View Future GrowthPCB Bancorp 過去の業績過去 基準チェック /46PCB Bancorpの収益は年間平均-1.1%の割合で減少していますが、 Banks業界の収益は年間 増加しています。収益は年間2.8% 3.7%割合で 増加しています。 PCB Bancorpの自己資本利益率は10.2%であり、純利益率は34.2%です。主要情報-1.10%収益成長率0.49%EPS成長率Banks 業界の成長11.18%収益成長率3.72%株主資本利益率10.18%ネット・マージン34.21%前回の決算情報31 Mar 2026最近の業績更新Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectationsFirst quarter 2026 results: EPS: US$0.75 (up from US$0.54 in 1Q 2025). Revenue: US$29.7m (up 18% from 1Q 2025). Net income: US$10.6m (up 38% from 1Q 2025). Profit margin: 36% (up from 30% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Mar 18Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.62 (up from US$1.75 in FY 2024). Revenue: US$111.7m (up 16% from FY 2024). Net income: US$37.2m (up 49% from FY 2024). Profit margin: 33% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.17% in FY 2024). Cost-to-income ratio: 51.2% (down from 60.2% in FY 2024). Non-performing loans: 0.28% (up from 0.18% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.Reported Earnings • Feb 01Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.62 (up from US$1.75 in FY 2024). Revenue: US$111.7m (up 16% from FY 2024). Net income: US$37.2m (up 49% from FY 2024). Profit margin: 33% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.17% in FY 2024). Cost-to-income ratio: 51.2% (down from 60.2% in FY 2024). Non-performing loans: 0.28% (up from 0.18% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.Reported Earnings • Oct 26Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.80 (up from US$0.52 in 3Q 2024). Revenue: US$30.8m (up 22% from 3Q 2024). Net income: US$11.3m (up 52% from 3Q 2024). Profit margin: 37% (up from 30% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 31%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.Reported Earnings • Aug 13Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.63 (up from US$0.43 in 2Q 2024). Revenue: US$27.5m (up 15% from 2Q 2024). Net income: US$8.91m (up 45% from 2Q 2024). Profit margin: 32% (up from 26% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 10%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 7.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.Reported Earnings • Apr 25First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.54 (up from US$0.33 in 1Q 2024). Revenue: US$25.3m (up 11% from 1Q 2024). Net income: US$7.70m (up 65% from 1Q 2024). Profit margin: 31% (up from 21% in 1Q 2024). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 8.9%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.すべての更新を表示Recent updatesBuy Or Sell Opportunity • Apr 29Now 22% undervaluedOver the last 90 days, the stock has risen 9.4% to US$24.09. The fair value is estimated to be US$30.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last 3 years. Earnings per share has grown by 5.2%. Revenue is forecast to grow by 10% in a year. Earnings are forecast to grow by 5.3% in the next year.Declared Dividend • Apr 27First quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 8th May 2026 Payment date: 15th May 2026 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 4.8% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 24PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About May 15, 2026PCB Bancorp declared a quarterly cash dividend of $0.22 per common share. The dividend will be paid on or about May 15, 2026, to shareholders of record as of the close of business on May 8, 2026.Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectationsFirst quarter 2026 results: EPS: US$0.75 (up from US$0.54 in 1Q 2025). Revenue: US$29.7m (up 18% from 1Q 2025). Net income: US$10.6m (up 38% from 1Q 2025). Profit margin: 36% (up from 30% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 10PCB Bancorp, Annual General Meeting, May 27, 2026PCB Bancorp, Annual General Meeting, May 27, 2026. Location: 3701 wilshire boulevard, suite 900, california, los angeles United StatesReported Earnings • Mar 18Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.62 (up from US$1.75 in FY 2024). Revenue: US$111.7m (up 16% from FY 2024). Net income: US$37.2m (up 49% from FY 2024). Profit margin: 33% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.17% in FY 2024). Cost-to-income ratio: 51.2% (down from 60.2% in FY 2024). Non-performing loans: 0.28% (up from 0.18% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.Recent Insider Transactions • Mar 08Independent Chairman of the Board recently bought US$191k worth of stockOn the 6th of March, Sang Lee bought around 9k shares on-market at roughly US$22.19 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.0m worth in shares.Recent Insider Transactions • Mar 02Independent Chairman of the Board recently bought US$112k worth of stockOn the 23rd of February, Sang Lee bought around 5k shares on-market at roughly US$22.48 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of US$797k worth in shares.分析記事 • Feb 03PCB Bancorp's (NASDAQ:PCB) Upcoming Dividend Will Be Larger Than Last Year'sPCB Bancorp ( NASDAQ:PCB ) will increase its dividend from last year's comparable payment on the 20th of February to...Declared Dividend • Feb 02Fourth quarter dividend increased to US$0.22Dividend of US$0.22 is 10.0% higher than last year. Ex-date: 13th February 2026 Payment date: 20th February 2026 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (31% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 16% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Feb 01Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.62 (up from US$1.75 in FY 2024). Revenue: US$111.7m (up 16% from FY 2024). Net income: US$37.2m (up 49% from FY 2024). Profit margin: 33% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.17% in FY 2024). Cost-to-income ratio: 51.2% (down from 60.2% in FY 2024). Non-performing loans: 0.28% (up from 0.18% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.お知らせ • Jan 30Pcb Bancorp Declares 10% Increase in Quarterly Cash Dividend for the First Quarter of 2026, Payable on or About February 20, 2026PCB Bancorp announced that on January 28, 2026, its Board of Directors declared a quarterly cash dividend of $0.22 per common share for the first quarter of 2026. The dividend will be paid on or about February 20, 2026, to shareholders of record as of the close of business on February 13, 2026.Price Target Changed • Dec 19Price target increased by 8.6% to US$25.25Up from US$23.25, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$23.92. Stock is up 19% over the past year. The company is forecast to post earnings per share of US$2.55 for next year compared to US$1.75 last year.Declared Dividend • Oct 27Third quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 7th November 2025 Payment date: 14th November 2025 Dividend yield will be 3.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 22% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 17% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 26Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.80 (up from US$0.52 in 3Q 2024). Revenue: US$30.8m (up 22% from 3Q 2024). Net income: US$11.3m (up 52% from 3Q 2024). Profit margin: 37% (up from 30% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 31%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.お知らせ • Oct 24PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About November 14, 2025PCB Bancorp announced that on October 22, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about November 14, 2025, to shareholders of record as of the close of business on November 7, 2025.Recent Insider Transactions • Aug 24Independent Chairman of the Board recently bought US$294k worth of stockOn the 21st of August, Sang Lee bought around 14k shares on-market at roughly US$21.55 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$390k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.9m worth in shares.Reported Earnings • Aug 13Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.63 (up from US$0.43 in 2Q 2024). Revenue: US$27.5m (up 15% from 2Q 2024). Net income: US$8.91m (up 45% from 2Q 2024). Profit margin: 32% (up from 26% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 10%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 7.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.Board Change • Aug 13Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 5 highly experienced directors. Independent Director Janice Chung was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jul 25PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About August 15, 2025PCB Bancorp announced that on July 23, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about August 15, 2025, to shareholders of record as of the close of business on August 8, 2025.お知らせ • May 24PCB Bancorp Receives Nasdaq Notice Regarding Late Form 10-Q FilingPCB Bancorp announced that it received a notice from the Nasdaq Stock Market (“Nasdaq”) on May 22, 2025 notifying the Company that because its Form 10-Q for the quarter ended March 31, 2025 (the “First Quarter 10-Q”) was not filed with the Securities and Exchange Commission (“SEC”) by the required due date, the Company is not in compliance with the periodic filing requirements for continued listing under Nasdaq Listing Rule 5250(c)(1). Nasdaq’s notice has no immediate effect on the listing or trading of the Company’s shares on the Nasdaq Global Select Market, although there can be no assurances that further delays in the filing of the First Quarter 10-Q or the Company’s other SEC reports will not have an impact on the listing or trading of the Company’s common stock. As previously disclosed on the Company’s Form 12b-25 filed with the SEC on May 12, 2025, the Company has been unable to complete and timely file the First Quarter 10-Q because it requires additional time to determine the value of a Securities Purchase Option Agreement affording the Company the right, subject to certain conditions, to repurchase its Series C Preferred Stock issued to the U.S. Treasury under the Emergency Capital Investment Program. Nasdaq has provided the Company 60 calendar days, until July 20, 2025, to submit a plan to regain compliance. If Nasdaq accepts the Company’s plan, then Nasdaq may grant the Company up to 180 days from the prescribed due date for the filing of the First Quarter 10-Q, or November 17, 2025, to regain compliance. The Company expects to file the First Quarter 10-Q as promptly as practicable and prior to the 60-day deadline for submitting a compliance plan to Nasdaq.お知らせ • May 14PCB Bancorp announced delayed 10-Q filingOn 05/13/2025, PCB Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC.Major Estimate Revision • May 01Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$110.8m to US$114.4m. EPS estimate increased from US$2.04 to US$2.25 per share. Net income forecast to grow 17% next year vs 13% growth forecast for Banks industry in the US. Consensus price target up from US$21.00 to US$22.00. Share price rose 2.9% to US$19.52 over the past week.Seeking Alpha • Apr 29PCB Bancorp: Why The Market Is Sleeping On This Fast-Growing Niche BankSummary PCB Bancorp has shown robust growth, with double-digit annualized increases in net interest income, gross loans, earning assets, and deposits over the past decade. Despite its strong performance, PCB Bancorp trades at a discount to tangible book value and has a relatively low P/E ratio. Investors are seemingly worried about exposure to recent wildfires along with uncertainty from tariffs. I see shares being worth at least tangible book value, if not a small premium to that, making the stock a buy today. Read the full article on Seeking AlphaDeclared Dividend • Apr 28First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 9th May 2025 Payment date: 16th May 2025 Dividend yield will be 4.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 22% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10.0% over the next year, which should provide support to the dividend and adequate earnings cover.分析記事 • Apr 27Earnings Beat: PCB Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their ModelsIt's been a good week for PCB Bancorp ( NASDAQ:PCB ) shareholders, because the company has just released its latest...Reported Earnings • Apr 25First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.54 (up from US$0.33 in 1Q 2024). Revenue: US$25.3m (up 11% from 1Q 2024). Net income: US$7.70m (up 65% from 1Q 2024). Profit margin: 31% (up from 21% in 1Q 2024). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 8.9%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.お知らせ • Apr 25PCB Bancorp Declares Quarterly Cash Dividend, Payable on or about May 16, 2025PCB Bancorp announced that on April 23, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about May 16, 2025, to shareholders of record as of the close of business on May 9, 2025.お知らせ • Apr 11PCB Bancorp, Annual General Meeting, May 28, 2025PCB Bancorp, Annual General Meeting, May 28, 2025. Location: pcb bancorp headquarters, 3701 wilshire boulevard, suite 900, california, los angeles United StatesRecent Insider Transactions Derivative • Mar 28Independent Director exercised options to buy US$186k worth of stock.On the 27th of March, Don Rhee exercised options to buy 10k shares at a strike price of around US$15.04, costing a total of US$149k. This transaction amounted to 2.5% of their direct individual holding at the time of the trade. Since March 2024, Don's direct individual holding has decreased from 723.83k shares to 716.61k. Company insiders have collectively bought US$1.9m more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Mar 16Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$1.75 (down from US$2.14 in FY 2023). Revenue: US$96.3m (down 3.0% from FY 2023). Net income: US$24.9m (down 19% from FY 2023). Profit margin: 26% (down from 31% in FY 2023). The decrease in margin was primarily driven by higher expenses. Net interest margin (NIM): 3.17% (down from 3.57% in FY 2023). Cost-to-income ratio: 60.2% (up from 56.5% in FY 2023). Non-performing loans: 0.18% (up from 0.17% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.Recent Insider Transactions Derivative • Mar 12President exercised options to buy US$189k worth of stock.On the 6th of March, Henry Kim exercised options to buy 10k shares at a strike price of around US$10.33, costing a total of US$103k. This transaction amounted to 4.0% of their direct individual holding at the time of the trade. Since March 2024, Henry's direct individual holding has increased from 244.26k shares to 250.96k. Company insiders have collectively bought US$1.6m more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions • Feb 14Independent Chairman of the Board recently bought US$89k worth of stockOn the 13th of February, Sang Lee bought around 5k shares on-market at roughly US$19.78 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$190k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.5m worth in shares.Declared Dividend • Feb 03Fourth quarter dividend increased to US$0.20Dividend of US$0.20 is 11% higher than last year. Ex-date: 14th February 2025 Payment date: 21st February 2025 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 21% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 30% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 31PCB Bancorp Declares Increased Quarterly Cash Dividend, Payable on or About February 21, 2025PCB Bancorp announced that on January 29, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about February 21, 2025, to shareholders of record as of the close of business on February 14, 2025.Reported Earnings • Jan 31Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$1.75 (down from US$2.14 in FY 2023). Revenue: US$96.3m (down 3.0% from FY 2023). Net income: US$25.0m (down 18% from FY 2023). Profit margin: 26% (down from 31% in FY 2023). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.Seeking Alpha • Jan 26PCB Bancorp: Short-Term Risks Are High Because Of Wildfires, A Good Investment For The Longer TermSummary PCB Bancorp’s provisioning for loan losses will likely spike in 1Q due to the wildfires. Further margin expansion is on the cards as deposit re-pricing will likely outpace loan re-pricing in a falling interest rate environment. Loan growth is likely to be at the lower end of the historical range because of weaknesses visible in Los Angeles’ economy. As of the writing of this report, PCB was offering a dividend yield of 3.8% and an expected price upside of 8.6%. Read the full article on Seeking AlphaPrice Target Changed • Dec 04Price target increased by 10% to US$22.00Up from US$20.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$21.85. Stock is up 36% over the past year. The company is forecast to post earnings per share of US$1.74 for next year compared to US$2.14 last year.Recent Insider Transactions • Nov 19Independent Chairman of the Board recently bought US$190k worth of stockOn the 18th of November, Sang Lee bought around 9k shares on-market at roughly US$20.72 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$321k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.6m worth in shares.Recent Insider Transactions • Nov 07President recently bought US$75k worth of stockOn the 6th of November, Henry Kim bought around 4k shares on-market at roughly US$20.35 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$321k. This was Henry's only on-market trade for the last 12 months.分析記事 • Oct 29PCB Bancorp's (NASDAQ:PCB) Dividend Will Be $0.18PCB Bancorp's ( NASDAQ:PCB ) investors are due to receive a payment of $0.18 per share on 15th of November. This means...Declared Dividend • Oct 28Third quarter dividend of US$0.18 announcedDividend of US$0.18 is the same as last year. Ex-date: 8th November 2024 Payment date: 15th November 2024 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover.分析記事 • Oct 27PCB Bancorp Just Beat Earnings Expectations: Here's What Analysts Think Will Happen NextThe quarterly results for PCB Bancorp ( NASDAQ:PCB ) were released last week, making it a good time to revisit its...Reported Earnings • Oct 25Third quarter 2024 earnings: EPS exceeds analyst expectationsThird quarter 2024 results: EPS: US$0.52 (up from US$0.49 in 3Q 2023). Revenue: US$25.3m (up 4.5% from 3Q 2023). Net income: US$7.47m (up 6.7% from 3Q 2023). Profit margin: 30% (in line with 3Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 16%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.お知らせ • Oct 25PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About November 15,2024PCB Bancorp announced that on October 24, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about November 15, 2024, to shareholders of record as of the close of business on November 8, 2024.Recent Insider Transactions • Sep 08Independent Director recently sold US$462k worth of stockOn the 6th of September, Daniel Cho sold around 25k shares on-market at roughly US$18.47 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$963k more than they sold in the last 12 months.Price Target Changed • Jul 30Price target increased by 7.4% to US$18.25Up from US$17.00, the current price target is an average from 2 analysts. New target price is 7.1% below last closing price of US$19.64. Stock is up 19% over the past year. The company is forecast to post earnings per share of US$1.69 for next year compared to US$2.14 last year.分析記事 • Jul 30PCB Bancorp (NASDAQ:PCB) Will Pay A Dividend Of $0.18PCB Bancorp ( NASDAQ:PCB ) will pay a dividend of $0.18 on the 16th of August. This payment means that the dividend...Declared Dividend • Jul 29Second quarter dividend of US$0.18 announcedDividend of US$0.18 is the same as last year. Ex-date: 9th August 2024 Payment date: 16th August 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 6.8% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 26Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2024 results: EPS: US$0.43 (down from US$0.52 in 2Q 2023). Revenue: US$24.0m (flat on 2Q 2023). Net income: US$6.14m (down 18% from 2Q 2023). Profit margin: 26% (down from 31% in 2Q 2023). Revenue missed analyst estimates by 3.0%. Earnings per share (EPS) exceeded analyst estimates by 11%. Revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.お知らせ • Jul 26PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About August 16, 2024PCB Bancorp announced that on July 24, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about August 16, 2024, to shareholders of record as of the close of business on August 9, 2024.Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$17.79, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$28.34 per share.Recent Insider Transactions • May 24Independent Chairman of the Board recently bought US$75k worth of stockOn the 23rd of May, Sang Lee bought around 5k shares on-market at roughly US$15.00 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$139k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.4m worth in shares.分析記事 • May 01PCB Bancorp (NASDAQ:PCB) Is Due To Pay A Dividend Of $0.18The board of PCB Bancorp ( NASDAQ:PCB ) has announced that it will pay a dividend of $0.18 per share on the 17th of...Price Target Changed • Apr 29Price target decreased by 8.1% to US$17.00Down from US$18.50, the current price target is an average from 2 analysts. New target price is 12% above last closing price of US$15.22. Stock is up 11% over the past year. The company is forecast to post earnings per share of US$1.61 for next year compared to US$2.14 last year.Declared Dividend • Apr 29First quarter dividend of US$0.18 announcedDividend of US$0.18 is the same as last year. Ex-date: 9th May 2024 Payment date: 17th May 2024 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 2.0% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 27PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About May 17, 2024PCB Bancorp announced that on April 25, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about May 17, 2024, to shareholders of record as of the close of business on May 10, 2024.Reported Earnings • Apr 27First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$0.33 (down from US$0.71 in 1Q 2023). Revenue: US$22.9m (down 19% from 1Q 2023). Net income: US$4.69m (down 54% from 1Q 2023). Profit margin: 21% (down from 36% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 5.4%. Earnings per share (EPS) also missed analyst estimates by 26%. Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has fallen by 1% per year.お知らせ • Apr 09PCB Bancorp, Annual General Meeting, May 23, 2024PCB Bancorp, Annual General Meeting, May 23, 2024, at 10:30 Pacific Standard Time. Location: PCB Bancorp Headquarters 3701 Wilshire Boulevard, Suite 900 Los Angelas California United States Agenda: To elect eight persons to the Board of Directors of the Company to serve until the next Annual Meeting and until their successors have been elected and have qualified; to approve, on a non-binding advisory basis, the compensation of the Company’s named executive officers; to approve, on a non-binding advisory basis, whether future shareholder advisory votes on the compensation of the Company’s named executive officers should be held every one, two or three years; to approve an amendment to the Company’s bylaws authorizing a range of seven to 13 directors; to ratify the appointment of Crowe LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2024; and to transact other business.Reported Earnings • Mar 14Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.14 (down from US$2.35 in FY 2022). Revenue: US$99.3m (down 1.2% from FY 2022). Net income: US$30.6m (down 12% from FY 2022). Profit margin: 31% (down from 35% in FY 2022). The decrease in margin was primarily driven by higher expenses. Net interest margin (NIM): 3.57% (down from 4.08% in FY 2022). Cost-to-income ratio: 56.5% (up from 49.1% in FY 2022). Non-performing loans: 0.17% (down from 0.36% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.9%. Revenue is forecast to grow 4.7% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Feb 25Independent Chairman of the Board recently bought US$67k worth of stockOn the 22nd of February, Sang Lee bought around 4k shares on-market at roughly US$15.95 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$129k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.8m worth in shares.Upcoming Dividend • Feb 01Upcoming dividend of US$0.18 per share at 4.3% yieldEligible shareholders must have bought the stock before 08 February 2024. Payment date: 16 February 2024. Trailing yield: 4.3%. Lower than top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.1%).Declared Dividend • Jan 29Fourth quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 8th February 2024 Payment date: 16th February 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (44% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to decline by 16% over the next 2 years. However, it would need to fall by 64% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jan 26Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.15 (down from US$2.35 in FY 2022). Revenue: US$99.3m (down 1.2% from FY 2022). Net income: US$30.7m (down 12% from FY 2022). Profit margin: 31% (down from 35% in FY 2022). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.9%. Revenue is forecast to grow 4.0% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 15% per year.お知らせ • Jan 26PCB Bancorp Declares Quarterly Cash Dividend, Payable on or about February 16, 2024PCB Bancorp announced that on January 25, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about February 16, 2024, to shareholders of record as of the close of business on February 9, 2024.Price Target Changed • Dec 16Price target increased by 9.4% to US$17.50Up from US$16.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$18.14. Stock is down 3.7% over the past year. The company is forecast to post earnings per share of US$2.21 for next year compared to US$2.35 last year.Recent Insider Transactions • Nov 24Independent Chairman of the Board recently bought US$140k worth of stockOn the 22nd of November, Sang Lee bought around 9k shares on-market at roughly US$15.64 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$178k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.9m worth in shares.Upcoming Dividend • Nov 01Upcoming dividend of US$0.18 per share at 4.7% yieldEligible shareholders must have bought the stock before 08 November 2023. Payment date: 17 November 2023. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 4.7%. Lower than top quartile of American dividend payers (5.3%). Higher than average of industry peers (4.1%).Reported Earnings • Oct 26Third quarter 2023 earnings: EPS in line with analyst expectations despite revenue beatThird quarter 2023 results: EPS: US$0.49 (up from US$0.47 in 3Q 2022). Revenue: US$24.2m (up 3.2% from 3Q 2022). Net income: US$7.02m (up 1.4% from 3Q 2022). Profit margin: 29% (in line with 3Q 2022). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to stay flat during the next 2 years compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 21% per year whereas the company’s share price has increased by 18% per year.お知らせ • Oct 26PCB Bancorp Declares Quarterly Cash Dividend, to Be Paid on or About November 17, 2023PCB Bancorp the holding company of PCB Bank, announced that on October 25, 2023, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about November 17, 2023, to shareholders of record as of the close of business on November 9, 2023.Recent Insider Transactions • Sep 07Independent Chairman of the Board recently bought US$178k worth of stockOn the 6th of September, Sang Lee bought around 11k shares on-market at roughly US$15.93 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$309k. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.0m worth in shares.Recent Insider Transactions • Aug 10Independent Chairman of the Board recently bought US$309k worth of stockOn the 9th of August, Sang Lee bought around 19k shares on-market at roughly US$16.10 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.4m worth in shares.Price Target Changed • Aug 06Price target increased by 9.4% to US$17.50Up from US$16.00, the current price target is an average from 2 analysts. New target price is 8.2% above last closing price of US$16.18. Stock is down 18% over the past year. The company is forecast to post earnings per share of US$2.20 for next year compared to US$2.35 last year.Upcoming Dividend • Aug 03Upcoming dividend of US$0.18 per share at 4.4% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 18 August 2023. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 4.4%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.4%).Reported Earnings • Jul 30Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2023 results: EPS: US$0.52 (down from US$0.61 in 2Q 2022). Revenue: US$24.2m (down 3.7% from 2Q 2022). Net income: US$7.48m (down 17% from 2Q 2022). Profit margin: 31% (down from 36% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 2.3%. Earnings per share (EPS) exceeded analyst estimates by 2.0%. Revenue is forecast to stay flat during the next 2 years compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 21% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 28PCB Bancorp Bancorp Declares Quarterly Cash Dividend, Payable on or about August 18, 2023PCB Bancorp announced that on July 27, 2023, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about August 18, 2023, to shareholders of record as of the close of business on August 11, 2023.Recent Insider Transactions Derivative • Jul 17Independent Director exercised options to buy US$375k worth of stock.On the 14th of July, Kijun Ahn exercised options to buy 24k shares at a strike price of around US$10.33, costing a total of US$250k. This transaction amounted to 21% of their direct individual holding at the time of the trade. Since March 2023, Kijun has owned 117.47k shares directly. Company insiders have collectively bought US$2.2m more than they sold, via options and on-market transactions, in the last 12 months.Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$16.43, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 90% over the past three years.Board Change • Jun 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Janice Chung was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • May 10Independent Chairman of the Board recently bought US$114k worth of stockOn the 9th of May, Sang Lee bought around 9k shares on-market at roughly US$13.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$274k. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.4m worth in shares.Upcoming Dividend • May 04Upcoming dividend of US$0.18 per share at 4.5% yieldEligible shareholders must have bought the stock before 11 May 2023. Payment date: 19 May 2023. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 4.5%. Lower than top quartile of American dividend payers (5.1%). Higher than average of industry peers (3.8%).Major Estimate Revision • May 01Consensus EPS estimates increase by 14%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate increased from US$1.98 to US$2.25. Revenue forecast steady at US$102.8m. Net income forecast to shrink 8.4% next year vs 4.1% decline forecast for Banks industry in the US. Consensus price target of US$17.00 unchanged from last update. Share price rose 2.1% to US$13.72 over the past week.Recent Insider Transactions • Apr 30Independent Chairman of the Board recently bought US$215k worth of stockOn the 27th of April, Sang Lee bought around 16k shares on-market at roughly US$13.42 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$274k. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.2m worth in shares.Price Target Changed • Apr 08Price target decreased by 14% to US$17.00Down from US$19.75, the current price target is provided by 1 analyst. New target price is 25% above last closing price of US$13.58. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$2.18 for next year compared to US$2.35 last year.Recent Insider Transactions Derivative • Mar 26Independent Director exercised options to buy US$99k worth of stock.On the 23rd of March, Haeyoung Cho exercised options to buy 7k shares at a strike price of around US$9.30, costing a total of US$65k. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. Since March 2022, Haeyoung's direct individual holding has increased from 218.52k shares to 234.10k. Company insiders have collectively bought US$1.8m more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Mar 15Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$2.35 (down from US$2.66 in FY 2021). Revenue: US$100.5m (flat on FY 2021). Net income: US$34.8m (down 13% from FY 2021). Profit margin: 35% (down from 40% in FY 2021). Net interest margin (NIM): 4.08% (up from 3.83% in FY 2021). Cost-to-income ratio: 49.1% (up from 45.2% in FY 2021). Non-performing loans: 0.36% (up from 0.06% in FY 2021). Revenue missed analyst estimates by 1.6%. Earnings per share (EPS) also missed analyst estimates by 3.5%. Revenue is forecast to grow 9.0% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$15.01, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 67% over the past three years.Recent Insider Transactions • Mar 10Independent Director recently sold US$202k worth of stockOn the 2nd of March, Sarah Jun sold around 11k shares on-market at roughly US$18.38 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$406k. Despite this recent sale, insiders have collectively bought US$1.2m more than they sold in the last 12 months.Recent Insider Transactions • Mar 02Independent Director recently sold US$406k worth of stockOn the 23rd of February, Sarah Jun sold around 22k shares on-market at roughly US$18.45 per share. This transaction amounted to 8.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$1.3m more than they sold in the last 12 months.Recent Insider Transactions • Feb 17Independent Chairman of the Board recently bought US$128k worth of stockOn the 16th of February, Sang Lee bought around 7k shares on-market at roughly US$18.23 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$232k. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.2m worth in shares.Price Target Changed • Feb 06Price target decreased by 7.1% to US$19.75Down from US$21.25, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$18.91. Stock is down 25% over the past year. The company is forecast to post earnings per share of US$2.28 for next year compared to US$2.36 last year.Upcoming Dividend • Feb 02Upcoming dividend of US$0.15 per share at 3.2% yieldEligible shareholders must have bought the stock before 09 February 2023. Payment date: 17 February 2023. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.2%). In line with average of industry peers (3.0%).Reported Earnings • Jan 30Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$2.36 (down from US$2.66 in FY 2021). Revenue: US$100.5m (flat on FY 2021). Net income: US$35.0m (down 12% from FY 2021). Profit margin: 35% (down from 40% in FY 2021). Net interest margin (NIM): 4.08% (up from 3.83% in FY 2021). Cost-to-income ratio: 49.1% (up from 45.2% in FY 2021). Non-performing loans: 0.36% (up from 0.06% in FY 2021). Revenue missed analyst estimates by 1.6%. Earnings per share (EPS) also missed analyst estimates by 3.5%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 27PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About February 17, 2023PCB Bancorp announced that on January 26, 2023, its Board of Directors declared a quarterly cash dividend of $0.15 per common share. The dividend will be paid on or about February 17, 2023, to shareholders of record as of the close of business on February 10, 2023.Price Target Changed • Dec 15Price target decreased to US$20.75Down from US$22.75, the current price target is an average from 2 analysts. New target price is 14% above last closing price of US$18.20. Stock is down 15% over the past year. The company is forecast to post earnings per share of US$2.39 for next year compared to US$2.66 last year.Recent Insider Transactions • Dec 07Independent Chairman of the Board recently bought US$232k worth of stockOn the 5th of December, Sang Lee bought around 13k shares on-market at roughly US$18.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.2m worth in shares.Recent Insider Transactions • Nov 20Insider recently sold US$56k worth of stockOn the 18th of November, Justin Chon sold around 3k shares on-market at roughly US$18.85 per share. This transaction amounted to 84% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$2.4m more than they sold in the last 12 months.Major Estimate Revision • Nov 03Consensus EPS estimates fall by 11%The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from US$109.7m to US$105.9m. EPS estimate also fell from US$2.68 per share to US$2.39 per share. Net income forecast to grow 4.7% next year vs 15% growth forecast for Banks industry in the US. Consensus price target of US$21.25 unchanged from last update. Share price fell 6.3% to US$18.56 over the past week.収支内訳PCB Bancorp の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NasdaqGS:PCB 収益、費用、利益 ( )USD Millions日付収益収益G+A経費研究開発費31 Mar 261164054031 Dec 251123753030 Sep 251083452030 Jun 251023151031 Mar 25992852031 Dec 24962552030 Sep 24952453030 Jun 24942453031 Mar 24942551031 Dec 23993150030 Sep 231023349030 Jun 231013349031 Mar 231023548031 Dec 221013546030 Sep 221013745030 Jun 221054143031 Mar 221054242031 Dec 211004040030 Sep 21943540030 Jun 21812838031 Mar 21712137031 Dec 20651637030 Sep 20611536030 Jun 20671837031 Mar 20732138031 Dec 19772438030 Sep 19802738030 Jun 19792637031 Mar 19762536031 Dec 18752436030 Sep 18722035030 Jun 18701835031 Mar 18701834031 Dec 17671633030 Sep 17661828030 Jun 17641727031 Mar 17601526031 Dec 16571429030 Sep 16541325030 Jun 16521224031 Mar 16511223031 Dec 15491222030 Sep 15481222030 Jun 154812210質の高い収益: PCBは 高品質の収益 を持っています。利益率の向上: PCBの現在の純利益率 (34.2%)は、昨年(28.2%)よりも高くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: PCBの収益は過去 5 年間で年間1.1%減少しました。成長の加速: PCBの過去 1 年間の収益成長率 ( 42.5% ) は、5 年間の平均 ( 年間-1.1%を上回っています。収益対業界: PCBの過去 1 年間の収益成長率 ( 42.5% ) はBanks業界22.8%を上回りました。株主資本利益率高いROE: PCBの 自己資本利益率 ( 10.2% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YBanks 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 04:33終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋PCB Bancorp 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Kelly MottaKeefe, Bruyette, & WoodsMatthew ClarkPiper Sandler CompaniesDavid FeasterRaymond James & Associates
Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectationsFirst quarter 2026 results: EPS: US$0.75 (up from US$0.54 in 1Q 2025). Revenue: US$29.7m (up 18% from 1Q 2025). Net income: US$10.6m (up 38% from 1Q 2025). Profit margin: 36% (up from 30% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Mar 18Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.62 (up from US$1.75 in FY 2024). Revenue: US$111.7m (up 16% from FY 2024). Net income: US$37.2m (up 49% from FY 2024). Profit margin: 33% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.17% in FY 2024). Cost-to-income ratio: 51.2% (down from 60.2% in FY 2024). Non-performing loans: 0.28% (up from 0.18% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.
Reported Earnings • Feb 01Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.62 (up from US$1.75 in FY 2024). Revenue: US$111.7m (up 16% from FY 2024). Net income: US$37.2m (up 49% from FY 2024). Profit margin: 33% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.17% in FY 2024). Cost-to-income ratio: 51.2% (down from 60.2% in FY 2024). Non-performing loans: 0.28% (up from 0.18% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
Reported Earnings • Oct 26Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.80 (up from US$0.52 in 3Q 2024). Revenue: US$30.8m (up 22% from 3Q 2024). Net income: US$11.3m (up 52% from 3Q 2024). Profit margin: 37% (up from 30% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 31%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
Reported Earnings • Aug 13Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.63 (up from US$0.43 in 2Q 2024). Revenue: US$27.5m (up 15% from 2Q 2024). Net income: US$8.91m (up 45% from 2Q 2024). Profit margin: 32% (up from 26% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 10%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 7.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
Reported Earnings • Apr 25First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.54 (up from US$0.33 in 1Q 2024). Revenue: US$25.3m (up 11% from 1Q 2024). Net income: US$7.70m (up 65% from 1Q 2024). Profit margin: 31% (up from 21% in 1Q 2024). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 8.9%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Buy Or Sell Opportunity • Apr 29Now 22% undervaluedOver the last 90 days, the stock has risen 9.4% to US$24.09. The fair value is estimated to be US$30.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last 3 years. Earnings per share has grown by 5.2%. Revenue is forecast to grow by 10% in a year. Earnings are forecast to grow by 5.3% in the next year.
Declared Dividend • Apr 27First quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 8th May 2026 Payment date: 15th May 2026 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 4.8% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 24PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About May 15, 2026PCB Bancorp declared a quarterly cash dividend of $0.22 per common share. The dividend will be paid on or about May 15, 2026, to shareholders of record as of the close of business on May 8, 2026.
Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectationsFirst quarter 2026 results: EPS: US$0.75 (up from US$0.54 in 1Q 2025). Revenue: US$29.7m (up 18% from 1Q 2025). Net income: US$10.6m (up 38% from 1Q 2025). Profit margin: 36% (up from 30% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 10PCB Bancorp, Annual General Meeting, May 27, 2026PCB Bancorp, Annual General Meeting, May 27, 2026. Location: 3701 wilshire boulevard, suite 900, california, los angeles United States
Reported Earnings • Mar 18Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.62 (up from US$1.75 in FY 2024). Revenue: US$111.7m (up 16% from FY 2024). Net income: US$37.2m (up 49% from FY 2024). Profit margin: 33% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.17% in FY 2024). Cost-to-income ratio: 51.2% (down from 60.2% in FY 2024). Non-performing loans: 0.28% (up from 0.18% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.
Recent Insider Transactions • Mar 08Independent Chairman of the Board recently bought US$191k worth of stockOn the 6th of March, Sang Lee bought around 9k shares on-market at roughly US$22.19 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.0m worth in shares.
Recent Insider Transactions • Mar 02Independent Chairman of the Board recently bought US$112k worth of stockOn the 23rd of February, Sang Lee bought around 5k shares on-market at roughly US$22.48 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of US$797k worth in shares.
分析記事 • Feb 03PCB Bancorp's (NASDAQ:PCB) Upcoming Dividend Will Be Larger Than Last Year'sPCB Bancorp ( NASDAQ:PCB ) will increase its dividend from last year's comparable payment on the 20th of February to...
Declared Dividend • Feb 02Fourth quarter dividend increased to US$0.22Dividend of US$0.22 is 10.0% higher than last year. Ex-date: 13th February 2026 Payment date: 20th February 2026 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (31% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 16% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Feb 01Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.62 (up from US$1.75 in FY 2024). Revenue: US$111.7m (up 16% from FY 2024). Net income: US$37.2m (up 49% from FY 2024). Profit margin: 33% (up from 26% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.17% in FY 2024). Cost-to-income ratio: 51.2% (down from 60.2% in FY 2024). Non-performing loans: 0.28% (up from 0.18% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.2%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
お知らせ • Jan 30Pcb Bancorp Declares 10% Increase in Quarterly Cash Dividend for the First Quarter of 2026, Payable on or About February 20, 2026PCB Bancorp announced that on January 28, 2026, its Board of Directors declared a quarterly cash dividend of $0.22 per common share for the first quarter of 2026. The dividend will be paid on or about February 20, 2026, to shareholders of record as of the close of business on February 13, 2026.
Price Target Changed • Dec 19Price target increased by 8.6% to US$25.25Up from US$23.25, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$23.92. Stock is up 19% over the past year. The company is forecast to post earnings per share of US$2.55 for next year compared to US$1.75 last year.
Declared Dividend • Oct 27Third quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 7th November 2025 Payment date: 14th November 2025 Dividend yield will be 3.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 22% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 17% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 26Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.80 (up from US$0.52 in 3Q 2024). Revenue: US$30.8m (up 22% from 3Q 2024). Net income: US$11.3m (up 52% from 3Q 2024). Profit margin: 37% (up from 30% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 31%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
お知らせ • Oct 24PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About November 14, 2025PCB Bancorp announced that on October 22, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about November 14, 2025, to shareholders of record as of the close of business on November 7, 2025.
Recent Insider Transactions • Aug 24Independent Chairman of the Board recently bought US$294k worth of stockOn the 21st of August, Sang Lee bought around 14k shares on-market at roughly US$21.55 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$390k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.9m worth in shares.
Reported Earnings • Aug 13Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.63 (up from US$0.43 in 2Q 2024). Revenue: US$27.5m (up 15% from 2Q 2024). Net income: US$8.91m (up 45% from 2Q 2024). Profit margin: 32% (up from 26% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 10%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 7.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
Board Change • Aug 13Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 5 highly experienced directors. Independent Director Janice Chung was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jul 25PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About August 15, 2025PCB Bancorp announced that on July 23, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about August 15, 2025, to shareholders of record as of the close of business on August 8, 2025.
お知らせ • May 24PCB Bancorp Receives Nasdaq Notice Regarding Late Form 10-Q FilingPCB Bancorp announced that it received a notice from the Nasdaq Stock Market (“Nasdaq”) on May 22, 2025 notifying the Company that because its Form 10-Q for the quarter ended March 31, 2025 (the “First Quarter 10-Q”) was not filed with the Securities and Exchange Commission (“SEC”) by the required due date, the Company is not in compliance with the periodic filing requirements for continued listing under Nasdaq Listing Rule 5250(c)(1). Nasdaq’s notice has no immediate effect on the listing or trading of the Company’s shares on the Nasdaq Global Select Market, although there can be no assurances that further delays in the filing of the First Quarter 10-Q or the Company’s other SEC reports will not have an impact on the listing or trading of the Company’s common stock. As previously disclosed on the Company’s Form 12b-25 filed with the SEC on May 12, 2025, the Company has been unable to complete and timely file the First Quarter 10-Q because it requires additional time to determine the value of a Securities Purchase Option Agreement affording the Company the right, subject to certain conditions, to repurchase its Series C Preferred Stock issued to the U.S. Treasury under the Emergency Capital Investment Program. Nasdaq has provided the Company 60 calendar days, until July 20, 2025, to submit a plan to regain compliance. If Nasdaq accepts the Company’s plan, then Nasdaq may grant the Company up to 180 days from the prescribed due date for the filing of the First Quarter 10-Q, or November 17, 2025, to regain compliance. The Company expects to file the First Quarter 10-Q as promptly as practicable and prior to the 60-day deadline for submitting a compliance plan to Nasdaq.
お知らせ • May 14PCB Bancorp announced delayed 10-Q filingOn 05/13/2025, PCB Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
Major Estimate Revision • May 01Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$110.8m to US$114.4m. EPS estimate increased from US$2.04 to US$2.25 per share. Net income forecast to grow 17% next year vs 13% growth forecast for Banks industry in the US. Consensus price target up from US$21.00 to US$22.00. Share price rose 2.9% to US$19.52 over the past week.
Seeking Alpha • Apr 29PCB Bancorp: Why The Market Is Sleeping On This Fast-Growing Niche BankSummary PCB Bancorp has shown robust growth, with double-digit annualized increases in net interest income, gross loans, earning assets, and deposits over the past decade. Despite its strong performance, PCB Bancorp trades at a discount to tangible book value and has a relatively low P/E ratio. Investors are seemingly worried about exposure to recent wildfires along with uncertainty from tariffs. I see shares being worth at least tangible book value, if not a small premium to that, making the stock a buy today. Read the full article on Seeking Alpha
Declared Dividend • Apr 28First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 9th May 2025 Payment date: 16th May 2025 Dividend yield will be 4.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 22% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10.0% over the next year, which should provide support to the dividend and adequate earnings cover.
分析記事 • Apr 27Earnings Beat: PCB Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their ModelsIt's been a good week for PCB Bancorp ( NASDAQ:PCB ) shareholders, because the company has just released its latest...
Reported Earnings • Apr 25First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.54 (up from US$0.33 in 1Q 2024). Revenue: US$25.3m (up 11% from 1Q 2024). Net income: US$7.70m (up 65% from 1Q 2024). Profit margin: 31% (up from 21% in 1Q 2024). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 8.9%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
お知らせ • Apr 25PCB Bancorp Declares Quarterly Cash Dividend, Payable on or about May 16, 2025PCB Bancorp announced that on April 23, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about May 16, 2025, to shareholders of record as of the close of business on May 9, 2025.
お知らせ • Apr 11PCB Bancorp, Annual General Meeting, May 28, 2025PCB Bancorp, Annual General Meeting, May 28, 2025. Location: pcb bancorp headquarters, 3701 wilshire boulevard, suite 900, california, los angeles United States
Recent Insider Transactions Derivative • Mar 28Independent Director exercised options to buy US$186k worth of stock.On the 27th of March, Don Rhee exercised options to buy 10k shares at a strike price of around US$15.04, costing a total of US$149k. This transaction amounted to 2.5% of their direct individual holding at the time of the trade. Since March 2024, Don's direct individual holding has decreased from 723.83k shares to 716.61k. Company insiders have collectively bought US$1.9m more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Mar 16Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$1.75 (down from US$2.14 in FY 2023). Revenue: US$96.3m (down 3.0% from FY 2023). Net income: US$24.9m (down 19% from FY 2023). Profit margin: 26% (down from 31% in FY 2023). The decrease in margin was primarily driven by higher expenses. Net interest margin (NIM): 3.17% (down from 3.57% in FY 2023). Cost-to-income ratio: 60.2% (up from 56.5% in FY 2023). Non-performing loans: 0.18% (up from 0.17% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions Derivative • Mar 12President exercised options to buy US$189k worth of stock.On the 6th of March, Henry Kim exercised options to buy 10k shares at a strike price of around US$10.33, costing a total of US$103k. This transaction amounted to 4.0% of their direct individual holding at the time of the trade. Since March 2024, Henry's direct individual holding has increased from 244.26k shares to 250.96k. Company insiders have collectively bought US$1.6m more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions • Feb 14Independent Chairman of the Board recently bought US$89k worth of stockOn the 13th of February, Sang Lee bought around 5k shares on-market at roughly US$19.78 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$190k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.5m worth in shares.
Declared Dividend • Feb 03Fourth quarter dividend increased to US$0.20Dividend of US$0.20 is 11% higher than last year. Ex-date: 14th February 2025 Payment date: 21st February 2025 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 21% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 30% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 31PCB Bancorp Declares Increased Quarterly Cash Dividend, Payable on or About February 21, 2025PCB Bancorp announced that on January 29, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about February 21, 2025, to shareholders of record as of the close of business on February 14, 2025.
Reported Earnings • Jan 31Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$1.75 (down from US$2.14 in FY 2023). Revenue: US$96.3m (down 3.0% from FY 2023). Net income: US$25.0m (down 18% from FY 2023). Profit margin: 26% (down from 31% in FY 2023). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
Seeking Alpha • Jan 26PCB Bancorp: Short-Term Risks Are High Because Of Wildfires, A Good Investment For The Longer TermSummary PCB Bancorp’s provisioning for loan losses will likely spike in 1Q due to the wildfires. Further margin expansion is on the cards as deposit re-pricing will likely outpace loan re-pricing in a falling interest rate environment. Loan growth is likely to be at the lower end of the historical range because of weaknesses visible in Los Angeles’ economy. As of the writing of this report, PCB was offering a dividend yield of 3.8% and an expected price upside of 8.6%. Read the full article on Seeking Alpha
Price Target Changed • Dec 04Price target increased by 10% to US$22.00Up from US$20.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$21.85. Stock is up 36% over the past year. The company is forecast to post earnings per share of US$1.74 for next year compared to US$2.14 last year.
Recent Insider Transactions • Nov 19Independent Chairman of the Board recently bought US$190k worth of stockOn the 18th of November, Sang Lee bought around 9k shares on-market at roughly US$20.72 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$321k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.6m worth in shares.
Recent Insider Transactions • Nov 07President recently bought US$75k worth of stockOn the 6th of November, Henry Kim bought around 4k shares on-market at roughly US$20.35 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$321k. This was Henry's only on-market trade for the last 12 months.
分析記事 • Oct 29PCB Bancorp's (NASDAQ:PCB) Dividend Will Be $0.18PCB Bancorp's ( NASDAQ:PCB ) investors are due to receive a payment of $0.18 per share on 15th of November. This means...
Declared Dividend • Oct 28Third quarter dividend of US$0.18 announcedDividend of US$0.18 is the same as last year. Ex-date: 8th November 2024 Payment date: 15th November 2024 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
分析記事 • Oct 27PCB Bancorp Just Beat Earnings Expectations: Here's What Analysts Think Will Happen NextThe quarterly results for PCB Bancorp ( NASDAQ:PCB ) were released last week, making it a good time to revisit its...
Reported Earnings • Oct 25Third quarter 2024 earnings: EPS exceeds analyst expectationsThird quarter 2024 results: EPS: US$0.52 (up from US$0.49 in 3Q 2023). Revenue: US$25.3m (up 4.5% from 3Q 2023). Net income: US$7.47m (up 6.7% from 3Q 2023). Profit margin: 30% (in line with 3Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 16%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 25PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About November 15,2024PCB Bancorp announced that on October 24, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about November 15, 2024, to shareholders of record as of the close of business on November 8, 2024.
Recent Insider Transactions • Sep 08Independent Director recently sold US$462k worth of stockOn the 6th of September, Daniel Cho sold around 25k shares on-market at roughly US$18.47 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$963k more than they sold in the last 12 months.
Price Target Changed • Jul 30Price target increased by 7.4% to US$18.25Up from US$17.00, the current price target is an average from 2 analysts. New target price is 7.1% below last closing price of US$19.64. Stock is up 19% over the past year. The company is forecast to post earnings per share of US$1.69 for next year compared to US$2.14 last year.
分析記事 • Jul 30PCB Bancorp (NASDAQ:PCB) Will Pay A Dividend Of $0.18PCB Bancorp ( NASDAQ:PCB ) will pay a dividend of $0.18 on the 16th of August. This payment means that the dividend...
Declared Dividend • Jul 29Second quarter dividend of US$0.18 announcedDividend of US$0.18 is the same as last year. Ex-date: 9th August 2024 Payment date: 16th August 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 6.8% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 26Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2024 results: EPS: US$0.43 (down from US$0.52 in 2Q 2023). Revenue: US$24.0m (flat on 2Q 2023). Net income: US$6.14m (down 18% from 2Q 2023). Profit margin: 26% (down from 31% in 2Q 2023). Revenue missed analyst estimates by 3.0%. Earnings per share (EPS) exceeded analyst estimates by 11%. Revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.
お知らせ • Jul 26PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About August 16, 2024PCB Bancorp announced that on July 24, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about August 16, 2024, to shareholders of record as of the close of business on August 9, 2024.
Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$17.79, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$28.34 per share.
Recent Insider Transactions • May 24Independent Chairman of the Board recently bought US$75k worth of stockOn the 23rd of May, Sang Lee bought around 5k shares on-market at roughly US$15.00 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$139k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.4m worth in shares.
分析記事 • May 01PCB Bancorp (NASDAQ:PCB) Is Due To Pay A Dividend Of $0.18The board of PCB Bancorp ( NASDAQ:PCB ) has announced that it will pay a dividend of $0.18 per share on the 17th of...
Price Target Changed • Apr 29Price target decreased by 8.1% to US$17.00Down from US$18.50, the current price target is an average from 2 analysts. New target price is 12% above last closing price of US$15.22. Stock is up 11% over the past year. The company is forecast to post earnings per share of US$1.61 for next year compared to US$2.14 last year.
Declared Dividend • Apr 29First quarter dividend of US$0.18 announcedDividend of US$0.18 is the same as last year. Ex-date: 9th May 2024 Payment date: 17th May 2024 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 2.0% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 27PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About May 17, 2024PCB Bancorp announced that on April 25, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about May 17, 2024, to shareholders of record as of the close of business on May 10, 2024.
Reported Earnings • Apr 27First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$0.33 (down from US$0.71 in 1Q 2023). Revenue: US$22.9m (down 19% from 1Q 2023). Net income: US$4.69m (down 54% from 1Q 2023). Profit margin: 21% (down from 36% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 5.4%. Earnings per share (EPS) also missed analyst estimates by 26%. Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has fallen by 1% per year.
お知らせ • Apr 09PCB Bancorp, Annual General Meeting, May 23, 2024PCB Bancorp, Annual General Meeting, May 23, 2024, at 10:30 Pacific Standard Time. Location: PCB Bancorp Headquarters 3701 Wilshire Boulevard, Suite 900 Los Angelas California United States Agenda: To elect eight persons to the Board of Directors of the Company to serve until the next Annual Meeting and until their successors have been elected and have qualified; to approve, on a non-binding advisory basis, the compensation of the Company’s named executive officers; to approve, on a non-binding advisory basis, whether future shareholder advisory votes on the compensation of the Company’s named executive officers should be held every one, two or three years; to approve an amendment to the Company’s bylaws authorizing a range of seven to 13 directors; to ratify the appointment of Crowe LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2024; and to transact other business.
Reported Earnings • Mar 14Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.14 (down from US$2.35 in FY 2022). Revenue: US$99.3m (down 1.2% from FY 2022). Net income: US$30.6m (down 12% from FY 2022). Profit margin: 31% (down from 35% in FY 2022). The decrease in margin was primarily driven by higher expenses. Net interest margin (NIM): 3.57% (down from 4.08% in FY 2022). Cost-to-income ratio: 56.5% (up from 49.1% in FY 2022). Non-performing loans: 0.17% (down from 0.36% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.9%. Revenue is forecast to grow 4.7% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Feb 25Independent Chairman of the Board recently bought US$67k worth of stockOn the 22nd of February, Sang Lee bought around 4k shares on-market at roughly US$15.95 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$129k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.8m worth in shares.
Upcoming Dividend • Feb 01Upcoming dividend of US$0.18 per share at 4.3% yieldEligible shareholders must have bought the stock before 08 February 2024. Payment date: 16 February 2024. Trailing yield: 4.3%. Lower than top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.1%).
Declared Dividend • Jan 29Fourth quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 8th February 2024 Payment date: 16th February 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (44% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to decline by 16% over the next 2 years. However, it would need to fall by 64% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jan 26Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.15 (down from US$2.35 in FY 2022). Revenue: US$99.3m (down 1.2% from FY 2022). Net income: US$30.7m (down 12% from FY 2022). Profit margin: 31% (down from 35% in FY 2022). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.9%. Revenue is forecast to grow 4.0% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 15% per year.
お知らせ • Jan 26PCB Bancorp Declares Quarterly Cash Dividend, Payable on or about February 16, 2024PCB Bancorp announced that on January 25, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about February 16, 2024, to shareholders of record as of the close of business on February 9, 2024.
Price Target Changed • Dec 16Price target increased by 9.4% to US$17.50Up from US$16.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$18.14. Stock is down 3.7% over the past year. The company is forecast to post earnings per share of US$2.21 for next year compared to US$2.35 last year.
Recent Insider Transactions • Nov 24Independent Chairman of the Board recently bought US$140k worth of stockOn the 22nd of November, Sang Lee bought around 9k shares on-market at roughly US$15.64 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$178k. Sang has been a buyer over the last 12 months, purchasing a net total of US$1.9m worth in shares.
Upcoming Dividend • Nov 01Upcoming dividend of US$0.18 per share at 4.7% yieldEligible shareholders must have bought the stock before 08 November 2023. Payment date: 17 November 2023. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 4.7%. Lower than top quartile of American dividend payers (5.3%). Higher than average of industry peers (4.1%).
Reported Earnings • Oct 26Third quarter 2023 earnings: EPS in line with analyst expectations despite revenue beatThird quarter 2023 results: EPS: US$0.49 (up from US$0.47 in 3Q 2022). Revenue: US$24.2m (up 3.2% from 3Q 2022). Net income: US$7.02m (up 1.4% from 3Q 2022). Profit margin: 29% (in line with 3Q 2022). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to stay flat during the next 2 years compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 21% per year whereas the company’s share price has increased by 18% per year.
お知らせ • Oct 26PCB Bancorp Declares Quarterly Cash Dividend, to Be Paid on or About November 17, 2023PCB Bancorp the holding company of PCB Bank, announced that on October 25, 2023, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about November 17, 2023, to shareholders of record as of the close of business on November 9, 2023.
Recent Insider Transactions • Sep 07Independent Chairman of the Board recently bought US$178k worth of stockOn the 6th of September, Sang Lee bought around 11k shares on-market at roughly US$15.93 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$309k. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.0m worth in shares.
Recent Insider Transactions • Aug 10Independent Chairman of the Board recently bought US$309k worth of stockOn the 9th of August, Sang Lee bought around 19k shares on-market at roughly US$16.10 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.4m worth in shares.
Price Target Changed • Aug 06Price target increased by 9.4% to US$17.50Up from US$16.00, the current price target is an average from 2 analysts. New target price is 8.2% above last closing price of US$16.18. Stock is down 18% over the past year. The company is forecast to post earnings per share of US$2.20 for next year compared to US$2.35 last year.
Upcoming Dividend • Aug 03Upcoming dividend of US$0.18 per share at 4.4% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 18 August 2023. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 4.4%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.4%).
Reported Earnings • Jul 30Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2023 results: EPS: US$0.52 (down from US$0.61 in 2Q 2022). Revenue: US$24.2m (down 3.7% from 2Q 2022). Net income: US$7.48m (down 17% from 2Q 2022). Profit margin: 31% (down from 36% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 2.3%. Earnings per share (EPS) exceeded analyst estimates by 2.0%. Revenue is forecast to stay flat during the next 2 years compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 21% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 28PCB Bancorp Bancorp Declares Quarterly Cash Dividend, Payable on or about August 18, 2023PCB Bancorp announced that on July 27, 2023, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about August 18, 2023, to shareholders of record as of the close of business on August 11, 2023.
Recent Insider Transactions Derivative • Jul 17Independent Director exercised options to buy US$375k worth of stock.On the 14th of July, Kijun Ahn exercised options to buy 24k shares at a strike price of around US$10.33, costing a total of US$250k. This transaction amounted to 21% of their direct individual holding at the time of the trade. Since March 2023, Kijun has owned 117.47k shares directly. Company insiders have collectively bought US$2.2m more than they sold, via options and on-market transactions, in the last 12 months.
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$16.43, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 90% over the past three years.
Board Change • Jun 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Janice Chung was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • May 10Independent Chairman of the Board recently bought US$114k worth of stockOn the 9th of May, Sang Lee bought around 9k shares on-market at roughly US$13.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$274k. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.4m worth in shares.
Upcoming Dividend • May 04Upcoming dividend of US$0.18 per share at 4.5% yieldEligible shareholders must have bought the stock before 11 May 2023. Payment date: 19 May 2023. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 4.5%. Lower than top quartile of American dividend payers (5.1%). Higher than average of industry peers (3.8%).
Major Estimate Revision • May 01Consensus EPS estimates increase by 14%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate increased from US$1.98 to US$2.25. Revenue forecast steady at US$102.8m. Net income forecast to shrink 8.4% next year vs 4.1% decline forecast for Banks industry in the US. Consensus price target of US$17.00 unchanged from last update. Share price rose 2.1% to US$13.72 over the past week.
Recent Insider Transactions • Apr 30Independent Chairman of the Board recently bought US$215k worth of stockOn the 27th of April, Sang Lee bought around 16k shares on-market at roughly US$13.42 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$274k. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.2m worth in shares.
Price Target Changed • Apr 08Price target decreased by 14% to US$17.00Down from US$19.75, the current price target is provided by 1 analyst. New target price is 25% above last closing price of US$13.58. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$2.18 for next year compared to US$2.35 last year.
Recent Insider Transactions Derivative • Mar 26Independent Director exercised options to buy US$99k worth of stock.On the 23rd of March, Haeyoung Cho exercised options to buy 7k shares at a strike price of around US$9.30, costing a total of US$65k. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. Since March 2022, Haeyoung's direct individual holding has increased from 218.52k shares to 234.10k. Company insiders have collectively bought US$1.8m more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Mar 15Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$2.35 (down from US$2.66 in FY 2021). Revenue: US$100.5m (flat on FY 2021). Net income: US$34.8m (down 13% from FY 2021). Profit margin: 35% (down from 40% in FY 2021). Net interest margin (NIM): 4.08% (up from 3.83% in FY 2021). Cost-to-income ratio: 49.1% (up from 45.2% in FY 2021). Non-performing loans: 0.36% (up from 0.06% in FY 2021). Revenue missed analyst estimates by 1.6%. Earnings per share (EPS) also missed analyst estimates by 3.5%. Revenue is forecast to grow 9.0% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$15.01, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 67% over the past three years.
Recent Insider Transactions • Mar 10Independent Director recently sold US$202k worth of stockOn the 2nd of March, Sarah Jun sold around 11k shares on-market at roughly US$18.38 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$406k. Despite this recent sale, insiders have collectively bought US$1.2m more than they sold in the last 12 months.
Recent Insider Transactions • Mar 02Independent Director recently sold US$406k worth of stockOn the 23rd of February, Sarah Jun sold around 22k shares on-market at roughly US$18.45 per share. This transaction amounted to 8.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$1.3m more than they sold in the last 12 months.
Recent Insider Transactions • Feb 17Independent Chairman of the Board recently bought US$128k worth of stockOn the 16th of February, Sang Lee bought around 7k shares on-market at roughly US$18.23 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$232k. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.2m worth in shares.
Price Target Changed • Feb 06Price target decreased by 7.1% to US$19.75Down from US$21.25, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$18.91. Stock is down 25% over the past year. The company is forecast to post earnings per share of US$2.28 for next year compared to US$2.36 last year.
Upcoming Dividend • Feb 02Upcoming dividend of US$0.15 per share at 3.2% yieldEligible shareholders must have bought the stock before 09 February 2023. Payment date: 17 February 2023. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.2%). In line with average of industry peers (3.0%).
Reported Earnings • Jan 30Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$2.36 (down from US$2.66 in FY 2021). Revenue: US$100.5m (flat on FY 2021). Net income: US$35.0m (down 12% from FY 2021). Profit margin: 35% (down from 40% in FY 2021). Net interest margin (NIM): 4.08% (up from 3.83% in FY 2021). Cost-to-income ratio: 49.1% (up from 45.2% in FY 2021). Non-performing loans: 0.36% (up from 0.06% in FY 2021). Revenue missed analyst estimates by 1.6%. Earnings per share (EPS) also missed analyst estimates by 3.5%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 27PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About February 17, 2023PCB Bancorp announced that on January 26, 2023, its Board of Directors declared a quarterly cash dividend of $0.15 per common share. The dividend will be paid on or about February 17, 2023, to shareholders of record as of the close of business on February 10, 2023.
Price Target Changed • Dec 15Price target decreased to US$20.75Down from US$22.75, the current price target is an average from 2 analysts. New target price is 14% above last closing price of US$18.20. Stock is down 15% over the past year. The company is forecast to post earnings per share of US$2.39 for next year compared to US$2.66 last year.
Recent Insider Transactions • Dec 07Independent Chairman of the Board recently bought US$232k worth of stockOn the 5th of December, Sang Lee bought around 13k shares on-market at roughly US$18.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of US$2.2m worth in shares.
Recent Insider Transactions • Nov 20Insider recently sold US$56k worth of stockOn the 18th of November, Justin Chon sold around 3k shares on-market at roughly US$18.85 per share. This transaction amounted to 84% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$2.4m more than they sold in the last 12 months.
Major Estimate Revision • Nov 03Consensus EPS estimates fall by 11%The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from US$109.7m to US$105.9m. EPS estimate also fell from US$2.68 per share to US$2.39 per share. Net income forecast to grow 4.7% next year vs 15% growth forecast for Banks industry in the US. Consensus price target of US$21.25 unchanged from last update. Share price fell 6.3% to US$18.56 over the past week.