View ValuationAmes National 将来の成長Future 基準チェック /16Ames National は収益が増加すると予測されています。EPS は、年間 増加すると予測されています8.3%。主要情報8.2%収益成長率8.28%EPS成長率Banks 収益成長8.2%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジLow最終更新日05 May 2026今後の成長に関する最新情報お知らせ • Jul 23+ 1 more updateAmes National Corporation Provides Earnings Guidance for the Year 2023Ames National Corporation provided earnings guidance for the year 2023. Based upon the 2023 year to date net income, management is anticipating that the Company will not meet the 2023 forecasted earnings primarily due to higher than anticipated interest expense on deposits.お知らせ • Jan 23Ames National Corporation Provides Earnings Guidance for the Year Ending December 31, 2022Ames National Corporation provides earnings guidance for the year ending December 31, 2022. The Company is forecasting earnings for the year ending December 31, 2022 in the range of $2.10 to $2.20 per share compared to $2.62 per share earned for the year ended December 31, 2021. The decrease in forecasted earnings from the 2021 actual results was primarily due to lower PPP fees and to a lesser extent higher noninterest expense.すべての更新を表示Recent updatesDeclared Dividend • May 20First quarter dividend of US$0.24 announcedShareholders will receive a dividend of US$0.24. Ex-date: 1st June 2026 Payment date: 15th June 2026 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 1.8% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 8.3% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.67 (vs US$0.39 in 1Q 2025)First quarter 2026 results: EPS: US$0.67 (up from US$0.39 in 1Q 2025). Revenue: US$18.6m (up 28% from 1Q 2025). Net income: US$5.96m (up 73% from 1Q 2025). Profit margin: 32% (up from 24% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 13% per year.Buy Or Sell Opportunity • Mar 30Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 21% to US$27.81. The fair value is estimated to be US$23.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 3.4%.Reported Earnings • Mar 15Full year 2025 earnings released: EPS: US$2.14 (vs US$1.14 in FY 2024)Full year 2025 results: EPS: US$2.14 (up from US$1.14 in FY 2024). Revenue: US$65.0m (up 22% from FY 2024). Net income: US$19.0m (up 86% from FY 2024). Profit margin: 29% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.75% (up from 2.22% in FY 2024). Cost-to-income ratio: 62.7% (down from 76.6% in FY 2024). Non-performing loans: 1.19% (up from 1.17% in FY 2024). Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.Buy Or Sell Opportunity • Feb 25Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 27% to US$27.76. The fair value is estimated to be US$23.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 3.4%.Seeking Alpha • Feb 21Ames National: Spreads Are Widening AgainSummary Ames National has surged 21% YTD, benefiting from widening interest rate spreads and robust net income growth. ATLO's Q4'25 net income rose 85% to $6.5 million, with ROA doubling and net interest margins improving to 3%. Deposit costs declined despite growth in deposits, while loan yields—especially real estate—rose, driving spread expansion. ATLO cut its dividend in 2024 for flexibility; a future increase is possible, but management may prioritize stability. Read the full article on Seeking Alphaお知らせ • Feb 16Ames National Corporation, Annual General Meeting, Apr 29, 2026Ames National Corporation, Annual General Meeting, Apr 29, 2026.Buy Or Sell Opportunity • Feb 06Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 33% to US$27.95. The fair value is estimated to be US$23.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 3.4%.Reported Earnings • Jan 25Full year 2025 earnings released: EPS: US$2.14 (vs US$1.14 in FY 2024)Full year 2025 results: EPS: US$2.14 (up from US$1.14 in FY 2024). Revenue: US$65.8m (up 23% from FY 2024). Net income: US$19.0m (up 86% from FY 2024). Profit margin: 29% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.75% (up from 2.22% in FY 2024). Cost-to-income ratio: 62.7% (down from 76.6% in FY 2024). Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has remained flat.Upcoming Dividend • Nov 24Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 01 December 2025. Payment date: 15 December 2025. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of American dividend payers (4.5%). Higher than average of industry peers (2.5%).お知らせ • Nov 14Ames National Corporation Declares Cash Dividend, Payable on December 15, 2025Ames National Corporation declared a cash dividend of $0.20 per common share. The dividend is payable December 15, 2025, to shareholders of record at the close of business on December 1, 2025.Reported Earnings • Oct 20Third quarter 2025 earnings released: EPS: US$0.51 (vs US$0.25 in 3Q 2024)Third quarter 2025 results: EPS: US$0.51 (up from US$0.25 in 3Q 2024). Revenue: US$16.0m (up 22% from 3Q 2024). Net income: US$4.56m (up 106% from 3Q 2024). Profit margin: 29% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Upcoming Dividend • Aug 22Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 29 August 2025. Payment date: 15 September 2025. The company last paid an ordinary dividend in November 2014. The average dividend yield among industry peers is 2.5%.Buy Or Sell Opportunity • Aug 15Now 21% undervaluedOver the last 90 days, the stock has risen 7.1% to US$19.06. The fair value is estimated to be US$24.05, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 6.8% over the last 3 years. Earnings per share has declined by 26%.Reported Earnings • Jul 21Second quarter 2025 earnings released: EPS: US$0.51 (vs US$0.24 in 2Q 2024)Second quarter 2025 results: EPS: US$0.51 (up from US$0.24 in 2Q 2024). Revenue: US$16.0m (up 20% from 2Q 2024). Net income: US$4.51m (up 107% from 2Q 2024). Profit margin: 28% (up from 16% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.Upcoming Dividend • May 23Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 30 May 2025. Payment date: 13 June 2025. Payout ratio is a comfortable 69% and this is well supported by cash flows. Trailing yield: 4.6%. Lower than top quartile of American dividend payers (4.8%). Higher than average of industry peers (2.7%).Board Change • May 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 7 highly experienced directors. Independent Director Jeff Baker was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.分析記事 • Apr 24Ames National Corporation's (NASDAQ:ATLO) CEO Will Probably Struggle To See A Pay Rise This YearKey Insights Ames National's Annual General Meeting to take place on 30th of April Total pay for CEO John Nelson...Reported Earnings • Apr 20First quarter 2025 earnings released: EPS: US$0.39 (vs US$0.26 in 1Q 2024)First quarter 2025 results: EPS: US$0.39 (up from US$0.26 in 1Q 2024). Revenue: US$14.5m (up 12% from 1Q 2024). Net income: US$3.44m (up 49% from 1Q 2024). Profit margin: 24% (up from 18% in 1Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.お知らせ • Apr 18Ames National Corporation Reports Net Loan Charge Offs for the Quarter Ended March 31, 2025Ames National Corporation reported net loan charge offs for the quarter ended March 31, 2025. For the quarter, the company reported Net loan charge-offs of $48,000 compared to net loan recoveries of $4,000 for the quarter ended March 31, 2024.Reported Earnings • Mar 13Full year 2024 earnings released: EPS: US$1.14 (vs US$1.20 in FY 2023)Full year 2024 results: EPS: US$1.14 (down from US$1.20 in FY 2023). Revenue: US$53.5m (up 2.2% from FY 2023). Net income: US$10.2m (down 5.5% from FY 2023). Profit margin: 19% (down from 21% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.22% (up from 2.20% in FY 2023). Cost-to-income ratio: 76.6% (up from 74.6% in FY 2023). Non-performing loans: 1.17% (up from 1.08% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.お知らせ • Feb 15Ames National Corporation Declares Cash Dividend on Common Share, Payable June 13, 2025On February 12, 2025, the Board of Directors of Ames National Corporation declared a cash dividend of $0.20 per common share. The dividend is payable June 13, 2025, to shareholders of record at the close of business on May 30, 2025. The quarterly dividend will be paid a month later than usual. Previously, dividends were typically declared in one quarter and paid in the subsequent quarter. Going forward, the Company expects, subject to the discretion of the Board of Directors, to declare and pay dividends in the same quarter, except that the Company intends to defer a decision on declaring a cash dividend in the second quarter of 2025.Reported Earnings • Jan 27Full year 2024 earnings released: EPS: US$1.14 (vs US$1.20 in FY 2023)Full year 2024 results: EPS: US$1.14 (down from US$1.20 in FY 2023). Revenue: US$54.2m (up 3.7% from FY 2023). Net income: US$10.2m (down 5.5% from FY 2023). Profit margin: 19% (down from 21% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.22% (up from 2.20% in FY 2023). Cost-to-income ratio: 76.6% (up from 74.6% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Upcoming Dividend • Jan 24Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 31 January 2025. Payment date: 14 February 2025. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.5%). Higher than average of industry peers (2.5%).分析記事 • Nov 19Ames National's (NASDAQ:ATLO) Dividend Will Be $0.20The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.20 per share on...Declared Dividend • Nov 18Dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 31st January 2025 Payment date: 14th February 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 1.1% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 14% to bring the payout ratio under control. However, EPS has declined by 12% over the last 5 years so the company would need to reverse this trend.Reported Earnings • Oct 20Third quarter 2024 earnings released: EPS: US$0.25 (vs US$0.33 in 3Q 2023)Third quarter 2024 results: EPS: US$0.25 (down from US$0.33 in 3Q 2023). Revenue: US$13.1m (down 1.5% from 3Q 2023). Net income: US$2.22m (down 24% from 3Q 2023). Profit margin: 17% (down from 22% in 3Q 2023). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.お知らせ • Oct 20Ames National Corporation Declares Quarterly Cash Dividend, Payable on November 15, 2024On August 14, 2024, the Ames National Corporation declared a quarterly cash dividend on common stock, payable on November 15, 2024 to stockholders of record as of November 1, 2024, equal to $0.20 per share.お知らせ • Oct 19Ames National Corporation Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2024Ames National Corporation reported net loan charge-offs for the third quarter ended September 30, 2024. The company reported net loan charge-offs for the quarter ended September 30, 2024 totaled $10,000 compared to net loan recoveries of $4,000 for the quarter ended September 30, 2023.Declared Dividend • Aug 23Dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 1st November 2024 Payment date: 15th November 2024 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 13% to bring the payout ratio under control. However, EPS has declined by 11% over the last 5 years so the company would need to reverse this trend.Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$18.19, the stock trades at a trailing P/E ratio of 17.1x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 11% over the past three years.Upcoming Dividend • Jul 25Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 01 August 2024. Payment date: 15 August 2024. The company is paying out more than 100% of its profits and is paying out 91% of its cash flow. Trailing yield: 5.1%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.8%).分析記事 • Jul 22Ames National (NASDAQ:ATLO) Has Affirmed Its Dividend Of $0.27Ames National Corporation's ( NASDAQ:ATLO ) investors are due to receive a payment of $0.27 per share on 15th of...Reported Earnings • Jul 22Second quarter 2024 earnings released: EPS: US$0.24 (vs US$0.28 in 2Q 2023)Second quarter 2024 results: EPS: US$0.24 (down from US$0.28 in 2Q 2023). Revenue: US$13.3m (down 2.0% from 2Q 2023). Net income: US$2.18m (down 15% from 2Q 2023). Profit margin: 16% (down from 19% in 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Declared Dividend • May 16Dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 1st August 2024 Payment date: 15th August 2024 Dividend yield will be 5.2%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 8.7% to bring the payout ratio under control. However, EPS has declined by 9.8% over the last 5 years so the company would need to reverse this trend.分析記事 • Apr 29Ames National (NASDAQ:ATLO) Has Announced A Dividend Of $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend on the 15th of May...Upcoming Dividend • Apr 23Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 30 April 2024. Payment date: 15 May 2024. Payout ratio is on the higher end at 98%, however this is supported by cash flows. Trailing yield: 5.6%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.1%).Reported Earnings • Apr 21First quarter 2024 earnings released: EPS: US$0.26 (vs US$0.36 in 1Q 2023)First quarter 2024 results: EPS: US$0.26 (down from US$0.36 in 1Q 2023). Revenue: US$12.9m (down 5.4% from 1Q 2023). Net income: US$2.30m (down 28% from 1Q 2023). Profit margin: 18% (down from 23% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.分析記事 • Mar 14Ames National (NASDAQ:ATLO) Is Paying Out A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on the 15th of...Reported Earnings • Mar 10Full year 2023 earnings released: EPS: US$1.20 (vs US$2.14 in FY 2022)Full year 2023 results: EPS: US$1.20 (down from US$2.14 in FY 2022). Revenue: US$52.3m (down 17% from FY 2022). Net income: US$10.8m (down 44% from FY 2022). Profit margin: 21% (down from 31% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.20% (down from 2.62% in FY 2022). Cost-to-income ratio: 74.6% (up from 61.4% in FY 2022). Non-performing loans: 1.08% (down from 1.19% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 16% per year whereas the company’s share price has fallen by 11% per year.Declared Dividend • Feb 22Dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 30th April 2024 Payment date: 15th May 2024 Dividend yield will be 5.9%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share declined by 8.0% over the last 5 years, which if continued should see the payout ratio increase to a potentially unsustainable range.お知らせ • Feb 16+ 1 more updateAmes National Corporation Declares Cash Dividend, Payable on May 15, 2024Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable May 15, 2024, to shareholders of record at the close of business on May 1, 2024. The quarterly dividend remained the same as the quarterly dividend declared in 2023.Valuation Update With 7 Day Price Move • Feb 06Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$18.88, the stock trades at a trailing P/E ratio of 15.7x. Average trailing P/E is 10x in the Banks industry in the US. Total loss to shareholders of 5.4% over the past three years.Upcoming Dividend • Jan 24Upcoming dividend of US$0.27 per share at 5.2% yieldEligible shareholders must have bought the stock before 31 January 2024. Payment date: 15 February 2024. Trailing yield: 5.2%. Within top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.2%).Reported Earnings • Jan 21Full year 2023 earnings released: EPS: US$1.20 (vs US$2.14 in FY 2022)Full year 2023 results: EPS: US$1.20 (down from US$2.14 in FY 2022). Revenue: US$53.1m (down 16% from FY 2022). Net income: US$10.8m (down 44% from FY 2022). Profit margin: 20% (down from 31% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.20% (down from 2.55% in FY 2022). Cost-to-income ratio: 74.6% (up from 61.4% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.分析記事 • Jan 20Ames National's (NASDAQ:ATLO) Dividend Will Be $0.27Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on the 15th of...お知らせ • Jan 20+ 1 more updateAmes National Corporation Reports Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2023Ames National Corporation reported Net loan charge-offs for the fourth quarter ended December 31, 2023. Net loan charge-offs totaled $36,000 for the quarter ended December 31, 2023 compared to net loan charge-offs of $32,000 for the quarter ended December 31, 2022.分析記事 • Dec 13Ames National (NASDAQ:ATLO) Will Pay A Dividend Of $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on...お知らせ • Nov 12Ames National Corporation Announces Executive ChangesOn November 8, 2023, John L. Pierschbacher, who currently serves as the principal financial and accounting officer of Ames National Corporation (the “Company”), notified the Company of his intent to retire as Chief Financial Officer of the Company effective July 5, 2024. On November 8, 2023, Justin C. Clausen (age 36), who currently serves as Chief Accounting Officer of the Company, was appointed to the role of Chief Financial Officer effective July 5, 2024 and, in that capacity, to serve as the principal financial and accounting officer of the Company. Mr. Clausen has been employed by the Company since March, 2020, serving as Chief Accounting Officer since May 2023 and previously as Controller. Prior to joining the Company, Mr. Clausen served as a Senior Accounting Analyst with Principal Financial Group since September 2017 and prior to that in various financial positions with First National Bank of Omaha and a public accounting firm. On November 8, 2023, Michael A. Wilson (age 59), who currently serves as Executive Vice President of Innovation & Corporate Services of the Company, was appointed as Executive Vice President and Chief Lending Officer effective November 9, 2023. Mr. Wilson has been employed by the Company since September, 2022. Prior to joining the Company, Mr. Wilson served as the Chief Lending Officer of Bankers Trust Company of Des Moines, Iowa from April, 2017 to February, 2022, managed a commercial agribusiness team for Metropolitan Life Insurance Company from April 2007 to April, 2017, and began his banking career as a commercial lender in Nebraska and Iowa. Mr. Clausen and Mr. Wilson do not have a direct or material interest in any transaction with the Company or its banking subsidiaries requiring disclosure pursuant to Item 404(a) of Regulation S-K. There is also no arrangements or understandings between them and any other person pursuant to which they were selected for their newly appointed positions, nor are they related to any member of the Board of Directors or any executive officers of the Company, or its banking subsidiaries.Upcoming Dividend • Oct 24Upcoming dividend of US$0.27 per share at 7.1% yieldEligible shareholders must have bought the stock before 31 October 2023. Payment date: 15 November 2023. Payout ratio is a comfortable 74% and this is well supported by cash flows. Trailing yield: 7.1%. Within top quartile of American dividend payers (5.2%). Higher than average of industry peers (4.0%).分析記事 • Oct 23Ames National (NASDAQ:ATLO) Has Affirmed Its Dividend Of $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on...お知らせ • Oct 22Ames National Corporation Announces Quarterly Cash Dividend, Payable on November 15, 2023On August 9, 2023, Ames National Corporation declared a quarterly cash dividend on common stock, payable on November 15, 2023 to stockholders of record as of November 1, 2023, equal to $0.27 per share.Reported Earnings • Oct 22Third quarter 2023 earnings released: EPS: US$0.33 (vs US$0.62 in 3Q 2022)Third quarter 2023 results: EPS: US$0.33 (down from US$0.62 in 3Q 2022). Revenue: US$13.3m (down 19% from 3Q 2022). Net income: US$2.92m (down 47% from 3Q 2022). Profit margin: 22% (down from 34% in 3Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year and the company’s share price has also fallen by 8% per year.分析記事 • Aug 30Ames National (NASDAQ:ATLO) Is Due To Pay A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on the 15th of...分析記事 • Aug 15Ames National (NASDAQ:ATLO) Has Announced A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) will pay a dividend of $0.27 on the 15th of November. This makes the dividend...お知らせ • Aug 11Ames National Corporation Declares Cash Dividend, Payable on November 15, 2023On August 9, 2023, Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable November 15, 2023, to shareholders of record at the close of business on November 1, 2023.Board Change • Aug 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 5 highly experienced directors. President & Director of United Bank & Trust Co. Robert Thomas was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.分析記事 • Jul 24Ames National (NASDAQ:ATLO) Is Paying Out A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on the 15th of...Upcoming Dividend • Jul 24Upcoming dividend of US$0.27 per share at 5.5% yieldEligible shareholders must have bought the stock before 31 July 2023. Payment date: 15 August 2023. Payout ratio is a comfortable 62% and this is well supported by cash flows. Trailing yield: 5.5%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.4%).お知らせ • Jul 23+ 1 more updateAmes National Corporation Provides Earnings Guidance for the Year 2023Ames National Corporation provided earnings guidance for the year 2023. Based upon the 2023 year to date net income, management is anticipating that the Company will not meet the 2023 forecasted earnings primarily due to higher than anticipated interest expense on deposits.Reported Earnings • Jul 23Second quarter 2023 earnings released: EPS: US$0.28 (vs US$0.46 in 2Q 2022)Second quarter 2023 results: EPS: US$0.28 (down from US$0.46 in 2Q 2022). Revenue: US$13.6m (down 16% from 2Q 2022). Net income: US$2.56m (down 39% from 2Q 2022). Profit margin: 19% (down from 26% in 2Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has increased by 1% per year.分析記事 • Jun 26Ames National (NASDAQ:ATLO) Has Affirmed Its Dividend Of $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend on the 15th of August...分析記事 • May 18Ames National's (NASDAQ:ATLO) Dividend Will Be $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on...Upcoming Dividend • Apr 21Upcoming dividend of US$0.27 per share at 5.4% yieldEligible shareholders must have bought the stock before 28 April 2023. Payment date: 15 May 2023. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 5.4%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.5%).分析記事 • Apr 05Ames National (NASDAQ:ATLO) Is Paying Out A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) will pay a dividend of $0.27 on the 15th of May. This makes the dividend...Board Change • Mar 07Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Jeff Baker was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Feb 11Ames National Corporation Declares Cash Dividend, Payable on May 15, 2023Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable May 15, 2023, to shareholders of record at the close of business on May 1, 2023.Upcoming Dividend • Jan 24Upcoming dividend of US$0.27 per share at 4.5% yieldEligible shareholders must have bought the stock before 31 January 2023. Payment date: 15 February 2023. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).Reported Earnings • Jan 23Full year 2022 earnings released: EPS: US$2.14 (vs US$2.62 in FY 2021)Full year 2022 results: EPS: US$2.14 (down from US$2.62 in FY 2021). Revenue: US$63.8m (down 4.3% from FY 2021). Net income: US$19.3m (down 19% from FY 2021). Profit margin: 30% (down from 36% in FY 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.お知らせ • Jan 22Ames National Corporation Declares Quarterly Cash Dividend, Payable on February 15, 2023On November 9, 2022, Ames National Corporation declared a quarterly cash dividend on common stock, payable on February 15, 2023 to stockholders of record as of February 1, 2023, equal to $0.27 per share.お知らせ • Nov 16Ames National Corporation Declares Cash Dividend, Payable on February 15, 2023Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable February 15, 2023, to shareholders of record at the close of business on February 1, 2023.Upcoming Dividend • Oct 24Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 31 October 2022. Payment date: 15 November 2022. Payout ratio is a comfortable 49% and this is well supported by cash flows. Trailing yield: 4.8%. Within top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.2%).Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$0.62 (vs US$0.74 in 3Q 2021)Third quarter 2022 results: EPS: US$0.62 (down from US$0.74 in 3Q 2021). Revenue: US$16.5m (down 5.5% from 3Q 2021). Net income: US$5.54m (down 17% from 3Q 2021). Profit margin: 34% (down from 39% in 3Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Seeking Alpha • Sep 11Ames National: High Dividend Yield, Positive Earnings Outlook For Next YearSummary High agriculture commodity prices and strength in Iowa’s job market will likely sustain loan growth through the end of 2023. Higher interest rates will have a lagged impact on the net interest margin. Provisioning will likely normalize due to higher loan growth and a high-inflation environment. ATLO is offering a high dividend yield for a bank-holding company. Further, the December 2022 target price suggests a small upside.お知らせ • Aug 12Ames National Corporation Declares Cash Dividend, Payable on November 15, 2022On August 10, 2022, Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable November 15, 2022, to shareholders of record at the close of business on November 1, 2022.Reported Earnings • Jul 24Second quarter 2022 earnings released: EPS: US$0.46 (vs US$0.64 in 2Q 2021)Second quarter 2022 results: EPS: US$0.46 (down from US$0.64 in 2Q 2021). Revenue: US$16.1m (down 3.6% from 2Q 2021). Net income: US$4.19m (down 29% from 2Q 2021). Profit margin: 26% (down from 35% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Upcoming Dividend • Jul 22Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 29 July 2022. Payment date: 15 August 2022. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 4.9%. Within top quartile of American dividend payers (4.2%). Higher than average of industry peers (3.1%).Seeking Alpha • Jun 17Ames National: Running A Conservative Balance Sheet, But Watch The Book ValueAmes National is a consistently strong performer. A very substantial portion of its assets are invested in securities and the higher market interest rates should boost the interest income. The sharp increase in interest rates also increases unrealized losses and reduces unrealized gains and this had a negative impact on the book value. I still think Ames is attractive at the current prices but I'll keep on monitoring the situation before committing to a long position.お知らせ • May 15+ 1 more updateAmes National Corporation Announces Board ChangesAfter serving on Ames National Corporation’s Board of Directors for 15 years and as Chairman of the Board for five years, Thomas H. Pohlman has elected to resign as Chairman of the Board. Mr. Pohlman will remain on the Company’s Board of Directors until the end of his current term which expires April of 2023. The Board of Directors appointed Patrick G. Hagan as Chairman of the Board beginning May 12, 2022. Pohlman will work closely with Mr. Hagan before his term ends to facilitate a smooth transition of his leadership role. Mr. Hagan has served as a director of the Company since 2017 and as director of the Company’s affiliate Boone Bank & Trust Co. since 2015. Mr. Hagan brings a wealth of leadership, business and banking experience. He retired in 2019, last serving as the Senior Vice President and Treasurer of Fairway Stores Inc., a privately owned company operating grocery stores in Iowa, Illinois, Kansas, Minnesota, South Dakota, and Nebraska.Reported Earnings • May 10First quarter 2022 earnings released: EPS: US$0.57 (vs US$0.66 in 1Q 2021)First quarter 2022 results: EPS: US$0.57 (down from US$0.66 in 1Q 2021). Revenue: US$15.8m (down 4.6% from 1Q 2021). Net income: US$5.15m (down 15% from 1Q 2021). Profit margin: 33% (down from 36% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Upcoming Dividend • Apr 21Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 28 April 2022. Payment date: 13 May 2022. Payout ratio is a comfortable 40% and this is well supported by cash flows. Trailing yield: 4.4%. Within top quartile of American dividend payers (3.7%). Higher than average of industry peers (2.6%).分析記事 • Mar 22Ames National (NASDAQ:ATLO) Is Increasing Its Dividend To US$0.27Ames National Corporation ( NASDAQ:ATLO ) will increase its dividend on the 13th of May to US$0.27. This will take the...Reported Earnings • Mar 14Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.62 (up from US$2.06 in FY 2020). Revenue: US$67.3m (up 14% from FY 2020). Net income: US$23.9m (up 27% from FY 2020). Profit margin: 36% (up from 32% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.83% (down from 3.13% in FY 2020). Cost-to-income ratio: 55.0% (down from 55.8% in FY 2020). Non-performing loans: 1.11% (down from 1.33% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.分析記事 • Feb 15Ames National (NASDAQ:ATLO) Is Increasing Its Dividend To US$0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will be increasing its dividend on the...お知らせ • Feb 11Ames National Corporation Declares Cash Dividend, Payable on May 13, 2022Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable May 13, 2022, to shareholders of record at the close of business on April 29, 2022.Upcoming Dividend • Jan 24Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 31 January 2022. Payment date: 15 February 2022. Payout ratio is a comfortable 40% but the company is not cash flow positive. Trailing yield: 4.2%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.4%).Reported Earnings • Jan 23Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$2.62 (up from US$2.06 in FY 2020). Revenue: US$67.3m (up 14% from FY 2020). Net income: US$23.9m (up 27% from FY 2020). Profit margin: 36% (up from 32% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.83% (down from 3.13% in FY 2020). Cost-to-income ratio: 55.0% (down from 55.8% in FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.9%. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.お知らせ • Jan 23Ames National Corporation Provides Earnings Guidance for the Year Ending December 31, 2022Ames National Corporation provides earnings guidance for the year ending December 31, 2022. The Company is forecasting earnings for the year ending December 31, 2022 in the range of $2.10 to $2.20 per share compared to $2.62 per share earned for the year ended December 31, 2021. The decrease in forecasted earnings from the 2021 actual results was primarily due to lower PPP fees and to a lesser extent higher noninterest expense.Seeking Alpha • Dec 21Ames National Bank: On Its Way To A 4.5% Dividend Yield With A Sub-40% Payout RatioAmes National is a small regional bank in Iowa, with a balance sheet total of just over $2B. The loan book remains strong despite the heavy exposure in real estate loans. Less than 0.4% of the loans are past due. This boosts the earnings and Ames is now trading at less than 9 times its earnings. The dividend payout ratio remains low and this paves the way for the classical annual dividend increase.Upcoming Dividend • Oct 22Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 29 October 2021. Payment date: 15 November 2021. Trailing yield: 4.4%. Within top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.2%).Reported Earnings • Oct 17Third quarter 2021 earnings released: EPS US$0.74 (vs US$0.62 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$17.4m (up 7.1% from 3Q 2020). Net income: US$6.71m (up 18% from 3Q 2020). Profit margin: 39% (up from 35% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Seeking Alpha • Sep 07Ames National Corp.: Upside Due To Potential Interest Rate Hikes By End Of 2023As of June 30, 2021, Ames National Corporation’s deposits rose to $1.83 billion from $1.64 billion on June 30, 2020. With the deposits, Ames National Corporation could potentially benefit from rising interest rates in the future. According to the Fed’s dot plot after the June policy meeting, there could be two hikes by the end of 2023.Upcoming Dividend • Jul 22Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 29 July 2021. Payment date: 13 August 2021. Trailing yield: 4.5%. Within top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.4%).Reported Earnings • Jul 18Second quarter 2021 earnings released: EPS US$0.64 (vs US$0.48 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$16.8m (up 16% from 2Q 2020). Net income: US$5.88m (up 33% from 2Q 2020). Profit margin: 35% (up from 30% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.お知らせ • Jun 28Ames National Corporation(NasdaqCM:ATLO) dropped from Russell 2000 Value-Defensive IndexAmes National Corporation(NasdaqCM:ATLO) dropped from Russell 2000 Value-Defensive Index業績と収益の成長予測NasdaqCM:ATLO - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/202669222223N/A12/31/202565192121N/A9/30/202561161920N/A6/30/202558142020N/A3/31/202555112020N/A12/31/202453101414N/A9/30/20245191315N/A6/30/202451101214N/A3/31/202452101114N/A12/31/202352111419N/A9/30/202355131419N/A6/30/202358161620N/A3/31/202361171721N/A12/31/202263191821N/A9/30/202264201922N/A6/30/202265212224N/A3/31/202266232628N/A12/31/202167242930N/A9/30/202166243132N/A6/30/202165232829N/A3/31/202162212627N/A12/31/202059192830N/A9/30/202058182627N/A6/30/202054162627N/A3/31/202053172526N/A12/31/20195217N/A20N/A9/30/20195117N/A20N/A6/30/20195118N/A22N/A3/31/20195017N/A21N/A12/31/20184917N/A21N/A9/30/20184915N/A21N/A6/30/20184815N/A19N/A3/31/20184714N/A19N/A12/31/20174714N/A19N/A9/30/20174715N/A20N/A6/30/20174715N/A21N/A3/31/20174716N/A21N/A12/31/20164716N/A21N/A9/30/20164716N/A21N/A6/30/20164716N/A22N/A3/31/20164715N/A22N/A12/31/20154615N/A23N/A9/30/20154614N/A21N/A6/30/20154514N/A20N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: ATLOの予測収益成長率 (年間8.2% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: ATLOの収益 ( 8.2% ) US市場 ( 16.7% ) よりも低い成長が予測されています。高成長収益: ATLOの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: ATLOの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: ATLOの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: ATLOの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 08:55終値2026/05/21 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Ames National Corporation 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • Jul 23+ 1 more updateAmes National Corporation Provides Earnings Guidance for the Year 2023Ames National Corporation provided earnings guidance for the year 2023. Based upon the 2023 year to date net income, management is anticipating that the Company will not meet the 2023 forecasted earnings primarily due to higher than anticipated interest expense on deposits.
お知らせ • Jan 23Ames National Corporation Provides Earnings Guidance for the Year Ending December 31, 2022Ames National Corporation provides earnings guidance for the year ending December 31, 2022. The Company is forecasting earnings for the year ending December 31, 2022 in the range of $2.10 to $2.20 per share compared to $2.62 per share earned for the year ended December 31, 2021. The decrease in forecasted earnings from the 2021 actual results was primarily due to lower PPP fees and to a lesser extent higher noninterest expense.
Declared Dividend • May 20First quarter dividend of US$0.24 announcedShareholders will receive a dividend of US$0.24. Ex-date: 1st June 2026 Payment date: 15th June 2026 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 1.8% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 8.3% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.67 (vs US$0.39 in 1Q 2025)First quarter 2026 results: EPS: US$0.67 (up from US$0.39 in 1Q 2025). Revenue: US$18.6m (up 28% from 1Q 2025). Net income: US$5.96m (up 73% from 1Q 2025). Profit margin: 32% (up from 24% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 13% per year.
Buy Or Sell Opportunity • Mar 30Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 21% to US$27.81. The fair value is estimated to be US$23.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 3.4%.
Reported Earnings • Mar 15Full year 2025 earnings released: EPS: US$2.14 (vs US$1.14 in FY 2024)Full year 2025 results: EPS: US$2.14 (up from US$1.14 in FY 2024). Revenue: US$65.0m (up 22% from FY 2024). Net income: US$19.0m (up 86% from FY 2024). Profit margin: 29% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.75% (up from 2.22% in FY 2024). Cost-to-income ratio: 62.7% (down from 76.6% in FY 2024). Non-performing loans: 1.19% (up from 1.17% in FY 2024). Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
Buy Or Sell Opportunity • Feb 25Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 27% to US$27.76. The fair value is estimated to be US$23.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 3.4%.
Seeking Alpha • Feb 21Ames National: Spreads Are Widening AgainSummary Ames National has surged 21% YTD, benefiting from widening interest rate spreads and robust net income growth. ATLO's Q4'25 net income rose 85% to $6.5 million, with ROA doubling and net interest margins improving to 3%. Deposit costs declined despite growth in deposits, while loan yields—especially real estate—rose, driving spread expansion. ATLO cut its dividend in 2024 for flexibility; a future increase is possible, but management may prioritize stability. Read the full article on Seeking Alpha
お知らせ • Feb 16Ames National Corporation, Annual General Meeting, Apr 29, 2026Ames National Corporation, Annual General Meeting, Apr 29, 2026.
Buy Or Sell Opportunity • Feb 06Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 33% to US$27.95. The fair value is estimated to be US$23.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 3.4%.
Reported Earnings • Jan 25Full year 2025 earnings released: EPS: US$2.14 (vs US$1.14 in FY 2024)Full year 2025 results: EPS: US$2.14 (up from US$1.14 in FY 2024). Revenue: US$65.8m (up 23% from FY 2024). Net income: US$19.0m (up 86% from FY 2024). Profit margin: 29% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.75% (up from 2.22% in FY 2024). Cost-to-income ratio: 62.7% (down from 76.6% in FY 2024). Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has remained flat.
Upcoming Dividend • Nov 24Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 01 December 2025. Payment date: 15 December 2025. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of American dividend payers (4.5%). Higher than average of industry peers (2.5%).
お知らせ • Nov 14Ames National Corporation Declares Cash Dividend, Payable on December 15, 2025Ames National Corporation declared a cash dividend of $0.20 per common share. The dividend is payable December 15, 2025, to shareholders of record at the close of business on December 1, 2025.
Reported Earnings • Oct 20Third quarter 2025 earnings released: EPS: US$0.51 (vs US$0.25 in 3Q 2024)Third quarter 2025 results: EPS: US$0.51 (up from US$0.25 in 3Q 2024). Revenue: US$16.0m (up 22% from 3Q 2024). Net income: US$4.56m (up 106% from 3Q 2024). Profit margin: 29% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • Aug 22Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 29 August 2025. Payment date: 15 September 2025. The company last paid an ordinary dividend in November 2014. The average dividend yield among industry peers is 2.5%.
Buy Or Sell Opportunity • Aug 15Now 21% undervaluedOver the last 90 days, the stock has risen 7.1% to US$19.06. The fair value is estimated to be US$24.05, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 6.8% over the last 3 years. Earnings per share has declined by 26%.
Reported Earnings • Jul 21Second quarter 2025 earnings released: EPS: US$0.51 (vs US$0.24 in 2Q 2024)Second quarter 2025 results: EPS: US$0.51 (up from US$0.24 in 2Q 2024). Revenue: US$16.0m (up 20% from 2Q 2024). Net income: US$4.51m (up 107% from 2Q 2024). Profit margin: 28% (up from 16% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • May 23Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 30 May 2025. Payment date: 13 June 2025. Payout ratio is a comfortable 69% and this is well supported by cash flows. Trailing yield: 4.6%. Lower than top quartile of American dividend payers (4.8%). Higher than average of industry peers (2.7%).
Board Change • May 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 7 highly experienced directors. Independent Director Jeff Baker was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
分析記事 • Apr 24Ames National Corporation's (NASDAQ:ATLO) CEO Will Probably Struggle To See A Pay Rise This YearKey Insights Ames National's Annual General Meeting to take place on 30th of April Total pay for CEO John Nelson...
Reported Earnings • Apr 20First quarter 2025 earnings released: EPS: US$0.39 (vs US$0.26 in 1Q 2024)First quarter 2025 results: EPS: US$0.39 (up from US$0.26 in 1Q 2024). Revenue: US$14.5m (up 12% from 1Q 2024). Net income: US$3.44m (up 49% from 1Q 2024). Profit margin: 24% (up from 18% in 1Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
お知らせ • Apr 18Ames National Corporation Reports Net Loan Charge Offs for the Quarter Ended March 31, 2025Ames National Corporation reported net loan charge offs for the quarter ended March 31, 2025. For the quarter, the company reported Net loan charge-offs of $48,000 compared to net loan recoveries of $4,000 for the quarter ended March 31, 2024.
Reported Earnings • Mar 13Full year 2024 earnings released: EPS: US$1.14 (vs US$1.20 in FY 2023)Full year 2024 results: EPS: US$1.14 (down from US$1.20 in FY 2023). Revenue: US$53.5m (up 2.2% from FY 2023). Net income: US$10.2m (down 5.5% from FY 2023). Profit margin: 19% (down from 21% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.22% (up from 2.20% in FY 2023). Cost-to-income ratio: 76.6% (up from 74.6% in FY 2023). Non-performing loans: 1.17% (up from 1.08% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
お知らせ • Feb 15Ames National Corporation Declares Cash Dividend on Common Share, Payable June 13, 2025On February 12, 2025, the Board of Directors of Ames National Corporation declared a cash dividend of $0.20 per common share. The dividend is payable June 13, 2025, to shareholders of record at the close of business on May 30, 2025. The quarterly dividend will be paid a month later than usual. Previously, dividends were typically declared in one quarter and paid in the subsequent quarter. Going forward, the Company expects, subject to the discretion of the Board of Directors, to declare and pay dividends in the same quarter, except that the Company intends to defer a decision on declaring a cash dividend in the second quarter of 2025.
Reported Earnings • Jan 27Full year 2024 earnings released: EPS: US$1.14 (vs US$1.20 in FY 2023)Full year 2024 results: EPS: US$1.14 (down from US$1.20 in FY 2023). Revenue: US$54.2m (up 3.7% from FY 2023). Net income: US$10.2m (down 5.5% from FY 2023). Profit margin: 19% (down from 21% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.22% (up from 2.20% in FY 2023). Cost-to-income ratio: 76.6% (up from 74.6% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • Jan 24Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 31 January 2025. Payment date: 14 February 2025. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.5%). Higher than average of industry peers (2.5%).
分析記事 • Nov 19Ames National's (NASDAQ:ATLO) Dividend Will Be $0.20The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.20 per share on...
Declared Dividend • Nov 18Dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 31st January 2025 Payment date: 14th February 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 1.1% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 14% to bring the payout ratio under control. However, EPS has declined by 12% over the last 5 years so the company would need to reverse this trend.
Reported Earnings • Oct 20Third quarter 2024 earnings released: EPS: US$0.25 (vs US$0.33 in 3Q 2023)Third quarter 2024 results: EPS: US$0.25 (down from US$0.33 in 3Q 2023). Revenue: US$13.1m (down 1.5% from 3Q 2023). Net income: US$2.22m (down 24% from 3Q 2023). Profit margin: 17% (down from 22% in 3Q 2023). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 20Ames National Corporation Declares Quarterly Cash Dividend, Payable on November 15, 2024On August 14, 2024, the Ames National Corporation declared a quarterly cash dividend on common stock, payable on November 15, 2024 to stockholders of record as of November 1, 2024, equal to $0.20 per share.
お知らせ • Oct 19Ames National Corporation Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2024Ames National Corporation reported net loan charge-offs for the third quarter ended September 30, 2024. The company reported net loan charge-offs for the quarter ended September 30, 2024 totaled $10,000 compared to net loan recoveries of $4,000 for the quarter ended September 30, 2023.
Declared Dividend • Aug 23Dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 1st November 2024 Payment date: 15th November 2024 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 13% to bring the payout ratio under control. However, EPS has declined by 11% over the last 5 years so the company would need to reverse this trend.
Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$18.19, the stock trades at a trailing P/E ratio of 17.1x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 11% over the past three years.
Upcoming Dividend • Jul 25Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 01 August 2024. Payment date: 15 August 2024. The company is paying out more than 100% of its profits and is paying out 91% of its cash flow. Trailing yield: 5.1%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.8%).
分析記事 • Jul 22Ames National (NASDAQ:ATLO) Has Affirmed Its Dividend Of $0.27Ames National Corporation's ( NASDAQ:ATLO ) investors are due to receive a payment of $0.27 per share on 15th of...
Reported Earnings • Jul 22Second quarter 2024 earnings released: EPS: US$0.24 (vs US$0.28 in 2Q 2023)Second quarter 2024 results: EPS: US$0.24 (down from US$0.28 in 2Q 2023). Revenue: US$13.3m (down 2.0% from 2Q 2023). Net income: US$2.18m (down 15% from 2Q 2023). Profit margin: 16% (down from 19% in 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Declared Dividend • May 16Dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 1st August 2024 Payment date: 15th August 2024 Dividend yield will be 5.2%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 8.7% to bring the payout ratio under control. However, EPS has declined by 9.8% over the last 5 years so the company would need to reverse this trend.
分析記事 • Apr 29Ames National (NASDAQ:ATLO) Has Announced A Dividend Of $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend on the 15th of May...
Upcoming Dividend • Apr 23Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 30 April 2024. Payment date: 15 May 2024. Payout ratio is on the higher end at 98%, however this is supported by cash flows. Trailing yield: 5.6%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.1%).
Reported Earnings • Apr 21First quarter 2024 earnings released: EPS: US$0.26 (vs US$0.36 in 1Q 2023)First quarter 2024 results: EPS: US$0.26 (down from US$0.36 in 1Q 2023). Revenue: US$12.9m (down 5.4% from 1Q 2023). Net income: US$2.30m (down 28% from 1Q 2023). Profit margin: 18% (down from 23% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
分析記事 • Mar 14Ames National (NASDAQ:ATLO) Is Paying Out A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on the 15th of...
Reported Earnings • Mar 10Full year 2023 earnings released: EPS: US$1.20 (vs US$2.14 in FY 2022)Full year 2023 results: EPS: US$1.20 (down from US$2.14 in FY 2022). Revenue: US$52.3m (down 17% from FY 2022). Net income: US$10.8m (down 44% from FY 2022). Profit margin: 21% (down from 31% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.20% (down from 2.62% in FY 2022). Cost-to-income ratio: 74.6% (up from 61.4% in FY 2022). Non-performing loans: 1.08% (down from 1.19% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 16% per year whereas the company’s share price has fallen by 11% per year.
Declared Dividend • Feb 22Dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 30th April 2024 Payment date: 15th May 2024 Dividend yield will be 5.9%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share declined by 8.0% over the last 5 years, which if continued should see the payout ratio increase to a potentially unsustainable range.
お知らせ • Feb 16+ 1 more updateAmes National Corporation Declares Cash Dividend, Payable on May 15, 2024Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable May 15, 2024, to shareholders of record at the close of business on May 1, 2024. The quarterly dividend remained the same as the quarterly dividend declared in 2023.
Valuation Update With 7 Day Price Move • Feb 06Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$18.88, the stock trades at a trailing P/E ratio of 15.7x. Average trailing P/E is 10x in the Banks industry in the US. Total loss to shareholders of 5.4% over the past three years.
Upcoming Dividend • Jan 24Upcoming dividend of US$0.27 per share at 5.2% yieldEligible shareholders must have bought the stock before 31 January 2024. Payment date: 15 February 2024. Trailing yield: 5.2%. Within top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.2%).
Reported Earnings • Jan 21Full year 2023 earnings released: EPS: US$1.20 (vs US$2.14 in FY 2022)Full year 2023 results: EPS: US$1.20 (down from US$2.14 in FY 2022). Revenue: US$53.1m (down 16% from FY 2022). Net income: US$10.8m (down 44% from FY 2022). Profit margin: 20% (down from 31% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.20% (down from 2.55% in FY 2022). Cost-to-income ratio: 74.6% (up from 61.4% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
分析記事 • Jan 20Ames National's (NASDAQ:ATLO) Dividend Will Be $0.27Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on the 15th of...
お知らせ • Jan 20+ 1 more updateAmes National Corporation Reports Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2023Ames National Corporation reported Net loan charge-offs for the fourth quarter ended December 31, 2023. Net loan charge-offs totaled $36,000 for the quarter ended December 31, 2023 compared to net loan charge-offs of $32,000 for the quarter ended December 31, 2022.
分析記事 • Dec 13Ames National (NASDAQ:ATLO) Will Pay A Dividend Of $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on...
お知らせ • Nov 12Ames National Corporation Announces Executive ChangesOn November 8, 2023, John L. Pierschbacher, who currently serves as the principal financial and accounting officer of Ames National Corporation (the “Company”), notified the Company of his intent to retire as Chief Financial Officer of the Company effective July 5, 2024. On November 8, 2023, Justin C. Clausen (age 36), who currently serves as Chief Accounting Officer of the Company, was appointed to the role of Chief Financial Officer effective July 5, 2024 and, in that capacity, to serve as the principal financial and accounting officer of the Company. Mr. Clausen has been employed by the Company since March, 2020, serving as Chief Accounting Officer since May 2023 and previously as Controller. Prior to joining the Company, Mr. Clausen served as a Senior Accounting Analyst with Principal Financial Group since September 2017 and prior to that in various financial positions with First National Bank of Omaha and a public accounting firm. On November 8, 2023, Michael A. Wilson (age 59), who currently serves as Executive Vice President of Innovation & Corporate Services of the Company, was appointed as Executive Vice President and Chief Lending Officer effective November 9, 2023. Mr. Wilson has been employed by the Company since September, 2022. Prior to joining the Company, Mr. Wilson served as the Chief Lending Officer of Bankers Trust Company of Des Moines, Iowa from April, 2017 to February, 2022, managed a commercial agribusiness team for Metropolitan Life Insurance Company from April 2007 to April, 2017, and began his banking career as a commercial lender in Nebraska and Iowa. Mr. Clausen and Mr. Wilson do not have a direct or material interest in any transaction with the Company or its banking subsidiaries requiring disclosure pursuant to Item 404(a) of Regulation S-K. There is also no arrangements or understandings between them and any other person pursuant to which they were selected for their newly appointed positions, nor are they related to any member of the Board of Directors or any executive officers of the Company, or its banking subsidiaries.
Upcoming Dividend • Oct 24Upcoming dividend of US$0.27 per share at 7.1% yieldEligible shareholders must have bought the stock before 31 October 2023. Payment date: 15 November 2023. Payout ratio is a comfortable 74% and this is well supported by cash flows. Trailing yield: 7.1%. Within top quartile of American dividend payers (5.2%). Higher than average of industry peers (4.0%).
分析記事 • Oct 23Ames National (NASDAQ:ATLO) Has Affirmed Its Dividend Of $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on...
お知らせ • Oct 22Ames National Corporation Announces Quarterly Cash Dividend, Payable on November 15, 2023On August 9, 2023, Ames National Corporation declared a quarterly cash dividend on common stock, payable on November 15, 2023 to stockholders of record as of November 1, 2023, equal to $0.27 per share.
Reported Earnings • Oct 22Third quarter 2023 earnings released: EPS: US$0.33 (vs US$0.62 in 3Q 2022)Third quarter 2023 results: EPS: US$0.33 (down from US$0.62 in 3Q 2022). Revenue: US$13.3m (down 19% from 3Q 2022). Net income: US$2.92m (down 47% from 3Q 2022). Profit margin: 22% (down from 34% in 3Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year and the company’s share price has also fallen by 8% per year.
分析記事 • Aug 30Ames National (NASDAQ:ATLO) Is Due To Pay A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on the 15th of...
分析記事 • Aug 15Ames National (NASDAQ:ATLO) Has Announced A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) will pay a dividend of $0.27 on the 15th of November. This makes the dividend...
お知らせ • Aug 11Ames National Corporation Declares Cash Dividend, Payable on November 15, 2023On August 9, 2023, Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable November 15, 2023, to shareholders of record at the close of business on November 1, 2023.
Board Change • Aug 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 5 highly experienced directors. President & Director of United Bank & Trust Co. Robert Thomas was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
分析記事 • Jul 24Ames National (NASDAQ:ATLO) Is Paying Out A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on the 15th of...
Upcoming Dividend • Jul 24Upcoming dividend of US$0.27 per share at 5.5% yieldEligible shareholders must have bought the stock before 31 July 2023. Payment date: 15 August 2023. Payout ratio is a comfortable 62% and this is well supported by cash flows. Trailing yield: 5.5%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.4%).
お知らせ • Jul 23+ 1 more updateAmes National Corporation Provides Earnings Guidance for the Year 2023Ames National Corporation provided earnings guidance for the year 2023. Based upon the 2023 year to date net income, management is anticipating that the Company will not meet the 2023 forecasted earnings primarily due to higher than anticipated interest expense on deposits.
Reported Earnings • Jul 23Second quarter 2023 earnings released: EPS: US$0.28 (vs US$0.46 in 2Q 2022)Second quarter 2023 results: EPS: US$0.28 (down from US$0.46 in 2Q 2022). Revenue: US$13.6m (down 16% from 2Q 2022). Net income: US$2.56m (down 39% from 2Q 2022). Profit margin: 19% (down from 26% in 2Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has increased by 1% per year.
分析記事 • Jun 26Ames National (NASDAQ:ATLO) Has Affirmed Its Dividend Of $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend on the 15th of August...
分析記事 • May 18Ames National's (NASDAQ:ATLO) Dividend Will Be $0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will pay a dividend of $0.27 per share on...
Upcoming Dividend • Apr 21Upcoming dividend of US$0.27 per share at 5.4% yieldEligible shareholders must have bought the stock before 28 April 2023. Payment date: 15 May 2023. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 5.4%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.5%).
分析記事 • Apr 05Ames National (NASDAQ:ATLO) Is Paying Out A Dividend Of $0.27Ames National Corporation ( NASDAQ:ATLO ) will pay a dividend of $0.27 on the 15th of May. This makes the dividend...
Board Change • Mar 07Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Jeff Baker was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 11Ames National Corporation Declares Cash Dividend, Payable on May 15, 2023Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable May 15, 2023, to shareholders of record at the close of business on May 1, 2023.
Upcoming Dividend • Jan 24Upcoming dividend of US$0.27 per share at 4.5% yieldEligible shareholders must have bought the stock before 31 January 2023. Payment date: 15 February 2023. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).
Reported Earnings • Jan 23Full year 2022 earnings released: EPS: US$2.14 (vs US$2.62 in FY 2021)Full year 2022 results: EPS: US$2.14 (down from US$2.62 in FY 2021). Revenue: US$63.8m (down 4.3% from FY 2021). Net income: US$19.3m (down 19% from FY 2021). Profit margin: 30% (down from 36% in FY 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
お知らせ • Jan 22Ames National Corporation Declares Quarterly Cash Dividend, Payable on February 15, 2023On November 9, 2022, Ames National Corporation declared a quarterly cash dividend on common stock, payable on February 15, 2023 to stockholders of record as of February 1, 2023, equal to $0.27 per share.
お知らせ • Nov 16Ames National Corporation Declares Cash Dividend, Payable on February 15, 2023Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable February 15, 2023, to shareholders of record at the close of business on February 1, 2023.
Upcoming Dividend • Oct 24Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 31 October 2022. Payment date: 15 November 2022. Payout ratio is a comfortable 49% and this is well supported by cash flows. Trailing yield: 4.8%. Within top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.2%).
Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$0.62 (vs US$0.74 in 3Q 2021)Third quarter 2022 results: EPS: US$0.62 (down from US$0.74 in 3Q 2021). Revenue: US$16.5m (down 5.5% from 3Q 2021). Net income: US$5.54m (down 17% from 3Q 2021). Profit margin: 34% (down from 39% in 3Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Seeking Alpha • Sep 11Ames National: High Dividend Yield, Positive Earnings Outlook For Next YearSummary High agriculture commodity prices and strength in Iowa’s job market will likely sustain loan growth through the end of 2023. Higher interest rates will have a lagged impact on the net interest margin. Provisioning will likely normalize due to higher loan growth and a high-inflation environment. ATLO is offering a high dividend yield for a bank-holding company. Further, the December 2022 target price suggests a small upside.
お知らせ • Aug 12Ames National Corporation Declares Cash Dividend, Payable on November 15, 2022On August 10, 2022, Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable November 15, 2022, to shareholders of record at the close of business on November 1, 2022.
Reported Earnings • Jul 24Second quarter 2022 earnings released: EPS: US$0.46 (vs US$0.64 in 2Q 2021)Second quarter 2022 results: EPS: US$0.46 (down from US$0.64 in 2Q 2021). Revenue: US$16.1m (down 3.6% from 2Q 2021). Net income: US$4.19m (down 29% from 2Q 2021). Profit margin: 26% (down from 35% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Jul 22Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 29 July 2022. Payment date: 15 August 2022. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 4.9%. Within top quartile of American dividend payers (4.2%). Higher than average of industry peers (3.1%).
Seeking Alpha • Jun 17Ames National: Running A Conservative Balance Sheet, But Watch The Book ValueAmes National is a consistently strong performer. A very substantial portion of its assets are invested in securities and the higher market interest rates should boost the interest income. The sharp increase in interest rates also increases unrealized losses and reduces unrealized gains and this had a negative impact on the book value. I still think Ames is attractive at the current prices but I'll keep on monitoring the situation before committing to a long position.
お知らせ • May 15+ 1 more updateAmes National Corporation Announces Board ChangesAfter serving on Ames National Corporation’s Board of Directors for 15 years and as Chairman of the Board for five years, Thomas H. Pohlman has elected to resign as Chairman of the Board. Mr. Pohlman will remain on the Company’s Board of Directors until the end of his current term which expires April of 2023. The Board of Directors appointed Patrick G. Hagan as Chairman of the Board beginning May 12, 2022. Pohlman will work closely with Mr. Hagan before his term ends to facilitate a smooth transition of his leadership role. Mr. Hagan has served as a director of the Company since 2017 and as director of the Company’s affiliate Boone Bank & Trust Co. since 2015. Mr. Hagan brings a wealth of leadership, business and banking experience. He retired in 2019, last serving as the Senior Vice President and Treasurer of Fairway Stores Inc., a privately owned company operating grocery stores in Iowa, Illinois, Kansas, Minnesota, South Dakota, and Nebraska.
Reported Earnings • May 10First quarter 2022 earnings released: EPS: US$0.57 (vs US$0.66 in 1Q 2021)First quarter 2022 results: EPS: US$0.57 (down from US$0.66 in 1Q 2021). Revenue: US$15.8m (down 4.6% from 1Q 2021). Net income: US$5.15m (down 15% from 1Q 2021). Profit margin: 33% (down from 36% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Apr 21Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 28 April 2022. Payment date: 13 May 2022. Payout ratio is a comfortable 40% and this is well supported by cash flows. Trailing yield: 4.4%. Within top quartile of American dividend payers (3.7%). Higher than average of industry peers (2.6%).
分析記事 • Mar 22Ames National (NASDAQ:ATLO) Is Increasing Its Dividend To US$0.27Ames National Corporation ( NASDAQ:ATLO ) will increase its dividend on the 13th of May to US$0.27. This will take the...
Reported Earnings • Mar 14Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.62 (up from US$2.06 in FY 2020). Revenue: US$67.3m (up 14% from FY 2020). Net income: US$23.9m (up 27% from FY 2020). Profit margin: 36% (up from 32% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.83% (down from 3.13% in FY 2020). Cost-to-income ratio: 55.0% (down from 55.8% in FY 2020). Non-performing loans: 1.11% (down from 1.33% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
分析記事 • Feb 15Ames National (NASDAQ:ATLO) Is Increasing Its Dividend To US$0.27The board of Ames National Corporation ( NASDAQ:ATLO ) has announced that it will be increasing its dividend on the...
お知らせ • Feb 11Ames National Corporation Declares Cash Dividend, Payable on May 13, 2022Ames National Corporation declared a cash dividend of $0.27 per common share. The dividend is payable May 13, 2022, to shareholders of record at the close of business on April 29, 2022.
Upcoming Dividend • Jan 24Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 31 January 2022. Payment date: 15 February 2022. Payout ratio is a comfortable 40% but the company is not cash flow positive. Trailing yield: 4.2%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.4%).
Reported Earnings • Jan 23Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$2.62 (up from US$2.06 in FY 2020). Revenue: US$67.3m (up 14% from FY 2020). Net income: US$23.9m (up 27% from FY 2020). Profit margin: 36% (up from 32% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.83% (down from 3.13% in FY 2020). Cost-to-income ratio: 55.0% (down from 55.8% in FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.9%. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
お知らせ • Jan 23Ames National Corporation Provides Earnings Guidance for the Year Ending December 31, 2022Ames National Corporation provides earnings guidance for the year ending December 31, 2022. The Company is forecasting earnings for the year ending December 31, 2022 in the range of $2.10 to $2.20 per share compared to $2.62 per share earned for the year ended December 31, 2021. The decrease in forecasted earnings from the 2021 actual results was primarily due to lower PPP fees and to a lesser extent higher noninterest expense.
Seeking Alpha • Dec 21Ames National Bank: On Its Way To A 4.5% Dividend Yield With A Sub-40% Payout RatioAmes National is a small regional bank in Iowa, with a balance sheet total of just over $2B. The loan book remains strong despite the heavy exposure in real estate loans. Less than 0.4% of the loans are past due. This boosts the earnings and Ames is now trading at less than 9 times its earnings. The dividend payout ratio remains low and this paves the way for the classical annual dividend increase.
Upcoming Dividend • Oct 22Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 29 October 2021. Payment date: 15 November 2021. Trailing yield: 4.4%. Within top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.2%).
Reported Earnings • Oct 17Third quarter 2021 earnings released: EPS US$0.74 (vs US$0.62 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$17.4m (up 7.1% from 3Q 2020). Net income: US$6.71m (up 18% from 3Q 2020). Profit margin: 39% (up from 35% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Seeking Alpha • Sep 07Ames National Corp.: Upside Due To Potential Interest Rate Hikes By End Of 2023As of June 30, 2021, Ames National Corporation’s deposits rose to $1.83 billion from $1.64 billion on June 30, 2020. With the deposits, Ames National Corporation could potentially benefit from rising interest rates in the future. According to the Fed’s dot plot after the June policy meeting, there could be two hikes by the end of 2023.
Upcoming Dividend • Jul 22Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 29 July 2021. Payment date: 13 August 2021. Trailing yield: 4.5%. Within top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.4%).
Reported Earnings • Jul 18Second quarter 2021 earnings released: EPS US$0.64 (vs US$0.48 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$16.8m (up 16% from 2Q 2020). Net income: US$5.88m (up 33% from 2Q 2020). Profit margin: 35% (up from 30% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
お知らせ • Jun 28Ames National Corporation(NasdaqCM:ATLO) dropped from Russell 2000 Value-Defensive IndexAmes National Corporation(NasdaqCM:ATLO) dropped from Russell 2000 Value-Defensive Index