Citizens Financial Group（1CFG）株式概要シチズンズ・ファイナンシャル・グループは銀行持株会社として、米国の個人、中小企業、中堅企業、大企業、機関投資家向けにリテールおよび商業銀行商品・サービスを提供している。 詳細1CFG ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長3/6過去の実績4/6財務の健全性6/6配当金5/6報酬当社が推定した公正価値より38.4%で取引されている 収益は年間17.83%増加すると予測されています 過去1年間で収益は30.1%増加しました 2.61%の安定した配当金を支払う リスク分析リスクチェックの結果、1CFG 、リスクは検出されなかった。すべてのリスクチェックを見る1CFG Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€61.6227.1% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture014b2016201920222025202620282031Revenue US$13.6bEarnings US$3.2bAdvancedSet Fair ValueView all narrativesCitizens Financial Group, Inc. 競合他社Mediobanca Banca di Credito FinanziarioSymbol: BIT:MBMarket cap: €20.9bBPER BancaSymbol: BIT:BPEMarket cap: €28.1bBanco BPMSymbol: BIT:BAMIMarket cap: €22.6bBanca Monte dei Paschi di SienaSymbol: BIT:BMPSMarket cap: €32.9b価格と性能株価の高値、安値、推移の概要Citizens Financial Group過去の株価現在の株価US$61.6252週高値US$53.4052週安値US$41.08ベータ1.021ヶ月の変化15.83%3ヶ月変化21.83%1年変化62.76%3年間の変化n/a5年間の変化n/aIPOからの変化90.33%最新ニュースお知らせ • Jun 16Citizens Financial Group, Inc. Announces Head of Investor Relations, Changes, Effective August 1, 2026Citizens Financial Group, Inc. announced that Chris Emerson has been appointed Head of Investor Relations, effective August 1,2026. Kristin Silberberg, who currently leads Investor Relations, will transition to serve as Chief Financial Officer of the Commercial Bank at that time. Chris will also continue with his current role as the head of Corporate Planning and Enterprise Finance, with responsibility for the Financial Planning and Analysis for Citizens, which includes the strategic planning and annual budgeting processes. Before joining Citizens, Chris held finance leadership roles in several banks, including Capital One, Barclays Bank and Citigroup.お知らせ • Apr 17Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on May 14, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on May 14, 2026 to shareholders of record at the close of business on April 30, 2026.お知らせ • Mar 10Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026. Location: at one citizens plaza, province, rhode island 02903, United StatesReported Earnings • Jan 22Full year 2025 earnings released: EPS: US$3.90 (vs US$3.04 in FY 2024)Full year 2025 results: EPS: US$3.90 (up from US$3.04 in FY 2024). Revenue: US$7.64b (up 7.3% from FY 2024). Net income: US$1.69b (up 23% from FY 2024). Profit margin: 22% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.98% (up from 2.85% in FY 2024). Cost-to-income ratio: 64.4% (down from 65.2% in FY 2024). Non-performing loans: 1.05% (down from 1.20% in FY 2024). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Italy.お知らせ • Jan 21+ 1 more updateCitizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on February 18, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on February 18, 2026 to shareholders of record at the close of business on February 4, 2026.お知らせ • Jan 05Citizens Financial Group, Inc. to Report Q4, 2025 Results on Jan 21, 2026Citizens Financial Group, Inc. announced that they will report Q4, 2025 results at 6:20 AM, US Eastern Standard Time on Jan 21, 2026最新情報をもっと見るRecent updatesお知らせ • Jun 16Citizens Financial Group, Inc. Announces Head of Investor Relations, Changes, Effective August 1, 2026Citizens Financial Group, Inc. announced that Chris Emerson has been appointed Head of Investor Relations, effective August 1,2026. Kristin Silberberg, who currently leads Investor Relations, will transition to serve as Chief Financial Officer of the Commercial Bank at that time. Chris will also continue with his current role as the head of Corporate Planning and Enterprise Finance, with responsibility for the Financial Planning and Analysis for Citizens, which includes the strategic planning and annual budgeting processes. Before joining Citizens, Chris held finance leadership roles in several banks, including Capital One, Barclays Bank and Citigroup.お知らせ • Apr 17Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on May 14, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on May 14, 2026 to shareholders of record at the close of business on April 30, 2026.お知らせ • Mar 10Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026. Location: at one citizens plaza, province, rhode island 02903, United StatesReported Earnings • Jan 22Full year 2025 earnings released: EPS: US$3.90 (vs US$3.04 in FY 2024)Full year 2025 results: EPS: US$3.90 (up from US$3.04 in FY 2024). Revenue: US$7.64b (up 7.3% from FY 2024). Net income: US$1.69b (up 23% from FY 2024). Profit margin: 22% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.98% (up from 2.85% in FY 2024). Cost-to-income ratio: 64.4% (down from 65.2% in FY 2024). Non-performing loans: 1.05% (down from 1.20% in FY 2024). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Italy.お知らせ • Jan 21+ 1 more updateCitizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on February 18, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on February 18, 2026 to shareholders of record at the close of business on February 4, 2026.お知らせ • Jan 05Citizens Financial Group, Inc. to Report Q4, 2025 Results on Jan 21, 2026Citizens Financial Group, Inc. announced that they will report Q4, 2025 results at 6:20 AM, US Eastern Standard Time on Jan 21, 2026Reported Earnings • Oct 21Third quarter 2025 earnings released: EPS: US$1.06 (vs US$0.77 in 3Q 2024)Third quarter 2025 results: EPS: US$1.06 (up from US$0.77 in 3Q 2024). Revenue: US$1.96b (up 14% from 3Q 2024). Net income: US$457.0m (up 33% from 3Q 2024). Profit margin: 23% (up from 20% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Italy.お知らせ • Oct 16Citizens Financial Group, Inc. Provides Earnings Guidance for the Fourth Quarter 2025Citizens Financial Group, Inc. provided earnings guidance for the fourth quarter 2025. Company expected net interest income to be up approximately 2.5% to 3%, driven by an improvement in net interest margin of approximately 5 basis points and interest-earning assets up slightly, maintaining a fairly consistent spot LDR to the third quarter.お知らせ • Oct 15Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on November 12, 2025Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share, a $0.04, or 9.5%, increase compared with the prior quarter. The dividend is payable on November 12, 2025 to shareholders of record at the close of business on October 29, 2025.お知らせ • Oct 09Citizens Unveils Citizens Edge™?Citizens Financial Group, Inc. now have a new way to spend, earn rewards and manage payments with Citizens Edge™?, a new commercial credit card from Citizens. Launched in partnership with Mastercard, Citizens Edge offers a robust suite of features ranging from flexible credit limits and cash back rewards to integrated travel and expense management, secure virtual card options and 24/7 client support. Citizens Edge is built to meet the unique needs of middle market companies, a segment of the economy that accounts for one-third of gross domestic product (GDP) and $6 trillion of business-to-business spending in the United States. These companies are scaling rapidly but often lack access to the sophisticated financial tools available to larger enterprises. Citizens Edge fills that gap with a flexible, secure solution. The launch of Citizens Edge is the latest example of Citizens' deep commitment to delivering innovative payment solutions that help middle market companies scale with confidence. It is the first commercial credit card introduced through Mastercard's Middle Market Accelerator program, and builds on the momentum of Citizens' recently launched consumer credit card suite, reflecting a broader strategy to deliver modern, flexible solutions across customer segments. As middle market companies seek to grow, digitize and safeguard their businesses, Citizens' 2025 Payment Trends Report and Mastercard research have found that they face challenges with inefficient underwriting and access to digital tools, while fraud is a key concern. Citizens Edge meets these urgent market needs with tailored features including: Flexible credit limits to help scale; Cash back rewards starting at 1.5% that grow as grow; Integrated travel booking and expense management powered by Navan; Security features including a secure virtual card option to enhance protection and mitigate fraud; Personalized, 24/7 customer support for immediate assistance. In addition, the card offers valuable protections such as extended warranties, purchase assurance and Mastercard ID Theft Protection, providing added peace of mind. Travel perks such as Mastercard Travel Rewards, VAT Reclaim, and Priority Pass airport lounge access help cardholders maximize the value of Citizens Edge wherever business takes them. To simplify card program administration, Citizens has also introduced a new Commercial Card Management page accessible through Citizens' universal commercial client portal, using single sign-on for seamless integration with other banking tools. The centralized, self-serve digital platform enables companies to manage their accounts, monitor spending and access real-time reporting all in one place.お知らせ • Oct 07Citizens Financial Group, Inc. Announces Management ChangesCitizens Financial Group, Inc. announced that Ted Swimmer, head of capital markets and advisory for Citizens Commercial Banking, has been named Head of Commercial Banking, effective immediately. Swimmer succeeds Don McCree, who will remain at Citizens as Chair of Commercial Banking until his retirement at the end of March 2026. A 30-year banking industry veteran, Swimmer joined Citizens in 2010 as executive vice president and head of capital markets and was named to Citizens’ Executive Committee in 2018. He has built the Capital Markets and Advisory team into a consistent Top 5 U.S. Middle Market Deal Bookrunner while expanding the bank’s capabilities beyond traditional loan financing to add sector expertise and offer a comprehensive set of solutions, including debt, equity and M&A advisory across the client lifecycle. Swimmer previously held a range of senior positions with Wachovia, including managing its Leveraged Finance activities. Prior to that, he ran Loan Syndicate and Sales for Wachovia and served as a managing director originating leveraged loans and bonds. Swimmer holds an M.B.A. in finance from Columbia University as well as a B.A. in economics and history from Lafayette College.お知らせ • Aug 29+ 3 more updatesCitizens Financial Group, Inc. to Report Q4, 2027 Results on Jan 18, 2028Citizens Financial Group, Inc. announced that they will report Q4, 2027 results Pre-Market on Jan 18, 2028お知らせ • Aug 12+ 1 more updateCitizens Financial Group, Inc. Chief Financial Officer ChangesCitizens Financial Group, Inc. announced the appointment of Aunoy Banerjee as Chief Financial Officer. He will serve on the company’s Executive Committee and report to Chairman and CEO Bruce Van Saun. Banerjee joins Citizens from Barclays, where he currently serves as CFO of Barclays Bank PLC, leading a large, global, multifunctional team supporting multiple lines of business including U.S. Consumer, Global Corporate and Investment Banking, and Private Bank and Wealth Management. Banerjee will join Citizens on October 24. As previously announced, current CFO John Woods will depart the bank on August 15. Chris Emerson, EVP and Head of Corporate Planning & Enterprise Finance, will serve as CFO during the interim period. A 25-year financial services veteran, Banerjee will have responsibility for the Financial Planning and Analysis, Business Line Finance Groups, Controller, Investor Relations, Treasury, Tax, and Capital Management functions, as well as Property & Procurement. Prior to Barclays, Banerjee served in a number of increasingly responsible finance and transformation roles at State Street over eight years, most recently as Head of Investments & Third Party Management and Chair of State Street India. He also served as Chief Transformation Officer and prior to that ran Corporate FP&A and oversaw the CFO functions within its business units. He previously spent 11 years at Citi with several roles of increasing importance, including Business Unit CFO for Capital Markets and Securities Services, Finance Head of CCAR and Head of Corporate Forecasting and Planning. He began his professional career at General Electric as part of its Finance Management Leadership Program. Highlights of Banerjee’s broad experience include overseeing a £1.1 trillion balance sheet at Barclays Bank PLC and co-leading the firm’s sweeping investment bank simplification initiative. At State Street, he oversaw the firm’s $100 billion-plus investment portfolio and its balance sheet funding position. Additionally, as Chief Transformation Officer, he led an enterprise-wide transformation aimed at simplifying operations, increasing operating margin and productivity, and boosting both organic and inorganic growth. Banerjee holds a Master of Business Administration degree from the University of Rochester Simon School of Business and a Bachelor of Science degree from St. Stephen’s College at the University of Delhi.Reported Earnings • Aug 05Second quarter 2025 earnings released: EPS: US$0.93 (vs US$0.79 in 2Q 2024)Second quarter 2025 results: EPS: US$0.93 (up from US$0.79 in 2Q 2024). Revenue: US$1.87b (up 5.2% from 2Q 2024). Net income: US$402.0m (up 13% from 2Q 2024). Profit margin: 22% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Banks industry in Italy.お知らせ • Jul 18Citizens Financial Group, Inc. announces Quarterly dividend, payable on August 14, 2025Citizens Financial Group, Inc. announced Quarterly dividend of USD 0.4200 per share payable on August 14, 2025, ex-date on July 31, 2025 and record date on July 31, 2025.お知らせ • Jul 17Citizens Financial Group, Inc. Reports Net Charge Offs for the Second Quarter of 2025Citizens Financial Group, Inc. Reported Net Charge Offs for the Second Quarter of 2025. For the quarter, the company reported Net charge-offs of $167 million, or 48 basis points of average loans and leases, compares with 58 basis points in the prior quarter which included a $25 million, or 7 basis point impact from the Non-Core transaction (an agreement entered into in the first quarter to sell ~$1.9 billion of Non-Core education loans).お知らせ • Apr 30+ 1 more updateCitizens Financial Group, Inc. Announces Management ChangesCitizens Financial Group, Inc. announced that Brendan Coughlin, currently Vice Chair and Head of Consumer, Private Banking and Wealth, has been promoted to President, reporting to Bruce Van Saun, Chairman and CEO. As President, Coughlin will continue to oversee Consumer Banking, Citizens Private Bank, and Wealth, in addition to a recently broadened scope which includes Enterprise Data & Analytics and Marketing. Over his 20 years at Citizens, Coughlin has developed and launched several of the bank’s most innovative offerings, including merchant point-of-sale financing partnerships with Apple and Microsoft, national education refinance products, and expansion of the consumer franchise into new markets. His focus on growth, driving innovation, and improving customer experience has directly contributed to the strong performance and market share gains of the consumer franchise. In 2023, Brendan was instrumental in the national launch of Citizens Private Bank, which continues to deliver strong performance, recently reaching $8.7 billion in high-quality deposits and $5.2 billion in assets under management (AUM). The bank has also made meaningful strides in broadening its Wealth Management capabilities under Coughlin’s leadership, including the addition of new advisory teams in California, Boston and Florida. The company also announced that current Vice Chair John Woods has decided to depart from Citizens to accept another opportunity. He is expected to leave in August 2025.株主還元1CFGIT BanksIT 市場7D5.4%-3.0%-2.7%1Y62.8%35.2%23.3%株主還元を見る業界別リターン: 1CFG過去 1 年間で35.2 % の収益を上げたItalian Banks業界を上回りました。リターン対市場: 1CFG過去 1 年間で23.3 % の収益を上げたItalian市場を上回りました。価格変動Is 1CFG's price volatile compared to industry and market?1CFG volatility1CFG Average Weekly Movement4.1%Banks Industry Average Movement4.2%Market Average Movement4.8%10% most volatile stocks in IT Market8.6%10% least volatile stocks in IT Market3.0%安定した株価: 1CFG 、 Italian市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: 1CFGの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト182817,398Bruce Van Saunwww.citizensbank.comシチズンズ・ファイナンシャル・グループは銀行持株会社として、米国の個人、中小企業、中堅企業、大企業、機関投資家向けにリテールおよび商業銀行商品・サービスを提供している。同社は消費者金融部門と商業金融部門の2つの部門で事業を展開している。コンシューマー・バンキング部門は預金商品、住宅ローン、ホームエクイティ融資商品、クレジットカード、ビジネスローン、ウェルス・マネジメント、投資サービス、教育ローン、店頭金融ローン、デジタル預金商品を提供している。当部門は、電話サービスセンター、オンラインおよびモバイル・プラットフォームを通じて顧客にサービスを提供している。コマーシャル・バンキング部門は、貸出、リース、預金およびトレジャリー・マネジメント・サービス、外国為替、金利およびコモディティ・リスク・マネジメント・ソリューション、シンジケート・ローン、コーポレート・ファイナンス、M&A、デットおよびエクイティ・キャピタル・マーケット・サービスなど、様々な金融商品およびソリューションを提供している。当部門は、集合住宅、オフィス、産業、小売、ヘルスケア、ホスピタリティの各セクターにサービスを提供しています。同社は以前はRBSシチズンズ・ファイナンシャル・グループ・インクとして知られ、2014年4月にシチズンズ・ファイナンシャル・グループ・インクに社名を変更した。シチズンズ・ファイナンシャル・グループは1828年に設立され、ロードアイランド州プロビデンスに本社を置いている。もっと見るCitizens Financial Group, Inc. 基礎のまとめCitizens Financial Group の収益と売上を時価総額と比較するとどうか。1CFG 基礎統計学時価総額€26.14b収益（TTM）€1.61b売上高(TTM)€6.92b16.3xPER（株価収益率1.2xPBR（株価純資産倍率1CFG は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計1CFG 損益計算書（TTM）収益US$7.89b売上原価US$0売上総利益US$7.89bその他の費用US$6.05b収益US$1.83b直近の収益報告Mar 31, 2026次回決算日Jul 16, 2026一株当たり利益（EPS）4.33グロス・マージン100.00%純利益率23.23%有利子負債／自己資本比率47.1%1CFG の長期的なパフォーマンスは？過去の実績と比較を見る配当金2.6%現在の配当利回り41%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/28 09:57終値2026/06/26 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Citizens Financial Group, Inc. 11 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。35 アナリスト機関null nullArgus Research CompanyDavid GeorgeBairdJason GoldbergBarclays32 その他のアナリストを表示
お知らせ • Jun 16Citizens Financial Group, Inc. Announces Head of Investor Relations, Changes, Effective August 1, 2026Citizens Financial Group, Inc. announced that Chris Emerson has been appointed Head of Investor Relations, effective August 1,2026. Kristin Silberberg, who currently leads Investor Relations, will transition to serve as Chief Financial Officer of the Commercial Bank at that time. Chris will also continue with his current role as the head of Corporate Planning and Enterprise Finance, with responsibility for the Financial Planning and Analysis for Citizens, which includes the strategic planning and annual budgeting processes. Before joining Citizens, Chris held finance leadership roles in several banks, including Capital One, Barclays Bank and Citigroup.
お知らせ • Apr 17Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on May 14, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on May 14, 2026 to shareholders of record at the close of business on April 30, 2026.
お知らせ • Mar 10Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026. Location: at one citizens plaza, province, rhode island 02903, United States
Reported Earnings • Jan 22Full year 2025 earnings released: EPS: US$3.90 (vs US$3.04 in FY 2024)Full year 2025 results: EPS: US$3.90 (up from US$3.04 in FY 2024). Revenue: US$7.64b (up 7.3% from FY 2024). Net income: US$1.69b (up 23% from FY 2024). Profit margin: 22% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.98% (up from 2.85% in FY 2024). Cost-to-income ratio: 64.4% (down from 65.2% in FY 2024). Non-performing loans: 1.05% (down from 1.20% in FY 2024). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Italy.
お知らせ • Jan 21+ 1 more updateCitizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on February 18, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on February 18, 2026 to shareholders of record at the close of business on February 4, 2026.
お知らせ • Jan 05Citizens Financial Group, Inc. to Report Q4, 2025 Results on Jan 21, 2026Citizens Financial Group, Inc. announced that they will report Q4, 2025 results at 6:20 AM, US Eastern Standard Time on Jan 21, 2026
お知らせ • Jun 16Citizens Financial Group, Inc. Announces Head of Investor Relations, Changes, Effective August 1, 2026Citizens Financial Group, Inc. announced that Chris Emerson has been appointed Head of Investor Relations, effective August 1,2026. Kristin Silberberg, who currently leads Investor Relations, will transition to serve as Chief Financial Officer of the Commercial Bank at that time. Chris will also continue with his current role as the head of Corporate Planning and Enterprise Finance, with responsibility for the Financial Planning and Analysis for Citizens, which includes the strategic planning and annual budgeting processes. Before joining Citizens, Chris held finance leadership roles in several banks, including Capital One, Barclays Bank and Citigroup.
お知らせ • Apr 17Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on May 14, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on May 14, 2026 to shareholders of record at the close of business on April 30, 2026.
お知らせ • Mar 10Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026. Location: at one citizens plaza, province, rhode island 02903, United States
Reported Earnings • Jan 22Full year 2025 earnings released: EPS: US$3.90 (vs US$3.04 in FY 2024)Full year 2025 results: EPS: US$3.90 (up from US$3.04 in FY 2024). Revenue: US$7.64b (up 7.3% from FY 2024). Net income: US$1.69b (up 23% from FY 2024). Profit margin: 22% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.98% (up from 2.85% in FY 2024). Cost-to-income ratio: 64.4% (down from 65.2% in FY 2024). Non-performing loans: 1.05% (down from 1.20% in FY 2024). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Italy.
お知らせ • Jan 21+ 1 more updateCitizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on February 18, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on February 18, 2026 to shareholders of record at the close of business on February 4, 2026.
お知らせ • Jan 05Citizens Financial Group, Inc. to Report Q4, 2025 Results on Jan 21, 2026Citizens Financial Group, Inc. announced that they will report Q4, 2025 results at 6:20 AM, US Eastern Standard Time on Jan 21, 2026
Reported Earnings • Oct 21Third quarter 2025 earnings released: EPS: US$1.06 (vs US$0.77 in 3Q 2024)Third quarter 2025 results: EPS: US$1.06 (up from US$0.77 in 3Q 2024). Revenue: US$1.96b (up 14% from 3Q 2024). Net income: US$457.0m (up 33% from 3Q 2024). Profit margin: 23% (up from 20% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Italy.
お知らせ • Oct 16Citizens Financial Group, Inc. Provides Earnings Guidance for the Fourth Quarter 2025Citizens Financial Group, Inc. provided earnings guidance for the fourth quarter 2025. Company expected net interest income to be up approximately 2.5% to 3%, driven by an improvement in net interest margin of approximately 5 basis points and interest-earning assets up slightly, maintaining a fairly consistent spot LDR to the third quarter.
お知らせ • Oct 15Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on November 12, 2025Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share, a $0.04, or 9.5%, increase compared with the prior quarter. The dividend is payable on November 12, 2025 to shareholders of record at the close of business on October 29, 2025.
お知らせ • Oct 09Citizens Unveils Citizens Edge™?Citizens Financial Group, Inc. now have a new way to spend, earn rewards and manage payments with Citizens Edge™?, a new commercial credit card from Citizens. Launched in partnership with Mastercard, Citizens Edge offers a robust suite of features ranging from flexible credit limits and cash back rewards to integrated travel and expense management, secure virtual card options and 24/7 client support. Citizens Edge is built to meet the unique needs of middle market companies, a segment of the economy that accounts for one-third of gross domestic product (GDP) and $6 trillion of business-to-business spending in the United States. These companies are scaling rapidly but often lack access to the sophisticated financial tools available to larger enterprises. Citizens Edge fills that gap with a flexible, secure solution. The launch of Citizens Edge is the latest example of Citizens' deep commitment to delivering innovative payment solutions that help middle market companies scale with confidence. It is the first commercial credit card introduced through Mastercard's Middle Market Accelerator program, and builds on the momentum of Citizens' recently launched consumer credit card suite, reflecting a broader strategy to deliver modern, flexible solutions across customer segments. As middle market companies seek to grow, digitize and safeguard their businesses, Citizens' 2025 Payment Trends Report and Mastercard research have found that they face challenges with inefficient underwriting and access to digital tools, while fraud is a key concern. Citizens Edge meets these urgent market needs with tailored features including: Flexible credit limits to help scale; Cash back rewards starting at 1.5% that grow as grow; Integrated travel booking and expense management powered by Navan; Security features including a secure virtual card option to enhance protection and mitigate fraud; Personalized, 24/7 customer support for immediate assistance. In addition, the card offers valuable protections such as extended warranties, purchase assurance and Mastercard ID Theft Protection, providing added peace of mind. Travel perks such as Mastercard Travel Rewards, VAT Reclaim, and Priority Pass airport lounge access help cardholders maximize the value of Citizens Edge wherever business takes them. To simplify card program administration, Citizens has also introduced a new Commercial Card Management page accessible through Citizens' universal commercial client portal, using single sign-on for seamless integration with other banking tools. The centralized, self-serve digital platform enables companies to manage their accounts, monitor spending and access real-time reporting all in one place.
お知らせ • Oct 07Citizens Financial Group, Inc. Announces Management ChangesCitizens Financial Group, Inc. announced that Ted Swimmer, head of capital markets and advisory for Citizens Commercial Banking, has been named Head of Commercial Banking, effective immediately. Swimmer succeeds Don McCree, who will remain at Citizens as Chair of Commercial Banking until his retirement at the end of March 2026. A 30-year banking industry veteran, Swimmer joined Citizens in 2010 as executive vice president and head of capital markets and was named to Citizens’ Executive Committee in 2018. He has built the Capital Markets and Advisory team into a consistent Top 5 U.S. Middle Market Deal Bookrunner while expanding the bank’s capabilities beyond traditional loan financing to add sector expertise and offer a comprehensive set of solutions, including debt, equity and M&A advisory across the client lifecycle. Swimmer previously held a range of senior positions with Wachovia, including managing its Leveraged Finance activities. Prior to that, he ran Loan Syndicate and Sales for Wachovia and served as a managing director originating leveraged loans and bonds. Swimmer holds an M.B.A. in finance from Columbia University as well as a B.A. in economics and history from Lafayette College.
お知らせ • Aug 29+ 3 more updatesCitizens Financial Group, Inc. to Report Q4, 2027 Results on Jan 18, 2028Citizens Financial Group, Inc. announced that they will report Q4, 2027 results Pre-Market on Jan 18, 2028
お知らせ • Aug 12+ 1 more updateCitizens Financial Group, Inc. Chief Financial Officer ChangesCitizens Financial Group, Inc. announced the appointment of Aunoy Banerjee as Chief Financial Officer. He will serve on the company’s Executive Committee and report to Chairman and CEO Bruce Van Saun. Banerjee joins Citizens from Barclays, where he currently serves as CFO of Barclays Bank PLC, leading a large, global, multifunctional team supporting multiple lines of business including U.S. Consumer, Global Corporate and Investment Banking, and Private Bank and Wealth Management. Banerjee will join Citizens on October 24. As previously announced, current CFO John Woods will depart the bank on August 15. Chris Emerson, EVP and Head of Corporate Planning & Enterprise Finance, will serve as CFO during the interim period. A 25-year financial services veteran, Banerjee will have responsibility for the Financial Planning and Analysis, Business Line Finance Groups, Controller, Investor Relations, Treasury, Tax, and Capital Management functions, as well as Property & Procurement. Prior to Barclays, Banerjee served in a number of increasingly responsible finance and transformation roles at State Street over eight years, most recently as Head of Investments & Third Party Management and Chair of State Street India. He also served as Chief Transformation Officer and prior to that ran Corporate FP&A and oversaw the CFO functions within its business units. He previously spent 11 years at Citi with several roles of increasing importance, including Business Unit CFO for Capital Markets and Securities Services, Finance Head of CCAR and Head of Corporate Forecasting and Planning. He began his professional career at General Electric as part of its Finance Management Leadership Program. Highlights of Banerjee’s broad experience include overseeing a £1.1 trillion balance sheet at Barclays Bank PLC and co-leading the firm’s sweeping investment bank simplification initiative. At State Street, he oversaw the firm’s $100 billion-plus investment portfolio and its balance sheet funding position. Additionally, as Chief Transformation Officer, he led an enterprise-wide transformation aimed at simplifying operations, increasing operating margin and productivity, and boosting both organic and inorganic growth. Banerjee holds a Master of Business Administration degree from the University of Rochester Simon School of Business and a Bachelor of Science degree from St. Stephen’s College at the University of Delhi.
Reported Earnings • Aug 05Second quarter 2025 earnings released: EPS: US$0.93 (vs US$0.79 in 2Q 2024)Second quarter 2025 results: EPS: US$0.93 (up from US$0.79 in 2Q 2024). Revenue: US$1.87b (up 5.2% from 2Q 2024). Net income: US$402.0m (up 13% from 2Q 2024). Profit margin: 22% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Banks industry in Italy.
お知らせ • Jul 18Citizens Financial Group, Inc. announces Quarterly dividend, payable on August 14, 2025Citizens Financial Group, Inc. announced Quarterly dividend of USD 0.4200 per share payable on August 14, 2025, ex-date on July 31, 2025 and record date on July 31, 2025.
お知らせ • Jul 17Citizens Financial Group, Inc. Reports Net Charge Offs for the Second Quarter of 2025Citizens Financial Group, Inc. Reported Net Charge Offs for the Second Quarter of 2025. For the quarter, the company reported Net charge-offs of $167 million, or 48 basis points of average loans and leases, compares with 58 basis points in the prior quarter which included a $25 million, or 7 basis point impact from the Non-Core transaction (an agreement entered into in the first quarter to sell ~$1.9 billion of Non-Core education loans).
お知らせ • Apr 30+ 1 more updateCitizens Financial Group, Inc. Announces Management ChangesCitizens Financial Group, Inc. announced that Brendan Coughlin, currently Vice Chair and Head of Consumer, Private Banking and Wealth, has been promoted to President, reporting to Bruce Van Saun, Chairman and CEO. As President, Coughlin will continue to oversee Consumer Banking, Citizens Private Bank, and Wealth, in addition to a recently broadened scope which includes Enterprise Data & Analytics and Marketing. Over his 20 years at Citizens, Coughlin has developed and launched several of the bank’s most innovative offerings, including merchant point-of-sale financing partnerships with Apple and Microsoft, national education refinance products, and expansion of the consumer franchise into new markets. His focus on growth, driving innovation, and improving customer experience has directly contributed to the strong performance and market share gains of the consumer franchise. In 2023, Brendan was instrumental in the national launch of Citizens Private Bank, which continues to deliver strong performance, recently reaching $8.7 billion in high-quality deposits and $5.2 billion in assets under management (AUM). The bank has also made meaningful strides in broadening its Wealth Management capabilities under Coughlin’s leadership, including the addition of new advisory teams in California, Boston and Florida. The company also announced that current Vice Chair John Woods has decided to depart from Citizens to accept another opportunity. He is expected to leave in August 2025.
