Unicaja Banco（UNI）株式概要
ウニカハ・バンコS.A.はスペインでリテール・バンキング業務を行っている。 詳細
UNI Community Fair Values
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Analyst Price Targets
Unicaja Banco, S.A. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | €3.27 |
| 52週高値 | €3.28 |
| 52週安値 | €1.99 |
| ベータ | 0.38 |
| 1ヶ月の変化 | 15.96% |
| 3ヶ月変化 | 18.48% |
| 1年変化 | 59.67% |
| 3年間の変化 | 235.73% |
| 5年間の変化 | 309.01% |
| IPOからの変化 | 179.49% |
最新ニュース
ナラティブの更新 • Jul 01
UNI: Future Returns Will Rely On Tight Execution Against Mid 2s Expectations
The analyst price target for Unicaja Banco has been raised from €2.61 to €2.83. Analysts point to updated assumptions around discount rates, revenue growth, profit margins and future P/E as the basis for the change, supported by recent incremental price target increases from several research houses.分析記事 • Jun 20
Unicaja Banco (BME:UNI) Stock Could Be 21% Overvalued After Green Note Buyback Plan
Unicaja Banco (BME:UNI) has launched a cash offer to repurchase its €500 million green senior non-preferred notes due 2027, and is planning a new euro-denominated green note to refinance the operation. See our latest analysis for Unicaja Banco. Unicaja Banco’s recent green note repurchase comes as the stock trades at €3.154, with a 30-day share price return of 13.78% and a 1-year total shareholder return of 76.36%, suggesting momentum has been building over both shorter and longer periods. If...
ナラティブの更新 • Jun 17
UNI: Raised 2026 Earnings Guidance And Price Objectives Will Shape Future Share Price
Unicaja Banco's analyst price target has been nudged higher to €2.90 from €2.75, as analysts adjust their models to reflect slightly different fair value estimates and updated assumptions on discount rates, revenue, profit margins and future P/E multiples. Analyst Commentary Recent research on Unicaja Banco points to a cautiously constructive stance, with several bullish analysts lifting their valuation work and nudging price targets higher.ナラティブの更新 • Jun 03
UNI: Reaffirmed 2026 Earnings Guidance Will Support Higher Fair Value
Analysts have lifted the fair value estimate for Unicaja Banco from €3.09 to €3.29, reflecting updated assumptions on growth, profitability and P/E multiples that align with recent price target increases from several research houses. Analyst Commentary Recent Street research shows a cluster of higher price targets for Unicaja Banco, which lines up with the updated fair value estimate.
ナラティブの更新 • May 19
UNI: Cautious Outlook Will Persist Despite Higher Earnings Guidance For 2026
Narrative Update The analyst price target for Unicaja Banco has been raised to €2.30 from €1.60. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margins, and future P/E, following a series of recent target increases and rating changes from major firms.Recent updates
ナラティブの更新 • Jul 01
UNI: Future Returns Will Rely On Tight Execution Against Mid 2s Expectations
The analyst price target for Unicaja Banco has been raised from €2.61 to €2.83. Analysts point to updated assumptions around discount rates, revenue growth, profit margins and future P/E as the basis for the change, supported by recent incremental price target increases from several research houses.分析記事 • Jun 20
Unicaja Banco (BME:UNI) Stock Could Be 21% Overvalued After Green Note Buyback Plan
Unicaja Banco (BME:UNI) has launched a cash offer to repurchase its €500 million green senior non-preferred notes due 2027, and is planning a new euro-denominated green note to refinance the operation. See our latest analysis for Unicaja Banco. Unicaja Banco’s recent green note repurchase comes as the stock trades at €3.154, with a 30-day share price return of 13.78% and a 1-year total shareholder return of 76.36%, suggesting momentum has been building over both shorter and longer periods. If...ナラティブの更新 • Jun 17
UNI: Raised 2026 Earnings Guidance And Price Objectives Will Shape Future Share Price
Unicaja Banco's analyst price target has been nudged higher to €2.90 from €2.75, as analysts adjust their models to reflect slightly different fair value estimates and updated assumptions on discount rates, revenue, profit margins and future P/E multiples. Analyst Commentary Recent research on Unicaja Banco points to a cautiously constructive stance, with several bullish analysts lifting their valuation work and nudging price targets higher.ナラティブの更新 • Jun 03
UNI: Reaffirmed 2026 Earnings Guidance Will Support Higher Fair Value
Analysts have lifted the fair value estimate for Unicaja Banco from €3.09 to €3.29, reflecting updated assumptions on growth, profitability and P/E multiples that align with recent price target increases from several research houses. Analyst Commentary Recent Street research shows a cluster of higher price targets for Unicaja Banco, which lines up with the updated fair value estimate.ナラティブの更新 • May 19
UNI: Cautious Outlook Will Persist Despite Higher Earnings Guidance For 2026
Narrative Update The analyst price target for Unicaja Banco has been raised to €2.30 from €1.60. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margins, and future P/E, following a series of recent target increases and rating changes from major firms.ナラティブの更新 • Jan 24
UNI: Future Returns Will Depend On Executing Against Tighter Mid €2 Expectations
Analysts have lifted their price target for Unicaja Banco to about €2.61 from €2.44, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, in line with recent target moves from Citi, Morgan Stanley and Deutsche Bank. Analyst Commentary Recent target moves cluster in a relatively tight band around €2.20 to €2.60.ナラティブの更新 • Jan 09
UNI: Reassessed Earnings Power Will Support Higher Fair Value Per Share
Analysts have lifted their price target on Unicaja Banco, reflecting updated fair value estimates of €3.09 per share, supported by recent target increases from €2 to €2.20 and from €2.25 to €2.55, alongside revised assumptions for revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research updates point to a more constructive stance on Unicaja Banco, with bullish analysts lifting their fair value estimates into a €2.20 to €2.55 range.ナラティブの更新 • Dec 23
UNI: Future Returns Will Hinge On Execution As Re-Rating Appears Unlikely
The analyst price target for Unicaja Banco has been modestly raised to approximately EUR 2.44 from EUR 2.39, as analysts factor in slightly higher expected profitability and future earnings multiples despite generally cautious ratings. Analyst Commentary Recent research updates reflect a mixed but incrementally constructive stance on Unicaja Banco, with modest target price upgrades offset by cautious rating profiles.ナラティブの更新 • Dec 09
UNI: Future Performance Will Depend On Execution As Upside Appears Limited
Analysts have modestly raised their price target on Unicaja Banco, reflecting incremental upward revisions from EUR 2 to EUR 2.20 and from EUR 2.25 to EUR 2.55, as they acknowledge improving earnings that are, however, viewed as largely priced in. Analyst Commentary Recent Street research reflects a cautiously balanced stance on Unicaja Banco, with modest target price increases paired with restrained ratings and an emphasis on limited re-rating potential at current levels.ナラティブの更新 • Nov 24
UNI: Future Performance Will Hinge On Execution Amid Balanced Earnings Outlook
Analysts have increased their fair value estimate for Unicaja Banco to €2.39 from €2.10. They cite stronger revenue growth, improved profit margins, and a modest decrease in the discount rate as key drivers for the upward adjustment in the price target.
新しいナラティブ • Dec 27
Strong Mutual Fund Growth And Stable Deposit Costs Will Boost Net Interest Margins
Strong mutual fund growth boosts asset management revenue, alongside stable deposit costs improving potential net interest margins for Unicaja Banco.株主還元
| UNI | ES Banks | ES 市場 | |
|---|---|---|---|
| 7D | 1.4% | -1.3% | -1.6% |
| 1Y | 59.7% | 60.2% | 31.7% |
業界別リターン: UNI過去 1 年間で60.2 % のリターンをもたらしたSpanish Banks業界と一致しました。
リターン対市場: UNI過去 1 年間で31.7 % の収益を上げたSpanish市場を上回りました。
価格変動
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 3.3% |
| 10% most volatile stocks in ES Market | 6.6% |
| 10% least volatile stocks in ES Market | 0.6% |
安定した株価: UNI 、 Spanish市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: UNIの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1991 | 7,274 | Isidro Gil | www.unicajabanco.com |
ウニカハ・バンコS A.はスペインでリテール・バンキング事業を営む。当座、貯蓄、ヤングパーソン、支払口座、定期預金、デビットカード、ビジネスカード、クレジットカード、住宅ローン、学資ローン、エコモビリティローン、モビリティローン、リフォームローン、住宅ローン、自動車保険、健康保険、傷害保険、葬儀保険、企業・農業保険、企業健康保険、中小企業・小売業損害保険、企業賠償責任保険、農業保険、生命保険などの商品を提供している。また、年金プラン、投資ファンド、手形・税金の支払い・回収管理サービス、決済、POS商品、短期・中長期の融資、ATM、外国貿易施設、通貨管理・両替サービス、プライベート・バンキングおよびパーソナル・バンキング・サービス、デジタル・バンキングおよびモバイル・バンキング・サービスも提供している。1991年に設立され、スペインのマラガに本社を置く。
Unicaja Banco, S.A. 基礎のまとめ
| UNI 基礎統計学 | |
|---|---|
| 時価総額 | €8.34b |
| 収益（TTM） | €628.51m |
| 売上高(TTM) | €1.98b |
13.4x
PER（株価収益率1.2x
PBR（株価純資産倍率UNI は割高か？
公正価値と評価分析を参照収益と収入
| UNI 損益計算書（TTM） | |
|---|---|
| 収益 | €1.98b |
| 売上原価 | €0 |
| 売上総利益 | €1.98b |
| その他の費用 | €1.35b |
| 収益 | €628.51m |
直近の収益報告
Mar 31, 2026
次回決算日
Jul 31, 2026
| 一株当たり利益（EPS） | 0.24 |
| グロス・マージン | 100.00% |
| 純利益率 | 31.70% |
| 有利子負債／自己資本比率 | 69.4% |
UNI の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
5.3%
現在の配当利回り71%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/07/10 21:48 |
| 終値 | 2026/07/10 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Unicaja Banco, S.A. 14 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。25
| アナリスト | 機関 |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |