Chemung Financial（CHMG）株式概要Chemung Financial Corporation は、Chemung Canal Trust Company の銀行持株会社として、銀行業務、融資、受託、その他の金融サービスを提供している。 詳細CHMG ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長4/6過去の実績1/6財務の健全性6/6配当金4/6報酬当社が推定した公正価値より30%で取引されている 収益は年間35.01%増加すると予測されています 1.97%の安定した配当金を支払う リスク分析過去3か月間に大規模なインサイダー売却が発生 すべてのリスクチェックを見るCHMG Community Fair Values Create NarrativeSee what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUS$Current PriceUS$68.9435.3% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture0214m2016201920222025202620282031Revenue US$214.1mEarnings US$41.0mAdvancedSet Fair ValueView all narrativesChemung Financial Corporation 競合他社BayComSymbol: NasdaqGS:BCMLMarket cap: US$336.0mNorwood FinancialSymbol: NasdaqGM:NWFLMarket cap: US$324.8mAvidia BancorpSymbol: NYSE:AVBCMarket cap: US$354.5mParke BancorpSymbol: NasdaqCM:PKBKMarket cap: US$369.4m価格と性能株価の高値、安値、推移の概要Chemung Financial過去の株価現在の株価US$68.9452週高値US$70.8352週安値US$43.20ベータ0.611ヶ月の変化3.16%3ヶ月変化22.34%1年変化47.53%3年間の変化95.30%5年間の変化47.94%IPOからの変化3,253.84%最新ニュースお知らせ • 13hChemung Financial Corporation Approves Quarterly Cash Dividend, Payable on July 1, 2026Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on July 1, 2026, to common stock shareholders of record as of the close of business on June 17, 2026.Recent Insider Transactions • Apr 28Independent Director recently sold US$51k worth of stockOn the 27th of April, Thomas Tyrrell sold around 788 shares on-market at roughly US$65.33 per share. This transaction amounted to 8.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$160k. Despite this recent sale, insiders have collectively bought US$847k more than they sold in the last 12 months.Price Target Changed • Apr 21Price target increased by 9.3% to US$70.25Up from US$64.25, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$66.55. Stock is up 51% over the past year. The company is forecast to post earnings per share of US$7.15 for next year compared to US$3.14 last year.Reported Earnings • Apr 19First quarter 2026 earnings released: EPS: US$1.91 (vs US$1.26 in 1Q 2025)First quarter 2026 results: EPS: US$1.91 (up from US$1.26 in 1Q 2025). Revenue: US$29.3m (up 19% from 1Q 2025). Net income: US$9.20m (up 53% from 1Q 2025). Profit margin: 31% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.New Risk • Apr 17New major risk - Revenue and earnings growthEarnings have declined by 9.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.5% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (17% net profit margin). Significant insider selling over the past 3 months (US$251k sold).Reported Earnings • Mar 15Full year 2025 earnings: EPS in line with analyst expectations despite revenue beatFull year 2025 results: EPS: US$3.14 (down from US$4.96 in FY 2024). Revenue: US$90.7m (down 6.9% from FY 2024). Net income: US$15.1m (down 36% from FY 2024). Profit margin: 17% (down from 24% in FY 2024). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (up from 2.76% in FY 2024). Cost-to-income ratio: 63.0% (down from 68.9% in FY 2024). Non-performing loans: 0.35% (down from 0.43% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.最新情報をもっと見るRecent updatesお知らせ • 13hChemung Financial Corporation Approves Quarterly Cash Dividend, Payable on July 1, 2026Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on July 1, 2026, to common stock shareholders of record as of the close of business on June 17, 2026.Recent Insider Transactions • Apr 28Independent Director recently sold US$51k worth of stockOn the 27th of April, Thomas Tyrrell sold around 788 shares on-market at roughly US$65.33 per share. This transaction amounted to 8.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$160k. Despite this recent sale, insiders have collectively bought US$847k more than they sold in the last 12 months.Price Target Changed • Apr 21Price target increased by 9.3% to US$70.25Up from US$64.25, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$66.55. Stock is up 51% over the past year. The company is forecast to post earnings per share of US$7.15 for next year compared to US$3.14 last year.Reported Earnings • Apr 19First quarter 2026 earnings released: EPS: US$1.91 (vs US$1.26 in 1Q 2025)First quarter 2026 results: EPS: US$1.91 (up from US$1.26 in 1Q 2025). Revenue: US$29.3m (up 19% from 1Q 2025). Net income: US$9.20m (up 53% from 1Q 2025). Profit margin: 31% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.New Risk • Apr 17New major risk - Revenue and earnings growthEarnings have declined by 9.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.5% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (17% net profit margin). Significant insider selling over the past 3 months (US$251k sold).Reported Earnings • Mar 15Full year 2025 earnings: EPS in line with analyst expectations despite revenue beatFull year 2025 results: EPS: US$3.14 (down from US$4.96 in FY 2024). Revenue: US$90.7m (down 6.9% from FY 2024). Net income: US$15.1m (down 36% from FY 2024). Profit margin: 17% (down from 24% in FY 2024). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (up from 2.76% in FY 2024). Cost-to-income ratio: 63.0% (down from 68.9% in FY 2024). Non-performing loans: 0.35% (down from 0.43% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.Upcoming Dividend • Mar 11Upcoming dividend of US$0.34 per shareEligible shareholders must have bought the stock before 18 March 2026. Payment date: 01 April 2026. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (2.5%).Recent Insider Transactions Derivative • Feb 26Independent Director notifies of intention to sell stockRobert Dalrymple intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 20th of February. If the sale is conducted around the recent share price of US$60.01, it would amount to US$170k. Since June 2025, Robert's direct individual holding has increased from 248.95k shares to 249.65k. Company insiders have collectively bought US$1.1m more than they sold, via options and on-market transactions, in the last 12 months.Declared Dividend • Feb 20Fourth quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 18th March 2026 Payment date: 1st April 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (42% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 2.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 99% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 18Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on April 1, 2026Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on April 1, 2026, to common stock shareholders of record as of the close of business on March 18, 2026.Recent Insider Transactions Derivative • Feb 04President of Capital Bank Division notifies of intention to sell stockDaniel Fariello intends to sell 990 shares in the next 90 days after lodging an Intent To Sell Form on the 4th of February. If the sale is conducted around the recent share price of US$59.04, it would amount to US$58k. Since March 2025, Daniel's direct individual holding has decreased from 10.24k shares to 9.94k. Company insiders have collectively bought US$1.1m more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Jan 28Full year 2025 earnings releasedFull year 2025 results: Net income: (down US$23.7m from profit in FY 2024). Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.New Risk • Jan 27New major risk - Revenue and earnings growthEarnings have declined by 6.1% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 6.1% per year over the past 5 years. Minor Risk Profit margins are more than 30% lower than last year (15% net profit margin).Price Target Changed • Dec 21Price target increased by 7.1% to US$64.25Up from US$60.00, the current price target is an average from 2 analysts. New target price is 11% above last closing price of US$57.81. Stock is up 16% over the past year. The company is forecast to post earnings per share of US$3.15 for next year compared to US$4.96 last year.Upcoming Dividend • Dec 12Upcoming dividend of US$0.34 per shareEligible shareholders must have bought the stock before 19 December 2025. Payment date: 02 January 2026. Payout ratio is a comfortable 46% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (2.4%).Declared Dividend • Nov 21Third quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 19th December 2025 Payment date: 2nd January 2026 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (46% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 2.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 129% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 19Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on January 2, 2026Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on January 2, 2026, to common stock shareholders of record as of the close of business on December 19, 2025.Recent Insider Transactions • Oct 31Independent Director recently bought US$113k worth of stockOn the 29th of October, Jeffrey Streeter bought around 2k shares on-market at roughly US$51.92 per share. This transaction amounted to 7.2% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$149k. Insiders have collectively bought US$1.1m more in shares than they have sold in the last 12 months.Reported Earnings • Oct 23Third quarter 2025 earnings: EPS in line with analyst expectations despite revenue beatThird quarter 2025 results: EPS: US$1.62 (up from US$1.20 in 3Q 2024). Revenue: US$27.7m (up 17% from 3Q 2024). Net income: US$7.79m (up 36% from 3Q 2024). Profit margin: 28% (up from 24% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.4%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.New Risk • Oct 22New major risk - Revenue and earnings growthEarnings have declined by 1.8% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.8% per year over the past 5 years. Minor Risk Profit margins are more than 30% lower than last year (14% net profit margin).お知らせ • Oct 22Chemung Financial Corporation Announces Net Charge-Offs for the Third Quarter Ended September 30, 2025Chemung Financial Corporation announced Net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs of $86,000 against $78,000 a year ago.お知らせ • Sep 12Chemung Financial Corporation Announces Executive Changes, Effective October 1, 2025On September 5, 2025, Thomas W. Wirth formally notified Chemung Financial Corporation (the “Corporation”) confirming his retirement as Executive Vice President responsible for the Wealth Management Group of Chemung Canal Trust Company (the “Bank”), the wholly owned subsidiary of the Corporation, will become effective as of October 1, 2025. Mr. Wirth’s intent to retire was previously disclosed in the Corporation’s Current Report on Form 8-K dated March 14, 2025. In connection with Mr. Wirth’s retirement, the Bank has appointed Jeffrey P. Kenefick, Executive Vice President and Regional President of Chemung Canal Trust Company, to serve as interim head of the Wealth Management Group, effective October 1, 2025, while the Corporation continues to conduct a search for a permanent successor. The Corporation also intends to enter into a post-employment consulting agreement with Mr. Wirth where he would provide continuing strategic, process, and tactical support and advice to the interim head of the Wealth Management Group and the executive management team, as needed, for an anticipated term of approximately six months.Upcoming Dividend • Sep 10Upcoming dividend of US$0.34 per shareEligible shareholders must have bought the stock before 17 September 2025. Payment date: 01 October 2025. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (2.5%).Declared Dividend • Aug 22Second quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 17th September 2025 Payment date: 1st October 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 77% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Aug 20Chemung Financial Corporation Announces Quarterly Dividend, Payable on October 1, 2025Chemung Financial Corporation announced that its Board of Directors has approved a dividend increase of $0.02 per share, equal to a quarterly cash dividend of $0.34 per share, payable on October 1, 2025 to common stock shareholders of record as of the close of business on September 17, 2025.Recent Insider Transactions • Jul 27Independent Director recently bought US$175k worth of stockOn the 23rd of July, Jeffrey Streeter bought around 3k shares on-market at roughly US$53.19 per share. This transaction amounted to 23% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$137k more in shares than they have sold in the last 12 months.Price Target Changed • Jul 22Price target increased by 7.2% to US$59.50Up from US$55.50, the current price target is an average from 2 analysts. New target price is 13% above last closing price of US$52.51. Stock is up 7.3% over the past year. The company is forecast to post earnings per share of US$3.11 for next year compared to US$4.96 last year.New Risk • Jul 18New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 14% Last year net profit margin: 25% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 18Second quarter 2025 earnings released: US$1.34 loss per share (vs US$1.05 profit in 2Q 2024)Second quarter 2025 results: US$1.34 loss per share (down from US$1.05 profit in 2Q 2024). Revenue: US$8.96m (down 60% from 2Q 2024). Net loss: US$6.45m (down 229% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.Major Estimate Revision • Jun 25Consensus EPS estimates fall by 34%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from US$106.4m to US$108.2m. EPS estimate fell from US$4.63 to US$3.05 per share. Net income forecast to shrink 16% next year vs 14% growth forecast for Banks industry in the US . Consensus price target broadly unchanged at US$56.33. Share price was steady at US$47.50 over the past week.お知らせ • Jun 18Chemung Financial Corporation announced that it has received $45 million in fundingOn June 17, 2025, Chemung Financial Corporation closed the transaction. The transaction included participation from 40 investors.Upcoming Dividend • Jun 13Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 17 June 2025. Payment date: 01 July 2025. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.7%). In line with average of industry peers (2.7%).Major Estimate Revision • Jun 12Consensus EPS estimates fall by 15%The consensus outlook for fiscal year 2025 has been updated. 2025 EPS estimate fell from US$5.42 to US$4.63. Revenue forecast unchanged from US$106.4m at last update. Net income forecast to grow 8.2% next year vs 14% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$55.33. Share price rose 4.9% to US$48.40 over the past week.お知らせ • Jun 11Chemung Financial Corporation announced that it has received $45 million in fundingChemung Financial Corporation announced that it has entered into subordinated note purchase agreements at an aggregate principal amount of $45,000,000 million on June 10, 2025. The interest will accrue on the note is 7.75% fixed-to-floating rate subordinated notes due 2035. The Notes, which mature on June 15, 2035, bear interest at a fixed annual rate of 7.75% for the period up to, but excluding, June 15, 2030. From and including June 15, 2030 until maturity or redemption, the interest rate will adjust to a floating rate equal to a benchmark rate, which is expected to be the then-current three-month term SOFR, plus 415 basis points. The company will pay interest in arrears semi-annually during the Fixed Interest Rate Period and quarterly during the Floating Interest Rate Period. The company cannot redeem the Notes before the fifth anniversary of the issuance date.Declared Dividend • May 29First quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 17th June 2025 Payment date: 1st July 2025 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 16% over the next year, which should provide support to the dividend and adequate earnings cover.分析記事 • May 27Shareholders May Be More Conservative With Chemung Financial Corporation's (NASDAQ:CHMG) CEO Compensation For NowKey Insights Chemung Financial to hold its Annual General Meeting on 3rd of June CEO Anders Tomson's total compensation...お知らせ • May 23Chemung Financial Corporation Announces Quarterly Cash Dividend, Payable on July 1, 2025Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.32 per share, payable on July 1, 2025, to common stock shareholders of record as of the close of business on June 17, 2025.お知らせ • Apr 24Chemung Financial Corporation, Annual General Meeting, Jun 03, 2025Chemung Financial Corporation, Annual General Meeting, Jun 03, 2025.お知らせ • Apr 21Chemung Financial Corporation Reported Unaudited Consolidated Net Charge Offs for the First Quarter Ended March 31, 2025Chemung Financial Corporation reported unaudited consolidated net charge offs for the first quarter ended March 31, 2025. for the quarter, the company reported Net charge-offs of $262,000 against $182,000 a year ago.Reported Earnings • Apr 20First quarter 2025 earnings: EPS exceeds analyst expectationsFirst quarter 2025 results: EPS: US$1.26 (down from US$1.48 in 1Q 2024). Revenue: US$24.6m (down 4.5% from 1Q 2024). Net income: US$6.02m (down 15% from 1Q 2024). Profit margin: 25% (down from 27% in 1Q 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 5.3%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.Reported Earnings • Mar 16Full year 2024 earnings: EPS in line with analyst expectations despite revenue beatFull year 2024 results: EPS: US$4.96 (down from US$5.28 in FY 2023). Revenue: US$97.3m (up 1.7% from FY 2023). Net income: US$23.7m (down 5.3% from FY 2023). Profit margin: 24% (down from 26% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.76% (down from 2.85% in FY 2023). Cost-to-income ratio: 68.9% (up from 66.2% in FY 2023). Non-performing loans: 0.43% (down from 0.53% in FY 2023). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.Upcoming Dividend • Mar 11Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 18 March 2025. Payment date: 01 April 2025. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (2.9%).Declared Dividend • Feb 23Fourth quarter dividend increased to US$0.32Dividend of US$0.32 is 3.2% higher than last year. Ex-date: 18th March 2025 Payment date: 1st April 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (25% payout ratio) and is expected to be well covered in 3 years' time (20% forecast payout ratio). The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 24% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 20Chemung Financial Corporation Announces Quarterly Dividend, Payable on April 1, 2025Chemung Financial Corporation announced that its Board of Directors has approved a dividend increase of $0.01 per share, equal to a quarterly cash dividend of $0.32 per share, payable on April 1, 2025, to common stock shareholders of record as of the close of business on March 18, 2025. This represents a dividend increase of 3.2%.Price Target Changed • Feb 04Price target increased by 8.0% to US$58.33Up from US$54.00, the current price target is an average from 3 analysts. New target price is 15% above last closing price of US$50.70. Stock is up 14% over the past year. The company is forecast to post earnings per share of US$5.35 for next year compared to US$4.96 last year.Reported Earnings • Jan 29Full year 2024 earnings: EPS in line with analyst expectations despite revenue beatFull year 2024 results: EPS: US$4.96 (down from US$5.28 in FY 2023). Revenue: US$97.3m (up 1.7% from FY 2023). Net income: US$23.7m (down 5.3% from FY 2023). Profit margin: 24% (down from 26% in FY 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.Upcoming Dividend • Dec 12Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 19 December 2024. Payment date: 02 January 2025. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (2.6%).Price Target Changed • Dec 04Price target increased by 7.0% to US$57.00Up from US$53.25, the current price target is an average from 2 analysts. New target price is 7.5% above last closing price of US$53.02. Stock is up 13% over the past year. The company is forecast to post earnings per share of US$4.90 for next year compared to US$5.28 last year.分析記事 • Nov 23Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31The board of Chemung Financial Corporation ( NASDAQ:CHMG ) has announced that it will pay a dividend of $0.31 per share...Declared Dividend • Nov 22Third quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 19th December 2024 Payment date: 2nd January 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (20% forecast payout ratio). The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 33% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 20Chemung Financial Corporation Announces Quarterly Dividend, Payable on January 2, 2025Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on January 2, 2025, to common stock shareholders of record as of the close of business on December 19, 2024.Recent Insider Transactions • Nov 10Insider recently sold US$51k worth of stockOn the 6th of November, Loren Cole sold around 1k shares on-market at roughly US$51.21 per share. This transaction amounted to 8.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$71k more than they bought in the last 12 months.Reported Earnings • Oct 23Third quarter 2024 earnings: EPS exceeds analyst expectationsThird quarter 2024 results: EPS: US$1.20 (down from US$1.62 in 3Q 2023). Revenue: US$23.7m (down 6.4% from 3Q 2023). Net income: US$5.72m (down 25% from 3Q 2023). Profit margin: 24% (down from 30% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 5.8%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has increased by 1% per year.お知らせ • Oct 23Chemung Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024Chemung Financial Corporation reported net charge-offs for the third quarter ended September 30, 2024. For the quarter, the company reported net charge-offs of $79,000 against $356,000 a year ago.Upcoming Dividend • Sep 12Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 19 September 2024. Payment date: 01 October 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (3.0%).Declared Dividend • Aug 25First quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 19th September 2024 Payment date: 1st October 2024 Dividend yield will be 2.6%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.お知らせ • Aug 22Chemung Financial Corporation Announces Quarterly Dividend, Payable on October 1, 2024Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on October 1, 2024, to common stock shareholders of record as of the close of business on September 19, 2024.Price Target Changed • Jul 23Price target increased by 11% to US$53.25Up from US$48.00, the current price target is an average from 2 analysts. New target price is 8.8% above last closing price of US$48.93. Stock is up 20% over the past year. The company is forecast to post earnings per share of US$4.83 for next year compared to US$5.28 last year.Upcoming Dividend • Jun 10Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 17 June 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.8%). In line with average of industry peers (3.0%).分析記事 • May 29We think Chemung Financial Corporation's (NASDAQ:CHMG) CEO May Struggle To See Much Of A Pay Rise This YearKey Insights Chemung Financial's Annual General Meeting to take place on 4th of June CEO Anders Tomson's total...Declared Dividend • May 24First quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 17th June 2024 Payment date: 1st July 2024 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 1.3% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 23Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on July 1, 2024Chemung Financial Corporation announced that its board of directors has approved a quarterly cash dividend of $0.31 per share, payable on July 1, 2024, to common stock shareholders of record as of the close of business on June 17, 2024.Reported Earnings • May 09First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$1.48 (down from US$1.54 in 1Q 2023). Revenue: US$25.8m (up 2.8% from 1Q 2023). Net income: US$7.05m (down 3.0% from 1Q 2023). Profit margin: 27% (down from 29% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 42%. Revenue is forecast to grow 5.1% p.a. on average during the next 2 years, compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has remained flat.お知らせ • Apr 26Chemung Financial Corporation, Annual General Meeting, Jun 04, 2024Chemung Financial Corporation, Annual General Meeting, Jun 04, 2024, at 14:00 US Eastern Standard Time. Location: One Chemung Canal Plaza, New York United States Agenda: To consider election of Directors; to approve on a non-binding advisory basis, the compensation of the Named Executive Officers of the Corporation; to vote, on a non-binding advisory basis, on the frequency of the Say-On-Pay vote; and to ratify the appointment of Crowe LLP as the Corporation's independent registered public accounting firm for the fiscal year ending December 31, 2024.Reported Earnings • Apr 19First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$1.48 (down from US$1.54 in 1Q 2023). Revenue: US$25.8m (up 2.8% from 1Q 2023). Net income: US$7.05m (down 3.0% from 1Q 2023). Profit margin: 27% (down from 29% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 42%. Revenue is forecast to grow 5.9% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has increased by 1% per year.Reported Earnings • Mar 14Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2023 results: EPS: US$5.28 (down from US$6.13 in FY 2022). Revenue: US$95.7m (flat on FY 2022). Net income: US$25.0m (down 13% from FY 2022). Profit margin: 26% (down from 30% in FY 2022). Net interest margin (NIM): 2.85% (down from 3.05% in FY 2022). Cost-to-income ratio: 66.2% (up from 61.7% in FY 2022). Non-performing loans: 0.53% (up from 0.45% in FY 2022). Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) missed analyst estimates by 3.6%. Revenue is forecast to grow 5.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Mar 08Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 15 March 2024. Payment date: 01 April 2024. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.7%). In line with average of industry peers (3.0%).分析記事 • Feb 25Chemung Financial (NASDAQ:CHMG) Has Affirmed Its Dividend Of $0.31Chemung Financial Corporation ( NASDAQ:CHMG ) will pay a dividend of $0.31 on the 1st of April. This means that the...Declared Dividend • Feb 25Fourth quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 15th March 2024 Payment date: 1st April 2024 Dividend yield will be 2.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (23% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 2.0% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 22Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on April 1, 2024Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on April 1, 2024, to common stock shareholders of record as of the close of business on March 18, 2024.Reported Earnings • Jan 26Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2023 results: EPS: US$5.28 (down from US$6.13 in FY 2022). Revenue: US$95.7m (flat on FY 2022). Net income: US$25.0m (down 13% from FY 2022). Profit margin: 26% (down from 30% in FY 2022). Cost-to-income ratio: 66.2% (up from 61.7% in FY 2022). Non-performing loans: 0.53% (up from 0.45% in FY 2022). Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) missed analyst estimates by 3.6%. Revenue is forecast to grow 5.7% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 14% per year, which means it is tracking significantly ahead of earnings growth.Price Target Changed • Jan 10Price target increased by 11% to US$48.00Up from US$43.33, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$48.20. Stock is up 2.6% over the past year. The company is forecast to post earnings per share of US$5.48 for next year compared to US$6.13 last year.分析記事 • Dec 13Chemung Financial (NASDAQ:CHMG) Has Affirmed Its Dividend Of $0.31The board of Chemung Financial Corporation ( NASDAQ:CHMG ) has announced that it will pay a dividend on the 2nd of...Upcoming Dividend • Dec 11Upcoming dividend of US$0.31 per share at 2.6% yieldEligible shareholders must have bought the stock before 18 December 2023. Payment date: 02 January 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (3.4%).分析記事 • Nov 19Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31The board of Chemung Financial Corporation ( NASDAQ:CHMG ) has announced that it will pay a dividend on the 2nd of...お知らせ • Nov 17Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on January 2, 2024Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on January 2, 2024 to common stock shareholders of record as of the close of business on December 19, 2023.Reported Earnings • Oct 25Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$1.62 (up from US$1.38 in 3Q 2022). Revenue: US$25.4m (up 11% from 3Q 2022). Net income: US$7.65m (up 19% from 3Q 2022). Profit margin: 30% (up from 28% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.8%. Earnings per share (EPS) also surpassed analyst estimates by 42%. Revenue is forecast to grow 3.6% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 25Chemung Financial Corporation Reports Net Charge Offs for the Third Quarter Ended September 30, 2023Chemung Financial Corporation reported net charge offs for the third quarter ended September 30, 2023. For the quarter, the company reported net charge offs $357,000 compared to $109,000 a year ago.Upcoming Dividend • Sep 08Upcoming dividend of US$0.31 per share at 3.2% yieldEligible shareholders must have bought the stock before 15 September 2023. Payment date: 02 October 2023. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.9%). Lower than average of industry peers (3.7%).分析記事 • Sep 03Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of $0.31Chemung Financial Corporation's ( NASDAQ:CHMG ) investors are due to receive a payment of $0.31 per share on 2nd of...分析記事 • Aug 20Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31The board of Chemung Financial Corporation ( NASDAQ:CHMG ) has announced that it will pay a dividend of $0.31 per share...お知らせ • Aug 17Chemung Financial Corporation Announces Quarterly Cash Dividend, Payable on October 2, 2023Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on October 2, 2023 to common stock shareholders of record as of the close of business on September 18, 2023.分析記事 • Jul 24Chemung Financial Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen NextIt's been a good week for Chemung Financial Corporation ( NASDAQ:CHMG ) shareholders, because the company has just...お知らせ • Jul 23Chemung Financial Corporation Announces net Charge Off for the Three Months Ended June 30, 2023Chemung Financial Corporation announced net charge off for the three months ended June 30, 2023. For the period, the company announced the Net charge-offs of $145,000.Reported Earnings • Jul 21Second quarter 2023 earnings: EPS exceeds analyst expectationsSecond quarter 2023 results: EPS: US$1.33 (down from US$1.71 in 2Q 2022). Revenue: US$23.8m (down 3.6% from 2Q 2022). Net income: US$6.28m (down 22% from 2Q 2022). Profit margin: 26% (down from 33% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.9%. Revenue is forecast to grow 2.1% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year whereas the company’s share price has increased by 14% per year.Upcoming Dividend • Jun 09Upcoming dividend of US$0.31 per share at 3.2% yieldEligible shareholders must have bought the stock before 16 June 2023. Payment date: 03 July 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.9%). In line with average of industry peers (3.5%).分析記事 • Jun 06Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of $0.31Chemung Financial Corporation's ( NASDAQ:CHMG ) investors are due to receive a payment of $0.31 per share on 3rd of...お知らせ • Jun 03+ 1 more updateChemung Canal Trust Company Announces Chief Financial Officer ChangesChemung Financial Corporation, parent company of Chemung Canal Trust Company, announced that Dale M. McKim III will join the Bank's management team as Executive Vice President, Chief Financial Officer and Treasurer. Mr. McKim will also serve as Chief Financial Officer and Treasurer of Chemung Financial Corporation.McKim brings more than 25 years of finance and risk-management experience to the Company, most recently working as Chief Risk Officer for Evans Bank and as a Partner/Senior Manager at KPMG LLP in Buffalo. He will officially join the Company on July 1, 2023, following the previously announced retirement of Karl F. Krebs on June 30, 2023.McKim earned a Bachelor of Science degree from the State University at Buffalo in Accounting and Finance, and is a Certified Public Accountant. He currently serves on the Board of Trustees for the University at Buffalo Foundation as Chair of the Audit Committee, and is a board member of GOBike Buffalo. He and his family currently live in Buffalo.分析記事 • May 23Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31Chemung Financial Corporation's ( NASDAQ:CHMG ) investors are due to receive a payment of $0.31 per share on 3rd of...お知らせ • May 19Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on July 3, 2023Chemung Financial Corporation announced that its board of directors has approved a quarterly cash dividend of $0.31 per share, payable on July 3, 2023 to common stock shareholders of record as of the close of business on June 20, 2023.Recent Insider Transactions • May 12Insider recently bought US$97k worth of stockOn the 11th of May, Loren Cole bought around 3k shares on-market at roughly US$34.77 per share. This transaction amounted to 39% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$292k more in shares than they bought in the last 12 months.Price Target Changed • Apr 25Price target decreased by 8.6% to US$46.00Down from US$50.33, the current price target is an average from 3 analysts. New target price is 14% above last closing price of US$40.29. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$5.38 for next year compared to US$6.13 last year.Reported Earnings • Mar 24Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$6.13 (up from US$5.64 in FY 2021). Revenue: US$96.2m (up 7.5% from FY 2021). Net income: US$28.8m (up 8.9% from FY 2021). Profit margin: 30% (in line with FY 2021). Net interest margin (NIM): 3.05% (up from 2.84% in FY 2021). Cost-to-income ratio: 61.7% (no change from 61.7% in FY 2021). Non-performing loans: 0.45% (down from 0.53% in FY 2021). Revenue exceeded analyst estimates by 1.4%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is forecast to grow 5.2% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Mar 10Upcoming dividend of US$0.31 per share at 2.5% yieldEligible shareholders must have bought the stock before 17 March 2023. Payment date: 03 April 2023. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (3.2%).お知らせ • Feb 16Chemung Financial Corporation Announces Quarterly Dividend, Payable on April 3, 2023Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on April 3, 2023 to common stock shareholders of record as of the close of business on March 20, 2023.Recent Insider Transactions • Feb 07Independent Director recently sold US$52k worth of stockOn the 6th of February, Thomas Tyrrell sold around 1k shares on-market at roughly US$52.41 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$429k more than they bought in the last 12 months.Price Target Changed • Feb 06Price target increased by 9.6% to US$53.33Up from US$48.67, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$52.64. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$5.71 for next year compared to US$6.13 last year.お知らせ • Jan 28Chemung Financial Corporation Reports Consolidated Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2022Chemung Financial Corporation reported consolidated unaudited net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, the company reported net charge-offs of $52,000 against net recoveries of $15,000 for the same period a year ago.Reported Earnings • Jan 26Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$6.13 (up from US$5.64 in FY 2021). Revenue: US$96.2m (up 7.5% from FY 2021). Net income: US$28.8m (up 8.9% from FY 2021). Profit margin: 30% (in line with FY 2021). Revenue exceeded analyst estimates by 1.4%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is forecast to grow 3.7% p.a. on average during the next 2 years, compared to a 6.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.株主還元CHMGUS BanksUS 市場7D5.2%3.2%1.1%1Y47.5%22.3%28.7%株主還元を見る業界別リターン: CHMG過去 1 年間で22.3 % の収益を上げたUS Banks業界を上回りました。リターン対市場: CHMG過去 1 年間で28.7 % の収益を上げたUS市場を上回りました。価格変動Is CHMG's price volatile compared to industry and market?CHMG volatilityCHMG Average Weekly Movement5.0%Banks Industry Average Movement3.4%Market Average Movement7.2%10% most volatile stocks in US Market16.5%10% least volatile stocks in US Market3.1%安定した株価: CHMG 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: CHMGの 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1833348Anders Tomsonwww.chemungcanal.comChemung Financial Corporation は、Chemung Canal Trust Company の銀行持株会社として、銀行業務、融資、受託、その他の金融サービスを提供している。要求払い預金、貯蓄預金、定期預金、無利息および有利子当座預金、保険付きマネーマーケット預金を提供しています。また、中小企業向け融資を含む商業・農業用ローン、商業・住宅用モーゲージ・ローン、ホーム・エクイティ・ライン・オブ・クレジットやホーム・エクイティ・ターム・ローンなどの消費者ローン、自動車ローンも提供している。さらに、金利スワップ、信用状、従業員福利厚生プラン、保険商品、投資信託、ブローカー業務、税務申告サービスも提供している。さらに、後見人、管理人、受託者、投資、年金、遺産計画、従業員福利厚生管理サービスを提供し、年金、利益分配、その他の従業員福利厚生信託の代理人も務める。同社は1833年に設立され、ニューヨーク州エルミラに本拠を置く。もっと見るChemung Financial Corporation 基礎のまとめChemung Financial の収益と売上を時価総額と比較するとどうか。CHMG 基礎統計学時価総額US$332.28m収益（TTM）US$18.28m売上高(TTM)US$95.35m18.2xPER（株価収益率1.3xPBR（株価純資産倍率CHMG は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計CHMG 損益計算書（TTM）収益US$95.35m売上原価US$0売上総利益US$95.35mその他の費用US$77.07m収益US$18.28m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）3.79グロス・マージン100.00%純利益率19.17%有利子負債／自己資本比率51.9%CHMG の長期的なパフォーマンスは？過去の実績と比較を見る配当金2.0%現在の配当利回り35%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 02:03終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Chemung Financial Corporation 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。2 アナリスト機関David BishopD.A. Davidson & Co.David KonradKeefe, Bruyette, & Woods
お知らせ • 13hChemung Financial Corporation Approves Quarterly Cash Dividend, Payable on July 1, 2026Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on July 1, 2026, to common stock shareholders of record as of the close of business on June 17, 2026.
Recent Insider Transactions • Apr 28Independent Director recently sold US$51k worth of stockOn the 27th of April, Thomas Tyrrell sold around 788 shares on-market at roughly US$65.33 per share. This transaction amounted to 8.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$160k. Despite this recent sale, insiders have collectively bought US$847k more than they sold in the last 12 months.
Price Target Changed • Apr 21Price target increased by 9.3% to US$70.25Up from US$64.25, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$66.55. Stock is up 51% over the past year. The company is forecast to post earnings per share of US$7.15 for next year compared to US$3.14 last year.
Reported Earnings • Apr 19First quarter 2026 earnings released: EPS: US$1.91 (vs US$1.26 in 1Q 2025)First quarter 2026 results: EPS: US$1.91 (up from US$1.26 in 1Q 2025). Revenue: US$29.3m (up 19% from 1Q 2025). Net income: US$9.20m (up 53% from 1Q 2025). Profit margin: 31% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.
New Risk • Apr 17New major risk - Revenue and earnings growthEarnings have declined by 9.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.5% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (17% net profit margin). Significant insider selling over the past 3 months (US$251k sold).
Reported Earnings • Mar 15Full year 2025 earnings: EPS in line with analyst expectations despite revenue beatFull year 2025 results: EPS: US$3.14 (down from US$4.96 in FY 2024). Revenue: US$90.7m (down 6.9% from FY 2024). Net income: US$15.1m (down 36% from FY 2024). Profit margin: 17% (down from 24% in FY 2024). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (up from 2.76% in FY 2024). Cost-to-income ratio: 63.0% (down from 68.9% in FY 2024). Non-performing loans: 0.35% (down from 0.43% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • 13hChemung Financial Corporation Approves Quarterly Cash Dividend, Payable on July 1, 2026Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on July 1, 2026, to common stock shareholders of record as of the close of business on June 17, 2026.
Recent Insider Transactions • Apr 28Independent Director recently sold US$51k worth of stockOn the 27th of April, Thomas Tyrrell sold around 788 shares on-market at roughly US$65.33 per share. This transaction amounted to 8.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$160k. Despite this recent sale, insiders have collectively bought US$847k more than they sold in the last 12 months.
Price Target Changed • Apr 21Price target increased by 9.3% to US$70.25Up from US$64.25, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$66.55. Stock is up 51% over the past year. The company is forecast to post earnings per share of US$7.15 for next year compared to US$3.14 last year.
Reported Earnings • Apr 19First quarter 2026 earnings released: EPS: US$1.91 (vs US$1.26 in 1Q 2025)First quarter 2026 results: EPS: US$1.91 (up from US$1.26 in 1Q 2025). Revenue: US$29.3m (up 19% from 1Q 2025). Net income: US$9.20m (up 53% from 1Q 2025). Profit margin: 31% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.
New Risk • Apr 17New major risk - Revenue and earnings growthEarnings have declined by 9.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.5% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (17% net profit margin). Significant insider selling over the past 3 months (US$251k sold).
Reported Earnings • Mar 15Full year 2025 earnings: EPS in line with analyst expectations despite revenue beatFull year 2025 results: EPS: US$3.14 (down from US$4.96 in FY 2024). Revenue: US$90.7m (down 6.9% from FY 2024). Net income: US$15.1m (down 36% from FY 2024). Profit margin: 17% (down from 24% in FY 2024). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (up from 2.76% in FY 2024). Cost-to-income ratio: 63.0% (down from 68.9% in FY 2024). Non-performing loans: 0.35% (down from 0.43% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
Upcoming Dividend • Mar 11Upcoming dividend of US$0.34 per shareEligible shareholders must have bought the stock before 18 March 2026. Payment date: 01 April 2026. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (2.5%).
Recent Insider Transactions Derivative • Feb 26Independent Director notifies of intention to sell stockRobert Dalrymple intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 20th of February. If the sale is conducted around the recent share price of US$60.01, it would amount to US$170k. Since June 2025, Robert's direct individual holding has increased from 248.95k shares to 249.65k. Company insiders have collectively bought US$1.1m more than they sold, via options and on-market transactions, in the last 12 months.
Declared Dividend • Feb 20Fourth quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 18th March 2026 Payment date: 1st April 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (42% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 2.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 99% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 18Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on April 1, 2026Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on April 1, 2026, to common stock shareholders of record as of the close of business on March 18, 2026.
Recent Insider Transactions Derivative • Feb 04President of Capital Bank Division notifies of intention to sell stockDaniel Fariello intends to sell 990 shares in the next 90 days after lodging an Intent To Sell Form on the 4th of February. If the sale is conducted around the recent share price of US$59.04, it would amount to US$58k. Since March 2025, Daniel's direct individual holding has decreased from 10.24k shares to 9.94k. Company insiders have collectively bought US$1.1m more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Jan 28Full year 2025 earnings releasedFull year 2025 results: Net income: (down US$23.7m from profit in FY 2024). Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
New Risk • Jan 27New major risk - Revenue and earnings growthEarnings have declined by 6.1% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 6.1% per year over the past 5 years. Minor Risk Profit margins are more than 30% lower than last year (15% net profit margin).
Price Target Changed • Dec 21Price target increased by 7.1% to US$64.25Up from US$60.00, the current price target is an average from 2 analysts. New target price is 11% above last closing price of US$57.81. Stock is up 16% over the past year. The company is forecast to post earnings per share of US$3.15 for next year compared to US$4.96 last year.
Upcoming Dividend • Dec 12Upcoming dividend of US$0.34 per shareEligible shareholders must have bought the stock before 19 December 2025. Payment date: 02 January 2026. Payout ratio is a comfortable 46% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (2.4%).
Declared Dividend • Nov 21Third quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 19th December 2025 Payment date: 2nd January 2026 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (46% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 2.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 129% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 19Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on January 2, 2026Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on January 2, 2026, to common stock shareholders of record as of the close of business on December 19, 2025.
Recent Insider Transactions • Oct 31Independent Director recently bought US$113k worth of stockOn the 29th of October, Jeffrey Streeter bought around 2k shares on-market at roughly US$51.92 per share. This transaction amounted to 7.2% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$149k. Insiders have collectively bought US$1.1m more in shares than they have sold in the last 12 months.
Reported Earnings • Oct 23Third quarter 2025 earnings: EPS in line with analyst expectations despite revenue beatThird quarter 2025 results: EPS: US$1.62 (up from US$1.20 in 3Q 2024). Revenue: US$27.7m (up 17% from 3Q 2024). Net income: US$7.79m (up 36% from 3Q 2024). Profit margin: 28% (up from 24% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.4%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
New Risk • Oct 22New major risk - Revenue and earnings growthEarnings have declined by 1.8% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.8% per year over the past 5 years. Minor Risk Profit margins are more than 30% lower than last year (14% net profit margin).
お知らせ • Oct 22Chemung Financial Corporation Announces Net Charge-Offs for the Third Quarter Ended September 30, 2025Chemung Financial Corporation announced Net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs of $86,000 against $78,000 a year ago.
お知らせ • Sep 12Chemung Financial Corporation Announces Executive Changes, Effective October 1, 2025On September 5, 2025, Thomas W. Wirth formally notified Chemung Financial Corporation (the “Corporation”) confirming his retirement as Executive Vice President responsible for the Wealth Management Group of Chemung Canal Trust Company (the “Bank”), the wholly owned subsidiary of the Corporation, will become effective as of October 1, 2025. Mr. Wirth’s intent to retire was previously disclosed in the Corporation’s Current Report on Form 8-K dated March 14, 2025. In connection with Mr. Wirth’s retirement, the Bank has appointed Jeffrey P. Kenefick, Executive Vice President and Regional President of Chemung Canal Trust Company, to serve as interim head of the Wealth Management Group, effective October 1, 2025, while the Corporation continues to conduct a search for a permanent successor. The Corporation also intends to enter into a post-employment consulting agreement with Mr. Wirth where he would provide continuing strategic, process, and tactical support and advice to the interim head of the Wealth Management Group and the executive management team, as needed, for an anticipated term of approximately six months.
Upcoming Dividend • Sep 10Upcoming dividend of US$0.34 per shareEligible shareholders must have bought the stock before 17 September 2025. Payment date: 01 October 2025. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (2.5%).
Declared Dividend • Aug 22Second quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 17th September 2025 Payment date: 1st October 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 77% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 20Chemung Financial Corporation Announces Quarterly Dividend, Payable on October 1, 2025Chemung Financial Corporation announced that its Board of Directors has approved a dividend increase of $0.02 per share, equal to a quarterly cash dividend of $0.34 per share, payable on October 1, 2025 to common stock shareholders of record as of the close of business on September 17, 2025.
Recent Insider Transactions • Jul 27Independent Director recently bought US$175k worth of stockOn the 23rd of July, Jeffrey Streeter bought around 3k shares on-market at roughly US$53.19 per share. This transaction amounted to 23% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$137k more in shares than they have sold in the last 12 months.
Price Target Changed • Jul 22Price target increased by 7.2% to US$59.50Up from US$55.50, the current price target is an average from 2 analysts. New target price is 13% above last closing price of US$52.51. Stock is up 7.3% over the past year. The company is forecast to post earnings per share of US$3.11 for next year compared to US$4.96 last year.
New Risk • Jul 18New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 14% Last year net profit margin: 25% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 18Second quarter 2025 earnings released: US$1.34 loss per share (vs US$1.05 profit in 2Q 2024)Second quarter 2025 results: US$1.34 loss per share (down from US$1.05 profit in 2Q 2024). Revenue: US$8.96m (down 60% from 2Q 2024). Net loss: US$6.45m (down 229% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
Major Estimate Revision • Jun 25Consensus EPS estimates fall by 34%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from US$106.4m to US$108.2m. EPS estimate fell from US$4.63 to US$3.05 per share. Net income forecast to shrink 16% next year vs 14% growth forecast for Banks industry in the US . Consensus price target broadly unchanged at US$56.33. Share price was steady at US$47.50 over the past week.
お知らせ • Jun 18Chemung Financial Corporation announced that it has received $45 million in fundingOn June 17, 2025, Chemung Financial Corporation closed the transaction. The transaction included participation from 40 investors.
Upcoming Dividend • Jun 13Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 17 June 2025. Payment date: 01 July 2025. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.7%). In line with average of industry peers (2.7%).
Major Estimate Revision • Jun 12Consensus EPS estimates fall by 15%The consensus outlook for fiscal year 2025 has been updated. 2025 EPS estimate fell from US$5.42 to US$4.63. Revenue forecast unchanged from US$106.4m at last update. Net income forecast to grow 8.2% next year vs 14% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$55.33. Share price rose 4.9% to US$48.40 over the past week.
お知らせ • Jun 11Chemung Financial Corporation announced that it has received $45 million in fundingChemung Financial Corporation announced that it has entered into subordinated note purchase agreements at an aggregate principal amount of $45,000,000 million on June 10, 2025. The interest will accrue on the note is 7.75% fixed-to-floating rate subordinated notes due 2035. The Notes, which mature on June 15, 2035, bear interest at a fixed annual rate of 7.75% for the period up to, but excluding, June 15, 2030. From and including June 15, 2030 until maturity or redemption, the interest rate will adjust to a floating rate equal to a benchmark rate, which is expected to be the then-current three-month term SOFR, plus 415 basis points. The company will pay interest in arrears semi-annually during the Fixed Interest Rate Period and quarterly during the Floating Interest Rate Period. The company cannot redeem the Notes before the fifth anniversary of the issuance date.
Declared Dividend • May 29First quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 17th June 2025 Payment date: 1st July 2025 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 16% over the next year, which should provide support to the dividend and adequate earnings cover.
分析記事 • May 27Shareholders May Be More Conservative With Chemung Financial Corporation's (NASDAQ:CHMG) CEO Compensation For NowKey Insights Chemung Financial to hold its Annual General Meeting on 3rd of June CEO Anders Tomson's total compensation...
お知らせ • May 23Chemung Financial Corporation Announces Quarterly Cash Dividend, Payable on July 1, 2025Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.32 per share, payable on July 1, 2025, to common stock shareholders of record as of the close of business on June 17, 2025.
お知らせ • Apr 24Chemung Financial Corporation, Annual General Meeting, Jun 03, 2025Chemung Financial Corporation, Annual General Meeting, Jun 03, 2025.
お知らせ • Apr 21Chemung Financial Corporation Reported Unaudited Consolidated Net Charge Offs for the First Quarter Ended March 31, 2025Chemung Financial Corporation reported unaudited consolidated net charge offs for the first quarter ended March 31, 2025. for the quarter, the company reported Net charge-offs of $262,000 against $182,000 a year ago.
Reported Earnings • Apr 20First quarter 2025 earnings: EPS exceeds analyst expectationsFirst quarter 2025 results: EPS: US$1.26 (down from US$1.48 in 1Q 2024). Revenue: US$24.6m (down 4.5% from 1Q 2024). Net income: US$6.02m (down 15% from 1Q 2024). Profit margin: 25% (down from 27% in 1Q 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 5.3%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
Reported Earnings • Mar 16Full year 2024 earnings: EPS in line with analyst expectations despite revenue beatFull year 2024 results: EPS: US$4.96 (down from US$5.28 in FY 2023). Revenue: US$97.3m (up 1.7% from FY 2023). Net income: US$23.7m (down 5.3% from FY 2023). Profit margin: 24% (down from 26% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.76% (down from 2.85% in FY 2023). Cost-to-income ratio: 68.9% (up from 66.2% in FY 2023). Non-performing loans: 0.43% (down from 0.53% in FY 2023). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.
Upcoming Dividend • Mar 11Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 18 March 2025. Payment date: 01 April 2025. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (2.9%).
Declared Dividend • Feb 23Fourth quarter dividend increased to US$0.32Dividend of US$0.32 is 3.2% higher than last year. Ex-date: 18th March 2025 Payment date: 1st April 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (25% payout ratio) and is expected to be well covered in 3 years' time (20% forecast payout ratio). The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 24% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 20Chemung Financial Corporation Announces Quarterly Dividend, Payable on April 1, 2025Chemung Financial Corporation announced that its Board of Directors has approved a dividend increase of $0.01 per share, equal to a quarterly cash dividend of $0.32 per share, payable on April 1, 2025, to common stock shareholders of record as of the close of business on March 18, 2025. This represents a dividend increase of 3.2%.
Price Target Changed • Feb 04Price target increased by 8.0% to US$58.33Up from US$54.00, the current price target is an average from 3 analysts. New target price is 15% above last closing price of US$50.70. Stock is up 14% over the past year. The company is forecast to post earnings per share of US$5.35 for next year compared to US$4.96 last year.
Reported Earnings • Jan 29Full year 2024 earnings: EPS in line with analyst expectations despite revenue beatFull year 2024 results: EPS: US$4.96 (down from US$5.28 in FY 2023). Revenue: US$97.3m (up 1.7% from FY 2023). Net income: US$23.7m (down 5.3% from FY 2023). Profit margin: 24% (down from 26% in FY 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
Upcoming Dividend • Dec 12Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 19 December 2024. Payment date: 02 January 2025. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (2.6%).
Price Target Changed • Dec 04Price target increased by 7.0% to US$57.00Up from US$53.25, the current price target is an average from 2 analysts. New target price is 7.5% above last closing price of US$53.02. Stock is up 13% over the past year. The company is forecast to post earnings per share of US$4.90 for next year compared to US$5.28 last year.
分析記事 • Nov 23Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31The board of Chemung Financial Corporation ( NASDAQ:CHMG ) has announced that it will pay a dividend of $0.31 per share...
Declared Dividend • Nov 22Third quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 19th December 2024 Payment date: 2nd January 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (20% forecast payout ratio). The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 33% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 20Chemung Financial Corporation Announces Quarterly Dividend, Payable on January 2, 2025Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on January 2, 2025, to common stock shareholders of record as of the close of business on December 19, 2024.
Recent Insider Transactions • Nov 10Insider recently sold US$51k worth of stockOn the 6th of November, Loren Cole sold around 1k shares on-market at roughly US$51.21 per share. This transaction amounted to 8.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$71k more than they bought in the last 12 months.
Reported Earnings • Oct 23Third quarter 2024 earnings: EPS exceeds analyst expectationsThird quarter 2024 results: EPS: US$1.20 (down from US$1.62 in 3Q 2023). Revenue: US$23.7m (down 6.4% from 3Q 2023). Net income: US$5.72m (down 25% from 3Q 2023). Profit margin: 24% (down from 30% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 5.8%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has increased by 1% per year.
お知らせ • Oct 23Chemung Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024Chemung Financial Corporation reported net charge-offs for the third quarter ended September 30, 2024. For the quarter, the company reported net charge-offs of $79,000 against $356,000 a year ago.
Upcoming Dividend • Sep 12Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 19 September 2024. Payment date: 01 October 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (3.0%).
Declared Dividend • Aug 25First quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 19th September 2024 Payment date: 1st October 2024 Dividend yield will be 2.6%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.
お知らせ • Aug 22Chemung Financial Corporation Announces Quarterly Dividend, Payable on October 1, 2024Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on October 1, 2024, to common stock shareholders of record as of the close of business on September 19, 2024.
Price Target Changed • Jul 23Price target increased by 11% to US$53.25Up from US$48.00, the current price target is an average from 2 analysts. New target price is 8.8% above last closing price of US$48.93. Stock is up 20% over the past year. The company is forecast to post earnings per share of US$4.83 for next year compared to US$5.28 last year.
Upcoming Dividend • Jun 10Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 17 June 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.8%). In line with average of industry peers (3.0%).
分析記事 • May 29We think Chemung Financial Corporation's (NASDAQ:CHMG) CEO May Struggle To See Much Of A Pay Rise This YearKey Insights Chemung Financial's Annual General Meeting to take place on 4th of June CEO Anders Tomson's total...
Declared Dividend • May 24First quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 17th June 2024 Payment date: 1st July 2024 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 1.3% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 23Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on July 1, 2024Chemung Financial Corporation announced that its board of directors has approved a quarterly cash dividend of $0.31 per share, payable on July 1, 2024, to common stock shareholders of record as of the close of business on June 17, 2024.
Reported Earnings • May 09First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$1.48 (down from US$1.54 in 1Q 2023). Revenue: US$25.8m (up 2.8% from 1Q 2023). Net income: US$7.05m (down 3.0% from 1Q 2023). Profit margin: 27% (down from 29% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 42%. Revenue is forecast to grow 5.1% p.a. on average during the next 2 years, compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has remained flat.
お知らせ • Apr 26Chemung Financial Corporation, Annual General Meeting, Jun 04, 2024Chemung Financial Corporation, Annual General Meeting, Jun 04, 2024, at 14:00 US Eastern Standard Time. Location: One Chemung Canal Plaza, New York United States Agenda: To consider election of Directors; to approve on a non-binding advisory basis, the compensation of the Named Executive Officers of the Corporation; to vote, on a non-binding advisory basis, on the frequency of the Say-On-Pay vote; and to ratify the appointment of Crowe LLP as the Corporation's independent registered public accounting firm for the fiscal year ending December 31, 2024.
Reported Earnings • Apr 19First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$1.48 (down from US$1.54 in 1Q 2023). Revenue: US$25.8m (up 2.8% from 1Q 2023). Net income: US$7.05m (down 3.0% from 1Q 2023). Profit margin: 27% (down from 29% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 42%. Revenue is forecast to grow 5.9% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has increased by 1% per year.
Reported Earnings • Mar 14Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2023 results: EPS: US$5.28 (down from US$6.13 in FY 2022). Revenue: US$95.7m (flat on FY 2022). Net income: US$25.0m (down 13% from FY 2022). Profit margin: 26% (down from 30% in FY 2022). Net interest margin (NIM): 2.85% (down from 3.05% in FY 2022). Cost-to-income ratio: 66.2% (up from 61.7% in FY 2022). Non-performing loans: 0.53% (up from 0.45% in FY 2022). Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) missed analyst estimates by 3.6%. Revenue is forecast to grow 5.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Mar 08Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 15 March 2024. Payment date: 01 April 2024. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.7%). In line with average of industry peers (3.0%).
分析記事 • Feb 25Chemung Financial (NASDAQ:CHMG) Has Affirmed Its Dividend Of $0.31Chemung Financial Corporation ( NASDAQ:CHMG ) will pay a dividend of $0.31 on the 1st of April. This means that the...
Declared Dividend • Feb 25Fourth quarter dividend of US$0.31 announcedDividend of US$0.31 is the same as last year. Ex-date: 15th March 2024 Payment date: 1st April 2024 Dividend yield will be 2.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (23% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 1.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 2.0% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 22Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on April 1, 2024Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on April 1, 2024, to common stock shareholders of record as of the close of business on March 18, 2024.
Reported Earnings • Jan 26Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2023 results: EPS: US$5.28 (down from US$6.13 in FY 2022). Revenue: US$95.7m (flat on FY 2022). Net income: US$25.0m (down 13% from FY 2022). Profit margin: 26% (down from 30% in FY 2022). Cost-to-income ratio: 66.2% (up from 61.7% in FY 2022). Non-performing loans: 0.53% (up from 0.45% in FY 2022). Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) missed analyst estimates by 3.6%. Revenue is forecast to grow 5.7% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 14% per year, which means it is tracking significantly ahead of earnings growth.
Price Target Changed • Jan 10Price target increased by 11% to US$48.00Up from US$43.33, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$48.20. Stock is up 2.6% over the past year. The company is forecast to post earnings per share of US$5.48 for next year compared to US$6.13 last year.
分析記事 • Dec 13Chemung Financial (NASDAQ:CHMG) Has Affirmed Its Dividend Of $0.31The board of Chemung Financial Corporation ( NASDAQ:CHMG ) has announced that it will pay a dividend on the 2nd of...
Upcoming Dividend • Dec 11Upcoming dividend of US$0.31 per share at 2.6% yieldEligible shareholders must have bought the stock before 18 December 2023. Payment date: 02 January 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (3.4%).
分析記事 • Nov 19Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31The board of Chemung Financial Corporation ( NASDAQ:CHMG ) has announced that it will pay a dividend on the 2nd of...
お知らせ • Nov 17Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on January 2, 2024Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on January 2, 2024 to common stock shareholders of record as of the close of business on December 19, 2023.
Reported Earnings • Oct 25Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$1.62 (up from US$1.38 in 3Q 2022). Revenue: US$25.4m (up 11% from 3Q 2022). Net income: US$7.65m (up 19% from 3Q 2022). Profit margin: 30% (up from 28% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.8%. Earnings per share (EPS) also surpassed analyst estimates by 42%. Revenue is forecast to grow 3.6% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 25Chemung Financial Corporation Reports Net Charge Offs for the Third Quarter Ended September 30, 2023Chemung Financial Corporation reported net charge offs for the third quarter ended September 30, 2023. For the quarter, the company reported net charge offs $357,000 compared to $109,000 a year ago.
Upcoming Dividend • Sep 08Upcoming dividend of US$0.31 per share at 3.2% yieldEligible shareholders must have bought the stock before 15 September 2023. Payment date: 02 October 2023. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.9%). Lower than average of industry peers (3.7%).
分析記事 • Sep 03Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of $0.31Chemung Financial Corporation's ( NASDAQ:CHMG ) investors are due to receive a payment of $0.31 per share on 2nd of...
分析記事 • Aug 20Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31The board of Chemung Financial Corporation ( NASDAQ:CHMG ) has announced that it will pay a dividend of $0.31 per share...
お知らせ • Aug 17Chemung Financial Corporation Announces Quarterly Cash Dividend, Payable on October 2, 2023Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on October 2, 2023 to common stock shareholders of record as of the close of business on September 18, 2023.
分析記事 • Jul 24Chemung Financial Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen NextIt's been a good week for Chemung Financial Corporation ( NASDAQ:CHMG ) shareholders, because the company has just...
お知らせ • Jul 23Chemung Financial Corporation Announces net Charge Off for the Three Months Ended June 30, 2023Chemung Financial Corporation announced net charge off for the three months ended June 30, 2023. For the period, the company announced the Net charge-offs of $145,000.
Reported Earnings • Jul 21Second quarter 2023 earnings: EPS exceeds analyst expectationsSecond quarter 2023 results: EPS: US$1.33 (down from US$1.71 in 2Q 2022). Revenue: US$23.8m (down 3.6% from 2Q 2022). Net income: US$6.28m (down 22% from 2Q 2022). Profit margin: 26% (down from 33% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.9%. Revenue is forecast to grow 2.1% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year whereas the company’s share price has increased by 14% per year.
Upcoming Dividend • Jun 09Upcoming dividend of US$0.31 per share at 3.2% yieldEligible shareholders must have bought the stock before 16 June 2023. Payment date: 03 July 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.9%). In line with average of industry peers (3.5%).
分析記事 • Jun 06Chemung Financial (NASDAQ:CHMG) Will Pay A Dividend Of $0.31Chemung Financial Corporation's ( NASDAQ:CHMG ) investors are due to receive a payment of $0.31 per share on 3rd of...
お知らせ • Jun 03+ 1 more updateChemung Canal Trust Company Announces Chief Financial Officer ChangesChemung Financial Corporation, parent company of Chemung Canal Trust Company, announced that Dale M. McKim III will join the Bank's management team as Executive Vice President, Chief Financial Officer and Treasurer. Mr. McKim will also serve as Chief Financial Officer and Treasurer of Chemung Financial Corporation.McKim brings more than 25 years of finance and risk-management experience to the Company, most recently working as Chief Risk Officer for Evans Bank and as a Partner/Senior Manager at KPMG LLP in Buffalo. He will officially join the Company on July 1, 2023, following the previously announced retirement of Karl F. Krebs on June 30, 2023.McKim earned a Bachelor of Science degree from the State University at Buffalo in Accounting and Finance, and is a Certified Public Accountant. He currently serves on the Board of Trustees for the University at Buffalo Foundation as Chair of the Audit Committee, and is a board member of GOBike Buffalo. He and his family currently live in Buffalo.
分析記事 • May 23Chemung Financial (NASDAQ:CHMG) Is Due To Pay A Dividend Of $0.31Chemung Financial Corporation's ( NASDAQ:CHMG ) investors are due to receive a payment of $0.31 per share on 3rd of...
お知らせ • May 19Chemung Financial Corporation Approves Quarterly Cash Dividend, Payable on July 3, 2023Chemung Financial Corporation announced that its board of directors has approved a quarterly cash dividend of $0.31 per share, payable on July 3, 2023 to common stock shareholders of record as of the close of business on June 20, 2023.
Recent Insider Transactions • May 12Insider recently bought US$97k worth of stockOn the 11th of May, Loren Cole bought around 3k shares on-market at roughly US$34.77 per share. This transaction amounted to 39% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$292k more in shares than they bought in the last 12 months.
Price Target Changed • Apr 25Price target decreased by 8.6% to US$46.00Down from US$50.33, the current price target is an average from 3 analysts. New target price is 14% above last closing price of US$40.29. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$5.38 for next year compared to US$6.13 last year.
Reported Earnings • Mar 24Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$6.13 (up from US$5.64 in FY 2021). Revenue: US$96.2m (up 7.5% from FY 2021). Net income: US$28.8m (up 8.9% from FY 2021). Profit margin: 30% (in line with FY 2021). Net interest margin (NIM): 3.05% (up from 2.84% in FY 2021). Cost-to-income ratio: 61.7% (no change from 61.7% in FY 2021). Non-performing loans: 0.45% (down from 0.53% in FY 2021). Revenue exceeded analyst estimates by 1.4%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is forecast to grow 5.2% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Mar 10Upcoming dividend of US$0.31 per share at 2.5% yieldEligible shareholders must have bought the stock before 17 March 2023. Payment date: 03 April 2023. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (3.2%).
お知らせ • Feb 16Chemung Financial Corporation Announces Quarterly Dividend, Payable on April 3, 2023Chemung Financial Corporation announced that its Board of Directors has approved a quarterly cash dividend of $0.31 per share, payable on April 3, 2023 to common stock shareholders of record as of the close of business on March 20, 2023.
Recent Insider Transactions • Feb 07Independent Director recently sold US$52k worth of stockOn the 6th of February, Thomas Tyrrell sold around 1k shares on-market at roughly US$52.41 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$429k more than they bought in the last 12 months.
Price Target Changed • Feb 06Price target increased by 9.6% to US$53.33Up from US$48.67, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$52.64. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$5.71 for next year compared to US$6.13 last year.
お知らせ • Jan 28Chemung Financial Corporation Reports Consolidated Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2022Chemung Financial Corporation reported consolidated unaudited net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, the company reported net charge-offs of $52,000 against net recoveries of $15,000 for the same period a year ago.
Reported Earnings • Jan 26Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$6.13 (up from US$5.64 in FY 2021). Revenue: US$96.2m (up 7.5% from FY 2021). Net income: US$28.8m (up 8.9% from FY 2021). Profit margin: 30% (in line with FY 2021). Revenue exceeded analyst estimates by 1.4%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is forecast to grow 3.7% p.a. on average during the next 2 years, compared to a 6.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
