View Future GrowthMidland States Bancorp 過去の業績過去 基準チェック /26Midland States Bancorpの収益は年間平均-45.4%の割合で減少していますが、 Banks業界の収益は年間 増加しています。収益は年間3.2% 1.8%割合で 減少しています。 Midland States Bancorpの自己資本利益率は6.3%であり、純利益率は9.3%です。主要情報-45.45%収益成長率-45.35%EPS成長率Banks 業界の成長11.18%収益成長率-1.80%株主資本利益率6.29%ネット・マージン9.26%前回の決算情報31 Mar 2026最近の業績更新Reported Earnings • Apr 26First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.76 (up from US$6.58 loss in 1Q 2025). Revenue: US$74.5m (up 14% from 1Q 2025). Net income: US$16.2m (up US$159.6m from 1Q 2025). Profit margin: 22% (up from net loss in 1Q 2025). The move to profitability was primarily driven by lower expenses. Revenue exceeded analyst estimates by 5.5%. Earnings per share (EPS) also surpassed analyst estimates by 21%. Revenue is forecast to grow 7.6% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 96 percentage points per year, which is a significant difference in performance.お知らせ • Apr 24Midland States Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2026Midland States Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported Net charge-offs of $6,747,000 against $16,878,000 a year ago.お知らせ • Apr 04Midland States Bancorp, Inc. to Report Q1, 2026 Results on Apr 23, 2026Midland States Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 23, 2026Reported Earnings • Mar 03Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: US$6.10 loss per share (down from US$1.32 profit in FY 2024). Revenue: US$265.1m (up 4.2% from FY 2024). Net loss: US$133.2m (down US$161.8m from profit in FY 2024). Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) missed analyst estimates by 4.4%. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 98 percentage points per year, which is a significant difference in performance.お知らせ • Jan 23Midland States Bancorp, Inc. Announces Net Charge-Offs for the Three Months Ended December 31, 2025Midland States Bancorp, Inc. announced net charge-offs for the three months ended December 31, 2025. For the quarter, the company announced net charge-offs of $43,492,000 compared to $112,776,000 a year ago.お知らせ • Jan 03Midland States Bancorp, Inc. to Report Q4, 2025 Results on Jan 22, 2026Midland States Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 22, 2026すべての更新を表示Recent updatesお知らせ • May 13+ 1 more updateMidland States Bancorp, Inc. and Midland States Bank Appoint Claire Stack as Executive Vice President, Effective May 8, 2026Midland States Bancorp, Inc. and Midland States Bank announced that Claire A. Stack had been appointed Executive Vice President of the Company and Midland States Bank, effective May 8, 2026. Ms. Stack joined the Company in November 2025 as Corporate Controller and has served as Vice President – Chief Accounting Officer and interim Chief Financial Officer since March 2026. She brings more than fifteen years of accounting and finance leadership experience within the financial services sector, including public bank accounting, SEC reporting, internal controls, and audit and regulatory compliance. Ms. Stack is a Certified Public Accountant (CPA) and previously served as Corporate Controller at Steelcase, Inc., a publicly traded furniture company, and held various senior leadership positions in accounting and finance at CliftonLarsonAllen LLP, a public accounting firm, Agracel, Inc., an industrial real estate developer, PricewaterhouseCoopers LLP, and KPMG LLP. She holds a Bachelor of Science in Accounting and Technology Management from Indiana University’s Kelley School of Business.Declared Dividend • May 11First quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 15th May 2026 Payment date: 22nd May 2026 Dividend yield will be 4.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 20% to bring the payout ratio under control. EPS is expected to grow by 43% over the next year, which is sufficient to bring the dividend into a sustainable range.Recent Insider Transactions • May 07Independent Director recently bought US$249k worth of stockOn the 5th of May, Travis Franklin bought around 9k shares on-market at roughly US$26.49 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$470k more in shares than they have sold in the last 12 months.お知らせ • May 07Midland States Bancorp, Inc. announces Quarterly dividend, payable on May 22, 2026Midland States Bancorp, Inc. announced Quarterly dividend of USD 0.3200 per share payable on May 22, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.Price Target Changed • Apr 27Price target increased by 8.5% to US$25.63Up from US$23.63, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$25.84. Stock is up 56% over the past year. The company is forecast to post earnings per share of US$3.11 next year compared to a net loss per share of US$6.12 last year.Reported Earnings • Apr 26First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.76 (up from US$6.58 loss in 1Q 2025). Revenue: US$74.5m (up 14% from 1Q 2025). Net income: US$16.2m (up US$159.6m from 1Q 2025). Profit margin: 22% (up from net loss in 1Q 2025). The move to profitability was primarily driven by lower expenses. Revenue exceeded analyst estimates by 5.5%. Earnings per share (EPS) also surpassed analyst estimates by 21%. Revenue is forecast to grow 7.6% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 96 percentage points per year, which is a significant difference in performance.New Risk • Apr 24New major risk - Revenue and earnings growthEarnings have declined by 51% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 51% per year over the past 5 years. Minor Risks Paying a dividend despite being loss-making. Significant insider selling over the past 3 months (US$64k sold).お知らせ • Apr 24Midland States Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2026Midland States Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported Net charge-offs of $6,747,000 against $16,878,000 a year ago.お知らせ • Apr 04Midland States Bancorp, Inc. to Report Q1, 2026 Results on Apr 23, 2026Midland States Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 23, 2026お知らせ • Mar 24Midland States Bancorp, Inc., Annual General Meeting, May 04, 2026Midland States Bancorp, Inc., Annual General Meeting, May 04, 2026. Location: 1301 avenue of mid-america, effingham,illinois 62401, United StatesNew Risk • Mar 03New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$64k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Paying a dividend despite being loss-making. Significant insider selling over the past 3 months (US$64k sold).Reported Earnings • Mar 03Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: US$6.10 loss per share (down from US$1.32 profit in FY 2024). Revenue: US$265.1m (up 4.2% from FY 2024). Net loss: US$133.2m (down US$161.8m from profit in FY 2024). Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) missed analyst estimates by 4.4%. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 98 percentage points per year, which is a significant difference in performance.Seeking Alpha • Feb 24New Shareholder Shows Surprise Confidence In Midland States BancorpSummary Midland States Bancorp is rated a cautious Hold, reflecting ongoing asset quality issues despite recent share price recovery and private equity interest. MSBI's commercial real estate exposure remains high, with 53.8% of loans in this category and persistent non-performing asset concerns. Management highlights improved capital ratios, a strong net interest margin, and momentum in wealth management, but loan quality and tangible book value remain pressured. The dividend yield is 5.41% with a nine-year growth streak, but dividend safety is weak, and further credit costs may emerge. Read the full article on Seeking AlphaDeclared Dividend • Feb 06Third quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 13th February 2026 Payment date: 20th February 2026 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be well covered in 3 years' time (47% forecast payout ratio). The dividend has increased by an average of 5.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.お知らせ • Feb 04Midland States Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on February 20, 2026Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on February 20, 2026 to all shareholders of record as of the close of business on February 13, 2026.Recent Insider Transactions • Jan 29Chief Information Officer recently sold US$64k worth of stockOn the 28th of January, Kyle Mooney sold around 3k shares on-market at roughly US$22.67 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$281k more than they sold in the last 12 months.Price Target Changed • Jan 26Price target increased by 8.5% to US$23.88Up from US$22.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$23.05. Stock is up 15% over the past year. The company is forecast to post a net loss per share of US$5.88 compared to earnings per share of US$1.32 last year.お知らせ • Jan 23Midland States Bancorp, Inc. Announces Net Charge-Offs for the Three Months Ended December 31, 2025Midland States Bancorp, Inc. announced net charge-offs for the three months ended December 31, 2025. For the quarter, the company announced net charge-offs of $43,492,000 compared to $112,776,000 a year ago.Buy Or Sell Opportunity • Jan 20Now 20% undervaluedOver the last 90 days, the stock has risen 35% to US$22.28. The fair value is estimated to be US$27.93, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 11% over the last 3 years. Meanwhile, the company became loss making.お知らせ • Jan 03Midland States Bancorp, Inc. to Report Q4, 2025 Results on Jan 22, 2026Midland States Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 22, 2026Buy Or Sell Opportunity • Dec 30Now 20% undervaluedOver the last 90 days, the stock has risen 26% to US$21.17. The fair value is estimated to be US$26.49, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 11% over the last 3 years. Meanwhile, the company became loss making.お知らせ • Dec 20Midland States Bancorp, Inc. Announces Principal Accounting Officer Changes, Effective January 2, 2026Midland States Bancorp, Inc. announced that on December 19, 2025, Donald J. Spring, principal accounting officer of the company announced his intention to retire, effective January 2, 2026. Eric T. Lemke, the Company's Chief Financial Officer, will assume the role of principal accounting officer effective upon Mr. Spring's retirement.Price Target Changed • Dec 07Price target increased by 7.2% to US$18.50Up from US$17.25, the current price target is an average from 4 analysts. New target price is 6.0% below last closing price of US$19.68. Stock is down 27% over the past year. The company is forecast to post a net loss per share of US$5.63 compared to earnings per share of US$1.32 last year.Recent Insider Transactions • Dec 05Insider recently bought US$99k worth of stockOn the 3rd of December, Jeremy Jameson bought around 6k shares on-market at roughly US$17.69 per share. This transaction amounted to 9.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$257k more in shares than they have sold in the last 12 months.Price Target Changed • Nov 12Price target decreased by 14% to US$17.25Down from US$20.00, the current price target is an average from 4 analysts. New target price is 7.3% above last closing price of US$16.08. Stock is down 41% over the past year. The company is forecast to post a net loss per share of US$5.28 compared to earnings per share of US$1.32 last year.お知らせ • Nov 07Midland States Bancorp, Inc. Announces Retirement of Jeffrey S. Mefford as Executive Vice President, Effective June 30, 2026Midland States Bancorp, Inc. announced Jeffrey S. Mefford will retire from his role as Executive Vice President of the Company on June 30, 2026. Mefford has served as President of the Bank for seven years and has been employed with the Bank for 22 years.お知らせ • Nov 04+ 1 more updateMidland States Bancorp, Inc. Announces Quarterly Common Stock Dividend, Payable on November 21, 2025Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on November 21, 2025 to all shareholders of record as of the close of business on November 14, 2025.お知らせ • Oct 10Midland States Bancorp, Inc. to Report Q3, 2025 Results on Oct 30, 2025Midland States Bancorp, Inc. announced that they will report Q3, 2025 results After-Market on Oct 30, 2025お知らせ • Aug 23Midland States Bancorp Receives Notice of Nasdaq Non-Compliance Due to Delayed 10-Q for the Quarter Ended June 30, 2025Midland States Bancorp, Inc. announced that it received an expected deficiency notification letter from the Listing Qualifications Staff of The Nasdaq Stock Market LLC on August 19, 2025 (the “Notice”). The Notice indicated that the Company was not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025 (the “Form 10-Q”), as described more fully in the Company's Form 12b-25 Notification of Late Filing (the “Form 12b-25”) filed with the Securities and Exchange Commission (the “SEC”) on August 12, 2025. The Listing Rule requires Nasdaq-listed companies to timely file all required periodic reports with the SEC. The Notice has no immediate effect on the listing or trading of the Company’s common stock or depositary shares on the Nasdaq Global Select Market. In accordance with Nasdaq’s listing rules, the Company has until October 18, 2025 to submit to Nasdaq a plan to regain compliance with the Listing Rule. Pursuant to the Notice, Nasdaq has the discretion to grant the Company up to 180 calendar days from the due date of the Form 10-Q, or until February 26, 2026, to regain compliance. The Company intends to take the necessary steps to regain compliance with Nasdaq’s listing rules as soon as practicable.お知らせ • Aug 13Midland States Bancorp, Inc. announced delayed 10-Q filingOn 08/12/2025, Midland States Bancorp, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.分析記事 • Aug 11Midland States Bancorp (NASDAQ:MSBI) Is Paying Out A Larger Dividend Than Last YearMidland States Bancorp, Inc.'s ( NASDAQ:MSBI ) periodic dividend will be increasing on the 22nd of August to $0.32...Upcoming Dividend • Aug 10Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 15 August 2025. Payment date: 22 August 2025. Payout ratio is on the higher end at 77%, however this is supported by cash flows. Trailing yield: 7.1%. Within top quartile of American dividend payers (4.6%). Higher than average of industry peers (2.6%).Declared Dividend • Aug 10Second quarter dividend increased to US$0.32Dividend of US$0.32 is 3.2% higher than last year. Ex-date: 15th August 2025 Payment date: 22nd August 2025 Dividend yield will be 7.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.2% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 42% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Aug 06Midland States Bancorp, Inc. announces Quarterly dividend, payable on August 22, 2025Midland States Bancorp, Inc. announced Quarterly dividend of USD 0.3200 per share payable on August 22, 2025, ex-date on August 15, 2025 and record date on August 15, 2025.お知らせ • Jul 11Midland States Bancorp, Inc. to Report Q2, 2025 Results on Jul 24, 2025Midland States Bancorp, Inc. announced that they will report Q2, 2025 results After-Market on Jul 24, 2025お知らせ • Jul 02Midland States Bancorp, Inc., Annual General Meeting, Aug 04, 2025Midland States Bancorp, Inc., Annual General Meeting, Aug 04, 2025. Location: at 1301avenue of mid-america, illinois 62401, effingham United Statesお知らせ • May 24Midland States Bancorp Receives Expected Notification of Deficiency from Nasdaq Related to Delayed Filing of Quarterly Report on Form 10-QMidland States Bancorp, Inc. announced that it received an expected deficiency notification letter from the Listing Qualifications Staff of The Nasdaq Stock Market LLC (“Nasdaq”) on May 19, 2025 (the “Notice”). The Notice indicated that the Company was not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Annual Report on Form 10-K for the year ended December 31, 2024 (the “Form 10-K”) and its Quarterly Report on Form 10-Q for the quarter ended March 31, 2025 (the “Form 10-Q”), as described more fully in the Company's Form 12b-25 Notification of Late Filing (the “Form 12b-25”) filed with the Securities and Exchange Commission (the “SEC”) on May 9, 2025. The Listing Rule requires Nasdaq-listed companies to timely file all required periodic reports with the SEC. The Notice has no immediate effect on the listing or trading of the Company’s common stock or depositary shares on the Nasdaq Global Select Market. In accordance with Nasdaq’s listing rules, the Company has until June 2, 2025 to submit to Nasdaq a plan to regain compliance with the Listing Rule. Pursuant to the Notice, Nasdaq has the discretion to grant the Company up to 180 calendar days from the due date of the Form 10-K, or until September 29, 2025, to regain compliance. The Company intends to take the necessary steps to regain compliance with Nasdaq’s listing rules as soon as practicable. As discussed in the Company’s Form 12b-25, filed with the Commission on May 9, 2025, the Company is completing its evaluation of the accounting and financial reporting of third-party lending and servicing arrangements, including the collection and analysis of third-party documentation. In addition, the Company is completing an evaluation of whether there is an impairment to its goodwill, including obtaining valuation information from third parties.お知らせ • May 10Midland States Bancorp, Inc. announced delayed 10-Q filingOn 05/09/2025, Midland States Bancorp, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.お知らせ • May 07Midland States Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on May 23, 2025Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on May 23, 2025 to all shareholders of record as of the close of business on May 16, 2025.Seeking Alpha • Apr 14Taking A Pass On Midland States BancorpSummary Midland States Bancorp's shrinking balance sheet, declining revenue, and profits, despite its cheap valuation, make it unappealing for investment. The company's increased reliance on brokered deposits and significant loan contractions highlight its financial instability. Despite some growth in non-interest income activities, overall non-interest income has dipped, leading to a net loss in 2024. Given the negative return on assets and equity, I rate Midland States Bancorp a solid 'sell' with the potential for a 'strong sell'. Read the full article on Seeking Alphaお知らせ • Apr 11Midland States Bancorp Receives Notice of Nasdaq Non-Compliance Due to Delayed 2024 Form 10-K FilingAs previously disclosed, Midland States Bancorp, Inc. (the Company") was unable to file its Annual Report on Form 10-K for the period ended December 31, 2024 (the 2024 Form 10-K") by the prescribed due date. On April 3, 2025, in connection with the Company's delayed 2024 Form 10-K, the Company received an expected notice (the Notice") from The Nasdaq Stock Market LLC (Nasdaq") notifying the Company that, because the Company is delinquent in filing the 2024 Form 10-K, the Company no longer complies with Nasdaq Listing Rule 5250(c)(1) (the Listing Rule"), which requires companies with securities listed on Nasdaq to timely file all required periodic reports with the Securities and Exchange Commission (the Commission"). The Notice has no immediate effect on the listing or trading of the Company's common stock on the Nasdaq Global Select Market. In accordance with Nasdaq's listing rules, the Company has 60 calendar days after the date of the Notice to submit a plan of compliance to Nasdaq addressing how the Company intends to regain compliance with Nasdaq's listing rules. Pursuant to the Notice, Nasdaq has the discretion to grant the Company up to 180 calendar days from the filing's due date, or until September 29, 2025, to regain compliance. The Company intends to take the necessary steps to regain compliance with Nasdaq's listing rules as soon as practicable. As discussed in the Company's Form 12b-25, filed with the Commission on March 17, 2025, the Company requires additional time and effort required to finalize its evaluation of the accounting and financial reporting of a third party lending and servicing arrangement, including obtaining third party documentation and analysis. Additionally, the Company is evaluating the impact related to its internal control over financial reporting. The Company expects to file the 2024 Form 10-K as soon as practicable.お知らせ • Mar 18Midland States Bancorp, Inc. announced delayed annual 10-K filingOn 03/17/2025, Midland States Bancorp, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.分析記事 • Feb 08Midland States Bancorp's (NASDAQ:MSBI) Dividend Will Be $0.31The board of Midland States Bancorp, Inc. ( NASDAQ:MSBI ) has announced that it will pay a dividend on the 21st of...Declared Dividend • Feb 07Fourth quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 14th February 2025 Payment date: 21st February 2025 Dividend yield will be 6.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be well covered in 3 years' time (46% forecast payout ratio). The dividend has increased by an average of 6.2% per year over the past 9 years and payments have been stable during that time.お知らせ • Feb 05Midland States Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on February 21, 2025Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on February 21, 2025 to all shareholders of record as of the close of business on February 14, 2025.Price Target Changed • Jan 28Price target decreased by 21% to US$22.50Down from US$28.50, the current price target is an average from 4 analysts. New target price is 17% above last closing price of US$19.28. Stock is down 30% over the past year. The company is forecast to post earnings per share of US$2.49 next year compared to a net loss per share of US$1.05 last year.Seeking Alpha • Jan 25Midland States Bancorp: Earnings Cause Shares To Plunge, Why I'm Not BuyingSummary Midland States Bancorp's shares plummeted 20% due to higher delinquencies and nonperformance in unsecured and specialty finance portfolios, leading to significant charge-offs and impairments. Despite improved net interest income from lower borrowing costs, the bank's concentration in commercial real estate loans and nonperforming loans remains concerning. The bank's loan portfolio declined by 15% year-over-year, but deposits remained stable, improving the loan-to-deposit ratio and reducing reliance on external financing. I remain cautious about investing until the Greensky transaction is completed and loan performance stabilizes, with a few quarters of deposit stability. Read the full article on Seeking AlphaReported Earnings • Jan 24Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: US$1.05 loss per share (down from US$2.97 profit in FY 2023). Revenue: US$170.4m (down 40% from FY 2023). Net loss: US$22.3m (down 134% from profit in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates. Revenue is forecast to grow 27% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.お知らせ • Jan 24Midland States Bancorp, Inc. Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2024Midland States Bancorp, Inc. announced net charge-offs for the fourth quarter ended December 31, 2024. For the period, the company announced net charge-offs USD 102,660,000 compared to USD 5,117,000 a year ago.お知らせ • Jan 07Midland States Bancorp, Inc. to Report Q4, 2024 Results on Jan 23, 2025Midland States Bancorp, Inc. announced that they will report Q4, 2024 results on Jan 23, 2025お知らせ • Jan 04Midland States Bancorp, Inc. Announces Retirement of Douglas J. Tucker as Senior Vice President and Corporate CounselOn January 3, 2025, Douglas J. Tucker retired from his position as Senior Vice President and Corporate Counsel of Midland States Bancorp, Inc.Price Target Changed • Nov 18Price target increased by 10% to US$26.50Up from US$24.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$26.29. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$2.16 for next year compared to US$2.97 last year.Recent Insider Transactions • Nov 11Independent Director recently sold US$115k worth of stockOn the 6th of November, Robert Schultz sold around 4k shares on-market at roughly US$27.00 per share. This transaction amounted to 4.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$214k more than they bought in the last 12 months.Declared Dividend • Nov 11Third quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 18th November 2024 Payment date: 25th November 2024 Dividend yield will be 4.5%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (42% forecast payout ratio). The dividend has increased by an average of 7.0% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 08Midland States Bancorp, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on November 25, 2024Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on November 25, 2024 to all shareholders of record as of the close of business on November 18, 2024.Recent Insider Transactions Derivative • Nov 01President notifies of intention to sell stockJeffrey Ludwig intends to sell 13k shares in the next 90 days after lodging an Intent To Sell Form on the 29th of October. If the sale is conducted around the recent share price of US$24.50, it would amount to US$312k. For the year to December 2017, Jeffrey's total compensation was 44% salary and 56% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since December 2023, Jeffrey's direct individual holding has increased from 354.50k shares to 355.50k. Company insiders have collectively bought US$146k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Oct 25Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$0.74 (up from US$0.71 in 3Q 2023). Revenue: US$69.3m (down 3.2% from 3Q 2023). Net income: US$16.2m (up 3.9% from 3Q 2023). Profit margin: 23% (up from 22% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 16%. Revenue is forecast to grow 7.4% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.お知らせ • Oct 04Midland States Bancorp, Inc. to Report Q3, 2024 Results on Oct 24, 2024Midland States Bancorp, Inc. announced that they will report Q3, 2024 results After-Market on Oct 24, 2024Seeking Alpha • Aug 13Midland States Bancorp: Some Improvement, But Still Avoiding Preferred SharesSummary Midland States Bancorp faces challenges with declining net interest income, deposit loss, and increased reliance on external financing. The bank has improved its allowance for credit losses, but still faces risks with non-accrual loans and potential loan losses. Common shares are avoided due to uncertainty, while preferred shares are upgraded to a hold pending further developments. Read the full article on Seeking AlphaDeclared Dividend • Aug 09Second quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 16th August 2024 Payment date: 23rd August 2024 Dividend yield will be 5.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 7.0% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 22% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Aug 07Midland States Bancorp, Inc. Announces Common Stock, Payable on August 23, 2024Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on August 23, 2024 to all shareholders of record as of the close of business on August 16, 2024.Major Estimate Revision • Aug 01Consensus EPS estimates fall by 25%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$304.1m to US$296.3m. EPS estimate also fell from US$2.68 per share to US$2.01 per share. Net income forecast to grow 19% next year vs 8.5% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$25.00. Share price fell 8.7% to US$23.74 over the past week.Reported Earnings • Jul 26Second quarter 2024 earnings: EPS and revenues miss analyst expectationsSecond quarter 2024 results: EPS: US$0.20 (down from US$0.86 in 2Q 2023). Revenue: US$55.9m (down 22% from 2Q 2023). Net income: US$4.52m (down 76% from 2Q 2023). Profit margin: 8.1% (down from 27% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 71%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 1% per year.お知らせ • Jul 06Midland States Bancorp, Inc. to Report Q2, 2024 Results on Jul 25, 2024Midland States Bancorp, Inc. announced that they will report Q2, 2024 results After-Market on Jul 25, 2024Recent Insider Transactions • Jun 14Insider recently sold US$147k worth of stockOn the 12th of June, Donald Spring sold around 7k shares on-market at roughly US$22.07 per share. This transaction amounted to 55% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$169k more than they bought in the last 12 months.Recent Insider Transactions Derivative • Jun 13Insider notifies of intention to sell stockDonald Spring intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 11th of June. If the sale is conducted around the recent share price of US$22.00, it would amount to US$173k. Since December 2023, Donald has owned 13.21k shares directly. Company insiders have collectively bought US$284k more than they sold, via options and on-market transactions, in the last 12 months.Declared Dividend • May 10First quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 16th May 2024 Payment date: 24th May 2024 Dividend yield will be 5.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 7.0% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 8.2% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 08+ 1 more updateMidland States Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on May 24, 2024Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on May 24, 2024 to all shareholders of record as of the close of business on May 17, 2024.Recent Insider Transactions Derivative • May 06Senior VP notifies of intention to sell stockDouglas Tucker intends to sell 4k shares in the next 90 days after lodging an Intent To Sell Form on the 3rd of May. If the sale is conducted around the recent share price of US$24.00, it would amount to US$86k. Since June 2023, Douglas' direct individual holding has increased from 25.95k shares to 32.87k. Company insiders have collectively bought US$294k more than they sold, via options and on-market transactions, in the last 12 months.分析記事 • May 01Shareholders May Be A Bit More Conservative With Midland States Bancorp, Inc.'s (NASDAQ:MSBI) CEO Compensation For NowKey Insights Midland States Bancorp's Annual General Meeting to take place on 6th of May Total pay for CEO Jeff Ludwig...Price Target Changed • Apr 30Price target decreased by 7.5% to US$26.38Down from US$28.50, the current price target is an average from 4 analysts. New target price is 20% above last closing price of US$21.90. Stock is up 14% over the past year. The company is forecast to post earnings per share of US$2.71 for next year compared to US$2.97 last year.お知らせ • Apr 28Midland States Bancorp, Inc. Announces Net Charge Offs for the Quarter Ended March 31, 2024Midland States Bancorp, Inc. announced net charge offs for the quarter ended March 31, 2024. For the quarter, the company reported Net charge-offs of $4,445,000 against $2,119,000 a year ago.Reported Earnings • Apr 27First quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2024 results: EPS: US$0.53 (down from US$0.87 in 1Q 2023). Revenue: US$63.1m (down 14% from 1Q 2023). Net income: US$11.7m (down 40% from 1Q 2023). Profit margin: 19% (down from 27% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 2.9%. Earnings per share (EPS) missed analyst estimates by 26%. Revenue is forecast to grow 7.3% p.a. on average during the next 2 years, compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.お知らせ • Apr 06Midland States Bancorp, Inc. to Report Q1, 2024 Results on Apr 25, 2024Midland States Bancorp, Inc. announced that they will report Q1, 2024 results After-Market on Apr 25, 2024お知らせ • Mar 26Midland States Bancorp, Inc., Annual General Meeting, May 06, 2024Midland States Bancorp, Inc., Annual General Meeting, May 06, 2024, at 17:30 Central Daylight. Location: 1301 Avenue of Mid-America Effingham Illinois United States Agenda: To elect the three nominees named in the accompanying proxy statement to serve as Class II directors, each for a term expiring at the 2027 annual meeting of shareholders; to approve, on a non-binding, advisory basis, the compensation of certain executive officers, which we refer to as the “say-on-pay proposal; and to ratify the appointment of Crowe LLP as company independent registered public accounting firm for the year ending December 31, 2024.Seeking Alpha • Mar 26Midland States Bancorp: Why I Sold The Preferred SharesSummary Midland States Bancorp's shares are still down compared to pre-regional bank crisis levels. Net interest income remains above pre-pandemic levels, but balance sheet results were mixed in 2023. I have concerns including high exposure to commercial real estate and an increase in nonperforming loans. Read the full article on Seeking AlphaReported Earnings • Feb 26Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.97 (down from US$4.24 in FY 2022). Revenue: US$281.5m (down 7.3% from FY 2022). Net income: US$65.6m (down 31% from FY 2022). Profit margin: 23% (down from 31% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.57% in FY 2022). Non-performing loans: 0.92% (up from 0.78% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.3%. Revenue is forecast to grow 4.8% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.Declared Dividend • Feb 10Fourth quarter dividend increased to US$0.31Dividend of US$0.31 is 3.3% higher than last year. Ex-date: 15th February 2024 Payment date: 23rd February 2024 Dividend yield will be 4.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (40% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 6.6% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 3.5% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 07Midland States Bancorp, Inc. Increases Quarterly Common Stock Cash Dividend, Payable on February 23, 2024Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock, an increase of 3.3% from the previous quarterly cash dividend of $0.30 per share. The dividend is payable on February 23, 2024 to all shareholders of record as of the close of business on February 16, 2024.Recent Insider Transactions Derivative • Feb 02Senior VP notifies of intention to sell stockDouglas Tucker intends to sell 4k shares in the next 90 days after lodging an Intent To Sell Form on the 31st of January. If the sale is conducted around the recent share price of US$27.00, it would amount to US$97k. Since March 2023, Douglas' direct individual holding has increased from 25.45k shares to 32.87k. Company insiders have collectively bought US$298k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Jan 26Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.97 (down from US$4.24 in FY 2022). Revenue: US$280.8m (down 7.5% from FY 2022). Net income: US$66.5m (down 30% from FY 2022). Profit margin: 24% (down from 31% in FY 2022). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.3%. Revenue is forecast to grow 4.5% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.Board Change • Jan 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Sherina Edwards was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Price Target Changed • Dec 29Price target increased by 15% to US$26.75Up from US$23.25, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$28.08. Stock is up 4.9% over the past year. The company is forecast to post earnings per share of US$3.24 for next year compared to US$4.24 last year.Recent Insider Transactions Derivative • Dec 22Insider notifies of intention to sell stockDonald Spring intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 20th of December. If the sale is conducted around the recent share price of US$27.97, it would amount to US$85k. Since March 2023, Donald's direct individual holding has decreased from 13.43k shares to 13.21k. Company insiders have collectively bought US$271k more than they sold, via options and on-market transactions, in the last 12 months.お知らせ • Dec 07Midland States Bancorp, Inc. (NasdaqGS:MSBI) announces an Equity Buyback for $25 million worth of its shares.Midland States Bancorp, Inc. (NasdaqGS:MSBI) announces a share repurchase program. Under the program, the company will repurchase up to $25 million of its shares. The program is valid till December 31, 2024.Recent Insider Transactions Derivative • Nov 12President exercised options to buy US$213k worth of stock.On the 8th of November, Jeffrey Ludwig exercised options to buy 9k shares at a strike price of around US$16.59, costing a total of US$157k. This transaction amounted to 2.7% of their direct individual holding at the time of the trade. Since December 2022, Jeffrey's direct individual holding has increased from 320.28k shares to 354.34k. Company insiders have collectively bought US$328k more than they sold, via options and on-market transactions, in the last 12 months.お知らせ • Nov 07Midland States Bancorp, Inc. Announces Quarterly Common Stock Dividend, Payable on November 24, 2023Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.30 per share of its common stock. The dividend is payable on November 24, 2023 to all shareholders of record as of the close of business on November 17, 2023.Price Target Changed • Oct 30Price target decreased by 7.9% to US$23.25Down from US$25.25, the current price target is an average from 4 analysts. New target price is 10% above last closing price of US$21.06. Stock is down 25% over the past year. The company is forecast to post earnings per share of US$3.24 for next year compared to US$4.24 last year.Reported Earnings • Oct 27Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2023 results: EPS: US$0.71 (down from US$1.04 in 3Q 2022). Revenue: US$71.6m (down 1.7% from 3Q 2022). Net income: US$15.8m (down 32% from 3Q 2022). Profit margin: 22% (down from 32% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 1.4%. Earnings per share (EPS) missed analyst estimates by 6.1%. Revenue is expected to decline by 1.9% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 06Midland States Bancorp, Inc. to Report Q3, 2023 Results on Oct 26, 2023Midland States Bancorp, Inc. announced that they will report Q3, 2023 results After-Market on Oct 26, 2023お知らせ • Aug 02Midland States Bancorp, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on August 18, 2023Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.30 per share of its common stock. The dividend is payable on August 18, 2023 to all shareholders of record as of the close of business on August 11, 2023.Reported Earnings • Jul 28Second quarter 2023 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2023 results: EPS: US$0.86 (down from US$0.97 in 2Q 2022). Revenue: US$71.7m (flat on 2Q 2022). Net income: US$19.3m (down 11% from 2Q 2022). Profit margin: 27% (down from 30% in 2Q 2022). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) also surpassed analyst estimates by 4.9%. Revenue is forecast to stay flat during the next 2 years compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 08Midland States Bancorp, Inc. to Report Q2, 2023 Results on Jul 27, 2023Midland States Bancorp, Inc. announced that they will report Q2, 2023 results After-Market on Jul 27, 2023Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$22.45, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 66% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$44.51 per share.収支内訳Midland States Bancorp の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NasdaqGS:MSBI 収益、費用、利益 ( )USD Millions日付収益収益G+A経費研究開発費31 Mar 2627425167031 Dec 25265-134167030 Sep 25211-161162030 Jun 25224-148159031 Mar 25242-135155031 Dec 2425529152030 Sep 2430165153030 Jun 2429156149031 Mar 2428052148031 Dec 2328052148030 Sep 2330077146030 Jun 2330891146031 Mar 2330894145031 Dec 2232896142030 Sep 2229188141030 Jun 2228884140031 Mar 2228683144031 Dec 2128180144030 Sep 2126366145030 Jun 2125247144031 Mar 2124039139031 Dec 2022722141030 Sep 2023227143030 Jun 2023939147031 Mar 2024343148031 Dec 1925055149030 Sep 1925259148030 Jun 1924755153031 Mar 1924851156031 Dec 1824239165030 Sep 1822125150030 Jun 1820718144031 Mar 181889138031 Dec 1717816129030 Sep 1718425126030 Jun 1717931113031 Mar 1717835106031 Dec 1617431103030 Sep 161612898030 Jun 161532397031 Mar 161492397031 Dec 1515424101030 Sep 151351196030 Jun 1512212840質の高い収益: MSBIは 高品質の収益 を持っています。利益率の向上: MSBI過去に利益を上げました。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: MSBIの収益は過去 5 年間で年間45.4%減少しました。成長の加速: MSBIは昨年収益を上げたため、収益成長率を 5 年間の平均と比較することは困難です。収益対業界: MSBI昨年収益を上げたため、昨年の収益成長をBanks業界 ( 22.8% ) と比較することは困難です。株主資本利益率高いROE: MSBIの 自己資本利益率 ( 6.3% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YBanks 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/21 08:33終値2026/06/18 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Midland States Bancorp, Inc. 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。9 アナリスト機関null nullD.A. Davidson & Co.Jeffrey RulisD.A. Davidson & Co.Damon DelMonteKeefe, Bruyette, & Woods6 その他のアナリストを表示
Reported Earnings • Apr 26First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.76 (up from US$6.58 loss in 1Q 2025). Revenue: US$74.5m (up 14% from 1Q 2025). Net income: US$16.2m (up US$159.6m from 1Q 2025). Profit margin: 22% (up from net loss in 1Q 2025). The move to profitability was primarily driven by lower expenses. Revenue exceeded analyst estimates by 5.5%. Earnings per share (EPS) also surpassed analyst estimates by 21%. Revenue is forecast to grow 7.6% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 96 percentage points per year, which is a significant difference in performance.
お知らせ • Apr 24Midland States Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2026Midland States Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported Net charge-offs of $6,747,000 against $16,878,000 a year ago.
お知らせ • Apr 04Midland States Bancorp, Inc. to Report Q1, 2026 Results on Apr 23, 2026Midland States Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 23, 2026
Reported Earnings • Mar 03Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: US$6.10 loss per share (down from US$1.32 profit in FY 2024). Revenue: US$265.1m (up 4.2% from FY 2024). Net loss: US$133.2m (down US$161.8m from profit in FY 2024). Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) missed analyst estimates by 4.4%. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 98 percentage points per year, which is a significant difference in performance.
お知らせ • Jan 23Midland States Bancorp, Inc. Announces Net Charge-Offs for the Three Months Ended December 31, 2025Midland States Bancorp, Inc. announced net charge-offs for the three months ended December 31, 2025. For the quarter, the company announced net charge-offs of $43,492,000 compared to $112,776,000 a year ago.
お知らせ • Jan 03Midland States Bancorp, Inc. to Report Q4, 2025 Results on Jan 22, 2026Midland States Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 22, 2026
お知らせ • May 13+ 1 more updateMidland States Bancorp, Inc. and Midland States Bank Appoint Claire Stack as Executive Vice President, Effective May 8, 2026Midland States Bancorp, Inc. and Midland States Bank announced that Claire A. Stack had been appointed Executive Vice President of the Company and Midland States Bank, effective May 8, 2026. Ms. Stack joined the Company in November 2025 as Corporate Controller and has served as Vice President – Chief Accounting Officer and interim Chief Financial Officer since March 2026. She brings more than fifteen years of accounting and finance leadership experience within the financial services sector, including public bank accounting, SEC reporting, internal controls, and audit and regulatory compliance. Ms. Stack is a Certified Public Accountant (CPA) and previously served as Corporate Controller at Steelcase, Inc., a publicly traded furniture company, and held various senior leadership positions in accounting and finance at CliftonLarsonAllen LLP, a public accounting firm, Agracel, Inc., an industrial real estate developer, PricewaterhouseCoopers LLP, and KPMG LLP. She holds a Bachelor of Science in Accounting and Technology Management from Indiana University’s Kelley School of Business.
Declared Dividend • May 11First quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 15th May 2026 Payment date: 22nd May 2026 Dividend yield will be 4.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 20% to bring the payout ratio under control. EPS is expected to grow by 43% over the next year, which is sufficient to bring the dividend into a sustainable range.
Recent Insider Transactions • May 07Independent Director recently bought US$249k worth of stockOn the 5th of May, Travis Franklin bought around 9k shares on-market at roughly US$26.49 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$470k more in shares than they have sold in the last 12 months.
お知らせ • May 07Midland States Bancorp, Inc. announces Quarterly dividend, payable on May 22, 2026Midland States Bancorp, Inc. announced Quarterly dividend of USD 0.3200 per share payable on May 22, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.
Price Target Changed • Apr 27Price target increased by 8.5% to US$25.63Up from US$23.63, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$25.84. Stock is up 56% over the past year. The company is forecast to post earnings per share of US$3.11 next year compared to a net loss per share of US$6.12 last year.
Reported Earnings • Apr 26First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.76 (up from US$6.58 loss in 1Q 2025). Revenue: US$74.5m (up 14% from 1Q 2025). Net income: US$16.2m (up US$159.6m from 1Q 2025). Profit margin: 22% (up from net loss in 1Q 2025). The move to profitability was primarily driven by lower expenses. Revenue exceeded analyst estimates by 5.5%. Earnings per share (EPS) also surpassed analyst estimates by 21%. Revenue is forecast to grow 7.6% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 96 percentage points per year, which is a significant difference in performance.
New Risk • Apr 24New major risk - Revenue and earnings growthEarnings have declined by 51% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 51% per year over the past 5 years. Minor Risks Paying a dividend despite being loss-making. Significant insider selling over the past 3 months (US$64k sold).
お知らせ • Apr 24Midland States Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2026Midland States Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported Net charge-offs of $6,747,000 against $16,878,000 a year ago.
お知らせ • Apr 04Midland States Bancorp, Inc. to Report Q1, 2026 Results on Apr 23, 2026Midland States Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 23, 2026
お知らせ • Mar 24Midland States Bancorp, Inc., Annual General Meeting, May 04, 2026Midland States Bancorp, Inc., Annual General Meeting, May 04, 2026. Location: 1301 avenue of mid-america, effingham,illinois 62401, United States
New Risk • Mar 03New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$64k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Paying a dividend despite being loss-making. Significant insider selling over the past 3 months (US$64k sold).
Reported Earnings • Mar 03Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: US$6.10 loss per share (down from US$1.32 profit in FY 2024). Revenue: US$265.1m (up 4.2% from FY 2024). Net loss: US$133.2m (down US$161.8m from profit in FY 2024). Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) missed analyst estimates by 4.4%. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 98 percentage points per year, which is a significant difference in performance.
Seeking Alpha • Feb 24New Shareholder Shows Surprise Confidence In Midland States BancorpSummary Midland States Bancorp is rated a cautious Hold, reflecting ongoing asset quality issues despite recent share price recovery and private equity interest. MSBI's commercial real estate exposure remains high, with 53.8% of loans in this category and persistent non-performing asset concerns. Management highlights improved capital ratios, a strong net interest margin, and momentum in wealth management, but loan quality and tangible book value remain pressured. The dividend yield is 5.41% with a nine-year growth streak, but dividend safety is weak, and further credit costs may emerge. Read the full article on Seeking Alpha
Declared Dividend • Feb 06Third quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 13th February 2026 Payment date: 20th February 2026 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be well covered in 3 years' time (47% forecast payout ratio). The dividend has increased by an average of 5.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
お知らせ • Feb 04Midland States Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on February 20, 2026Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on February 20, 2026 to all shareholders of record as of the close of business on February 13, 2026.
Recent Insider Transactions • Jan 29Chief Information Officer recently sold US$64k worth of stockOn the 28th of January, Kyle Mooney sold around 3k shares on-market at roughly US$22.67 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$281k more than they sold in the last 12 months.
Price Target Changed • Jan 26Price target increased by 8.5% to US$23.88Up from US$22.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$23.05. Stock is up 15% over the past year. The company is forecast to post a net loss per share of US$5.88 compared to earnings per share of US$1.32 last year.
お知らせ • Jan 23Midland States Bancorp, Inc. Announces Net Charge-Offs for the Three Months Ended December 31, 2025Midland States Bancorp, Inc. announced net charge-offs for the three months ended December 31, 2025. For the quarter, the company announced net charge-offs of $43,492,000 compared to $112,776,000 a year ago.
Buy Or Sell Opportunity • Jan 20Now 20% undervaluedOver the last 90 days, the stock has risen 35% to US$22.28. The fair value is estimated to be US$27.93, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 11% over the last 3 years. Meanwhile, the company became loss making.
お知らせ • Jan 03Midland States Bancorp, Inc. to Report Q4, 2025 Results on Jan 22, 2026Midland States Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 22, 2026
Buy Or Sell Opportunity • Dec 30Now 20% undervaluedOver the last 90 days, the stock has risen 26% to US$21.17. The fair value is estimated to be US$26.49, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 11% over the last 3 years. Meanwhile, the company became loss making.
お知らせ • Dec 20Midland States Bancorp, Inc. Announces Principal Accounting Officer Changes, Effective January 2, 2026Midland States Bancorp, Inc. announced that on December 19, 2025, Donald J. Spring, principal accounting officer of the company announced his intention to retire, effective January 2, 2026. Eric T. Lemke, the Company's Chief Financial Officer, will assume the role of principal accounting officer effective upon Mr. Spring's retirement.
Price Target Changed • Dec 07Price target increased by 7.2% to US$18.50Up from US$17.25, the current price target is an average from 4 analysts. New target price is 6.0% below last closing price of US$19.68. Stock is down 27% over the past year. The company is forecast to post a net loss per share of US$5.63 compared to earnings per share of US$1.32 last year.
Recent Insider Transactions • Dec 05Insider recently bought US$99k worth of stockOn the 3rd of December, Jeremy Jameson bought around 6k shares on-market at roughly US$17.69 per share. This transaction amounted to 9.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$257k more in shares than they have sold in the last 12 months.
Price Target Changed • Nov 12Price target decreased by 14% to US$17.25Down from US$20.00, the current price target is an average from 4 analysts. New target price is 7.3% above last closing price of US$16.08. Stock is down 41% over the past year. The company is forecast to post a net loss per share of US$5.28 compared to earnings per share of US$1.32 last year.
お知らせ • Nov 07Midland States Bancorp, Inc. Announces Retirement of Jeffrey S. Mefford as Executive Vice President, Effective June 30, 2026Midland States Bancorp, Inc. announced Jeffrey S. Mefford will retire from his role as Executive Vice President of the Company on June 30, 2026. Mefford has served as President of the Bank for seven years and has been employed with the Bank for 22 years.
お知らせ • Nov 04+ 1 more updateMidland States Bancorp, Inc. Announces Quarterly Common Stock Dividend, Payable on November 21, 2025Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on November 21, 2025 to all shareholders of record as of the close of business on November 14, 2025.
お知らせ • Oct 10Midland States Bancorp, Inc. to Report Q3, 2025 Results on Oct 30, 2025Midland States Bancorp, Inc. announced that they will report Q3, 2025 results After-Market on Oct 30, 2025
お知らせ • Aug 23Midland States Bancorp Receives Notice of Nasdaq Non-Compliance Due to Delayed 10-Q for the Quarter Ended June 30, 2025Midland States Bancorp, Inc. announced that it received an expected deficiency notification letter from the Listing Qualifications Staff of The Nasdaq Stock Market LLC on August 19, 2025 (the “Notice”). The Notice indicated that the Company was not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025 (the “Form 10-Q”), as described more fully in the Company's Form 12b-25 Notification of Late Filing (the “Form 12b-25”) filed with the Securities and Exchange Commission (the “SEC”) on August 12, 2025. The Listing Rule requires Nasdaq-listed companies to timely file all required periodic reports with the SEC. The Notice has no immediate effect on the listing or trading of the Company’s common stock or depositary shares on the Nasdaq Global Select Market. In accordance with Nasdaq’s listing rules, the Company has until October 18, 2025 to submit to Nasdaq a plan to regain compliance with the Listing Rule. Pursuant to the Notice, Nasdaq has the discretion to grant the Company up to 180 calendar days from the due date of the Form 10-Q, or until February 26, 2026, to regain compliance. The Company intends to take the necessary steps to regain compliance with Nasdaq’s listing rules as soon as practicable.
お知らせ • Aug 13Midland States Bancorp, Inc. announced delayed 10-Q filingOn 08/12/2025, Midland States Bancorp, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
分析記事 • Aug 11Midland States Bancorp (NASDAQ:MSBI) Is Paying Out A Larger Dividend Than Last YearMidland States Bancorp, Inc.'s ( NASDAQ:MSBI ) periodic dividend will be increasing on the 22nd of August to $0.32...
Upcoming Dividend • Aug 10Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 15 August 2025. Payment date: 22 August 2025. Payout ratio is on the higher end at 77%, however this is supported by cash flows. Trailing yield: 7.1%. Within top quartile of American dividend payers (4.6%). Higher than average of industry peers (2.6%).
Declared Dividend • Aug 10Second quarter dividend increased to US$0.32Dividend of US$0.32 is 3.2% higher than last year. Ex-date: 15th August 2025 Payment date: 22nd August 2025 Dividend yield will be 7.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.2% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 42% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 06Midland States Bancorp, Inc. announces Quarterly dividend, payable on August 22, 2025Midland States Bancorp, Inc. announced Quarterly dividend of USD 0.3200 per share payable on August 22, 2025, ex-date on August 15, 2025 and record date on August 15, 2025.
お知らせ • Jul 11Midland States Bancorp, Inc. to Report Q2, 2025 Results on Jul 24, 2025Midland States Bancorp, Inc. announced that they will report Q2, 2025 results After-Market on Jul 24, 2025
お知らせ • Jul 02Midland States Bancorp, Inc., Annual General Meeting, Aug 04, 2025Midland States Bancorp, Inc., Annual General Meeting, Aug 04, 2025. Location: at 1301avenue of mid-america, illinois 62401, effingham United States
お知らせ • May 24Midland States Bancorp Receives Expected Notification of Deficiency from Nasdaq Related to Delayed Filing of Quarterly Report on Form 10-QMidland States Bancorp, Inc. announced that it received an expected deficiency notification letter from the Listing Qualifications Staff of The Nasdaq Stock Market LLC (“Nasdaq”) on May 19, 2025 (the “Notice”). The Notice indicated that the Company was not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Annual Report on Form 10-K for the year ended December 31, 2024 (the “Form 10-K”) and its Quarterly Report on Form 10-Q for the quarter ended March 31, 2025 (the “Form 10-Q”), as described more fully in the Company's Form 12b-25 Notification of Late Filing (the “Form 12b-25”) filed with the Securities and Exchange Commission (the “SEC”) on May 9, 2025. The Listing Rule requires Nasdaq-listed companies to timely file all required periodic reports with the SEC. The Notice has no immediate effect on the listing or trading of the Company’s common stock or depositary shares on the Nasdaq Global Select Market. In accordance with Nasdaq’s listing rules, the Company has until June 2, 2025 to submit to Nasdaq a plan to regain compliance with the Listing Rule. Pursuant to the Notice, Nasdaq has the discretion to grant the Company up to 180 calendar days from the due date of the Form 10-K, or until September 29, 2025, to regain compliance. The Company intends to take the necessary steps to regain compliance with Nasdaq’s listing rules as soon as practicable. As discussed in the Company’s Form 12b-25, filed with the Commission on May 9, 2025, the Company is completing its evaluation of the accounting and financial reporting of third-party lending and servicing arrangements, including the collection and analysis of third-party documentation. In addition, the Company is completing an evaluation of whether there is an impairment to its goodwill, including obtaining valuation information from third parties.
お知らせ • May 10Midland States Bancorp, Inc. announced delayed 10-Q filingOn 05/09/2025, Midland States Bancorp, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
お知らせ • May 07Midland States Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on May 23, 2025Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on May 23, 2025 to all shareholders of record as of the close of business on May 16, 2025.
Seeking Alpha • Apr 14Taking A Pass On Midland States BancorpSummary Midland States Bancorp's shrinking balance sheet, declining revenue, and profits, despite its cheap valuation, make it unappealing for investment. The company's increased reliance on brokered deposits and significant loan contractions highlight its financial instability. Despite some growth in non-interest income activities, overall non-interest income has dipped, leading to a net loss in 2024. Given the negative return on assets and equity, I rate Midland States Bancorp a solid 'sell' with the potential for a 'strong sell'. Read the full article on Seeking Alpha
お知らせ • Apr 11Midland States Bancorp Receives Notice of Nasdaq Non-Compliance Due to Delayed 2024 Form 10-K FilingAs previously disclosed, Midland States Bancorp, Inc. (the Company") was unable to file its Annual Report on Form 10-K for the period ended December 31, 2024 (the 2024 Form 10-K") by the prescribed due date. On April 3, 2025, in connection with the Company's delayed 2024 Form 10-K, the Company received an expected notice (the Notice") from The Nasdaq Stock Market LLC (Nasdaq") notifying the Company that, because the Company is delinquent in filing the 2024 Form 10-K, the Company no longer complies with Nasdaq Listing Rule 5250(c)(1) (the Listing Rule"), which requires companies with securities listed on Nasdaq to timely file all required periodic reports with the Securities and Exchange Commission (the Commission"). The Notice has no immediate effect on the listing or trading of the Company's common stock on the Nasdaq Global Select Market. In accordance with Nasdaq's listing rules, the Company has 60 calendar days after the date of the Notice to submit a plan of compliance to Nasdaq addressing how the Company intends to regain compliance with Nasdaq's listing rules. Pursuant to the Notice, Nasdaq has the discretion to grant the Company up to 180 calendar days from the filing's due date, or until September 29, 2025, to regain compliance. The Company intends to take the necessary steps to regain compliance with Nasdaq's listing rules as soon as practicable. As discussed in the Company's Form 12b-25, filed with the Commission on March 17, 2025, the Company requires additional time and effort required to finalize its evaluation of the accounting and financial reporting of a third party lending and servicing arrangement, including obtaining third party documentation and analysis. Additionally, the Company is evaluating the impact related to its internal control over financial reporting. The Company expects to file the 2024 Form 10-K as soon as practicable.
お知らせ • Mar 18Midland States Bancorp, Inc. announced delayed annual 10-K filingOn 03/17/2025, Midland States Bancorp, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.
分析記事 • Feb 08Midland States Bancorp's (NASDAQ:MSBI) Dividend Will Be $0.31The board of Midland States Bancorp, Inc. ( NASDAQ:MSBI ) has announced that it will pay a dividend on the 21st of...
Declared Dividend • Feb 07Fourth quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 14th February 2025 Payment date: 21st February 2025 Dividend yield will be 6.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be well covered in 3 years' time (46% forecast payout ratio). The dividend has increased by an average of 6.2% per year over the past 9 years and payments have been stable during that time.
お知らせ • Feb 05Midland States Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on February 21, 2025Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on February 21, 2025 to all shareholders of record as of the close of business on February 14, 2025.
Price Target Changed • Jan 28Price target decreased by 21% to US$22.50Down from US$28.50, the current price target is an average from 4 analysts. New target price is 17% above last closing price of US$19.28. Stock is down 30% over the past year. The company is forecast to post earnings per share of US$2.49 next year compared to a net loss per share of US$1.05 last year.
Seeking Alpha • Jan 25Midland States Bancorp: Earnings Cause Shares To Plunge, Why I'm Not BuyingSummary Midland States Bancorp's shares plummeted 20% due to higher delinquencies and nonperformance in unsecured and specialty finance portfolios, leading to significant charge-offs and impairments. Despite improved net interest income from lower borrowing costs, the bank's concentration in commercial real estate loans and nonperforming loans remains concerning. The bank's loan portfolio declined by 15% year-over-year, but deposits remained stable, improving the loan-to-deposit ratio and reducing reliance on external financing. I remain cautious about investing until the Greensky transaction is completed and loan performance stabilizes, with a few quarters of deposit stability. Read the full article on Seeking Alpha
Reported Earnings • Jan 24Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: US$1.05 loss per share (down from US$2.97 profit in FY 2023). Revenue: US$170.4m (down 40% from FY 2023). Net loss: US$22.3m (down 134% from profit in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates. Revenue is forecast to grow 27% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
お知らせ • Jan 24Midland States Bancorp, Inc. Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2024Midland States Bancorp, Inc. announced net charge-offs for the fourth quarter ended December 31, 2024. For the period, the company announced net charge-offs USD 102,660,000 compared to USD 5,117,000 a year ago.
お知らせ • Jan 07Midland States Bancorp, Inc. to Report Q4, 2024 Results on Jan 23, 2025Midland States Bancorp, Inc. announced that they will report Q4, 2024 results on Jan 23, 2025
お知らせ • Jan 04Midland States Bancorp, Inc. Announces Retirement of Douglas J. Tucker as Senior Vice President and Corporate CounselOn January 3, 2025, Douglas J. Tucker retired from his position as Senior Vice President and Corporate Counsel of Midland States Bancorp, Inc.
Price Target Changed • Nov 18Price target increased by 10% to US$26.50Up from US$24.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$26.29. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$2.16 for next year compared to US$2.97 last year.
Recent Insider Transactions • Nov 11Independent Director recently sold US$115k worth of stockOn the 6th of November, Robert Schultz sold around 4k shares on-market at roughly US$27.00 per share. This transaction amounted to 4.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$214k more than they bought in the last 12 months.
Declared Dividend • Nov 11Third quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 18th November 2024 Payment date: 25th November 2024 Dividend yield will be 4.5%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (42% forecast payout ratio). The dividend has increased by an average of 7.0% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 08Midland States Bancorp, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on November 25, 2024Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on November 25, 2024 to all shareholders of record as of the close of business on November 18, 2024.
Recent Insider Transactions Derivative • Nov 01President notifies of intention to sell stockJeffrey Ludwig intends to sell 13k shares in the next 90 days after lodging an Intent To Sell Form on the 29th of October. If the sale is conducted around the recent share price of US$24.50, it would amount to US$312k. For the year to December 2017, Jeffrey's total compensation was 44% salary and 56% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since December 2023, Jeffrey's direct individual holding has increased from 354.50k shares to 355.50k. Company insiders have collectively bought US$146k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Oct 25Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$0.74 (up from US$0.71 in 3Q 2023). Revenue: US$69.3m (down 3.2% from 3Q 2023). Net income: US$16.2m (up 3.9% from 3Q 2023). Profit margin: 23% (up from 22% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 16%. Revenue is forecast to grow 7.4% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 04Midland States Bancorp, Inc. to Report Q3, 2024 Results on Oct 24, 2024Midland States Bancorp, Inc. announced that they will report Q3, 2024 results After-Market on Oct 24, 2024
Seeking Alpha • Aug 13Midland States Bancorp: Some Improvement, But Still Avoiding Preferred SharesSummary Midland States Bancorp faces challenges with declining net interest income, deposit loss, and increased reliance on external financing. The bank has improved its allowance for credit losses, but still faces risks with non-accrual loans and potential loan losses. Common shares are avoided due to uncertainty, while preferred shares are upgraded to a hold pending further developments. Read the full article on Seeking Alpha
Declared Dividend • Aug 09Second quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 16th August 2024 Payment date: 23rd August 2024 Dividend yield will be 5.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 7.0% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 22% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 07Midland States Bancorp, Inc. Announces Common Stock, Payable on August 23, 2024Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on August 23, 2024 to all shareholders of record as of the close of business on August 16, 2024.
Major Estimate Revision • Aug 01Consensus EPS estimates fall by 25%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$304.1m to US$296.3m. EPS estimate also fell from US$2.68 per share to US$2.01 per share. Net income forecast to grow 19% next year vs 8.5% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$25.00. Share price fell 8.7% to US$23.74 over the past week.
Reported Earnings • Jul 26Second quarter 2024 earnings: EPS and revenues miss analyst expectationsSecond quarter 2024 results: EPS: US$0.20 (down from US$0.86 in 2Q 2023). Revenue: US$55.9m (down 22% from 2Q 2023). Net income: US$4.52m (down 76% from 2Q 2023). Profit margin: 8.1% (down from 27% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.8%. Earnings per share (EPS) also missed analyst estimates by 71%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 1% per year.
お知らせ • Jul 06Midland States Bancorp, Inc. to Report Q2, 2024 Results on Jul 25, 2024Midland States Bancorp, Inc. announced that they will report Q2, 2024 results After-Market on Jul 25, 2024
Recent Insider Transactions • Jun 14Insider recently sold US$147k worth of stockOn the 12th of June, Donald Spring sold around 7k shares on-market at roughly US$22.07 per share. This transaction amounted to 55% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$169k more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Jun 13Insider notifies of intention to sell stockDonald Spring intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 11th of June. If the sale is conducted around the recent share price of US$22.00, it would amount to US$173k. Since December 2023, Donald has owned 13.21k shares directly. Company insiders have collectively bought US$284k more than they sold, via options and on-market transactions, in the last 12 months.
Declared Dividend • May 10First quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 16th May 2024 Payment date: 24th May 2024 Dividend yield will be 5.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 7.0% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 8.2% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 08+ 1 more updateMidland States Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on May 24, 2024Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on May 24, 2024 to all shareholders of record as of the close of business on May 17, 2024.
Recent Insider Transactions Derivative • May 06Senior VP notifies of intention to sell stockDouglas Tucker intends to sell 4k shares in the next 90 days after lodging an Intent To Sell Form on the 3rd of May. If the sale is conducted around the recent share price of US$24.00, it would amount to US$86k. Since June 2023, Douglas' direct individual holding has increased from 25.95k shares to 32.87k. Company insiders have collectively bought US$294k more than they sold, via options and on-market transactions, in the last 12 months.
分析記事 • May 01Shareholders May Be A Bit More Conservative With Midland States Bancorp, Inc.'s (NASDAQ:MSBI) CEO Compensation For NowKey Insights Midland States Bancorp's Annual General Meeting to take place on 6th of May Total pay for CEO Jeff Ludwig...
Price Target Changed • Apr 30Price target decreased by 7.5% to US$26.38Down from US$28.50, the current price target is an average from 4 analysts. New target price is 20% above last closing price of US$21.90. Stock is up 14% over the past year. The company is forecast to post earnings per share of US$2.71 for next year compared to US$2.97 last year.
お知らせ • Apr 28Midland States Bancorp, Inc. Announces Net Charge Offs for the Quarter Ended March 31, 2024Midland States Bancorp, Inc. announced net charge offs for the quarter ended March 31, 2024. For the quarter, the company reported Net charge-offs of $4,445,000 against $2,119,000 a year ago.
Reported Earnings • Apr 27First quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2024 results: EPS: US$0.53 (down from US$0.87 in 1Q 2023). Revenue: US$63.1m (down 14% from 1Q 2023). Net income: US$11.7m (down 40% from 1Q 2023). Profit margin: 19% (down from 27% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 2.9%. Earnings per share (EPS) missed analyst estimates by 26%. Revenue is forecast to grow 7.3% p.a. on average during the next 2 years, compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
お知らせ • Apr 06Midland States Bancorp, Inc. to Report Q1, 2024 Results on Apr 25, 2024Midland States Bancorp, Inc. announced that they will report Q1, 2024 results After-Market on Apr 25, 2024
お知らせ • Mar 26Midland States Bancorp, Inc., Annual General Meeting, May 06, 2024Midland States Bancorp, Inc., Annual General Meeting, May 06, 2024, at 17:30 Central Daylight. Location: 1301 Avenue of Mid-America Effingham Illinois United States Agenda: To elect the three nominees named in the accompanying proxy statement to serve as Class II directors, each for a term expiring at the 2027 annual meeting of shareholders; to approve, on a non-binding, advisory basis, the compensation of certain executive officers, which we refer to as the “say-on-pay proposal; and to ratify the appointment of Crowe LLP as company independent registered public accounting firm for the year ending December 31, 2024.
Seeking Alpha • Mar 26Midland States Bancorp: Why I Sold The Preferred SharesSummary Midland States Bancorp's shares are still down compared to pre-regional bank crisis levels. Net interest income remains above pre-pandemic levels, but balance sheet results were mixed in 2023. I have concerns including high exposure to commercial real estate and an increase in nonperforming loans. Read the full article on Seeking Alpha
Reported Earnings • Feb 26Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.97 (down from US$4.24 in FY 2022). Revenue: US$281.5m (down 7.3% from FY 2022). Net income: US$65.6m (down 31% from FY 2022). Profit margin: 23% (down from 31% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.57% in FY 2022). Non-performing loans: 0.92% (up from 0.78% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.3%. Revenue is forecast to grow 4.8% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
Declared Dividend • Feb 10Fourth quarter dividend increased to US$0.31Dividend of US$0.31 is 3.3% higher than last year. Ex-date: 15th February 2024 Payment date: 23rd February 2024 Dividend yield will be 4.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (40% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 6.6% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 3.5% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 07Midland States Bancorp, Inc. Increases Quarterly Common Stock Cash Dividend, Payable on February 23, 2024Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock, an increase of 3.3% from the previous quarterly cash dividend of $0.30 per share. The dividend is payable on February 23, 2024 to all shareholders of record as of the close of business on February 16, 2024.
Recent Insider Transactions Derivative • Feb 02Senior VP notifies of intention to sell stockDouglas Tucker intends to sell 4k shares in the next 90 days after lodging an Intent To Sell Form on the 31st of January. If the sale is conducted around the recent share price of US$27.00, it would amount to US$97k. Since March 2023, Douglas' direct individual holding has increased from 25.45k shares to 32.87k. Company insiders have collectively bought US$298k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Jan 26Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.97 (down from US$4.24 in FY 2022). Revenue: US$280.8m (down 7.5% from FY 2022). Net income: US$66.5m (down 30% from FY 2022). Profit margin: 24% (down from 31% in FY 2022). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.3%. Revenue is forecast to grow 4.5% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
Board Change • Jan 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Sherina Edwards was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Price Target Changed • Dec 29Price target increased by 15% to US$26.75Up from US$23.25, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$28.08. Stock is up 4.9% over the past year. The company is forecast to post earnings per share of US$3.24 for next year compared to US$4.24 last year.
Recent Insider Transactions Derivative • Dec 22Insider notifies of intention to sell stockDonald Spring intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 20th of December. If the sale is conducted around the recent share price of US$27.97, it would amount to US$85k. Since March 2023, Donald's direct individual holding has decreased from 13.43k shares to 13.21k. Company insiders have collectively bought US$271k more than they sold, via options and on-market transactions, in the last 12 months.
お知らせ • Dec 07Midland States Bancorp, Inc. (NasdaqGS:MSBI) announces an Equity Buyback for $25 million worth of its shares.Midland States Bancorp, Inc. (NasdaqGS:MSBI) announces a share repurchase program. Under the program, the company will repurchase up to $25 million of its shares. The program is valid till December 31, 2024.
Recent Insider Transactions Derivative • Nov 12President exercised options to buy US$213k worth of stock.On the 8th of November, Jeffrey Ludwig exercised options to buy 9k shares at a strike price of around US$16.59, costing a total of US$157k. This transaction amounted to 2.7% of their direct individual holding at the time of the trade. Since December 2022, Jeffrey's direct individual holding has increased from 320.28k shares to 354.34k. Company insiders have collectively bought US$328k more than they sold, via options and on-market transactions, in the last 12 months.
お知らせ • Nov 07Midland States Bancorp, Inc. Announces Quarterly Common Stock Dividend, Payable on November 24, 2023Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.30 per share of its common stock. The dividend is payable on November 24, 2023 to all shareholders of record as of the close of business on November 17, 2023.
Price Target Changed • Oct 30Price target decreased by 7.9% to US$23.25Down from US$25.25, the current price target is an average from 4 analysts. New target price is 10% above last closing price of US$21.06. Stock is down 25% over the past year. The company is forecast to post earnings per share of US$3.24 for next year compared to US$4.24 last year.
Reported Earnings • Oct 27Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2023 results: EPS: US$0.71 (down from US$1.04 in 3Q 2022). Revenue: US$71.6m (down 1.7% from 3Q 2022). Net income: US$15.8m (down 32% from 3Q 2022). Profit margin: 22% (down from 32% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 1.4%. Earnings per share (EPS) missed analyst estimates by 6.1%. Revenue is expected to decline by 1.9% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 06Midland States Bancorp, Inc. to Report Q3, 2023 Results on Oct 26, 2023Midland States Bancorp, Inc. announced that they will report Q3, 2023 results After-Market on Oct 26, 2023
お知らせ • Aug 02Midland States Bancorp, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on August 18, 2023Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.30 per share of its common stock. The dividend is payable on August 18, 2023 to all shareholders of record as of the close of business on August 11, 2023.
Reported Earnings • Jul 28Second quarter 2023 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2023 results: EPS: US$0.86 (down from US$0.97 in 2Q 2022). Revenue: US$71.7m (flat on 2Q 2022). Net income: US$19.3m (down 11% from 2Q 2022). Profit margin: 27% (down from 30% in 2Q 2022). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) also surpassed analyst estimates by 4.9%. Revenue is forecast to stay flat during the next 2 years compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 08Midland States Bancorp, Inc. to Report Q2, 2023 Results on Jul 27, 2023Midland States Bancorp, Inc. announced that they will report Q2, 2023 results After-Market on Jul 27, 2023
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$22.45, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 66% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$44.51 per share.