View ValuationSouthern First Bancshares 将来の成長Future 基準チェック /56Southern First Bancsharesは、32.5%と20.7%でそれぞれ年率32.5%で利益と収益が成長すると予測される一方、EPSはgrowで24.4%年率。主要情報32.5%収益成長率24.36%EPS成長率Banks 収益成長8.1%収益成長率20.7%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日22 Apr 2026今後の成長に関する最新情報分析記事 • Apr 23Southern First Bancshares, Inc. (NASDAQ:SFST) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?Southern First Bancshares, Inc. ( NASDAQ:SFST ) shareholders are probably feeling a little disappointed, since its...Major Estimate Revision • Apr 26Consensus EPS estimates fall by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$96.6m to US$93.3m. EPS estimate also fell from US$2.01 per share to US$1.75 per share. Net income forecast to grow 31% next year vs 0.9% growth forecast for Banks industry in the US. Consensus price target down from US$40.75 to US$34.00. Share price was steady at US$27.29 over the past week.Price Target Changed • Apr 22Price target decreased by 13% to US$35.50Down from US$40.75, the current price target is an average from 2 analysts. New target price is 22% above last closing price of US$29.00. Stock is up 0.8% over the past year. The company is forecast to post earnings per share of US$2.01 for next year compared to US$1.67 last year.Price Target Changed • Dec 29Price target increased by 14% to US$33.67Up from US$29.50, the current price target is an average from 3 analysts. New target price is 9.4% below last closing price of US$37.15. Stock is down 20% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$3.66 last year.Price Target Changed • Dec 14Price target increased by 7.6% to US$30.83Up from US$28.67, the current price target is an average from 3 analysts. New target price is 9.6% below last closing price of US$34.11. Stock is down 23% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$3.66 last year.Major Estimate Revision • Oct 26Consensus EPS estimates increase by 17%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate increased from US$1.29 to US$1.52. Revenue forecast steady at US$88.4m. Net income forecast to shrink 3.3% next year vs 10% decline forecast for Banks industry in the US. Consensus price target up from US$28.67 to US$29.50. Share price was steady at US$26.42 over the past week.すべての更新を表示Recent updatesお知らせ • Jun 03Southern First Bancshares, Inc. and Southern First Bank Announce Appointment of Bryan Kennedy as Director and Risk Committee Member, Effective June 1, 2026Southern First Bancshares, Inc. and Southern First Bank had approved the appointment of Mr. Bryan Kennedy as a director, effective June 1, 2026. Mr. Kennedy served as a director of the Company and the Bank as well as on the Risk Committee of the Boards. Mr. Kennedy recently retired from a 43-year career in commercial banking, most recently serving SouthState Bank as Northern Banking Group President over North Carolina and Virginia. His experience included leadership positions at various financial institutions such as First Charlotte Bank, Park Meridian Bank and Regions Bank. In 2006, Mr. Kennedy founded Park Sterling Bank, the largest capitalized start-up in North Carolina history, which was sold to SouthState Bank in 2017. Mr. Kennedy also served as the Lead Independent Director of the Cato Corporation, an NYSE-traded women's specialty apparel retailer, where he had served as director since 2009. He received his undergraduate degree from the University of Virginia and his MBA from the University of North Carolina. The Boards believed Mr. Kennedy's ties to the Charlotte community, a key market for the Bank, and his extensive commercial banking and public company board experience would enhance his ability to serve as a director of the Company and the Bank.分析記事 • Apr 23Southern First Bancshares, Inc. (NASDAQ:SFST) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?Southern First Bancshares, Inc. ( NASDAQ:SFST ) shareholders are probably feeling a little disappointed, since its...お知らせ • Apr 23Southern First Bancshares, Inc. Announces Net Loans Charge-Offs for the First Quarter Ended March 31, 2026Southern First Bancshares, Inc. announced net loans charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported Net loans charge-offs of $52,000. Net charge-offs were approximately $50,000, or 0.01% of average loans, annualized, consistent with linked quarter and year-over-year results.お知らせ • Apr 16+ 1 more updateSouthern First Bancshares, Inc. has filed a Follow-on Equity Offering.Southern First Bancshares, Inc. has filed a Follow-on Equity Offering. Security Name: Common Shares Security Type: Common StockSeeking Alpha • Apr 13Southern First Bancshares: Progress Is Great, But Not Great Enough To Bank OnSummary Southern First Bancshares has demonstrated balance sheet and income statement growth, with notable improvements in asset quality and profitability. SFST faces elevated risks from high uninsured (40.4%) and brokered (14.9%) deposit levels, exceeding preferred thresholds for safety and stability. Despite improving net interest margins and loan diversification, SFST's return on assets and equity remain below industry benchmarks and peers. At a 14.8x P/E, SFST is considered expensive relative to earnings, justifying a 'hold' rating despite operational progress. Read the full article on Seeking Alphaお知らせ • Apr 07Southern First Bancshares, Inc., Annual General Meeting, May 19, 2026Southern First Bancshares, Inc., Annual General Meeting, May 19, 2026. Location: 6 verdae boulevard, greenville, south carolina, United Statesお知らせ • Jan 22Southern First Bancshares, Inc. Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025Southern First Bancshares, Inc. unaudited reported Net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported Net Charge offs of $69,000 against $2,000 a year ago.お知らせ • Jun 03Southern First Bancshares, Inc. Announces New Appointments to Board of Directors, Effective June 1, 2025Southern First Bancshares, Inc. announced the appointment of three new board members. Jennie Cluverius, Darrin Goss, and Billy McClatchey joined the company and the bank as Directors, effective June 1, 2025. Jennie Cluverius is an experienced trial lawyer who also provides daily advice and counsel to employers on employment, labor, and other business-related matters. She is a Shareholder with Maynard Nexsen, PC, previously Nexsen Pruet, LLC, serves on the firm's Board of Directors, and chairs its Labor & Employment Practice Group. Jennie is a South Carolina Supreme Court Certified Specialist in Labor and Employment Law. She is a Spartanburg, SC native who currently lives in Greenville, SC, and holds a bachelor's degree from Clemson University and J.D. from University of South Carolina School of Law. Darrin Goss has served as President and CEO of the Coastal Community Foundation in Charleston, SC since 2016. His previous roles include President and CEO of Capital Area United Way in Baton Rouge, VP of Community Impact at United Way of Greenville County, Assistant Dean of Students and Director of Career Services at Wofford College, and Training and Development Consultant at Sunoco. He is a U.S. Army veteran and earned a bachelor's degree from Wofford College and a master's degree from North Greenville University. Billy McClatchey is the CEO of Chaucer Creek Capital in Raleigh, NC and has focused on the Southeastern multifamily market during his real estate career. He previously founded, grew, and successfully exited McClatchey Broadcasting Company, which owned and operated radio stations across the Carolinas. He worked in mergers and acquisition groups for Bowles Hollowell Conner & Company and for Trident Financial Corporation helping financial institutions seeking an IPO raise capital. He completed his undergraduate degree at Duke University and MBA at University of North Carolina.お知らせ • Apr 08Southern First Bancshares, Inc., Annual General Meeting, May 20, 2025Southern First Bancshares, Inc., Annual General Meeting, May 20, 2025. Location: 6 verdae boulevard, south carolina, greenville, United Statesお知らせ • Feb 21Southern First Bancshares, Inc. First Appoints Blair Miller as Chief Retail Experience Officer and Executive Vice PresidentSouthern First Bancshares, Inc. announce the appointment of Blair Miller as Chief Retail Experience Officer and Executive Vice President. Miller is a passionate leader with over 20 years of experience, most recently serving as Area Manager and Senior Vice President at Pinnacle Financial Partners for 12 years. As head of Southern First's retail banking team, he will enhance the level of exceptional service and authentic hospitality the bank provides for clients. Miller's life and career are aimed directly at serving others and fostering an engaged culture within the bank. Miller is active in the Upstate community, serving as Chairman of the Greer Chamber of Commerce Board and volunteering with Greer Relief. He is a graduate of the University of South Carolina and CBA Executive Banking School.お知らせ • Jan 29Southern First Bancshares, Inc. Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024Southern First Bancshares, Inc. reported net charge off for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge-offs of $2,000, or 0.00% annualized, for the fourth quarter of 2024, compared to net recoveries of $191,000 for the fourth quarter of 2023.Recent Insider Transactions • May 14Independent Director recently sold US$69k worth of stockOn the 10th of May, Leighton Cubbage sold around 2k shares on-market at roughly US$27.58 per share. This transaction amounted to 3.7% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$164k. Insiders have been net sellers, collectively disposing of US$159k more than they bought in the last 12 months.お知らせ • May 08+ 1 more updateSouthern First Bancshares, Inc. Appoints Chris Zych as Executive Vice PresidentSouthern First Bancshares, Inc. announced the appointment of Chris Zych as executive vice president. Zych joins Southern First with 30 years of experience in the banking industry, most recently serving as Director of Corporate Development and Investor Relations at United Community Bank for the last decade. Zych is a highly accomplished leader with a proven track record of financial management and analysis, formulation and execution of corporate and financial strategy, and investor relations management. Zych holds a Master of Business Administration from Wake Forest University School of Business and a bachelor's degree in finance from Bentley University.Major Estimate Revision • Apr 26Consensus EPS estimates fall by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$96.6m to US$93.3m. EPS estimate also fell from US$2.01 per share to US$1.75 per share. Net income forecast to grow 31% next year vs 0.9% growth forecast for Banks industry in the US. Consensus price target down from US$40.75 to US$34.00. Share price was steady at US$27.29 over the past week.Price Target Changed • Apr 22Price target decreased by 13% to US$35.50Down from US$40.75, the current price target is an average from 2 analysts. New target price is 22% above last closing price of US$29.00. Stock is up 0.8% over the past year. The company is forecast to post earnings per share of US$2.01 for next year compared to US$1.67 last year.お知らせ • Apr 21Southern First Bancshares, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024Southern First Bancshares, Inc. reported net charge-offs for the first quarter ended March 31, 2024. The company had net charge-offs of $241,000, or 0.03% annualized, for the first quarter of 2024 compared to $59,000 a year ago.Reported Earnings • Apr 20First quarter 2024 earnings released: EPS: US$0.31 (vs US$0.34 in 1Q 2023)First quarter 2024 results: EPS: US$0.31 (down from US$0.34 in 1Q 2023). Revenue: US$21.5m (up 4.1% from 1Q 2023). Net income: US$2.52m (down 6.7% from 1Q 2023). Profit margin: 12% (down from 13% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.お知らせ • Apr 04Southern First Bancshares, Inc., Annual General Meeting, May 21, 2024Southern First Bancshares, Inc., Annual General Meeting, May 21, 2024, at 09:30 US Eastern Standard Time. Location: The Bank’s principal executive office located at 6 Verdae Boulevard, Greenville South Carolina United States Agenda: To elect four directors to serve a one-year term; to approve an amendment to the Articles of Incorporation of Southern First Bancshares, Inc. to increase the number of authorized shares of common stock to 20,000,000; to approve an amendment to the Southern First Bancshares, Inc. 2020 Equity Incentive Plan to extend its term for an additional three years; to approve the compensation of the company's named executive officers; to ratify the appointment of Elliott Davis, LLC as the company's independent registered public accountant for the year ending December 31, 2024; and to transact any other business that may properly come before the meeting or any adjournment of the meeting.Recent Insider Transactions • Mar 20CEO & Director recently sold US$147k worth of stockOn the 15th of March, R. Seaver sold around 5k shares on-market at roughly US$31.07 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. R. has been a net seller over the last 12 months, reducing personal holdings by US$141k.Recent Insider Transactions Derivative • Mar 17CEO & Director notifies of intention to sell stockR. Seaver intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 14th of March. If the sale is conducted around the recent share price of US$31.01, it would amount to US$78k. For the year to December 2017, Seaver's total compensation was 55% salary and 45% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since June 2023, Seaver's direct individual holding has increased from 75.14k shares to 93.47k. Company insiders have collectively bought US$755k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Mar 09Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2023 results: EPS: US$1.67 (down from US$3.66 in FY 2022). Revenue: US$86.3m (down 15% from FY 2022). Net income: US$13.4m (down 54% from FY 2022). Profit margin: 16% (down from 29% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 2.07% (down from 3.19% in FY 2022). Cost-to-income ratio: 78.7% (up from 58.7% in FY 2022). Non-performing loans: 0.11% (up from 0.08% in FY 2022). Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) exceeded analyst estimates by 8.5%. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year whereas the company’s share price has fallen by 15% per year.Reported Earnings • Jan 21Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2023 results: EPS: US$1.67 (down from US$3.66 in FY 2022). Revenue: US$86.3m (down 15% from FY 2022). Net income: US$13.4m (down 54% from FY 2022). Profit margin: 16% (down from 29% in FY 2022). The decrease in margin was primarily driven by lower revenue. Non-performing loans: 0.11% (up from 0.08% in FY 2022). Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) exceeded analyst estimates by 8.5%. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Price Target Changed • Dec 29Price target increased by 14% to US$33.67Up from US$29.50, the current price target is an average from 3 analysts. New target price is 9.4% below last closing price of US$37.15. Stock is down 20% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$3.66 last year.Price Target Changed • Dec 14Price target increased by 7.6% to US$30.83Up from US$28.67, the current price target is an average from 3 analysts. New target price is 9.6% below last closing price of US$34.11. Stock is down 23% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$3.66 last year.Major Estimate Revision • Oct 26Consensus EPS estimates increase by 17%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate increased from US$1.29 to US$1.52. Revenue forecast steady at US$88.4m. Net income forecast to shrink 3.3% next year vs 10% decline forecast for Banks industry in the US. Consensus price target up from US$28.67 to US$29.50. Share price was steady at US$26.42 over the past week.Reported Earnings • Oct 20Third quarter 2023 earnings: EPS exceeds analyst expectationsThird quarter 2023 results: EPS: US$0.51 (down from US$1.06 in 3Q 2022). Revenue: US$22.6m (down 17% from 3Q 2022). Net income: US$4.10m (down 51% from 3Q 2022). Profit margin: 18% (down from 31% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 57%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 2% per year.Recent Insider Transactions • Jul 30Executive VP & CFO recently bought US$56k worth of stockOn the 28th of July, David Borrmann bought around 2k shares on-market at roughly US$29.50 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$193k. David has been a buyer over the last 12 months, purchasing a net total of US$274k worth in shares.Reported Earnings • Jul 25Second quarter 2023 earnings: EPS misses analyst expectationsSecond quarter 2023 results: EPS: US$0.30 (down from US$0.91 in 2Q 2022). Revenue: US$20.7m (down 19% from 2Q 2022). Net income: US$2.46m (down 66% from 2Q 2022). Profit margin: 12% (down from 28% in 2Q 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.1%. Revenue is forecast to grow 7.4% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 4% per year.Valuation Update With 7 Day Price Move • Jul 20Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$28.87, the stock trades at a forward P/E ratio of 19x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 15% over the past three years.Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$27.87, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 8x in the Banks industry in the US. Total loss to shareholders of 2.4% over the past three years.Major Estimate Revision • May 20Consensus EPS estimates increase by 12%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate increased from US$1.27 to US$1.42. Revenue forecast unchanged at US$89.0m. Net income forecast to shrink 46% next year vs 6.0% decline forecast for Banks industry in the US. Consensus price target down from US$31.08 to US$28.83. Share price rose 8.8% to US$23.94 over the past week.Valuation Update With 7 Day Price Move • May 04Investor sentiment deteriorates as stock falls 21%After last week's 21% share price decline to US$21.33, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Banks industry in the US. Total loss to shareholders of 19% over the past three years.Recent Insider Transactions • May 03Executive VP & CFO recently bought US$193k worth of stockOn the 1st of May, David Borrmann bought around 7k shares on-market at roughly US$27.56 per share. This transaction increased David's direct individual holding by 5x at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.Reported Earnings • Apr 26First quarter 2023 earnings: EPS and revenues miss analyst expectationsFirst quarter 2023 results: EPS: US$0.34 (down from US$1.01 in 1Q 2022). Revenue: US$20.6m (down 17% from 1Q 2022). Net income: US$2.70m (down 66% from 1Q 2022). Profit margin: 13% (down from 32% in 1Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 11%. Earnings per share (EPS) also missed analyst estimates by 48%. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Price Target Changed • Apr 06Price target decreased by 16% to US$38.25Down from US$45.50, the current price target is an average from 3 analysts. New target price is 28% above last closing price of US$29.98. Stock is down 38% over the past year. The company is forecast to post earnings per share of US$2.94 for next year compared to US$3.66 last year.Price Target Changed • Mar 29Price target decreased by 8.9% to US$42.50Down from US$46.67, the current price target is an average from 3 analysts. New target price is 31% above last closing price of US$32.33. Stock is down 37% over the past year. The company is forecast to post earnings per share of US$2.95 for next year compared to US$3.66 last year.Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to US$32.01, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 13% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$58.48 per share.Major Estimate Revision • Feb 03Consensus EPS estimates fall by 23%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$117.9m to US$108.1m. EPS estimate also fell from US$4.00 per share to US$3.08 per share. Net income forecast to shrink 14% next year vs 9.0% growth forecast for Banks industry in the US . Consensus price target down from US$48.67 to US$46.67. Share price rose 2.9% to US$41.86 over the past week.Recent Insider Transactions • Feb 01Independent Director recently bought US$184k worth of stockOn the 30th of January, David Ellison bought around 5k shares on-market at roughly US$40.87 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$396k more in shares than they have sold in the last 12 months.お知らせ • Jan 28+ 1 more updateSouthern First Bancshares, Inc. and Southern First Bank Appoints Michael D. Dowling as CFO, Effective February 15, 2023On January 25, 2023, Michael D. Dowling, Chief Operating Officer and Chief Financial Officer of Southern First Bancshares, Inc. (the “Company”) and Southern First Bank (the “Bank” and together with the Company, the “Employer”), notified the Employer that he is resigning from his roles with the Employer, effective February 15, 2023. Mike has served as Southern First’s executive vice president and chief financial officer since 2011 and as chief operating officer since July 2019. He has over 25 years of experience in the banking industry. Mr. Dowling was previously employed with KPMG LLP from 1994 until 2011, including most recently as an Audit Partner (2005-2011) and a member of KPMG’s Financial Services practice. He is a 1993 graduate of Clemson University, with a degree in Accounting and is a certified public accountant in South Carolina and North Carolina.Reported Earnings • Jan 24Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$3.66 (down from US$5.96 in FY 2021). Revenue: US$101.0m (down 14% from FY 2021). Net income: US$29.1m (down 38% from FY 2021). Profit margin: 29% (down from 40% in FY 2021). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 2.6%. Earnings per share (EPS) also missed analyst estimates by 7.0%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Reported Earnings • Oct 26Third quarter 2022 earnings: EPS misses analyst expectationsThird quarter 2022 results: EPS: US$1.06 (down from US$1.78 in 3Q 2021). Revenue: US$27.2m (down 16% from 3Q 2021). Net income: US$8.41m (down 40% from 3Q 2021). Profit margin: 31% (down from 43% in 3Q 2021). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.3%. Revenue is forecast to grow 8.6% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Aug 23Southern First Bancshares names new presidentSouthern First Bancshares (NASDAQ:SFST) named Tuesday Cal Hurst as the company's new president. Hurst has served as chief banking officer and executive vice president of Southern First since 2019 and has over 16 years of experience in the banking industry. Earlier: Southern First Bancshares GAAP EPS of $0.90, revenue of $27.15Mお知らせ • Aug 23Southern First Bancshares, Inc. and Southern First Bank Appoint Calvin C. Hurst as PresidentEffective August 18, 2022, the board of directors (the ‘Board’) of Southern First Bancshares, Inc. (the ‘company’), holding company for Southern First Bank (the ‘Bank’), appointed Calvin C. Hurst to serve as President of the Company and the Bank. Hurst has served as Chief Banking Officer and Executive Vice President of Southern First since 2019, contributing to the bank’s strategic growth and planning as well as overseeing the company’s retail banking, deposit operations, and marketing divisions. Hurst has over 16 years of experience in the banking industry and is passionate about positively impacting everyone he connects with. In addition to his work, Hurst is a highly engaged member of the Upstate community, serving on the Board of Directors for the Greenville Chamber, United Way of Greenville County, and Greenville First Steps.Price Target Changed • Aug 01Price target decreased to US$50.63Down from US$56.67, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$44.00. Stock is down 11% over the past year. The company is forecast to post earnings per share of US$4.13 for next year compared to US$5.96 last year.お知らせ • Jul 27Southern First Bancshares, Inc. Reports Net Charge-Offs for the Second Quarter of 2022Southern First Bancshares, Inc. reported net charge-offs for the Second Quarter of 2022. The company had net charge-offs of $277,000, or 0.04% annualized, for the second quarter of 2022.Reported Earnings • Jul 27Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: EPS: US$0.91 (down from US$1.32 in 2Q 2021). Revenue: US$25.4m (down 5.9% from 2Q 2021). Net income: US$7.24m (down 30% from 2Q 2021). Profit margin: 28% (down from 38% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 1.7%. Earnings per share (EPS) also missed analyst estimates by 17%. Over the next year, revenue is forecast to grow 4.1%, compared to a 15% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Price Target Changed • May 12Price target decreased to US$56.67Down from US$63.00, the current price target is an average from 2 analysts. New target price is 31% above last closing price of US$43.14. Stock is down 17% over the past year. The company is forecast to post earnings per share of US$4.45 for next year compared to US$5.96 last year.Price Target Changed • Apr 28Price target decreased to US$59.33Down from US$65.00, the current price target is an average from 3 analysts. New target price is 27% above last closing price of US$46.88. Stock is down 8.6% over the past year. The company is forecast to post earnings per share of US$4.75 for next year compared to US$5.96 last year.Reported Earnings • Apr 27First quarter 2022 earnings: EPS misses analyst expectationsFirst quarter 2022 results: EPS: US$1.01 (down from US$1.33 in 1Q 2021). Revenue: US$25.0m (down 9.1% from 1Q 2021). Net income: US$7.97m (down 23% from 1Q 2021). Profit margin: 32% (down from 38% in 1Q 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 9.5%. Over the next year, revenue is forecast to stay flat compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Apr 21Southern First Bancshares Could Become Interesting At A Slightly Lower Share PriceSouthern First Bancshares is the holding company for the Southern First Bank in South Carolina. The bank's earnings profile is very decent and the mortgage banking business adds a few million dollars to the taxable income. The bank does not pay a dividend, and all earnings are retained on the balance sheet which helps to rapidly boost the book value per share.お知らせ • Apr 09Southern First Bancshares, Inc., Annual General Meeting, May 17, 2022Southern First Bancshares, Inc., Annual General Meeting, May 17, 2022, at 09:30 US Eastern Standard Time. Location: 100 Verdae Boulevard, Suite 100, Greenville, South Carolina Greenville South Carolina United States Agenda: To consider election of four directors to serve a three-year term; to approve the compensation of named executive officers as disclosed in the accompanying proxy statement; to ratify the appointment of Elliott Davis, LLC as independent registered public accountant for the year ending December 31, 2022; and to transact any other business that may properly come before the meeting or any adjournment of the meeting.Reported Earnings • Jan 27Full year 2021 earnings: EPS exceeds analyst expectationsFull year 2021 results: EPS: US$5.96 (up from US$2.38 in FY 2020). Revenue: US$117.2m (up 51% from FY 2020). Net income: US$46.7m (up 155% from FY 2020). Profit margin: 40% (up from 24% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 5.5%. Over the next year, revenue is expected to shrink by 7.1% compared to a 4.2% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 17% per year and the company’s share price has also increased by 17% per year.お知らせ • Jan 26Southern First Bancshares, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2021Southern First Bancshares, Inc. reported net charge-offs for the fourth quarter ended December 31, 2021. For the fourth quarter of 2021, there were net charge-offs of $1.5 million, or 0.24% annualized, compared to net recoveries of $163,000, or (0.03%) annualized, for the third quarter of 2021.Recent Insider Transactions • Nov 10Executive VP recently sold US$115k worth of stockOn the 5th of November, Michael Dowling sold around 2k shares on-market at roughly US$57.44 per share. In the last 3 months, there was an even bigger sale from another insider worth US$151k. Michael has been a seller over the last 12 months, reducing personal holdings by US$355k.分析記事 • Nov 08Should You Be Adding Southern First Bancshares (NASDAQ:SFST) To Your Watchlist Today?Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Price Target Changed • Nov 05Price target increased to US$63.67Up from US$58.83, the current price target is an average from 3 analysts. New target price is 11% above last closing price of US$57.36. Stock is up 103% over the past year. The company is forecast to post earnings per share of US$5.54 for next year compared to US$2.37 last year.Reported Earnings • Oct 27Third quarter 2021 earnings released: EPS US$1.78 (vs US$0.29 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$32.4m (up 89% from 3Q 2020). Net income: US$14.0m (up US$11.8m from 3Q 2020). Profit margin: 43% (up from 13% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 14% per year.Recent Insider Transactions • Sep 16Independent Director recently sold US$151k worth of stockOn the 15th of September, Rudolph Johnstone sold around 3k shares on-market at roughly US$50.25 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$756k more than they bought in the last 12 months.Reported Earnings • Jul 29Second quarter 2021 earnings released: EPS US$1.32 (vs US$0.61 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$27.0m (up 44% from 2Q 2020). Net income: US$10.3m (up 121% from 2Q 2020). Profit margin: 38% (up from 25% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 4% per year.Reported Earnings • Apr 29First quarter 2021 earnings released: EPS US$1.33 (vs US$0.37 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$27.5m (up 72% from 1Q 2020). Net income: US$10.4m (up 266% from 1Q 2020). Profit margin: 38% (up from 18% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 3% per year.Price Target Changed • Apr 01Price target increased to US$56.83Up from US$51.17, the current price target is an average from 3 analysts. New target price is 21% above last closing price of US$46.88. Stock is up 83% over the past year.Recent Insider Transactions Derivative • Mar 17CEO & Director exercised options and sold US$584k worth of stockOn the 12th of March, R. Seaver exercised 12k options at a strike price of around US$6.01 and sold these shares for an average price of US$54.28 per share. This trade did not impact their existing holding. For the year to December 2019, Seaver's total compensation was 51% salary and 49% non-salary (Indicating these sales could comprise a meaningful part of their income for the year). Since December 2020, Seaver's direct individual holding has increased from 76.89k shares to 78.89k. Company insiders have collectively sold US$1.5m more than they bought, via options and on-market transactions in the last 12 months.Valuation Update With 7 Day Price Move • Mar 12Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$52.99, the stock is trading at a trailing P/E ratio of 22.3x, up from the previous P/E ratio of 19.4x. This compares to an average P/E of 14x in the Banks industry in the US. Total returns to shareholders over the past three years are 16%.Recent Insider Transactions • Mar 10Independent Director recently sold US$58k worth of stockOn the 5th of March, Anne Ellefson sold around 1k shares on-market at roughly US$46.75 per share. In the last 3 months, there was an even bigger sale from another insider worth US$135k. Insiders have been net sellers, collectively disposing of US$516k more than they bought in the last 12 months.分析記事 • Mar 04This Insider Has Just Sold Shares In Southern First Bancshares, Inc. (NASDAQ:SFST)Anyone interested in Southern First Bancshares, Inc. ( NASDAQ:SFST ) should probably be aware that the Executive VP...Reported Earnings • Mar 04Full year 2020 earnings released: EPS US$2.38 (vs US$3.70 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$77.6m (down 4.7% from FY 2019). Net income: US$18.3m (down 34% from FY 2019). Profit margin: 24% (down from 34% in FY 2019). The decrease in margin was primarily driven by higher expenses. Net interest margin (NIM): 3.48% (up from 3.43% in FY 2019). Cost-to-income ratio: 50.1% (down from 54.1% in FY 2019). Non-performing loans: 0.38% (up from 0.35% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Mar 04Executive VP recently sold US$135k worth of stockOn the 26th of February, Michael Dowling sold around 3k shares on-market at roughly US$45.01 per share. This was the largest sale by an insider in the last 3 months. Michael has been a seller over the last 12 months, reducing personal holdings by US$240k.Analyst Estimate Surprise Post Earnings • Mar 04Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 25%. Over the next year, revenue is forecast to grow 37%, compared to a 18% growth forecast for the Banks industry in the US.Is New 90 Day High Low • Feb 20New 90-day high: US$42.84The company is up 39% from its price of US$30.80 on 20 November 2020. The American market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 30% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$73.78 per share.分析記事 • Feb 07Have Southern First Bancshares, Inc. (NASDAQ:SFST) Insiders Been Selling Their Stock?Investors may wish to note that the Independent Director of Southern First Bancshares, Inc. , Anne Ellefson, recently...Is New 90 Day High Low • Feb 04New 90-day high: US$41.06The company is up 45% from its price of US$28.30 on 05 November 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 30% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$75.14 per share.Recent Insider Transactions • Feb 04Independent Director recently sold US$90k worth of stockOn the 1st of February, Anne Ellefson sold around 2k shares on-market at roughly US$40.01 per share. In the last 3 months, there was an even bigger sale from another insider worth US$105k. Insiders have been net sellers, collectively disposing of US$536k more than they bought in the last 12 months.Major Estimate Revision • Feb 03Analysts increase EPS estimates to US$3.74The 2021 consensus revenue estimate increased from US$103.4m to US$106.2m. The earnings per share estimate also received an upgrade from US$3.17 to US$3.74 for the same period. Net income is expected to grow by 39% next year compared to 13% growth forecast for the Banks industry in the US. The consensus price target increased from US$42.33 to US$46.67. Share price is up 1.6% to US$40.56 over the past week.Price Target Changed • Jan 29Price target raised to US$44.67Up from US$40.00, the current price target is an average from 3 analysts. The new target price is 11% above the current share price of US$40.38. As of last close, the stock is up 0.3% over the past year.Reported Earnings • Jan 27Full year 2020 earnings released: EPS US$2.37 (vs US$3.70 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$77.6m (down 4.7% from FY 2019). Net income: US$18.3m (down 34% from FY 2019). Profit margin: 24% (down from 34% in FY 2019). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Analyst Estimate Surprise Post Earnings • Jan 27Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 25%. Over the next year, revenue is forecast to grow 33%, compared to a 17% growth forecast for the Banks industry in the US.分析記事 • Jan 19Is Southern First Bancshares, Inc. (NASDAQ:SFST) Popular Amongst Insiders?The big shareholder groups in Southern First Bancshares, Inc. ( NASDAQ:SFST ) have power over the company. Institutions...Is New 90 Day High Low • Jan 09New 90-day high: US$38.47The company is up 40% from its price of US$27.47 on 09 October 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 34% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$78.89 per share.Price Target Changed • Dec 29Price target raised to US$36.17Up from US$32.17, the current price target is an average from 3 analysts. The new target price is close to the current share price of US$35.80. As of last close, the stock is down 16% over the past year.Is New 90 Day High Low • Dec 24New 90-day high: US$35.60The company is up 53% from its price of US$23.30 on 24 September 2020. The American market is up 18% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 38% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$76.73 per share.分析記事 • Dec 14A Quick Analysis On Southern First Bancshares' (NASDAQ:SFST) CEO CompensationArt Seaver became the CEO of Southern First Bancshares, Inc. ( NASDAQ:SFST ) in 1999, and we think it's a good time to...Recent Insider Transactions • Dec 11Executive VP recently sold US$105k worth of stockOn the 9th of December, Michael Dowling sold around 3k shares on-market at roughly US$35.03 per share. This was the largest sale by an insider in the last 3 months. This was Michael's only on-market trade for the last 12 months.Is New 90 Day High Low • Dec 02New 90-day high: US$33.52The company is up 27% from its price of US$26.37 on 03 September 2020. The American market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$66.07 per share.Recent Insider Transactions Derivative • Nov 18CEO & Director exercised options and sold US$277k worth of stockOn the 13th of November, R. Seaver exercised 11.46k options at a strike price of around US$5.97 and sold these shares for an average price of US$30.18 per share. This trade did not impact their existing holding. For the year to December 2019, Seaver's total compensation was 51% salary and 49% non-salary (Indicating these sales could comprise a meaningful part of their income for the year). Since March 2020, Seaver has owned 76.89k shares directly. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months.Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 18% share price gain to US$31.94, the stock is trading at a trailing P/E ratio of 14.5x, up from the previous P/E ratio of 12.3x. This compares to an average P/E of 11x in the Banks industry in the US. Total return to shareholders over the past three years is a loss of 19%.Is New 90 Day High Low • Nov 10New 90-day high: US$30.70The company is up 10.0% from its price of US$27.96 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$66.57 per share.Reported Earnings • Nov 04Third quarter 2020 earnings released: EPS US$0.29The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$17.1m (down 19% from 3Q 2019). Net income: US$2.22m (down 70% from 3Q 2019). Profit margin: 13% (down from 35% in 3Q 2019). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.Analyst Estimate Surprise Post Earnings • Nov 04Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 14%. Earnings per share (EPS) missed analyst estimates by 51%. Over the next year, revenue is forecast to grow 41%, compared to a 17% growth forecast for the Banks industry in the US.Analyst Estimate Surprise Post Earnings • Oct 30Third-quarter earnings released: Earnings miss expectationsEarnings per share (EPS) missed analyst estimates by 51% at US$0.28. Revenue is forecast to grow 35% over the next year, compared to a 18% growth forecast for the Banks industry in the US.Reported Earnings • Oct 30Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$16.9m, down 36% from the prior year. Total revenue was US$73.5m over the last 12 months, down 5.5% from the prior year.Is New 90 Day High Low • Oct 23New 90-day high: US$28.09The company is up 12% from its price of US$25.19 on 24 July 2020. The American market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$68.39 per share.Is New 90 Day High Low • Sep 24New 90-day low: US$23.43The company is down 7.0% from its price of US$25.08 on 26 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, its price trend is similar to the Banks industry, which is also down 7.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$68.39 per share.Recent Insider Transactions • Sep 22Independent Director recently sold US$58k worth of stockOn the 21st of September, Leighton Cubbage sold around 2k shares on-market at roughly US$25.10 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.5m more than they bought in the last 12 months.お知らせ • Jul 31The Loan Source, Inc. and ACAP SME, LLC acquired PPP Loan Portfolio from Southern First Bancshares, Inc. (NasdaqGM:SFST).The Loan Source, Inc. and ACAP SME, LLC acquired PPP Loan Portfolio from Southern First Bancshares, Inc. (NasdaqGM:SFST) on July 26, 2020. The acquisition of $97.5 million PPP Loan Portfolio recognized net SBA fees of $2.2 million in second quarter of 2020. The Loan Source, Inc. and ACAP SME, LLC completed the acquisition of PPP Loan Portfolio from Southern First Bancshares, Inc. (NasdaqGM:SFST) on July 26, 2020.業績と収益の成長予測NasdaqGM:SFST - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202717663N/AN/A112/31/202614947N/AN/A13/31/2026122353334N/A12/31/2025115303030N/A9/30/2025109263031N/A6/30/2025103224243N/A3/31/202598183536N/A12/31/202493162526N/A9/30/202490143434N/A6/30/202489142324N/A3/31/202487131213N/A12/31/202386131618N/A9/30/202387152224N/A6/30/202392192531N/A3/31/202397243544N/A12/31/2022101293650N/A9/30/2022108364265N/A6/30/2022113413459N/A3/31/2022115444675N/A12/31/2021117475278N/A9/30/2021113435374N/A6/30/202197323752N/A3/31/202189262635N/A12/31/202078181321N/A9/30/202073171216N/A6/30/202077221120N/A3/31/20207925-72N/A12/31/20198128N/A18N/A9/30/20197826N/A6N/A6/30/20197425N/A13N/A3/31/20197123N/A38N/A12/31/20186822N/A32N/A9/30/20186619N/A27N/A6/30/20186417N/A30N/A3/31/20186115N/A17N/A12/31/20175813N/A17N/A9/30/20175614N/A21N/A6/30/20175413N/A21N/A3/31/20175213N/A29N/A12/31/20165213N/A17N/A9/30/20165013N/A18N/A6/30/20164812N/A16N/A3/31/20164511N/A16N/A12/31/20154410N/A20N/A9/30/2015429N/A14N/A6/30/2015408N/A9N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: SFSTの予測収益成長率 (年間32.5% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: SFSTの収益 ( 32.5% ) はUS市場 ( 17.9% ) よりも速いペースで成長すると予測されています。高成長収益: SFSTの収益は今後 3 年間で 大幅に 増加すると予想されています。収益対市場: SFSTの収益 ( 20.7% ) US市場 ( 12.5% ) よりも速いペースで成長すると予測されています。高い収益成長: SFSTの収益 ( 20.7% ) 20%よりも速いペースで成長すると予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: SFSTの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/11 16:28終値2026/06/11 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Southern First Bancshares, Inc. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Christopher MarinacBrean Capital Historical (Janney Montgomery)Jefferson HarralsonKeefe, Bruyette, & WoodsStephen ScoutenPiper Sandler Companies
分析記事 • Apr 23Southern First Bancshares, Inc. (NASDAQ:SFST) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?Southern First Bancshares, Inc. ( NASDAQ:SFST ) shareholders are probably feeling a little disappointed, since its...
Major Estimate Revision • Apr 26Consensus EPS estimates fall by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$96.6m to US$93.3m. EPS estimate also fell from US$2.01 per share to US$1.75 per share. Net income forecast to grow 31% next year vs 0.9% growth forecast for Banks industry in the US. Consensus price target down from US$40.75 to US$34.00. Share price was steady at US$27.29 over the past week.
Price Target Changed • Apr 22Price target decreased by 13% to US$35.50Down from US$40.75, the current price target is an average from 2 analysts. New target price is 22% above last closing price of US$29.00. Stock is up 0.8% over the past year. The company is forecast to post earnings per share of US$2.01 for next year compared to US$1.67 last year.
Price Target Changed • Dec 29Price target increased by 14% to US$33.67Up from US$29.50, the current price target is an average from 3 analysts. New target price is 9.4% below last closing price of US$37.15. Stock is down 20% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$3.66 last year.
Price Target Changed • Dec 14Price target increased by 7.6% to US$30.83Up from US$28.67, the current price target is an average from 3 analysts. New target price is 9.6% below last closing price of US$34.11. Stock is down 23% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$3.66 last year.
Major Estimate Revision • Oct 26Consensus EPS estimates increase by 17%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate increased from US$1.29 to US$1.52. Revenue forecast steady at US$88.4m. Net income forecast to shrink 3.3% next year vs 10% decline forecast for Banks industry in the US. Consensus price target up from US$28.67 to US$29.50. Share price was steady at US$26.42 over the past week.
お知らせ • Jun 03Southern First Bancshares, Inc. and Southern First Bank Announce Appointment of Bryan Kennedy as Director and Risk Committee Member, Effective June 1, 2026Southern First Bancshares, Inc. and Southern First Bank had approved the appointment of Mr. Bryan Kennedy as a director, effective June 1, 2026. Mr. Kennedy served as a director of the Company and the Bank as well as on the Risk Committee of the Boards. Mr. Kennedy recently retired from a 43-year career in commercial banking, most recently serving SouthState Bank as Northern Banking Group President over North Carolina and Virginia. His experience included leadership positions at various financial institutions such as First Charlotte Bank, Park Meridian Bank and Regions Bank. In 2006, Mr. Kennedy founded Park Sterling Bank, the largest capitalized start-up in North Carolina history, which was sold to SouthState Bank in 2017. Mr. Kennedy also served as the Lead Independent Director of the Cato Corporation, an NYSE-traded women's specialty apparel retailer, where he had served as director since 2009. He received his undergraduate degree from the University of Virginia and his MBA from the University of North Carolina. The Boards believed Mr. Kennedy's ties to the Charlotte community, a key market for the Bank, and his extensive commercial banking and public company board experience would enhance his ability to serve as a director of the Company and the Bank.
分析記事 • Apr 23Southern First Bancshares, Inc. (NASDAQ:SFST) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?Southern First Bancshares, Inc. ( NASDAQ:SFST ) shareholders are probably feeling a little disappointed, since its...
お知らせ • Apr 23Southern First Bancshares, Inc. Announces Net Loans Charge-Offs for the First Quarter Ended March 31, 2026Southern First Bancshares, Inc. announced net loans charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported Net loans charge-offs of $52,000. Net charge-offs were approximately $50,000, or 0.01% of average loans, annualized, consistent with linked quarter and year-over-year results.
お知らせ • Apr 16+ 1 more updateSouthern First Bancshares, Inc. has filed a Follow-on Equity Offering.Southern First Bancshares, Inc. has filed a Follow-on Equity Offering. Security Name: Common Shares Security Type: Common Stock
Seeking Alpha • Apr 13Southern First Bancshares: Progress Is Great, But Not Great Enough To Bank OnSummary Southern First Bancshares has demonstrated balance sheet and income statement growth, with notable improvements in asset quality and profitability. SFST faces elevated risks from high uninsured (40.4%) and brokered (14.9%) deposit levels, exceeding preferred thresholds for safety and stability. Despite improving net interest margins and loan diversification, SFST's return on assets and equity remain below industry benchmarks and peers. At a 14.8x P/E, SFST is considered expensive relative to earnings, justifying a 'hold' rating despite operational progress. Read the full article on Seeking Alpha
お知らせ • Apr 07Southern First Bancshares, Inc., Annual General Meeting, May 19, 2026Southern First Bancshares, Inc., Annual General Meeting, May 19, 2026. Location: 6 verdae boulevard, greenville, south carolina, United States
お知らせ • Jan 22Southern First Bancshares, Inc. Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025Southern First Bancshares, Inc. unaudited reported Net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported Net Charge offs of $69,000 against $2,000 a year ago.
お知らせ • Jun 03Southern First Bancshares, Inc. Announces New Appointments to Board of Directors, Effective June 1, 2025Southern First Bancshares, Inc. announced the appointment of three new board members. Jennie Cluverius, Darrin Goss, and Billy McClatchey joined the company and the bank as Directors, effective June 1, 2025. Jennie Cluverius is an experienced trial lawyer who also provides daily advice and counsel to employers on employment, labor, and other business-related matters. She is a Shareholder with Maynard Nexsen, PC, previously Nexsen Pruet, LLC, serves on the firm's Board of Directors, and chairs its Labor & Employment Practice Group. Jennie is a South Carolina Supreme Court Certified Specialist in Labor and Employment Law. She is a Spartanburg, SC native who currently lives in Greenville, SC, and holds a bachelor's degree from Clemson University and J.D. from University of South Carolina School of Law. Darrin Goss has served as President and CEO of the Coastal Community Foundation in Charleston, SC since 2016. His previous roles include President and CEO of Capital Area United Way in Baton Rouge, VP of Community Impact at United Way of Greenville County, Assistant Dean of Students and Director of Career Services at Wofford College, and Training and Development Consultant at Sunoco. He is a U.S. Army veteran and earned a bachelor's degree from Wofford College and a master's degree from North Greenville University. Billy McClatchey is the CEO of Chaucer Creek Capital in Raleigh, NC and has focused on the Southeastern multifamily market during his real estate career. He previously founded, grew, and successfully exited McClatchey Broadcasting Company, which owned and operated radio stations across the Carolinas. He worked in mergers and acquisition groups for Bowles Hollowell Conner & Company and for Trident Financial Corporation helping financial institutions seeking an IPO raise capital. He completed his undergraduate degree at Duke University and MBA at University of North Carolina.
お知らせ • Apr 08Southern First Bancshares, Inc., Annual General Meeting, May 20, 2025Southern First Bancshares, Inc., Annual General Meeting, May 20, 2025. Location: 6 verdae boulevard, south carolina, greenville, United States
お知らせ • Feb 21Southern First Bancshares, Inc. First Appoints Blair Miller as Chief Retail Experience Officer and Executive Vice PresidentSouthern First Bancshares, Inc. announce the appointment of Blair Miller as Chief Retail Experience Officer and Executive Vice President. Miller is a passionate leader with over 20 years of experience, most recently serving as Area Manager and Senior Vice President at Pinnacle Financial Partners for 12 years. As head of Southern First's retail banking team, he will enhance the level of exceptional service and authentic hospitality the bank provides for clients. Miller's life and career are aimed directly at serving others and fostering an engaged culture within the bank. Miller is active in the Upstate community, serving as Chairman of the Greer Chamber of Commerce Board and volunteering with Greer Relief. He is a graduate of the University of South Carolina and CBA Executive Banking School.
お知らせ • Jan 29Southern First Bancshares, Inc. Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024Southern First Bancshares, Inc. reported net charge off for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge-offs of $2,000, or 0.00% annualized, for the fourth quarter of 2024, compared to net recoveries of $191,000 for the fourth quarter of 2023.
Recent Insider Transactions • May 14Independent Director recently sold US$69k worth of stockOn the 10th of May, Leighton Cubbage sold around 2k shares on-market at roughly US$27.58 per share. This transaction amounted to 3.7% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$164k. Insiders have been net sellers, collectively disposing of US$159k more than they bought in the last 12 months.
お知らせ • May 08+ 1 more updateSouthern First Bancshares, Inc. Appoints Chris Zych as Executive Vice PresidentSouthern First Bancshares, Inc. announced the appointment of Chris Zych as executive vice president. Zych joins Southern First with 30 years of experience in the banking industry, most recently serving as Director of Corporate Development and Investor Relations at United Community Bank for the last decade. Zych is a highly accomplished leader with a proven track record of financial management and analysis, formulation and execution of corporate and financial strategy, and investor relations management. Zych holds a Master of Business Administration from Wake Forest University School of Business and a bachelor's degree in finance from Bentley University.
Major Estimate Revision • Apr 26Consensus EPS estimates fall by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$96.6m to US$93.3m. EPS estimate also fell from US$2.01 per share to US$1.75 per share. Net income forecast to grow 31% next year vs 0.9% growth forecast for Banks industry in the US. Consensus price target down from US$40.75 to US$34.00. Share price was steady at US$27.29 over the past week.
Price Target Changed • Apr 22Price target decreased by 13% to US$35.50Down from US$40.75, the current price target is an average from 2 analysts. New target price is 22% above last closing price of US$29.00. Stock is up 0.8% over the past year. The company is forecast to post earnings per share of US$2.01 for next year compared to US$1.67 last year.
お知らせ • Apr 21Southern First Bancshares, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024Southern First Bancshares, Inc. reported net charge-offs for the first quarter ended March 31, 2024. The company had net charge-offs of $241,000, or 0.03% annualized, for the first quarter of 2024 compared to $59,000 a year ago.
Reported Earnings • Apr 20First quarter 2024 earnings released: EPS: US$0.31 (vs US$0.34 in 1Q 2023)First quarter 2024 results: EPS: US$0.31 (down from US$0.34 in 1Q 2023). Revenue: US$21.5m (up 4.1% from 1Q 2023). Net income: US$2.52m (down 6.7% from 1Q 2023). Profit margin: 12% (down from 13% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.
お知らせ • Apr 04Southern First Bancshares, Inc., Annual General Meeting, May 21, 2024Southern First Bancshares, Inc., Annual General Meeting, May 21, 2024, at 09:30 US Eastern Standard Time. Location: The Bank’s principal executive office located at 6 Verdae Boulevard, Greenville South Carolina United States Agenda: To elect four directors to serve a one-year term; to approve an amendment to the Articles of Incorporation of Southern First Bancshares, Inc. to increase the number of authorized shares of common stock to 20,000,000; to approve an amendment to the Southern First Bancshares, Inc. 2020 Equity Incentive Plan to extend its term for an additional three years; to approve the compensation of the company's named executive officers; to ratify the appointment of Elliott Davis, LLC as the company's independent registered public accountant for the year ending December 31, 2024; and to transact any other business that may properly come before the meeting or any adjournment of the meeting.
Recent Insider Transactions • Mar 20CEO & Director recently sold US$147k worth of stockOn the 15th of March, R. Seaver sold around 5k shares on-market at roughly US$31.07 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. R. has been a net seller over the last 12 months, reducing personal holdings by US$141k.
Recent Insider Transactions Derivative • Mar 17CEO & Director notifies of intention to sell stockR. Seaver intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 14th of March. If the sale is conducted around the recent share price of US$31.01, it would amount to US$78k. For the year to December 2017, Seaver's total compensation was 55% salary and 45% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since June 2023, Seaver's direct individual holding has increased from 75.14k shares to 93.47k. Company insiders have collectively bought US$755k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Mar 09Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2023 results: EPS: US$1.67 (down from US$3.66 in FY 2022). Revenue: US$86.3m (down 15% from FY 2022). Net income: US$13.4m (down 54% from FY 2022). Profit margin: 16% (down from 29% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 2.07% (down from 3.19% in FY 2022). Cost-to-income ratio: 78.7% (up from 58.7% in FY 2022). Non-performing loans: 0.11% (up from 0.08% in FY 2022). Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) exceeded analyst estimates by 8.5%. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year whereas the company’s share price has fallen by 15% per year.
Reported Earnings • Jan 21Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2023 results: EPS: US$1.67 (down from US$3.66 in FY 2022). Revenue: US$86.3m (down 15% from FY 2022). Net income: US$13.4m (down 54% from FY 2022). Profit margin: 16% (down from 29% in FY 2022). The decrease in margin was primarily driven by lower revenue. Non-performing loans: 0.11% (up from 0.08% in FY 2022). Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) exceeded analyst estimates by 8.5%. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Price Target Changed • Dec 29Price target increased by 14% to US$33.67Up from US$29.50, the current price target is an average from 3 analysts. New target price is 9.4% below last closing price of US$37.15. Stock is down 20% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$3.66 last year.
Price Target Changed • Dec 14Price target increased by 7.6% to US$30.83Up from US$28.67, the current price target is an average from 3 analysts. New target price is 9.6% below last closing price of US$34.11. Stock is down 23% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$3.66 last year.
Major Estimate Revision • Oct 26Consensus EPS estimates increase by 17%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate increased from US$1.29 to US$1.52. Revenue forecast steady at US$88.4m. Net income forecast to shrink 3.3% next year vs 10% decline forecast for Banks industry in the US. Consensus price target up from US$28.67 to US$29.50. Share price was steady at US$26.42 over the past week.
Reported Earnings • Oct 20Third quarter 2023 earnings: EPS exceeds analyst expectationsThird quarter 2023 results: EPS: US$0.51 (down from US$1.06 in 3Q 2022). Revenue: US$22.6m (down 17% from 3Q 2022). Net income: US$4.10m (down 51% from 3Q 2022). Profit margin: 18% (down from 31% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 57%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 2% per year.
Recent Insider Transactions • Jul 30Executive VP & CFO recently bought US$56k worth of stockOn the 28th of July, David Borrmann bought around 2k shares on-market at roughly US$29.50 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$193k. David has been a buyer over the last 12 months, purchasing a net total of US$274k worth in shares.
Reported Earnings • Jul 25Second quarter 2023 earnings: EPS misses analyst expectationsSecond quarter 2023 results: EPS: US$0.30 (down from US$0.91 in 2Q 2022). Revenue: US$20.7m (down 19% from 2Q 2022). Net income: US$2.46m (down 66% from 2Q 2022). Profit margin: 12% (down from 28% in 2Q 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.1%. Revenue is forecast to grow 7.4% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 4% per year.
Valuation Update With 7 Day Price Move • Jul 20Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$28.87, the stock trades at a forward P/E ratio of 19x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 15% over the past three years.
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$27.87, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 8x in the Banks industry in the US. Total loss to shareholders of 2.4% over the past three years.
Major Estimate Revision • May 20Consensus EPS estimates increase by 12%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate increased from US$1.27 to US$1.42. Revenue forecast unchanged at US$89.0m. Net income forecast to shrink 46% next year vs 6.0% decline forecast for Banks industry in the US. Consensus price target down from US$31.08 to US$28.83. Share price rose 8.8% to US$23.94 over the past week.
Valuation Update With 7 Day Price Move • May 04Investor sentiment deteriorates as stock falls 21%After last week's 21% share price decline to US$21.33, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Banks industry in the US. Total loss to shareholders of 19% over the past three years.
Recent Insider Transactions • May 03Executive VP & CFO recently bought US$193k worth of stockOn the 1st of May, David Borrmann bought around 7k shares on-market at roughly US$27.56 per share. This transaction increased David's direct individual holding by 5x at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.
Reported Earnings • Apr 26First quarter 2023 earnings: EPS and revenues miss analyst expectationsFirst quarter 2023 results: EPS: US$0.34 (down from US$1.01 in 1Q 2022). Revenue: US$20.6m (down 17% from 1Q 2022). Net income: US$2.70m (down 66% from 1Q 2022). Profit margin: 13% (down from 32% in 1Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 11%. Earnings per share (EPS) also missed analyst estimates by 48%. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Price Target Changed • Apr 06Price target decreased by 16% to US$38.25Down from US$45.50, the current price target is an average from 3 analysts. New target price is 28% above last closing price of US$29.98. Stock is down 38% over the past year. The company is forecast to post earnings per share of US$2.94 for next year compared to US$3.66 last year.
Price Target Changed • Mar 29Price target decreased by 8.9% to US$42.50Down from US$46.67, the current price target is an average from 3 analysts. New target price is 31% above last closing price of US$32.33. Stock is down 37% over the past year. The company is forecast to post earnings per share of US$2.95 for next year compared to US$3.66 last year.
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to US$32.01, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 13% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$58.48 per share.
Major Estimate Revision • Feb 03Consensus EPS estimates fall by 23%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$117.9m to US$108.1m. EPS estimate also fell from US$4.00 per share to US$3.08 per share. Net income forecast to shrink 14% next year vs 9.0% growth forecast for Banks industry in the US . Consensus price target down from US$48.67 to US$46.67. Share price rose 2.9% to US$41.86 over the past week.
Recent Insider Transactions • Feb 01Independent Director recently bought US$184k worth of stockOn the 30th of January, David Ellison bought around 5k shares on-market at roughly US$40.87 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$396k more in shares than they have sold in the last 12 months.
お知らせ • Jan 28+ 1 more updateSouthern First Bancshares, Inc. and Southern First Bank Appoints Michael D. Dowling as CFO, Effective February 15, 2023On January 25, 2023, Michael D. Dowling, Chief Operating Officer and Chief Financial Officer of Southern First Bancshares, Inc. (the “Company”) and Southern First Bank (the “Bank” and together with the Company, the “Employer”), notified the Employer that he is resigning from his roles with the Employer, effective February 15, 2023. Mike has served as Southern First’s executive vice president and chief financial officer since 2011 and as chief operating officer since July 2019. He has over 25 years of experience in the banking industry. Mr. Dowling was previously employed with KPMG LLP from 1994 until 2011, including most recently as an Audit Partner (2005-2011) and a member of KPMG’s Financial Services practice. He is a 1993 graduate of Clemson University, with a degree in Accounting and is a certified public accountant in South Carolina and North Carolina.
Reported Earnings • Jan 24Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$3.66 (down from US$5.96 in FY 2021). Revenue: US$101.0m (down 14% from FY 2021). Net income: US$29.1m (down 38% from FY 2021). Profit margin: 29% (down from 40% in FY 2021). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 2.6%. Earnings per share (EPS) also missed analyst estimates by 7.0%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Reported Earnings • Oct 26Third quarter 2022 earnings: EPS misses analyst expectationsThird quarter 2022 results: EPS: US$1.06 (down from US$1.78 in 3Q 2021). Revenue: US$27.2m (down 16% from 3Q 2021). Net income: US$8.41m (down 40% from 3Q 2021). Profit margin: 31% (down from 43% in 3Q 2021). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.3%. Revenue is forecast to grow 8.6% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Aug 23Southern First Bancshares names new presidentSouthern First Bancshares (NASDAQ:SFST) named Tuesday Cal Hurst as the company's new president. Hurst has served as chief banking officer and executive vice president of Southern First since 2019 and has over 16 years of experience in the banking industry. Earlier: Southern First Bancshares GAAP EPS of $0.90, revenue of $27.15M
お知らせ • Aug 23Southern First Bancshares, Inc. and Southern First Bank Appoint Calvin C. Hurst as PresidentEffective August 18, 2022, the board of directors (the ‘Board’) of Southern First Bancshares, Inc. (the ‘company’), holding company for Southern First Bank (the ‘Bank’), appointed Calvin C. Hurst to serve as President of the Company and the Bank. Hurst has served as Chief Banking Officer and Executive Vice President of Southern First since 2019, contributing to the bank’s strategic growth and planning as well as overseeing the company’s retail banking, deposit operations, and marketing divisions. Hurst has over 16 years of experience in the banking industry and is passionate about positively impacting everyone he connects with. In addition to his work, Hurst is a highly engaged member of the Upstate community, serving on the Board of Directors for the Greenville Chamber, United Way of Greenville County, and Greenville First Steps.
Price Target Changed • Aug 01Price target decreased to US$50.63Down from US$56.67, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$44.00. Stock is down 11% over the past year. The company is forecast to post earnings per share of US$4.13 for next year compared to US$5.96 last year.
お知らせ • Jul 27Southern First Bancshares, Inc. Reports Net Charge-Offs for the Second Quarter of 2022Southern First Bancshares, Inc. reported net charge-offs for the Second Quarter of 2022. The company had net charge-offs of $277,000, or 0.04% annualized, for the second quarter of 2022.
Reported Earnings • Jul 27Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: EPS: US$0.91 (down from US$1.32 in 2Q 2021). Revenue: US$25.4m (down 5.9% from 2Q 2021). Net income: US$7.24m (down 30% from 2Q 2021). Profit margin: 28% (down from 38% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 1.7%. Earnings per share (EPS) also missed analyst estimates by 17%. Over the next year, revenue is forecast to grow 4.1%, compared to a 15% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Price Target Changed • May 12Price target decreased to US$56.67Down from US$63.00, the current price target is an average from 2 analysts. New target price is 31% above last closing price of US$43.14. Stock is down 17% over the past year. The company is forecast to post earnings per share of US$4.45 for next year compared to US$5.96 last year.
Price Target Changed • Apr 28Price target decreased to US$59.33Down from US$65.00, the current price target is an average from 3 analysts. New target price is 27% above last closing price of US$46.88. Stock is down 8.6% over the past year. The company is forecast to post earnings per share of US$4.75 for next year compared to US$5.96 last year.
Reported Earnings • Apr 27First quarter 2022 earnings: EPS misses analyst expectationsFirst quarter 2022 results: EPS: US$1.01 (down from US$1.33 in 1Q 2021). Revenue: US$25.0m (down 9.1% from 1Q 2021). Net income: US$7.97m (down 23% from 1Q 2021). Profit margin: 32% (down from 38% in 1Q 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 9.5%. Over the next year, revenue is forecast to stay flat compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Apr 21Southern First Bancshares Could Become Interesting At A Slightly Lower Share PriceSouthern First Bancshares is the holding company for the Southern First Bank in South Carolina. The bank's earnings profile is very decent and the mortgage banking business adds a few million dollars to the taxable income. The bank does not pay a dividend, and all earnings are retained on the balance sheet which helps to rapidly boost the book value per share.
お知らせ • Apr 09Southern First Bancshares, Inc., Annual General Meeting, May 17, 2022Southern First Bancshares, Inc., Annual General Meeting, May 17, 2022, at 09:30 US Eastern Standard Time. Location: 100 Verdae Boulevard, Suite 100, Greenville, South Carolina Greenville South Carolina United States Agenda: To consider election of four directors to serve a three-year term; to approve the compensation of named executive officers as disclosed in the accompanying proxy statement; to ratify the appointment of Elliott Davis, LLC as independent registered public accountant for the year ending December 31, 2022; and to transact any other business that may properly come before the meeting or any adjournment of the meeting.
Reported Earnings • Jan 27Full year 2021 earnings: EPS exceeds analyst expectationsFull year 2021 results: EPS: US$5.96 (up from US$2.38 in FY 2020). Revenue: US$117.2m (up 51% from FY 2020). Net income: US$46.7m (up 155% from FY 2020). Profit margin: 40% (up from 24% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 5.5%. Over the next year, revenue is expected to shrink by 7.1% compared to a 4.2% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 17% per year and the company’s share price has also increased by 17% per year.
お知らせ • Jan 26Southern First Bancshares, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2021Southern First Bancshares, Inc. reported net charge-offs for the fourth quarter ended December 31, 2021. For the fourth quarter of 2021, there were net charge-offs of $1.5 million, or 0.24% annualized, compared to net recoveries of $163,000, or (0.03%) annualized, for the third quarter of 2021.
Recent Insider Transactions • Nov 10Executive VP recently sold US$115k worth of stockOn the 5th of November, Michael Dowling sold around 2k shares on-market at roughly US$57.44 per share. In the last 3 months, there was an even bigger sale from another insider worth US$151k. Michael has been a seller over the last 12 months, reducing personal holdings by US$355k.
分析記事 • Nov 08Should You Be Adding Southern First Bancshares (NASDAQ:SFST) To Your Watchlist Today?Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Price Target Changed • Nov 05Price target increased to US$63.67Up from US$58.83, the current price target is an average from 3 analysts. New target price is 11% above last closing price of US$57.36. Stock is up 103% over the past year. The company is forecast to post earnings per share of US$5.54 for next year compared to US$2.37 last year.
Reported Earnings • Oct 27Third quarter 2021 earnings released: EPS US$1.78 (vs US$0.29 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$32.4m (up 89% from 3Q 2020). Net income: US$14.0m (up US$11.8m from 3Q 2020). Profit margin: 43% (up from 13% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 14% per year.
Recent Insider Transactions • Sep 16Independent Director recently sold US$151k worth of stockOn the 15th of September, Rudolph Johnstone sold around 3k shares on-market at roughly US$50.25 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$756k more than they bought in the last 12 months.
Reported Earnings • Jul 29Second quarter 2021 earnings released: EPS US$1.32 (vs US$0.61 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$27.0m (up 44% from 2Q 2020). Net income: US$10.3m (up 121% from 2Q 2020). Profit margin: 38% (up from 25% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 4% per year.
Reported Earnings • Apr 29First quarter 2021 earnings released: EPS US$1.33 (vs US$0.37 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$27.5m (up 72% from 1Q 2020). Net income: US$10.4m (up 266% from 1Q 2020). Profit margin: 38% (up from 18% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 3% per year.
Price Target Changed • Apr 01Price target increased to US$56.83Up from US$51.17, the current price target is an average from 3 analysts. New target price is 21% above last closing price of US$46.88. Stock is up 83% over the past year.
Recent Insider Transactions Derivative • Mar 17CEO & Director exercised options and sold US$584k worth of stockOn the 12th of March, R. Seaver exercised 12k options at a strike price of around US$6.01 and sold these shares for an average price of US$54.28 per share. This trade did not impact their existing holding. For the year to December 2019, Seaver's total compensation was 51% salary and 49% non-salary (Indicating these sales could comprise a meaningful part of their income for the year). Since December 2020, Seaver's direct individual holding has increased from 76.89k shares to 78.89k. Company insiders have collectively sold US$1.5m more than they bought, via options and on-market transactions in the last 12 months.
Valuation Update With 7 Day Price Move • Mar 12Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$52.99, the stock is trading at a trailing P/E ratio of 22.3x, up from the previous P/E ratio of 19.4x. This compares to an average P/E of 14x in the Banks industry in the US. Total returns to shareholders over the past three years are 16%.
Recent Insider Transactions • Mar 10Independent Director recently sold US$58k worth of stockOn the 5th of March, Anne Ellefson sold around 1k shares on-market at roughly US$46.75 per share. In the last 3 months, there was an even bigger sale from another insider worth US$135k. Insiders have been net sellers, collectively disposing of US$516k more than they bought in the last 12 months.
分析記事 • Mar 04This Insider Has Just Sold Shares In Southern First Bancshares, Inc. (NASDAQ:SFST)Anyone interested in Southern First Bancshares, Inc. ( NASDAQ:SFST ) should probably be aware that the Executive VP...
Reported Earnings • Mar 04Full year 2020 earnings released: EPS US$2.38 (vs US$3.70 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$77.6m (down 4.7% from FY 2019). Net income: US$18.3m (down 34% from FY 2019). Profit margin: 24% (down from 34% in FY 2019). The decrease in margin was primarily driven by higher expenses. Net interest margin (NIM): 3.48% (up from 3.43% in FY 2019). Cost-to-income ratio: 50.1% (down from 54.1% in FY 2019). Non-performing loans: 0.38% (up from 0.35% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Mar 04Executive VP recently sold US$135k worth of stockOn the 26th of February, Michael Dowling sold around 3k shares on-market at roughly US$45.01 per share. This was the largest sale by an insider in the last 3 months. Michael has been a seller over the last 12 months, reducing personal holdings by US$240k.
Analyst Estimate Surprise Post Earnings • Mar 04Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 25%. Over the next year, revenue is forecast to grow 37%, compared to a 18% growth forecast for the Banks industry in the US.
Is New 90 Day High Low • Feb 20New 90-day high: US$42.84The company is up 39% from its price of US$30.80 on 20 November 2020. The American market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 30% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$73.78 per share.
分析記事 • Feb 07Have Southern First Bancshares, Inc. (NASDAQ:SFST) Insiders Been Selling Their Stock?Investors may wish to note that the Independent Director of Southern First Bancshares, Inc. , Anne Ellefson, recently...
Is New 90 Day High Low • Feb 04New 90-day high: US$41.06The company is up 45% from its price of US$28.30 on 05 November 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 30% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$75.14 per share.
Recent Insider Transactions • Feb 04Independent Director recently sold US$90k worth of stockOn the 1st of February, Anne Ellefson sold around 2k shares on-market at roughly US$40.01 per share. In the last 3 months, there was an even bigger sale from another insider worth US$105k. Insiders have been net sellers, collectively disposing of US$536k more than they bought in the last 12 months.
Major Estimate Revision • Feb 03Analysts increase EPS estimates to US$3.74The 2021 consensus revenue estimate increased from US$103.4m to US$106.2m. The earnings per share estimate also received an upgrade from US$3.17 to US$3.74 for the same period. Net income is expected to grow by 39% next year compared to 13% growth forecast for the Banks industry in the US. The consensus price target increased from US$42.33 to US$46.67. Share price is up 1.6% to US$40.56 over the past week.
Price Target Changed • Jan 29Price target raised to US$44.67Up from US$40.00, the current price target is an average from 3 analysts. The new target price is 11% above the current share price of US$40.38. As of last close, the stock is up 0.3% over the past year.
Reported Earnings • Jan 27Full year 2020 earnings released: EPS US$2.37 (vs US$3.70 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$77.6m (down 4.7% from FY 2019). Net income: US$18.3m (down 34% from FY 2019). Profit margin: 24% (down from 34% in FY 2019). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Analyst Estimate Surprise Post Earnings • Jan 27Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 25%. Over the next year, revenue is forecast to grow 33%, compared to a 17% growth forecast for the Banks industry in the US.
分析記事 • Jan 19Is Southern First Bancshares, Inc. (NASDAQ:SFST) Popular Amongst Insiders?The big shareholder groups in Southern First Bancshares, Inc. ( NASDAQ:SFST ) have power over the company. Institutions...
Is New 90 Day High Low • Jan 09New 90-day high: US$38.47The company is up 40% from its price of US$27.47 on 09 October 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 34% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$78.89 per share.
Price Target Changed • Dec 29Price target raised to US$36.17Up from US$32.17, the current price target is an average from 3 analysts. The new target price is close to the current share price of US$35.80. As of last close, the stock is down 16% over the past year.
Is New 90 Day High Low • Dec 24New 90-day high: US$35.60The company is up 53% from its price of US$23.30 on 24 September 2020. The American market is up 18% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 38% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$76.73 per share.
分析記事 • Dec 14A Quick Analysis On Southern First Bancshares' (NASDAQ:SFST) CEO CompensationArt Seaver became the CEO of Southern First Bancshares, Inc. ( NASDAQ:SFST ) in 1999, and we think it's a good time to...
Recent Insider Transactions • Dec 11Executive VP recently sold US$105k worth of stockOn the 9th of December, Michael Dowling sold around 3k shares on-market at roughly US$35.03 per share. This was the largest sale by an insider in the last 3 months. This was Michael's only on-market trade for the last 12 months.
Is New 90 Day High Low • Dec 02New 90-day high: US$33.52The company is up 27% from its price of US$26.37 on 03 September 2020. The American market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$66.07 per share.
Recent Insider Transactions Derivative • Nov 18CEO & Director exercised options and sold US$277k worth of stockOn the 13th of November, R. Seaver exercised 11.46k options at a strike price of around US$5.97 and sold these shares for an average price of US$30.18 per share. This trade did not impact their existing holding. For the year to December 2019, Seaver's total compensation was 51% salary and 49% non-salary (Indicating these sales could comprise a meaningful part of their income for the year). Since March 2020, Seaver has owned 76.89k shares directly. Company insiders have collectively sold US$1.1m more than they bought, via options and on-market transactions in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 18% share price gain to US$31.94, the stock is trading at a trailing P/E ratio of 14.5x, up from the previous P/E ratio of 12.3x. This compares to an average P/E of 11x in the Banks industry in the US. Total return to shareholders over the past three years is a loss of 19%.
Is New 90 Day High Low • Nov 10New 90-day high: US$30.70The company is up 10.0% from its price of US$27.96 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$66.57 per share.
Reported Earnings • Nov 04Third quarter 2020 earnings released: EPS US$0.29The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$17.1m (down 19% from 3Q 2019). Net income: US$2.22m (down 70% from 3Q 2019). Profit margin: 13% (down from 35% in 3Q 2019). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
Analyst Estimate Surprise Post Earnings • Nov 04Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 14%. Earnings per share (EPS) missed analyst estimates by 51%. Over the next year, revenue is forecast to grow 41%, compared to a 17% growth forecast for the Banks industry in the US.
Analyst Estimate Surprise Post Earnings • Oct 30Third-quarter earnings released: Earnings miss expectationsEarnings per share (EPS) missed analyst estimates by 51% at US$0.28. Revenue is forecast to grow 35% over the next year, compared to a 18% growth forecast for the Banks industry in the US.
Reported Earnings • Oct 30Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$16.9m, down 36% from the prior year. Total revenue was US$73.5m over the last 12 months, down 5.5% from the prior year.
Is New 90 Day High Low • Oct 23New 90-day high: US$28.09The company is up 12% from its price of US$25.19 on 24 July 2020. The American market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$68.39 per share.
Is New 90 Day High Low • Sep 24New 90-day low: US$23.43The company is down 7.0% from its price of US$25.08 on 26 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, its price trend is similar to the Banks industry, which is also down 7.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$68.39 per share.
Recent Insider Transactions • Sep 22Independent Director recently sold US$58k worth of stockOn the 21st of September, Leighton Cubbage sold around 2k shares on-market at roughly US$25.10 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.5m more than they bought in the last 12 months.
お知らせ • Jul 31The Loan Source, Inc. and ACAP SME, LLC acquired PPP Loan Portfolio from Southern First Bancshares, Inc. (NasdaqGM:SFST).The Loan Source, Inc. and ACAP SME, LLC acquired PPP Loan Portfolio from Southern First Bancshares, Inc. (NasdaqGM:SFST) on July 26, 2020. The acquisition of $97.5 million PPP Loan Portfolio recognized net SBA fees of $2.2 million in second quarter of 2020. The Loan Source, Inc. and ACAP SME, LLC completed the acquisition of PPP Loan Portfolio from Southern First Bancshares, Inc. (NasdaqGM:SFST) on July 26, 2020.