Banco BBVA Perú（BBVAC1）株式概要バンコBBVAペルーはペルーで様々な銀行商品やサービスを提供している。 詳細BBVAC1 ファンダメンタル分析スノーフレーク・スコア評価1/6将来の成長0/6過去の実績4/6財務の健全性4/6配当金3/6報酬株価収益率（ 8.6 x）は、 Banks業界平均（ 9.1 x）を下回っています。過去5年間の収益は年間12.1%増加しました。 リスク分析リスクチェックの結果、BBVAC1 、リスクは検出されなかった。すべてのリスクチェックを見るBBVAC1 Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW467,983 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA467,983 investors already sharing narrativesYour Fair ValueS/Current PriceS/2.244.7% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture012b2016201920222025202620282031Revenue S/11.9bEarnings S/4.6bAdvancedSet Fair ValueView all narrativesBanco BBVA Perú 競合他社Intercorp Financial ServicesSymbol: BVL:IFSMarket cap: US$6.5bScotiabank PerúASymbol: BVL:SCOTIAC1Market cap: S/16.3bBanco de Crédito del PerúSymbol: BVL:CREDITC1Market cap: S/93.3bMibanco Banco de la MicroempresaSymbol: BVL:MIBANC1Market cap: S/2.8b価格と性能株価の高値、安値、推移の概要Banco BBVA Perú過去の株価現在の株価S/2.2452週高値S/2.2452週安値S/1.30ベータ0.00671ヶ月の変化9.48%3ヶ月変化37.16%1年変化69.79%3年間の変化90.59%5年間の変化134.34%IPOからの変化2,797.88%最新ニュースNew Risk • Jul 26New major risk - Revenue sizeThe company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 22Second quarter 2026 earnings released: EPS: S/0.07 (vs S/0.054 in 2Q 2025)Second quarter 2026 results: EPS: S/0.07 (up from S/0.054 in 2Q 2025). Revenue: S/2.20b (up 38% from 2Q 2025). Net income: S/742.0m (up 30% from 2Q 2025). Profit margin: 34% (down from 36% in 2Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.Buy Or Sell Opportunity • Jul 14Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 22% to S/2.05. The fair value is estimated to be S/1.70, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 9.9% over the last 3 years. Earnings per share has grown by 10%.Valuation Update With 7 Day Price Move • Jun 15Investor sentiment improves as stock rises 15%After last week's 15% share price gain to S/1.95, the stock trades at a trailing P/E ratio of 8x. Average trailing P/E is 10x in the Banks industry in Peru. Total returns to shareholders of 97% over the past three years.New Risk • Jun 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Reported Earnings • Apr 25First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: S/1.90b (up 20% from 1Q 2025). Net income: S/722.7m (up 35% from 1Q 2025). Profit margin: 38% (up from 34% in 1Q 2025). The increase in margin was driven by higher revenue.最新情報をもっと見るRecent updatesNew Risk • Jul 26New major risk - Revenue sizeThe company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 22Second quarter 2026 earnings released: EPS: S/0.07 (vs S/0.054 in 2Q 2025)Second quarter 2026 results: EPS: S/0.07 (up from S/0.054 in 2Q 2025). Revenue: S/2.20b (up 38% from 2Q 2025). Net income: S/742.0m (up 30% from 2Q 2025). Profit margin: 34% (down from 36% in 2Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.Buy Or Sell Opportunity • Jul 14Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 22% to S/2.05. The fair value is estimated to be S/1.70, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 9.9% over the last 3 years. Earnings per share has grown by 10%.Valuation Update With 7 Day Price Move • Jun 15Investor sentiment improves as stock rises 15%After last week's 15% share price gain to S/1.95, the stock trades at a trailing P/E ratio of 8x. Average trailing P/E is 10x in the Banks industry in Peru. Total returns to shareholders of 97% over the past three years.New Risk • Jun 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Reported Earnings • Apr 25First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: S/1.90b (up 20% from 1Q 2025). Net income: S/722.7m (up 35% from 1Q 2025). Profit margin: 38% (up from 34% in 1Q 2025). The increase in margin was driven by higher revenue.New Risk • Apr 17New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 5.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Declared Dividend • Apr 01Dividend of S/0.12 announcedShareholders will receive a dividend of S/0.12. Ex-date: 15th April 2026 Payment date: 29th April 2026 Dividend yield will be 6.1%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 4.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 30% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Mar 31Banco BBVA Perú announces Annual dividend, payable on April 29, 2026Banco BBVA Perú announced Annual dividend of PEN 0.1239 per share payable on April 29, 2026, ex-date on April 15, 2026 and record date on April 16, 2026.お知らせ • Feb 27Banco BBVA Perú, Annual General Meeting, Mar 26, 2026Banco BBVA Perú, Annual General Meeting, Mar 26, 2026, at 09:00 SA Pacific Standard Time. Location: held remotely, PeruBuy Or Sell Opportunity • Nov 09Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 3.5% to S/1.47. The fair value is estimated to be S/1.22, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 6.1% over the last 3 years, while earnings per share has been flat.Buy Or Sell Opportunity • Sep 05Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 5.6% to S/1.49. The fair value is estimated to be S/1.24, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 4.2% over the last 3 years, while earnings per share has been flat.Reported Earnings • Aug 10Second quarter 2025 earnings released: EPS: S/0.059 (vs S/0.047 in 2Q 2024)Second quarter 2025 results: EPS: S/0.059 (up from S/0.047 in 2Q 2024). Revenue: S/1.60b (up 21% from 2Q 2024). Net income: S/572.5m (up 26% from 2Q 2024). Profit margin: 36% (up from 34% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.Declared Dividend • Apr 02Dividend of S/0.11 announcedShareholders will receive a dividend of S/0.11. Ex-date: 15th April 2025 Payment date: 29th April 2025 Dividend yield will be 6.8%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 3.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 3.2% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Apr 01Banco BBVA Perú, S.A. announces Annual dividend, payable on April 29, 2025Banco BBVA Perú, S.A. announced Annual dividend of PEN 0.1060 per share payable on April 29, 2025, ex-date on April 15, 2025 and record date on April 16, 2025.お知らせ • Feb 28Banco BBVA Perú, S.A., Annual General Meeting, Mar 27, 2025Banco BBVA Perú, S.A., Annual General Meeting, Mar 27, 2025, at 09:00 SA Pacific Standard Time. Location: held remotely, PeruReported Earnings • Feb 14Full year 2024 earnings released: EPS: S/0.21 (vs S/0.21 in FY 2023)Full year 2024 results: EPS: S/0.21 (up from S/0.21 in FY 2023). Revenue: S/5.62b (up 7.0% from FY 2023). Net income: S/1.88b (flat on FY 2023). Profit margin: 34% (down from 36% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 3% per year.Reported Earnings • Oct 31Third quarter 2024 earnings released: EPS: S/0 (vs S/0.053 in 3Q 2023)Third quarter 2024 results: EPS: S/0 (down from S/0.053 in 3Q 2023). Revenue: S/1.45m (down 100% from 3Q 2023). Net income: S/501.0k (down 100% from 3Q 2023). Profit margin: 35% (down from 37% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Buy Or Sell Opportunity • Sep 05Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 4.8% to S/1.29. The fair value is estimated to be S/1.61, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 14%.Buy Or Sell Opportunity • Aug 19Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.6% to S/1.28. The fair value is estimated to be S/1.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 14%.Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: S/0.051 (vs S/0.058 in 2Q 2023)Second quarter 2024 results: EPS: S/0.051 (down from S/0.058 in 2Q 2023). Revenue: S/1.32b (down 5.3% from 2Q 2023). Net income: S/453.3m (down 12% from 2Q 2023). Profit margin: 34% (down from 37% in 2Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Buy Or Sell Opportunity • May 22Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 17% to S/1.44. The fair value is estimated to be S/1.80, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 17% over the last 3 years. Earnings per share has grown by 24%.New Risk • May 19New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.2% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (9.2% increase in shares outstanding).Buy Or Sell Opportunity • May 05Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 11% to S/1.43. The fair value is estimated to be S/1.79, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 17% over the last 3 years. Earnings per share has grown by 25%.Buy Or Sell Opportunity • Apr 12Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 18% to S/1.31. The fair value is estimated to be S/1.64, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Earnings per share has grown by 34%.Valuation Update With 7 Day Price Move • Apr 11Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to S/1.35, the stock trades at a trailing P/E ratio of 5.9x. Average trailing P/E is 13x in the Banks industry in Peru. Total loss to shareholders of 13% over the past three years.Upcoming Dividend • Apr 04Upcoming dividend of S/0.11 per shareEligible shareholders must have bought the stock before 11 April 2024. Payment date: 18 April 2024. Payout ratio is a comfortable 50% but the company is paying out more than the cash it is generating. Trailing yield: 7.1%. Lower than top quartile of Peruvian dividend payers (13%). Higher than average of industry peers (4.6%).New Risk • Apr 03New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.1% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Reported Earnings • Feb 15Full year 2023 earnings released: EPS: S/0.23 (vs S/0.24 in FY 2022)Full year 2023 results: EPS: S/0.23 (down from S/0.24 in FY 2022). Revenue: S/5.25b (up 2.2% from FY 2022). Net income: S/1.87b (down 2.5% from FY 2022). Profit margin: 36% (down from 37% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: S/0.058 (vs S/0.066 in 3Q 2022)Third quarter 2023 results: EPS: S/0.058 (down from S/0.066 in 3Q 2022). Revenue: S/1.29b (down 2.6% from 3Q 2022). Net income: S/472.3m (down 12% from 3Q 2022). Profit margin: 37% (down from 41% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 07Second quarter 2023 earnings released: EPS: S/0.063 (vs S/0.065 in 2Q 2022)Second quarter 2023 results: EPS: S/0.063 (down from S/0.065 in 2Q 2022). Revenue: S/1.40b (up 9.3% from 2Q 2022). Net income: S/513.6m (down 3.0% from 2Q 2022). Profit margin: 37% (down from 41% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Upcoming Dividend • Apr 13Upcoming dividend of S/0.13 per share at 8.3% yieldEligible shareholders must have bought the stock before 20 April 2023. Payment date: 28 April 2023. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 8.3%. Lower than top quartile of Peruvian dividend payers (16%). Higher than average of industry peers (5.6%).Reported Earnings • Feb 14Full year 2022 earnings released: EPS: S/0.26 (vs S/0.21 in FY 2021)Full year 2022 results: EPS: S/0.26 (up from S/0.21 in FY 2021). Revenue: S/5.14b (up 16% from FY 2021). Net income: S/1.92b (up 23% from FY 2021). Profit margin: 37% (up from 35% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: S/0.072 (vs S/0.055 in 3Q 2021)Third quarter 2022 results: EPS: S/0.072 (up from S/0.055 in 3Q 2021). Revenue: S/1.32b (up 17% from 3Q 2021). Net income: S/535.0m (up 32% from 3Q 2021). Profit margin: 41% (up from 36% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 16% per year, which means it is significantly lagging earnings.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Jose Manuel Sanchez-Diezma was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Apr 14Upcoming dividend of S/0.12 per shareEligible shareholders must have bought the stock before 21 April 2022. Payment date: 29 April 2022. Payout ratio is a comfortable 70% but the company is not cash flow positive. Trailing yield: 7.3%. Lower than top quartile of Peruvian dividend payers (18%). Higher than average of industry peers (3.9%).Reported Earnings • Apr 06Full year 2021 earnings released: EPS: S/0.23 (vs S/0.096 in FY 2020)Full year 2021 results: EPS: S/0.23 (up from S/0.096 in FY 2020). Revenue: S/4.43b (up 50% from FY 2020). Net income: S/1.56b (up 141% from FY 2020). Profit margin: 35% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Non-performing loans: 6.33% (up from 5.92% in FY 2020). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.Reported Earnings • Feb 15Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: S/0.23 (up from S/0.096 in FY 2020). Revenue: S/4.43b (up 50% from FY 2020). Net income: S/1.56b (up 141% from FY 2020). Profit margin: 35% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.1%. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.Upcoming Dividend • Oct 06Inaugural dividend of S/0.045 per shareEligible shareholders must have bought the stock before 13 October 2021. Payment date: 26 October 2021. The company last paid an ordinary dividend in February 2017. The average dividend yield among industry peers is 3.2%.Valuation Update With 7 Day Price Move • Apr 23Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to S/2.05, the stock trades at a trailing P/E ratio of 20.6x. Average trailing P/E is 34x in the Banks industry in Peru. Total loss to shareholders of 33% over the past three years.Upcoming Dividend • Apr 08Inaugural dividend of S/0.045 per shareEligible shareholders must have bought the stock before 15 April 2021. Payment date: 27 April 2021. The company last paid an ordinary dividend in February 2017. The average dividend yield among industry peers is 2.4%.Reported Earnings • Feb 12Full year 2020 earnings releasedThe company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: S/2.96b (down 29% from FY 2019). Net income: S/648.2m (down 60% from FY 2019). Profit margin: 22% (down from 39% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has fallen by 8% per year.Is New 90 Day High Low • Jan 29New 90-day high: S/2.45The company is up 19% from its price of S/2.06 on 30 October 2020. The Peruvian market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 15% over the same period.Valuation Update With 7 Day Price Move • Nov 10Market bids up stock over the past weekAfter last week's 18% share price gain to S/2.40, the stock is trading at a trailing P/E ratio of 16.9x, up from the previous P/E ratio of 14.3x. This compares to an average P/E of 16x in the Banks industry in Peru. Total return to shareholders over the past three years is a loss of 17%.Reported Earnings • Nov 05Third quarter 2020 earnings released: EPS S/0.016The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: S/710.6m (down 35% from 3Q 2019). Net income: S/102.8m (down 77% from 3Q 2019). Profit margin: 14% (down from 40% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has fallen by 16% per year, which means it is performing significantly worse than earnings.Is New 90 Day High Low • Oct 29New 90-day low: S/2.05The company is down 8.0% from its price of S/2.23 on 31 July 2020. The Peruvian market is down 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 1.0% over the same period.株主還元BBVAC1PE BanksPE 市場7D1.9%-0.1%0.4%1Y69.8%52.6%49.3%株主還元を見る業界別リターン: BBVAC1過去 1 年間で52.6 % の収益を上げたPE Banks業界を上回りました。リターン対市場: BBVAC1過去 1 年間で49.3 % の収益を上げたPE市場を上回りました。価格変動Is BBVAC1's price volatile compared to industry and market?BBVAC1 volatilityBBVAC1 Average Weekly Movement5.3%Banks Industry Average Movement5.3%Market Average Movement4.2%10% most volatile stocks in PE Market9.2%10% least volatile stocks in PE Market1.6%安定した株価: BBVAC1 、 PE市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: BBVAC1の 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19517,477Fernando Eguiluz Lozanowww.bbva.peバンコBBVAペルーはペルーで様々な銀行商品やサービスを提供している。普通預金、当座預金、当座外預金、定期預金、デビットカード、クレジットカード、プリペイドカードを提供している。また、個人・商業ローン、住宅ローン、車両クレジット、保釈状、ファイナンシャル・リース、電子ファクタリング・サービスも提供している。さらに、投資信託や銀行証書、固定・変動利付証券の売買や証券化仲介サービスなどの証券取引所サービス、ストラクチャード・ファイナンスやプロジェクト・ファイナンス、資本市場、譲渡性金融商品、合併・買収サービスなどの投資銀行サービスも提供している。さらに、投資アドバイザリー、クレジット・ソリューション、回収・支払、国際トレーディング、ヘッジング、通貨デリバティブ、融資・投資サービス、自動車、生命、家族、健康、損害、ビジネス・マルチリスク、労働資本カード減税の保険商品・サービス、ATM、モバイル、インターネット・バンキング・サービスを提供している。1951年に法人化され、本社はペルーのサン・イシドロにある。もっと見るBanco BBVA Perú 基礎のまとめBanco BBVA Perú の収益と売上を時価総額と比較するとどうか。BBVAC1 基礎統計学時価総額S/23.76b収益（TTM）S/2.75b売上高(TTM)S/7.16b8.6xPER（株価収益率1.6xPBR（株価純資産倍率BBVAC1 は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計BBVAC1 損益計算書（TTM）収益S/7.16b売上原価S/0売上総利益S/7.16bその他の費用S/4.42b収益S/2.75b直近の収益報告Jun 30, 2026次回決算日該当なし一株当たり利益（EPS）0.26グロス・マージン100.00%純利益率38.37%有利子負債／自己資本比率61.0%BBVAC1 の長期的なパフォーマンスは？過去の実績と比較を見る配当金4.0%現在の配当利回り39%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/13 02:12終値2026/08/12 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Banco BBVA Perú 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
New Risk • Jul 26New major risk - Revenue sizeThe company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 22Second quarter 2026 earnings released: EPS: S/0.07 (vs S/0.054 in 2Q 2025)Second quarter 2026 results: EPS: S/0.07 (up from S/0.054 in 2Q 2025). Revenue: S/2.20b (up 38% from 2Q 2025). Net income: S/742.0m (up 30% from 2Q 2025). Profit margin: 34% (down from 36% in 2Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.
Buy Or Sell Opportunity • Jul 14Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 22% to S/2.05. The fair value is estimated to be S/1.70, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 9.9% over the last 3 years. Earnings per share has grown by 10%.
Valuation Update With 7 Day Price Move • Jun 15Investor sentiment improves as stock rises 15%After last week's 15% share price gain to S/1.95, the stock trades at a trailing P/E ratio of 8x. Average trailing P/E is 10x in the Banks industry in Peru. Total returns to shareholders of 97% over the past three years.
New Risk • Jun 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Reported Earnings • Apr 25First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: S/1.90b (up 20% from 1Q 2025). Net income: S/722.7m (up 35% from 1Q 2025). Profit margin: 38% (up from 34% in 1Q 2025). The increase in margin was driven by higher revenue.
New Risk • Jul 26New major risk - Revenue sizeThe company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 22Second quarter 2026 earnings released: EPS: S/0.07 (vs S/0.054 in 2Q 2025)Second quarter 2026 results: EPS: S/0.07 (up from S/0.054 in 2Q 2025). Revenue: S/2.20b (up 38% from 2Q 2025). Net income: S/742.0m (up 30% from 2Q 2025). Profit margin: 34% (down from 36% in 2Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.
Buy Or Sell Opportunity • Jul 14Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 22% to S/2.05. The fair value is estimated to be S/1.70, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 9.9% over the last 3 years. Earnings per share has grown by 10%.
Valuation Update With 7 Day Price Move • Jun 15Investor sentiment improves as stock rises 15%After last week's 15% share price gain to S/1.95, the stock trades at a trailing P/E ratio of 8x. Average trailing P/E is 10x in the Banks industry in Peru. Total returns to shareholders of 97% over the past three years.
New Risk • Jun 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Reported Earnings • Apr 25First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: S/1.90b (up 20% from 1Q 2025). Net income: S/722.7m (up 35% from 1Q 2025). Profit margin: 38% (up from 34% in 1Q 2025). The increase in margin was driven by higher revenue.
New Risk • Apr 17New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 5.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Declared Dividend • Apr 01Dividend of S/0.12 announcedShareholders will receive a dividend of S/0.12. Ex-date: 15th April 2026 Payment date: 29th April 2026 Dividend yield will be 6.1%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 4.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 30% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 31Banco BBVA Perú announces Annual dividend, payable on April 29, 2026Banco BBVA Perú announced Annual dividend of PEN 0.1239 per share payable on April 29, 2026, ex-date on April 15, 2026 and record date on April 16, 2026.
お知らせ • Feb 27Banco BBVA Perú, Annual General Meeting, Mar 26, 2026Banco BBVA Perú, Annual General Meeting, Mar 26, 2026, at 09:00 SA Pacific Standard Time. Location: held remotely, Peru
Buy Or Sell Opportunity • Nov 09Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 3.5% to S/1.47. The fair value is estimated to be S/1.22, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 6.1% over the last 3 years, while earnings per share has been flat.
Buy Or Sell Opportunity • Sep 05Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 5.6% to S/1.49. The fair value is estimated to be S/1.24, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 4.2% over the last 3 years, while earnings per share has been flat.
Reported Earnings • Aug 10Second quarter 2025 earnings released: EPS: S/0.059 (vs S/0.047 in 2Q 2024)Second quarter 2025 results: EPS: S/0.059 (up from S/0.047 in 2Q 2024). Revenue: S/1.60b (up 21% from 2Q 2024). Net income: S/572.5m (up 26% from 2Q 2024). Profit margin: 36% (up from 34% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
Declared Dividend • Apr 02Dividend of S/0.11 announcedShareholders will receive a dividend of S/0.11. Ex-date: 15th April 2025 Payment date: 29th April 2025 Dividend yield will be 6.8%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 3.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 3.2% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 01Banco BBVA Perú, S.A. announces Annual dividend, payable on April 29, 2025Banco BBVA Perú, S.A. announced Annual dividend of PEN 0.1060 per share payable on April 29, 2025, ex-date on April 15, 2025 and record date on April 16, 2025.
お知らせ • Feb 28Banco BBVA Perú, S.A., Annual General Meeting, Mar 27, 2025Banco BBVA Perú, S.A., Annual General Meeting, Mar 27, 2025, at 09:00 SA Pacific Standard Time. Location: held remotely, Peru
Reported Earnings • Feb 14Full year 2024 earnings released: EPS: S/0.21 (vs S/0.21 in FY 2023)Full year 2024 results: EPS: S/0.21 (up from S/0.21 in FY 2023). Revenue: S/5.62b (up 7.0% from FY 2023). Net income: S/1.88b (flat on FY 2023). Profit margin: 34% (down from 36% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 3% per year.
Reported Earnings • Oct 31Third quarter 2024 earnings released: EPS: S/0 (vs S/0.053 in 3Q 2023)Third quarter 2024 results: EPS: S/0 (down from S/0.053 in 3Q 2023). Revenue: S/1.45m (down 100% from 3Q 2023). Net income: S/501.0k (down 100% from 3Q 2023). Profit margin: 35% (down from 37% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Buy Or Sell Opportunity • Sep 05Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 4.8% to S/1.29. The fair value is estimated to be S/1.61, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 14%.
Buy Or Sell Opportunity • Aug 19Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.6% to S/1.28. The fair value is estimated to be S/1.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 14%.
Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: S/0.051 (vs S/0.058 in 2Q 2023)Second quarter 2024 results: EPS: S/0.051 (down from S/0.058 in 2Q 2023). Revenue: S/1.32b (down 5.3% from 2Q 2023). Net income: S/453.3m (down 12% from 2Q 2023). Profit margin: 34% (down from 37% in 2Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Buy Or Sell Opportunity • May 22Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 17% to S/1.44. The fair value is estimated to be S/1.80, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 17% over the last 3 years. Earnings per share has grown by 24%.
New Risk • May 19New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.2% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (9.2% increase in shares outstanding).
Buy Or Sell Opportunity • May 05Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 11% to S/1.43. The fair value is estimated to be S/1.79, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 17% over the last 3 years. Earnings per share has grown by 25%.
Buy Or Sell Opportunity • Apr 12Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 18% to S/1.31. The fair value is estimated to be S/1.64, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Earnings per share has grown by 34%.
Valuation Update With 7 Day Price Move • Apr 11Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to S/1.35, the stock trades at a trailing P/E ratio of 5.9x. Average trailing P/E is 13x in the Banks industry in Peru. Total loss to shareholders of 13% over the past three years.
Upcoming Dividend • Apr 04Upcoming dividend of S/0.11 per shareEligible shareholders must have bought the stock before 11 April 2024. Payment date: 18 April 2024. Payout ratio is a comfortable 50% but the company is paying out more than the cash it is generating. Trailing yield: 7.1%. Lower than top quartile of Peruvian dividend payers (13%). Higher than average of industry peers (4.6%).
New Risk • Apr 03New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.1% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Reported Earnings • Feb 15Full year 2023 earnings released: EPS: S/0.23 (vs S/0.24 in FY 2022)Full year 2023 results: EPS: S/0.23 (down from S/0.24 in FY 2022). Revenue: S/5.25b (up 2.2% from FY 2022). Net income: S/1.87b (down 2.5% from FY 2022). Profit margin: 36% (down from 37% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: S/0.058 (vs S/0.066 in 3Q 2022)Third quarter 2023 results: EPS: S/0.058 (down from S/0.066 in 3Q 2022). Revenue: S/1.29b (down 2.6% from 3Q 2022). Net income: S/472.3m (down 12% from 3Q 2022). Profit margin: 37% (down from 41% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 07Second quarter 2023 earnings released: EPS: S/0.063 (vs S/0.065 in 2Q 2022)Second quarter 2023 results: EPS: S/0.063 (down from S/0.065 in 2Q 2022). Revenue: S/1.40b (up 9.3% from 2Q 2022). Net income: S/513.6m (down 3.0% from 2Q 2022). Profit margin: 37% (down from 41% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Apr 13Upcoming dividend of S/0.13 per share at 8.3% yieldEligible shareholders must have bought the stock before 20 April 2023. Payment date: 28 April 2023. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 8.3%. Lower than top quartile of Peruvian dividend payers (16%). Higher than average of industry peers (5.6%).
Reported Earnings • Feb 14Full year 2022 earnings released: EPS: S/0.26 (vs S/0.21 in FY 2021)Full year 2022 results: EPS: S/0.26 (up from S/0.21 in FY 2021). Revenue: S/5.14b (up 16% from FY 2021). Net income: S/1.92b (up 23% from FY 2021). Profit margin: 37% (up from 35% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.
Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: S/0.072 (vs S/0.055 in 3Q 2021)Third quarter 2022 results: EPS: S/0.072 (up from S/0.055 in 3Q 2021). Revenue: S/1.32b (up 17% from 3Q 2021). Net income: S/535.0m (up 32% from 3Q 2021). Profit margin: 41% (up from 36% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 16% per year, which means it is significantly lagging earnings.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Jose Manuel Sanchez-Diezma was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Apr 14Upcoming dividend of S/0.12 per shareEligible shareholders must have bought the stock before 21 April 2022. Payment date: 29 April 2022. Payout ratio is a comfortable 70% but the company is not cash flow positive. Trailing yield: 7.3%. Lower than top quartile of Peruvian dividend payers (18%). Higher than average of industry peers (3.9%).
Reported Earnings • Apr 06Full year 2021 earnings released: EPS: S/0.23 (vs S/0.096 in FY 2020)Full year 2021 results: EPS: S/0.23 (up from S/0.096 in FY 2020). Revenue: S/4.43b (up 50% from FY 2020). Net income: S/1.56b (up 141% from FY 2020). Profit margin: 35% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Non-performing loans: 6.33% (up from 5.92% in FY 2020). Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
Reported Earnings • Feb 15Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: S/0.23 (up from S/0.096 in FY 2020). Revenue: S/4.43b (up 50% from FY 2020). Net income: S/1.56b (up 141% from FY 2020). Profit margin: 35% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.1%. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • Oct 06Inaugural dividend of S/0.045 per shareEligible shareholders must have bought the stock before 13 October 2021. Payment date: 26 October 2021. The company last paid an ordinary dividend in February 2017. The average dividend yield among industry peers is 3.2%.
Valuation Update With 7 Day Price Move • Apr 23Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to S/2.05, the stock trades at a trailing P/E ratio of 20.6x. Average trailing P/E is 34x in the Banks industry in Peru. Total loss to shareholders of 33% over the past three years.
Upcoming Dividend • Apr 08Inaugural dividend of S/0.045 per shareEligible shareholders must have bought the stock before 15 April 2021. Payment date: 27 April 2021. The company last paid an ordinary dividend in February 2017. The average dividend yield among industry peers is 2.4%.
Reported Earnings • Feb 12Full year 2020 earnings releasedThe company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: S/2.96b (down 29% from FY 2019). Net income: S/648.2m (down 60% from FY 2019). Profit margin: 22% (down from 39% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has fallen by 8% per year.
Is New 90 Day High Low • Jan 29New 90-day high: S/2.45The company is up 19% from its price of S/2.06 on 30 October 2020. The Peruvian market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 15% over the same period.
Valuation Update With 7 Day Price Move • Nov 10Market bids up stock over the past weekAfter last week's 18% share price gain to S/2.40, the stock is trading at a trailing P/E ratio of 16.9x, up from the previous P/E ratio of 14.3x. This compares to an average P/E of 16x in the Banks industry in Peru. Total return to shareholders over the past three years is a loss of 17%.
Reported Earnings • Nov 05Third quarter 2020 earnings released: EPS S/0.016The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: S/710.6m (down 35% from 3Q 2019). Net income: S/102.8m (down 77% from 3Q 2019). Profit margin: 14% (down from 40% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has fallen by 16% per year, which means it is performing significantly worse than earnings.
Is New 90 Day High Low • Oct 29New 90-day low: S/2.05The company is down 8.0% from its price of S/2.23 on 31 July 2020. The Peruvian market is down 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 1.0% over the same period.
