View Financial HealthThis company listing is no longer activeThis company may still be operating, however this listing is no longer active. Find out why through their latest events.See Latest EventsFirst Financial Northwest 配当と自社株買い配当金 基準チェック /06First Financial Northwest現在配当金を支払っていません。主要情報0%配当利回り-0.7%バイバック利回り総株主利回り-0.7%将来の配当利回り0%配当成長8.9%次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向0%最近の配当と自社株買いの更新Declared Dividend • May 31First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th June 2024 Payment date: 21st June 2024 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 71% to bring the payout ratio under control. EPS is expected to grow by 28% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.お知らせ • May 29First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 21, 2024First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on June 21, 2024, to shareholders of record on June 7, 2024.Upcoming Dividend • Mar 07Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 28 March 2024. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.0%).分析記事 • Feb 21First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of $0.13The board of First Financial Northwest, Inc. ( NASDAQ:FFNW ) has announced that it will pay a dividend on the 28th of...Declared Dividend • Feb 15Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 14th March 2024 Payment date: 28th March 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (75% payout ratio) and is expected to be covered in 3 years' time (88% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 21% over the next 2 years. Since a fall of 16% would increase the payout ratio to a potentially unsustainable range, the dividend may be at risk.お知らせ • Feb 13First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on March 28, 2024First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on March 28, 2024, to shareholders of record on March 15, 2024.すべての更新を表示Recent updatesお知らせ • Apr 22First Financial Northwest, Inc.(NasdaqGS:FFNW) dropped from NASDAQ Composite IndexFirst Financial Northwest, Inc.has been dropped from the NASDAQ Composite Index.お知らせ • Apr 13First Financial Northwest, Inc. Notifies the Nasdaq Stock Market of Its Intent to Delist its Shares Common Stock Effective on April 21, 2025First Financial Northwest, Inc. (the “Company”), the former holding company of First Financial Northwest Bank (the “Bank”), announced the closing, effective April 11, 2025, of the previously announced transaction whereby Global Federal Credit Union (“Global”), headquartered in Anchorage, Alaska, acquired substantially all of the assets and assumed substantially all of the liabilities (including deposit liabilities) of First Financial Northwest Bank. In connection with the closing of the transaction, the Company received $228.7 million in cash pursuant to the Purchase and Assumption Agreement by and among the Company, Global and the Bank, dated January 10, 2024. The Company also notified the Nasdaq Stock Market of its intent to delist shares of Company common stock effective on April 21, 2025. As of the close of business on that date, the Company will also close its stock transfer books. As a result, the Company’s common stock will no longer trade on the Nasdaq Global Select Market and Company shareholders will be unable to transfer Company common stock after April 21, 2025.Reported Earnings • Mar 21Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.12 (down from US$0.69 in FY 2023). Revenue: US$37.6m (down 14% from FY 2023). Net income: US$1.07m (down 83% from FY 2023). Profit margin: 2.8% (down from 14% in FY 2023). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.54% (down from 2.82% in FY 2023). Non-performing loans: 0.07% (up from 0.02% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.1%. Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.New Risk • Mar 16New major risk - Revenue and earnings growthEarnings have declined by 16% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 16% per year over the past 5 years. Minor Risk Profit margins are more than 30% lower than last year (2.9% net profit margin).Buy Or Sell Opportunity • Mar 13Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 2.6% to US$22.64. The fair value is estimated to be US$18.85, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 10% over the last 3 years. Earnings per share has declined by 54%. Revenue is forecast to decline by 5.3% in 2 years. Earnings are forecast to grow by 113% in the next 2 years.Major Estimate Revision • Feb 04Consensus EPS estimates fall by 25%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from US$35.7m to US$33.9m. EPS estimate also fell from US$0.265 per share to US$0.20 per share. Net income forecast to grow 76% next year vs 13% growth forecast for Banks industry in the US. Consensus price target of US$22.83 unchanged from last update. Share price was steady at US$21.31 over the past week.Reported Earnings • Jan 28Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.12 (down from US$0.69 in FY 2023). Revenue: US$37.6m (down 14% from FY 2023). Net income: US$1.07m (down 83% from FY 2023). Profit margin: 2.9% (down from 14% in FY 2023). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.1%. Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.New Risk • Nov 10New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 24% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (2.9% net profit margin).Reported Earnings • Oct 29Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: US$0.066 loss per share (down from US$0.16 profit in 3Q 2023). Revenue: US$7.56m (down 29% from 3Q 2023). Net loss: US$608.0k (down 141% from profit in 3Q 2023). Revenue missed analyst estimates by 3.9%. Earnings per share (EPS) were also behind analyst expectations. Revenue is expected to decline by 1.2% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.6%. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.Recent Insider Transactions Derivative • Oct 17CFO & Director exercised options and sold US$348k worth of stockOn the 11th of October, Richard Jacobson exercised 50.00k options at around US$13.04, then sold 34k of the shares acquired at an average of US$22.31 per share and kept the remainder. Since March 2024, Richard's direct individual holding has increased from 68.87k shares to 69.08k. Company insiders have collectively sold US$186k more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions Derivative • Aug 16President exercised options to buy US$558k worth of stock.On the 13th of August, Joseph Kiley exercised 50.00k options at around US$10.89, then sold 24.68k of them at US$21.67 each and kept the remainder. Since September 2023, Joseph's direct individual holding has increased from 56.71k shares to 95.69k. Company insiders have collectively bought US$132k more than they sold, via options and on-market transactions, in the last 12 months.Major Estimate Revision • Aug 01Consensus EPS estimates increase by 233%, revenue downgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast fell from US$37.6m to US$35.5m. EPS estimate rose from US$0.075 to US$0.25. Net income forecast to shrink 17% next year vs 8.5% growth forecast for Banks industry in the US . Consensus price target up from US$20.50 to US$22.83. Share price was steady at US$21.51 over the past week.New Risk • Jul 28New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 2.1% per year for the foreseeable future. Minor Risks Dividend is not well covered by earnings (150% payout ratio). Profit margins are more than 30% lower than last year (7.9% net profit margin).Reported Earnings • Jul 26Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2024 results: EPS: US$0.17 (up from US$0.16 in 2Q 2023). Revenue: US$9.84m (down 13% from 2Q 2023). Net income: US$1.56m (up 4.8% from 2Q 2023). Profit margin: 16% (up from 13% in 2Q 2023). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 3.3%. Earnings per share (EPS) exceeded analyst estimates. Revenue is expected to decline by 2.6% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.Buy Or Sell Opportunity • Jul 01Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 3.2% to US$21.23. The fair value is estimated to be US$17.55, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 15%. Revenue is forecast to decline by 8.7% in a year. Earnings are forecast to decline by 50% in the next year.Buy Or Sell Opportunity • Jun 28Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 2.8% to US$21.13. The fair value is estimated to be US$17.57, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 15%. Revenue is forecast to decline by 8.7% in a year. Earnings are forecast to decline by 50% in the next year.Recent Insider Transactions Derivative • Jun 06Executive VP & Chief Banking Officer exercised options to buy US$113k worth of stock.On the 3rd of June, Dalen Harrison exercised 7.50k options at around US$10.77, then sold 2.10k of them at US$21.06 each and kept the remainder. Since September 2023, Dalen's direct individual holding has increased from 30.04k shares to 35.22k. Company insiders have collectively bought US$149k more than they sold, via options and on-market transactions, in the last 12 months.Declared Dividend • May 31First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th June 2024 Payment date: 21st June 2024 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 71% to bring the payout ratio under control. EPS is expected to grow by 28% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.お知らせ • May 29First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 21, 2024First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on June 21, 2024, to shareholders of record on June 7, 2024.Buy Or Sell Opportunity • May 15Now 24% overvalued after recent price riseOver the last 90 days, the stock has risen 5.1% to US$21.60. The fair value is estimated to be US$17.47, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 15%. Revenue is forecast to decline by 8.7% in a year. Earnings are forecast to decline by 50% in the next year.Major Estimate Revision • May 07Consensus EPS estimates fall by 77%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$38.1m to US$37.6m. EPS estimate also fell from US$0.325 per share to US$0.075 per share. Net income forecast to shrink 50% next year vs 1.7% growth forecast for Banks industry in the US . Consensus price target of US$20.50 unchanged from last update. Share price was steady at US$20.35 over the past week.Reported Earnings • May 02First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: US$0.12 loss per share (down from US$0.23 profit in 1Q 2023). Revenue: US$9.86m (down 15% from 1Q 2023). Net loss: US$1.08m (down 151% from profit in 1Q 2023). Revenue missed analyst estimates by 4.9%. Earnings per share (EPS) were also behind analyst expectations. Revenue is expected to decline by 2.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.0%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.New Risk • May 01New minor risk - Dividend sustainabilityThe dividend is not forecast to be well covered by earnings in 3 years. Payout ratio in 3 years: 90% Current dividend yield: 2.6% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 0.8% per year over the past 5 years. Minor Risks Dividend not forecast to be well covered by earnings in 3 years (90% payout ratio in 3 years). Profit margins are more than 30% lower than last year (14% net profit margin).お知らせ • Apr 09First Financial Northwest, Inc., Annual General Meeting, May 23, 2024First Financial Northwest, Inc., Annual General Meeting, May 23, 2024, at 13:00 Pacific Standard Time. Agenda: To consider election of three directors to each serve for a three-year term; to consider advisory (non-binding) approval of the compensation paid to named executive officers as disclosed in this Proxy Statement; and to consider ratification of the appointment of Moss Adams LLP as our independent registered public accounting firm for 2024.Reported Earnings • Mar 14Full year 2023 earnings: EPS in line with expectations, revenues disappointFull year 2023 results: EPS: US$0.69 (down from US$1.47 in FY 2022). Revenue: US$43.5m (down 16% from FY 2022). Net income: US$6.29m (down 52% from FY 2022). Profit margin: 14% (down from 25% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.82% (down from 3.53% in FY 2022). Non-performing loans: 0.02% (no change from 0.02% in FY 2022). Revenue missed analyst estimates by 2.4%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is expected to decline by 2.9% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.9%. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.Upcoming Dividend • Mar 07Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 28 March 2024. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.0%).分析記事 • Feb 21First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of $0.13The board of First Financial Northwest, Inc. ( NASDAQ:FFNW ) has announced that it will pay a dividend on the 28th of...Declared Dividend • Feb 15Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 14th March 2024 Payment date: 28th March 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (75% payout ratio) and is expected to be covered in 3 years' time (88% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 21% over the next 2 years. Since a fall of 16% would increase the payout ratio to a potentially unsustainable range, the dividend may be at risk.お知らせ • Feb 13First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on March 28, 2024First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on March 28, 2024, to shareholders of record on March 15, 2024.Major Estimate Revision • Feb 02Consensus EPS estimates fall by 38%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$39.6m to US$38.1m. EPS estimate also fell from US$0.528 per share to US$0.325 per share. Net income forecast to shrink 53% next year vs 3.7% decline forecast for Banks industry in the US. Consensus price target of US$20.50 unchanged from last update. Share price was steady at US$20.95 over the past week.Major Estimate Revision • Feb 01Consensus EPS estimates fall by 29%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$39.6m to US$38.7m. EPS estimate also fell from US$0.528 per share to US$0.375 per share. Net income forecast to shrink 46% next year vs 3.6% decline forecast for Banks industry in the US. Consensus price target up from US$19.13 to US$21.25. Share price was steady at US$20.88 over the past week.New Risk • Jan 26New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 14% Last year net profit margin: 25% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 4.1% per year for the foreseeable future. Minor Risks Share price has been volatile over the past 3 months (14% average weekly change). Profit margins are more than 30% lower than last year (14% net profit margin).Price Target Changed • Jan 12Price target increased by 14% to US$16.75Up from US$14.75, the current price target is an average from 4 analysts. New target price is 19% below last closing price of US$20.65. Stock is up 38% over the past year. The company is forecast to post earnings per share of US$0.69 for next year compared to US$1.47 last year.Valuation Update With 7 Day Price Move • Jan 11Investor sentiment improves as stock rises 46%After last week's 46% share price gain to US$20.25, the stock trades at a forward P/E ratio of 35x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 84% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$20.25 per share.Upcoming Dividend • Nov 30Upcoming dividend of US$0.13 per share at 4.3% yieldEligible shareholders must have bought the stock before 07 December 2023. Payment date: 22 December 2023. Payout ratio is a comfortable 56% and this is well supported by cash flows. Trailing yield: 4.3%. Lower than top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).Price Target Changed • Nov 29Price target decreased by 7.4% to US$14.00Down from US$15.13, the current price target is an average from 4 analysts. New target price is 17% above last closing price of US$11.96. Stock is down 21% over the past year. The company is forecast to post earnings per share of US$0.70 for next year compared to US$1.47 last year.お知らせ • Nov 14First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on December 22, 2023First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on December 22, 2023, to shareholders of record on December 8, 2023.Reported Earnings • Oct 28Third quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2023 results: EPS: US$0.16 (down from US$0.44 in 3Q 2022). Revenue: US$10.7m (down 23% from 3Q 2022). Net income: US$1.50m (down 62% from 3Q 2022). Profit margin: 14% (down from 28% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.3%. Earnings per share (EPS) exceeded analyst estimates by 6.7%. Revenue is expected to decline by 2.9% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 4% per year.New Risk • Oct 25New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$99.3m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 30% per year for the foreseeable future. Minor Risk Market cap is less than US$100m (US$99.3m market cap).Recent Insider Transactions Derivative • Sep 15President exercised options to buy US$102k worth of stock.On the 12th of September, Joseph Kiley exercised options to buy 8k shares at a strike price of around US$10.69, costing a total of US$86k. This transaction amounted to 16% of their direct individual holding at the time of the trade. Since March 2023, Joseph's direct individual holding has decreased from 80.45k shares to 48.71k. Company insiders have collectively bought US$112k more than they sold, via options and on-market transactions, in the last 12 months.Upcoming Dividend • Aug 31Upcoming dividend of US$0.13 per share at 4.2% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 22 September 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.6%).お知らせ • Aug 09First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on September 22, 2023First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company's outstanding common stock. The cash dividend will be payable on September 22, 2023, to shareholders of record on September 8, 2023.Major Estimate Revision • Aug 03Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$43.8m to US$41.3m. EPS estimate also fell from US$0.80 per share to US$0.67 per share. Net income forecast to shrink 39% next year vs 11% decline forecast for Banks industry in the US. Consensus price target of US$14.88 unchanged from last update. Share price fell 4.1% to US$11.51 over the past week.Reported Earnings • Jul 28Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.16 (down from US$0.31 in 2Q 2022). Revenue: US$11.5m (down 10.0% from 2Q 2022). Net income: US$1.49m (down 47% from 2Q 2022). Profit margin: 13% (down from 22% in 2Q 2022). Revenue missed analyst estimates by 5.6%. Earnings per share (EPS) also missed analyst estimates by 19%. Revenue is expected to decline by 7.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 15% per year whereas the company’s share price has increased by 10% per year.Upcoming Dividend • Jun 01Upcoming dividend of US$0.13 per share at 5.1% yieldEligible shareholders must have bought the stock before 08 June 2023. Payment date: 23 June 2023. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 5.1%. Lower than top quartile of American dividend payers (5.2%). Higher than average of industry peers (3.7%).お知らせ • May 16First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 23, 2023First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on June 23, 2023, to shareholders of record on June 9, 2023.Valuation Update With 7 Day Price Move • May 06Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$10.07, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 7x in the Banks industry in the US. Total returns to shareholders of 20% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$16.27 per share.Major Estimate Revision • May 04Consensus EPS estimates fall by 29%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from US$1.15 to US$0.81. Revenue forecast unchanged from US$43.8m at last update. Net income forecast to shrink 35% next year vs 5.7% decline forecast for Banks industry in the US. Consensus price target broadly unchanged at US$15.63. Share price fell 5.4% to US$10.86 over the past week.Price Target Changed • Apr 10Price target decreased by 9.9% to US$15.88Down from US$17.63, the current price target is an average from 4 analysts. New target price is 36% above last closing price of US$11.67. Stock is down 31% over the past year. The company is forecast to post earnings per share of US$1.15 for next year compared to US$1.47 last year.Board Change • Apr 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 3 highly experienced directors. Independent Director Cindy Runger was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Buying Opportunity • Mar 31Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 15%. The fair value is estimated to be US$16.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.5% over the last 3 years. Earnings per share has grown by 17%. Revenue is forecast to decline by 2.4% in 2 years. Earnings is forecast to decline by 21% in the next 2 years.Reported Earnings • Mar 16Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: US$1.47 (up from US$1.31 in FY 2021). Revenue: US$52.0m (up 7.5% from FY 2021). Net income: US$13.2m (up 8.2% from FY 2021). Profit margin: 25% (in line with FY 2021). Net interest margin (NIM): 3.53% (up from 3.35% in FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.0%. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.6%. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Mar 13Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 12%. The fair value is estimated to be US$16.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.5% over the last 3 years. Earnings per share has grown by 17%. Revenue is forecast to decline by 2.4% in 2 years. Earnings is forecast to decline by 21% in the next 2 years.Upcoming Dividend • Mar 06Upcoming dividend of US$0.13 per share at 3.4% yieldEligible shareholders must have bought the stock before 13 March 2023. Payment date: 24 March 2023. Trailing yield: 3.4%. Lower than top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).Major Estimate Revision • Feb 03Consensus EPS estimates fall by 14%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from US$1.33 to US$1.14 per share. Revenue forecast steady at US$50.3m. Net income forecast to shrink 21% next year vs 9.0% growth forecast for Banks industry in the US . Consensus price target broadly unchanged at US$17.94. Share price was steady at US$15.27 over the past week.Major Estimate Revision • Feb 02Consensus EPS estimates fall by 14%, revenue upgradedThe consensus outlook for fiscal year 2023 has been updated. 2023 revenue forecast increased from US$50.4m to US$51.2m. EPS estimate fell from US$1.33 to US$1.14 per share. Net income forecast to shrink 21% next year vs 9.5% growth forecast for Banks industry in the US . Consensus price target of US$18.19 unchanged from last update. Share price was steady at US$15.11 over the past week.お知らせ • Jan 31First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on March 24, 2023First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock, a $0.01 increase from the prior quarter. The cash dividend will be payable on March 24, 2023, to shareholders of record on March 14, 2023.Reported Earnings • Jan 26Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: US$1.47 (up from US$1.31 in FY 2021). Revenue: US$52.0m (up 7.1% from FY 2021). Net income: US$13.2m (up 8.6% from FY 2021). Profit margin: 26% (in line with FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.0%. Revenue is expected to decline by 1.9% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.2%. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Nov 24Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 01 December 2022. Payment date: 16 December 2022. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (2.9%).分析記事 • Nov 18First Financial Northwest (NASDAQ:FFNW) Has Affirmed Its Dividend Of $0.12First Financial Northwest, Inc. ( NASDAQ:FFNW ) will pay a dividend of $0.12 on the 16th of December. This payment...お知らせ • Nov 15First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on December 16, 2022First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on the Company’s outstanding common stock. The cash dividend will be payable on December 16, 2022, to shareholders of record on December 2, 2022.Major Estimate Revision • Nov 03Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate increased from US$1.32 to US$1.48. Revenue forecast steady at US$48.7m. Net income forecast to shrink 4.1% next year vs 15% growth forecast for Banks industry in the US . Consensus price target of US$18.19 unchanged from last update. Share price rose 2.5% to US$15.32 over the past week.Reported Earnings • Oct 28Third quarter 2022 earnings: EPS and revenues exceed analyst expectationsThird quarter 2022 results: EPS: US$0.44 (up from US$0.34 in 3Q 2021). Revenue: US$13.9m (up 13% from 3Q 2021). Net income: US$3.95m (up 24% from 3Q 2021). Profit margin: 28% (up from 26% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.7%. Earnings per share (EPS) also surpassed analyst estimates by 32%. Revenue is forecast to stay flat during the next 3 years compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Oct 03First Financial Northwest authorizes 5% buybackFirst Financial Northwest (NASDAQ:FFNW) has authorized the repurchase of up to 5.0% stock, or ~456,000 shares. The new stock repurchase plan will commence on or about October 31, 2022, and will expire no later than March 17, 2023. The company repurchased a total of 61,913 shares of its outstanding common stock at an average price of $16.22 per share under its most recent stock repurchase plan in effect from February 18, 2022, through September 16, 2022,Recent Insider Transactions Derivative • Aug 26Senior VP & Chief Credit Officer exercised options and sold US$187k worth of stockOn the 24th of August, Simon Soh exercised 25k options at a strike price of around US$8.14 and sold these shares for an average price of US$15.48 per share. This trade did not impact their existing holding. Since March 2022, Simon's direct individual holding has increased from 45.81k shares to 87.66k. Company insiders have collectively sold US$462k more than they bought, via options and on-market transactions in the last 12 months.Upcoming Dividend • Aug 25Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 01 September 2022. Payment date: 16 September 2022. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.1%). In line with average of industry peers (3.1%).分析記事 • Aug 12First Financial Northwest (NASDAQ:FFNW) Will Pay A Dividend Of $0.12First Financial Northwest, Inc.'s ( NASDAQ:FFNW ) investors are due to receive a payment of $0.12 per share on 16th of...お知らせ • Aug 09First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on September 16, 2022First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on the company’s outstanding common stock. The cash dividend will be payable on September 16, 2022, to shareholders of record on September 2, 2022.Reported Earnings • Jul 29Second quarter 2022 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2022 results: EPS: US$0.31 (down from US$0.40 in 2Q 2021). Revenue: US$12.8m (down 1.2% from 2Q 2021). Net income: US$2.81m (down 26% from 2Q 2021). Profit margin: 22% (down from 29% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 3.1%. Earnings per share (EPS) also surpassed analyst estimates by 3.3%. Over the next year, revenue is expected to shrink by 5.4% compared to a 15% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Jul 28First Financial Northwest GAAP EPS of $0.31 beats by $0.01, revenue of $12.78M beats by $1.31MFirst Financial Northwest press release (NASDAQ:FFNW): Q2 GAAP EPS of $0.31 beats by $0.01. Revenue of $12.78M (+4.4% Y/Y) beats by $1.31M.Recent Insider Transactions Derivative • Jun 18Executive VP notifies of intention to sell stockRichard Jacobson intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 9th of June. If the sale is conducted around the recent share price of US$16.95, it would amount to US$170k. Since March 2022, Richard has owned 29.76k shares directly. Company insiders have collectively sold US$254k more than they bought, via options and on-market transactions in the last 12 months.Buying Opportunity • Jun 09Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 3.8%. The fair value is estimated to be US$20.94, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.2% over the last 3 years. Earnings per share has grown by 12%. Revenue is forecast to decline by 1.5% in 2 years. Earnings is forecast to decline by 9.8% in the next 2 years.Upcoming Dividend • May 26Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 02 June 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.0%). In line with average of industry peers (2.9%).分析記事 • May 20First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of US$0.12First Financial Northwest, Inc. ( NASDAQ:FFNW ) has announced that it will pay a dividend of US$0.12 per share on the...お知らせ • May 17First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 17, 2022First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on the Company’s outstanding common stock. The cash dividend will be payable on June 17, 2022, to shareholders of record on June 3, 2022.Major Estimate Revision • May 05Consensus EPS estimates increase by 13%The consensus outlook for earnings per share (EPS) in 2022 has improved. 2022 revenue forecast increased from US$46.2m to US$47.1m. EPS estimate increased from US$1.14 to US$1.28 per share. Net income forecast to shrink 11% next year vs 2.6% growth forecast for Banks industry in the US . Consensus price target of US$19.06 unchanged from last update. Share price was steady at US$16.97 over the past week.Reported Earnings • Apr 29First quarter 2022 earnings: EPS exceeds analyst expectationsFirst quarter 2022 results: EPS: US$0.36 (up from US$0.26 in 1Q 2021). Revenue: US$12.7m (up 13% from 1Q 2021). Net income: US$3.26m (up 31% from 1Q 2021). Profit margin: 26% (up from 22% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 33%. Over the next year, revenue is expected to shrink by 6.0% compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.お知らせ • Apr 23First Financial Northwest, Inc., Annual General Meeting, Jun 08, 2022First Financial Northwest, Inc., Annual General Meeting, Jun 08, 2022, at 09:00 Pacific Standard Time. Agenda: To approve election of two directors to each serve for a three-year term and one director to serve for a one-year term; to approve Advisory (non-binding) approval of the compensation paid to named executive officers as disclosed in this Proxy Statement; and to approve ratification of the appointment of Moss Adams LLP as independent registered public accounting firm for 2022.Buying Opportunity • Apr 14Now 22% undervaluedOver the last 90 days, the stock is up 1.7%. The fair value is estimated to be US$21.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue is forecast to grow by 2.0% in 2 years. Earnings is forecast to decline by 8.2% in the next 2 years.Reported Earnings • Mar 13Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$1.34 (up from US$0.88 in FY 2020). Revenue: US$48.5m (up 13% from FY 2020). Net income: US$12.2m (up 43% from FY 2020). Profit margin: 25% (up from 20% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.35% (up from 3.15% in FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.6%. Over the next year, revenue is expected to shrink by 4.9% compared to a 5.9% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 1% per year.Buying Opportunity • Mar 04Now 21% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be US$21.25, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has been flat over the last 3 years.Upcoming Dividend • Mar 03Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 10 March 2022. Payment date: 25 March 2022. Payout ratio is a comfortable 33% but the company is not cash flow positive. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (3.7%). In line with average of industry peers (2.5%).分析記事 • Feb 19First Financial Northwest (NASDAQ:FFNW) Is Paying Out A Larger Dividend Than Last YearFirst Financial Northwest, Inc. ( NASDAQ:FFNW ) will increase its dividend on the 25th of March to US$0.12, which is...お知らせ • Feb 16First Financial Northwest, Inc. Announces Quarterly Cash Dividend, Payable on March 25, 2022First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on the Company’s outstanding common stock, a $0.01 increase from the prior quarter. The cash dividend will be payable on March 25, 2022, to shareholders of record on March 11, 2022.Reported Earnings • Jan 29Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$1.31 (up from US$0.88 in FY 2020). Revenue: US$48.5m (up 13% from FY 2020). Net income: US$12.2m (up 43% from FY 2020). Profit margin: 25% (up from 20% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.6%. Over the next year, revenue is expected to shrink by 4.7% compared to a 4.1% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 3% per year.Recent Insider Transactions Derivative • Dec 14President exercised options and sold US$163k worth of stockOn the 10th of December, Joseph Kiley exercised 20k options at a strike price of around US$8.01 and sold these shares for an average price of US$16.16 per share. This trade did not impact their existing holding. For the year to December 2020, Joseph's total compensation was 51% salary and 49% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2021, Joseph's direct individual holding has decreased from 43.95k shares to 27.34k. Company insiders have collectively sold US$327k more than they bought, via options and on-market transactions in the last 12 months.Upcoming Dividend • Nov 25Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 02 December 2021. Payment date: 17 December 2021. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.2%).分析記事 • Nov 19First Financial Northwest's (NASDAQ:FFNW) Dividend Will Be US$0.11First Financial Northwest, Inc. ( NASDAQ:FFNW ) will pay a dividend of US$0.11 on the 17th of December. This means the...Reported Earnings • Oct 30Third quarter 2021 earnings released: EPS US$0.34 (vs US$0.21 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$12.3m (up 18% from 3Q 2020). Net income: US$3.20m (up 54% from 3Q 2020). Profit margin: 26% (up from 20% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.Price Target Changed • Sep 04Price target increased to US$17.92Up from US$16.69, the current price target is an average from 3 analysts. New target price is 9.9% above last closing price of US$16.30. Stock is up 66% over the past year.Seeking Alpha • Aug 28First Financial Northwest: An Interesting Little Bank To Keep An Eye OnIts solid earnings outlook is supported by the continuation of good core loan growth. While profitability is likely to hold steady at current levels, today’s valuation paints a much too draconian picture. Supported by its Seattle market franchise, long-term growth tailwinds are likely to be sustained for multiple years to come.Upcoming Dividend • Aug 26Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 17 September 2021. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.3%).分析記事 • Aug 19First Financial Northwest (NASDAQ:FFNW) Will Pay A Dividend Of US$0.11The board of First Financial Northwest, Inc. ( NASDAQ:FFNW ) has announced that it will pay a dividend of US$0.11 per...Major Estimate Revision • Aug 03Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate increased from US$1.00 to US$1.23. Revenue forecast steady at US$43.8m. Net income forecast to shrink 5.1% next year vs 1.5% decline forecast for Banks industry in the US. Consensus price target broadly unchanged at US$16.69. Share price rose 4.0% to US$16.04 over the past week.Reported Earnings • Jul 28Second quarter 2021 earnings released: EPS US$0.40 (vs US$0.22 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.9m (up 23% from 2Q 2020). Net income: US$3.81m (up 78% from 2Q 2020). Profit margin: 29% (up from 20% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Executive Departure • Jun 14Independent Chairman of the Board Daniel Stevens has left the companyOn the 9th of June, Daniel Stevens' tenure as Independent Chairman of the Board ended after 9.4 years in the role. As of March 2021, Daniel still personally held 13.80k shares (US$139k worth at the time). Daniel is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 8.25 years.決済の安定と成長配当データの取得安定した配当: FFNWの 1 株当たり配当が過去に安定していたかどうかを判断するにはデータが不十分です。増加する配当: FFNWの配当金が増加しているかどうかを判断するにはデータが不十分です。配当利回り対市場First Financial Northwest 配当利回り対市場FFNW 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (FFNW)0%市場下位25% (US)1.4%市場トップ25% (US)4.2%業界平均 (Banks)2.4%アナリスト予想 (FFNW) (最長3年)0%注目すべき配当: FFNWは最近配当金を報告していないため、配当金支払者の下位 25% に対して同社の配当利回りを評価することはできません。高配当: FFNWは最近配当金を報告していないため、配当金支払者の上位 25% に対して同社の配当利回りを評価することはできません。現在の株主配当収益カバレッジ: FFNW US市場において目立った配当金を支払っていません。株主への将来支払額将来の配当金の見通し: FFNWはUS市場に対して目立った配当を支払う予定がないため、3 年後の FFNW の配当の持続可能性を計算する必要はありません。高配当企業の発掘7D1Y7D1Y7D1YUS 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2025/04/23 18:28終値2025/04/21 00:00収益2024/12/31年間収益2024/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋First Financial Northwest, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。2 アナリスト機関Christopher MarinacBrean Capital Historical (Janney Montgomery)Jaime PetersMorningstar Inc.
Declared Dividend • May 31First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th June 2024 Payment date: 21st June 2024 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 71% to bring the payout ratio under control. EPS is expected to grow by 28% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.
お知らせ • May 29First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 21, 2024First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on June 21, 2024, to shareholders of record on June 7, 2024.
Upcoming Dividend • Mar 07Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 28 March 2024. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.0%).
分析記事 • Feb 21First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of $0.13The board of First Financial Northwest, Inc. ( NASDAQ:FFNW ) has announced that it will pay a dividend on the 28th of...
Declared Dividend • Feb 15Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 14th March 2024 Payment date: 28th March 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (75% payout ratio) and is expected to be covered in 3 years' time (88% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 21% over the next 2 years. Since a fall of 16% would increase the payout ratio to a potentially unsustainable range, the dividend may be at risk.
お知らせ • Feb 13First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on March 28, 2024First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on March 28, 2024, to shareholders of record on March 15, 2024.
お知らせ • Apr 22First Financial Northwest, Inc.(NasdaqGS:FFNW) dropped from NASDAQ Composite IndexFirst Financial Northwest, Inc.has been dropped from the NASDAQ Composite Index.
お知らせ • Apr 13First Financial Northwest, Inc. Notifies the Nasdaq Stock Market of Its Intent to Delist its Shares Common Stock Effective on April 21, 2025First Financial Northwest, Inc. (the “Company”), the former holding company of First Financial Northwest Bank (the “Bank”), announced the closing, effective April 11, 2025, of the previously announced transaction whereby Global Federal Credit Union (“Global”), headquartered in Anchorage, Alaska, acquired substantially all of the assets and assumed substantially all of the liabilities (including deposit liabilities) of First Financial Northwest Bank. In connection with the closing of the transaction, the Company received $228.7 million in cash pursuant to the Purchase and Assumption Agreement by and among the Company, Global and the Bank, dated January 10, 2024. The Company also notified the Nasdaq Stock Market of its intent to delist shares of Company common stock effective on April 21, 2025. As of the close of business on that date, the Company will also close its stock transfer books. As a result, the Company’s common stock will no longer trade on the Nasdaq Global Select Market and Company shareholders will be unable to transfer Company common stock after April 21, 2025.
Reported Earnings • Mar 21Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.12 (down from US$0.69 in FY 2023). Revenue: US$37.6m (down 14% from FY 2023). Net income: US$1.07m (down 83% from FY 2023). Profit margin: 2.8% (down from 14% in FY 2023). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.54% (down from 2.82% in FY 2023). Non-performing loans: 0.07% (up from 0.02% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.1%. Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.
New Risk • Mar 16New major risk - Revenue and earnings growthEarnings have declined by 16% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 16% per year over the past 5 years. Minor Risk Profit margins are more than 30% lower than last year (2.9% net profit margin).
Buy Or Sell Opportunity • Mar 13Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 2.6% to US$22.64. The fair value is estimated to be US$18.85, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 10% over the last 3 years. Earnings per share has declined by 54%. Revenue is forecast to decline by 5.3% in 2 years. Earnings are forecast to grow by 113% in the next 2 years.
Major Estimate Revision • Feb 04Consensus EPS estimates fall by 25%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from US$35.7m to US$33.9m. EPS estimate also fell from US$0.265 per share to US$0.20 per share. Net income forecast to grow 76% next year vs 13% growth forecast for Banks industry in the US. Consensus price target of US$22.83 unchanged from last update. Share price was steady at US$21.31 over the past week.
Reported Earnings • Jan 28Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.12 (down from US$0.69 in FY 2023). Revenue: US$37.6m (down 14% from FY 2023). Net income: US$1.07m (down 83% from FY 2023). Profit margin: 2.9% (down from 14% in FY 2023). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.1%. Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.
New Risk • Nov 10New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 24% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (2.9% net profit margin).
Reported Earnings • Oct 29Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: US$0.066 loss per share (down from US$0.16 profit in 3Q 2023). Revenue: US$7.56m (down 29% from 3Q 2023). Net loss: US$608.0k (down 141% from profit in 3Q 2023). Revenue missed analyst estimates by 3.9%. Earnings per share (EPS) were also behind analyst expectations. Revenue is expected to decline by 1.2% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.6%. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.
Recent Insider Transactions Derivative • Oct 17CFO & Director exercised options and sold US$348k worth of stockOn the 11th of October, Richard Jacobson exercised 50.00k options at around US$13.04, then sold 34k of the shares acquired at an average of US$22.31 per share and kept the remainder. Since March 2024, Richard's direct individual holding has increased from 68.87k shares to 69.08k. Company insiders have collectively sold US$186k more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions Derivative • Aug 16President exercised options to buy US$558k worth of stock.On the 13th of August, Joseph Kiley exercised 50.00k options at around US$10.89, then sold 24.68k of them at US$21.67 each and kept the remainder. Since September 2023, Joseph's direct individual holding has increased from 56.71k shares to 95.69k. Company insiders have collectively bought US$132k more than they sold, via options and on-market transactions, in the last 12 months.
Major Estimate Revision • Aug 01Consensus EPS estimates increase by 233%, revenue downgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast fell from US$37.6m to US$35.5m. EPS estimate rose from US$0.075 to US$0.25. Net income forecast to shrink 17% next year vs 8.5% growth forecast for Banks industry in the US . Consensus price target up from US$20.50 to US$22.83. Share price was steady at US$21.51 over the past week.
New Risk • Jul 28New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 2.1% per year for the foreseeable future. Minor Risks Dividend is not well covered by earnings (150% payout ratio). Profit margins are more than 30% lower than last year (7.9% net profit margin).
Reported Earnings • Jul 26Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2024 results: EPS: US$0.17 (up from US$0.16 in 2Q 2023). Revenue: US$9.84m (down 13% from 2Q 2023). Net income: US$1.56m (up 4.8% from 2Q 2023). Profit margin: 16% (up from 13% in 2Q 2023). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 3.3%. Earnings per share (EPS) exceeded analyst estimates. Revenue is expected to decline by 2.6% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
Buy Or Sell Opportunity • Jul 01Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 3.2% to US$21.23. The fair value is estimated to be US$17.55, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 15%. Revenue is forecast to decline by 8.7% in a year. Earnings are forecast to decline by 50% in the next year.
Buy Or Sell Opportunity • Jun 28Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 2.8% to US$21.13. The fair value is estimated to be US$17.57, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 15%. Revenue is forecast to decline by 8.7% in a year. Earnings are forecast to decline by 50% in the next year.
Recent Insider Transactions Derivative • Jun 06Executive VP & Chief Banking Officer exercised options to buy US$113k worth of stock.On the 3rd of June, Dalen Harrison exercised 7.50k options at around US$10.77, then sold 2.10k of them at US$21.06 each and kept the remainder. Since September 2023, Dalen's direct individual holding has increased from 30.04k shares to 35.22k. Company insiders have collectively bought US$149k more than they sold, via options and on-market transactions, in the last 12 months.
Declared Dividend • May 31First quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 7th June 2024 Payment date: 21st June 2024 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 71% to bring the payout ratio under control. EPS is expected to grow by 28% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.
お知らせ • May 29First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 21, 2024First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on June 21, 2024, to shareholders of record on June 7, 2024.
Buy Or Sell Opportunity • May 15Now 24% overvalued after recent price riseOver the last 90 days, the stock has risen 5.1% to US$21.60. The fair value is estimated to be US$17.47, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 15%. Revenue is forecast to decline by 8.7% in a year. Earnings are forecast to decline by 50% in the next year.
Major Estimate Revision • May 07Consensus EPS estimates fall by 77%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$38.1m to US$37.6m. EPS estimate also fell from US$0.325 per share to US$0.075 per share. Net income forecast to shrink 50% next year vs 1.7% growth forecast for Banks industry in the US . Consensus price target of US$20.50 unchanged from last update. Share price was steady at US$20.35 over the past week.
Reported Earnings • May 02First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: US$0.12 loss per share (down from US$0.23 profit in 1Q 2023). Revenue: US$9.86m (down 15% from 1Q 2023). Net loss: US$1.08m (down 151% from profit in 1Q 2023). Revenue missed analyst estimates by 4.9%. Earnings per share (EPS) were also behind analyst expectations. Revenue is expected to decline by 2.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.0%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.
New Risk • May 01New minor risk - Dividend sustainabilityThe dividend is not forecast to be well covered by earnings in 3 years. Payout ratio in 3 years: 90% Current dividend yield: 2.6% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 0.8% per year over the past 5 years. Minor Risks Dividend not forecast to be well covered by earnings in 3 years (90% payout ratio in 3 years). Profit margins are more than 30% lower than last year (14% net profit margin).
お知らせ • Apr 09First Financial Northwest, Inc., Annual General Meeting, May 23, 2024First Financial Northwest, Inc., Annual General Meeting, May 23, 2024, at 13:00 Pacific Standard Time. Agenda: To consider election of three directors to each serve for a three-year term; to consider advisory (non-binding) approval of the compensation paid to named executive officers as disclosed in this Proxy Statement; and to consider ratification of the appointment of Moss Adams LLP as our independent registered public accounting firm for 2024.
Reported Earnings • Mar 14Full year 2023 earnings: EPS in line with expectations, revenues disappointFull year 2023 results: EPS: US$0.69 (down from US$1.47 in FY 2022). Revenue: US$43.5m (down 16% from FY 2022). Net income: US$6.29m (down 52% from FY 2022). Profit margin: 14% (down from 25% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.82% (down from 3.53% in FY 2022). Non-performing loans: 0.02% (no change from 0.02% in FY 2022). Revenue missed analyst estimates by 2.4%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is expected to decline by 2.9% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.9%. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
Upcoming Dividend • Mar 07Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 28 March 2024. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.0%).
分析記事 • Feb 21First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of $0.13The board of First Financial Northwest, Inc. ( NASDAQ:FFNW ) has announced that it will pay a dividend on the 28th of...
Declared Dividend • Feb 15Fourth quarter dividend of US$0.13 announcedDividend of US$0.13 is the same as last year. Ex-date: 14th March 2024 Payment date: 28th March 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (75% payout ratio) and is expected to be covered in 3 years' time (88% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 21% over the next 2 years. Since a fall of 16% would increase the payout ratio to a potentially unsustainable range, the dividend may be at risk.
お知らせ • Feb 13First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on March 28, 2024First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on March 28, 2024, to shareholders of record on March 15, 2024.
Major Estimate Revision • Feb 02Consensus EPS estimates fall by 38%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$39.6m to US$38.1m. EPS estimate also fell from US$0.528 per share to US$0.325 per share. Net income forecast to shrink 53% next year vs 3.7% decline forecast for Banks industry in the US. Consensus price target of US$20.50 unchanged from last update. Share price was steady at US$20.95 over the past week.
Major Estimate Revision • Feb 01Consensus EPS estimates fall by 29%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$39.6m to US$38.7m. EPS estimate also fell from US$0.528 per share to US$0.375 per share. Net income forecast to shrink 46% next year vs 3.6% decline forecast for Banks industry in the US. Consensus price target up from US$19.13 to US$21.25. Share price was steady at US$20.88 over the past week.
New Risk • Jan 26New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 14% Last year net profit margin: 25% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 4.1% per year for the foreseeable future. Minor Risks Share price has been volatile over the past 3 months (14% average weekly change). Profit margins are more than 30% lower than last year (14% net profit margin).
Price Target Changed • Jan 12Price target increased by 14% to US$16.75Up from US$14.75, the current price target is an average from 4 analysts. New target price is 19% below last closing price of US$20.65. Stock is up 38% over the past year. The company is forecast to post earnings per share of US$0.69 for next year compared to US$1.47 last year.
Valuation Update With 7 Day Price Move • Jan 11Investor sentiment improves as stock rises 46%After last week's 46% share price gain to US$20.25, the stock trades at a forward P/E ratio of 35x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 84% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$20.25 per share.
Upcoming Dividend • Nov 30Upcoming dividend of US$0.13 per share at 4.3% yieldEligible shareholders must have bought the stock before 07 December 2023. Payment date: 22 December 2023. Payout ratio is a comfortable 56% and this is well supported by cash flows. Trailing yield: 4.3%. Lower than top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).
Price Target Changed • Nov 29Price target decreased by 7.4% to US$14.00Down from US$15.13, the current price target is an average from 4 analysts. New target price is 17% above last closing price of US$11.96. Stock is down 21% over the past year. The company is forecast to post earnings per share of US$0.70 for next year compared to US$1.47 last year.
お知らせ • Nov 14First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on December 22, 2023First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on December 22, 2023, to shareholders of record on December 8, 2023.
Reported Earnings • Oct 28Third quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2023 results: EPS: US$0.16 (down from US$0.44 in 3Q 2022). Revenue: US$10.7m (down 23% from 3Q 2022). Net income: US$1.50m (down 62% from 3Q 2022). Profit margin: 14% (down from 28% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.3%. Earnings per share (EPS) exceeded analyst estimates by 6.7%. Revenue is expected to decline by 2.9% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 4% per year.
New Risk • Oct 25New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$99.3m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 30% per year for the foreseeable future. Minor Risk Market cap is less than US$100m (US$99.3m market cap).
Recent Insider Transactions Derivative • Sep 15President exercised options to buy US$102k worth of stock.On the 12th of September, Joseph Kiley exercised options to buy 8k shares at a strike price of around US$10.69, costing a total of US$86k. This transaction amounted to 16% of their direct individual holding at the time of the trade. Since March 2023, Joseph's direct individual holding has decreased from 80.45k shares to 48.71k. Company insiders have collectively bought US$112k more than they sold, via options and on-market transactions, in the last 12 months.
Upcoming Dividend • Aug 31Upcoming dividend of US$0.13 per share at 4.2% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 22 September 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.6%).
お知らせ • Aug 09First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on September 22, 2023First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company's outstanding common stock. The cash dividend will be payable on September 22, 2023, to shareholders of record on September 8, 2023.
Major Estimate Revision • Aug 03Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$43.8m to US$41.3m. EPS estimate also fell from US$0.80 per share to US$0.67 per share. Net income forecast to shrink 39% next year vs 11% decline forecast for Banks industry in the US. Consensus price target of US$14.88 unchanged from last update. Share price fell 4.1% to US$11.51 over the past week.
Reported Earnings • Jul 28Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.16 (down from US$0.31 in 2Q 2022). Revenue: US$11.5m (down 10.0% from 2Q 2022). Net income: US$1.49m (down 47% from 2Q 2022). Profit margin: 13% (down from 22% in 2Q 2022). Revenue missed analyst estimates by 5.6%. Earnings per share (EPS) also missed analyst estimates by 19%. Revenue is expected to decline by 7.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 15% per year whereas the company’s share price has increased by 10% per year.
Upcoming Dividend • Jun 01Upcoming dividend of US$0.13 per share at 5.1% yieldEligible shareholders must have bought the stock before 08 June 2023. Payment date: 23 June 2023. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 5.1%. Lower than top quartile of American dividend payers (5.2%). Higher than average of industry peers (3.7%).
お知らせ • May 16First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 23, 2023First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock. The cash dividend will be payable on June 23, 2023, to shareholders of record on June 9, 2023.
Valuation Update With 7 Day Price Move • May 06Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$10.07, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 7x in the Banks industry in the US. Total returns to shareholders of 20% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$16.27 per share.
Major Estimate Revision • May 04Consensus EPS estimates fall by 29%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from US$1.15 to US$0.81. Revenue forecast unchanged from US$43.8m at last update. Net income forecast to shrink 35% next year vs 5.7% decline forecast for Banks industry in the US. Consensus price target broadly unchanged at US$15.63. Share price fell 5.4% to US$10.86 over the past week.
Price Target Changed • Apr 10Price target decreased by 9.9% to US$15.88Down from US$17.63, the current price target is an average from 4 analysts. New target price is 36% above last closing price of US$11.67. Stock is down 31% over the past year. The company is forecast to post earnings per share of US$1.15 for next year compared to US$1.47 last year.
Board Change • Apr 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 3 highly experienced directors. Independent Director Cindy Runger was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Buying Opportunity • Mar 31Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 15%. The fair value is estimated to be US$16.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.5% over the last 3 years. Earnings per share has grown by 17%. Revenue is forecast to decline by 2.4% in 2 years. Earnings is forecast to decline by 21% in the next 2 years.
Reported Earnings • Mar 16Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: US$1.47 (up from US$1.31 in FY 2021). Revenue: US$52.0m (up 7.5% from FY 2021). Net income: US$13.2m (up 8.2% from FY 2021). Profit margin: 25% (in line with FY 2021). Net interest margin (NIM): 3.53% (up from 3.35% in FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.0%. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.6%. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Mar 13Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 12%. The fair value is estimated to be US$16.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.5% over the last 3 years. Earnings per share has grown by 17%. Revenue is forecast to decline by 2.4% in 2 years. Earnings is forecast to decline by 21% in the next 2 years.
Upcoming Dividend • Mar 06Upcoming dividend of US$0.13 per share at 3.4% yieldEligible shareholders must have bought the stock before 13 March 2023. Payment date: 24 March 2023. Trailing yield: 3.4%. Lower than top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).
Major Estimate Revision • Feb 03Consensus EPS estimates fall by 14%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from US$1.33 to US$1.14 per share. Revenue forecast steady at US$50.3m. Net income forecast to shrink 21% next year vs 9.0% growth forecast for Banks industry in the US . Consensus price target broadly unchanged at US$17.94. Share price was steady at US$15.27 over the past week.
Major Estimate Revision • Feb 02Consensus EPS estimates fall by 14%, revenue upgradedThe consensus outlook for fiscal year 2023 has been updated. 2023 revenue forecast increased from US$50.4m to US$51.2m. EPS estimate fell from US$1.33 to US$1.14 per share. Net income forecast to shrink 21% next year vs 9.5% growth forecast for Banks industry in the US . Consensus price target of US$18.19 unchanged from last update. Share price was steady at US$15.11 over the past week.
お知らせ • Jan 31First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on March 24, 2023First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.13 per share on the Company’s outstanding common stock, a $0.01 increase from the prior quarter. The cash dividend will be payable on March 24, 2023, to shareholders of record on March 14, 2023.
Reported Earnings • Jan 26Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: US$1.47 (up from US$1.31 in FY 2021). Revenue: US$52.0m (up 7.1% from FY 2021). Net income: US$13.2m (up 8.6% from FY 2021). Profit margin: 26% (in line with FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.0%. Revenue is expected to decline by 1.9% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.2%. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Nov 24Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 01 December 2022. Payment date: 16 December 2022. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (2.9%).
分析記事 • Nov 18First Financial Northwest (NASDAQ:FFNW) Has Affirmed Its Dividend Of $0.12First Financial Northwest, Inc. ( NASDAQ:FFNW ) will pay a dividend of $0.12 on the 16th of December. This payment...
お知らせ • Nov 15First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on December 16, 2022First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on the Company’s outstanding common stock. The cash dividend will be payable on December 16, 2022, to shareholders of record on December 2, 2022.
Major Estimate Revision • Nov 03Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate increased from US$1.32 to US$1.48. Revenue forecast steady at US$48.7m. Net income forecast to shrink 4.1% next year vs 15% growth forecast for Banks industry in the US . Consensus price target of US$18.19 unchanged from last update. Share price rose 2.5% to US$15.32 over the past week.
Reported Earnings • Oct 28Third quarter 2022 earnings: EPS and revenues exceed analyst expectationsThird quarter 2022 results: EPS: US$0.44 (up from US$0.34 in 3Q 2021). Revenue: US$13.9m (up 13% from 3Q 2021). Net income: US$3.95m (up 24% from 3Q 2021). Profit margin: 28% (up from 26% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.7%. Earnings per share (EPS) also surpassed analyst estimates by 32%. Revenue is forecast to stay flat during the next 3 years compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Oct 03First Financial Northwest authorizes 5% buybackFirst Financial Northwest (NASDAQ:FFNW) has authorized the repurchase of up to 5.0% stock, or ~456,000 shares. The new stock repurchase plan will commence on or about October 31, 2022, and will expire no later than March 17, 2023. The company repurchased a total of 61,913 shares of its outstanding common stock at an average price of $16.22 per share under its most recent stock repurchase plan in effect from February 18, 2022, through September 16, 2022,
Recent Insider Transactions Derivative • Aug 26Senior VP & Chief Credit Officer exercised options and sold US$187k worth of stockOn the 24th of August, Simon Soh exercised 25k options at a strike price of around US$8.14 and sold these shares for an average price of US$15.48 per share. This trade did not impact their existing holding. Since March 2022, Simon's direct individual holding has increased from 45.81k shares to 87.66k. Company insiders have collectively sold US$462k more than they bought, via options and on-market transactions in the last 12 months.
Upcoming Dividend • Aug 25Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 01 September 2022. Payment date: 16 September 2022. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.1%). In line with average of industry peers (3.1%).
分析記事 • Aug 12First Financial Northwest (NASDAQ:FFNW) Will Pay A Dividend Of $0.12First Financial Northwest, Inc.'s ( NASDAQ:FFNW ) investors are due to receive a payment of $0.12 per share on 16th of...
お知らせ • Aug 09First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on September 16, 2022First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on the company’s outstanding common stock. The cash dividend will be payable on September 16, 2022, to shareholders of record on September 2, 2022.
Reported Earnings • Jul 29Second quarter 2022 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2022 results: EPS: US$0.31 (down from US$0.40 in 2Q 2021). Revenue: US$12.8m (down 1.2% from 2Q 2021). Net income: US$2.81m (down 26% from 2Q 2021). Profit margin: 22% (down from 29% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 3.1%. Earnings per share (EPS) also surpassed analyst estimates by 3.3%. Over the next year, revenue is expected to shrink by 5.4% compared to a 15% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Jul 28First Financial Northwest GAAP EPS of $0.31 beats by $0.01, revenue of $12.78M beats by $1.31MFirst Financial Northwest press release (NASDAQ:FFNW): Q2 GAAP EPS of $0.31 beats by $0.01. Revenue of $12.78M (+4.4% Y/Y) beats by $1.31M.
Recent Insider Transactions Derivative • Jun 18Executive VP notifies of intention to sell stockRichard Jacobson intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 9th of June. If the sale is conducted around the recent share price of US$16.95, it would amount to US$170k. Since March 2022, Richard has owned 29.76k shares directly. Company insiders have collectively sold US$254k more than they bought, via options and on-market transactions in the last 12 months.
Buying Opportunity • Jun 09Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 3.8%. The fair value is estimated to be US$20.94, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.2% over the last 3 years. Earnings per share has grown by 12%. Revenue is forecast to decline by 1.5% in 2 years. Earnings is forecast to decline by 9.8% in the next 2 years.
Upcoming Dividend • May 26Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 02 June 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.0%). In line with average of industry peers (2.9%).
分析記事 • May 20First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of US$0.12First Financial Northwest, Inc. ( NASDAQ:FFNW ) has announced that it will pay a dividend of US$0.12 per share on the...
お知らせ • May 17First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 17, 2022First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on the Company’s outstanding common stock. The cash dividend will be payable on June 17, 2022, to shareholders of record on June 3, 2022.
Major Estimate Revision • May 05Consensus EPS estimates increase by 13%The consensus outlook for earnings per share (EPS) in 2022 has improved. 2022 revenue forecast increased from US$46.2m to US$47.1m. EPS estimate increased from US$1.14 to US$1.28 per share. Net income forecast to shrink 11% next year vs 2.6% growth forecast for Banks industry in the US . Consensus price target of US$19.06 unchanged from last update. Share price was steady at US$16.97 over the past week.
Reported Earnings • Apr 29First quarter 2022 earnings: EPS exceeds analyst expectationsFirst quarter 2022 results: EPS: US$0.36 (up from US$0.26 in 1Q 2021). Revenue: US$12.7m (up 13% from 1Q 2021). Net income: US$3.26m (up 31% from 1Q 2021). Profit margin: 26% (up from 22% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 33%. Over the next year, revenue is expected to shrink by 6.0% compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
お知らせ • Apr 23First Financial Northwest, Inc., Annual General Meeting, Jun 08, 2022First Financial Northwest, Inc., Annual General Meeting, Jun 08, 2022, at 09:00 Pacific Standard Time. Agenda: To approve election of two directors to each serve for a three-year term and one director to serve for a one-year term; to approve Advisory (non-binding) approval of the compensation paid to named executive officers as disclosed in this Proxy Statement; and to approve ratification of the appointment of Moss Adams LLP as independent registered public accounting firm for 2022.
Buying Opportunity • Apr 14Now 22% undervaluedOver the last 90 days, the stock is up 1.7%. The fair value is estimated to be US$21.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue is forecast to grow by 2.0% in 2 years. Earnings is forecast to decline by 8.2% in the next 2 years.
Reported Earnings • Mar 13Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$1.34 (up from US$0.88 in FY 2020). Revenue: US$48.5m (up 13% from FY 2020). Net income: US$12.2m (up 43% from FY 2020). Profit margin: 25% (up from 20% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.35% (up from 3.15% in FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.6%. Over the next year, revenue is expected to shrink by 4.9% compared to a 5.9% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 1% per year.
Buying Opportunity • Mar 04Now 21% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be US$21.25, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has been flat over the last 3 years.
Upcoming Dividend • Mar 03Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 10 March 2022. Payment date: 25 March 2022. Payout ratio is a comfortable 33% but the company is not cash flow positive. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (3.7%). In line with average of industry peers (2.5%).
分析記事 • Feb 19First Financial Northwest (NASDAQ:FFNW) Is Paying Out A Larger Dividend Than Last YearFirst Financial Northwest, Inc. ( NASDAQ:FFNW ) will increase its dividend on the 25th of March to US$0.12, which is...
お知らせ • Feb 16First Financial Northwest, Inc. Announces Quarterly Cash Dividend, Payable on March 25, 2022First Financial Northwest, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on the Company’s outstanding common stock, a $0.01 increase from the prior quarter. The cash dividend will be payable on March 25, 2022, to shareholders of record on March 11, 2022.
Reported Earnings • Jan 29Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$1.31 (up from US$0.88 in FY 2020). Revenue: US$48.5m (up 13% from FY 2020). Net income: US$12.2m (up 43% from FY 2020). Profit margin: 25% (up from 20% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.6%. Over the next year, revenue is expected to shrink by 4.7% compared to a 4.1% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 3% per year.
Recent Insider Transactions Derivative • Dec 14President exercised options and sold US$163k worth of stockOn the 10th of December, Joseph Kiley exercised 20k options at a strike price of around US$8.01 and sold these shares for an average price of US$16.16 per share. This trade did not impact their existing holding. For the year to December 2020, Joseph's total compensation was 51% salary and 49% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2021, Joseph's direct individual holding has decreased from 43.95k shares to 27.34k. Company insiders have collectively sold US$327k more than they bought, via options and on-market transactions in the last 12 months.
Upcoming Dividend • Nov 25Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 02 December 2021. Payment date: 17 December 2021. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.2%).
分析記事 • Nov 19First Financial Northwest's (NASDAQ:FFNW) Dividend Will Be US$0.11First Financial Northwest, Inc. ( NASDAQ:FFNW ) will pay a dividend of US$0.11 on the 17th of December. This means the...
Reported Earnings • Oct 30Third quarter 2021 earnings released: EPS US$0.34 (vs US$0.21 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$12.3m (up 18% from 3Q 2020). Net income: US$3.20m (up 54% from 3Q 2020). Profit margin: 26% (up from 20% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
Price Target Changed • Sep 04Price target increased to US$17.92Up from US$16.69, the current price target is an average from 3 analysts. New target price is 9.9% above last closing price of US$16.30. Stock is up 66% over the past year.
Seeking Alpha • Aug 28First Financial Northwest: An Interesting Little Bank To Keep An Eye OnIts solid earnings outlook is supported by the continuation of good core loan growth. While profitability is likely to hold steady at current levels, today’s valuation paints a much too draconian picture. Supported by its Seattle market franchise, long-term growth tailwinds are likely to be sustained for multiple years to come.
Upcoming Dividend • Aug 26Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 17 September 2021. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.3%).
分析記事 • Aug 19First Financial Northwest (NASDAQ:FFNW) Will Pay A Dividend Of US$0.11The board of First Financial Northwest, Inc. ( NASDAQ:FFNW ) has announced that it will pay a dividend of US$0.11 per...
Major Estimate Revision • Aug 03Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate increased from US$1.00 to US$1.23. Revenue forecast steady at US$43.8m. Net income forecast to shrink 5.1% next year vs 1.5% decline forecast for Banks industry in the US. Consensus price target broadly unchanged at US$16.69. Share price rose 4.0% to US$16.04 over the past week.
Reported Earnings • Jul 28Second quarter 2021 earnings released: EPS US$0.40 (vs US$0.22 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.9m (up 23% from 2Q 2020). Net income: US$3.81m (up 78% from 2Q 2020). Profit margin: 29% (up from 20% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Executive Departure • Jun 14Independent Chairman of the Board Daniel Stevens has left the companyOn the 9th of June, Daniel Stevens' tenure as Independent Chairman of the Board ended after 9.4 years in the role. As of March 2021, Daniel still personally held 13.80k shares (US$139k worth at the time). Daniel is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 8.25 years.