dfcu（DFCU）株式概要dfcuリミテッドは子会社のdfcuバンク・リミテッドを通じて、ウガンダで商業銀行商品・サービスの提供に従事している。 詳細DFCU ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長0/6過去の実績2/6財務の健全性4/6配当金2/6報酬株価収益率（ 3.3 x） UG市場（ 11.4 x）を下回っています。過去5年間の収益は年間33.1%増加しました。 リスク分析意味のある時価総額がありません ( UGX248B )すべてのリスクチェックを見るDFCU Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUShCurrent PriceUSh331.0049.2% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture0851b2016201920222025202620282031Revenue USh850.9bEarnings USh154.9bAdvancedSet Fair ValueView all narrativesdfcu Limited 競合他社Bank of Baroda (Uganda)Symbol: UGSE:BOBUMarket cap: USh810.0bCatalyst BancorpSymbol: NasdaqCM:CLSTMarket cap: US$65.0mHome Loan FinancialSymbol: OTCPK:HLFNMarket cap: US$63.4mTinde SparebankSymbol: OB:TINDEMarket cap: NOK 632.1m価格と性能株価の高値、安値、推移の概要dfcu過去の株価現在の株価USh331.0052週高値USh331.0052週安値USh253.00ベータ0.151ヶ月の変化7.82%3ヶ月変化7.82%1年変化30.83%3年間の変化6.77%5年間の変化-44.37%IPOからの変化-33.80%最新ニュースお知らせ • Mar 31dfcu Limited, Annual General Meeting, Jul 01, 2026dfcu Limited, Annual General Meeting, Jul 01, 2026.New Risk • Mar 23New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh229.7b market cap, or US$60.9m).New Risk • Oct 22New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Ugandan stocks, typically moving 3.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (3.4% average weekly change). Market cap is less than US$100m (USh222.5b market cap, or US$64.1m).Valuation Update With 7 Day Price Move • Oct 22Investor sentiment improves as stock rises 21%After last week's 21% share price gain to USh319, the stock trades at a trailing P/E ratio of 3.7x. Average trailing P/E is 7x in the Banks industry in Africa. Total loss to shareholders of 37% over the past three years.New Risk • Oct 07New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.6% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh197.5b market cap, or US$57.5m).New Risk • Apr 10New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 8.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 3.3% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh178.8b market cap, or US$48.5m).最新情報をもっと見るRecent updatesお知らせ • Mar 31dfcu Limited, Annual General Meeting, Jul 01, 2026dfcu Limited, Annual General Meeting, Jul 01, 2026.New Risk • Mar 23New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh229.7b market cap, or US$60.9m).New Risk • Oct 22New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Ugandan stocks, typically moving 3.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (3.4% average weekly change). Market cap is less than US$100m (USh222.5b market cap, or US$64.1m).Valuation Update With 7 Day Price Move • Oct 22Investor sentiment improves as stock rises 21%After last week's 21% share price gain to USh319, the stock trades at a trailing P/E ratio of 3.7x. Average trailing P/E is 7x in the Banks industry in Africa. Total loss to shareholders of 37% over the past three years.New Risk • Oct 07New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.6% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh197.5b market cap, or US$57.5m).New Risk • Apr 10New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 8.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 3.3% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh178.8b market cap, or US$48.5m).Reported Earnings • Apr 02Full year 2024 earnings released: EPS: USh96.35 (vs USh38.39 in FY 2023)Full year 2024 results: EPS: USh96.35 (up from USh38.39 in FY 2023). Revenue: USh372.6b (up 38% from FY 2023). Net income: USh72.1b (up 151% from FY 2023). Profit margin: 19% (up from 11% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 67% per year but the company’s share price has fallen by 24% per year, which means it is significantly lagging earnings.New Risk • Mar 25New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 20% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Market cap is less than US$100m (USh178.8b market cap, or US$48.8m).Reported Earnings • Sep 10First half 2024 earnings released: EPS: USh56.69 (vs USh39.21 in 1H 2023)First half 2024 results: EPS: USh56.69 (up from USh39.21 in 1H 2023). Revenue: USh177.5b (up 20% from 1H 2023). Net income: USh42.4b (up 45% from 1H 2023). Profit margin: 24% (up from 20% in 1H 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has fallen by 27% per year, which means it is significantly lagging earnings.Upcoming Dividend • Aug 02Upcoming dividend of USh9.10 per shareEligible shareholders must have bought the stock before 09 August 2024. Payment date: 30 August 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 4.0%. Lower than top quartile of Ugandan dividend payers (15%). Lower than average of industry peers (5.2%).お知らせ • Jun 27dfcu Limited, Annual General Meeting, Jul 11, 2024dfcu Limited, Annual General Meeting, Jul 11, 2024, at 11:00 E. Africa Standard Time. Location: at hotel africana, kampala, UgandaReported Earnings • Mar 29Full year 2023 earnings released: EPS: USh38.39 (vs USh39.40 in FY 2022)Full year 2023 results: EPS: USh38.39 (down from USh39.40 in FY 2022). Revenue: USh274.5b (up 2.1% from FY 2022). Net income: USh28.7b (down 2.6% from FY 2022). Profit margin: 11% (in line with FY 2022). Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in Africa. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 29% per year, which means it is significantly lagging earnings.New Risk • Mar 11New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (3.0% average weekly change). Earnings have declined by 25% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Market cap is less than US$100m (USh168.3b market cap, or US$43.1m).Upcoming Dividend • Jul 31Upcoming dividend of USh8.19 per share at 3.1% yieldEligible shareholders must have bought the stock before 07 August 2023. Payment date: 30 August 2023. Trailing yield: 3.1%. Lower than top quartile of Ugandan dividend payers (15%). Lower than average of industry peers (5.6%).Board Change • Nov 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 6 non-independent directors. Non-Executive Director Aminah Zawedde was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Price Target Changed • Apr 27Price target decreased to USh495Down from USh989, the current price target is provided by 1 analyst. New target price is 11% below last closing price of USh555. Stock is down 6.7% over the past year. The company posted earnings per share of USh32.18 last year.Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 6 non-independent directors. Non-Executive Director Aminah Zawedde was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Aug 20Upcoming dividend of USh17.38 per shareEligible shareholders must have bought the stock before 27 August 2021. Payment date: 09 September 2021. Trailing yield: 3.0%. Lower than top quartile of Ugandan dividend payers (7.8%). Lower than average of industry peers (3.5%).Is New 90 Day High Low • Feb 23New 90-day low: USh620The company is down 1.0% from its price of USh629 on 25 November 2020. The Ugandan market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 2.0% over the same period.Is New 90 Day High Low • Dec 21New 90-day low: USh623The company is down 2.0% from its price of USh635 on 22 September 2020. The Ugandan market is down 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 21% over the same period.Is New 90 Day High Low • Nov 09New 90-day low: USh629The company is down 2.0% from its price of USh640 on 11 August 2020. The Ugandan market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 9.0% over the same period.Is New 90 Day High Low • Oct 05New 90-day low: USh633The company is down 2.0% from its price of USh645 on 07 July 2020. The Ugandan market is down 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 4.0% over the same period.株主還元DFCUUG BanksUG 市場7D0%3.5%0.3%1Y30.8%54.8%60.3%株主還元を見る業界別リターン: DFCU過去 1 年間で54.8 % の収益を上げたUG Banks業界を下回りました。リターン対市場: DFCUは、過去 1 年間で60.3 % のリターンを上げたUG市場を下回りました。価格変動Is DFCU's price volatile compared to industry and market?DFCU volatilityDFCU Average Weekly Movement2.2%Banks Industry Average Movement4.3%Market Average Movement2.5%10% most volatile stocks in UG Market4.9%10% least volatile stocks in UG Market1.6%安定した株価: DFCU 、 UG市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: DFCUの 週次ボラティリティ ( 2% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19641,301Sophie Achakdfculimited.comdfcuリミテッドは子会社のdfcuバンク・リミテッドを通じて、ウガンダで商業銀行商品・サービスの提供に従事している。当座預金、普通預金、定期預金のほか、個人・法人向けクレジット、エクイティ・ファイナンス、長期開発ファイナンス、リース、運転資金ファイナンス、貿易金融、外国為替取引、金融市場送金、当座貸越などを提供している。また、不動産や不動産の賃貸・管理業務にも携わっている。農業、製造業、貿易・商業、通信・運輸、建築・建設、レジャー、ホテル・宿泊、住宅ローン、不動産、教育、医療、観光、鉱業など、多くの主要分野の顧客にサービスを提供している。支店網、オンライン・バンキング、モバイル・バンキング、現金自動預け払い機（ATM）、エージェント・バンキングを通じて事業を展開している。dfcuはArise B.V.の子会社。もっと見るdfcu Limited 基礎のまとめdfcu の収益と売上を時価総額と比較するとどうか。DFCU 基礎統計学時価総額USh247.64b収益（TTM）USh74.99b売上高(TTM)USh411.96b3.3xPER（株価収益率0.3xPBR（株価純資産倍率DFCU は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計DFCU 損益計算書（TTM）収益USh411.96b売上原価USh0売上総利益USh411.96bその他の費用USh336.97b収益USh74.99b直近の収益報告Dec 31, 2025次回決算日該当なし一株当たり利益（EPS）100.24グロス・マージン100.00%純利益率18.20%有利子負債／自己資本比率18.4%DFCU の長期的なパフォーマンスは？過去の実績と比較を見る配当金6.6%現在の配当利回り22%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/04 11:18終値2026/06/04 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋dfcu Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Muammar IsmailyEFG-Hermes Research
お知らせ • Mar 31dfcu Limited, Annual General Meeting, Jul 01, 2026dfcu Limited, Annual General Meeting, Jul 01, 2026.
New Risk • Mar 23New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh229.7b market cap, or US$60.9m).
New Risk • Oct 22New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Ugandan stocks, typically moving 3.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (3.4% average weekly change). Market cap is less than US$100m (USh222.5b market cap, or US$64.1m).
Valuation Update With 7 Day Price Move • Oct 22Investor sentiment improves as stock rises 21%After last week's 21% share price gain to USh319, the stock trades at a trailing P/E ratio of 3.7x. Average trailing P/E is 7x in the Banks industry in Africa. Total loss to shareholders of 37% over the past three years.
New Risk • Oct 07New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.6% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh197.5b market cap, or US$57.5m).
New Risk • Apr 10New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 8.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 3.3% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh178.8b market cap, or US$48.5m).
お知らせ • Mar 31dfcu Limited, Annual General Meeting, Jul 01, 2026dfcu Limited, Annual General Meeting, Jul 01, 2026.
New Risk • Mar 23New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh229.7b market cap, or US$60.9m).
New Risk • Oct 22New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Ugandan stocks, typically moving 3.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (3.4% average weekly change). Market cap is less than US$100m (USh222.5b market cap, or US$64.1m).
Valuation Update With 7 Day Price Move • Oct 22Investor sentiment improves as stock rises 21%After last week's 21% share price gain to USh319, the stock trades at a trailing P/E ratio of 3.7x. Average trailing P/E is 7x in the Banks industry in Africa. Total loss to shareholders of 37% over the past three years.
New Risk • Oct 07New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.6% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh197.5b market cap, or US$57.5m).
New Risk • Apr 10New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 8.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 3.3% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (USh178.8b market cap, or US$48.5m).
Reported Earnings • Apr 02Full year 2024 earnings released: EPS: USh96.35 (vs USh38.39 in FY 2023)Full year 2024 results: EPS: USh96.35 (up from USh38.39 in FY 2023). Revenue: USh372.6b (up 38% from FY 2023). Net income: USh72.1b (up 151% from FY 2023). Profit margin: 19% (up from 11% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 67% per year but the company’s share price has fallen by 24% per year, which means it is significantly lagging earnings.
New Risk • Mar 25New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 20% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Market cap is less than US$100m (USh178.8b market cap, or US$48.8m).
Reported Earnings • Sep 10First half 2024 earnings released: EPS: USh56.69 (vs USh39.21 in 1H 2023)First half 2024 results: EPS: USh56.69 (up from USh39.21 in 1H 2023). Revenue: USh177.5b (up 20% from 1H 2023). Net income: USh42.4b (up 45% from 1H 2023). Profit margin: 24% (up from 20% in 1H 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has fallen by 27% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Aug 02Upcoming dividend of USh9.10 per shareEligible shareholders must have bought the stock before 09 August 2024. Payment date: 30 August 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 4.0%. Lower than top quartile of Ugandan dividend payers (15%). Lower than average of industry peers (5.2%).
お知らせ • Jun 27dfcu Limited, Annual General Meeting, Jul 11, 2024dfcu Limited, Annual General Meeting, Jul 11, 2024, at 11:00 E. Africa Standard Time. Location: at hotel africana, kampala, Uganda
Reported Earnings • Mar 29Full year 2023 earnings released: EPS: USh38.39 (vs USh39.40 in FY 2022)Full year 2023 results: EPS: USh38.39 (down from USh39.40 in FY 2022). Revenue: USh274.5b (up 2.1% from FY 2022). Net income: USh28.7b (down 2.6% from FY 2022). Profit margin: 11% (in line with FY 2022). Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in Africa. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 29% per year, which means it is significantly lagging earnings.
New Risk • Mar 11New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (3.0% average weekly change). Earnings have declined by 25% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Market cap is less than US$100m (USh168.3b market cap, or US$43.1m).
Upcoming Dividend • Jul 31Upcoming dividend of USh8.19 per share at 3.1% yieldEligible shareholders must have bought the stock before 07 August 2023. Payment date: 30 August 2023. Trailing yield: 3.1%. Lower than top quartile of Ugandan dividend payers (15%). Lower than average of industry peers (5.6%).
Board Change • Nov 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 6 non-independent directors. Non-Executive Director Aminah Zawedde was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Price Target Changed • Apr 27Price target decreased to USh495Down from USh989, the current price target is provided by 1 analyst. New target price is 11% below last closing price of USh555. Stock is down 6.7% over the past year. The company posted earnings per share of USh32.18 last year.
Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 6 non-independent directors. Non-Executive Director Aminah Zawedde was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Aug 20Upcoming dividend of USh17.38 per shareEligible shareholders must have bought the stock before 27 August 2021. Payment date: 09 September 2021. Trailing yield: 3.0%. Lower than top quartile of Ugandan dividend payers (7.8%). Lower than average of industry peers (3.5%).
Is New 90 Day High Low • Feb 23New 90-day low: USh620The company is down 1.0% from its price of USh629 on 25 November 2020. The Ugandan market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 2.0% over the same period.
Is New 90 Day High Low • Dec 21New 90-day low: USh623The company is down 2.0% from its price of USh635 on 22 September 2020. The Ugandan market is down 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 21% over the same period.
Is New 90 Day High Low • Nov 09New 90-day low: USh629The company is down 2.0% from its price of USh640 on 11 August 2020. The Ugandan market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 9.0% over the same period.
Is New 90 Day High Low • Oct 05New 90-day low: USh633The company is down 2.0% from its price of USh645 on 07 July 2020. The Ugandan market is down 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 4.0% over the same period.
