View ValuationAdmiral Group 将来の成長Future 基準チェック /26Admiral Group利益と収益がそれぞれ年間4.8%と4.2%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に46.7% 5.2%なると予測されています。主要情報4.8%収益成長率5.17%EPS成長率Insurance 収益成長9.8%収益成長率4.2%将来の株主資本利益率46.69%アナリストカバレッジGood最終更新日17 Jul 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Jul 04Admiral Group plc Announces Appointment of Rachel Victoria Lewis to Director, Effective July 1, 2026Admiral Group plc had appointed Mrs. Rachel Victoria Lewis as director. The date of appointment was July 1, 2026. The company confirmed that the person named had consented to act as a director. Country/State usually resident: United Kingdom. Date of birth: November 1979. Nationality: British.お知らせ • Jul 02Admiral Group plc Announces Termination of Geraint Allan Jones from Director Role, Effective June 30, 2026ADMIRAL GROUP PLC announced that Mr. Geraint Allan Jones terminated to be a director effective June 30, 2026.お知らせ • Mar 06+ 2 more updatesAdmiral Group plc Proposes Dividend for the Year Ended December 31, 2025, Payable on 5 June 2026The Board of Admiral Group plc has proposed a dividend of 90.0 pence per share (2024: 121.0 pence per share) for the year ended December 31, 2025, representing a normal dividend (65% of post-tax profits) of 72.8 pence per share. The final dividend will be paid on 5 June 2026. The ex-dividend date is 7 May 2026, and the record date is 8 May 2026.お知らせ • Jan 13+ 1 more updateAdmiral Group plc Announces Chief Financial Officer ChangesAdmiral Group plc announced that its Chief Financial Officer (CFO), Geraint Jones, has decided to retire from his role and will transition to a part-time role within the Group from July 2026. Geraint has been with Admiral for 24 years and has been a part of the Group’s executive leadership team and an executive director of the Admiral Group Board since 2014. Geraint has played a key role in the Group’s transformation into a leading personal lines insurer and growing its market capitalisation from £3.7 billion to £9.6 billion. He has also been integral to its consistently strong financial performance and operational discipline as its customer base has grown to 11 million. Rachel Lewis, who is currently CFO for Admiral’s UK insurance business and a director of the UK entity’s Board, will be appointed Group CFO and join the Admiral Group Board as an executive director on July 1, 2026. This is subject to regulatory approval and follows a thorough internal and external recruitment process. Rachel has been with the Group for two decades and has extensive experience in financial strategy, disciplined cost management and driving growth. Prior to her current role, Rachel was the Group’s Chief Actuary and Group Finance Director and was responsible for the Group’s implementation of IFRS17.お知らせ • Dec 15+ 1 more updateAdmiral Group plc to Report Fiscal Year 2025 Results on Mar 05, 2026Admiral Group plc announced that they will report fiscal year 2025 results on Mar 05, 2026お知らせ • Dec 11Admiral Group plc Appoints Carlos Selonke as Independent Non-Executive Director, Effective December 10, 2025Admiral Group plc announced the appointment of Carlos Selonke as an Independent Non-Executive Director with immediate effect. Carlos is the Chief Information Officer for Revolut UK, the neobank, and has overall responsibility for its technology and banking operations including payments, customer support and operational resilience. Carlos has over two decades of experience working in the financial services industry and managing information technology with a focus on efficiency, quality service and operational risk. Prior to Revolut UK, Carlos held a range of senior technology roles at Santander where, latterly, he was Chief Information Officer for Santander UK, having previously held the role of Chief Information Officer for several of the bank’s American businesses. Carlos holds an MBA from the MIT Sloan School of Management and a degree in production mechanical engineering from Universidade Federal de Santa Catarina, Brazil.お知らせ • Apr 23J.C. Flowers & Co. LLC agreed to acquire Elephant Holding Company, LLC from Admiral Group plc (LSE:ADM).J.C. Flowers & Co. LLC agreed to acquire Elephant Holding Company, LLC from Admiral Group plc (LSE:ADM) on April 22, 2025. A cash consideration will be paid by J.C. Flowers & Co. LLC. As part of consideration, an undisclosed value is paid towards common equity of Elephant Holding Company, LLC. The transaction is subject to approval by regulatory board / committee. The expected completion of the transaction is to close in Q4 2025. BofA Securities, Inc. acted as financial advisor for Admiral Group plc. Sidley Austin LLP acted as legal advisor for Admiral Group plc. Keefe, Bruyette & Woods, Inc. acted as financial advisor for J.C. Flowers & Co. LLC. Andrew Jamieson and Gregory Gooding of Debevoise & Plimpton LLP acted as legal advisor for J.C. Flowers & Co. LLC.お知らせ • Mar 31Admiral Group plc Appoints Fiona Muldoon as Member of the Risk Committee, with Effect from 28 April 2025Beazley plc announced that Fiona Muldoon, independent non-executive director, will be appointed as a member of the of Admiral Group plc Risk Committee with effect from 28 April 2025.お知らせ • Mar 15Admiral Group plc to Report First Half, 2025 Results on Aug 14, 2025Admiral Group plc announced that they will report first half, 2025 results on Aug 14, 2025お知らせ • Mar 07Admiral Group plc, Annual General Meeting, May 09, 2025Admiral Group plc, Annual General Meeting, May 09, 2025.お知らせ • Dec 04Admiral Group plc to Report Fiscal Year 2024 Results on Mar 06, 2025Admiral Group plc announced that they will report fiscal year 2024 results at 10:00 AM, GMT Standard Time on Mar 06, 2025お知らせ • Aug 15Admiral Group plc Declares Special Dividend, Payable on 4 October 2024The Board of Admiral Group plc has declared special dividend of 19.7 pence per share. The dividend will be paid on 4 October 2024. The ex-dividend date is 5 September 2024 and the record date is 6 September 2024.お知らせ • May 23Admiral Group plc to Report First Half, 2024 Results on Aug 15, 2024Admiral Group plc announced that they will report first half, 2024 results on Aug 15, 2024Upcoming Dividend • May 03Upcoming dividend of UK£0.52 per shareEligible shareholders must have bought the stock before 09 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 66% but the company is paying out more than the cash it is generating. Trailing yield: 3.8%. Lower than top quartile of British dividend payers (5.8%). Lower than average of industry peers (4.3%).お知らせ • Apr 27Admiral Group Plc Announces Committee ChangesAdmiral Group Plc announced the following changes to the roles of the Non-Executive Directors set out below, which became effective immediately following the 2024 Annual General Meeting held on 25 April 2024: Evelyn Bourke: Evelyn stepped down as Chair of the Remuneration Committee and appointed as a member of the Audit Committee. Fiona Muldoon: Fiona was appointed as Audit Committee Chair. This appointment is subject to the relevant regulatory approvals being received in due course. Karen Green: Karen stood down as Chair of the Audit Committee. To assist the transition of the new Committee Chair, Karen will remain as a member of the Audit Committee leading up to the release of Admiral’s half year results in August 2024. Karen was appointed as Chair of the Remuneration Committee. This appointment is subject to the relevant regulatory approvals being received in due course. Audit Committee: Following the above changes, the current membership of the Audit Committee is Fiona Muldoon (Chair), Mike Brierley, Evelyn Bourke and Karen Green, all of whom are Non-Executive Directors considered by the Board to be independent. Remuneration Committee: Following the above changes, the current membership of the Remuneration Committee is Karen Green (Chair), Mike Brierley, and Justine Roberts, all of whom are Non-Executive Directors considered by the Board to be independent.お知らせ • Apr 03Admiral Group plc (LSE:ADM) completed the acquisition of UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited.Admiral Group plc (LSE:ADM) reached an agreement to acquire UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited for approximately £120 million on December 7, 2023. The consideration payable at completion is £82.5 million, with a further potential payment of up to £32.5 million depending on the number of policies successfully migrated to Admiral. RSA will retain the claims reserves related to all of its UK Personal Lines business. This acquisition does not include liabilities relating to existing policies, which will remain with RSA. The transaction will be funded through existing resources and credit facilities. The transaction will see Admiral welcome 300 new colleagues as well as the transfer of the renewal rights and the "MORE THAN" brand. The sale has been approved by the Boards of Directors of both Intact and Admiral. The transaction is expected to close at the end of Q1 2024 and in Q2 2024. J.P. Morgan Securities plc acted as financial advisor to Intact Financial Corporation and RSA. Skadden, Arps, Slate, Meagher & Flom (UK) LLP acted as legal advisor to Intact Financial Corporation and RSA Insurance. Barclays PLC (LSE:BARC) acted as financial advisor and Clifford Chance LLP acted as legal advisor to Admiral Group. Admiral Group plc (LSE:ADM) completed the acquisition of UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited on April 3, 2024.Reported Earnings • Mar 10Full year 2023 earnings released: EPS: UK£1.11 (vs UK£1.24 in FY 2022)Full year 2023 results: EPS: UK£1.11 (down from UK£1.24 in FY 2022). Revenue: UK£3.85b (up 155% from FY 2022). Net income: UK£338.0m (down 9.4% from FY 2022). Profit margin: 8.8% (down from 25% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 24% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Declared Dividend • Mar 10Final dividend of UK£0.52 announcedShareholders will receive a dividend of UK£0.52. Ex-date: 9th May 2024 Payment date: 7th June 2024 Dividend yield will be 4.0%, which is lower than the industry average of 5.0%. Sustainability & Growth Dividend is covered by earnings (66% earnings payout ratio) but not covered by cash flows (151% cash payout ratio). The dividend has increased by an average of 1.3% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 40% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 07Admiral Group plc Announces Andy Crossley Will Cease to Be A Member of the Audit CommitteeIn compliance with Listing Rule 9.6.11(3), Admiral Group plc announced that with immediate effect, Andy Crossley, Non-Executive Director of Admiral, will cease to be a member of the Audit Committee (the Committee). Following this change, membership of the Committee will be Karen Green (Chair), Mike Brierley and Fiona Muldoon, all of whom are Non-Executive Directors considered by the Board to be independent. Andy Crossley will continue in his position as Chair of Admiral’s Group Risk Committee.Buying Opportunity • Jan 11Now 23% undervaluedOver the last 90 days, the stock is up 7.0%. The fair value is estimated to be UK£33.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has declined by 18%. For the next 3 years, revenue is forecast to grow by 2.1% per annum. Earnings is also forecast to grow by 9.3% per annum over the same time period.お知らせ • Dec 09Admiral Group plc (LSE:ADM) reached an agreement to acquire UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited for approximately £120 million.Admiral Group plc (LSE:ADM) reached an agreement to acquire UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited for approximately £120 million on December 7, 2023. The consideration payable at completion is £82.5 million, with a further potential payment of up to £32.5 million depending on the number of policies successfully migrated to Admiral. RSA will retain the claims reserves related to all of its UK Personal Lines business. This acquisition does not include liabilities relating to existing policies, which will remain with RSA. The transaction will be funded through existing resources and credit facilities. The transaction will see Admiral welcome 300 new colleagues as well as the transfer of the renewal rights and the "MORE THAN" brand. The sale has been approved by the Boards of Directors of both Intact and Admiral. The transaction is expected to close at the end of Q1 2024 and in Q2 2024. J.P. Morgan Securities plc acted as financial advisor and Skadden, Arps, Slate, Meagher & Flom (UK) LLP acted as legal advisor to Intact Financial Corporation. Barclays PLC (LSE:BARC) acted as financial advisor and Clifford Chance LLP acted as legal advisor to Admiral Group.お知らせ • Nov 30+ 1 more updateAdmiral Group plc, Annual General Meeting, Apr 25, 2024Admiral Group plc, Annual General Meeting, Apr 25, 2024.お知らせ • Oct 25Admiral Group PLC Appoints Andy Crossley as Chair of the Group Risk CommitteeAdmiral Group plc announced the appointment of Andy Crossley as Chair of the Group Risk Committee effective from 23 October 2023. This follows a period as interim Chair since 22 February 2022. The members of the Group Risk Committee are Andy Crossley (Chair), Karen Green, Jayaprakasa (JP) Rangaswami and Cristina Nestares.Buying Opportunity • Oct 05Now 20% undervaluedOver the last 90 days, the stock is up 14%. The fair value is estimated to be UK£29.05, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has declined by 18%. For the next 3 years, revenue is forecast to grow by 7.5% per annum. Earnings is also forecast to grow by 9.2% per annum over the same time period.Upcoming Dividend • Aug 31Upcoming dividend of UK£0.51 per share at 4.1% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 06 October 2023. Payout ratio is a comfortable 62% but the company is paying out more than the cash it is generating. Trailing yield: 4.1%. Lower than top quartile of British dividend payers (6.3%). Lower than average of industry peers (4.8%).New Risk • Aug 18New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 28% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (28% accrual ratio). Minor Risks Dividend is not well covered by cash flows (220% cash payout ratio). Significant insider selling over the past 3 months (UK£714k sold).Reported Earnings • Aug 18First half 2023 earnings released: EPS: UK£0.58 (vs UK£0.61 in 1H 2022)First half 2023 results: EPS: UK£0.58 (down from UK£0.61 in 1H 2022). Revenue: UK£1.84b (up 15% from 1H 2022). Net income: UK£174.5m (down 4.3% from 1H 2022). Profit margin: 9.5% (down from 11% in 1H 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 35% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Buying Opportunity • Aug 15Now 21% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be UK£27.80, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.0% over the last 3 years. Earnings per share has declined by 4.3%. For the next 3 years, revenue is forecast to grow by 6.6% per annum. Earnings is also forecast to grow by 6.0% per annum over the same time period.お知らせ • Jun 17Admiral Group plc (LSE:ADM) signed an agreement to acquire Luko Cover SAS.Admiral Group plc (LSE:ADM) signed an agreement to acquire Luko Cover SAS on June 16, 2023.お知らせ • Jun 15Admiral Group plc to Report First Half, 2023 Results on Aug 16, 2023Admiral Group plc announced that they will report first half, 2023 results on Aug 16, 2023New Risk • Jun 14New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: UK£770k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by cash flows (91% cash payout ratio). Profit margins are more than 30% lower than last year (25% net profit margin). Significant insider selling over the past 3 months (UK£770k sold).Upcoming Dividend • Apr 27Upcoming dividend of UK£0.52 per share at 4.9% yieldEligible shareholders must have bought the stock before 04 May 2023. Payment date: 02 June 2023. Payout ratio is a comfortable 66% but the company is paying out more than the cash it is generating. Trailing yield: 4.9%. Lower than top quartile of British dividend payers (5.8%). Higher than average of industry peers (4.4%).Recent Insider Transactions • Mar 15Chief Executive Officer of UK Insurance recently bought UK£259k worth of stockOn the 13th of March, Cristina Nestares bought around 14k shares on-market at roughly UK£18.61 per share. This transaction amounted to 39% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought UK£286k more in shares than they have sold in the last 12 months.Reported Earnings • Mar 09Full year 2022 earnings released: EPS: UK£1.24 (vs UK£1.97 in FY 2021)Full year 2022 results: EPS: UK£1.24 (down from UK£1.97 in FY 2021). Revenue: UK£1.50b (down 3.2% from FY 2021). Net income: UK£373.0m (down 36% from FY 2021). Profit margin: 25% (down from 38% in FY 2021). The decrease in margin was primarily driven by higher expenses. Revenue is expected to decline by 13% p.a. on average during the next 3 years, while revenues in the Insurance industry in the United Kingdom are expected to grow by 26%. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has increased by 1% per year.Buying Opportunity • Mar 08Now 22% undervaluedOver the last 90 days, the stock is up 1.9%. The fair value is estimated to be UK£25.66, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.8% over the last 3 years. Earnings per share has grown by 7.7%. For the next 3 years, revenue is forecast to decline by 1.2% per annum. Earnings is forecast to grow by 11% per annum over the same time period.お知らせ • Feb 02Admiral Group plc Announces Retirement of Annette Court from Board, Effective 27 April 2023Admiral Group plc announced retirement of Annette Court from the board of the company at their AGM on 27 April 2023.お知らせ • Feb 01Admiral Group plc Announces Directorate ChangeAdmiral announced the following changes to its Board: Justine Roberts became an interim Senior Independent Director (“SID”) when Jean Park took a medical leave of absence on 22 February 2022. Jean retired from the Admiral Board on 20 January 2023. The company announced that Justine has succeeded Jean as the permanent SID of Admiral. The company further announced that Justine has become a permanent member of the Remuneration Committee in place of Jean. The Board would like to thank Jayaprakasa (“JP”) Rangaswami for his support as an interim member of the Remuneration Committee since 22 February 2022, a role which comes to an end. Membership of the Remuneration Committee is now: Evelyn Bourke (Chair), Mike Brierley and Justine Roberts.お知らせ • Jan 21Admiral Announces Retirement of Jean Park as Non-Executive DirectorAdmiral announced that Jean Park, non-executive director, retired from the Admiral Board including from her roles as a member of the Group Risk, Nominations and Governance, and Remuneration Committees.お知らせ • Jan 19Admiral Group plc to Report Fiscal Year 2022 Results on Mar 08, 2023Admiral Group plc announced that they will report fiscal year 2022 results at 7:00 AM, Coordinated Universal Time on Mar 08, 2023Buying Opportunity • Dec 16Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 10%. The fair value is estimated to be UK£25.86, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.8% over the last 3 years. Earnings per share has grown by 7.7%. For the next 3 years, revenue is forecast to decline by 0.5% per annum. Earnings is forecast to grow by 11% per annum over the same time period.Upcoming Dividend • Aug 25Upcoming dividend of UK£1.05 per shareEligible shareholders must have bought the stock before 01 September 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 66% and this is well supported by cash flows. Trailing yield: 5.9%. Within top quartile of British dividend payers (5.3%). Higher than average of industry peers (4.8%).Reported Earnings • Aug 11First half 2022 earnings releasedFirst half 2022 results: Revenue: (down 100% from 1H 2021). Net income: (down UK£394.2m from profit in 1H 2021). Profit margin: (down from 50% in 1H 2021). The decrease in margin was driven by lower expenses. Over the next year, revenue is expected to shrink by 44% compared to a 170% growth forecast for the industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Jul 15Investor sentiment deteriorated over the past weekAfter last week's 17% share price decline to UK£19.52, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 12x in the Insurance industry in the United Kingdom. Total returns to shareholders of 5.4% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at UK£34.82 per share.Upcoming Dividend • Apr 28Upcoming dividend of UK£1.18 per shareEligible shareholders must have bought the stock before 05 May 2022. Payment date: 06 June 2022. Payout ratio is a comfortable 66% but the company is paying out more than the cash it is generating. Trailing yield: 7.5%. Within top quartile of British dividend payers (4.7%). Higher than average of industry peers (4.8%).Recent Insider Transactions • Mar 06CFO & Executive Director recently bought UK£100k worth of stockOn the 4th of March, Geraint Jones bought around 4k shares on-market at roughly UK£25.74 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent buy, Geraint has been a net seller over the last 12 months, reducing personal holdings by UK£380k.Reported Earnings • Mar 04Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: UK£1.97 (up from UK£1.71 in FY 2020). Revenue: UK£1.56b (up 19% from FY 2020). Net income: UK£584.5m (up 16% from FY 2020). Profit margin: 38% (down from 39% in FY 2020). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 6.2%. Over the next year, revenue is expected to shrink by 45% compared to a 66% growth forecast for the insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Feb 25Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 3.0%. The fair value is estimated to be UK£37.33, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.4% per annum over the last 3 years. Earnings per share has grown by 18% per annum over the last 3 years.Recent Insider Transactions • Sep 29CFO & Executive Director recently sold UK£481k worth of stockOn the 27th of September, Geraint Jones sold around 14k shares on-market at roughly UK£34.09 per share. In the last 3 months, there was an even bigger sale from another insider worth UK£703k. This was Geraint's only on-market trade for the last 12 months.Recent Insider Transactions • Sep 18Chief Executive Officer of UK Insurance recently sold UK£703k worth of stockOn the 17th of September, Cristina Nestares sold around 20k shares on-market at roughly UK£35.14 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of UK£1.8m more than they bought in the last 12 months.Upcoming Dividend • Aug 26Upcoming dividend of UK£1.61 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 01 October 2021. Trailing yield: 5.5%. Within top quartile of British dividend payers (3.8%). Higher than average of industry peers (3.7%).Executive Departure • Jun 18Independent Non-Executive Director George Rountree has left the companyOn the 17th of June, George Rountree's tenure as Independent Non-Executive Director ended after 6.0 years in the role. We don't have any record of a personal shareholding under George's name. A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 2.04 years.Upcoming Dividend • Apr 29Upcoming dividend of UK£0.86 per shareEligible shareholders must have bought the stock before 06 May 2021. Payment date: 04 June 2021. Trailing yield: 5.0%. Within top quartile of British dividend payers (4.1%). Higher than average of industry peers (3.6%).Is New 90 Day High Low • Feb 15New 90-day high: UK£30.74The company is up 6.0% from its price of UK£28.92 on 17 November 2020. The British market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is UK£28.68 per share.Is New 90 Day High Low • Jan 05New 90-day high: UK£30.33The company is up 14% from its price of UK£26.50 on 07 October 2020. The British market is up 11% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Insurance industry, which is up 19% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is UK£26.66 per share.Recent Insider Transactions • Dec 20Chief Executive Officer of UK Insurance recently sold UK£565k worth of stockOn the 18th of December, Cristina Nestares sold around 19k shares on-market at roughly UK£29.60 per share. In the last 3 months, they made an even bigger sale worth UK£568k. Insiders have been net sellers, collectively disposing of UK£7.1m more than they bought in the last 12 months.Is New 90 Day High Low • Dec 17New 90-day high: UK£29.50The company is up 4.0% from its price of UK£28.26 on 18 September 2020. The British market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 15% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is UK£27.63 per share.Recent Insider Transactions • Dec 09Chief Executive Officer of UK Insurance recently sold UK£568k worth of stockOn the 8th of December, Cristina Nestares sold around 20k shares on-market at roughly UK£28.20 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of UK£6.5m more than they bought in the last 12 months.業績と収益の成長予測BATS-CHIXE:ADML - アナリストの将来予測と過去の財務データ ( )GBP Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20286,033855805831212/31/20276,083778699854312/31/20265,7857277001,045312/31/20255,020746362437N/A6/30/20255,244834288350N/A3/31/20255,026749298359N/A12/31/20244,616652307369N/A9/30/20244,306525336398N/A6/30/20243,996399365428N/A3/31/20243,754369284353N/A12/31/20233,511338203279N/A9/30/20233,375308175264N/A6/30/20233,239279148248N/A3/31/20233,131283263363N/A12/31/20223,023287378477N/A9/30/20222,678330505598N/A6/30/20222,333373632718N/A3/31/20221,943479404481N/A12/31/20211,554585175245N/A9/30/20211,518623205267N/A6/30/20211,483662234289N/A3/31/20211,394583400449N/A12/31/20201,305503566609N/A6/30/20201,179472126161N/A3/31/20201,197446164199N/A12/31/20191,215420203237N/A9/30/20191,338417N/A350N/A6/30/20191,316401N/A463N/A3/31/20191,291398N/A324N/A12/31/20181,265395N/A184N/A9/30/20181,221372N/A158N/A6/30/20181,178348N/A132N/A3/31/20181,154341N/A232N/A12/31/20171,129334N/A332N/A9/30/20171,093281N/A365N/A6/30/20171,056228N/A398N/A3/31/20171,036225N/A415N/A12/31/20161,017222N/A432N/A9/30/2016993263N/A420N/A6/30/2016969305N/A408N/A3/31/2016937302N/A359N/A12/31/2015905300N/A311N/A9/30/2015896296N/A194N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: ADMLの予測収益成長率 (年間4.8% ) は 貯蓄率 ( 3.4% ) を上回っています。収益対市場: ADMLの収益 ( 4.8% ) UK市場 ( 11.4% ) よりも低い成長が予測されています。高成長収益: ADMLの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: ADMLの収益 ( 4.2% ) UK市場 ( 4.6% ) よりも低い成長が予測されています。高い収益成長: ADMLの収益 ( 4.2% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: ADMLの 自己資本利益率 は、3年後には非常に高くなると予測されています ( 46.7 %)。成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/20 15:46終値2026/07/20 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Admiral Group plc 10 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。27 アナリスト機関Ivan BokhmatBarclaysCarl LofthagenBerenbergThomas SeidlBernstein24 その他のアナリストを表示
お知らせ • Jul 04Admiral Group plc Announces Appointment of Rachel Victoria Lewis to Director, Effective July 1, 2026Admiral Group plc had appointed Mrs. Rachel Victoria Lewis as director. The date of appointment was July 1, 2026. The company confirmed that the person named had consented to act as a director. Country/State usually resident: United Kingdom. Date of birth: November 1979. Nationality: British.
お知らせ • Jul 02Admiral Group plc Announces Termination of Geraint Allan Jones from Director Role, Effective June 30, 2026ADMIRAL GROUP PLC announced that Mr. Geraint Allan Jones terminated to be a director effective June 30, 2026.
お知らせ • Mar 06+ 2 more updatesAdmiral Group plc Proposes Dividend for the Year Ended December 31, 2025, Payable on 5 June 2026The Board of Admiral Group plc has proposed a dividend of 90.0 pence per share (2024: 121.0 pence per share) for the year ended December 31, 2025, representing a normal dividend (65% of post-tax profits) of 72.8 pence per share. The final dividend will be paid on 5 June 2026. The ex-dividend date is 7 May 2026, and the record date is 8 May 2026.
お知らせ • Jan 13+ 1 more updateAdmiral Group plc Announces Chief Financial Officer ChangesAdmiral Group plc announced that its Chief Financial Officer (CFO), Geraint Jones, has decided to retire from his role and will transition to a part-time role within the Group from July 2026. Geraint has been with Admiral for 24 years and has been a part of the Group’s executive leadership team and an executive director of the Admiral Group Board since 2014. Geraint has played a key role in the Group’s transformation into a leading personal lines insurer and growing its market capitalisation from £3.7 billion to £9.6 billion. He has also been integral to its consistently strong financial performance and operational discipline as its customer base has grown to 11 million. Rachel Lewis, who is currently CFO for Admiral’s UK insurance business and a director of the UK entity’s Board, will be appointed Group CFO and join the Admiral Group Board as an executive director on July 1, 2026. This is subject to regulatory approval and follows a thorough internal and external recruitment process. Rachel has been with the Group for two decades and has extensive experience in financial strategy, disciplined cost management and driving growth. Prior to her current role, Rachel was the Group’s Chief Actuary and Group Finance Director and was responsible for the Group’s implementation of IFRS17.
お知らせ • Dec 15+ 1 more updateAdmiral Group plc to Report Fiscal Year 2025 Results on Mar 05, 2026Admiral Group plc announced that they will report fiscal year 2025 results on Mar 05, 2026
お知らせ • Dec 11Admiral Group plc Appoints Carlos Selonke as Independent Non-Executive Director, Effective December 10, 2025Admiral Group plc announced the appointment of Carlos Selonke as an Independent Non-Executive Director with immediate effect. Carlos is the Chief Information Officer for Revolut UK, the neobank, and has overall responsibility for its technology and banking operations including payments, customer support and operational resilience. Carlos has over two decades of experience working in the financial services industry and managing information technology with a focus on efficiency, quality service and operational risk. Prior to Revolut UK, Carlos held a range of senior technology roles at Santander where, latterly, he was Chief Information Officer for Santander UK, having previously held the role of Chief Information Officer for several of the bank’s American businesses. Carlos holds an MBA from the MIT Sloan School of Management and a degree in production mechanical engineering from Universidade Federal de Santa Catarina, Brazil.
お知らせ • Apr 23J.C. Flowers & Co. LLC agreed to acquire Elephant Holding Company, LLC from Admiral Group plc (LSE:ADM).J.C. Flowers & Co. LLC agreed to acquire Elephant Holding Company, LLC from Admiral Group plc (LSE:ADM) on April 22, 2025. A cash consideration will be paid by J.C. Flowers & Co. LLC. As part of consideration, an undisclosed value is paid towards common equity of Elephant Holding Company, LLC. The transaction is subject to approval by regulatory board / committee. The expected completion of the transaction is to close in Q4 2025. BofA Securities, Inc. acted as financial advisor for Admiral Group plc. Sidley Austin LLP acted as legal advisor for Admiral Group plc. Keefe, Bruyette & Woods, Inc. acted as financial advisor for J.C. Flowers & Co. LLC. Andrew Jamieson and Gregory Gooding of Debevoise & Plimpton LLP acted as legal advisor for J.C. Flowers & Co. LLC.
お知らせ • Mar 31Admiral Group plc Appoints Fiona Muldoon as Member of the Risk Committee, with Effect from 28 April 2025Beazley plc announced that Fiona Muldoon, independent non-executive director, will be appointed as a member of the of Admiral Group plc Risk Committee with effect from 28 April 2025.
お知らせ • Mar 15Admiral Group plc to Report First Half, 2025 Results on Aug 14, 2025Admiral Group plc announced that they will report first half, 2025 results on Aug 14, 2025
お知らせ • Mar 07Admiral Group plc, Annual General Meeting, May 09, 2025Admiral Group plc, Annual General Meeting, May 09, 2025.
お知らせ • Dec 04Admiral Group plc to Report Fiscal Year 2024 Results on Mar 06, 2025Admiral Group plc announced that they will report fiscal year 2024 results at 10:00 AM, GMT Standard Time on Mar 06, 2025
お知らせ • Aug 15Admiral Group plc Declares Special Dividend, Payable on 4 October 2024The Board of Admiral Group plc has declared special dividend of 19.7 pence per share. The dividend will be paid on 4 October 2024. The ex-dividend date is 5 September 2024 and the record date is 6 September 2024.
お知らせ • May 23Admiral Group plc to Report First Half, 2024 Results on Aug 15, 2024Admiral Group plc announced that they will report first half, 2024 results on Aug 15, 2024
Upcoming Dividend • May 03Upcoming dividend of UK£0.52 per shareEligible shareholders must have bought the stock before 09 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 66% but the company is paying out more than the cash it is generating. Trailing yield: 3.8%. Lower than top quartile of British dividend payers (5.8%). Lower than average of industry peers (4.3%).
お知らせ • Apr 27Admiral Group Plc Announces Committee ChangesAdmiral Group Plc announced the following changes to the roles of the Non-Executive Directors set out below, which became effective immediately following the 2024 Annual General Meeting held on 25 April 2024: Evelyn Bourke: Evelyn stepped down as Chair of the Remuneration Committee and appointed as a member of the Audit Committee. Fiona Muldoon: Fiona was appointed as Audit Committee Chair. This appointment is subject to the relevant regulatory approvals being received in due course. Karen Green: Karen stood down as Chair of the Audit Committee. To assist the transition of the new Committee Chair, Karen will remain as a member of the Audit Committee leading up to the release of Admiral’s half year results in August 2024. Karen was appointed as Chair of the Remuneration Committee. This appointment is subject to the relevant regulatory approvals being received in due course. Audit Committee: Following the above changes, the current membership of the Audit Committee is Fiona Muldoon (Chair), Mike Brierley, Evelyn Bourke and Karen Green, all of whom are Non-Executive Directors considered by the Board to be independent. Remuneration Committee: Following the above changes, the current membership of the Remuneration Committee is Karen Green (Chair), Mike Brierley, and Justine Roberts, all of whom are Non-Executive Directors considered by the Board to be independent.
お知らせ • Apr 03Admiral Group plc (LSE:ADM) completed the acquisition of UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited.Admiral Group plc (LSE:ADM) reached an agreement to acquire UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited for approximately £120 million on December 7, 2023. The consideration payable at completion is £82.5 million, with a further potential payment of up to £32.5 million depending on the number of policies successfully migrated to Admiral. RSA will retain the claims reserves related to all of its UK Personal Lines business. This acquisition does not include liabilities relating to existing policies, which will remain with RSA. The transaction will be funded through existing resources and credit facilities. The transaction will see Admiral welcome 300 new colleagues as well as the transfer of the renewal rights and the "MORE THAN" brand. The sale has been approved by the Boards of Directors of both Intact and Admiral. The transaction is expected to close at the end of Q1 2024 and in Q2 2024. J.P. Morgan Securities plc acted as financial advisor to Intact Financial Corporation and RSA. Skadden, Arps, Slate, Meagher & Flom (UK) LLP acted as legal advisor to Intact Financial Corporation and RSA Insurance. Barclays PLC (LSE:BARC) acted as financial advisor and Clifford Chance LLP acted as legal advisor to Admiral Group. Admiral Group plc (LSE:ADM) completed the acquisition of UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited on April 3, 2024.
Reported Earnings • Mar 10Full year 2023 earnings released: EPS: UK£1.11 (vs UK£1.24 in FY 2022)Full year 2023 results: EPS: UK£1.11 (down from UK£1.24 in FY 2022). Revenue: UK£3.85b (up 155% from FY 2022). Net income: UK£338.0m (down 9.4% from FY 2022). Profit margin: 8.8% (down from 25% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 24% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Declared Dividend • Mar 10Final dividend of UK£0.52 announcedShareholders will receive a dividend of UK£0.52. Ex-date: 9th May 2024 Payment date: 7th June 2024 Dividend yield will be 4.0%, which is lower than the industry average of 5.0%. Sustainability & Growth Dividend is covered by earnings (66% earnings payout ratio) but not covered by cash flows (151% cash payout ratio). The dividend has increased by an average of 1.3% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 40% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 07Admiral Group plc Announces Andy Crossley Will Cease to Be A Member of the Audit CommitteeIn compliance with Listing Rule 9.6.11(3), Admiral Group plc announced that with immediate effect, Andy Crossley, Non-Executive Director of Admiral, will cease to be a member of the Audit Committee (the Committee). Following this change, membership of the Committee will be Karen Green (Chair), Mike Brierley and Fiona Muldoon, all of whom are Non-Executive Directors considered by the Board to be independent. Andy Crossley will continue in his position as Chair of Admiral’s Group Risk Committee.
Buying Opportunity • Jan 11Now 23% undervaluedOver the last 90 days, the stock is up 7.0%. The fair value is estimated to be UK£33.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has declined by 18%. For the next 3 years, revenue is forecast to grow by 2.1% per annum. Earnings is also forecast to grow by 9.3% per annum over the same time period.
お知らせ • Dec 09Admiral Group plc (LSE:ADM) reached an agreement to acquire UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited for approximately £120 million.Admiral Group plc (LSE:ADM) reached an agreement to acquire UK direct Home and Pet personal lines insurance operations of RSA Insurance Group Limited for approximately £120 million on December 7, 2023. The consideration payable at completion is £82.5 million, with a further potential payment of up to £32.5 million depending on the number of policies successfully migrated to Admiral. RSA will retain the claims reserves related to all of its UK Personal Lines business. This acquisition does not include liabilities relating to existing policies, which will remain with RSA. The transaction will be funded through existing resources and credit facilities. The transaction will see Admiral welcome 300 new colleagues as well as the transfer of the renewal rights and the "MORE THAN" brand. The sale has been approved by the Boards of Directors of both Intact and Admiral. The transaction is expected to close at the end of Q1 2024 and in Q2 2024. J.P. Morgan Securities plc acted as financial advisor and Skadden, Arps, Slate, Meagher & Flom (UK) LLP acted as legal advisor to Intact Financial Corporation. Barclays PLC (LSE:BARC) acted as financial advisor and Clifford Chance LLP acted as legal advisor to Admiral Group.
お知らせ • Nov 30+ 1 more updateAdmiral Group plc, Annual General Meeting, Apr 25, 2024Admiral Group plc, Annual General Meeting, Apr 25, 2024.
お知らせ • Oct 25Admiral Group PLC Appoints Andy Crossley as Chair of the Group Risk CommitteeAdmiral Group plc announced the appointment of Andy Crossley as Chair of the Group Risk Committee effective from 23 October 2023. This follows a period as interim Chair since 22 February 2022. The members of the Group Risk Committee are Andy Crossley (Chair), Karen Green, Jayaprakasa (JP) Rangaswami and Cristina Nestares.
Buying Opportunity • Oct 05Now 20% undervaluedOver the last 90 days, the stock is up 14%. The fair value is estimated to be UK£29.05, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has declined by 18%. For the next 3 years, revenue is forecast to grow by 7.5% per annum. Earnings is also forecast to grow by 9.2% per annum over the same time period.
Upcoming Dividend • Aug 31Upcoming dividend of UK£0.51 per share at 4.1% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 06 October 2023. Payout ratio is a comfortable 62% but the company is paying out more than the cash it is generating. Trailing yield: 4.1%. Lower than top quartile of British dividend payers (6.3%). Lower than average of industry peers (4.8%).
New Risk • Aug 18New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 28% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (28% accrual ratio). Minor Risks Dividend is not well covered by cash flows (220% cash payout ratio). Significant insider selling over the past 3 months (UK£714k sold).
Reported Earnings • Aug 18First half 2023 earnings released: EPS: UK£0.58 (vs UK£0.61 in 1H 2022)First half 2023 results: EPS: UK£0.58 (down from UK£0.61 in 1H 2022). Revenue: UK£1.84b (up 15% from 1H 2022). Net income: UK£174.5m (down 4.3% from 1H 2022). Profit margin: 9.5% (down from 11% in 1H 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 35% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Buying Opportunity • Aug 15Now 21% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be UK£27.80, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.0% over the last 3 years. Earnings per share has declined by 4.3%. For the next 3 years, revenue is forecast to grow by 6.6% per annum. Earnings is also forecast to grow by 6.0% per annum over the same time period.
お知らせ • Jun 17Admiral Group plc (LSE:ADM) signed an agreement to acquire Luko Cover SAS.Admiral Group plc (LSE:ADM) signed an agreement to acquire Luko Cover SAS on June 16, 2023.
お知らせ • Jun 15Admiral Group plc to Report First Half, 2023 Results on Aug 16, 2023Admiral Group plc announced that they will report first half, 2023 results on Aug 16, 2023
New Risk • Jun 14New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: UK£770k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by cash flows (91% cash payout ratio). Profit margins are more than 30% lower than last year (25% net profit margin). Significant insider selling over the past 3 months (UK£770k sold).
Upcoming Dividend • Apr 27Upcoming dividend of UK£0.52 per share at 4.9% yieldEligible shareholders must have bought the stock before 04 May 2023. Payment date: 02 June 2023. Payout ratio is a comfortable 66% but the company is paying out more than the cash it is generating. Trailing yield: 4.9%. Lower than top quartile of British dividend payers (5.8%). Higher than average of industry peers (4.4%).
Recent Insider Transactions • Mar 15Chief Executive Officer of UK Insurance recently bought UK£259k worth of stockOn the 13th of March, Cristina Nestares bought around 14k shares on-market at roughly UK£18.61 per share. This transaction amounted to 39% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought UK£286k more in shares than they have sold in the last 12 months.
Reported Earnings • Mar 09Full year 2022 earnings released: EPS: UK£1.24 (vs UK£1.97 in FY 2021)Full year 2022 results: EPS: UK£1.24 (down from UK£1.97 in FY 2021). Revenue: UK£1.50b (down 3.2% from FY 2021). Net income: UK£373.0m (down 36% from FY 2021). Profit margin: 25% (down from 38% in FY 2021). The decrease in margin was primarily driven by higher expenses. Revenue is expected to decline by 13% p.a. on average during the next 3 years, while revenues in the Insurance industry in the United Kingdom are expected to grow by 26%. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has increased by 1% per year.
Buying Opportunity • Mar 08Now 22% undervaluedOver the last 90 days, the stock is up 1.9%. The fair value is estimated to be UK£25.66, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.8% over the last 3 years. Earnings per share has grown by 7.7%. For the next 3 years, revenue is forecast to decline by 1.2% per annum. Earnings is forecast to grow by 11% per annum over the same time period.
お知らせ • Feb 02Admiral Group plc Announces Retirement of Annette Court from Board, Effective 27 April 2023Admiral Group plc announced retirement of Annette Court from the board of the company at their AGM on 27 April 2023.
お知らせ • Feb 01Admiral Group plc Announces Directorate ChangeAdmiral announced the following changes to its Board: Justine Roberts became an interim Senior Independent Director (“SID”) when Jean Park took a medical leave of absence on 22 February 2022. Jean retired from the Admiral Board on 20 January 2023. The company announced that Justine has succeeded Jean as the permanent SID of Admiral. The company further announced that Justine has become a permanent member of the Remuneration Committee in place of Jean. The Board would like to thank Jayaprakasa (“JP”) Rangaswami for his support as an interim member of the Remuneration Committee since 22 February 2022, a role which comes to an end. Membership of the Remuneration Committee is now: Evelyn Bourke (Chair), Mike Brierley and Justine Roberts.
お知らせ • Jan 21Admiral Announces Retirement of Jean Park as Non-Executive DirectorAdmiral announced that Jean Park, non-executive director, retired from the Admiral Board including from her roles as a member of the Group Risk, Nominations and Governance, and Remuneration Committees.
お知らせ • Jan 19Admiral Group plc to Report Fiscal Year 2022 Results on Mar 08, 2023Admiral Group plc announced that they will report fiscal year 2022 results at 7:00 AM, Coordinated Universal Time on Mar 08, 2023
Buying Opportunity • Dec 16Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 10%. The fair value is estimated to be UK£25.86, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.8% over the last 3 years. Earnings per share has grown by 7.7%. For the next 3 years, revenue is forecast to decline by 0.5% per annum. Earnings is forecast to grow by 11% per annum over the same time period.
Upcoming Dividend • Aug 25Upcoming dividend of UK£1.05 per shareEligible shareholders must have bought the stock before 01 September 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 66% and this is well supported by cash flows. Trailing yield: 5.9%. Within top quartile of British dividend payers (5.3%). Higher than average of industry peers (4.8%).
Reported Earnings • Aug 11First half 2022 earnings releasedFirst half 2022 results: Revenue: (down 100% from 1H 2021). Net income: (down UK£394.2m from profit in 1H 2021). Profit margin: (down from 50% in 1H 2021). The decrease in margin was driven by lower expenses. Over the next year, revenue is expected to shrink by 44% compared to a 170% growth forecast for the industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Jul 15Investor sentiment deteriorated over the past weekAfter last week's 17% share price decline to UK£19.52, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 12x in the Insurance industry in the United Kingdom. Total returns to shareholders of 5.4% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at UK£34.82 per share.
Upcoming Dividend • Apr 28Upcoming dividend of UK£1.18 per shareEligible shareholders must have bought the stock before 05 May 2022. Payment date: 06 June 2022. Payout ratio is a comfortable 66% but the company is paying out more than the cash it is generating. Trailing yield: 7.5%. Within top quartile of British dividend payers (4.7%). Higher than average of industry peers (4.8%).
Recent Insider Transactions • Mar 06CFO & Executive Director recently bought UK£100k worth of stockOn the 4th of March, Geraint Jones bought around 4k shares on-market at roughly UK£25.74 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent buy, Geraint has been a net seller over the last 12 months, reducing personal holdings by UK£380k.
Reported Earnings • Mar 04Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: UK£1.97 (up from UK£1.71 in FY 2020). Revenue: UK£1.56b (up 19% from FY 2020). Net income: UK£584.5m (up 16% from FY 2020). Profit margin: 38% (down from 39% in FY 2020). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 6.2%. Over the next year, revenue is expected to shrink by 45% compared to a 66% growth forecast for the insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Feb 25Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 3.0%. The fair value is estimated to be UK£37.33, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.4% per annum over the last 3 years. Earnings per share has grown by 18% per annum over the last 3 years.
Recent Insider Transactions • Sep 29CFO & Executive Director recently sold UK£481k worth of stockOn the 27th of September, Geraint Jones sold around 14k shares on-market at roughly UK£34.09 per share. In the last 3 months, there was an even bigger sale from another insider worth UK£703k. This was Geraint's only on-market trade for the last 12 months.
Recent Insider Transactions • Sep 18Chief Executive Officer of UK Insurance recently sold UK£703k worth of stockOn the 17th of September, Cristina Nestares sold around 20k shares on-market at roughly UK£35.14 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of UK£1.8m more than they bought in the last 12 months.
Upcoming Dividend • Aug 26Upcoming dividend of UK£1.61 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 01 October 2021. Trailing yield: 5.5%. Within top quartile of British dividend payers (3.8%). Higher than average of industry peers (3.7%).
Executive Departure • Jun 18Independent Non-Executive Director George Rountree has left the companyOn the 17th of June, George Rountree's tenure as Independent Non-Executive Director ended after 6.0 years in the role. We don't have any record of a personal shareholding under George's name. A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 2.04 years.
Upcoming Dividend • Apr 29Upcoming dividend of UK£0.86 per shareEligible shareholders must have bought the stock before 06 May 2021. Payment date: 04 June 2021. Trailing yield: 5.0%. Within top quartile of British dividend payers (4.1%). Higher than average of industry peers (3.6%).
Is New 90 Day High Low • Feb 15New 90-day high: UK£30.74The company is up 6.0% from its price of UK£28.92 on 17 November 2020. The British market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is UK£28.68 per share.
Is New 90 Day High Low • Jan 05New 90-day high: UK£30.33The company is up 14% from its price of UK£26.50 on 07 October 2020. The British market is up 11% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Insurance industry, which is up 19% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is UK£26.66 per share.
Recent Insider Transactions • Dec 20Chief Executive Officer of UK Insurance recently sold UK£565k worth of stockOn the 18th of December, Cristina Nestares sold around 19k shares on-market at roughly UK£29.60 per share. In the last 3 months, they made an even bigger sale worth UK£568k. Insiders have been net sellers, collectively disposing of UK£7.1m more than they bought in the last 12 months.
Is New 90 Day High Low • Dec 17New 90-day high: UK£29.50The company is up 4.0% from its price of UK£28.26 on 18 September 2020. The British market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 15% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is UK£27.63 per share.
Recent Insider Transactions • Dec 09Chief Executive Officer of UK Insurance recently sold UK£568k worth of stockOn the 8th of December, Cristina Nestares sold around 20k shares on-market at roughly UK£28.20 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of UK£6.5m more than they bought in the last 12 months.