COL Financial Group（COL）株式概要COL Financial Group, Inc.はその子会社とともに、フィリピンと香港でオンライン金融サービスを提供している。 詳細COL ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長0/6過去の実績3/6財務の健全性5/6配当金4/6報酬株価収益率（ 15 x）は、 Capital Markets業界平均（ 16.8 x）を下回っています。リスク分析過去5年間で収益は年間2.3%減少しました。 不安定な配当実績 すべてのリスクチェックを見るCOL Community Fair Values Create NarrativeSee what 10 others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value₱Current Price₱1.3291.3% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture01b2016201920222025202620282031Revenue ₱1.1bEarnings ₱489.8mAdvancedSet Fair ValueView all narrativesCOL Financial Group, Inc. 競合他社Philippine Stock ExchangeSymbol: PSE:PSEMarket cap: ₱17.2bVantage EquitiesSymbol: PSE:VMarket cap: ₱3.6bDominion HoldingsSymbol: PSE:DHIMarket cap: ₱16.8bAgribank SecuritiesSymbol: HOSE:AGRMarket cap: ₫3.3t価格と性能株価の高値、安値、推移の概要COL Financial Group過去の株価現在の株価₱1.3252週高値₱1.6052週安値₱1.20ベータ-0.0621ヶ月の変化-2.22%3ヶ月変化-5.71%1年変化-14.29%3年間の変化-45.72%5年間の変化-59.76%IPOからの変化882.14%最新ニュースReported Earnings • May 20First quarter 2026 earnings released: EPS: ₱0.02 (vs ₱0.022 in 1Q 2025)First quarter 2026 results: EPS: ₱0.02. Revenue: ₱309.3m (up 12% from 1Q 2025). Net income: ₱140.7m (up 7.0% from 1Q 2025). Profit margin: 46% (down from 48% in 1Q 2025). The decrease in margin was driven by higher expenses.Recent Insider Transactions • May 12Insider recently sold ₱813k worth of stockOn the 7th of May, Catherine Ong sold around 625k shares on-market at roughly ₱1.30 per share. This transaction amounted to 1.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱3.3m more than they sold in the last 12 months.Declared Dividend • May 02Dividend of ₱0.058 announcedShareholders will receive a dividend of ₱0.058. Ex-date: 14th May 2026 Payment date: 4th June 2026 Dividend yield will be 4.2%, which is higher than the industry average of 2.6%. Sustainability & Growth Dividend is covered by earnings (19% earnings payout ratio) but not covered by cash flows (dividend approximately 5x free cash flows). The dividend has increased by an average of 3.2% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 3.9% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • May 01COL Financial Group, Inc. announces Annual dividend, payable on June 04, 2026COL Financial Group, Inc. announced Annual dividend of PHP 0.0194 per share payable on June 04, 2026, ex-date on May 14, 2026 and record date on May 15, 2026.Reported Earnings • Apr 07Full year 2025 earnings released: EPS: ₱0.09 (vs ₱0.082 in FY 2024)Full year 2025 results: EPS: ₱0.09 (up from ₱0.082 in FY 2024). Revenue: ₱1.17b (down 2.0% from FY 2024). Net income: ₱514.8m (up 5.9% from FY 2024). Profit margin: 44% (up from 41% in FY 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Mar 11Chairman & Founder recently bought ₱56k worth of stockOn the 5th of March, Edward Lee bought around 40k shares on-market at roughly ₱1.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱269k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.6m worth in shares.最新情報をもっと見るRecent updatesReported Earnings • May 20First quarter 2026 earnings released: EPS: ₱0.02 (vs ₱0.022 in 1Q 2025)First quarter 2026 results: EPS: ₱0.02. Revenue: ₱309.3m (up 12% from 1Q 2025). Net income: ₱140.7m (up 7.0% from 1Q 2025). Profit margin: 46% (down from 48% in 1Q 2025). The decrease in margin was driven by higher expenses.Recent Insider Transactions • May 12Insider recently sold ₱813k worth of stockOn the 7th of May, Catherine Ong sold around 625k shares on-market at roughly ₱1.30 per share. This transaction amounted to 1.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱3.3m more than they sold in the last 12 months.Declared Dividend • May 02Dividend of ₱0.058 announcedShareholders will receive a dividend of ₱0.058. Ex-date: 14th May 2026 Payment date: 4th June 2026 Dividend yield will be 4.2%, which is higher than the industry average of 2.6%. Sustainability & Growth Dividend is covered by earnings (19% earnings payout ratio) but not covered by cash flows (dividend approximately 5x free cash flows). The dividend has increased by an average of 3.2% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 3.9% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • May 01COL Financial Group, Inc. announces Annual dividend, payable on June 04, 2026COL Financial Group, Inc. announced Annual dividend of PHP 0.0194 per share payable on June 04, 2026, ex-date on May 14, 2026 and record date on May 15, 2026.Reported Earnings • Apr 07Full year 2025 earnings released: EPS: ₱0.09 (vs ₱0.082 in FY 2024)Full year 2025 results: EPS: ₱0.09 (up from ₱0.082 in FY 2024). Revenue: ₱1.17b (down 2.0% from FY 2024). Net income: ₱514.8m (up 5.9% from FY 2024). Profit margin: 44% (up from 41% in FY 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Mar 11Chairman & Founder recently bought ₱56k worth of stockOn the 5th of March, Edward Lee bought around 40k shares on-market at roughly ₱1.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱269k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.6m worth in shares.Recent Insider Transactions • Mar 07Chairman & Founder recently bought ₱68k worth of stockOn the 27th of February, Edward Lee bought around 50k shares on-market at roughly ₱1.37 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱269k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.6m worth in shares.Recent Insider Transactions • Feb 07Chairman & Founder recently bought ₱106k worth of stockOn the 30th of January, Edward Lee bought around 76k shares on-market at roughly ₱1.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱269k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.8m worth in shares.Recent Insider Transactions • Jan 21Vice-Chairman recently bought ₱269k worth of stockOn the 19th of January, Alexander Yu bought around 205k shares on-market at roughly ₱1.31 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Alexander's only on-market trade for the last 12 months.お知らせ • Jan 05COL Financial Group, Inc. Announces Executive ChangesCOL Financial Group, Inc. held a meeting of the Board of Directors on January 5, 2026, and approved the following resolutions: Appointment of Mr. Mark Jasson C. Ilao as Head of Strategic Execution effective on January 5, 2026. Mr. Ilao is a seasoned capital markets and wealth management professional with over a decade of broad industry exposure across buy-side, sell-side, and digital financial platforms. He previously served as the Head of Capital Markets at Globe Fintech Innovations Inc. (parent company of GCash), leading investor relations and strategic banking partnerships, and earlier held wealth management leadership roles, helping scale the company’s wealth business to millions of users through product expansion, platform improvements, and financial literacy programs. Before joining GCash, Mark headed the funds distribution business at COL Financial, where he launched the Philippines’ first online fund distribution platform and contributed to several of the company’s strategic growth initiatives. He began his career at BDO Trust and Investments Group, working across equities, fixed income, and macroeconomic research. Mark holds both the CFA and CIPM designations and previously served as a Board Member of CFA Society Philippines. He graduated magna cum laude with a degree in Management Engineering from the Ateneo de Manila University. The company accepted the resignation of Atty. Sharon T. Lim as VP – Head of Legal & Compliance/Compliance Officer/Corporate Secretary/Member of the Nomination Committee effective on January 10, 2026. The company appointed Atty. Stephanie Faye B. Reyes as Compliance Officer/Corporate Secretary/Member of the Nomination Committee effective on January 10, 2026. Atty. Reyes started with the Corporation as its Legal Manager, and was later appointed as Senior Legal Manager, then Deputy Head of Legal. She was appointed as Assistant Corporate Secretary in 2018, and serves as the Assistant Corporate Secretary of COL Equity Index Unitized Mutual Fund, Inc., COL Strategic Growth Equity Unitized Mutual Fund, Inc., and COL Investment Management, Inc. She previously worked in Paredes Garcia & Golez Law Office and Chan Robles and Associates. She graduated with a Juris Doctor degree from the University of the Philippines College of Law and a degree in AB Interdisciplinary Studies from the Ateneo de Manila University. She was admitted to the Philippine Bar in 2015 and is a licensed Associated Person.Reported Earnings • Nov 20Third quarter 2025 earnings releasedThird quarter 2025 results: Revenue: ₱335.7m (up 6.2% from 3Q 2024). Net income: ₱175.6m (up 5.4% from 3Q 2024). Profit margin: 52% (in line with 3Q 2024).お知らせ • Nov 18COL Financial Group, Inc., Annual General Meeting, Apr 30, 2026COL Financial Group, Inc., Annual General Meeting, Apr 30, 2026, at 14:00 W. Australia Standard Time. Location: livestream (link to be provided), PhilippinesRecent Insider Transactions • Oct 02Chairman & Founder recently bought ₱289k worth of stockOn the 29th of September, Edward Lee bought around 200k shares on-market at roughly ₱1.44 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱1.6m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱4.1m worth in shares.Recent Insider Transactions • Sep 16Chairman & Founder recently bought ₱737k worth of stockOn the 12th of September, Edward Lee bought around 495k shares on-market at roughly ₱1.49 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱1.6m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.8m worth in shares.Recent Insider Transactions • Sep 10Chairman & Founder recently bought ₱1.6m worth of stockOn the 4th of September, Edward Lee bought around 1m shares on-market at roughly ₱1.52 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.1m worth in shares.Reported Earnings • Aug 20Second quarter 2025 earnings released: EPS: ₱0.021 (vs ₱0.024 in 2Q 2024)Second quarter 2025 results: EPS: ₱0.021 (down from ₱0.024 in 2Q 2024). Revenue: ₱286.4m (flat on 2Q 2024). Net income: ₱124.4m (down 7.3% from 2Q 2024). Profit margin: 43% (down from 47% in 2Q 2024). Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has fallen by 19% per year, which means it is significantly lagging earnings.お知らせ • Jul 02COL Financial Group, Inc. Announces Appointment of Melvin J. Esteban as Head of Wealth Management, Effective July 1, 2025COL Financial Group, Inc. announced the appointment of Melvin J. Esteban as Head of Wealth Management, effective July 1, 2025. Mr. Melvin J. Esteban is the first and only Filipino recipient of the Young ASEAN Manager Award (YAMA), conferred in Kuala Lumpur, Malaysia. He is also the first and only Filipino to have chaired the ASEAN Insurance Congress, a premier regional forum for insurance and financial leaders. He is a Fellow of the Life Management Institute (FLMI) with Distinction and holds multiple international designations, including Certified Financial Planner (CFP®), Registered Financial Planner (RFP) accredited by the Registered Financial Planning Institute in the USA, and Certified Financial Consultant (CFC) awarded with High Distinction by the Institute of Financial Consultants in Canada. With nearly three decades of experience in the financial services industry, Mr. Esteban has demonstrated leadership and expertise in Fund Management, Marketing, Product Development, Strategic Business Development, Profit Center Management, and Workplace Learning and Development. He served as Head of Wealth Management Specialists and Soliciting Official for Citibank N.A. in North America, and as Senior Consultant for Citibank Malaysia. Mr. Esteban holds a Bachelor of Science degree in Mathematics from the University of the Philippines, with minors in operations research, actuarial sciences, C programming, and physics. His academic credentials include postgraduate studies at the College of Financial Planning in Colorado, USA, completion of the Managing Family Corporations for Succession Planning program at the Asian Institute of Management, and a Post-Baccalaureate Diploma in Workplace Learning and Development with Distinction from De La Salle University, Philippines.Reported Earnings • May 21First quarter 2025 earnings released: EPS: ₱0.02 (vs ₱0.02 in 1Q 2024)First quarter 2025 results: EPS: ₱0.02 (in line with 1Q 2024). Revenue: ₱275.3m (down 3.8% from 1Q 2024). Net income: ₱131.5m (up 13% from 1Q 2024). Profit margin: 48% (up from 41% in 1Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 18% per year, which means it is significantly lagging earnings.Recent Insider Transactions • May 10Chairman & Founder recently bought ₱67k worth of stockOn the 2nd of May, Edward Lee bought around 42k shares on-market at roughly ₱1.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱323k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱1.2m worth in shares.Declared Dividend • Apr 27Dividend of ₱0.055 announcedShareholders will receive a dividend of ₱0.055. Ex-date: 15th May 2025 Payment date: 4th June 2025 Dividend yield will be 3.6%, which is higher than the industry average of 2.6%. Sustainability & Growth Dividend is covered by both earnings (20% earnings payout ratio) and cash flows (88% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 1.2% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Apr 25+ 1 more updateCol Financial Group, Inc. Declares Regular Cash Dividend, Payable on June 4, 2025The meeting of the Board of Directors of COL Financial Group, Inc. held on 25 April 2025, the Board approved the declaration and payment of regular cash dividend of PHP 0.0157 pre share from the unappropriated retained earnings of the Company as of 31 December 2024. Record Date May 16, 2025, Payment Date June 4, 2025.Reported Earnings • Mar 28Full year 2024 earnings released: EPS: ₱0.08 (vs ₱0.072 in FY 2023)Full year 2024 results: EPS: ₱0.08 (up from ₱0.072 in FY 2023). Revenue: ₱1.19b (up 9.6% from FY 2023). Net income: ₱486.3m (up 14% from FY 2023). Profit margin: 41% (up from 39% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 20% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Mar 12Chairman & Founder recently bought ₱323k worth of stockOn the 5th of March, Edward Lee bought around 202k shares on-market at roughly ₱1.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱1.7m worth in shares.Recent Insider Transactions • Mar 01Chairman & Founder recently bought ₱64k worth of stockOn the 21st of February, Edward Lee bought around 40k shares on-market at roughly ₱1.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱185k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.4m worth in shares.Recent Insider Transactions • Feb 12Chairman & Founder recently bought ₱114k worth of stockOn the 7th of February, Edward Lee bought around 73k shares on-market at roughly ₱1.56 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱185k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.4m worth in shares.Recent Insider Transactions • Jan 31Chairman & Founder recently bought ₱82k worth of stockOn the 24th of January, Edward Lee bought around 50k shares on-market at roughly ₱1.64 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱185k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.9m worth in shares.Recent Insider Transactions • Jan 09Chairman & Founder recently bought ₱61k worth of stockOn the 3rd of January, Edward Lee bought around 37k shares on-market at roughly ₱1.65 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱185k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.8m worth in shares.Recent Insider Transactions • Jan 03Chairman & Founder recently bought ₱185k worth of stockOn the 27th of December, Edward Lee bought around 110k shares on-market at roughly ₱1.68 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.8m worth in shares.Reported Earnings • Nov 19Third quarter 2024 earnings released: EPS: ₱0.04 (vs ₱0.024 in 3Q 2023)Third quarter 2024 results: EPS: ₱0.04 (up from ₱0.024 in 3Q 2023). Revenue: ₱316.0m (up 24% from 3Q 2023). Net income: ₱166.6m (up 30% from 3Q 2023). Profit margin: 53% (up from 50% in 3Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has fallen by 19% per year, which means it is performing significantly worse than earnings.お知らせ • Nov 15COL Financial Group, Inc., Annual General Meeting, Apr 25, 2025COL Financial Group, Inc., Annual General Meeting, Apr 25, 2025, at 14:00 W. Australia Standard Time. Location: livestream (link to be provided), PhilippinesRecent Insider Transactions • Oct 09VP & Head of Client Services recently bought ₱4.1m worth of stockOn the 3rd of October, Joyce Chan bought around 2m shares on-market at roughly ₱2.21 per share. This transaction amounted to 46% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold ₱78m more in shares than they bought in the last 12 months.Recent Insider Transactions • Oct 02Vice-Chairman recently bought ₱429k worth of stockOn the 24th of September, Alexander Yu bought around 195k shares on-market at roughly ₱2.20 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱6.3m worth in shares.Recent Insider Transactions • Sep 14Chairman & Founder recently bought ₱172k worth of stockOn the 10th of September, Edward Lee bought around 78k shares on-market at roughly ₱2.20 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱4.3m worth in shares.お知らせ • Aug 20COL Financial Group, Inc. Announces Board ChangesCOL Financial Group, Inc. board at its meeting held on August 16, 2024 announced acceptance of the resignation of Mr. Obara as Director. And election of Mr. Kosuke Mizuno as Director and to serve for the remainder of the term of Mr. Sohei Obara. Mr. Kosuke Mizuno is currently appointed as Head of Asia & Oceania within Daiwa Securities Group Inc. Mr. Mizuno has spent 32 years working in the securities industry in countries all across the globe, namely, Hong Kong, Singapore, Japan, and the United States. He has held various senior positions within the Daiwa group and has acquired extensive business knowledge and supervisory experience with respect to business management. He graduated from Keio University in 1992 with a Bachelor of Arts Degree in Economics and completed the Stanford Executive Program in 2023 at Stanford Business School.Reported Earnings • Aug 20Second quarter 2024 earnings released: EPS: ₱0.03 (vs ₱0.02 in 2Q 2023)Second quarter 2024 results: EPS: ₱0.03 (up from ₱0.02 in 2Q 2023). Revenue: ₱286.0m (up 12% from 2Q 2023). Net income: ₱134.3m (up 14% from 2Q 2023). Profit margin: 47% (in line with 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 18% per year whereas the company’s share price has fallen by 19% per year.Recent Insider Transactions • Jun 20Chairman & Founder recently bought ₱68k worth of stockOn the 13th of June, Edward Lee bought around 30k shares on-market at roughly ₱2.28 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱674k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.4m worth in shares.Reported Earnings • May 21First quarter 2024 earnings released: EPS: ₱0.02 (vs ₱0.033 in 1Q 2023)First quarter 2024 results: EPS: ₱0.02 (down from ₱0.033 in 1Q 2023). Revenue: ₱286.3m (down 9.4% from 1Q 2023). Net income: ₱116.3m (down 27% from 1Q 2023). Profit margin: 41% (down from 50% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.Declared Dividend • Apr 29Dividend increased to ₱0.065Dividend of ₱0.065 is 55% higher than last year. Ex-date: 16th May 2024 Payment date: 5th June 2024 Dividend yield will be 2.8%, which is higher than the industry average of 2.6%. Sustainability & Growth Dividend is covered by earnings (12% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. The company's earnings per share (EPS) would need to decline by 86% to shift the payout ratio to a potentially unsustainable range, which is more than the 3.6% EPS decline seen over the last 5 years.お知らせ • Apr 27+ 1 more updateCOL Financial Group, Inc. Approves Special Cash Dividend, Payable on June 5, 2024COL Financial Group, Inc. informed that at the meeting of the Board of Directors held on 26 April 2024, the Board approved the payment of special cash dividend of PHP 0.0465 per share from the unappropriated retained earnings of the Company as of 31 December 2023, payable on June 5, 2024 to stockholders and record as of May 17, 2024.New Risk • Apr 11New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: ₱24m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 6.9% per year over the past 5 years. Minor Risk Significant insider selling over the past 3 months (₱24m sold).Recent Insider Transactions • Apr 10Insider recently sold ₱24m worth of stockOn the 5th of April, Catherine Ong sold around 10m shares on-market at roughly ₱2.37 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₱13m more than they bought in the last 12 months.Reported Earnings • Apr 02Full year 2023 earnings released: EPS: ₱0.09 (vs ₱0.051 in FY 2022)Full year 2023 results: EPS: ₱0.09 (up from ₱0.051 in FY 2022). Revenue: ₱1.09b (up 31% from FY 2022). Net income: ₱426.6m (up 75% from FY 2022). Profit margin: 39% (up from 29% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.Recent Insider Transactions • Mar 19Chairman & Founder recently bought ₱587k worth of stockOn the 12th of March, Edward Lee bought around 242k shares on-market at roughly ₱2.43 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱1.4m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱6.0m worth in shares.Recent Insider Transactions • Mar 06Vice-Chairman recently bought ₱504k worth of stockOn the 28th of February, Alexander Yu bought around 210k shares on-market at roughly ₱2.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱1.4m. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱4.5m worth in shares.お知らせ • Feb 16COL Financial Group, Inc., Annual General Meeting, Apr 26, 2024COL Financial Group, Inc., Annual General Meeting, Apr 26, 2024, at 14:00 Singapore Standard Time. Agenda: To consider As approved by a majority of the Board of Directors, the Company will be conducting the annual stockholders' meeting by remote communication; to consider In light of the recent correspondence from its subsidiary, COL Securities (HK) Limited, on its intended cessation of brokerage business, the appointment of authorized representatives to vote the Company's shares approving such closure at any meeting called for the purpose; to consider other matters if any.Recent Insider Transactions • Jan 10Vice-Chairman recently bought ₱360k worth of stockOn the 3rd of January, Alexander Yu bought around 140k shares on-market at roughly ₱2.57 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱818k. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱876k worth in shares.Recent Insider Transactions • Dec 22Vice-Chairman recently bought ₱230k worth of stockOn the 18th of December, Alexander Yu bought around 92k shares on-market at roughly ₱2.50 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱818k. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱556k worth in shares.Recent Insider Transactions • Dec 09Vice-Chairman recently bought ₱90k worth of stockOn the 6th of December, Alexander Yu bought around 35k shares on-market at roughly ₱2.58 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱16m. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱326k worth in shares.Reported Earnings • Nov 21Third quarter 2023 earnings released: EPS: ₱0.03 (vs ₱0.015 in 3Q 2022)Third quarter 2023 results: EPS: ₱0.03 (up from ₱0.015 in 3Q 2022). Revenue: ₱255.7m (up 28% from 3Q 2022). Net income: ₱128.3m (up 86% from 3Q 2022). Profit margin: 50% (up from 35% in 3Q 2022). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.Recent Insider Transactions • Nov 14Chairman & Founder recently bought ₱171k worth of stockOn the 9th of November, Edward Lee bought around 60k shares on-market at roughly ₱2.84 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱16m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.9m worth in shares.Recent Insider Transactions • Oct 20Chairman & Founder recently bought ₱818k worth of stockOn the 18th of October, Edward Lee bought around 282k shares on-market at roughly ₱2.90 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱16m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.7m worth in shares.お知らせ • Sep 29COL Financial Group, Inc. announced that it expects to receive funding from Daiwa Securities Group Inc.COL Financial Group, Inc. announced that it will raise an equity round of funding on September 28, 2023. The transaction will include participation from returning investor, Daiwa Securities Group Inc.Recent Insider Transactions • Sep 06Chairman & Founder recently bought ₱114k worth of stockOn the 4th of September, Edward Lee bought around 38k shares on-market at roughly ₱3.01 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱689k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱4.0m worth in shares.Reported Earnings • Aug 19Second quarter 2023 earnings released: EPS: ₱0.02 (vs ₱0.01 in 2Q 2022)Second quarter 2023 results: EPS: ₱0.02 (up from ₱0.01 in 2Q 2022). Revenue: ₱255.2m (up 49% from 2Q 2022). Net income: ₱118.3m (up 141% from 2Q 2022). Profit margin: 46% (up from 29% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.Recent Insider Transactions • Aug 15Chairman & Founder recently bought ₱256k worth of stockOn the 11th of August, Edward Lee bought around 85k shares on-market at roughly ₱3.01 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱689k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.8m worth in shares.Recent Insider Transactions • Jun 30Chairman & Founder recently bought ₱177k worth of stockOn the 27th of June, Edward Lee bought around 60k shares on-market at roughly ₱2.96 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱689k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.5m worth in shares.Recent Insider Transactions • Jun 08Insider recently sold ₱1.5m worth of stockOn the 5th of June, Catherine Ong sold around 500k shares on-market at roughly ₱3.06 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱455k more than they sold in the last 12 months.Recent Insider Transactions • May 24Chairman & Founder recently bought ₱487k worth of stockOn the 17th of May, Edward Lee bought around 157k shares on-market at roughly ₱3.10 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.8m worth in shares.Reported Earnings • May 20First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: ₱315.9m (up 37% from 1Q 2022). Net income: ₱158.3m (up 75% from 1Q 2022). Profit margin: 50% (up from 39% in 1Q 2022). The increase in margin was driven by higher revenue.Upcoming Dividend • May 04Upcoming dividend of ₱0.042 per share at 2.9% yieldEligible shareholders must have bought the stock before 11 May 2023. Payment date: 02 June 2023. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of Filipino dividend payers (5.8%). Higher than average of industry peers (2.5%).Reported Earnings • Mar 31Full year 2022 earnings released: EPS: ₱0.05 (vs ₱0.12 in FY 2021)Full year 2022 results: EPS: ₱0.05 (down from ₱0.12 in FY 2021). Revenue: ₱831.0m (down 37% from FY 2021). Net income: ₱244.0m (down 58% from FY 2021). Profit margin: 29% (down from 44% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 24% per year, which means it is well ahead of earnings.Recent Insider Transactions • Mar 10Chairman & Founder recently bought ₱109k worth of stockOn the 6th of March, Edward Lee bought around 35k shares on-market at roughly ₱3.11 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱989k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.3m worth in shares.Recent Insider Transactions • Feb 15Chairman & Founder recently bought ₱101k worth of stockOn the 9th of February, Edward Lee bought around 32k shares on-market at roughly ₱3.17 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱989k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.2m worth in shares.Recent Insider Transactions • Jan 27Chairman & Founder recently bought ₱544k worth of stockOn the 19th of January, Edward Lee bought around 169k shares on-market at roughly ₱3.22 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱1.1m worth in shares.Recent Insider Transactions • Dec 20Insider recently sold ₱666k worth of stockOn the 16th of December, Juan Jaime Barredo sold around 205k shares on-market at roughly ₱3.25 per share. This transaction amounted to 2.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱1.4m more than they sold in the last 12 months.Valuation Update With 7 Day Price Move • Dec 06Investor sentiment improved over the past weekAfter last week's 15% share price gain to ₱3.40, the stock trades at a trailing P/E ratio of 78x. Average trailing P/E is 60x in the Capital Markets industry in Philippines. Total returns to shareholders of 97% over the past three years.Reported Earnings • Nov 17Third quarter 2022 earnings released: EPS: ₱0.01 (vs ₱0.02 in 3Q 2021)Third quarter 2022 results: EPS: ₱0.01 (down from ₱0.02 in 3Q 2021). Revenue: ₱199.8m (down 15% from 3Q 2021). Net income: ₱69.1m (down 34% from 3Q 2021). Profit margin: 35% (down from 44% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 20% per year, which means it is well ahead of earnings.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Betty Siy-Yap was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Oct 29Vice-Chairman recently bought ₱79k worth of stockOn the 27th of October, Alexander Yu bought around 25k shares on-market at roughly ₱3.14 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱1.8m worth in shares.Recent Insider Transactions • Sep 24Insider recently sold ₱64k worth of stockOn the 21st of September, Juan Jaime Barredo sold around 19k shares on-market at roughly ₱3.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱2.2m more than they sold in the last 12 months.Reported Earnings • Aug 18Second quarter 2022 earnings released: EPS: ₱0.01 (vs ₱0.02 in 2Q 2021)Second quarter 2022 results: EPS: ₱0.01 (down from ₱0.02 in 2Q 2021). Revenue: ₱171.4m (down 26% from 2Q 2021). Net income: ₱49.2m (down 57% from 2Q 2021). Profit margin: 29% (down from 50% in 2Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has increased by 23% per year, which means it is well ahead of earnings.お知らせ • Aug 16COL Financial Group, Inc. Announces Board ChangesCOL Financial Group, Inc. at its board meeting held on August 15, 2022 announced resignation of Seiji Okita as Director and election of Sohei Obara as Director and to serve for the remainder of the term. Sohei Obara currently belongs to the Global Business Development Section in International Business Planning Department of Daiwa Securities Group, Inc., where he promotes international alliance and investment strategy. He has extensive experience in the Retail Sales, Corporate Planning and Risk Management since he started his career in Daiwa Securities Group Inc. in 2007. He graduated with his Bachelor of Physics from Tokyo University of Agriculture and Technology.Reported Earnings • May 22First quarter 2022 earnings released: EPS: ₱0.02 (vs ₱0.077 in 1Q 2021)First quarter 2022 results: EPS: ₱0.02 (down from ₱0.077 in 1Q 2021). Revenue: ₱230.7m (down 61% from 1Q 2021). Net income: ₱90.5m (down 75% from 1Q 2021). Profit margin: 39% (down from 62% in 1Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 24% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • May 04Upcoming dividend of ₱0.085 per shareEligible shareholders must have bought the stock before 11 May 2022. Payment date: 02 June 2022. Payout ratio is a comfortable 16% but the company is not cash flow positive. Trailing yield: 1.8%. Lower than top quartile of Filipino dividend payers (4.7%). Lower than average of industry peers (3.0%).お知らせ • Apr 27+ 1 more updateCOL Financial Group, Inc. Announces Special Cash Dividend for the Year Ended 31 December 2021, Payable on 2 June 2022At the meeting of the Board of Directors of COL Financial Group, Inc. held on 27 April 2022, the Board approved the declaration and payment of special cash dividend of PHP 0.061 from the unappropriated retained earnings of the Company as of 31 December 2021. Record Date: 16 May 2022. Payment Date: 2 June 2022.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Betty Siy-Yap was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Feb 18COL Financial Group, Inc., Annual General Meeting, Apr 27, 2022COL Financial Group, Inc., Annual General Meeting, Apr 27, 2022, at 14:00 Singapore Standard Time.Reported Earnings • Nov 21Third quarter 2021 earnings released: EPS ₱0.02 (vs ₱0.019 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: ₱236.1m (up 12% from 3Q 2020). Net income: ₱104.0m (up 12% from 3Q 2020). Profit margin: 44% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 38% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Sep 29Director recently sold ₱1.3b worth of stockOn the 24th of September, Paulwell Han sold around 300m shares on-market at roughly ₱4.30 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₱1.2b more than they bought in the last 12 months.Recent Insider Transactions • Sep 25Director recently bought ₱430k worth of stockOn the 16th of September, Raymond Yu bought around 100k shares on-market at roughly ₱4.30 per share. In the last 3 months, there was an even bigger purchase from another insider worth ₱1.4m. Insiders have collectively bought ₱46m more in shares than they have sold in the last 12 months.Executive Departure • Aug 26Director Hokushin Kido has left the companyOn the 17th of August, Hokushin Kido's tenure as Director ended after 4.3 years in the role. As of June 2021, Hokushin still personally held only 10.00 shares (₱44.0 worth at the time). A total of 3 executives have left over the last 12 months. The current median tenure of the management team is less than a year, which is considered inexperienced in the Simply Wall St Risk Model.Reported Earnings • Aug 22Second quarter 2021 earnings released: EPS ₱0.02 (vs ₱0.026 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and revenues, although profit margins were improved. Second quarter 2021 results: Revenue: ₱229.9m (down 14% from 2Q 2020). Net income: ₱114.6m (down 6.4% from 2Q 2020). Profit margin: 50% (up from 46% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 38% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Aug 18Vice-Chairman recently sold ₱133k worth of stockOn the 10th of August, Alexander Yu sold around 30k shares on-market at roughly ₱4.44 per share. In the last 3 months, they made an even bigger sale worth ₱155k. Alexander has been a seller over the last 12 months, reducing personal holdings by ₱31m.Recent Insider Transactions • Jul 30Vice-Chairman recently bought ₱66k worth of stockOn the 27th of July, Alexander Yu bought around 15k shares on-market at roughly ₱4.37 per share. In the last 3 months, there was an even bigger purchase from another insider worth ₱1.8m. Despite this recent buy, Alexander has been a net seller over the last 12 months, reducing personal holdings by ₱31m.Recent Insider Transactions • Jul 03Chairman & Founder recently bought ₱1.4m worth of stockOn the 30th of June, Edward Lee bought around 319k shares on-market at roughly ₱4.34 per share. In the last 3 months, they made an even bigger purchase worth ₱1.8m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.7m worth in shares.Recent Insider Transactions • Jun 18Chairman & Founder recently bought ₱1.8m worth of stockOn the 14th of June, Edward Lee bought around 435k shares on-market at roughly ₱4.09 per share. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.8m worth in shares.Reported Earnings • May 20First quarter 2021 earnings released: EPS ₱0.08 (vs ₱0.017 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: ₱589.7m (up 195% from 1Q 2020). Net income: ₱365.8m (up 354% from 1Q 2020). Profit margin: 62% (up from 40% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 35% per year, which means it is well ahead of earnings.お知らせ • May 17+ 1 more updateCOL Financial Group, Inc. Approves Special Dividend for the Year Ended December 31, 2020, Payable on June 9, 2021COL Financial Group, Inc. at the SBM held on May 14, 2021, the board approved special dividend of PHP 0.045 per share for the year ended December 31, 2020, payable on June 9, 2021 and record date of May 28, 2021.Reported Earnings • Apr 18Full year 2020 earnings released: EPS ₱0.089 (vs ₱0.096 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: ₱1.08b (down 1.7% from FY 2019). Net income: ₱424.3m (down 7.5% from FY 2019). Profit margin: 39% (down from 42% in FY 2019). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 33% per year, which means it is well ahead of earnings.お知らせ • Mar 03COL Financial Group, Inc. Announces Management changesCOL Financial Group, Inc. at its SBM approved resignation of Catherine L. Ong as Director, effective date of resignation is February 26, 2021. Also election of Ms. Betty C. Siy-Yap and Mr. Roberto C. Benares as Independent Directors, effective date of appointment election is February 26, 2021. Appointment of Ms. Betty C. Siy-Yap to the Audit Committee and Mr. Roberto C. Benares to the Remuneration Committee. Ms. Betty C. Siy-Yap and Mr. Roberto C. Benares were elected as Independent Directors to fill the seats left vacant by the demise of Mr. Khoo Boo Boon and resignation of Ms. Catherine L. Ong. Ms. Siy-Yap is the SVP and Chief Finance Officer and Chief Risk Officer of Manila Electric Company. She sits in the Board of Directors of Clark Electric Distribution Corporation, CIS Bayad Center, Inc., Meralco Industrial Engineering Services Corporation, MERALCO PowerGen Corporation, and MRail, Inc. She is the President of Lighthouse Overseas Insurance Limited, a Trustee of First Pacific Leadership Academy, Inc. and MVP Sports Foundation, Inc. Mr. Benares currently sits in the Board of Directors of the Bank of Commerce, BlastAsia Corporation, and Quokka Development Corporation. He was the President and CEO of the Bank of Commerce from 2013 to 2018.お知らせ • Mar 01COL Financial Group, Inc., Annual General Meeting, May 21, 2021COL Financial Group, Inc., Annual General Meeting, May 21, 2021, at 15:00 China Standard Time.Recent Insider Transactions • Feb 17Vice-Chairman recently sold ₱111k worth of stockOn the 8th of February, Alexander Yu sold around 27k shares on-market at roughly ₱4.12 per share. In the last 3 months, there was an even bigger sale from another insider worth ₱2.1m. Despite the recent sale, Alexander has been a buyer over the last 12 months, purchasing a net total of ₱2.0m worth of shares.Recent Insider Transactions • Feb 12Insider recently sold ₱1.0m worth of stockOn the 5th of February, Juan Jaime Barredo sold around 250k shares on-market at roughly ₱4.03 per share. In the last 3 months, they made an even bigger sale worth ₱2.1m. Despite this recent sale, insiders have collectively bought ₱42m more than they sold in the last 12 months.Recent Insider Transactions • Feb 03Director recently bought ₱1.7m worth of stockOn the 29th of January, Paulwell Han bought around 455k shares on-market at roughly ₱3.79 per share. In the last 3 months, they made an even bigger purchase worth ₱8.4m. Insiders have collectively bought ₱43m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Jan 31Vice-Chairman recently sold ₱93k worth of stockOn the 22nd of January, Alexander Yu sold around 22k shares on-market at roughly ₱4.22 per share. In the last 3 months, they made an even bigger sale worth ₱8.4m. Despite the recent sale, Alexander has been a buyer over the last 12 months, purchasing a net total of ₱1.9m worth of shares.Recent Insider Transactions • Jan 29Vice-Chairman recently bought ₱489k worth of stockOn the 21st of January, Alexander Yu bought around 122k shares on-market at roughly ₱4.01 per share. In the last 3 months, there was an even bigger purchase from another insider worth ₱8.4m. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱1.9m worth in shares.株主還元COLPH Capital MarketsPH 市場7D3.1%-1.4%-0.4%1Y-14.3%-3.5%-4.3%株主還元を見る業界別リターン: COL過去 1 年間で-3.5 % の収益を上げたPH Capital Markets業界を下回りました。リターン対市場: COLは、過去 1 年間で-4.3 % のリターンを上げたPH市場を下回りました。価格変動Is COL's price volatile compared to industry and market?COL volatilityCOL Average Weekly Movement4.1%Capital Markets Industry Average Movement5.5%Market Average Movement5.2%10% most volatile stocks in PH Market9.4%10% least volatile stocks in PH Market2.9%安定した株価: COL 、 PH市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: COLの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1999n/aDino Batewww.colfinancial.comCOL Financial Group, Inc.はその子会社とともに、フィリピンと香港でオンライン金融サービスを提供している。同社のオンライン・トレーディング・プラットフォームであるcolfinancial.comは、リアルタイムのマーケット情報と執行、投資ツールと機能性、株式市場調査と分析を提供している。同社は信用取引口座、ファンダメンタル分析とテクニカル分析レポートを提供するリサーチ、COL簡単投資プログラムを提供している。また、投資を管理する投資アプローチやアドバイザリーサービスを含むプロフェッショナルな株式アドバイザリーサービス、株式市場投資の基礎知識を無料で提供する投資家セミナーシリーズ、株式仲介やファンドの販売サービスも提供している。同社は以前CitisecOnline.com, Inc.として知られていたが、2012年3月にCOL Financial Group, Inc.に社名を変更した。COL Financial Group, Inc.は1999年に法人化され、フィリピンのパシグに本社を置いている。COL Financial Group, Inc.はPCD Nominee Corporationの子会社として運営されています。もっと見るCOL Financial Group, Inc. 基礎のまとめCOL Financial Group の収益と売上を時価総額と比較するとどうか。COL 基礎統計学時価総額₱7.73b収益（TTM）₱523.94m売上高(TTM)₱1.20b15.0xPER（株価収益率6.5xP/SレシオCOL は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計COL 損益計算書（TTM）収益₱1.20b売上原価₱311.93m売上総利益₱887.59mその他の費用₱363.65m収益₱523.94m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）0.088グロス・マージン74.00%純利益率43.68%有利子負債／自己資本比率0%COL の長期的なパフォーマンスは？過去の実績と比較を見る配当金4.4%現在の配当利回り22%配当性向COL 配当は確実ですか？COL 配当履歴とベンチマークを見るCOL 、いつまでに購入すれば配当金を受け取れますか？COL Financial Group 配当日配当落ち日May 14 2026配当支払日Jun 04 2026配当落ちまでの日数22 days配当支払日までの日数1 dayCOL 配当は確実ですか？COL 配当履歴とベンチマークを見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/04 13:19終値2026/06/04 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋COL Financial Group, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • May 20First quarter 2026 earnings released: EPS: ₱0.02 (vs ₱0.022 in 1Q 2025)First quarter 2026 results: EPS: ₱0.02. Revenue: ₱309.3m (up 12% from 1Q 2025). Net income: ₱140.7m (up 7.0% from 1Q 2025). Profit margin: 46% (down from 48% in 1Q 2025). The decrease in margin was driven by higher expenses.
Recent Insider Transactions • May 12Insider recently sold ₱813k worth of stockOn the 7th of May, Catherine Ong sold around 625k shares on-market at roughly ₱1.30 per share. This transaction amounted to 1.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱3.3m more than they sold in the last 12 months.
Declared Dividend • May 02Dividend of ₱0.058 announcedShareholders will receive a dividend of ₱0.058. Ex-date: 14th May 2026 Payment date: 4th June 2026 Dividend yield will be 4.2%, which is higher than the industry average of 2.6%. Sustainability & Growth Dividend is covered by earnings (19% earnings payout ratio) but not covered by cash flows (dividend approximately 5x free cash flows). The dividend has increased by an average of 3.2% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 3.9% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • May 01COL Financial Group, Inc. announces Annual dividend, payable on June 04, 2026COL Financial Group, Inc. announced Annual dividend of PHP 0.0194 per share payable on June 04, 2026, ex-date on May 14, 2026 and record date on May 15, 2026.
Reported Earnings • Apr 07Full year 2025 earnings released: EPS: ₱0.09 (vs ₱0.082 in FY 2024)Full year 2025 results: EPS: ₱0.09 (up from ₱0.082 in FY 2024). Revenue: ₱1.17b (down 2.0% from FY 2024). Net income: ₱514.8m (up 5.9% from FY 2024). Profit margin: 44% (up from 41% in FY 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Mar 11Chairman & Founder recently bought ₱56k worth of stockOn the 5th of March, Edward Lee bought around 40k shares on-market at roughly ₱1.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱269k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.6m worth in shares.
Reported Earnings • May 20First quarter 2026 earnings released: EPS: ₱0.02 (vs ₱0.022 in 1Q 2025)First quarter 2026 results: EPS: ₱0.02. Revenue: ₱309.3m (up 12% from 1Q 2025). Net income: ₱140.7m (up 7.0% from 1Q 2025). Profit margin: 46% (down from 48% in 1Q 2025). The decrease in margin was driven by higher expenses.
Recent Insider Transactions • May 12Insider recently sold ₱813k worth of stockOn the 7th of May, Catherine Ong sold around 625k shares on-market at roughly ₱1.30 per share. This transaction amounted to 1.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱3.3m more than they sold in the last 12 months.
Declared Dividend • May 02Dividend of ₱0.058 announcedShareholders will receive a dividend of ₱0.058. Ex-date: 14th May 2026 Payment date: 4th June 2026 Dividend yield will be 4.2%, which is higher than the industry average of 2.6%. Sustainability & Growth Dividend is covered by earnings (19% earnings payout ratio) but not covered by cash flows (dividend approximately 5x free cash flows). The dividend has increased by an average of 3.2% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 3.9% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • May 01COL Financial Group, Inc. announces Annual dividend, payable on June 04, 2026COL Financial Group, Inc. announced Annual dividend of PHP 0.0194 per share payable on June 04, 2026, ex-date on May 14, 2026 and record date on May 15, 2026.
Reported Earnings • Apr 07Full year 2025 earnings released: EPS: ₱0.09 (vs ₱0.082 in FY 2024)Full year 2025 results: EPS: ₱0.09 (up from ₱0.082 in FY 2024). Revenue: ₱1.17b (down 2.0% from FY 2024). Net income: ₱514.8m (up 5.9% from FY 2024). Profit margin: 44% (up from 41% in FY 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Mar 11Chairman & Founder recently bought ₱56k worth of stockOn the 5th of March, Edward Lee bought around 40k shares on-market at roughly ₱1.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱269k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.6m worth in shares.
Recent Insider Transactions • Mar 07Chairman & Founder recently bought ₱68k worth of stockOn the 27th of February, Edward Lee bought around 50k shares on-market at roughly ₱1.37 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱269k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.6m worth in shares.
Recent Insider Transactions • Feb 07Chairman & Founder recently bought ₱106k worth of stockOn the 30th of January, Edward Lee bought around 76k shares on-market at roughly ₱1.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱269k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.8m worth in shares.
Recent Insider Transactions • Jan 21Vice-Chairman recently bought ₱269k worth of stockOn the 19th of January, Alexander Yu bought around 205k shares on-market at roughly ₱1.31 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Alexander's only on-market trade for the last 12 months.
お知らせ • Jan 05COL Financial Group, Inc. Announces Executive ChangesCOL Financial Group, Inc. held a meeting of the Board of Directors on January 5, 2026, and approved the following resolutions: Appointment of Mr. Mark Jasson C. Ilao as Head of Strategic Execution effective on January 5, 2026. Mr. Ilao is a seasoned capital markets and wealth management professional with over a decade of broad industry exposure across buy-side, sell-side, and digital financial platforms. He previously served as the Head of Capital Markets at Globe Fintech Innovations Inc. (parent company of GCash), leading investor relations and strategic banking partnerships, and earlier held wealth management leadership roles, helping scale the company’s wealth business to millions of users through product expansion, platform improvements, and financial literacy programs. Before joining GCash, Mark headed the funds distribution business at COL Financial, where he launched the Philippines’ first online fund distribution platform and contributed to several of the company’s strategic growth initiatives. He began his career at BDO Trust and Investments Group, working across equities, fixed income, and macroeconomic research. Mark holds both the CFA and CIPM designations and previously served as a Board Member of CFA Society Philippines. He graduated magna cum laude with a degree in Management Engineering from the Ateneo de Manila University. The company accepted the resignation of Atty. Sharon T. Lim as VP – Head of Legal & Compliance/Compliance Officer/Corporate Secretary/Member of the Nomination Committee effective on January 10, 2026. The company appointed Atty. Stephanie Faye B. Reyes as Compliance Officer/Corporate Secretary/Member of the Nomination Committee effective on January 10, 2026. Atty. Reyes started with the Corporation as its Legal Manager, and was later appointed as Senior Legal Manager, then Deputy Head of Legal. She was appointed as Assistant Corporate Secretary in 2018, and serves as the Assistant Corporate Secretary of COL Equity Index Unitized Mutual Fund, Inc., COL Strategic Growth Equity Unitized Mutual Fund, Inc., and COL Investment Management, Inc. She previously worked in Paredes Garcia & Golez Law Office and Chan Robles and Associates. She graduated with a Juris Doctor degree from the University of the Philippines College of Law and a degree in AB Interdisciplinary Studies from the Ateneo de Manila University. She was admitted to the Philippine Bar in 2015 and is a licensed Associated Person.
Reported Earnings • Nov 20Third quarter 2025 earnings releasedThird quarter 2025 results: Revenue: ₱335.7m (up 6.2% from 3Q 2024). Net income: ₱175.6m (up 5.4% from 3Q 2024). Profit margin: 52% (in line with 3Q 2024).
お知らせ • Nov 18COL Financial Group, Inc., Annual General Meeting, Apr 30, 2026COL Financial Group, Inc., Annual General Meeting, Apr 30, 2026, at 14:00 W. Australia Standard Time. Location: livestream (link to be provided), Philippines
Recent Insider Transactions • Oct 02Chairman & Founder recently bought ₱289k worth of stockOn the 29th of September, Edward Lee bought around 200k shares on-market at roughly ₱1.44 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱1.6m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱4.1m worth in shares.
Recent Insider Transactions • Sep 16Chairman & Founder recently bought ₱737k worth of stockOn the 12th of September, Edward Lee bought around 495k shares on-market at roughly ₱1.49 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱1.6m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.8m worth in shares.
Recent Insider Transactions • Sep 10Chairman & Founder recently bought ₱1.6m worth of stockOn the 4th of September, Edward Lee bought around 1m shares on-market at roughly ₱1.52 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.1m worth in shares.
Reported Earnings • Aug 20Second quarter 2025 earnings released: EPS: ₱0.021 (vs ₱0.024 in 2Q 2024)Second quarter 2025 results: EPS: ₱0.021 (down from ₱0.024 in 2Q 2024). Revenue: ₱286.4m (flat on 2Q 2024). Net income: ₱124.4m (down 7.3% from 2Q 2024). Profit margin: 43% (down from 47% in 2Q 2024). Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has fallen by 19% per year, which means it is significantly lagging earnings.
お知らせ • Jul 02COL Financial Group, Inc. Announces Appointment of Melvin J. Esteban as Head of Wealth Management, Effective July 1, 2025COL Financial Group, Inc. announced the appointment of Melvin J. Esteban as Head of Wealth Management, effective July 1, 2025. Mr. Melvin J. Esteban is the first and only Filipino recipient of the Young ASEAN Manager Award (YAMA), conferred in Kuala Lumpur, Malaysia. He is also the first and only Filipino to have chaired the ASEAN Insurance Congress, a premier regional forum for insurance and financial leaders. He is a Fellow of the Life Management Institute (FLMI) with Distinction and holds multiple international designations, including Certified Financial Planner (CFP®), Registered Financial Planner (RFP) accredited by the Registered Financial Planning Institute in the USA, and Certified Financial Consultant (CFC) awarded with High Distinction by the Institute of Financial Consultants in Canada. With nearly three decades of experience in the financial services industry, Mr. Esteban has demonstrated leadership and expertise in Fund Management, Marketing, Product Development, Strategic Business Development, Profit Center Management, and Workplace Learning and Development. He served as Head of Wealth Management Specialists and Soliciting Official for Citibank N.A. in North America, and as Senior Consultant for Citibank Malaysia. Mr. Esteban holds a Bachelor of Science degree in Mathematics from the University of the Philippines, with minors in operations research, actuarial sciences, C programming, and physics. His academic credentials include postgraduate studies at the College of Financial Planning in Colorado, USA, completion of the Managing Family Corporations for Succession Planning program at the Asian Institute of Management, and a Post-Baccalaureate Diploma in Workplace Learning and Development with Distinction from De La Salle University, Philippines.
Reported Earnings • May 21First quarter 2025 earnings released: EPS: ₱0.02 (vs ₱0.02 in 1Q 2024)First quarter 2025 results: EPS: ₱0.02 (in line with 1Q 2024). Revenue: ₱275.3m (down 3.8% from 1Q 2024). Net income: ₱131.5m (up 13% from 1Q 2024). Profit margin: 48% (up from 41% in 1Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 18% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • May 10Chairman & Founder recently bought ₱67k worth of stockOn the 2nd of May, Edward Lee bought around 42k shares on-market at roughly ₱1.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱323k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱1.2m worth in shares.
Declared Dividend • Apr 27Dividend of ₱0.055 announcedShareholders will receive a dividend of ₱0.055. Ex-date: 15th May 2025 Payment date: 4th June 2025 Dividend yield will be 3.6%, which is higher than the industry average of 2.6%. Sustainability & Growth Dividend is covered by both earnings (20% earnings payout ratio) and cash flows (88% cash payout ratio). The dividend has increased over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 1.2% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 25+ 1 more updateCol Financial Group, Inc. Declares Regular Cash Dividend, Payable on June 4, 2025The meeting of the Board of Directors of COL Financial Group, Inc. held on 25 April 2025, the Board approved the declaration and payment of regular cash dividend of PHP 0.0157 pre share from the unappropriated retained earnings of the Company as of 31 December 2024. Record Date May 16, 2025, Payment Date June 4, 2025.
Reported Earnings • Mar 28Full year 2024 earnings released: EPS: ₱0.08 (vs ₱0.072 in FY 2023)Full year 2024 results: EPS: ₱0.08 (up from ₱0.072 in FY 2023). Revenue: ₱1.19b (up 9.6% from FY 2023). Net income: ₱486.3m (up 14% from FY 2023). Profit margin: 41% (up from 39% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 20% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Mar 12Chairman & Founder recently bought ₱323k worth of stockOn the 5th of March, Edward Lee bought around 202k shares on-market at roughly ₱1.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱1.7m worth in shares.
Recent Insider Transactions • Mar 01Chairman & Founder recently bought ₱64k worth of stockOn the 21st of February, Edward Lee bought around 40k shares on-market at roughly ₱1.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱185k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.4m worth in shares.
Recent Insider Transactions • Feb 12Chairman & Founder recently bought ₱114k worth of stockOn the 7th of February, Edward Lee bought around 73k shares on-market at roughly ₱1.56 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱185k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.4m worth in shares.
Recent Insider Transactions • Jan 31Chairman & Founder recently bought ₱82k worth of stockOn the 24th of January, Edward Lee bought around 50k shares on-market at roughly ₱1.64 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱185k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.9m worth in shares.
Recent Insider Transactions • Jan 09Chairman & Founder recently bought ₱61k worth of stockOn the 3rd of January, Edward Lee bought around 37k shares on-market at roughly ₱1.65 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱185k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.8m worth in shares.
Recent Insider Transactions • Jan 03Chairman & Founder recently bought ₱185k worth of stockOn the 27th of December, Edward Lee bought around 110k shares on-market at roughly ₱1.68 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.8m worth in shares.
Reported Earnings • Nov 19Third quarter 2024 earnings released: EPS: ₱0.04 (vs ₱0.024 in 3Q 2023)Third quarter 2024 results: EPS: ₱0.04 (up from ₱0.024 in 3Q 2023). Revenue: ₱316.0m (up 24% from 3Q 2023). Net income: ₱166.6m (up 30% from 3Q 2023). Profit margin: 53% (up from 50% in 3Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has fallen by 19% per year, which means it is performing significantly worse than earnings.
お知らせ • Nov 15COL Financial Group, Inc., Annual General Meeting, Apr 25, 2025COL Financial Group, Inc., Annual General Meeting, Apr 25, 2025, at 14:00 W. Australia Standard Time. Location: livestream (link to be provided), Philippines
Recent Insider Transactions • Oct 09VP & Head of Client Services recently bought ₱4.1m worth of stockOn the 3rd of October, Joyce Chan bought around 2m shares on-market at roughly ₱2.21 per share. This transaction amounted to 46% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold ₱78m more in shares than they bought in the last 12 months.
Recent Insider Transactions • Oct 02Vice-Chairman recently bought ₱429k worth of stockOn the 24th of September, Alexander Yu bought around 195k shares on-market at roughly ₱2.20 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱6.3m worth in shares.
Recent Insider Transactions • Sep 14Chairman & Founder recently bought ₱172k worth of stockOn the 10th of September, Edward Lee bought around 78k shares on-market at roughly ₱2.20 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱4.3m worth in shares.
お知らせ • Aug 20COL Financial Group, Inc. Announces Board ChangesCOL Financial Group, Inc. board at its meeting held on August 16, 2024 announced acceptance of the resignation of Mr. Obara as Director. And election of Mr. Kosuke Mizuno as Director and to serve for the remainder of the term of Mr. Sohei Obara. Mr. Kosuke Mizuno is currently appointed as Head of Asia & Oceania within Daiwa Securities Group Inc. Mr. Mizuno has spent 32 years working in the securities industry in countries all across the globe, namely, Hong Kong, Singapore, Japan, and the United States. He has held various senior positions within the Daiwa group and has acquired extensive business knowledge and supervisory experience with respect to business management. He graduated from Keio University in 1992 with a Bachelor of Arts Degree in Economics and completed the Stanford Executive Program in 2023 at Stanford Business School.
Reported Earnings • Aug 20Second quarter 2024 earnings released: EPS: ₱0.03 (vs ₱0.02 in 2Q 2023)Second quarter 2024 results: EPS: ₱0.03 (up from ₱0.02 in 2Q 2023). Revenue: ₱286.0m (up 12% from 2Q 2023). Net income: ₱134.3m (up 14% from 2Q 2023). Profit margin: 47% (in line with 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 18% per year whereas the company’s share price has fallen by 19% per year.
Recent Insider Transactions • Jun 20Chairman & Founder recently bought ₱68k worth of stockOn the 13th of June, Edward Lee bought around 30k shares on-market at roughly ₱2.28 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱674k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.4m worth in shares.
Reported Earnings • May 21First quarter 2024 earnings released: EPS: ₱0.02 (vs ₱0.033 in 1Q 2023)First quarter 2024 results: EPS: ₱0.02 (down from ₱0.033 in 1Q 2023). Revenue: ₱286.3m (down 9.4% from 1Q 2023). Net income: ₱116.3m (down 27% from 1Q 2023). Profit margin: 41% (down from 50% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.
Declared Dividend • Apr 29Dividend increased to ₱0.065Dividend of ₱0.065 is 55% higher than last year. Ex-date: 16th May 2024 Payment date: 5th June 2024 Dividend yield will be 2.8%, which is higher than the industry average of 2.6%. Sustainability & Growth Dividend is covered by earnings (12% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. The company's earnings per share (EPS) would need to decline by 86% to shift the payout ratio to a potentially unsustainable range, which is more than the 3.6% EPS decline seen over the last 5 years.
お知らせ • Apr 27+ 1 more updateCOL Financial Group, Inc. Approves Special Cash Dividend, Payable on June 5, 2024COL Financial Group, Inc. informed that at the meeting of the Board of Directors held on 26 April 2024, the Board approved the payment of special cash dividend of PHP 0.0465 per share from the unappropriated retained earnings of the Company as of 31 December 2023, payable on June 5, 2024 to stockholders and record as of May 17, 2024.
New Risk • Apr 11New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: ₱24m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 6.9% per year over the past 5 years. Minor Risk Significant insider selling over the past 3 months (₱24m sold).
Recent Insider Transactions • Apr 10Insider recently sold ₱24m worth of stockOn the 5th of April, Catherine Ong sold around 10m shares on-market at roughly ₱2.37 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₱13m more than they bought in the last 12 months.
Reported Earnings • Apr 02Full year 2023 earnings released: EPS: ₱0.09 (vs ₱0.051 in FY 2022)Full year 2023 results: EPS: ₱0.09 (up from ₱0.051 in FY 2022). Revenue: ₱1.09b (up 31% from FY 2022). Net income: ₱426.6m (up 75% from FY 2022). Profit margin: 39% (up from 29% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions • Mar 19Chairman & Founder recently bought ₱587k worth of stockOn the 12th of March, Edward Lee bought around 242k shares on-market at roughly ₱2.43 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱1.4m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱6.0m worth in shares.
Recent Insider Transactions • Mar 06Vice-Chairman recently bought ₱504k worth of stockOn the 28th of February, Alexander Yu bought around 210k shares on-market at roughly ₱2.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱1.4m. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱4.5m worth in shares.
お知らせ • Feb 16COL Financial Group, Inc., Annual General Meeting, Apr 26, 2024COL Financial Group, Inc., Annual General Meeting, Apr 26, 2024, at 14:00 Singapore Standard Time. Agenda: To consider As approved by a majority of the Board of Directors, the Company will be conducting the annual stockholders' meeting by remote communication; to consider In light of the recent correspondence from its subsidiary, COL Securities (HK) Limited, on its intended cessation of brokerage business, the appointment of authorized representatives to vote the Company's shares approving such closure at any meeting called for the purpose; to consider other matters if any.
Recent Insider Transactions • Jan 10Vice-Chairman recently bought ₱360k worth of stockOn the 3rd of January, Alexander Yu bought around 140k shares on-market at roughly ₱2.57 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱818k. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱876k worth in shares.
Recent Insider Transactions • Dec 22Vice-Chairman recently bought ₱230k worth of stockOn the 18th of December, Alexander Yu bought around 92k shares on-market at roughly ₱2.50 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱818k. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱556k worth in shares.
Recent Insider Transactions • Dec 09Vice-Chairman recently bought ₱90k worth of stockOn the 6th of December, Alexander Yu bought around 35k shares on-market at roughly ₱2.58 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth ₱16m. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱326k worth in shares.
Reported Earnings • Nov 21Third quarter 2023 earnings released: EPS: ₱0.03 (vs ₱0.015 in 3Q 2022)Third quarter 2023 results: EPS: ₱0.03 (up from ₱0.015 in 3Q 2022). Revenue: ₱255.7m (up 28% from 3Q 2022). Net income: ₱128.3m (up 86% from 3Q 2022). Profit margin: 50% (up from 35% in 3Q 2022). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.
Recent Insider Transactions • Nov 14Chairman & Founder recently bought ₱171k worth of stockOn the 9th of November, Edward Lee bought around 60k shares on-market at roughly ₱2.84 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱16m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.9m worth in shares.
Recent Insider Transactions • Oct 20Chairman & Founder recently bought ₱818k worth of stockOn the 18th of October, Edward Lee bought around 282k shares on-market at roughly ₱2.90 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱16m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.7m worth in shares.
お知らせ • Sep 29COL Financial Group, Inc. announced that it expects to receive funding from Daiwa Securities Group Inc.COL Financial Group, Inc. announced that it will raise an equity round of funding on September 28, 2023. The transaction will include participation from returning investor, Daiwa Securities Group Inc.
Recent Insider Transactions • Sep 06Chairman & Founder recently bought ₱114k worth of stockOn the 4th of September, Edward Lee bought around 38k shares on-market at roughly ₱3.01 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱689k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱4.0m worth in shares.
Reported Earnings • Aug 19Second quarter 2023 earnings released: EPS: ₱0.02 (vs ₱0.01 in 2Q 2022)Second quarter 2023 results: EPS: ₱0.02 (up from ₱0.01 in 2Q 2022). Revenue: ₱255.2m (up 49% from 2Q 2022). Net income: ₱118.3m (up 141% from 2Q 2022). Profit margin: 46% (up from 29% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.
Recent Insider Transactions • Aug 15Chairman & Founder recently bought ₱256k worth of stockOn the 11th of August, Edward Lee bought around 85k shares on-market at roughly ₱3.01 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱689k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.8m worth in shares.
Recent Insider Transactions • Jun 30Chairman & Founder recently bought ₱177k worth of stockOn the 27th of June, Edward Lee bought around 60k shares on-market at roughly ₱2.96 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱689k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱3.5m worth in shares.
Recent Insider Transactions • Jun 08Insider recently sold ₱1.5m worth of stockOn the 5th of June, Catherine Ong sold around 500k shares on-market at roughly ₱3.06 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱455k more than they sold in the last 12 months.
Recent Insider Transactions • May 24Chairman & Founder recently bought ₱487k worth of stockOn the 17th of May, Edward Lee bought around 157k shares on-market at roughly ₱3.10 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.8m worth in shares.
Reported Earnings • May 20First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: ₱315.9m (up 37% from 1Q 2022). Net income: ₱158.3m (up 75% from 1Q 2022). Profit margin: 50% (up from 39% in 1Q 2022). The increase in margin was driven by higher revenue.
Upcoming Dividend • May 04Upcoming dividend of ₱0.042 per share at 2.9% yieldEligible shareholders must have bought the stock before 11 May 2023. Payment date: 02 June 2023. Payout ratio is a comfortable 55% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of Filipino dividend payers (5.8%). Higher than average of industry peers (2.5%).
Reported Earnings • Mar 31Full year 2022 earnings released: EPS: ₱0.05 (vs ₱0.12 in FY 2021)Full year 2022 results: EPS: ₱0.05 (down from ₱0.12 in FY 2021). Revenue: ₱831.0m (down 37% from FY 2021). Net income: ₱244.0m (down 58% from FY 2021). Profit margin: 29% (down from 44% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 24% per year, which means it is well ahead of earnings.
Recent Insider Transactions • Mar 10Chairman & Founder recently bought ₱109k worth of stockOn the 6th of March, Edward Lee bought around 35k shares on-market at roughly ₱3.11 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱989k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.3m worth in shares.
Recent Insider Transactions • Feb 15Chairman & Founder recently bought ₱101k worth of stockOn the 9th of February, Edward Lee bought around 32k shares on-market at roughly ₱3.17 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth ₱989k. Edward has been a buyer over the last 12 months, purchasing a net total of ₱2.2m worth in shares.
Recent Insider Transactions • Jan 27Chairman & Founder recently bought ₱544k worth of stockOn the 19th of January, Edward Lee bought around 169k shares on-market at roughly ₱3.22 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱1.1m worth in shares.
Recent Insider Transactions • Dec 20Insider recently sold ₱666k worth of stockOn the 16th of December, Juan Jaime Barredo sold around 205k shares on-market at roughly ₱3.25 per share. This transaction amounted to 2.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱1.4m more than they sold in the last 12 months.
Valuation Update With 7 Day Price Move • Dec 06Investor sentiment improved over the past weekAfter last week's 15% share price gain to ₱3.40, the stock trades at a trailing P/E ratio of 78x. Average trailing P/E is 60x in the Capital Markets industry in Philippines. Total returns to shareholders of 97% over the past three years.
Reported Earnings • Nov 17Third quarter 2022 earnings released: EPS: ₱0.01 (vs ₱0.02 in 3Q 2021)Third quarter 2022 results: EPS: ₱0.01 (down from ₱0.02 in 3Q 2021). Revenue: ₱199.8m (down 15% from 3Q 2021). Net income: ₱69.1m (down 34% from 3Q 2021). Profit margin: 35% (down from 44% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 20% per year, which means it is well ahead of earnings.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Betty Siy-Yap was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Oct 29Vice-Chairman recently bought ₱79k worth of stockOn the 27th of October, Alexander Yu bought around 25k shares on-market at roughly ₱3.14 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱1.8m worth in shares.
Recent Insider Transactions • Sep 24Insider recently sold ₱64k worth of stockOn the 21st of September, Juan Jaime Barredo sold around 19k shares on-market at roughly ₱3.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought ₱2.2m more than they sold in the last 12 months.
Reported Earnings • Aug 18Second quarter 2022 earnings released: EPS: ₱0.01 (vs ₱0.02 in 2Q 2021)Second quarter 2022 results: EPS: ₱0.01 (down from ₱0.02 in 2Q 2021). Revenue: ₱171.4m (down 26% from 2Q 2021). Net income: ₱49.2m (down 57% from 2Q 2021). Profit margin: 29% (down from 50% in 2Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has increased by 23% per year, which means it is well ahead of earnings.
お知らせ • Aug 16COL Financial Group, Inc. Announces Board ChangesCOL Financial Group, Inc. at its board meeting held on August 15, 2022 announced resignation of Seiji Okita as Director and election of Sohei Obara as Director and to serve for the remainder of the term. Sohei Obara currently belongs to the Global Business Development Section in International Business Planning Department of Daiwa Securities Group, Inc., where he promotes international alliance and investment strategy. He has extensive experience in the Retail Sales, Corporate Planning and Risk Management since he started his career in Daiwa Securities Group Inc. in 2007. He graduated with his Bachelor of Physics from Tokyo University of Agriculture and Technology.
Reported Earnings • May 22First quarter 2022 earnings released: EPS: ₱0.02 (vs ₱0.077 in 1Q 2021)First quarter 2022 results: EPS: ₱0.02 (down from ₱0.077 in 1Q 2021). Revenue: ₱230.7m (down 61% from 1Q 2021). Net income: ₱90.5m (down 75% from 1Q 2021). Profit margin: 39% (down from 62% in 1Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 24% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • May 04Upcoming dividend of ₱0.085 per shareEligible shareholders must have bought the stock before 11 May 2022. Payment date: 02 June 2022. Payout ratio is a comfortable 16% but the company is not cash flow positive. Trailing yield: 1.8%. Lower than top quartile of Filipino dividend payers (4.7%). Lower than average of industry peers (3.0%).
お知らせ • Apr 27+ 1 more updateCOL Financial Group, Inc. Announces Special Cash Dividend for the Year Ended 31 December 2021, Payable on 2 June 2022At the meeting of the Board of Directors of COL Financial Group, Inc. held on 27 April 2022, the Board approved the declaration and payment of special cash dividend of PHP 0.061 from the unappropriated retained earnings of the Company as of 31 December 2021. Record Date: 16 May 2022. Payment Date: 2 June 2022.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Betty Siy-Yap was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 18COL Financial Group, Inc., Annual General Meeting, Apr 27, 2022COL Financial Group, Inc., Annual General Meeting, Apr 27, 2022, at 14:00 Singapore Standard Time.
Reported Earnings • Nov 21Third quarter 2021 earnings released: EPS ₱0.02 (vs ₱0.019 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: ₱236.1m (up 12% from 3Q 2020). Net income: ₱104.0m (up 12% from 3Q 2020). Profit margin: 44% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 38% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Sep 29Director recently sold ₱1.3b worth of stockOn the 24th of September, Paulwell Han sold around 300m shares on-market at roughly ₱4.30 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of ₱1.2b more than they bought in the last 12 months.
Recent Insider Transactions • Sep 25Director recently bought ₱430k worth of stockOn the 16th of September, Raymond Yu bought around 100k shares on-market at roughly ₱4.30 per share. In the last 3 months, there was an even bigger purchase from another insider worth ₱1.4m. Insiders have collectively bought ₱46m more in shares than they have sold in the last 12 months.
Executive Departure • Aug 26Director Hokushin Kido has left the companyOn the 17th of August, Hokushin Kido's tenure as Director ended after 4.3 years in the role. As of June 2021, Hokushin still personally held only 10.00 shares (₱44.0 worth at the time). A total of 3 executives have left over the last 12 months. The current median tenure of the management team is less than a year, which is considered inexperienced in the Simply Wall St Risk Model.
Reported Earnings • Aug 22Second quarter 2021 earnings released: EPS ₱0.02 (vs ₱0.026 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and revenues, although profit margins were improved. Second quarter 2021 results: Revenue: ₱229.9m (down 14% from 2Q 2020). Net income: ₱114.6m (down 6.4% from 2Q 2020). Profit margin: 50% (up from 46% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 38% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Aug 18Vice-Chairman recently sold ₱133k worth of stockOn the 10th of August, Alexander Yu sold around 30k shares on-market at roughly ₱4.44 per share. In the last 3 months, they made an even bigger sale worth ₱155k. Alexander has been a seller over the last 12 months, reducing personal holdings by ₱31m.
Recent Insider Transactions • Jul 30Vice-Chairman recently bought ₱66k worth of stockOn the 27th of July, Alexander Yu bought around 15k shares on-market at roughly ₱4.37 per share. In the last 3 months, there was an even bigger purchase from another insider worth ₱1.8m. Despite this recent buy, Alexander has been a net seller over the last 12 months, reducing personal holdings by ₱31m.
Recent Insider Transactions • Jul 03Chairman & Founder recently bought ₱1.4m worth of stockOn the 30th of June, Edward Lee bought around 319k shares on-market at roughly ₱4.34 per share. In the last 3 months, they made an even bigger purchase worth ₱1.8m. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.7m worth in shares.
Recent Insider Transactions • Jun 18Chairman & Founder recently bought ₱1.8m worth of stockOn the 14th of June, Edward Lee bought around 435k shares on-market at roughly ₱4.09 per share. This was the largest purchase by an insider in the last 3 months. Edward has been a buyer over the last 12 months, purchasing a net total of ₱5.8m worth in shares.
Reported Earnings • May 20First quarter 2021 earnings released: EPS ₱0.08 (vs ₱0.017 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: ₱589.7m (up 195% from 1Q 2020). Net income: ₱365.8m (up 354% from 1Q 2020). Profit margin: 62% (up from 40% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 35% per year, which means it is well ahead of earnings.
お知らせ • May 17+ 1 more updateCOL Financial Group, Inc. Approves Special Dividend for the Year Ended December 31, 2020, Payable on June 9, 2021COL Financial Group, Inc. at the SBM held on May 14, 2021, the board approved special dividend of PHP 0.045 per share for the year ended December 31, 2020, payable on June 9, 2021 and record date of May 28, 2021.
Reported Earnings • Apr 18Full year 2020 earnings released: EPS ₱0.089 (vs ₱0.096 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: ₱1.08b (down 1.7% from FY 2019). Net income: ₱424.3m (down 7.5% from FY 2019). Profit margin: 39% (down from 42% in FY 2019). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 33% per year, which means it is well ahead of earnings.
お知らせ • Mar 03COL Financial Group, Inc. Announces Management changesCOL Financial Group, Inc. at its SBM approved resignation of Catherine L. Ong as Director, effective date of resignation is February 26, 2021. Also election of Ms. Betty C. Siy-Yap and Mr. Roberto C. Benares as Independent Directors, effective date of appointment election is February 26, 2021. Appointment of Ms. Betty C. Siy-Yap to the Audit Committee and Mr. Roberto C. Benares to the Remuneration Committee. Ms. Betty C. Siy-Yap and Mr. Roberto C. Benares were elected as Independent Directors to fill the seats left vacant by the demise of Mr. Khoo Boo Boon and resignation of Ms. Catherine L. Ong. Ms. Siy-Yap is the SVP and Chief Finance Officer and Chief Risk Officer of Manila Electric Company. She sits in the Board of Directors of Clark Electric Distribution Corporation, CIS Bayad Center, Inc., Meralco Industrial Engineering Services Corporation, MERALCO PowerGen Corporation, and MRail, Inc. She is the President of Lighthouse Overseas Insurance Limited, a Trustee of First Pacific Leadership Academy, Inc. and MVP Sports Foundation, Inc. Mr. Benares currently sits in the Board of Directors of the Bank of Commerce, BlastAsia Corporation, and Quokka Development Corporation. He was the President and CEO of the Bank of Commerce from 2013 to 2018.
お知らせ • Mar 01COL Financial Group, Inc., Annual General Meeting, May 21, 2021COL Financial Group, Inc., Annual General Meeting, May 21, 2021, at 15:00 China Standard Time.
Recent Insider Transactions • Feb 17Vice-Chairman recently sold ₱111k worth of stockOn the 8th of February, Alexander Yu sold around 27k shares on-market at roughly ₱4.12 per share. In the last 3 months, there was an even bigger sale from another insider worth ₱2.1m. Despite the recent sale, Alexander has been a buyer over the last 12 months, purchasing a net total of ₱2.0m worth of shares.
Recent Insider Transactions • Feb 12Insider recently sold ₱1.0m worth of stockOn the 5th of February, Juan Jaime Barredo sold around 250k shares on-market at roughly ₱4.03 per share. In the last 3 months, they made an even bigger sale worth ₱2.1m. Despite this recent sale, insiders have collectively bought ₱42m more than they sold in the last 12 months.
Recent Insider Transactions • Feb 03Director recently bought ₱1.7m worth of stockOn the 29th of January, Paulwell Han bought around 455k shares on-market at roughly ₱3.79 per share. In the last 3 months, they made an even bigger purchase worth ₱8.4m. Insiders have collectively bought ₱43m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Jan 31Vice-Chairman recently sold ₱93k worth of stockOn the 22nd of January, Alexander Yu sold around 22k shares on-market at roughly ₱4.22 per share. In the last 3 months, they made an even bigger sale worth ₱8.4m. Despite the recent sale, Alexander has been a buyer over the last 12 months, purchasing a net total of ₱1.9m worth of shares.
Recent Insider Transactions • Jan 29Vice-Chairman recently bought ₱489k worth of stockOn the 21st of January, Alexander Yu bought around 122k shares on-market at roughly ₱4.01 per share. In the last 3 months, there was an even bigger purchase from another insider worth ₱8.4m. Alexander has been a buyer over the last 12 months, purchasing a net total of ₱1.9m worth in shares.
