View Financial HealthCapital Bancorp 配当と自社株買い配当金 基準チェック /26Capital Bancorp配当を支払う会社であり、現在の利回りは1.43%で、収益によって十分にカバーされています。主要情報1.4%配当利回り2.4%バイバック利回り総株主利回り3.8%将来の配当利回り1.7%配当成長26.2%次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向14%最近の配当と自社株買いの更新Declared Dividend • Apr 30First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 11th May 2026 Payment date: 27th May 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.2% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Common Stock, Payable on May 27, 2026Capital Bancorp, Inc. announced that the company declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on May 27, 2026 to shareholders of record on May 11, 2026.Declared Dividend • Jan 29Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 9th February 2026 Payment date: 28th February 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.1% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Declared Dividend • Oct 30Third quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 10th November 2025 Payment date: 26th November 2025 Dividend yield will be 1.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 24% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 16% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 28+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on November 26, 2025Capital Bancorp, Inc. also declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on November 26, 2025 to shareholders of record on November 10, 2025.分析記事 • Aug 01Capital Bancorp's (NASDAQ:CBNK) Shareholders Will Receive A Bigger Dividend Than Last YearCapital Bancorp, Inc. ( NASDAQ:CBNK ) has announced that it will be increasing its dividend from last year's comparable...すべての更新を表示Recent updatesDeclared Dividend • Apr 30First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 11th May 2026 Payment date: 27th May 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.2% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Common Stock, Payable on May 27, 2026Capital Bancorp, Inc. announced that the company declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on May 27, 2026 to shareholders of record on May 11, 2026.Reported Earnings • Apr 28First quarter 2026 earnings: EPS misses analyst expectationsFirst quarter 2026 results: EPS: US$0.73 (down from US$0.84 in 1Q 2025). Revenue: US$59.6m (up 5.7% from 1Q 2025). Net income: US$12.0m (down 14% from 1Q 2025). Profit margin: 20% (down from 25% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 5.8%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 23% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 09Capital Bancorp, Inc., Annual General Meeting, May 28, 2026Capital Bancorp, Inc., Annual General Meeting, May 28, 2026. Location: 2275 research blvd., suite 110 - conference center, maryland 20850., rockville, United StatesReported Earnings • Mar 17Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$3.45 (up from US$2.12 in FY 2024). Revenue: US$230.0m (up 35% from FY 2024). Net income: US$57.2m (up 85% from FY 2024). Profit margin: 25% (up from 18% in FY 2024). The increase in margin was driven by higher revenue. Cost-to-income ratio: 63.1% (down from 64.8% in FY 2024). Non-performing loans: 1.84% (up from 1.15% in FY 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.7%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions Derivative • Mar 16Director exercised options to buy US$135k worth of stock.On the 10th of March, Marc McConnell exercised options to buy 5k shares at a strike price of around US$17.27, costing a total of US$81k. This transaction amounted to 2.1% of their direct individual holding at the time of the trade. Since March 2025, Marc's direct individual holding has increased from 218.03k shares to 219.64k. Company insiders have collectively sold US$1.5m more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions Derivative • Feb 20President exercised options and sold US$82k worth of stockOn the 15th of February, Edward Barry exercised options to acquire 3k shares at no cost and sold these for an average price of US$31.79 per share. This trade did not impact their existing holding. For the year to December 2019, Edward's total compensation was 43% salary and 57% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2025, Edward's direct individual holding has increased from 359.44k shares to 372.70k. Company insiders have collectively sold US$1.5m more than they bought, via options and on-market transactions in the last 12 months.Declared Dividend • Jan 29Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 9th February 2026 Payment date: 28th February 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.1% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 27Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$3.45 (up from US$2.12 in FY 2024). Revenue: US$230.0m (up 35% from FY 2024). Net income: US$57.2m (up 85% from FY 2024). Profit margin: 25% (up from 18% in FY 2024). The increase in margin was driven by higher revenue. Non-performing loans: 1.84% (up from 1.15% in FY 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.7%. Revenue is forecast to grow 9.6% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 12% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 27+ 1 more updateCapital Bancorp, Inc. Reports Net Charge-Off for the Fourth Quarter Ended December 31, 2025Capital Bancorp, Inc. reported net charge-off for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net charge-off of $2,373,000 against $2,427,000 a year ago.Recent Insider Transactions Derivative • Dec 12Independent Director exercised options to buy US$144k worth of stock.On the 9th of December, Joshua Bernstein exercised options to buy 5k shares at a strike price of around US$22.80, costing a total of US$111k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since December 2024, Joshua's direct individual holding has increased from 542.56k shares to 871.43k. Company insiders have collectively sold US$2.0m more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Nov 25Capital Bancorp, Inc. Appoints Mark Caplan as Class II Director and Compensation Committee and Risk Committee, Effective November 21, 2025On November 21, 2025, the Board of Directors (the "Board") of Capital Bancorp, Inc. (the "Company"), the bank holding company for Capital Bank, N.A. (the "Bank"), upon the recommendation of its Nominating and Corporate Governance Committee, appointed Mark Caplan as a Class II director on the Company's Board, effective immediately, and increased the aggregate size of the Company's Board to thirteen. As a Class II director, Mr. Caplan will be subject to re-election at the Company's annual meeting of stockholders in 2028. Mr. Caplan has served as a member of the Bank's Board since January of 2019 and serves as a member of the Loan Committee. Mr. Caplan is President and Chief Executive Officer of The Time Group, a real estate equity investment firm, and is the managing member and sole shareholder of Washington Place Equities, a development firm specializing in mixed use urban historic renovation and construction. Mr. Caplan also previously served on the board of directors of Sterling Bank and Trust, before it was acquired by Carroll County Bank and Trust in 1998, and was a member of the board of directors of Bay Bank, FSB, which in 2018 was acquired by Old Line Bank. The Board has determined that Mr. Caplan is an independent director under the applicable rules of the Securities and Exchange Commission and the Nasdaq Stock Market. Mr. Caplan was also appointed to the Compensation Committee and Risk Committee of the Board. Mr. Caplan will also participate in the Board's standard non-employee director compensation arrangements, as described under "Compensation of Non-Employee Directors" in definitive proxy statement filed with the SEC on April 1, 2025, which description is incorporated herein by reference, as such arrangements may be amended from time to time.Recent Insider Transactions Derivative • Nov 19Independent Chairman of the Board exercised options to buy US$133k worth of stock.On the 14th of November, Steven Schwartz exercised options to buy 5k shares at a strike price of around US$13.89, costing a total of US$69k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since December 2024, Steven's direct individual holding has increased from 727.19k shares to 732.19k. Company insiders have collectively sold US$2.1m more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Nov 15+ 1 more updateCapital Bancorp, Inc. Announces Appointment of Jacob Dalaya as Chief Financial Officer, Effective 14 November 2025Capital Bancorp, Inc. announced the appointment of Jacob Dalaya as Chief Financial Officer of Capital Bancorp, effective immediately. Prior to his appointment, Mr. Dalaya served as Chief Strategy Officer, where he played a key role in strategic and financial planning and oversaw the acquisition of IFH. Before joining Capital Bank, Mr. Dalaya was a Managing Director at Webster Financial Corporation and held several leadership roles at Sterling Bancorp. Earlier in his career, he was a Vice President in the investment banking division of Keefe, Bruyette &Woods, where he helped lead the execution of mergers and acquisitions and capital raising transactions. Mr. Dalaya also previously held various roles in the financial institutions investment banking group at J.P. Morgan Securities. Mr. Dalaya is a graduate of New York University.Recent Insider Transactions • Nov 14Insider recently sold US$95k worth of stockOn the 12th of November, Dominic Canuso sold around 3k shares on-market at roughly US$27.95 per share. This transaction amounted to 70% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$1.4m. Insiders have been net sellers, collectively disposing of US$1.8m more than they bought in the last 12 months.Recent Insider Transactions Derivative • Nov 11Director exercised options and sold US$66k worth of stockOn the 7th of November, Scot Browning exercised 8.50k options at around US$13.89, then sold 5k of the shares acquired at an average of US$27.94 per share and kept the remainder. Since December 2024, Scot has owned 513.59k shares directly. Company insiders have collectively sold US$2.1m more than they bought, via options and on-market transactions in the last 12 months.Declared Dividend • Oct 30Third quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 10th November 2025 Payment date: 26th November 2025 Dividend yield will be 1.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 24% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 16% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 28Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.91 (up from US$0.62 in 3Q 2024). Revenue: US$58.2m (up 41% from 3Q 2024). Net income: US$15.1m (up 74% from 3Q 2024). Profit margin: 26% (up from 21% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 6.9%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.お知らせ • Oct 28+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on November 26, 2025Capital Bancorp, Inc. also declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on November 26, 2025 to shareholders of record on November 10, 2025.お知らせ • Oct 17+ 1 more updateCapital Bancorp, Inc. and Capital Bank, N.A. Announces Executive ChangesOn October 10, 2025, Dominic C. Canuso, Executive Vice President and Chief Financial Officer of Capital Bancorp, Inc. (the "Company") and its banking subsidiary, Capital Bank, N.A. (the "Bank"), informed the Company and the Bank of his decision to resign, effective October 27th, 2025. Mr. Canuso's resignation is due to a personal decision to pursue another opportunity and is not a result of any disagreement with the Company or the Bank on any matter related to the operations, policies or practices of the Company or the Bank. Effective October 28, 2025, the Company's Board of Directors appointed Connie Egan, age 64, the Chief Accounting Officer of the Bank, to replace Mr. Canuso as the Company's Principal Financial and Accounting Officer while the Company engages in a nation-wide search for Mr. Canuso's replacement. Ms. Egan has served as the Bank's Chief Accounting Officer since September 2020, and previously served as the Bank's Senior Vice President, Director of Financial Planning and Analysis from August 2018 until September 2020. Prior to joining the Bank, Ms. Egan served as Chief Financial Officer of Embassy National Bank for over seven years.Recent Insider Transactions • Aug 31Independent Director recently sold US$1.4m worth of stockOn the 27th of August, Randall Levitt sold around 40k shares on-market at roughly US$34.37 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.7m more than they bought in the last 12 months.Recent Insider Transactions Derivative • Aug 29Independent Director notifies of intention to sell stockRandall Levitt intends to sell 40k shares in the next 90 days after lodging an Intent To Sell Form on the 26th of August. If the sale is conducted around the recent share price of US$34.37, it would amount to US$1.4m. Since December 2024, Randall has owned 1.15m shares directly. Company insiders have collectively sold US$446k more than they bought, via options and on-market transactions in the last 12 months.Seeking Alpha • Aug 22Capital Bancorp: Time For A Breather After An Exceptional First HalfSummary Capital Bancorp's residential loan growth will take a hit from high interest rates, while commercial real estate loan growth will likely suffer because of tariffs. Non-interest income will likely be lower in 2H2025 compared to 1H2025 because of Capital Bank Home Loans and Windsor Advantage. I'm expecting EPS of $1.41 for the second half of 2025, down from $1.60 in the first half of the year. I'm downgrading CBNK stock to a 'Hold' rating based on a price downside of 7.4% and a dividend yield of 1.5%. Read the full article on Seeking Alpha分析記事 • Aug 01Capital Bancorp's (NASDAQ:CBNK) Shareholders Will Receive A Bigger Dividend Than Last YearCapital Bancorp, Inc. ( NASDAQ:CBNK ) has announced that it will be increasing its dividend from last year's comparable...Declared Dividend • Jul 31Second quarter dividend increased to US$0.12Dividend of US$0.12 is 20% higher than last year. Ex-date: 11th August 2025 Payment date: 27th August 2025 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 24% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 17% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 29Second quarter 2025 earnings: EPS and revenues miss analyst expectationsSecond quarter 2025 results: EPS: US$0.79 (up from US$0.59 in 2Q 2024). Revenue: US$56.7m (up 40% from 2Q 2024). Net income: US$13.1m (up 60% from 2Q 2024). Profit margin: 23% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 11%. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.お知らせ • Jul 29+ 1 more updateCapital Bancorp, Inc. Reports Total Net Charge-Offs for the Second Quarter Ended June 30, 2025Capital Bancorp, Inc. reported total net charge-offs for the second quarter ended June 30, 2025. For the quarter, the company reported total net charge-offs of $5,088,000 as compared to $1,935,000 a year ago.Recent Insider Transactions Derivative • May 25President exercised options and sold US$204k worth of stockOn the 22nd of May, Edward Barry exercised 20.00k options at around US$13.93, then sold 11k of the shares acquired at an average of US$32.94 per share and kept the remainder. For the year to December 2018, Edward's total compensation was 43% salary and 57% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since December 2024, Edward's direct individual holding has increased from 353.61k shares to 359.44k. Company insiders have collectively sold US$147k more than they bought, via options and on-market transactions in the last 12 months.Major Estimate Revision • May 05Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$239.9m to US$246.3m. EPS estimate increased from US$3.17 to US$3.49 per share. Net income forecast to grow 54% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$34.25 to US$35.00. Share price rose 11% to US$31.39 over the past week.Declared Dividend • May 01First quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 12th May 2025 Payment date: 28th May 2025 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 19% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 29First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.84 (up from US$0.47 in 1Q 2024). Revenue: US$56.4m (up 48% from 1Q 2024). Net income: US$13.9m (up 112% from 1Q 2024). Profit margin: 25% (up from 17% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.お知らせ • Apr 29+ 1 more updateCapital Bancorp, Inc. Reports Total Net Charge-Offs for the First Quarter Ended March 31, 2025Capital Bancorp, Inc. reported total net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported Total Net Charge-Offs of $2,444,000 against $1,987,000 a year ago.お知らせ • Apr 11Capital Bancorp, Inc., Annual General Meeting, May 15, 2025Capital Bancorp, Inc., Annual General Meeting, May 15, 2025. Location: 2275 research blvd., suite 110 - conference center, maryland 20850, rockville United StatesReported Earnings • Mar 18Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.12 (down from US$2.56 in FY 2023). Revenue: US$170.7m (up 8.7% from FY 2023). Net income: US$31.0m (down 14% from FY 2023). Profit margin: 18% (down from 23% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 6.22% (down from 6.60% in FY 2023). Cost-to-income ratio: 64.8% (down from 66.5% in FY 2023). Non-performing loans: 1.15% (up from 0.84% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 10%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.お知らせ • Feb 27Capital Bancorp, Inc. (NasdaqGS:CBNK) announces an Equity Buyback for $15 million worth of its shares.Capital Bancorp, Inc. (NasdaqGS:CBNK) announces a share repurchase program. Under the program, the company will repurchase up to $15 million worth of it's shares. The program will expire on February 28, 2026.Recent Insider Transactions Derivative • Feb 20President exercised options and sold US$87k worth of stockOn the 15th of February, Edward Barry exercised options to acquire 3k shares at no cost and sold these for an average price of US$31.87 per share. This trade did not impact their existing holding. For the year to December 2018, Edward's total compensation was 54% salary and 46% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2024, Edward's direct individual holding has increased from 346.39k shares to 353.61k. Company insiders have collectively sold US$94k more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • Feb 11Independent Director recently sold US$468k worth of stockOn the 7th of February, Randall Levitt sold around 15k shares on-market at roughly US$32.30 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$316k more than they bought in the last 12 months.Price Target Changed • Feb 04Price target increased by 10% to US$35.25Up from US$32.00, the current price target is an average from 4 analysts. New target price is 12% above last closing price of US$31.48. Stock is up 52% over the past year. The company is forecast to post earnings per share of US$3.26 for next year compared to US$2.12 last year.Major Estimate Revision • Feb 03Consensus EPS estimates increase by 11%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$237.6m to US$246.2m. EPS estimate increased from US$3.00 to US$3.34 per share. Net income forecast to grow 87% next year vs 13% growth forecast for Banks industry in the US. Consensus price target up from US$32.00 to US$33.50. Share price rose 5.1% to US$31.02 over the past week.Declared Dividend • Jan 30Fourth quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 10th February 2025 Payment date: 26th February 2025 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (17% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 19% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 50% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Jan 29Price target increased by 11% to US$33.50Up from US$30.25, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$31.97. Stock is up 47% over the past year. The company is forecast to post earnings per share of US$3.34 for next year compared to US$2.12 last year.Reported Earnings • Jan 28Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.12 (down from US$2.56 in FY 2023). Revenue: US$168.1m (up 7.0% from FY 2023). Net income: US$31.0m (down 14% from FY 2023). Profit margin: 18% (down from 23% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 6.22% (down from 6.60% in FY 2023). Non-performing loans: 1.15% (up from 0.84% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 10%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.お知らせ • Jan 28+ 1 more updateCapital Bancorp, Inc. Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024Capital Bancorp, Inc. reported net charge off for the fourth quarter ended December 31, 2024. for the quarter, the company reported total net charge-offs of $2,427,000 against $2,477,000 for the same period a year ago.Seeking Alpha • Jan 03Capital Bancorp: Growth Outlook Remains Bright Following The Recent M&A ActivitySummary Loan growth for the recently acquired IFHI business is bright because of the move towards solar energy. Further, the outlook for USDA loans is better now compared to 2022. The outlook for the legacy commercial loan segment is also bright because of the economic strength of CBNK’s markets. I’m expecting earnings to surge by 33% to $3.10 in 2025. The December 2025 target price suggests a ~10% upside from the December 31, 2024 market price. Further, CBNK is offering a low dividend yieldof 1.4%. Read the full article on Seeking AlphaRecent Insider Transactions Derivative • Dec 13Independent Director exercised options to buy US$215k worth of stock.On the 11th of December, Jerome Bailey exercised options to buy 7k shares at a strike price of around US$14.54, costing a total of US$102k. This transaction amounted to 5.5% of their direct individual holding at the time of the trade. Since March 2024, Jerome has owned 127.64k shares directly. Company insiders have collectively bought US$372k more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • Nov 07President exercised options and sold US$137k worth of stockOn the 4th of November, Edward Barry exercised 20.00k options at around US$14.89, then sold 13k of the shares acquired at an average of US$25.64 per share and kept the remainder. For the year to December 2017, Edward's total compensation was 54% salary and 46% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2024, Edward has owned 346.39k shares directly. Company insiders have collectively bought US$992k more than they sold, via options and on-market transactions, in the last 12 months.Valuation Update With 7 Day Price Move • Nov 06Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$29.39, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 12% over the past three years.Declared Dividend • Nov 01Third quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 4th November 2024 Payment date: 20th November 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 26% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 51% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 29Third quarter 2024 earnings: EPS misses analyst expectationsThird quarter 2024 results: EPS: US$0.62 (down from US$0.70 in 3Q 2023). Revenue: US$41.2m (up 1.0% from 3Q 2023). Net income: US$8.67m (down 11% from 3Q 2023). Profit margin: 21% (down from 24% in 3Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 9.2%. Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.お知らせ • Oct 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Its Common Stock, Payable on November 20, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.10 per share. The dividend is payable on November 20, 2024 to shareholders of record on November 4, 2024.Price Target Changed • Oct 11Price target increased by 8.1% to US$28.50Up from US$26.38, the current price target is an average from 4 analysts. New target price is 15% above last closing price of US$24.88. Stock is up 26% over the past year. The company is forecast to post earnings per share of US$1.88 for next year compared to US$2.56 last year.お知らせ • Oct 02+ 1 more updateCapital Bancorp, Inc. and Capital Bank, National Association Announces Executive ChangesMarc McConnell Appointed to the Board of Directors of Capital Bancorp, Inc. and Capital Bank, N.A. In connection with completion of the Merger, Marc McConnell will join the Board of Directors of Capital Bancorp, Inc. and Capital Bank, N.A. Mr. McConnell has served as Chairman of the IFHI board of directors since August 2020 and as Chairman of West Town Bank’s board of directors since June 2009. Additional Key IFHI Executives Joining Capital A. Riddick Skinner, EVP of Government Lending at IFHI will join Capital Bank as Head of Government Guaranteed Lending. Melissa Marsal, EVP and Chief Operating Officer of IFHI, will join Capital Bank as Head of Commercial Bank Operations. Mike Breckheimer will continue to lead Windsor.Recent Insider Transactions • Aug 02Independent Director recently bought US$50k worth of stockOn the 31st of July, Mary Scully bought around 2k shares on-market at roughly US$25.14 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$158k more in shares than they have sold in the last 12 months.分析記事 • Jul 26Capital Bancorp (NASDAQ:CBNK) Has Announced That It Will Be Increasing Its Dividend To $0.10Capital Bancorp, Inc. ( NASDAQ:CBNK ) has announced that it will be increasing its dividend from last year's comparable...Declared Dividend • Jul 25Second quarter dividend increased to US$0.10Dividend of US$0.10 is 25% higher than last year. Ex-date: 5th August 2024 Payment date: 21st August 2024 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 26% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 23Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$0.59 (up from US$0.52 in 2Q 2023). Revenue: US$40.4m (up 3.2% from 2Q 2023). Net income: US$8.21m (up 12% from 2Q 2023). Profit margin: 20% (up from 19% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) also surpassed analyst estimates by 1.3%. Revenue is forecast to grow 26% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.お知らせ • Jul 23Capital Bancorp, Inc. Declares Cash Dividend, Payable on August 21, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.10 per share. The dividend is payable on August 21, 2024 to shareholders of record on August 5, 2024. The dividend declared of $0.10 is $0.02, or 25.0% higher than the prior quarter dividend reflecting the strength of earnings and capital position.Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$23.58, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 22% over the past three years.お知らせ • Jul 13Capital Bancorp, Inc. and Capital Bank, N.A. Appoint Dominic C. Canuso as New Chief Financial Officer, Effective July 15, 2024Capital Bank announced the appointment of Dominic C. Canuso, CFA, as the new Chief Financial Officer (CFO) for Capital Bancorp, Inc. and Capital Bank, N.A. A seasoned public company executive with a robust background in finance and operations, Mr. Canuso will officially join the organization on July 15, 2024. Dominic brings a wealth of experience to Capital Bank, having most recently served as EVP and CFO at WSFS Bank while also serving as the Executive Leader of the Cash Connect line of business. Over seven years, he was instrumental in driving the strategic direction of the bank including quadrupling the size of the bank, producing record profits, significantly enhancing technology solutions, and maturing operations. Prior to WSFS, Dominic spent nearly a decade at Barclays Bank, last serving as the line of business CFO for the US Credit Card business. Dominic has also previously worked at Advanta Bank and Arthur Andersen Consulting. Dominic is a CFA Charter holder and received both a Bachelor of Science in Finance and an Executive MBA in Strategy and Leadership from Villanova University.Recent Insider Transactions Derivative • Jun 27Independent Director exercised options to buy US$217k worth of stock.On the 24th of June, James Whalen exercised options to buy 11k shares at a strike price of around US$14.31, costing a total of US$154k. This transaction amounted to 1.1% of their direct individual holding at the time of the trade. Since December 2023, James' direct individual holding has increased from 961.58k shares to 963.15k. Company insiders have collectively bought US$969k more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • Jun 06Independent Chairman of the Board exercised options to buy US$141k worth of stock.On the 31st of May, Steven Schwartz exercised options to buy 7k shares at a strike price of around US$14.54, costing a total of US$102k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since December 2023, Steven's direct individual holding has increased from 718.62k shares to 727.19k. Company insiders have collectively bought US$815k more than they sold, via options and on-market transactions, in the last 12 months.Major Estimate Revision • May 09Consensus EPS estimates increase by 13%The consensus outlook for fiscal year 2024 has been updated. 2024 EPS estimate increased from US$1.77 to US$2.01. Revenue forecast steady at US$182.1m. Net income forecast to grow 3.1% next year vs 2.0% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$26.30. Share price rose 2.6% to US$20.50 over the past week.お知らせ • May 08Capital Bank Appoints Jim Witty as Senior Vice President - Director of Contractor BankingCapital Bank announced the appointment of Jim Witty as Senior Vice President - Director of Contractor Banking. With a commercial banking career spanning over 30 years, many spent in leadership roles, Jim has a strong track record of helping businesses grow, driving strategic objectives, and fostering long-lasting relationships with his clients. In Jim’s new role, he will be leading strategic initiatives and fostering relationships within the contractor banking sector. Jim is passionate about giving back to the community. He currently serves as the Vice Chair and a Board member of Business Volunteers Maryland. Previously, he was the Chair and a Board member of the Maryland Zoo, served as Treasurer and a Board member for both the Irvine Nature Center and the Salvation Army Central Maryland Command.Major Estimate Revision • Apr 29Consensus EPS estimates fall by 18%, revenue upgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from US$176.4m to US$182.2m. EPS estimate fell from US$2.17 to US$1.77 per share. Net income forecast to shrink 9.0% next year vs 1.5% growth forecast for Banks industry in the US . Consensus price target reaffirmed at US$26.10. Share price was steady at US$19.58 over the past week.Reported Earnings • Apr 23First quarter 2024 earnings: EPS misses analyst expectationsFirst quarter 2024 results: EPS: US$0.47 (down from US$0.69 in 1Q 2023). Revenue: US$38.1m (down 1.9% from 1Q 2023). Net income: US$6.56m (down 33% from 1Q 2023). Profit margin: 17% (down from 25% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 6.7%. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 4% per year.お知らせ • Apr 23+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on May 22, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08per share. The dividend is payable on May 22, 2024 to shareholders of record on May 6, 2024.Major Estimate Revision • Apr 03Consensus EPS estimates fall by 11%, revenue upgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from US$172.3m to US$176.4m. EPS estimate fell from US$2.42 to US$2.17 per share. Net income forecast to shrink 19% next year vs 3.0% decline forecast for Banks industry in the US. Consensus price target broadly unchanged at US$26.10. Share price was steady at US$20.50 over the past week.お知らせ • Apr 03Capital Bancorp, Inc., Annual General Meeting, May 16, 2024Capital Bancorp, Inc., Annual General Meeting, May 16, 2024, at 16:00 Eastern Daylight. Location: 2275 Research Blvd., Suite 110 - Conference Center, Rockville, Maryland Maryland United States Agenda: To elect four Class I directors to serve for a three-year term ending at the 2027 annual meeting of stockholders or until their successor is duly elected and qualified; to conduct a non-binding advisory vote to approve the compensation of the Company's Named Executive Officers; to conduct a non-binding advisory vote on the frequency of future stockholder advisory votes to approve the compensation of the Company's Named Executive Officers; and to ratify the appointment of Elliott Davis, PLLC as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2024.お知らせ • Mar 30Capital Bancorp, Inc. (NasdaqGS:CBNK) entered into a definitive agreement to acquire Integrated Financial Holdings, Inc. (OTCPK:IFHI) for $66.3 million.Capital Bancorp, Inc. (NasdaqGS:CBNK) entered into a definitive agreement to acquire Integrated Financial Holdings, Inc. (OTCPK:IFHI) for $66.3 million on March 27, 2024. Under the terms of the merger agreement, IFH shareholders will, subject to certain adjustments, receive $5.36 in cash and 1.115 shares of CBNK common stock for each share of IFH common stock. Based on the closing price of Capital common stock of $20.00 on March 26, 2024, the implied per share purchase price, inclusive of the cash consideration, is $27.66. At closing, Capital shareholders will own approximately 84% and IFH shareholders will own approximately 16% of the combined company. Upon closing of the transaction, Marc McConnell, Chairman, President and CEO of IFH, will join the board of directors of Capital Bancorp, Inc. and Capital Bank. A. Riddick Skinner, EVP of Government Lending at IFH will join Capital Bank as Head of Government Guaranteed Lending Program. Melissa Marsal, EVP and Chief Operating Officer of IFH, will join Capital Bank in a leadership role. Mike Breckheimer, EVP and Chief Strategy Officer at IFH, will join Capital Bank as Head of Windsor Advantage. The transaction with IFH has been unanimously approved by both IFH’s and CBNK’s boards of directors and is subject to approval of Capital’s and IFH’s shareholders, regulatory approvals and the satisfaction of other customary closing conditions. The transaction is expected to be completed in the second half of 2024. Frank Sorrentino, Scott Studwell, Nate Mittag, Adam Cunningham and Ryan Crudeli of Stephens Inc. acted as financial advisor and fairness opinion provider to Capital Bancorp. Squire Patton Boggs (US) LLP acted as legal advisor to Capital Bancorp. Raymond James & Associates, Inc. acted as financial advisor to Integrated Financial Holdings. Wyrick Robbins Yates & Ponton LLP acted as legal advisor to Integrated Financial Holdings.お知らせ • Mar 28Capital Bancorp, Inc. Appoints Marc McConnell as Board of DirectorCapital Bancorp, Inc. (CBNK or Capital) and Integrated Financial Holdings, Inc. (IFH) announced that they have entered into a definitive merger agreement under which CBNK will acquire IFH in a cash and stock transaction valued at $66 million, exclusive of the value of a dividend to be received by IFH shareholders at or immediately prior to closing. Upon closing of the transaction, Marc McConnell, Chairman, President and CEO of IFH, will join the board of directors of Capital Bancorp, Inc.Reported Earnings • Mar 17Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2023 results: EPS: US$2.56 (down from US$2.98 in FY 2022). Revenue: US$157.0m (down 3.9% from FY 2022). Net income: US$35.9m (down 14% from FY 2022). Profit margin: 23% (down from 26% in FY 2022). Net interest margin (NIM): 6.60% (down from 6.92% in FY 2022). Non-performing loans: 0.84% (up from 0.56% in FY 2022). Revenue missed analyst estimates by 1.1%. Earnings per share (EPS) exceeded analyst estimates by 1.1%. Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has remained flat.Recent Insider Transactions Derivative • Feb 22President exercised options and sold US$76k worth of stockOn the 15th of February, Edward Barry exercised options to acquire 4k shares at no cost and sold these for an average price of US$20.81 per share. This trade did not impact their existing holding. For the year to December 2017, Edward's total compensation was 51% salary and 49% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2023, Edward's direct individual holding has increased from 329.92k shares to 337.86k. Company insiders have collectively bought US$1.2m more than they sold, via options and on-market transactions, in the last 12 months.Upcoming Dividend • Jan 26Upcoming dividend of US$0.08 per share at 1.4% yieldEligible shareholders must have bought the stock before 02 February 2024. Payment date: 21 February 2024. Trailing yield: 1.4%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.2%).Declared Dividend • Jan 25Fourth quarter dividend of US$0.08 announcedShareholders will receive a dividend of US$0.08. Ex-date: 2nd February 2024 Payment date: 21st February 2024 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 26% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 4.4% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 23Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2023 results: EPS: US$2.56 (down from US$2.98 in FY 2022). Revenue: US$157.0m (down 3.9% from FY 2022). Net income: US$35.9m (down 14% from FY 2022). Profit margin: 23% (down from 26% in FY 2022). Net interest margin (NIM): 6.60% (down from 6.92% in FY 2022). Non-performing loans: 0.84% (up from 0.56% in FY 2022). Revenue missed analyst estimates by 1.1%. Earnings per share (EPS) exceeded analyst estimates by 1.1%. Revenue is forecast to grow 9.2% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 18% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 23+ 1 more updateCapital Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023Capital Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported total net charge-offs of $2,477,000 against $2,090,000 a year ago.Price Target Changed • Dec 29Price target increased by 8.5% to US$25.40Up from US$23.40, the current price target is an average from 5 analysts. New target price is approximately in line with last closing price of US$24.62. Stock is up 4.2% over the past year. The company is forecast to post earnings per share of US$2.52 for next year compared to US$2.98 last year.Recent Insider Transactions Derivative • Dec 05Independent Director exercised options to buy US$218k worth of stock.On the 30th of November, Fred Lewis exercised options to buy 10k shares at a strike price of around US$11.38, costing a total of US$114k. This transaction amounted to 91% of their direct individual holding at the time of the trade. Since March 2023, Fred has owned 10.95k shares directly. Company insiders have collectively bought US$1.4m more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • Nov 24Independent Chairman of the Board exercised options to buy US$229k worth of stock.On the 20th of November, Steven Schwartz exercised options to buy 11k shares at a strike price of around US$11.38, costing a total of US$128k. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. Since December 2022, Steven's direct individual holding has increased from 705.67k shares to 707.37k. Company insiders have collectively bought US$1.3m more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • Nov 05President exercised options and sold US$109k worth of stockOn the 1st of November, Edward Barry exercised 20.00k options at around US$11.41, then sold 12k of the shares acquired at an average of US$20.44 per share and kept the remainder. For the year to December 2016, Edward's total compensation was 51% salary and 49% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2023, Edward has owned 329.92k shares directly. Company insiders have collectively bought US$1.2m more than they sold, via options and on-market transactions, in the last 12 months.お知らせ • Oct 28Capital Bank Appoints Jacob Jake Dalaya as Chief Strategy OfficerCapital Bank announced the appointment of Mr. Jacob Jake Dalaya as its new Chief Strategy Officer (CSO). With substantial expertise in financial services, particularly in bank M&A and capital markets, Mr. Dalaya is well positioned to advance the bank's strategic growth and expansion. As CSO, Mr. Dalaya will collaborate with the CEO, Executive Management Team (EMT), and the Board of Directors. A significant part of his role involves partnering on the banks strategic planning process, identifying and implementing new revenue streams and enhancing current business lines. Mr. Dalaya will also leverage his experience in bank M&A and capital markets to spearhead the bank's M&A and investor relations strategies. In Mr. Dalaya's prior role at Webster Financial Corporation he played a key role in the execution of various strategic initiatives for the bank. Mr. Dalaya also spent several years in investment banking, including at Keefe, Bruyette &Woods as a Vice President and at J.P. Morgan Securities in various roles. During his time in investment banking, Mr. Dalaya helped lead M&A and capital raising transactions for financial institutions. Mr. Dalaya graduated with a bachelors degree in economics from New York University.Upcoming Dividend • Oct 27Upcoming dividend of US$0.08 per share at 1.6% yieldEligible shareholders must have bought the stock before 03 November 2023. Payment date: 22 November 2023. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of American dividend payers (5.3%). Lower than average of industry peers (4.1%).Reported Earnings • Oct 25Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$0.70 (down from US$0.79 in 3Q 2022). Revenue: US$40.8m (down 4.0% from 3Q 2022). Net income: US$9.79m (down 12% from 3Q 2022). Profit margin: 24% (down from 26% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Oct 24Capital Bancorp, Inc. Declares Cash Dividend on Its Common Stock, Payable on November 22, 2023Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08 per share. The dividend is payable on November 22, 2023 to shareholders of record on November 6, 2023.Recent Insider Transactions • Sep 12Independent Director recently bought US$108k worth of stockOn the 7th of September, Mary Scully bought around 6k shares on-market at roughly US$19.68 per share. This transaction increased Mary's direct individual holding by 1x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$421k more in shares than they have sold in the last 12 months.New Risk • Jul 31New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 1.6% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 5.0% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Jul 28Second quarter 2023 earnings: EPS misses analyst expectationsSecond quarter 2023 results: EPS: US$0.52 (down from US$0.82 in 2Q 2022). Revenue: US$39.2m (down 6.1% from 2Q 2022). Net income: US$7.32m (down 36% from 2Q 2022). Profit margin: 19% (down from 28% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.3%. Revenue is forecast to grow 6.6% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year whereas the company’s share price has increased by 24% per year.決済の安定と成長配当データの取得安定した配当: 配当金の支払いは安定していますが、 CBNKが配当金を支払っている期間は 10 年未満です。増加する配当: CBNKの配当金は増加していますが、同社は5年間しか配当金を支払っていません。配当利回り対市場Capital Bancorp 配当利回り対市場CBNK 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (CBNK)1.4%市場下位25% (US)1.4%市場トップ25% (US)4.2%業界平均 (Banks)2.3%アナリスト予想 (CBNK) (最長3年)1.7%注目すべき配当: CBNKの配当金 ( 1.43% ) はUS市場の配当金支払者の下位 25% ( 1.42% ) よりも高くなっています。高配当: CBNKの配当金 ( 1.43% ) はUS市場の配当金支払者の上位 25% ( 4.22% ) と比較すると低いです。現在の株主配当収益カバレッジ: CBNK の配当性向 (13.7%) は低いため、配当金の支払いは利益によって十分にカバーされます。株主への将来支払額将来の配当金の見通し: 配当が 3 年以内に支払われるかどうか、または配当が利益によってカバーされるかどうかを判断するにはデータが不十分です。高配当企業の発掘7D1Y7D1Y7D1YUS 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/10 23:48終値2026/06/10 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Capital Bancorp, Inc. 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。6 アナリスト機関Daniel CardenasBrean Capital Historical (Janney Montgomery)David BishopHovde Group, LLCCatherine Summerson MealorKeefe, Bruyette, & Woods3 その他のアナリストを表示
Declared Dividend • Apr 30First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 11th May 2026 Payment date: 27th May 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.2% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Common Stock, Payable on May 27, 2026Capital Bancorp, Inc. announced that the company declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on May 27, 2026 to shareholders of record on May 11, 2026.
Declared Dividend • Jan 29Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 9th February 2026 Payment date: 28th February 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.1% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Declared Dividend • Oct 30Third quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 10th November 2025 Payment date: 26th November 2025 Dividend yield will be 1.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 24% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 16% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 28+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on November 26, 2025Capital Bancorp, Inc. also declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on November 26, 2025 to shareholders of record on November 10, 2025.
分析記事 • Aug 01Capital Bancorp's (NASDAQ:CBNK) Shareholders Will Receive A Bigger Dividend Than Last YearCapital Bancorp, Inc. ( NASDAQ:CBNK ) has announced that it will be increasing its dividend from last year's comparable...
Declared Dividend • Apr 30First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 11th May 2026 Payment date: 27th May 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.2% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Common Stock, Payable on May 27, 2026Capital Bancorp, Inc. announced that the company declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on May 27, 2026 to shareholders of record on May 11, 2026.
Reported Earnings • Apr 28First quarter 2026 earnings: EPS misses analyst expectationsFirst quarter 2026 results: EPS: US$0.73 (down from US$0.84 in 1Q 2025). Revenue: US$59.6m (up 5.7% from 1Q 2025). Net income: US$12.0m (down 14% from 1Q 2025). Profit margin: 20% (down from 25% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 5.8%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 23% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 09Capital Bancorp, Inc., Annual General Meeting, May 28, 2026Capital Bancorp, Inc., Annual General Meeting, May 28, 2026. Location: 2275 research blvd., suite 110 - conference center, maryland 20850., rockville, United States
Reported Earnings • Mar 17Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$3.45 (up from US$2.12 in FY 2024). Revenue: US$230.0m (up 35% from FY 2024). Net income: US$57.2m (up 85% from FY 2024). Profit margin: 25% (up from 18% in FY 2024). The increase in margin was driven by higher revenue. Cost-to-income ratio: 63.1% (down from 64.8% in FY 2024). Non-performing loans: 1.84% (up from 1.15% in FY 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.7%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions Derivative • Mar 16Director exercised options to buy US$135k worth of stock.On the 10th of March, Marc McConnell exercised options to buy 5k shares at a strike price of around US$17.27, costing a total of US$81k. This transaction amounted to 2.1% of their direct individual holding at the time of the trade. Since March 2025, Marc's direct individual holding has increased from 218.03k shares to 219.64k. Company insiders have collectively sold US$1.5m more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions Derivative • Feb 20President exercised options and sold US$82k worth of stockOn the 15th of February, Edward Barry exercised options to acquire 3k shares at no cost and sold these for an average price of US$31.79 per share. This trade did not impact their existing holding. For the year to December 2019, Edward's total compensation was 43% salary and 57% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2025, Edward's direct individual holding has increased from 359.44k shares to 372.70k. Company insiders have collectively sold US$1.5m more than they bought, via options and on-market transactions in the last 12 months.
Declared Dividend • Jan 29Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 9th February 2026 Payment date: 28th February 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 19% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.1% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 27Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$3.45 (up from US$2.12 in FY 2024). Revenue: US$230.0m (up 35% from FY 2024). Net income: US$57.2m (up 85% from FY 2024). Profit margin: 25% (up from 18% in FY 2024). The increase in margin was driven by higher revenue. Non-performing loans: 1.84% (up from 1.15% in FY 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.7%. Revenue is forecast to grow 9.6% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 12% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 27+ 1 more updateCapital Bancorp, Inc. Reports Net Charge-Off for the Fourth Quarter Ended December 31, 2025Capital Bancorp, Inc. reported net charge-off for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net charge-off of $2,373,000 against $2,427,000 a year ago.
Recent Insider Transactions Derivative • Dec 12Independent Director exercised options to buy US$144k worth of stock.On the 9th of December, Joshua Bernstein exercised options to buy 5k shares at a strike price of around US$22.80, costing a total of US$111k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since December 2024, Joshua's direct individual holding has increased from 542.56k shares to 871.43k. Company insiders have collectively sold US$2.0m more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Nov 25Capital Bancorp, Inc. Appoints Mark Caplan as Class II Director and Compensation Committee and Risk Committee, Effective November 21, 2025On November 21, 2025, the Board of Directors (the "Board") of Capital Bancorp, Inc. (the "Company"), the bank holding company for Capital Bank, N.A. (the "Bank"), upon the recommendation of its Nominating and Corporate Governance Committee, appointed Mark Caplan as a Class II director on the Company's Board, effective immediately, and increased the aggregate size of the Company's Board to thirteen. As a Class II director, Mr. Caplan will be subject to re-election at the Company's annual meeting of stockholders in 2028. Mr. Caplan has served as a member of the Bank's Board since January of 2019 and serves as a member of the Loan Committee. Mr. Caplan is President and Chief Executive Officer of The Time Group, a real estate equity investment firm, and is the managing member and sole shareholder of Washington Place Equities, a development firm specializing in mixed use urban historic renovation and construction. Mr. Caplan also previously served on the board of directors of Sterling Bank and Trust, before it was acquired by Carroll County Bank and Trust in 1998, and was a member of the board of directors of Bay Bank, FSB, which in 2018 was acquired by Old Line Bank. The Board has determined that Mr. Caplan is an independent director under the applicable rules of the Securities and Exchange Commission and the Nasdaq Stock Market. Mr. Caplan was also appointed to the Compensation Committee and Risk Committee of the Board. Mr. Caplan will also participate in the Board's standard non-employee director compensation arrangements, as described under "Compensation of Non-Employee Directors" in definitive proxy statement filed with the SEC on April 1, 2025, which description is incorporated herein by reference, as such arrangements may be amended from time to time.
Recent Insider Transactions Derivative • Nov 19Independent Chairman of the Board exercised options to buy US$133k worth of stock.On the 14th of November, Steven Schwartz exercised options to buy 5k shares at a strike price of around US$13.89, costing a total of US$69k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since December 2024, Steven's direct individual holding has increased from 727.19k shares to 732.19k. Company insiders have collectively sold US$2.1m more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Nov 15+ 1 more updateCapital Bancorp, Inc. Announces Appointment of Jacob Dalaya as Chief Financial Officer, Effective 14 November 2025Capital Bancorp, Inc. announced the appointment of Jacob Dalaya as Chief Financial Officer of Capital Bancorp, effective immediately. Prior to his appointment, Mr. Dalaya served as Chief Strategy Officer, where he played a key role in strategic and financial planning and oversaw the acquisition of IFH. Before joining Capital Bank, Mr. Dalaya was a Managing Director at Webster Financial Corporation and held several leadership roles at Sterling Bancorp. Earlier in his career, he was a Vice President in the investment banking division of Keefe, Bruyette &Woods, where he helped lead the execution of mergers and acquisitions and capital raising transactions. Mr. Dalaya also previously held various roles in the financial institutions investment banking group at J.P. Morgan Securities. Mr. Dalaya is a graduate of New York University.
Recent Insider Transactions • Nov 14Insider recently sold US$95k worth of stockOn the 12th of November, Dominic Canuso sold around 3k shares on-market at roughly US$27.95 per share. This transaction amounted to 70% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$1.4m. Insiders have been net sellers, collectively disposing of US$1.8m more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Nov 11Director exercised options and sold US$66k worth of stockOn the 7th of November, Scot Browning exercised 8.50k options at around US$13.89, then sold 5k of the shares acquired at an average of US$27.94 per share and kept the remainder. Since December 2024, Scot has owned 513.59k shares directly. Company insiders have collectively sold US$2.1m more than they bought, via options and on-market transactions in the last 12 months.
Declared Dividend • Oct 30Third quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 10th November 2025 Payment date: 26th November 2025 Dividend yield will be 1.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 24% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 16% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 28Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.91 (up from US$0.62 in 3Q 2024). Revenue: US$58.2m (up 41% from 3Q 2024). Net income: US$15.1m (up 74% from 3Q 2024). Profit margin: 26% (up from 21% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 6.9%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
お知らせ • Oct 28+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on November 26, 2025Capital Bancorp, Inc. also declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on November 26, 2025 to shareholders of record on November 10, 2025.
お知らせ • Oct 17+ 1 more updateCapital Bancorp, Inc. and Capital Bank, N.A. Announces Executive ChangesOn October 10, 2025, Dominic C. Canuso, Executive Vice President and Chief Financial Officer of Capital Bancorp, Inc. (the "Company") and its banking subsidiary, Capital Bank, N.A. (the "Bank"), informed the Company and the Bank of his decision to resign, effective October 27th, 2025. Mr. Canuso's resignation is due to a personal decision to pursue another opportunity and is not a result of any disagreement with the Company or the Bank on any matter related to the operations, policies or practices of the Company or the Bank. Effective October 28, 2025, the Company's Board of Directors appointed Connie Egan, age 64, the Chief Accounting Officer of the Bank, to replace Mr. Canuso as the Company's Principal Financial and Accounting Officer while the Company engages in a nation-wide search for Mr. Canuso's replacement. Ms. Egan has served as the Bank's Chief Accounting Officer since September 2020, and previously served as the Bank's Senior Vice President, Director of Financial Planning and Analysis from August 2018 until September 2020. Prior to joining the Bank, Ms. Egan served as Chief Financial Officer of Embassy National Bank for over seven years.
Recent Insider Transactions • Aug 31Independent Director recently sold US$1.4m worth of stockOn the 27th of August, Randall Levitt sold around 40k shares on-market at roughly US$34.37 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.7m more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Aug 29Independent Director notifies of intention to sell stockRandall Levitt intends to sell 40k shares in the next 90 days after lodging an Intent To Sell Form on the 26th of August. If the sale is conducted around the recent share price of US$34.37, it would amount to US$1.4m. Since December 2024, Randall has owned 1.15m shares directly. Company insiders have collectively sold US$446k more than they bought, via options and on-market transactions in the last 12 months.
Seeking Alpha • Aug 22Capital Bancorp: Time For A Breather After An Exceptional First HalfSummary Capital Bancorp's residential loan growth will take a hit from high interest rates, while commercial real estate loan growth will likely suffer because of tariffs. Non-interest income will likely be lower in 2H2025 compared to 1H2025 because of Capital Bank Home Loans and Windsor Advantage. I'm expecting EPS of $1.41 for the second half of 2025, down from $1.60 in the first half of the year. I'm downgrading CBNK stock to a 'Hold' rating based on a price downside of 7.4% and a dividend yield of 1.5%. Read the full article on Seeking Alpha
分析記事 • Aug 01Capital Bancorp's (NASDAQ:CBNK) Shareholders Will Receive A Bigger Dividend Than Last YearCapital Bancorp, Inc. ( NASDAQ:CBNK ) has announced that it will be increasing its dividend from last year's comparable...
Declared Dividend • Jul 31Second quarter dividend increased to US$0.12Dividend of US$0.12 is 20% higher than last year. Ex-date: 11th August 2025 Payment date: 27th August 2025 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 24% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 17% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 29Second quarter 2025 earnings: EPS and revenues miss analyst expectationsSecond quarter 2025 results: EPS: US$0.79 (up from US$0.59 in 2Q 2024). Revenue: US$56.7m (up 40% from 2Q 2024). Net income: US$13.1m (up 60% from 2Q 2024). Profit margin: 23% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 11%. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.
お知らせ • Jul 29+ 1 more updateCapital Bancorp, Inc. Reports Total Net Charge-Offs for the Second Quarter Ended June 30, 2025Capital Bancorp, Inc. reported total net charge-offs for the second quarter ended June 30, 2025. For the quarter, the company reported total net charge-offs of $5,088,000 as compared to $1,935,000 a year ago.
Recent Insider Transactions Derivative • May 25President exercised options and sold US$204k worth of stockOn the 22nd of May, Edward Barry exercised 20.00k options at around US$13.93, then sold 11k of the shares acquired at an average of US$32.94 per share and kept the remainder. For the year to December 2018, Edward's total compensation was 43% salary and 57% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since December 2024, Edward's direct individual holding has increased from 353.61k shares to 359.44k. Company insiders have collectively sold US$147k more than they bought, via options and on-market transactions in the last 12 months.
Major Estimate Revision • May 05Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$239.9m to US$246.3m. EPS estimate increased from US$3.17 to US$3.49 per share. Net income forecast to grow 54% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$34.25 to US$35.00. Share price rose 11% to US$31.39 over the past week.
Declared Dividend • May 01First quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 12th May 2025 Payment date: 28th May 2025 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 19% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 29First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.84 (up from US$0.47 in 1Q 2024). Revenue: US$56.4m (up 48% from 1Q 2024). Net income: US$13.9m (up 112% from 1Q 2024). Profit margin: 25% (up from 17% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.
お知らせ • Apr 29+ 1 more updateCapital Bancorp, Inc. Reports Total Net Charge-Offs for the First Quarter Ended March 31, 2025Capital Bancorp, Inc. reported total net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported Total Net Charge-Offs of $2,444,000 against $1,987,000 a year ago.
お知らせ • Apr 11Capital Bancorp, Inc., Annual General Meeting, May 15, 2025Capital Bancorp, Inc., Annual General Meeting, May 15, 2025. Location: 2275 research blvd., suite 110 - conference center, maryland 20850, rockville United States
Reported Earnings • Mar 18Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.12 (down from US$2.56 in FY 2023). Revenue: US$170.7m (up 8.7% from FY 2023). Net income: US$31.0m (down 14% from FY 2023). Profit margin: 18% (down from 23% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 6.22% (down from 6.60% in FY 2023). Cost-to-income ratio: 64.8% (down from 66.5% in FY 2023). Non-performing loans: 1.15% (up from 0.84% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 10%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • Feb 27Capital Bancorp, Inc. (NasdaqGS:CBNK) announces an Equity Buyback for $15 million worth of its shares.Capital Bancorp, Inc. (NasdaqGS:CBNK) announces a share repurchase program. Under the program, the company will repurchase up to $15 million worth of it's shares. The program will expire on February 28, 2026.
Recent Insider Transactions Derivative • Feb 20President exercised options and sold US$87k worth of stockOn the 15th of February, Edward Barry exercised options to acquire 3k shares at no cost and sold these for an average price of US$31.87 per share. This trade did not impact their existing holding. For the year to December 2018, Edward's total compensation was 54% salary and 46% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2024, Edward's direct individual holding has increased from 346.39k shares to 353.61k. Company insiders have collectively sold US$94k more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • Feb 11Independent Director recently sold US$468k worth of stockOn the 7th of February, Randall Levitt sold around 15k shares on-market at roughly US$32.30 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$316k more than they bought in the last 12 months.
Price Target Changed • Feb 04Price target increased by 10% to US$35.25Up from US$32.00, the current price target is an average from 4 analysts. New target price is 12% above last closing price of US$31.48. Stock is up 52% over the past year. The company is forecast to post earnings per share of US$3.26 for next year compared to US$2.12 last year.
Major Estimate Revision • Feb 03Consensus EPS estimates increase by 11%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$237.6m to US$246.2m. EPS estimate increased from US$3.00 to US$3.34 per share. Net income forecast to grow 87% next year vs 13% growth forecast for Banks industry in the US. Consensus price target up from US$32.00 to US$33.50. Share price rose 5.1% to US$31.02 over the past week.
Declared Dividend • Jan 30Fourth quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 10th February 2025 Payment date: 26th February 2025 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (17% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 19% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 50% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Jan 29Price target increased by 11% to US$33.50Up from US$30.25, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$31.97. Stock is up 47% over the past year. The company is forecast to post earnings per share of US$3.34 for next year compared to US$2.12 last year.
Reported Earnings • Jan 28Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.12 (down from US$2.56 in FY 2023). Revenue: US$168.1m (up 7.0% from FY 2023). Net income: US$31.0m (down 14% from FY 2023). Profit margin: 18% (down from 23% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 6.22% (down from 6.60% in FY 2023). Non-performing loans: 1.15% (up from 0.84% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 10%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • Jan 28+ 1 more updateCapital Bancorp, Inc. Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024Capital Bancorp, Inc. reported net charge off for the fourth quarter ended December 31, 2024. for the quarter, the company reported total net charge-offs of $2,427,000 against $2,477,000 for the same period a year ago.
Seeking Alpha • Jan 03Capital Bancorp: Growth Outlook Remains Bright Following The Recent M&A ActivitySummary Loan growth for the recently acquired IFHI business is bright because of the move towards solar energy. Further, the outlook for USDA loans is better now compared to 2022. The outlook for the legacy commercial loan segment is also bright because of the economic strength of CBNK’s markets. I’m expecting earnings to surge by 33% to $3.10 in 2025. The December 2025 target price suggests a ~10% upside from the December 31, 2024 market price. Further, CBNK is offering a low dividend yieldof 1.4%. Read the full article on Seeking Alpha
Recent Insider Transactions Derivative • Dec 13Independent Director exercised options to buy US$215k worth of stock.On the 11th of December, Jerome Bailey exercised options to buy 7k shares at a strike price of around US$14.54, costing a total of US$102k. This transaction amounted to 5.5% of their direct individual holding at the time of the trade. Since March 2024, Jerome has owned 127.64k shares directly. Company insiders have collectively bought US$372k more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • Nov 07President exercised options and sold US$137k worth of stockOn the 4th of November, Edward Barry exercised 20.00k options at around US$14.89, then sold 13k of the shares acquired at an average of US$25.64 per share and kept the remainder. For the year to December 2017, Edward's total compensation was 54% salary and 46% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2024, Edward has owned 346.39k shares directly. Company insiders have collectively bought US$992k more than they sold, via options and on-market transactions, in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 06Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$29.39, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 12% over the past three years.
Declared Dividend • Nov 01Third quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 4th November 2024 Payment date: 20th November 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 26% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 51% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 29Third quarter 2024 earnings: EPS misses analyst expectationsThird quarter 2024 results: EPS: US$0.62 (down from US$0.70 in 3Q 2023). Revenue: US$41.2m (up 1.0% from 3Q 2023). Net income: US$8.67m (down 11% from 3Q 2023). Profit margin: 21% (down from 24% in 3Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 9.2%. Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Its Common Stock, Payable on November 20, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.10 per share. The dividend is payable on November 20, 2024 to shareholders of record on November 4, 2024.
Price Target Changed • Oct 11Price target increased by 8.1% to US$28.50Up from US$26.38, the current price target is an average from 4 analysts. New target price is 15% above last closing price of US$24.88. Stock is up 26% over the past year. The company is forecast to post earnings per share of US$1.88 for next year compared to US$2.56 last year.
お知らせ • Oct 02+ 1 more updateCapital Bancorp, Inc. and Capital Bank, National Association Announces Executive ChangesMarc McConnell Appointed to the Board of Directors of Capital Bancorp, Inc. and Capital Bank, N.A. In connection with completion of the Merger, Marc McConnell will join the Board of Directors of Capital Bancorp, Inc. and Capital Bank, N.A. Mr. McConnell has served as Chairman of the IFHI board of directors since August 2020 and as Chairman of West Town Bank’s board of directors since June 2009. Additional Key IFHI Executives Joining Capital A. Riddick Skinner, EVP of Government Lending at IFHI will join Capital Bank as Head of Government Guaranteed Lending. Melissa Marsal, EVP and Chief Operating Officer of IFHI, will join Capital Bank as Head of Commercial Bank Operations. Mike Breckheimer will continue to lead Windsor.
Recent Insider Transactions • Aug 02Independent Director recently bought US$50k worth of stockOn the 31st of July, Mary Scully bought around 2k shares on-market at roughly US$25.14 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$158k more in shares than they have sold in the last 12 months.
分析記事 • Jul 26Capital Bancorp (NASDAQ:CBNK) Has Announced That It Will Be Increasing Its Dividend To $0.10Capital Bancorp, Inc. ( NASDAQ:CBNK ) has announced that it will be increasing its dividend from last year's comparable...
Declared Dividend • Jul 25Second quarter dividend increased to US$0.10Dividend of US$0.10 is 25% higher than last year. Ex-date: 5th August 2024 Payment date: 21st August 2024 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 26% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 23Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$0.59 (up from US$0.52 in 2Q 2023). Revenue: US$40.4m (up 3.2% from 2Q 2023). Net income: US$8.21m (up 12% from 2Q 2023). Profit margin: 20% (up from 19% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) also surpassed analyst estimates by 1.3%. Revenue is forecast to grow 26% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.
お知らせ • Jul 23Capital Bancorp, Inc. Declares Cash Dividend, Payable on August 21, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.10 per share. The dividend is payable on August 21, 2024 to shareholders of record on August 5, 2024. The dividend declared of $0.10 is $0.02, or 25.0% higher than the prior quarter dividend reflecting the strength of earnings and capital position.
Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$23.58, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 22% over the past three years.
お知らせ • Jul 13Capital Bancorp, Inc. and Capital Bank, N.A. Appoint Dominic C. Canuso as New Chief Financial Officer, Effective July 15, 2024Capital Bank announced the appointment of Dominic C. Canuso, CFA, as the new Chief Financial Officer (CFO) for Capital Bancorp, Inc. and Capital Bank, N.A. A seasoned public company executive with a robust background in finance and operations, Mr. Canuso will officially join the organization on July 15, 2024. Dominic brings a wealth of experience to Capital Bank, having most recently served as EVP and CFO at WSFS Bank while also serving as the Executive Leader of the Cash Connect line of business. Over seven years, he was instrumental in driving the strategic direction of the bank including quadrupling the size of the bank, producing record profits, significantly enhancing technology solutions, and maturing operations. Prior to WSFS, Dominic spent nearly a decade at Barclays Bank, last serving as the line of business CFO for the US Credit Card business. Dominic has also previously worked at Advanta Bank and Arthur Andersen Consulting. Dominic is a CFA Charter holder and received both a Bachelor of Science in Finance and an Executive MBA in Strategy and Leadership from Villanova University.
Recent Insider Transactions Derivative • Jun 27Independent Director exercised options to buy US$217k worth of stock.On the 24th of June, James Whalen exercised options to buy 11k shares at a strike price of around US$14.31, costing a total of US$154k. This transaction amounted to 1.1% of their direct individual holding at the time of the trade. Since December 2023, James' direct individual holding has increased from 961.58k shares to 963.15k. Company insiders have collectively bought US$969k more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • Jun 06Independent Chairman of the Board exercised options to buy US$141k worth of stock.On the 31st of May, Steven Schwartz exercised options to buy 7k shares at a strike price of around US$14.54, costing a total of US$102k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since December 2023, Steven's direct individual holding has increased from 718.62k shares to 727.19k. Company insiders have collectively bought US$815k more than they sold, via options and on-market transactions, in the last 12 months.
Major Estimate Revision • May 09Consensus EPS estimates increase by 13%The consensus outlook for fiscal year 2024 has been updated. 2024 EPS estimate increased from US$1.77 to US$2.01. Revenue forecast steady at US$182.1m. Net income forecast to grow 3.1% next year vs 2.0% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$26.30. Share price rose 2.6% to US$20.50 over the past week.
お知らせ • May 08Capital Bank Appoints Jim Witty as Senior Vice President - Director of Contractor BankingCapital Bank announced the appointment of Jim Witty as Senior Vice President - Director of Contractor Banking. With a commercial banking career spanning over 30 years, many spent in leadership roles, Jim has a strong track record of helping businesses grow, driving strategic objectives, and fostering long-lasting relationships with his clients. In Jim’s new role, he will be leading strategic initiatives and fostering relationships within the contractor banking sector. Jim is passionate about giving back to the community. He currently serves as the Vice Chair and a Board member of Business Volunteers Maryland. Previously, he was the Chair and a Board member of the Maryland Zoo, served as Treasurer and a Board member for both the Irvine Nature Center and the Salvation Army Central Maryland Command.
Major Estimate Revision • Apr 29Consensus EPS estimates fall by 18%, revenue upgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from US$176.4m to US$182.2m. EPS estimate fell from US$2.17 to US$1.77 per share. Net income forecast to shrink 9.0% next year vs 1.5% growth forecast for Banks industry in the US . Consensus price target reaffirmed at US$26.10. Share price was steady at US$19.58 over the past week.
Reported Earnings • Apr 23First quarter 2024 earnings: EPS misses analyst expectationsFirst quarter 2024 results: EPS: US$0.47 (down from US$0.69 in 1Q 2023). Revenue: US$38.1m (down 1.9% from 1Q 2023). Net income: US$6.56m (down 33% from 1Q 2023). Profit margin: 17% (down from 25% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 6.7%. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 4% per year.
お知らせ • Apr 23+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on May 22, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08per share. The dividend is payable on May 22, 2024 to shareholders of record on May 6, 2024.
Major Estimate Revision • Apr 03Consensus EPS estimates fall by 11%, revenue upgradedThe consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from US$172.3m to US$176.4m. EPS estimate fell from US$2.42 to US$2.17 per share. Net income forecast to shrink 19% next year vs 3.0% decline forecast for Banks industry in the US. Consensus price target broadly unchanged at US$26.10. Share price was steady at US$20.50 over the past week.
お知らせ • Apr 03Capital Bancorp, Inc., Annual General Meeting, May 16, 2024Capital Bancorp, Inc., Annual General Meeting, May 16, 2024, at 16:00 Eastern Daylight. Location: 2275 Research Blvd., Suite 110 - Conference Center, Rockville, Maryland Maryland United States Agenda: To elect four Class I directors to serve for a three-year term ending at the 2027 annual meeting of stockholders or until their successor is duly elected and qualified; to conduct a non-binding advisory vote to approve the compensation of the Company's Named Executive Officers; to conduct a non-binding advisory vote on the frequency of future stockholder advisory votes to approve the compensation of the Company's Named Executive Officers; and to ratify the appointment of Elliott Davis, PLLC as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2024.
お知らせ • Mar 30Capital Bancorp, Inc. (NasdaqGS:CBNK) entered into a definitive agreement to acquire Integrated Financial Holdings, Inc. (OTCPK:IFHI) for $66.3 million.Capital Bancorp, Inc. (NasdaqGS:CBNK) entered into a definitive agreement to acquire Integrated Financial Holdings, Inc. (OTCPK:IFHI) for $66.3 million on March 27, 2024. Under the terms of the merger agreement, IFH shareholders will, subject to certain adjustments, receive $5.36 in cash and 1.115 shares of CBNK common stock for each share of IFH common stock. Based on the closing price of Capital common stock of $20.00 on March 26, 2024, the implied per share purchase price, inclusive of the cash consideration, is $27.66. At closing, Capital shareholders will own approximately 84% and IFH shareholders will own approximately 16% of the combined company. Upon closing of the transaction, Marc McConnell, Chairman, President and CEO of IFH, will join the board of directors of Capital Bancorp, Inc. and Capital Bank. A. Riddick Skinner, EVP of Government Lending at IFH will join Capital Bank as Head of Government Guaranteed Lending Program. Melissa Marsal, EVP and Chief Operating Officer of IFH, will join Capital Bank in a leadership role. Mike Breckheimer, EVP and Chief Strategy Officer at IFH, will join Capital Bank as Head of Windsor Advantage. The transaction with IFH has been unanimously approved by both IFH’s and CBNK’s boards of directors and is subject to approval of Capital’s and IFH’s shareholders, regulatory approvals and the satisfaction of other customary closing conditions. The transaction is expected to be completed in the second half of 2024. Frank Sorrentino, Scott Studwell, Nate Mittag, Adam Cunningham and Ryan Crudeli of Stephens Inc. acted as financial advisor and fairness opinion provider to Capital Bancorp. Squire Patton Boggs (US) LLP acted as legal advisor to Capital Bancorp. Raymond James & Associates, Inc. acted as financial advisor to Integrated Financial Holdings. Wyrick Robbins Yates & Ponton LLP acted as legal advisor to Integrated Financial Holdings.
お知らせ • Mar 28Capital Bancorp, Inc. Appoints Marc McConnell as Board of DirectorCapital Bancorp, Inc. (CBNK or Capital) and Integrated Financial Holdings, Inc. (IFH) announced that they have entered into a definitive merger agreement under which CBNK will acquire IFH in a cash and stock transaction valued at $66 million, exclusive of the value of a dividend to be received by IFH shareholders at or immediately prior to closing. Upon closing of the transaction, Marc McConnell, Chairman, President and CEO of IFH, will join the board of directors of Capital Bancorp, Inc.
Reported Earnings • Mar 17Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2023 results: EPS: US$2.56 (down from US$2.98 in FY 2022). Revenue: US$157.0m (down 3.9% from FY 2022). Net income: US$35.9m (down 14% from FY 2022). Profit margin: 23% (down from 26% in FY 2022). Net interest margin (NIM): 6.60% (down from 6.92% in FY 2022). Non-performing loans: 0.84% (up from 0.56% in FY 2022). Revenue missed analyst estimates by 1.1%. Earnings per share (EPS) exceeded analyst estimates by 1.1%. Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has remained flat.
Recent Insider Transactions Derivative • Feb 22President exercised options and sold US$76k worth of stockOn the 15th of February, Edward Barry exercised options to acquire 4k shares at no cost and sold these for an average price of US$20.81 per share. This trade did not impact their existing holding. For the year to December 2017, Edward's total compensation was 51% salary and 49% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2023, Edward's direct individual holding has increased from 329.92k shares to 337.86k. Company insiders have collectively bought US$1.2m more than they sold, via options and on-market transactions, in the last 12 months.
Upcoming Dividend • Jan 26Upcoming dividend of US$0.08 per share at 1.4% yieldEligible shareholders must have bought the stock before 02 February 2024. Payment date: 21 February 2024. Trailing yield: 1.4%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.2%).
Declared Dividend • Jan 25Fourth quarter dividend of US$0.08 announcedShareholders will receive a dividend of US$0.08. Ex-date: 2nd February 2024 Payment date: 21st February 2024 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 26% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 4.4% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 23Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2023 results: EPS: US$2.56 (down from US$2.98 in FY 2022). Revenue: US$157.0m (down 3.9% from FY 2022). Net income: US$35.9m (down 14% from FY 2022). Profit margin: 23% (down from 26% in FY 2022). Net interest margin (NIM): 6.60% (down from 6.92% in FY 2022). Non-performing loans: 0.84% (up from 0.56% in FY 2022). Revenue missed analyst estimates by 1.1%. Earnings per share (EPS) exceeded analyst estimates by 1.1%. Revenue is forecast to grow 9.2% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 18% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 23+ 1 more updateCapital Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023Capital Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported total net charge-offs of $2,477,000 against $2,090,000 a year ago.
Price Target Changed • Dec 29Price target increased by 8.5% to US$25.40Up from US$23.40, the current price target is an average from 5 analysts. New target price is approximately in line with last closing price of US$24.62. Stock is up 4.2% over the past year. The company is forecast to post earnings per share of US$2.52 for next year compared to US$2.98 last year.
Recent Insider Transactions Derivative • Dec 05Independent Director exercised options to buy US$218k worth of stock.On the 30th of November, Fred Lewis exercised options to buy 10k shares at a strike price of around US$11.38, costing a total of US$114k. This transaction amounted to 91% of their direct individual holding at the time of the trade. Since March 2023, Fred has owned 10.95k shares directly. Company insiders have collectively bought US$1.4m more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • Nov 24Independent Chairman of the Board exercised options to buy US$229k worth of stock.On the 20th of November, Steven Schwartz exercised options to buy 11k shares at a strike price of around US$11.38, costing a total of US$128k. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. Since December 2022, Steven's direct individual holding has increased from 705.67k shares to 707.37k. Company insiders have collectively bought US$1.3m more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • Nov 05President exercised options and sold US$109k worth of stockOn the 1st of November, Edward Barry exercised 20.00k options at around US$11.41, then sold 12k of the shares acquired at an average of US$20.44 per share and kept the remainder. For the year to December 2016, Edward's total compensation was 51% salary and 49% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since March 2023, Edward has owned 329.92k shares directly. Company insiders have collectively bought US$1.2m more than they sold, via options and on-market transactions, in the last 12 months.
お知らせ • Oct 28Capital Bank Appoints Jacob Jake Dalaya as Chief Strategy OfficerCapital Bank announced the appointment of Mr. Jacob Jake Dalaya as its new Chief Strategy Officer (CSO). With substantial expertise in financial services, particularly in bank M&A and capital markets, Mr. Dalaya is well positioned to advance the bank's strategic growth and expansion. As CSO, Mr. Dalaya will collaborate with the CEO, Executive Management Team (EMT), and the Board of Directors. A significant part of his role involves partnering on the banks strategic planning process, identifying and implementing new revenue streams and enhancing current business lines. Mr. Dalaya will also leverage his experience in bank M&A and capital markets to spearhead the bank's M&A and investor relations strategies. In Mr. Dalaya's prior role at Webster Financial Corporation he played a key role in the execution of various strategic initiatives for the bank. Mr. Dalaya also spent several years in investment banking, including at Keefe, Bruyette &Woods as a Vice President and at J.P. Morgan Securities in various roles. During his time in investment banking, Mr. Dalaya helped lead M&A and capital raising transactions for financial institutions. Mr. Dalaya graduated with a bachelors degree in economics from New York University.
Upcoming Dividend • Oct 27Upcoming dividend of US$0.08 per share at 1.6% yieldEligible shareholders must have bought the stock before 03 November 2023. Payment date: 22 November 2023. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of American dividend payers (5.3%). Lower than average of industry peers (4.1%).
Reported Earnings • Oct 25Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$0.70 (down from US$0.79 in 3Q 2022). Revenue: US$40.8m (down 4.0% from 3Q 2022). Net income: US$9.79m (down 12% from 3Q 2022). Profit margin: 24% (down from 26% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Oct 24Capital Bancorp, Inc. Declares Cash Dividend on Its Common Stock, Payable on November 22, 2023Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08 per share. The dividend is payable on November 22, 2023 to shareholders of record on November 6, 2023.
Recent Insider Transactions • Sep 12Independent Director recently bought US$108k worth of stockOn the 7th of September, Mary Scully bought around 6k shares on-market at roughly US$19.68 per share. This transaction increased Mary's direct individual holding by 1x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$421k more in shares than they have sold in the last 12 months.
New Risk • Jul 31New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 1.6% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 5.0% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Jul 28Second quarter 2023 earnings: EPS misses analyst expectationsSecond quarter 2023 results: EPS: US$0.52 (down from US$0.82 in 2Q 2022). Revenue: US$39.2m (down 6.1% from 2Q 2022). Net income: US$7.32m (down 36% from 2Q 2022). Profit margin: 19% (down from 28% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.3%. Revenue is forecast to grow 6.6% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year whereas the company’s share price has increased by 24% per year.