View Financial HealthQatar National Bank 配当と自社株買い配当金 基準チェック /26Qatar National Bank配当を支払う会社であり、現在の利回りは3.73%で、収益によって十分にカバーされています。主要情報3.7%配当利回りn/aバイバック利回り総株主利回りn/a将来の配当利回り5.9%配当成長19.9%次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向15%最近の配当と自社株買いの更新お知らせ • Feb 24Qatar National Bank announces Annual dividend, payable on March 12, 2026Qatar National Bank announced Annual dividend of EGP 2.0000 per share payable on March 12, 2026, ex-date on March 10, 2026 and record date on March 11, 2026.お知らせ • Sep 12Qatar National Bank (CASE:QNBE) announces an Equity Buyback for QAR 2,900 million worth of its shares.Qatar National Bank (CASE:QNBE) announces a share repurchase program. Under the program, the company will repurchase up to QAR 2,900 million worth of its shares. The program is a part of the evolution of company's disciplined capital distribution and allocation policy. The company intends to fund its share buyback from its retained earnings and surplus liquid funds available with the company. The repurchases will be executed after obtaining regulatory approvals from the Qatar Central Bank (QCB) and Qatar Financial Markets Authority (QFMA).Upcoming Dividend • Mar 05Upcoming dividend of ج.م1.00 per shareEligible shareholders must have bought the stock before 12 March 2024. Payment date: 14 March 2024. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 2.1%. Lower than top quartile of Egyptian dividend payers (5.9%). Higher than average of industry peers (1.6%).Declared Dividend • Feb 29Dividend increased to ج.م1.00Dividend of ج.م1.00 is 33% higher than last year. Ex-date: 12th March 2024 Payment date: 14th March 2024 Dividend yield will be 2.7%, which is higher than the industry average of 1.5%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 72% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Upcoming Dividend • Mar 07Upcoming dividend of ج.م0.75 per share at 3.7% yieldEligible shareholders must have bought the stock before 14 March 2023. Payment date: 16 March 2023. Payout ratio is a comfortable 18% but the company is not cash flow positive. Trailing yield: 3.7%. Lower than top quartile of Egyptian dividend payers (7.4%). Higher than average of industry peers (2.6%).Upcoming Dividend • Apr 11Inaugural dividend of ج.م0.75 per shareEligible shareholders must have bought the stock before 18 April 2022. Payment date: 20 April 2022. The company is not currently making a profit and is not cash flow positive. The company last paid an ordinary dividend in April 2013. The average dividend yield among industry peers is 4.9%.すべての更新を表示Recent updatesBoard Change • May 21Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Non-Executive Director Hamad Talal Al-Abdallah Al Thani was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Feb 24Qatar National Bank announces Annual dividend, payable on March 12, 2026Qatar National Bank announced Annual dividend of EGP 2.0000 per share payable on March 12, 2026, ex-date on March 10, 2026 and record date on March 11, 2026.お知らせ • Jan 23Qatar National Bank, Annual General Meeting, Feb 15, 2026Qatar National Bank, Annual General Meeting, Feb 15, 2026, at 14:30 Egypt Standard Time. Location: cairo EgyptBoard Change • May 14Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Non-Executive Director Hamad Talal Al-Abdallah Al Thani was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Jan 28Qatar National Bank, Annual General Meeting, Feb 20, 2025Qatar National Bank, Annual General Meeting, Feb 20, 2025, at 14:30 Egypt Standard Time. Location: cairo EgyptValuation Update With 7 Day Price Move • Oct 01Investor sentiment improves as stock rises 18%After last week's 18% share price gain to ج.م31.54, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 3x in the Banks industry in Egypt. Total returns to shareholders of 117% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at ج.م17.47 per share.お知らせ • Sep 12Qatar National Bank (CASE:QNBE) announces an Equity Buyback for QAR 2,900 million worth of its shares.Qatar National Bank (CASE:QNBE) announces a share repurchase program. Under the program, the company will repurchase up to QAR 2,900 million worth of its shares. The program is a part of the evolution of company's disciplined capital distribution and allocation policy. The company intends to fund its share buyback from its retained earnings and surplus liquid funds available with the company. The repurchases will be executed after obtaining regulatory approvals from the Qatar Central Bank (QCB) and Qatar Financial Markets Authority (QFMA).Reported Earnings • Jul 12Second quarter 2024 earnings released: EPS: ج.م2.40 (vs ج.م1.59 in 2Q 2023)Second quarter 2024 results: EPS: ج.م2.40 (up from ج.م1.59 in 2Q 2023). Revenue: ج.م10.9b (up 48% from 2Q 2023). Net income: ج.م6.70b (up 96% from 2Q 2023). Profit margin: 62% (up from 47% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 21% per year, which means it is significantly lagging earnings growth.Price Target Changed • Jul 04Price target decreased by 7.9% to ج.م47.25Down from ج.م51.30, the current price target is an average from 4 analysts. New target price is 59% above last closing price of ج.م29.67. Stock is up 50% over the past year. The company is forecast to post earnings per share of ج.م12.00 for next year compared to ج.م6.57 last year.Major Estimate Revision • May 11Consensus revenue estimates increase by 19%The consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from ج.م47.2b to ج.م56.2b. EPS estimate unchanged from ج.م12.00 at last update. Banks industry in Egypt expected to see average net income growth of 45% next year. Consensus price target up from ج.م49.63 to ج.م51.30. Share price fell 3.3% to ج.م30.56 over the past week.Reported Earnings • Apr 15First quarter 2024 earnings released: EPS: ج.م2.86 (vs ج.م1.59 in 1Q 2023)First quarter 2024 results: EPS: ج.م2.86 (up from ج.م1.59 in 1Q 2023). Revenue: ج.م9.12b (up 31% from 1Q 2023). Net income: ج.م7.04b (up 106% from 1Q 2023). Profit margin: 77% (up from 49% in 1Q 2023). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Mar 18Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to ج.م32.91, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 5x in the Banks industry in Egypt. Total returns to shareholders of 123% over the past three years.Upcoming Dividend • Mar 05Upcoming dividend of ج.م1.00 per shareEligible shareholders must have bought the stock before 12 March 2024. Payment date: 14 March 2024. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 2.1%. Lower than top quartile of Egyptian dividend payers (5.9%). Higher than average of industry peers (1.6%).Declared Dividend • Feb 29Dividend increased to ج.م1.00Dividend of ج.م1.00 is 33% higher than last year. Ex-date: 12th March 2024 Payment date: 14th March 2024 Dividend yield will be 2.7%, which is higher than the industry average of 1.5%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 72% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to ج.م39.02, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 4x in the Banks industry in Egypt. Total returns to shareholders of 141% over the past three years.Reported Earnings • Jan 15Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: ج.م6.57 (up from ج.م4.20 in FY 2022). Revenue: ج.م30.0b (up 55% from FY 2022). Net income: ج.م16.2b (up 79% from FY 2022). Profit margin: 54% (up from 47% in FY 2022). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.3%. Earnings per share (EPS) also missed analyst estimates by 4.7%. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 30% per year whereas the company’s share price has increased by 25% per year.Major Estimate Revision • Jan 15Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from ج.م42.0b to ج.م43.7b. EPS estimate increased from ج.م7.86 to ج.م8.81 per share. Net income forecast to grow 34% next year vs 34% growth forecast for Banks industry in Egypt. Consensus price target up from ج.م40.78 to ج.م44.75. Share price rose 8.8% to ج.م33.27 over the past week.Price Target Changed • Oct 12Price target increased by 12% to ج.م34.58Up from ج.م30.88, the current price target is an average from 4 analysts. New target price is 55% above last closing price of ج.م22.29. Stock is up 43% over the past year. The company is forecast to post earnings per share of ج.م7.12 for next year compared to ج.م4.20 last year.Reported Earnings • Oct 11Third quarter 2023 earnings released: EPS: ج.م1.19 (vs ج.م1.20 in 3Q 2022)Third quarter 2023 results: EPS: ج.م1.19. Revenue: ج.م7.61b (up 52% from 3Q 2022). Net income: ج.م3.86b (up 50% from 3Q 2022). Profit margin: 51% (in line with 3Q 2022). Revenue is forecast to grow 9.1% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in Egypt.Price Target Changed • Sep 12Price target increased by 11% to ج.م32.35Up from ج.م29.03, the current price target is an average from 4 analysts. New target price is 51% above last closing price of ج.م21.49. Stock is up 34% over the past year. The company is forecast to post earnings per share of ج.م6.79 for next year compared to ج.م4.20 last year.Major Estimate Revision • Jul 17Consensus EPS estimates increase by 17%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has improved. 2023 revenue forecast increased from ج.م29.8b to ج.م32.4b. EPS estimate increased from ج.م5.32 to ج.م6.22 per share. Net income forecast to grow 3.1% next year vs 23% growth forecast for Banks industry in Egypt. Consensus price target broadly unchanged at ج.م29.03. Share price rose 14% to ج.م22.73 over the past week.New Risk • Jul 15New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 1,688% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 14Second quarter 2023 earnings released: EPS: ج.م1.36 (vs ج.م1.03 in 2Q 2022)Second quarter 2023 results: EPS: ج.م1.36 (up from ج.م1.03 in 2Q 2022). Revenue: ج.م7.33b (up 56% from 2Q 2022). Net income: ج.م3.95b (up 78% from 2Q 2022). Profit margin: 54% (up from 47% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 13First quarter 2023 earnings released: EPS: ج.م2.19 (vs ج.م0.65 in 1Q 2022)First quarter 2023 results: EPS: ج.م2.19 (up from ج.م0.65 in 1Q 2022). Revenue: ج.م8.47b (up 117% from 1Q 2022). Net income: ج.م4.72b (up 235% from 1Q 2022). Profit margin: 56% (up from 36% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Price Target Changed • Apr 11Price target increased by 7.3% to ج.م27.76Up from ج.م25.86, the current price target is an average from 5 analysts. New target price is 61% above last closing price of ج.م17.25. Stock is down 1.3% over the past year. The company is forecast to post earnings per share of ج.م5.14 for next year compared to ج.م4.20 last year.Price Target Changed • Mar 20Price target increased by 12% to ج.م27.66Up from ج.م24.78, the current price target is an average from 5 analysts. New target price is 63% above last closing price of ج.م16.96. Stock is down 14% over the past year. The company is forecast to post earnings per share of ج.م5.10 for next year compared to ج.م4.20 last year.Valuation Update With 7 Day Price Move • Mar 19Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to ج.م16.35, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 5x in the Banks industry in Egypt. Total loss to shareholders of 6.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at ج.م21.84 per share.Upcoming Dividend • Mar 07Upcoming dividend of ج.م0.75 per share at 3.7% yieldEligible shareholders must have bought the stock before 14 March 2023. Payment date: 16 March 2023. Payout ratio is a comfortable 18% but the company is not cash flow positive. Trailing yield: 3.7%. Lower than top quartile of Egyptian dividend payers (7.4%). Higher than average of industry peers (2.6%).お知らせ • Feb 02QNB Alahli S.A.E(CASE:QNBA) dropped from EGX 30 IndexQNB Alahli S.A.E has been dropped from EGX 30 Index .Reported Earnings • Jan 14Full year 2022 earnings released: EPS: ج.م4.20 (vs ج.م3.10 in FY 2021)Full year 2022 results: EPS: ج.م4.20 (up from ج.م3.10 in FY 2021). Revenue: ج.م19.3b (up 26% from FY 2021). Net income: ج.م10.4b (up 55% from FY 2021). Profit margin: 54% (up from 44% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 16% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Nov 29Investor sentiment improved over the past weekAfter last week's 19% share price gain to ج.م18.13, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 4x in the Banks industry in Egypt. Total loss to shareholders of 1.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at ج.م24.60 per share.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Non-Executive Director Hamad Talal Al-Abdallah Al Thani was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 11Third quarter 2022 earnings released: EPS: ج.م0.78 (vs ج.م0.89 in 3Q 2021)Third quarter 2022 results: EPS: ج.م0.78. Revenue: ج.م4.99b (up 23% from 3Q 2021). Net income: ج.م2.58b (up 35% from 3Q 2021). Profit margin: 52% (up from 47% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in Egypt.Reported Earnings • Jul 09Second quarter 2022 earnings released: EPS: ج.م0.84 (vs ج.م0.88 in 2Q 2021)Second quarter 2022 results: EPS: ج.م0.84. Revenue: ج.م4.71b (up 23% from 2Q 2021). Net income: ج.م2.55b (up 34% from 2Q 2021). Profit margin: 54% (up from 50% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 37%, compared to a 18% growth forecast for the industry in Egypt.Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 10 non-independent directors. Chairman Ali Al-Mohannadi was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Apr 14First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2022 results: EPS: ج.م0.87 (up from ج.م0.76 in 1Q 2021). Revenue: ج.م3.90b (up 7.8% from 1Q 2021). Net income: ج.م1.87b (up 15% from 1Q 2021). Profit margin: 48% (up from 45% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.8%. Earnings per share (EPS) missed analyst estimates by 13%. Over the next year, revenue is forecast to grow 35%, compared to a 20% growth forecast for the industry in Egypt. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has fallen by 4% per year.Upcoming Dividend • Apr 11Inaugural dividend of ج.م0.75 per shareEligible shareholders must have bought the stock before 18 April 2022. Payment date: 20 April 2022. The company is not currently making a profit and is not cash flow positive. The company last paid an ordinary dividend in April 2013. The average dividend yield among industry peers is 4.9%.Valuation Update With 7 Day Price Move • Mar 22Investor sentiment improved over the past weekAfter last week's 16% share price gain to ج.م19.70, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 4x in the Banks industry in Egypt. Total returns to shareholders of 6.4% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at ج.م25.07 per share.Reported Earnings • Jan 13Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2021 results: EPS: ج.م3.10 (up from ج.م3.08 in FY 2020). Revenue: ج.م15.3b (up 5.6% from FY 2020). Net income: ج.م7.63b (up 15% from FY 2020). Profit margin: 50% (up from 46% in FY 2020). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 3.7%. Earnings per share (EPS) missed analyst estimates by 13%. Earnings per share (EPS) missed analyst estimates by 13%. Over the next year, revenue is forecast to grow 40%, compared to a 20% growth forecast for the banks industry in Egypt. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 1% per year.Reported Earnings • Oct 11Third quarter 2021 earnings released: EPS ج.م0.59 (vs ج.م0.83 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: ج.م4.07b (up 8.2% from 3Q 2020). Net income: ج.م1.91b (up 6.2% from 3Q 2020). Profit margin: 47% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Jul 15Second quarter 2021 earnings released: EPS ج.م0.99 (vs ج.م0.92 in 2Q 2020)The company reported a solid second quarter result with improved earnings and revenues, although profit margins were weaker. Second quarter 2021 results: Revenue: ج.م3.84b (up 14% from 2Q 2020). Net income: ج.م2.13b (up 7.9% from 2Q 2020). Profit margin: 56% (down from 59% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Reported Earnings • Apr 13First quarter 2021 earnings released: EPS ج.م0.91 (vs ج.م0.67 in 1Q 2020)The company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: ج.م3.79b (down 2.9% from 1Q 2020). Net income: ج.م1.97b (up 37% from 1Q 2020). Profit margin: 52% (up from 37% in 1Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Feb 24New 90-day low: ج.م16.00The company is down 6.0% from its price of ج.م17.00 on 26 November 2020. The Egyptian market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م15.15 per share.Analyst Estimate Surprise Post Earnings • Jan 19Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) missed analyst estimates by 9.7%. Over the next year, revenue is forecast to grow 30%, compared to a 15% growth forecast for the Banks industry in Egypt.Analyst Estimate Surprise Post Earnings • Jan 15Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) missed analyst estimates by 9.7%. Over the next year, revenue is forecast to grow 30%, compared to a 16% growth forecast for the Banks industry in Egypt.Reported Earnings • Jan 15Full year 2020 earnings released: EPS ج.م3.08The company reported a mediocre full year result with weaker revenues, although earnings were flat and profit margins were improved. Full year 2020 results: Revenue: ج.م14.5b (down 4.9% from FY 2019). Net income: ج.م7.49b (flat on FY 2019). Profit margin: 52% (up from 49% in FY 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Dec 28New 90-day high: ج.م17.98The company is up 23% from its price of ج.م14.60 on 29 September 2020. The Egyptian market is up 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م12.83 per share.Is New 90 Day High Low • Dec 08New 90-day high: ج.م17.44The company is up 17% from its price of ج.م14.86 on 09 September 2020. The Egyptian market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م11.48 per share.Is New 90 Day High Low • Nov 08New 90-day high: ج.م16.79The company is up 11% from its price of ج.م15.10 on 10 August 2020. The Egyptian market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م11.96 per share.Is New 90 Day High Low • Oct 22New 90-day high: ج.م16.50The company is up 6.0% from its price of ج.م15.50 on 22 July 2020. The Egyptian market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Banks industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م12.01 per share.Analyst Estimate Surprise Post Earnings • Oct 17Third-quarter earnings released: Revenue misses expectationsThird-quarter revenue missed analyst estimates by 6.5% at ج.م3.86b. Revenue is forecast to grow 25% over the next year, compared to a 8.8% growth forecast for the Banks industry in Egypt.Reported Earnings • Oct 17Third quarter earnings releasedOver the last 12 months the company has reported total profits of ج.م6.90b, down 3.4% from the prior year. Total revenue was ج.م14.7b over the last 12 months, down 1.4% from the prior year.Analyst Estimate Surprise Post Earnings • Oct 13Third-quarter earnings released: Revenue misses expectationsThird-quarter revenue missed analyst estimates by 6.5% at ج.م3.86b. Revenue is forecast to grow 22% over the next year, compared to a 10% growth forecast for the Banks industry in Egypt.Reported Earnings • Oct 13Third quarter earnings releasedOver the last 12 months the company has reported total profits of ج.م6.38b, down 14% from the prior year. Total revenue was ج.م15.0b over the last 12 months, largely unchanged from the prior year.決済の安定と成長配当データの取得安定した配当: 配当金の支払いは安定していますが、 QNBEが配当金を支払っている期間は 10 年未満です。増加する配当: QNBEの配当金は増加していますが、同社は8年間しか配当金を支払っていません。配当利回り対市場Qatar National Bank 配当利回り対市場QNBE 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (QNBE)3.7%市場下位25% (EG)1.3%市場トップ25% (EG)6.0%業界平均 (Banks)4.8%アナリスト予想 (QNBE) (最長3年)5.9%注目すべき配当: QNBEの配当金 ( 3.73% ) はEG市場の配当金支払者の下位 25% ( 1.29% ) よりも高くなっています。高配当: QNBEの配当金 ( 3.73% ) はEG市場の配当金支払者の上位 25% ( 6.04% ) と比較すると低いです。現在の株主配当収益カバレッジ: QNBEは低い 配当性向 ( 15.5% ) であるため、配当金の支払いは利益によって十分にカバーされます。株主への将来支払額将来の配当金の見通し: 配当が 3 年以内に支払われるかどうか、または配当が利益によってカバーされるかどうかを判断するにはデータが不十分です。高配当企業の発掘7D1Y7D1Y7D1YEG 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/06 17:10終値2026/06/04 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Qatar National Bank 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。12 アナリスト機関Fatma HergliAlphaMenaMonette DossBeltone FinancialAbanob MagdyBeltone Financial9 その他のアナリストを表示
お知らせ • Feb 24Qatar National Bank announces Annual dividend, payable on March 12, 2026Qatar National Bank announced Annual dividend of EGP 2.0000 per share payable on March 12, 2026, ex-date on March 10, 2026 and record date on March 11, 2026.
お知らせ • Sep 12Qatar National Bank (CASE:QNBE) announces an Equity Buyback for QAR 2,900 million worth of its shares.Qatar National Bank (CASE:QNBE) announces a share repurchase program. Under the program, the company will repurchase up to QAR 2,900 million worth of its shares. The program is a part of the evolution of company's disciplined capital distribution and allocation policy. The company intends to fund its share buyback from its retained earnings and surplus liquid funds available with the company. The repurchases will be executed after obtaining regulatory approvals from the Qatar Central Bank (QCB) and Qatar Financial Markets Authority (QFMA).
Upcoming Dividend • Mar 05Upcoming dividend of ج.م1.00 per shareEligible shareholders must have bought the stock before 12 March 2024. Payment date: 14 March 2024. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 2.1%. Lower than top quartile of Egyptian dividend payers (5.9%). Higher than average of industry peers (1.6%).
Declared Dividend • Feb 29Dividend increased to ج.م1.00Dividend of ج.م1.00 is 33% higher than last year. Ex-date: 12th March 2024 Payment date: 14th March 2024 Dividend yield will be 2.7%, which is higher than the industry average of 1.5%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 72% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Upcoming Dividend • Mar 07Upcoming dividend of ج.م0.75 per share at 3.7% yieldEligible shareholders must have bought the stock before 14 March 2023. Payment date: 16 March 2023. Payout ratio is a comfortable 18% but the company is not cash flow positive. Trailing yield: 3.7%. Lower than top quartile of Egyptian dividend payers (7.4%). Higher than average of industry peers (2.6%).
Upcoming Dividend • Apr 11Inaugural dividend of ج.م0.75 per shareEligible shareholders must have bought the stock before 18 April 2022. Payment date: 20 April 2022. The company is not currently making a profit and is not cash flow positive. The company last paid an ordinary dividend in April 2013. The average dividend yield among industry peers is 4.9%.
Board Change • May 21Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Non-Executive Director Hamad Talal Al-Abdallah Al Thani was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 24Qatar National Bank announces Annual dividend, payable on March 12, 2026Qatar National Bank announced Annual dividend of EGP 2.0000 per share payable on March 12, 2026, ex-date on March 10, 2026 and record date on March 11, 2026.
お知らせ • Jan 23Qatar National Bank, Annual General Meeting, Feb 15, 2026Qatar National Bank, Annual General Meeting, Feb 15, 2026, at 14:30 Egypt Standard Time. Location: cairo Egypt
Board Change • May 14Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Non-Executive Director Hamad Talal Al-Abdallah Al Thani was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Jan 28Qatar National Bank, Annual General Meeting, Feb 20, 2025Qatar National Bank, Annual General Meeting, Feb 20, 2025, at 14:30 Egypt Standard Time. Location: cairo Egypt
Valuation Update With 7 Day Price Move • Oct 01Investor sentiment improves as stock rises 18%After last week's 18% share price gain to ج.م31.54, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 3x in the Banks industry in Egypt. Total returns to shareholders of 117% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at ج.م17.47 per share.
お知らせ • Sep 12Qatar National Bank (CASE:QNBE) announces an Equity Buyback for QAR 2,900 million worth of its shares.Qatar National Bank (CASE:QNBE) announces a share repurchase program. Under the program, the company will repurchase up to QAR 2,900 million worth of its shares. The program is a part of the evolution of company's disciplined capital distribution and allocation policy. The company intends to fund its share buyback from its retained earnings and surplus liquid funds available with the company. The repurchases will be executed after obtaining regulatory approvals from the Qatar Central Bank (QCB) and Qatar Financial Markets Authority (QFMA).
Reported Earnings • Jul 12Second quarter 2024 earnings released: EPS: ج.م2.40 (vs ج.م1.59 in 2Q 2023)Second quarter 2024 results: EPS: ج.م2.40 (up from ج.م1.59 in 2Q 2023). Revenue: ج.م10.9b (up 48% from 2Q 2023). Net income: ج.م6.70b (up 96% from 2Q 2023). Profit margin: 62% (up from 47% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 21% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Jul 04Price target decreased by 7.9% to ج.م47.25Down from ج.م51.30, the current price target is an average from 4 analysts. New target price is 59% above last closing price of ج.م29.67. Stock is up 50% over the past year. The company is forecast to post earnings per share of ج.م12.00 for next year compared to ج.م6.57 last year.
Major Estimate Revision • May 11Consensus revenue estimates increase by 19%The consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast increased from ج.م47.2b to ج.م56.2b. EPS estimate unchanged from ج.م12.00 at last update. Banks industry in Egypt expected to see average net income growth of 45% next year. Consensus price target up from ج.م49.63 to ج.م51.30. Share price fell 3.3% to ج.م30.56 over the past week.
Reported Earnings • Apr 15First quarter 2024 earnings released: EPS: ج.م2.86 (vs ج.م1.59 in 1Q 2023)First quarter 2024 results: EPS: ج.م2.86 (up from ج.م1.59 in 1Q 2023). Revenue: ج.م9.12b (up 31% from 1Q 2023). Net income: ج.م7.04b (up 106% from 1Q 2023). Profit margin: 77% (up from 49% in 1Q 2023). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Mar 18Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to ج.م32.91, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 5x in the Banks industry in Egypt. Total returns to shareholders of 123% over the past three years.
Upcoming Dividend • Mar 05Upcoming dividend of ج.م1.00 per shareEligible shareholders must have bought the stock before 12 March 2024. Payment date: 14 March 2024. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 2.1%. Lower than top quartile of Egyptian dividend payers (5.9%). Higher than average of industry peers (1.6%).
Declared Dividend • Feb 29Dividend increased to ج.م1.00Dividend of ج.م1.00 is 33% higher than last year. Ex-date: 12th March 2024 Payment date: 14th March 2024 Dividend yield will be 2.7%, which is higher than the industry average of 1.5%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 72% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to ج.م39.02, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 4x in the Banks industry in Egypt. Total returns to shareholders of 141% over the past three years.
Reported Earnings • Jan 15Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: ج.م6.57 (up from ج.م4.20 in FY 2022). Revenue: ج.م30.0b (up 55% from FY 2022). Net income: ج.م16.2b (up 79% from FY 2022). Profit margin: 54% (up from 47% in FY 2022). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.3%. Earnings per share (EPS) also missed analyst estimates by 4.7%. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 30% per year whereas the company’s share price has increased by 25% per year.
Major Estimate Revision • Jan 15Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from ج.م42.0b to ج.م43.7b. EPS estimate increased from ج.م7.86 to ج.م8.81 per share. Net income forecast to grow 34% next year vs 34% growth forecast for Banks industry in Egypt. Consensus price target up from ج.م40.78 to ج.م44.75. Share price rose 8.8% to ج.م33.27 over the past week.
Price Target Changed • Oct 12Price target increased by 12% to ج.م34.58Up from ج.م30.88, the current price target is an average from 4 analysts. New target price is 55% above last closing price of ج.م22.29. Stock is up 43% over the past year. The company is forecast to post earnings per share of ج.م7.12 for next year compared to ج.م4.20 last year.
Reported Earnings • Oct 11Third quarter 2023 earnings released: EPS: ج.م1.19 (vs ج.م1.20 in 3Q 2022)Third quarter 2023 results: EPS: ج.م1.19. Revenue: ج.م7.61b (up 52% from 3Q 2022). Net income: ج.م3.86b (up 50% from 3Q 2022). Profit margin: 51% (in line with 3Q 2022). Revenue is forecast to grow 9.1% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in Egypt.
Price Target Changed • Sep 12Price target increased by 11% to ج.م32.35Up from ج.م29.03, the current price target is an average from 4 analysts. New target price is 51% above last closing price of ج.م21.49. Stock is up 34% over the past year. The company is forecast to post earnings per share of ج.م6.79 for next year compared to ج.م4.20 last year.
Major Estimate Revision • Jul 17Consensus EPS estimates increase by 17%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has improved. 2023 revenue forecast increased from ج.م29.8b to ج.م32.4b. EPS estimate increased from ج.م5.32 to ج.م6.22 per share. Net income forecast to grow 3.1% next year vs 23% growth forecast for Banks industry in Egypt. Consensus price target broadly unchanged at ج.م29.03. Share price rose 14% to ج.م22.73 over the past week.
New Risk • Jul 15New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 1,688% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 14Second quarter 2023 earnings released: EPS: ج.م1.36 (vs ج.م1.03 in 2Q 2022)Second quarter 2023 results: EPS: ج.م1.36 (up from ج.م1.03 in 2Q 2022). Revenue: ج.م7.33b (up 56% from 2Q 2022). Net income: ج.م3.95b (up 78% from 2Q 2022). Profit margin: 54% (up from 47% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 13First quarter 2023 earnings released: EPS: ج.م2.19 (vs ج.م0.65 in 1Q 2022)First quarter 2023 results: EPS: ج.م2.19 (up from ج.م0.65 in 1Q 2022). Revenue: ج.م8.47b (up 117% from 1Q 2022). Net income: ج.م4.72b (up 235% from 1Q 2022). Profit margin: 56% (up from 36% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Price Target Changed • Apr 11Price target increased by 7.3% to ج.م27.76Up from ج.م25.86, the current price target is an average from 5 analysts. New target price is 61% above last closing price of ج.م17.25. Stock is down 1.3% over the past year. The company is forecast to post earnings per share of ج.م5.14 for next year compared to ج.م4.20 last year.
Price Target Changed • Mar 20Price target increased by 12% to ج.م27.66Up from ج.م24.78, the current price target is an average from 5 analysts. New target price is 63% above last closing price of ج.م16.96. Stock is down 14% over the past year. The company is forecast to post earnings per share of ج.م5.10 for next year compared to ج.م4.20 last year.
Valuation Update With 7 Day Price Move • Mar 19Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to ج.م16.35, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 5x in the Banks industry in Egypt. Total loss to shareholders of 6.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at ج.م21.84 per share.
Upcoming Dividend • Mar 07Upcoming dividend of ج.م0.75 per share at 3.7% yieldEligible shareholders must have bought the stock before 14 March 2023. Payment date: 16 March 2023. Payout ratio is a comfortable 18% but the company is not cash flow positive. Trailing yield: 3.7%. Lower than top quartile of Egyptian dividend payers (7.4%). Higher than average of industry peers (2.6%).
お知らせ • Feb 02QNB Alahli S.A.E(CASE:QNBA) dropped from EGX 30 IndexQNB Alahli S.A.E has been dropped from EGX 30 Index .
Reported Earnings • Jan 14Full year 2022 earnings released: EPS: ج.م4.20 (vs ج.م3.10 in FY 2021)Full year 2022 results: EPS: ج.م4.20 (up from ج.م3.10 in FY 2021). Revenue: ج.م19.3b (up 26% from FY 2021). Net income: ج.م10.4b (up 55% from FY 2021). Profit margin: 54% (up from 44% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 16% growth forecast for the Banks industry in Egypt. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Nov 29Investor sentiment improved over the past weekAfter last week's 19% share price gain to ج.م18.13, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 4x in the Banks industry in Egypt. Total loss to shareholders of 1.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at ج.م24.60 per share.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Non-Executive Director Hamad Talal Al-Abdallah Al Thani was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 11Third quarter 2022 earnings released: EPS: ج.م0.78 (vs ج.م0.89 in 3Q 2021)Third quarter 2022 results: EPS: ج.م0.78. Revenue: ج.م4.99b (up 23% from 3Q 2021). Net income: ج.م2.58b (up 35% from 3Q 2021). Profit margin: 52% (up from 47% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in Egypt.
Reported Earnings • Jul 09Second quarter 2022 earnings released: EPS: ج.م0.84 (vs ج.م0.88 in 2Q 2021)Second quarter 2022 results: EPS: ج.م0.84. Revenue: ج.م4.71b (up 23% from 2Q 2021). Net income: ج.م2.55b (up 34% from 2Q 2021). Profit margin: 54% (up from 50% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 37%, compared to a 18% growth forecast for the industry in Egypt.
Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 10 non-independent directors. Chairman Ali Al-Mohannadi was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 14First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2022 results: EPS: ج.م0.87 (up from ج.م0.76 in 1Q 2021). Revenue: ج.م3.90b (up 7.8% from 1Q 2021). Net income: ج.م1.87b (up 15% from 1Q 2021). Profit margin: 48% (up from 45% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.8%. Earnings per share (EPS) missed analyst estimates by 13%. Over the next year, revenue is forecast to grow 35%, compared to a 20% growth forecast for the industry in Egypt. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has fallen by 4% per year.
Upcoming Dividend • Apr 11Inaugural dividend of ج.م0.75 per shareEligible shareholders must have bought the stock before 18 April 2022. Payment date: 20 April 2022. The company is not currently making a profit and is not cash flow positive. The company last paid an ordinary dividend in April 2013. The average dividend yield among industry peers is 4.9%.
Valuation Update With 7 Day Price Move • Mar 22Investor sentiment improved over the past weekAfter last week's 16% share price gain to ج.م19.70, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 4x in the Banks industry in Egypt. Total returns to shareholders of 6.4% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at ج.م25.07 per share.
Reported Earnings • Jan 13Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2021 results: EPS: ج.م3.10 (up from ج.م3.08 in FY 2020). Revenue: ج.م15.3b (up 5.6% from FY 2020). Net income: ج.م7.63b (up 15% from FY 2020). Profit margin: 50% (up from 46% in FY 2020). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 3.7%. Earnings per share (EPS) missed analyst estimates by 13%. Earnings per share (EPS) missed analyst estimates by 13%. Over the next year, revenue is forecast to grow 40%, compared to a 20% growth forecast for the banks industry in Egypt. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 1% per year.
Reported Earnings • Oct 11Third quarter 2021 earnings released: EPS ج.م0.59 (vs ج.م0.83 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: ج.م4.07b (up 8.2% from 3Q 2020). Net income: ج.م1.91b (up 6.2% from 3Q 2020). Profit margin: 47% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Jul 15Second quarter 2021 earnings released: EPS ج.م0.99 (vs ج.م0.92 in 2Q 2020)The company reported a solid second quarter result with improved earnings and revenues, although profit margins were weaker. Second quarter 2021 results: Revenue: ج.م3.84b (up 14% from 2Q 2020). Net income: ج.م2.13b (up 7.9% from 2Q 2020). Profit margin: 56% (down from 59% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Reported Earnings • Apr 13First quarter 2021 earnings released: EPS ج.م0.91 (vs ج.م0.67 in 1Q 2020)The company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: ج.م3.79b (down 2.9% from 1Q 2020). Net income: ج.م1.97b (up 37% from 1Q 2020). Profit margin: 52% (up from 37% in 1Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Feb 24New 90-day low: ج.م16.00The company is down 6.0% from its price of ج.م17.00 on 26 November 2020. The Egyptian market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م15.15 per share.
Analyst Estimate Surprise Post Earnings • Jan 19Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) missed analyst estimates by 9.7%. Over the next year, revenue is forecast to grow 30%, compared to a 15% growth forecast for the Banks industry in Egypt.
Analyst Estimate Surprise Post Earnings • Jan 15Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) missed analyst estimates by 9.7%. Over the next year, revenue is forecast to grow 30%, compared to a 16% growth forecast for the Banks industry in Egypt.
Reported Earnings • Jan 15Full year 2020 earnings released: EPS ج.م3.08The company reported a mediocre full year result with weaker revenues, although earnings were flat and profit margins were improved. Full year 2020 results: Revenue: ج.م14.5b (down 4.9% from FY 2019). Net income: ج.م7.49b (flat on FY 2019). Profit margin: 52% (up from 49% in FY 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Dec 28New 90-day high: ج.م17.98The company is up 23% from its price of ج.م14.60 on 29 September 2020. The Egyptian market is up 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م12.83 per share.
Is New 90 Day High Low • Dec 08New 90-day high: ج.م17.44The company is up 17% from its price of ج.م14.86 on 09 September 2020. The Egyptian market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م11.48 per share.
Is New 90 Day High Low • Nov 08New 90-day high: ج.م16.79The company is up 11% from its price of ج.م15.10 on 10 August 2020. The Egyptian market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م11.96 per share.
Is New 90 Day High Low • Oct 22New 90-day high: ج.م16.50The company is up 6.0% from its price of ج.م15.50 on 22 July 2020. The Egyptian market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Banks industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is ج.م12.01 per share.
Analyst Estimate Surprise Post Earnings • Oct 17Third-quarter earnings released: Revenue misses expectationsThird-quarter revenue missed analyst estimates by 6.5% at ج.م3.86b. Revenue is forecast to grow 25% over the next year, compared to a 8.8% growth forecast for the Banks industry in Egypt.
Reported Earnings • Oct 17Third quarter earnings releasedOver the last 12 months the company has reported total profits of ج.م6.90b, down 3.4% from the prior year. Total revenue was ج.م14.7b over the last 12 months, down 1.4% from the prior year.
Analyst Estimate Surprise Post Earnings • Oct 13Third-quarter earnings released: Revenue misses expectationsThird-quarter revenue missed analyst estimates by 6.5% at ج.م3.86b. Revenue is forecast to grow 22% over the next year, compared to a 10% growth forecast for the Banks industry in Egypt.
Reported Earnings • Oct 13Third quarter earnings releasedOver the last 12 months the company has reported total profits of ج.م6.38b, down 14% from the prior year. Total revenue was ج.م15.0b over the last 12 months, largely unchanged from the prior year.