Chesnara（CSN）株式概要Chesnara plcは子会社とともに、主に英国、スウェーデン、オランダで生命保険・年金事業を展開している。 詳細CSN ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長3/6過去の実績0/6財務の健全性3/6配当金4/6報酬収益は年間29.62%増加すると予測されています リスク分析過去1年間で株主の希薄化は大幅に進んだ 6.69%の配当は、利益やフリーキャッシュフローによって十分にカバーされていない すべてのリスクチェックを見るCSN Community Fair Values Create NarrativeSee what 16 others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUK£Current PriceUK£3.372.7k% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-34m2b2016201920222025202620282031Revenue UK£46.2mEarnings UK£4.8mAdvancedSet Fair ValueView all narrativesChesnara plc 競合他社Hansard GlobalSymbol: LSE:HSDMarket cap: UK£70.7mLegal & General GroupSymbol: LSE:LGENMarket cap: UK£15.7bStandard LifeSymbol: LSE:SDLFMarket cap: UK£8.3bPrudentialSymbol: LSE:PRUMarket cap: UK£25.2b価格と性能株価の高値、安値、推移の概要Chesnara過去の株価現在の株価UK£3.3752週高値UK£3.3952週安値UK£2.46ベータ0.531ヶ月の変化4.02%3ヶ月変化16.03%1年変化12.73%3年間の変化24.40%5年間の変化26.03%IPOからの変化199.11%最新ニュースRecent Insider Transactions Derivative • May 20Group CFO & Executive Director exercised options and sold UK£177k worth of stockOn the 18th of May, Tom Howard exercised options to acquire 56k shares at no cost and sold these for an average price of UK£3.19 per share. This trade did not impact their existing holding. Since June 2025, Tom's direct individual holding has increased from 11.74k shares to 163.01k. Company insiders have collectively sold UK£505k more than they bought, via options and on-market transactions in the last 12 months.お知らせ • May 13Chesnara plc Approves Final Dividend for the Year Ended 31 December 2025Chesnara plc at its Annual General Meeting held on May 12, 2026, approved to declare a final dividend of 14.80 pence per ordinary share for the year ended 31 December 2025.お知らせ • Apr 09Chesnara plc, Annual General Meeting, May 12, 2026Chesnara plc, Annual General Meeting, May 12, 2026. Location: the offices of panmure liberum, 25 ropemaker street, london ec2y 9ly United KingdomDeclared Dividend • Mar 26Final dividend reduced to UK£0.15Dividend of UK£0.15 is 8.0% lower than last year. Ex-date: 2nd April 2026 Payment date: 20th May 2026 Dividend yield will be 7.8%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months and having no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.Reported Earnings • Mar 25Full year 2025 earnings released: UK£0.051 loss per share (vs UK£0.026 profit in FY 2024)Full year 2025 results: UK£0.051 loss per share (down from UK£0.026 profit in FY 2024). Revenue: UK£391.4m (up 5.3% from FY 2024). Net loss: UK£10.4m (down 367% from profit in FY 2024). Over the last 3 years on average, earnings per share has increased by 1% per year and the company’s share price has also increased by 1% per year.お知らせ • Mar 25Chesnara plc Recommends Final Dividend, Payable on May 20, 2026Chesnara plc recommended final dividend of 14.80 pence per share represents a 6% increase on the prior year and is expected to be paid on 20 May 2026. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 2 April 2026. The record date for eligibility for payment will be 7 April 2026.最新情報をもっと見るRecent updatesRecent Insider Transactions Derivative • May 20Group CFO & Executive Director exercised options and sold UK£177k worth of stockOn the 18th of May, Tom Howard exercised options to acquire 56k shares at no cost and sold these for an average price of UK£3.19 per share. This trade did not impact their existing holding. Since June 2025, Tom's direct individual holding has increased from 11.74k shares to 163.01k. Company insiders have collectively sold UK£505k more than they bought, via options and on-market transactions in the last 12 months.お知らせ • May 13Chesnara plc Approves Final Dividend for the Year Ended 31 December 2025Chesnara plc at its Annual General Meeting held on May 12, 2026, approved to declare a final dividend of 14.80 pence per ordinary share for the year ended 31 December 2025.お知らせ • Apr 09Chesnara plc, Annual General Meeting, May 12, 2026Chesnara plc, Annual General Meeting, May 12, 2026. Location: the offices of panmure liberum, 25 ropemaker street, london ec2y 9ly United KingdomDeclared Dividend • Mar 26Final dividend reduced to UK£0.15Dividend of UK£0.15 is 8.0% lower than last year. Ex-date: 2nd April 2026 Payment date: 20th May 2026 Dividend yield will be 7.8%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months and having no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.Reported Earnings • Mar 25Full year 2025 earnings released: UK£0.051 loss per share (vs UK£0.026 profit in FY 2024)Full year 2025 results: UK£0.051 loss per share (down from UK£0.026 profit in FY 2024). Revenue: UK£391.4m (up 5.3% from FY 2024). Net loss: UK£10.4m (down 367% from profit in FY 2024). Over the last 3 years on average, earnings per share has increased by 1% per year and the company’s share price has also increased by 1% per year.お知らせ • Mar 25Chesnara plc Recommends Final Dividend, Payable on May 20, 2026Chesnara plc recommended final dividend of 14.80 pence per share represents a 6% increase on the prior year and is expected to be paid on 20 May 2026. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 2 April 2026. The record date for eligibility for payment will be 7 April 2026.お知らせ • Feb 17Chesnara plc (LSE:CSN) entered into a sale and purchase agreement to acquire Scottish Widows Europe S.A. from Scottish Widows Limited for approximately €110 million.Chesnara plc (LSE:CSN) entered into a sale and purchase agreement to acquire Scottish Widows Europe S.A. from Scottish Widows Limited for approximately €110 million on February 17, 2026. A cash consideration of €110 million will be paid by Chesnara plc. As part of consideration, €110 million is paid towards common equity of Scottish Widows Europe S.A. The transaction is subject to approval by regulatory board / committee. The transaction will be funded by internal cash resources. The expected completion of transaction is end of 2026. RBC Capital Markets, LLC led by James Agnew, Ezzedine Ben Frej and Jamil Miah acted as financial advisor for Chesnara plc. Linklaters LLP acted as legal advisor for Chesnara plc.お知らせ • Feb 04Chesnara plc (LSE:CSN) completed the acquisition of HSBC Life (UK) Limited from HSBC Bank plc.Chesnara plc (LSE:CSN) entered into an agreement to acquire HSBC Life (UK) Limited from HSBC Bank plc for £260 million on July 3, 2025. A cash consideration of £260 million will be paid by Chesnara plc. Cash consideration of £260 million funded through a combination of £55 million of existing internal cash resources, £65 million drawdown from the Group's increased £150m revolving credit facility and equity raised via a fully underwritten rights issue at 176p per share to raise gross proceeds of approximately £140 million on the basis of 10 New Ordinary Shares for every 19 Existing Ordinary Shares. In case of termination of transaction, Chesnara plc will pay a termination fee of £20 million. The transaction is subject to approval by regulatory board / committee. The expected completion of the transaction is early 2026. As of December 12, 2025, the transaction received UK regulatory approval. Paul Miller and Yiannis Kourris of Fenchurch Advisory Partners LLP acted as financial advisor for Chesnara plc. James Agnew, Ezzedine Ben Frej and Jamil Miah of RBC Capital Markets, London acted as financial advisor for Chesnara plc. Pinsent Masons acted as legal advisor for Chesnara plc. Travers Smith advised NatWest and ABN AMRO on a £260 million revolving credit facility for Chesnara's acquisition of HSBC Life. Deutsche Bank acted as financial advisor to HSBC Bank plc. Chesnara plc (LSE:CSN) completed the acquisition of HSBC Life (UK) Limited from HSBC Bank plc on February 2, 2026.お知らせ • Jan 22Chesnara plc to Report Fiscal Year 2025 Results on Mar 24, 2026Chesnara plc announced that they will report fiscal year 2025 results at 8:00 AM, GMT Standard Time on Mar 24, 2026お知らせ • Aug 28Chesnara plc Declares Interim Dividend, Payable on 17 October 2025Chesnara plc declared interim dividend of 7.70 pence per share, a 3% increase compared to 2024, extending the period of uninterrupted dividend growth to more than 20 years. The dividend is expected to be paid on 17 October 2025. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 4 September 2025. The record date for eligibility for payment will be 5 September 2025.Recent Insider Transactions • Jul 30Group CFO & Executive Director recently sold UK£232k worth of stockOn the 24th of July, Tom Howard sold around 89k shares on-market at roughly UK£2.61 per share. This transaction amounted to 39% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Tom's only on-market trade for the last 12 months.New Risk • Jul 24New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 53% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Dividend per share is over 9x earnings per share. Cash payout ratio: 151% Shareholders have been substantially diluted in the past year (53% increase in shares outstanding). Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (1.0% net profit margin).お知らせ • Jul 23+ 1 more updateChesnara plc has completed a Follow-on Equity Offering in the amount of £139.989233 million.Chesnara plc has completed a Follow-on Equity Offering in the amount of £139.989233 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 79,539,337 Price\Range: £1.76 Transaction Features: Regulation S; Rights OfferingNew Risk • Jul 04New major risk - Revenue and earnings growthEarnings have declined by 40% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Dividend per share is over 9x earnings per share. Cash payout ratio: 99% Earnings have declined by 40% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (1.0% net profit margin).お知らせ • Jul 04+ 1 more updateChesnara plc has filed a Follow-on Equity Offering in the amount of £139.989233 million.Chesnara plc has filed a Follow-on Equity Offering in the amount of £139.989233 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 79,539,337 Price\Range: £1.76 Transaction Features: Regulation S; Rights Offeringお知らせ • Jun 06Chesnara plc Announces Executive and Committee Changes, Effective June 6, 2025Chesnara Plc announced that Karin Bergstein has stepped down as an Independent Non-Executive Director of the Company effective June 6, 2026. Karin joined the Board in February 2022 and was a member of the Nomination & Governance Committee as well as the Audit & Risk Committee. The Company announced that Samantha "Sam" Tymms has been appointed effective June 6, 2025 as an Independent Non-Executive Director of Chesnara Plc. Sam has also been appointed as a member of the Nomination & Governance Committee and Audit & Risk Committee. An experienced NED and advisor to the boards and executives of global financial services businesses, Sam is also a former UK regulator with experience of international regulators, professional and industry bodies. She also brings commercial experience from roles with Promontory Financial Group (IBM). Sam is also a NED at Julius Baer International Ltd. where she chairs the Audit & Risk Committee and is a member of the Governance and Appointments Committee at the Institute of Chartered Accountants in England & Wales. She has previously been a NED at DWF plc and IG Group plc.お知らせ • May 20Chesnara Reportedly to Explore Deal for HSBC’s UK Life Insurance UnitChesnara plc (LSE:CSN) is exploring a potential acquisition of HSBC Holdings plc (LSE:HSBA)’s life insurance business in the UK, according to people familiar with the matter. London-listed Chesnara is among potential suitors that have expressed interest in the HSBC UK life insurance operations, said the people, who asked not to be identified as the information is private. A deal could value the HSBC unit at several hundred million dollars, the people said.分析記事 • May 06Most Shareholders Will Probably Agree With Chesnara plc's (LON:CSN) CEO CompensationKey Insights Chesnara will host its Annual General Meeting on 13th of May Salary of UK£525.0k is part of CEO Steve...お知らせ • Apr 10Chesnara plc, Annual General Meeting, May 13, 2025Chesnara plc, Annual General Meeting, May 13, 2025. Location: the offices of panmure liberum, 25 ropemaker street, ec2y 9ly, london United KingdomDeclared Dividend • Mar 30Final dividend increased to UK£0.16Dividend of UK£0.16 is 3.1% higher than last year. Ex-date: 3rd April 2025 Payment date: 20th May 2025 Dividend yield will be 9.1%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 9x earnings) nor is it adequately covered by cash flows (99% cash payout ratio). The dividend has increased by an average of 3.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 962% to bring the payout ratio under control. EPS is expected to grow by 233% over the next 3 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.Reported Earnings • Mar 27Full year 2024 earnings released: EPS: UK£0.026 (vs UK£0.12 in FY 2023)Full year 2024 results: EPS: UK£0.026 (down from UK£0.12 in FY 2023). Revenue: UK£418.8m (up 13% from FY 2023). Net income: UK£3.90m (down 79% from FY 2023). Profit margin: 0.9% (down from 5.1% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.お知らせ • Mar 27Chesnara plc Proposes Final Dividend in Respect of the Year Ended 31 December 2024, Payable on 20 May 2025The Board of Chesnara plc has proposed a 2024 final dividend of 16.1 pence per share in respect of the year ended 31 December 2024 (2024 total dividend of 24.7 pence), a 3% increase compared to 2023, extending the period of uninterrupted dividend growth to 20 years. The dividend is payable on 20 May 2025 to equity shareholders of the parent company registered at the close of business on 4 April 2025, the dividend record date, was approved by the directors after the balance sheet date. Ex date is 3 April, 2025.お知らせ • Feb 07Chesnara plc to Report Fiscal Year 2024 Results on Mar 27, 2025Chesnara plc announced that they will report fiscal year 2024 results on Mar 27, 2025お知らせ • Jan 29Jane Dale, Non-Executive Director to Stand Down from Chesnara plcChesnara plc announced that appointment of Gail Tucker as Non-Executive Director with immediate effect. Gail also joins the Board of Chesnara's UK subsidiary, Countrywide Assured plc as a Non-Executive Director and it is intended will chair its Audit & Risk Committee subject to regulatory approval. Jane Dale, Non-Executive Director, will stand down at the AGM having completed her 9-year term. At the same time, Gail Tucker will be appointed chair of the Audit & Risk Committee. Gail is a recently retired 'Big Four' partner with over 30 years' experience in financial services audit, predominantly focused on the insurance sector. She has a high level of technical competence in international accounting and financial reporting, allied to which she brings a well-developed perspective on the UK life and pensions industry. A qualified accountant, Gail holds a BSc from the University of Warwick and a BA from The Open University. She sits on the boards of Breast Cancer Now and Institute of Chartered Accountants in England & Wales (ICAEW) Financial Services Board.New Risk • Sep 17New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 1.2% Last year net profit margin: 3.8% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Dividend is not well covered by earnings and cash flows. Dividend per share is over 7x earnings per share. Cash payout ratio: 95% Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (1.2% net profit margin).Declared Dividend • Sep 12First half dividend increased to UK£0.086Dividend of UK£0.086 is 3.0% higher than last year. Ex-date: 19th September 2024 Payment date: 1st November 2024 Dividend yield will be 9.4%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 7x earnings) nor is it adequately covered by cash flows (95% cash payout ratio). The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 705% to bring the payout ratio under control. EPS is expected to grow by 39% over the next 3 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.お知らせ • Sep 10Chesnara plc Announces an Interim Dividend for the Fiscal Year Ending 31December 2024, Payable on 1 November 2024Chesnara plc announced an increase in the interim dividend for the fiscal year ending 31December 2024 of 3% to 8.61 pence per share (2023: 8.36 pence interim), The interim dividend is expected to be paid on 1 November 2024. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 19 September 2024. The record date for eligibility for payment will be 20 September 2024.New Risk • Sep 06New major risk - Revenue and earnings growthEarnings have declined by 48% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Payout ratio: 193% Paying a dividend despite having no free cash flows. Earnings have declined by 48% per year over the past 5 years. Minor Risk Large one-off items impacting financial results.お知らせ • Aug 12Chesnara plc to Report First Half, 2024 Results on Sep 10, 2024Chesnara plc announced that they will report first half, 2024 results on Sep 10, 2024お知らせ • May 15+ 1 more updateChesnara plc Appoints Tom Howard as DirectorChesnara plc at its Annual General Meeting held on May 14, 2024, approved to appoint Tom Howard as a director.お知らせ • Apr 10Chesnara plc Announces Step Down of Mark Hesketh from the BoardChesnara plc announced that Mark Hesketh, Independent Non-Executive Director of Chesnara plc, will be stepping down from the Board of Chesnara plc with immediate effect. Mark Hesketh will be appointed also with immediate effect, to the role of Chair of the Board of the Company's UK business Countrywide Assured plc.お知らせ • Mar 29Chesnara plc Recommends Final Dividend for the Year Ended 31 December 2023, Payable on 28 May 2024Chesnara plc recommended final dividend of 15.61 pence per share for the year ended 31 December 2023 is expected to be paid on 28 May 2024. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 11 April 2024. The record date for eligibility for payment will be 12 April 2024.Reported Earnings • Mar 28Full year 2023 earnings releasedFull year 2023 results: Net income: UK£18.7m (up UK£117.0m from FY 2022).お知らせ • Jan 26+ 1 more updateChesnara plc to Report Q4, 2023 Results on Jun 30, 2024Chesnara plc announced that they will report Q4, 2023 results on Jun 30, 2024お知らせ • Dec 08Chesnara plc Announces CFO ChangesChesnara plc announced that David Rimmington has agreed with the Board of Chesnara that he will not seek re-election at the Company's Annual General Meeting in May 2024 and that he will step down as Group Finance Director and as a Director of Chesnara at the conclusion of that meeting. Furthermore, Chesnara announced the appointment of Tom Howard as Chief Financial Officer and Executive Director of the Company, subject to regulatory approval. Tom's formal starting date is expected to be no later than the beginning of May 2024. David Rimmington will remain with the Group throughout the year end 2023 reporting process and to support an orderly transition. Tom is a highly experienced CFO with over 25 years of industry experience, most recently as CFO of Aviva Investors, the asset management division of Aviva plc. He has held a variety of senior roles within Aviva plc, including Director of Mergers & Acquisitions for Aviva Group and CFO for Aviva's Life and General Insurance business in Ireland. Tom brings with him European actuarial and financial reporting capabilities and a strong track record of leadership in finance, M&A, capital management and business transformation.お知らせ • Dec 07Chesnara plc Announces Board ChangesChesnara plc announced that David Rimmington has agreed with the Board of Chesnara that he will not seek re-election at the Company's Annual General Meeting in May 2024 and that he will step down as Group Finance Director and as a Director of Chesnara at the conclusion of that meeting. Furthermore, Chesnara announced the appointment of Tom Howard as Executive Director of the Company, subject to regulatory approval. Tom's formal starting date is expected to be no later than the beginning of May 2024. David Rimmington will remain with the Group throughout the year end 2023 reporting process and to support an orderly transition. Tom is a highly experienced CFO with over 25 years of industry experience, most recently as CFO of Aviva Investors, the asset management division of Aviva plc. He has held a variety of senior roles within Aviva plc, including Director of Mergers & Acquisitions for Aviva Group and CFO for Aviva's Life and General Insurance business in Ireland. Tom brings with him European actuarial and financial reporting capabilities and a strong track record of leadership in finance, M&A, capital management and business transformation.Reported Earnings • Sep 24First half 2023 earnings released: EPS: UK£0.10 (vs UK£0.21 loss in 1H 2022)First half 2023 results: EPS: UK£0.10 (up from UK£0.21 loss in 1H 2022). Net income: UK£15.5m (up UK£47.2m from 1H 2022). Profit margin: 8.1% (up from net loss in 1H 2022). The move to profitability was driven by higher revenue. Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 35% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 103 percentage points per year, which is a significant difference in performance.お知らせ • Sep 21Chesnara plc Declares Interim Dividend for the Six Months Ended June 30, 2023, Payable on 10 November 2023The Board of Chesnara plc declared a 2023 interim dividend of 8.36 pence per share for the six months ended June 30, 2023 (half year 2022 interim dividend of 8.12 pence), which is a 3% increase compared to half year 2022 and extends the period of uninterrupted interim dividend growth to 19 years. The interim dividend is expected to be paid on 10 November 2023. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 28 September 2023. The record date for eligibility for payment will be 29 September 2023.Recent Insider Transactions Derivative • May 22Executive Director & Group CEO exercised options and sold UK£141k worth of stockOn the 18th of May, Steven Murray exercised options to acquire 51k shares at no cost and sold these for an average price of UK£2.76 per share. This trade did not impact their existing holding. For the year to December 2021, Steven's total compensation was 38% salary and 62% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since December 2022, Steven's direct individual holding has increased from 51.08k shares to 69.67k. Company insiders have collectively sold UK£167k more than they bought, via options and on-market transactions in the last 12 months.お知らせ • May 17Chesnara plc Approves to Declare A Final DividendChesnara plc at Annual General Meeting held on 16th May 2023 approved to declare a final dividend of 15.16 pence per ordinary share.お知らせ • Nov 30Chesnara plc to Report First Half, 2023 Results on Sep 21, 2023Chesnara plc announced that they will report first half, 2023 results on Sep 21, 2023Board Change • Nov 16High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Karin T. Bergstein was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Buying Opportunity • Sep 08Now 22% undervaluedOver the last 90 days, the stock is up 9.0%. The fair value is estimated to be UK£3.94, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 11% over the last 3 years. Meanwhile, the company became loss making.Board Change • Apr 27High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Karin T. Bergstein was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.分析記事 • Apr 03Chesnara's (LON:CSN) Dividend Will Be Increased To UK£0.15Chesnara plc's ( LON:CSN ) dividend will be increasing to UK£0.15 on 24th of May. This makes the dividend yield 7.3...Board Change • Apr 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Karin T. Bergstein was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Mar 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Karin T. Bergstein was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Sep 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Executive Director Steve Murray was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Sep 02Upcoming dividend of UK£0.079 per shareEligible shareholders must have bought the stock before 09 September 2021. Payment date: 22 October 2021. Trailing yield: 7.2%. Within top quartile of British dividend payers (3.8%). Higher than average of industry peers (3.8%).Reported Earnings • Aug 28First half 2021 earnings released: EPS UK£0.12 (vs UK£0.045 loss in 1H 2020)The company reported a soft first half result with weaker revenues and profit margins, although earnings were improved. First half 2021 results: Revenue: UK£822.2m (down 543% from 1H 2020). Net income: UK£17.9m (up UK£24.6m from 1H 2020). Profit margin: 2.2% (down from 3.6% in 1H 2020). Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.Recent Insider Transactions Derivative • May 23Key Executive exercised options and sold UK£87k worth of stockOn the 20th of May, David Anthony Rimmington exercised options to acquire 32k shares at no cost and sold these for an average price of UK£2.73 per share. This trade did not impact their existing holding. Since September 2020, David has owned 72.28k shares directly. This was the only transaction from an insider over the last 12 months.分析記事 • May 12We Think Shareholders May Want To Consider A Review Of Chesnara plc's (LON:CSN) CEO Compensation PackageShareholders will probably not be too impressed with the underwhelming results at Chesnara plc ( LON:CSN ) recently. At...Reported Earnings • Apr 16Full year 2020 earnings released: EPS UK£0.14 (vs UK£0.53 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: UK£633.2m (down 56% from FY 2019). Net income: UK£21.2m (down 73% from FY 2019). Profit margin: 3.3% (down from 5.5% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 11% per year, which means it has not declined as severely as earnings.Reported Earnings • Mar 31Full year 2020 earnings released: EPS UK£0.14 (vs UK£0.53 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: UK£637.9m (down 56% from FY 2019). Net income: UK£21.2m (down 73% from FY 2019). Profit margin: 3.3% (down from 5.5% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.分析記事 • Mar 26Is Chesnara plc (LON:CSN) A Strong Dividend Stock?Today we'll take a closer look at Chesnara plc ( LON:CSN ) from a dividend investor's perspective. Owning a strong...分析記事 • Mar 04What Type Of Shareholders Make Up Chesnara plc's (LON:CSN) Share Registry?Every investor in Chesnara plc ( LON:CSN ) should be aware of the most powerful shareholder groups. Institutions often...分析記事 • Feb 12If You Had Bought Chesnara's (LON:CSN) Shares Three Years Ago You Would Be Down 30%In order to justify the effort of selecting individual stocks, it's worth striving to beat the returns from a market...分析記事 • Jan 22Chesnara plc (LON:CSN) On An Uptrend: Could Fundamentals Be Driving The Stock?Chesnara's (LON:CSN) stock is up by 9.6% over the past three months. Given that stock prices are usually aligned with a...分析記事 • Dec 18Are Dividend Investors Making A Mistake With Chesnara plc (LON:CSN)?Today we'll take a closer look at Chesnara plc ( LON:CSN ) from a dividend investor's perspective. Owning a strong...分析記事 • Nov 30What Kind Of Shareholders Own Chesnara plc (LON:CSN)?The big shareholder groups in Chesnara plc (LON:CSN) have power over the company. Institutions often own shares in...Is New 90 Day High Low • Oct 24New 90-day low: UK£2.65The company is down 6.0% from its price of UK£2.80 on 24 July 2020. The British market is down 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 2.0% over the same period.Is New 90 Day High Low • Sep 25New 90-day low: UK£2.66The company is down 5.0% from its price of UK£2.80 on 26 June 2020. The British market is down 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 2.0% over the same period.株主還元CSNGB InsuranceGB 市場7D0.6%1.7%0.8%1Y12.7%14.2%19.0%株主還元を見る業界別リターン: CSN過去 1 年間で14.2 % の収益を上げたUK Insurance業界を下回りました。リターン対市場: CSNは、過去 1 年間で19 % のリターンを上げたUK市場を下回りました。価格変動Is CSN's price volatile compared to industry and market?CSN volatilityCSN Average Weekly Movement2.5%Insurance Industry Average Movement3.5%Market Average Movement5.5%10% most volatile stocks in GB Market10.9%10% least volatile stocks in GB Market3.0%安定した株価: CSN 、 UK市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: CSNの 週次ボラティリティ ( 2% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト2003377Steve Murraywww.chesnara.co.ukチェスナーラ・ピーエルシーは子会社とともに、主に英国、スウェーデン、オランダで生命保険・年金事業を展開している。同社は生命保険、医療保険、傷害保険、障害保険を引き受け、将来の資金需要に対応する貯蓄・年金商品を提供し、投資契約のポートフォリオを提供している。また、定期保険、ユニットリンク、インデックスリンク、ノンリンクのビジネス商品も提供している。主に独立系ファイナンシャル・アドバイザーを通じて商品を販売している。チェスナラ plc は 2003 年に設立され、本社は英国プレストンにある。もっと見るChesnara plc 基礎のまとめChesnara の収益と売上を時価総額と比較するとどうか。CSN 基礎統計学時価総額UK£779.54m収益（TTM）-UK£10.40m売上高(TTM)UK£342.80m2.3xP/Sレシオ-74.7xPER（株価収益率CSN は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計CSN 損益計算書（TTM）収益UK£342.80m売上原価UK£162.60m売上総利益UK£180.20mその他の費用UK£190.60m収益-UK£10.40m直近の収益報告Dec 31, 2025次回決算日該当なし一株当たり利益（EPS）-0.045グロス・マージン52.57%純利益率-3.03%有利子負債／自己資本比率36.1%CSN の長期的なパフォーマンスは？過去の実績と比較を見る配当金6.7%現在の配当利回り-444%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/26 20:56終値2026/06/26 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Chesnara plc 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。10 アナリスト機関Claudia GaspariBarclaysLarissa van DeventerBarclaysMichael HuttnerBerenberg7 その他のアナリストを表示
Recent Insider Transactions Derivative • May 20Group CFO & Executive Director exercised options and sold UK£177k worth of stockOn the 18th of May, Tom Howard exercised options to acquire 56k shares at no cost and sold these for an average price of UK£3.19 per share. This trade did not impact their existing holding. Since June 2025, Tom's direct individual holding has increased from 11.74k shares to 163.01k. Company insiders have collectively sold UK£505k more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • May 13Chesnara plc Approves Final Dividend for the Year Ended 31 December 2025Chesnara plc at its Annual General Meeting held on May 12, 2026, approved to declare a final dividend of 14.80 pence per ordinary share for the year ended 31 December 2025.
お知らせ • Apr 09Chesnara plc, Annual General Meeting, May 12, 2026Chesnara plc, Annual General Meeting, May 12, 2026. Location: the offices of panmure liberum, 25 ropemaker street, london ec2y 9ly United Kingdom
Declared Dividend • Mar 26Final dividend reduced to UK£0.15Dividend of UK£0.15 is 8.0% lower than last year. Ex-date: 2nd April 2026 Payment date: 20th May 2026 Dividend yield will be 7.8%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months and having no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
Reported Earnings • Mar 25Full year 2025 earnings released: UK£0.051 loss per share (vs UK£0.026 profit in FY 2024)Full year 2025 results: UK£0.051 loss per share (down from UK£0.026 profit in FY 2024). Revenue: UK£391.4m (up 5.3% from FY 2024). Net loss: UK£10.4m (down 367% from profit in FY 2024). Over the last 3 years on average, earnings per share has increased by 1% per year and the company’s share price has also increased by 1% per year.
お知らせ • Mar 25Chesnara plc Recommends Final Dividend, Payable on May 20, 2026Chesnara plc recommended final dividend of 14.80 pence per share represents a 6% increase on the prior year and is expected to be paid on 20 May 2026. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 2 April 2026. The record date for eligibility for payment will be 7 April 2026.
Recent Insider Transactions Derivative • May 20Group CFO & Executive Director exercised options and sold UK£177k worth of stockOn the 18th of May, Tom Howard exercised options to acquire 56k shares at no cost and sold these for an average price of UK£3.19 per share. This trade did not impact their existing holding. Since June 2025, Tom's direct individual holding has increased from 11.74k shares to 163.01k. Company insiders have collectively sold UK£505k more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • May 13Chesnara plc Approves Final Dividend for the Year Ended 31 December 2025Chesnara plc at its Annual General Meeting held on May 12, 2026, approved to declare a final dividend of 14.80 pence per ordinary share for the year ended 31 December 2025.
お知らせ • Apr 09Chesnara plc, Annual General Meeting, May 12, 2026Chesnara plc, Annual General Meeting, May 12, 2026. Location: the offices of panmure liberum, 25 ropemaker street, london ec2y 9ly United Kingdom
Declared Dividend • Mar 26Final dividend reduced to UK£0.15Dividend of UK£0.15 is 8.0% lower than last year. Ex-date: 2nd April 2026 Payment date: 20th May 2026 Dividend yield will be 7.8%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months and having no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 2.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
Reported Earnings • Mar 25Full year 2025 earnings released: UK£0.051 loss per share (vs UK£0.026 profit in FY 2024)Full year 2025 results: UK£0.051 loss per share (down from UK£0.026 profit in FY 2024). Revenue: UK£391.4m (up 5.3% from FY 2024). Net loss: UK£10.4m (down 367% from profit in FY 2024). Over the last 3 years on average, earnings per share has increased by 1% per year and the company’s share price has also increased by 1% per year.
お知らせ • Mar 25Chesnara plc Recommends Final Dividend, Payable on May 20, 2026Chesnara plc recommended final dividend of 14.80 pence per share represents a 6% increase on the prior year and is expected to be paid on 20 May 2026. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 2 April 2026. The record date for eligibility for payment will be 7 April 2026.
お知らせ • Feb 17Chesnara plc (LSE:CSN) entered into a sale and purchase agreement to acquire Scottish Widows Europe S.A. from Scottish Widows Limited for approximately €110 million.Chesnara plc (LSE:CSN) entered into a sale and purchase agreement to acquire Scottish Widows Europe S.A. from Scottish Widows Limited for approximately €110 million on February 17, 2026. A cash consideration of €110 million will be paid by Chesnara plc. As part of consideration, €110 million is paid towards common equity of Scottish Widows Europe S.A. The transaction is subject to approval by regulatory board / committee. The transaction will be funded by internal cash resources. The expected completion of transaction is end of 2026. RBC Capital Markets, LLC led by James Agnew, Ezzedine Ben Frej and Jamil Miah acted as financial advisor for Chesnara plc. Linklaters LLP acted as legal advisor for Chesnara plc.
お知らせ • Feb 04Chesnara plc (LSE:CSN) completed the acquisition of HSBC Life (UK) Limited from HSBC Bank plc.Chesnara plc (LSE:CSN) entered into an agreement to acquire HSBC Life (UK) Limited from HSBC Bank plc for £260 million on July 3, 2025. A cash consideration of £260 million will be paid by Chesnara plc. Cash consideration of £260 million funded through a combination of £55 million of existing internal cash resources, £65 million drawdown from the Group's increased £150m revolving credit facility and equity raised via a fully underwritten rights issue at 176p per share to raise gross proceeds of approximately £140 million on the basis of 10 New Ordinary Shares for every 19 Existing Ordinary Shares. In case of termination of transaction, Chesnara plc will pay a termination fee of £20 million. The transaction is subject to approval by regulatory board / committee. The expected completion of the transaction is early 2026. As of December 12, 2025, the transaction received UK regulatory approval. Paul Miller and Yiannis Kourris of Fenchurch Advisory Partners LLP acted as financial advisor for Chesnara plc. James Agnew, Ezzedine Ben Frej and Jamil Miah of RBC Capital Markets, London acted as financial advisor for Chesnara plc. Pinsent Masons acted as legal advisor for Chesnara plc. Travers Smith advised NatWest and ABN AMRO on a £260 million revolving credit facility for Chesnara's acquisition of HSBC Life. Deutsche Bank acted as financial advisor to HSBC Bank plc. Chesnara plc (LSE:CSN) completed the acquisition of HSBC Life (UK) Limited from HSBC Bank plc on February 2, 2026.
お知らせ • Jan 22Chesnara plc to Report Fiscal Year 2025 Results on Mar 24, 2026Chesnara plc announced that they will report fiscal year 2025 results at 8:00 AM, GMT Standard Time on Mar 24, 2026
お知らせ • Aug 28Chesnara plc Declares Interim Dividend, Payable on 17 October 2025Chesnara plc declared interim dividend of 7.70 pence per share, a 3% increase compared to 2024, extending the period of uninterrupted dividend growth to more than 20 years. The dividend is expected to be paid on 17 October 2025. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 4 September 2025. The record date for eligibility for payment will be 5 September 2025.
Recent Insider Transactions • Jul 30Group CFO & Executive Director recently sold UK£232k worth of stockOn the 24th of July, Tom Howard sold around 89k shares on-market at roughly UK£2.61 per share. This transaction amounted to 39% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Tom's only on-market trade for the last 12 months.
New Risk • Jul 24New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 53% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Dividend per share is over 9x earnings per share. Cash payout ratio: 151% Shareholders have been substantially diluted in the past year (53% increase in shares outstanding). Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (1.0% net profit margin).
お知らせ • Jul 23+ 1 more updateChesnara plc has completed a Follow-on Equity Offering in the amount of £139.989233 million.Chesnara plc has completed a Follow-on Equity Offering in the amount of £139.989233 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 79,539,337 Price\Range: £1.76 Transaction Features: Regulation S; Rights Offering
New Risk • Jul 04New major risk - Revenue and earnings growthEarnings have declined by 40% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Dividend per share is over 9x earnings per share. Cash payout ratio: 99% Earnings have declined by 40% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (1.0% net profit margin).
お知らせ • Jul 04+ 1 more updateChesnara plc has filed a Follow-on Equity Offering in the amount of £139.989233 million.Chesnara plc has filed a Follow-on Equity Offering in the amount of £139.989233 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 79,539,337 Price\Range: £1.76 Transaction Features: Regulation S; Rights Offering
お知らせ • Jun 06Chesnara plc Announces Executive and Committee Changes, Effective June 6, 2025Chesnara Plc announced that Karin Bergstein has stepped down as an Independent Non-Executive Director of the Company effective June 6, 2026. Karin joined the Board in February 2022 and was a member of the Nomination & Governance Committee as well as the Audit & Risk Committee. The Company announced that Samantha "Sam" Tymms has been appointed effective June 6, 2025 as an Independent Non-Executive Director of Chesnara Plc. Sam has also been appointed as a member of the Nomination & Governance Committee and Audit & Risk Committee. An experienced NED and advisor to the boards and executives of global financial services businesses, Sam is also a former UK regulator with experience of international regulators, professional and industry bodies. She also brings commercial experience from roles with Promontory Financial Group (IBM). Sam is also a NED at Julius Baer International Ltd. where she chairs the Audit & Risk Committee and is a member of the Governance and Appointments Committee at the Institute of Chartered Accountants in England & Wales. She has previously been a NED at DWF plc and IG Group plc.
お知らせ • May 20Chesnara Reportedly to Explore Deal for HSBC’s UK Life Insurance UnitChesnara plc (LSE:CSN) is exploring a potential acquisition of HSBC Holdings plc (LSE:HSBA)’s life insurance business in the UK, according to people familiar with the matter. London-listed Chesnara is among potential suitors that have expressed interest in the HSBC UK life insurance operations, said the people, who asked not to be identified as the information is private. A deal could value the HSBC unit at several hundred million dollars, the people said.
分析記事 • May 06Most Shareholders Will Probably Agree With Chesnara plc's (LON:CSN) CEO CompensationKey Insights Chesnara will host its Annual General Meeting on 13th of May Salary of UK£525.0k is part of CEO Steve...
お知らせ • Apr 10Chesnara plc, Annual General Meeting, May 13, 2025Chesnara plc, Annual General Meeting, May 13, 2025. Location: the offices of panmure liberum, 25 ropemaker street, ec2y 9ly, london United Kingdom
Declared Dividend • Mar 30Final dividend increased to UK£0.16Dividend of UK£0.16 is 3.1% higher than last year. Ex-date: 3rd April 2025 Payment date: 20th May 2025 Dividend yield will be 9.1%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 9x earnings) nor is it adequately covered by cash flows (99% cash payout ratio). The dividend has increased by an average of 3.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 962% to bring the payout ratio under control. EPS is expected to grow by 233% over the next 3 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.
Reported Earnings • Mar 27Full year 2024 earnings released: EPS: UK£0.026 (vs UK£0.12 in FY 2023)Full year 2024 results: EPS: UK£0.026 (down from UK£0.12 in FY 2023). Revenue: UK£418.8m (up 13% from FY 2023). Net income: UK£3.90m (down 79% from FY 2023). Profit margin: 0.9% (down from 5.1% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
お知らせ • Mar 27Chesnara plc Proposes Final Dividend in Respect of the Year Ended 31 December 2024, Payable on 20 May 2025The Board of Chesnara plc has proposed a 2024 final dividend of 16.1 pence per share in respect of the year ended 31 December 2024 (2024 total dividend of 24.7 pence), a 3% increase compared to 2023, extending the period of uninterrupted dividend growth to 20 years. The dividend is payable on 20 May 2025 to equity shareholders of the parent company registered at the close of business on 4 April 2025, the dividend record date, was approved by the directors after the balance sheet date. Ex date is 3 April, 2025.
お知らせ • Feb 07Chesnara plc to Report Fiscal Year 2024 Results on Mar 27, 2025Chesnara plc announced that they will report fiscal year 2024 results on Mar 27, 2025
お知らせ • Jan 29Jane Dale, Non-Executive Director to Stand Down from Chesnara plcChesnara plc announced that appointment of Gail Tucker as Non-Executive Director with immediate effect. Gail also joins the Board of Chesnara's UK subsidiary, Countrywide Assured plc as a Non-Executive Director and it is intended will chair its Audit & Risk Committee subject to regulatory approval. Jane Dale, Non-Executive Director, will stand down at the AGM having completed her 9-year term. At the same time, Gail Tucker will be appointed chair of the Audit & Risk Committee. Gail is a recently retired 'Big Four' partner with over 30 years' experience in financial services audit, predominantly focused on the insurance sector. She has a high level of technical competence in international accounting and financial reporting, allied to which she brings a well-developed perspective on the UK life and pensions industry. A qualified accountant, Gail holds a BSc from the University of Warwick and a BA from The Open University. She sits on the boards of Breast Cancer Now and Institute of Chartered Accountants in England & Wales (ICAEW) Financial Services Board.
New Risk • Sep 17New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 1.2% Last year net profit margin: 3.8% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Dividend is not well covered by earnings and cash flows. Dividend per share is over 7x earnings per share. Cash payout ratio: 95% Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (1.2% net profit margin).
Declared Dividend • Sep 12First half dividend increased to UK£0.086Dividend of UK£0.086 is 3.0% higher than last year. Ex-date: 19th September 2024 Payment date: 1st November 2024 Dividend yield will be 9.4%, which is higher than the industry average of 5.0%. Sustainability & Growth Dividend is not covered by earnings (dividend approximately 7x earnings) nor is it adequately covered by cash flows (95% cash payout ratio). The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 705% to bring the payout ratio under control. EPS is expected to grow by 39% over the next 3 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.
お知らせ • Sep 10Chesnara plc Announces an Interim Dividend for the Fiscal Year Ending 31December 2024, Payable on 1 November 2024Chesnara plc announced an increase in the interim dividend for the fiscal year ending 31December 2024 of 3% to 8.61 pence per share (2023: 8.36 pence interim), The interim dividend is expected to be paid on 1 November 2024. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 19 September 2024. The record date for eligibility for payment will be 20 September 2024.
New Risk • Sep 06New major risk - Revenue and earnings growthEarnings have declined by 48% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Payout ratio: 193% Paying a dividend despite having no free cash flows. Earnings have declined by 48% per year over the past 5 years. Minor Risk Large one-off items impacting financial results.
お知らせ • Aug 12Chesnara plc to Report First Half, 2024 Results on Sep 10, 2024Chesnara plc announced that they will report first half, 2024 results on Sep 10, 2024
お知らせ • May 15+ 1 more updateChesnara plc Appoints Tom Howard as DirectorChesnara plc at its Annual General Meeting held on May 14, 2024, approved to appoint Tom Howard as a director.
お知らせ • Apr 10Chesnara plc Announces Step Down of Mark Hesketh from the BoardChesnara plc announced that Mark Hesketh, Independent Non-Executive Director of Chesnara plc, will be stepping down from the Board of Chesnara plc with immediate effect. Mark Hesketh will be appointed also with immediate effect, to the role of Chair of the Board of the Company's UK business Countrywide Assured plc.
お知らせ • Mar 29Chesnara plc Recommends Final Dividend for the Year Ended 31 December 2023, Payable on 28 May 2024Chesnara plc recommended final dividend of 15.61 pence per share for the year ended 31 December 2023 is expected to be paid on 28 May 2024. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 11 April 2024. The record date for eligibility for payment will be 12 April 2024.
Reported Earnings • Mar 28Full year 2023 earnings releasedFull year 2023 results: Net income: UK£18.7m (up UK£117.0m from FY 2022).
お知らせ • Jan 26+ 1 more updateChesnara plc to Report Q4, 2023 Results on Jun 30, 2024Chesnara plc announced that they will report Q4, 2023 results on Jun 30, 2024
お知らせ • Dec 08Chesnara plc Announces CFO ChangesChesnara plc announced that David Rimmington has agreed with the Board of Chesnara that he will not seek re-election at the Company's Annual General Meeting in May 2024 and that he will step down as Group Finance Director and as a Director of Chesnara at the conclusion of that meeting. Furthermore, Chesnara announced the appointment of Tom Howard as Chief Financial Officer and Executive Director of the Company, subject to regulatory approval. Tom's formal starting date is expected to be no later than the beginning of May 2024. David Rimmington will remain with the Group throughout the year end 2023 reporting process and to support an orderly transition. Tom is a highly experienced CFO with over 25 years of industry experience, most recently as CFO of Aviva Investors, the asset management division of Aviva plc. He has held a variety of senior roles within Aviva plc, including Director of Mergers & Acquisitions for Aviva Group and CFO for Aviva's Life and General Insurance business in Ireland. Tom brings with him European actuarial and financial reporting capabilities and a strong track record of leadership in finance, M&A, capital management and business transformation.
お知らせ • Dec 07Chesnara plc Announces Board ChangesChesnara plc announced that David Rimmington has agreed with the Board of Chesnara that he will not seek re-election at the Company's Annual General Meeting in May 2024 and that he will step down as Group Finance Director and as a Director of Chesnara at the conclusion of that meeting. Furthermore, Chesnara announced the appointment of Tom Howard as Executive Director of the Company, subject to regulatory approval. Tom's formal starting date is expected to be no later than the beginning of May 2024. David Rimmington will remain with the Group throughout the year end 2023 reporting process and to support an orderly transition. Tom is a highly experienced CFO with over 25 years of industry experience, most recently as CFO of Aviva Investors, the asset management division of Aviva plc. He has held a variety of senior roles within Aviva plc, including Director of Mergers & Acquisitions for Aviva Group and CFO for Aviva's Life and General Insurance business in Ireland. Tom brings with him European actuarial and financial reporting capabilities and a strong track record of leadership in finance, M&A, capital management and business transformation.
Reported Earnings • Sep 24First half 2023 earnings released: EPS: UK£0.10 (vs UK£0.21 loss in 1H 2022)First half 2023 results: EPS: UK£0.10 (up from UK£0.21 loss in 1H 2022). Net income: UK£15.5m (up UK£47.2m from 1H 2022). Profit margin: 8.1% (up from net loss in 1H 2022). The move to profitability was driven by higher revenue. Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 35% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 103 percentage points per year, which is a significant difference in performance.
お知らせ • Sep 21Chesnara plc Declares Interim Dividend for the Six Months Ended June 30, 2023, Payable on 10 November 2023The Board of Chesnara plc declared a 2023 interim dividend of 8.36 pence per share for the six months ended June 30, 2023 (half year 2022 interim dividend of 8.12 pence), which is a 3% increase compared to half year 2022 and extends the period of uninterrupted interim dividend growth to 19 years. The interim dividend is expected to be paid on 10 November 2023. The ordinary shares will be quoted ex-dividend on the London Stock Exchange as of 28 September 2023. The record date for eligibility for payment will be 29 September 2023.
Recent Insider Transactions Derivative • May 22Executive Director & Group CEO exercised options and sold UK£141k worth of stockOn the 18th of May, Steven Murray exercised options to acquire 51k shares at no cost and sold these for an average price of UK£2.76 per share. This trade did not impact their existing holding. For the year to December 2021, Steven's total compensation was 38% salary and 62% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since December 2022, Steven's direct individual holding has increased from 51.08k shares to 69.67k. Company insiders have collectively sold UK£167k more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • May 17Chesnara plc Approves to Declare A Final DividendChesnara plc at Annual General Meeting held on 16th May 2023 approved to declare a final dividend of 15.16 pence per ordinary share.
お知らせ • Nov 30Chesnara plc to Report First Half, 2023 Results on Sep 21, 2023Chesnara plc announced that they will report first half, 2023 results on Sep 21, 2023
Board Change • Nov 16High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Karin T. Bergstein was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Buying Opportunity • Sep 08Now 22% undervaluedOver the last 90 days, the stock is up 9.0%. The fair value is estimated to be UK£3.94, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 11% over the last 3 years. Meanwhile, the company became loss making.
Board Change • Apr 27High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Karin T. Bergstein was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
分析記事 • Apr 03Chesnara's (LON:CSN) Dividend Will Be Increased To UK£0.15Chesnara plc's ( LON:CSN ) dividend will be increasing to UK£0.15 on 24th of May. This makes the dividend yield 7.3...
Board Change • Apr 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Karin T. Bergstein was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Mar 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Karin T. Bergstein was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Sep 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Executive Director Steve Murray was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Sep 02Upcoming dividend of UK£0.079 per shareEligible shareholders must have bought the stock before 09 September 2021. Payment date: 22 October 2021. Trailing yield: 7.2%. Within top quartile of British dividend payers (3.8%). Higher than average of industry peers (3.8%).
Reported Earnings • Aug 28First half 2021 earnings released: EPS UK£0.12 (vs UK£0.045 loss in 1H 2020)The company reported a soft first half result with weaker revenues and profit margins, although earnings were improved. First half 2021 results: Revenue: UK£822.2m (down 543% from 1H 2020). Net income: UK£17.9m (up UK£24.6m from 1H 2020). Profit margin: 2.2% (down from 3.6% in 1H 2020). Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions Derivative • May 23Key Executive exercised options and sold UK£87k worth of stockOn the 20th of May, David Anthony Rimmington exercised options to acquire 32k shares at no cost and sold these for an average price of UK£2.73 per share. This trade did not impact their existing holding. Since September 2020, David has owned 72.28k shares directly. This was the only transaction from an insider over the last 12 months.
分析記事 • May 12We Think Shareholders May Want To Consider A Review Of Chesnara plc's (LON:CSN) CEO Compensation PackageShareholders will probably not be too impressed with the underwhelming results at Chesnara plc ( LON:CSN ) recently. At...
Reported Earnings • Apr 16Full year 2020 earnings released: EPS UK£0.14 (vs UK£0.53 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: UK£633.2m (down 56% from FY 2019). Net income: UK£21.2m (down 73% from FY 2019). Profit margin: 3.3% (down from 5.5% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 11% per year, which means it has not declined as severely as earnings.
Reported Earnings • Mar 31Full year 2020 earnings released: EPS UK£0.14 (vs UK£0.53 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: UK£637.9m (down 56% from FY 2019). Net income: UK£21.2m (down 73% from FY 2019). Profit margin: 3.3% (down from 5.5% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
分析記事 • Mar 26Is Chesnara plc (LON:CSN) A Strong Dividend Stock?Today we'll take a closer look at Chesnara plc ( LON:CSN ) from a dividend investor's perspective. Owning a strong...
分析記事 • Mar 04What Type Of Shareholders Make Up Chesnara plc's (LON:CSN) Share Registry?Every investor in Chesnara plc ( LON:CSN ) should be aware of the most powerful shareholder groups. Institutions often...
分析記事 • Feb 12If You Had Bought Chesnara's (LON:CSN) Shares Three Years Ago You Would Be Down 30%In order to justify the effort of selecting individual stocks, it's worth striving to beat the returns from a market...
分析記事 • Jan 22Chesnara plc (LON:CSN) On An Uptrend: Could Fundamentals Be Driving The Stock?Chesnara's (LON:CSN) stock is up by 9.6% over the past three months. Given that stock prices are usually aligned with a...
分析記事 • Dec 18Are Dividend Investors Making A Mistake With Chesnara plc (LON:CSN)?Today we'll take a closer look at Chesnara plc ( LON:CSN ) from a dividend investor's perspective. Owning a strong...
分析記事 • Nov 30What Kind Of Shareholders Own Chesnara plc (LON:CSN)?The big shareholder groups in Chesnara plc (LON:CSN) have power over the company. Institutions often own shares in...
Is New 90 Day High Low • Oct 24New 90-day low: UK£2.65The company is down 6.0% from its price of UK£2.80 on 24 July 2020. The British market is down 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 2.0% over the same period.
Is New 90 Day High Low • Sep 25New 90-day low: UK£2.66The company is down 5.0% from its price of UK£2.80 on 26 June 2020. The British market is down 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 2.0% over the same period.
