Clover Pakistan（CLOV）株式概要クローバー・パキスタン社は、パキスタンで食品、耐久消費財、化学品、潤滑油の販売を行っている。 詳細CLOV ファンダメンタル分析スノーフレーク・スコア評価3/6将来の成長0/6過去の実績2/6財務の健全性6/6配当金0/6報酬当社が推定した公正価値より17.3%で取引されている リスク分析高いレベルの非現金収入 PK市場と比較して、過去 3 か月間の株価の変動が非常に大きい利益率(4.4%)は昨年より低い(11%) 意味のある時価総額がありません ( PKR3B )すべてのリスクチェックを見るCLOV Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValuePK₨Current PricePK₨8.3684.0% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-579m68b2016201920222025202620282031Revenue PK₨68.2bEarnings PK₨3.0bAdvancedSet Fair ValueView all narrativesClover Pakistan Limited 競合他社IFL EnterprisesSymbol: BSE:540377Market cap: ₹510.5mShine Fashions (India)Symbol: BSE:543244Market cap: ₹767.8mSwadeshi Industries & LeasingSymbol: BSE:506863Market cap: ₹2.0bOsiajee TexfabSymbol: BSE:540198Market cap: ₹2.2b価格と性能株価の高値、安値、推移の概要Clover Pakistan過去の株価現在の株価PK₨8.3652週高値PK₨10.0152週安値PK₨3.68ベータ1.171ヶ月の変化-5.96%3ヶ月変化20.95%1年変化102.86%3年間の変化623.68%5年間の変化60.01%IPOからの変化5,668.70%最新ニュースBuy Or Sell Opportunity • May 18Now 21% undervaluedOver the last 90 days, the stock has risen 20% to PK₨8.03. The fair value is estimated to be PK₨10.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 80% over the last 3 years. Meanwhile, the company has become profitable.Reported Earnings • May 01Third quarter 2026 earnings released: EPS: PK₨2.41 (vs PK₨0.10 in 3Q 2025)Third quarter 2026 results: EPS: PK₨2.41 (up from PK₨0.10 in 3Q 2025). Revenue: PK₨1.63b (up 192% from 3Q 2025). Net income: PK₨93.8m (up 132% from 3Q 2025). Profit margin: 5.7% (down from 7.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 71% per year but the company’s share price has increased by 90% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 21Clover Pakistan Limited to Report Q3, 2026 Results on Apr 29, 2026Clover Pakistan Limited announced that they will report Q3, 2026 results on Apr 29, 2026Valuation Update With 7 Day Price Move • Apr 21Investor sentiment improves as stock rises 25%After last week's 25% share price gain to PK₨7.89, the stock trades at a trailing P/E ratio of 16.7x. Average trailing P/E is 17x in the Retail Distributors industry in Asia. Total returns to shareholders of 566% over the past three years.Valuation Update With 7 Day Price Move • Mar 24Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨64.90, the stock trades at a trailing P/E ratio of 13.7x. Average trailing P/E is 16x in the Retail Distributors industry in Asia. Total returns to shareholders of 441% over the past three years.Valuation Update With 7 Day Price Move • Mar 06Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to PK₨56.20, the stock trades at a trailing P/E ratio of 11.9x. Average trailing P/E is 15x in the Retail Distributors industry in Asia. Total returns to shareholders of 365% over the past three years.最新情報をもっと見るRecent updatesBuy Or Sell Opportunity • May 18Now 21% undervaluedOver the last 90 days, the stock has risen 20% to PK₨8.03. The fair value is estimated to be PK₨10.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 80% over the last 3 years. Meanwhile, the company has become profitable.Reported Earnings • May 01Third quarter 2026 earnings released: EPS: PK₨2.41 (vs PK₨0.10 in 3Q 2025)Third quarter 2026 results: EPS: PK₨2.41 (up from PK₨0.10 in 3Q 2025). Revenue: PK₨1.63b (up 192% from 3Q 2025). Net income: PK₨93.8m (up 132% from 3Q 2025). Profit margin: 5.7% (down from 7.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 71% per year but the company’s share price has increased by 90% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 21Clover Pakistan Limited to Report Q3, 2026 Results on Apr 29, 2026Clover Pakistan Limited announced that they will report Q3, 2026 results on Apr 29, 2026Valuation Update With 7 Day Price Move • Apr 21Investor sentiment improves as stock rises 25%After last week's 25% share price gain to PK₨7.89, the stock trades at a trailing P/E ratio of 16.7x. Average trailing P/E is 17x in the Retail Distributors industry in Asia. Total returns to shareholders of 566% over the past three years.Valuation Update With 7 Day Price Move • Mar 24Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨64.90, the stock trades at a trailing P/E ratio of 13.7x. Average trailing P/E is 16x in the Retail Distributors industry in Asia. Total returns to shareholders of 441% over the past three years.Valuation Update With 7 Day Price Move • Mar 06Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to PK₨56.20, the stock trades at a trailing P/E ratio of 11.9x. Average trailing P/E is 15x in the Retail Distributors industry in Asia. Total returns to shareholders of 365% over the past three years.Reported Earnings • Mar 03Second quarter 2026 earnings released: EPS: PK₨1.89 (vs PK₨1.96 in 2Q 2025)Second quarter 2026 results: EPS: PK₨1.89 (down from PK₨1.96 in 2Q 2025). Revenue: PK₨1.29b (up 3.3% from 2Q 2025). Net income: PK₨73.7m (down 3.4% from 2Q 2025). Profit margin: 5.7% (down from 6.1% in 2Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 85% per year but the company’s share price has only increased by 68% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Feb 19Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to PK₨68.32, the stock trades at a trailing P/E ratio of 13.6x. Average trailing P/E is 16x in the Retail Distributors industry in Asia. Total returns to shareholders of 455% over the past three years.お知らせ • Feb 19Clover Pakistan Limited to Report Q2, 2026 Results on Feb 25, 2026Clover Pakistan Limited announced that they will report Q2, 2026 results on Feb 25, 2026New Risk • Jan 23New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (45% accrual ratio). Market cap is less than US$10m (PK₨2.37b market cap, or US$8.47m). Minor Risks Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (4.6% net profit margin).Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improves as stock rises 27%After last week's 27% share price gain to PK₨50.30, the stock trades at a trailing P/E ratio of 10x. Average trailing P/E is 20x in the Retail Distributors industry in Asia. Total returns to shareholders of 318% over the past three years.Reported Earnings • Nov 01First quarter 2026 earnings released: EPS: PK₨0.75 (vs PK₨2.45 in 1Q 2025)First quarter 2026 results: EPS: PK₨0.75 (down from PK₨2.45 in 1Q 2025). Revenue: PK₨1.39b (up 69% from 1Q 2025). Net income: PK₨29.2m (down 70% from 1Q 2025). Profit margin: 2.1% (down from 12% in 1Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 99% per year but the company’s share price has only increased by 34% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 24Clover Pakistan Limited to Report Q1, 2025 Results on Oct 29, 2025Clover Pakistan Limited announced that they will report Q1, 2025 results on Oct 29, 2025Reported Earnings • Oct 02Full year 2025 earnings released: EPS: PK₨6.51 (vs PK₨4.94 in FY 2024)Full year 2025 results: EPS: PK₨6.51 (up from PK₨4.94 in FY 2024). Revenue: PK₨3.68b (up 103% from FY 2024). Net income: PK₨253.4m (up 32% from FY 2024). Profit margin: 6.9% (down from 11% in FY 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 111% per year but the company’s share price has only increased by 37% per year, which means it is significantly lagging earnings growth.New Risk • Oct 02New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 6.9% Last year net profit margin: 11% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (56% accrual ratio). Market cap is less than US$10m (PK₨1.72b market cap, or US$6.11m). Minor Risk Profit margins are more than 30% lower than last year (6.9% net profit margin).お知らせ • Oct 02Clover Pakistan Limited, Annual General Meeting, Oct 28, 2025Clover Pakistan Limited, Annual General Meeting, Oct 28, 2025. Location: karachi PakistanBoard Change • May 31Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 4 non-independent directors. Independent Director Aamir Ozari was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.New Risk • May 08New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (109% accrual ratio). Market cap is less than US$10m (PK₨1.32b market cap, or US$4.67m). Minor Risk Share price has been volatile over the past 3 months (7.0% average weekly change).Reported Earnings • Apr 24Third quarter 2025 earnings released: EPS: PK₨1.04 (vs PK₨2.10 in 3Q 2024)Third quarter 2025 results: EPS: PK₨1.04 (down from PK₨2.10 in 3Q 2024). Revenue: PK₨559.9m (down 62% from 3Q 2024). Net income: PK₨40.5m (down 51% from 3Q 2024). Profit margin: 7.2% (up from 5.6% in 3Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 127% per year but the company’s share price has only increased by 29% per year, which means it is significantly lagging earnings growth.お知らせ • Apr 04Clover Pakistan Limited Announces Resignation of Shehzad Mohsin as Chairman and Director, Effective April 3, 2025Clover Pakistan Limited has announced the resignation of Mr. Shehzad Mohsin from his positions as Chairman and Director, effective April 3, 2025. The company has communicated this decision to the relevant stakeholders, asking them to inform the TRE Certificate Holders of the Pakistan Stock Exchange. The company, which operates in the designated market category specific to the region, is now poised to undergo a period of transition as it seeks to appoint new leadership. Clover Pakistan Limited has not provided further details regarding the reasons behind Mr. Mohsin's resignation or the process for selecting his successor.New Risk • Feb 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (119% accrual ratio). Market cap is less than US$10m (PK₨1.53b market cap, or US$5.47m). Minor Risk Share price has been volatile over the past 3 months (8.7% average weekly change).Valuation Update With 7 Day Price Move • Jan 02Investor sentiment improves as stock rises 19%After last week's 19% share price gain to PK₨53.03, the stock trades at a trailing P/E ratio of 5.8x. Average trailing P/E is 20x in the Retail Distributors industry in Asia. Total returns to shareholders of 91% over the past three years.Valuation Update With 7 Day Price Move • Dec 19Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to PK₨44.11, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 20x in the Retail Distributors industry in Asia. Total returns to shareholders of 75% over the past three years.Valuation Update With 7 Day Price Move • Dec 03Investor sentiment improves as stock rises 19%After last week's 19% share price gain to PK₨47.17, the stock trades at a trailing P/E ratio of 5.2x. Average trailing P/E is 19x in the Retail Distributors industry in Asia. Total returns to shareholders of 90% over the past three years.Reported Earnings • Oct 30First quarter 2025 earnings released: EPS: PK₨2.82 (vs PK₨0.089 loss in 1Q 2024)First quarter 2025 results: EPS: PK₨2.82 (up from PK₨0.089 loss in 1Q 2024). Revenue: PK₨825.4m (up PK₨818.9m from 1Q 2024). Net income: PK₨87.7m (up PK₨90.5m from 1Q 2024). Profit margin: 11% (up from net loss in 1Q 2024). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 120% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.Reported Earnings • Sep 02Full year 2024 earnings released: EPS: PK₨6.18 (vs PK₨2.29 loss in FY 2023)Full year 2024 results: EPS: PK₨6.18 (up from PK₨2.29 loss in FY 2023). Revenue: PK₨1.81b (up PK₨1.75b from FY 2023). Net income: PK₨192.3m (up PK₨263.6m from FY 2023). Profit margin: 11% (up from net loss in FY 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 107% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.お知らせ • Aug 30Clover Pakistan Limited, Annual General Meeting, Sep 30, 2024Clover Pakistan Limited, Annual General Meeting, Sep 30, 2024. Location: at dream world, gulshan-e-maymar, super highway, karachi PakistanValuation Update With 7 Day Price Move • Aug 14Investor sentiment improves as stock rises 21%After last week's 21% share price gain to PK₨47.34, the stock trades at a trailing P/E ratio of 49.7x. Average trailing P/E is 22x in the Retail Distributors industry in Asia. Total loss to shareholders of 16% over the past three years.New Risk • Jan 17New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Pakistani stocks, typically moving 9.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.5% average weekly change). Earnings have declined by 46% per year over the past 5 years. Revenue is less than US$1m (PK₨77m revenue, or US$273k). Market cap is less than US$10m (PK₨770.5m market cap, or US$2.75m).New Risk • Dec 01New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 6.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 46% per year over the past 5 years. Revenue is less than US$1m (PK₨77m revenue, or US$269k). Market cap is less than US$10m (PK₨735.6m market cap, or US$2.58m). Minor Risks Latest financial reports are more than 6 months old (reported March 2023 fiscal period end). Share price has been volatile over the past 3 months (6.7% average weekly change).New Risk • Nov 25New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended March 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 46% per year over the past 5 years. Revenue is less than US$1m (PK₨77m revenue, or US$268k). Market cap is less than US$10m (PK₨623.2m market cap, or US$2.18m). Minor Risk Latest financial reports are more than 6 months old (reported March 2023 fiscal period end).New Risk • Aug 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 6.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 46% per year over the past 5 years. Revenue is less than US$1m (PK₨77m revenue, or US$266k). Market cap is less than US$10m (PK₨481.5m market cap, or US$1.67m). Minor Risk Share price has been volatile over the past 3 months (6.4% average weekly change).Reported Earnings • Feb 26Second quarter 2023 earnings released: PK₨0.49 loss per share (vs PK₨0.85 loss in 2Q 2022)Second quarter 2023 results: PK₨0.49 loss per share (improved from PK₨0.85 loss in 2Q 2022). Revenue: PK₨30.3m (up 15% from 2Q 2022). Net loss: PK₨15.1m (loss narrowed 43% from 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has fallen by 44% per year, which means it is performing significantly worse than earnings.Board Change • Nov 16Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director . Nausherwan was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.お知らせ • Aug 02Clover Pakistan Limited Announces Executive ChangesClover Pakistan Limited informed Pakistan Stock Exchange that Mr. Muhammad Kashif Naimatullah has been appointed as Company Secretary with effect from July 15, 2022 in place of Mr. Muhammad Bilal.お知らせ • Jun 15Clover Pakistan Limited Appoints Mr. Shehzad Mohsin as ChairmanClover Pakistan Limited informed that Mr. Shehzad Mohsin has been appointed as Chairman of the company with effect from April 28, 2022.お知らせ • Jun 10Clover Pakistan Limited Appoints of Shaista Khan as DirectorClover Pakistan Limited announced that Ms. Shaista Khan has been appointed as Directors of the company with effect from June 09, 2022.Board Change • Apr 27Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director . Nausherwan was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.Executive Departure • Oct 03Director Asad Azizi has left the companyOn the 23rd of September, Asad Azizi's tenure as Director ended after less than a year in the role. We don't have any record of a personal shareholding under Asad's name. A total of 4 executives have left over the last 12 months.Executive Departure • Sep 29Director Asad Azizi has left the companyOn the 23rd of September, Asad Azizi's tenure as Director ended after less than a year in the role. We don't have any record of a personal shareholding under Asad's name. A total of 4 executives have left over the last 12 months.Executive Departure • Jun 16Chief Financial Officer Muhammad Asim has left the companyOn the 10th of June, Muhammad Asim's tenure as Chief Financial Officer ended after 3.3 years in the role. We don't have any record of a personal shareholding under Muhammad's name. A total of 3 executives have left over the last 12 months.Reported Earnings • Apr 29Third quarter 2021 earnings released: EPS PK₨0.09 (vs PK₨0.49 loss in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: PK₨131.8m (up 164% from 3Q 2020). Net income: PK₨2.74m (up PK₨17.9m from 3Q 2020). Profit margin: 2.1% (up from net loss in 3Q 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 65 percentage points per year, which is a significant difference in performance.Executive Departure • Mar 23Company Secretary has left the companyOn the 15th of March, Basit Habib's tenure as Company Secretary ended after 1.2 years in the role. We don't have any record of a personal shareholding under Basit's name. A total of 2 executives have left over the last 12 months.お知らせ • Mar 17Clover Pakistan Limited Announces Company Secretary ChangesClover Pakistan Limited announced appointment of Mr. Hassan Khurshid has been appointed as company secretary with effective March 15, 2021 in place of Mr.Basit Habib.お知らせ • Feb 28Clover Pakistan Limited Announces Executive ChangesClover Pakistan Limited announced that Mr. Salim Chamdia has been appointed as Chairman with effect from February 26, 2021 in place of Mr. Muhammad Jamshed Azmet.Reported Earnings • Feb 28Second quarter 2021 earnings released: PK₨2.50 loss per share (vs PK₨1.06 profit in 2Q 2020)The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2021 results: Revenue: PK₨88.9m (down 64% from 2Q 2020). Net loss: PK₨77.9m (down 334% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 62% per year but the company’s share price has remained flat, which means it is well ahead of earnings.Is New 90 Day High Low • Feb 26New 90-day low: PK₨68.33The company is down 10.0% from its price of PK₨75.90 on 27 November 2020. The Pakistani market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Retail Distributors industry, which is down 2.0% over the same period.お知らせ • Feb 23Clover Pakistan Limited Announces Resignation of Muhammad Jamshed Azmet as DirectorClover Pakistan Limited announced that the Mr. Muhammad Jamshed Azmet, Director of the company has submitted his resignation as Director of the company.Executive Departure • Feb 17Independent Director has left the companyOn the 12th of February, Irfan Hyder's tenure as Independent Director ended after 2.1 years in the role. As of December 2020, Irfan personally held only 625.00 shares (PK₨50k worth at the time). Irfan is the only executive to leave the company over the last 12 months.お知らせ • Feb 13+ 1 more updateClover Pakistan Limited Announces Resignation of Irfan Ali Hyder, Independent Directors as Director of the CompanyClover Pakistan Limited informed Pakistan Stock Exchange that the Mr. Irfan Ali Hyder, Independent Directors has resigned, as Director of the company, due to personal reasons.Is New 90 Day High Low • Feb 08New 90-day low: PK₨73.70The company is down 5.0% from its price of PK₨77.35 on 10 November 2020. The Pakistani market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Retail Distributors industry, which is down 3.0% over the same period.Reported Earnings • Jan 21First quarter 2021 earnings released: PK₨0.72 loss per shareThe company reported a mediocre first quarter result with weaker earnings and control over expenses, although revenues were improved. First quarter 2021 results: Revenue: PK₨128.2m (up 43% from 1Q 2020). Net loss: PK₨22.5m (down 157% from profit in 1Q 2020). Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 23% per year, which means it is well ahead of earnings.Reported Earnings • Jan 10Full year 2020 earnings released: PK₨4.98 loss per shareThe company reported a poor full year result with weaker earnings, revenues and control over expenses. Full year 2020 results: Revenue: PK₨394.4m (down 68% from FY 2019). Net loss: PK₨155.2m (down 162% from profit in FY 2019). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.Is New 90 Day High Low • Nov 06New 90-day low: PK₨79.16The company is down 18% from its price of PK₨95.98 on 07 August 2020. The Pakistani market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Retail Distributors industry, which is down 5.0% over the same period.お知らせ • Nov 06Clover Pakistan Limited Announces Board Changes, Effective November 04, 2020Clover Pakistan Limited announced that Mr. Salim Chamdia and Mr. Sohail Allana have been appointed as Director with effect from November 04, 2020.お知らせ • Nov 05Clover Pakistan Limited, Annual General Meeting, Nov 27, 2020Clover Pakistan Limited, Annual General Meeting, Nov 27, 2020, at 11:00 Pakistan Standard Time.Reported Earnings • Nov 05Full year 2020 earnings released: PK₨4.98 loss per shareThe company reported a poor full year result with weaker earnings, revenues and control over expenses. Full year 2020 results: Revenue: PK₨394.4m (down 68% from FY 2019). Net loss: PK₨155.2m (down 162% from profit in FY 2019). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.Is New 90 Day High Low • Oct 03New 90-day low: PK₨90.36The company is down 6.0% from its price of PK₨95.89 on 03 July 2020. The Pakistani market is up 14% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Retail Distributors industry, which is up 2.0% over the same period.お知らせ • Sep 20Clover Pakistan Limited Announces Board ChangesClover Pakistan Limited announced that Abdul Wahab Kodvavi and Rashid Ahmed Jafer Independent Directors have resigned, as Directors of the company, due to personal reasons.株主還元CLOVPK Retail DistributorsPK 市場7D-0.9%-2.3%0.7%1Y102.9%-7.1%28.6%株主還元を見る業界別リターン: CLOV過去 1 年間で-7.1 % の収益を上げたPK Retail Distributors業界を上回りました。リターン対市場: CLOV過去 1 年間で28.6 % の収益を上げたPK市場を上回りました。価格変動Is CLOV's price volatile compared to industry and market?CLOV volatilityCLOV Average Weekly Movement11.4%Retail Distributors Industry Average Movement5.8%Market Average Movement8.5%10% most volatile stocks in PK Market11.3%10% least volatile stocks in PK Market5.7%安定した株価: CLOVの株価は、 PK市場と比較して過去 3 か月間で変動しています。時間の経過による変動: CLOVの weekly volatility ( 11% ) は過去 1 年間安定していますが、依然としてPKの株式の 75% よりも高くなっています。会社概要設立従業員CEO（最高経営責任者ウェブサイト198644Javaid Iqbalclover.com.pkクローバー・パキスタン社は、パキスタンで食品、耐久消費財、化学品、潤滑油の販売を行っている。カーワックスやシャンプー、フォーム、防錆製品、ブレーキや部品、レザーやタイヤワックス、芳香剤、風防クリーナー、木製ワックス、オイルやエアフィルター、エンジンオイル、ギアオイル、油圧、その他の潤滑剤を提供している。また、オフィスオートメーション製品、燃料ディスペンサー、自動販売機、デジタルスクリーンのマーケティング、販売、アフターセールス・サポートも行っている。さらに、プリンターやコピー機、インタラクティブ・ホワイトボード、ビデオ会議製品、プロジェクターなども提供している。さらに、ガソリンスタンド、給油車、給油船、ファイリング・ステーション、充電ステーション、油槽所、完成油・ガス貯蔵所、輸送用のさまざまな機器やシステムを提供し、石油製品、ガントリー機器のエア・オイル・フィルター、その他のカーケア製品を取引している。さらに、ITコンサルタント、ソフトウェア設計・開発、プロフェッショナル・サービス、ハードウェアの配備とメンテナンスをさまざまな業界に提供し、さまざまな産業用途で使用される水供給や化学薬品も提供している。同社は1986年に設立され、パキスタンのカラチを拠点としている。もっと見るClover Pakistan Limited 基礎のまとめClover Pakistan の収益と売上を時価総額と比較するとどうか。CLOV 基礎統計学時価総額PK₨3.25b収益（TTM）PK₨237.64m売上高(TTM)PK₨5.36b13.7xPER（株価収益率0.6xP/SレシオCLOV は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計CLOV 損益計算書（TTM）収益PK₨5.36b売上原価PK₨5.01b売上総利益PK₨347.18mその他の費用PK₨109.54m収益PK₨237.64m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）0.61グロス・マージン6.48%純利益率4.44%有利子負債／自己資本比率0%CLOV の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/22 16:45終値2026/05/22 00:00収益2026/03/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Clover Pakistan Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Buy Or Sell Opportunity • May 18Now 21% undervaluedOver the last 90 days, the stock has risen 20% to PK₨8.03. The fair value is estimated to be PK₨10.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 80% over the last 3 years. Meanwhile, the company has become profitable.
Reported Earnings • May 01Third quarter 2026 earnings released: EPS: PK₨2.41 (vs PK₨0.10 in 3Q 2025)Third quarter 2026 results: EPS: PK₨2.41 (up from PK₨0.10 in 3Q 2025). Revenue: PK₨1.63b (up 192% from 3Q 2025). Net income: PK₨93.8m (up 132% from 3Q 2025). Profit margin: 5.7% (down from 7.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 71% per year but the company’s share price has increased by 90% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 21Clover Pakistan Limited to Report Q3, 2026 Results on Apr 29, 2026Clover Pakistan Limited announced that they will report Q3, 2026 results on Apr 29, 2026
Valuation Update With 7 Day Price Move • Apr 21Investor sentiment improves as stock rises 25%After last week's 25% share price gain to PK₨7.89, the stock trades at a trailing P/E ratio of 16.7x. Average trailing P/E is 17x in the Retail Distributors industry in Asia. Total returns to shareholders of 566% over the past three years.
Valuation Update With 7 Day Price Move • Mar 24Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨64.90, the stock trades at a trailing P/E ratio of 13.7x. Average trailing P/E is 16x in the Retail Distributors industry in Asia. Total returns to shareholders of 441% over the past three years.
Valuation Update With 7 Day Price Move • Mar 06Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to PK₨56.20, the stock trades at a trailing P/E ratio of 11.9x. Average trailing P/E is 15x in the Retail Distributors industry in Asia. Total returns to shareholders of 365% over the past three years.
Buy Or Sell Opportunity • May 18Now 21% undervaluedOver the last 90 days, the stock has risen 20% to PK₨8.03. The fair value is estimated to be PK₨10.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 80% over the last 3 years. Meanwhile, the company has become profitable.
Reported Earnings • May 01Third quarter 2026 earnings released: EPS: PK₨2.41 (vs PK₨0.10 in 3Q 2025)Third quarter 2026 results: EPS: PK₨2.41 (up from PK₨0.10 in 3Q 2025). Revenue: PK₨1.63b (up 192% from 3Q 2025). Net income: PK₨93.8m (up 132% from 3Q 2025). Profit margin: 5.7% (down from 7.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 71% per year but the company’s share price has increased by 90% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 21Clover Pakistan Limited to Report Q3, 2026 Results on Apr 29, 2026Clover Pakistan Limited announced that they will report Q3, 2026 results on Apr 29, 2026
Valuation Update With 7 Day Price Move • Apr 21Investor sentiment improves as stock rises 25%After last week's 25% share price gain to PK₨7.89, the stock trades at a trailing P/E ratio of 16.7x. Average trailing P/E is 17x in the Retail Distributors industry in Asia. Total returns to shareholders of 566% over the past three years.
Valuation Update With 7 Day Price Move • Mar 24Investor sentiment improves as stock rises 16%After last week's 16% share price gain to PK₨64.90, the stock trades at a trailing P/E ratio of 13.7x. Average trailing P/E is 16x in the Retail Distributors industry in Asia. Total returns to shareholders of 441% over the past three years.
Valuation Update With 7 Day Price Move • Mar 06Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to PK₨56.20, the stock trades at a trailing P/E ratio of 11.9x. Average trailing P/E is 15x in the Retail Distributors industry in Asia. Total returns to shareholders of 365% over the past three years.
Reported Earnings • Mar 03Second quarter 2026 earnings released: EPS: PK₨1.89 (vs PK₨1.96 in 2Q 2025)Second quarter 2026 results: EPS: PK₨1.89 (down from PK₨1.96 in 2Q 2025). Revenue: PK₨1.29b (up 3.3% from 2Q 2025). Net income: PK₨73.7m (down 3.4% from 2Q 2025). Profit margin: 5.7% (down from 6.1% in 2Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 85% per year but the company’s share price has only increased by 68% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Feb 19Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to PK₨68.32, the stock trades at a trailing P/E ratio of 13.6x. Average trailing P/E is 16x in the Retail Distributors industry in Asia. Total returns to shareholders of 455% over the past three years.
お知らせ • Feb 19Clover Pakistan Limited to Report Q2, 2026 Results on Feb 25, 2026Clover Pakistan Limited announced that they will report Q2, 2026 results on Feb 25, 2026
New Risk • Jan 23New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (45% accrual ratio). Market cap is less than US$10m (PK₨2.37b market cap, or US$8.47m). Minor Risks Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (4.6% net profit margin).
Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improves as stock rises 27%After last week's 27% share price gain to PK₨50.30, the stock trades at a trailing P/E ratio of 10x. Average trailing P/E is 20x in the Retail Distributors industry in Asia. Total returns to shareholders of 318% over the past three years.
Reported Earnings • Nov 01First quarter 2026 earnings released: EPS: PK₨0.75 (vs PK₨2.45 in 1Q 2025)First quarter 2026 results: EPS: PK₨0.75 (down from PK₨2.45 in 1Q 2025). Revenue: PK₨1.39b (up 69% from 1Q 2025). Net income: PK₨29.2m (down 70% from 1Q 2025). Profit margin: 2.1% (down from 12% in 1Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 99% per year but the company’s share price has only increased by 34% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 24Clover Pakistan Limited to Report Q1, 2025 Results on Oct 29, 2025Clover Pakistan Limited announced that they will report Q1, 2025 results on Oct 29, 2025
Reported Earnings • Oct 02Full year 2025 earnings released: EPS: PK₨6.51 (vs PK₨4.94 in FY 2024)Full year 2025 results: EPS: PK₨6.51 (up from PK₨4.94 in FY 2024). Revenue: PK₨3.68b (up 103% from FY 2024). Net income: PK₨253.4m (up 32% from FY 2024). Profit margin: 6.9% (down from 11% in FY 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 111% per year but the company’s share price has only increased by 37% per year, which means it is significantly lagging earnings growth.
New Risk • Oct 02New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 6.9% Last year net profit margin: 11% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (56% accrual ratio). Market cap is less than US$10m (PK₨1.72b market cap, or US$6.11m). Minor Risk Profit margins are more than 30% lower than last year (6.9% net profit margin).
お知らせ • Oct 02Clover Pakistan Limited, Annual General Meeting, Oct 28, 2025Clover Pakistan Limited, Annual General Meeting, Oct 28, 2025. Location: karachi Pakistan
Board Change • May 31Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 4 non-independent directors. Independent Director Aamir Ozari was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
New Risk • May 08New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (109% accrual ratio). Market cap is less than US$10m (PK₨1.32b market cap, or US$4.67m). Minor Risk Share price has been volatile over the past 3 months (7.0% average weekly change).
Reported Earnings • Apr 24Third quarter 2025 earnings released: EPS: PK₨1.04 (vs PK₨2.10 in 3Q 2024)Third quarter 2025 results: EPS: PK₨1.04 (down from PK₨2.10 in 3Q 2024). Revenue: PK₨559.9m (down 62% from 3Q 2024). Net income: PK₨40.5m (down 51% from 3Q 2024). Profit margin: 7.2% (up from 5.6% in 3Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 127% per year but the company’s share price has only increased by 29% per year, which means it is significantly lagging earnings growth.
お知らせ • Apr 04Clover Pakistan Limited Announces Resignation of Shehzad Mohsin as Chairman and Director, Effective April 3, 2025Clover Pakistan Limited has announced the resignation of Mr. Shehzad Mohsin from his positions as Chairman and Director, effective April 3, 2025. The company has communicated this decision to the relevant stakeholders, asking them to inform the TRE Certificate Holders of the Pakistan Stock Exchange. The company, which operates in the designated market category specific to the region, is now poised to undergo a period of transition as it seeks to appoint new leadership. Clover Pakistan Limited has not provided further details regarding the reasons behind Mr. Mohsin's resignation or the process for selecting his successor.
New Risk • Feb 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (119% accrual ratio). Market cap is less than US$10m (PK₨1.53b market cap, or US$5.47m). Minor Risk Share price has been volatile over the past 3 months (8.7% average weekly change).
Valuation Update With 7 Day Price Move • Jan 02Investor sentiment improves as stock rises 19%After last week's 19% share price gain to PK₨53.03, the stock trades at a trailing P/E ratio of 5.8x. Average trailing P/E is 20x in the Retail Distributors industry in Asia. Total returns to shareholders of 91% over the past three years.
Valuation Update With 7 Day Price Move • Dec 19Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to PK₨44.11, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 20x in the Retail Distributors industry in Asia. Total returns to shareholders of 75% over the past three years.
Valuation Update With 7 Day Price Move • Dec 03Investor sentiment improves as stock rises 19%After last week's 19% share price gain to PK₨47.17, the stock trades at a trailing P/E ratio of 5.2x. Average trailing P/E is 19x in the Retail Distributors industry in Asia. Total returns to shareholders of 90% over the past three years.
Reported Earnings • Oct 30First quarter 2025 earnings released: EPS: PK₨2.82 (vs PK₨0.089 loss in 1Q 2024)First quarter 2025 results: EPS: PK₨2.82 (up from PK₨0.089 loss in 1Q 2024). Revenue: PK₨825.4m (up PK₨818.9m from 1Q 2024). Net income: PK₨87.7m (up PK₨90.5m from 1Q 2024). Profit margin: 11% (up from net loss in 1Q 2024). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 120% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Sep 02Full year 2024 earnings released: EPS: PK₨6.18 (vs PK₨2.29 loss in FY 2023)Full year 2024 results: EPS: PK₨6.18 (up from PK₨2.29 loss in FY 2023). Revenue: PK₨1.81b (up PK₨1.75b from FY 2023). Net income: PK₨192.3m (up PK₨263.6m from FY 2023). Profit margin: 11% (up from net loss in FY 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 107% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
お知らせ • Aug 30Clover Pakistan Limited, Annual General Meeting, Sep 30, 2024Clover Pakistan Limited, Annual General Meeting, Sep 30, 2024. Location: at dream world, gulshan-e-maymar, super highway, karachi Pakistan
Valuation Update With 7 Day Price Move • Aug 14Investor sentiment improves as stock rises 21%After last week's 21% share price gain to PK₨47.34, the stock trades at a trailing P/E ratio of 49.7x. Average trailing P/E is 22x in the Retail Distributors industry in Asia. Total loss to shareholders of 16% over the past three years.
New Risk • Jan 17New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Pakistani stocks, typically moving 9.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.5% average weekly change). Earnings have declined by 46% per year over the past 5 years. Revenue is less than US$1m (PK₨77m revenue, or US$273k). Market cap is less than US$10m (PK₨770.5m market cap, or US$2.75m).
New Risk • Dec 01New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 6.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 46% per year over the past 5 years. Revenue is less than US$1m (PK₨77m revenue, or US$269k). Market cap is less than US$10m (PK₨735.6m market cap, or US$2.58m). Minor Risks Latest financial reports are more than 6 months old (reported March 2023 fiscal period end). Share price has been volatile over the past 3 months (6.7% average weekly change).
New Risk • Nov 25New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended March 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 46% per year over the past 5 years. Revenue is less than US$1m (PK₨77m revenue, or US$268k). Market cap is less than US$10m (PK₨623.2m market cap, or US$2.18m). Minor Risk Latest financial reports are more than 6 months old (reported March 2023 fiscal period end).
New Risk • Aug 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Pakistani stocks, typically moving 6.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 46% per year over the past 5 years. Revenue is less than US$1m (PK₨77m revenue, or US$266k). Market cap is less than US$10m (PK₨481.5m market cap, or US$1.67m). Minor Risk Share price has been volatile over the past 3 months (6.4% average weekly change).
Reported Earnings • Feb 26Second quarter 2023 earnings released: PK₨0.49 loss per share (vs PK₨0.85 loss in 2Q 2022)Second quarter 2023 results: PK₨0.49 loss per share (improved from PK₨0.85 loss in 2Q 2022). Revenue: PK₨30.3m (up 15% from 2Q 2022). Net loss: PK₨15.1m (loss narrowed 43% from 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has fallen by 44% per year, which means it is performing significantly worse than earnings.
Board Change • Nov 16Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director . Nausherwan was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
お知らせ • Aug 02Clover Pakistan Limited Announces Executive ChangesClover Pakistan Limited informed Pakistan Stock Exchange that Mr. Muhammad Kashif Naimatullah has been appointed as Company Secretary with effect from July 15, 2022 in place of Mr. Muhammad Bilal.
お知らせ • Jun 15Clover Pakistan Limited Appoints Mr. Shehzad Mohsin as ChairmanClover Pakistan Limited informed that Mr. Shehzad Mohsin has been appointed as Chairman of the company with effect from April 28, 2022.
お知らせ • Jun 10Clover Pakistan Limited Appoints of Shaista Khan as DirectorClover Pakistan Limited announced that Ms. Shaista Khan has been appointed as Directors of the company with effect from June 09, 2022.
Board Change • Apr 27Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Director . Nausherwan was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
Executive Departure • Oct 03Director Asad Azizi has left the companyOn the 23rd of September, Asad Azizi's tenure as Director ended after less than a year in the role. We don't have any record of a personal shareholding under Asad's name. A total of 4 executives have left over the last 12 months.
Executive Departure • Sep 29Director Asad Azizi has left the companyOn the 23rd of September, Asad Azizi's tenure as Director ended after less than a year in the role. We don't have any record of a personal shareholding under Asad's name. A total of 4 executives have left over the last 12 months.
Executive Departure • Jun 16Chief Financial Officer Muhammad Asim has left the companyOn the 10th of June, Muhammad Asim's tenure as Chief Financial Officer ended after 3.3 years in the role. We don't have any record of a personal shareholding under Muhammad's name. A total of 3 executives have left over the last 12 months.
Reported Earnings • Apr 29Third quarter 2021 earnings released: EPS PK₨0.09 (vs PK₨0.49 loss in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: PK₨131.8m (up 164% from 3Q 2020). Net income: PK₨2.74m (up PK₨17.9m from 3Q 2020). Profit margin: 2.1% (up from net loss in 3Q 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 65 percentage points per year, which is a significant difference in performance.
Executive Departure • Mar 23Company Secretary has left the companyOn the 15th of March, Basit Habib's tenure as Company Secretary ended after 1.2 years in the role. We don't have any record of a personal shareholding under Basit's name. A total of 2 executives have left over the last 12 months.
お知らせ • Mar 17Clover Pakistan Limited Announces Company Secretary ChangesClover Pakistan Limited announced appointment of Mr. Hassan Khurshid has been appointed as company secretary with effective March 15, 2021 in place of Mr.Basit Habib.
お知らせ • Feb 28Clover Pakistan Limited Announces Executive ChangesClover Pakistan Limited announced that Mr. Salim Chamdia has been appointed as Chairman with effect from February 26, 2021 in place of Mr. Muhammad Jamshed Azmet.
Reported Earnings • Feb 28Second quarter 2021 earnings released: PK₨2.50 loss per share (vs PK₨1.06 profit in 2Q 2020)The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2021 results: Revenue: PK₨88.9m (down 64% from 2Q 2020). Net loss: PK₨77.9m (down 334% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 62% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
Is New 90 Day High Low • Feb 26New 90-day low: PK₨68.33The company is down 10.0% from its price of PK₨75.90 on 27 November 2020. The Pakistani market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Retail Distributors industry, which is down 2.0% over the same period.
お知らせ • Feb 23Clover Pakistan Limited Announces Resignation of Muhammad Jamshed Azmet as DirectorClover Pakistan Limited announced that the Mr. Muhammad Jamshed Azmet, Director of the company has submitted his resignation as Director of the company.
Executive Departure • Feb 17Independent Director has left the companyOn the 12th of February, Irfan Hyder's tenure as Independent Director ended after 2.1 years in the role. As of December 2020, Irfan personally held only 625.00 shares (PK₨50k worth at the time). Irfan is the only executive to leave the company over the last 12 months.
お知らせ • Feb 13+ 1 more updateClover Pakistan Limited Announces Resignation of Irfan Ali Hyder, Independent Directors as Director of the CompanyClover Pakistan Limited informed Pakistan Stock Exchange that the Mr. Irfan Ali Hyder, Independent Directors has resigned, as Director of the company, due to personal reasons.
Is New 90 Day High Low • Feb 08New 90-day low: PK₨73.70The company is down 5.0% from its price of PK₨77.35 on 10 November 2020. The Pakistani market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Retail Distributors industry, which is down 3.0% over the same period.
Reported Earnings • Jan 21First quarter 2021 earnings released: PK₨0.72 loss per shareThe company reported a mediocre first quarter result with weaker earnings and control over expenses, although revenues were improved. First quarter 2021 results: Revenue: PK₨128.2m (up 43% from 1Q 2020). Net loss: PK₨22.5m (down 157% from profit in 1Q 2020). Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 23% per year, which means it is well ahead of earnings.
Reported Earnings • Jan 10Full year 2020 earnings released: PK₨4.98 loss per shareThe company reported a poor full year result with weaker earnings, revenues and control over expenses. Full year 2020 results: Revenue: PK₨394.4m (down 68% from FY 2019). Net loss: PK₨155.2m (down 162% from profit in FY 2019). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.
Is New 90 Day High Low • Nov 06New 90-day low: PK₨79.16The company is down 18% from its price of PK₨95.98 on 07 August 2020. The Pakistani market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Retail Distributors industry, which is down 5.0% over the same period.
お知らせ • Nov 06Clover Pakistan Limited Announces Board Changes, Effective November 04, 2020Clover Pakistan Limited announced that Mr. Salim Chamdia and Mr. Sohail Allana have been appointed as Director with effect from November 04, 2020.
お知らせ • Nov 05Clover Pakistan Limited, Annual General Meeting, Nov 27, 2020Clover Pakistan Limited, Annual General Meeting, Nov 27, 2020, at 11:00 Pakistan Standard Time.
Reported Earnings • Nov 05Full year 2020 earnings released: PK₨4.98 loss per shareThe company reported a poor full year result with weaker earnings, revenues and control over expenses. Full year 2020 results: Revenue: PK₨394.4m (down 68% from FY 2019). Net loss: PK₨155.2m (down 162% from profit in FY 2019). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.
Is New 90 Day High Low • Oct 03New 90-day low: PK₨90.36The company is down 6.0% from its price of PK₨95.89 on 03 July 2020. The Pakistani market is up 14% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Retail Distributors industry, which is up 2.0% over the same period.
お知らせ • Sep 20Clover Pakistan Limited Announces Board ChangesClover Pakistan Limited announced that Abdul Wahab Kodvavi and Rashid Ahmed Jafer Independent Directors have resigned, as Directors of the company, due to personal reasons.
