View Future GrowthExpert.ai 過去の業績過去 基準チェック /06Expert.aiは11.9%の年平均成長率で業績を伸ばしているが、Software業界はdecliningで22.7%毎年増加している。売上は成長しており、年平均0.02%の割合である。主要情報11.87%収益成長率22.75%EPS成長率Software 業界の成長10.11%収益成長率0.016%株主資本利益率-12.95%ネット・マージン-11.91%次回の業績アップデート30 Sep 2026最近の業績更新Reported Earnings • Jun 16Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: €0.05 loss per share (improved from €0.10 loss in FY 2024). Revenue: €47.8m (up 59% from FY 2024). Net loss: €5.69m (loss narrowed 43% from FY 2024). Revenue exceeded analyst estimates by 5.8%. Earnings per share (EPS) missed analyst estimates. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 9.4% growth forecast for the Software industry in Italy. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has only increased by 25% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 30+ 1 more updateExpert.ai S.p.A. to Report First Half, 2026 Results on Sep 28, 2026Expert.ai S.p.A. announced that they will report first half, 2026 results on Sep 28, 2026Reported Earnings • Apr 02Full year 2024 earnings releasedFull year 2024 results: Revenue: €32.4m (down 11% from FY 2023). Net loss: €10.1m (loss widened 2.1% from FY 2023). Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Software industry in Italy.お知らせ • Feb 01+ 1 more updateExpert.ai S.p.A. to Report First Half, 2025 Results on Sep 30, 2025Expert.ai S.p.A. announced that they will report first half, 2025 results on Sep 30, 2025Reported Earnings • Apr 25Full year 2023 earnings releasedFull year 2023 results: Revenue: €39.1m (up 4.2% from FY 2022). Net loss: €9.86m (loss narrowed 59% from FY 2022). Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Italy.お知らせ • Apr 11Expert.ai S.p.A. to Report Fiscal Year 2023 Results on Apr 24, 2024Expert.ai S.p.A. announced that they will report fiscal year 2023 results on Apr 24, 2024すべての更新を表示Recent updatesReported Earnings • Jun 16Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: €0.05 loss per share (improved from €0.10 loss in FY 2024). Revenue: €47.8m (up 59% from FY 2024). Net loss: €5.69m (loss narrowed 43% from FY 2024). Revenue exceeded analyst estimates by 5.8%. Earnings per share (EPS) missed analyst estimates. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 9.4% growth forecast for the Software industry in Italy. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has only increased by 25% per year, which means it is significantly lagging earnings growth.お知らせ • Jun 15Expert.ai S.p.A., Annual General Meeting, Jun 29, 2026Expert.ai S.p.A., Annual General Meeting, Jun 29, 2026, at 15:30 W. Europe Standard Time.New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. This is currently the only risk that has been identified for the company.Price Target Changed • Mar 24Price target increased by 9.7% to €1.98Up from €1.80, the current price target is an average from 2 analysts. New target price is 12% above last closing price of €1.76. Stock is up 60% over the past year. The company is forecast to post a net loss per share of €0.015 next year compared to a net loss per share of €0.10 last year.New Risk • Feb 13New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 5.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.お知らせ • Jan 30+ 1 more updateExpert.ai S.p.A. to Report First Half, 2026 Results on Sep 28, 2026Expert.ai S.p.A. announced that they will report first half, 2026 results on Sep 28, 2026Buy Or Sell Opportunity • Jan 09Now 22% undervaluedOver the last 90 days, the stock has risen 18% to €1.87. The fair value is estimated to be €2.38, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.2% over the last 3 years. Earnings per share has grown by 54%. Revenue is forecast to grow by 28% in a year. Earnings are forecast to grow by 95% in the next year.お知らせ • Nov 26Expert.ai Presents EIX-Customer Screening for Intelligent Adverse News Monitoring in the Financial SectorExpert.ai released its enhanced solution for helping banks and financial institutions continuously monitor and analyze media coverage related to potential criminal activity or investigations involving customers. Available through the EidenAI Suite, Expert.ai's ecosystem of AI tools and solutions designed for industry, EIX-Customer Screening leverages advanced technologies to reinforce anti-money laundering (AML) programs and help organizations adopt a more proactive Know Your Customer (KYC) approach. With financial crime on the rise and regulatory requirements becoming increasingly stringent, EIX- Customer Screening automates the monitoring and analysis of news related to customers and counterparties--in real time and on a global scale. The solution significantly reduces false positives, streamlines oversight activities and improves operational efficiency. Powered by a Hybrid AI approach that combines cutting-edge capabilities, EIX-Customer Screened processes large volumes of multilingual news and unstructured data to help teams quickly detect critical events and adverse media, such as criminal activity, investigations or legal proceedings while drastically reducing false positives. The solution also supports sanctions screening and identification of politically exposed persons (PEPs), enhancing compliance and due diligence workflows for better accuracy and security. EIX-Customer Screening sets a new standard for AML and KYC programs. Built on Expert.ai's extensive technological expertise, deep domain knowledge and years of experience serving leading banking and financial organizations, the solution offers enhanced support for analysts by enabling: Continuous monitoring and analysis of global information flows (news, corporate records, regulatory lists, etc.) to deliver a complete, 360deg view of customer risk; Intelligent detection and classification across 60+ crime categories; Extraction of contextual data (e.g., age, role, location of individuals involved); Customizable relevance and risk scoring with up to 90% reduction in false positives, enabling teams to focus on true risks and accelerate AML investigations and customer onboarding; Screening against major global sanctions lists (UN, EU, OFAC, etc.) and PEP Checks and automatic generation of reports, alerts and summaries for AML/KYC teams. EIX-Customer Screened supports both large institutions and small organizations, making it easy to scale monitoring across the entire customer portfolio or targeted segments. The solution is available and integrates seamlessly with leading compliance platforms.お知らせ • Oct 15Expert.ai Strengthens Its Offering for the Insurance Industry with Advanced AI SolutionsExpert.ai announced significant enhancements to its insurance solutions available through the EidenAI Suite. The updates further strengthen Expert.ai's position as the trusted AI partner for insurers, MGAs, brokers and TPAs, delivering measurable value across core insurance functions and helping organizations accelerate processes, reduce risk and enable scalability across operations. The improved offering includes three specialized solutions that deliver measurable value across core insurance functions. All are available as turnkey and highly customized deployments with built-in governance and monitoring capabilities to ensure safe, transparent and compliant adoption of AI: AI-Powered Underwriting: Accuracy and speed in underwriting are essential for competitive advantage. EIX-Underwriting leverages its proven Hybrid AI approach to streamline data extraction from unstructured documents and risk evaluation, ensuring scalable performance even during peak demand periods. All commercial lines, both admitted and E&S, are supported. Claims Automation: Designed to eliminate bottlenecks in high-volume, document-intensive claims environments, Expert.ai's EIX-Claims Automation solution intelligently classifies and extracts critical data from incoming documents, speeding resolutions, reducing leakage, and improving customer satisfaction. The solution includes legal demand identification and medical summarization. Policy Servicing Automation: Outdated servicing processes often slow operations and create low customer satisfaction. Through EIX-Policy Servicing, Expert.ai helps teams automate workflows, such as endorsement, audit and renewal processing, end-to-end, while enhancing compliance, reducing operational costs and improving service delivery with intelligent, auditable processes.Major Estimate Revision • Oct 10Consensus EPS estimates fall by 200%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from €40.7m to €39.8m. Losses expected to increase from €0.005 per share to €0.015. Software industry in Italy expected to see average net income growth of 45% next year. Consensus price target of €1.85 unchanged from last update. Share price rose 3.5% to €1.58 over the past week.お知らせ • Oct 07Expert.ai Introduces New AI Solutions to Accelerate Pharma & Life Sciences InnovationExpert.ai announced the debut of its new AI-powered offerings designed to accelerate innovation across the pharmaceutical, healthcare and life sciences industries. Launched at BioTechX Europe 2025, Europe's largest congress dedicated to pharma & healthcare, the new solutions enable organizations to enhance data analysis, streamline discovery processes and unlock new possibilities for clinical trials and therapeutic improvement: EIX-Submission Readiness empowers teams to build smarter, more efficient workflows for regulatory documentation. EIX-Preclinical Document Intelligence streamlines preclinical documentation with greater speed and accuracy, free experts to focus on innovation. EIX-Clinical Trials Intelligence helps research teams to distill the most accurate, up-to-date information by disrupting across mountains of content from clinical registries, scientific publications and real-world data. EIX-IP Detection delivers comprehensive, explainable insights across patents, scientific literature and clinical trial data. Leveraging its deep domain expertise and unique hybrid AI approach, Expert.ai helps researchers transform the complexity of research & development into strategic advantage. By reducing manual effort and scaling insights from massive volumes of data, the new solutions use the most effective AI techniques to ensure regulatory accuracy, improve trial design, accelerate patient recruitment, reduce costs and minimize the constant risks of delays. With these innovations, Expert.ai continues to set the standard for applying AI in Pharma & Life Sciences, delivering greater efficiency and reliability across the life sciences value chain through intelligent document automation and AI agents.お知らせ • Sep 12Expert.Ai Launches Enhanced Solutions for Digital Information ServicesExpert.ai presents enhanced AI-powered solutions purpose-built for Digital Information Services. In data-saturated landscape, information services organizations must quickly convert vast, diverse streams of both structured and unstructured information into clear, actionable insights. Expert.ai empowers this transformation through advanced Hybrid AI capabilities that automate classification, entity and relationship extraction, tagging and semantic enrichment, similarity detection, and personalized recommendations. By extending content usability, Expert.ai maximizes the value of data, simplifying its governance and supporting continuous innovation through the best of diverse AI techniques -- including neuro-symbolic AI, AI agents, LLMs and the broader Generative AI ecosystem -- all tailored to extract meaning from complexity. Transforming how information services teams operate, Expert.ai streamlines workflows, enabling professionals to focus on high-value tasks, accelerate insight generation and repurpose knowledge across domains. New Expert.ai solutions for Digital Information Services include: EIX-Insight Discovery to cut through the noise, automatically identify meaningful insights from high-volume, high-complexity data sources and support research, editorial and business intelligence functions. EIX-Boosting Audience Engagement to use advanced personalization and intelligent content tagging to deliver more relevant, resonant experiences across channels, driving engagement and measurable growth. EIX-Insight Repurposing to transform previously published content and internal knowledge into new, high-value content assets, streamlining editorial operations and amplifying return on existing data. These new solutions are part of the EidenAI Suite, Expert.ai's modular AI ecosystem designed to support industry-specific challenges in media, insurance, pharma and life sciences, banking, financial services and more. With built-in explainability, governance and seamless integration, EidenAI Suite empowers organizations to scale language-based intelligence with speed, safety and precision.お知らせ • Jul 03+ 1 more updateExpert.ai S.p.A. (BIT:EXAI) acquired I.S.E.D. Ingegneria Dei Sistemi Elaborazione Dati Spa from S.& I. - Servizi Per L'Innovazione - S.R.L. Piu' Brevemente S.& I. - S.R.L. for €4.8 million.Expert.ai S.p.A. (BIT:EXAI) acquired I.S.E.D. Ingegneria Dei Sistemi Elaborazione Dati Spa from S.& I. - Servizi Per L'Innovazione - S.R.L. Piu' Brevemente S.& I. - S.R.L. for €4.8 million on July 1, 2025. The price of the acquisition is approximately €4.8 million (equity value) and will be settled in multiple tranches, distributed over different time periods, some of which will be after the completion of the partial demerger of S&I, as detailed below. The transaction has been fully financed through the use of internal funds. Through this acquisition, expert.ai strengthens its position in Public Administration and Digital Healthcare sectors. The shareholders of ISED, seizing the opportunity for the Company's development, have also decided to reinvest part of the proceeds from the sale of ISED into Expert.ai (the “ISED Investors”), committing to subscribe to a tranche of the Capital Increase reserved for them. The following are ISED's latest financial figures for the financial statements as of December 31, 2024: revenues of €8.8 million; EBITDA of €1.0 million with an EBITDA margin of 11%. The Board of Directors of Expert.ai Approved and simultaneously finalized the acquisition of 100% of th share capital of ISED S.p.A. Lexia acted as legal advisor and Rossella Lehnus, Emanuele Rita, Edoardo Tamburelli, Laura Caucci Molara and Andrea Gagliardi of Deloitte Financial Advisory S.r.l. acted as Financial Advisor to the Company. Scacchi Law Firm acted as legal advisor and ncesco Martinelli of Studio Martinelli acted as Financial Advisor to seller. The Caruso Andreatini Notai Associati firm , together with the lawyer Gabriella Pizzi , took care of the notarial profiles. Expert.ai S.p.A. (BIT:EXAI) completed the acquisition of I.S.E.D. Ingegneria Dei Sistemi Elaborazione Dati Spa from S.& I. - Servizi Per L'Innovazione - S.R.L. Piu' Brevemente S.& I. - S.R.L. on July 1, 2025.New Risk • Jun 30New minor risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow. Free cash flow: -€6.2m This is considered a minor risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (41% increase in shares outstanding). Minor Risk Less than 1 year of cash runway based on current free cash flow (-€6.2m).Price Target Changed • May 28Price target increased by 20% to €1.80Up from €1.50, the current price target is an average from 2 analysts. New target price is 28% above last closing price of €1.41. Stock is up 20% over the past year.お知らせ • May 13Expert.ai S.p.A., Annual General Meeting, May 27, 2025Expert.ai S.p.A., Annual General Meeting, May 27, 2025, at 15:00 W. Europe Standard Time.分析記事 • Apr 11Optimistic Investors Push Expert.ai S.p.A. (BIT:EXAI) Shares Up 28% But Growth Is LackingExpert.ai S.p.A. ( BIT:EXAI ) shares have had a really impressive month, gaining 28% after a shaky period beforehand...お知らせ • Apr 08Expert.ai S.p.A. (BIT:EXAI) entered into a non-binding agreement to acquire 40% stake in Villanova Project from Tiscali Italia S.p.A.Expert.ai S.p.A. (BIT:EXAI) entered into a non-binding agreement to acquire 40% stake in Villanova Project from Tiscali Italia S.p.A on April 7, 2025. The non-binding agreement provides for (i) the establishment of a newco by Tiscali (the ‘NewCo’); (ii) the transfer of the Villanova Project to NewCo, and (iii) the subsequent investment by expert.ai in NewCo. Upon completion of the Transaction, it is expected that expert.ai will hold a stake equal to not less than 40% of NewCo's share capital. The Non-Binding Agreement provides for Tiscali's commitment, until June 30, 2025 unless expert.ai informs Tiscali that it does not wish to proceed with the Transaction not to engage in negotiations or discussions concerning the Project with parties other than expert.ai. The Transaction is contingent on the granting of any necessary authorizations by all relevant authorities and public bodies (including, but not limited to, the European Commission and MimiT) as well as the finalization of binding agreements.New Risk • Apr 02New minor risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow. Free cash flow: -€949k This is considered a minor risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (41% increase in shares outstanding). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€949k). Share price has been volatile over the past 3 months (5.5% average weekly change).Reported Earnings • Apr 02Full year 2024 earnings releasedFull year 2024 results: Revenue: €32.4m (down 11% from FY 2023). Net loss: €10.1m (loss widened 2.1% from FY 2023). Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Software industry in Italy.お知らせ • Feb 01+ 1 more updateExpert.ai S.p.A. to Report First Half, 2025 Results on Sep 30, 2025Expert.ai S.p.A. announced that they will report first half, 2025 results on Sep 30, 2025分析記事 • Aug 21Expert.ai S.p.A.'s (BIT:EXAI) 26% Price Boost Is Out Of Tune With RevenuesExpert.ai S.p.A. ( BIT:EXAI ) shareholders have had their patience rewarded with a 26% share price jump in the last...New Risk • Aug 05New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 54% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (54% increase in shares outstanding). Minor Risk Share price has been volatile over the past 3 months (6.1% average weekly change).Major Estimate Revision • Jul 31Consensus EPS estimates upgraded to €0.01 lossThe consensus outlook for fiscal year 2024 has been updated. 2024 losses forecast to reduce from -€0.02 to -€0.01 per share. Revenue forecast unchanged from €35.3m at last update. Software industry in Italy expected to see average net income growth of 55% next year. Consensus price target down from €1.80 to €1.50. Share price rose 6.6% to €1.22 over the past week.New Risk • Jul 30New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 7.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.2% average weekly change). Minor Risks Shareholders have been diluted in the past year (11% increase in shares outstanding). Market cap is less than US$100m (€84.4m market cap, or US$91.2m).お知らせ • Jul 27Expert.ai S.p.A. has completed a Follow-on Equity Offering in the amount of €26.137109 million.Expert.ai S.p.A. has completed a Follow-on Equity Offering in the amount of €26.137109 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 23,761,008 Price\Range: €1.1 Transaction Features: Rights Offeringお知らせ • May 31Expert.ai S.p.A. announced that it expects to receive €1.2 million in fundingExpert.ai S.p.A. announced a private placement to issue common shares for the gross proceeds of €1,200,000 on May 30, 2024.分析記事 • May 08Expert.ai S.p.A.'s (BIT:EXAI) Popularity With Investors Under Threat As Stock Sinks 26%The Expert.ai S.p.A. ( BIT:EXAI ) share price has softened a substantial 26% over the previous 30 days, handing back...Reported Earnings • Apr 25Full year 2023 earnings releasedFull year 2023 results: Revenue: €39.1m (up 4.2% from FY 2022). Net loss: €9.86m (loss narrowed 59% from FY 2022). Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Italy.お知らせ • Apr 16Expert.ai Launches Insight Engine for Life SciencesExpert.ai announced the launch of the expert.ai Insight Engine for Life Sciences. For the world of drug research and development, data is both a challenge to be managed and an opportunity to be leveraged. The ability to effectively and quickly mine scientific and biomedical content for developing new drugs and to design and operate clinical trials is more critical than ever before. The complexity of the diverse data sources that researchers depend on makes integrating, standardizing and analyzing them both challenging and time consuming. Commercial licensing and data access restrictions, as well as the lack of granularity and different taxonomies used by common search tools, further complicate the process. The convergence of these challenges in this fast-paced field impacts clinical research and delays drug development efforts, and it's precisely here that advanced AI technologies are adding significant value. Expert.ai Insight Engine for Life Sciences supports multiple use cases, including: Competitive Intelligence: Provide direct access to ongoing trials filtered for any combination of drug, indication, mechanism of action, sponsor or geography. Zoom into particular areas on the fly to gauge the competition's pipelines. Connect with both public and private research articles, research findings and emerging trends. Clinical Trial Design Optimization: Support clinical operations in optimizing the design and planning of a trial by identifying similar trials, comparing protocols, identifying suitable sites and patient populations, or assessing success criteria. This helps improve recruitment, allowing teams to compare design complexity based on inclusion/exclusion criteria and mine schedule of assessment data in protocol documents for site and patient burden assessments. Intellectual Property Protection: Automatically review patent claims against published papers and clinical trial activity, reducing the time that IP professionals spend on administrative activities and all IP-related tasks. Research Intelligence: Help researchers quickly access and analyze a vast amount of relevant information coming from biomedical and scientific literature, including full texts, speeding up the discovery and development of new drugs and therapies. As one of the finalists of the Bio-IT World"Best of Show" Awards, expert.ai will be showcasing its Insight Engine for Life Sciences at the Bio-IT World Conference & Expo in Boston (April 15-17, 2024), where a team of expert judges will view entries on site and choose winners based on the product's technical merit, functionality, innovation and in-person presentations.New Risk • Apr 16New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (9.9% average weekly change). Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Shareholders have been diluted in the past year (11% increase in shares outstanding).お知らせ • Apr 11Expert.ai S.p.A. to Report Fiscal Year 2023 Results on Apr 24, 2024Expert.ai S.p.A. announced that they will report fiscal year 2023 results on Apr 24, 2024Buy Or Sell Opportunity • Mar 26Now 22% undervaluedOver the last 90 days, the stock has risen 79% to €1.54. The fair value is estimated to be €1.96, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 36%. Revenue is forecast to decline by 5.6% in a year. Earnings are forecast to grow by 66% in the next year.Price Target Changed • Mar 25Price target increased by 29% to €1.80Up from €1.40, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of €1.85. Stock is up 151% over the past year. The company is forecast to post a net loss per share of €0.15 next year compared to a net loss per share of €0.42 last year.分析記事 • Mar 20A Look At The Intrinsic Value Of Expert.ai S.p.A. (BIT:EXAI)Key Insights Expert.ai's estimated fair value is €1.85 based on 2 Stage Free Cash Flow to Equity Expert.ai's €1.72...New Risk • Feb 27New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 7.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.7% average weekly change). Minor Risk Shareholders have been diluted in the past year (11% increase in shares outstanding).分析記事 • Feb 22Optimistic Investors Push Expert.ai S.p.A. (BIT:EXAI) Shares Up 26% But Growth Is LackingExpert.ai S.p.A. ( BIT:EXAI ) shares have continued their recent momentum with a 26% gain in the last month alone. The...New Risk • Feb 09New major risk - Revenue and earnings growthEarnings have declined by 44% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 44% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.9% average weekly change). Shareholders have been diluted in the past year (11% increase in shares outstanding). Market cap is less than US$100m (€66.9m market cap, or US$72.0m).お知らせ • Dec 13+ 2 more updatesExpert.ai S.p.A. to Report Fiscal Year 2023 Results on Mar 28, 2024Expert.ai S.p.A. announced that they will report fiscal year 2023 results on Mar 28, 2024Reported Earnings • Oct 01First half 2023 earnings releasedFirst half 2023 results: Revenue: €15.7m (down 9.5% from 1H 2022). Net loss: €7.69m (loss narrowed 48% from 1H 2022). Revenue is forecast to grow 8.4% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Italy. Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has only fallen by 24% per year, which means it has not declined as severely as earnings.お知らせ • Sep 27Expert.ai Unveils its Enterprise Language Model for Insurance – ELMIExpert.ai unveiled its Enterprise Language Model for Insurance – ELMI, an innovation in domain trained language models, set to help insurers reach their process automation and digital transformation goals with the higher accuracy. By simplifying and powering the interaction with language data within the expert.ai Platform for Insurance, Insurers can access solutions that scale and take advantage of deep insurance domain expertise combined with the best and most cost-effective attributes of Large Language Models (LLMs) to automate core processes. Through the expert.ai Platform for Insurance, ELMI supports key capabilities, including: Generative Summarization: generate accurate summaries, condensing vast amounts of claim or policy information into concise insights, saving time and accelerating straight through processing or human review activities. Zero Shot Extraction: extract crucial insurance data from structured/unstructured, handwritten/typed, good quality/bad quality sources with accuracy and automatically normalize output formats and add medical annotations such as ICD 9/10 medical codes. Generative Q&A: answer questions quickly so underwriters and claims handlers can extract meaningful insights from proprietary case files by asking questions using natural language queries. Unlike general knowledge large language models, ELMI is: Trained for Insurance: Eliminating the cost and complexity of training language models, ELMI is engineered with a deep understanding of the insurance domain, providing insurers with generative AI capability ready to tackle underwriting and claims processing challenges. Built for the real-world: ELMI is integrated into expert.ai end-to-end insurance solutions to meet the practical challenges of AI at scale across insurance workflows from underwriting to claims. Expert.ai purpose-built approach addresses critical shortcomings of general-purpose language models and brings the power of generative AI to improve accuracy and reduce costs. Cost Optimized: When compared to hosted token-based models, ELMI offers a more cost-effective solution, reducing expenses related to usage, hosting, running, and maintenance, while still delivering superior performance and accuracy. Secure and Compliant: ELMI is designed to ensure compliance with the most stringent governance standards and does not share sensitive insurance data. Cloud-agnostic: Offering the flexibility to deploy on any cloud infrastructure or on-premises, ELMI deployments easily meet insurer's varying requirements.Buying Opportunity • Aug 29Now 22% undervaluedOver the last 90 days, the stock is up 23%. The fair value is estimated to be €1.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 63%. Revenue is forecast to decline by 0.8% in a year. Earnings is forecast to grow by 81% in the next year.Board Change • Aug 01High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Founder & Deputy Chairman of the Board Stefano Spaggiari was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Major Estimate Revision • Jul 09Consensus EPS estimates upgraded to €0.07 loss, revenue downgradedThe consensus outlook for fiscal year 2023 has been updated. 2023 revenue forecast fell from €38.6m to €37.2m. 2023 losses expected to reduce from -€0.11 to -€0.07 per share. Software industry in Italy expected to see average net income growth of 81% next year. Consensus price target broadly unchanged at €1.40. Share price rose 8.9% to €0.93 over the past week.お知らせ • Jul 08Expert.ai S.p.A., Annual General Meeting, Jul 24, 2023Expert.ai S.p.A., Annual General Meeting, Jul 24, 2023.お知らせ • Jul 07Expert.ai S.p.A. announced that it expects to receive €3.85 million in fundingExpert.ai S.p.A. announced that it has entered into an agreement with main shareholders of the company and GUM Group Spa to issue 5,000,000 common shares at an issue price of €0.77 per share for the gross proceeds of €3,850,000 on July 6, 2023. The transaction has been approved by the shareholders of the company. As part of the transaction, Pardi joined the company as chairman.分析記事 • Jul 07Estimating The Intrinsic Value Of Expert.ai S.p.A. (BIT:EXAI)Key Insights Using the 2 Stage Free Cash Flow to Equity, Expert.ai fair value estimate is €0.83 With €0.95 share price...お知らせ • Jun 27Expert.ai Launches AI Platform for Insurance to Power NLP-Driven Intelligent Process AutomationExpert.ai announced availability of the expert.ai Platform for Insurance. The expert.ai Platform for Insurance powers underwriting and claims solutions so that insurers can use natural language processing to eliminate documents from review cycles, extract needed data and prioritize which submission or claims need an expedited review or to be assigned to a senior adjuster based on complexity. The expert.ai Platform For Insurance provides insurance teams with a way to automate the repetitive tasks associated with document reviews, extraction and assessments, freeing up time to focus on de-risking underwriting decisions, determining coverage and conducting preliminary claims investigations. Key platform capabilities include: Out-of-the-box data extraction for common data fields; Urgency, severity and intent routing for claims and submissions packages; Extraction of key exposure factors, e.g., coverage exclusions, limitations, pre-existing conditions, etc; Accurate summarization for human review, e.g., pre-assignment of risk grades for human validation/evaluation from property risk engineers; Data redaction for GDPR and PII (personally identifiable information), etc. Record type categorization and elimination of records from review cycles; A customizable insurance-trained language model. From submissions and claims management through policy comparison and risk engineering, the expert.ai Platform for insurance supports even the most intricate, complex and language-intensive uses cases. Expert.ai will be showcasing its Platform for Insurance during the Reuters "The Future of Insurance USA 2023" event in Chicago on June 27-28.Board Change • Jun 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Alan Packer was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • May 12Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Cecilia Garattini was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • May 05Expert.ai Appoints Alan Packer to the Board of DirectorsExpert.ai announced that Alan Packer, formerly Director of Engineering for Amazon's Alexa Natural Language Understanding (NLU) team, has joined the company's board of directors. Alan's deep technical knowledge of the NLU space will be instrumental in the company's continued development of its differentiated hybrid AI approach to create NLU solutions combining knowledge-base, machine learning, and large language models (LLMs) for the enterprise. Alan Packer has nearly 30 years of applied artificial intelligence (AI) and machine learning experience in natural language technologies, speech recognition, internet-scale web services and security for both enterprise and consumer products. Prior to leading Amazon's Alexa NLU team, Alan was Director of Engineering for Facebook's Search Platform and Language Technology team where he was responsible for Search Ranking, Machine Translation, Speech Recognition and NLU technology. Previously, Alan was General Manager of the Anti-Malware team and later the Language and Intent team at Bing, building the core technology and back-end for Microsoft's personal assistant Cortana.分析記事 • May 04Is Expert.ai (BIT:EXAI) A Risky Investment?Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...Breakeven Date Change • Apr 08Forecast breakeven date pushed back to 2025The 3 analysts covering Expert.ai previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of €1.80m in 2025. Average annual earnings growth of 85% is required to achieve expected profit on schedule.Price Target Changed • Mar 31Price target decreased by 9.6% to €1.25Down from €1.38, the current price target is an average from 3 analysts. New target price is 82% above last closing price of €0.69. Stock is down 51% over the past year. The company is forecast to post a net loss per share of €0.33 next year compared to a net loss per share of €0.30 last year.分析記事 • Mar 07Are Expert.ai S.p.A. (BIT:EXAI) Investors Paying Above The Intrinsic Value?Key Insights The projected fair value for Expert.ai is €0.68 based on 2 Stage Free Cash Flow to Equity Expert.ai is...お知らせ • Feb 08Expert.ai Announces New Features to Hybrid Natural Language PlatformExpert.ai announces the release of new features for its Natural Language (NL) platform enhancing purpose-built natural language processing (NLP) workflow support. By employing a hybrid approach that combines in NL techniques – including machine learning and knowledge-based, symbolic AI – the expert.ai Platform gets the most out of unstructured data, like text in documents, applications and tools, to enable organizations create new business models, accelerate time to value and optimize processes. Natural language text understanding has advanced to among the most widely embedded AI capabilities within organizations. NLP is no longer considered experimental, but a crucial technology for creating tangible ROI and achieving competitive advantage, and hybrid NL is becoming the de-facto approach to optimize results. According to Forrester*, "Hybrid AI delivers the best results for NLP Applications. Human knowledge remains essential for many use cases, including the effective use of natural language processing (NLP)." Expert.ai's hybrid NL Platform analyzes and understands unstructured language data in vertical domains to accelerate business impact. Experience with hundreds of clients across the insurance, financial services, life science/pharmaceutical, healthcare and publishing and media verticals use NL to create competitive advantage via undervalued language data within their enterprises. Enhanced on-premise deployment options and taxonomy management are among the major updates. Deployment (on premise installation): With the expert.ai platform, organizations can accelerate their AI initiatives while fully managing the performance, security and scalability of their data and infrastructure. The new release also enables the use of Kubernetes (K8s) to store core data on-premise, implement specific security measures or comply with specific regulatory requirements while accessing the latest updates to remain current. Taxonomy: The new platform release offers the possibility of adding 3rd-party external knowledge sources to deliver NL applications to production faster with higher levels of business accuracy. Third-party knowledge sources include Unified Medical Language System (UMLS) like MeSH, ICD9 and ICD10 and specific resources like the ones provided by WAND Inc., the premier source for industry vertical taxonomies, business taxonomies and specialty domain-specific taxonomies. Additional features include: APIs: Developers can now interact with expert.ai APIs using visual documentation, making it easy for back-end implementation and client-side consumption. Development teams can now visualize and interact with the API resources using a familiar Swagger interface. Navigation of Knowledge Graphs (KGs): Resulting in customized navigation of knowledge models to quickly identify the strength of related concepts and connections. Expert.ai Platform users can now navigate all KGs within the Platform and in particular: different technical versions of Knowledge Graphs; Knowledge Graphs for CPKs in different models; Knowledge Graphs that are part of experiments run within the authoring environment; Knowledge Graph CPKs derived from the building of a Knowledge Graph Editor project.お知らせ • Jan 31+ 2 more updatesExpert.ai S.p.A. to Report Fiscal Year 2022 Results on Mar 30, 2023Expert.ai S.p.A. announced that they will report fiscal year 2022 results on Mar 30, 2023Recent Insider Transactions • Dec 21Founder & Executive Chairman recently bought €150k worth of stockOn the 19th of December, Stefano Spaggiari bought around 246k shares on-market at roughly €0.61 per share. This transaction amounted to 7.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Stefano's only on-market trade for the last 12 months.Breakeven Date Change • Dec 07Forecast to breakeven in 2024The 3 analysts covering Expert.ai expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 39% per year to 2023. The company is expected to make a profit of €1.57m in 2024. Average annual earnings growth of 83% is required to achieve expected profit on schedule.Buying Opportunity • Dec 01Now 26% undervalued after recent price dropOver the last 90 days, the stock is down 30%. The fair value is estimated to be €0.85, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.2% over the last 3 years. Earnings per share has declined by 67%. Revenue is forecast to grow by 47% in 2 years. Earnings is forecast to grow by 76% in the next 2 years.Board Change • Nov 16High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 1 experienced director. No highly experienced directors. Independent Director Stefano Pedrini is the most experienced director on the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.分析記事 • Nov 10What Is Expert.ai S.p.A.'s (BIT:EXAI) Share Price Doing?Expert.ai S.p.A. ( BIT:EXAI ), might not be a large cap stock, but it saw a significant share price rise of over 20% in...Major Estimate Revision • Nov 01Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from €40.7m to €38.1m. Losses expected to increase from €0.28 per share to €0.32. Software industry in Italy expected to see average net income growth of 81% next year. Consensus price target down from €1.78 to €1.38. Share price fell 7.8% to €0.43 over the past week.Breakeven Date Change • Oct 16No longer forecast to breakevenThe 3 analysts covering Expert.ai no longer expect the company to break even during the foreseeable future. The company was expected to make a profit of €1.60m in 2024. New consensus forecast suggests the company will make a loss of €266.7k in 2024.Breakeven Date Change • Oct 05No longer forecast to breakevenThe 3 analysts covering Expert.ai no longer expect the company to break even during the foreseeable future. The company was expected to make a profit of €1.60m in 2024. New consensus forecast suggests the company will make a loss of €266.7k in 2024.Reported Earnings • Oct 03First half 2022 earnings released: €0.28 loss per share (vs €0.22 loss in 1H 2021)First half 2022 results: €0.28 loss per share (further deteriorated from €0.22 loss in 1H 2021). Revenue: €18.5m (up 22% from 1H 2021). Net loss: €14.7m (loss widened 34% from 1H 2021). Revenue is forecast to grow 30% p.a. on average during the next 3 years, compared to a 19% growth forecast for the Software industry in Italy. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 29 percentage points per year, which is a significant difference in performance.Major Estimate Revision • Oct 01Consensus EPS estimates fall by 20%The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from €43.8m to €43.0m. Losses expected to increase from €0.22 per share to €0.26. Software industry in Italy expected to see average net income growth of 47% next year. Consensus price target of €2.03 unchanged from last update. Share price fell 20% to €0.67 over the past week.分析記事 • May 13Expert.ai S.p.A. (BIT:EXAI) Shares Could Be 42% Below Their Intrinsic Value EstimateDoes the May share price for Expert.ai S.p.A. ( BIT:EXAI ) reflect what it's really worth? Today, we will estimate the...Board Change • Apr 27High number of new and inexperienced directorsThere are 9 new directors who have joined the board in the last 3 years. The company's board is composed of: 9 new directors. 2 experienced directors. No highly experienced directors. Independent Director Stefano Pedrini is the most experienced director on the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Reported Earnings • Apr 24Full year 2021 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2021 results: €0.30 loss per share (down from €0.17 loss in FY 2020). Revenue: €37.3m (up 6.3% from FY 2020). Net loss: €15.7m (loss widened 105% from FY 2020). Revenue missed analyst estimates by 2.9%. Earnings per share (EPS) exceeded analyst estimates by 100%. Over the next year, revenue is forecast to grow 9.5%, compared to a 52% growth forecast for the industry in Italy. Over the last 3 years on average, earnings per share has fallen by 56% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.Breakeven Date Change • Mar 05Forecast to breakeven in 2024The 2 analysts covering Expert.ai expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €1.88m in 2024. Average annual earnings growth of 46% is required to achieve expected profit on schedule.Recent Insider Transactions • Dec 17Founder recently sold €320k worth of stockOn the 10th of December, Marco Varone sold around 140k shares on-market at roughly €2.28 per share. This was the largest sale by an insider in the last 3 months. This was Marco's only on-market trade for the last 12 months.分析記事 • Oct 04Health Check: How Prudently Does Expert.ai (BIT:EXAI) Use Debt?Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...Reported Earnings • Oct 01First half 2021 earnings releasedThe company reported a soft first half result with increased losses and weaker control over costs, although revenues improved. First half 2021 results: Revenue: €15.1m (up 19% from 1H 2020). Net loss: €11.0m (loss widened 260% from 1H 2020).分析記事 • May 15Is Expert.ai (BIT:EXAI) Using Debt In A Risky Way?Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...Reported Earnings • Apr 04Full year 2020 earnings releasedThe company reported a poor full year result with increased losses, weaker revenues and weaker control over costs. Full year 2020 results: Revenue: €35.0m (down 7.9% from FY 2019). Net loss: €5.42m (loss widened 452% from FY 2019).分析記事 • Apr 03Expert System S.p.A. (BIT:EXSY) Released Earnings Last Week And Analysts Lifted Their Price Target To €5.00As you might know, Expert System S.p.A. ( BIT:EXSY ) recently reported its full-year numbers. It was a pretty good...分析記事 • Feb 22What You Need To Know About Expert System S.p.A.'s (BIT:EXSY) Investor CompositionEvery investor in Expert System S.p.A. ( BIT:EXSY ) should be aware of the most powerful shareholder groups. Large...Is New 90 Day High Low • Feb 02New 90-day high: €3.00The company is up 41% from its price of €2.13 on 03 November 2020. The Italian market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is up 26% over the same period.分析記事 • Dec 02Are Investors Undervaluing Expert System S.p.A. (BIT:EXSY) By 49%?In this article we are going to estimate the intrinsic value of Expert System S.p.A. ( BIT:EXSY ) by taking the...Is New 90 Day High Low • Oct 15New 90-day low: €2.20The company is down 22% from its price of €2.82 on 17 July 2020. The Italian market is down 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Software industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.55 per share.Major Estimate Revision • Oct 06Analysts lower EPS estimates to -€0.043The 2020 consensus revenue estimate was lowered from €31.3m to €30.7m. The company's losses are expected to worsen with analysts lowering their EPS forecasts from -€0.03 to -€0.043 for the same period. The Software industry in Italy is expected to see an average net income growth of 46% next year. The consensus price target of €3.75 was unchanged from the last update. Share price stayed mostly flat at €2.33 over the past week.Reported Earnings • Oct 01First half earnings releasedOver the last 12 months the company has reported total losses of €13.6k, with losses narrowing by 100% from the prior year. Total revenue was €36.0m over the last 12 months, up 8.0% from the prior year.収支内訳Expert.ai の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史BIT:EXAI 収益、費用、利益 ( )EUR Millions日付収益収益G+A経費研究開発費31 Dec 2548-60030 Sep 2542-80030 Jun 2534-100031 Mar 2532-100031 Dec 2430-100030 Sep 2432-90030 Jun 2433-90031 Mar 2435-90031 Dec 2336-100030 Sep 2336-131030 Jun 2336-171031 Mar 2337-201031 Dec 2238-241030 Sep 2238-221030 Jun 2239-191031 Mar 2238-181031 Dec 2137-161030 Sep 2137-151030 Jun 2137-141031 Mar 2136-111031 Dec 2035-81030 Sep 2036-41030 Jun 2036-12031 Mar 2037-12031 Dec 1938-12030 Sep 1936-32030 Jun 1933-42031 Mar 1934-42031 Dec 1834-42030 Sep 1835-42030 Jun 1836-42031 Mar 1834-62031 Dec 1732-82030 Sep 1731-102030 Jun 1729-112031 Mar 1729-92031 Dec 1630-82030 Sep 1627-71030 Jun 1624-61031 Mar 1622-51031 Dec 1520-31030 Sep 1519-31030 Jun 1518-110質の高い収益: EXAIは現在利益が出ていません。利益率の向上: EXAIは現在利益が出ていません。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: EXAIは利益を出していないが、過去 5 年間で年間11.9%の割合で損失を削減してきた。成長の加速: EXAIの過去 1 年間の収益成長を 5 年間の平均と比較することはできません。現在は利益が出ていないためです。収益対業界: EXAIは利益が出ていないため、過去 1 年間の収益成長をSoftware業界 ( 11% ) と比較することは困難です。株主資本利益率高いROE: EXAIは現在利益が出ていないため、自己資本利益率 ( -12.95% ) はマイナスです。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YSoftware 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/22 19:20終値2026/06/22 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Expert.ai S.p.A. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。8 アナリスト機関Luca ArenaAlantra Capital Markets ResearchKatherine ThompsonEdison Investment ResearchDaniele AlibrandiStifel, Equities Research5 その他のアナリストを表示
Reported Earnings • Jun 16Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: €0.05 loss per share (improved from €0.10 loss in FY 2024). Revenue: €47.8m (up 59% from FY 2024). Net loss: €5.69m (loss narrowed 43% from FY 2024). Revenue exceeded analyst estimates by 5.8%. Earnings per share (EPS) missed analyst estimates. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 9.4% growth forecast for the Software industry in Italy. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has only increased by 25% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 30+ 1 more updateExpert.ai S.p.A. to Report First Half, 2026 Results on Sep 28, 2026Expert.ai S.p.A. announced that they will report first half, 2026 results on Sep 28, 2026
Reported Earnings • Apr 02Full year 2024 earnings releasedFull year 2024 results: Revenue: €32.4m (down 11% from FY 2023). Net loss: €10.1m (loss widened 2.1% from FY 2023). Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Software industry in Italy.
お知らせ • Feb 01+ 1 more updateExpert.ai S.p.A. to Report First Half, 2025 Results on Sep 30, 2025Expert.ai S.p.A. announced that they will report first half, 2025 results on Sep 30, 2025
Reported Earnings • Apr 25Full year 2023 earnings releasedFull year 2023 results: Revenue: €39.1m (up 4.2% from FY 2022). Net loss: €9.86m (loss narrowed 59% from FY 2022). Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Italy.
お知らせ • Apr 11Expert.ai S.p.A. to Report Fiscal Year 2023 Results on Apr 24, 2024Expert.ai S.p.A. announced that they will report fiscal year 2023 results on Apr 24, 2024
Reported Earnings • Jun 16Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: €0.05 loss per share (improved from €0.10 loss in FY 2024). Revenue: €47.8m (up 59% from FY 2024). Net loss: €5.69m (loss narrowed 43% from FY 2024). Revenue exceeded analyst estimates by 5.8%. Earnings per share (EPS) missed analyst estimates. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 9.4% growth forecast for the Software industry in Italy. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has only increased by 25% per year, which means it is significantly lagging earnings growth.
お知らせ • Jun 15Expert.ai S.p.A., Annual General Meeting, Jun 29, 2026Expert.ai S.p.A., Annual General Meeting, Jun 29, 2026, at 15:30 W. Europe Standard Time.
New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. This is currently the only risk that has been identified for the company.
Price Target Changed • Mar 24Price target increased by 9.7% to €1.98Up from €1.80, the current price target is an average from 2 analysts. New target price is 12% above last closing price of €1.76. Stock is up 60% over the past year. The company is forecast to post a net loss per share of €0.015 next year compared to a net loss per share of €0.10 last year.
New Risk • Feb 13New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 5.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
お知らせ • Jan 30+ 1 more updateExpert.ai S.p.A. to Report First Half, 2026 Results on Sep 28, 2026Expert.ai S.p.A. announced that they will report first half, 2026 results on Sep 28, 2026
Buy Or Sell Opportunity • Jan 09Now 22% undervaluedOver the last 90 days, the stock has risen 18% to €1.87. The fair value is estimated to be €2.38, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.2% over the last 3 years. Earnings per share has grown by 54%. Revenue is forecast to grow by 28% in a year. Earnings are forecast to grow by 95% in the next year.
お知らせ • Nov 26Expert.ai Presents EIX-Customer Screening for Intelligent Adverse News Monitoring in the Financial SectorExpert.ai released its enhanced solution for helping banks and financial institutions continuously monitor and analyze media coverage related to potential criminal activity or investigations involving customers. Available through the EidenAI Suite, Expert.ai's ecosystem of AI tools and solutions designed for industry, EIX-Customer Screening leverages advanced technologies to reinforce anti-money laundering (AML) programs and help organizations adopt a more proactive Know Your Customer (KYC) approach. With financial crime on the rise and regulatory requirements becoming increasingly stringent, EIX- Customer Screening automates the monitoring and analysis of news related to customers and counterparties--in real time and on a global scale. The solution significantly reduces false positives, streamlines oversight activities and improves operational efficiency. Powered by a Hybrid AI approach that combines cutting-edge capabilities, EIX-Customer Screened processes large volumes of multilingual news and unstructured data to help teams quickly detect critical events and adverse media, such as criminal activity, investigations or legal proceedings while drastically reducing false positives. The solution also supports sanctions screening and identification of politically exposed persons (PEPs), enhancing compliance and due diligence workflows for better accuracy and security. EIX-Customer Screening sets a new standard for AML and KYC programs. Built on Expert.ai's extensive technological expertise, deep domain knowledge and years of experience serving leading banking and financial organizations, the solution offers enhanced support for analysts by enabling: Continuous monitoring and analysis of global information flows (news, corporate records, regulatory lists, etc.) to deliver a complete, 360deg view of customer risk; Intelligent detection and classification across 60+ crime categories; Extraction of contextual data (e.g., age, role, location of individuals involved); Customizable relevance and risk scoring with up to 90% reduction in false positives, enabling teams to focus on true risks and accelerate AML investigations and customer onboarding; Screening against major global sanctions lists (UN, EU, OFAC, etc.) and PEP Checks and automatic generation of reports, alerts and summaries for AML/KYC teams. EIX-Customer Screened supports both large institutions and small organizations, making it easy to scale monitoring across the entire customer portfolio or targeted segments. The solution is available and integrates seamlessly with leading compliance platforms.
お知らせ • Oct 15Expert.ai Strengthens Its Offering for the Insurance Industry with Advanced AI SolutionsExpert.ai announced significant enhancements to its insurance solutions available through the EidenAI Suite. The updates further strengthen Expert.ai's position as the trusted AI partner for insurers, MGAs, brokers and TPAs, delivering measurable value across core insurance functions and helping organizations accelerate processes, reduce risk and enable scalability across operations. The improved offering includes three specialized solutions that deliver measurable value across core insurance functions. All are available as turnkey and highly customized deployments with built-in governance and monitoring capabilities to ensure safe, transparent and compliant adoption of AI: AI-Powered Underwriting: Accuracy and speed in underwriting are essential for competitive advantage. EIX-Underwriting leverages its proven Hybrid AI approach to streamline data extraction from unstructured documents and risk evaluation, ensuring scalable performance even during peak demand periods. All commercial lines, both admitted and E&S, are supported. Claims Automation: Designed to eliminate bottlenecks in high-volume, document-intensive claims environments, Expert.ai's EIX-Claims Automation solution intelligently classifies and extracts critical data from incoming documents, speeding resolutions, reducing leakage, and improving customer satisfaction. The solution includes legal demand identification and medical summarization. Policy Servicing Automation: Outdated servicing processes often slow operations and create low customer satisfaction. Through EIX-Policy Servicing, Expert.ai helps teams automate workflows, such as endorsement, audit and renewal processing, end-to-end, while enhancing compliance, reducing operational costs and improving service delivery with intelligent, auditable processes.
Major Estimate Revision • Oct 10Consensus EPS estimates fall by 200%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from €40.7m to €39.8m. Losses expected to increase from €0.005 per share to €0.015. Software industry in Italy expected to see average net income growth of 45% next year. Consensus price target of €1.85 unchanged from last update. Share price rose 3.5% to €1.58 over the past week.
お知らせ • Oct 07Expert.ai Introduces New AI Solutions to Accelerate Pharma & Life Sciences InnovationExpert.ai announced the debut of its new AI-powered offerings designed to accelerate innovation across the pharmaceutical, healthcare and life sciences industries. Launched at BioTechX Europe 2025, Europe's largest congress dedicated to pharma & healthcare, the new solutions enable organizations to enhance data analysis, streamline discovery processes and unlock new possibilities for clinical trials and therapeutic improvement: EIX-Submission Readiness empowers teams to build smarter, more efficient workflows for regulatory documentation. EIX-Preclinical Document Intelligence streamlines preclinical documentation with greater speed and accuracy, free experts to focus on innovation. EIX-Clinical Trials Intelligence helps research teams to distill the most accurate, up-to-date information by disrupting across mountains of content from clinical registries, scientific publications and real-world data. EIX-IP Detection delivers comprehensive, explainable insights across patents, scientific literature and clinical trial data. Leveraging its deep domain expertise and unique hybrid AI approach, Expert.ai helps researchers transform the complexity of research & development into strategic advantage. By reducing manual effort and scaling insights from massive volumes of data, the new solutions use the most effective AI techniques to ensure regulatory accuracy, improve trial design, accelerate patient recruitment, reduce costs and minimize the constant risks of delays. With these innovations, Expert.ai continues to set the standard for applying AI in Pharma & Life Sciences, delivering greater efficiency and reliability across the life sciences value chain through intelligent document automation and AI agents.
お知らせ • Sep 12Expert.Ai Launches Enhanced Solutions for Digital Information ServicesExpert.ai presents enhanced AI-powered solutions purpose-built for Digital Information Services. In data-saturated landscape, information services organizations must quickly convert vast, diverse streams of both structured and unstructured information into clear, actionable insights. Expert.ai empowers this transformation through advanced Hybrid AI capabilities that automate classification, entity and relationship extraction, tagging and semantic enrichment, similarity detection, and personalized recommendations. By extending content usability, Expert.ai maximizes the value of data, simplifying its governance and supporting continuous innovation through the best of diverse AI techniques -- including neuro-symbolic AI, AI agents, LLMs and the broader Generative AI ecosystem -- all tailored to extract meaning from complexity. Transforming how information services teams operate, Expert.ai streamlines workflows, enabling professionals to focus on high-value tasks, accelerate insight generation and repurpose knowledge across domains. New Expert.ai solutions for Digital Information Services include: EIX-Insight Discovery to cut through the noise, automatically identify meaningful insights from high-volume, high-complexity data sources and support research, editorial and business intelligence functions. EIX-Boosting Audience Engagement to use advanced personalization and intelligent content tagging to deliver more relevant, resonant experiences across channels, driving engagement and measurable growth. EIX-Insight Repurposing to transform previously published content and internal knowledge into new, high-value content assets, streamlining editorial operations and amplifying return on existing data. These new solutions are part of the EidenAI Suite, Expert.ai's modular AI ecosystem designed to support industry-specific challenges in media, insurance, pharma and life sciences, banking, financial services and more. With built-in explainability, governance and seamless integration, EidenAI Suite empowers organizations to scale language-based intelligence with speed, safety and precision.
お知らせ • Jul 03+ 1 more updateExpert.ai S.p.A. (BIT:EXAI) acquired I.S.E.D. Ingegneria Dei Sistemi Elaborazione Dati Spa from S.& I. - Servizi Per L'Innovazione - S.R.L. Piu' Brevemente S.& I. - S.R.L. for €4.8 million.Expert.ai S.p.A. (BIT:EXAI) acquired I.S.E.D. Ingegneria Dei Sistemi Elaborazione Dati Spa from S.& I. - Servizi Per L'Innovazione - S.R.L. Piu' Brevemente S.& I. - S.R.L. for €4.8 million on July 1, 2025. The price of the acquisition is approximately €4.8 million (equity value) and will be settled in multiple tranches, distributed over different time periods, some of which will be after the completion of the partial demerger of S&I, as detailed below. The transaction has been fully financed through the use of internal funds. Through this acquisition, expert.ai strengthens its position in Public Administration and Digital Healthcare sectors. The shareholders of ISED, seizing the opportunity for the Company's development, have also decided to reinvest part of the proceeds from the sale of ISED into Expert.ai (the “ISED Investors”), committing to subscribe to a tranche of the Capital Increase reserved for them. The following are ISED's latest financial figures for the financial statements as of December 31, 2024: revenues of €8.8 million; EBITDA of €1.0 million with an EBITDA margin of 11%. The Board of Directors of Expert.ai Approved and simultaneously finalized the acquisition of 100% of th share capital of ISED S.p.A. Lexia acted as legal advisor and Rossella Lehnus, Emanuele Rita, Edoardo Tamburelli, Laura Caucci Molara and Andrea Gagliardi of Deloitte Financial Advisory S.r.l. acted as Financial Advisor to the Company. Scacchi Law Firm acted as legal advisor and ncesco Martinelli of Studio Martinelli acted as Financial Advisor to seller. The Caruso Andreatini Notai Associati firm , together with the lawyer Gabriella Pizzi , took care of the notarial profiles. Expert.ai S.p.A. (BIT:EXAI) completed the acquisition of I.S.E.D. Ingegneria Dei Sistemi Elaborazione Dati Spa from S.& I. - Servizi Per L'Innovazione - S.R.L. Piu' Brevemente S.& I. - S.R.L. on July 1, 2025.
New Risk • Jun 30New minor risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow. Free cash flow: -€6.2m This is considered a minor risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (41% increase in shares outstanding). Minor Risk Less than 1 year of cash runway based on current free cash flow (-€6.2m).
Price Target Changed • May 28Price target increased by 20% to €1.80Up from €1.50, the current price target is an average from 2 analysts. New target price is 28% above last closing price of €1.41. Stock is up 20% over the past year.
お知らせ • May 13Expert.ai S.p.A., Annual General Meeting, May 27, 2025Expert.ai S.p.A., Annual General Meeting, May 27, 2025, at 15:00 W. Europe Standard Time.
分析記事 • Apr 11Optimistic Investors Push Expert.ai S.p.A. (BIT:EXAI) Shares Up 28% But Growth Is LackingExpert.ai S.p.A. ( BIT:EXAI ) shares have had a really impressive month, gaining 28% after a shaky period beforehand...
お知らせ • Apr 08Expert.ai S.p.A. (BIT:EXAI) entered into a non-binding agreement to acquire 40% stake in Villanova Project from Tiscali Italia S.p.A.Expert.ai S.p.A. (BIT:EXAI) entered into a non-binding agreement to acquire 40% stake in Villanova Project from Tiscali Italia S.p.A on April 7, 2025. The non-binding agreement provides for (i) the establishment of a newco by Tiscali (the ‘NewCo’); (ii) the transfer of the Villanova Project to NewCo, and (iii) the subsequent investment by expert.ai in NewCo. Upon completion of the Transaction, it is expected that expert.ai will hold a stake equal to not less than 40% of NewCo's share capital. The Non-Binding Agreement provides for Tiscali's commitment, until June 30, 2025 unless expert.ai informs Tiscali that it does not wish to proceed with the Transaction not to engage in negotiations or discussions concerning the Project with parties other than expert.ai. The Transaction is contingent on the granting of any necessary authorizations by all relevant authorities and public bodies (including, but not limited to, the European Commission and MimiT) as well as the finalization of binding agreements.
New Risk • Apr 02New minor risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow. Free cash flow: -€949k This is considered a minor risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (41% increase in shares outstanding). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€949k). Share price has been volatile over the past 3 months (5.5% average weekly change).
Reported Earnings • Apr 02Full year 2024 earnings releasedFull year 2024 results: Revenue: €32.4m (down 11% from FY 2023). Net loss: €10.1m (loss widened 2.1% from FY 2023). Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 12% growth forecast for the Software industry in Italy.
お知らせ • Feb 01+ 1 more updateExpert.ai S.p.A. to Report First Half, 2025 Results on Sep 30, 2025Expert.ai S.p.A. announced that they will report first half, 2025 results on Sep 30, 2025
分析記事 • Aug 21Expert.ai S.p.A.'s (BIT:EXAI) 26% Price Boost Is Out Of Tune With RevenuesExpert.ai S.p.A. ( BIT:EXAI ) shareholders have had their patience rewarded with a 26% share price jump in the last...
New Risk • Aug 05New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 54% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (54% increase in shares outstanding). Minor Risk Share price has been volatile over the past 3 months (6.1% average weekly change).
Major Estimate Revision • Jul 31Consensus EPS estimates upgraded to €0.01 lossThe consensus outlook for fiscal year 2024 has been updated. 2024 losses forecast to reduce from -€0.02 to -€0.01 per share. Revenue forecast unchanged from €35.3m at last update. Software industry in Italy expected to see average net income growth of 55% next year. Consensus price target down from €1.80 to €1.50. Share price rose 6.6% to €1.22 over the past week.
New Risk • Jul 30New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 7.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.2% average weekly change). Minor Risks Shareholders have been diluted in the past year (11% increase in shares outstanding). Market cap is less than US$100m (€84.4m market cap, or US$91.2m).
お知らせ • Jul 27Expert.ai S.p.A. has completed a Follow-on Equity Offering in the amount of €26.137109 million.Expert.ai S.p.A. has completed a Follow-on Equity Offering in the amount of €26.137109 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 23,761,008 Price\Range: €1.1 Transaction Features: Rights Offering
お知らせ • May 31Expert.ai S.p.A. announced that it expects to receive €1.2 million in fundingExpert.ai S.p.A. announced a private placement to issue common shares for the gross proceeds of €1,200,000 on May 30, 2024.
分析記事 • May 08Expert.ai S.p.A.'s (BIT:EXAI) Popularity With Investors Under Threat As Stock Sinks 26%The Expert.ai S.p.A. ( BIT:EXAI ) share price has softened a substantial 26% over the previous 30 days, handing back...
Reported Earnings • Apr 25Full year 2023 earnings releasedFull year 2023 results: Revenue: €39.1m (up 4.2% from FY 2022). Net loss: €9.86m (loss narrowed 59% from FY 2022). Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Italy.
お知らせ • Apr 16Expert.ai Launches Insight Engine for Life SciencesExpert.ai announced the launch of the expert.ai Insight Engine for Life Sciences. For the world of drug research and development, data is both a challenge to be managed and an opportunity to be leveraged. The ability to effectively and quickly mine scientific and biomedical content for developing new drugs and to design and operate clinical trials is more critical than ever before. The complexity of the diverse data sources that researchers depend on makes integrating, standardizing and analyzing them both challenging and time consuming. Commercial licensing and data access restrictions, as well as the lack of granularity and different taxonomies used by common search tools, further complicate the process. The convergence of these challenges in this fast-paced field impacts clinical research and delays drug development efforts, and it's precisely here that advanced AI technologies are adding significant value. Expert.ai Insight Engine for Life Sciences supports multiple use cases, including: Competitive Intelligence: Provide direct access to ongoing trials filtered for any combination of drug, indication, mechanism of action, sponsor or geography. Zoom into particular areas on the fly to gauge the competition's pipelines. Connect with both public and private research articles, research findings and emerging trends. Clinical Trial Design Optimization: Support clinical operations in optimizing the design and planning of a trial by identifying similar trials, comparing protocols, identifying suitable sites and patient populations, or assessing success criteria. This helps improve recruitment, allowing teams to compare design complexity based on inclusion/exclusion criteria and mine schedule of assessment data in protocol documents for site and patient burden assessments. Intellectual Property Protection: Automatically review patent claims against published papers and clinical trial activity, reducing the time that IP professionals spend on administrative activities and all IP-related tasks. Research Intelligence: Help researchers quickly access and analyze a vast amount of relevant information coming from biomedical and scientific literature, including full texts, speeding up the discovery and development of new drugs and therapies. As one of the finalists of the Bio-IT World"Best of Show" Awards, expert.ai will be showcasing its Insight Engine for Life Sciences at the Bio-IT World Conference & Expo in Boston (April 15-17, 2024), where a team of expert judges will view entries on site and choose winners based on the product's technical merit, functionality, innovation and in-person presentations.
New Risk • Apr 16New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (9.9% average weekly change). Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Shareholders have been diluted in the past year (11% increase in shares outstanding).
お知らせ • Apr 11Expert.ai S.p.A. to Report Fiscal Year 2023 Results on Apr 24, 2024Expert.ai S.p.A. announced that they will report fiscal year 2023 results on Apr 24, 2024
Buy Or Sell Opportunity • Mar 26Now 22% undervaluedOver the last 90 days, the stock has risen 79% to €1.54. The fair value is estimated to be €1.96, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 36%. Revenue is forecast to decline by 5.6% in a year. Earnings are forecast to grow by 66% in the next year.
Price Target Changed • Mar 25Price target increased by 29% to €1.80Up from €1.40, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of €1.85. Stock is up 151% over the past year. The company is forecast to post a net loss per share of €0.15 next year compared to a net loss per share of €0.42 last year.
分析記事 • Mar 20A Look At The Intrinsic Value Of Expert.ai S.p.A. (BIT:EXAI)Key Insights Expert.ai's estimated fair value is €1.85 based on 2 Stage Free Cash Flow to Equity Expert.ai's €1.72...
New Risk • Feb 27New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 7.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.7% average weekly change). Minor Risk Shareholders have been diluted in the past year (11% increase in shares outstanding).
分析記事 • Feb 22Optimistic Investors Push Expert.ai S.p.A. (BIT:EXAI) Shares Up 26% But Growth Is LackingExpert.ai S.p.A. ( BIT:EXAI ) shares have continued their recent momentum with a 26% gain in the last month alone. The...
New Risk • Feb 09New major risk - Revenue and earnings growthEarnings have declined by 44% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 44% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.9% average weekly change). Shareholders have been diluted in the past year (11% increase in shares outstanding). Market cap is less than US$100m (€66.9m market cap, or US$72.0m).
お知らせ • Dec 13+ 2 more updatesExpert.ai S.p.A. to Report Fiscal Year 2023 Results on Mar 28, 2024Expert.ai S.p.A. announced that they will report fiscal year 2023 results on Mar 28, 2024
Reported Earnings • Oct 01First half 2023 earnings releasedFirst half 2023 results: Revenue: €15.7m (down 9.5% from 1H 2022). Net loss: €7.69m (loss narrowed 48% from 1H 2022). Revenue is forecast to grow 8.4% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Italy. Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has only fallen by 24% per year, which means it has not declined as severely as earnings.
お知らせ • Sep 27Expert.ai Unveils its Enterprise Language Model for Insurance – ELMIExpert.ai unveiled its Enterprise Language Model for Insurance – ELMI, an innovation in domain trained language models, set to help insurers reach their process automation and digital transformation goals with the higher accuracy. By simplifying and powering the interaction with language data within the expert.ai Platform for Insurance, Insurers can access solutions that scale and take advantage of deep insurance domain expertise combined with the best and most cost-effective attributes of Large Language Models (LLMs) to automate core processes. Through the expert.ai Platform for Insurance, ELMI supports key capabilities, including: Generative Summarization: generate accurate summaries, condensing vast amounts of claim or policy information into concise insights, saving time and accelerating straight through processing or human review activities. Zero Shot Extraction: extract crucial insurance data from structured/unstructured, handwritten/typed, good quality/bad quality sources with accuracy and automatically normalize output formats and add medical annotations such as ICD 9/10 medical codes. Generative Q&A: answer questions quickly so underwriters and claims handlers can extract meaningful insights from proprietary case files by asking questions using natural language queries. Unlike general knowledge large language models, ELMI is: Trained for Insurance: Eliminating the cost and complexity of training language models, ELMI is engineered with a deep understanding of the insurance domain, providing insurers with generative AI capability ready to tackle underwriting and claims processing challenges. Built for the real-world: ELMI is integrated into expert.ai end-to-end insurance solutions to meet the practical challenges of AI at scale across insurance workflows from underwriting to claims. Expert.ai purpose-built approach addresses critical shortcomings of general-purpose language models and brings the power of generative AI to improve accuracy and reduce costs. Cost Optimized: When compared to hosted token-based models, ELMI offers a more cost-effective solution, reducing expenses related to usage, hosting, running, and maintenance, while still delivering superior performance and accuracy. Secure and Compliant: ELMI is designed to ensure compliance with the most stringent governance standards and does not share sensitive insurance data. Cloud-agnostic: Offering the flexibility to deploy on any cloud infrastructure or on-premises, ELMI deployments easily meet insurer's varying requirements.
Buying Opportunity • Aug 29Now 22% undervaluedOver the last 90 days, the stock is up 23%. The fair value is estimated to be €1.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 63%. Revenue is forecast to decline by 0.8% in a year. Earnings is forecast to grow by 81% in the next year.
Board Change • Aug 01High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Founder & Deputy Chairman of the Board Stefano Spaggiari was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Major Estimate Revision • Jul 09Consensus EPS estimates upgraded to €0.07 loss, revenue downgradedThe consensus outlook for fiscal year 2023 has been updated. 2023 revenue forecast fell from €38.6m to €37.2m. 2023 losses expected to reduce from -€0.11 to -€0.07 per share. Software industry in Italy expected to see average net income growth of 81% next year. Consensus price target broadly unchanged at €1.40. Share price rose 8.9% to €0.93 over the past week.
お知らせ • Jul 08Expert.ai S.p.A., Annual General Meeting, Jul 24, 2023Expert.ai S.p.A., Annual General Meeting, Jul 24, 2023.
お知らせ • Jul 07Expert.ai S.p.A. announced that it expects to receive €3.85 million in fundingExpert.ai S.p.A. announced that it has entered into an agreement with main shareholders of the company and GUM Group Spa to issue 5,000,000 common shares at an issue price of €0.77 per share for the gross proceeds of €3,850,000 on July 6, 2023. The transaction has been approved by the shareholders of the company. As part of the transaction, Pardi joined the company as chairman.
分析記事 • Jul 07Estimating The Intrinsic Value Of Expert.ai S.p.A. (BIT:EXAI)Key Insights Using the 2 Stage Free Cash Flow to Equity, Expert.ai fair value estimate is €0.83 With €0.95 share price...
お知らせ • Jun 27Expert.ai Launches AI Platform for Insurance to Power NLP-Driven Intelligent Process AutomationExpert.ai announced availability of the expert.ai Platform for Insurance. The expert.ai Platform for Insurance powers underwriting and claims solutions so that insurers can use natural language processing to eliminate documents from review cycles, extract needed data and prioritize which submission or claims need an expedited review or to be assigned to a senior adjuster based on complexity. The expert.ai Platform For Insurance provides insurance teams with a way to automate the repetitive tasks associated with document reviews, extraction and assessments, freeing up time to focus on de-risking underwriting decisions, determining coverage and conducting preliminary claims investigations. Key platform capabilities include: Out-of-the-box data extraction for common data fields; Urgency, severity and intent routing for claims and submissions packages; Extraction of key exposure factors, e.g., coverage exclusions, limitations, pre-existing conditions, etc; Accurate summarization for human review, e.g., pre-assignment of risk grades for human validation/evaluation from property risk engineers; Data redaction for GDPR and PII (personally identifiable information), etc. Record type categorization and elimination of records from review cycles; A customizable insurance-trained language model. From submissions and claims management through policy comparison and risk engineering, the expert.ai Platform for insurance supports even the most intricate, complex and language-intensive uses cases. Expert.ai will be showcasing its Platform for Insurance during the Reuters "The Future of Insurance USA 2023" event in Chicago on June 27-28.
Board Change • Jun 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Alan Packer was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • May 12Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Cecilia Garattini was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • May 05Expert.ai Appoints Alan Packer to the Board of DirectorsExpert.ai announced that Alan Packer, formerly Director of Engineering for Amazon's Alexa Natural Language Understanding (NLU) team, has joined the company's board of directors. Alan's deep technical knowledge of the NLU space will be instrumental in the company's continued development of its differentiated hybrid AI approach to create NLU solutions combining knowledge-base, machine learning, and large language models (LLMs) for the enterprise. Alan Packer has nearly 30 years of applied artificial intelligence (AI) and machine learning experience in natural language technologies, speech recognition, internet-scale web services and security for both enterprise and consumer products. Prior to leading Amazon's Alexa NLU team, Alan was Director of Engineering for Facebook's Search Platform and Language Technology team where he was responsible for Search Ranking, Machine Translation, Speech Recognition and NLU technology. Previously, Alan was General Manager of the Anti-Malware team and later the Language and Intent team at Bing, building the core technology and back-end for Microsoft's personal assistant Cortana.
分析記事 • May 04Is Expert.ai (BIT:EXAI) A Risky Investment?Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...
Breakeven Date Change • Apr 08Forecast breakeven date pushed back to 2025The 3 analysts covering Expert.ai previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of €1.80m in 2025. Average annual earnings growth of 85% is required to achieve expected profit on schedule.
Price Target Changed • Mar 31Price target decreased by 9.6% to €1.25Down from €1.38, the current price target is an average from 3 analysts. New target price is 82% above last closing price of €0.69. Stock is down 51% over the past year. The company is forecast to post a net loss per share of €0.33 next year compared to a net loss per share of €0.30 last year.
分析記事 • Mar 07Are Expert.ai S.p.A. (BIT:EXAI) Investors Paying Above The Intrinsic Value?Key Insights The projected fair value for Expert.ai is €0.68 based on 2 Stage Free Cash Flow to Equity Expert.ai is...
お知らせ • Feb 08Expert.ai Announces New Features to Hybrid Natural Language PlatformExpert.ai announces the release of new features for its Natural Language (NL) platform enhancing purpose-built natural language processing (NLP) workflow support. By employing a hybrid approach that combines in NL techniques – including machine learning and knowledge-based, symbolic AI – the expert.ai Platform gets the most out of unstructured data, like text in documents, applications and tools, to enable organizations create new business models, accelerate time to value and optimize processes. Natural language text understanding has advanced to among the most widely embedded AI capabilities within organizations. NLP is no longer considered experimental, but a crucial technology for creating tangible ROI and achieving competitive advantage, and hybrid NL is becoming the de-facto approach to optimize results. According to Forrester*, "Hybrid AI delivers the best results for NLP Applications. Human knowledge remains essential for many use cases, including the effective use of natural language processing (NLP)." Expert.ai's hybrid NL Platform analyzes and understands unstructured language data in vertical domains to accelerate business impact. Experience with hundreds of clients across the insurance, financial services, life science/pharmaceutical, healthcare and publishing and media verticals use NL to create competitive advantage via undervalued language data within their enterprises. Enhanced on-premise deployment options and taxonomy management are among the major updates. Deployment (on premise installation): With the expert.ai platform, organizations can accelerate their AI initiatives while fully managing the performance, security and scalability of their data and infrastructure. The new release also enables the use of Kubernetes (K8s) to store core data on-premise, implement specific security measures or comply with specific regulatory requirements while accessing the latest updates to remain current. Taxonomy: The new platform release offers the possibility of adding 3rd-party external knowledge sources to deliver NL applications to production faster with higher levels of business accuracy. Third-party knowledge sources include Unified Medical Language System (UMLS) like MeSH, ICD9 and ICD10 and specific resources like the ones provided by WAND Inc., the premier source for industry vertical taxonomies, business taxonomies and specialty domain-specific taxonomies. Additional features include: APIs: Developers can now interact with expert.ai APIs using visual documentation, making it easy for back-end implementation and client-side consumption. Development teams can now visualize and interact with the API resources using a familiar Swagger interface. Navigation of Knowledge Graphs (KGs): Resulting in customized navigation of knowledge models to quickly identify the strength of related concepts and connections. Expert.ai Platform users can now navigate all KGs within the Platform and in particular: different technical versions of Knowledge Graphs; Knowledge Graphs for CPKs in different models; Knowledge Graphs that are part of experiments run within the authoring environment; Knowledge Graph CPKs derived from the building of a Knowledge Graph Editor project.
お知らせ • Jan 31+ 2 more updatesExpert.ai S.p.A. to Report Fiscal Year 2022 Results on Mar 30, 2023Expert.ai S.p.A. announced that they will report fiscal year 2022 results on Mar 30, 2023
Recent Insider Transactions • Dec 21Founder & Executive Chairman recently bought €150k worth of stockOn the 19th of December, Stefano Spaggiari bought around 246k shares on-market at roughly €0.61 per share. This transaction amounted to 7.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Stefano's only on-market trade for the last 12 months.
Breakeven Date Change • Dec 07Forecast to breakeven in 2024The 3 analysts covering Expert.ai expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 39% per year to 2023. The company is expected to make a profit of €1.57m in 2024. Average annual earnings growth of 83% is required to achieve expected profit on schedule.
Buying Opportunity • Dec 01Now 26% undervalued after recent price dropOver the last 90 days, the stock is down 30%. The fair value is estimated to be €0.85, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.2% over the last 3 years. Earnings per share has declined by 67%. Revenue is forecast to grow by 47% in 2 years. Earnings is forecast to grow by 76% in the next 2 years.
Board Change • Nov 16High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 1 experienced director. No highly experienced directors. Independent Director Stefano Pedrini is the most experienced director on the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
分析記事 • Nov 10What Is Expert.ai S.p.A.'s (BIT:EXAI) Share Price Doing?Expert.ai S.p.A. ( BIT:EXAI ), might not be a large cap stock, but it saw a significant share price rise of over 20% in...
Major Estimate Revision • Nov 01Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from €40.7m to €38.1m. Losses expected to increase from €0.28 per share to €0.32. Software industry in Italy expected to see average net income growth of 81% next year. Consensus price target down from €1.78 to €1.38. Share price fell 7.8% to €0.43 over the past week.
Breakeven Date Change • Oct 16No longer forecast to breakevenThe 3 analysts covering Expert.ai no longer expect the company to break even during the foreseeable future. The company was expected to make a profit of €1.60m in 2024. New consensus forecast suggests the company will make a loss of €266.7k in 2024.
Breakeven Date Change • Oct 05No longer forecast to breakevenThe 3 analysts covering Expert.ai no longer expect the company to break even during the foreseeable future. The company was expected to make a profit of €1.60m in 2024. New consensus forecast suggests the company will make a loss of €266.7k in 2024.
Reported Earnings • Oct 03First half 2022 earnings released: €0.28 loss per share (vs €0.22 loss in 1H 2021)First half 2022 results: €0.28 loss per share (further deteriorated from €0.22 loss in 1H 2021). Revenue: €18.5m (up 22% from 1H 2021). Net loss: €14.7m (loss widened 34% from 1H 2021). Revenue is forecast to grow 30% p.a. on average during the next 3 years, compared to a 19% growth forecast for the Software industry in Italy. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 29 percentage points per year, which is a significant difference in performance.
Major Estimate Revision • Oct 01Consensus EPS estimates fall by 20%The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from €43.8m to €43.0m. Losses expected to increase from €0.22 per share to €0.26. Software industry in Italy expected to see average net income growth of 47% next year. Consensus price target of €2.03 unchanged from last update. Share price fell 20% to €0.67 over the past week.
分析記事 • May 13Expert.ai S.p.A. (BIT:EXAI) Shares Could Be 42% Below Their Intrinsic Value EstimateDoes the May share price for Expert.ai S.p.A. ( BIT:EXAI ) reflect what it's really worth? Today, we will estimate the...
Board Change • Apr 27High number of new and inexperienced directorsThere are 9 new directors who have joined the board in the last 3 years. The company's board is composed of: 9 new directors. 2 experienced directors. No highly experienced directors. Independent Director Stefano Pedrini is the most experienced director on the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Reported Earnings • Apr 24Full year 2021 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2021 results: €0.30 loss per share (down from €0.17 loss in FY 2020). Revenue: €37.3m (up 6.3% from FY 2020). Net loss: €15.7m (loss widened 105% from FY 2020). Revenue missed analyst estimates by 2.9%. Earnings per share (EPS) exceeded analyst estimates by 100%. Over the next year, revenue is forecast to grow 9.5%, compared to a 52% growth forecast for the industry in Italy. Over the last 3 years on average, earnings per share has fallen by 56% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
Breakeven Date Change • Mar 05Forecast to breakeven in 2024The 2 analysts covering Expert.ai expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €1.88m in 2024. Average annual earnings growth of 46% is required to achieve expected profit on schedule.
Recent Insider Transactions • Dec 17Founder recently sold €320k worth of stockOn the 10th of December, Marco Varone sold around 140k shares on-market at roughly €2.28 per share. This was the largest sale by an insider in the last 3 months. This was Marco's only on-market trade for the last 12 months.
分析記事 • Oct 04Health Check: How Prudently Does Expert.ai (BIT:EXAI) Use Debt?Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
Reported Earnings • Oct 01First half 2021 earnings releasedThe company reported a soft first half result with increased losses and weaker control over costs, although revenues improved. First half 2021 results: Revenue: €15.1m (up 19% from 1H 2020). Net loss: €11.0m (loss widened 260% from 1H 2020).
分析記事 • May 15Is Expert.ai (BIT:EXAI) Using Debt In A Risky Way?Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...
Reported Earnings • Apr 04Full year 2020 earnings releasedThe company reported a poor full year result with increased losses, weaker revenues and weaker control over costs. Full year 2020 results: Revenue: €35.0m (down 7.9% from FY 2019). Net loss: €5.42m (loss widened 452% from FY 2019).
分析記事 • Apr 03Expert System S.p.A. (BIT:EXSY) Released Earnings Last Week And Analysts Lifted Their Price Target To €5.00As you might know, Expert System S.p.A. ( BIT:EXSY ) recently reported its full-year numbers. It was a pretty good...
分析記事 • Feb 22What You Need To Know About Expert System S.p.A.'s (BIT:EXSY) Investor CompositionEvery investor in Expert System S.p.A. ( BIT:EXSY ) should be aware of the most powerful shareholder groups. Large...
Is New 90 Day High Low • Feb 02New 90-day high: €3.00The company is up 41% from its price of €2.13 on 03 November 2020. The Italian market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is up 26% over the same period.
分析記事 • Dec 02Are Investors Undervaluing Expert System S.p.A. (BIT:EXSY) By 49%?In this article we are going to estimate the intrinsic value of Expert System S.p.A. ( BIT:EXSY ) by taking the...
Is New 90 Day High Low • Oct 15New 90-day low: €2.20The company is down 22% from its price of €2.82 on 17 July 2020. The Italian market is down 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Software industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.55 per share.
Major Estimate Revision • Oct 06Analysts lower EPS estimates to -€0.043The 2020 consensus revenue estimate was lowered from €31.3m to €30.7m. The company's losses are expected to worsen with analysts lowering their EPS forecasts from -€0.03 to -€0.043 for the same period. The Software industry in Italy is expected to see an average net income growth of 46% next year. The consensus price target of €3.75 was unchanged from the last update. Share price stayed mostly flat at €2.33 over the past week.
Reported Earnings • Oct 01First half earnings releasedOver the last 12 months the company has reported total losses of €13.6k, with losses narrowing by 100% from the prior year. Total revenue was €36.0m over the last 12 months, up 8.0% from the prior year.