Price Target Changed • Nov 16
Price target decreased to UK£0.50 Down from UK£1.39, the current price target is provided by 1 analyst. New target price is 56% above last closing price of UK£0.32. The company posted a net loss per share of UK£0.88 last year. Board Change • Nov 16
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 1 highly experienced director. CFO & Executive Director Gary Halton was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Reported Earnings • Sep 16
Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behind Full year 2022 results: UK£0.88 loss per share (down from UK£0.67 profit in FY 2021). Revenue: UK£3.48m (down 20% from FY 2021). Net loss: UK£94.1m (down 231% from profit in FY 2021). Revenue exceeded analyst estimates by 122%. Earnings per share (EPS) missed analyst estimates significantly. Over the last 3 years on average, earnings per share has fallen by 51% per year but the company’s share price has increased by 51% per year, which means it is well ahead of earnings. Upcoming Dividend • Jun 23
Inaugural dividend of AU$0.041 per share Eligible shareholders must have bought the stock before 30 June 2022. Payment date: 15 July 2022. The company last paid an ordinary dividend in . The average dividend yield among industry peers is 4.1%. Board Change • Apr 27
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 1 highly experienced director. CFO & Executive Director Gary Halton was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Reported Earnings • Mar 11
First half 2022 earnings: EPS and revenues exceed analyst expectations First half 2022 results: UK£0.48 loss per share (down from UK£0.50 profit in 1H 2021). Net loss: UK£51.6m (down 196% from profit in 1H 2021). Revenue exceeded analyst estimates by 51%. Earnings per share (EPS) missed analyst estimates. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has increased by 56% per year, which means it is tracking significantly ahead of earnings growth. Board Change • Dec 06
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 1 highly experienced director. CFO & Executive Director Gary Halton was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Upcoming Dividend • Nov 04
Inaugural dividend of AU$0.052 per share Eligible shareholders must have bought the stock before 11 November 2021. Payment date: 08 December 2021. The company last paid an ordinary dividend in . The average dividend yield among industry peers is 1.0%. Reported Earnings • Sep 15
Full year 2021 earnings released: EPS UK£0.67 (vs UK£0.50 in FY 2020) Full year 2021 results: Net income: UK£71.7m (up 35% from FY 2020). Over the last 3 years on average, earnings per share has increased by 103% per year but the company’s share price has only increased by 92% per year, which means it is significantly lagging earnings growth. Reported Earnings • Mar 07
First half 2021 earnings released: EPS UK£0.50 (vs UK£0.15 in 1H 2020) First half 2021 results: Net income: UK£53.7m (up 237% from 1H 2020). Over the last 3 years on average, earnings per share has increased by 128% per year but the company’s share price has only increased by 104% per year, which means it is significantly lagging earnings growth. Is New 90 Day High Low • Jan 21
New 90-day high: UK£0.82 The company is up 35% from its price of UK£0.61 on 23 October 2020. The British market is up 15% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Consumer Finance industry, which is up 37% over the same period. Is New 90 Day High Low • Dec 16
New 90-day high: UK£0.68 The company is up 81% from its price of UK£0.38 on 16 September 2020. The British market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 23% over the same period. Is New 90 Day High Low • Oct 19
New 90-day high: UK£0.54 The company is up 125% from its price of UK£0.24 on 21 July 2020. The British market is down 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 8.0% over the same period. 
