BPER Banca SpA

BIT:BPE 株式レポート

時価総額：€29.6b

BPER Banca 過去の業績

過去 基準チェック /56

BPER Bancaは、平均年間19.7%の収益成長を遂げていますが、 Banks業界の収益は、年間 成長しています。収益は、平均年間18.1% 19.3%収益成長率で 成長しています。 BPER Bancaの自己資本利益率は12.6%であり、純利益率は31.5%です。

主要情報

19.66%

収益成長率

14.72%

EPS成長率

Banks 業界の成長21.39%
収益成長率19.27%
株主資本利益率12.56%
ネット・マージン31.53%
次回の業績アップデート04 Nov 2026

最近の業績更新

Recent updates

ナラティブ更新 • Sep 03

BPE: Fair Value View Will Weigh Rally Against Execution And Capital Risks

Analysts have lifted their fair value estimate for BPER Banca from €13.40 to €14.30, reflecting a higher blended analyst price target that factors in a raised €15.00 target alongside more neutral views around €13.80. Analyst Commentary Recent research on BPER Banca shows a mix of optimism and caution, with higher fair value estimates set against more restrained views on how much upside is left after the stock's recent rally.
ナラティブ更新 • Aug 16

BPE: Excess Capital Distributions Will Support Execution-Led Upside After Recent Downgrades

Analysts have raised their fair value estimate for BPER Banca from about €13.96 to about €15.21. Recent downgrades to Hold, with price targets around €13.40 to €13.80, reflect a view that the stock's strong run has brought it closer to near term valuation limits.
ナラティブ更新 • Jul 30

BPE: Fair Value View Will Balance Capital Distribution Hopes With Execution Risks

BPER Banca’s analyst fair value estimate has been adjusted from €13.02 to €13.40, with analysts highlighting recent valuation-driven rating changes and the view that current prices already reflect expectations for stronger capital distribution and updated assumptions on revenue growth, profit margins, discount rate, and future P/E. Analyst Commentary Recent research on BPER Banca points to a more cautious tone from several bearish analysts.
ナラティブ更新 • Jul 16

BPE: Higher Capital Distribution Expectations Will Shape Future Upside Potential

The analyst fair value estimate for BPER Banca has moved from €15.00 to €16.00, reflecting updated assumptions on profit margins and future P/E. This comes as several firms have recently shifted to more neutral ratings, citing valuation after the stock's strong run and expectations already priced in around capital distribution.
ナラティブ更新 • Jul 02

BPE: Fair Value View Balances Distribution Hopes And Post Merger Execution Risks

Analysts have nudged their fair value estimate for BPER Banca higher to about €13.02, a move supported by a slightly lower discount rate, a small uplift in projected profit margins, and updated price targets from recent research that highlight valuation and capital distribution expectations already reflected in the stock. Analyst Commentary Recent research on BPER Banca points to a more cautious stance, with several bearish analysts flagging valuation constraints and the implications of recent results for future execution.
ナラティブ更新 • Jun 18

BPE: Merger Integration And Cautious Rate Outlook Are Expected To Shape Upside

The analyst fair value estimate for BPER Banca has been raised from €14.50 to €15.00, reflecting updated assumptions on discount rate, revenue growth and margins, even as recent Street research has shifted to more neutral ratings and trimmed or held price targets in the €12.50 to €13.40 range. Analyst Commentary Recent Street research on BPER Banca points to a more balanced stance, with several firms adopting neutral ratings even as the analyst fair value estimate stands above current Street price targets.
ナラティブ更新 • Jun 02

BPE: Excess Capital Distributions Will Support A Constructive Outlook Despite Recent Downgrades

The updated analyst price target for BPER Banca edges up to about €13.96 from about €13.93. Analysts point to slightly higher modeled revenue growth, profit margins and a marginally lower discount rate as key drivers of the change.
ナラティブ更新 • May 19

BPE: Excess Capital Distributions Will Support A Constructive Forward Outlook

Analysts have nudged the fair value estimate for BPER Banca up to about €13.93 from roughly €13.74. This reflects recent price target cuts, multiple downgrades to Hold or Neutral, and the view that the stock already factors in expectations for using excess capital for higher distributions.
ナラティブ更新 • May 03

BPE: Merger Vote And Recalibrated Earnings Outlook Are Expected To Unlock Upside

Analysts have trimmed BPER Banca's fair value estimate by €0.10 to €14.50, reflecting updated views on discount rates, revenue growth, profit margins and future P/E after a mix of recent target moves and a fresh neutral initiation on the stock. Analyst Commentary Recent research points to a mixed but generally constructive stance on BPER Banca, with some firms trimming fair value assumptions while others highlight room for upside based on execution and earnings power.
ナラティブ更新 • Apr 18

BPE: Mixed Research Views And Merger Plans Will Shape Future Risk Reward

Narrative Update BPER Banca's updated analyst price target moves slightly higher to about €12.51 from roughly €12.08, as analysts factor in revised assumptions for revenue growth, profit margins, discount rate, and a modestly lower future P/E multiple following mixed recent research including price target adjustments and a new neutral initiation. Analyst Commentary Recent research on BPER Banca presents a mixed picture, with some analysts turning more cautious even as others see room for upside.
ナラティブ更新 • Apr 04

BPE: Upcoming Merger And Earnings Milestones Will Support Constructive Outlook

Analysts have raised their average price target on BPER Banca to about €13.74 from roughly €13.09, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E following recent research from firms including Deutsche Bank, Goldman Sachs and Morgan Stanley. Analyst Commentary Recent research on BPER Banca highlights both supportive and cautious views around the bank's valuation, execution and growth profile, reflected in the updated price targets and fresh coverage.
ナラティブ更新 • Mar 21

BPE: Rising Confidence In Merger Outlook Is Expected To Unlock Further Upside

Analyst price targets for BPER Banca have increased, with recent research indicating a new level of around €13.40, up from €12.10 previously. This revision is supported by updated assumptions on discount rates, revenue growth, profit margins and future P/E estimates.
ナラティブ更新 • Mar 07

BPE: Higher Street Views And Refined Assumptions Will Support Upside Potential

BPER Banca's analyst price target has moved higher, with the fair value estimate shifting from €11.79 to €12.08 as analysts factor in updated Street targets from €12.10 to €13.40 and refreshed assumptions on discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on BPER Banca have centered on revisions to fair value estimates and price targets, reflecting refreshed assumptions on discount rate, revenue, margins and future P/E multiples.
ナラティブ更新 • Feb 20

BPE: Higher Fair Estimate Will Reflect Rising Confidence In Preferred Bank

Analysts have raised their price targets on BPER Banca, with our fair value estimate moving from €13.52 to €14.60 as they factor in updated assumptions on discount rates, revenue, margins and future P/E multiples. Analyst Commentary Recent Street research points to a more constructive tone around BPER Banca, with several bullish analysts adjusting their fair value assumptions.
ナラティブ更新 • Feb 06

BPE: Market Perform Shift And Revised Assumptions Will Shape Balanced Risk Outlook

Analysts have inched up their fair value estimate for BPER Banca to €11.79 from €11.20, with a slightly higher Street price target of €11.60 helping to frame this recalibration, despite a recent downgrade to Market Perform. Analyst Commentary Bearish analysts are signalling a more cautious stance on BPER Banca, even as fair value estimates and the latest price target sit slightly above current levels.
ナラティブ更新 • Jan 23

BPE: Index Shift And Buyback Plans Will Shape Balanced Future Prospects

Analysts have nudged their target for BPER Banca higher, with our fair value estimate moving from €12.00 to about €13.09. This reflects updated views on discount rate, revenue growth, profit margin and future P/E assumptions drawn from recent research, including both a higher price target alongside a downgrade to Market Perform, and an upgrade to Buy with a higher target price.
ナラティブ更新 • Jan 09

BPE: Higher Fair Estimate Signals Confidence In Preferred Italian Bank

Analysts have raised their fair value estimate for BPER Banca from €12.10 to about €13.52. This change reflects a series of recent price target increases and broadly supportive views on the stock among covering firms.
ナラティブ更新 • Dec 20

BPE: Higher Fair Value And Index Moves Will Shape Balanced Risk Outlook

The analyst fair value estimate for BPER Banca has risen from approximately EUR 7.55 to EUR 11.20, as analysts incorporate stronger expectations for revenue growth, slightly higher profitability, and a sector-leading position reflected in a series of recent price target hikes across the Street. Analyst Commentary Recent Street research on BPER Banca presents a more nuanced picture, with some Bearish analysts tempering enthusiasm despite the higher consensus fair value.
ナラティブ更新 • Dec 06

BPE: Index Inclusion And Buyback Plans Will Drive Future Momentum

Analysts have nudged their price target for BPER Banca slightly higher to EUR 12.00, reflecting improved expectations for revenue growth and margins, while noting the bank's growing status as a preferred Italian name despite some valuation driven rating adjustments. Analyst Commentary Recent research updates on BPER Banca highlight a mixed but generally constructive stance, with several firms acknowledging the bank as a preferred Italian banking exposure even as some recommendations moderate on valuation grounds.
ナラティブ更新 • Nov 22

BPE: Strong Sector Position And Index Inclusion Will Drive Further Momentum

Analysts have raised the fair value estimate for BPER Banca from €11.40 to €12.00. This reflects enhanced profit margins and sector-wide upgrades, despite mixed rating changes.
ナラティブ更新 • Nov 01

BPE: Share Momentum And Fair Value Will Drive Cautious Optimism Ahead

The analyst price target for BPER Banca has seen a notable shift, as recent updates from analysts reflect increased optimism and revised targets ranging from €10.30 to €12.50. This has been supported by stronger valuations and sustained growth prospects for the bank.
ナラティブ更新 • Oct 18

Digital Transformation And ESG Lending Will Shape Future Expansion

Analysts have increased their price target for BPER Banca from €10.73 to €11.40, reflecting optimism about the bank's revenue growth outlook and its preferred status among Italian banks, despite recent valuation concerns. Analyst Commentary Recent analyst actions highlight a nuanced outlook for BPER Banca, with growing optimism around the bank's growth trajectory and value, tempered by some caution over recent share price appreciation.
ナラティブ更新 • Oct 03

Digital Transformation And ESG Lending Will Shape Future Expansion

Analysts have raised their price target for BPER Banca from €10.57 to €10.73. They cite improved revenue growth and profit margin expectations, which support a more optimistic outlook.
ナラティブ更新 • Sep 13

Digital Transformation And ESG Lending Will Shape Future Expansion

The consensus Analyst Price Target for BPER Banca has increased, primarily reflecting a notable decline in its future P/E multiple, which enhances perceived value and supports the revised fair value of €10.57. What's in the News BPER Banca raised its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.
ナラティブ更新 • Aug 29

Digital Transformation And ESG Lending Will Shape Future Expansion

The upward revision in BPER Banca’s price target reflects a significant decrease in its future P/E ratio alongside a modest improvement in net profit margin, raising fair value from €9.75 to €10.16. What's in the News BPER Banca upgraded its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.
ナラティブ更新 • Aug 08

Digital Transformation And ESG Lending Will Shape Future Expansion

A strong upward revision in BPER Banca’s revenue growth forecast has outweighed a modest decline in net profit margin, prompting analysts to raise their fair value estimate from €9.06 to €9.60. Valuation Changes Summary of Valuation Changes for BPER Banca The Consensus Analyst Price Target has risen from €9.06 to €9.60.
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新しいナラティブ • Nov 25

Tactical Initiatives Drive Growth But Analysts Warn Of Profit Margin Squeeze And Higher Costs

BPER Banca's strategic initiatives focus on enhancing efficiency, modernizing operations, and leveraging economies of scale to boost revenue and improve margins.

収支内訳

BPER Banca の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。

収益と収入の歴史

BIT:BPE 収益、費用、利益 ( )EUR Millions
日付収益収益G+A経費研究開発費
30 Jun 266,9512,1922,9170
31 Mar 266,2661,8942,8260
31 Dec 255,9381,8182,6940
30 Sep 255,6531,7442,6550
30 Jun 255,2151,5822,5000
31 Mar 255,2511,3882,7770
31 Dec 245,1571,4032,8610
30 Sep 245,1381,5692,8350
30 Jun 245,1551,5392,9540
31 Mar 245,0421,6862,7340
31 Dec 234,9201,5192,6800
30 Sep 234,7601,0702,8970
30 Jun 234,3807693,0240
31 Mar 234,0001,6272,9750
31 Dec 223,6281,4492,8450
30 Sep 223,2271,4052,7280
30 Jun 223,0881,4082,4460
31 Mar 222,9702382,4230
31 Dec 212,5265252,3740
30 Sep 212,2686242,0040
30 Jun 212,0476361,8250
31 Mar 211,8116311,6720
31 Dec 201,9232371,5660
30 Sep 201,898561,7100
30 Jun 201,8483821,7320
31 Mar 201,8013381,6810
31 Dec 191,7743801,6060
30 Sep 191,6315671,3920
30 Jun 191,5711951,3170
31 Mar 191,6041991,3330
31 Dec 181,8104021,3250
30 Sep 181,8523861,3070
30 Jun 181,8053651,3030
31 Mar 181,6214131,2160
31 Dec 171,3401761,2340
30 Sep 171,209621,2170
30 Jun 171,199691,1960
31 Mar 171,309-21,2580
31 Dec 161,342141,2230
30 Sep 161,5662391,1160
30 Jun 161,5752121,0940
31 Mar 161,5742061,1220
31 Dec 151,5872211,0560
30 Sep 151,377371,1650

質の高い収益: BPEは 高品質の収益 を持っています。

利益率の向上: BPEの現在の純利益率 (31.5%)は、昨年(30.3%)よりも高くなっています。

フリー・キャッシュフローと収益の比較

過去の収益成長分析

収益動向: BPEの収益は過去 5 年間で年間19.7%増加しました。

成長の加速: BPEの過去 1 年間の収益成長率 ( 38.5% ) は、5 年間の平均 ( 年間19.7%を上回っています。

収益対業界: BPEの過去 1 年間の収益成長率 ( 38.5% ) はBanks業界3.9%を上回りました。

株主資本利益率

高いROE: BPEの 自己資本利益率 ( 12.6% ) は 低い とみなされます。

総資産利益率

使用総資本利益率

過去の好業績企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/09/15 13:47
終値2026/09/15 00:00
収益2026/06/30
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した ご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

BPER Banca SpA 10 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。22

アナリスト機関
Irene RossettoBanca Akros S.p.A. (ESN)
Juan Lopez CoboBanco Santander
Paola SabbioneBarclays