (the “Bank”), of his decision to retire from the Boards of Directors of the Company and the Bank effective June 27, 2023. Mr. Mackovak’s retirement from the Company and Bank was not a result of any disagreement with the Company or Bank on any matter relating to its operations, policies, or practices.
お知らせ • Jun 29United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 24, 2023On June 27, 2023, the Board of Directors of United Security Bancshares declared a regular quarterly cash dividend of $0.12 per share on the Company’s common stock. The dividend is payable on July 24, 2023, to shareholders of record as of July 10, 2023.
Recent Insider Transactions Derivative • Jun 18Senior VP & Chief Credit Officer exercised options to buy US$127k worth of stock.On the 16th of June, William Yarbenet exercised options to buy 19k shares at a strike price of around US$3.65, costing a total of US$69k. This transaction amounted to 59% of their direct individual holding at the time of the trade. Since December 2022, William's direct individual holding has increased from 29.32k shares to 32.29k. Company insiders have collectively bought US$641k more than they sold, via options and on-market transactions, in the last 12 months.
New Risk • Jun 10New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$66k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (US$66k sold).
お知らせ • Jun 09United Security Bancshares and United Security Bank Appoints Jay Gill as Member of their Respective BoardsThe Board of Directors of United Security Bancshares, the parent company of United Security Bank (the “Bank”) announced the appointment of Jay Gill to the Company’s and Bank’s Boards of Directors effective June 7, 2023. Jay is a successful business owner, is actively involved in local community, and will serve as an excellent resource for both the Board and management of the Company. Jay has already demonstrated his confidence in and commitment to vision and mission by accumulating over 1 million shares of the Company’s common stock. Jay Gill is the President and CEO of Gill Automotive Group. In addition, he has agricultural interests in central California. Jay is a graduate of California State University, Fresno where he received a bachelor’s degree in engineering. Jay currently serves on the boards of directors of Mid-Valley Water, Cen-Cal SBA, Chrysler Minority Dealer Association, and Ford Minority Dealer Association.
Recent Insider Transactions • Jun 09Senior VP & Chief Credit Officer recently sold US$66k worth of stockOn the 7th of June, William Yarbenet sold around 10k shares on-market at roughly US$6.57 per share. This transaction amounted to 24% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$42k more than they sold in the last 12 months.
Recent Insider Transactions Derivative • Jun 05Senior VP & Chief Credit Officer notifies of intention to sell stockWilliam Yarbenet intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 2nd of June. If the sale is conducted around the recent share price of US$6.30, it would amount to US$63k. Since December 2022, William's direct individual holding has increased from 29.32k shares to 42.29k. Company insiders have collectively bought US$127k more than they sold, via options and on-market transactions, in the last 12 months.
分析記事 • Apr 02United Security Bancshares (NASDAQ:UBFO) Has Affirmed Its Dividend Of $0.11The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of $0.11 per share on...
Reported Earnings • Mar 31Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)Full year 2022 results: EPS: US$0.92 (up from US$0.59 in FY 2021). Revenue: US$46.1m (up 25% from FY 2021). Net income: US$15.7m (up 55% from FY 2021). Profit margin: 34% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.69% (up from 3.16% in FY 2021). Non-performing loans: 1.52% (up from 1.39% in FY 2021). Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth.
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$6.47, the stock trades at a trailing P/E ratio of 7x. Average trailing P/E is 9x in the Banks industry in the US. Total returns to shareholders of 49% over the past three years.
お知らせ • Jan 28United Security Bancshares Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022United Security Bancshares reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, net charge-offs totaled $465,000 for the quarter ended December 31, 2022, compared to net charge-offs of $265,000 for the quarter ended December 31, 2021.
Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)Full year 2022 results: EPS: US$0.92 (up from US$0.59 in FY 2021). Revenue: US$46.1m (up 25% from FY 2021). Net income: US$15.7m (up 55% from FY 2021). Profit margin: 34% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Dec 27Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 03 January 2023. Payment date: 19 January 2023. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 6.2%. Within top quartile of American dividend payers (4.5%). Higher than average of industry peers (3.2%).
分析記事 • Dec 25United Security Bancshares (NASDAQ:UBFO) Has Announced A Dividend Of $0.11The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend on the 19th of...
Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$0.26 (vs US$0.15 in 3Q 2021)Third quarter 2022 results: EPS: US$0.26 (up from US$0.15 in 3Q 2021). Revenue: US$12.5m (up 28% from 3Q 2021). Net income: US$4.47m (up 71% from 3Q 2021). Profit margin: 36% (up from 27% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 10% per year whereas the company’s share price has fallen by 12% per year.
Seeking Alpha • Oct 20United Security Bancshares GAAP EPS of $0.26, revenue of $13.12MUnited Security Bancshares press release (NASDAQ:UBFO): Q3 GAAP EPS of $0.26. Revenue of $13.12M (+27.8% Y/Y).
Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.20 (vs US$0.16 in 2Q 2021)Second quarter 2022 results: EPS: US$0.20 (up from US$0.16 in 2Q 2021). Revenue: US$10.4m (up 11% from 2Q 2021). Net income: US$3.44m (up 27% from 2Q 2021). Profit margin: 33% (up from 29% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
Seeking Alpha • Jul 20United Security Bancshares GAAP EPS of $0.20, revenue of $11.01MUnited Security Bancshares press release (NASDAQ:UBFO): Q2 GAAP EPS of $0.20. Revenue of $11.01M (+7.8% Y/Y).
分析記事 • Jul 05United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11United Security Bancshares' ( NASDAQ:UBFO ) investors are due to receive a payment of US$0.11 per share on 22nd of...
Seeking Alpha • Jun 30United Security Bancshares declares $0.11 dividendUnited Security Bancshares (NASDAQ:UBFO) declares $0.11/share quarterly dividend, in line with previous. Forward yield 5.85% Payable July 22; for shareholders of record July 8; ex-div July 7. See UBFO Dividend Scorecard, Yield Chart, & Dividend Growth.
Reported Earnings • May 09First quarter 2022 earnings released: EPS: US$0.14 (vs US$0.083 in 1Q 2021)First quarter 2022 results: EPS: US$0.14 (up from US$0.083 in 1Q 2021). Revenue: US$9.23m (up 23% from 1Q 2021). Net income: US$2.44m (up 73% from 1Q 2021). Profit margin: 27% (up from 19% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
分析記事 • Mar 29United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11The board of United Security Bancshares ( NASDAQ:UBFO ) has announced that it will pay a dividend of US$0.11 per share...
Upcoming Dividend • Mar 29Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 05 April 2022. Payment date: 18 April 2022. Payout ratio is a comfortable 74% and this is well supported by cash flows. Trailing yield: 5.3%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.7%).
Reported Earnings • Mar 12Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.59 (up from US$0.53 in FY 2020). Revenue: US$36.9m (up 7.4% from FY 2020). Net income: US$10.1m (up 13% from FY 2020). Profit margin: 27% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (down from 3.34% in FY 2020). Non-performing loans: 1.39% (down from 1.91% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
Reported Earnings • Jan 29Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.59 (up from US$0.53 in FY 2020). Revenue: US$36.9m (up 7.8% from FY 2020). Net income: US$10.1m (up 13% from FY 2020). Profit margin: 27% (up from 26% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions • Jan 25Independent Director recently bought US$98k worth of stockOn the 21st of January, Kenneth Newby bought around 12k shares on-market at roughly US$8.15 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$188k more in shares than they have sold in the last 12 months.
Upcoming Dividend • Dec 24Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 31 December 2021. Payment date: 18 January 2022. Payout ratio is on the higher end at 86%, however this is supported by cash flows. Trailing yield: 5.5%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.3%).