View ValuationUnited Bancorp 将来の成長Future 基準チェック /16United Bancorp利益と収益がそれぞれ年間10.9%と2%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に13.3% 10.9%なると予測されています。主要情報10.9%収益成長率10.85%EPS成長率Banks 収益成長8.2%収益成長率2.0%将来の株主資本利益率13.30%アナリストカバレッジLow最終更新日12 May 2026今後の成長に関する最新情報Major Estimate Revision • May 17Consensus EPS estimates fall by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$27.1m to US$25.2m. EPS estimate also fell from US$1.59 per share to US$1.37 per share. Net income forecast to shrink 7.9% next year vs 2.0% growth forecast for Banks industry in the US . Consensus price target of US$20.00 unchanged from last update. Share price was steady at US$12.39 over the past week.Price Target Changed • Nov 05Price target decreased by 9.1% to US$20.00Down from US$22.00, the current price target is provided by 1 analyst. New target price is 85% above last closing price of US$10.80. Stock is down 28% over the past year. The company is forecast to post earnings per share of US$1.50 for next year compared to US$1.51 last year.Price Target Changed • Nov 17Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 53% above last closing price of US$14.40. Stock is down 4.4% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$1.62 last year.Price Target Changed • Apr 27Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 26% above last closing price of US$17.50. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$1.57 for next year compared to US$1.62 last year.すべての更新を表示Recent updatesReported Earnings • May 11First quarter 2026 earnings released: EPS: US$0.33 (vs US$0.32 in 1Q 2025)First quarter 2026 results: EPS: US$0.33 (up from US$0.32 in 1Q 2025). Revenue: US$7.91m (up 6.4% from 1Q 2025). Net income: US$1.91m (up 8.0% from 1Q 2025). Profit margin: 24% (in line with 1Q 2025). Revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.Board Change • Apr 27High number of new directorsIndependent Director Jon Clark was the last director to join the board, commencing their role in 2026.お知らせ • Mar 19United Bancorp, Inc., Annual General Meeting, Apr 22, 2026United Bancorp, Inc., Annual General Meeting, Apr 22, 2026. Location: 201 south fourth street, martins ferry, ohio, United StatesDeclared Dividend • Feb 24Fourth quarter dividend of US$0.37 announcedShareholders will receive a dividend of US$0.37. Ex-date: 10th March 2026 Payment date: 20th March 2026 Dividend yield will be 6.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 31% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 21+ 1 more updateUnited Bancorp, Inc. Approves a One-Time, Special Dividend, Payable on March 20, 2026The Board of Directors of United Bancorp, Inc. also approved a one-time, special dividend of $0.1750 per common share, which is payable on March 20, 2026 to shareholders of record on March 10, 2026.Reported Earnings • Feb 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$1.41 (up from US$1.28 in FY 2024). Revenue: US$31.9m (up 10.0% from FY 2024). Net income: US$7.75m (up 9.8% from FY 2024). Profit margin: 24% (in line with FY 2024). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is expected to decline by 4.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 8.9%. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Declared Dividend • Nov 24Third quarter dividend of US$0.19 announcedShareholders will receive a dividend of US$0.19. Ex-date: 10th December 2025 Payment date: 19th December 2025 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (56% payout ratio) and is expected to be covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 32% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 22United Bancorp, Inc. Declares Fourth Quarter Dividend, Payable on December 19, 2025On November 19, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.19 per share for shareholders of record on December 10, 2025 with a payment date of December 19, 2025. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1825, $0.1850 and $0.1875 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.92 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0650, or 7.6%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP’s market value of $13.98 at the most recent quarter-end.Reported Earnings • Nov 09Third quarter 2025 earnings released: EPS: US$0.35 (vs US$0.31 in 3Q 2024)Third quarter 2025 results: EPS: US$0.35 (up from US$0.31 in 3Q 2024). Revenue: US$7.89m (up 8.3% from 3Q 2024). Net income: US$1.93m (up 11% from 3Q 2024). Profit margin: 25% (in line with 3Q 2024). Revenue is forecast to stay flat during the next 3 years compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 6% per year.Declared Dividend • Aug 25Second quarter dividend of US$0.19 announcedShareholders will receive a dividend of US$0.19. Ex-date: 10th September 2025 Payment date: 19th September 2025 Dividend yield will be 6.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (56% payout ratio) and is expected to be covered in 3 years' time (46% forecast payout ratio). The dividend has increased by an average of 9.8% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 49% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Aug 22United Bancorp, Inc. Announces Increase in Cash Dividend for Third Quarter of 2025, Payable on September 19, 2025On August 20, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1875 per share for shareholders of record on September 10, 2025 with a payment date of September 19, 2025. This is an increase of $0.01, or 5.6%, over the regular cash dividend paid in the third quarter of the previous year. In addition, this payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1825 and $0.1850 respectively. With this third quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.73 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0550, or 8.2%, over the amount paid during the same period last year. At the third quarter payment level, the regular cash dividend produces a forward yield of 5.2% based on UBCP’s market value of $14.50 at the most recent quarter-end.Reported Earnings • Aug 03Second quarter 2025 earnings released: EPS: US$0.35 (vs US$0.29 in 2Q 2024)Second quarter 2025 results: EPS: US$0.35 (up from US$0.29 in 2Q 2024). Revenue: US$7.78m (up 8.8% from 2Q 2024). Net income: US$1.91m (up 15% from 2Q 2024). Profit margin: 25% (up from 23% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.Upcoming Dividend • Jun 03Upcoming dividend of US$0.18 per shareEligible shareholders must have bought the stock before 10 June 2025. Payment date: 20 June 2025. Payout ratio is a comfortable 57% but the company is not cash flow positive. Trailing yield: 6.7%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (2.7%).Reported Earnings • May 12First quarter 2025 earnings released: EPS: US$0.34 (vs US$0.35 in 1Q 2024)First quarter 2025 results: EPS: US$0.34 (down from US$0.35 in 1Q 2024). Revenue: US$7.43m (up 6.5% from 1Q 2024). Net income: US$1.87m (down 1.6% from 1Q 2024). Profit margin: 25% (down from 27% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 9% per year.Declared Dividend • Apr 20Fourth quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th June 2025 Payment date: 20th June 2025 Dividend yield will be 6.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (55% payout ratio) and is expected to be covered in 3 years' time (43% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 40% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 18United Bancorp, Inc. Declares Dividend for the Second Quarter of 2025, Payable on June 20, 2025On April 16, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a second quarter dividend payment of $0.1850 per share for shareholders of record on June 10, 2025 with a payment date of June 20, 2025. This is an increase of $0.01, or 5.7%, over the regular cash dividend paid in the second quarter of last year. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.5425 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase over the previous year of $0.0450 or 9.0%. At the second quarter payment level, the regular cash dividend produces a forward yield of 5.51% based on UBCP’s market value of $13.42 at the most recent quarter-end.Reported Earnings • Mar 18Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$1.28 (down from US$1.57 in FY 2023). Revenue: US$29.0m (down 4.6% from FY 2023). Net income: US$7.06m (down 18% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 3.51% (down from 3.65% in FY 2023). Non-performing loans: 0.16% (up from 0.13% in FY 2023). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 1.6%. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 10% per year.お知らせ • Mar 17United Bancorp, Inc., Annual General Meeting, Apr 16, 2025United Bancorp, Inc., Annual General Meeting, Apr 16, 2025. Location: 201 south fourth street, martins ferry, ohio United States分析記事 • Feb 25United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last YearThe board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.3575 on the...Declared Dividend • Feb 24Fourth quarter dividend of US$0.36 announcedShareholders will receive a dividend of US$0.36. Ex-date: 10th March 2025 Payment date: 20th March 2025 Dividend yield will be 6.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (43% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 35% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 22+ 1 more updateUnited Bancorp, Inc. Approves A One-Time, Special Dividend, Payable on March 20, 2025United Bancorp, Inc. approved a one-time, special dividend of $0.1750 per common share, which is payable on March 20, 2025 to shareholders of record on March 10, 2025. This is an increase of $0.025, or 16.7%, over the special dividend payment amount paid the previous year.Reported Earnings • Feb 09Full year 2024 earnings released: EPS: US$1.27 (vs US$1.57 in FY 2023)Full year 2024 results: EPS: US$1.27 (down from US$1.57 in FY 2023). Revenue: US$28.8m (down 5.0% from FY 2023). Net income: US$7.40m (down 14% from FY 2023). Profit margin: 26% (down from 28% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 8% per year.分析記事 • Dec 02United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last YearUnited Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to $0.18...Declared Dividend • Nov 25Third quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th December 2024 Payment date: 20th December 2024 Dividend yield will be 6.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 22United Bancorp, Inc. Increases Its Fourth Quarter Cash Dividend Payment, Payable on December 20, 2024United Bancorp, Inc. announced that on November 20, 2024, the Board of Directors of the company declared a fourth quarter dividend payment of $0.18 per share for shareholders of record on December 10, 2024 with a payment date of December 20, 2024. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1725, $0.1750 and $0.1775 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.8550 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.04, or 4.9%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP's market value of $13.13 at the most recent quarter-end.Reported Earnings • Nov 08Third quarter 2024 earnings released: EPS: US$0.32 (vs US$0.42 in 3Q 2023)Third quarter 2024 results: EPS: US$0.32 (down from US$0.42 in 3Q 2023). Revenue: US$7.28m (down 5.2% from 3Q 2023). Net income: US$1.82m (down 21% from 3Q 2023). Profit margin: 25% (down from 30% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 2.6% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 7% per year.Valuation Update With 7 Day Price Move • Sep 25Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$13.78, the stock trades at a trailing P/E ratio of 10x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 11% over the past three years.分析記事 • Aug 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1775The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.1775 on the...Declared Dividend • Aug 25Second quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th September 2024 Payment date: 20th September 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 7.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Aug 22United Bancorp, Inc. Declares Third Quarter Dividend, Payable on September 20, 2024On August 21, 2024, the Board of Directors of United Bancorp, Inc. declared a third quarter dividend payment of $0.1775 per share for shareholders of record on September 10, 2024 with a payment date of September 20, 2024. This is an increase of $0.01, or 6.0%, over the regular cash dividend paid in the third quarter of the previous year. In addition, this payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1725 and $0.1750 respectively.Reported Earnings • Aug 11Second quarter 2024 earnings released: EPS: US$0.31 (vs US$0.41 in 2Q 2023)Second quarter 2024 results: EPS: US$0.31 (down from US$0.41 in 2Q 2023). Revenue: US$7.15m (down 5.1% from 2Q 2023). Net income: US$1.74m (down 22% from 2Q 2023). Profit margin: 24% (down from 30% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 2.0% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 7% per year.New Risk • Jun 05New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 4.6% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (4.6% increase in shares outstanding). Market cap is less than US$100m (US$72.3m market cap).Upcoming Dividend • Jun 03Upcoming dividend of US$0.17 per shareEligible shareholders must have bought the stock before 10 June 2024. Payment date: 20 June 2024. Payout ratio is a comfortable 43% and this is well supported by cash flows. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.0%).Major Estimate Revision • May 17Consensus EPS estimates fall by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$27.1m to US$25.2m. EPS estimate also fell from US$1.59 per share to US$1.37 per share. Net income forecast to shrink 7.9% next year vs 2.0% growth forecast for Banks industry in the US . Consensus price target of US$20.00 unchanged from last update. Share price was steady at US$12.39 over the past week.Reported Earnings • May 12First quarter 2024 earnings released: EPS: US$0.36 (vs US$0.33 in 1Q 2023)First quarter 2024 results: EPS: US$0.36 (up from US$0.33 in 1Q 2023). Revenue: US$6.98m (down 6.2% from 1Q 2023). Net income: US$1.99m (up 10% from 1Q 2023). Profit margin: 28% (up from 24% in 1Q 2023). The increase in margin was driven by lower expenses. Revenue is expected to decline by 2.5% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.0%. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.お知らせ • May 10United Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024United Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2024. For the quarter, the company had net loans charged off of $28,000.分析記事 • Apr 25United Bancorp (NASDAQ:UBCP) Is Due To Pay A Dividend Of $0.175United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will pay a dividend of $0.175 per share on the 20th of June...Declared Dividend • Apr 24Fourth quarter dividend increased to US$0.17Dividend of US$0.17 is 6.1% higher than last year. Ex-date: 10th June 2024 Payment date: 20th June 2024 Dividend yield will be 6.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (42% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 13% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 19United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 20, 2024On April 17, 2024, the Board of Directors of United Bancorp, Inc. declared a second quarter dividend payment of $0.1750 per share for shareholders of record on June 10, 2024 with a payment date of June 20, 2024. This is an increase of $0.01, or 6.1%, over the regular cash dividend paid in the second quarter of last year. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.4975 (inclusive of a special cash dividend of $0.15 paid in the first quarter). At the second quarter payment level, the regular cash dividend produces a forward yield of 4.84% based on UBCP's market value of $14.47 at the most recent quarter-end.Valuation Update With 7 Day Price Move • Mar 21Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$13.53, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 12% over the past three years.お知らせ • Mar 21United Bancorp, Inc., Annual General Meeting, Apr 17, 2024United Bancorp, Inc., Annual General Meeting, Apr 17, 2024, at 14:00 Eastern Daylight. Location: 201 South Fourth Street, Martins Ferry, Ohio United States Agenda: To consider the Election of Directors; to consider the Advisory vote on the Appointment of the Independent Registered Public Accounting Firm; and to consider other matters.Upcoming Dividend • Feb 29Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 07 March 2024. Payment date: 20 March 2024. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.1%).Declared Dividend • Feb 25Fourth quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 7th March 2024 Payment date: 20th March 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 8.6% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 21+ 1 more updateUnited Bancorp, Inc. Announces Special Dividend, Payable on March 20, 2024The Board of Directors of United Bancorp, Inc. also approved a one-time, special dividend of $0.15 per common share, which is payable on March 20, 2024 to shareholders of record on March 8, 2024. The Board of Directors approved this special cash dividend based on the Company's continued solid earnings, ample liquidity and strong capital position. On a forward basis and inclusive of this special dividend payment, United Bancorp, Inc. is projected to pay cash dividends of $0.84 in the current year.Reported Earnings • Feb 07Full year 2023 earnings released: EPS: US$1.63 (vs US$1.51 in FY 2022)Full year 2023 results: EPS: US$1.63 (up from US$1.51 in FY 2022). Revenue: US$30.3m (up 3.1% from FY 2022). Net income: US$8.95m (up 8.2% from FY 2022). Profit margin: 30% (up from 28% in FY 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 5.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.7%. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has fallen by 3% per year.Valuation Update With 7 Day Price Move • Dec 20Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$13.45, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 21% over the past three years.Upcoming Dividend • Nov 30Upcoming dividend of US$0.17 per share at 7.5% yieldEligible shareholders must have bought the stock before 07 December 2023. Payment date: 20 December 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.5%. Within top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).お知らせ • Nov 29United Bancorp, Inc. Announces Board ChangesUnited Bancorp, Inc. announced that Effective November 22, 2023, the Board of Directors of United Bancorp, Inc. (the “Company”) appointed Bethany E. Schunn and Brian M. Hendershot to fill two vacancies created on August 16, 2023, at the recommendation of the Board’s Nominating and Governance Committee that increased the size of the Company’s Board of Directors from four members to six. The increase in Board size was affected primarily to enhance the overall depth and strength of the Board and is also expected to facilitate more seamless committee transitions in the event of Board turnover related to normal retirements. During the intervening period, the Board and Committee have been involved in the process of evaluating potential candidates to fill the newly created vacancies. In addition, the Board also approved the appointment of Scott A. Everson, the Company’s President, and CEO, to the position of Chairman of the Board of Directors to effect immediately upon the retirement of Richard L. Riesbeck on October 20, 2024. Mr. Riesbeck, who has served as Chairman of the Company’s Board of Directors since 2014, will retire from the Board pursuant to service limit requirements contained in the Company’s Corporate Governance Guidelines. Ms. Schunn, Plant Manager for the Cardinal Operating Company in Brilliant, Ohio has served on the Bank’s Board of Directors since 2021. Mr. Hendershot, President of Ohio-West Virginia Excavating in Shadyside, Ohio, has been a member of the Bank’s Board since 2020.分析記事 • Nov 28United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.17United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...お知らせ • Nov 23United Bancorp, Inc. Increases Cash Dividend for the Fourth Quarter, Payable on December 20, 2023The Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.17 per share for shareholders of record on December 8, 2023 with a payment date of December 20, 2023. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1625, $0.1650 and $0.1675 respectively.Reported Earnings • Nov 07Third quarter 2023 earnings released: EPS: US$0.44 (vs US$0.40 in 3Q 2022)Third quarter 2023 results: EPS: US$0.44 (up from US$0.40 in 3Q 2022). Revenue: US$7.68m (up 3.9% from 3Q 2022). Net income: US$2.39m (up 8.6% from 3Q 2022). Profit margin: 31% (up from 30% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.3% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Price Target Changed • Nov 05Price target decreased by 9.1% to US$20.00Down from US$22.00, the current price target is provided by 1 analyst. New target price is 85% above last closing price of US$10.80. Stock is down 28% over the past year. The company is forecast to post earnings per share of US$1.50 for next year compared to US$1.51 last year.Upcoming Dividend • Aug 31Upcoming dividend of US$0.17 per share at 7.0% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 20 September 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.6%).分析記事 • Aug 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1675United Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to...お知らせ • Aug 22United Bancorp, Inc. Declares Third Quarter Dividend, Payable on September 20, 2023United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1675 per share for shareholders of record on September 8, 2023 with a payment date of September 20, 2023. This is an increase of $0.01, or 6.3%, over the regular cash dividend paid in the third quarter of the previous year.Reported Earnings • Aug 01Second quarter 2023 earnings released: EPS: US$0.41 (vs US$0.41 in 2Q 2022)Second quarter 2023 results: EPS: US$0.41 (up from US$0.41 in 2Q 2022). Revenue: US$7.54m (up 1.3% from 2Q 2022). Net income: US$2.28m (up 2.1% from 2Q 2022). Profit margin: 30% (in line with 2Q 2022). Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 3% per year.Upcoming Dividend • Jun 01Upcoming dividend of US$0.17 per share at 7.1% yieldEligible shareholders must have bought the stock before 08 June 2023. Payment date: 20 June 2023. Payout ratio is a comfortable 41% but the company is paying out more than the cash it is generating. Trailing yield: 7.1%. Within top quartile of American dividend payers (5.2%). Higher than average of industry peers (3.8%).分析記事 • May 09United Bancorp's (NASDAQ:UBCP) Upcoming Dividend Will Be Larger Than Last Year'sUnited Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...Reported Earnings • May 07First quarter 2023 earnings released: EPS: US$0.33 (vs US$0.31 in 1Q 2022)First quarter 2023 results: EPS: US$0.33 (up from US$0.31 in 1Q 2022). Revenue: US$7.44m (up 6.3% from 1Q 2022). Net income: US$1.89m (up 13% from 1Q 2022). Profit margin: 25% (up from 24% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 2.2% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 3.1%. Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 5% per year.お知らせ • May 05United Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2023United Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2023. For the quarter, the company reported total net charge-offs of $19,033 compared to $1,765 a year ago.分析記事 • Apr 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.165United Bancorp, Inc. ( NASDAQ:UBCP ) will increase its dividend from last year's comparable payment on the 20th of June...Reported Earnings • Mar 21Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2022 results: EPS: US$1.51 (down from US$1.62 in FY 2021). Revenue: US$29.4m (up 1.2% from FY 2021). Net income: US$8.27m (down 6.9% from FY 2021). Profit margin: 28% (down from 31% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.73% (up from 3.48% in FY 2021). Non-performing loans: 0.04% (down from 0.93% in FY 2021). Revenue exceeded analyst estimates by 7.9%. Earnings per share (EPS) missed analyst estimates by 1.3%. Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$12.71, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 46% over the past three years.Upcoming Dividend • Mar 02Upcoming dividend of US$0.31 per share at 5.3% yieldEligible shareholders must have bought the stock before 09 March 2023. Payment date: 20 March 2023. Trailing yield: 5.3%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (3.0%).分析記事 • Feb 26United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.3125The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.3125 on the...Upcoming Dividend • Dec 01Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 08 December 2022. Payment date: 20 December 2022. Payout ratio is a comfortable 40% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).分析記事 • Nov 22United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last YearUnited Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...Reported Earnings • Nov 20Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.50 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.50 in 3Q 2021). Revenue: US$7.40m (down 11% from 3Q 2021). Net income: US$2.30m (down 16% from 3Q 2021). Profit margin: 31% (down from 33% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.お知らせ • Nov 18United Bancorp, Inc. Increases Its Fourth Quarter Cash Dividend Payment, Payable on December 20, 2022On November 16, 2022, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.16 per share for shareholders of record on December 9, 2022 with a payment date of December 20, 2022.Price Target Changed • Nov 17Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 53% above last closing price of US$14.40. Stock is down 4.4% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$1.62 last year.Board Change • Nov 17Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 4 highly experienced directors. Independent Director Gary Glessner was the last director to join the board, commencing their role in 2013. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.50 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.50 in 3Q 2021). Revenue: US$7.40m (down 11% from 3Q 2021). Net income: US$2.30m (down 16% from 3Q 2021). Profit margin: 31% (down from 33% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Sep 01Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 08 September 2022. Payment date: 20 September 2022. Payout ratio is a comfortable 38% and this is well supported by cash flows. Trailing yield: 5.1%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.2%).お知らせ • Aug 23United Bancorp, Inc. Declares Dividend for the Third Quarter of 2022, Payable on September 20, 2022On August 17, 2022, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1575 per share for shareholders of record on September 9, 2022 with a payment date of September 20, 2022. This payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1525 and $0.1550 respectively. With this third quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.6150 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.08, or 15.0%, over the amount paid during the same period the previous year. At the third quarter payment level, the regular cash dividend produces a forward yield of 3.84% based on UBCP’s market value of $16.39 at the most recent quarter-end.分析記事 • Aug 21United Bancorp (NASDAQ:UBCP) Will Pay A Larger Dividend Than Last Year At $0.1575United Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to...Seeking Alpha • Aug 18United Bancorp declares $0.1575 dividendUnited Bancorp (NASDAQ:UBCP) declares $0.1575/share quarterly dividend, 1.6% increase from prior dividend of $0.1550. Forward yield 4.2% Payable Sept. 20; for shareholders of record Sept. 9; ex-div Sept. 8. See UBCP Dividend Scorecard, Yield Chart, & Dividend Growth.Reported Earnings • Aug 04Second quarter 2022 earnings released: EPS: US$0.42 (vs US$0.38 in 2Q 2021)Second quarter 2022 results: EPS: US$0.42 (up from US$0.38 in 2Q 2021). Revenue: US$7.44m (up 7.1% from 2Q 2021). Net income: US$2.30m (up 11% from 2Q 2021). Profit margin: 31% (up from 30% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is expected to shrink by 20% compared to a 16% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Aug 03United Bancorp GAAP EPS of $0.40, revenue of $6.96MUnited Bancorp press release (NASDAQ:UBCP): Q2 GAAP EPS of $0.40. Revenue of $6.96M (+3.9% Y/Y).Upcoming Dividend • Jun 02Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 09 June 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 4.7%. Within top quartile of American dividend payers (3.9%). Higher than average of industry peers (2.9%).Recent Insider Transactions • May 14Independent Chairman of the Board recently sold US$51k worth of stockOn the 12th of May, Richard Riesbeck sold around 3k shares on-market at roughly US$16.88 per share. This was the largest sale by an insider in the last 3 months. Richard has been a seller over the last 12 months, reducing personal holdings by US$80k.分析記事 • May 12United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 17th of...Price Target Changed • Apr 27Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 26% above last closing price of US$17.50. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$1.57 for next year compared to US$1.62 last year.Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 4 highly experienced directors. Independent Director Gary Glessner was the last director to join the board, commencing their role in 2013. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.分析記事 • Apr 25United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last YearUnited Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing to US$0.15 on 17th of June. This takes the dividend...お知らせ • Apr 22United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 17, 2022On April 20, 2022, the Board of Directors of United Bancorp, Inc. declared a second quarter dividend payment of $0.1550 per share for shareholders of record on June 10, 2022 with a payment date of June 17, 2022. This payment is greater than the regular cash dividend paid in the first quarter, which was $0.1525. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.4575 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.07, or 18.1%, over the amount paid during the same period the previous year. At the second quarter payment level, the regular cash dividend produces a forward yield of 3.47% based on UBCP's market value of $17.89 at the most recent quarter-end.Upcoming Dividend • Mar 02Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 09 March 2022. Payment date: 18 March 2022. Payout ratio is a comfortable 34% but the company is not cash flow positive. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.4%).Seeking Alpha • Feb 23United Bancorp: Special Dividend, Sixth Dividend Hike In Past 12 Months, 4.4% Yield NowSpecial Dividend plus regular dividend hike both announced; 6th dividend increase in past 12 months, 4.4% full-year 2022 yield now. 19% EPS growth reported in 2021, two years of strong results despite Covid. Strong 39-year dividend track record, 6 Special Dividends in past 6 years. Maintain a $21 target, so the total return of around 25%. Deep Value at 10.1x P/E on 2023 estimates; capital ratios and ROE continue to surge.分析記事 • Feb 22United Bancorp (NASDAQ:UBCP) Has Announced That It Will Be Increasing Its Dividend To US$0.30The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 18th of...お知らせ • Feb 18+ 1 more updateUnited Bancorp, Inc. Approves One-Time Special Dividend, Payable on March 18, 2022The Board of Directors of United Bancorp, Inc. approved one-time, special dividend of $0.15 per common share, which is payable on March 18, 2022 to shareholders of record on March 10, 2022.Seeking Alpha • Feb 16United Bancorp: 19%-Plus EPS Above Consensus, 4.1% Dividend Yield, 30% UpsideStellar 19%-plus full-year 2021 EPS, Q4 above consensus estimates. Attractive 4.1% trailing total dividend yield (3.6% regular run-rate yield). Four dividend hikes in 2021, five special dividends in the last five years. Raising our target to $21, suggesting 30% total return potential. Deep value at 10.5x P/E on 2023 estimates, capital ratios and ROE continue to surge.Upcoming Dividend • Dec 02Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 09 December 2021. Payment date: 20 December 2021. Trailing yield: 3.9%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.3%).分析記事 • Nov 23United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 20th of...Seeking Alpha • Nov 22United Bancorp: Fourth Dividend Hike YTD, 4.5% Div Yield, +41% Q3 EPSDividend increased 4th time in 2021, now 4.5% full-year yield, including February Special Dividend. +41% strong Q3 EPS growth leads to record FY2021; +18% EPS 5-year CAGR. Strong 39-year dividend track record, 5 Special Dividends in last 5 years. Maintain $20 target, so total return of around 35%. Deep Value at 9.4x P/E on 2021 estimates; capital ratios and ROE continue to surge.Reported Earnings • Nov 17Third quarter 2021 earnings released: EPS US$0.50 (vs US$0.36 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$8.29m (up 23% from 3Q 2020). Net income: US$2.90m (up 47% from 3Q 2020). Profit margin: 35% (up from 29% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.業績と収益の成長予測NasdaqCM:UBCP - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20283010N/AN/A112/31/2027299N/AN/A112/31/2026277N/AN/A13/31/2026327N/AN/AN/A12/31/2025327-110N/A9/30/202531729N/A6/30/2025307110N/A3/31/2025297-26N/A12/31/2024297-18N/A9/30/2024298010N/A6/30/202430849N/A3/31/2024309812N/A12/31/202330989N/A9/30/2023308910N/A6/30/2023308910N/A3/31/202330844N/A12/31/202229888N/A9/30/202229877N/A6/30/202230967N/A3/31/20223091112N/A12/31/202129978N/A9/30/202129989N/A6/30/2021278910N/A3/31/202127879N/A12/31/202026879N/A9/30/202025779N/A6/30/202024747N/A3/31/2020247810N/A12/31/2019247N/A9N/A9/30/2019245N/A8N/A6/30/2019235N/A8N/A3/31/2019225N/A6N/A12/31/2018214N/A6N/A9/30/2018214N/A6N/A6/30/2018204N/A5N/A3/31/2018204N/A5N/A12/31/2017193N/A5N/A9/30/2017194N/A4N/A6/30/2017194N/A4N/A3/31/2017184N/A4N/A12/31/2016184N/A4N/A9/30/2016183N/A4N/A6/30/2016183N/A4N/A3/31/2016173N/A4N/A12/31/2015173N/A4N/A9/30/2015173N/A5N/A6/30/2015173N/A5N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: UBCPの予測収益成長率 (年間10.9% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: UBCPの収益 ( 10.9% ) US市場 ( 16.7% ) よりも低い成長が予測されています。高成長収益: UBCPの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: UBCPの収益 ( 2% ) US市場 ( 11.7% ) よりも低い成長が予測されています。高い収益成長: UBCPの収益 ( 2% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: UBCPの 自己資本利益率 は、3年後には低くなると予測されています ( 13.3 %)。成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 05:12終値2026/05/21 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋United Bancorp, Inc. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Sandy MehtaEvaluate Research Limited
Major Estimate Revision • May 17Consensus EPS estimates fall by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$27.1m to US$25.2m. EPS estimate also fell from US$1.59 per share to US$1.37 per share. Net income forecast to shrink 7.9% next year vs 2.0% growth forecast for Banks industry in the US . Consensus price target of US$20.00 unchanged from last update. Share price was steady at US$12.39 over the past week.
Price Target Changed • Nov 05Price target decreased by 9.1% to US$20.00Down from US$22.00, the current price target is provided by 1 analyst. New target price is 85% above last closing price of US$10.80. Stock is down 28% over the past year. The company is forecast to post earnings per share of US$1.50 for next year compared to US$1.51 last year.
Price Target Changed • Nov 17Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 53% above last closing price of US$14.40. Stock is down 4.4% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$1.62 last year.
Price Target Changed • Apr 27Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 26% above last closing price of US$17.50. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$1.57 for next year compared to US$1.62 last year.
Reported Earnings • May 11First quarter 2026 earnings released: EPS: US$0.33 (vs US$0.32 in 1Q 2025)First quarter 2026 results: EPS: US$0.33 (up from US$0.32 in 1Q 2025). Revenue: US$7.91m (up 6.4% from 1Q 2025). Net income: US$1.91m (up 8.0% from 1Q 2025). Profit margin: 24% (in line with 1Q 2025). Revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.
Board Change • Apr 27High number of new directorsIndependent Director Jon Clark was the last director to join the board, commencing their role in 2026.
お知らせ • Mar 19United Bancorp, Inc., Annual General Meeting, Apr 22, 2026United Bancorp, Inc., Annual General Meeting, Apr 22, 2026. Location: 201 south fourth street, martins ferry, ohio, United States
Declared Dividend • Feb 24Fourth quarter dividend of US$0.37 announcedShareholders will receive a dividend of US$0.37. Ex-date: 10th March 2026 Payment date: 20th March 2026 Dividend yield will be 6.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 31% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 21+ 1 more updateUnited Bancorp, Inc. Approves a One-Time, Special Dividend, Payable on March 20, 2026The Board of Directors of United Bancorp, Inc. also approved a one-time, special dividend of $0.1750 per common share, which is payable on March 20, 2026 to shareholders of record on March 10, 2026.
Reported Earnings • Feb 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$1.41 (up from US$1.28 in FY 2024). Revenue: US$31.9m (up 10.0% from FY 2024). Net income: US$7.75m (up 9.8% from FY 2024). Profit margin: 24% (in line with FY 2024). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is expected to decline by 4.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 8.9%. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Declared Dividend • Nov 24Third quarter dividend of US$0.19 announcedShareholders will receive a dividend of US$0.19. Ex-date: 10th December 2025 Payment date: 19th December 2025 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (56% payout ratio) and is expected to be covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 32% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 22United Bancorp, Inc. Declares Fourth Quarter Dividend, Payable on December 19, 2025On November 19, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.19 per share for shareholders of record on December 10, 2025 with a payment date of December 19, 2025. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1825, $0.1850 and $0.1875 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.92 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0650, or 7.6%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP’s market value of $13.98 at the most recent quarter-end.
Reported Earnings • Nov 09Third quarter 2025 earnings released: EPS: US$0.35 (vs US$0.31 in 3Q 2024)Third quarter 2025 results: EPS: US$0.35 (up from US$0.31 in 3Q 2024). Revenue: US$7.89m (up 8.3% from 3Q 2024). Net income: US$1.93m (up 11% from 3Q 2024). Profit margin: 25% (in line with 3Q 2024). Revenue is forecast to stay flat during the next 3 years compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 6% per year.
Declared Dividend • Aug 25Second quarter dividend of US$0.19 announcedShareholders will receive a dividend of US$0.19. Ex-date: 10th September 2025 Payment date: 19th September 2025 Dividend yield will be 6.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (56% payout ratio) and is expected to be covered in 3 years' time (46% forecast payout ratio). The dividend has increased by an average of 9.8% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 49% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 22United Bancorp, Inc. Announces Increase in Cash Dividend for Third Quarter of 2025, Payable on September 19, 2025On August 20, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1875 per share for shareholders of record on September 10, 2025 with a payment date of September 19, 2025. This is an increase of $0.01, or 5.6%, over the regular cash dividend paid in the third quarter of the previous year. In addition, this payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1825 and $0.1850 respectively. With this third quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.73 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0550, or 8.2%, over the amount paid during the same period last year. At the third quarter payment level, the regular cash dividend produces a forward yield of 5.2% based on UBCP’s market value of $14.50 at the most recent quarter-end.
Reported Earnings • Aug 03Second quarter 2025 earnings released: EPS: US$0.35 (vs US$0.29 in 2Q 2024)Second quarter 2025 results: EPS: US$0.35 (up from US$0.29 in 2Q 2024). Revenue: US$7.78m (up 8.8% from 2Q 2024). Net income: US$1.91m (up 15% from 2Q 2024). Profit margin: 25% (up from 23% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.
Upcoming Dividend • Jun 03Upcoming dividend of US$0.18 per shareEligible shareholders must have bought the stock before 10 June 2025. Payment date: 20 June 2025. Payout ratio is a comfortable 57% but the company is not cash flow positive. Trailing yield: 6.7%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (2.7%).
Reported Earnings • May 12First quarter 2025 earnings released: EPS: US$0.34 (vs US$0.35 in 1Q 2024)First quarter 2025 results: EPS: US$0.34 (down from US$0.35 in 1Q 2024). Revenue: US$7.43m (up 6.5% from 1Q 2024). Net income: US$1.87m (down 1.6% from 1Q 2024). Profit margin: 25% (down from 27% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 9% per year.
Declared Dividend • Apr 20Fourth quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th June 2025 Payment date: 20th June 2025 Dividend yield will be 6.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (55% payout ratio) and is expected to be covered in 3 years' time (43% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 40% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 18United Bancorp, Inc. Declares Dividend for the Second Quarter of 2025, Payable on June 20, 2025On April 16, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a second quarter dividend payment of $0.1850 per share for shareholders of record on June 10, 2025 with a payment date of June 20, 2025. This is an increase of $0.01, or 5.7%, over the regular cash dividend paid in the second quarter of last year. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.5425 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase over the previous year of $0.0450 or 9.0%. At the second quarter payment level, the regular cash dividend produces a forward yield of 5.51% based on UBCP’s market value of $13.42 at the most recent quarter-end.
Reported Earnings • Mar 18Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$1.28 (down from US$1.57 in FY 2023). Revenue: US$29.0m (down 4.6% from FY 2023). Net income: US$7.06m (down 18% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 3.51% (down from 3.65% in FY 2023). Non-performing loans: 0.16% (up from 0.13% in FY 2023). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 1.6%. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 10% per year.
お知らせ • Mar 17United Bancorp, Inc., Annual General Meeting, Apr 16, 2025United Bancorp, Inc., Annual General Meeting, Apr 16, 2025. Location: 201 south fourth street, martins ferry, ohio United States
分析記事 • Feb 25United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last YearThe board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.3575 on the...
Declared Dividend • Feb 24Fourth quarter dividend of US$0.36 announcedShareholders will receive a dividend of US$0.36. Ex-date: 10th March 2025 Payment date: 20th March 2025 Dividend yield will be 6.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (43% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 35% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 22+ 1 more updateUnited Bancorp, Inc. Approves A One-Time, Special Dividend, Payable on March 20, 2025United Bancorp, Inc. approved a one-time, special dividend of $0.1750 per common share, which is payable on March 20, 2025 to shareholders of record on March 10, 2025. This is an increase of $0.025, or 16.7%, over the special dividend payment amount paid the previous year.
Reported Earnings • Feb 09Full year 2024 earnings released: EPS: US$1.27 (vs US$1.57 in FY 2023)Full year 2024 results: EPS: US$1.27 (down from US$1.57 in FY 2023). Revenue: US$28.8m (down 5.0% from FY 2023). Net income: US$7.40m (down 14% from FY 2023). Profit margin: 26% (down from 28% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 8% per year.
分析記事 • Dec 02United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last YearUnited Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to $0.18...
Declared Dividend • Nov 25Third quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th December 2024 Payment date: 20th December 2024 Dividend yield will be 6.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 22United Bancorp, Inc. Increases Its Fourth Quarter Cash Dividend Payment, Payable on December 20, 2024United Bancorp, Inc. announced that on November 20, 2024, the Board of Directors of the company declared a fourth quarter dividend payment of $0.18 per share for shareholders of record on December 10, 2024 with a payment date of December 20, 2024. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1725, $0.1750 and $0.1775 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.8550 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.04, or 4.9%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP's market value of $13.13 at the most recent quarter-end.
Reported Earnings • Nov 08Third quarter 2024 earnings released: EPS: US$0.32 (vs US$0.42 in 3Q 2023)Third quarter 2024 results: EPS: US$0.32 (down from US$0.42 in 3Q 2023). Revenue: US$7.28m (down 5.2% from 3Q 2023). Net income: US$1.82m (down 21% from 3Q 2023). Profit margin: 25% (down from 30% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 2.6% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 7% per year.
Valuation Update With 7 Day Price Move • Sep 25Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$13.78, the stock trades at a trailing P/E ratio of 10x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 11% over the past three years.
分析記事 • Aug 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1775The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.1775 on the...
Declared Dividend • Aug 25Second quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th September 2024 Payment date: 20th September 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 7.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 22United Bancorp, Inc. Declares Third Quarter Dividend, Payable on September 20, 2024On August 21, 2024, the Board of Directors of United Bancorp, Inc. declared a third quarter dividend payment of $0.1775 per share for shareholders of record on September 10, 2024 with a payment date of September 20, 2024. This is an increase of $0.01, or 6.0%, over the regular cash dividend paid in the third quarter of the previous year. In addition, this payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1725 and $0.1750 respectively.
Reported Earnings • Aug 11Second quarter 2024 earnings released: EPS: US$0.31 (vs US$0.41 in 2Q 2023)Second quarter 2024 results: EPS: US$0.31 (down from US$0.41 in 2Q 2023). Revenue: US$7.15m (down 5.1% from 2Q 2023). Net income: US$1.74m (down 22% from 2Q 2023). Profit margin: 24% (down from 30% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 2.0% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 7% per year.
New Risk • Jun 05New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 4.6% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (4.6% increase in shares outstanding). Market cap is less than US$100m (US$72.3m market cap).
Upcoming Dividend • Jun 03Upcoming dividend of US$0.17 per shareEligible shareholders must have bought the stock before 10 June 2024. Payment date: 20 June 2024. Payout ratio is a comfortable 43% and this is well supported by cash flows. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.0%).
Major Estimate Revision • May 17Consensus EPS estimates fall by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$27.1m to US$25.2m. EPS estimate also fell from US$1.59 per share to US$1.37 per share. Net income forecast to shrink 7.9% next year vs 2.0% growth forecast for Banks industry in the US . Consensus price target of US$20.00 unchanged from last update. Share price was steady at US$12.39 over the past week.
Reported Earnings • May 12First quarter 2024 earnings released: EPS: US$0.36 (vs US$0.33 in 1Q 2023)First quarter 2024 results: EPS: US$0.36 (up from US$0.33 in 1Q 2023). Revenue: US$6.98m (down 6.2% from 1Q 2023). Net income: US$1.99m (up 10% from 1Q 2023). Profit margin: 28% (up from 24% in 1Q 2023). The increase in margin was driven by lower expenses. Revenue is expected to decline by 2.5% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.0%. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
お知らせ • May 10United Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024United Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2024. For the quarter, the company had net loans charged off of $28,000.
分析記事 • Apr 25United Bancorp (NASDAQ:UBCP) Is Due To Pay A Dividend Of $0.175United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will pay a dividend of $0.175 per share on the 20th of June...
Declared Dividend • Apr 24Fourth quarter dividend increased to US$0.17Dividend of US$0.17 is 6.1% higher than last year. Ex-date: 10th June 2024 Payment date: 20th June 2024 Dividend yield will be 6.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (42% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 13% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 19United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 20, 2024On April 17, 2024, the Board of Directors of United Bancorp, Inc. declared a second quarter dividend payment of $0.1750 per share for shareholders of record on June 10, 2024 with a payment date of June 20, 2024. This is an increase of $0.01, or 6.1%, over the regular cash dividend paid in the second quarter of last year. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.4975 (inclusive of a special cash dividend of $0.15 paid in the first quarter). At the second quarter payment level, the regular cash dividend produces a forward yield of 4.84% based on UBCP's market value of $14.47 at the most recent quarter-end.
Valuation Update With 7 Day Price Move • Mar 21Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$13.53, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 12% over the past three years.
お知らせ • Mar 21United Bancorp, Inc., Annual General Meeting, Apr 17, 2024United Bancorp, Inc., Annual General Meeting, Apr 17, 2024, at 14:00 Eastern Daylight. Location: 201 South Fourth Street, Martins Ferry, Ohio United States Agenda: To consider the Election of Directors; to consider the Advisory vote on the Appointment of the Independent Registered Public Accounting Firm; and to consider other matters.
Upcoming Dividend • Feb 29Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 07 March 2024. Payment date: 20 March 2024. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.1%).
Declared Dividend • Feb 25Fourth quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 7th March 2024 Payment date: 20th March 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 8.6% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 21+ 1 more updateUnited Bancorp, Inc. Announces Special Dividend, Payable on March 20, 2024The Board of Directors of United Bancorp, Inc. also approved a one-time, special dividend of $0.15 per common share, which is payable on March 20, 2024 to shareholders of record on March 8, 2024. The Board of Directors approved this special cash dividend based on the Company's continued solid earnings, ample liquidity and strong capital position. On a forward basis and inclusive of this special dividend payment, United Bancorp, Inc. is projected to pay cash dividends of $0.84 in the current year.
Reported Earnings • Feb 07Full year 2023 earnings released: EPS: US$1.63 (vs US$1.51 in FY 2022)Full year 2023 results: EPS: US$1.63 (up from US$1.51 in FY 2022). Revenue: US$30.3m (up 3.1% from FY 2022). Net income: US$8.95m (up 8.2% from FY 2022). Profit margin: 30% (up from 28% in FY 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 5.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.7%. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has fallen by 3% per year.
Valuation Update With 7 Day Price Move • Dec 20Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$13.45, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 21% over the past three years.
Upcoming Dividend • Nov 30Upcoming dividend of US$0.17 per share at 7.5% yieldEligible shareholders must have bought the stock before 07 December 2023. Payment date: 20 December 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.5%. Within top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).
お知らせ • Nov 29United Bancorp, Inc. Announces Board ChangesUnited Bancorp, Inc. announced that Effective November 22, 2023, the Board of Directors of United Bancorp, Inc. (the “Company”) appointed Bethany E. Schunn and Brian M. Hendershot to fill two vacancies created on August 16, 2023, at the recommendation of the Board’s Nominating and Governance Committee that increased the size of the Company’s Board of Directors from four members to six. The increase in Board size was affected primarily to enhance the overall depth and strength of the Board and is also expected to facilitate more seamless committee transitions in the event of Board turnover related to normal retirements. During the intervening period, the Board and Committee have been involved in the process of evaluating potential candidates to fill the newly created vacancies. In addition, the Board also approved the appointment of Scott A. Everson, the Company’s President, and CEO, to the position of Chairman of the Board of Directors to effect immediately upon the retirement of Richard L. Riesbeck on October 20, 2024. Mr. Riesbeck, who has served as Chairman of the Company’s Board of Directors since 2014, will retire from the Board pursuant to service limit requirements contained in the Company’s Corporate Governance Guidelines. Ms. Schunn, Plant Manager for the Cardinal Operating Company in Brilliant, Ohio has served on the Bank’s Board of Directors since 2021. Mr. Hendershot, President of Ohio-West Virginia Excavating in Shadyside, Ohio, has been a member of the Bank’s Board since 2020.
分析記事 • Nov 28United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.17United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...
お知らせ • Nov 23United Bancorp, Inc. Increases Cash Dividend for the Fourth Quarter, Payable on December 20, 2023The Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.17 per share for shareholders of record on December 8, 2023 with a payment date of December 20, 2023. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1625, $0.1650 and $0.1675 respectively.
Reported Earnings • Nov 07Third quarter 2023 earnings released: EPS: US$0.44 (vs US$0.40 in 3Q 2022)Third quarter 2023 results: EPS: US$0.44 (up from US$0.40 in 3Q 2022). Revenue: US$7.68m (up 3.9% from 3Q 2022). Net income: US$2.39m (up 8.6% from 3Q 2022). Profit margin: 31% (up from 30% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.3% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Price Target Changed • Nov 05Price target decreased by 9.1% to US$20.00Down from US$22.00, the current price target is provided by 1 analyst. New target price is 85% above last closing price of US$10.80. Stock is down 28% over the past year. The company is forecast to post earnings per share of US$1.50 for next year compared to US$1.51 last year.
Upcoming Dividend • Aug 31Upcoming dividend of US$0.17 per share at 7.0% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 20 September 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.6%).
分析記事 • Aug 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1675United Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to...
お知らせ • Aug 22United Bancorp, Inc. Declares Third Quarter Dividend, Payable on September 20, 2023United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1675 per share for shareholders of record on September 8, 2023 with a payment date of September 20, 2023. This is an increase of $0.01, or 6.3%, over the regular cash dividend paid in the third quarter of the previous year.
Reported Earnings • Aug 01Second quarter 2023 earnings released: EPS: US$0.41 (vs US$0.41 in 2Q 2022)Second quarter 2023 results: EPS: US$0.41 (up from US$0.41 in 2Q 2022). Revenue: US$7.54m (up 1.3% from 2Q 2022). Net income: US$2.28m (up 2.1% from 2Q 2022). Profit margin: 30% (in line with 2Q 2022). Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 3% per year.
Upcoming Dividend • Jun 01Upcoming dividend of US$0.17 per share at 7.1% yieldEligible shareholders must have bought the stock before 08 June 2023. Payment date: 20 June 2023. Payout ratio is a comfortable 41% but the company is paying out more than the cash it is generating. Trailing yield: 7.1%. Within top quartile of American dividend payers (5.2%). Higher than average of industry peers (3.8%).
分析記事 • May 09United Bancorp's (NASDAQ:UBCP) Upcoming Dividend Will Be Larger Than Last Year'sUnited Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...
Reported Earnings • May 07First quarter 2023 earnings released: EPS: US$0.33 (vs US$0.31 in 1Q 2022)First quarter 2023 results: EPS: US$0.33 (up from US$0.31 in 1Q 2022). Revenue: US$7.44m (up 6.3% from 1Q 2022). Net income: US$1.89m (up 13% from 1Q 2022). Profit margin: 25% (up from 24% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 2.2% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 3.1%. Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 5% per year.
お知らせ • May 05United Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2023United Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2023. For the quarter, the company reported total net charge-offs of $19,033 compared to $1,765 a year ago.
分析記事 • Apr 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.165United Bancorp, Inc. ( NASDAQ:UBCP ) will increase its dividend from last year's comparable payment on the 20th of June...
Reported Earnings • Mar 21Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2022 results: EPS: US$1.51 (down from US$1.62 in FY 2021). Revenue: US$29.4m (up 1.2% from FY 2021). Net income: US$8.27m (down 6.9% from FY 2021). Profit margin: 28% (down from 31% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.73% (up from 3.48% in FY 2021). Non-performing loans: 0.04% (down from 0.93% in FY 2021). Revenue exceeded analyst estimates by 7.9%. Earnings per share (EPS) missed analyst estimates by 1.3%. Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$12.71, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 46% over the past three years.
Upcoming Dividend • Mar 02Upcoming dividend of US$0.31 per share at 5.3% yieldEligible shareholders must have bought the stock before 09 March 2023. Payment date: 20 March 2023. Trailing yield: 5.3%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (3.0%).
分析記事 • Feb 26United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.3125The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.3125 on the...
Upcoming Dividend • Dec 01Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 08 December 2022. Payment date: 20 December 2022. Payout ratio is a comfortable 40% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).
分析記事 • Nov 22United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last YearUnited Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...
Reported Earnings • Nov 20Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.50 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.50 in 3Q 2021). Revenue: US$7.40m (down 11% from 3Q 2021). Net income: US$2.30m (down 16% from 3Q 2021). Profit margin: 31% (down from 33% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
お知らせ • Nov 18United Bancorp, Inc. Increases Its Fourth Quarter Cash Dividend Payment, Payable on December 20, 2022On November 16, 2022, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.16 per share for shareholders of record on December 9, 2022 with a payment date of December 20, 2022.
Price Target Changed • Nov 17Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 53% above last closing price of US$14.40. Stock is down 4.4% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$1.62 last year.
Board Change • Nov 17Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 4 highly experienced directors. Independent Director Gary Glessner was the last director to join the board, commencing their role in 2013. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.50 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.50 in 3Q 2021). Revenue: US$7.40m (down 11% from 3Q 2021). Net income: US$2.30m (down 16% from 3Q 2021). Profit margin: 31% (down from 33% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Sep 01Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 08 September 2022. Payment date: 20 September 2022. Payout ratio is a comfortable 38% and this is well supported by cash flows. Trailing yield: 5.1%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.2%).
お知らせ • Aug 23United Bancorp, Inc. Declares Dividend for the Third Quarter of 2022, Payable on September 20, 2022On August 17, 2022, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1575 per share for shareholders of record on September 9, 2022 with a payment date of September 20, 2022. This payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1525 and $0.1550 respectively. With this third quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.6150 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.08, or 15.0%, over the amount paid during the same period the previous year. At the third quarter payment level, the regular cash dividend produces a forward yield of 3.84% based on UBCP’s market value of $16.39 at the most recent quarter-end.
分析記事 • Aug 21United Bancorp (NASDAQ:UBCP) Will Pay A Larger Dividend Than Last Year At $0.1575United Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to...
Seeking Alpha • Aug 18United Bancorp declares $0.1575 dividendUnited Bancorp (NASDAQ:UBCP) declares $0.1575/share quarterly dividend, 1.6% increase from prior dividend of $0.1550. Forward yield 4.2% Payable Sept. 20; for shareholders of record Sept. 9; ex-div Sept. 8. See UBCP Dividend Scorecard, Yield Chart, & Dividend Growth.
Reported Earnings • Aug 04Second quarter 2022 earnings released: EPS: US$0.42 (vs US$0.38 in 2Q 2021)Second quarter 2022 results: EPS: US$0.42 (up from US$0.38 in 2Q 2021). Revenue: US$7.44m (up 7.1% from 2Q 2021). Net income: US$2.30m (up 11% from 2Q 2021). Profit margin: 31% (up from 30% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is expected to shrink by 20% compared to a 16% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Aug 03United Bancorp GAAP EPS of $0.40, revenue of $6.96MUnited Bancorp press release (NASDAQ:UBCP): Q2 GAAP EPS of $0.40. Revenue of $6.96M (+3.9% Y/Y).
Upcoming Dividend • Jun 02Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 09 June 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 4.7%. Within top quartile of American dividend payers (3.9%). Higher than average of industry peers (2.9%).
Recent Insider Transactions • May 14Independent Chairman of the Board recently sold US$51k worth of stockOn the 12th of May, Richard Riesbeck sold around 3k shares on-market at roughly US$16.88 per share. This was the largest sale by an insider in the last 3 months. Richard has been a seller over the last 12 months, reducing personal holdings by US$80k.
分析記事 • May 12United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 17th of...
Price Target Changed • Apr 27Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 26% above last closing price of US$17.50. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$1.57 for next year compared to US$1.62 last year.
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 4 highly experienced directors. Independent Director Gary Glessner was the last director to join the board, commencing their role in 2013. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
分析記事 • Apr 25United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last YearUnited Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing to US$0.15 on 17th of June. This takes the dividend...
お知らせ • Apr 22United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 17, 2022On April 20, 2022, the Board of Directors of United Bancorp, Inc. declared a second quarter dividend payment of $0.1550 per share for shareholders of record on June 10, 2022 with a payment date of June 17, 2022. This payment is greater than the regular cash dividend paid in the first quarter, which was $0.1525. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.4575 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.07, or 18.1%, over the amount paid during the same period the previous year. At the second quarter payment level, the regular cash dividend produces a forward yield of 3.47% based on UBCP's market value of $17.89 at the most recent quarter-end.
Upcoming Dividend • Mar 02Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 09 March 2022. Payment date: 18 March 2022. Payout ratio is a comfortable 34% but the company is not cash flow positive. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.4%).
Seeking Alpha • Feb 23United Bancorp: Special Dividend, Sixth Dividend Hike In Past 12 Months, 4.4% Yield NowSpecial Dividend plus regular dividend hike both announced; 6th dividend increase in past 12 months, 4.4% full-year 2022 yield now. 19% EPS growth reported in 2021, two years of strong results despite Covid. Strong 39-year dividend track record, 6 Special Dividends in past 6 years. Maintain a $21 target, so the total return of around 25%. Deep Value at 10.1x P/E on 2023 estimates; capital ratios and ROE continue to surge.
分析記事 • Feb 22United Bancorp (NASDAQ:UBCP) Has Announced That It Will Be Increasing Its Dividend To US$0.30The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 18th of...
お知らせ • Feb 18+ 1 more updateUnited Bancorp, Inc. Approves One-Time Special Dividend, Payable on March 18, 2022The Board of Directors of United Bancorp, Inc. approved one-time, special dividend of $0.15 per common share, which is payable on March 18, 2022 to shareholders of record on March 10, 2022.
Seeking Alpha • Feb 16United Bancorp: 19%-Plus EPS Above Consensus, 4.1% Dividend Yield, 30% UpsideStellar 19%-plus full-year 2021 EPS, Q4 above consensus estimates. Attractive 4.1% trailing total dividend yield (3.6% regular run-rate yield). Four dividend hikes in 2021, five special dividends in the last five years. Raising our target to $21, suggesting 30% total return potential. Deep value at 10.5x P/E on 2023 estimates, capital ratios and ROE continue to surge.
Upcoming Dividend • Dec 02Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 09 December 2021. Payment date: 20 December 2021. Trailing yield: 3.9%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.3%).
分析記事 • Nov 23United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 20th of...
Seeking Alpha • Nov 22United Bancorp: Fourth Dividend Hike YTD, 4.5% Div Yield, +41% Q3 EPSDividend increased 4th time in 2021, now 4.5% full-year yield, including February Special Dividend. +41% strong Q3 EPS growth leads to record FY2021; +18% EPS 5-year CAGR. Strong 39-year dividend track record, 5 Special Dividends in last 5 years. Maintain $20 target, so total return of around 35%. Deep Value at 9.4x P/E on 2021 estimates; capital ratios and ROE continue to surge.
Reported Earnings • Nov 17Third quarter 2021 earnings released: EPS US$0.50 (vs US$0.36 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$8.29m (up 23% from 3Q 2020). Net income: US$2.90m (up 47% from 3Q 2020). Profit margin: 35% (up from 29% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.