Great Southern Bancorp, Inc.

NasdaqGS:GSBC 株式レポート

時価総額：US$763.0m

Great Southern Bancorp 将来の成長

Future 基準チェック /06

Great Southern Bancorpの収益と利益はそれぞれ年間0.4%と10.2%減少すると予測されていますが、EPS は年間6.4% 減少すると予測されています。

主要情報

-10.2%

収益成長率

-6.36%

EPS成長率

Banks 収益成長8.2%
収益成長率-0.4%
将来の株主資本利益率n/a
アナリストカバレッジ

Low

最終更新日17 Apr 2026

今後の成長に関する最新情報

Recent updates

ナラティブの更新 • May 02

GSBC: Buybacks And Stable Margins Will Shape Future Risk Reward Balance

Analysts have raised their price target on Great Southern Bancorp by $2 to $67.50, citing updated assumptions around discount rates, margin profile, and forward P/E multiples that continue to support the existing fair value estimate. Analyst Commentary Analysts updating their work on Great Southern Bancorp are basing the new $67.50 price target on refreshed views of the bank's earnings power, risk profile, and what they see as a reasonable P/E multiple for the shares.
ナラティブの更新 • Apr 18

GSBC: Higher Fair Value And Buybacks Will Shape Future Risk Reward Balance

Analysts lifted the fair value estimate for Great Southern Bancorp by $4 to $67.50, citing updated assumptions around discount rates, revenue growth, profit margins, and forward P/E expectations reflected in recent Street research. Analyst Commentary Bullish analysts see the higher fair value estimate of $67.50 as better aligned with updated discount rate work and current P/E assumptions from recent Street research, rather than a stretch case.
Seeking Alpha • Jul 20

Great Southern Bancorp: Strong Credit Quality But Limited Upside

Summary Great Southern Bancorp reported strong Q2 results, but much of the beat was driven by one-time items unlikely to recur, so true earnings power is lower. The bank's pristine credit quality and strong capital position are standout positives, supporting a secure 2.6% dividend and potential for buybacks. Growth prospects are limited due to muted loan demand and a slow-growth geographic footprint, constraining valuation multiples for this small community bank. GSBC is fairly valued around $62; while M&A is a possible upside risk, I rate the stock a 'hold' given limited upside beyond current levels. Read the full article on Seeking Alpha
分析記事 • Mar 23

Great Southern Bancorp (NASDAQ:GSBC) Will Pay A Dividend Of $0.40

Great Southern Bancorp, Inc. ( NASDAQ:GSBC ) has announced that it will pay a dividend of $0.40 per share on the 14th...
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新しいナラティブ • Oct 20

Credit Quality And Pipeline Strength Set To Propel Future Growth

Improved credit quality and reduced nonperforming assets should positively impact future net margins by decreasing risk and potential losses.
分析記事 • Sep 22

Great Southern Bancorp (NASDAQ:GSBC) Has Affirmed Its Dividend Of $0.40

The board of Great Southern Bancorp, Inc. ( NASDAQ:GSBC ) has announced that it will pay a dividend of $0.40 per share...
分析記事 • Jun 24

Great Southern Bancorp (NASDAQ:GSBC) Has Affirmed Its Dividend Of $0.40

The board of Great Southern Bancorp, Inc. ( NASDAQ:GSBC ) has announced that it will pay a dividend of $0.40 per share...
分析記事 • May 02

It's Unlikely That The CEO Of Great Southern Bancorp, Inc. (NASDAQ:GSBC) Will See A Huge Pay Rise This Year

Key Insights Great Southern Bancorp's Annual General Meeting to take place on 8th of May Salary of US$433.5k is part of...
分析記事 • Mar 29

Great Southern Bancorp (NASDAQ:GSBC) Is Due To Pay A Dividend Of $0.40

Great Southern Bancorp, Inc.'s ( NASDAQ:GSBC ) investors are due to receive a payment of $0.40 per share on 16th of...
分析記事 • Jul 19

Do Great Southern Bancorp's (NASDAQ:GSBC) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Seeking Alpha • Oct 20

Great Southern Bancorp GAAP EPS of $1.46 misses by $0.10, revenue of $60.88M beats by $2.68M

Great Southern Bancorp press release (NASDAQ:GSBC): Q3 GAAP EPS of $1.46 misses by $0.10. Revenue of $60.88M (+11.3% Y/Y) beats by $2.68M. The company recorded a total provision expense of $3.3M in the 2022 period versus a total credit (negative expense) of $2.4M in the 2021 period. This was the most significant contributor to lower pre-tax income and net income in the 2022 period compared to the 2021 period.  Total outstanding loans, excluding mortgage loans held for sale, increased $489.6M, or 12.2%, from $4.01B at December 31, 2021 to $4.50B at September 30, 2022. As of September 30, 2022, the company’s Tier 1 Leverage Ratio was 10.6%, Common Equity Tier 1 Capital Ratio was 10.4%, Tier 1 Capital Ratio was 10.8%, and Total Capital Ratio was 13.4%.
Seeking Alpha • Sep 21

Great Southern Bancorp declares $0.40 dividend

Great Southern Bancorp (NASDAQ:GSBC) declared $0.40/share quarterly dividend, in line with previous. Forward yield 2.6% Payable Oct. 18; for shareholders of record Oct. 3; ex-div Sept. 30. See GSBC Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha • Sep 12

Great Southern Bancorp: Continued Loan Growth To Lift Earnings

Summary Certain economic factors will drive growth in commercial real estate loans. The average earning-asset yield is quite sensitive to rate changes because of the large balance of loans tied to the LIBOR or prime rates. The December 2022 target price suggests a small upside from the current market price. Further, GSBC is offering a good dividend yield. Earnings of Great Southern Bancorp, Inc. (GSBC) will likely continue to grow this year, mostly on the back of mid-single-digit loan growth. Further, the large balance of loans indexed to LIBOR and prime rates will lead to higher interest income amid a rising rate environment. Meanwhile, provisioning for expected loan losses will remain subdued because of the portfolio's exceptional credit quality. Overall, I'm expecting Great Southern Bancorp to report earnings of $5.89 per share for 2022, up 8% year-over-year. For 2023, I'm expecting earnings to grow by a further 9% to $6.40 per share. The year-end target price suggests a small upside from the current market price. Based on the moderately-high total expected return, I'm adopting a buy rating on Great Southern Bancorp. CRE Loan Growth to Make Up for the Anticipated Slowdown in Residential Loans Great Southern Bancorp’s loan portfolio grew by a remarkable 9% during the first half of 2022, or 18% annualized. This growth was broad-based across the chief loan segments, as mentioned in the earnings release. Going forward, I'm expecting loan growth to slow down because of several factors, especially high interest rates. Great Southern Bancorp focuses on commercial and residential real estate. The bank mainly caters to customers in Missouri, Iowa, Kansas, Minnesota, Nebraska, and Arkansas. However, it operates in several other states as well. As a result, it is best to take national averages when attempting to determine future demand for the company’s loan products. Residential real estate loan growth will most probably decelerate in the second half of the year because of high interest rates. Further, real estate prices are still very high from a historical perspective despite the recent downturn. US House Price Index data by YCharts Additionally, the Mortgage Bankers Association expects mortgage purchase volume to decline this year and then grow by only a moderate 4% next year. Mortgage Bankers Association On the other hand, I'm expecting commercial real estate loan growth to remain strong. This is because the purchasing managers' index indicates that commercial activity is in an expansionary state, despite the overall GDP decline. US ISM Services PMI data by YCharts Considering these factors, I'm expecting the loan portfolio to grow by 4% annualized every quarter till the end of 2023. Historically, as well the loan portfolio has grown in the mid-single-digit range. The growth of other balance sheet items will mostly match loan growth. However, equity book value will face pressure from rising interest rates and the resultant hit to the market value of the available-for-sale securities portfolio. The unrealized mark-to-market losses will continue to flow directly into the equity account, bypassing the income statement. The equity book value has already dropped to $44.53 per share at the end of June 2022 from $46.09 at the end of June 2021 and $45.65 at the end of March 2022. The following table shows my balance sheet estimates. FY18 FY19 FY20 FY21 FY22E FY23E Financial Position Net Loans 3,989 4,154 4,297 4,008 4,449 4,630 Growth of Net Loans 7.0% 4.1% 3.4% (6.7)% 11.0% 4.1% Other Earning Assets 338 504 904 1,137 851 885 Deposits 3,725 3,960 4,517 4,552 4,607 4,794 Borrowings and Sub-Debt 398 412 340 239 426 443 Common equity 532 603 630 617 579 639 Book Value Per Share ($) 37.3 42.1 44.6 45.1 45.6 50.4 Tangible BVPS ($) 36.7 41.5 44.2 44.7 44.8 49.5 Source: SEC Filings, Author's Estimates (In USD million unless otherwise specified) Margin’s Moderate Rate-Sensitivity Attributable to the Loan Mix Around 28% of the loan portfolio is tied to 1-month or 3-month LIBOR and another 16% of the portfolio is linked to the prime rate, according to details given in the 10-Q filing. Therefore, around 44% of the loan portfolio is likely to re-price within only a few months of a rate hike. Unfortunately, Great Southern Bancorp's average deposit cost will also respond quickly and strongly to interest rate hikes because of the large balance of interest-bearing, non-maturing deposits. These deposits, namely interest-bearing demand and savings accounts, made up an overbearing 52% of total deposits at the end of June 2022. The management mentioned in the latest conference call that customers are going to start expecting increases in their rates. Considering these factors, I'm expecting the margin to grow by 10 basis points in the second half of 2022 before stabilizing in 2023. Earnings to Grow by 8% The anticipated loan growth and margin expansion will likely drive earnings this year. Meanwhile, provisioning for expected loan losses will likely remain subdued as most of Great Southern Bancorp’s loans are secured. Non-performing loans made up just 0.10% of total loans, while allowances made up 1.38% of total loans at the end of June 2022. On the other hand, non-interest expenses will likely surge this year amid a high-inflation environment, which will restrict earnings growth. Further, as mentioned in the conference call, the management expects system conversion costs to almost double due to implementation and training. The management expects these system-related costs to remain elevated until the third quarter of 2023. Overall, I'm expecting Great Southern Bancorp to report earnings of $5.89 per share for 2022, up 8% year-over-year. For 2023, I'm expecting earnings to grow by a further 9% to $6.40 per share. The following table shows my income statement estimates. FY18 FY19 FY20 FY21 FY22E FY23E Income Statement Net interest income 168 180 177 178 195 211 Provision for loan losses 7 6 16 (6) 6 9 Non-interest income 36 31 35 38 37 38 Non-interest expense 115 115 123 128 131 138 Net income - Common Sh. 67 74 59 75 75 81 EPS - Diluted ($) 4.71 5.14 4.21 5.46 5.89 6.40 Source: SEC Filings, Earnings Releases, Author's Estimates (In USD million unless otherwise specified)
Seeking Alpha • Jul 21

Great Southern Bancorp GAAP EPS of $1.44, revenue of $58.15M

Great Southern Bancorp press release (NASDAQ:GSBC): Q2 GAAP EPS of $1.44. Revenue of $58.15M (+7.1% Y/Y). For the three months ended June 30, 2022 and 2021, the company's effective tax rate was 20.5% and 20.8%, respectively.  The company currently expects its effective tax rate will be approximately 20.5% to 21.5% in future periods. The Bank’s allowance for credit losses as a percentage of total loans was 1.38%, 1.49% and 1.46% at June 30, 2022, December 31, 2021 and March 31, 2022, respectively.

業績と収益の成長予測

NasdaqGS:GSBC - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202722759N/AN/A1
12/31/202622162N/AN/A1
3/31/2026229717788N/A
12/31/2025229717082N/A
9/30/2025229706070N/A
6/30/2025224687382N/A
3/31/2025220668086N/A
12/31/2024214623944N/A
9/30/2024212604348N/A
6/30/2024214593338N/A
3/31/2024220613339N/A
12/31/2023226687381N/A
9/30/2023235778798N/A
6/30/20232368094107N/A
3/31/2023232794769N/A
12/31/2022228766585N/A
9/30/2022221694461N/A
6/30/2022221715367N/A
3/31/2022220738692N/A
12/31/2021222758894N/A
9/30/2021220778288N/A
6/30/2021212705965N/A
3/31/2021202634653N/A
12/31/2020196593846N/A
9/30/2020195594858N/A
6/30/2020199667483N/A
3/31/2020203716274N/A
12/31/201920574N/A86N/A
9/30/201920373N/A85N/A
6/30/201919976N/A83N/A
3/31/201919571N/A94N/A
12/31/201819767N/A94N/A
9/30/201817662N/A84N/A
6/30/201817151N/A91N/A
3/31/201817654N/A80N/A
12/31/201717652N/A63N/A
9/30/201718551N/A66N/A
6/30/201718851N/A57N/A
3/31/201718547N/A66N/A
12/31/201618845N/A81N/A
9/30/201618945N/A73N/A
6/30/201618945N/A78N/A
3/31/201619044N/A85N/A
12/31/201519246N/A71N/A
9/30/201519946N/A98N/A
6/30/201520347N/A81N/A

アナリストによる今後の成長予測

収入対貯蓄率: GSBCの収益は今後 3 年間で減少すると予測されています (年間-10.2% )。

収益対市場: GSBCの収益は今後 3 年間で減少すると予測されています (年間-10.2% )。

高成長収益: GSBCの収益は今後 3 年間で減少すると予測されています。

収益対市場: GSBCの収益は今後 3 年間で減少すると予想されています (年間-0.4% )。

高い収益成長: GSBCの収益は今後 3 年間で減少すると予測されています (年間-0.4% )。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: GSBCの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/05/21 13:53
終値2026/05/21 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Great Southern Bancorp, Inc. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。5

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