nib holdings（3GU）株式概要ニブ・ホールディングス・リミテッドは、その子会社とともに、オーストラリアとニュージーランドの居住者、留学生、旅行者を対象に、民間医療保険、生命保険、生活保険の引受けと販売に従事している。 詳細3GU ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長1/6過去の実績3/6財務の健全性6/6配当金3/6報酬当社が推定した公正価値より47.4%で取引されている 収益は年間8.14%増加すると予測されています 過去5年間の収益は年間6.8%増加しました。 リスク分析高いレベルの非現金収入 3.89%の配当はフリーキャッシュフローで十分にカバーされていない すべてのリスクチェックを見る3GU Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW483,546 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA483,546 investors already sharing narrativesYour Fair Value€Current Price€4.444.5% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture05b2016201920222025202620282031Revenue AU$4.5bEarnings AU$237.7mAdvancedSet Fair ValueView all narrativesnib holdings limited 競合他社Wüstenrot & WürttembergischeSymbol: XTRA:WUWMarket cap: €1.4bNÜRNBERGER Beteiligungs-AGSymbol: XTRA:NBG6Market cap: €1.5bHanwha Life InsuranceSymbol: KOSE:A088350Market cap: ₩3.4tTalanxSymbol: XTRA:TLXMarket cap: €29.7b価格と性能株価の高値、安値、推移の概要nib holdings過去の株価現在の株価AU$4.4452週高値AU$4.4852週安値AU$3.50ベータ0.0751ヶ月の変化8.82%3ヶ月変化15.63%1年変化15.03%3年間の変化-10.48%5年間の変化1.83%IPOからの変化508.22%最新ニュースお知らせ • Feb 24Nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2025, Payable on April 8, 2026nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 per security for the six months ended December 31, 2025. Record Date: March 6, 2026. Ex Date: March 5, 2026. Payment Date: April 8, 2026.お知らせ • Dec 01nib Holdings Limited Announces Changes to Company Secretary, Effective December 1, 2025nib holdings limited advised that Ms Roslyn Toms, Group Executive - Legal & Chief Risk Officer, has stepped down from her position as Company Secretary effective December 1, 2025. Her employment will continue for a short transitional period before she leaves the nib Group. Jordan French will remain as Company Secretary. Mr. French was first appointed as a Company Secretary in 2017.お知らせ • Nov 10+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 11, 2026nib holdings limited, Annual General Meeting, Nov 11, 2026.お知らせ • Oct 09nib holdings limited, Annual General Meeting, Nov 06, 2025nib holdings limited, Annual General Meeting, Nov 06, 2025. Location: hybrid meeting, Australiaお知らせ • Aug 25nib holdings limited Announces Ordinary Cash Dividend for the Six Months Period Ended June 30, 2025, Payable on October 07, 2025nib holdings limited announced the ordinary cash dividend of AUD 0.16000000 per share for the six months period ended June 30, 2025, payable on October 07, 2025. Record Date is on September 5, 2025 with Ex date is on September 4, 2025. Is the ordinary dividend/distribution fully franked: Yes.お知らせ • Feb 24+ 1 more updateNib Holdings Limited Announces Fully Franked Dividend for the Six Months Ended December 31, 2024, Payable on April 9, 2025Nib Holdings Limited announced fully franked dividend of AUD 0.13000000 per share for the six months ended December 31, 2024. Payment date is April 9, 2025. Ex date is March 6, 2025. Record date is March 7, 2025.最新情報をもっと見るRecent updatesお知らせ • Feb 24Nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2025, Payable on April 8, 2026nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 per security for the six months ended December 31, 2025. Record Date: March 6, 2026. Ex Date: March 5, 2026. Payment Date: April 8, 2026.お知らせ • Dec 01nib Holdings Limited Announces Changes to Company Secretary, Effective December 1, 2025nib holdings limited advised that Ms Roslyn Toms, Group Executive - Legal & Chief Risk Officer, has stepped down from her position as Company Secretary effective December 1, 2025. Her employment will continue for a short transitional period before she leaves the nib Group. Jordan French will remain as Company Secretary. Mr. French was first appointed as a Company Secretary in 2017.お知らせ • Nov 10+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 11, 2026nib holdings limited, Annual General Meeting, Nov 11, 2026.お知らせ • Oct 09nib holdings limited, Annual General Meeting, Nov 06, 2025nib holdings limited, Annual General Meeting, Nov 06, 2025. Location: hybrid meeting, Australiaお知らせ • Aug 25nib holdings limited Announces Ordinary Cash Dividend for the Six Months Period Ended June 30, 2025, Payable on October 07, 2025nib holdings limited announced the ordinary cash dividend of AUD 0.16000000 per share for the six months period ended June 30, 2025, payable on October 07, 2025. Record Date is on September 5, 2025 with Ex date is on September 4, 2025. Is the ordinary dividend/distribution fully franked: Yes.お知らせ • Feb 24+ 1 more updateNib Holdings Limited Announces Fully Franked Dividend for the Six Months Ended December 31, 2024, Payable on April 9, 2025Nib Holdings Limited announced fully franked dividend of AUD 0.13000000 per share for the six months ended December 31, 2024. Payment date is April 9, 2025. Ex date is March 6, 2025. Record date is March 7, 2025.お知らせ • Nov 25nib holdings limited to Report Fiscal Year 2025 Results on Aug 25, 2025nib holdings limited announced that they will report fiscal year 2025 results on Aug 25, 2025Recent Insider Transactions • Sep 18Insider recently sold €700k worth of stockOn the 12th of September, Mark Fitzgibbon sold around 200k shares on-market at roughly €3.50 per share. This transaction amounted to 6.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €805k more than they bought in the last 12 months.Declared Dividend • Aug 28Final dividend of AU$0.14 announcedShareholders will receive a dividend of AU$0.14. Ex-date: 5th September 2024 Payment date: 8th October 2024 Dividend yield will be 6.4%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (75% earnings payout ratio) and cash flows (67% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 17% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 26Full year 2024 earnings released: EPS: AU$0.39 (vs AU$0.41 in FY 2023)Full year 2024 results: EPS: AU$0.39 (down from AU$0.41 in FY 2023). Revenue: AU$3.44b (up 11% from FY 2023). Net income: AU$186.6m (down 5.6% from FY 2023). Profit margin: 5.4% (down from 6.3% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 4.6% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 1% per year.お知らせ • Jul 29+ 1 more updateNib Holdings Limited Announces CEO Changesnib holdings limited announced that CEO Mark Fitzgibbon, has informed the Board that he will provide notice of his retirement, effective 1 September 2024. And announced Ed Close has been selected as nib's incoming CEO he is expected to formally take up his position at nib before the end of calendar year 2024. Ed is currently Chief Executive of nib's core Australian Residents Health Insurance (arhi) business, where he has driven strong growth. He oversees product development, claims, customer services, and leads nib's strategic partnerships with brokers and white label partners. Ed is committed to nib's key payer to partner strategy and health management programs, which are designed to deliver better health outcomes for members. Ed leads nib's partnership with health-tech company, Midnight Health, and is one of nib's representatives on the Board of Honeysuckle Health, a joint venture company between nib and global healthcare company Cigna. Honeysuckle Health delivers health management programs in Australia and New Zealand; clinical care programs to help injured Australians return to work as soon as possible; and it is a buying group that negotiates and manages large and complex contracts between health insurers, hospitals, and providers. Ed Close joined nib Group in 2017 as Head of Marketing and Products for nib's core Australian Residents Health Insurance (arhi) business. In 2020 he was appointed Chief Executive of arhi, and in 2023, his role grew to include member experience, claims and customer services. Ed has oversight of nib's payer to partner strategy, health management programs, and partnerships. Ed is a Director of Midnight Health 1 and Honeysuckle Health, nib's joint venture with global healthcare company Cigna. Prior to joining nib, Ed held senior roles at the Commonwealth Bank of Australia. Ed has an MBA from MGSM. He has degrees in Law and Business (University of Newcastle). He is a Graduate of the AICD. Mr. Close is appointed as Managing Director and Chief Executive Officer, with an effective date to be confirmed. Mr. Close will report to the Chairman of the nib Holdings Limited Board of Directors and fulfil the duties expected of a Chief Executive Officer.Upcoming Dividend • Feb 29Upcoming dividend of AU$0.15 per shareEligible shareholders must have bought the stock before 07 March 2024. Payment date: 10 April 2024. Payout ratio is a comfortable 68% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of German dividend payers (5.2%). Higher than average of industry peers (3.7%).Declared Dividend • Feb 28First half dividend of AU$0.15 announcedShareholders will receive a dividend of AU$0.15. Ex-date: 7th March 2024 Payment date: 10th April 2024 Dividend yield will be 5.3%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (68% earnings payout ratio) and cash flows (58% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Feb 28First half 2024 earnings released: EPS: AU$0.22 (vs AU$0.19 in 1H 2023)First half 2024 results: EPS: AU$0.22 (up from AU$0.19 in 1H 2023). Revenue: AU$1.71b (up 13% from 1H 2023). Net income: AU$106.6m (up 19% from 1H 2023). Profit margin: 6.2% (up from 5.9% in 1H 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.3% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.お知らせ • Dec 06+ 2 more updatesnib holdings limited to Report First Half, 2024 Results on Feb 26, 2024nib holdings limited announced that they will report first half, 2024 results on Feb 26, 2024お知らせ • Sep 22nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd.nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd on September 21, 2023.nib holdings limited (ASX:NHF) completed the acquisition of BudgetNet Pty Ltd on September 21, 2023.Recent Insider Transactions • Sep 08MD, CEO & Executive Director recently sold €347k worth of stockOn the 1st of September, Mark Fitzgibbon sold around 70k shares on-market at roughly €4.95 per share. This transaction amounted to 2.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €699k.お知らせ • Aug 29nib holdings limited completed the acquisition of Developing Links Pty Ltd.nib holdings limited agreed to acquire Developing Links Pty Ltd. on August 21, 2023.nib holdings limited completed the acquisition of Developing Links Pty Ltd. on August 28, 2023.Upcoming Dividend • Aug 28Upcoming dividend of AU$0.15 per share at 3.7% yieldEligible shareholders must have bought the stock before 04 September 2023. Payment date: 03 October 2023. Payout ratio is a comfortable 67% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.2%).Reported Earnings • Aug 23Full year 2023 earnings released: EPS: AU$0.41 (vs AU$0.30 in FY 2022)Full year 2023 results: EPS: AU$0.41 (up from AU$0.30 in FY 2022). Revenue: AU$3.11b (up 14% from FY 2022). Net income: AU$197.6m (up 44% from FY 2022). Profit margin: 6.3% (up from 5.0% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 18% per year whereas the company’s share price has increased by 17% per year.お知らせ • Aug 21nib holdings limited Declares A Final Dividend, Payable on 3 October 2023The Board of nib holdings limited declared a final dividend of 15.0 cents per share fully franked, resulting in a full year dividend of 28.0 cents per share (FY22: 22.0 cents per share). The full year dividend represents a pay out ratio of 68.7% of FY23 NPAT. The final dividend has a record date of 5 September 2023 and will be paid to shareholders on 3 October 2023. Ex date is September 4, 2023.お知らせ • Jul 27nib holdings limited Announces Board Appointmentsnib holdings limited announced that it has appointed Jill Watts and Brad Welsh as Independent Non-Executive Directors to the nib Board. Ms Watts and Mr. Welsh will join nib's Board from July 27. Ms Watts is a Non-Executive Director on the Boards of St Vincent's Healthcare, Icon Cancer Group and IHH Healthcare Berhad, which is listed in Malaysia and Singapore, and has operations in Turkey, India, China, and Europe. She is on the Board of Lendlease's retirement living business, known as Keyton. Prior to returning to Australia in 2017, she was the Group CEO of the BMI Healthcare, responsible for 60 facilities across the UK; and Group CEO of Ramsay Healthcare, UK. She is recognised as an influential health care leader, working across the private sector, with governments affecting public policy change, and private research institutes. Mr. Welsh, who has spent more than a decade leading and advising global resource companies including Energy Resources of Australia and Rio Tinto, brings both public sector and commercial skills to his role on nib's Board. He is currently Chief Executive Officer and Managing Director at Energy Resources of Australia. Among his previous roles he was Chief Adviser to the CEO - Indigenous Affairs, at Rio Tinto; Acting General Manager, Weipa, at Rio Tinto, and worked in the Office of the NSW Premier, the Minister for Planning, and the Prime Minister of Australia. Ms Watts and Mr. Welsh will stand for election at the 2023 Annual General Meeting in November. These appointments follow the retirement of Ms Lee Ausburn as a Non-Executive Director, last year.Recent Insider Transactions • Jun 22MD, CEO & Executive Director recently sold €325k worth of stockOn the 16th of June, Mark Fitzgibbon sold around 60k shares on-market at roughly €5.41 per share. This transaction amounted to 2.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €595k.Buying Opportunity • Apr 26Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 9.3%. The fair value is estimated to be €5.73, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.3% over the last 3 years. Earnings per share has grown by 13%. For the next 3 years, revenue is forecast to grow by 5.8% per annum. Earnings is also forecast to grow by 8.1% per annum over the same time period.Upcoming Dividend • Feb 23Upcoming dividend of AU$0.13 per share at 3.0% yieldEligible shareholders must have bought the stock before 02 March 2023. Payment date: 03 April 2023. Payout ratio is on the higher end at 75%, however this is supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.2%).Buying Opportunity • Feb 21Now 28% undervalued after recent price dropOver the last 90 days, the stock is down 2.6%. The fair value is estimated to be €6.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. For the next 3 years, revenue is forecast to grow by 5.6% per annum. Earnings is also forecast to grow by 8.1% per annum over the same time period.お知らせ • Feb 20nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2022, Payable on April 3, 2023nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 for the six months ended December 31, 2022. Record date is March 3, 2023. Ex date is March 2, 2023. Payment date is April 3, 2023.Buying Opportunity • Jan 10Now 20% undervaluedOver the last 90 days, the stock is up 1.7%. The fair value is estimated to be €6.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.6% over the last 3 years. Earnings per share has grown by 8.4%. For the next 3 years, revenue is forecast to grow by 5.3% per annum. Earnings is also forecast to grow by 11% per annum over the same time period.お知らせ • Dec 05+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 10, 2023nib holdings limited, Annual General Meeting, Nov 10, 2023.Recent Insider Transactions • Oct 25Independent Non-Executive Director recently sold €111k worth of stockOn the 20th of October, Jacqueline Chow sold around 25k shares on-market at roughly €4.44 per share. This transaction amounted to 50% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €270k. Insiders have been net sellers, collectively disposing of €381k more than they bought in the last 12 months.Recent Insider Transactions • Sep 03MD, CEO & Executive Director recently sold €270k worth of stockOn the 29th of August, Mark Fitzgibbon sold around 50k shares on-market at roughly €5.39 per share. This transaction amounted to 2.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €841k.Recent Insider Transactions • Aug 31Independent Non-Executive Chairman recently bought €110k worth of stockOn the 23rd of August, David Gordon bought around 20k shares on-market at roughly €5.51 per share. This transaction amounted to 67% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.Upcoming Dividend • Aug 29Upcoming dividend of AU$0.11 per shareEligible shareholders must have bought the stock before 05 September 2022. Payment date: 04 October 2022. Payout ratio is a comfortable 74% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).Reported Earnings • Aug 23Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.35 in FY 2021)Full year 2022 results: EPS: AU$0.30 (down from AU$0.35 in FY 2021). Revenue: AU$2.73b (up 3.6% from FY 2021). Net income: AU$135.7m (down 16% from FY 2021). Profit margin: 5.0% (down from 6.1% in FY 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 6.0%, compared to a 27% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 7% per year.Reported Earnings • Feb 24First half 2022 earnings: EPS in line with analyst expectations despite revenue beatFirst half 2022 results: EPS: AU$0.18 (up from AU$0.14 in 1H 2021). Revenue: AU$1.38b (up 7.0% from 1H 2021). Net income: AU$81.4m (up 25% from 1H 2021). Profit margin: 5.9% (up from 5.1% in 1H 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Over the next year, revenue is forecast to grow 2.7%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 6% per year.Recent Insider Transactions • Nov 18MD, CEO & Executive Director recently sold €217k worth of stockOn the 11th of November, Mark Fitzgibbon sold around 47k shares on-market at roughly €4.61 per share. In the last 3 months, they made an even bigger sale worth €230k. Mark has been a seller over the last 12 months, reducing personal holdings by €1.0m.Recent Insider Transactions • Sep 23MD, CEO & Executive Director recently sold €124k worth of stockOn the 14th of September, Mark Fitzgibbon sold around 30k shares on-market at roughly €4.11 per share. In the last 3 months, they made an even bigger sale worth €230k. Mark has been a seller over the last 12 months, reducing personal holdings by €819k.Recent Insider Transactions • Sep 16MD, CEO & Executive Director recently sold €230k worth of stockOn the 9th of September, Mark Fitzgibbon sold around 55k shares on-market at roughly €4.18 per share. This was the largest sale by an insider in the last 3 months. Mark has been a seller over the last 12 months, reducing personal holdings by €877k.Valuation Update With 7 Day Price Move • Aug 29Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to €4.04, the stock trades at a forward P/E ratio of 22x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 12% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €4.77 per share.Upcoming Dividend • Aug 26Upcoming dividend of AU$0.14 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 05 October 2021. Trailing yield: 3.6%. Within top quartile of German dividend payers (3.1%). Lower than average of industry peers (4.2%).Reported Earnings • Aug 25Full year 2021 earnings released: EPS AU$0.35 (vs AU$0.19 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: AU$2.63b (up 4.6% from FY 2020). Net income: AU$161.1m (up 83% from FY 2020). Profit margin: 6.1% (up from 3.5% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has remained flat, which means it is well ahead of earnings.Executive Departure • Aug 04Independent Non-Executive Chairman of the Board Steven Crane has left the companyOn the 29th of July, Steven Crane's tenure as Independent Non-Executive Chairman of the Board ended after 9.8 years in the role. As of March 2021, Steven still personally held 250.00k shares (€705k worth at the time). A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 1.58 years, which is considered inexperienced in the Simply Wall St Risk Model.Recent Insider Transactions • Jun 05Key Executive recently sold €586k worth of stockOn the 31st of May, Steven Crane sold around 150k shares on-market at roughly €3.91 per share. This was the largest sale by an insider in the last 3 months. This was Steven's only on-market trade for the last 12 months.Recent Insider Transactions • May 07MD, CEO & Executive Director recently sold €176k worth of stockOn the 30th of April, Mark Fitzgibbon sold around 45k shares on-market at roughly €3.92 per share. This was the largest sale by an insider in the last 3 months. Mark has been a seller over the last 12 months, reducing personal holdings by €522k.Reported Earnings • Feb 23First half 2021 earnings released: EPS AU$0.14 (vs AU$0.13 in 1H 2020)The company reported a decent first half result with improved earnings and profit margins, although revenues were flat. First half 2021 results: Revenue: AU$1.29b (flat on 1H 2020). Net income: AU$66.3m (up 16% from 1H 2020). Profit margin: 5.1% (up from 4.4% in 1H 2020). Over the last 3 years on average, earnings per share has fallen by 10% per year whereas the company’s share price has fallen by 6% per year.Analyst Estimate Surprise Post Earnings • Feb 23Revenue misses expectationsRevenue missed analyst estimates by 0.7%. Over the next year, revenue is forecast to grow 3.1%, compared to a 14% growth forecast for the Insurance industry in Germany.Is New 90 Day High Low • Dec 29New 90-day high: €3.62The company is up 47% from its price of €2.46 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.38 per share.Is New 90 Day High Low • Dec 11New 90-day high: €3.20The company is up 24% from its price of €2.58 on 11 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.21 per share.Is New 90 Day High Low • Nov 25New 90-day high: €3.04The company is up 9.0% from its price of €2.80 on 26 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.66 per share.株主還元3GUDE InsuranceDE 市場7D2.8%0.5%0.5%1Y15.0%8.7%-0.9%株主還元を見る業界別リターン: 3GU過去 1 年間で8.7 % の収益を上げたGerman Insurance業界を上回りました。リターン対市場: 3GU過去 1 年間で-0.9 % の収益を上げたGerman市場を上回りました。価格変動Is 3GU's price volatile compared to industry and market?3GU volatility3GU Average Weekly Movement2.4%Insurance Industry Average Movement3.4%Market Average Movement5.4%10% most volatile stocks in DE Market12.5%10% least volatile stocks in DE Market2.6%安定した株価: 3GU 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: 3GUの 週次ボラティリティ ( 2% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1952n/aEd Closewww.nib.com.auニブ・ホールディングス・リミテッドはその子会社とともに、オーストラリアとニュージーランドの居住者、留学生、旅行者向けの民間医療保険、生命保険、生活保険の引受けと販売に従事している。同社は5つのセグメントで事業を展開している：オーストラリア居住者向け医療保険、国際（受入）医療保険、ニュージーランド保険、nib Travel、nib Thriveの5部門。また、旅行保険や障害保険商品の販売・流通、健康管理プログラムの提供も行っている。同社は1952年に設立され、オーストラリアのニューキャッスルに本社を置いている。もっと見るnib holdings limited 基礎のまとめnib holdings の収益と売上を時価総額と比較するとどうか。3GU 基礎統計学時価総額€2.24b収益（TTM）€119.96m売上高(TTM)€2.29b18.6xPER（株価収益率1.0xP/Sレシオ3GU は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計3GU 損益計算書（TTM）収益AU$3.73b売上原価AU$3.34b売上総利益AU$388.30mその他の費用AU$192.90m収益AU$195.40m直近の収益報告Dec 31, 2025次回決算日Aug 23, 2026一株当たり利益（EPS）0.40グロス・マージン10.41%純利益率5.24%有利子負債／自己資本比率22.7%3GU の長期的なパフォーマンスは？過去の実績と比較を見る配当金3.9%現在の配当利回り72%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/24 17:11終値2026/07/24 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋nib holdings limited 8 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。17 アナリスト機関Andrew AdamsBarrenjoey Markets Pty LimitedT.S. LimBell PotterFreya KongBofA Global Research14 その他のアナリストを表示
お知らせ • Feb 24Nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2025, Payable on April 8, 2026nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 per security for the six months ended December 31, 2025. Record Date: March 6, 2026. Ex Date: March 5, 2026. Payment Date: April 8, 2026.
お知らせ • Dec 01nib Holdings Limited Announces Changes to Company Secretary, Effective December 1, 2025nib holdings limited advised that Ms Roslyn Toms, Group Executive - Legal & Chief Risk Officer, has stepped down from her position as Company Secretary effective December 1, 2025. Her employment will continue for a short transitional period before she leaves the nib Group. Jordan French will remain as Company Secretary. Mr. French was first appointed as a Company Secretary in 2017.
お知らせ • Nov 10+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 11, 2026nib holdings limited, Annual General Meeting, Nov 11, 2026.
お知らせ • Oct 09nib holdings limited, Annual General Meeting, Nov 06, 2025nib holdings limited, Annual General Meeting, Nov 06, 2025. Location: hybrid meeting, Australia
お知らせ • Aug 25nib holdings limited Announces Ordinary Cash Dividend for the Six Months Period Ended June 30, 2025, Payable on October 07, 2025nib holdings limited announced the ordinary cash dividend of AUD 0.16000000 per share for the six months period ended June 30, 2025, payable on October 07, 2025. Record Date is on September 5, 2025 with Ex date is on September 4, 2025. Is the ordinary dividend/distribution fully franked: Yes.
お知らせ • Feb 24+ 1 more updateNib Holdings Limited Announces Fully Franked Dividend for the Six Months Ended December 31, 2024, Payable on April 9, 2025Nib Holdings Limited announced fully franked dividend of AUD 0.13000000 per share for the six months ended December 31, 2024. Payment date is April 9, 2025. Ex date is March 6, 2025. Record date is March 7, 2025.
お知らせ • Feb 24Nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2025, Payable on April 8, 2026nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 per security for the six months ended December 31, 2025. Record Date: March 6, 2026. Ex Date: March 5, 2026. Payment Date: April 8, 2026.
お知らせ • Dec 01nib Holdings Limited Announces Changes to Company Secretary, Effective December 1, 2025nib holdings limited advised that Ms Roslyn Toms, Group Executive - Legal & Chief Risk Officer, has stepped down from her position as Company Secretary effective December 1, 2025. Her employment will continue for a short transitional period before she leaves the nib Group. Jordan French will remain as Company Secretary. Mr. French was first appointed as a Company Secretary in 2017.
お知らせ • Nov 10+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 11, 2026nib holdings limited, Annual General Meeting, Nov 11, 2026.
お知らせ • Oct 09nib holdings limited, Annual General Meeting, Nov 06, 2025nib holdings limited, Annual General Meeting, Nov 06, 2025. Location: hybrid meeting, Australia
お知らせ • Aug 25nib holdings limited Announces Ordinary Cash Dividend for the Six Months Period Ended June 30, 2025, Payable on October 07, 2025nib holdings limited announced the ordinary cash dividend of AUD 0.16000000 per share for the six months period ended June 30, 2025, payable on October 07, 2025. Record Date is on September 5, 2025 with Ex date is on September 4, 2025. Is the ordinary dividend/distribution fully franked: Yes.
お知らせ • Feb 24+ 1 more updateNib Holdings Limited Announces Fully Franked Dividend for the Six Months Ended December 31, 2024, Payable on April 9, 2025Nib Holdings Limited announced fully franked dividend of AUD 0.13000000 per share for the six months ended December 31, 2024. Payment date is April 9, 2025. Ex date is March 6, 2025. Record date is March 7, 2025.
お知らせ • Nov 25nib holdings limited to Report Fiscal Year 2025 Results on Aug 25, 2025nib holdings limited announced that they will report fiscal year 2025 results on Aug 25, 2025
Recent Insider Transactions • Sep 18Insider recently sold €700k worth of stockOn the 12th of September, Mark Fitzgibbon sold around 200k shares on-market at roughly €3.50 per share. This transaction amounted to 6.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €805k more than they bought in the last 12 months.
Declared Dividend • Aug 28Final dividend of AU$0.14 announcedShareholders will receive a dividend of AU$0.14. Ex-date: 5th September 2024 Payment date: 8th October 2024 Dividend yield will be 6.4%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (75% earnings payout ratio) and cash flows (67% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 17% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 26Full year 2024 earnings released: EPS: AU$0.39 (vs AU$0.41 in FY 2023)Full year 2024 results: EPS: AU$0.39 (down from AU$0.41 in FY 2023). Revenue: AU$3.44b (up 11% from FY 2023). Net income: AU$186.6m (down 5.6% from FY 2023). Profit margin: 5.4% (down from 6.3% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 4.6% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 1% per year.
お知らせ • Jul 29+ 1 more updateNib Holdings Limited Announces CEO Changesnib holdings limited announced that CEO Mark Fitzgibbon, has informed the Board that he will provide notice of his retirement, effective 1 September 2024. And announced Ed Close has been selected as nib's incoming CEO he is expected to formally take up his position at nib before the end of calendar year 2024. Ed is currently Chief Executive of nib's core Australian Residents Health Insurance (arhi) business, where he has driven strong growth. He oversees product development, claims, customer services, and leads nib's strategic partnerships with brokers and white label partners. Ed is committed to nib's key payer to partner strategy and health management programs, which are designed to deliver better health outcomes for members. Ed leads nib's partnership with health-tech company, Midnight Health, and is one of nib's representatives on the Board of Honeysuckle Health, a joint venture company between nib and global healthcare company Cigna. Honeysuckle Health delivers health management programs in Australia and New Zealand; clinical care programs to help injured Australians return to work as soon as possible; and it is a buying group that negotiates and manages large and complex contracts between health insurers, hospitals, and providers. Ed Close joined nib Group in 2017 as Head of Marketing and Products for nib's core Australian Residents Health Insurance (arhi) business. In 2020 he was appointed Chief Executive of arhi, and in 2023, his role grew to include member experience, claims and customer services. Ed has oversight of nib's payer to partner strategy, health management programs, and partnerships. Ed is a Director of Midnight Health 1 and Honeysuckle Health, nib's joint venture with global healthcare company Cigna. Prior to joining nib, Ed held senior roles at the Commonwealth Bank of Australia. Ed has an MBA from MGSM. He has degrees in Law and Business (University of Newcastle). He is a Graduate of the AICD. Mr. Close is appointed as Managing Director and Chief Executive Officer, with an effective date to be confirmed. Mr. Close will report to the Chairman of the nib Holdings Limited Board of Directors and fulfil the duties expected of a Chief Executive Officer.
Upcoming Dividend • Feb 29Upcoming dividend of AU$0.15 per shareEligible shareholders must have bought the stock before 07 March 2024. Payment date: 10 April 2024. Payout ratio is a comfortable 68% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of German dividend payers (5.2%). Higher than average of industry peers (3.7%).
Declared Dividend • Feb 28First half dividend of AU$0.15 announcedShareholders will receive a dividend of AU$0.15. Ex-date: 7th March 2024 Payment date: 10th April 2024 Dividend yield will be 5.3%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (68% earnings payout ratio) and cash flows (58% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Feb 28First half 2024 earnings released: EPS: AU$0.22 (vs AU$0.19 in 1H 2023)First half 2024 results: EPS: AU$0.22 (up from AU$0.19 in 1H 2023). Revenue: AU$1.71b (up 13% from 1H 2023). Net income: AU$106.6m (up 19% from 1H 2023). Profit margin: 6.2% (up from 5.9% in 1H 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.3% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
お知らせ • Dec 06+ 2 more updatesnib holdings limited to Report First Half, 2024 Results on Feb 26, 2024nib holdings limited announced that they will report first half, 2024 results on Feb 26, 2024
お知らせ • Sep 22nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd.nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd on September 21, 2023.nib holdings limited (ASX:NHF) completed the acquisition of BudgetNet Pty Ltd on September 21, 2023.
Recent Insider Transactions • Sep 08MD, CEO & Executive Director recently sold €347k worth of stockOn the 1st of September, Mark Fitzgibbon sold around 70k shares on-market at roughly €4.95 per share. This transaction amounted to 2.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €699k.
お知らせ • Aug 29nib holdings limited completed the acquisition of Developing Links Pty Ltd.nib holdings limited agreed to acquire Developing Links Pty Ltd. on August 21, 2023.nib holdings limited completed the acquisition of Developing Links Pty Ltd. on August 28, 2023.
Upcoming Dividend • Aug 28Upcoming dividend of AU$0.15 per share at 3.7% yieldEligible shareholders must have bought the stock before 04 September 2023. Payment date: 03 October 2023. Payout ratio is a comfortable 67% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.2%).
Reported Earnings • Aug 23Full year 2023 earnings released: EPS: AU$0.41 (vs AU$0.30 in FY 2022)Full year 2023 results: EPS: AU$0.41 (up from AU$0.30 in FY 2022). Revenue: AU$3.11b (up 14% from FY 2022). Net income: AU$197.6m (up 44% from FY 2022). Profit margin: 6.3% (up from 5.0% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 18% per year whereas the company’s share price has increased by 17% per year.
お知らせ • Aug 21nib holdings limited Declares A Final Dividend, Payable on 3 October 2023The Board of nib holdings limited declared a final dividend of 15.0 cents per share fully franked, resulting in a full year dividend of 28.0 cents per share (FY22: 22.0 cents per share). The full year dividend represents a pay out ratio of 68.7% of FY23 NPAT. The final dividend has a record date of 5 September 2023 and will be paid to shareholders on 3 October 2023. Ex date is September 4, 2023.
お知らせ • Jul 27nib holdings limited Announces Board Appointmentsnib holdings limited announced that it has appointed Jill Watts and Brad Welsh as Independent Non-Executive Directors to the nib Board. Ms Watts and Mr. Welsh will join nib's Board from July 27. Ms Watts is a Non-Executive Director on the Boards of St Vincent's Healthcare, Icon Cancer Group and IHH Healthcare Berhad, which is listed in Malaysia and Singapore, and has operations in Turkey, India, China, and Europe. She is on the Board of Lendlease's retirement living business, known as Keyton. Prior to returning to Australia in 2017, she was the Group CEO of the BMI Healthcare, responsible for 60 facilities across the UK; and Group CEO of Ramsay Healthcare, UK. She is recognised as an influential health care leader, working across the private sector, with governments affecting public policy change, and private research institutes. Mr. Welsh, who has spent more than a decade leading and advising global resource companies including Energy Resources of Australia and Rio Tinto, brings both public sector and commercial skills to his role on nib's Board. He is currently Chief Executive Officer and Managing Director at Energy Resources of Australia. Among his previous roles he was Chief Adviser to the CEO - Indigenous Affairs, at Rio Tinto; Acting General Manager, Weipa, at Rio Tinto, and worked in the Office of the NSW Premier, the Minister for Planning, and the Prime Minister of Australia. Ms Watts and Mr. Welsh will stand for election at the 2023 Annual General Meeting in November. These appointments follow the retirement of Ms Lee Ausburn as a Non-Executive Director, last year.
Recent Insider Transactions • Jun 22MD, CEO & Executive Director recently sold €325k worth of stockOn the 16th of June, Mark Fitzgibbon sold around 60k shares on-market at roughly €5.41 per share. This transaction amounted to 2.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €595k.
Buying Opportunity • Apr 26Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 9.3%. The fair value is estimated to be €5.73, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.3% over the last 3 years. Earnings per share has grown by 13%. For the next 3 years, revenue is forecast to grow by 5.8% per annum. Earnings is also forecast to grow by 8.1% per annum over the same time period.
Upcoming Dividend • Feb 23Upcoming dividend of AU$0.13 per share at 3.0% yieldEligible shareholders must have bought the stock before 02 March 2023. Payment date: 03 April 2023. Payout ratio is on the higher end at 75%, however this is supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.2%).
Buying Opportunity • Feb 21Now 28% undervalued after recent price dropOver the last 90 days, the stock is down 2.6%. The fair value is estimated to be €6.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. For the next 3 years, revenue is forecast to grow by 5.6% per annum. Earnings is also forecast to grow by 8.1% per annum over the same time period.
お知らせ • Feb 20nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2022, Payable on April 3, 2023nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 for the six months ended December 31, 2022. Record date is March 3, 2023. Ex date is March 2, 2023. Payment date is April 3, 2023.
Buying Opportunity • Jan 10Now 20% undervaluedOver the last 90 days, the stock is up 1.7%. The fair value is estimated to be €6.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.6% over the last 3 years. Earnings per share has grown by 8.4%. For the next 3 years, revenue is forecast to grow by 5.3% per annum. Earnings is also forecast to grow by 11% per annum over the same time period.
お知らせ • Dec 05+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 10, 2023nib holdings limited, Annual General Meeting, Nov 10, 2023.
Recent Insider Transactions • Oct 25Independent Non-Executive Director recently sold €111k worth of stockOn the 20th of October, Jacqueline Chow sold around 25k shares on-market at roughly €4.44 per share. This transaction amounted to 50% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €270k. Insiders have been net sellers, collectively disposing of €381k more than they bought in the last 12 months.
Recent Insider Transactions • Sep 03MD, CEO & Executive Director recently sold €270k worth of stockOn the 29th of August, Mark Fitzgibbon sold around 50k shares on-market at roughly €5.39 per share. This transaction amounted to 2.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €841k.
Recent Insider Transactions • Aug 31Independent Non-Executive Chairman recently bought €110k worth of stockOn the 23rd of August, David Gordon bought around 20k shares on-market at roughly €5.51 per share. This transaction amounted to 67% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.
Upcoming Dividend • Aug 29Upcoming dividend of AU$0.11 per shareEligible shareholders must have bought the stock before 05 September 2022. Payment date: 04 October 2022. Payout ratio is a comfortable 74% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).
Reported Earnings • Aug 23Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.35 in FY 2021)Full year 2022 results: EPS: AU$0.30 (down from AU$0.35 in FY 2021). Revenue: AU$2.73b (up 3.6% from FY 2021). Net income: AU$135.7m (down 16% from FY 2021). Profit margin: 5.0% (down from 6.1% in FY 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 6.0%, compared to a 27% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 7% per year.
Reported Earnings • Feb 24First half 2022 earnings: EPS in line with analyst expectations despite revenue beatFirst half 2022 results: EPS: AU$0.18 (up from AU$0.14 in 1H 2021). Revenue: AU$1.38b (up 7.0% from 1H 2021). Net income: AU$81.4m (up 25% from 1H 2021). Profit margin: 5.9% (up from 5.1% in 1H 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Over the next year, revenue is forecast to grow 2.7%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 6% per year.
Recent Insider Transactions • Nov 18MD, CEO & Executive Director recently sold €217k worth of stockOn the 11th of November, Mark Fitzgibbon sold around 47k shares on-market at roughly €4.61 per share. In the last 3 months, they made an even bigger sale worth €230k. Mark has been a seller over the last 12 months, reducing personal holdings by €1.0m.
Recent Insider Transactions • Sep 23MD, CEO & Executive Director recently sold €124k worth of stockOn the 14th of September, Mark Fitzgibbon sold around 30k shares on-market at roughly €4.11 per share. In the last 3 months, they made an even bigger sale worth €230k. Mark has been a seller over the last 12 months, reducing personal holdings by €819k.
Recent Insider Transactions • Sep 16MD, CEO & Executive Director recently sold €230k worth of stockOn the 9th of September, Mark Fitzgibbon sold around 55k shares on-market at roughly €4.18 per share. This was the largest sale by an insider in the last 3 months. Mark has been a seller over the last 12 months, reducing personal holdings by €877k.
Valuation Update With 7 Day Price Move • Aug 29Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to €4.04, the stock trades at a forward P/E ratio of 22x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 12% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €4.77 per share.
Upcoming Dividend • Aug 26Upcoming dividend of AU$0.14 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 05 October 2021. Trailing yield: 3.6%. Within top quartile of German dividend payers (3.1%). Lower than average of industry peers (4.2%).
Reported Earnings • Aug 25Full year 2021 earnings released: EPS AU$0.35 (vs AU$0.19 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: AU$2.63b (up 4.6% from FY 2020). Net income: AU$161.1m (up 83% from FY 2020). Profit margin: 6.1% (up from 3.5% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
Executive Departure • Aug 04Independent Non-Executive Chairman of the Board Steven Crane has left the companyOn the 29th of July, Steven Crane's tenure as Independent Non-Executive Chairman of the Board ended after 9.8 years in the role. As of March 2021, Steven still personally held 250.00k shares (€705k worth at the time). A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 1.58 years, which is considered inexperienced in the Simply Wall St Risk Model.
Recent Insider Transactions • Jun 05Key Executive recently sold €586k worth of stockOn the 31st of May, Steven Crane sold around 150k shares on-market at roughly €3.91 per share. This was the largest sale by an insider in the last 3 months. This was Steven's only on-market trade for the last 12 months.
Recent Insider Transactions • May 07MD, CEO & Executive Director recently sold €176k worth of stockOn the 30th of April, Mark Fitzgibbon sold around 45k shares on-market at roughly €3.92 per share. This was the largest sale by an insider in the last 3 months. Mark has been a seller over the last 12 months, reducing personal holdings by €522k.
Reported Earnings • Feb 23First half 2021 earnings released: EPS AU$0.14 (vs AU$0.13 in 1H 2020)The company reported a decent first half result with improved earnings and profit margins, although revenues were flat. First half 2021 results: Revenue: AU$1.29b (flat on 1H 2020). Net income: AU$66.3m (up 16% from 1H 2020). Profit margin: 5.1% (up from 4.4% in 1H 2020). Over the last 3 years on average, earnings per share has fallen by 10% per year whereas the company’s share price has fallen by 6% per year.
Analyst Estimate Surprise Post Earnings • Feb 23Revenue misses expectationsRevenue missed analyst estimates by 0.7%. Over the next year, revenue is forecast to grow 3.1%, compared to a 14% growth forecast for the Insurance industry in Germany.
Is New 90 Day High Low • Dec 29New 90-day high: €3.62The company is up 47% from its price of €2.46 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.38 per share.
Is New 90 Day High Low • Dec 11New 90-day high: €3.20The company is up 24% from its price of €2.58 on 11 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.21 per share.
Is New 90 Day High Low • Nov 25New 90-day high: €3.04The company is up 9.0% from its price of €2.80 on 26 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.66 per share.
