Money Forward（47D）株式概要株式会社マネーフォワードは、主に日本の個人、金融機関、企業向けに金融ソリューションを提供している。 詳細47D ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長4/6過去の実績2/6財務の健全性3/6配当金0/6報酬収益は年間33.74%増加すると予測されています 今年は黒字化を達成 リスク分析財務結果に影響を与える大きな一時的項目 German市場と比較した過去 3 か月間の株価の変動すべてのリスクチェックを見る47D Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€21.4029.3% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-9b109b2016201920222025202620282031Revenue JP¥109.4bEarnings JP¥9.3bAdvancedSet Fair ValueView all narrativesMoney Forward, Inc. 競合他社ATOSS SoftwareSymbol: XTRA:AOFMarket cap: €1.2bTeamViewerSymbol: XTRA:TMVMarket cap: €907.2minnoscriptaSymbol: XTRA:1INNMarket cap: €798.0mIDOXSymbol: DB:LWLMarket cap: €416.0m価格と性能株価の高値、安値、推移の概要Money Forward過去の株価現在の株価JP¥21.4052週高値JP¥38.0052週安値JP¥14.80ベータ1.151ヶ月の変化-6.96%3ヶ月変化29.70%1年変化-21.90%3年間の変化-47.55%5年間の変化n/aIPOからの変化-17.69%最新ニュースBuy Or Sell Opportunity • Jun 04Now 20% undervaluedOver the last 90 days, the stock has risen 11% to €21.80. The fair value is estimated to be €27.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 25% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 15% per annum. Earnings are also forecast to grow by 34% per annum over the same time period.Board Change • May 21High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent External Director Ken Ashida was the last director to join the board, commencing their role in 2026. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 09+ 1 more updateMoney Forward, Inc. to Report Q2, 2026 Results on Jul 13, 2026Money Forward, Inc. announced that they will report Q2, 2026 results at 3:00 PM, Tokyo Standard Time on Jul 13, 2026お知らせ • Apr 07Money Forward, Inc. to Report Q1, 2026 Results on Apr 14, 2026Money Forward, Inc. announced that they will report Q1, 2026 results on Apr 14, 2026お知らせ • Jan 29Money Forward, Inc. Revises Full-Year Consolidated Financial Forecasts for the Fiscal Year Ending November 2026Money Forward, Inc. revised its full-year consolidated financial forecasts for the fiscal year ending November 2026 (December 1, 2025 November 30, 2026), originally announced on January 14, 2026. This revision is due to the recording of extraordinary income in the first quarter of the fiscal year ending November 2026, as described in the "Notice Regarding Expected Recording of Extraordinary Income (Gain on Sale of Investment Securities)" announced on January 27, 2026. Reason for the Revision The Company is revising its full-year financial forecasts because profit attributable to owners of parent is expected to exceed the previous forecast due to the recording of extraordinary income (gain on sale of investment securities). For the year, company expected net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 3,700 million to JPY 700 million. Loss per share to be JPY 66.59 to JPY 12.60 as compared to previous guidance of net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 5,200 million to JPY 2,200 million. Loss per share to be JPY 93.58 to JPY 39.59.お知らせ • Jan 27Money Forward, Inc. Announces Retirement of Directors, Effective in February 2026Money Forward, Inc. announced that Masaaki Tanaka and Akira Kurabayashi will retire upon the conclusion of the 14th Annual General Meeting of Shareholders to be held in February 2026 due to the expiration of their terms of office.最新情報をもっと見るRecent updatesBuy Or Sell Opportunity • Jun 04Now 20% undervaluedOver the last 90 days, the stock has risen 11% to €21.80. The fair value is estimated to be €27.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 25% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 15% per annum. Earnings are also forecast to grow by 34% per annum over the same time period.Board Change • May 21High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent External Director Ken Ashida was the last director to join the board, commencing their role in 2026. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 09+ 1 more updateMoney Forward, Inc. to Report Q2, 2026 Results on Jul 13, 2026Money Forward, Inc. announced that they will report Q2, 2026 results at 3:00 PM, Tokyo Standard Time on Jul 13, 2026お知らせ • Apr 07Money Forward, Inc. to Report Q1, 2026 Results on Apr 14, 2026Money Forward, Inc. announced that they will report Q1, 2026 results on Apr 14, 2026お知らせ • Jan 29Money Forward, Inc. Revises Full-Year Consolidated Financial Forecasts for the Fiscal Year Ending November 2026Money Forward, Inc. revised its full-year consolidated financial forecasts for the fiscal year ending November 2026 (December 1, 2025 November 30, 2026), originally announced on January 14, 2026. This revision is due to the recording of extraordinary income in the first quarter of the fiscal year ending November 2026, as described in the "Notice Regarding Expected Recording of Extraordinary Income (Gain on Sale of Investment Securities)" announced on January 27, 2026. Reason for the Revision The Company is revising its full-year financial forecasts because profit attributable to owners of parent is expected to exceed the previous forecast due to the recording of extraordinary income (gain on sale of investment securities). For the year, company expected net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 3,700 million to JPY 700 million. Loss per share to be JPY 66.59 to JPY 12.60 as compared to previous guidance of net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 5,200 million to JPY 2,200 million. Loss per share to be JPY 93.58 to JPY 39.59.お知らせ • Jan 27Money Forward, Inc. Announces Retirement of Directors, Effective in February 2026Money Forward, Inc. announced that Masaaki Tanaka and Akira Kurabayashi will retire upon the conclusion of the 14th Annual General Meeting of Shareholders to be held in February 2026 due to the expiration of their terms of office.お知らせ • Jan 14+ 1 more updateMoney Forward, Inc., Annual General Meeting, Feb 26, 2026Money Forward, Inc., Annual General Meeting, Feb 26, 2026.お知らせ • Nov 28Money Forward, Inc. Announces Board RetirementsMoney Forward, Inc. announced that Masaaki Tanaka, Akira Kurabayashi, and Hiroaki Yasutake will retire upon the conclusion of the 14th Annual General Meeting of Shareholders due to the expiration of their terms of office. To ensure the independence of External Directors, the Company has established a guideline limiting the cumulative term of Independent External Directors to 6 terms (6 years) as a general rule, while not precluding re-election for up to a maximum of 8 terms (8 years) (the "Cumulative Term Rule"). Furthermore, if a director is 72 years of age at the conclusion of an Annual General Meeting of Shareholders, they shall retire at the conclusion of said meeting (the "Age Limit Rule"). Masaaki Tanaka exceeds the Cumulative Term Rule and is subject to the Age Limit Rule, and Akira Kurabayashi exceeds the Cumulative Term Rule; therefore, they will retire.お知らせ • Apr 15Money Forward, Inc. (TSE:3994) agreed to acquire remaining stake in Biz Forward, Inc. from MUFG Bank, Ltd. and Mitsubishi UFJ Factors Limited.Money Forward, Inc. (TSE:3994) agreed to acquire remaining stake in Biz Forward, Inc. from MUFG Bank, Ltd. and Mitsubishi UFJ Factors Limited on April 14, 2025.お知らせ • Apr 03Money Forward, Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026Money Forward, Inc. announced that they will report fiscal year 2025 results on Jan 14, 2026お知らせ • Apr 01Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. completed the acquisition of 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994).Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. agreed to acquire 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994) on February 27, 2025. Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. completed the acquisition of 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994) on March 31, 2025.お知らせ • Mar 31Money Forward, Inc. Revises Earnings Guidance for the Fiscal Year Ending November 30, 2025Money Forward, Inc. revised earnings guidance for the fiscal year ending November 30, 2025. For the year, the company expects net sales to be in the range of JPY 49,500 million to JPY 52,100 million against previous guidance range of JPY 50,000 million to JPY 52,600 million. Operating loss to be in the range of JPY 4,700 million to JPY 2,300 million against previous guidance range of JPY 4,700 million to JPY 2,300 million. Loss attributable to owners of parent to be in the range of JPY 6,800 million to JPY 4,400 million against previous guidance range of JPY 6,800 million to JPY 4,400 million. Net loss per share to be in the range of JPY 123.86 to JPY 80.15 against previous guidance range of JPY 123.86 to JPY 80.15. After the Share Transfer, Nexsol Co. Ltd. will be excluded from the Company's scope of consolidation. Accompanying the Share Transfer, a revision will be made to the net sales forecast for the fiscal year 2025 (from December 1, 2024, to November 30, 2025).お知らせ • Feb 16Money Forward, Inc. to Report Q3, 2025 Results on Oct 15, 2025Money Forward, Inc. announced that they will report Q3, 2025 results on Oct 15, 2025お知らせ • Feb 15+ 1 more updateMoney Forward, Inc. to Report Q1, 2025 Results on Apr 14, 2025Money Forward, Inc. announced that they will report Q1, 2025 results on Apr 14, 2025お知らせ • Jan 14Money Forward, Inc., Annual General Meeting, Feb 25, 2025Money Forward, Inc., Annual General Meeting, Feb 25, 2025.お知らせ • Nov 27Yozo Ueda to Resign as External Audit & Supervisory Board Member of Money Forward, IncMoney Forward, Inc. announced audit & supervisory board member to resign: Yozo Ueda; Current Position: External Audit & Supervisory Board member.お知らせ • Nov 01Money Forward, Inc. to Report Fiscal Year 2024 Results on Jan 14, 2025Money Forward, Inc. announced that they will report fiscal year 2024 results on Jan 14, 2025Reported Earnings • Oct 17Third quarter 2024 earnings released: JP¥20.45 loss per share (vs JP¥28.73 loss in 3Q 2023)Third quarter 2024 results: JP¥20.45 loss per share (improved from JP¥28.73 loss in 3Q 2023). Revenue: JP¥9.81b (up 31% from 3Q 2023). Net loss: JP¥1.11b (loss narrowed 28% from 3Q 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Germany.お知らせ • Oct 15Money Forward, Inc. Provides Consolidated Earnings Forecast for the Fiscal Year Ending November 30, 2024Money Forward, Inc. provided consolidated earnings forecast for the Fiscal Year Ending November 30, 2024. For the period, the company expects net sales between JPY 39,500 million to JPY 42,000 million. Operating loss of JPY 3,898 million to JPY 1,898 million. Loss attributable to owners of parent of JPY 4,725 million to JPY 2,725 million. Loss per share of JPY 86.92 to JPY 50.13.Reported Earnings • Jul 15Second quarter 2024 earnings released: JP¥23.51 loss per share (vs JP¥31.06 loss in 2Q 2023)Second quarter 2024 results: JP¥23.51 loss per share (improved from JP¥31.06 loss in 2Q 2023). Revenue: JP¥10.3b (up 41% from 2Q 2023). Net loss: JP¥1.28b (loss narrowed 24% from 2Q 2023). Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Germany.New Risk • Jun 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Buy Or Sell Opportunity • May 16Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 1.7% to €35.00. The fair value is estimated to be €43.86, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 32% over the last 3 years. Earnings per share has declined by 43%. Revenue is forecast to grow by 33% in a year. Earnings are forecast to grow by 76% in the next year.Reported Earnings • Apr 14First quarter 2024 earnings released: JP¥24.32 loss per share (vs JP¥31.71 loss in 1Q 2023)First quarter 2024 results: JP¥24.32 loss per share (improved from JP¥31.71 loss in 1Q 2023). Revenue: JP¥9.54b (up 41% from 1Q 2023). Net loss: JP¥1.32b (loss narrowed 23% from 1Q 2023). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 9.5% growth forecast for the Software industry in Germany.お知らせ • Apr 01Money Forward, Inc. (TSE:3994) agreed to acquire 20.3% stake in Caster Co.Ltd. (TSE:9331) from various investor for ¥470 million.Money Forward, Inc. (TSE:3994) agreed to acquire 20.3% stake in Caster Co.Ltd. (TSE:9331) from various investor for ¥470 million on April 1, 2024.Board Change • Mar 21High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Outside Director Yukino Kikuma was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Jan 15Full year 2023 earnings released: JP¥117 loss per share (vs JP¥176 loss in FY 2022)Full year 2023 results: JP¥117 loss per share (improved from JP¥176 loss in FY 2022). Revenue: JP¥30.4b (up 42% from FY 2022). Net loss: JP¥6.32b (loss narrowed 33% from FY 2022). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 7.7% growth forecast for the Software industry in Germany.お知らせ • Jan 14Money Forward, Inc., Annual General Meeting, Feb 28, 2024Money Forward, Inc., Annual General Meeting, Feb 28, 2024.お知らせ • Dec 21Money Forward, Inc. Announces Etsuko Okajima to Resign as External DirectorMoney Forward, Inc. announced resignation of Etsuko Okajima as External Director upon the conclusion of the 12th Annual General Meeting of Shareholders.お知らせ • Nov 02+ 2 more updatesMoney Forward, Inc. to Report Q3, 2024 Results on Oct 11, 2024Money Forward, Inc. announced that they will report Q3, 2024 results on Oct 11, 2024お知らせ • Nov 01Money Forward, Inc. to Report Fiscal Year 2023 Results on Jan 12, 2024Money Forward, Inc. announced that they will report fiscal year 2023 results on Jan 12, 2024New Risk • Oct 18New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.お知らせ • Oct 17Money Forward, Inc. Announces Consolidated Earnings Forecast for the Fourth Quarter Ending November 30, 2023Money Forward, Inc. announced consolidated earnings forecast for the fourth quarter ending November 30, 2023. For the year ending November 30, 2023, the company expects net sales of JPY 8,054 million to JPY 8,699 million. Operating loss of JPY 2,100 million to JPY 1,600 million. Loss attributable to owners of parent of JPY 2,200 million to JPY 1,700 million. Loss per share of JPY 40.65 to JPY 31.41.Reported Earnings • Oct 15Third quarter 2023 earnings released: JP¥28.73 loss per share (vs JP¥64.46 loss in 3Q 2022)Third quarter 2023 results: JP¥28.73 loss per share (improved from JP¥64.46 loss in 3Q 2022). Revenue: JP¥7.50b (up 37% from 3Q 2022). Net loss: JP¥1.55b (loss narrowed 55% from 3Q 2022). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 7.3% growth forecast for the Software industry in Germany.お知らせ • Oct 13Money Forward, Inc. Revises Consolidated Earnings Guidance for the Year Ending November 30, 2023Money Forward, Inc. revised consolidated earnings guidance for the year ending November 30, 2023. For the year ending November 30, 2023, the company expects net sales of JPY 29,639 million to JPY 30,283 million compared to previous guidance of JPY 29,209 million to JPY 30,283 million. Operating profit of JPY 6,665 million to JPY 6,165 million. Profit attributable to owners of parent of JPY 7,136 million to JPY 6,636 million. Earnings per share of JPY 132.19 to JPY 122.92.Reported Earnings • Jul 20Second quarter 2023 earnings released: JP¥31.06 loss per share (vs JP¥41.49 loss in 2Q 2022)Second quarter 2023 results: JP¥31.06 loss per share (improved from JP¥41.49 loss in 2Q 2022). Revenue: JP¥7.30b (up 44% from 2Q 2022). Net loss: JP¥1.68b (loss narrowed 25% from 2Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Software industry in Germany.Breakeven Date Change • Jul 19The 10 analysts covering Money Forward previously expected the company to break even in 2025. New consensus forecast suggests losses will reduce by 47% per year to 2024. The company is expected to make a profit of JP¥2.16b in 2025.Reported Earnings • Apr 16First quarter 2023 earnings released: JP¥31.71 loss per share (vs JP¥31.27 loss in 1Q 2022)First quarter 2023 results: JP¥31.71 loss per share (further deteriorated from JP¥31.27 loss in 1Q 2022). Revenue: JP¥6.79b (up 43% from 1Q 2022). Net loss: JP¥1.71b (loss widened 2.2% from 1Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Software industry in Germany.Buying Opportunity • Mar 31Now 20% undervaluedOver the last 90 days, the stock is up 14%. The fair value is estimated to be €40.44, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has declined by 48%. Revenue is forecast to grow by 70% in 2 years. Earnings is forecast to grow by 72% in the next 2 years.Breakeven Date Change • Jan 26Forecast to breakeven in 2025The 11 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of JP¥1.81b in 2025. Average annual earnings growth of 77% is required to achieve expected profit on schedule.Breakeven Date Change • Jan 25Forecast to breakeven in 2025The 11 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of JP¥1.99b in 2025. Average annual earnings growth of 78% is required to achieve expected profit on schedule.お知らせ • Jan 21Money Forward, Inc. Provides Earnings Guidance for the First Quarter Ending February 28, 2023 and Fiscal Year 2023Money Forward, Inc. provided earnings guidance for the first quarter ending February 28, 2023 and fiscal year 2023. For the quarter, the company expects net sales of ¥6,278 million to ¥6,563 million, operating loss of ¥2,569 million to ¥2,069 million, loss attributable to owners of parent of ¥2,585 million to ¥2,085 million and loss per share of ¥48.07 to ¥38.77.For the year, the company expects net sales of ¥27,491 million to ¥29,639 million.Reported Earnings • Jan 17Full year 2022 earnings released: JP¥176 loss per share (vs JP¥29.97 loss in FY 2021)Full year 2022 results: JP¥176 loss per share (further deteriorated from JP¥29.97 loss in FY 2021). Revenue: JP¥21.5b (up 37% from FY 2021). Net loss: JP¥9.45b (loss widened JP¥7.97b from FY 2021). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Software industry in Germany.お知らせ • Jan 16Money Forward, Inc., Annual General Meeting, Feb 22, 2023Money Forward, Inc., Annual General Meeting, Feb 22, 2023. Agenda: To consider the Reduction of Legal Capital Surplus and Appropriation of Surplus.Breakeven Date Change • Dec 01Forecast to breakeven in 2025The 12 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of JP¥477.0m in 2025. Average annual earnings growth of 68% is required to achieve expected profit on schedule.お知らせ • Nov 10+ 2 more updatesMoney Forward, Inc. to Report Q3, 2023 Results on Oct 13, 2023Money Forward, Inc. announced that they will report Q3, 2023 results on Oct 13, 2023お知らせ • Nov 01Money Forward, Inc. to Report Fiscal Year 2022 Results on Jan 16, 2023Money Forward, Inc. announced that they will report fiscal year 2022 results on Jan 16, 2023Buying Opportunity • Oct 18Now 24% undervaluedOver the last 90 days, the stock is up 1.9%. The fair value is estimated to be €28.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 35% over the last 3 years. Earnings per share has declined by 29%. Revenue is forecast to grow by 73% in 2 years. Earnings is forecast to grow by 71% in the next 2 years.Breakeven Date Change • Jul 21No longer forecast to breakevenThe 13 analysts covering Money Forward no longer expect the company to break even during the foreseeable future. The company was expected to make a profit of JP¥444.5m in 2024. New consensus forecast suggests the company will make a loss of JP¥31.0m in 2024.Reported Earnings • Jul 15Second quarter 2022 earnings released: JP¥41.49 loss per share (vs JP¥0.92 loss in 2Q 2021)Second quarter 2022 results: JP¥41.49 loss per share (down from JP¥0.92 loss in 2Q 2021). Revenue: JP¥5.09b (up 27% from 2Q 2021). Net loss: JP¥2.22b (loss widened JP¥2.18b from 2Q 2021). Over the next year, revenue is forecast to grow 36%, compared to a 8.4% growth forecast for the industry in Germany.株主還元47DDE SoftwareDE 市場7D-1.8%-9.5%0.7%1Y-21.9%-44.5%2.2%株主還元を見る業界別リターン: 47D過去 1 年間で-44.5 % の収益を上げたGerman Software業界を上回りました。リターン対市場: 47Dは、過去 1 年間で2.2 % のリターンを上げたGerman市場を下回りました。価格変動Is 47D's price volatile compared to industry and market?47D volatility47D Average Weekly Movement11.0%Software Industry Average Movement7.0%Market Average Movement5.9%10% most volatile stocks in DE Market13.2%10% least volatile stocks in DE Market2.8%安定した株価: 47Dの株価は、 German市場と比較して過去 3 か月間で変動しています。時間の経過による変動: 47Dの weekly volatility ( 11% ) は過去 1 年間安定していますが、依然としてGermanの株式の 75% よりも高くなっています。会社概要設立従業員CEO（最高経営責任者ウェブサイト20122,839Yosuke Tsujiwww.moneyforward.com株式会社マネーフォワードは、主に日本で個人、金融機関、企業向けに金融ソリューションを提供している。マネーフォワードME」、「マネープラス」、「マネーフォワード個人財務コンサルティング」、「マネーフォワード先生」、「マネーフォワードRelayB」、「マネーフォワード固定費見直し」の名称で個人向け財務管理サービス、バックオフィス業務向けSaaS（Software-as-a-Service）アプリケーション「マネーフォワードクラウド」を提供している；また、「Money Forward Cloud Accounting」、「Money Forward Cloud Accounting Plus」、「Money Forward Cloud Tax Return」、「Money Forward Cloud Invoice Issuing」、「Money Forward Cloud Invoice Issuing Plus」、「Money Forward Cloud Receivables Management」、「Money Forward Cloud Expense」、「Money Forward Cloud Accounts Payable」、「Money Forward Cloud Invoice System」、「Money Forward Cloud Fixed Assets」、「Money Forward Cloud Project Cost」、「Money Forward Cloud Consolidated Association」、「Money Forward Cloud Box」の名称で会計・税務ソリューションを提供している。また、「Money Forward Cloud HR Database」、「MoneyForward Cloud Attendance」、「Money Forward Cloud Payroll」、「Money Forward Cloud Tax Adjustment」、「MoneyForward Cloud Social Insurance」、「Money Forward Cloud My Number」の名称で人事ソリューションも提供している；SaaS型マーケティングプラットフォームソリューション「BOXIL SaaS」、「BOXIL EXPO」、「BALES」、「BALES CLOUD」、「BOXIL」、「BizHint」、「ADXL」、金融サービス「マネーフォワード 決済」、「マネーフォワード トランザクション ファイナンス」、「マネーフォワード 請求書カード払い」、「マネーフォワード 繰上返済」、「SHIKIN+」、「SEIKYU+」、「Biz Forward 請求書カード払い」、「ヒラクファンド」を展開している。さらに、同社は、資産データと取引データの収集、データの保存、顧客インサイトを得るためのデータ分析を行うマネーフォワードFintechプラットフォーム、コンサルティングサービス、その他のソリューションを提供している。株式会社マネーフォワードは、以前は株式会社マネーブックとして知られていたが、2012年12月に株式会社マネーフォワードに社名を変更した。同社は2012年に法人化され、東京に本社を置いている。もっと見るMoney Forward, Inc. 基礎のまとめMoney Forward の収益と売上を時価総額と比較するとどうか。47D 基礎統計学時価総額€1.21b収益（TTM）€24.39m売上高(TTM)€286.76m49.7xPER（株価収益率4.2xP/Sレシオ47D は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計47D 損益計算書（TTM）収益JP¥53.31b売上原価JP¥16.46b売上総利益JP¥36.85bその他の費用JP¥32.32b収益JP¥4.54b直近の収益報告Feb 28, 2026次回決算日Jul 13, 2026一株当たり利益（EPS）81.75グロス・マージン69.13%純利益率8.51%有利子負債／自己資本比率63.2%47D の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/15 07:00終値2026/06/15 00:00収益2026/02/28年間収益2025/11/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Money Forward, Inc. 9 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。15 アナリスト機関Keiichi YoneshimaCitigroup IncHideo NodaCLSAJunichi ShimizuDeutsche Bank12 その他のアナリストを表示
Buy Or Sell Opportunity • Jun 04Now 20% undervaluedOver the last 90 days, the stock has risen 11% to €21.80. The fair value is estimated to be €27.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 25% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 15% per annum. Earnings are also forecast to grow by 34% per annum over the same time period.
Board Change • May 21High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent External Director Ken Ashida was the last director to join the board, commencing their role in 2026. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 09+ 1 more updateMoney Forward, Inc. to Report Q2, 2026 Results on Jul 13, 2026Money Forward, Inc. announced that they will report Q2, 2026 results at 3:00 PM, Tokyo Standard Time on Jul 13, 2026
お知らせ • Apr 07Money Forward, Inc. to Report Q1, 2026 Results on Apr 14, 2026Money Forward, Inc. announced that they will report Q1, 2026 results on Apr 14, 2026
お知らせ • Jan 29Money Forward, Inc. Revises Full-Year Consolidated Financial Forecasts for the Fiscal Year Ending November 2026Money Forward, Inc. revised its full-year consolidated financial forecasts for the fiscal year ending November 2026 (December 1, 2025 November 30, 2026), originally announced on January 14, 2026. This revision is due to the recording of extraordinary income in the first quarter of the fiscal year ending November 2026, as described in the "Notice Regarding Expected Recording of Extraordinary Income (Gain on Sale of Investment Securities)" announced on January 27, 2026. Reason for the Revision The Company is revising its full-year financial forecasts because profit attributable to owners of parent is expected to exceed the previous forecast due to the recording of extraordinary income (gain on sale of investment securities). For the year, company expected net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 3,700 million to JPY 700 million. Loss per share to be JPY 66.59 to JPY 12.60 as compared to previous guidance of net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 5,200 million to JPY 2,200 million. Loss per share to be JPY 93.58 to JPY 39.59.
お知らせ • Jan 27Money Forward, Inc. Announces Retirement of Directors, Effective in February 2026Money Forward, Inc. announced that Masaaki Tanaka and Akira Kurabayashi will retire upon the conclusion of the 14th Annual General Meeting of Shareholders to be held in February 2026 due to the expiration of their terms of office.
Buy Or Sell Opportunity • Jun 04Now 20% undervaluedOver the last 90 days, the stock has risen 11% to €21.80. The fair value is estimated to be €27.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 25% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 15% per annum. Earnings are also forecast to grow by 34% per annum over the same time period.
Board Change • May 21High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent External Director Ken Ashida was the last director to join the board, commencing their role in 2026. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 09+ 1 more updateMoney Forward, Inc. to Report Q2, 2026 Results on Jul 13, 2026Money Forward, Inc. announced that they will report Q2, 2026 results at 3:00 PM, Tokyo Standard Time on Jul 13, 2026
お知らせ • Apr 07Money Forward, Inc. to Report Q1, 2026 Results on Apr 14, 2026Money Forward, Inc. announced that they will report Q1, 2026 results on Apr 14, 2026
お知らせ • Jan 29Money Forward, Inc. Revises Full-Year Consolidated Financial Forecasts for the Fiscal Year Ending November 2026Money Forward, Inc. revised its full-year consolidated financial forecasts for the fiscal year ending November 2026 (December 1, 2025 November 30, 2026), originally announced on January 14, 2026. This revision is due to the recording of extraordinary income in the first quarter of the fiscal year ending November 2026, as described in the "Notice Regarding Expected Recording of Extraordinary Income (Gain on Sale of Investment Securities)" announced on January 27, 2026. Reason for the Revision The Company is revising its full-year financial forecasts because profit attributable to owners of parent is expected to exceed the previous forecast due to the recording of extraordinary income (gain on sale of investment securities). For the year, company expected net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 3,700 million to JPY 700 million. Loss per share to be JPY 66.59 to JPY 12.60 as compared to previous guidance of net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 5,200 million to JPY 2,200 million. Loss per share to be JPY 93.58 to JPY 39.59.
お知らせ • Jan 27Money Forward, Inc. Announces Retirement of Directors, Effective in February 2026Money Forward, Inc. announced that Masaaki Tanaka and Akira Kurabayashi will retire upon the conclusion of the 14th Annual General Meeting of Shareholders to be held in February 2026 due to the expiration of their terms of office.
お知らせ • Jan 14+ 1 more updateMoney Forward, Inc., Annual General Meeting, Feb 26, 2026Money Forward, Inc., Annual General Meeting, Feb 26, 2026.
お知らせ • Nov 28Money Forward, Inc. Announces Board RetirementsMoney Forward, Inc. announced that Masaaki Tanaka, Akira Kurabayashi, and Hiroaki Yasutake will retire upon the conclusion of the 14th Annual General Meeting of Shareholders due to the expiration of their terms of office. To ensure the independence of External Directors, the Company has established a guideline limiting the cumulative term of Independent External Directors to 6 terms (6 years) as a general rule, while not precluding re-election for up to a maximum of 8 terms (8 years) (the "Cumulative Term Rule"). Furthermore, if a director is 72 years of age at the conclusion of an Annual General Meeting of Shareholders, they shall retire at the conclusion of said meeting (the "Age Limit Rule"). Masaaki Tanaka exceeds the Cumulative Term Rule and is subject to the Age Limit Rule, and Akira Kurabayashi exceeds the Cumulative Term Rule; therefore, they will retire.
お知らせ • Apr 15Money Forward, Inc. (TSE:3994) agreed to acquire remaining stake in Biz Forward, Inc. from MUFG Bank, Ltd. and Mitsubishi UFJ Factors Limited.Money Forward, Inc. (TSE:3994) agreed to acquire remaining stake in Biz Forward, Inc. from MUFG Bank, Ltd. and Mitsubishi UFJ Factors Limited on April 14, 2025.
お知らせ • Apr 03Money Forward, Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026Money Forward, Inc. announced that they will report fiscal year 2025 results on Jan 14, 2026
お知らせ • Apr 01Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. completed the acquisition of 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994).Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. agreed to acquire 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994) on February 27, 2025. Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. completed the acquisition of 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994) on March 31, 2025.
お知らせ • Mar 31Money Forward, Inc. Revises Earnings Guidance for the Fiscal Year Ending November 30, 2025Money Forward, Inc. revised earnings guidance for the fiscal year ending November 30, 2025. For the year, the company expects net sales to be in the range of JPY 49,500 million to JPY 52,100 million against previous guidance range of JPY 50,000 million to JPY 52,600 million. Operating loss to be in the range of JPY 4,700 million to JPY 2,300 million against previous guidance range of JPY 4,700 million to JPY 2,300 million. Loss attributable to owners of parent to be in the range of JPY 6,800 million to JPY 4,400 million against previous guidance range of JPY 6,800 million to JPY 4,400 million. Net loss per share to be in the range of JPY 123.86 to JPY 80.15 against previous guidance range of JPY 123.86 to JPY 80.15. After the Share Transfer, Nexsol Co. Ltd. will be excluded from the Company's scope of consolidation. Accompanying the Share Transfer, a revision will be made to the net sales forecast for the fiscal year 2025 (from December 1, 2024, to November 30, 2025).
お知らせ • Feb 16Money Forward, Inc. to Report Q3, 2025 Results on Oct 15, 2025Money Forward, Inc. announced that they will report Q3, 2025 results on Oct 15, 2025
お知らせ • Feb 15+ 1 more updateMoney Forward, Inc. to Report Q1, 2025 Results on Apr 14, 2025Money Forward, Inc. announced that they will report Q1, 2025 results on Apr 14, 2025
お知らせ • Jan 14Money Forward, Inc., Annual General Meeting, Feb 25, 2025Money Forward, Inc., Annual General Meeting, Feb 25, 2025.
お知らせ • Nov 27Yozo Ueda to Resign as External Audit & Supervisory Board Member of Money Forward, IncMoney Forward, Inc. announced audit & supervisory board member to resign: Yozo Ueda; Current Position: External Audit & Supervisory Board member.
お知らせ • Nov 01Money Forward, Inc. to Report Fiscal Year 2024 Results on Jan 14, 2025Money Forward, Inc. announced that they will report fiscal year 2024 results on Jan 14, 2025
Reported Earnings • Oct 17Third quarter 2024 earnings released: JP¥20.45 loss per share (vs JP¥28.73 loss in 3Q 2023)Third quarter 2024 results: JP¥20.45 loss per share (improved from JP¥28.73 loss in 3Q 2023). Revenue: JP¥9.81b (up 31% from 3Q 2023). Net loss: JP¥1.11b (loss narrowed 28% from 3Q 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Germany.
お知らせ • Oct 15Money Forward, Inc. Provides Consolidated Earnings Forecast for the Fiscal Year Ending November 30, 2024Money Forward, Inc. provided consolidated earnings forecast for the Fiscal Year Ending November 30, 2024. For the period, the company expects net sales between JPY 39,500 million to JPY 42,000 million. Operating loss of JPY 3,898 million to JPY 1,898 million. Loss attributable to owners of parent of JPY 4,725 million to JPY 2,725 million. Loss per share of JPY 86.92 to JPY 50.13.
Reported Earnings • Jul 15Second quarter 2024 earnings released: JP¥23.51 loss per share (vs JP¥31.06 loss in 2Q 2023)Second quarter 2024 results: JP¥23.51 loss per share (improved from JP¥31.06 loss in 2Q 2023). Revenue: JP¥10.3b (up 41% from 2Q 2023). Net loss: JP¥1.28b (loss narrowed 24% from 2Q 2023). Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Germany.
New Risk • Jun 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Buy Or Sell Opportunity • May 16Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 1.7% to €35.00. The fair value is estimated to be €43.86, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 32% over the last 3 years. Earnings per share has declined by 43%. Revenue is forecast to grow by 33% in a year. Earnings are forecast to grow by 76% in the next year.
Reported Earnings • Apr 14First quarter 2024 earnings released: JP¥24.32 loss per share (vs JP¥31.71 loss in 1Q 2023)First quarter 2024 results: JP¥24.32 loss per share (improved from JP¥31.71 loss in 1Q 2023). Revenue: JP¥9.54b (up 41% from 1Q 2023). Net loss: JP¥1.32b (loss narrowed 23% from 1Q 2023). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 9.5% growth forecast for the Software industry in Germany.
お知らせ • Apr 01Money Forward, Inc. (TSE:3994) agreed to acquire 20.3% stake in Caster Co.Ltd. (TSE:9331) from various investor for ¥470 million.Money Forward, Inc. (TSE:3994) agreed to acquire 20.3% stake in Caster Co.Ltd. (TSE:9331) from various investor for ¥470 million on April 1, 2024.
Board Change • Mar 21High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Outside Director Yukino Kikuma was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Jan 15Full year 2023 earnings released: JP¥117 loss per share (vs JP¥176 loss in FY 2022)Full year 2023 results: JP¥117 loss per share (improved from JP¥176 loss in FY 2022). Revenue: JP¥30.4b (up 42% from FY 2022). Net loss: JP¥6.32b (loss narrowed 33% from FY 2022). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 7.7% growth forecast for the Software industry in Germany.
お知らせ • Jan 14Money Forward, Inc., Annual General Meeting, Feb 28, 2024Money Forward, Inc., Annual General Meeting, Feb 28, 2024.
お知らせ • Dec 21Money Forward, Inc. Announces Etsuko Okajima to Resign as External DirectorMoney Forward, Inc. announced resignation of Etsuko Okajima as External Director upon the conclusion of the 12th Annual General Meeting of Shareholders.
お知らせ • Nov 02+ 2 more updatesMoney Forward, Inc. to Report Q3, 2024 Results on Oct 11, 2024Money Forward, Inc. announced that they will report Q3, 2024 results on Oct 11, 2024
お知らせ • Nov 01Money Forward, Inc. to Report Fiscal Year 2023 Results on Jan 12, 2024Money Forward, Inc. announced that they will report fiscal year 2023 results on Jan 12, 2024
New Risk • Oct 18New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
お知らせ • Oct 17Money Forward, Inc. Announces Consolidated Earnings Forecast for the Fourth Quarter Ending November 30, 2023Money Forward, Inc. announced consolidated earnings forecast for the fourth quarter ending November 30, 2023. For the year ending November 30, 2023, the company expects net sales of JPY 8,054 million to JPY 8,699 million. Operating loss of JPY 2,100 million to JPY 1,600 million. Loss attributable to owners of parent of JPY 2,200 million to JPY 1,700 million. Loss per share of JPY 40.65 to JPY 31.41.
Reported Earnings • Oct 15Third quarter 2023 earnings released: JP¥28.73 loss per share (vs JP¥64.46 loss in 3Q 2022)Third quarter 2023 results: JP¥28.73 loss per share (improved from JP¥64.46 loss in 3Q 2022). Revenue: JP¥7.50b (up 37% from 3Q 2022). Net loss: JP¥1.55b (loss narrowed 55% from 3Q 2022). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 7.3% growth forecast for the Software industry in Germany.
お知らせ • Oct 13Money Forward, Inc. Revises Consolidated Earnings Guidance for the Year Ending November 30, 2023Money Forward, Inc. revised consolidated earnings guidance for the year ending November 30, 2023. For the year ending November 30, 2023, the company expects net sales of JPY 29,639 million to JPY 30,283 million compared to previous guidance of JPY 29,209 million to JPY 30,283 million. Operating profit of JPY 6,665 million to JPY 6,165 million. Profit attributable to owners of parent of JPY 7,136 million to JPY 6,636 million. Earnings per share of JPY 132.19 to JPY 122.92.
Reported Earnings • Jul 20Second quarter 2023 earnings released: JP¥31.06 loss per share (vs JP¥41.49 loss in 2Q 2022)Second quarter 2023 results: JP¥31.06 loss per share (improved from JP¥41.49 loss in 2Q 2022). Revenue: JP¥7.30b (up 44% from 2Q 2022). Net loss: JP¥1.68b (loss narrowed 25% from 2Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Software industry in Germany.
Breakeven Date Change • Jul 19The 10 analysts covering Money Forward previously expected the company to break even in 2025. New consensus forecast suggests losses will reduce by 47% per year to 2024. The company is expected to make a profit of JP¥2.16b in 2025.
Reported Earnings • Apr 16First quarter 2023 earnings released: JP¥31.71 loss per share (vs JP¥31.27 loss in 1Q 2022)First quarter 2023 results: JP¥31.71 loss per share (further deteriorated from JP¥31.27 loss in 1Q 2022). Revenue: JP¥6.79b (up 43% from 1Q 2022). Net loss: JP¥1.71b (loss widened 2.2% from 1Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Software industry in Germany.
Buying Opportunity • Mar 31Now 20% undervaluedOver the last 90 days, the stock is up 14%. The fair value is estimated to be €40.44, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has declined by 48%. Revenue is forecast to grow by 70% in 2 years. Earnings is forecast to grow by 72% in the next 2 years.
Breakeven Date Change • Jan 26Forecast to breakeven in 2025The 11 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of JP¥1.81b in 2025. Average annual earnings growth of 77% is required to achieve expected profit on schedule.
Breakeven Date Change • Jan 25Forecast to breakeven in 2025The 11 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of JP¥1.99b in 2025. Average annual earnings growth of 78% is required to achieve expected profit on schedule.
お知らせ • Jan 21Money Forward, Inc. Provides Earnings Guidance for the First Quarter Ending February 28, 2023 and Fiscal Year 2023Money Forward, Inc. provided earnings guidance for the first quarter ending February 28, 2023 and fiscal year 2023. For the quarter, the company expects net sales of ¥6,278 million to ¥6,563 million, operating loss of ¥2,569 million to ¥2,069 million, loss attributable to owners of parent of ¥2,585 million to ¥2,085 million and loss per share of ¥48.07 to ¥38.77.For the year, the company expects net sales of ¥27,491 million to ¥29,639 million.
Reported Earnings • Jan 17Full year 2022 earnings released: JP¥176 loss per share (vs JP¥29.97 loss in FY 2021)Full year 2022 results: JP¥176 loss per share (further deteriorated from JP¥29.97 loss in FY 2021). Revenue: JP¥21.5b (up 37% from FY 2021). Net loss: JP¥9.45b (loss widened JP¥7.97b from FY 2021). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Software industry in Germany.
お知らせ • Jan 16Money Forward, Inc., Annual General Meeting, Feb 22, 2023Money Forward, Inc., Annual General Meeting, Feb 22, 2023. Agenda: To consider the Reduction of Legal Capital Surplus and Appropriation of Surplus.
Breakeven Date Change • Dec 01Forecast to breakeven in 2025The 12 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of JP¥477.0m in 2025. Average annual earnings growth of 68% is required to achieve expected profit on schedule.
お知らせ • Nov 10+ 2 more updatesMoney Forward, Inc. to Report Q3, 2023 Results on Oct 13, 2023Money Forward, Inc. announced that they will report Q3, 2023 results on Oct 13, 2023
お知らせ • Nov 01Money Forward, Inc. to Report Fiscal Year 2022 Results on Jan 16, 2023Money Forward, Inc. announced that they will report fiscal year 2022 results on Jan 16, 2023
Buying Opportunity • Oct 18Now 24% undervaluedOver the last 90 days, the stock is up 1.9%. The fair value is estimated to be €28.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 35% over the last 3 years. Earnings per share has declined by 29%. Revenue is forecast to grow by 73% in 2 years. Earnings is forecast to grow by 71% in the next 2 years.
Breakeven Date Change • Jul 21No longer forecast to breakevenThe 13 analysts covering Money Forward no longer expect the company to break even during the foreseeable future. The company was expected to make a profit of JP¥444.5m in 2024. New consensus forecast suggests the company will make a loss of JP¥31.0m in 2024.
Reported Earnings • Jul 15Second quarter 2022 earnings released: JP¥41.49 loss per share (vs JP¥0.92 loss in 2Q 2021)Second quarter 2022 results: JP¥41.49 loss per share (down from JP¥0.92 loss in 2Q 2021). Revenue: JP¥5.09b (up 27% from 2Q 2021). Net loss: JP¥2.22b (loss widened JP¥2.18b from 2Q 2021). Over the next year, revenue is forecast to grow 36%, compared to a 8.4% growth forecast for the industry in Germany.
