E-L Financial（74N）株式概要イー・エル・ファイナンシャル・コーポレーションはカナダで投資・保険持株会社として営業している。 詳細74N ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長0/6過去の実績2/6財務の健全性5/6配当金4/6報酬当社が推定した公正価値より79.8%で取引されている 過去5年間の収益は年間11.3%増加しました。 リスク分析German市場と比較した過去 3 か月間の株価の変動すべてのリスクチェックを見る74N Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW487,236 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA487,236 investors already sharing narrativesYour Fair Value€Current Price€10.3025.6% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-243m6b2016201920222025202620282031Revenue CA$5.7bEarnings CA$2.0bAdvancedSet Fair ValueView all narrativesE-L Financial Corporation Limited 競合他社Wüstenrot & WürttembergischeSymbol: XTRA:WUWMarket cap: €1.4bNÜRNBERGER Beteiligungs-AGSymbol: XTRA:NBG6Market cap: €1.4bTalanxSymbol: XTRA:TLXMarket cap: €29.8bHannover RückSymbol: XTRA:HNR1Market cap: €29.8b価格と性能株価の高値、安値、推移の概要E-L Financial過去の株価現在の株価CA$10.3052週高値CA$12.1052週安値CA$8.75ベータ0.831ヶ月の変化-0.96%3ヶ月変化-9.65%1年変化16.38%3年間の変化67.48%5年間の変化68.85%IPOからの変化139.26%最新ニュースUpcoming Dividend • Jun 25Upcoming dividend of CA$0.04 per shareEligible shareholders must have bought the stock before 30 June 2026. Payment date: 17 July 2026. Payout ratio is a comfortable 4.5% and this is well supported by cash flows. Trailing yield: 0.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.4%).New Risk • May 25New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Board Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Elizabeth Loach was the last director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • May 14E-L Financial Corporation Limited announces Quarterly dividend, payable on July 17, 2026E-L Financial Corporation Limited announced Quarterly dividend of CAD 0.0400 per share payable on July 17, 2026, ex-date on June 30, 2026 and record date on June 30, 2026.お知らせ • Mar 06E-L Financial Corporation Limited Announces Cash Dividend on Common Shares, Payable on April 17, 2026E-L Financial Corporation Limited announced cash dividend of $0.04 per common share. Record Date is March 31, 2026. Payable on April 17, 2026.お知らせ • Feb 23E-L Financial Corporation Limited, Annual General Meeting, May 12, 2026E-L Financial Corporation Limited, Annual General Meeting, May 12, 2026.最新情報をもっと見るRecent updatesUpcoming Dividend • Jun 25Upcoming dividend of CA$0.04 per shareEligible shareholders must have bought the stock before 30 June 2026. Payment date: 17 July 2026. Payout ratio is a comfortable 4.5% and this is well supported by cash flows. Trailing yield: 0.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.4%).New Risk • May 25New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Board Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Elizabeth Loach was the last director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • May 14E-L Financial Corporation Limited announces Quarterly dividend, payable on July 17, 2026E-L Financial Corporation Limited announced Quarterly dividend of CAD 0.0400 per share payable on July 17, 2026, ex-date on June 30, 2026 and record date on June 30, 2026.お知らせ • Mar 06E-L Financial Corporation Limited Announces Cash Dividend on Common Shares, Payable on April 17, 2026E-L Financial Corporation Limited announced cash dividend of $0.04 per common share. Record Date is March 31, 2026. Payable on April 17, 2026.お知らせ • Feb 23E-L Financial Corporation Limited, Annual General Meeting, May 12, 2026E-L Financial Corporation Limited, Annual General Meeting, May 12, 2026.お知らせ • Jan 16E-L Financial Corporation Limited Announces Special Dividend, Payable on March 13, 2026The Board of Directors of E-L Financial Corporation Limited declared a special cash dividend of $1.05 per Common Share payable on March 13, 2026 to shareholders of record on March 3, 2026.お知らせ • Nov 11E-L Financial Corporation Limited Announces Cash Dividend on Common Shares, Payable on January 16, 2026E-L Financial Corporation Limited announced cash dividend of $0.04 per common share. Record Date is December 31, 2025. Payable Date is January 16, 2026.お知らせ • Aug 08E-L Financial Corporation Limited Declares Cash Dividends on Common Shares, Payable October 17, 2025The Board of Directors of E-L Financial Corporation Limited declared the following cash dividends: Common Shares for $0.04 per share. Record Date: September 29, 2025 and Payable Date: October 17, 2025.お知らせ • May 09E-L Financial Corporation Limited announces Quarterly dividend, payable on July 17, 2025E-L Financial Corporation Limited announced Quarterly dividend of CAD 0.0400 per share payable on July 17, 2025, ex-date on June 30, 2025 and record date on June 30, 2025.お知らせ • Mar 07E-L Financial Corporation Limited Declares Cash Dividend on Common Shares, Payable on April 17, 2025E-L Financial Corporation Limited declared cash dividends Common Shares of $3.75 per share. Payable Date is April 17, 2025. Record Date is March 31, 2025.お知らせ • Feb 17E-L Financial Corporation Limited, Annual General Meeting, May 07, 2025E-L Financial Corporation Limited, Annual General Meeting, May 07, 2025.お知らせ • Jan 16E-L Financial Corporation Limited Declares Special Dividend, Payable on March 14, 2025E-L Financial Corporation Limited declared a special dividend of $150.00 per common share. payable on March 14, 2025 to shareholders of record on March 3, 2025.Valuation Update With 7 Day Price Move • Nov 12Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €990, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 14x in the Insurance industry in Germany. Total returns to shareholders of 75% over the past three years.お知らせ • Nov 09E-L Financial Corporation Limited Declares Quarterly Dividend, Payable on January 17, 2025On November 8, 2024, the board of directors of E-L Financial Corporation Limited declared a quarterly dividend of $3.75 per common share payable on January 17, 2025, with a record date of December 31, 2024.Upcoming Dividend • Sep 20Upcoming dividend of CA$3.75 per shareEligible shareholders must have bought the stock before 27 September 2024. Payment date: 17 October 2024. Payout ratio is a comfortable 4.2% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (3.9%).Declared Dividend • Aug 19Dividend of CA$3.75 announcedShareholders will receive a dividend of CA$3.75. Ex-date: 27th September 2024 Payment date: 17th October 2024 Dividend yield will be 6.1%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (4% earnings payout ratio) and cash flows (7% cash payout ratio). The dividend has increased by an average of 41% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 49% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 11Second quarter 2024 earnings released: EPS: CA$67.66 (vs CA$46.86 in 2Q 2023)Second quarter 2024 results: EPS: CA$67.66 (up from CA$46.86 in 2Q 2023). Revenue: CA$668.6m (up 5.4% from 2Q 2023). Net income: CA$233.8m (up 24% from 2Q 2023). Profit margin: 35% (up from 30% in 2Q 2023). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 10% per year.お知らせ • Aug 09E-L Financial Corporation Limited Announces Common Shares Dividend, Payable on October 17, 2024E-L Financial Corporation Limited declared cash dividends Common Shares of $3.75. Payable Date is October 17, 2024. Record Date is September 27, 2024.Declared Dividend • May 14Dividend of CA$3.75 announcedShareholders will receive a dividend of CA$3.75. Ex-date: 28th June 2024 Payment date: 17th July 2024 Dividend yield will be 7.4%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (4% earnings payout ratio) and cash flows (7% cash payout ratio). The dividend has increased by an average of 41% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 39% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Reported Earnings • May 10First quarter 2024 earnings released: EPS: CA$161 (vs CA$88.24 in 1Q 2023)First quarter 2024 results: EPS: CA$161 (up from CA$88.24 in 1Q 2023). Revenue: CA$1.07b (up 35% from 1Q 2023). Net income: CA$549.9m (up 83% from 1Q 2023). Profit margin: 51% (up from 38% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.お知らせ • May 09E-L Financial Corporation Limited Declares Cash Dividends on Common Shares, Payable on July 17, 2024The Board of Directors of E-L Financial Corporation Limited declared cash dividends on common shares of $3.75 per share. The dividend will be payable on July 17, 2024 with Record Date of June 28, 2024.Upcoming Dividend • May 06Upcoming dividend of CA$60.00 per shareEligible shareholders must have bought the stock before 13 May 2024. Payment date: 14 June 2024. Payout ratio is a comfortable 5.6% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).お知らせ • Apr 20E-L Financial Corporation Limited Declares Special Cash Dividend, Payable on June 14, 2024The Board of Directors of E-L Financial Corporation Limited declared a special cash dividend of $60.00 per Common Share payable on June 14, 2024 to shareholders of record on May 14, 2024.Upcoming Dividend • Mar 20Upcoming dividend of CA$3.75 per shareEligible shareholders must have bought the stock before 27 March 2024. Payment date: 17 April 2024. Payout ratio is a comfortable 5.6% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (4.1%).Declared Dividend • Mar 17Fourth quarter dividend of CA$3.75 announcedShareholders will receive a dividend of CA$3.75. Ex-date: 27th March 2024 Payment date: 17th April 2024 Dividend yield will be 1.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (6% earnings payout ratio) and cash flows (7% cash payout ratio). The dividend has increased by an average of 41% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 133% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Reported Earnings • Mar 10Full year 2023 earnings released: EPS: CA$266 (vs CA$53.47 loss in FY 2022)Full year 2023 results: EPS: CA$266 (up from CA$53.47 loss in FY 2022). Net income: CA$933.2m (up CA$1.12b from FY 2022). Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.お知らせ • Mar 08E-L Financial Corporation Limited Declares Cash Dividend, Payable on April 17, 2024The Board of Directors of E-L Financial Corporation Limited declared the common shares cash dividend of $3.75 per share. Record date is March 28, 2024; Payable date is April 17, 2024.お知らせ • Feb 23E-L Financial Corporation Limited, Annual General Meeting, May 08, 2024E-L Financial Corporation Limited, Annual General Meeting, May 08, 2024.Upcoming Dividend • Dec 21Upcoming dividend of CA$3.75 per share at 1.5% yieldEligible shareholders must have bought the stock before 28 December 2023. Payment date: 17 January 2024. Payout ratio is a comfortable 5.2% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (3.9%).Reported Earnings • Nov 13Third quarter 2023 earnings released: CA$17.73 loss per share (vs CA$7.59 profit in 3Q 2022)Third quarter 2023 results: CA$17.73 loss per share (down from CA$7.59 profit in 3Q 2022). Revenue: CA$275.1m (down 24% from 3Q 2022). Net loss: CA$57.4m (down 286% from profit in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.お知らせ • Nov 09E-L Financial Corporation Limited (TSX:ELF) announces an Equity Buyback for CAD 100 million worth of its shares.E-L Financial Corporation Limited (TSX:ELF) announces a share repurchase program. Under the substantial course issuer bid, the company will repurchase up to CAD 100 million worth of its shares. The shares will be repurchased at a price of not less than CAD 900 per share and at a price of not more than CAD 1,050 per share. The purpose of the offer is to provide the shareholders with the opportunity to return up to CAD 100 million if they elect to tender while at the same time increasing the proportionate share ownership of shareholders who do not elect to tender. The repurchased shares will be cancelled. If the aggregate purchase price for shares validly tendered pursuant to auction tenders and purchase price tenders is greater than the amount available for auction tenders and purchase price tenders, the company will purchase shares from the shareholders who made purchase price tenders or tendered at or below the finally determined purchase price on a pro rata basis, except that “odd lot” holders (holders of less than 100 shares) will not be subject to proration. The offer is valid till December 15, 2023, unless withdrawn or extended. As of November 7, 2023, the company has 3,552,390 shares issued and outstanding.お知らせ • Nov 08E-L Financial Corporation Limited Declares Cash Dividend on Common Shares, Payable on January 17, 2024E-L Financial Corporation Limited announced that the board of directors declared cash dividend of $3.75 per Common Shares, payable on January 17, 2024. Record date is December 29, 2023.Upcoming Dividend • Sep 21Upcoming dividend of CA$3.75 per share at 1.6% yieldEligible shareholders must have bought the stock before 28 September 2023. Payment date: 17 October 2023. Payout ratio is a comfortable 4.1% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.0%).Reported Earnings • Aug 11Second quarter 2023 earnings released: EPS: CA$52.07 (vs CA$145 loss in 2Q 2022)Second quarter 2023 results: EPS: CA$52.07 (up from CA$145 loss in 2Q 2022). Net income: CA$184.1m (up CA$619.0m from 2Q 2022).お知らせ • Aug 10E-L Financial Corporation Limited Declares Cash Dividend on Common Share, Payable on October 17, 2023E-L Financial Corporation Limited announced the Board of Directors declared cash dividend of $3.75 per Common Share, payable on October 17, 2023. Record date is September 29, 2023.Upcoming Dividend • Jun 22Upcoming dividend of CA$3.75 per share at 1.7% yieldEligible shareholders must have bought the stock before 29 June 2023. Payment date: 17 July 2023. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.5%).Reported Earnings • May 16First quarter 2023 earnings releasedFirst quarter 2023 results: Net income: CA$306.9m (up CA$546.8m from 1Q 2022).お知らせ • May 13E-L Financial Corporation Limited Declares Cash Dividend on Common Share, Payable on July 17, 2023E-L Financial Corporation Limited announced The Board of Directors declared cash dividend of $3.75 per Common Share, payable on July 17, 2023, Record date is June 30, 2023.お知らせ • May 11E-L Financial Corporation Limited Elects Elizabeth M. Loach as DirectorE-L Financial Corporation Limited at its Annual Meeting of Shareholders held on May 10, 2023, elected Elizabeth M. Loach as director.Upcoming Dividend • Mar 23Upcoming dividend of CA$3.75 per share at 1.7% yieldEligible shareholders must have bought the stock before 30 March 2023. Payment date: 17 April 2023. The company is not currently making a profit but it is cash flow positive. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.6%).Reported Earnings • Mar 10Full year 2022 earnings released: CA$53.47 loss per share (vs CA$315 profit in FY 2021)Full year 2022 results: CA$53.47 loss per share (down from CA$315 profit in FY 2021). Net loss: CA$174.4m (down 115% from profit in FY 2021).お知らせ • Jan 11E-L Financial Corporation Limited announced that it expects to receive CAD 200 million in fundingE-L Financial Corporation Limited announced a private placement of 5.503% unsecured convertible debentures for the gross proceeds of CAD 200 million on January 10, 2023. The debentures will mature on January,13, 2033, and will bear interest at a fixed annual rate of 5.503% for the first five years, payable semi-annually, and a variable rate equal to daily compounded CORRA determined for each interest period plus 2.26 per%, for the last five years, payable quarterly in arrears. The transaction is expected to close on January 13, 2023.Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 7 highly experienced directors. Independent Director Peter Levitt was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 11Third quarter 2022 earnings released: EPS: CA$9.96 (vs CA$45.47 in 3Q 2021)Third quarter 2022 results: EPS: CA$9.96 (down from CA$45.47 in 3Q 2021). Net income: CA$39.4m (down 76% from 3Q 2021). Profit margin: 10% (down from 38% in 3Q 2021). The decrease in margin was primarily driven by higher expenses.Upcoming Dividend • Sep 21Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 28 September 2022. Payment date: 17 October 2022. The company is not currently making a profit but it is cash flow positive. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (5.1%).Reported Earnings • Aug 13Second quarter 2022 earnings released: CA$124 loss per share (vs CA$65.47 profit in 2Q 2021)Second quarter 2022 results: CA$124 loss per share (down from CA$65.47 profit in 2Q 2021). Net loss: CA$443.0m (down 286% from profit in 2Q 2021).Upcoming Dividend • Jun 22Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 29 June 2022. Payment date: 15 July 2022. Payout ratio is a comfortable 8.3% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of German dividend payers (4.4%). Lower than average of industry peers (5.2%).Reported Earnings • May 13First quarter 2022 earnings released: CA$66.52 loss per share (vs CA$128 profit in 1Q 2021)First quarter 2022 results: CA$66.52 loss per share (down from CA$128 profit in 1Q 2021). Revenue: -CA$829.2m (down 849% from 1Q 2021). Net loss: CA$239.9m (down 152% from profit in 1Q 2021). Profit margin: 29% (down from 417% in 1Q 2021). The decrease in margin was primarily driven by lower revenue.Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 6 highly experienced directors. Independent Director Stephen J. Smith was the last director to join the board, commencing their role in 2018. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Mar 23Upcoming dividend of CA$27.50 per shareEligible shareholders must have bought the stock before 30 March 2022. Payment date: 14 April 2022. Payout ratio is a comfortable 2.8% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (3.6%). Lower than average of industry peers (4.7%).Reported Earnings • Mar 12Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: EPS: CA$315 (up from CA$128 in FY 2020). Revenue: CA$2.48b (down 2.1% from FY 2020). Net income: CA$1.14b (up 135% from FY 2020). Profit margin: 46% (up from 19% in FY 2020). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 25%.Upcoming Dividend • Dec 23Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 30 December 2021. Payment date: 17 January 2022. Payout ratio is a comfortable 2.0% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (4.2%).Reported Earnings • Nov 11Third quarter 2021 earnings releasedThe company reported a soft third quarter result with weaker earnings and revenues, although profit margins were improved. Third quarter 2021 results: Revenue: CA$436.9m (down 30% from 3Q 2020). Net income: CA$169.7m (down 14% from 3Q 2020). Profit margin: 39% (up from 32% in 3Q 2020). The increase in margin was driven by lower expenses.Upcoming Dividend • Sep 21Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 28 September 2021. Payment date: 15 October 2021. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.6%).Reported Earnings • Aug 10Second quarter 2021 earnings releasedThe company reported a poor second quarter result with weaker earnings and revenues, although profit margins were flat. Second quarter 2021 results: Revenue: CA$928.0m (down 45% from 2Q 2020). Net income: CA$240.6m (down 46% from 2Q 2020). Profit margin: 26% (in line with 2Q 2020).Upcoming Dividend • Jun 22Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 29 June 2021. Payment date: 16 July 2021. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (3.1%). Lower than average of industry peers (4.2%).Reported Earnings • May 12First quarter 2021 earnings releasedFirst quarter 2021 results: Revenue: CA$110.7m (down 113% from 1Q 2020). Net income: CA$466.4m (up CA$1.13b from 1Q 2020).Upcoming Dividend • Mar 23Upcoming dividend of CA$1.25 per shareEligible shareholders must have bought the stock before 30 March 2021. Payment date: 16 April 2021. Trailing yield: 0.5%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (4.1%).Reported Earnings • Mar 12Full year 2020 earnings released: EPS CA$128 (vs CA$186 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CA$2.54b (down 13% from FY 2019). Net income: CA$484.1m (down 34% from FY 2019). Profit margin: 19% (down from 25% in FY 2019). The decrease in margin was driven by lower revenue.Is New 90 Day High Low • Mar 06New 90-day high: €545The company is up 21% from its price of €450 on 04 December 2020. The German market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 5.0% over the same period.Is New 90 Day High Low • Feb 07New 90-day high: €530The company is up 26% from its price of €420 on 06 November 2020. The German market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 15% over the same period.Is New 90 Day High Low • Jan 07New 90-day high: €492The company is up 14% from its price of €431 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Insurance industry, which is up 17% over the same period.Reported Earnings • Nov 13Third quarter 2020 earnings released: EPS CA$52.88The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: CA$621.1m (up 8.8% from 3Q 2019). Net income: CA$197.9m (up 103% from 3Q 2019). Profit margin: 32% (up from 17% in 3Q 2019). The increase in margin was primarily driven by lower expenses.株主還元74NDE InsuranceDE 市場7D-5.5%-0.7%2.2%1Y16.4%8.1%4.6%株主還元を見る業界別リターン: 74N過去 1 年間で8.1 % の収益を上げたGerman Insurance業界を上回りました。リターン対市場: 74N過去 1 年間で4.6 % の収益を上げたGerman市場を上回りました。価格変動Is 74N's price volatile compared to industry and market?74N volatility74N Average Weekly Movement8.8%Insurance Industry Average Movement3.2%Market Average Movement5.4%10% most volatile stocks in DE Market12.9%10% least volatile stocks in DE Market2.8%安定した株価: 74Nの株価は、 German市場と比較して過去 3 か月間で変動しています。時間の経過による変動: 74Nの weekly volatility ( 9% ) は過去 1 年間安定していますが、依然としてGermanの株式の 75% よりも高くなっています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19681,250Duncan Newton Jackmanwww.e-lfinancial.caイー・エル・ファイナンシャル・コーポレーションはカナダで投資・保険持株会社として営業。E-Lコーポレートとエンパイア・ライフの2つのセグメントで事業展開。同社は普通株式、投資ファンド、クローズドエンド型投資会社、リミテッド・パートナーシップ、その他の非公開会社や投資会社を通じて、直接・間接的に株式や債券への投資を所有している。また、独立系ファイナンシャル・アドバイザー、マネージング・ゼネラル・エージェント、ナショナル・アカウント・ファーム、グループ・ソリューション・ブローカーや代理店のネットワークを通じて、個人、専門家、企業向けに生命保険や健康保険、ウェルス・マネジメント商品、従業員福利厚生制度、金融サービス、分離ファンド、投資信託、年金商品の引き受けも行っている。イー・エル・ファイナンシャル・コーポレーションは1968年に設立され、カナダのトロントに本社を置いている。もっと見るE-L Financial Corporation Limited 基礎のまとめE-L Financial の収益と売上を時価総額と比較するとどうか。74N 基礎統計学時価総額€3.60b収益（TTM）€717.93m売上高(TTM)€2.06b5.1xPER（株価収益率1.8xP/Sレシオ74N は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計74N 損益計算書（TTM）収益CA$3.34b売上原価CA$1.37b売上総利益CA$1.97bその他の費用CA$805.21m収益CA$1.16b直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）3.37グロス・マージン58.93%純利益率34.84%有利子負債／自己資本比率5.9%74N の長期的なパフォーマンスは？過去の実績と比較を見る配当金0.9%現在の配当利回り5%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/04 16:21終値2026/08/04 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋E-L Financial Corporation Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Upcoming Dividend • Jun 25Upcoming dividend of CA$0.04 per shareEligible shareholders must have bought the stock before 30 June 2026. Payment date: 17 July 2026. Payout ratio is a comfortable 4.5% and this is well supported by cash flows. Trailing yield: 0.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.4%).
New Risk • May 25New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Board Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Elizabeth Loach was the last director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • May 14E-L Financial Corporation Limited announces Quarterly dividend, payable on July 17, 2026E-L Financial Corporation Limited announced Quarterly dividend of CAD 0.0400 per share payable on July 17, 2026, ex-date on June 30, 2026 and record date on June 30, 2026.
お知らせ • Mar 06E-L Financial Corporation Limited Announces Cash Dividend on Common Shares, Payable on April 17, 2026E-L Financial Corporation Limited announced cash dividend of $0.04 per common share. Record Date is March 31, 2026. Payable on April 17, 2026.
お知らせ • Feb 23E-L Financial Corporation Limited, Annual General Meeting, May 12, 2026E-L Financial Corporation Limited, Annual General Meeting, May 12, 2026.
Upcoming Dividend • Jun 25Upcoming dividend of CA$0.04 per shareEligible shareholders must have bought the stock before 30 June 2026. Payment date: 17 July 2026. Payout ratio is a comfortable 4.5% and this is well supported by cash flows. Trailing yield: 0.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.4%).
New Risk • May 25New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Board Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Elizabeth Loach was the last director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • May 14E-L Financial Corporation Limited announces Quarterly dividend, payable on July 17, 2026E-L Financial Corporation Limited announced Quarterly dividend of CAD 0.0400 per share payable on July 17, 2026, ex-date on June 30, 2026 and record date on June 30, 2026.
お知らせ • Mar 06E-L Financial Corporation Limited Announces Cash Dividend on Common Shares, Payable on April 17, 2026E-L Financial Corporation Limited announced cash dividend of $0.04 per common share. Record Date is March 31, 2026. Payable on April 17, 2026.
お知らせ • Feb 23E-L Financial Corporation Limited, Annual General Meeting, May 12, 2026E-L Financial Corporation Limited, Annual General Meeting, May 12, 2026.
お知らせ • Jan 16E-L Financial Corporation Limited Announces Special Dividend, Payable on March 13, 2026The Board of Directors of E-L Financial Corporation Limited declared a special cash dividend of $1.05 per Common Share payable on March 13, 2026 to shareholders of record on March 3, 2026.
お知らせ • Nov 11E-L Financial Corporation Limited Announces Cash Dividend on Common Shares, Payable on January 16, 2026E-L Financial Corporation Limited announced cash dividend of $0.04 per common share. Record Date is December 31, 2025. Payable Date is January 16, 2026.
お知らせ • Aug 08E-L Financial Corporation Limited Declares Cash Dividends on Common Shares, Payable October 17, 2025The Board of Directors of E-L Financial Corporation Limited declared the following cash dividends: Common Shares for $0.04 per share. Record Date: September 29, 2025 and Payable Date: October 17, 2025.
お知らせ • May 09E-L Financial Corporation Limited announces Quarterly dividend, payable on July 17, 2025E-L Financial Corporation Limited announced Quarterly dividend of CAD 0.0400 per share payable on July 17, 2025, ex-date on June 30, 2025 and record date on June 30, 2025.
お知らせ • Mar 07E-L Financial Corporation Limited Declares Cash Dividend on Common Shares, Payable on April 17, 2025E-L Financial Corporation Limited declared cash dividends Common Shares of $3.75 per share. Payable Date is April 17, 2025. Record Date is March 31, 2025.
お知らせ • Feb 17E-L Financial Corporation Limited, Annual General Meeting, May 07, 2025E-L Financial Corporation Limited, Annual General Meeting, May 07, 2025.
お知らせ • Jan 16E-L Financial Corporation Limited Declares Special Dividend, Payable on March 14, 2025E-L Financial Corporation Limited declared a special dividend of $150.00 per common share. payable on March 14, 2025 to shareholders of record on March 3, 2025.
Valuation Update With 7 Day Price Move • Nov 12Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €990, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 14x in the Insurance industry in Germany. Total returns to shareholders of 75% over the past three years.
お知らせ • Nov 09E-L Financial Corporation Limited Declares Quarterly Dividend, Payable on January 17, 2025On November 8, 2024, the board of directors of E-L Financial Corporation Limited declared a quarterly dividend of $3.75 per common share payable on January 17, 2025, with a record date of December 31, 2024.
Upcoming Dividend • Sep 20Upcoming dividend of CA$3.75 per shareEligible shareholders must have bought the stock before 27 September 2024. Payment date: 17 October 2024. Payout ratio is a comfortable 4.2% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (3.9%).
Declared Dividend • Aug 19Dividend of CA$3.75 announcedShareholders will receive a dividend of CA$3.75. Ex-date: 27th September 2024 Payment date: 17th October 2024 Dividend yield will be 6.1%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (4% earnings payout ratio) and cash flows (7% cash payout ratio). The dividend has increased by an average of 41% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 49% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 11Second quarter 2024 earnings released: EPS: CA$67.66 (vs CA$46.86 in 2Q 2023)Second quarter 2024 results: EPS: CA$67.66 (up from CA$46.86 in 2Q 2023). Revenue: CA$668.6m (up 5.4% from 2Q 2023). Net income: CA$233.8m (up 24% from 2Q 2023). Profit margin: 35% (up from 30% in 2Q 2023). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 10% per year.
お知らせ • Aug 09E-L Financial Corporation Limited Announces Common Shares Dividend, Payable on October 17, 2024E-L Financial Corporation Limited declared cash dividends Common Shares of $3.75. Payable Date is October 17, 2024. Record Date is September 27, 2024.
Declared Dividend • May 14Dividend of CA$3.75 announcedShareholders will receive a dividend of CA$3.75. Ex-date: 28th June 2024 Payment date: 17th July 2024 Dividend yield will be 7.4%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (4% earnings payout ratio) and cash flows (7% cash payout ratio). The dividend has increased by an average of 41% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 39% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Reported Earnings • May 10First quarter 2024 earnings released: EPS: CA$161 (vs CA$88.24 in 1Q 2023)First quarter 2024 results: EPS: CA$161 (up from CA$88.24 in 1Q 2023). Revenue: CA$1.07b (up 35% from 1Q 2023). Net income: CA$549.9m (up 83% from 1Q 2023). Profit margin: 51% (up from 38% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
お知らせ • May 09E-L Financial Corporation Limited Declares Cash Dividends on Common Shares, Payable on July 17, 2024The Board of Directors of E-L Financial Corporation Limited declared cash dividends on common shares of $3.75 per share. The dividend will be payable on July 17, 2024 with Record Date of June 28, 2024.
Upcoming Dividend • May 06Upcoming dividend of CA$60.00 per shareEligible shareholders must have bought the stock before 13 May 2024. Payment date: 14 June 2024. Payout ratio is a comfortable 5.6% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).
お知らせ • Apr 20E-L Financial Corporation Limited Declares Special Cash Dividend, Payable on June 14, 2024The Board of Directors of E-L Financial Corporation Limited declared a special cash dividend of $60.00 per Common Share payable on June 14, 2024 to shareholders of record on May 14, 2024.
Upcoming Dividend • Mar 20Upcoming dividend of CA$3.75 per shareEligible shareholders must have bought the stock before 27 March 2024. Payment date: 17 April 2024. Payout ratio is a comfortable 5.6% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (4.1%).
Declared Dividend • Mar 17Fourth quarter dividend of CA$3.75 announcedShareholders will receive a dividend of CA$3.75. Ex-date: 27th March 2024 Payment date: 17th April 2024 Dividend yield will be 1.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (6% earnings payout ratio) and cash flows (7% cash payout ratio). The dividend has increased by an average of 41% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 133% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Reported Earnings • Mar 10Full year 2023 earnings released: EPS: CA$266 (vs CA$53.47 loss in FY 2022)Full year 2023 results: EPS: CA$266 (up from CA$53.47 loss in FY 2022). Net income: CA$933.2m (up CA$1.12b from FY 2022). Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
お知らせ • Mar 08E-L Financial Corporation Limited Declares Cash Dividend, Payable on April 17, 2024The Board of Directors of E-L Financial Corporation Limited declared the common shares cash dividend of $3.75 per share. Record date is March 28, 2024; Payable date is April 17, 2024.
お知らせ • Feb 23E-L Financial Corporation Limited, Annual General Meeting, May 08, 2024E-L Financial Corporation Limited, Annual General Meeting, May 08, 2024.
Upcoming Dividend • Dec 21Upcoming dividend of CA$3.75 per share at 1.5% yieldEligible shareholders must have bought the stock before 28 December 2023. Payment date: 17 January 2024. Payout ratio is a comfortable 5.2% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (3.9%).
Reported Earnings • Nov 13Third quarter 2023 earnings released: CA$17.73 loss per share (vs CA$7.59 profit in 3Q 2022)Third quarter 2023 results: CA$17.73 loss per share (down from CA$7.59 profit in 3Q 2022). Revenue: CA$275.1m (down 24% from 3Q 2022). Net loss: CA$57.4m (down 286% from profit in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
お知らせ • Nov 09E-L Financial Corporation Limited (TSX:ELF) announces an Equity Buyback for CAD 100 million worth of its shares.E-L Financial Corporation Limited (TSX:ELF) announces a share repurchase program. Under the substantial course issuer bid, the company will repurchase up to CAD 100 million worth of its shares. The shares will be repurchased at a price of not less than CAD 900 per share and at a price of not more than CAD 1,050 per share. The purpose of the offer is to provide the shareholders with the opportunity to return up to CAD 100 million if they elect to tender while at the same time increasing the proportionate share ownership of shareholders who do not elect to tender. The repurchased shares will be cancelled. If the aggregate purchase price for shares validly tendered pursuant to auction tenders and purchase price tenders is greater than the amount available for auction tenders and purchase price tenders, the company will purchase shares from the shareholders who made purchase price tenders or tendered at or below the finally determined purchase price on a pro rata basis, except that “odd lot” holders (holders of less than 100 shares) will not be subject to proration. The offer is valid till December 15, 2023, unless withdrawn or extended. As of November 7, 2023, the company has 3,552,390 shares issued and outstanding.
お知らせ • Nov 08E-L Financial Corporation Limited Declares Cash Dividend on Common Shares, Payable on January 17, 2024E-L Financial Corporation Limited announced that the board of directors declared cash dividend of $3.75 per Common Shares, payable on January 17, 2024. Record date is December 29, 2023.
Upcoming Dividend • Sep 21Upcoming dividend of CA$3.75 per share at 1.6% yieldEligible shareholders must have bought the stock before 28 September 2023. Payment date: 17 October 2023. Payout ratio is a comfortable 4.1% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.0%).
Reported Earnings • Aug 11Second quarter 2023 earnings released: EPS: CA$52.07 (vs CA$145 loss in 2Q 2022)Second quarter 2023 results: EPS: CA$52.07 (up from CA$145 loss in 2Q 2022). Net income: CA$184.1m (up CA$619.0m from 2Q 2022).
お知らせ • Aug 10E-L Financial Corporation Limited Declares Cash Dividend on Common Share, Payable on October 17, 2023E-L Financial Corporation Limited announced the Board of Directors declared cash dividend of $3.75 per Common Share, payable on October 17, 2023. Record date is September 29, 2023.
Upcoming Dividend • Jun 22Upcoming dividend of CA$3.75 per share at 1.7% yieldEligible shareholders must have bought the stock before 29 June 2023. Payment date: 17 July 2023. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.5%).
Reported Earnings • May 16First quarter 2023 earnings releasedFirst quarter 2023 results: Net income: CA$306.9m (up CA$546.8m from 1Q 2022).
お知らせ • May 13E-L Financial Corporation Limited Declares Cash Dividend on Common Share, Payable on July 17, 2023E-L Financial Corporation Limited announced The Board of Directors declared cash dividend of $3.75 per Common Share, payable on July 17, 2023, Record date is June 30, 2023.
お知らせ • May 11E-L Financial Corporation Limited Elects Elizabeth M. Loach as DirectorE-L Financial Corporation Limited at its Annual Meeting of Shareholders held on May 10, 2023, elected Elizabeth M. Loach as director.
Upcoming Dividend • Mar 23Upcoming dividend of CA$3.75 per share at 1.7% yieldEligible shareholders must have bought the stock before 30 March 2023. Payment date: 17 April 2023. The company is not currently making a profit but it is cash flow positive. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.6%).
Reported Earnings • Mar 10Full year 2022 earnings released: CA$53.47 loss per share (vs CA$315 profit in FY 2021)Full year 2022 results: CA$53.47 loss per share (down from CA$315 profit in FY 2021). Net loss: CA$174.4m (down 115% from profit in FY 2021).
お知らせ • Jan 11E-L Financial Corporation Limited announced that it expects to receive CAD 200 million in fundingE-L Financial Corporation Limited announced a private placement of 5.503% unsecured convertible debentures for the gross proceeds of CAD 200 million on January 10, 2023. The debentures will mature on January,13, 2033, and will bear interest at a fixed annual rate of 5.503% for the first five years, payable semi-annually, and a variable rate equal to daily compounded CORRA determined for each interest period plus 2.26 per%, for the last five years, payable quarterly in arrears. The transaction is expected to close on January 13, 2023.
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 7 highly experienced directors. Independent Director Peter Levitt was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 11Third quarter 2022 earnings released: EPS: CA$9.96 (vs CA$45.47 in 3Q 2021)Third quarter 2022 results: EPS: CA$9.96 (down from CA$45.47 in 3Q 2021). Net income: CA$39.4m (down 76% from 3Q 2021). Profit margin: 10% (down from 38% in 3Q 2021). The decrease in margin was primarily driven by higher expenses.
Upcoming Dividend • Sep 21Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 28 September 2022. Payment date: 17 October 2022. The company is not currently making a profit but it is cash flow positive. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (5.1%).
Reported Earnings • Aug 13Second quarter 2022 earnings released: CA$124 loss per share (vs CA$65.47 profit in 2Q 2021)Second quarter 2022 results: CA$124 loss per share (down from CA$65.47 profit in 2Q 2021). Net loss: CA$443.0m (down 286% from profit in 2Q 2021).
Upcoming Dividend • Jun 22Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 29 June 2022. Payment date: 15 July 2022. Payout ratio is a comfortable 8.3% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of German dividend payers (4.4%). Lower than average of industry peers (5.2%).
Reported Earnings • May 13First quarter 2022 earnings released: CA$66.52 loss per share (vs CA$128 profit in 1Q 2021)First quarter 2022 results: CA$66.52 loss per share (down from CA$128 profit in 1Q 2021). Revenue: -CA$829.2m (down 849% from 1Q 2021). Net loss: CA$239.9m (down 152% from profit in 1Q 2021). Profit margin: 29% (down from 417% in 1Q 2021). The decrease in margin was primarily driven by lower revenue.
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 6 highly experienced directors. Independent Director Stephen J. Smith was the last director to join the board, commencing their role in 2018. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Mar 23Upcoming dividend of CA$27.50 per shareEligible shareholders must have bought the stock before 30 March 2022. Payment date: 14 April 2022. Payout ratio is a comfortable 2.8% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (3.6%). Lower than average of industry peers (4.7%).
Reported Earnings • Mar 12Full year 2021 earnings: EPS in line with expectations, revenues disappointFull year 2021 results: EPS: CA$315 (up from CA$128 in FY 2020). Revenue: CA$2.48b (down 2.1% from FY 2020). Net income: CA$1.14b (up 135% from FY 2020). Profit margin: 46% (up from 19% in FY 2020). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 25%.
Upcoming Dividend • Dec 23Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 30 December 2021. Payment date: 17 January 2022. Payout ratio is a comfortable 2.0% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (4.2%).
Reported Earnings • Nov 11Third quarter 2021 earnings releasedThe company reported a soft third quarter result with weaker earnings and revenues, although profit margins were improved. Third quarter 2021 results: Revenue: CA$436.9m (down 30% from 3Q 2020). Net income: CA$169.7m (down 14% from 3Q 2020). Profit margin: 39% (up from 32% in 3Q 2020). The increase in margin was driven by lower expenses.
Upcoming Dividend • Sep 21Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 28 September 2021. Payment date: 15 October 2021. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.6%).
Reported Earnings • Aug 10Second quarter 2021 earnings releasedThe company reported a poor second quarter result with weaker earnings and revenues, although profit margins were flat. Second quarter 2021 results: Revenue: CA$928.0m (down 45% from 2Q 2020). Net income: CA$240.6m (down 46% from 2Q 2020). Profit margin: 26% (in line with 2Q 2020).
Upcoming Dividend • Jun 22Upcoming dividend of CA$2.50 per shareEligible shareholders must have bought the stock before 29 June 2021. Payment date: 16 July 2021. Trailing yield: 1.1%. Lower than top quartile of German dividend payers (3.1%). Lower than average of industry peers (4.2%).
Reported Earnings • May 12First quarter 2021 earnings releasedFirst quarter 2021 results: Revenue: CA$110.7m (down 113% from 1Q 2020). Net income: CA$466.4m (up CA$1.13b from 1Q 2020).
Upcoming Dividend • Mar 23Upcoming dividend of CA$1.25 per shareEligible shareholders must have bought the stock before 30 March 2021. Payment date: 16 April 2021. Trailing yield: 0.5%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (4.1%).
Reported Earnings • Mar 12Full year 2020 earnings released: EPS CA$128 (vs CA$186 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CA$2.54b (down 13% from FY 2019). Net income: CA$484.1m (down 34% from FY 2019). Profit margin: 19% (down from 25% in FY 2019). The decrease in margin was driven by lower revenue.
Is New 90 Day High Low • Mar 06New 90-day high: €545The company is up 21% from its price of €450 on 04 December 2020. The German market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 5.0% over the same period.
Is New 90 Day High Low • Feb 07New 90-day high: €530The company is up 26% from its price of €420 on 06 November 2020. The German market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 15% over the same period.
Is New 90 Day High Low • Jan 07New 90-day high: €492The company is up 14% from its price of €431 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Insurance industry, which is up 17% over the same period.
Reported Earnings • Nov 13Third quarter 2020 earnings released: EPS CA$52.88The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: CA$621.1m (up 8.8% from 3Q 2019). Net income: CA$197.9m (up 103% from 3Q 2019). Profit margin: 32% (up from 17% in 3Q 2019). The increase in margin was primarily driven by lower expenses.
