View Financial HealthNorthfield Bancorp 配当と自社株買い配当金 基準チェック /36Northfield Bancorp配当を支払う会社であり、現在の利回りは3.66%です。主要情報3.7%配当利回り1.8%バイバック利回り総株主利回り5.4%将来の配当利回り3.9%配当成長6.2%次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向435%最近の配当と自社株買いの更新Declared Dividend • Apr 23First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th May 2026 Payment date: 20th May 2026 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 383% to bring the payout ratio under control. EPS is expected to grow by 76% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.お知らせ • Apr 21+ 1 more updateNorthfield Bancorp, Inc. Declares Quarterly Cash Dividend on Common Share, Payable on May 20, 2026Northfield Bancorp, Inc. declared of a quarterly cash dividend of $0.13 per common share, payable on May 20, 2026, to stockholders of record on May 6, 2026.Declared Dividend • Feb 04Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 12th February 2026 Payment date: 25th February 2026 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 26x earnings). However, the dividend is expected to be well covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 2,812% to bring the payout ratio under control. EPS is expected to grow by 216% over the next 2 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.お知らせ • Feb 03+ 2 more updatesNorthfield Bancorp, Inc. Declares Quarterly Cash Dividend, Payable February 25, 2026Northfield Bancorp, Inc. announced that the Board of Directors has declared a cash dividend of $0.13 per share, payable February 25, 2026, to stockholders of record on February 12, 2026.分析記事 • Oct 28Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Affirmed Its Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) will pay a dividend of $0.13 on the 19th of November. The...Declared Dividend • Oct 26Third quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 5th November 2025 Payment date: 19th November 2025 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 28% over the next year, which should provide support to the dividend and adequate earnings cover.すべての更新を表示Recent updatesDeclared Dividend • Apr 23First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th May 2026 Payment date: 20th May 2026 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 383% to bring the payout ratio under control. EPS is expected to grow by 76% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.Reported Earnings • Apr 21First quarter 2026 earnings releasedFirst quarter 2026 results: Net income: (down US$7.88m from profit in 1Q 2025). Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.New Risk • Apr 21New major risk - Revenue and earnings growthEarnings have declined by 23% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 23% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (dividend per share is over 26x earnings per share). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.5% net profit margin).お知らせ • Apr 21+ 1 more updateNorthfield Bancorp, Inc. Declares Quarterly Cash Dividend on Common Share, Payable on May 20, 2026Northfield Bancorp, Inc. declared of a quarterly cash dividend of $0.13 per common share, payable on May 20, 2026, to stockholders of record on May 6, 2026.お知らせ • Mar 03Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 27, 2026Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 27, 2026.Major Estimate Revision • Feb 09Consensus EPS estimates increase by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has improved. 2026 revenue forecast increased from US$161.9m to US$166.9m. EPS estimate increased from US$1.20 to US$1.35 per share. Net income forecast to grow 6,545% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$12.00 to US$14.50. Share price was steady at US$13.87 over the past week.Declared Dividend • Feb 04Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 12th February 2026 Payment date: 25th February 2026 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 26x earnings). However, the dividend is expected to be well covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 2,812% to bring the payout ratio under control. EPS is expected to grow by 216% over the next 2 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.Reported Earnings • Feb 03Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: EPS: US$0.02 (down from US$0.72 in FY 2024). Revenue: US$146.9m (up 16% from FY 2024). Net income: US$796.0k (down 97% from FY 2024). Profit margin: 0.5% (down from 24% in FY 2024). Net interest margin (NIM): 2.55% (up from 2.10% in FY 2024). Cost-to-income ratio: 84.2% (up from 65.9% in FY 2024). Non-performing loans: 0.42% (down from 0.51% in FY 2024). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) missed analyst estimates by 98%. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.お知らせ • Feb 03+ 2 more updatesNorthfield Bancorp, Inc. Declares Quarterly Cash Dividend, Payable February 25, 2026Northfield Bancorp, Inc. announced that the Board of Directors has declared a cash dividend of $0.13 per share, payable February 25, 2026, to stockholders of record on February 12, 2026.Valuation Update With 7 Day Price Move • Feb 02Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$13.79, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 7.3% over the past three years.Price Target Changed • Oct 29Price target decreased by 7.7% to US$12.00Down from US$13.00, the current price target is provided by 1 analyst. New target price is 17% above last closing price of US$10.24. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$0.98 for next year compared to US$0.72 last year.分析記事 • Oct 28Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Affirmed Its Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) will pay a dividend of $0.13 on the 19th of November. The...Declared Dividend • Oct 26Third quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 5th November 2025 Payment date: 19th November 2025 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 28% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 23Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.27 (up from US$0.16 in 3Q 2024). Revenue: US$38.2m (up 30% from 3Q 2024). Net income: US$10.8m (up 65% from 3Q 2024). Profit margin: 28% (up from 22% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.8%. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.お知らせ • Oct 23+ 1 more updateNorthfield Bancorp, Inc. Reports Net Charge-Offs for the Quarter Ended September 30, 2025Northfield Bancorp, Inc. reported Net charge-offs for the quarter ended September 30, 2025. For the quarter, Net charge-offs were $299,000 as compared to net charge-offs of $2.1 million for the quarter ended September 30, 2024. The decrease was primarily due to lower net charge-offs on small business unsecured commercial and industrial loans.Price Target Changed • Oct 16Price target increased by 11% to US$13.00Up from US$11.75, the current price target is provided by 1 analyst. New target price is 23% above last closing price of US$10.56. Stock is down 17% over the past year. The company is forecast to post earnings per share of US$0.98 for next year compared to US$0.72 last year.Declared Dividend • Jul 27Second quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th August 2025 Payment date: 20th August 2025 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 30% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 25Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.24 (up from US$0.14 in 2Q 2024). Revenue: US$36.8m (up 14% from 2Q 2024). Net income: US$9.57m (up 61% from 2Q 2024). Profit margin: 26% (up from 19% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 6.7%. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.New Risk • Jul 24New major risk - Revenue and earnings growthEarnings have declined by 9.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.4% per year over the past 5 years. Minor Risk Significant insider selling over the past 3 months (US$144k sold).お知らせ • Jul 24+ 1 more updateNorthfield Bancorp, Inc. Reports Net Charge-Offs for the Quarter Ended June 30, 2025Northfield Bancorp, Inc. reported Net charge-offs for the quarter ended June 30, 2025. Net charge-offs were $887,000 for the quarter ended June 30, 2025, primarily due to $879,000 in net charge-offs on small business unsecured commercial and industrial loans, as compared to net charge-offs of $1.6 million for the quarter ended June 30, 2024.New Risk • Jul 03New major risk - Revenue and earnings growthEarnings have declined by 7.0% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 7.0% per year over the past 5 years. Minor Risk Significant insider selling over the past 3 months (US$144k sold).New Risk • Jun 22New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$144k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.分析記事 • May 05Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Affirmed Its Dividend Of $0.13The board of Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) has announced that it will pay a dividend of...Valuation Update With 7 Day Price Move • May 02Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$11.64, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 2.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$13.00 per share.Major Estimate Revision • May 01Consensus EPS estimates increase by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$127.6m to US$134.6m. EPS estimate increased from US$0.843 to US$0.96 per share. Net income forecast to grow 29% next year vs 13% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$12.67. Share price rose 6.2% to US$10.68 over the past week.Declared Dividend • Apr 27First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th May 2025 Payment date: 21st May 2025 Dividend yield will be 5.2%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 25Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $10 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its shares. Any repurchased shares will be held as treasury stock and will be available for general corporate purposes.Reported Earnings • Apr 24First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.19 (up from US$0.15 in 1Q 2024). Revenue: US$32.2m (up 4.5% from 1Q 2024). Net income: US$7.88m (up 27% from 1Q 2024). Profit margin: 24% (up from 20% in 1Q 2024). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 6.7%. Earnings per share (EPS) also surpassed analyst estimates by 7.5%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.お知らせ • Apr 24Northfield Bancorp, Inc. Declares Cash Dividend, Payable on May 21, 2025Northfield Bancorp, Inc. announced that the Board of Directors has declared a cash dividend of $0.13 per common share, payable on May 21, 2025 to stockholders of record on May 7, 2025.お知らせ • Apr 15Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 28, 2025Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 28, 2025.Reported Earnings • Mar 05Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.72 (down from US$0.86 in FY 2023). Revenue: US$127.0m (down 6.1% from FY 2023). Net income: US$29.9m (down 21% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 2.10% (down from 2.35% in FY 2023). Cost-to-income ratio: 65.9% (up from 61.1% in FY 2023). Non-performing loans: 0.51% (up from 0.27% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 15%. Revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.お知らせ • Feb 28Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $5 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $5 million worth of its shares. Any repurchased shares will be held as treasury stock and will be available for general corporate purposes.Recent Insider Transactions • Feb 23Independent Director recently sold US$131k worth of stockOn the 19th of February, Gil Chapman sold around 11k shares on-market at roughly US$11.89 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$289k. Despite this recent sale, insiders have collectively bought US$175k more than they sold in the last 12 months.Recent Insider Transactions Derivative • Feb 20Independent Director notifies of intention to sell stockGil Chapman intends to sell 11k shares in the next 90 days after lodging an Intent To Sell Form on the 19th of February. If the sale is conducted around the recent share price of US$11.89, it would amount to US$131k. Since March 2024, Gil's direct individual holding has increased from 68.79k shares to 73.42k. Company insiders have collectively bought US$306k more than they sold, via options and on-market transactions, in the last 12 months.分析記事 • Jan 26Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Is Paying Out A Dividend Of $0.13The board of Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) has announced that it will pay a dividend of...Declared Dividend • Jan 26Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 5th February 2025 Payment date: 19th February 2025 Dividend yield will be 4.5%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (72% payout ratio) and is expected to be covered in 3 years' time (42% forecast payout ratio). The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 62% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 24Northfield Bancorp, Inc. Announces Net Charge Off for Fourth Quarter Ended December 31, 2024Northfield Bancorp, Inc. announced net charge off for fourth quarter ended December 31, 2024. Net charge-offs were $2.0 million, compared to net charge-offs of $1.2 million for the quarter ended December 31, 2023, and included $1.6 million and $992,000 in charge-offs on small business unsecured commercial and industrial loans, for the quarters ended December 31, 2024 and 2023, respectively.Reported Earnings • Jan 23Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.72 (down from US$0.86 in FY 2023). Revenue: US$127.0m (down 6.1% from FY 2023). Net income: US$29.9m (down 21% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 2.10% (down from 2.35% in FY 2023). Cost-to-income ratio: 56.8% (down from 61.1% in FY 2023). Non-performing loans: 0.51% (up from 0.27% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 15%. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.Recent Insider Transactions • Dec 19Independent Director recently sold US$289k worth of stockOn the 16th of December, Annette Catino sold around 22k shares on-market at roughly US$13.12 per share. This transaction amounted to 7.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$310k more than they sold in the last 12 months.Price Target Changed • Dec 04Price target increased by 10% to US$13.75Up from US$12.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$13.26. Stock is up 25% over the past year. The company is forecast to post earnings per share of US$0.63 for next year compared to US$0.86 last year.Valuation Update With 7 Day Price Move • Nov 06Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$13.77, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 12x in the Banks industry in the US. Total loss to shareholders of 14% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$18.47 per share.Declared Dividend • Oct 27Third quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th November 2024 Payment date: 20th November 2024 Dividend yield will be 4.5%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (81% payout ratio) and is expected to be covered in 3 years' time (42% forecast payout ratio). The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 82% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 25+ 1 more updateNorthfield Bancorp, Inc. Announces Net Charge Off for Third Quarter Ended September 30, 2024Northfield Bancorp, Inc. announced net charge off for third quarter ended September 30, 2024. Net charge-offs were $2.1 million for the quarter ended September 30, 2024, as compared to net charge-offs of $2.9 million for the quarter ended September 30, 2023.Reported Earnings • Oct 24Third quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2024 results: EPS: US$0.16 (down from US$0.19 in 3Q 2023). Revenue: US$29.3m (down 7.5% from 3Q 2023). Net income: US$6.52m (down 20% from 3Q 2023). Profit margin: 22% (down from 26% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 5.9%. Earnings per share (EPS) exceeded analyst estimates by 2.1%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.Seeking Alpha • Sep 09Northfield Bancorp: The 24% Discount To Tangible Book Value Is AppealingSummary Northfield Bancorp's net interest income is under pressure due to rising interest expenses, impacting overall profitability despite a strong loan book. The bank's conservative asset management results in lower returns but enhances its safety profile, with a significant portion of assets in cash and low-risk securities. Northfield trades at a discount to its tangible book value, making it appealing despite a high earnings multiple, with potential for future earnings growth. I appreciate Northfield's focus on safety and will monitor its performance, although I currently do not own stock in the bank. Read the full article on Seeking AlphaDeclared Dividend • Jul 28Second quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th August 2024 Payment date: 21st August 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 25Second quarter 2024 earnings: EPS in line with analyst expectations despite revenue beatSecond quarter 2024 results: EPS: US$0.14 (down from US$0.22 in 2Q 2023). Revenue: US$32.2m (down 5.3% from 2Q 2023). Net income: US$5.96m (down 38% from 2Q 2023). Profit margin: 19% (down from 28% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 5.6% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.お知らせ • Jul 25Northfield Bancorp, Inc. Declares Cash Dividend, Payable on August 21, 2024The Board of Directors of Northfield Bancorp, Inc. has declared a cash dividend of $0.13 per common share, payable on August 21, 2024, to stockholders of record on August 7, 2024.Valuation Update With 7 Day Price Move • Jul 15Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$10.86, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 22% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$16.17 per share.お知らせ • Jun 15Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $10 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its shares. The repurchased shares will be held in treasury stock and will be available for general corporate purposes.Recent Insider Transactions • Jun 13Independent Director recently bought US$75k worth of stockOn the 10th of June, Patrick Ryan bought around 10k shares on-market at roughly US$7.53 per share. This transaction amounted to 5.9% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$242k more in shares than they have sold in the last 12 months.Board Change • May 28Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. Independent Director Rachana Kulkarni was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Price Target Changed • May 01Price target decreased by 9.5% to US$11.17Down from US$12.33, the current price target is an average from 3 analysts. New target price is 30% above last closing price of US$8.57. Stock is down 13% over the past year. The company is forecast to post earnings per share of US$0.61 for next year compared to US$0.86 last year.分析記事 • May 01Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY)'s ( NASDAQ:NFBK ) investors are due to receive a payment of $0.13 per...Declared Dividend • Apr 28First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th May 2024 Payment date: 22nd May 2024 Dividend yield will be 6.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 26+ 1 more updateNorthfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $5 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $5 million worth of its shares. The repurchased shares will be held in treasury stock and will be available for general corporate purposes.Reported Earnings • Apr 25First quarter 2024 earnings: EPS in line with expectations, revenues disappointFirst quarter 2024 results: EPS: US$0.15 (down from US$0.26 in 1Q 2023). Revenue: US$30.9m (down 17% from 1Q 2023). Net income: US$6.21m (down 47% from 1Q 2023). Profit margin: 20% (down from 31% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 7.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings.お知らせ • Apr 11Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 22, 2024Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 22, 2024, at 10:00 US Eastern Standard Time. Agenda: To consider Election of Directors; to approve the executive compensation described in the Proxy Statement; to consider The ratification of the appointment of Crowe LLP as independent registered public accounting firm for the year ending December 31, 2024; and to consider For such other business as may properly come before the meeting or any adjournment thereof.Seeking Alpha • Mar 13Northfield Bancorp: Over 5% Dividend Yield, Attractive Valuation (Rating Upgrade)Summary Interest rate cuts will trigger loan growth and help the margin to expand this year. Northfield Bancorp's earnings will likely remain flat as operating expense growth will counter loan and margin growth. The December 2024 target price suggests a price upside of over 22%. NFBK is currently offering a dividend yield of 5.2%. The dividend payout appears secure. Read the full article on Seeking AlphaReported Earnings • Mar 03Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$0.86 (down from US$1.32 in FY 2022). Revenue: US$135.2m (down 16% from FY 2022). Net income: US$37.7m (down 38% from FY 2022). Profit margin: 28% (down from 38% in FY 2022). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.8%. Revenue is forecast to grow 2.1% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has fallen by 12% per year, which means it is performing significantly worse than earnings.Valuation Update With 7 Day Price Move • Feb 05Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$11.25, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 7.7% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$17.43 per share.Upcoming Dividend • Jan 30Upcoming dividend of US$0.13 per share at 3.9% yieldEligible shareholders must have bought the stock before 06 February 2024. Payment date: 21 February 2024. Trailing yield: 3.9%. Lower than top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.2%).Declared Dividend • Jan 28Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th February 2024 Payment date: 21st February 2024 Dividend yield will be 3.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (60% payout ratio) and is expected to be covered in 3 years' time (52% forecast payout ratio). The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 26Northfield Bancorp, Inc. (Staten Island, NY) Declares Common Share Cash Dividend, Payable on February 21, 2024Northfield Bancorp, Inc. (Staten Island, NY) declaration of a $0.13 per common share cash dividend payable on February 21, 2024 to stockholders of record as of February 7, 2024.Reported Earnings • Jan 25Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$0.86 (down from US$1.32 in FY 2022). Revenue: US$135.2m (down 16% from FY 2022). Net income: US$37.7m (down 38% from FY 2022). Profit margin: 28% (down from 38% in FY 2022). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.8%. Revenue is forecast to grow 2.4% p.a. on average during the next 2 years, compared to a 5.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has increased by 2% per year.お知らせ • Jan 25Northfield Bancorp, Inc. Appoints Dr. Rachana A. Kulkarni to Its Board of Directors, Effective February 1, 2024NORTHFIELD BANCORP, INC. announced that its Boards of Directors appointed Dr. Rachana A. Kulkarni as a director of the Company effective February 1, 2024. Dr. Kulkarni is President and Managing Partner of Medicor Cardiology, a leading cardiology group in New Jersey, and Regional Director of Cardiology of Barnabas Health Corp.Dr. Kulkarni, a resident of Skillman, NJ, is Board Certified in Internal Medicine, Cardiology and Nuclear Cardiology. Dr. Kulkarni currently serves in leadership roles on a number of not-for-profit boards, including Akshaya Patra USA. Dr. Kulkarni earned her Medical Degree from the Government Medical College, India, and Rutgers University, her Master’s degree in Business Administration from Auburn University, and Certificate of Management Excellence from Harvard University.お知らせ • Nov 09Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $7.5 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $7.5 million of its shares. The repurchased shares will be held in treasury stock and will be available for general corporate purposes.お知らせ • Oct 31Northfield Bancorp, Inc. Declares Cash Dividend, Payable on November 22, 2023Northfield Bancorp, Inc. announced the declaration of a $0.13 per common share cash dividend payable on November 22, 2023 to stockholders of record as of November 8, 2023.分析記事 • Oct 31Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY)'s ( NASDAQ:NFBK ) investors are due to receive a payment of $0.13 per...Upcoming Dividend • Oct 31Upcoming dividend of US$0.13 per share at 6.0% yieldEligible shareholders must have bought the stock before 07 November 2023. Payment date: 22 November 2023. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 6.0%. Within top quartile of American dividend payers (5.4%). Higher than average of industry peers (4.1%).Price Target Changed • Oct 30Price target decreased by 7.5% to US$10.33Down from US$11.17, the current price target is an average from 3 analysts. New target price is 19% above last closing price of US$8.65. Stock is down 46% over the past year. The company is forecast to post earnings per share of US$0.84 for next year compared to US$1.32 last year.Reported Earnings • Oct 26Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$0.19 (down from US$0.37 in 3Q 2022). Revenue: US$31.6m (down 24% from 3Q 2022). Net income: US$8.18m (down 52% from 3Q 2022). Profit margin: 26% (down from 41% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 1.9%. Earnings per share (EPS) also surpassed analyst estimates by 1.8%. Revenue is forecast to stay flat during the next 3 years compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Sep 21Independent Director recently bought US$99k worth of stockOn the 19th of September, Patrick Ryan bought around 10k shares on-market at roughly US$9.92 per share. This transaction amounted to 6.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$108k more in shares than they bought in the last 12 months.Upcoming Dividend • Aug 01Upcoming dividend of US$0.13 per share at 4.3% yieldEligible shareholders must have bought the stock before 08 August 2023. Payment date: 23 August 2023. Payout ratio is a comfortable 45% and this is well supported by cash flows. Trailing yield: 4.3%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.4%).分析記事 • Aug 01Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Is Due To Pay A Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY)'s ( NASDAQ:NFBK ) investors are due to receive a payment of $0.13 per...Reported Earnings • Jul 28Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2023 results: EPS: US$0.22 (down from US$0.34 in 2Q 2022). Revenue: US$33.9m (down 17% from 2Q 2022). Net income: US$9.56m (down 40% from 2Q 2022). Profit margin: 28% (down from 39% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 4.7%. Earnings per share (EPS) exceeded analyst estimates by 1.5%. Revenue is expected to decline by 7.1% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 28Northfield Bancorp, Inc. Declares Cash Dividend, Payable on August 23, 2023The board of directors of Northfield Bancorp, Inc. has declared a cash dividend of $0.13 per common share, payable August 23, 2023, to stockholders of record on August 9, 2023.Buying Opportunity • Jul 20Now 20% undervaluedOver the last 90 days, the stock is up 7.3%. The fair value is estimated to be US$14.89, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to decline by 17% in a year. Earnings is forecast to decline by 30% in the next year.Upcoming Dividend • May 02Upcoming dividend of US$0.13 per share at 5.2% yieldEligible shareholders must have bought the stock before 09 May 2023. Payment date: 24 May 2023. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).分析記事 • Apr 30Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13The board of Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) has announced that it will pay a dividend of...Reported Earnings • Apr 29First quarter 2023 earnings: EPS and revenues miss analyst expectationsFirst quarter 2023 results: EPS: US$0.26 (down from US$0.30 in 1Q 2022). Revenue: US$37.4m (down 2.1% from 1Q 2022). Net income: US$11.7m (down 17% from 1Q 2022). Profit margin: 31% (down from 37% in 1Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 9.0%. Earnings per share (EPS) also missed analyst estimates by 7.1%. Revenue is forecast to stay flat during the next 2 years compared to a 3.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Reported Earnings • Mar 07Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$1.32 (down from US$1.46 in FY 2021). Revenue: US$161.8m (down 8.2% from FY 2021). Net income: US$61.1m (down 14% from FY 2021). Profit margin: 38% (down from 40% in FY 2021). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.97% (down from 3.01% in FY 2021). Cost-to-income ratio: 46.3% (down from 46.5% in FY 2021). Non-performing loans: 0.24% (up from 0.21% in FY 2021). Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 3.4%. Revenue is expected to decline by 3.3% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 7.7%. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Price Target Changed • Feb 03Price target decreased by 9.7% to US$14.67Down from US$16.25, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$14.66. Stock is down 4.5% over the past year. The company is forecast to post earnings per share of US$1.12 for next year compared to US$1.32 last year.Recent Insider Transactions • Feb 02Independent Director recently sold US$70k worth of stockOn the 30th of January, Gil Chapman sold around 5k shares on-market at roughly US$14.52 per share. This transaction amounted to 6.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$190k more than they bought in the last 12 months.Upcoming Dividend • Jan 31Upcoming dividend of US$0.13 per share at 3.6% yieldEligible shareholders must have bought the stock before 07 February 2023. Payment date: 22 February 2023. Trailing yield: 3.6%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (6.1%).お知らせ • Jan 28Northfield Bancorp, Inc. Declares Cash Dividend, Payable on February 22, 2023Northfield Bancorp, Inc. announced that the board of directors has declared a cash dividend of $0.13 per common share, payable February 22, 2023, to stockholders of record on February 8, 2023.Reported Earnings • Jan 26Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$1.32 (down from US$1.46 in FY 2021). Revenue: US$161.8m (down 8.2% from FY 2021). Net income: US$61.1m (down 14% from FY 2021). Profit margin: 38% (down from 40% in FY 2021). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 3.4%. Revenue is forecast to grow 1.7% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Mortgage industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Recent Insider Transactions Derivative • Dec 09Independent Director notifies of intention to sell stockJohn Connors intends to sell 6k shares in the next 90 days after lodging an Intent To Sell Form on the 1st of December. If the sale is conducted around the recent share price of US$16.03, it would amount to US$101k. Since March 2022, John's direct individual holding has increased from 183.76k shares to 188.93k. Company insiders have collectively sold US$319k more than they bought, via options and on-market transactions in the last 12 months.決済の安定と成長配当データの取得安定した配当: NFBKの1株当たり配当金は過去10年間安定しています。増加する配当: NFBKの配当金は過去10年間にわたって増加しています。配当利回り対市場Northfield Bancorp 配当利回り対市場NFBK 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (NFBK)3.7%市場下位25% (US)1.4%市場トップ25% (US)4.3%業界平均 (Banks)2.4%アナリスト予想 (NFBK) (最長3年)3.9%注目すべき配当: NFBKの配当金 ( 3.66% ) はUS市場の配当金支払者の下位 25% ( 1.42% ) よりも高くなっています。高配当: NFBKの配当金 ( 3.66% ) はUS市場の配当金支払者の上位 25% ( 4.25% ) と比較すると低いです。現在の株主配当収益カバレッジ: NFBKは高い 配当性向 ( 435% ) のため、配当金の支払いは利益によって十分にカバーされていません。株主への将来支払額将来の配当金の見通し: 配当が 3 年以内に支払われるかどうか、または配当が利益によってカバーされるかどうかを判断するにはデータが不十分です。高配当企業の発掘7D1Y7D1Y7D1YUS 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 07:38終値2026/05/21 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Northfield Bancorp, Inc. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。2 アナリスト機関Casey HaireJefferies LLCDavid KonradKeefe, Bruyette, & Woods
Declared Dividend • Apr 23First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th May 2026 Payment date: 20th May 2026 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 383% to bring the payout ratio under control. EPS is expected to grow by 76% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.
お知らせ • Apr 21+ 1 more updateNorthfield Bancorp, Inc. Declares Quarterly Cash Dividend on Common Share, Payable on May 20, 2026Northfield Bancorp, Inc. declared of a quarterly cash dividend of $0.13 per common share, payable on May 20, 2026, to stockholders of record on May 6, 2026.
Declared Dividend • Feb 04Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 12th February 2026 Payment date: 25th February 2026 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 26x earnings). However, the dividend is expected to be well covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 2,812% to bring the payout ratio under control. EPS is expected to grow by 216% over the next 2 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.
お知らせ • Feb 03+ 2 more updatesNorthfield Bancorp, Inc. Declares Quarterly Cash Dividend, Payable February 25, 2026Northfield Bancorp, Inc. announced that the Board of Directors has declared a cash dividend of $0.13 per share, payable February 25, 2026, to stockholders of record on February 12, 2026.
分析記事 • Oct 28Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Affirmed Its Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) will pay a dividend of $0.13 on the 19th of November. The...
Declared Dividend • Oct 26Third quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 5th November 2025 Payment date: 19th November 2025 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 28% over the next year, which should provide support to the dividend and adequate earnings cover.
Declared Dividend • Apr 23First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th May 2026 Payment date: 20th May 2026 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 383% to bring the payout ratio under control. EPS is expected to grow by 76% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.
Reported Earnings • Apr 21First quarter 2026 earnings releasedFirst quarter 2026 results: Net income: (down US$7.88m from profit in 1Q 2025). Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
New Risk • Apr 21New major risk - Revenue and earnings growthEarnings have declined by 23% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 23% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (dividend per share is over 26x earnings per share). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.5% net profit margin).
お知らせ • Apr 21+ 1 more updateNorthfield Bancorp, Inc. Declares Quarterly Cash Dividend on Common Share, Payable on May 20, 2026Northfield Bancorp, Inc. declared of a quarterly cash dividend of $0.13 per common share, payable on May 20, 2026, to stockholders of record on May 6, 2026.
お知らせ • Mar 03Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 27, 2026Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 27, 2026.
Major Estimate Revision • Feb 09Consensus EPS estimates increase by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has improved. 2026 revenue forecast increased from US$161.9m to US$166.9m. EPS estimate increased from US$1.20 to US$1.35 per share. Net income forecast to grow 6,545% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$12.00 to US$14.50. Share price was steady at US$13.87 over the past week.
Declared Dividend • Feb 04Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 12th February 2026 Payment date: 25th February 2026 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 26x earnings). However, the dividend is expected to be well covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 2,812% to bring the payout ratio under control. EPS is expected to grow by 216% over the next 2 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.
Reported Earnings • Feb 03Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: EPS: US$0.02 (down from US$0.72 in FY 2024). Revenue: US$146.9m (up 16% from FY 2024). Net income: US$796.0k (down 97% from FY 2024). Profit margin: 0.5% (down from 24% in FY 2024). Net interest margin (NIM): 2.55% (up from 2.10% in FY 2024). Cost-to-income ratio: 84.2% (up from 65.9% in FY 2024). Non-performing loans: 0.42% (down from 0.51% in FY 2024). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) missed analyst estimates by 98%. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
お知らせ • Feb 03+ 2 more updatesNorthfield Bancorp, Inc. Declares Quarterly Cash Dividend, Payable February 25, 2026Northfield Bancorp, Inc. announced that the Board of Directors has declared a cash dividend of $0.13 per share, payable February 25, 2026, to stockholders of record on February 12, 2026.
Valuation Update With 7 Day Price Move • Feb 02Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$13.79, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 7.3% over the past three years.
Price Target Changed • Oct 29Price target decreased by 7.7% to US$12.00Down from US$13.00, the current price target is provided by 1 analyst. New target price is 17% above last closing price of US$10.24. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$0.98 for next year compared to US$0.72 last year.
分析記事 • Oct 28Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Affirmed Its Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) will pay a dividend of $0.13 on the 19th of November. The...
Declared Dividend • Oct 26Third quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 5th November 2025 Payment date: 19th November 2025 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 28% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 23Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.27 (up from US$0.16 in 3Q 2024). Revenue: US$38.2m (up 30% from 3Q 2024). Net income: US$10.8m (up 65% from 3Q 2024). Profit margin: 28% (up from 22% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.8%. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 23+ 1 more updateNorthfield Bancorp, Inc. Reports Net Charge-Offs for the Quarter Ended September 30, 2025Northfield Bancorp, Inc. reported Net charge-offs for the quarter ended September 30, 2025. For the quarter, Net charge-offs were $299,000 as compared to net charge-offs of $2.1 million for the quarter ended September 30, 2024. The decrease was primarily due to lower net charge-offs on small business unsecured commercial and industrial loans.
Price Target Changed • Oct 16Price target increased by 11% to US$13.00Up from US$11.75, the current price target is provided by 1 analyst. New target price is 23% above last closing price of US$10.56. Stock is down 17% over the past year. The company is forecast to post earnings per share of US$0.98 for next year compared to US$0.72 last year.
Declared Dividend • Jul 27Second quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th August 2025 Payment date: 20th August 2025 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 30% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 25Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.24 (up from US$0.14 in 2Q 2024). Revenue: US$36.8m (up 14% from 2Q 2024). Net income: US$9.57m (up 61% from 2Q 2024). Profit margin: 26% (up from 19% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 6.7%. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
New Risk • Jul 24New major risk - Revenue and earnings growthEarnings have declined by 9.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.4% per year over the past 5 years. Minor Risk Significant insider selling over the past 3 months (US$144k sold).
お知らせ • Jul 24+ 1 more updateNorthfield Bancorp, Inc. Reports Net Charge-Offs for the Quarter Ended June 30, 2025Northfield Bancorp, Inc. reported Net charge-offs for the quarter ended June 30, 2025. Net charge-offs were $887,000 for the quarter ended June 30, 2025, primarily due to $879,000 in net charge-offs on small business unsecured commercial and industrial loans, as compared to net charge-offs of $1.6 million for the quarter ended June 30, 2024.
New Risk • Jul 03New major risk - Revenue and earnings growthEarnings have declined by 7.0% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 7.0% per year over the past 5 years. Minor Risk Significant insider selling over the past 3 months (US$144k sold).
New Risk • Jun 22New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$144k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.
分析記事 • May 05Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Affirmed Its Dividend Of $0.13The board of Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) has announced that it will pay a dividend of...
Valuation Update With 7 Day Price Move • May 02Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$11.64, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 2.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$13.00 per share.
Major Estimate Revision • May 01Consensus EPS estimates increase by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$127.6m to US$134.6m. EPS estimate increased from US$0.843 to US$0.96 per share. Net income forecast to grow 29% next year vs 13% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$12.67. Share price rose 6.2% to US$10.68 over the past week.
Declared Dividend • Apr 27First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th May 2025 Payment date: 21st May 2025 Dividend yield will be 5.2%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 25Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $10 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its shares. Any repurchased shares will be held as treasury stock and will be available for general corporate purposes.
Reported Earnings • Apr 24First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.19 (up from US$0.15 in 1Q 2024). Revenue: US$32.2m (up 4.5% from 1Q 2024). Net income: US$7.88m (up 27% from 1Q 2024). Profit margin: 24% (up from 20% in 1Q 2024). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 6.7%. Earnings per share (EPS) also surpassed analyst estimates by 7.5%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
お知らせ • Apr 24Northfield Bancorp, Inc. Declares Cash Dividend, Payable on May 21, 2025Northfield Bancorp, Inc. announced that the Board of Directors has declared a cash dividend of $0.13 per common share, payable on May 21, 2025 to stockholders of record on May 7, 2025.
お知らせ • Apr 15Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 28, 2025Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 28, 2025.
Reported Earnings • Mar 05Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.72 (down from US$0.86 in FY 2023). Revenue: US$127.0m (down 6.1% from FY 2023). Net income: US$29.9m (down 21% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 2.10% (down from 2.35% in FY 2023). Cost-to-income ratio: 65.9% (up from 61.1% in FY 2023). Non-performing loans: 0.51% (up from 0.27% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 15%. Revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
お知らせ • Feb 28Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $5 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $5 million worth of its shares. Any repurchased shares will be held as treasury stock and will be available for general corporate purposes.
Recent Insider Transactions • Feb 23Independent Director recently sold US$131k worth of stockOn the 19th of February, Gil Chapman sold around 11k shares on-market at roughly US$11.89 per share. This transaction amounted to 15% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$289k. Despite this recent sale, insiders have collectively bought US$175k more than they sold in the last 12 months.
Recent Insider Transactions Derivative • Feb 20Independent Director notifies of intention to sell stockGil Chapman intends to sell 11k shares in the next 90 days after lodging an Intent To Sell Form on the 19th of February. If the sale is conducted around the recent share price of US$11.89, it would amount to US$131k. Since March 2024, Gil's direct individual holding has increased from 68.79k shares to 73.42k. Company insiders have collectively bought US$306k more than they sold, via options and on-market transactions, in the last 12 months.
分析記事 • Jan 26Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Is Paying Out A Dividend Of $0.13The board of Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) has announced that it will pay a dividend of...
Declared Dividend • Jan 26Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 5th February 2025 Payment date: 19th February 2025 Dividend yield will be 4.5%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (72% payout ratio) and is expected to be covered in 3 years' time (42% forecast payout ratio). The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 62% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 24Northfield Bancorp, Inc. Announces Net Charge Off for Fourth Quarter Ended December 31, 2024Northfield Bancorp, Inc. announced net charge off for fourth quarter ended December 31, 2024. Net charge-offs were $2.0 million, compared to net charge-offs of $1.2 million for the quarter ended December 31, 2023, and included $1.6 million and $992,000 in charge-offs on small business unsecured commercial and industrial loans, for the quarters ended December 31, 2024 and 2023, respectively.
Reported Earnings • Jan 23Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.72 (down from US$0.86 in FY 2023). Revenue: US$127.0m (down 6.1% from FY 2023). Net income: US$29.9m (down 21% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 2.10% (down from 2.35% in FY 2023). Cost-to-income ratio: 56.8% (down from 61.1% in FY 2023). Non-performing loans: 0.51% (up from 0.27% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 15%. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions • Dec 19Independent Director recently sold US$289k worth of stockOn the 16th of December, Annette Catino sold around 22k shares on-market at roughly US$13.12 per share. This transaction amounted to 7.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$310k more than they sold in the last 12 months.
Price Target Changed • Dec 04Price target increased by 10% to US$13.75Up from US$12.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$13.26. Stock is up 25% over the past year. The company is forecast to post earnings per share of US$0.63 for next year compared to US$0.86 last year.
Valuation Update With 7 Day Price Move • Nov 06Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$13.77, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 12x in the Banks industry in the US. Total loss to shareholders of 14% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$18.47 per share.
Declared Dividend • Oct 27Third quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th November 2024 Payment date: 20th November 2024 Dividend yield will be 4.5%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (81% payout ratio) and is expected to be covered in 3 years' time (42% forecast payout ratio). The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 82% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 25+ 1 more updateNorthfield Bancorp, Inc. Announces Net Charge Off for Third Quarter Ended September 30, 2024Northfield Bancorp, Inc. announced net charge off for third quarter ended September 30, 2024. Net charge-offs were $2.1 million for the quarter ended September 30, 2024, as compared to net charge-offs of $2.9 million for the quarter ended September 30, 2023.
Reported Earnings • Oct 24Third quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2024 results: EPS: US$0.16 (down from US$0.19 in 3Q 2023). Revenue: US$29.3m (down 7.5% from 3Q 2023). Net income: US$6.52m (down 20% from 3Q 2023). Profit margin: 22% (down from 26% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 5.9%. Earnings per share (EPS) exceeded analyst estimates by 2.1%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
Seeking Alpha • Sep 09Northfield Bancorp: The 24% Discount To Tangible Book Value Is AppealingSummary Northfield Bancorp's net interest income is under pressure due to rising interest expenses, impacting overall profitability despite a strong loan book. The bank's conservative asset management results in lower returns but enhances its safety profile, with a significant portion of assets in cash and low-risk securities. Northfield trades at a discount to its tangible book value, making it appealing despite a high earnings multiple, with potential for future earnings growth. I appreciate Northfield's focus on safety and will monitor its performance, although I currently do not own stock in the bank. Read the full article on Seeking Alpha
Declared Dividend • Jul 28Second quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th August 2024 Payment date: 21st August 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 25Second quarter 2024 earnings: EPS in line with analyst expectations despite revenue beatSecond quarter 2024 results: EPS: US$0.14 (down from US$0.22 in 2Q 2023). Revenue: US$32.2m (down 5.3% from 2Q 2023). Net income: US$5.96m (down 38% from 2Q 2023). Profit margin: 19% (down from 28% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 5.6% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
お知らせ • Jul 25Northfield Bancorp, Inc. Declares Cash Dividend, Payable on August 21, 2024The Board of Directors of Northfield Bancorp, Inc. has declared a cash dividend of $0.13 per common share, payable on August 21, 2024, to stockholders of record on August 7, 2024.
Valuation Update With 7 Day Price Move • Jul 15Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$10.86, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 22% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$16.17 per share.
お知らせ • Jun 15Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $10 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its shares. The repurchased shares will be held in treasury stock and will be available for general corporate purposes.
Recent Insider Transactions • Jun 13Independent Director recently bought US$75k worth of stockOn the 10th of June, Patrick Ryan bought around 10k shares on-market at roughly US$7.53 per share. This transaction amounted to 5.9% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$242k more in shares than they have sold in the last 12 months.
Board Change • May 28Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. Independent Director Rachana Kulkarni was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Price Target Changed • May 01Price target decreased by 9.5% to US$11.17Down from US$12.33, the current price target is an average from 3 analysts. New target price is 30% above last closing price of US$8.57. Stock is down 13% over the past year. The company is forecast to post earnings per share of US$0.61 for next year compared to US$0.86 last year.
分析記事 • May 01Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY)'s ( NASDAQ:NFBK ) investors are due to receive a payment of $0.13 per...
Declared Dividend • Apr 28First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th May 2024 Payment date: 22nd May 2024 Dividend yield will be 6.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 26+ 1 more updateNorthfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $5 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $5 million worth of its shares. The repurchased shares will be held in treasury stock and will be available for general corporate purposes.
Reported Earnings • Apr 25First quarter 2024 earnings: EPS in line with expectations, revenues disappointFirst quarter 2024 results: EPS: US$0.15 (down from US$0.26 in 1Q 2023). Revenue: US$30.9m (down 17% from 1Q 2023). Net income: US$6.21m (down 47% from 1Q 2023). Profit margin: 20% (down from 31% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 7.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings.
お知らせ • Apr 11Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 22, 2024Northfield Bancorp, Inc. (Staten Island, NY), Annual General Meeting, May 22, 2024, at 10:00 US Eastern Standard Time. Agenda: To consider Election of Directors; to approve the executive compensation described in the Proxy Statement; to consider The ratification of the appointment of Crowe LLP as independent registered public accounting firm for the year ending December 31, 2024; and to consider For such other business as may properly come before the meeting or any adjournment thereof.
Seeking Alpha • Mar 13Northfield Bancorp: Over 5% Dividend Yield, Attractive Valuation (Rating Upgrade)Summary Interest rate cuts will trigger loan growth and help the margin to expand this year. Northfield Bancorp's earnings will likely remain flat as operating expense growth will counter loan and margin growth. The December 2024 target price suggests a price upside of over 22%. NFBK is currently offering a dividend yield of 5.2%. The dividend payout appears secure. Read the full article on Seeking Alpha
Reported Earnings • Mar 03Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$0.86 (down from US$1.32 in FY 2022). Revenue: US$135.2m (down 16% from FY 2022). Net income: US$37.7m (down 38% from FY 2022). Profit margin: 28% (down from 38% in FY 2022). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.8%. Revenue is forecast to grow 2.1% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has fallen by 12% per year, which means it is performing significantly worse than earnings.
Valuation Update With 7 Day Price Move • Feb 05Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$11.25, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 7.7% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$17.43 per share.
Upcoming Dividend • Jan 30Upcoming dividend of US$0.13 per share at 3.9% yieldEligible shareholders must have bought the stock before 06 February 2024. Payment date: 21 February 2024. Trailing yield: 3.9%. Lower than top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.2%).
Declared Dividend • Jan 28Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 6th February 2024 Payment date: 21st February 2024 Dividend yield will be 3.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (60% payout ratio) and is expected to be covered in 3 years' time (52% forecast payout ratio). The dividend has increased by an average of 8.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 26Northfield Bancorp, Inc. (Staten Island, NY) Declares Common Share Cash Dividend, Payable on February 21, 2024Northfield Bancorp, Inc. (Staten Island, NY) declaration of a $0.13 per common share cash dividend payable on February 21, 2024 to stockholders of record as of February 7, 2024.
Reported Earnings • Jan 25Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$0.86 (down from US$1.32 in FY 2022). Revenue: US$135.2m (down 16% from FY 2022). Net income: US$37.7m (down 38% from FY 2022). Profit margin: 28% (down from 38% in FY 2022). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.8%. Revenue is forecast to grow 2.4% p.a. on average during the next 2 years, compared to a 5.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has increased by 2% per year.
お知らせ • Jan 25Northfield Bancorp, Inc. Appoints Dr. Rachana A. Kulkarni to Its Board of Directors, Effective February 1, 2024NORTHFIELD BANCORP, INC. announced that its Boards of Directors appointed Dr. Rachana A. Kulkarni as a director of the Company effective February 1, 2024. Dr. Kulkarni is President and Managing Partner of Medicor Cardiology, a leading cardiology group in New Jersey, and Regional Director of Cardiology of Barnabas Health Corp.Dr. Kulkarni, a resident of Skillman, NJ, is Board Certified in Internal Medicine, Cardiology and Nuclear Cardiology. Dr. Kulkarni currently serves in leadership roles on a number of not-for-profit boards, including Akshaya Patra USA. Dr. Kulkarni earned her Medical Degree from the Government Medical College, India, and Rutgers University, her Master’s degree in Business Administration from Auburn University, and Certificate of Management Excellence from Harvard University.
お知らせ • Nov 09Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces an Equity Buyback for $7.5 million worth of its shares.Northfield Bancorp, Inc. (Staten Island, NY) (NasdaqGS:NFBK) announces a share repurchase program. Under the program, the company will repurchase up to $7.5 million of its shares. The repurchased shares will be held in treasury stock and will be available for general corporate purposes.
お知らせ • Oct 31Northfield Bancorp, Inc. Declares Cash Dividend, Payable on November 22, 2023Northfield Bancorp, Inc. announced the declaration of a $0.13 per common share cash dividend payable on November 22, 2023 to stockholders of record as of November 8, 2023.
分析記事 • Oct 31Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY)'s ( NASDAQ:NFBK ) investors are due to receive a payment of $0.13 per...
Upcoming Dividend • Oct 31Upcoming dividend of US$0.13 per share at 6.0% yieldEligible shareholders must have bought the stock before 07 November 2023. Payment date: 22 November 2023. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 6.0%. Within top quartile of American dividend payers (5.4%). Higher than average of industry peers (4.1%).
Price Target Changed • Oct 30Price target decreased by 7.5% to US$10.33Down from US$11.17, the current price target is an average from 3 analysts. New target price is 19% above last closing price of US$8.65. Stock is down 46% over the past year. The company is forecast to post earnings per share of US$0.84 for next year compared to US$1.32 last year.
Reported Earnings • Oct 26Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$0.19 (down from US$0.37 in 3Q 2022). Revenue: US$31.6m (down 24% from 3Q 2022). Net income: US$8.18m (down 52% from 3Q 2022). Profit margin: 26% (down from 41% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 1.9%. Earnings per share (EPS) also surpassed analyst estimates by 1.8%. Revenue is forecast to stay flat during the next 3 years compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Sep 21Independent Director recently bought US$99k worth of stockOn the 19th of September, Patrick Ryan bought around 10k shares on-market at roughly US$9.92 per share. This transaction amounted to 6.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$108k more in shares than they bought in the last 12 months.
Upcoming Dividend • Aug 01Upcoming dividend of US$0.13 per share at 4.3% yieldEligible shareholders must have bought the stock before 08 August 2023. Payment date: 23 August 2023. Payout ratio is a comfortable 45% and this is well supported by cash flows. Trailing yield: 4.3%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.4%).
分析記事 • Aug 01Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Is Due To Pay A Dividend Of $0.13Northfield Bancorp, Inc. (Staten Island, NY)'s ( NASDAQ:NFBK ) investors are due to receive a payment of $0.13 per...
Reported Earnings • Jul 28Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2023 results: EPS: US$0.22 (down from US$0.34 in 2Q 2022). Revenue: US$33.9m (down 17% from 2Q 2022). Net income: US$9.56m (down 40% from 2Q 2022). Profit margin: 28% (down from 39% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 4.7%. Earnings per share (EPS) exceeded analyst estimates by 1.5%. Revenue is expected to decline by 7.1% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 28Northfield Bancorp, Inc. Declares Cash Dividend, Payable on August 23, 2023The board of directors of Northfield Bancorp, Inc. has declared a cash dividend of $0.13 per common share, payable August 23, 2023, to stockholders of record on August 9, 2023.
Buying Opportunity • Jul 20Now 20% undervaluedOver the last 90 days, the stock is up 7.3%. The fair value is estimated to be US$14.89, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to decline by 17% in a year. Earnings is forecast to decline by 30% in the next year.
Upcoming Dividend • May 02Upcoming dividend of US$0.13 per share at 5.2% yieldEligible shareholders must have bought the stock before 09 May 2023. Payment date: 24 May 2023. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).
分析記事 • Apr 30Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13The board of Northfield Bancorp, Inc. (Staten Island, NY) ( NASDAQ:NFBK ) has announced that it will pay a dividend of...
Reported Earnings • Apr 29First quarter 2023 earnings: EPS and revenues miss analyst expectationsFirst quarter 2023 results: EPS: US$0.26 (down from US$0.30 in 1Q 2022). Revenue: US$37.4m (down 2.1% from 1Q 2022). Net income: US$11.7m (down 17% from 1Q 2022). Profit margin: 31% (down from 37% in 1Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 9.0%. Earnings per share (EPS) also missed analyst estimates by 7.1%. Revenue is forecast to stay flat during the next 2 years compared to a 3.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Reported Earnings • Mar 07Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$1.32 (down from US$1.46 in FY 2021). Revenue: US$161.8m (down 8.2% from FY 2021). Net income: US$61.1m (down 14% from FY 2021). Profit margin: 38% (down from 40% in FY 2021). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.97% (down from 3.01% in FY 2021). Cost-to-income ratio: 46.3% (down from 46.5% in FY 2021). Non-performing loans: 0.24% (up from 0.21% in FY 2021). Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 3.4%. Revenue is expected to decline by 3.3% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 7.7%. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Feb 03Price target decreased by 9.7% to US$14.67Down from US$16.25, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$14.66. Stock is down 4.5% over the past year. The company is forecast to post earnings per share of US$1.12 for next year compared to US$1.32 last year.
Recent Insider Transactions • Feb 02Independent Director recently sold US$70k worth of stockOn the 30th of January, Gil Chapman sold around 5k shares on-market at roughly US$14.52 per share. This transaction amounted to 6.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$190k more than they bought in the last 12 months.
Upcoming Dividend • Jan 31Upcoming dividend of US$0.13 per share at 3.6% yieldEligible shareholders must have bought the stock before 07 February 2023. Payment date: 22 February 2023. Trailing yield: 3.6%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (6.1%).
お知らせ • Jan 28Northfield Bancorp, Inc. Declares Cash Dividend, Payable on February 22, 2023Northfield Bancorp, Inc. announced that the board of directors has declared a cash dividend of $0.13 per common share, payable February 22, 2023, to stockholders of record on February 8, 2023.
Reported Earnings • Jan 26Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: EPS: US$1.32 (down from US$1.46 in FY 2021). Revenue: US$161.8m (down 8.2% from FY 2021). Net income: US$61.1m (down 14% from FY 2021). Profit margin: 38% (down from 40% in FY 2021). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 3.4%. Revenue is forecast to grow 1.7% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Mortgage industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Recent Insider Transactions Derivative • Dec 09Independent Director notifies of intention to sell stockJohn Connors intends to sell 6k shares in the next 90 days after lodging an Intent To Sell Form on the 1st of December. If the sale is conducted around the recent share price of US$16.03, it would amount to US$101k. Since March 2022, John's direct individual holding has increased from 183.76k shares to 188.93k. Company insiders have collectively sold US$319k more than they bought, via options and on-market transactions in the last 12 months.