View Future GrowthSaga 過去の業績過去 基準チェック /26Sagaは、平均年間2.6%の収益成長を遂げていますが、 Insurance業界の収益は、年間 成長しています。収益は、平均年間14.2% 11.9%収益成長率で 成長しています。 Sagaの自己資本利益率は5.9%であり、純利益率は0.6%です。主要情報2.63%収益成長率4.29%EPS成長率Insurance 業界の成長5.90%収益成長率11.91%株主資本利益率5.88%ネット・マージン0.62%次回の業績アップデート30 Sep 2026最近の業績更新Reported Earnings • May 27Full year 2026 earnings released: EPS: UK£0.029 (vs UK£1.27 loss in FY 2025)Full year 2026 results: EPS: UK£0.029 (up from UK£1.27 loss in FY 2025). Revenue: UK£666.1m (up 12% from FY 2025). Net income: UK£4.10m (up UK£182.8m from FY 2025). Profit margin: 0.6% (up from net loss in FY 2025). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has increased by 71% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • May 26Saga plc to Report First Half, 2027 Results on Sep 30, 2026Saga plc announced that they will report first half, 2027 results on Sep 30, 2026お知らせ • Jan 20Saga plc to Report Fiscal Year 2026 Results on Apr 15, 2026Saga plc announced that they will report fiscal year 2026 results on Apr 15, 2026お知らせ • Jun 24Saga plc to Report First Half, 2026 Results on Sep 24, 2025Saga plc announced that they will report first half, 2026 results on Sep 24, 2025お知らせ • Jan 30Saga plc to Report Fiscal Year 2025 Results on Apr 09, 2025Saga plc announced that they will report fiscal year 2025 results on Apr 09, 2025Reported Earnings • Oct 13First half 2025 earnings released: UK£0.76 loss per share (vs UK£0.51 loss in 1H 2024)First half 2025 results: UK£0.76 loss per share (further deteriorated from UK£0.51 loss in 1H 2024). Revenue: UK£412.3m (up 16% from 1H 2024). Net loss: UK£106.1m (loss widened 49% from 1H 2024). Revenue is expected to decline by 1.6% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.0%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has fallen by 23% per year, which means it is performing significantly worse than earnings.すべての更新を表示Recent updatesReported Earnings • May 27Full year 2026 earnings released: EPS: UK£0.029 (vs UK£1.27 loss in FY 2025)Full year 2026 results: EPS: UK£0.029 (up from UK£1.27 loss in FY 2025). Revenue: UK£666.1m (up 12% from FY 2025). Net income: UK£4.10m (up UK£182.8m from FY 2025). Profit margin: 0.6% (up from net loss in FY 2025). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has increased by 71% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • May 27Saga plc, Annual General Meeting, Jun 30, 2026Saga plc, Annual General Meeting, Jun 30, 2026. Location: the office of herbert smith freehills kramer, exchange house, primrose street, ec2a 2eg, london United Kingdomお知らせ • May 26Saga plc to Report First Half, 2027 Results on Sep 30, 2026Saga plc announced that they will report first half, 2027 results on Sep 30, 2026お知らせ • Mar 23Saga plc Announces Committee ChangesIn accordance with Listing Rule 6.4.6, the Board of Saga plc announced that Gemma Godfrey has been appointed Chair of the Remuneration Committee and the Non-Executive Director nominated as the Board's 'People Champion', with immediate effect. In line with the continued simplification of business model, the decision has been made to disband the Innovation and Enterprise Committee, with immediate effect. Previous members for this committee included Anand Aithal (Chair), Roger De Haan, Gemma Godfrey and Gareth Hoskin. There are no changes to the Audit and Risk, or Nomination, Committees.お知らせ • Feb 28Julie Hopes Steps Down from Position of Non-Executive Director, Saga Plc, Effective from February 27, 2026Saga plc announced that Julie Hopes, Non-Executive Director since October 1, 2018, is stepping down from the Board with effect from February 27, 2026, to focus on other opportunities. The Board will review the composition of its committees and will announce any changes in due course following Julie Hopes' departure.お知らせ • Jan 20Saga plc to Report Fiscal Year 2026 Results on Apr 15, 2026Saga plc announced that they will report fiscal year 2026 results on Apr 15, 2026お知らせ • Jul 10Saga plc Announces Committee ChangesSaga plc announced that, in line with the continued simplification of our business model, the decision has been made to merge the Audit and Risk Committees, with immediate effect. The membership of the combined Audit and Risk Committee will be Gareth Hoskin (Chair), Anand Aithal and Julie Hopes. Gemma Godfrey has stepped down as a member of the Risk Committee. There are no changes to the Innovation and Enterprise, Nomination or Remuneration Committees.お知らせ • Jun 24Saga plc to Report First Half, 2026 Results on Sep 24, 2025Saga plc announced that they will report first half, 2026 results on Sep 24, 2025お知らせ • May 20Saga plc, Annual General Meeting, Jun 24, 2025Saga plc, Annual General Meeting, Jun 24, 2025. Location: the office of numis securities limited, 45 gresham street, ec2v 7bf, london United Kingdomお知らせ • Apr 09Saga plc Announces Board and Committee Change, with Effect from 9 April 2025The Board of Saga announces that Sir Peter Bazalgette, Senior Independent Director, and Steve Kingshott, Executive Director, are stepping down from the Board with effect from 9 April 2025. These changes to the Board follow Saga's successful Insurance agreement with wholly owned UK subsidiaries of Ageas SA/NV, and reflect the Group's newsimplified business model. Sir Peter, who chairs the Nomination Committee, is also a member of the Remuneration Committee. The Company announces that Gareth Hoskin will become Senior Independent Director, Chair of the Nomination Committee and a member of the Remuneration Committee. Julie Hopes will become a member of the Nomination Committee. These changes take effect from 9 April 2025. Following the changes above, the membership of the Nomination and Remuneration Committees will be as follows: Nomination Committee: Gareth Hoskin (Chair), Anand Aithal. Sir Roger De Haan, Gemma Godfrey and Julie Hopes. Remuneration Committee: Julie Hopes (Chair), Gemma Godfrey and Gareth Hoskin. There are no changes to the Audit, Innovation and Enterprise or Risk Committees.お知らせ • Feb 13Saga plc Announces Executive ChangesSaga plc announced that Steve Kingshott will be standing down from his role as the Chief Executive Officer (CEO) of Insurance, with effect from 12 February 2025, and will be assuming the role of specialist adviser, advising on the delivery and implementation of the 20-year partnership with Ageas for its motor and home Insurance Broking business. The CEO of Insurance role will be filled by Lloyd East, currently Chief Operating Officer of Insurance, subject to regulatory approval. Steve Kingshott will remain an executive director of the company.お知らせ • Jan 30Saga plc to Report Fiscal Year 2025 Results on Apr 09, 2025Saga plc announced that they will report fiscal year 2025 results on Apr 09, 2025Reported Earnings • Oct 13First half 2025 earnings released: UK£0.76 loss per share (vs UK£0.51 loss in 1H 2024)First half 2025 results: UK£0.76 loss per share (further deteriorated from UK£0.51 loss in 1H 2024). Revenue: UK£412.3m (up 16% from 1H 2024). Net loss: UK£106.1m (loss widened 49% from 1H 2024). Revenue is expected to decline by 1.6% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.0%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has fallen by 23% per year, which means it is performing significantly worse than earnings.お知らせ • Oct 11Saga plc to Report First Half, 2025 Results on Oct 11, 2024Saga plc announced that they will report first half, 2025 results on Oct 11, 2024New Risk • Apr 30New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.2% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Reported Earnings • Apr 21Full year 2024 earnings released: UK£0.81 loss per share (vs UK£1.86 loss in FY 2023)Full year 2024 results: UK£0.81 loss per share (improved from UK£1.86 loss in FY 2023). Revenue: UK£754.9m (up 29% from FY 2023). Net loss: UK£113.0m (loss narrowed 56% from FY 2023). Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has fallen by 34% per year, which means it is performing significantly worse than earnings.お知らせ • Apr 19+ 1 more updateSaga plc, Annual General Meeting, Jun 25, 2024Saga plc, Annual General Meeting, Jun 25, 2024.New Risk • Apr 14New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended July 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported July 2023 fiscal period end). Share price has been volatile over the past 3 months (7.2% average weekly change).お知らせ • Jan 30Saga plc Provides Earnings Guidance for the Year 2023/2024Saga plc provided earnings guidance for the year 2023/2024. For the year, the Group is expected to report revenue growth of between 10% to 15%.お知らせ • Dec 22Saga plc Announces Directorate ChangeThe Board of Saga announced that Eva Eisenschimmel, Non-Executive Director since 1 January 2019, is stepping down from the Board to allow her to completely focus on her executive role. Eva, who chairs the Remuneration Committee, is also a member of the Nomination Committee and the Board's People Champion, responsible for workforce engagement andensuring that colleague views and opinions are communicated to the Board.She will leave the Board with effect from31 December 2023. The Company announced that Julie Hopes will become Chair of the Remuneration Committee and the Board's nominated People Champion. Anand Aithal, Gemma Godfrey and Gareth Hoskin will become members of the Nomination Committee. These changes take effect from 31 December 2023. Following the changes above, the membership of the Company's Committees will be as follows: Audit Committee: Gareth Hoskin (Chair), Anand Aithal and Julie Hopes, Nomination Committee: Sir Peter Bazalgette (Chair), Ana.お知らせ • Nov 29+ 1 more updateSaga plc Announces CEO ChangesSaga plc announced that, after four years with the business, Euan Sutherland will be standing down as Group Chief Executive Officer. Following a thorough internal and external process, the Board announced that he would be replaced by Mike Hazell, currently Group Chief Financial Officer. Mike, in turn, will be succeeded by Mark Watkins, currently Group Chief Corporate Development Officer. Euan informed the Board of Saga earlier this year that he believed the time was right time for him to stand down, allowing for the appointment of a new CEO to take Saga onto the next phase of its development. After joining Saga in January 2020, Euan stabilised the business, launched a new strategy and significantly strengthened the leadership team. He steered Saga through the COVID-19 pandemic and oversaw detailed work to strengthen the brand and identify new income streams. Mike, who joined Saga on 9 October 2023, has more than 25 years of multi-sector experience in a variety of executive roles. Most recently Interim CFO at The Co-op Group, he was previously Joint Chief Executive Officer of Debenhams, the retail chain and had held senior roles at BSkyB and Pfizer. Mark, a chartered accountant, has held a series of senior roles across finance, strategy and investor relations in a 20-year career at companies including Saga, Intertek, Secure Energy Services, Bovis Homes and Deloitte. Mike and Mark, who have been working closely together since Mike's arrival at Saga, will assume their new roles with immediate effect; Euan will stay on until 31 January 2024 to support in the transition to new leadership. The effective date of resignation of Euan Sutherland as a statutory director is confirmed as 28 November 2023.Reported Earnings • Sep 28First half 2024 earnings released: UK£0.51 loss per share (vs UK£1.91 loss in 1H 2023)First half 2024 results: UK£0.51 loss per share (improved from UK£1.91 loss in 1H 2023). Revenue: UK£355.0m (up 13% from 1H 2023). Net loss: UK£71.0m (loss narrowed 73% from 1H 2023). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.お知らせ • Sep 27+ 1 more updateSaga plc Provides Revenue Guidance for the Full Year 2023Saga plc provided revenue guidance for the full year 2023. For the period, the company expected to achieve significant double-digit growth in revenue compared with prior year.New Risk • Aug 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.お知らせ • Feb 11Saga in Exclusive Discussions Regarding a Potential Sale of the Underwriting Arm of Its Insurance Business to OpenSaga plc (LSE:SAGA) said on February 10, 2023 that it was in exclusive discussions regarding a potential sale of the underwriting arm of its insurance business to Australian insurance group Open. Saga’s statement comes after Sky News reported on February 9, 2023 that the holiday group was in talks to sell its Acromas Insurance Company Limited. Saga has flagged pressure on the business and said last month that it was in talks to sell the underwriting unit of the insurance division to help pay down debt. Saga did not immediately respond to a Reuters request on the value of the proposed sale.お知らせ • Jan 24Saga plc to Report Fiscal Year 2023 Results on Apr 04, 2023Saga plc announced that they will report fiscal year 2023 results on Apr 04, 2023お知らせ • Jan 23Saga in Discussions with Regard to a Possible Disposal of AICLSaga plc (LSE:SAGA) (Saga or the Group) noted recent media coverage about the potential sale of Acromas Insurance Company limited (AICL) and confirmed that it is in discussions with regard to a possible disposal of this business. The Board has looked at the opportunities to optimise Saga's operational and strategic position in the insurance market, in line with the evolution to a capital-light business model and the stated objective to reduce debt. It has concluded that a potential disposal of its Underwriting business is consistent with Group strategy and would crystalise value and enhance long-term returns for shareholders. AICL currently underwrites approximately 25-30% of Saga's insurance business. Discussions are ongoing and there can be no certainty that any transaction will occur. Any disposal of AICL would require regulatory and shareholder approvals. A further announcement will be made in due course.お知らせ • Dec 15Saga Announces the Appointment of Steve Kingshott to the BoardSaga announced the appointment of Steve Kingshott, the CEO of Saga Insurance, to the Board. Steve, who joined Saga in November 2021,is responsible for driving Saga's insurance strategy, optimising sales, delivering excellent customer service and broadening the range of new products. He will join the Board with effect from 3 January 2023.お知らせ • Nov 18Saga plc Announces Establishment of New CommitteePursuant to Listing Rule 9.6.11, Saga plc announced that the Board has established an Innovation and Enterprise Committee which will be chaired by Anand Aithal. The Innovation and Enterprise Committee's membership will include Sir Roger De Haan, Sir Peter Bazalgette, Gemma Godfrey and Gareth Hoskin. In addition, the Board has reviewed the membership of its existing Committees. With immediate effect, the membership of the Committees of the Board will be as follows:· Remuneration Committee- Eva Eisenschimmel (Chair), Sir Peter Bazalgette, Gemma Godfrey, Julie Hopes. Nomination Committee- Sir Peter Bazalgette (Chair), Sir Roger De Haan, Eva Eisenschimmel. Audit Committee- Gareth Hoskin (Chair), Anand Aithal, Julie Hopes. Risk Committee- Julie Hopes (Chair), Gemma Godfrey, Gareth Hoskin.Board Change • Nov 16High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Gemma Godfrey was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Nov 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Gemma Godfrey was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • Oct 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Baz Bazalgette was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Sep 28First half 2023 earnings released: UK£1.89 loss per share (vs UK£0.022 loss in 1H 2022)First half 2023 results: UK£1.89 loss per share (further deteriorated from UK£0.022 loss in 1H 2022). Revenue: UK£259.0m (up 65% from 1H 2022). Net loss: UK£263.1m (loss widened UK£260.0m from 1H 2022). Revenue is forecast to grow 9.7% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has fallen by 44% per year, which means it is significantly lagging earnings.お知らせ • Aug 23Saga Announces Directorate ChangeSaga announced three senior appointments to support the Group's growth strategy and positioning as the superbrand for older people in the UK. Anand Aithalwill join the Board as an Independent Non-Executive Director on 1 September 2022. Anand has extensive non-executive experience from fintech, insurance broking, asset management and accountancy. He also brings an entrepreneurial perspective, having co-founded his own data analytics business. Prior to this, he was a Managing Director at Goldman Sachs. Additionally, Anand is currently Lead Non-Executive Board Member for the UK Cabinet Office. Further to the announcement on 5 July 2022 of the creation of the new role of Chief Data Officer, Saga confirms that Michael O'Donohue has been appointed to the Executive team. He will be focused on realising the potential in the way Saga uses customer insight to enhance its commercial value. Michael joins from Camelot, the operator of the National Lottery, where he is currently Chief Data Officer. He has also held senior positions with Centrica and Tesco, having previously been a consultant with McKinsey and Company. Michael will join Saga on 3 October 2022.お知らせ • Jul 05Saga Announces Directorate ChangesSaga announced five senior appointments as it reshapes its leadership to support delivery of the strategy to accelerate growth and position Saga as the superbrand for older people in the UK. The Board of Saga has appointed two new non-executive directors to widen the skill set as the business is reshaped towards a greater focus on marketing, content and distribution. Sir Peter Bazalgette, currently Chair of ITV plc and LoveCrafts and a non-executive director of Edge Performance VCT plc, will join the Board and become the Senior Independent Non-Executive Director (SID). Sir Peter, the Co-Chair of the Creative Industries Council, brings a wealth of experience from the media and wider creative industries, including with Endemol, the BBC, YouGov and Channel Four. Sir Peter will Chair the Nomination Committee. Gemma Godfrey, a founder of two digital businesses and a Non-Executive Director of Oberon Investments Group plc and Vivopower International plc, will join the Board as a Non-Executive Director. Gemma, who was a boardroom adviser to Arnold Schwarzenegger on The Apprentice USA and is a business and money expert on ITV's Good Morning Britain and Sky News, will also chair the separate Saga Personal Finance Limited Board, subject to the necessary regulatory approval. Both will join the Board on 1 September 2022, following which Saga will review the membership of Board committees. Orna NiChionna, the current SID, who has served on the Saga Board since May 2014, will step down from the Board on 30 September 2022. Her roles as Senior Independent Non-Executive Director and Chair of the Nomination Committee will move to Sir Peter at that time. Separately, Saga has appointed a Chief Data Officer, focused on bringing to life and enhancing the way it uses customer insight to drive commercial value. This individual, who currently leads the data functions at a major consumer-facing business, will join Saga in the autumn, with further details to be announced nearer the time.Reported Earnings • Jun 02Full year 2022 earnings released: UK£0.20 loss per share (vs UK£0.67 loss in FY 2021)Full year 2022 results: UK£0.20 loss per share (up from UK£0.67 loss in FY 2021). Revenue: UK£377.5m (up 11% from FY 2021). Net loss: UK£28.0m (loss narrowed 59% from FY 2021). Combined ratio: 40.3% (up from 26.1% in FY 2021). Over the next year, revenue is forecast to grow 59%, compared to a 22% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has fallen by 26% per year, which means it is significantly lagging earnings.お知らせ • May 31+ 1 more updateSaga plc to Report First Half, 2023 Results on Sep 27, 2022Saga plc announced that they will report first half, 2023 results on Sep 27, 2022Recent Insider Transactions • Apr 02Non-Executive Chairman recently bought €58k worth of stockOn the 30th of March, Roger De Haan bought around 21k shares on-market at roughly €2.79 per share. This was the largest purchase by an insider in the last 3 months. Roger has been a buyer over the last 12 months, purchasing a net total of €1.2m worth in shares.Breakeven Date Change • Jan 31Forecast breakeven date pushed back to 2023The 3 analysts covering Saga previously expected the company to break even in 2022. New consensus forecast suggests the company will make a profit of UK£69.4m in 2023. Average annual earnings growth of 61% is required to achieve expected profit on schedule.Recent Insider Transactions • Nov 18Non-Executive Chairman recently bought €1.2m worth of stockOn the 16th of November, Roger De Haan bought around 341k shares on-market at roughly €3.47 per share. This was the largest purchase by an insider in the last 3 months. This was Roger's only on-market trade for the last 12 months.Reported Earnings • Sep 24First half 2022 earnings released: UK£0.022 loss per share (vs UK£0.70 loss in 1H 2021)The company reported a decent first half result with reduced losses and improved control over expenses, although revenues were weaker. First half 2022 results: Revenue: UK£156.8m (down 19% from 1H 2021). Net loss: UK£3.10m (loss narrowed 95% from 1H 2021). Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.Breakeven Date Change • Sep 23Forecast to breakeven in 2022The 3 analysts covering Saga expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of UK£19.4m in 2022. Earnings growth of 77% is required to achieve expected profit on schedule.Reported Earnings • May 16Full year 2021 earnings released: UK£0.67 loss per share (vs UK£4.19 loss in FY 2020)The company reported a decent full year result with reduced losses and improved control over expenses, although revenues were weaker. Full year 2021 results: Revenue: UK£340.0m (down 57% from FY 2020). Net loss: UK£67.8m (loss narrowed 78% from FY 2020). Combined ratio: 26.1% (down from 47.0% in FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 26 percentage points per year, which is a significant difference in performance.Recent Insider Transactions • May 08Group CEO recently bought €229k worth of stockOn the 5th of May, Euan Sutherland bought around 51k shares on-market at roughly €4.48 per share. This was the largest purchase by an insider in the last 3 months. Euan has been a buyer over the last 12 months, purchasing a net total of €248k worth in shares.Reported Earnings • Apr 09Full year 2021 earnings released: UK£0.67 loss per share (vs UK£4.19 loss in FY 2020)The company reported a decent full year result with reduced losses and improved control over expenses, although revenues were weaker. Full year 2021 results: Revenue: UK£338.3m (down 58% from FY 2020). Net loss: UK£67.8m (loss narrowed 78% from FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 25 percentage points per year, which is a significant difference in performance.お知らせ • Mar 06Saga plc to Report Q4, 2021 Results on Apr 07, 2021Saga plc announced that they will report Q4, 2021 results on Apr 07, 2021Is New 90 Day High Low • Feb 23New 90-day high: €4.03The company is up 22% from its price of €3.30 on 25 November 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 1.0% over the same period.お知らせ • Jan 28+ 4 more updatesSaga plc(LSE:SAGA) dropped from FTSE 350 Index (GBP)Saga plc(LSE:SAGA) dropped from FTSE 350 Index (GBP)Is New 90 Day High Low • Jan 23New 90-day high: €3.40The company is up 100% from its price of €1.70 on 23 October 2020. The German market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 14% over the same period.お知らせ • Jan 05Saga plc Announces Directorate ChangeSaga plc announced that Cheryl Agius has informed the Board of her intention to step down from her role as Chief Executive Officer of Saga Insurance and as an Executive Director of Saga plc with immediate effect for personal reasons. Euan Sutherland, Group CEO of Saga plc, assumes the responsibilities of Interim CEO of Saga Insurance until a suitable replacement is appointed, supported by the Executive Leadership Team and the senior management of the Insurance business. The search for a successor has commenced and this process is expected to take several months to complete.お知らせ • Dec 06Saga plc Announces Directorate Changes with Effect from 31 December 2020Saga plc confirmed that Gareth Williams, Non-Executive Director and member of the Audit, Nomination, Remuneration and Risk Committees, will step down from the Board on 31 December 2020. Effective from the same date, the company announced that Julie Hopes will become Chair of the Risk Committee and a member of the Audit Committee.Recent Insider Transactions • Oct 09Insider recently bought €43m worth of stockOn the 5th of October, Roger De Haan bought around 328m shares on-market at roughly €0.13 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €44m more in shares than they have sold in the last 12 months.お知らせ • Sep 10Saga plc to Report First Half, 2021 Results on Sep 10, 2020Saga plc announced that they will report first half, 2021 results on Sep 10, 2020収支内訳Saga の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史DB:65J 収益、費用、利益 ( )GBP Millions日付収益収益G+A経費研究開発費31 Jan 266664220031 Oct 25644-27228031 Jul 25621-57237030 Apr 25608-118227031 Jan 25594-179216031 Jul 24520-153224030 Apr 24546-130222031 Jan 24571-108220031 Oct 23727-95197031 Jul 23699-78199030 Apr 23679-175188031 Jan 23659-273178031 Oct 22597-282187031 Jul 22535-291196030 Apr 22456-160202031 Jan 22378-28207031 Oct 21340-21182031 Jul 21303-14156030 Apr 21321-41175031 Jan 21340-68194031 Oct 20467-242213031 Jul 20594-416233030 Apr 20696-364231031 Jan 20799-313229031 Oct 19803-259230031 Jul 19807-205231030 Apr 19825-183228031 Jan 19843-162225031 Jul 18864150223030 Apr 18867148226031 Jan 18869147228031 Jul 17882155228030 Apr 17885156227031 Jan 17888157225031 Oct 16911156222031 Jul 16934155219030 Apr 16954151211031 Jan 16974148202031 Oct 15965143171031 Jul 159551371400質の高い収益: 65Jには£35.9M } という大きな 一回限りの 損失があり、過去 12 か月の財務実績が31st January, 2026に影響を及ぼしています。利益率の向上: 65J過去に利益を上げました。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: 65J過去 5 年間で収益を上げており、収益は年間2.6%増加しています。成長の加速: 65Jは昨年収益を上げたため、収益成長率を 5 年間の平均と比較することは困難です。収益対業界: 65J昨年収益を上げたため、昨年の収益成長をInsurance業界 ( 32.1% ) と比較することは困難です。株主資本利益率高いROE: 65Jの 自己資本利益率 ( 5.9% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YInsurance 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/06 13:48終値2026/07/03 00:00収益2026/01/31年間収益2026/01/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Saga plc 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。10 アナリスト機関Thomas SeidlBernsteinBenjamin CohenCanaccord GenuityTimothy BarrettDeutsche Bank7 その他のアナリストを表示
Reported Earnings • May 27Full year 2026 earnings released: EPS: UK£0.029 (vs UK£1.27 loss in FY 2025)Full year 2026 results: EPS: UK£0.029 (up from UK£1.27 loss in FY 2025). Revenue: UK£666.1m (up 12% from FY 2025). Net income: UK£4.10m (up UK£182.8m from FY 2025). Profit margin: 0.6% (up from net loss in FY 2025). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has increased by 71% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • May 26Saga plc to Report First Half, 2027 Results on Sep 30, 2026Saga plc announced that they will report first half, 2027 results on Sep 30, 2026
お知らせ • Jan 20Saga plc to Report Fiscal Year 2026 Results on Apr 15, 2026Saga plc announced that they will report fiscal year 2026 results on Apr 15, 2026
お知らせ • Jun 24Saga plc to Report First Half, 2026 Results on Sep 24, 2025Saga plc announced that they will report first half, 2026 results on Sep 24, 2025
お知らせ • Jan 30Saga plc to Report Fiscal Year 2025 Results on Apr 09, 2025Saga plc announced that they will report fiscal year 2025 results on Apr 09, 2025
Reported Earnings • Oct 13First half 2025 earnings released: UK£0.76 loss per share (vs UK£0.51 loss in 1H 2024)First half 2025 results: UK£0.76 loss per share (further deteriorated from UK£0.51 loss in 1H 2024). Revenue: UK£412.3m (up 16% from 1H 2024). Net loss: UK£106.1m (loss widened 49% from 1H 2024). Revenue is expected to decline by 1.6% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.0%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has fallen by 23% per year, which means it is performing significantly worse than earnings.
Reported Earnings • May 27Full year 2026 earnings released: EPS: UK£0.029 (vs UK£1.27 loss in FY 2025)Full year 2026 results: EPS: UK£0.029 (up from UK£1.27 loss in FY 2025). Revenue: UK£666.1m (up 12% from FY 2025). Net income: UK£4.10m (up UK£182.8m from FY 2025). Profit margin: 0.6% (up from net loss in FY 2025). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has increased by 71% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • May 27Saga plc, Annual General Meeting, Jun 30, 2026Saga plc, Annual General Meeting, Jun 30, 2026. Location: the office of herbert smith freehills kramer, exchange house, primrose street, ec2a 2eg, london United Kingdom
お知らせ • May 26Saga plc to Report First Half, 2027 Results on Sep 30, 2026Saga plc announced that they will report first half, 2027 results on Sep 30, 2026
お知らせ • Mar 23Saga plc Announces Committee ChangesIn accordance with Listing Rule 6.4.6, the Board of Saga plc announced that Gemma Godfrey has been appointed Chair of the Remuneration Committee and the Non-Executive Director nominated as the Board's 'People Champion', with immediate effect. In line with the continued simplification of business model, the decision has been made to disband the Innovation and Enterprise Committee, with immediate effect. Previous members for this committee included Anand Aithal (Chair), Roger De Haan, Gemma Godfrey and Gareth Hoskin. There are no changes to the Audit and Risk, or Nomination, Committees.
お知らせ • Feb 28Julie Hopes Steps Down from Position of Non-Executive Director, Saga Plc, Effective from February 27, 2026Saga plc announced that Julie Hopes, Non-Executive Director since October 1, 2018, is stepping down from the Board with effect from February 27, 2026, to focus on other opportunities. The Board will review the composition of its committees and will announce any changes in due course following Julie Hopes' departure.
お知らせ • Jan 20Saga plc to Report Fiscal Year 2026 Results on Apr 15, 2026Saga plc announced that they will report fiscal year 2026 results on Apr 15, 2026
お知らせ • Jul 10Saga plc Announces Committee ChangesSaga plc announced that, in line with the continued simplification of our business model, the decision has been made to merge the Audit and Risk Committees, with immediate effect. The membership of the combined Audit and Risk Committee will be Gareth Hoskin (Chair), Anand Aithal and Julie Hopes. Gemma Godfrey has stepped down as a member of the Risk Committee. There are no changes to the Innovation and Enterprise, Nomination or Remuneration Committees.
お知らせ • Jun 24Saga plc to Report First Half, 2026 Results on Sep 24, 2025Saga plc announced that they will report first half, 2026 results on Sep 24, 2025
お知らせ • May 20Saga plc, Annual General Meeting, Jun 24, 2025Saga plc, Annual General Meeting, Jun 24, 2025. Location: the office of numis securities limited, 45 gresham street, ec2v 7bf, london United Kingdom
お知らせ • Apr 09Saga plc Announces Board and Committee Change, with Effect from 9 April 2025The Board of Saga announces that Sir Peter Bazalgette, Senior Independent Director, and Steve Kingshott, Executive Director, are stepping down from the Board with effect from 9 April 2025. These changes to the Board follow Saga's successful Insurance agreement with wholly owned UK subsidiaries of Ageas SA/NV, and reflect the Group's newsimplified business model. Sir Peter, who chairs the Nomination Committee, is also a member of the Remuneration Committee. The Company announces that Gareth Hoskin will become Senior Independent Director, Chair of the Nomination Committee and a member of the Remuneration Committee. Julie Hopes will become a member of the Nomination Committee. These changes take effect from 9 April 2025. Following the changes above, the membership of the Nomination and Remuneration Committees will be as follows: Nomination Committee: Gareth Hoskin (Chair), Anand Aithal. Sir Roger De Haan, Gemma Godfrey and Julie Hopes. Remuneration Committee: Julie Hopes (Chair), Gemma Godfrey and Gareth Hoskin. There are no changes to the Audit, Innovation and Enterprise or Risk Committees.
お知らせ • Feb 13Saga plc Announces Executive ChangesSaga plc announced that Steve Kingshott will be standing down from his role as the Chief Executive Officer (CEO) of Insurance, with effect from 12 February 2025, and will be assuming the role of specialist adviser, advising on the delivery and implementation of the 20-year partnership with Ageas for its motor and home Insurance Broking business. The CEO of Insurance role will be filled by Lloyd East, currently Chief Operating Officer of Insurance, subject to regulatory approval. Steve Kingshott will remain an executive director of the company.
お知らせ • Jan 30Saga plc to Report Fiscal Year 2025 Results on Apr 09, 2025Saga plc announced that they will report fiscal year 2025 results on Apr 09, 2025
Reported Earnings • Oct 13First half 2025 earnings released: UK£0.76 loss per share (vs UK£0.51 loss in 1H 2024)First half 2025 results: UK£0.76 loss per share (further deteriorated from UK£0.51 loss in 1H 2024). Revenue: UK£412.3m (up 16% from 1H 2024). Net loss: UK£106.1m (loss widened 49% from 1H 2024). Revenue is expected to decline by 1.6% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.0%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has fallen by 23% per year, which means it is performing significantly worse than earnings.
お知らせ • Oct 11Saga plc to Report First Half, 2025 Results on Oct 11, 2024Saga plc announced that they will report first half, 2025 results on Oct 11, 2024
New Risk • Apr 30New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.2% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Reported Earnings • Apr 21Full year 2024 earnings released: UK£0.81 loss per share (vs UK£1.86 loss in FY 2023)Full year 2024 results: UK£0.81 loss per share (improved from UK£1.86 loss in FY 2023). Revenue: UK£754.9m (up 29% from FY 2023). Net loss: UK£113.0m (loss narrowed 56% from FY 2023). Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 11% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has fallen by 34% per year, which means it is performing significantly worse than earnings.
お知らせ • Apr 19+ 1 more updateSaga plc, Annual General Meeting, Jun 25, 2024Saga plc, Annual General Meeting, Jun 25, 2024.
New Risk • Apr 14New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended July 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported July 2023 fiscal period end). Share price has been volatile over the past 3 months (7.2% average weekly change).
お知らせ • Jan 30Saga plc Provides Earnings Guidance for the Year 2023/2024Saga plc provided earnings guidance for the year 2023/2024. For the year, the Group is expected to report revenue growth of between 10% to 15%.
お知らせ • Dec 22Saga plc Announces Directorate ChangeThe Board of Saga announced that Eva Eisenschimmel, Non-Executive Director since 1 January 2019, is stepping down from the Board to allow her to completely focus on her executive role. Eva, who chairs the Remuneration Committee, is also a member of the Nomination Committee and the Board's People Champion, responsible for workforce engagement andensuring that colleague views and opinions are communicated to the Board.She will leave the Board with effect from31 December 2023. The Company announced that Julie Hopes will become Chair of the Remuneration Committee and the Board's nominated People Champion. Anand Aithal, Gemma Godfrey and Gareth Hoskin will become members of the Nomination Committee. These changes take effect from 31 December 2023. Following the changes above, the membership of the Company's Committees will be as follows: Audit Committee: Gareth Hoskin (Chair), Anand Aithal and Julie Hopes, Nomination Committee: Sir Peter Bazalgette (Chair), Ana.
お知らせ • Nov 29+ 1 more updateSaga plc Announces CEO ChangesSaga plc announced that, after four years with the business, Euan Sutherland will be standing down as Group Chief Executive Officer. Following a thorough internal and external process, the Board announced that he would be replaced by Mike Hazell, currently Group Chief Financial Officer. Mike, in turn, will be succeeded by Mark Watkins, currently Group Chief Corporate Development Officer. Euan informed the Board of Saga earlier this year that he believed the time was right time for him to stand down, allowing for the appointment of a new CEO to take Saga onto the next phase of its development. After joining Saga in January 2020, Euan stabilised the business, launched a new strategy and significantly strengthened the leadership team. He steered Saga through the COVID-19 pandemic and oversaw detailed work to strengthen the brand and identify new income streams. Mike, who joined Saga on 9 October 2023, has more than 25 years of multi-sector experience in a variety of executive roles. Most recently Interim CFO at The Co-op Group, he was previously Joint Chief Executive Officer of Debenhams, the retail chain and had held senior roles at BSkyB and Pfizer. Mark, a chartered accountant, has held a series of senior roles across finance, strategy and investor relations in a 20-year career at companies including Saga, Intertek, Secure Energy Services, Bovis Homes and Deloitte. Mike and Mark, who have been working closely together since Mike's arrival at Saga, will assume their new roles with immediate effect; Euan will stay on until 31 January 2024 to support in the transition to new leadership. The effective date of resignation of Euan Sutherland as a statutory director is confirmed as 28 November 2023.
Reported Earnings • Sep 28First half 2024 earnings released: UK£0.51 loss per share (vs UK£1.91 loss in 1H 2023)First half 2024 results: UK£0.51 loss per share (improved from UK£1.91 loss in 1H 2023). Revenue: UK£355.0m (up 13% from 1H 2023). Net loss: UK£71.0m (loss narrowed 73% from 1H 2023). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
お知らせ • Sep 27+ 1 more updateSaga plc Provides Revenue Guidance for the Full Year 2023Saga plc provided revenue guidance for the full year 2023. For the period, the company expected to achieve significant double-digit growth in revenue compared with prior year.
New Risk • Aug 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
お知らせ • Feb 11Saga in Exclusive Discussions Regarding a Potential Sale of the Underwriting Arm of Its Insurance Business to OpenSaga plc (LSE:SAGA) said on February 10, 2023 that it was in exclusive discussions regarding a potential sale of the underwriting arm of its insurance business to Australian insurance group Open. Saga’s statement comes after Sky News reported on February 9, 2023 that the holiday group was in talks to sell its Acromas Insurance Company Limited. Saga has flagged pressure on the business and said last month that it was in talks to sell the underwriting unit of the insurance division to help pay down debt. Saga did not immediately respond to a Reuters request on the value of the proposed sale.
お知らせ • Jan 24Saga plc to Report Fiscal Year 2023 Results on Apr 04, 2023Saga plc announced that they will report fiscal year 2023 results on Apr 04, 2023
お知らせ • Jan 23Saga in Discussions with Regard to a Possible Disposal of AICLSaga plc (LSE:SAGA) (Saga or the Group) noted recent media coverage about the potential sale of Acromas Insurance Company limited (AICL) and confirmed that it is in discussions with regard to a possible disposal of this business. The Board has looked at the opportunities to optimise Saga's operational and strategic position in the insurance market, in line with the evolution to a capital-light business model and the stated objective to reduce debt. It has concluded that a potential disposal of its Underwriting business is consistent with Group strategy and would crystalise value and enhance long-term returns for shareholders. AICL currently underwrites approximately 25-30% of Saga's insurance business. Discussions are ongoing and there can be no certainty that any transaction will occur. Any disposal of AICL would require regulatory and shareholder approvals. A further announcement will be made in due course.
お知らせ • Dec 15Saga Announces the Appointment of Steve Kingshott to the BoardSaga announced the appointment of Steve Kingshott, the CEO of Saga Insurance, to the Board. Steve, who joined Saga in November 2021,is responsible for driving Saga's insurance strategy, optimising sales, delivering excellent customer service and broadening the range of new products. He will join the Board with effect from 3 January 2023.
お知らせ • Nov 18Saga plc Announces Establishment of New CommitteePursuant to Listing Rule 9.6.11, Saga plc announced that the Board has established an Innovation and Enterprise Committee which will be chaired by Anand Aithal. The Innovation and Enterprise Committee's membership will include Sir Roger De Haan, Sir Peter Bazalgette, Gemma Godfrey and Gareth Hoskin. In addition, the Board has reviewed the membership of its existing Committees. With immediate effect, the membership of the Committees of the Board will be as follows:· Remuneration Committee- Eva Eisenschimmel (Chair), Sir Peter Bazalgette, Gemma Godfrey, Julie Hopes. Nomination Committee- Sir Peter Bazalgette (Chair), Sir Roger De Haan, Eva Eisenschimmel. Audit Committee- Gareth Hoskin (Chair), Anand Aithal, Julie Hopes. Risk Committee- Julie Hopes (Chair), Gemma Godfrey, Gareth Hoskin.
Board Change • Nov 16High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Gemma Godfrey was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Nov 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Gemma Godfrey was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • Oct 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Baz Bazalgette was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Sep 28First half 2023 earnings released: UK£1.89 loss per share (vs UK£0.022 loss in 1H 2022)First half 2023 results: UK£1.89 loss per share (further deteriorated from UK£0.022 loss in 1H 2022). Revenue: UK£259.0m (up 65% from 1H 2022). Net loss: UK£263.1m (loss widened UK£260.0m from 1H 2022). Revenue is forecast to grow 9.7% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has fallen by 44% per year, which means it is significantly lagging earnings.
お知らせ • Aug 23Saga Announces Directorate ChangeSaga announced three senior appointments to support the Group's growth strategy and positioning as the superbrand for older people in the UK. Anand Aithalwill join the Board as an Independent Non-Executive Director on 1 September 2022. Anand has extensive non-executive experience from fintech, insurance broking, asset management and accountancy. He also brings an entrepreneurial perspective, having co-founded his own data analytics business. Prior to this, he was a Managing Director at Goldman Sachs. Additionally, Anand is currently Lead Non-Executive Board Member for the UK Cabinet Office. Further to the announcement on 5 July 2022 of the creation of the new role of Chief Data Officer, Saga confirms that Michael O'Donohue has been appointed to the Executive team. He will be focused on realising the potential in the way Saga uses customer insight to enhance its commercial value. Michael joins from Camelot, the operator of the National Lottery, where he is currently Chief Data Officer. He has also held senior positions with Centrica and Tesco, having previously been a consultant with McKinsey and Company. Michael will join Saga on 3 October 2022.
お知らせ • Jul 05Saga Announces Directorate ChangesSaga announced five senior appointments as it reshapes its leadership to support delivery of the strategy to accelerate growth and position Saga as the superbrand for older people in the UK. The Board of Saga has appointed two new non-executive directors to widen the skill set as the business is reshaped towards a greater focus on marketing, content and distribution. Sir Peter Bazalgette, currently Chair of ITV plc and LoveCrafts and a non-executive director of Edge Performance VCT plc, will join the Board and become the Senior Independent Non-Executive Director (SID). Sir Peter, the Co-Chair of the Creative Industries Council, brings a wealth of experience from the media and wider creative industries, including with Endemol, the BBC, YouGov and Channel Four. Sir Peter will Chair the Nomination Committee. Gemma Godfrey, a founder of two digital businesses and a Non-Executive Director of Oberon Investments Group plc and Vivopower International plc, will join the Board as a Non-Executive Director. Gemma, who was a boardroom adviser to Arnold Schwarzenegger on The Apprentice USA and is a business and money expert on ITV's Good Morning Britain and Sky News, will also chair the separate Saga Personal Finance Limited Board, subject to the necessary regulatory approval. Both will join the Board on 1 September 2022, following which Saga will review the membership of Board committees. Orna NiChionna, the current SID, who has served on the Saga Board since May 2014, will step down from the Board on 30 September 2022. Her roles as Senior Independent Non-Executive Director and Chair of the Nomination Committee will move to Sir Peter at that time. Separately, Saga has appointed a Chief Data Officer, focused on bringing to life and enhancing the way it uses customer insight to drive commercial value. This individual, who currently leads the data functions at a major consumer-facing business, will join Saga in the autumn, with further details to be announced nearer the time.
Reported Earnings • Jun 02Full year 2022 earnings released: UK£0.20 loss per share (vs UK£0.67 loss in FY 2021)Full year 2022 results: UK£0.20 loss per share (up from UK£0.67 loss in FY 2021). Revenue: UK£377.5m (up 11% from FY 2021). Net loss: UK£28.0m (loss narrowed 59% from FY 2021). Combined ratio: 40.3% (up from 26.1% in FY 2021). Over the next year, revenue is forecast to grow 59%, compared to a 22% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has fallen by 26% per year, which means it is significantly lagging earnings.
お知らせ • May 31+ 1 more updateSaga plc to Report First Half, 2023 Results on Sep 27, 2022Saga plc announced that they will report first half, 2023 results on Sep 27, 2022
Recent Insider Transactions • Apr 02Non-Executive Chairman recently bought €58k worth of stockOn the 30th of March, Roger De Haan bought around 21k shares on-market at roughly €2.79 per share. This was the largest purchase by an insider in the last 3 months. Roger has been a buyer over the last 12 months, purchasing a net total of €1.2m worth in shares.
Breakeven Date Change • Jan 31Forecast breakeven date pushed back to 2023The 3 analysts covering Saga previously expected the company to break even in 2022. New consensus forecast suggests the company will make a profit of UK£69.4m in 2023. Average annual earnings growth of 61% is required to achieve expected profit on schedule.
Recent Insider Transactions • Nov 18Non-Executive Chairman recently bought €1.2m worth of stockOn the 16th of November, Roger De Haan bought around 341k shares on-market at roughly €3.47 per share. This was the largest purchase by an insider in the last 3 months. This was Roger's only on-market trade for the last 12 months.
Reported Earnings • Sep 24First half 2022 earnings released: UK£0.022 loss per share (vs UK£0.70 loss in 1H 2021)The company reported a decent first half result with reduced losses and improved control over expenses, although revenues were weaker. First half 2022 results: Revenue: UK£156.8m (down 19% from 1H 2021). Net loss: UK£3.10m (loss narrowed 95% from 1H 2021). Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.
Breakeven Date Change • Sep 23Forecast to breakeven in 2022The 3 analysts covering Saga expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of UK£19.4m in 2022. Earnings growth of 77% is required to achieve expected profit on schedule.
Reported Earnings • May 16Full year 2021 earnings released: UK£0.67 loss per share (vs UK£4.19 loss in FY 2020)The company reported a decent full year result with reduced losses and improved control over expenses, although revenues were weaker. Full year 2021 results: Revenue: UK£340.0m (down 57% from FY 2020). Net loss: UK£67.8m (loss narrowed 78% from FY 2020). Combined ratio: 26.1% (down from 47.0% in FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 26 percentage points per year, which is a significant difference in performance.
Recent Insider Transactions • May 08Group CEO recently bought €229k worth of stockOn the 5th of May, Euan Sutherland bought around 51k shares on-market at roughly €4.48 per share. This was the largest purchase by an insider in the last 3 months. Euan has been a buyer over the last 12 months, purchasing a net total of €248k worth in shares.
Reported Earnings • Apr 09Full year 2021 earnings released: UK£0.67 loss per share (vs UK£4.19 loss in FY 2020)The company reported a decent full year result with reduced losses and improved control over expenses, although revenues were weaker. Full year 2021 results: Revenue: UK£338.3m (down 58% from FY 2020). Net loss: UK£67.8m (loss narrowed 78% from FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 25 percentage points per year, which is a significant difference in performance.
お知らせ • Mar 06Saga plc to Report Q4, 2021 Results on Apr 07, 2021Saga plc announced that they will report Q4, 2021 results on Apr 07, 2021
Is New 90 Day High Low • Feb 23New 90-day high: €4.03The company is up 22% from its price of €3.30 on 25 November 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 1.0% over the same period.
お知らせ • Jan 28+ 4 more updatesSaga plc(LSE:SAGA) dropped from FTSE 350 Index (GBP)Saga plc(LSE:SAGA) dropped from FTSE 350 Index (GBP)
Is New 90 Day High Low • Jan 23New 90-day high: €3.40The company is up 100% from its price of €1.70 on 23 October 2020. The German market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 14% over the same period.
お知らせ • Jan 05Saga plc Announces Directorate ChangeSaga plc announced that Cheryl Agius has informed the Board of her intention to step down from her role as Chief Executive Officer of Saga Insurance and as an Executive Director of Saga plc with immediate effect for personal reasons. Euan Sutherland, Group CEO of Saga plc, assumes the responsibilities of Interim CEO of Saga Insurance until a suitable replacement is appointed, supported by the Executive Leadership Team and the senior management of the Insurance business. The search for a successor has commenced and this process is expected to take several months to complete.
お知らせ • Dec 06Saga plc Announces Directorate Changes with Effect from 31 December 2020Saga plc confirmed that Gareth Williams, Non-Executive Director and member of the Audit, Nomination, Remuneration and Risk Committees, will step down from the Board on 31 December 2020. Effective from the same date, the company announced that Julie Hopes will become Chair of the Risk Committee and a member of the Audit Committee.
Recent Insider Transactions • Oct 09Insider recently bought €43m worth of stockOn the 5th of October, Roger De Haan bought around 328m shares on-market at roughly €0.13 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €44m more in shares than they have sold in the last 12 months.
お知らせ • Sep 10Saga plc to Report First Half, 2021 Results on Sep 10, 2020Saga plc announced that they will report first half, 2021 results on Sep 10, 2020