View ValuationmBank 将来の成長Future 基準チェック /16mBank利益と収益がそれぞれ年間9.4%と0.3%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に17.1% 9.9%なると予測されています。主要情報9.4%収益成長率9.93%EPS成長率Banks 収益成長10.1%収益成長率0.3%将来の株主資本利益率17.12%アナリストカバレッジGood最終更新日27 Jun 2025今後の成長に関する最新情報お知らせ • Jan 19mBank Provides Earnings Guidance for the Fourth Quarter and Fiscal Year 2023mBank provided earnings guidance for the fourth quarter and fiscal year 2023. for the quarter, the company expects preliminary net result for the fourth quarter of 2023 will be negative or close to zero.For the year, the company expects net profit to be positive or close to zero.お知らせ • Feb 10mBank S.A. Provides Earnings Guidance for the Year 2023mBank S.A. provided earnings guidance for the year 2023. The company expects to generate a net profit in 2023 after suffering a PLN 702.7 million group net loss in 2022.すべての更新を表示Recent updatesお知らせ • Mar 02mBank S.A., Annual General Meeting, Mar 31, 2026mBank S.A., Annual General Meeting, Mar 31, 2026, at 14:00 Central European Standard Time.お知らせ • Jan 05+ 3 more updatesmBank S.A. to Report First Half, 2026 Results on Jul 30, 2026mBank S.A. announced that they will report first half, 2026 results on Jul 30, 2026お知らせ • Apr 01+ 1 more updatemBank S.A. to Report Fiscal Year 2025 Results on Mar 03, 2026mBank S.A. announced that they will report fiscal year 2025 results on Mar 03, 2026Reported Earnings • Mar 06Full year 2024 earnings released: EPS: zł52.80 (vs zł0.57 in FY 2023)Full year 2024 results: EPS: zł52.80 (up from zł0.57 in FY 2023). Revenue: zł11.6b (up 16% from FY 2023). Net income: zł2.24b (up zł2.22b from FY 2023). Profit margin: 19% (up from 0.2% in FY 2023). Revenue is forecast to stay flat during the next 3 years compared to a 4.8% growth forecast for the Banks industry in the United Kingdom.Buy Or Sell Opportunity • Mar 04Now 57% undervaluedThe stock has been flat over the last 90 days, currently trading at zł198. The fair value is estimated to be zł456, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 25% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to decline by 0.6% per annum. Earnings are forecast to grow by 12% per annum over the same time period.お知らせ • Mar 03mBank S.A., Annual General Meeting, Mar 27, 2025mBank S.A., Annual General Meeting, Mar 27, 2025.Buy Or Sell Opportunity • Feb 14Now 56% undervaluedThe stock has been flat over the last 90 days, currently trading at zł198. The fair value is estimated to be zł450, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 25% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to decline by 0.6% per annum. Earnings are forecast to grow by 11% per annum over the same time period.お知らせ • Jan 02+ 2 more updatesmBank S.A. to Report First Half, 2025 Results on Jul 31, 2025mBank S.A. announced that they will report first half, 2025 results on Jul 31, 2025Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: zł13.49 (vs zł1.96 loss in 3Q 2023)Third quarter 2024 results: EPS: zł13.49 (up from zł1.96 loss in 3Q 2023). Revenue: zł3.02b (up 17% from 3Q 2023). Net income: zł572.9m (up zł655.9m from 3Q 2023). Profit margin: 19% (up from net loss in 3Q 2023). Revenue is forecast to grow 2.1% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Banks industry in the United Kingdom.Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: zł9.93 (vs zł0.37 loss in 2Q 2023)Second quarter 2024 results: EPS: zł9.93 (up from zł0.37 loss in 2Q 2023). Revenue: zł2.78b (up 8.5% from 2Q 2023). Net income: zł421.9m (up zł437.3m from 2Q 2023). Profit margin: 15% (up from net loss in 2Q 2023). Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 4.7% growth forecast for the Banks industry in the United Kingdom.Recent Insider Transactions • Jun 25President of Management Board & CEO recently sold zł1.0m worth of stockOn the 20th of June, Cezary Kocik sold around 2k shares on-market at roughly zł626 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Cezary's only on-market trade for the last 12 months.Recent Insider Transactions • Jun 10Key Executive recently sold zł993k worth of stockOn the 6th of June, Adam Pers sold around 2k shares on-market at roughly zł611 per share. This transaction amounted to 43% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Adam's only on-market trade for the last 12 months.お知らせ • Jun 09mBank's Supervisory Board Conditionally Appoints Cezary Kocik as CEOmBank supervisory board has conditionally appointed Cezary Kocik as CEO of the bank. Kocik will take over as mBank's CEO after receiving approval from the Poland's financial watchdog KNF and after the termination of office of the current CEO. Cezary Kocik has been involved with the bank since 2004 and since 2012, he was deputy CEO of the management board for retail banking at mBank.Reported Earnings • May 10First quarter 2024 earnings released: EPS: zł6.18 (vs zł3.32 in 1Q 2023)First quarter 2024 results: EPS: zł6.18 (up from zł3.32 in 1Q 2023). Revenue: zł2.93b (up 24% from 1Q 2023). Net income: zł262.5m (up 84% from 1Q 2023). Profit margin: 9.0% (up from 6.0% in 1Q 2023). Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Banks industry in the United Kingdom.お知らせ • Mar 02mBank S.A., Annual General Meeting, Mar 27, 2024mBank S.A., Annual General Meeting, Mar 27, 2024, at 14:00 Central European Standard Time. Location: Warsaw, 18 Prosta Street Warsaw Poland Agenda: To approval of the Management Board Report on Performance of mBank S.A. Group in 2023; to approval of the Financial Statements of mBank S.A. for 2023; to division of the 2023 net profit; to division of the undivided profits from previous years; to approval of election to the Supervisory Board, on the basis of § 19 section 3 of the By-laws of mBank S.A; to approval of the Consolidated Financial Statements of mBank Group for 2023; and to discuss other matters.お知らせ • Jan 19mBank Provides Earnings Guidance for the Fourth Quarter and Fiscal Year 2023mBank provided earnings guidance for the fourth quarter and fiscal year 2023. for the quarter, the company expects preliminary net result for the fourth quarter of 2023 will be negative or close to zero.For the year, the company expects net profit to be positive or close to zero.Buying Opportunity • Jan 05Now 45% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be zł359, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 24% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 0.9% per annum. Earnings is also forecast to grow by 32% per annum over the same time period.お知らせ • Dec 12+ 4 more updatesmBank S.A. to Report Fiscal Year 2024 Results on Feb 28, 2025mBank S.A. announced that they will report fiscal year 2024 results on Feb 28, 2025お知らせ • Oct 21Marcus Chromik Steps Down from Supervisory Board at mBankOn 20 October 2023, Dr. Marcus Chromik submitted his resignation as a member of mBank's supervisory board to Professor Agnieszka Slomka - Golebiowska, Chairman of the Bank's Supervisory Board, effective 31 December 2023.Reported Earnings • Apr 29First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: zł2.41b (up 25% from 1Q 2022). Net income: zł142.8m (down 72% from 1Q 2022). Profit margin: 5.9% (down from 27% in 1Q 2022). Revenue is forecast to grow 5.0% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 138 percentage points per year, which is a significant difference in performance.Reported Earnings • Feb 10Full year 2022 earnings released: zł16.56 loss per share (vs zł27.82 loss in FY 2021)Full year 2022 results: zł16.56 loss per share (improved from zł27.82 loss in FY 2021). Revenue: zł7.45b (up 36% from FY 2021). Net loss: zł702.7m (loss narrowed 40% from FY 2021). Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 94 percentage points per year, which is a significant difference in performance.お知らせ • Feb 10mBank S.A. Provides Earnings Guidance for the Year 2023mBank S.A. provided earnings guidance for the year 2023. The company expects to generate a net profit in 2023 after suffering a PLN 702.7 million group net loss in 2022.Buying Opportunity • Feb 01Now 48% undervalued after recent price dropOver the last 90 days, the stock is down 27%. The fair value is estimated to be zł381, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company became loss making.Recent Insider Transactions • Jan 30Key Executive recently sold zł722k worth of stockOn the 26th of January, Krzysztof Dabrowski sold around 2k shares on-market at roughly zł322 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Krzysztof's only on-market trade for the last 12 months.お知らせ • Jan 19mBank S.A. Announces CFO ChangesmBank S.A. announced that received a resignation from its CFO Andreas Boeger effective April 30, 2023 and may appoint Commerzbank insider Pascal Ruhland as a replacement.お知らせ • Dec 24+ 3 more updatesmBank S.A. to Report Q4, 2023 Results on Feb 09, 2024mBank S.A. announced that they will report Q4, 2023 results on Feb 09, 2024Recent Insider Transactions • Dec 07Key Executive recently sold zł206k worth of stockOn the 1st of December, Adam Pers sold around 639 shares on-market at roughly zł322 per share. This transaction amounted to 47% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Adam's only on-market trade for the last 12 months.Reported Earnings • Nov 11Third quarter 2022 earnings released: zł53.74 loss per share (vs zł0.63 profit in 3Q 2021)Third quarter 2022 results: zł53.74 loss per share (down from zł0.63 profit in 3Q 2021). Revenue: zł891.7m (down 35% from 3Q 2021). Net loss: zł2.28b (down zł2.31b from profit in 3Q 2021). Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 115 percentage points per year, which is a significant difference in performance.Reported Earnings • Aug 09Second quarter 2022 earnings released: EPS: zł5.42 (vs zł2.57 in 2Q 2021)Second quarter 2022 results: EPS: zł5.42 (up from zł2.57 in 2Q 2021). Revenue: zł2.04b (up 57% from 2Q 2021). Net income: zł229.7m (up 111% from 2Q 2021). Profit margin: 11% (up from 8.4% in 2Q 2021). Over the next year, revenue is forecast to grow 33%, compared to a 11% growth forecast for the industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 94 percentage points per year, which is a significant difference in performance.Reported Earnings • May 12First quarter 2022 earnings released: EPS: zł12.09 (vs zł7.49 in 1Q 2021)First quarter 2022 results: EPS: zł12.09 (up from zł7.49 in 1Q 2021). Revenue: zł1.91b (up 35% from 1Q 2021). Net income: zł512.3m (up 62% from 1Q 2021). Profit margin: 27% (up from 22% in 1Q 2021). Over the next year, revenue is forecast to grow 32%, compared to a 5.8% growth forecast for the industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 73 percentage points per year, which is a significant difference in performance.お知らせ • May 02mBank S.A. to Report Q4, 2022 Results on Feb 09, 2023mBank S.A. announced that they will report Q4, 2022 results on Feb 09, 2023Buying Opportunity • Mar 31Now 48% undervalued after recent price dropOver the last 90 days, the stock is down 52%. The fair value is estimated to be zł379, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.8% over the last 3 years. Meanwhile, the company became loss making.Valuation Update With 7 Day Price Move • Dec 22Investor sentiment deteriorated over the past weekAfter last week's 20% share price decline to zł401, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 7x in the Banks industry in the United Kingdom. Total loss to shareholders of 4.9% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at zł579 per share.業績と収益の成長予測LSE:0DU3 - アナリストの将来予測と過去の財務データ ( )PLN Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202712,5144,704N/AN/A412/31/202612,0954,763N/AN/A512/31/202512,2983,483N/AN/A33/31/202511,6392,686-26,012-25,114N/A12/31/202411,6162,243-17,841-16,938N/A9/30/202411,3391,237-2,786-1,982N/A6/30/202410,915581-8,452-7,696N/A3/31/202410,5331442,0282,790N/A12/31/20239,995247,3698,087N/A9/30/20239,822879-18,365-17,660N/A6/30/20238,373-1,317-9,368-8,746N/A3/31/20237,824-1,072-14,340-13,792N/A12/31/20227,383-703-9,247-8,684N/A9/30/20226,551-3,168-7,067-6,553N/A6/30/20226,799-863-12,143-11,614N/A3/31/20225,972-984-12,528-11,963N/A12/31/20215,462-1,179-13,191-12,602N/A9/30/20215,320278-8,830-8,159N/A6/30/20215,144352-6,090-5,416N/A3/31/20215,095330-10,337-9,696N/A12/31/20204,710104-20,009-19,457N/A9/30/20204,645395-23,724-23,214N/A6/30/20204,841653-24,877-24,311N/A3/31/20204,791938-19,949-19,410N/A12/31/20194,9171,010-14,828-14,328N/A9/30/20194,7501,200-12,253-11,717N/A6/30/20194,4291,132-10,877-10,361N/A3/31/20194,3671,053-16,508-15,972N/A12/31/20184,5131,303N/A-10,332N/A9/30/20184,4481,309N/A-6,210N/A6/30/20184,3941,309N/A-7,924N/A3/31/20184,4051,285N/A-1,561N/A12/31/20174,0591,092N/A-2,843N/A9/30/20174,0401,072N/A-3,510N/A6/30/20173,9631,011N/A-944N/A3/31/20174,0461,130N/A-1,219N/A12/31/20164,0161,219N/A-1,348N/A9/30/20164,0231,236N/A-1,940N/A6/30/20164,0011,325N/A-2,497N/A3/31/20163,6651,158N/A-48N/A12/31/20153,7511,301N/A-1,440N/A9/30/20153,5851,300N/A-8,719N/A6/30/20153,5741,296N/A-11,301N/A3/31/20153,6711,400N/A-11,314N/A12/31/20143,5491,287N/A-9,318N/A9/30/20143,5561,292N/A-2,347N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 0DU3の予測収益成長率 (年間9.4% ) は 貯蓄率 ( 2.5% ) を上回っています。収益対市場: 0DU3の収益 ( 9.4% ) UK市場 ( 11.5% ) よりも低い成長が予測されています。高成長収益: 0DU3の収益は増加すると予測されていますが、大幅には増加しません。収益対市場: 0DU3の収益 ( 0.3% ) UK市場 ( 4.6% ) よりも低い成長が予測されています。高い収益成長: 0DU3の収益 ( 0.3% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 0DU3の 自己資本利益率 は、3年後には低くなると予測されています ( 17.1 %)。成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2025/07/05 18:26終値2025/04/07 00:00収益2025/03/31年間収益2024/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋mBank S.A. 6 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。20 アナリスト機関Andrzej PowierzaCitigroup IncGabor KemenyConCorde Securities Ltd.Kazim AndaçDeutsche Bank17 その他のアナリストを表示
お知らせ • Jan 19mBank Provides Earnings Guidance for the Fourth Quarter and Fiscal Year 2023mBank provided earnings guidance for the fourth quarter and fiscal year 2023. for the quarter, the company expects preliminary net result for the fourth quarter of 2023 will be negative or close to zero.For the year, the company expects net profit to be positive or close to zero.
お知らせ • Feb 10mBank S.A. Provides Earnings Guidance for the Year 2023mBank S.A. provided earnings guidance for the year 2023. The company expects to generate a net profit in 2023 after suffering a PLN 702.7 million group net loss in 2022.
お知らせ • Mar 02mBank S.A., Annual General Meeting, Mar 31, 2026mBank S.A., Annual General Meeting, Mar 31, 2026, at 14:00 Central European Standard Time.
お知らせ • Jan 05+ 3 more updatesmBank S.A. to Report First Half, 2026 Results on Jul 30, 2026mBank S.A. announced that they will report first half, 2026 results on Jul 30, 2026
お知らせ • Apr 01+ 1 more updatemBank S.A. to Report Fiscal Year 2025 Results on Mar 03, 2026mBank S.A. announced that they will report fiscal year 2025 results on Mar 03, 2026
Reported Earnings • Mar 06Full year 2024 earnings released: EPS: zł52.80 (vs zł0.57 in FY 2023)Full year 2024 results: EPS: zł52.80 (up from zł0.57 in FY 2023). Revenue: zł11.6b (up 16% from FY 2023). Net income: zł2.24b (up zł2.22b from FY 2023). Profit margin: 19% (up from 0.2% in FY 2023). Revenue is forecast to stay flat during the next 3 years compared to a 4.8% growth forecast for the Banks industry in the United Kingdom.
Buy Or Sell Opportunity • Mar 04Now 57% undervaluedThe stock has been flat over the last 90 days, currently trading at zł198. The fair value is estimated to be zł456, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 25% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to decline by 0.6% per annum. Earnings are forecast to grow by 12% per annum over the same time period.
お知らせ • Mar 03mBank S.A., Annual General Meeting, Mar 27, 2025mBank S.A., Annual General Meeting, Mar 27, 2025.
Buy Or Sell Opportunity • Feb 14Now 56% undervaluedThe stock has been flat over the last 90 days, currently trading at zł198. The fair value is estimated to be zł450, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 25% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to decline by 0.6% per annum. Earnings are forecast to grow by 11% per annum over the same time period.
お知らせ • Jan 02+ 2 more updatesmBank S.A. to Report First Half, 2025 Results on Jul 31, 2025mBank S.A. announced that they will report first half, 2025 results on Jul 31, 2025
Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: zł13.49 (vs zł1.96 loss in 3Q 2023)Third quarter 2024 results: EPS: zł13.49 (up from zł1.96 loss in 3Q 2023). Revenue: zł3.02b (up 17% from 3Q 2023). Net income: zł572.9m (up zł655.9m from 3Q 2023). Profit margin: 19% (up from net loss in 3Q 2023). Revenue is forecast to grow 2.1% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Banks industry in the United Kingdom.
Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: zł9.93 (vs zł0.37 loss in 2Q 2023)Second quarter 2024 results: EPS: zł9.93 (up from zł0.37 loss in 2Q 2023). Revenue: zł2.78b (up 8.5% from 2Q 2023). Net income: zł421.9m (up zł437.3m from 2Q 2023). Profit margin: 15% (up from net loss in 2Q 2023). Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 4.7% growth forecast for the Banks industry in the United Kingdom.
Recent Insider Transactions • Jun 25President of Management Board & CEO recently sold zł1.0m worth of stockOn the 20th of June, Cezary Kocik sold around 2k shares on-market at roughly zł626 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Cezary's only on-market trade for the last 12 months.
Recent Insider Transactions • Jun 10Key Executive recently sold zł993k worth of stockOn the 6th of June, Adam Pers sold around 2k shares on-market at roughly zł611 per share. This transaction amounted to 43% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Adam's only on-market trade for the last 12 months.
お知らせ • Jun 09mBank's Supervisory Board Conditionally Appoints Cezary Kocik as CEOmBank supervisory board has conditionally appointed Cezary Kocik as CEO of the bank. Kocik will take over as mBank's CEO after receiving approval from the Poland's financial watchdog KNF and after the termination of office of the current CEO. Cezary Kocik has been involved with the bank since 2004 and since 2012, he was deputy CEO of the management board for retail banking at mBank.
Reported Earnings • May 10First quarter 2024 earnings released: EPS: zł6.18 (vs zł3.32 in 1Q 2023)First quarter 2024 results: EPS: zł6.18 (up from zł3.32 in 1Q 2023). Revenue: zł2.93b (up 24% from 1Q 2023). Net income: zł262.5m (up 84% from 1Q 2023). Profit margin: 9.0% (up from 6.0% in 1Q 2023). Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Banks industry in the United Kingdom.
お知らせ • Mar 02mBank S.A., Annual General Meeting, Mar 27, 2024mBank S.A., Annual General Meeting, Mar 27, 2024, at 14:00 Central European Standard Time. Location: Warsaw, 18 Prosta Street Warsaw Poland Agenda: To approval of the Management Board Report on Performance of mBank S.A. Group in 2023; to approval of the Financial Statements of mBank S.A. for 2023; to division of the 2023 net profit; to division of the undivided profits from previous years; to approval of election to the Supervisory Board, on the basis of § 19 section 3 of the By-laws of mBank S.A; to approval of the Consolidated Financial Statements of mBank Group for 2023; and to discuss other matters.
お知らせ • Jan 19mBank Provides Earnings Guidance for the Fourth Quarter and Fiscal Year 2023mBank provided earnings guidance for the fourth quarter and fiscal year 2023. for the quarter, the company expects preliminary net result for the fourth quarter of 2023 will be negative or close to zero.For the year, the company expects net profit to be positive or close to zero.
Buying Opportunity • Jan 05Now 45% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be zł359, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 24% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 0.9% per annum. Earnings is also forecast to grow by 32% per annum over the same time period.
お知らせ • Dec 12+ 4 more updatesmBank S.A. to Report Fiscal Year 2024 Results on Feb 28, 2025mBank S.A. announced that they will report fiscal year 2024 results on Feb 28, 2025
お知らせ • Oct 21Marcus Chromik Steps Down from Supervisory Board at mBankOn 20 October 2023, Dr. Marcus Chromik submitted his resignation as a member of mBank's supervisory board to Professor Agnieszka Slomka - Golebiowska, Chairman of the Bank's Supervisory Board, effective 31 December 2023.
Reported Earnings • Apr 29First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: zł2.41b (up 25% from 1Q 2022). Net income: zł142.8m (down 72% from 1Q 2022). Profit margin: 5.9% (down from 27% in 1Q 2022). Revenue is forecast to grow 5.0% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 138 percentage points per year, which is a significant difference in performance.
Reported Earnings • Feb 10Full year 2022 earnings released: zł16.56 loss per share (vs zł27.82 loss in FY 2021)Full year 2022 results: zł16.56 loss per share (improved from zł27.82 loss in FY 2021). Revenue: zł7.45b (up 36% from FY 2021). Net loss: zł702.7m (loss narrowed 40% from FY 2021). Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 94 percentage points per year, which is a significant difference in performance.
お知らせ • Feb 10mBank S.A. Provides Earnings Guidance for the Year 2023mBank S.A. provided earnings guidance for the year 2023. The company expects to generate a net profit in 2023 after suffering a PLN 702.7 million group net loss in 2022.
Buying Opportunity • Feb 01Now 48% undervalued after recent price dropOver the last 90 days, the stock is down 27%. The fair value is estimated to be zł381, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company became loss making.
Recent Insider Transactions • Jan 30Key Executive recently sold zł722k worth of stockOn the 26th of January, Krzysztof Dabrowski sold around 2k shares on-market at roughly zł322 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Krzysztof's only on-market trade for the last 12 months.
お知らせ • Jan 19mBank S.A. Announces CFO ChangesmBank S.A. announced that received a resignation from its CFO Andreas Boeger effective April 30, 2023 and may appoint Commerzbank insider Pascal Ruhland as a replacement.
お知らせ • Dec 24+ 3 more updatesmBank S.A. to Report Q4, 2023 Results on Feb 09, 2024mBank S.A. announced that they will report Q4, 2023 results on Feb 09, 2024
Recent Insider Transactions • Dec 07Key Executive recently sold zł206k worth of stockOn the 1st of December, Adam Pers sold around 639 shares on-market at roughly zł322 per share. This transaction amounted to 47% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Adam's only on-market trade for the last 12 months.
Reported Earnings • Nov 11Third quarter 2022 earnings released: zł53.74 loss per share (vs zł0.63 profit in 3Q 2021)Third quarter 2022 results: zł53.74 loss per share (down from zł0.63 profit in 3Q 2021). Revenue: zł891.7m (down 35% from 3Q 2021). Net loss: zł2.28b (down zł2.31b from profit in 3Q 2021). Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 115 percentage points per year, which is a significant difference in performance.
Reported Earnings • Aug 09Second quarter 2022 earnings released: EPS: zł5.42 (vs zł2.57 in 2Q 2021)Second quarter 2022 results: EPS: zł5.42 (up from zł2.57 in 2Q 2021). Revenue: zł2.04b (up 57% from 2Q 2021). Net income: zł229.7m (up 111% from 2Q 2021). Profit margin: 11% (up from 8.4% in 2Q 2021). Over the next year, revenue is forecast to grow 33%, compared to a 11% growth forecast for the industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 94 percentage points per year, which is a significant difference in performance.
Reported Earnings • May 12First quarter 2022 earnings released: EPS: zł12.09 (vs zł7.49 in 1Q 2021)First quarter 2022 results: EPS: zł12.09 (up from zł7.49 in 1Q 2021). Revenue: zł1.91b (up 35% from 1Q 2021). Net income: zł512.3m (up 62% from 1Q 2021). Profit margin: 27% (up from 22% in 1Q 2021). Over the next year, revenue is forecast to grow 32%, compared to a 5.8% growth forecast for the industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 73 percentage points per year, which is a significant difference in performance.
お知らせ • May 02mBank S.A. to Report Q4, 2022 Results on Feb 09, 2023mBank S.A. announced that they will report Q4, 2022 results on Feb 09, 2023
Buying Opportunity • Mar 31Now 48% undervalued after recent price dropOver the last 90 days, the stock is down 52%. The fair value is estimated to be zł379, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.8% over the last 3 years. Meanwhile, the company became loss making.
Valuation Update With 7 Day Price Move • Dec 22Investor sentiment deteriorated over the past weekAfter last week's 20% share price decline to zł401, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 7x in the Banks industry in the United Kingdom. Total loss to shareholders of 4.9% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at zł579 per share.