Japan Post Insurance（4JP）株式概要かんぽ生命保険株式会社は日本で生命保険商品とサービスを提供している。 詳細4JP ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長2/6過去の実績3/6財務の健全性3/6配当金3/6報酬当社が推定した公正価値より25.9%で取引されている 収益は年間5.14%増加すると予測されています 過去1年間で収益は36.7%増加しました リスク分析高いレベルの非現金収入 負債は営業キャッシュフローで十分にカバーされていない 2.85%の配当はフリーキャッシュフローで十分にカバーされていない すべてのリスクチェックを見る4JP Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW490,721 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA490,721 investors already sharing narrativesYour Fair Value€Current Price€9.3518.3% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture07t2016201920222025202620282031Revenue JP¥4.7tEarnings JP¥239.4bAdvancedSet Fair ValueView all narrativesJapan Post Insurance Co., Ltd. 競合他社Wüstenrot & WürttembergischeSymbol: XTRA:WUWMarket cap: €1.4bHannover RückSymbol: XTRA:HNR1Market cap: €31.1bTalanxSymbol: XTRA:TLXMarket cap: €29.9bMünchener Rückversicherungs-Gesellschaft in MünchenSymbol: XTRA:MUV2Market cap: €66.3b価格と性能株価の高値、安値、推移の概要Japan Post Insurance過去の株価現在の株価JP¥9.3552週高値JP¥9.5352週安値JP¥7.07ベータ0.0331ヶ月の変化16.88%3ヶ月変化16.15%1年変化32.31%3年間の変化96.15%5年間の変化88.26%IPOからの変化10.13%最新ニュースDeclared Dividend • Jul 26Final dividend of JP¥25.00 announcedShareholders will receive a dividend of JP¥25.00. Ex-date: 29th September 2026 Payment date: 7th December 2026 Dividend yield will be 269%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by earnings (27% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 10.0% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jun 26Japan Post Insurance Co., Ltd. to Report Q1, 2027 Results on Aug 07, 2026Japan Post Insurance Co., Ltd. announced that they will report Q1, 2027 results on Aug 07, 2026Board Change • May 20High number of new directorsThere are 8 new directors who have joined the board in the last 3 years. Independent Outside Director Shoei Yamana was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 15Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 22, 2026Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 22, 2026.お知らせ • Apr 01Japan Post Insurance Co., Ltd. (TSE:7181) acquired an unknown minority stake in Hoken Minaoshi Hompo Group, Inc.Japan Post Insurance Co., Ltd. (TSE:7181) acquired an unknown minority stake in Hoken Minaoshi Hompo Group, Inc. on March 31, 2026. Japan Post Insurance Co., Ltd. (TSE:7181) completed the acquisition of an unknown minority stake in Hoken Minaoshi Hompo Group, Inc. on March 31, 2026.お知らせ • Mar 14Japan Post Insurance Co., Ltd. to Report Fiscal Year 2026 Results on May 15, 2026Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2026 results on May 15, 2026最新情報をもっと見るRecent updatesDeclared Dividend • Jul 26Final dividend of JP¥25.00 announcedShareholders will receive a dividend of JP¥25.00. Ex-date: 29th September 2026 Payment date: 7th December 2026 Dividend yield will be 269%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by earnings (27% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 10.0% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jun 26Japan Post Insurance Co., Ltd. to Report Q1, 2027 Results on Aug 07, 2026Japan Post Insurance Co., Ltd. announced that they will report Q1, 2027 results on Aug 07, 2026Board Change • May 20High number of new directorsThere are 8 new directors who have joined the board in the last 3 years. Independent Outside Director Shoei Yamana was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 15Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 22, 2026Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 22, 2026.お知らせ • Apr 01Japan Post Insurance Co., Ltd. (TSE:7181) acquired an unknown minority stake in Hoken Minaoshi Hompo Group, Inc.Japan Post Insurance Co., Ltd. (TSE:7181) acquired an unknown minority stake in Hoken Minaoshi Hompo Group, Inc. on March 31, 2026. Japan Post Insurance Co., Ltd. (TSE:7181) completed the acquisition of an unknown minority stake in Hoken Minaoshi Hompo Group, Inc. on March 31, 2026.お知らせ • Mar 14Japan Post Insurance Co., Ltd. to Report Fiscal Year 2026 Results on May 15, 2026Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2026 results on May 15, 2026お知らせ • Feb 13Japan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2026Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the fiscal year ending March 31, 2026. For the year, the company expects net income attributable to company shareholders of JPY 159,000 million and Net income per share of JPY 430.79.お知らせ • Dec 24Japan Post Insurance Co., Ltd. to Report Q3, 2026 Results on Feb 13, 2026Japan Post Insurance Co., Ltd. announced that they will report Q3, 2026 results on Feb 13, 2026お知らせ • Nov 15+ 1 more updateJapan Post Insurance Co., Ltd. Revises Consolidated Earnings Guidance for the Year Ending March 31, 2026Japan Post Insurance Co., Ltd. revised consolidated earnings guidance for the year ending March 31, 2026. For the year, the company expects net income attributable to company shareholders of JPY 159,000 million compared to previous guidance of JPY 136,000 million and net income per share of JPY 427.95 compared to previous guidance of JPY 366.05. Reasons for the Revision: The company has made upward revisions to its forecast for ordinary income due to an expected increase in investment income caused by an improvement in the market environment, etc. compared with that of when the initial consolidated financial results forecast was formulated. The Company has made upward revisions to its forecast for ordinary profit and net income attributable to Japan Post Insurance due, in addition to the abovementioned factor, to an expected decrease in operating expenses.お知らせ • Nov 14Japan Post Insurance Co., Ltd. (TSE:7181) announces an Equity Buyback for 20,000,000 shares, representing 5.38% for ¥45,000 million.Japan Post Insurance Co., Ltd. (TSE:7181) announces a share repurchase program. Under the program, the company will repurchase up to 20,000,000 shares, representing 5.38 of its issued share capital, for ¥4,000 million. The purpose of the buyback is to improve capital efficiency and enhance shareholder returns as part of the shareholder return policy. The program will expire on March 31, 2026 As of October 31, 2025, the company had 371,811,454 shares outstanding excluding treasury shares and 11,246 treasury shares.お知らせ • Sep 22Japan Post Insurance Co., Ltd. to Report Q2, 2026 Results on Nov 14, 2025Japan Post Insurance Co., Ltd. announced that they will report Q2, 2026 results on Nov 14, 2025お知らせ • Jun 27Japan Post Insurance Co., Ltd. to Report Q1, 2026 Results on Aug 08, 2025Japan Post Insurance Co., Ltd. announced that they will report Q1, 2026 results on Aug 08, 2025お知らせ • May 15Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 18, 2025Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 18, 2025.お知らせ • Mar 26Japan Post Insurance Co., Ltd. to Report Fiscal Year 2025 Results on May 15, 2025Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2025 results on May 15, 2025お知らせ • Dec 26Japan Post Insurance Co., Ltd. to Report Q3, 2025 Results on Feb 14, 2025Japan Post Insurance Co., Ltd. announced that they will report Q3, 2025 results on Feb 14, 2025Valuation Update With 7 Day Price Move • Nov 16Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €18.20, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 50% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €24.09 per share.お知らせ • Nov 14Japan Post Insurance Co., Ltd. (TSE:7181) announces an Equity Buyback for 30,000,000 shares, representing 7.83% for ¥35,000 million.Japan Post Insurance Co., Ltd. (TSE:7181) announces a share repurchase program. Under the program, the company will repurchase up to 30,000,000 shares, representing 7.83% of its issued share capital, for ¥35,000 million. The purpose of the buyback is to improve capital efficiency and enhance shareholder returns as part of the shareholder return policy. The program will expire on November 14, 2025. As of September 30, 2024, the company had 383,181,149 shares outstanding excluding treasury shares and 11,151 treasury shares.お知らせ • Sep 25Japan Post Insurance Co., Ltd. to Report Q2, 2025 Results on Nov 14, 2024Japan Post Insurance Co., Ltd. announced that they will report Q2, 2025 results on Nov 14, 2024Upcoming Dividend • Sep 20Upcoming dividend of JP¥52.00 per shareEligible shareholders must have bought the stock before 27 September 2024. Payment date: 05 December 2024. Payout ratio is a comfortable 41% but the company is not cash flow positive. Trailing yield: 4.0%. Lower than top quartile of German dividend payers (4.7%). In line with average of industry peers (3.9%).Reported Earnings • Aug 12First quarter 2025 earnings released: EPS: JP¥54.73 (vs JP¥54.97 in 1Q 2024)First quarter 2025 results: EPS: JP¥54.73 (down from JP¥54.97 in 1Q 2024). Revenue: JP¥1.28t (up 48% from 1Q 2024). Net income: JP¥20.9b (flat on 1Q 2024). Profit margin: 1.6% (down from 2.4% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.Buy Or Sell Opportunity • Jul 21Now 21% undervaluedOver the last 90 days, the stock has risen 2.9% to €18.00. The fair value is estimated to be €22.72, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 6.4% over the last 3 years. Earnings per share has declined by 11%. For the next 3 years, revenue is forecast to grow by 18% per annum. Earnings are also forecast to grow by 2.0% per annum over the same time period.Declared Dividend • Jul 11Final dividend of JP¥52.00 announcedShareholders will receive a dividend of JP¥52.00. Ex-date: 27th September 2024 Payment date: 5th December 2024 Dividend yield will be 286%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by earnings (41% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 7.6% per year over the past 8 years. However, payments have been volatile during that time. EPS is expected to grow by 7.2% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jun 29Japan Post Insurance Co., Ltd. to Report Q1, 2025 Results on Aug 09, 2024Japan Post Insurance Co., Ltd. announced that they will report Q1, 2025 results on Aug 09, 2024お知らせ • May 20Japan Post Insurance Co., Ltd. to Report Fiscal Year 2024 Final Results on May 30, 2024Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2024 final results on May 30, 2024New Risk • May 17New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 71% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). High level of non-cash earnings (71% accrual ratio). Minor Risks Paying a dividend despite having no free cash flows. Shareholders have been diluted in the past year (4.5% increase in shares outstanding).Reported Earnings • May 17Full year 2024 earnings released: EPS: JP¥227 (vs JP¥249 in FY 2023)Full year 2024 results: EPS: JP¥227 (down from JP¥249 in FY 2023). Revenue: JP¥2.80t (down 16% from FY 2023). Net income: JP¥87.1b (down 11% from FY 2023). Profit margin: 3.1% (up from 2.9% in FY 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 28% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has remained flat, which means it is well ahead of earnings.お知らせ • May 17Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 17, 2024Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 17, 2024.お知らせ • May 16+ 1 more updateJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Full Fiscal Year Ending March 31, 2025Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the full fiscal year Ending March 31, 2025. For the year, the company expected Ordinary income of JPY 5,960,000 million, net income attributable to Japan Post Insurance to be JPY 79,000 million and net income per share of JPY 206.39.New Risk • May 08New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 4.5% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (currently running at an operating cash loss). Minor Risks Paying a dividend despite having no free cash flows. Large one-off items impacting financial results. Shareholders have been diluted in the past year (4.5% increase in shares outstanding).お知らせ • Mar 27Japan Post Insurance Co., Ltd. to Report Fiscal Year 2024 Results on May 15, 2024Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2024 results on May 15, 2024Upcoming Dividend • Mar 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 March 2024. Payment date: 20 June 2024. Payout ratio is a comfortable 41% but the company is not cash flow positive. Trailing yield: 3.2%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.1%).Reported Earnings • Feb 16Third quarter 2024 earnings released: EPS: JP¥38.45 (vs JP¥72.04 in 3Q 2023)Third quarter 2024 results: EPS: JP¥38.45 (down from JP¥72.04 in 3Q 2023). Revenue: JP¥717.3b (down 12% from 3Q 2023). Net income: JP¥14.7b (down 47% from 3Q 2023). Profit margin: 2.1% (down from 3.4% in 3Q 2023). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.お知らせ • Dec 27Japan Post Insurance Co., Ltd. to Report Q3, 2024 Results on Feb 14, 2024Japan Post Insurance Co., Ltd. announced that they will report Q3, 2024 results on Feb 14, 2024New Risk • Nov 19New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Currently running at an operating cash loss. This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings are forecast to decline by an average of 0.8% per year for the foreseeable future. Minor Risk Paying a dividend despite having no free cash flows.Reported Earnings • Nov 15Second quarter 2024 earnings released: EPS: JP¥76.81 (vs JP¥92.89 in 2Q 2023)Second quarter 2024 results: EPS: JP¥76.81 (down from JP¥92.89 in 2Q 2023). Revenue: JP¥825.9b (down 4.9% from 2Q 2023). Net income: JP¥29.4b (down 20% from 2Q 2023). Profit margin: 3.6% (down from 4.2% in 2Q 2023). Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 4.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.お知らせ • Sep 28Japan Post Insurance Co., Ltd. to Report Q2, 2024 Results on Nov 13, 2023Japan Post Insurance Co., Ltd. announced that they will report Q2, 2024 results on Nov 13, 2023Upcoming Dividend • Sep 21Upcoming dividend of JP¥47.00 per share at 3.6% yieldEligible shareholders must have bought the stock before 28 September 2023. Payment date: 05 December 2023. Payout ratio is a comfortable 33% but the company is not cash flow positive. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.0%).お知らせ • Aug 12+ 1 more updateJapan Post Insurance Co., Ltd. Provides Dividend Guidance for the Second Quarter and Fiscal Year Ending March 31, 2024Japan Post Insurance Co., Ltd. provided dividend guidance for the second quarter and fiscal year ending March 31, 2024. For the quarter, the company expects to pay dividend of JPY 47.00 per share against JPY 46.00 per share paid last year.For the fiscal year ending March 31, 2024, the company expects to pay dividend of JPY 47.00 per share against JPY 46.00 per share paid last year.Reported Earnings • Aug 11First quarter 2024 earnings released: EPS: JP¥54.97 (vs JP¥29.12 in 1Q 2023)First quarter 2024 results: EPS: JP¥54.97 (up from JP¥29.12 in 1Q 2023). Revenue: JP¥811.9b (down 2.0% from 1Q 2023). Net income: JP¥21.0b (up 81% from 1Q 2023). Profit margin: 2.6% (up from 1.4% in 1Q 2023). Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.Board Change • Jul 18High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. President, CEO, Representative Executive Officer & Director Kunio Tanigaki was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jun 28Japan Post Insurance Co., Ltd. to Report Q1, 2024 Results on Aug 10, 2023Japan Post Insurance Co., Ltd. announced that they will report Q1, 2024 results on Aug 10, 2023お知らせ • Jun 20Japan Post Insurance Co., Ltd. Announces Change in Representative Executive OfficerJapan Post Insurance Co., Ltd. announced that at the meeting of the Board of Directors held on June 19, 2023, it resolved to change its Representative Executive Officers as follows: The change is due to the determination of the new executive structure to take effect on June 19, 2023. Details of Change: Name: SHIMA Toshitaka. New position: Deputy President, Representative Executive Officer. Former position: Deputy President, Executive Officer. Past experience, positions and responsibilities: April 1986: Joined the Ministry of Posts and Telecommunications. July 2008: Deputy Manager of General Affairs/Human Resources Department of Japan Post Holdings Co., Ltd. April 2011: Senior General Manager of General Affairs/Human Resources Department of Japan Post Holdings Co., Ltd. August 2013: Senior General Manager of General Affairs/Human Resources Department of Japan Post Holdings Co., Ltd. April 2014: Senior General Manager of Human Resources Department of Japan Post Holdings Co., Ltd. June 2017: Executive Officer, Senior General Manager of Human Resources. Department of Japan Post Holdings Co., Ltd. January 2020: Managing Executive Officer, Senior General Manager of Human Resources Department of Japan Post Holdings Co.,Ltd. February 2020: Managing Executive Officer of Japan Post Holdings Co., Ltd. April 2021: Senior Executive Officer of Japan Post Co., Ltd. June 2022: Deputy President, Executive Officer of the Company. June 2023: Deputy President, Representative Executive Officer of the Company (current position).Reported Earnings • May 19Full year 2023 earnings released: EPS: JP¥249 (vs JP¥375 in FY 2022)Full year 2023 results: EPS: JP¥249 (down from JP¥375 in FY 2022). Revenue: JP¥3.33t (down 5.5% from FY 2022). Net income: JP¥97.6b (down 38% from FY 2022). Profit margin: 2.9% (down from 4.5% in FY 2022). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 11% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • May 17+ 2 more updatesJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Full Fiscal Year Ending March 31, 2024Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the full fiscal year Ending March 31, 2024. For the year, the company expected net income attributable to Japan Post Insurance to be JPY 72,000 million and net income per share of JPY 188.13.お知らせ • May 16Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 19, 2023Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 19, 2023.Upcoming Dividend • Mar 23Upcoming dividend of JP¥46.00 per share at 4.4% yieldEligible shareholders must have bought the stock before 30 March 2023. Payment date: 16 June 2023. Payout ratio is a comfortable 31% but the company is not cash flow positive. Trailing yield: 4.4%. Lower than top quartile of German dividend payers (4.7%). In line with average of industry peers (4.6%).Reported Earnings • Feb 16Third quarter 2023 earnings released: EPS: JP¥73.14 (vs JP¥97.57 in 3Q 2022)Third quarter 2023 results: EPS: JP¥73.14 (down from JP¥97.57 in 3Q 2022). Revenue: JP¥760.5b (down 8.8% from 3Q 2022). Net income: JP¥27.9b (down 28% from 3Q 2022). Profit margin: 3.7% (down from 4.7% in 3Q 2022). Revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.お知らせ • Feb 15Japan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Year Ending March 31, 2023Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the year Ending March 31, 2023. For the year, the company expected net sales of JPY 6,320,000 million, Operating profit of JPY 80,000 million, Net income attributable to Japan Post Insurance of JPY 87,000 million and Earnings per share of JPY 222.25.お知らせ • Dec 21Japan Post Insurance Co., Ltd. to Report Q3, 2023 Results on Feb 14, 2023Japan Post Insurance Co., Ltd. announced that they will report Q3, 2023 results on Feb 14, 2023Board Change • Nov 16High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Independent Outside Director Tonosu Kaori was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Nov 11+ 1 more updateJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2023Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the fiscal year ending March 31, 2023. For the year, the company expects ordinary income of ¥6,220,000 million, Ordinary profit of ¥160,000 million and Net income attributable to the company of ¥71,000 million or ¥180.67 per share.お知らせ • Sep 29Japan Post Insurance Co., Ltd. to Report Q2, 2023 Results on Nov 11, 2022Japan Post Insurance Co., Ltd. announced that they will report Q2, 2023 results on Nov 11, 2022Upcoming Dividend • Sep 22Upcoming dividend of JP¥46.00 per shareEligible shareholders must have bought the stock before 29 September 2022. Payment date: 05 December 2022. Payout ratio is a comfortable 38% but the company is not cash flow positive. Trailing yield: 4.1%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (5.1%).Reported Earnings • Aug 12First quarter 2023 earnings released: EPS: JP¥29.12 (vs JP¥84.75 in 1Q 2022)First quarter 2023 results: EPS: JP¥29.12 (down from JP¥84.75 in 1Q 2022). Revenue: JP¥828.4b (down 9.9% from 1Q 2022). Net income: JP¥11.6b (down 72% from 1Q 2022). Profit margin: 1.4% (down from 4.5% in 1Q 2022). Over the next year, revenue is forecast to grow 74%, compared to a 26% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.お知らせ • Aug 11+ 1 more updateJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2023Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the fiscal year ending March 31, 2023. For the year, the company expects ordinary income of ¥6,220,000 million, Ordinary profit of ¥160,000 million and Net income attributable to the company of ¥71,000 million or ¥177.83 per share.お知らせ • Aug 10Japan Post Insurance Co., Ltd. (TSE:7181) announces an Equity Buyback for 30,000,000 shares, representing 7.51% for ¥35,000 million.Japan Post Insurance Co., Ltd. (TSE:7181) announces a share repurchase program. Under the program, the company will repurchase 30,000,000 shares, representing 7.51% of its issued shares for ¥35,000 million. The purpose of the program is improving capital efficiency and enhancing shareholder returns. The program will run until March 31, 2023. As of June 30, 2022, the company had 399,682,549 shares (excluding treasury stock) issued and 11,151 shares in treasury.Buying Opportunity • Jul 22Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be €19.07, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 16% per annum. Earnings is forecast to decline by 11% per annum over the same time period.お知らせ • Jun 30Japan Post Insurance Co., Ltd. to Report Q1, 2023 Results on Aug 10, 2022Japan Post Insurance Co., Ltd. announced that they will report Q1, 2023 results on Aug 10, 2022Reported Earnings • May 15Full year 2022 earnings released: EPS: JP¥375 (vs JP¥295 in FY 2021)Full year 2022 results: EPS: JP¥375. Revenue: JP¥3.47t (down 9.0% from FY 2021). Net income: JP¥158.1b (down 4.8% from FY 2021). Profit margin: 4.6% (up from 4.4% in FY 2021). Over the next year, revenue is forecast to grow 74%, compared to a 20% growth forecast for the insurance industry in Germany.お知らせ • May 14+ 3 more updatesJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Year Ending March 31, 2023Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the year ending March 31, 2023. For the year, the company expects ordinary income of ¥6,220,000 million, Ordinary profit of ¥160,000 million and Net income attributable to the company of ¥71,000 million or ¥177.70 per share.Board Change • Apr 28High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Tomoaki Nara was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 01Japan Post Insurance Co., Ltd. to Report Fiscal Year 2022 Results on May 13, 2022Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2022 results on May 13, 2022Upcoming Dividend • Mar 23Upcoming dividend of JP¥45.00 per shareEligible shareholders must have bought the stock before 30 March 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 36% but the company is not cash flow positive. Trailing yield: 4.1%. Within top quartile of German dividend payers (3.6%). Lower than average of industry peers (4.6%).Reported Earnings • Feb 16Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beatThird quarter 2022 results: EPS: JP¥95.76 (up from JP¥62.84 in 3Q 2021). Revenue: JP¥828.3b (down 9.3% from 3Q 2021). Net income: JP¥39.0b (up 10% from 3Q 2021). Profit margin: 4.7% (up from 3.9% in 3Q 2021). Revenue exceeded analyst estimates by 3.2%. Over the next year, revenue is forecast to grow 73%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.お知らせ • Feb 15+ 1 more updateJapan Post Insurance Co., Ltd. Provides Dividend Guidance for the Year Ending March 31, 2022Japan Post Insurance Co., Ltd. provided dividend guidance for the year ending March 31, 2022. For the year, the company expects to pay dividend of ¥45.00 per share compared to ¥76.00 per share paid in last year.Reported Earnings • Nov 14Second quarter 2022 earnings released: EPS JP¥98.43 (vs JP¥83.47 in 2Q 2021)The company reported a poor second quarter result with weaker earnings, revenues and profit margins. Second quarter 2022 results: Revenue: JP¥908.7b (down 5.8% from 2Q 2021). Net income: JP¥39.3b (down 16% from 2Q 2021). Profit margin: 4.3% (down from 4.9% in 2Q 2021). Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 13% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 13First quarter 2022 earnings releasedThe company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥914.8b (down 6.8% from 1Q 2021). Net income: JP¥41.2b (down 12% from 1Q 2021). Profit margin: 4.5% (down from 4.8% in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Board Change • Jul 27High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Tomoaki Nara was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Executive Departure • Jun 19Director Masaaki Horigane has left the companyOn the 17th of June, Masaaki Horigane's tenure as Director ended after 4.0 years in the role. We don't have any record of a personal shareholding under Masaaki's name. A total of 3 executives have left over the last 12 months. The current median tenure of the management team is 3.50 years.Reported Earnings • May 18Full year 2021 earnings released: EPS JP¥295 (vs JP¥267 in FY 2020)The company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2021 results: Revenue: JP¥3.77t (down 14% from FY 2020). Net income: JP¥166.1b (up 10% from FY 2020). Profit margin: 4.4% (up from 3.5% in FY 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.お知らせ • May 16+ 3 more updatesJapan Post Insurance Co., Ltd. Provides Dividend Guidance for the Second Quarter of Fiscal Year Ending March 31, 2022Japan Post Insurance Co., Ltd. provided dividend guidance for the second quarter of fiscal year ending March 31, 2022. For the period The company expects dividend of JPY 45.00 per share.お知らせ • May 15+ 1 more updateJapan Post Insurance Co., Ltd. Announces Dividend for the Fiscal Year Ended March 31, 2021Japan Post Insurance Co., Ltd. announced dividend for the fiscal year ended March 31, 2021. For the period, the company announced dividend of JPY 76.00 per share against JPY 38.00 per share paid a year ago.Upcoming Dividend • Mar 23Inaugural dividend of JP¥76.00 per shareEligible shareholders must have bought the stock before 30 March 2021. Payment date: 16 June 2021. The company last paid an ordinary dividend in June 2020. The average dividend yield among industry peers is 4.1%.Reported Earnings • Feb 14Third quarter 2021 earnings released: EPS JP¥62.84 (vs JP¥68.80 in 3Q 2020)The company reported a soft third quarter result with weaker earnings and revenues, although profit margins were improved. Third quarter 2021 results: Revenue: JP¥915.6b (down 9.5% from 3Q 2020). Net income: JP¥35.3b (down 8.7% from 3Q 2020). Profit margin: 3.9% (up from 3.8% in 3Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.お知らせ • Feb 13Japan Post Insurance Co., Ltd. Revises its Earnings Guidance for the Year Fiscal Year Ending March 31, 2021Japan Post Insurance Co., Ltd. revised its earnings guidance for the year fiscal year ending March 31, 2021. For the year, the company expected ordinary income JPY 6,750,000 million as compared to previous guidance of JPY 6,850,000 million. Ordinary profit of JPY 300,000 million as compared previous guidance of JPY 200,000 million. Net income attributable to Japan Post Insurance JPY 157,000 million as compared previous guidance of JPY 124,000 million. Net income per share of JPY 279.15 as compared previous guidance of JPY 220.47 per share.Is New 90 Day High Low • Jan 04New 90-day high: €17.00The company is up 25% from its price of €13.60 on 06 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €31.56 per share.Is New 90 Day High Low • Dec 16New 90-day high: €14.70The company is up 7.0% from its price of €13.80 on 17 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €31.33 per share.Reported Earnings • Nov 28Second quarter 2021 earnings released: EPS JP¥83.46The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: JP¥970.3b (down 16% from 2Q 2020). Net income: JP¥46.9b (up 10% from 2Q 2020). Profit margin: 4.8% (up from 3.7% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Nov 16New 90-day high: €14.30The company is up 16% from its price of €12.30 on 18 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €28.41 per share.Reported Earnings • Nov 15Second quarter 2021 earnings released: EPS JP¥83.46The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: JP¥970.3b (down 16% from 2Q 2020). Net income: JP¥46.9b (up 10% from 2Q 2020). Profit margin: 4.8% (up from 3.7% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • Nov 13Japan Post Insurance Co., Ltd. Announces No Dividend for the Second Quarter Ended September 30, 2020Japan Post Insurance Co., Ltd. announced dividend of JPY 0 for the second quarter ended September 30, 2020 against JPY 38.00 paid a year ago.Is New 90 Day High Low • Oct 13New 90-day high: €14.10The company is up 18% from its price of €11.90 on 15 July 2020. The German market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €27.38 per share.お知らせ • Oct 04Japan Post Insurance Co., Ltd. to Report Q2, 2021 Results on Nov 13, 2020Japan Post Insurance Co., Ltd. announced that they will report Q2, 2021 results on Nov 13, 2020株主還元4JPDE InsuranceDE 市場7D6.3%3.3%1.5%1Y32.3%10.0%0.8%株主還元を見る業界別リターン: 4JP過去 1 年間で10 % の収益を上げたGerman Insurance業界を上回りました。リターン対市場: 4JP過去 1 年間で0.8 % の収益を上げたGerman市場を上回りました。価格変動Is 4JP's price volatile compared to industry and market?4JP volatility4JP Average Weekly Movement5.3%Insurance Industry Average Movement3.4%Market Average Movement5.3%10% most volatile stocks in DE Market12.8%10% least volatile stocks in DE Market2.8%安定した株価: 4JP 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: 4JPの 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト200618,487Toru Onishiwww.jp-life.japanpost.jpかんぽ生命保険株式会社は日本で生命保険商品とサービスを提供している。また、外資系保険会社や金融サービス会社を含む他の保険会社の代理店業務やローン保証業務も行っている。また、国債、政府保証債、社債、その他債券の売買、簡易生命保険契約の管理も行っている。直営営業所を通じて個人・法人顧客に商品を提供している。年に設立され、東京に本社を置く。もっと見るJapan Post Insurance Co., Ltd. 基礎のまとめJapan Post Insurance の収益と売上を時価総額と比較するとどうか。4JP 基礎統計学時価総額€9.89b収益（TTM）€904.34m売上高(TTM)€17.60b10.9xPER（株価収益率0.6xP/Sレシオ4JP は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計4JP 損益計算書（TTM）収益JP¥3.29t売上原価JP¥2.24t売上総利益JP¥1.05tその他の費用JP¥876.86b収益JP¥168.80b直近の収益報告Mar 31, 2026次回決算日Aug 07, 2026一株当たり利益（EPS）160.31グロス・マージン31.82%純利益率5.14%有利子負債／自己資本比率122.7%4JP の長期的なパフォーマンスは？過去の実績と比較を見る配当金2.9%現在の配当利回り27%配当性向4JP 配当は確実ですか？4JP 配当履歴とベンチマークを見る4JP 、いつまでに購入すれば配当金を受け取れますか？Japan Post Insurance 配当日配当落ち日Sep 29 2026配当支払日Dec 07 2026配当落ちまでの日数62 days配当支払日までの日数131 days4JP 配当は確実ですか？4JP 配当履歴とベンチマークを見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/28 10:52終値2026/07/28 00:00収益2026/03/31年間収益2026/03/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Japan Post Insurance Co., Ltd. 7 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。16 アナリスト機関Natsumu TsujinoBofA Global ResearchKoichi NiwaCitigroup IncJ. WaterhouseCLSA13 その他のアナリストを表示
Declared Dividend • Jul 26Final dividend of JP¥25.00 announcedShareholders will receive a dividend of JP¥25.00. Ex-date: 29th September 2026 Payment date: 7th December 2026 Dividend yield will be 269%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by earnings (27% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 10.0% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 26Japan Post Insurance Co., Ltd. to Report Q1, 2027 Results on Aug 07, 2026Japan Post Insurance Co., Ltd. announced that they will report Q1, 2027 results on Aug 07, 2026
Board Change • May 20High number of new directorsThere are 8 new directors who have joined the board in the last 3 years. Independent Outside Director Shoei Yamana was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 15Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 22, 2026Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 22, 2026.
お知らせ • Apr 01Japan Post Insurance Co., Ltd. (TSE:7181) acquired an unknown minority stake in Hoken Minaoshi Hompo Group, Inc.Japan Post Insurance Co., Ltd. (TSE:7181) acquired an unknown minority stake in Hoken Minaoshi Hompo Group, Inc. on March 31, 2026. Japan Post Insurance Co., Ltd. (TSE:7181) completed the acquisition of an unknown minority stake in Hoken Minaoshi Hompo Group, Inc. on March 31, 2026.
お知らせ • Mar 14Japan Post Insurance Co., Ltd. to Report Fiscal Year 2026 Results on May 15, 2026Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2026 results on May 15, 2026
Declared Dividend • Jul 26Final dividend of JP¥25.00 announcedShareholders will receive a dividend of JP¥25.00. Ex-date: 29th September 2026 Payment date: 7th December 2026 Dividend yield will be 269%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by earnings (27% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 10.0% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 26Japan Post Insurance Co., Ltd. to Report Q1, 2027 Results on Aug 07, 2026Japan Post Insurance Co., Ltd. announced that they will report Q1, 2027 results on Aug 07, 2026
Board Change • May 20High number of new directorsThere are 8 new directors who have joined the board in the last 3 years. Independent Outside Director Shoei Yamana was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 15Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 22, 2026Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 22, 2026.
お知らせ • Apr 01Japan Post Insurance Co., Ltd. (TSE:7181) acquired an unknown minority stake in Hoken Minaoshi Hompo Group, Inc.Japan Post Insurance Co., Ltd. (TSE:7181) acquired an unknown minority stake in Hoken Minaoshi Hompo Group, Inc. on March 31, 2026. Japan Post Insurance Co., Ltd. (TSE:7181) completed the acquisition of an unknown minority stake in Hoken Minaoshi Hompo Group, Inc. on March 31, 2026.
お知らせ • Mar 14Japan Post Insurance Co., Ltd. to Report Fiscal Year 2026 Results on May 15, 2026Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2026 results on May 15, 2026
お知らせ • Feb 13Japan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2026Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the fiscal year ending March 31, 2026. For the year, the company expects net income attributable to company shareholders of JPY 159,000 million and Net income per share of JPY 430.79.
お知らせ • Dec 24Japan Post Insurance Co., Ltd. to Report Q3, 2026 Results on Feb 13, 2026Japan Post Insurance Co., Ltd. announced that they will report Q3, 2026 results on Feb 13, 2026
お知らせ • Nov 15+ 1 more updateJapan Post Insurance Co., Ltd. Revises Consolidated Earnings Guidance for the Year Ending March 31, 2026Japan Post Insurance Co., Ltd. revised consolidated earnings guidance for the year ending March 31, 2026. For the year, the company expects net income attributable to company shareholders of JPY 159,000 million compared to previous guidance of JPY 136,000 million and net income per share of JPY 427.95 compared to previous guidance of JPY 366.05. Reasons for the Revision: The company has made upward revisions to its forecast for ordinary income due to an expected increase in investment income caused by an improvement in the market environment, etc. compared with that of when the initial consolidated financial results forecast was formulated. The Company has made upward revisions to its forecast for ordinary profit and net income attributable to Japan Post Insurance due, in addition to the abovementioned factor, to an expected decrease in operating expenses.
お知らせ • Nov 14Japan Post Insurance Co., Ltd. (TSE:7181) announces an Equity Buyback for 20,000,000 shares, representing 5.38% for ¥45,000 million.Japan Post Insurance Co., Ltd. (TSE:7181) announces a share repurchase program. Under the program, the company will repurchase up to 20,000,000 shares, representing 5.38 of its issued share capital, for ¥4,000 million. The purpose of the buyback is to improve capital efficiency and enhance shareholder returns as part of the shareholder return policy. The program will expire on March 31, 2026 As of October 31, 2025, the company had 371,811,454 shares outstanding excluding treasury shares and 11,246 treasury shares.
お知らせ • Sep 22Japan Post Insurance Co., Ltd. to Report Q2, 2026 Results on Nov 14, 2025Japan Post Insurance Co., Ltd. announced that they will report Q2, 2026 results on Nov 14, 2025
お知らせ • Jun 27Japan Post Insurance Co., Ltd. to Report Q1, 2026 Results on Aug 08, 2025Japan Post Insurance Co., Ltd. announced that they will report Q1, 2026 results on Aug 08, 2025
お知らせ • May 15Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 18, 2025Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 18, 2025.
お知らせ • Mar 26Japan Post Insurance Co., Ltd. to Report Fiscal Year 2025 Results on May 15, 2025Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2025 results on May 15, 2025
お知らせ • Dec 26Japan Post Insurance Co., Ltd. to Report Q3, 2025 Results on Feb 14, 2025Japan Post Insurance Co., Ltd. announced that they will report Q3, 2025 results on Feb 14, 2025
Valuation Update With 7 Day Price Move • Nov 16Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €18.20, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 50% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €24.09 per share.
お知らせ • Nov 14Japan Post Insurance Co., Ltd. (TSE:7181) announces an Equity Buyback for 30,000,000 shares, representing 7.83% for ¥35,000 million.Japan Post Insurance Co., Ltd. (TSE:7181) announces a share repurchase program. Under the program, the company will repurchase up to 30,000,000 shares, representing 7.83% of its issued share capital, for ¥35,000 million. The purpose of the buyback is to improve capital efficiency and enhance shareholder returns as part of the shareholder return policy. The program will expire on November 14, 2025. As of September 30, 2024, the company had 383,181,149 shares outstanding excluding treasury shares and 11,151 treasury shares.
お知らせ • Sep 25Japan Post Insurance Co., Ltd. to Report Q2, 2025 Results on Nov 14, 2024Japan Post Insurance Co., Ltd. announced that they will report Q2, 2025 results on Nov 14, 2024
Upcoming Dividend • Sep 20Upcoming dividend of JP¥52.00 per shareEligible shareholders must have bought the stock before 27 September 2024. Payment date: 05 December 2024. Payout ratio is a comfortable 41% but the company is not cash flow positive. Trailing yield: 4.0%. Lower than top quartile of German dividend payers (4.7%). In line with average of industry peers (3.9%).
Reported Earnings • Aug 12First quarter 2025 earnings released: EPS: JP¥54.73 (vs JP¥54.97 in 1Q 2024)First quarter 2025 results: EPS: JP¥54.73 (down from JP¥54.97 in 1Q 2024). Revenue: JP¥1.28t (up 48% from 1Q 2024). Net income: JP¥20.9b (flat on 1Q 2024). Profit margin: 1.6% (down from 2.4% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
Buy Or Sell Opportunity • Jul 21Now 21% undervaluedOver the last 90 days, the stock has risen 2.9% to €18.00. The fair value is estimated to be €22.72, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 6.4% over the last 3 years. Earnings per share has declined by 11%. For the next 3 years, revenue is forecast to grow by 18% per annum. Earnings are also forecast to grow by 2.0% per annum over the same time period.
Declared Dividend • Jul 11Final dividend of JP¥52.00 announcedShareholders will receive a dividend of JP¥52.00. Ex-date: 27th September 2024 Payment date: 5th December 2024 Dividend yield will be 286%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by earnings (41% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 7.6% per year over the past 8 years. However, payments have been volatile during that time. EPS is expected to grow by 7.2% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 29Japan Post Insurance Co., Ltd. to Report Q1, 2025 Results on Aug 09, 2024Japan Post Insurance Co., Ltd. announced that they will report Q1, 2025 results on Aug 09, 2024
お知らせ • May 20Japan Post Insurance Co., Ltd. to Report Fiscal Year 2024 Final Results on May 30, 2024Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2024 final results on May 30, 2024
New Risk • May 17New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 71% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). High level of non-cash earnings (71% accrual ratio). Minor Risks Paying a dividend despite having no free cash flows. Shareholders have been diluted in the past year (4.5% increase in shares outstanding).
Reported Earnings • May 17Full year 2024 earnings released: EPS: JP¥227 (vs JP¥249 in FY 2023)Full year 2024 results: EPS: JP¥227 (down from JP¥249 in FY 2023). Revenue: JP¥2.80t (down 16% from FY 2023). Net income: JP¥87.1b (down 11% from FY 2023). Profit margin: 3.1% (up from 2.9% in FY 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 28% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
お知らせ • May 17Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 17, 2024Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 17, 2024.
お知らせ • May 16+ 1 more updateJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Full Fiscal Year Ending March 31, 2025Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the full fiscal year Ending March 31, 2025. For the year, the company expected Ordinary income of JPY 5,960,000 million, net income attributable to Japan Post Insurance to be JPY 79,000 million and net income per share of JPY 206.39.
New Risk • May 08New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 4.5% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (currently running at an operating cash loss). Minor Risks Paying a dividend despite having no free cash flows. Large one-off items impacting financial results. Shareholders have been diluted in the past year (4.5% increase in shares outstanding).
お知らせ • Mar 27Japan Post Insurance Co., Ltd. to Report Fiscal Year 2024 Results on May 15, 2024Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2024 results on May 15, 2024
Upcoming Dividend • Mar 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 March 2024. Payment date: 20 June 2024. Payout ratio is a comfortable 41% but the company is not cash flow positive. Trailing yield: 3.2%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.1%).
Reported Earnings • Feb 16Third quarter 2024 earnings released: EPS: JP¥38.45 (vs JP¥72.04 in 3Q 2023)Third quarter 2024 results: EPS: JP¥38.45 (down from JP¥72.04 in 3Q 2023). Revenue: JP¥717.3b (down 12% from 3Q 2023). Net income: JP¥14.7b (down 47% from 3Q 2023). Profit margin: 2.1% (down from 3.4% in 3Q 2023). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
お知らせ • Dec 27Japan Post Insurance Co., Ltd. to Report Q3, 2024 Results on Feb 14, 2024Japan Post Insurance Co., Ltd. announced that they will report Q3, 2024 results on Feb 14, 2024
New Risk • Nov 19New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Currently running at an operating cash loss. This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings are forecast to decline by an average of 0.8% per year for the foreseeable future. Minor Risk Paying a dividend despite having no free cash flows.
Reported Earnings • Nov 15Second quarter 2024 earnings released: EPS: JP¥76.81 (vs JP¥92.89 in 2Q 2023)Second quarter 2024 results: EPS: JP¥76.81 (down from JP¥92.89 in 2Q 2023). Revenue: JP¥825.9b (down 4.9% from 2Q 2023). Net income: JP¥29.4b (down 20% from 2Q 2023). Profit margin: 3.6% (down from 4.2% in 2Q 2023). Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 4.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • Sep 28Japan Post Insurance Co., Ltd. to Report Q2, 2024 Results on Nov 13, 2023Japan Post Insurance Co., Ltd. announced that they will report Q2, 2024 results on Nov 13, 2023
Upcoming Dividend • Sep 21Upcoming dividend of JP¥47.00 per share at 3.6% yieldEligible shareholders must have bought the stock before 28 September 2023. Payment date: 05 December 2023. Payout ratio is a comfortable 33% but the company is not cash flow positive. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (4.0%).
お知らせ • Aug 12+ 1 more updateJapan Post Insurance Co., Ltd. Provides Dividend Guidance for the Second Quarter and Fiscal Year Ending March 31, 2024Japan Post Insurance Co., Ltd. provided dividend guidance for the second quarter and fiscal year ending March 31, 2024. For the quarter, the company expects to pay dividend of JPY 47.00 per share against JPY 46.00 per share paid last year.For the fiscal year ending March 31, 2024, the company expects to pay dividend of JPY 47.00 per share against JPY 46.00 per share paid last year.
Reported Earnings • Aug 11First quarter 2024 earnings released: EPS: JP¥54.97 (vs JP¥29.12 in 1Q 2023)First quarter 2024 results: EPS: JP¥54.97 (up from JP¥29.12 in 1Q 2023). Revenue: JP¥811.9b (down 2.0% from 1Q 2023). Net income: JP¥21.0b (up 81% from 1Q 2023). Profit margin: 2.6% (up from 1.4% in 1Q 2023). Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
Board Change • Jul 18High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. President, CEO, Representative Executive Officer & Director Kunio Tanigaki was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jun 28Japan Post Insurance Co., Ltd. to Report Q1, 2024 Results on Aug 10, 2023Japan Post Insurance Co., Ltd. announced that they will report Q1, 2024 results on Aug 10, 2023
お知らせ • Jun 20Japan Post Insurance Co., Ltd. Announces Change in Representative Executive OfficerJapan Post Insurance Co., Ltd. announced that at the meeting of the Board of Directors held on June 19, 2023, it resolved to change its Representative Executive Officers as follows: The change is due to the determination of the new executive structure to take effect on June 19, 2023. Details of Change: Name: SHIMA Toshitaka. New position: Deputy President, Representative Executive Officer. Former position: Deputy President, Executive Officer. Past experience, positions and responsibilities: April 1986: Joined the Ministry of Posts and Telecommunications. July 2008: Deputy Manager of General Affairs/Human Resources Department of Japan Post Holdings Co., Ltd. April 2011: Senior General Manager of General Affairs/Human Resources Department of Japan Post Holdings Co., Ltd. August 2013: Senior General Manager of General Affairs/Human Resources Department of Japan Post Holdings Co., Ltd. April 2014: Senior General Manager of Human Resources Department of Japan Post Holdings Co., Ltd. June 2017: Executive Officer, Senior General Manager of Human Resources. Department of Japan Post Holdings Co., Ltd. January 2020: Managing Executive Officer, Senior General Manager of Human Resources Department of Japan Post Holdings Co.,Ltd. February 2020: Managing Executive Officer of Japan Post Holdings Co., Ltd. April 2021: Senior Executive Officer of Japan Post Co., Ltd. June 2022: Deputy President, Executive Officer of the Company. June 2023: Deputy President, Representative Executive Officer of the Company (current position).
Reported Earnings • May 19Full year 2023 earnings released: EPS: JP¥249 (vs JP¥375 in FY 2022)Full year 2023 results: EPS: JP¥249 (down from JP¥375 in FY 2022). Revenue: JP¥3.33t (down 5.5% from FY 2022). Net income: JP¥97.6b (down 38% from FY 2022). Profit margin: 2.9% (down from 4.5% in FY 2022). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 11% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • May 17+ 2 more updatesJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Full Fiscal Year Ending March 31, 2024Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the full fiscal year Ending March 31, 2024. For the year, the company expected net income attributable to Japan Post Insurance to be JPY 72,000 million and net income per share of JPY 188.13.
お知らせ • May 16Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 19, 2023Japan Post Insurance Co., Ltd., Annual General Meeting, Jun 19, 2023.
Upcoming Dividend • Mar 23Upcoming dividend of JP¥46.00 per share at 4.4% yieldEligible shareholders must have bought the stock before 30 March 2023. Payment date: 16 June 2023. Payout ratio is a comfortable 31% but the company is not cash flow positive. Trailing yield: 4.4%. Lower than top quartile of German dividend payers (4.7%). In line with average of industry peers (4.6%).
Reported Earnings • Feb 16Third quarter 2023 earnings released: EPS: JP¥73.14 (vs JP¥97.57 in 3Q 2022)Third quarter 2023 results: EPS: JP¥73.14 (down from JP¥97.57 in 3Q 2022). Revenue: JP¥760.5b (down 8.8% from 3Q 2022). Net income: JP¥27.9b (down 28% from 3Q 2022). Profit margin: 3.7% (down from 4.7% in 3Q 2022). Revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
お知らせ • Feb 15Japan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Year Ending March 31, 2023Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the year Ending March 31, 2023. For the year, the company expected net sales of JPY 6,320,000 million, Operating profit of JPY 80,000 million, Net income attributable to Japan Post Insurance of JPY 87,000 million and Earnings per share of JPY 222.25.
お知らせ • Dec 21Japan Post Insurance Co., Ltd. to Report Q3, 2023 Results on Feb 14, 2023Japan Post Insurance Co., Ltd. announced that they will report Q3, 2023 results on Feb 14, 2023
Board Change • Nov 16High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Independent Outside Director Tonosu Kaori was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Nov 11+ 1 more updateJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2023Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the fiscal year ending March 31, 2023. For the year, the company expects ordinary income of ¥6,220,000 million, Ordinary profit of ¥160,000 million and Net income attributable to the company of ¥71,000 million or ¥180.67 per share.
お知らせ • Sep 29Japan Post Insurance Co., Ltd. to Report Q2, 2023 Results on Nov 11, 2022Japan Post Insurance Co., Ltd. announced that they will report Q2, 2023 results on Nov 11, 2022
Upcoming Dividend • Sep 22Upcoming dividend of JP¥46.00 per shareEligible shareholders must have bought the stock before 29 September 2022. Payment date: 05 December 2022. Payout ratio is a comfortable 38% but the company is not cash flow positive. Trailing yield: 4.1%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (5.1%).
Reported Earnings • Aug 12First quarter 2023 earnings released: EPS: JP¥29.12 (vs JP¥84.75 in 1Q 2022)First quarter 2023 results: EPS: JP¥29.12 (down from JP¥84.75 in 1Q 2022). Revenue: JP¥828.4b (down 9.9% from 1Q 2022). Net income: JP¥11.6b (down 72% from 1Q 2022). Profit margin: 1.4% (down from 4.5% in 1Q 2022). Over the next year, revenue is forecast to grow 74%, compared to a 26% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
お知らせ • Aug 11+ 1 more updateJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Fiscal Year Ending March 31, 2023Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the fiscal year ending March 31, 2023. For the year, the company expects ordinary income of ¥6,220,000 million, Ordinary profit of ¥160,000 million and Net income attributable to the company of ¥71,000 million or ¥177.83 per share.
お知らせ • Aug 10Japan Post Insurance Co., Ltd. (TSE:7181) announces an Equity Buyback for 30,000,000 shares, representing 7.51% for ¥35,000 million.Japan Post Insurance Co., Ltd. (TSE:7181) announces a share repurchase program. Under the program, the company will repurchase 30,000,000 shares, representing 7.51% of its issued shares for ¥35,000 million. The purpose of the program is improving capital efficiency and enhancing shareholder returns. The program will run until March 31, 2023. As of June 30, 2022, the company had 399,682,549 shares (excluding treasury stock) issued and 11,151 shares in treasury.
Buying Opportunity • Jul 22Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be €19.07, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 16% per annum. Earnings is forecast to decline by 11% per annum over the same time period.
お知らせ • Jun 30Japan Post Insurance Co., Ltd. to Report Q1, 2023 Results on Aug 10, 2022Japan Post Insurance Co., Ltd. announced that they will report Q1, 2023 results on Aug 10, 2022
Reported Earnings • May 15Full year 2022 earnings released: EPS: JP¥375 (vs JP¥295 in FY 2021)Full year 2022 results: EPS: JP¥375. Revenue: JP¥3.47t (down 9.0% from FY 2021). Net income: JP¥158.1b (down 4.8% from FY 2021). Profit margin: 4.6% (up from 4.4% in FY 2021). Over the next year, revenue is forecast to grow 74%, compared to a 20% growth forecast for the insurance industry in Germany.
お知らせ • May 14+ 3 more updatesJapan Post Insurance Co., Ltd. Provides Consolidated Earnings Guidance for the Year Ending March 31, 2023Japan Post Insurance Co., Ltd. provided consolidated earnings guidance for the year ending March 31, 2023. For the year, the company expects ordinary income of ¥6,220,000 million, Ordinary profit of ¥160,000 million and Net income attributable to the company of ¥71,000 million or ¥177.70 per share.
Board Change • Apr 28High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Tomoaki Nara was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 01Japan Post Insurance Co., Ltd. to Report Fiscal Year 2022 Results on May 13, 2022Japan Post Insurance Co., Ltd. announced that they will report fiscal year 2022 results on May 13, 2022
Upcoming Dividend • Mar 23Upcoming dividend of JP¥45.00 per shareEligible shareholders must have bought the stock before 30 March 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 36% but the company is not cash flow positive. Trailing yield: 4.1%. Within top quartile of German dividend payers (3.6%). Lower than average of industry peers (4.6%).
Reported Earnings • Feb 16Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beatThird quarter 2022 results: EPS: JP¥95.76 (up from JP¥62.84 in 3Q 2021). Revenue: JP¥828.3b (down 9.3% from 3Q 2021). Net income: JP¥39.0b (up 10% from 3Q 2021). Profit margin: 4.7% (up from 3.9% in 3Q 2021). Revenue exceeded analyst estimates by 3.2%. Over the next year, revenue is forecast to grow 73%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
お知らせ • Feb 15+ 1 more updateJapan Post Insurance Co., Ltd. Provides Dividend Guidance for the Year Ending March 31, 2022Japan Post Insurance Co., Ltd. provided dividend guidance for the year ending March 31, 2022. For the year, the company expects to pay dividend of ¥45.00 per share compared to ¥76.00 per share paid in last year.
Reported Earnings • Nov 14Second quarter 2022 earnings released: EPS JP¥98.43 (vs JP¥83.47 in 2Q 2021)The company reported a poor second quarter result with weaker earnings, revenues and profit margins. Second quarter 2022 results: Revenue: JP¥908.7b (down 5.8% from 2Q 2021). Net income: JP¥39.3b (down 16% from 2Q 2021). Profit margin: 4.3% (down from 4.9% in 2Q 2021). Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 13% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 13First quarter 2022 earnings releasedThe company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥914.8b (down 6.8% from 1Q 2021). Net income: JP¥41.2b (down 12% from 1Q 2021). Profit margin: 4.5% (down from 4.8% in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Board Change • Jul 27High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Tomoaki Nara was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Executive Departure • Jun 19Director Masaaki Horigane has left the companyOn the 17th of June, Masaaki Horigane's tenure as Director ended after 4.0 years in the role. We don't have any record of a personal shareholding under Masaaki's name. A total of 3 executives have left over the last 12 months. The current median tenure of the management team is 3.50 years.
Reported Earnings • May 18Full year 2021 earnings released: EPS JP¥295 (vs JP¥267 in FY 2020)The company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2021 results: Revenue: JP¥3.77t (down 14% from FY 2020). Net income: JP¥166.1b (up 10% from FY 2020). Profit margin: 4.4% (up from 3.5% in FY 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
お知らせ • May 16+ 3 more updatesJapan Post Insurance Co., Ltd. Provides Dividend Guidance for the Second Quarter of Fiscal Year Ending March 31, 2022Japan Post Insurance Co., Ltd. provided dividend guidance for the second quarter of fiscal year ending March 31, 2022. For the period The company expects dividend of JPY 45.00 per share.
お知らせ • May 15+ 1 more updateJapan Post Insurance Co., Ltd. Announces Dividend for the Fiscal Year Ended March 31, 2021Japan Post Insurance Co., Ltd. announced dividend for the fiscal year ended March 31, 2021. For the period, the company announced dividend of JPY 76.00 per share against JPY 38.00 per share paid a year ago.
Upcoming Dividend • Mar 23Inaugural dividend of JP¥76.00 per shareEligible shareholders must have bought the stock before 30 March 2021. Payment date: 16 June 2021. The company last paid an ordinary dividend in June 2020. The average dividend yield among industry peers is 4.1%.
Reported Earnings • Feb 14Third quarter 2021 earnings released: EPS JP¥62.84 (vs JP¥68.80 in 3Q 2020)The company reported a soft third quarter result with weaker earnings and revenues, although profit margins were improved. Third quarter 2021 results: Revenue: JP¥915.6b (down 9.5% from 3Q 2020). Net income: JP¥35.3b (down 8.7% from 3Q 2020). Profit margin: 3.9% (up from 3.8% in 3Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
お知らせ • Feb 13Japan Post Insurance Co., Ltd. Revises its Earnings Guidance for the Year Fiscal Year Ending March 31, 2021Japan Post Insurance Co., Ltd. revised its earnings guidance for the year fiscal year ending March 31, 2021. For the year, the company expected ordinary income JPY 6,750,000 million as compared to previous guidance of JPY 6,850,000 million. Ordinary profit of JPY 300,000 million as compared previous guidance of JPY 200,000 million. Net income attributable to Japan Post Insurance JPY 157,000 million as compared previous guidance of JPY 124,000 million. Net income per share of JPY 279.15 as compared previous guidance of JPY 220.47 per share.
Is New 90 Day High Low • Jan 04New 90-day high: €17.00The company is up 25% from its price of €13.60 on 06 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €31.56 per share.
Is New 90 Day High Low • Dec 16New 90-day high: €14.70The company is up 7.0% from its price of €13.80 on 17 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €31.33 per share.
Reported Earnings • Nov 28Second quarter 2021 earnings released: EPS JP¥83.46The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: JP¥970.3b (down 16% from 2Q 2020). Net income: JP¥46.9b (up 10% from 2Q 2020). Profit margin: 4.8% (up from 3.7% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Nov 16New 90-day high: €14.30The company is up 16% from its price of €12.30 on 18 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €28.41 per share.
Reported Earnings • Nov 15Second quarter 2021 earnings released: EPS JP¥83.46The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: JP¥970.3b (down 16% from 2Q 2020). Net income: JP¥46.9b (up 10% from 2Q 2020). Profit margin: 4.8% (up from 3.7% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • Nov 13Japan Post Insurance Co., Ltd. Announces No Dividend for the Second Quarter Ended September 30, 2020Japan Post Insurance Co., Ltd. announced dividend of JPY 0 for the second quarter ended September 30, 2020 against JPY 38.00 paid a year ago.
Is New 90 Day High Low • Oct 13New 90-day high: €14.10The company is up 18% from its price of €11.90 on 15 July 2020. The German market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €27.38 per share.
お知らせ • Oct 04Japan Post Insurance Co., Ltd. to Report Q2, 2021 Results on Nov 13, 2020Japan Post Insurance Co., Ltd. announced that they will report Q2, 2021 results on Nov 13, 2020
