Banqup Group（60Z）株式概要フィンテック企業であるユニファイドポスト・グループSAは、ベルギー国内および国際的な行政・金融サービスのためのクラウドベースのプラットフォームを運営・開発している。 詳細60Z ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長1/6過去の実績0/6財務の健全性2/6配当金0/6報酬当社が推定した公正価値より53.3%で取引されている 収益は年間13.5%増加すると予測されています アナリストらは、株価が82.1%上昇するだろうとほぼ一致している。 リスク分析German市場と比較して、過去 3 か月間の株価の変動が非常に大きい現在は利益が出ておらず、今後3年間で利益が出る見込みはない 意味のある時価総額がありません ( €76M )キャッシュランウェイが1年未満である すべてのリスクチェックを見る60Z Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW487,720 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINROAG487,720 investors already sharing narrativesYour Fair Value€Current Price€2.0651.6% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-89m191m2016201920222025202620282031Revenue €97.3mEarnings €11.4mAdvancedSet Fair ValueView all narrativesBanqup Group SA 競合他社USU SoftwareSymbol: HMSE:OSP2Market cap: €87.3mVidhanceSymbol: DB:8W50Market cap: €31.5mNAGA GroupSymbol: XTRA:N4G0Market cap: €77.1mCENITSymbol: XTRA:CSHMarket cap: €63.8m価格と性能株価の高値、安値、推移の概要Banqup Group過去の株価現在の株価€2.0652週高値€4.1952週安値€1.42ベータ1.461ヶ月の変化45.58%3ヶ月変化-25.63%1年変化-44.62%3年間の変化-51.36%5年間の変化-86.04%IPOからの変化-91.27%最新ニュースNew Risk • Jun 09New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 9.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€7.1m net loss in 3 years). Share price has been volatile over the past 3 months (9.8% average weekly change). Market cap is less than US$100m (€58.3m market cap, or US$67.3m).お知らせ • May 28+ 1 more updateBanqup Group SA Announces CEO Changes, Effective May 28, 2026Banqup Group SA announced that Beco Global Consulting LLC, permanently represented by Mr. Nicolas de Beco, and the Company have, by mutual consent, agreed to terminate his appointment as Chief Executive Officer of the Company with effect as of May 28, 2026. The Board stated that under his leadership, the company sharpened its strategic focus, strengthened its e-invoicing revenue base, and made important strides in positioning Banqup for the rollout of mandatory e-invoicing in France. The Board appointed Debrako BV, permanently represented by Mr. Koen De Brabander, as ad interim presiding member of the Management Committee. In this capacity, Koen De Brabander will lead the management team and serve as the Board’s primary interlocutor on matters of day-to-day management.New Risk • May 25New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €85.4m (US$99.4m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€7.1m net loss in 3 years). Market cap is less than US$100m (€85.4m market cap, or US$99.4m).Board Change • May 20High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Koen Hoffman was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Mar 17FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ).FitekIn signed share purchase agreement to acquire Baltic operations from Banqup Group SA (ENXTBR:BANQ) for an enterprise value of €9.5 million on January 26, 2026. The consideration is subject to potential adjustments reflecting the net financial cash/debt position of the in-scope entities as of 31 December 2025. The Completion would be subject to approval by competition authorities in Estonia, Latvia and Lithuania, regulatory approvals and the satisfaction of certain customary closing conditions. The merger is expected to complete by the end of February 2026. The proceeds from this transaction, if completed, are expected to be used to strengthen the Group’s balance sheet and working capital position. FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ) on March 16, 2026. The transaction has received regulatory approvals in Estonia, Latvia and Lithuania.お知らせ • Mar 16Banqup Group SA to Report Q3, 2026 Results on Nov 12, 2026Banqup Group SA announced that they will report Q3, 2026 results on Nov 12, 2026最新情報をもっと見るRecent updatesNew Risk • Jun 09New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 9.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€7.1m net loss in 3 years). Share price has been volatile over the past 3 months (9.8% average weekly change). Market cap is less than US$100m (€58.3m market cap, or US$67.3m).お知らせ • May 28+ 1 more updateBanqup Group SA Announces CEO Changes, Effective May 28, 2026Banqup Group SA announced that Beco Global Consulting LLC, permanently represented by Mr. Nicolas de Beco, and the Company have, by mutual consent, agreed to terminate his appointment as Chief Executive Officer of the Company with effect as of May 28, 2026. The Board stated that under his leadership, the company sharpened its strategic focus, strengthened its e-invoicing revenue base, and made important strides in positioning Banqup for the rollout of mandatory e-invoicing in France. The Board appointed Debrako BV, permanently represented by Mr. Koen De Brabander, as ad interim presiding member of the Management Committee. In this capacity, Koen De Brabander will lead the management team and serve as the Board’s primary interlocutor on matters of day-to-day management.New Risk • May 25New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €85.4m (US$99.4m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€7.1m net loss in 3 years). Market cap is less than US$100m (€85.4m market cap, or US$99.4m).Board Change • May 20High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Koen Hoffman was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Mar 17FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ).FitekIn signed share purchase agreement to acquire Baltic operations from Banqup Group SA (ENXTBR:BANQ) for an enterprise value of €9.5 million on January 26, 2026. The consideration is subject to potential adjustments reflecting the net financial cash/debt position of the in-scope entities as of 31 December 2025. The Completion would be subject to approval by competition authorities in Estonia, Latvia and Lithuania, regulatory approvals and the satisfaction of certain customary closing conditions. The merger is expected to complete by the end of February 2026. The proceeds from this transaction, if completed, are expected to be used to strengthen the Group’s balance sheet and working capital position. FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ) on March 16, 2026. The transaction has received regulatory approvals in Estonia, Latvia and Lithuania.お知らせ • Mar 16Banqup Group SA to Report Q3, 2026 Results on Nov 12, 2026Banqup Group SA announced that they will report Q3, 2026 results on Nov 12, 2026お知らせ • Feb 07Banqup Group SA Announces Appointments of Sébastien Imbert as Chief Marketing Office and Wim Focquet as Chief People Officer, Effective February 5, 2026Banqup Group SA has appointed Sébastien Imbert as Chief Marketing Officer. Sébastien brings 25 years of experience scaling technology and SaaS companies, including Microsoft and Septeo, specialising in building marketing engines and go-to-market strategies that directly impact pipeline, revenue, and valuation. At Banqup, he will focus on strengthening marketing capabilities to drive the upsell of payment solutions across Banqup's existing customer base through disciplined, measurable marketing automation and revenue operations excellence. Banqup Group SA has appointed Wim Focquet as Chief People Officer. Wim brings over 25 years of experience in senior HR leadership and organisational transformation in complex, regulated, and high-growth environments, with a strong track record in aligning strategy, governance, culture, and execution. Prior to Banqup, he held global HR and talent leadership roles and advised executive teams on transformation and execution reliability. At Banqup, Wim will lead people practices across the organisation, focusing on building clarity, strengthening ownership, and supporting teams.お知らせ • Jan 13Banqup Group SA to Report First Half, 2026 Results on Aug 25, 2026Banqup Group SA announced that they will report first half, 2026 results on Aug 25, 2026お知らせ • Nov 08Banqup Group SA to Report Q1, 2026 Results on May 21, 2026Banqup Group SA announced that they will report Q1, 2026 results on May 21, 2026お知らせ • Oct 06Banqup Group Sa Announces Hans Leybaert Will Step Down from Role as Chairman of the Board of DirectorsBanqup Group SA announced that Sofias BV, represented by Hans Leybaert, will step down from his role as Chairman of the Board of Directors with immediate effect. He will, however, continue to serve as a member of the Board, ensuring continuity and ongoing contribution to the company’s strategic journey. This transition forms part of Banqup’s planned succession process to further strengthen its governance framework and ensure independent leadership at the Board level.Hans Leybaert has served as Chairman since October 2024, providing continuity during a key phase of Banqup’s transformation and supporting the company in the execution of its strategic priorities. The Board is in the process of finalising the appointment of a new independent Chair and will provide an update in due course.お知らせ • Aug 26+ 2 more updatesBanqup Group SA to Report First Half, 2025 Results on Aug 27, 2025Banqup Group SA announced that they will report first half, 2025 results on Aug 27, 2025お知らせ • Aug 12+ 1 more updateBanqup Group SA to Report Fiscal Year 2025 Final Results on Apr 16, 2026Banqup Group SA announced that they will report fiscal year 2025 final results on Apr 16, 2026お知らせ • Jun 06PostNord Stralfors AB completed the acquisition of 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG).PostNord Stralfors AB signed an agreement to acquire 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG) for an enterprise value of SEK 200 million on July 5, 2024. The purchase price is subject to certain potential adjustments based on the financial position of 21 Grams at completion of the sale. The agreement also includes an exclusive partnership to distribute Banqup and B2B digital products to PostNord Strålfors’ customer network. For the period ending December 31, 2023, 21 Grams AB reported total revenue of €83.2 million. The transaction is subject to approval from the relevant competition authorities, FDI approval and certain additional relevant closing conditions. The transaction is expected to close in the second half of 2024. Ernst & Young Corporate Finance AB acted as financial advisor to PostNord Stralfors AB. As of May 30, 2025, Banqup Group has received approval from the Swedish Competition Authority for the divestment of 21 Grams. PostNord Stralfors AB completed the acquisition of 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG) on June 5, 2025.お知らせ • Mar 07Unifiedpost Group SA to Report Q3, 2025 Results on Nov 13, 2025Unifiedpost Group SA announced that they will report Q3, 2025 results on Nov 13, 2025お知らせ • Dec 18Unifiedpost Group SA to Report First Half, 2025 Results on Aug 26, 2025Unifiedpost Group SA announced that they will report first half, 2025 results on Aug 26, 2025Reported Earnings • Aug 30First half 2024 earnings released: €0.53 loss per share (vs €0.63 loss in 1H 2023)First half 2024 results: €0.53 loss per share (improved from €0.63 loss in 1H 2023). Revenue: €50.8m (flat on 1H 2023). Net loss: €19.1m (loss narrowed 16% from 1H 2023). Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Software industry in Germany. Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.お知らせ • Aug 27+ 1 more updateUnifiedpost Group SA to Report Fiscal Year 2024 Final Results on Apr 18, 2025Unifiedpost Group SA announced that they will report fiscal year 2024 final results on Apr 18, 2025お知らせ • Jul 08Unifiedpost Group Sa Announces Resignation of Stefan Yee as Chairman of the Board of DirectorsUnifiedpost Group SA announced the strategic decision to enhance the Board composition. Stefan Yee, representing AS Partners BV, announces his resignation as Chairman of the Board of Directors of Unifiedpost Group. Stefan Yee, representing AS Partners BV, has voluntarily decided to step down as Chairman of the Board of Directors after serving nearly 10 years since 2014. He will continue in his role as resigning Chairman, until a replacement has been selected and approved. Stefan Yee made this decision solely in the interest of the company in order to facilitate the transition towards a new governance structure. Stefan confirms that, as before, he will continue to support the company as CEO of PE Group NV, one of the reference shareholders of Unifiedpost Group. The Board of Directors has formed a search committee, and engaged an executive search firm to conduct a comprehensive search for additional Board members to strengthen the Board and align it with evolving good corporate governance standards and its strategic goals as an international public company. An update on the search and selection of new Board members, as well as the appointment of the new Chairman, will be announced when the procedure is completed, which is expected before the end of Q3.New Risk • May 19New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 3.6% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€6.5m net loss in 3 years). Shareholders have been diluted in the past year (3.6% increase in shares outstanding).お知らせ • Apr 30Unifiedpost Group Announces Board Resignations, Effective May 21, 2024Unifiedpost Group's Ordinary General Shareholders Meeting will be held on May 21, 2024, the board proposed the following resignations: Resignation of AS Partners BV, with enterprise number 0466.690.556, represented by its permanent representative, Stefan Yee, as director of the company, effective May 21, 2024. Resignation of First Performance AG, with enterprise number 0781484854, represented by its permanent representative, Michaël Kleindl, as director of the company, effective May 21, 2024.Reported Earnings • Apr 22Full year 2023 earnings released: €2.34 loss per share (vs €1.26 loss in FY 2022)Full year 2023 results: €2.34 loss per share (further deteriorated from €1.26 loss in FY 2022). Revenue: €191.4m (flat on FY 2022). Net loss: €83.9m (loss widened 93% from FY 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.5% growth forecast for the Software industry in Germany. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.New Risk • Apr 19New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €84m Forecast net loss in 3 years: €18m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€18m net loss in 3 years). Share price has been volatile over the past 3 months (9.4% average weekly change).お知らせ • Apr 13Unifiedpost Group SA to Report Fiscal Year 2024 Results on Mar 13, 2025Unifiedpost Group SA announced that they will report fiscal year 2024 results on Mar 13, 2025お知らせ • Mar 26Unifiedpost Group Announces Chief Financial Officer ChangesUnifiedpost Group announced leadership changes that position the company for continued growth and innovation. Mr. Koen De Brabander has been appointed as the new Chief Financial Officer (CFO), taking over from Mr. Laurent Marcelis, effective from 15 April 2024. Mr. De Brabander has extensive experience in financial management and strategic planning. He has been working for the Group from 2020 as operational finance director. Before joining Unifiedpost, Mr. De Brabander excelled in various senior financial roles at BDO, KBVB and as independent advisor, demonstrating a strong track record of leading teams and enhancing business growth.Reported Earnings • Feb 28Full year 2023 earnings released: €2.32 loss per share (vs €1.26 loss in FY 2022)Full year 2023 results: €2.32 loss per share (further deteriorated from €1.26 loss in FY 2022). Revenue: €191.4m (flat on FY 2022). Net loss: €83.9m (loss widened 93% from FY 2022). Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 9.3% growth forecast for the Software industry in Germany. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has fallen by 47% per year, which means it is performing significantly worse than earnings.Board Change • Feb 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Jan 10+ 5 more updatesUnifiedpost Group SA to Report Q1, 2024 Results on May 20, 2024Unifiedpost Group SA announced that they will report Q1, 2024 results on May 20, 2024New Risk • Jan 08New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -€22m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risk Less than 1 year of cash runway based on free cash flow trend (-€22m free cash flow). Minor Risks Share price has been volatile over the past 3 months (7.2% average weekly change). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).Breakeven Date Change • Dec 31Forecast to breakeven in 2026The 2 analysts covering Unifiedpost Group expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €23.0m in 2026. Average annual earnings growth of 65% is required to achieve expected profit on schedule.New Risk • Oct 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 8.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.8% average weekly change). Minor Risks Shareholders have been diluted in the past year (3.7% increase in shares outstanding). Market cap is less than US$100m (€89.4m market cap, or US$94.7m).Reported Earnings • Aug 30First half 2023 earnings released: €0.67 loss per share (vs €0.61 loss in 1H 2022)First half 2023 results: €0.67 loss per share (further deteriorated from €0.61 loss in 1H 2022). Revenue: €93.2m (up 1.6% from 1H 2022). Net loss: €24.1m (loss widened 16% from 1H 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Software industry in Germany.New Risk • Aug 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.3% per year for the foreseeable future. Minor Risks Share price has been volatile over the past 3 months (6.5% average weekly change). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).New Risk • Jul 13New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €44m Forecast net loss in 3 years: €1.0m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€1.0m net loss in 3 years). Share price has been volatile over the past 3 months (7.8% average weekly change). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).Breakeven Date Change • Jul 12No longer forecast to breakevenThe analyst covering Unifiedpost Group no longer expects the company to break even during the foreseeable future. The company was expected to make a profit of €4.90m in 2025. New forecast suggests the company will make a loss of €1.40m in 2025.Reported Earnings • Apr 18Full year 2022 earnings released: €1.26 loss per share (vs €0.80 loss in FY 2021)Full year 2022 results: €1.26 loss per share (further deteriorated from €0.80 loss in FY 2021). Revenue: €191.0m (up 12% from FY 2021). Net loss: €43.6m (loss widened 67% from FY 2021). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Software industry in Germany.Board Change • Feb 15High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Breakeven Date Change • Dec 31Forecast to breakeven in 2025The analyst covering Unifiedpost Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €4.00m in 2025. Average annual earnings growth of 50% is required to achieve expected profit on schedule.お知らせ • Dec 22+ 4 more updatesUnifiedpost Group SA to Report First Half, 2023 Results on Aug 29, 2023Unifiedpost Group SA announced that they will report first half, 2023 results on Aug 29, 2023Board Change • Nov 18High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Sep 22High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Apr 29High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Apr 12High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Breakeven Date Change • Mar 15Forecast breakeven date pushed back to 2024The analyst covering Unifiedpost Group previously expected the company to break even in 2023. New forecast suggests the company will make a profit of €12.6m in 2024. Average annual earnings growth of 53% is required to achieve expected profit on schedule.Reported Earnings • Sep 23First half 2021 earnings released: €0.35 loss per share (vs €0.78 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: €80.7m (up 141% from 1H 2020). Net loss: €11.1m (loss narrowed 34% from 1H 2020).Breakeven Date Change • Sep 23Forecast to breakeven in 2023The analyst covering Unifiedpost Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €1.20m in 2023. Average annual earnings growth of 70% is required to achieve expected profit on schedule.Is New 90 Day High Low • Mar 06New 90-day low: €19.34The company is down 5.0% from its price of €20.35 on 04 December 2020. The German market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Software industry, which is flat over the same period.Is New 90 Day High Low • Jan 09New 90-day high: €23.95The company is up 16% from its price of €20.60 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is down 18% over the same period.株主還元60ZDE SoftwareDE 市場7D-3.3%-2.6%-1.6%1Y-44.6%-47.5%-1.3%株主還元を見る業界別リターン: 60Z過去 1 年間で-47.5 % の収益を上げたGerman Software業界を上回りました。リターン対市場: 60Zは、過去 1 年間で-1.3 % のリターンを上げたGerman市場を下回りました。価格変動Is 60Z's price volatile compared to industry and market?60Z volatility60Z Average Weekly Movement16.7%Software Industry Average Movement6.9%Market Average Movement5.5%10% most volatile stocks in DE Market12.8%10% least volatile stocks in DE Market2.8%安定した株価: 60Zの株価は、 German市場と比較して過去 3 か月間で変動しています。時間の経過による変動: 60Zの 週次ボラティリティ は、過去 1 年間で10%から17%に増加しました。会社概要設立従業員CEO（最高経営責任者ウェブサイト2001572Koen De Brabanderwww.banqup.comフィンテック企業であるユニファイドポスト・グループSAは、ベルギー国内および国際的な行政・金融サービス向けのクラウドベースのプラットフォームを運営・開発している。同社のプラットフォームは、顧客、サプライヤー、その顧客、その他金融サプライチェーンの関係者間の接続を可能にする。同社は、デジタル・サービス、伝統的な通信サービス、コーポレートの3つのセグメントで事業を展開している。同社は、文書処理、ID管理、決済サービス、e-トラスト、e-インボイシング、e-ペイメント、e-レポーティング、付加価値金融サービスなどの技術ポートフォリオを提供するほか、郵便・小包の最適化活動にも取り組んでいる。企業や政府機関、中小企業、農業、経理、中間、建設部門にサービスを提供している。ユニファイドポスト・グループSAは2001年に設立され、ベルギーのラ・ヒュルプに本社を置く。もっと見るBanqup Group SA 基礎のまとめBanqup Group の収益と売上を時価総額と比較するとどうか。60Z 基礎統計学時価総額€76.14m収益（TTM）-€38.25m売上高(TTM)€51.64m1.5xP/Sレシオ-2.0xPER（株価収益率60Z は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計60Z 損益計算書（TTM）収益€51.64m売上原価€24.20m売上総利益€27.44mその他の費用€65.70m収益-€38.25m直近の収益報告Dec 31, 2025次回決算日Aug 25, 2026一株当たり利益（EPS）-1.03グロス・マージン53.14%純利益率-74.08%有利子負債／自己資本比率38.7%60Z の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/09 07:39終値2026/07/09 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Banqup Group SA 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4 アナリスト機関Andreas MarkouBerenbergGustav FrobergBerenbergMichael RoegDegroof Petercam1 その他のアナリストを表示
New Risk • Jun 09New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 9.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€7.1m net loss in 3 years). Share price has been volatile over the past 3 months (9.8% average weekly change). Market cap is less than US$100m (€58.3m market cap, or US$67.3m).
お知らせ • May 28+ 1 more updateBanqup Group SA Announces CEO Changes, Effective May 28, 2026Banqup Group SA announced that Beco Global Consulting LLC, permanently represented by Mr. Nicolas de Beco, and the Company have, by mutual consent, agreed to terminate his appointment as Chief Executive Officer of the Company with effect as of May 28, 2026. The Board stated that under his leadership, the company sharpened its strategic focus, strengthened its e-invoicing revenue base, and made important strides in positioning Banqup for the rollout of mandatory e-invoicing in France. The Board appointed Debrako BV, permanently represented by Mr. Koen De Brabander, as ad interim presiding member of the Management Committee. In this capacity, Koen De Brabander will lead the management team and serve as the Board’s primary interlocutor on matters of day-to-day management.
New Risk • May 25New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €85.4m (US$99.4m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€7.1m net loss in 3 years). Market cap is less than US$100m (€85.4m market cap, or US$99.4m).
Board Change • May 20High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Koen Hoffman was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Mar 17FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ).FitekIn signed share purchase agreement to acquire Baltic operations from Banqup Group SA (ENXTBR:BANQ) for an enterprise value of €9.5 million on January 26, 2026. The consideration is subject to potential adjustments reflecting the net financial cash/debt position of the in-scope entities as of 31 December 2025. The Completion would be subject to approval by competition authorities in Estonia, Latvia and Lithuania, regulatory approvals and the satisfaction of certain customary closing conditions. The merger is expected to complete by the end of February 2026. The proceeds from this transaction, if completed, are expected to be used to strengthen the Group’s balance sheet and working capital position. FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ) on March 16, 2026. The transaction has received regulatory approvals in Estonia, Latvia and Lithuania.
お知らせ • Mar 16Banqup Group SA to Report Q3, 2026 Results on Nov 12, 2026Banqup Group SA announced that they will report Q3, 2026 results on Nov 12, 2026
New Risk • Jun 09New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 9.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€7.1m net loss in 3 years). Share price has been volatile over the past 3 months (9.8% average weekly change). Market cap is less than US$100m (€58.3m market cap, or US$67.3m).
お知らせ • May 28+ 1 more updateBanqup Group SA Announces CEO Changes, Effective May 28, 2026Banqup Group SA announced that Beco Global Consulting LLC, permanently represented by Mr. Nicolas de Beco, and the Company have, by mutual consent, agreed to terminate his appointment as Chief Executive Officer of the Company with effect as of May 28, 2026. The Board stated that under his leadership, the company sharpened its strategic focus, strengthened its e-invoicing revenue base, and made important strides in positioning Banqup for the rollout of mandatory e-invoicing in France. The Board appointed Debrako BV, permanently represented by Mr. Koen De Brabander, as ad interim presiding member of the Management Committee. In this capacity, Koen De Brabander will lead the management team and serve as the Board’s primary interlocutor on matters of day-to-day management.
New Risk • May 25New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €85.4m (US$99.4m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€7.1m net loss in 3 years). Market cap is less than US$100m (€85.4m market cap, or US$99.4m).
Board Change • May 20High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Koen Hoffman was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Mar 17FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ).FitekIn signed share purchase agreement to acquire Baltic operations from Banqup Group SA (ENXTBR:BANQ) for an enterprise value of €9.5 million on January 26, 2026. The consideration is subject to potential adjustments reflecting the net financial cash/debt position of the in-scope entities as of 31 December 2025. The Completion would be subject to approval by competition authorities in Estonia, Latvia and Lithuania, regulatory approvals and the satisfaction of certain customary closing conditions. The merger is expected to complete by the end of February 2026. The proceeds from this transaction, if completed, are expected to be used to strengthen the Group’s balance sheet and working capital position. FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ) on March 16, 2026. The transaction has received regulatory approvals in Estonia, Latvia and Lithuania.
お知らせ • Mar 16Banqup Group SA to Report Q3, 2026 Results on Nov 12, 2026Banqup Group SA announced that they will report Q3, 2026 results on Nov 12, 2026
お知らせ • Feb 07Banqup Group SA Announces Appointments of Sébastien Imbert as Chief Marketing Office and Wim Focquet as Chief People Officer, Effective February 5, 2026Banqup Group SA has appointed Sébastien Imbert as Chief Marketing Officer. Sébastien brings 25 years of experience scaling technology and SaaS companies, including Microsoft and Septeo, specialising in building marketing engines and go-to-market strategies that directly impact pipeline, revenue, and valuation. At Banqup, he will focus on strengthening marketing capabilities to drive the upsell of payment solutions across Banqup's existing customer base through disciplined, measurable marketing automation and revenue operations excellence. Banqup Group SA has appointed Wim Focquet as Chief People Officer. Wim brings over 25 years of experience in senior HR leadership and organisational transformation in complex, regulated, and high-growth environments, with a strong track record in aligning strategy, governance, culture, and execution. Prior to Banqup, he held global HR and talent leadership roles and advised executive teams on transformation and execution reliability. At Banqup, Wim will lead people practices across the organisation, focusing on building clarity, strengthening ownership, and supporting teams.
お知らせ • Jan 13Banqup Group SA to Report First Half, 2026 Results on Aug 25, 2026Banqup Group SA announced that they will report first half, 2026 results on Aug 25, 2026
お知らせ • Nov 08Banqup Group SA to Report Q1, 2026 Results on May 21, 2026Banqup Group SA announced that they will report Q1, 2026 results on May 21, 2026
お知らせ • Oct 06Banqup Group Sa Announces Hans Leybaert Will Step Down from Role as Chairman of the Board of DirectorsBanqup Group SA announced that Sofias BV, represented by Hans Leybaert, will step down from his role as Chairman of the Board of Directors with immediate effect. He will, however, continue to serve as a member of the Board, ensuring continuity and ongoing contribution to the company’s strategic journey. This transition forms part of Banqup’s planned succession process to further strengthen its governance framework and ensure independent leadership at the Board level.Hans Leybaert has served as Chairman since October 2024, providing continuity during a key phase of Banqup’s transformation and supporting the company in the execution of its strategic priorities. The Board is in the process of finalising the appointment of a new independent Chair and will provide an update in due course.
お知らせ • Aug 26+ 2 more updatesBanqup Group SA to Report First Half, 2025 Results on Aug 27, 2025Banqup Group SA announced that they will report first half, 2025 results on Aug 27, 2025
お知らせ • Aug 12+ 1 more updateBanqup Group SA to Report Fiscal Year 2025 Final Results on Apr 16, 2026Banqup Group SA announced that they will report fiscal year 2025 final results on Apr 16, 2026
お知らせ • Jun 06PostNord Stralfors AB completed the acquisition of 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG).PostNord Stralfors AB signed an agreement to acquire 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG) for an enterprise value of SEK 200 million on July 5, 2024. The purchase price is subject to certain potential adjustments based on the financial position of 21 Grams at completion of the sale. The agreement also includes an exclusive partnership to distribute Banqup and B2B digital products to PostNord Strålfors’ customer network. For the period ending December 31, 2023, 21 Grams AB reported total revenue of €83.2 million. The transaction is subject to approval from the relevant competition authorities, FDI approval and certain additional relevant closing conditions. The transaction is expected to close in the second half of 2024. Ernst & Young Corporate Finance AB acted as financial advisor to PostNord Stralfors AB. As of May 30, 2025, Banqup Group has received approval from the Swedish Competition Authority for the divestment of 21 Grams. PostNord Stralfors AB completed the acquisition of 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG) on June 5, 2025.
お知らせ • Mar 07Unifiedpost Group SA to Report Q3, 2025 Results on Nov 13, 2025Unifiedpost Group SA announced that they will report Q3, 2025 results on Nov 13, 2025
お知らせ • Dec 18Unifiedpost Group SA to Report First Half, 2025 Results on Aug 26, 2025Unifiedpost Group SA announced that they will report first half, 2025 results on Aug 26, 2025
Reported Earnings • Aug 30First half 2024 earnings released: €0.53 loss per share (vs €0.63 loss in 1H 2023)First half 2024 results: €0.53 loss per share (improved from €0.63 loss in 1H 2023). Revenue: €50.8m (flat on 1H 2023). Net loss: €19.1m (loss narrowed 16% from 1H 2023). Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Software industry in Germany. Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.
お知らせ • Aug 27+ 1 more updateUnifiedpost Group SA to Report Fiscal Year 2024 Final Results on Apr 18, 2025Unifiedpost Group SA announced that they will report fiscal year 2024 final results on Apr 18, 2025
お知らせ • Jul 08Unifiedpost Group Sa Announces Resignation of Stefan Yee as Chairman of the Board of DirectorsUnifiedpost Group SA announced the strategic decision to enhance the Board composition. Stefan Yee, representing AS Partners BV, announces his resignation as Chairman of the Board of Directors of Unifiedpost Group. Stefan Yee, representing AS Partners BV, has voluntarily decided to step down as Chairman of the Board of Directors after serving nearly 10 years since 2014. He will continue in his role as resigning Chairman, until a replacement has been selected and approved. Stefan Yee made this decision solely in the interest of the company in order to facilitate the transition towards a new governance structure. Stefan confirms that, as before, he will continue to support the company as CEO of PE Group NV, one of the reference shareholders of Unifiedpost Group. The Board of Directors has formed a search committee, and engaged an executive search firm to conduct a comprehensive search for additional Board members to strengthen the Board and align it with evolving good corporate governance standards and its strategic goals as an international public company. An update on the search and selection of new Board members, as well as the appointment of the new Chairman, will be announced when the procedure is completed, which is expected before the end of Q3.
New Risk • May 19New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 3.6% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€6.5m net loss in 3 years). Shareholders have been diluted in the past year (3.6% increase in shares outstanding).
お知らせ • Apr 30Unifiedpost Group Announces Board Resignations, Effective May 21, 2024Unifiedpost Group's Ordinary General Shareholders Meeting will be held on May 21, 2024, the board proposed the following resignations: Resignation of AS Partners BV, with enterprise number 0466.690.556, represented by its permanent representative, Stefan Yee, as director of the company, effective May 21, 2024. Resignation of First Performance AG, with enterprise number 0781484854, represented by its permanent representative, Michaël Kleindl, as director of the company, effective May 21, 2024.
Reported Earnings • Apr 22Full year 2023 earnings released: €2.34 loss per share (vs €1.26 loss in FY 2022)Full year 2023 results: €2.34 loss per share (further deteriorated from €1.26 loss in FY 2022). Revenue: €191.4m (flat on FY 2022). Net loss: €83.9m (loss widened 93% from FY 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.5% growth forecast for the Software industry in Germany. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.
New Risk • Apr 19New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €84m Forecast net loss in 3 years: €18m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€18m net loss in 3 years). Share price has been volatile over the past 3 months (9.4% average weekly change).
お知らせ • Apr 13Unifiedpost Group SA to Report Fiscal Year 2024 Results on Mar 13, 2025Unifiedpost Group SA announced that they will report fiscal year 2024 results on Mar 13, 2025
お知らせ • Mar 26Unifiedpost Group Announces Chief Financial Officer ChangesUnifiedpost Group announced leadership changes that position the company for continued growth and innovation. Mr. Koen De Brabander has been appointed as the new Chief Financial Officer (CFO), taking over from Mr. Laurent Marcelis, effective from 15 April 2024. Mr. De Brabander has extensive experience in financial management and strategic planning. He has been working for the Group from 2020 as operational finance director. Before joining Unifiedpost, Mr. De Brabander excelled in various senior financial roles at BDO, KBVB and as independent advisor, demonstrating a strong track record of leading teams and enhancing business growth.
Reported Earnings • Feb 28Full year 2023 earnings released: €2.32 loss per share (vs €1.26 loss in FY 2022)Full year 2023 results: €2.32 loss per share (further deteriorated from €1.26 loss in FY 2022). Revenue: €191.4m (flat on FY 2022). Net loss: €83.9m (loss widened 93% from FY 2022). Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 9.3% growth forecast for the Software industry in Germany. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has fallen by 47% per year, which means it is performing significantly worse than earnings.
Board Change • Feb 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Jan 10+ 5 more updatesUnifiedpost Group SA to Report Q1, 2024 Results on May 20, 2024Unifiedpost Group SA announced that they will report Q1, 2024 results on May 20, 2024
New Risk • Jan 08New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -€22m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risk Less than 1 year of cash runway based on free cash flow trend (-€22m free cash flow). Minor Risks Share price has been volatile over the past 3 months (7.2% average weekly change). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).
Breakeven Date Change • Dec 31Forecast to breakeven in 2026The 2 analysts covering Unifiedpost Group expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €23.0m in 2026. Average annual earnings growth of 65% is required to achieve expected profit on schedule.
New Risk • Oct 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 8.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.8% average weekly change). Minor Risks Shareholders have been diluted in the past year (3.7% increase in shares outstanding). Market cap is less than US$100m (€89.4m market cap, or US$94.7m).
Reported Earnings • Aug 30First half 2023 earnings released: €0.67 loss per share (vs €0.61 loss in 1H 2022)First half 2023 results: €0.67 loss per share (further deteriorated from €0.61 loss in 1H 2022). Revenue: €93.2m (up 1.6% from 1H 2022). Net loss: €24.1m (loss widened 16% from 1H 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Software industry in Germany.
New Risk • Aug 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.3% per year for the foreseeable future. Minor Risks Share price has been volatile over the past 3 months (6.5% average weekly change). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).
New Risk • Jul 13New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €44m Forecast net loss in 3 years: €1.0m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€1.0m net loss in 3 years). Share price has been volatile over the past 3 months (7.8% average weekly change). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).
Breakeven Date Change • Jul 12No longer forecast to breakevenThe analyst covering Unifiedpost Group no longer expects the company to break even during the foreseeable future. The company was expected to make a profit of €4.90m in 2025. New forecast suggests the company will make a loss of €1.40m in 2025.
Reported Earnings • Apr 18Full year 2022 earnings released: €1.26 loss per share (vs €0.80 loss in FY 2021)Full year 2022 results: €1.26 loss per share (further deteriorated from €0.80 loss in FY 2021). Revenue: €191.0m (up 12% from FY 2021). Net loss: €43.6m (loss widened 67% from FY 2021). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Software industry in Germany.
Board Change • Feb 15High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Breakeven Date Change • Dec 31Forecast to breakeven in 2025The analyst covering Unifiedpost Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €4.00m in 2025. Average annual earnings growth of 50% is required to achieve expected profit on schedule.
お知らせ • Dec 22+ 4 more updatesUnifiedpost Group SA to Report First Half, 2023 Results on Aug 29, 2023Unifiedpost Group SA announced that they will report first half, 2023 results on Aug 29, 2023
Board Change • Nov 18High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Sep 22High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Apr 29High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Apr 12High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Breakeven Date Change • Mar 15Forecast breakeven date pushed back to 2024The analyst covering Unifiedpost Group previously expected the company to break even in 2023. New forecast suggests the company will make a profit of €12.6m in 2024. Average annual earnings growth of 53% is required to achieve expected profit on schedule.
Reported Earnings • Sep 23First half 2021 earnings released: €0.35 loss per share (vs €0.78 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: €80.7m (up 141% from 1H 2020). Net loss: €11.1m (loss narrowed 34% from 1H 2020).
Breakeven Date Change • Sep 23Forecast to breakeven in 2023The analyst covering Unifiedpost Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €1.20m in 2023. Average annual earnings growth of 70% is required to achieve expected profit on schedule.
Is New 90 Day High Low • Mar 06New 90-day low: €19.34The company is down 5.0% from its price of €20.35 on 04 December 2020. The German market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Software industry, which is flat over the same period.
Is New 90 Day High Low • Jan 09New 90-day high: €23.95The company is up 16% from its price of €20.60 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is down 18% over the same period.
