Intact Financial（I5U）株式概要インタクト・ファイナンシャル・コーポレーションは子会社を通じ、カナダ、米国、英国、および海外で個人および企業に損害保険商品を提供している。 詳細I5U ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長0/6過去の実績5/6財務の健全性4/6配当金5/6報酬当社が推定した公正価値より42.8%で取引されている 過去1年間で収益は37.5%増加しました 2.1%の安定した配当金を支払う リスク分析今後3年間の収益は年平均2%減少すると予測されている。 過去3か月間に大規模なインサイダー売却が発生 すべてのリスクチェックを見るI5U Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW476,166 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA476,166 investors already sharing narrativesYour Fair Value€Current Price€180.0026.4% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture027b2016201920222025202620282031Revenue CA$26.5bEarnings CA$3.2bAdvancedSet Fair ValueView all narrativesIntact Financial Corporation 競合他社TalanxSymbol: XTRA:TLXMarket cap: €29.9bHannover RückSymbol: XTRA:HNR1Market cap: €30.0bMünchener Rückversicherungs-Gesellschaft in MünchenSymbol: XTRA:MUV2Market cap: €64.7bAllianzSymbol: XTRA:ALVMarket cap: €164.1b価格と性能株価の高値、安値、推移の概要Intact Financial過去の株価現在の株価CA$174.0052週高値CA$188.0052週安値CA$148.00ベータ0.291ヶ月の変化-5.95%3ヶ月変化11.54%1年変化-1.14%3年間の変化28.89%5年間の変化47.46%IPOからの変化356.87%最新ニュースDeclared Dividend • Aug 04Second quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 15th September 2026 Payment date: 29th September 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (31% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 2.5% over the next 3 years. However, it would need to fall by 65% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jul 30Second quarter 2026 earnings released: EPS: CA$3.91 (vs CA$4.71 in 2Q 2025)Second quarter 2026 results: EPS: CA$3.91 (down from CA$4.71 in 2Q 2025). Revenue: CA$6.60b (up 3.7% from 2Q 2025). Net income: CA$690.0m (down 18% from 2Q 2025). Profit margin: 11% (down from 13% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 5.5% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 29Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2026Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2026, to shareholders of record on September 15, 2026.Recent Insider Transactions • Jun 14Corporate Director recently sold €2.3m worth of stockOn the 11th of June, Timothy Miller sold around 18k shares on-market at roughly €126 per share. This transaction amounted to 64% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.5m more than they bought in the last 12 months.Upcoming Dividend • Jun 09Upcoming dividend of CA$1.47 per shareEligible shareholders must have bought the stock before 16 June 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.7%).Declared Dividend • May 21First quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 16th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (28% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 11% over the next 3 years. However, it would need to fall by 68% to increase the payout ratio to a potentially unsustainable range.最新情報をもっと見るRecent updatesDeclared Dividend • Aug 04Second quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 15th September 2026 Payment date: 29th September 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (31% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 2.5% over the next 3 years. However, it would need to fall by 65% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jul 30Second quarter 2026 earnings released: EPS: CA$3.91 (vs CA$4.71 in 2Q 2025)Second quarter 2026 results: EPS: CA$3.91 (down from CA$4.71 in 2Q 2025). Revenue: CA$6.60b (up 3.7% from 2Q 2025). Net income: CA$690.0m (down 18% from 2Q 2025). Profit margin: 11% (down from 13% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 5.5% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 29Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2026Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2026, to shareholders of record on September 15, 2026.Recent Insider Transactions • Jun 14Corporate Director recently sold €2.3m worth of stockOn the 11th of June, Timothy Miller sold around 18k shares on-market at roughly €126 per share. This transaction amounted to 64% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.5m more than they bought in the last 12 months.Upcoming Dividend • Jun 09Upcoming dividend of CA$1.47 per shareEligible shareholders must have bought the stock before 16 June 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.7%).Declared Dividend • May 21First quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 16th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (28% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 11% over the next 3 years. However, it would need to fall by 68% to increase the payout ratio to a potentially unsustainable range.お知らせ • May 08Intact Financial Corporation Approves Quarterly Dividend, Payable on June 30, 2026The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on June 30, 2026, to shareholders of record on June 16, 2026.お知らせ • Apr 21Intact Financial Corporation to Report Q1, 2026 Results on May 05, 2026Intact Financial Corporation announced that they will report Q1, 2026 results After-Market on May 05, 2026お知らせ • Feb 17Intact Financial Corporation, Annual General Meeting, May 06, 2026Intact Financial Corporation, Annual General Meeting, May 06, 2026.お知らせ • Feb 13Intact Financial Corporation announced that it expects to receive CAD 500 million in fundingIntact Financial Corporation announced a private placement of series 17 unsecured medium term notes for gross proceeds of CAD 250 million and Series 2 Limited Recourse Capital Notes for gross proceeds of CAD 250 million for aggregate gross proceeds of CAD 500 million on February 12, 2026. The transaction included participation from accredited investors in Canada. The series 17 notes bear an interest rate of 3.784% until maturity on February 28, 2038 and Series 2 notes bear an interest rate of 5.642% until maturity on March 31, 2086. The notes are direct unsecured obligations of Intact and rank equally with all other unsecured and unsubordinated indebtedness of the company.お知らせ • Feb 11Intact Financial Corporation Announces Quarterly Dividend on Outstanding Common Shares, Payable on March 31, 2026Intact Financial Corporation announced that the Board of Directors approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on March 31, 2026, to shareholders of record on March 17, 2026. This represents a $0.14 increase and marks the 21st consecutive annual increase in the common share dividend since the IPO in 2004.お知らせ • Jan 27Intact Financial Corporation to Report Q4, 2025 Results on Feb 10, 2026Intact Financial Corporation announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Feb 10, 2026お知らせ • Nov 05Intact Financial Corporation Approves Quarterly Dividend on Outstanding Common Shares, Payable on December 31, 2025The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on December 31, 2025, to shareholders of record on December 17, 2025.お知らせ • Oct 21Intact Financial Corporation to Report Q3, 2025 Results on Nov 04, 2025Intact Financial Corporation announced that they will report Q3, 2025 results After-Market on Nov 04, 2025お知らせ • Jul 30Intact Financial Corporation Approves Quarterly Dividend , Payable on September 29,2025Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2025, to shareholders of record on September 15, 2025.お知らせ • Jul 15Intact Financial Corporation to Report Q2, 2025 Results on Jul 29, 2025Intact Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 29, 2025お知らせ • May 07Intact Financial Corporation Approves the Quarterly Dividend, Payable on June 30, 2025Intact Financial Corporation Board of Directors approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on June 30, 2025, to shareholders of record on June 16, 2025.お知らせ • Apr 23Intact Financial Corporation to Report Q1, 2025 Results on May 06, 2025Intact Financial Corporation announced that they will report Q1, 2025 results After-Market on May 06, 2025お知らせ • Feb 18Intact Financial Corporation, Annual General Meeting, May 07, 2025Intact Financial Corporation, Annual General Meeting, May 07, 2025.お知らせ • Feb 13Intact Financial Corporation Approves the Quarterly Dividend, Payable on March 31, 2025The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on March 31, 2025, to shareholders of record on March 14, 2025.お知らせ • Jan 28Intact Financial Corporation to Report Q4, 2024 Results on Feb 11, 2025Intact Financial Corporation announced that they will report Q4, 2024 results After-Market on Feb 11, 2025お知らせ • Jan 23Intact Financial Corporation Announces Transition in Global Specialty Lines LeadershipIntact Financial Corporation announced that T. Michael Miller will retire from his current role as Chief Executive Officer (CEO), Global Specialty Lines (GSL), effective March 31, 2025. He will remain with the organization serving as Chairman, Global Specialty Lines and the IFC board will also be appointing and welcoming him as a Director of IFC following his retirement. Mr. Miller's retirement follows a successful 44-year career in the property and casualty (P&C) industry, including thirteen years at OneBeacon Insurance and the last seven years at Intact, which acquired OneBeacon in 2017. Under Mr. Miller's leadership, the company's specialty platform has more than tripled in size, growing from $2 billion in premiums primarily in North America to over $6 billion with global operations which now include the UK and Europe, and access to 150 territories through its Global Network. Mr. Miller also delivered meaningful profitability improvements through progress in pricing and underwriting sophistication. Emmanuel Clarke, currently serving as IFC Corporate Director and Chairman of IFC's GSL Advisory Board, will succeed Mr. Miller as CEO GSL and will concurrently step down from the board. Mr. Clarke has had a long and established career in the insurance sector, having spent more than 25 years at PartnerRe, a leading global reinsurer, where he served as President & CEO from 2015 to 2020. In recent years he has served on several insurance-related corporate boards advising executives, investors, and founders on how best to accelerate growth across the insurance value chain.お知らせ • Nov 21Intact Financial Corporation Announces Chief Financial Officer ChangesIntact Financial Corporation announced that Louis Marcotte will step down as Chief Financial Officer (CFO) after the fourth quarter of 2024 earnings are released on February 13, 2025. He will remain with the organization serving as IFC Vice Chair and, in that role, his main mandate will be to support the development of the European operations within Global Specialty Lines. Mr. Marcotte played a key role in effectively communicating IFC's story to investors and this was recognized three times by Brendan Wood as one of Canada's Top Gun CFOs. Over time, Mr. Marcotte built an outstanding Finance team which is widely recognized for excellence in reporting and investor relations. Ken Anderson, currently Chief Financial Officer for RSA UK & Ireland, will succeed Mr. Marcotte as Executive Vice President and Chief Financial Officer. Continuing his successful 17-year career with Intact, Mr. Anderson brings to the role a wealth of experience in treasury, corporate development, investor relations, and financial reporting. Among his achievements is the integral role he played in the structuring and coordination of the RSA acquisition, Intact's largest transaction to date.お知らせ • Nov 20Intact Financial Corporation Announces Executive Vice President ChangesIntact Financial Corporation announced that Louis Marcotte will step down as Executive Vice President after the fourth quarter of 2024 earnings are released on February 13, 2025. He will remain with the organization serving as IFC Vice Chair and, in that role, his main mandate will be to support the development of European operations within Global Specialty Lines. Mr. Marcotte played a key role in effectively communicating IFC's story to investors and this was recognized three times by Brendan Wood as one of Canada's Top Gun CFOs. Over time, Mr. Marcotte built an outstanding Finance team which is widely recognized for excellence in reporting and investor relations. Ken Anderson, currently Executive Vice President for RSA UK & Ireland, will succeed Mr. Marcotte as Executive Vice President and Chief Financial Officer. Continuing his successful 17-year career with Intact, Mr. Anderson brings to the role a wealth of experience in treasury, corporate development, investor relations, and financial reporting. Among his achievements is the integral role he played in the structuring and coordination of the RSA acquisition, Intact's large transaction to date.お知らせ • Nov 14Intact Financial Corporation (TSX:IFC) acquired Jiffy Inc.Intact Financial Corporation (TSX:IFC) acquired Jiffy Inc. on November 14, 2024. Intact Financial Corporation (TSX:IFC) completed the acquisition of Jiffy Inc. on November 14, 2024.お知らせ • Nov 06Intact Financial Corporation Approves Quarterly Dividend on Common Shares, Payable on December 31, 2024Intact Financial Corporation announced Board of Directors approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on December 31, 2024, to shareholders of record on December 16, 2024.お知らせ • Oct 22Intact Financial Corporation to Report Q3, 2024 Results on Nov 05, 2024Intact Financial Corporation announced that they will report Q3, 2024 results After-Market on Nov 05, 2024お知らせ • Oct 11Intact Financial Corporation Provides Earnings Guidance for the Third Quarter of 2024Intact Financial Corporation provided earnings guidance for the third quarter of 2024. For the quarter, the company estimates that total catastrophe losses1 for the quarter were approximately $1.2 billion on a pre-tax basis and net of reinsurance ($5.03 per diluted share after-tax). This includes the previously disclosed estimate of $1.1 billion in weather-related losses provided on August 21, in relation to 4 severe events in Canada, namely torrential rains in Southern Ontario, wildfires in Jasper, hailstorm in Calgary and flooding in Québec.Upcoming Dividend • Sep 06Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 13 September 2024. Payment date: 27 September 2024. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (3.9%).Declared Dividend • Aug 05Second quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 13th September 2024 Payment date: 27th September 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (41% earnings payout ratio) and cash flows (35% cash payout ratio). The dividend has increased by an average of 9.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Aug 02Intact Financial Corporation Approves the Quarterly Dividend Payable on September 27, 2024Intact Financial Corporation announced that Board of Directors approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on September 27, 2024, to shareholders of record on September 13, 2024.Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: CA$4.05 (vs CA$1.31 in 2Q 2023)Second quarter 2024 results: EPS: CA$4.05 (up from CA$1.31 in 2Q 2023). Revenue: CA$6.13b (up 11% from 2Q 2023). Net income: CA$750.0m (up 228% from 2Q 2023). Profit margin: 12% (up from 4.1% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 9.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 6.1%. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.お知らせ • Jul 16Intact Financial Corporation to Report Q2, 2024 Results on Jul 30, 2024Intact Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 30, 2024Upcoming Dividend • Jun 07Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 14 June 2024. Payment date: 28 June 2024. Payout ratio is a comfortable 52% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.2%).Recent Insider Transactions • May 15Executive VP & CFO recently sold €1.0m worth of stockOn the 10th of May, Louis Marcotte sold around 7k shares on-market at roughly €155 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. This was Louis' only on-market trade for the last 12 months.Recent Insider Transactions • May 15Executive VP & CFO recently sold €1.0m worth of stockOn the 10th of May, Louis Marcotte sold around 7k shares on-market at roughly €155 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. This was Louis' only on-market trade for the last 12 months.Declared Dividend • May 12First quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 14th June 2024 Payment date: 28th June 2024 Dividend yield will be 2.3%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (52% earnings payout ratio) and cash flows (40% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 71% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • May 09Intact Financial Corporation Approves Quarterly Dividend on the Company's Outstanding Common Shares, Payable on June 28, 2024Intact Financial Corporation approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on June 28, 2024, to shareholders of record on June 14, 2024.Reported Earnings • May 08First quarter 2024 earnings released: EPS: CA$3.78 (vs CA$2.06 in 1Q 2023)First quarter 2024 results: EPS: CA$3.78 (up from CA$2.06 in 1Q 2023). Revenue: CA$7.27b (up 27% from 1Q 2023). Net income: CA$673.0m (up 86% from 1Q 2023). Profit margin: 9.3% (up from 6.3% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 8.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.5%. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.お知らせ • Apr 23Intact Financial Corporation to Report Q1, 2024 Results on May 07, 2024Intact Financial Corporation announced that they will report Q1, 2024 results After-Market on May 07, 2024Upcoming Dividend • Mar 07Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 29 March 2024. Payout ratio is a comfortable 63% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (3.6%).Declared Dividend • Feb 19Third quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (73% earnings payout ratio) and cash flows (41% cash payout ratio). The dividend has increased by an average of 9.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 88% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Recent Insider Transactions • Feb 18Insider recently sold €1.1m worth of stockOn the 15th of February, Benoit Morissette sold around 7k shares on-market at roughly €156 per share. This transaction amounted to 32% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €12m more than they bought in the last 12 months.お知らせ • Feb 17Intact Financial Corporation, Annual General Meeting, May 08, 2024Intact Financial Corporation, Annual General Meeting, May 08, 2024.お知らせ • Feb 15Intact Financial Corporation Approves Quarterly Dividend, Payable on March 29, 2024Intact Financial Corporation approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The common share dividends are payable on March 29, 2024, to shareholders of record on March 15, 2024. This represents a $0.11 increase and marks the 19th consecutive annual increase in common share dividend since IPO in 2004.お知らせ • Jan 30Intact Financial Corporation to Report Q4, 2023 Results on Feb 13, 2024Intact Financial Corporation announced that they will report Q4, 2023 results After-Market on Feb 13, 2024お知らせ • Dec 15Intact Financial Corporation Appoints Anne Fortin as President, Intact Insurance, Effective January 1, 2024Intact Financial Corporation announced that Anne Fortin has been appointed President, Intact Insurance, effective January 1, 2024. In this role, Anne will have responsibility for Quebec, West, Ontario, and Atlantic divisions of Intact Insurance, providing second to none service to brokers and customers across Canada. Anne will report to Louis Gagnon, CEO, IFC Canada. Since 2021, Anne has been Executive Vice President, Direct Distribution and Chief Marketing and Communications Officer, overseeing all direct-to consumer operations of Intact Financial in Canada and global marketing and communications functions. She joined Intact in 2011 as Deputy Senior Vice President of Marketing, Direct Distribution and held progressively senior positions in the Direct Distribution business. In 2018 Anne was appointed Senior Vice President, Direct Distribution and in 2019 she added Chief Marketing Officer for national marketing operations to her responsibilities. Prior to joining Intact Anne was Vice President and Managing Director of the Montreal office of FCB, one of the world's largest networks of advertising and marketing communications agencies.Upcoming Dividend • Dec 07Upcoming dividend of CA$1.10 per share at 2.1% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 73% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (3.8%).お知らせ • Nov 09Intact Financial Corporation Approves the Quarterly Dividend, Payable on December 29, 2023The Board of Directors of Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the Company's outstanding common shares. The dividends are payable on December 29, 2023, to shareholders of record on December 15, 2023.お知らせ • Oct 24Intact Financial Corporation to Report Q3, 2023 Results on Nov 07, 2023Intact Financial Corporation announced that they will report Q3, 2023 results After-Market on Nov 07, 2023お知らせ • Sep 15+ 1 more updateIntact Financial Corporation announced that it has received CAD 400 million in fundingIntact Financial Corporation announced a best efforts private placement of series 14 unsecured medium term notes for gross proceeds of CAD 400 million on September 14, 2023. The transaction included participation from accredited investors in Canada. The series 14 notes bear an interest rate of 5.276% until maturity on September 14, 2054. The notes are direct unsecured obligations of Intact and rank equally with all other unsecured and unsubordinated indebtedness of the company.お知らせ • Sep 01Intact Financial Corporation Estimates Catastrophe Losses Incurred to Date in the Third Quarter of 2023 from Wildfires and Other Weather EventsIntact Financial Corporation estimated catastrophe losses incurred to date in the third quarter of 2023 from wildfires and other weather events. The company estimates catastrophe losses amount to approximately $570 million pre-tax, or $2.40 per share. These estimated losses relate to a number of events in July 2023 and August 2023, none of which met the threshold for reinsurance under the company’s catastrophe reinsurance treaties. Given that the wildfires are still active, actual losses may differ from this estimate. The company will issue an update in early October 2023 if catastrophe losses increase materially by the end of the quarter.お知らせ • Aug 04Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2023The Board of Directors of Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the company's outstanding common shares. The dividends are payable on September 29, 2023, to shareholders of record on September 15, 2023.New Risk • Aug 04New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 32% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (6.2% net profit margin). Significant insider selling over the past 3 months (€1.8m sold).Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: CA$1.44 (vs CA$6.64 in 2Q 2022)Second quarter 2023 results: EPS: CA$1.44 (down from CA$6.64 in 2Q 2022). Revenue: CA$6.04b (up 11% from 2Q 2022). Net income: CA$252.0m (down 78% from 2Q 2022). Profit margin: 4.2% (down from 22% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: CA$1.44 (vs CA$6.64 in 2Q 2022)Second quarter 2023 results: EPS: CA$1.44 (down from CA$6.64 in 2Q 2022). Revenue: CA$6.04b (up 11% from 2Q 2022). Net income: CA$252.0m (down 78% from 2Q 2022). Profit margin: 4.2% (down from 22% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 18Intact Financial Corporation to Report Q2, 2023 Results on Aug 02, 2023Intact Financial Corporation announced that they will report Q2, 2023 results After-Market on Aug 02, 2023お知らせ • Jul 12Intact Financial Corporation Announces Estimated Catastrophe Loss for the Second Quarter of 2023Intact Financial Corporation announced estimated catastrophe loss for the second quarter of 2023. For the quarter, estimated catastrophe losses are approximately $421 million on a pre-tax basis net of reinsurance ($1.79 per share after-tax).Upcoming Dividend • Jun 07Upcoming dividend of CA$1.10 per share at 2.2% yieldEligible shareholders must have bought the stock before 14 June 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).お知らせ • May 11Intact Financial Corporation Approves Quarterly Dividend, Payable on June 30, 2023Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the Company's outstanding common shares. The dividends are payable on June 30, 2023, to shareholders of record on June 15, 2023.お知らせ • Feb 08Intact Financial Corporation Approves Quarterly DividendIntact Financial Corporation Board of Directors approved a $0.10 per share increase in the quarterly dividend to $1.10 per share on the Company's outstanding common shares. This represents a 10% increase and marks the 18th consecutive annual increase in common share dividend since IPO in 2004.お知らせ • Jan 27Intact Financial Corporation to Report Q4, 2022 Results on Feb 07, 2023Intact Financial Corporation announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Feb 07, 2023お知らせ • Jan 13Intact Financial Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Intact Financial Corporation provided earnings guidance for the fourth quarter of 2022. For the quarter, the company estimated catastrophe losses for the fourth quarter of 2022 of approximately $143 million on a pre-tax basis ($0.63 per share after-tax).Executive Departure • Jun 01Executive VP & COO has left the companyOn the 31st of May, Mathieu Lamy's tenure as Executive VP & COO ended after 3.4 years in the role. As of March 2021, Mathieu personally held 19.12k shares (€2.0m worth at the time). A total of 2 executives have left over the last 12 months.Recent Insider Transactions • May 24Insider recently sold €87k worth of stockOn the 21st of May, Lucie Martel sold around 800 shares on-market at roughly €109 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €495k more than they bought in the last 12 months.Executive Departure • May 15Independent Director has left the companyOn the 12th of May, Carol Stephenson's tenure as Independent Director ended after 16.4 years in the role. As of December 2020, Carol personally held 8.37k shares (€804k worth at the time). Carol is the only executive to leave the company over the last 12 months.Reported Earnings • May 13First quarter 2021 earnings released: EPS CA$3.59 (vs CA$0.66 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CA$3.18b (up 6.1% from 1Q 2020). Net income: CA$514.0m (up 441% from 1Q 2020). Profit margin: 16% (up from 3.2% in 1Q 2020). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 19% per year whereas the company’s share price has increased by 21% per year.Recent Insider Transactions • Mar 11Insider recently sold €61k worth of stockOn the 9th of March, Lucie Martel sold around 600 shares on-market at roughly €102 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €408k more than they bought in the last 12 months.Recent Insider Transactions • Feb 14Insider recently sold €58k worth of stockOn the 11th of February, Lucie Martel sold around 600 shares on-market at roughly €97.32 per share. In the last 3 months, they made an even bigger sale worth €67k. Insiders have been net sellers, collectively disposing of €549k more than they bought in the last 12 months.Reported Earnings • Feb 11Full year 2020 earnings released: EPS CA$7.20 (vs CA$5.08 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: CA$12.5b (up 10% from FY 2019). Net income: CA$1.03b (up 45% from FY 2019). Profit margin: 8.3% (up from 6.3% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.株主還元I5UDE InsuranceDE 市場7D1.8%0.07%2.2%1Y-1.1%6.7%3.5%株主還元を見る業界別リターン: I5U過去 1 年間で6.7 % の収益を上げたGerman Insurance業界を下回りました。リターン対市場: I5Uは、過去 1 年間で3.5 % のリターンを上げたGerman市場を下回りました。価格変動Is I5U's price volatile compared to industry and market?I5U volatilityI5U Average Weekly Movement5.1%Insurance Industry Average Movement3.1%Market Average Movement5.3%10% most volatile stocks in DE Market13.0%10% least volatile stocks in DE Market2.7%安定した株価: I5U 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: I5Uの 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト180932,000Charles Joseph Brindamourwww.intactfc.comインタクト・ファイナンシャル・コーポレーションはその子会社を通じ、カナダ、米国、英国、および国際的な個人および企業に損害保険商品を提供している。同社は、事故、第三者賠償責任、物的損害を補償する個人向け自動車保険、火災、盗難、破壊行為、水害、その他の損害、個人賠償責任などのリスクから家屋や家財を保護する個人向け家財保険、商用自動車、家財、賠償責任を補償する商用ラインおよび特殊ライン保険などの保険を提供している。また、ペット保険やビジネス保険、リスクマネジメント・ソリューションも提供している。同社は、傷害・健康保険、技術保険、海上・内航海運保険、建設業者危険保険、エンターテイメント保険、金融サービス・機関向け商品、および特殊財産保険、保証保険、授業料払い戻し保険、経営者賠償責任保険、サイバー・環境機関向けの各種商品を提供している。旅行保険、ブローカー、消費者直販、代理店、ホールセラー、アフィニティ・グループ、インタクト・プレステージ、マネージング・ゼネラル・エージェント・プラットフォームなどの特殊保険商品を提供している。ブローカー、消費者直販、マネージング・ゼネラル・エージェ ント（MGA）プラットフォームなど複数の販売チャネルを通じて商品を提供している。以前はING Canada Inc.として知られ、2009年にIntact Financial Corporationに社名変更した。インタクト・ファイナンシャル・コーポレーションは1809 年に設立され、カナダのトロントに本拠を置く。もっと見るIntact Financial Corporation 基礎のまとめIntact Financial の収益と売上を時価総額と比較するとどうか。I5U 基礎統計学時価総額€30.63b収益（TTM）€1.98b売上高(TTM)€16.49b15.4xPER（株価収益率1.9xP/SレシオI5U は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計I5U 損益計算書（TTM）収益CA$26.59b売上原価CA$21.82b売上総利益CA$4.76bその他の費用CA$1.57b収益CA$3.20b直近の収益報告Jun 30, 2026次回決算日Nov 04, 2026一株当たり利益（EPS）18.14グロス・マージン17.92%純利益率12.03%有利子負債／自己資本比率19.9%I5U の長期的なパフォーマンスは？過去の実績と比較を見る配当金2.1%現在の配当利回り31%配当性向I5U 配当は確実ですか？I5U 配当履歴とベンチマークを見るI5U 、いつまでに購入すれば配当金を受け取れますか？Intact Financial 配当日配当落ち日Sep 15 2026配当支払日Sep 29 2026配当落ちまでの日数37 days配当支払日までの日数51 daysI5U 配当は確実ですか？I5U 配当履歴とベンチマークを見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/07 17:29終値2026/08/07 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Intact Financial Corporation 9 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。22 アナリスト機関David DonovanAccountability Research CorporationLemar PersaudATB Cormark Historical (Cormark Securities)John AikenBarclays19 その他のアナリストを表示
Declared Dividend • Aug 04Second quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 15th September 2026 Payment date: 29th September 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (31% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 2.5% over the next 3 years. However, it would need to fall by 65% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jul 30Second quarter 2026 earnings released: EPS: CA$3.91 (vs CA$4.71 in 2Q 2025)Second quarter 2026 results: EPS: CA$3.91 (down from CA$4.71 in 2Q 2025). Revenue: CA$6.60b (up 3.7% from 2Q 2025). Net income: CA$690.0m (down 18% from 2Q 2025). Profit margin: 11% (down from 13% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 5.5% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 29Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2026Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2026, to shareholders of record on September 15, 2026.
Recent Insider Transactions • Jun 14Corporate Director recently sold €2.3m worth of stockOn the 11th of June, Timothy Miller sold around 18k shares on-market at roughly €126 per share. This transaction amounted to 64% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.5m more than they bought in the last 12 months.
Upcoming Dividend • Jun 09Upcoming dividend of CA$1.47 per shareEligible shareholders must have bought the stock before 16 June 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.7%).
Declared Dividend • May 21First quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 16th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (28% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 11% over the next 3 years. However, it would need to fall by 68% to increase the payout ratio to a potentially unsustainable range.
Declared Dividend • Aug 04Second quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 15th September 2026 Payment date: 29th September 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (31% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 2.5% over the next 3 years. However, it would need to fall by 65% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jul 30Second quarter 2026 earnings released: EPS: CA$3.91 (vs CA$4.71 in 2Q 2025)Second quarter 2026 results: EPS: CA$3.91 (down from CA$4.71 in 2Q 2025). Revenue: CA$6.60b (up 3.7% from 2Q 2025). Net income: CA$690.0m (down 18% from 2Q 2025). Profit margin: 11% (down from 13% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 5.5% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 29Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2026Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2026, to shareholders of record on September 15, 2026.
Recent Insider Transactions • Jun 14Corporate Director recently sold €2.3m worth of stockOn the 11th of June, Timothy Miller sold around 18k shares on-market at roughly €126 per share. This transaction amounted to 64% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.5m more than they bought in the last 12 months.
Upcoming Dividend • Jun 09Upcoming dividend of CA$1.47 per shareEligible shareholders must have bought the stock before 16 June 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.7%).
Declared Dividend • May 21First quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 16th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (28% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 11% over the next 3 years. However, it would need to fall by 68% to increase the payout ratio to a potentially unsustainable range.
お知らせ • May 08Intact Financial Corporation Approves Quarterly Dividend, Payable on June 30, 2026The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on June 30, 2026, to shareholders of record on June 16, 2026.
お知らせ • Apr 21Intact Financial Corporation to Report Q1, 2026 Results on May 05, 2026Intact Financial Corporation announced that they will report Q1, 2026 results After-Market on May 05, 2026
お知らせ • Feb 17Intact Financial Corporation, Annual General Meeting, May 06, 2026Intact Financial Corporation, Annual General Meeting, May 06, 2026.
お知らせ • Feb 13Intact Financial Corporation announced that it expects to receive CAD 500 million in fundingIntact Financial Corporation announced a private placement of series 17 unsecured medium term notes for gross proceeds of CAD 250 million and Series 2 Limited Recourse Capital Notes for gross proceeds of CAD 250 million for aggregate gross proceeds of CAD 500 million on February 12, 2026. The transaction included participation from accredited investors in Canada. The series 17 notes bear an interest rate of 3.784% until maturity on February 28, 2038 and Series 2 notes bear an interest rate of 5.642% until maturity on March 31, 2086. The notes are direct unsecured obligations of Intact and rank equally with all other unsecured and unsubordinated indebtedness of the company.
お知らせ • Feb 11Intact Financial Corporation Announces Quarterly Dividend on Outstanding Common Shares, Payable on March 31, 2026Intact Financial Corporation announced that the Board of Directors approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on March 31, 2026, to shareholders of record on March 17, 2026. This represents a $0.14 increase and marks the 21st consecutive annual increase in the common share dividend since the IPO in 2004.
お知らせ • Jan 27Intact Financial Corporation to Report Q4, 2025 Results on Feb 10, 2026Intact Financial Corporation announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Feb 10, 2026
お知らせ • Nov 05Intact Financial Corporation Approves Quarterly Dividend on Outstanding Common Shares, Payable on December 31, 2025The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on December 31, 2025, to shareholders of record on December 17, 2025.
お知らせ • Oct 21Intact Financial Corporation to Report Q3, 2025 Results on Nov 04, 2025Intact Financial Corporation announced that they will report Q3, 2025 results After-Market on Nov 04, 2025
お知らせ • Jul 30Intact Financial Corporation Approves Quarterly Dividend , Payable on September 29,2025Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2025, to shareholders of record on September 15, 2025.
お知らせ • Jul 15Intact Financial Corporation to Report Q2, 2025 Results on Jul 29, 2025Intact Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 29, 2025
お知らせ • May 07Intact Financial Corporation Approves the Quarterly Dividend, Payable on June 30, 2025Intact Financial Corporation Board of Directors approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on June 30, 2025, to shareholders of record on June 16, 2025.
お知らせ • Apr 23Intact Financial Corporation to Report Q1, 2025 Results on May 06, 2025Intact Financial Corporation announced that they will report Q1, 2025 results After-Market on May 06, 2025
お知らせ • Feb 18Intact Financial Corporation, Annual General Meeting, May 07, 2025Intact Financial Corporation, Annual General Meeting, May 07, 2025.
お知らせ • Feb 13Intact Financial Corporation Approves the Quarterly Dividend, Payable on March 31, 2025The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on March 31, 2025, to shareholders of record on March 14, 2025.
お知らせ • Jan 28Intact Financial Corporation to Report Q4, 2024 Results on Feb 11, 2025Intact Financial Corporation announced that they will report Q4, 2024 results After-Market on Feb 11, 2025
お知らせ • Jan 23Intact Financial Corporation Announces Transition in Global Specialty Lines LeadershipIntact Financial Corporation announced that T. Michael Miller will retire from his current role as Chief Executive Officer (CEO), Global Specialty Lines (GSL), effective March 31, 2025. He will remain with the organization serving as Chairman, Global Specialty Lines and the IFC board will also be appointing and welcoming him as a Director of IFC following his retirement. Mr. Miller's retirement follows a successful 44-year career in the property and casualty (P&C) industry, including thirteen years at OneBeacon Insurance and the last seven years at Intact, which acquired OneBeacon in 2017. Under Mr. Miller's leadership, the company's specialty platform has more than tripled in size, growing from $2 billion in premiums primarily in North America to over $6 billion with global operations which now include the UK and Europe, and access to 150 territories through its Global Network. Mr. Miller also delivered meaningful profitability improvements through progress in pricing and underwriting sophistication. Emmanuel Clarke, currently serving as IFC Corporate Director and Chairman of IFC's GSL Advisory Board, will succeed Mr. Miller as CEO GSL and will concurrently step down from the board. Mr. Clarke has had a long and established career in the insurance sector, having spent more than 25 years at PartnerRe, a leading global reinsurer, where he served as President & CEO from 2015 to 2020. In recent years he has served on several insurance-related corporate boards advising executives, investors, and founders on how best to accelerate growth across the insurance value chain.
お知らせ • Nov 21Intact Financial Corporation Announces Chief Financial Officer ChangesIntact Financial Corporation announced that Louis Marcotte will step down as Chief Financial Officer (CFO) after the fourth quarter of 2024 earnings are released on February 13, 2025. He will remain with the organization serving as IFC Vice Chair and, in that role, his main mandate will be to support the development of the European operations within Global Specialty Lines. Mr. Marcotte played a key role in effectively communicating IFC's story to investors and this was recognized three times by Brendan Wood as one of Canada's Top Gun CFOs. Over time, Mr. Marcotte built an outstanding Finance team which is widely recognized for excellence in reporting and investor relations. Ken Anderson, currently Chief Financial Officer for RSA UK & Ireland, will succeed Mr. Marcotte as Executive Vice President and Chief Financial Officer. Continuing his successful 17-year career with Intact, Mr. Anderson brings to the role a wealth of experience in treasury, corporate development, investor relations, and financial reporting. Among his achievements is the integral role he played in the structuring and coordination of the RSA acquisition, Intact's largest transaction to date.
お知らせ • Nov 20Intact Financial Corporation Announces Executive Vice President ChangesIntact Financial Corporation announced that Louis Marcotte will step down as Executive Vice President after the fourth quarter of 2024 earnings are released on February 13, 2025. He will remain with the organization serving as IFC Vice Chair and, in that role, his main mandate will be to support the development of European operations within Global Specialty Lines. Mr. Marcotte played a key role in effectively communicating IFC's story to investors and this was recognized three times by Brendan Wood as one of Canada's Top Gun CFOs. Over time, Mr. Marcotte built an outstanding Finance team which is widely recognized for excellence in reporting and investor relations. Ken Anderson, currently Executive Vice President for RSA UK & Ireland, will succeed Mr. Marcotte as Executive Vice President and Chief Financial Officer. Continuing his successful 17-year career with Intact, Mr. Anderson brings to the role a wealth of experience in treasury, corporate development, investor relations, and financial reporting. Among his achievements is the integral role he played in the structuring and coordination of the RSA acquisition, Intact's large transaction to date.
お知らせ • Nov 14Intact Financial Corporation (TSX:IFC) acquired Jiffy Inc.Intact Financial Corporation (TSX:IFC) acquired Jiffy Inc. on November 14, 2024. Intact Financial Corporation (TSX:IFC) completed the acquisition of Jiffy Inc. on November 14, 2024.
お知らせ • Nov 06Intact Financial Corporation Approves Quarterly Dividend on Common Shares, Payable on December 31, 2024Intact Financial Corporation announced Board of Directors approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on December 31, 2024, to shareholders of record on December 16, 2024.
お知らせ • Oct 22Intact Financial Corporation to Report Q3, 2024 Results on Nov 05, 2024Intact Financial Corporation announced that they will report Q3, 2024 results After-Market on Nov 05, 2024
お知らせ • Oct 11Intact Financial Corporation Provides Earnings Guidance for the Third Quarter of 2024Intact Financial Corporation provided earnings guidance for the third quarter of 2024. For the quarter, the company estimates that total catastrophe losses1 for the quarter were approximately $1.2 billion on a pre-tax basis and net of reinsurance ($5.03 per diluted share after-tax). This includes the previously disclosed estimate of $1.1 billion in weather-related losses provided on August 21, in relation to 4 severe events in Canada, namely torrential rains in Southern Ontario, wildfires in Jasper, hailstorm in Calgary and flooding in Québec.
Upcoming Dividend • Sep 06Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 13 September 2024. Payment date: 27 September 2024. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (3.9%).
Declared Dividend • Aug 05Second quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 13th September 2024 Payment date: 27th September 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (41% earnings payout ratio) and cash flows (35% cash payout ratio). The dividend has increased by an average of 9.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 02Intact Financial Corporation Approves the Quarterly Dividend Payable on September 27, 2024Intact Financial Corporation announced that Board of Directors approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on September 27, 2024, to shareholders of record on September 13, 2024.
Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: CA$4.05 (vs CA$1.31 in 2Q 2023)Second quarter 2024 results: EPS: CA$4.05 (up from CA$1.31 in 2Q 2023). Revenue: CA$6.13b (up 11% from 2Q 2023). Net income: CA$750.0m (up 228% from 2Q 2023). Profit margin: 12% (up from 4.1% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 9.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 6.1%. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.
お知らせ • Jul 16Intact Financial Corporation to Report Q2, 2024 Results on Jul 30, 2024Intact Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 30, 2024
Upcoming Dividend • Jun 07Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 14 June 2024. Payment date: 28 June 2024. Payout ratio is a comfortable 52% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.2%).
Recent Insider Transactions • May 15Executive VP & CFO recently sold €1.0m worth of stockOn the 10th of May, Louis Marcotte sold around 7k shares on-market at roughly €155 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. This was Louis' only on-market trade for the last 12 months.
Recent Insider Transactions • May 15Executive VP & CFO recently sold €1.0m worth of stockOn the 10th of May, Louis Marcotte sold around 7k shares on-market at roughly €155 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. This was Louis' only on-market trade for the last 12 months.
Declared Dividend • May 12First quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 14th June 2024 Payment date: 28th June 2024 Dividend yield will be 2.3%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (52% earnings payout ratio) and cash flows (40% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 71% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 09Intact Financial Corporation Approves Quarterly Dividend on the Company's Outstanding Common Shares, Payable on June 28, 2024Intact Financial Corporation approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on June 28, 2024, to shareholders of record on June 14, 2024.
Reported Earnings • May 08First quarter 2024 earnings released: EPS: CA$3.78 (vs CA$2.06 in 1Q 2023)First quarter 2024 results: EPS: CA$3.78 (up from CA$2.06 in 1Q 2023). Revenue: CA$7.27b (up 27% from 1Q 2023). Net income: CA$673.0m (up 86% from 1Q 2023). Profit margin: 9.3% (up from 6.3% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 8.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.5%. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
お知らせ • Apr 23Intact Financial Corporation to Report Q1, 2024 Results on May 07, 2024Intact Financial Corporation announced that they will report Q1, 2024 results After-Market on May 07, 2024
Upcoming Dividend • Mar 07Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 29 March 2024. Payout ratio is a comfortable 63% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (3.6%).
Declared Dividend • Feb 19Third quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (73% earnings payout ratio) and cash flows (41% cash payout ratio). The dividend has increased by an average of 9.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 88% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Recent Insider Transactions • Feb 18Insider recently sold €1.1m worth of stockOn the 15th of February, Benoit Morissette sold around 7k shares on-market at roughly €156 per share. This transaction amounted to 32% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €12m more than they bought in the last 12 months.
お知らせ • Feb 17Intact Financial Corporation, Annual General Meeting, May 08, 2024Intact Financial Corporation, Annual General Meeting, May 08, 2024.
お知らせ • Feb 15Intact Financial Corporation Approves Quarterly Dividend, Payable on March 29, 2024Intact Financial Corporation approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The common share dividends are payable on March 29, 2024, to shareholders of record on March 15, 2024. This represents a $0.11 increase and marks the 19th consecutive annual increase in common share dividend since IPO in 2004.
お知らせ • Jan 30Intact Financial Corporation to Report Q4, 2023 Results on Feb 13, 2024Intact Financial Corporation announced that they will report Q4, 2023 results After-Market on Feb 13, 2024
お知らせ • Dec 15Intact Financial Corporation Appoints Anne Fortin as President, Intact Insurance, Effective January 1, 2024Intact Financial Corporation announced that Anne Fortin has been appointed President, Intact Insurance, effective January 1, 2024. In this role, Anne will have responsibility for Quebec, West, Ontario, and Atlantic divisions of Intact Insurance, providing second to none service to brokers and customers across Canada. Anne will report to Louis Gagnon, CEO, IFC Canada. Since 2021, Anne has been Executive Vice President, Direct Distribution and Chief Marketing and Communications Officer, overseeing all direct-to consumer operations of Intact Financial in Canada and global marketing and communications functions. She joined Intact in 2011 as Deputy Senior Vice President of Marketing, Direct Distribution and held progressively senior positions in the Direct Distribution business. In 2018 Anne was appointed Senior Vice President, Direct Distribution and in 2019 she added Chief Marketing Officer for national marketing operations to her responsibilities. Prior to joining Intact Anne was Vice President and Managing Director of the Montreal office of FCB, one of the world's largest networks of advertising and marketing communications agencies.
Upcoming Dividend • Dec 07Upcoming dividend of CA$1.10 per share at 2.1% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 73% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (3.8%).
お知らせ • Nov 09Intact Financial Corporation Approves the Quarterly Dividend, Payable on December 29, 2023The Board of Directors of Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the Company's outstanding common shares. The dividends are payable on December 29, 2023, to shareholders of record on December 15, 2023.
お知らせ • Oct 24Intact Financial Corporation to Report Q3, 2023 Results on Nov 07, 2023Intact Financial Corporation announced that they will report Q3, 2023 results After-Market on Nov 07, 2023
お知らせ • Sep 15+ 1 more updateIntact Financial Corporation announced that it has received CAD 400 million in fundingIntact Financial Corporation announced a best efforts private placement of series 14 unsecured medium term notes for gross proceeds of CAD 400 million on September 14, 2023. The transaction included participation from accredited investors in Canada. The series 14 notes bear an interest rate of 5.276% until maturity on September 14, 2054. The notes are direct unsecured obligations of Intact and rank equally with all other unsecured and unsubordinated indebtedness of the company.
お知らせ • Sep 01Intact Financial Corporation Estimates Catastrophe Losses Incurred to Date in the Third Quarter of 2023 from Wildfires and Other Weather EventsIntact Financial Corporation estimated catastrophe losses incurred to date in the third quarter of 2023 from wildfires and other weather events. The company estimates catastrophe losses amount to approximately $570 million pre-tax, or $2.40 per share. These estimated losses relate to a number of events in July 2023 and August 2023, none of which met the threshold for reinsurance under the company’s catastrophe reinsurance treaties. Given that the wildfires are still active, actual losses may differ from this estimate. The company will issue an update in early October 2023 if catastrophe losses increase materially by the end of the quarter.
お知らせ • Aug 04Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2023The Board of Directors of Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the company's outstanding common shares. The dividends are payable on September 29, 2023, to shareholders of record on September 15, 2023.
New Risk • Aug 04New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 32% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (6.2% net profit margin). Significant insider selling over the past 3 months (€1.8m sold).
Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: CA$1.44 (vs CA$6.64 in 2Q 2022)Second quarter 2023 results: EPS: CA$1.44 (down from CA$6.64 in 2Q 2022). Revenue: CA$6.04b (up 11% from 2Q 2022). Net income: CA$252.0m (down 78% from 2Q 2022). Profit margin: 4.2% (down from 22% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: CA$1.44 (vs CA$6.64 in 2Q 2022)Second quarter 2023 results: EPS: CA$1.44 (down from CA$6.64 in 2Q 2022). Revenue: CA$6.04b (up 11% from 2Q 2022). Net income: CA$252.0m (down 78% from 2Q 2022). Profit margin: 4.2% (down from 22% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 18Intact Financial Corporation to Report Q2, 2023 Results on Aug 02, 2023Intact Financial Corporation announced that they will report Q2, 2023 results After-Market on Aug 02, 2023
お知らせ • Jul 12Intact Financial Corporation Announces Estimated Catastrophe Loss for the Second Quarter of 2023Intact Financial Corporation announced estimated catastrophe loss for the second quarter of 2023. For the quarter, estimated catastrophe losses are approximately $421 million on a pre-tax basis net of reinsurance ($1.79 per share after-tax).
Upcoming Dividend • Jun 07Upcoming dividend of CA$1.10 per share at 2.2% yieldEligible shareholders must have bought the stock before 14 June 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).
お知らせ • May 11Intact Financial Corporation Approves Quarterly Dividend, Payable on June 30, 2023Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the Company's outstanding common shares. The dividends are payable on June 30, 2023, to shareholders of record on June 15, 2023.
お知らせ • Feb 08Intact Financial Corporation Approves Quarterly DividendIntact Financial Corporation Board of Directors approved a $0.10 per share increase in the quarterly dividend to $1.10 per share on the Company's outstanding common shares. This represents a 10% increase and marks the 18th consecutive annual increase in common share dividend since IPO in 2004.
お知らせ • Jan 27Intact Financial Corporation to Report Q4, 2022 Results on Feb 07, 2023Intact Financial Corporation announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Feb 07, 2023
お知らせ • Jan 13Intact Financial Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Intact Financial Corporation provided earnings guidance for the fourth quarter of 2022. For the quarter, the company estimated catastrophe losses for the fourth quarter of 2022 of approximately $143 million on a pre-tax basis ($0.63 per share after-tax).
Executive Departure • Jun 01Executive VP & COO has left the companyOn the 31st of May, Mathieu Lamy's tenure as Executive VP & COO ended after 3.4 years in the role. As of March 2021, Mathieu personally held 19.12k shares (€2.0m worth at the time). A total of 2 executives have left over the last 12 months.
Recent Insider Transactions • May 24Insider recently sold €87k worth of stockOn the 21st of May, Lucie Martel sold around 800 shares on-market at roughly €109 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €495k more than they bought in the last 12 months.
Executive Departure • May 15Independent Director has left the companyOn the 12th of May, Carol Stephenson's tenure as Independent Director ended after 16.4 years in the role. As of December 2020, Carol personally held 8.37k shares (€804k worth at the time). Carol is the only executive to leave the company over the last 12 months.
Reported Earnings • May 13First quarter 2021 earnings released: EPS CA$3.59 (vs CA$0.66 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CA$3.18b (up 6.1% from 1Q 2020). Net income: CA$514.0m (up 441% from 1Q 2020). Profit margin: 16% (up from 3.2% in 1Q 2020). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 19% per year whereas the company’s share price has increased by 21% per year.
Recent Insider Transactions • Mar 11Insider recently sold €61k worth of stockOn the 9th of March, Lucie Martel sold around 600 shares on-market at roughly €102 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €408k more than they bought in the last 12 months.
Recent Insider Transactions • Feb 14Insider recently sold €58k worth of stockOn the 11th of February, Lucie Martel sold around 600 shares on-market at roughly €97.32 per share. In the last 3 months, they made an even bigger sale worth €67k. Insiders have been net sellers, collectively disposing of €549k more than they bought in the last 12 months.
Reported Earnings • Feb 11Full year 2020 earnings released: EPS CA$7.20 (vs CA$5.08 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: CA$12.5b (up 10% from FY 2019). Net income: CA$1.03b (up 45% from FY 2019). Profit margin: 8.3% (up from 6.3% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.
