This company listing is no longer activeThis company may still be operating, however this listing is no longer active. Find out why through their latest events.See Latest EventsAflac（AFL）株式概要アフラック・インコーポレーテッドはその子会社を通じて医療・生命保険商品を提供している。 詳細AFL ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長0/6過去の実績3/6財務の健全性3/6配当金5/6報酬当社が推定した公正価値より44.4%で取引されている 2.25%の安定した配当金を支払う リスク分析AFL リスクチェックを通過した。すべてのリスクチェックを見るAFL Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€90.742.1% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture023b2016201920222025202620282031Revenue US$18.3bEarnings US$4.3bAdvancedSet Fair ValueView all narrativesAflac Incorporated 競合他社Wüstenrot & WürttembergischeSymbol: XTRA:WUWMarket cap: €1.4bMünchener Rückversicherungs-Gesellschaft in MünchenSymbol: XTRA:MUV2Market cap: €59.5bTalanxSymbol: XTRA:TLXMarket cap: €27.7bHannover RückSymbol: XTRA:HNR1Market cap: €29.1b価格と性能株価の高値、安値、推移の概要Aflac過去の株価現在の株価US$90.7452週高値US$105.7552週安値US$84.18ベータ0.661ヶ月の変化-2.89%3ヶ月変化-1.88%1年変化-12.88%3年間の変化35.37%5年間の変化138.44%IPOからの変化111.02%最新ニュースDeclared Dividend • Dec 02Dividend of US$0.61 announcedShareholders will receive a dividend of US$0.61. Ex-date: 18th February 2026 Payment date: 2nd March 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (50% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 18Aflac Incorporated Expands Support for Children with New Book 'Beyond Words'Aflac Incorporated released a new children's book highlighting the power of empathy, kindness and compassion for loved ones, especially children, facing health challenges. Award-winning author Fink introduces readers to Buddy, a bear cub who struggles to find the right words to comfort his friend, Bunny, who is in the hospital. As Buddy's imagination takes flight, readers follow his intergalactic space adventures with new friends who help him understand that sometimes it's not what you say, but what you do -- beyond words -- that matters most when someone is in need. "Beyond Words" is an extension of Aflac's longtime culture of care, inspired by My Special Aflac Duck®?, a robotic duck given free of charge to provide comfort to more than 40,000 children (ages 3 and up) with cancer and sickle cell disease across the U.S., Japan and Northern Ireland since 2018. The My Special Aflac Duck program is part of Aflac's philanthropic efforts through the Aflac childhood Cancer Foundation and a 30-plus year commitment to the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta, with nearly $200 million in support. To write "Beyond Words," Fink drew on her experience as a No. 1 bestselling author of more than 15 children's books and her mission to inspire, delight and educate children. Through her work, Fink often gives back by visiting schools to speak to students about kindness and overcoming adversity -- and reading her books to patients at children's hospitals. Visit Aflac.com/BeyondWords for purchase options, including Archway Publishing, from Simon & Schuster, and Amazon.com. The hard cover book is $21.99, and soft cover is $12.99, with 100% of net proceeds benefiting childhood cancer and blood disorders research and treatment through the Aflac Childhood Cancer Foundation.お知らせ • Nov 12Aflac Incorporated Declares First Quarter Dividend, Payable on March 2, 2026Aflac Incorporated announced that its Board of Directors has declared the first quarter dividend of $0.61 per share, payable on March 2, 2026, to shareholders of record at the close of business on February 18, 2026. This represents a 5.2% increase over the previously declared fourth quarter 2025 dividend.Declared Dividend • Nov 10Third quarter dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 19th November 2025 Payment date: 1st December 2025 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (47% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: US$3.09 (vs US$0.17 loss in 3Q 2024)Third quarter 2025 results: EPS: US$3.09 (up from US$0.17 loss in 3Q 2024). Revenue: US$4.74b (up 61% from 3Q 2024). Net income: US$1.64b (up US$1.73b from 3Q 2024). Profit margin: 35% (up from net loss in 3Q 2024). The move to profitability was driven by higher revenue. Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.お知らせ • Nov 05Aflac Incorporated Declares the Fourth Quarter Dividend, Payable on December 1, 2025The board of directors of Aflac Incorporated declared the fourth quarter dividend of $0.58 per share, payable on December 1, 2025 to shareholders of record at the close of business on November 19, 2025.最新情報をもっと見るRecent updatesDeclared Dividend • Dec 02Dividend of US$0.61 announcedShareholders will receive a dividend of US$0.61. Ex-date: 18th February 2026 Payment date: 2nd March 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (50% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 18Aflac Incorporated Expands Support for Children with New Book 'Beyond Words'Aflac Incorporated released a new children's book highlighting the power of empathy, kindness and compassion for loved ones, especially children, facing health challenges. Award-winning author Fink introduces readers to Buddy, a bear cub who struggles to find the right words to comfort his friend, Bunny, who is in the hospital. As Buddy's imagination takes flight, readers follow his intergalactic space adventures with new friends who help him understand that sometimes it's not what you say, but what you do -- beyond words -- that matters most when someone is in need. "Beyond Words" is an extension of Aflac's longtime culture of care, inspired by My Special Aflac Duck®?, a robotic duck given free of charge to provide comfort to more than 40,000 children (ages 3 and up) with cancer and sickle cell disease across the U.S., Japan and Northern Ireland since 2018. The My Special Aflac Duck program is part of Aflac's philanthropic efforts through the Aflac childhood Cancer Foundation and a 30-plus year commitment to the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta, with nearly $200 million in support. To write "Beyond Words," Fink drew on her experience as a No. 1 bestselling author of more than 15 children's books and her mission to inspire, delight and educate children. Through her work, Fink often gives back by visiting schools to speak to students about kindness and overcoming adversity -- and reading her books to patients at children's hospitals. Visit Aflac.com/BeyondWords for purchase options, including Archway Publishing, from Simon & Schuster, and Amazon.com. The hard cover book is $21.99, and soft cover is $12.99, with 100% of net proceeds benefiting childhood cancer and blood disorders research and treatment through the Aflac Childhood Cancer Foundation.お知らせ • Nov 12Aflac Incorporated Declares First Quarter Dividend, Payable on March 2, 2026Aflac Incorporated announced that its Board of Directors has declared the first quarter dividend of $0.61 per share, payable on March 2, 2026, to shareholders of record at the close of business on February 18, 2026. This represents a 5.2% increase over the previously declared fourth quarter 2025 dividend.Declared Dividend • Nov 10Third quarter dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 19th November 2025 Payment date: 1st December 2025 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (47% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: US$3.09 (vs US$0.17 loss in 3Q 2024)Third quarter 2025 results: EPS: US$3.09 (up from US$0.17 loss in 3Q 2024). Revenue: US$4.74b (up 61% from 3Q 2024). Net income: US$1.64b (up US$1.73b from 3Q 2024). Profit margin: 35% (up from net loss in 3Q 2024). The move to profitability was driven by higher revenue. Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.お知らせ • Nov 05Aflac Incorporated Declares the Fourth Quarter Dividend, Payable on December 1, 2025The board of directors of Aflac Incorporated declared the fourth quarter dividend of $0.58 per share, payable on December 1, 2025 to shareholders of record at the close of business on November 19, 2025.お知らせ • Aug 30Aflac Incorporated to Report Fiscal Year 2025 Results on Feb 04, 2026Aflac Incorporated announced that they will report fiscal year 2025 results at 8:00 AM, US Eastern Standard Time on Feb 04, 2026お知らせ • Aug 29+ 2 more updatesAflac Incorporated to Report Q2, 2026 Results on Aug 05, 2026Aflac Incorporated announced that they will report Q2, 2026 results at 8:00 AM, US Eastern Standard Time on Aug 05, 2026Declared Dividend • Aug 11Second quarter dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 20th August 2025 Payment date: 2nd September 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (49% earnings payout ratio) and cash flows (48% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 75% over the next 3 years, which should provide support to the dividend and adequate earnings cover.New Risk • Aug 06New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 15% Last year net profit margin: 28% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Profit margins are more than 30% lower than last year (15% net profit margin). Significant insider selling over the past 3 months (€4.4m sold).Reported Earnings • Aug 06Second quarter 2025 earnings released: EPS: US$1.12 (vs US$3.11 in 2Q 2024)Second quarter 2025 results: EPS: US$1.12 (down from US$3.11 in 2Q 2024). Revenue: US$4.16b (down 19% from 2Q 2024). Net income: US$599.0m (down 66% from 2Q 2024). Profit margin: 14% (down from 34% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.お知らせ • Aug 06Aflac Incorporated Declares Third Quarter Dividend, Payable on September 2, 2025The board of directors of Aflac Incorporated declared the third quarter dividend of $0.58 per share, payable on September 2, 2025 to shareholders of record at the close of business on August 20, 2025.お知らせ • Jun 30+ 2 more updatesAflac Incorporated(NYSE:AFL) dropped from Russell Midcap Value IndexAflac Incorporated(NYSE:AFL) dropped from Russell Midcap Value IndexBoard Change • Jun 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • May 23Board Member recently sold €3.5m worth of stockOn the 20th of May, Masatoshi Koide sold around 37k shares on-market at roughly €93.79 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €7.5m more than they bought in the last 12 months.Declared Dividend • May 05First quarter dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 21st May 2025 Payment date: 2nd June 2025 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (32% earnings payout ratio) and cash flows (46% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • May 02First quarter 2025 earnings released: EPS: US$0.053 (vs US$3.27 in 1Q 2024)First quarter 2025 results: EPS: US$0.053 (down from US$3.27 in 1Q 2024). Revenue: US$3.40b (down 38% from 1Q 2024). Net income: US$29.0m (down 99% from 1Q 2024). Profit margin: 0.9% (down from 35% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • May 01Aflac Incorporated Declares Second Quarter Dividend, Payable on June 2, 2025The board of directors of Aflac Incorporated declared the second quarter dividend of $0.58 per share, payable on June 2, 2025 to shareholders of record at the close of business on May 21, 2025.お知らせ • Mar 21Aflac Incorporated, Annual General Meeting, May 05, 2025Aflac Incorporated, Annual General Meeting, May 05, 2025.Recent Insider Transactions • Mar 12Board Member recently sold €3.0m worth of stockOn the 10th of March, Charles Ditmars Lake sold around 30k shares on-market at roughly €99.00 per share. This transaction amounted to 37% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.1m more than they bought in the last 12 months.お知らせ • Feb 27Aflac Incorporated Appoints Michael Fradkin as Senior Vice PresidentAflac Incorporated announced the hiring of Michael Fradkin as senior vice president, Aflac Dental and Vision, a business unit that is a key component of the company's offering. Fradkin will report to Aflac U.S. Executive Vice President, COO and CFO Frederic Simard and will lead operations with a focus on customer experience, provider network growth and business expansion. Fradkin brings more than 30 years of group insurance experience, specializing in dental and vision coverage. Most recently, he served as president of FastTrack, a made-for-insurance intelligent technology solutions provider, where he oversaw expansion into new markets while also driving significant improvements in quality and customer service. Prior to FastTrack, he served in various financial, product and strategy leadership positions with MetLife, Guardian and Lincoln Financial. Fradkin holds a bachelor's degree in Statistics and Economics from Rutgers University and has completed numerous executive programs at Harvard Business School. He is a fellow of the Society of Actuaries and a member of the American Academy of Actuaries.お知らせ • Feb 24Aflac Incorporated Announces the Launch of Its Latest Individual Aflac Accident Insurance ProductAflac Incorporated announced the launch of its latest individual Aflac Accident Insurance product to help provide financial peace of mind when facing a covered accident. The new Aflac Accident Insurance plan provides policyholders with cash benefits after a covered accident, including health services such as ambulance, ER, urgent care, physical therapy, mental health therapy and more. The product is available in 32 states and provides a variety of coverage types that appeal to consumers in all life stages. A primary feature of the new product is how it nearly doubles coverage for follow-up care treatments, including broadening treatment care to include mental health benefits when an accident occurs. The enhancements also provide increased preventive care, designed to promote overall health and wellness. Besides the physical pain, the financial impact from treating accidents can be just as hurtful and costly. The 2025 Aflac WorkForces Report shows that 51% of American employees could not pay $1,000 out-of-pocket in the event of an unexpected illness or injury. Nearly 22% said they could not cover $500. Aflac's new Accident Insurance plan is designed to help consumers and their families become better prepared to address many of the everyday expenses that health insurance doesn't cover when an accident occurs. Key benefits include: Nearly doubled benefits -- Out-of-pocket expenses increase with the severity of an accident, so this new plan nearly doubles benefits related to post-accident medical care visits per covered accident based on policyholder need. In addition, the company became a signatory of the Principles for Responsible Investment (PRI) in 2021 and has been included in the Dow Jones Sustainability North America Index (2024) for 11 years.Upcoming Dividend • Feb 12Upcoming dividend of US$0.58 per shareEligible shareholders must have bought the stock before 19 February 2025. Payment date: 03 March 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (3.6%).Reported Earnings • Feb 06Full year 2024 earnings released: EPS: US$9.78 (vs US$7.82 in FY 2023)Full year 2024 results: EPS: US$9.78 (up from US$7.82 in FY 2023). Revenue: US$18.9b (up 1.2% from FY 2023). Net income: US$5.44b (up 17% from FY 2023). Profit margin: 29% (up from 25% in FY 2023). The increase in margin was primarily driven by lower expenses. Revenue is expected to decline by 2.6% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.5%. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Dec 20+ 1 more updateAflac Incorporated to Report Q3, 2025 Results on Nov 04, 2025Aflac Incorporated announced that they will report Q3, 2025 results at 8:00 AM, US Eastern Standard Time on Nov 04, 2025お知らせ • Dec 19+ 1 more updateAflac Incorporated to Report Q2, 2025 Results on Aug 05, 2025Aflac Incorporated announced that they will report Q2, 2025 results at 8:00 AM, US Eastern Standard Time on Aug 05, 2025Declared Dividend • Dec 09Dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 19th February 2025 Payment date: 3rd March 2025 Dividend yield will be 2.0%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (38% cash payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 1.1% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Dec 03Aflac Incorporated Declares Dividend for First Quarter of 2025, Payable on March 3, 2025Aflac Incorporated announced that its Board of Directors has declared the first quarter dividend of $0.58 per share, payable on March 3, 2025, to shareholders of record at the close of business on February 19, 2025. This represents a 16.0% increase over the previously declared fourth quarter dividend.Declared Dividend • Nov 04Third quarter dividend of US$0.50 announcedShareholders will receive a dividend of US$0.50. Ex-date: 20th November 2024 Payment date: 2nd December 2024 Dividend yield will be 1.9%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (38% cash payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.5% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Nov 01Third quarter 2024 earnings released: US$0.17 loss per share (vs US$2.65 profit in 3Q 2023)Third quarter 2024 results: US$0.17 loss per share (down from US$2.65 profit in 3Q 2023). Revenue: US$2.95b (down 40% from 3Q 2023). Net loss: US$93.0m (down 106% from profit in 3Q 2023). Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Oct 31+ 1 more updateAflac Incorporated Declares Fourth Quarter Dividend, Payable on December 2, 2024The board of directors of Aflac Incorporated declared the fourth quarter dividend of $0.50 per share, payable on December 2, 2024 to shareholders of record at the close of business on November 20, 2024.お知らせ • Aug 23Aflac Incorporated to Report Q3, 2024 Results on Oct 30, 2024Aflac Incorporated announced that they will report Q3, 2024 results at 8:00 AM, US Eastern Standard Time on Oct 30, 2024Declared Dividend • Aug 05Second quarter dividend of US$0.50 announcedShareholders will receive a dividend of US$0.50. Ex-date: 21st August 2024 Payment date: 2nd September 2024 Dividend yield will be 2.0%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (19% earnings payout ratio) and cash flows (38% cash payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 29% over the next 3 years. However, it would need to fall by 78% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Aug 01Second quarter 2024 earnings released: EPS: US$3.08 (vs US$2.72 in 2Q 2023)Second quarter 2024 results: EPS: US$3.08 (up from US$2.72 in 2Q 2023). Revenue: US$5.14b (flat on 2Q 2023). Net income: US$1.76b (up 7.4% from 2Q 2023). Profit margin: 34% (up from 32% in 2Q 2023). Revenue is expected to decline by 2.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 6.2%. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Aug 01Aflac Incorporated Declares Third Quarter Cash Dividend, Payable on September 2, 2024The board of directors of Aflac Incorporated declared the third quarter dividend of $0.50 per share, payable on September 2, 2024 to shareholders of record at the close of business on August 21, 2024.お知らせ • May 28Aflac Incorporated to Report Q2, 2024 Results on Jul 31, 2024Aflac Incorporated announced that they will report Q2, 2024 results at 8:00 AM, US Eastern Standard Time on Jul 31, 2024Declared Dividend • May 06First quarter dividend of US$0.50 announcedShareholders will receive a dividend of US$0.50. Ex-date: 21st May 2024 Payment date: 3rd June 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (19% earnings payout ratio) and cash flows (36% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 27% over the next 3 years. However, it would need to fall by 79% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • May 02First quarter 2024 earnings released: EPS: US$3.27 (vs US$1.94 in 1Q 2023)First quarter 2024 results: EPS: US$3.27 (up from US$1.94 in 1Q 2023). Revenue: US$5.44b (up 13% from 1Q 2023). Net income: US$1.88b (up 58% from 1Q 2023). Profit margin: 35% (up from 25% in 1Q 2023). The increase in margin was primarily driven by higher revenue. Revenue is expected to decline by 2.3% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 6.6%. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • May 02Aflac Incorporated Declares Second Quarter Cash Dividend, Payable on June 3, 2024The board of directors of Aflac Incorporated declared the second quarter dividend of $0.50 per share, payable on June 3, 2024 to shareholders of record at the close of business on May 22, 2024.New Risk • Mar 24New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €1.2m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 7.4% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (€1.2m sold).Upcoming Dividend • Feb 13Upcoming dividend of US$0.50 per share at 2.5% yieldEligible shareholders must have bought the stock before 20 February 2024. Payment date: 01 March 2024. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (3.8%).お知らせ • Feb 07Aflac Incorporated to Report Q1, 2024 Results on May 01, 2024Aflac Incorporated announced that they will report Q1, 2024 results at 8:00 AM, US Eastern Standard Time on May 01, 2024Reported Earnings • Feb 01Full year 2023 earnings released: EPS: US$7.82 (vs US$6.62 in FY 2022)Full year 2023 results: EPS: US$7.82 (up from US$6.62 in FY 2022). Revenue: US$18.7b (down 4.1% from FY 2022). Net income: US$4.66b (up 11% from FY 2022). Profit margin: 25% (up from 22% in FY 2022). The increase in margin was driven by lower expenses. Revenue is forecast to stay flat during the next 3 years compared to a 8.2% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Feb 01Aflac Incorporated Declares First Quarter Dividend, Payable on March 1, 2024Aflac Incorporated board of directors declared the first quarter dividend of $0.50 per share, payable on March 1, 2024 to shareholders of record at the close of business on February 21, 2024.お知らせ • Dec 09Aflac Incorporated Announces Executive ChangesAflac Incorporated was notified on December 5, 2023, that June P. Howard, Senior Vice President and Chief Accounting Officer of the Company, will retire from these positions effective December 31, 2023. The Company has appointed Robin Blackmon as Senior Vice President and Chief Accounting Officer of the Company, effective January 1, 2024. Ms. Blackmon, age 60, has served as the Company’s Vice President and Deputy Chief Accounting Officer since January 2023. She is responsible for financial reporting, investment accounting, corporate financial planning and analysis, accounting policy and investment advisory. Ms. Blackmon joined the Company’s subsidiary, American Family Life Assurance Company of Columbus (“Aflac”), in May 2011 and has held various positions with Aflac and the Company in Finance and Human Resources. Most recently, she served as Director, Executive Compensation of Aflac between June 2016 and February 2018, Director, Corporate HR and Executive Compensation of the Company between February 2018 and April 2019, Director, Corporate Financial Planning & Analysis of the Company between May 2019 and December 2019, and Vice President, Corporate Financial Planning & Analysis of the Company between January 2020 and December 2022. In the 10 year period before joining Aflac, Ms. Blackmon also held positions in Finance and Human Resources at other companies, including working as an auditor with Ernst & Young.お知らせ • Dec 02Aflac Incorporated to Report Fiscal Year 2023 Results on Jan 31, 2024Aflac Incorporated announced that they will report fiscal year 2023 results on Jan 31, 2024お知らせ • Nov 18Aflac Incorporated Appoints Daniel P. Amos as President, Effective on January 1, 2024On November 16, 2023, Aflac Incorporated appointed Daniel P. Amos as President of the company, effective January 1, 2024. Mr. Amos also currently serves as the Company's Chairman and Chief Executive Officer. Information regarding Mr. Amos' background, business experience and compensation is incorporated by reference from the definitive proxy statement on Schedule 14A for the 2023 Annual Meeting of Shareholders of Aflac Incorporated, which was filed with the U.S. Securities and Exchange Commission on March 16, 2023.Recent Insider Transactions • Nov 14Board Member recently sold €2.4m worth of stockOn the 9th of November, Masatoshi Koide sold around 32k shares on-market at roughly €74.98 per share. This transaction amounted to 37% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €7.7m. Insiders have been net sellers, collectively disposing of €16m more than they bought in the last 12 months.New Risk • Nov 07New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €9.8m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 11% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (€9.8m sold).Recent Insider Transactions • Nov 07President & COO recently sold €7.7m worth of stockOn the 2nd of November, Frederick John Crawford sold around 100k shares on-market at roughly €76.65 per share. This transaction amounted to 30% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Frederick John's only on-market trade for the last 12 months.お知らせ • Nov 03+ 2 more updatesAflac Incorporated Declares Fourth Quarter Dividend, Payable on December 1, 2023Aflac Incorporated announced that board of directors declared the fourth quarter dividend of $0.42 per share, payable on December 1, 2023 to shareholders of record at the close of business on November 15, 2023.Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: US$2.63 (vs US$2.54 in 3Q 2022)Third quarter 2023 results: EPS: US$2.63. Revenue: US$4.95b (up 2.7% from 3Q 2022). Net income: US$1.57b (down 1.7% from 3Q 2022). Profit margin: 32% (down from 33% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 3.7%.Board Change • Sep 13Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. 6 highly experienced directors. Independent Director Nobuchika Mori was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Aug 27Aflac Incorporated to Report Q3, 2023 Results on Nov 01, 2023Aflac Incorporated announced that they will report Q3, 2023 results on Nov 01, 2023Upcoming Dividend • Aug 15Upcoming dividend of US$0.42 per share at 2.2% yieldEligible shareholders must have bought the stock before 22 August 2023. Payment date: 01 September 2023. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.2%).お知らせ • Aug 02Aflac Incorporated Declares Third Quarter Cash Dividend, Payable on September 1, 2023The board of directors of Aflac Incorporated declared the third quarter dividend of $0.42 per share, payable on September 1, 2023 to shareholders of record at the close of business on August 23, 2023.Reported Earnings • Aug 02Second quarter 2023 earnings released: EPS: US$2.70 (vs US$2.17 in 2Q 2022)Second quarter 2023 results: EPS: US$2.70 (up from US$2.17 in 2Q 2022). Revenue: US$5.17b (down 4.2% from 2Q 2022). Net income: US$1.63b (up 18% from 2Q 2022). Profit margin: 32% (up from 26% in 2Q 2022). The increase in margin was driven by lower expenses. Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 3.9%.お知らせ • May 21Aflac Incorporated to Report Q2, 2023 Results on Aug 01, 2023Aflac Incorporated announced that they will report Q2, 2023 results on Aug 01, 2023Upcoming Dividend • May 09Upcoming dividend of US$0.42 per share at 2.5% yieldEligible shareholders must have bought the stock before 16 May 2023. Payment date: 01 June 2023. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).Board Change • May 07Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. ESVP of Corp. Div., Human Capital Mgmt.,General Affairs & Dir. of Aflac Life Insurance Japan Shinsuke Morimoto was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 06Aflac Incorporated Elects Miwako Hosoda to Board of DirectorsAflac Incorporated at its Annual Meeting of the Shareholders held on May 1, 2023, approved the election of Miwako Hosoda to board of directors.Reported Earnings • Apr 29First quarter 2023 earnings released: EPS: US$1.94 (vs US$1.59 in 1Q 2022)First quarter 2023 results: EPS: US$1.94 (up from US$1.59 in 1Q 2022). Revenue: US$4.80b (down 9.0% from 1Q 2022). Net income: US$1.19b (up 15% from 1Q 2022). Profit margin: 25% (up from 20% in 1Q 2022). The increase in margin was driven by lower expenses. Revenue is forecast to stay flat during the next 3 years compared to a 5.6% growth forecast for the Insurance industry in Germany.Upcoming Dividend • Feb 07Upcoming dividend of US$0.42 per share at 2.4% yieldEligible shareholders must have bought the stock before 14 February 2023. Payment date: 01 March 2023. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.2%).Reported Earnings • Feb 03Full year 2022 earnings released: EPS: US$6.73 (vs US$6.42 in FY 2021)Full year 2022 results: EPS: US$6.73. Revenue: US$19.5b (down 12% from FY 2021). Net income: US$4.20b (down 2.9% from FY 2021). Profit margin: 22% (up from 20% in FY 2021). The increase in margin was driven by lower expenses. Revenue is expected to decline by 1.1% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 4.3%.お知らせ • Feb 02Aflac Incorporated Announces Increase in First Quarter Cash Dividend, Payable on March 1, 2023The board of directors of Aflac Incorporated declared the first quarter dividend of $0.42 per share, payable on March 1, 2023 to shareholders of record at the close of business on February 15, 2023.お知らせ • Dec 21Aflac Incorporated to Report Fiscal Year 2022 Results on Feb 01, 2023Aflac Incorporated announced that they will report fiscal year 2022 results at 4:00 PM, US Eastern Standard Time on Feb 01, 2023Recent Insider Transactions • Dec 17Insider recently sold €311k worth of stockOn the 13th of December, Albert Riggieri sold around 5k shares on-market at roughly €66.31 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.9m. Insiders have been net sellers, collectively disposing of €5.5m more than they bought in the last 12 months.Recent Insider Transactions • Nov 19Executive VP recently sold €1.9m worth of stockOn the 16th of November, Eric Kirsch sold around 28k shares on-market at roughly €68.15 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €3.9m more than they bought in the last 12 months.Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 4 highly experienced directors. Independent Director Nobuchika Mori was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Nov 08Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 15 November 2022. Payment date: 01 December 2022. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (4.8%).Reported Earnings • Nov 02Third quarter 2022 earnings released: EPS: US$2.54 (vs US$1.33 in 3Q 2021)Third quarter 2022 results: EPS: US$2.54 (up from US$1.33 in 3Q 2021). Revenue: US$4.82b (down 8.0% from 3Q 2021). Net income: US$1.60b (up 80% from 3Q 2021). Profit margin: 33% (up from 17% in 3Q 2021). The increase in margin was driven by lower expenses. Revenue is expected to decline by 1.9% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 4.1%.Upcoming Dividend • Aug 16Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 23 August 2022. Payment date: 01 September 2022. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (5.1%).Recent Insider Transactions • Aug 09President of Aflac US recently sold €583k worth of stockOn the 5th of August, Teresa White sold around 10k shares on-market at roughly €58.33 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.1m more than they bought in the last 12 months.Reported Earnings • Aug 02Second quarter 2022 earnings released: EPS: US$2.17 (vs US$1.63 in 2Q 2021)Second quarter 2022 results: EPS: US$2.17 (up from US$1.63 in 2Q 2021). Revenue: US$5.40b (down 2.9% from 2Q 2021). Net income: US$1.39b (up 26% from 2Q 2021). Profit margin: 26% (up from 20% in 2Q 2021). The increase in margin was driven by lower expenses. Over the next year, revenue is expected to shrink by 11% compared to a 22% growth forecast for the industry in Germany.Board Change • Jun 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 4 highly experienced directors. Independent Director Nobuchika Mori was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • May 10Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 17 May 2022. Payment date: 01 June 2022. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (5.1%).Recent Insider Transactions • May 01Independent Director recently bought €56k worth of stockOn the 28th of April, Karole Lloyd bought around 1k shares on-market at roughly €56.41 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €3.5m more in shares than they bought in the last 12 months.Reported Earnings • Apr 28First quarter 2022 earnings released: EPS: US$1.59 (vs US$1.88 in 1Q 2021)First quarter 2022 results: EPS: US$1.59 (down from US$1.88 in 1Q 2021). Revenue: US$5.27b (down 10% from 1Q 2021). Net income: US$1.03b (down 20% from 1Q 2021). Profit margin: 20% (down from 22% in 1Q 2021). The decrease in margin was driven by lower revenue. Over the next year, revenue is expected to shrink by 6.4% compared to a 19% growth forecast for the industry in Germany.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Georgette Kiser was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Mar 30Independent Director recently sold €77k worth of stockOn the 25th of March, Toshihiko Fukuzawa sold around 1k shares on-market at roughly €59.61 per share. In the last 3 months, there was an even bigger sale from another insider worth €1.1m. Insiders have been net sellers, collectively disposing of €3.5m more than they bought in the last 12 months.Recent Insider Transactions • Feb 18Executive VP recently sold €1.1m worth of stockOn the 16th of February, Eric Kirsch sold around 19k shares on-market at roughly €56.61 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.8m more than they bought in the last 12 months.Upcoming Dividend • Feb 08Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 15 February 2022. Payment date: 01 March 2022. Payout ratio is a comfortable 21% but the company is not cash flow positive. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (3.9%).Reported Earnings • Feb 04Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$6.42 (down from US$6.70 in FY 2020). Revenue: US$22.1b (flat on FY 2020). Net income: US$4.33b (down 9.5% from FY 2020). Profit margin: 20% (down from 22% in FY 2020). Revenue exceeded analyst estimates by 2.3%. Over the next year, revenue is expected to shrink by 7.1% compared to a 14% growth forecast for the insurance industry in Germany.Recent Insider Transactions • Dec 15Executive VP & General Counsel recently sold €296k worth of stockOn the 10th of December, Audrey Tillman sold around 6k shares on-market at roughly €51.00 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €5.5m more than they bought in the last 12 months.Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Georgette Kiser was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Nov 09Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 16 November 2021. Payment date: 01 December 2021. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.1%).Reported Earnings • Oct 29Third quarter 2021 earnings released: EPS US$1.33 (vs US$3.45 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$5.24b (down 7.6% from 3Q 2020). Net income: US$888.0m (down 64% from 3Q 2020). Profit margin: 17% (down from 43% in 3Q 2020). The decrease in margin was primarily driven by higher expenses.Recent Insider Transactions • Aug 21Independent Director recently sold €98k worth of stockOn the 17th of August, Toshihiko Fukuzawa sold around 2k shares on-market at roughly €48.91 per share. In the last 3 months, there was an even bigger sale from another insider worth €1.2m. Insiders have been net sellers, collectively disposing of €6.0m more than they bought in the last 12 months.Upcoming Dividend • Aug 10Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 17 August 2021. Payment date: 01 September 2021. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.4%).Reported Earnings • Jul 30Second quarter 2021 earnings released: EPS US$1.63 (vs US$1.12 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$5.56b (up 2.9% from 2Q 2020). Net income: US$1.11b (up 37% from 2Q 2020). Profit margin: 20% (up from 15% in 2Q 2020). The increase in margin was primarily driven by lower expenses.株主還元AFLDE InsuranceDE 市場7D-1.4%1.8%3.2%1Y-12.9%-1.2%2.5%株主還元を見る業界別リターン: AFL過去 1 年間で-1.2 % の収益を上げたGerman Insurance業界を下回りました。リターン対市場: AFLは、過去 1 年間で2.5 % のリターンを上げたGerman市場を下回りました。価格変動Is AFL's price volatile compared to industry and market?AFL volatilityAFL Average Weekly Movement2.5%Insurance Industry Average Movement3.8%Market Average Movement6.1%10% most volatile stocks in DE Market13.3%10% least volatile stocks in DE Market2.7%安定した株価: AFL 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: AFLの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト195512,694Dan Amoswww.aflac.comアフラック・インコーポレーテッドは子会社を通じて医療・生命保険商品を提供している。アフラック・ジャパンおよびアフラック・U S.の2つのセグメントで事業を行っている。アフラック・ジャパン・セグメントは、日本でがん保険、医療保険、介護保険、終身保険、GIFT保険、WAYS保険、こども養老保険、つみたす保険を提供している。アフラック米国部門は、米国で傷害保険、障害保険、がん保険、重大疾病保険、病院補償保険、歯科保険、視力保険、生命保険商品を提供している。同社は個人、独立法人、提携法人代理店、銀行、独立アソシエーツ／キャリア代理店、ブローカーを通じて商品を販売している。アフラックは1955年に設立され、ジョージア州コロンバスに本社を置いている。もっと見るAflac Incorporated 基礎のまとめAflac の収益と売上を時価総額と比較するとどうか。AFL 基礎統計学時価総額€47.11b収益（TTM）€3.46b売上高(TTM)€14.68b13.6xPER（株価収益率3.2xP/SレシオAFL は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計AFL 損益計算書（TTM）収益US$17.70b売上原価US$9.17b売上総利益US$8.53bその他の費用US$4.36b収益US$4.17b直近の収益報告Sep 30, 2025次回決算日Feb 04, 2026一株当たり利益（EPS）7.95グロス・マージン48.17%純利益率23.55%有利子負債／自己資本比率49.7%AFL の長期的なパフォーマンスは？過去の実績と比較を見る配当金2.3%現在の配当利回り29%配当性向AFL 配当は確実ですか？AFL 配当履歴とベンチマークを見るAFL 、いつまでに購入すれば配当金を受け取れますか？Aflac 配当日配当落ち日Feb 18 2026配当支払日Mar 02 2026配当落ちまでの日数95 days配当支払日までの日数83 daysAFL 配当は確実ですか？AFL 配当履歴とベンチマークを見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/01/28 05:58終値2026/01/23 00:00収益2025/09/30年間収益2024/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Aflac Incorporated 9 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。31 アナリスト機関Jay GelbBarclaysTaylor ScottBarclaysJack MattenBMO Capital Markets Equity Research28 その他のアナリストを表示
Declared Dividend • Dec 02Dividend of US$0.61 announcedShareholders will receive a dividend of US$0.61. Ex-date: 18th February 2026 Payment date: 2nd March 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (50% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 18Aflac Incorporated Expands Support for Children with New Book 'Beyond Words'Aflac Incorporated released a new children's book highlighting the power of empathy, kindness and compassion for loved ones, especially children, facing health challenges. Award-winning author Fink introduces readers to Buddy, a bear cub who struggles to find the right words to comfort his friend, Bunny, who is in the hospital. As Buddy's imagination takes flight, readers follow his intergalactic space adventures with new friends who help him understand that sometimes it's not what you say, but what you do -- beyond words -- that matters most when someone is in need. "Beyond Words" is an extension of Aflac's longtime culture of care, inspired by My Special Aflac Duck®?, a robotic duck given free of charge to provide comfort to more than 40,000 children (ages 3 and up) with cancer and sickle cell disease across the U.S., Japan and Northern Ireland since 2018. The My Special Aflac Duck program is part of Aflac's philanthropic efforts through the Aflac childhood Cancer Foundation and a 30-plus year commitment to the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta, with nearly $200 million in support. To write "Beyond Words," Fink drew on her experience as a No. 1 bestselling author of more than 15 children's books and her mission to inspire, delight and educate children. Through her work, Fink often gives back by visiting schools to speak to students about kindness and overcoming adversity -- and reading her books to patients at children's hospitals. Visit Aflac.com/BeyondWords for purchase options, including Archway Publishing, from Simon & Schuster, and Amazon.com. The hard cover book is $21.99, and soft cover is $12.99, with 100% of net proceeds benefiting childhood cancer and blood disorders research and treatment through the Aflac Childhood Cancer Foundation.
お知らせ • Nov 12Aflac Incorporated Declares First Quarter Dividend, Payable on March 2, 2026Aflac Incorporated announced that its Board of Directors has declared the first quarter dividend of $0.61 per share, payable on March 2, 2026, to shareholders of record at the close of business on February 18, 2026. This represents a 5.2% increase over the previously declared fourth quarter 2025 dividend.
Declared Dividend • Nov 10Third quarter dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 19th November 2025 Payment date: 1st December 2025 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (47% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: US$3.09 (vs US$0.17 loss in 3Q 2024)Third quarter 2025 results: EPS: US$3.09 (up from US$0.17 loss in 3Q 2024). Revenue: US$4.74b (up 61% from 3Q 2024). Net income: US$1.64b (up US$1.73b from 3Q 2024). Profit margin: 35% (up from net loss in 3Q 2024). The move to profitability was driven by higher revenue. Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.
お知らせ • Nov 05Aflac Incorporated Declares the Fourth Quarter Dividend, Payable on December 1, 2025The board of directors of Aflac Incorporated declared the fourth quarter dividend of $0.58 per share, payable on December 1, 2025 to shareholders of record at the close of business on November 19, 2025.
Declared Dividend • Dec 02Dividend of US$0.61 announcedShareholders will receive a dividend of US$0.61. Ex-date: 18th February 2026 Payment date: 2nd March 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (50% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 18Aflac Incorporated Expands Support for Children with New Book 'Beyond Words'Aflac Incorporated released a new children's book highlighting the power of empathy, kindness and compassion for loved ones, especially children, facing health challenges. Award-winning author Fink introduces readers to Buddy, a bear cub who struggles to find the right words to comfort his friend, Bunny, who is in the hospital. As Buddy's imagination takes flight, readers follow his intergalactic space adventures with new friends who help him understand that sometimes it's not what you say, but what you do -- beyond words -- that matters most when someone is in need. "Beyond Words" is an extension of Aflac's longtime culture of care, inspired by My Special Aflac Duck®?, a robotic duck given free of charge to provide comfort to more than 40,000 children (ages 3 and up) with cancer and sickle cell disease across the U.S., Japan and Northern Ireland since 2018. The My Special Aflac Duck program is part of Aflac's philanthropic efforts through the Aflac childhood Cancer Foundation and a 30-plus year commitment to the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta, with nearly $200 million in support. To write "Beyond Words," Fink drew on her experience as a No. 1 bestselling author of more than 15 children's books and her mission to inspire, delight and educate children. Through her work, Fink often gives back by visiting schools to speak to students about kindness and overcoming adversity -- and reading her books to patients at children's hospitals. Visit Aflac.com/BeyondWords for purchase options, including Archway Publishing, from Simon & Schuster, and Amazon.com. The hard cover book is $21.99, and soft cover is $12.99, with 100% of net proceeds benefiting childhood cancer and blood disorders research and treatment through the Aflac Childhood Cancer Foundation.
お知らせ • Nov 12Aflac Incorporated Declares First Quarter Dividend, Payable on March 2, 2026Aflac Incorporated announced that its Board of Directors has declared the first quarter dividend of $0.61 per share, payable on March 2, 2026, to shareholders of record at the close of business on February 18, 2026. This represents a 5.2% increase over the previously declared fourth quarter 2025 dividend.
Declared Dividend • Nov 10Third quarter dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 19th November 2025 Payment date: 1st December 2025 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (47% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: US$3.09 (vs US$0.17 loss in 3Q 2024)Third quarter 2025 results: EPS: US$3.09 (up from US$0.17 loss in 3Q 2024). Revenue: US$4.74b (up 61% from 3Q 2024). Net income: US$1.64b (up US$1.73b from 3Q 2024). Profit margin: 35% (up from net loss in 3Q 2024). The move to profitability was driven by higher revenue. Revenue is forecast to grow 1.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.
お知らせ • Nov 05Aflac Incorporated Declares the Fourth Quarter Dividend, Payable on December 1, 2025The board of directors of Aflac Incorporated declared the fourth quarter dividend of $0.58 per share, payable on December 1, 2025 to shareholders of record at the close of business on November 19, 2025.
お知らせ • Aug 30Aflac Incorporated to Report Fiscal Year 2025 Results on Feb 04, 2026Aflac Incorporated announced that they will report fiscal year 2025 results at 8:00 AM, US Eastern Standard Time on Feb 04, 2026
お知らせ • Aug 29+ 2 more updatesAflac Incorporated to Report Q2, 2026 Results on Aug 05, 2026Aflac Incorporated announced that they will report Q2, 2026 results at 8:00 AM, US Eastern Standard Time on Aug 05, 2026
Declared Dividend • Aug 11Second quarter dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 20th August 2025 Payment date: 2nd September 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (49% earnings payout ratio) and cash flows (48% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 75% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
New Risk • Aug 06New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 15% Last year net profit margin: 28% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Profit margins are more than 30% lower than last year (15% net profit margin). Significant insider selling over the past 3 months (€4.4m sold).
Reported Earnings • Aug 06Second quarter 2025 earnings released: EPS: US$1.12 (vs US$3.11 in 2Q 2024)Second quarter 2025 results: EPS: US$1.12 (down from US$3.11 in 2Q 2024). Revenue: US$4.16b (down 19% from 2Q 2024). Net income: US$599.0m (down 66% from 2Q 2024). Profit margin: 14% (down from 34% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.
お知らせ • Aug 06Aflac Incorporated Declares Third Quarter Dividend, Payable on September 2, 2025The board of directors of Aflac Incorporated declared the third quarter dividend of $0.58 per share, payable on September 2, 2025 to shareholders of record at the close of business on August 20, 2025.
お知らせ • Jun 30+ 2 more updatesAflac Incorporated(NYSE:AFL) dropped from Russell Midcap Value IndexAflac Incorporated(NYSE:AFL) dropped from Russell Midcap Value Index
Board Change • Jun 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. Independent Director Miwako Hosoda was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • May 23Board Member recently sold €3.5m worth of stockOn the 20th of May, Masatoshi Koide sold around 37k shares on-market at roughly €93.79 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €7.5m more than they bought in the last 12 months.
Declared Dividend • May 05First quarter dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 21st May 2025 Payment date: 2nd June 2025 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (32% earnings payout ratio) and cash flows (46% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • May 02First quarter 2025 earnings released: EPS: US$0.053 (vs US$3.27 in 1Q 2024)First quarter 2025 results: EPS: US$0.053 (down from US$3.27 in 1Q 2024). Revenue: US$3.40b (down 38% from 1Q 2024). Net income: US$29.0m (down 99% from 1Q 2024). Profit margin: 0.9% (down from 35% in 1Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • May 01Aflac Incorporated Declares Second Quarter Dividend, Payable on June 2, 2025The board of directors of Aflac Incorporated declared the second quarter dividend of $0.58 per share, payable on June 2, 2025 to shareholders of record at the close of business on May 21, 2025.
お知らせ • Mar 21Aflac Incorporated, Annual General Meeting, May 05, 2025Aflac Incorporated, Annual General Meeting, May 05, 2025.
Recent Insider Transactions • Mar 12Board Member recently sold €3.0m worth of stockOn the 10th of March, Charles Ditmars Lake sold around 30k shares on-market at roughly €99.00 per share. This transaction amounted to 37% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.1m more than they bought in the last 12 months.
お知らせ • Feb 27Aflac Incorporated Appoints Michael Fradkin as Senior Vice PresidentAflac Incorporated announced the hiring of Michael Fradkin as senior vice president, Aflac Dental and Vision, a business unit that is a key component of the company's offering. Fradkin will report to Aflac U.S. Executive Vice President, COO and CFO Frederic Simard and will lead operations with a focus on customer experience, provider network growth and business expansion. Fradkin brings more than 30 years of group insurance experience, specializing in dental and vision coverage. Most recently, he served as president of FastTrack, a made-for-insurance intelligent technology solutions provider, where he oversaw expansion into new markets while also driving significant improvements in quality and customer service. Prior to FastTrack, he served in various financial, product and strategy leadership positions with MetLife, Guardian and Lincoln Financial. Fradkin holds a bachelor's degree in Statistics and Economics from Rutgers University and has completed numerous executive programs at Harvard Business School. He is a fellow of the Society of Actuaries and a member of the American Academy of Actuaries.
お知らせ • Feb 24Aflac Incorporated Announces the Launch of Its Latest Individual Aflac Accident Insurance ProductAflac Incorporated announced the launch of its latest individual Aflac Accident Insurance product to help provide financial peace of mind when facing a covered accident. The new Aflac Accident Insurance plan provides policyholders with cash benefits after a covered accident, including health services such as ambulance, ER, urgent care, physical therapy, mental health therapy and more. The product is available in 32 states and provides a variety of coverage types that appeal to consumers in all life stages. A primary feature of the new product is how it nearly doubles coverage for follow-up care treatments, including broadening treatment care to include mental health benefits when an accident occurs. The enhancements also provide increased preventive care, designed to promote overall health and wellness. Besides the physical pain, the financial impact from treating accidents can be just as hurtful and costly. The 2025 Aflac WorkForces Report shows that 51% of American employees could not pay $1,000 out-of-pocket in the event of an unexpected illness or injury. Nearly 22% said they could not cover $500. Aflac's new Accident Insurance plan is designed to help consumers and their families become better prepared to address many of the everyday expenses that health insurance doesn't cover when an accident occurs. Key benefits include: Nearly doubled benefits -- Out-of-pocket expenses increase with the severity of an accident, so this new plan nearly doubles benefits related to post-accident medical care visits per covered accident based on policyholder need. In addition, the company became a signatory of the Principles for Responsible Investment (PRI) in 2021 and has been included in the Dow Jones Sustainability North America Index (2024) for 11 years.
Upcoming Dividend • Feb 12Upcoming dividend of US$0.58 per shareEligible shareholders must have bought the stock before 19 February 2025. Payment date: 03 March 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (3.6%).
Reported Earnings • Feb 06Full year 2024 earnings released: EPS: US$9.78 (vs US$7.82 in FY 2023)Full year 2024 results: EPS: US$9.78 (up from US$7.82 in FY 2023). Revenue: US$18.9b (up 1.2% from FY 2023). Net income: US$5.44b (up 17% from FY 2023). Profit margin: 29% (up from 25% in FY 2023). The increase in margin was primarily driven by lower expenses. Revenue is expected to decline by 2.6% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.5%. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 20% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Dec 20+ 1 more updateAflac Incorporated to Report Q3, 2025 Results on Nov 04, 2025Aflac Incorporated announced that they will report Q3, 2025 results at 8:00 AM, US Eastern Standard Time on Nov 04, 2025
お知らせ • Dec 19+ 1 more updateAflac Incorporated to Report Q2, 2025 Results on Aug 05, 2025Aflac Incorporated announced that they will report Q2, 2025 results at 8:00 AM, US Eastern Standard Time on Aug 05, 2025
Declared Dividend • Dec 09Dividend of US$0.58 announcedShareholders will receive a dividend of US$0.58. Ex-date: 19th February 2025 Payment date: 3rd March 2025 Dividend yield will be 2.0%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (38% cash payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 1.1% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Dec 03Aflac Incorporated Declares Dividend for First Quarter of 2025, Payable on March 3, 2025Aflac Incorporated announced that its Board of Directors has declared the first quarter dividend of $0.58 per share, payable on March 3, 2025, to shareholders of record at the close of business on February 19, 2025. This represents a 16.0% increase over the previously declared fourth quarter dividend.
Declared Dividend • Nov 04Third quarter dividend of US$0.50 announcedShareholders will receive a dividend of US$0.50. Ex-date: 20th November 2024 Payment date: 2nd December 2024 Dividend yield will be 1.9%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (38% cash payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.5% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Nov 01Third quarter 2024 earnings released: US$0.17 loss per share (vs US$2.65 profit in 3Q 2023)Third quarter 2024 results: US$0.17 loss per share (down from US$2.65 profit in 3Q 2023). Revenue: US$2.95b (down 40% from 3Q 2023). Net loss: US$93.0m (down 106% from profit in 3Q 2023). Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Oct 31+ 1 more updateAflac Incorporated Declares Fourth Quarter Dividend, Payable on December 2, 2024The board of directors of Aflac Incorporated declared the fourth quarter dividend of $0.50 per share, payable on December 2, 2024 to shareholders of record at the close of business on November 20, 2024.
お知らせ • Aug 23Aflac Incorporated to Report Q3, 2024 Results on Oct 30, 2024Aflac Incorporated announced that they will report Q3, 2024 results at 8:00 AM, US Eastern Standard Time on Oct 30, 2024
Declared Dividend • Aug 05Second quarter dividend of US$0.50 announcedShareholders will receive a dividend of US$0.50. Ex-date: 21st August 2024 Payment date: 2nd September 2024 Dividend yield will be 2.0%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (19% earnings payout ratio) and cash flows (38% cash payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 29% over the next 3 years. However, it would need to fall by 78% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Aug 01Second quarter 2024 earnings released: EPS: US$3.08 (vs US$2.72 in 2Q 2023)Second quarter 2024 results: EPS: US$3.08 (up from US$2.72 in 2Q 2023). Revenue: US$5.14b (flat on 2Q 2023). Net income: US$1.76b (up 7.4% from 2Q 2023). Profit margin: 34% (up from 32% in 2Q 2023). Revenue is expected to decline by 2.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 6.2%. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Aug 01Aflac Incorporated Declares Third Quarter Cash Dividend, Payable on September 2, 2024The board of directors of Aflac Incorporated declared the third quarter dividend of $0.50 per share, payable on September 2, 2024 to shareholders of record at the close of business on August 21, 2024.
お知らせ • May 28Aflac Incorporated to Report Q2, 2024 Results on Jul 31, 2024Aflac Incorporated announced that they will report Q2, 2024 results at 8:00 AM, US Eastern Standard Time on Jul 31, 2024
Declared Dividend • May 06First quarter dividend of US$0.50 announcedShareholders will receive a dividend of US$0.50. Ex-date: 21st May 2024 Payment date: 3rd June 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (19% earnings payout ratio) and cash flows (36% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 27% over the next 3 years. However, it would need to fall by 79% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • May 02First quarter 2024 earnings released: EPS: US$3.27 (vs US$1.94 in 1Q 2023)First quarter 2024 results: EPS: US$3.27 (up from US$1.94 in 1Q 2023). Revenue: US$5.44b (up 13% from 1Q 2023). Net income: US$1.88b (up 58% from 1Q 2023). Profit margin: 35% (up from 25% in 1Q 2023). The increase in margin was primarily driven by higher revenue. Revenue is expected to decline by 2.3% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 6.6%. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • May 02Aflac Incorporated Declares Second Quarter Cash Dividend, Payable on June 3, 2024The board of directors of Aflac Incorporated declared the second quarter dividend of $0.50 per share, payable on June 3, 2024 to shareholders of record at the close of business on May 22, 2024.
New Risk • Mar 24New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €1.2m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 7.4% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (€1.2m sold).
Upcoming Dividend • Feb 13Upcoming dividend of US$0.50 per share at 2.5% yieldEligible shareholders must have bought the stock before 20 February 2024. Payment date: 01 March 2024. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (3.8%).
お知らせ • Feb 07Aflac Incorporated to Report Q1, 2024 Results on May 01, 2024Aflac Incorporated announced that they will report Q1, 2024 results at 8:00 AM, US Eastern Standard Time on May 01, 2024
Reported Earnings • Feb 01Full year 2023 earnings released: EPS: US$7.82 (vs US$6.62 in FY 2022)Full year 2023 results: EPS: US$7.82 (up from US$6.62 in FY 2022). Revenue: US$18.7b (down 4.1% from FY 2022). Net income: US$4.66b (up 11% from FY 2022). Profit margin: 25% (up from 22% in FY 2022). The increase in margin was driven by lower expenses. Revenue is forecast to stay flat during the next 3 years compared to a 8.2% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Feb 01Aflac Incorporated Declares First Quarter Dividend, Payable on March 1, 2024Aflac Incorporated board of directors declared the first quarter dividend of $0.50 per share, payable on March 1, 2024 to shareholders of record at the close of business on February 21, 2024.
お知らせ • Dec 09Aflac Incorporated Announces Executive ChangesAflac Incorporated was notified on December 5, 2023, that June P. Howard, Senior Vice President and Chief Accounting Officer of the Company, will retire from these positions effective December 31, 2023. The Company has appointed Robin Blackmon as Senior Vice President and Chief Accounting Officer of the Company, effective January 1, 2024. Ms. Blackmon, age 60, has served as the Company’s Vice President and Deputy Chief Accounting Officer since January 2023. She is responsible for financial reporting, investment accounting, corporate financial planning and analysis, accounting policy and investment advisory. Ms. Blackmon joined the Company’s subsidiary, American Family Life Assurance Company of Columbus (“Aflac”), in May 2011 and has held various positions with Aflac and the Company in Finance and Human Resources. Most recently, she served as Director, Executive Compensation of Aflac between June 2016 and February 2018, Director, Corporate HR and Executive Compensation of the Company between February 2018 and April 2019, Director, Corporate Financial Planning & Analysis of the Company between May 2019 and December 2019, and Vice President, Corporate Financial Planning & Analysis of the Company between January 2020 and December 2022. In the 10 year period before joining Aflac, Ms. Blackmon also held positions in Finance and Human Resources at other companies, including working as an auditor with Ernst & Young.
お知らせ • Dec 02Aflac Incorporated to Report Fiscal Year 2023 Results on Jan 31, 2024Aflac Incorporated announced that they will report fiscal year 2023 results on Jan 31, 2024
お知らせ • Nov 18Aflac Incorporated Appoints Daniel P. Amos as President, Effective on January 1, 2024On November 16, 2023, Aflac Incorporated appointed Daniel P. Amos as President of the company, effective January 1, 2024. Mr. Amos also currently serves as the Company's Chairman and Chief Executive Officer. Information regarding Mr. Amos' background, business experience and compensation is incorporated by reference from the definitive proxy statement on Schedule 14A for the 2023 Annual Meeting of Shareholders of Aflac Incorporated, which was filed with the U.S. Securities and Exchange Commission on March 16, 2023.
Recent Insider Transactions • Nov 14Board Member recently sold €2.4m worth of stockOn the 9th of November, Masatoshi Koide sold around 32k shares on-market at roughly €74.98 per share. This transaction amounted to 37% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €7.7m. Insiders have been net sellers, collectively disposing of €16m more than they bought in the last 12 months.
New Risk • Nov 07New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €9.8m This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 11% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (€9.8m sold).
Recent Insider Transactions • Nov 07President & COO recently sold €7.7m worth of stockOn the 2nd of November, Frederick John Crawford sold around 100k shares on-market at roughly €76.65 per share. This transaction amounted to 30% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Frederick John's only on-market trade for the last 12 months.
お知らせ • Nov 03+ 2 more updatesAflac Incorporated Declares Fourth Quarter Dividend, Payable on December 1, 2023Aflac Incorporated announced that board of directors declared the fourth quarter dividend of $0.42 per share, payable on December 1, 2023 to shareholders of record at the close of business on November 15, 2023.
Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: US$2.63 (vs US$2.54 in 3Q 2022)Third quarter 2023 results: EPS: US$2.63. Revenue: US$4.95b (up 2.7% from 3Q 2022). Net income: US$1.57b (down 1.7% from 3Q 2022). Profit margin: 32% (down from 33% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 3.7%.
Board Change • Sep 13Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. 6 highly experienced directors. Independent Director Nobuchika Mori was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Aug 27Aflac Incorporated to Report Q3, 2023 Results on Nov 01, 2023Aflac Incorporated announced that they will report Q3, 2023 results on Nov 01, 2023
Upcoming Dividend • Aug 15Upcoming dividend of US$0.42 per share at 2.2% yieldEligible shareholders must have bought the stock before 22 August 2023. Payment date: 01 September 2023. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.2%).
お知らせ • Aug 02Aflac Incorporated Declares Third Quarter Cash Dividend, Payable on September 1, 2023The board of directors of Aflac Incorporated declared the third quarter dividend of $0.42 per share, payable on September 1, 2023 to shareholders of record at the close of business on August 23, 2023.
Reported Earnings • Aug 02Second quarter 2023 earnings released: EPS: US$2.70 (vs US$2.17 in 2Q 2022)Second quarter 2023 results: EPS: US$2.70 (up from US$2.17 in 2Q 2022). Revenue: US$5.17b (down 4.2% from 2Q 2022). Net income: US$1.63b (up 18% from 2Q 2022). Profit margin: 32% (up from 26% in 2Q 2022). The increase in margin was driven by lower expenses. Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 3.9%.
お知らせ • May 21Aflac Incorporated to Report Q2, 2023 Results on Aug 01, 2023Aflac Incorporated announced that they will report Q2, 2023 results on Aug 01, 2023
Upcoming Dividend • May 09Upcoming dividend of US$0.42 per share at 2.5% yieldEligible shareholders must have bought the stock before 16 May 2023. Payment date: 01 June 2023. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).
Board Change • May 07Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 6 highly experienced directors. ESVP of Corp. Div., Human Capital Mgmt.,General Affairs & Dir. of Aflac Life Insurance Japan Shinsuke Morimoto was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 06Aflac Incorporated Elects Miwako Hosoda to Board of DirectorsAflac Incorporated at its Annual Meeting of the Shareholders held on May 1, 2023, approved the election of Miwako Hosoda to board of directors.
Reported Earnings • Apr 29First quarter 2023 earnings released: EPS: US$1.94 (vs US$1.59 in 1Q 2022)First quarter 2023 results: EPS: US$1.94 (up from US$1.59 in 1Q 2022). Revenue: US$4.80b (down 9.0% from 1Q 2022). Net income: US$1.19b (up 15% from 1Q 2022). Profit margin: 25% (up from 20% in 1Q 2022). The increase in margin was driven by lower expenses. Revenue is forecast to stay flat during the next 3 years compared to a 5.6% growth forecast for the Insurance industry in Germany.
Upcoming Dividend • Feb 07Upcoming dividend of US$0.42 per share at 2.4% yieldEligible shareholders must have bought the stock before 14 February 2023. Payment date: 01 March 2023. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.2%).
Reported Earnings • Feb 03Full year 2022 earnings released: EPS: US$6.73 (vs US$6.42 in FY 2021)Full year 2022 results: EPS: US$6.73. Revenue: US$19.5b (down 12% from FY 2021). Net income: US$4.20b (down 2.9% from FY 2021). Profit margin: 22% (up from 20% in FY 2021). The increase in margin was driven by lower expenses. Revenue is expected to decline by 1.1% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 4.3%.
お知らせ • Feb 02Aflac Incorporated Announces Increase in First Quarter Cash Dividend, Payable on March 1, 2023The board of directors of Aflac Incorporated declared the first quarter dividend of $0.42 per share, payable on March 1, 2023 to shareholders of record at the close of business on February 15, 2023.
お知らせ • Dec 21Aflac Incorporated to Report Fiscal Year 2022 Results on Feb 01, 2023Aflac Incorporated announced that they will report fiscal year 2022 results at 4:00 PM, US Eastern Standard Time on Feb 01, 2023
Recent Insider Transactions • Dec 17Insider recently sold €311k worth of stockOn the 13th of December, Albert Riggieri sold around 5k shares on-market at roughly €66.31 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.9m. Insiders have been net sellers, collectively disposing of €5.5m more than they bought in the last 12 months.
Recent Insider Transactions • Nov 19Executive VP recently sold €1.9m worth of stockOn the 16th of November, Eric Kirsch sold around 28k shares on-market at roughly €68.15 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €3.9m more than they bought in the last 12 months.
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 4 highly experienced directors. Independent Director Nobuchika Mori was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Nov 08Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 15 November 2022. Payment date: 01 December 2022. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (4.8%).
Reported Earnings • Nov 02Third quarter 2022 earnings released: EPS: US$2.54 (vs US$1.33 in 3Q 2021)Third quarter 2022 results: EPS: US$2.54 (up from US$1.33 in 3Q 2021). Revenue: US$4.82b (down 8.0% from 3Q 2021). Net income: US$1.60b (up 80% from 3Q 2021). Profit margin: 33% (up from 17% in 3Q 2021). The increase in margin was driven by lower expenses. Revenue is expected to decline by 1.9% p.a. on average during the next 3 years, while revenues in the Insurance industry in Germany are expected to grow by 4.1%.
Upcoming Dividend • Aug 16Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 23 August 2022. Payment date: 01 September 2022. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (5.1%).
Recent Insider Transactions • Aug 09President of Aflac US recently sold €583k worth of stockOn the 5th of August, Teresa White sold around 10k shares on-market at roughly €58.33 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.1m more than they bought in the last 12 months.
Reported Earnings • Aug 02Second quarter 2022 earnings released: EPS: US$2.17 (vs US$1.63 in 2Q 2021)Second quarter 2022 results: EPS: US$2.17 (up from US$1.63 in 2Q 2021). Revenue: US$5.40b (down 2.9% from 2Q 2021). Net income: US$1.39b (up 26% from 2Q 2021). Profit margin: 26% (up from 20% in 2Q 2021). The increase in margin was driven by lower expenses. Over the next year, revenue is expected to shrink by 11% compared to a 22% growth forecast for the industry in Germany.
Board Change • Jun 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 4 highly experienced directors. Independent Director Nobuchika Mori was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • May 10Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 17 May 2022. Payment date: 01 June 2022. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (5.1%).
Recent Insider Transactions • May 01Independent Director recently bought €56k worth of stockOn the 28th of April, Karole Lloyd bought around 1k shares on-market at roughly €56.41 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €3.5m more in shares than they bought in the last 12 months.
Reported Earnings • Apr 28First quarter 2022 earnings released: EPS: US$1.59 (vs US$1.88 in 1Q 2021)First quarter 2022 results: EPS: US$1.59 (down from US$1.88 in 1Q 2021). Revenue: US$5.27b (down 10% from 1Q 2021). Net income: US$1.03b (down 20% from 1Q 2021). Profit margin: 20% (down from 22% in 1Q 2021). The decrease in margin was driven by lower revenue. Over the next year, revenue is expected to shrink by 6.4% compared to a 19% growth forecast for the industry in Germany.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Georgette Kiser was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Mar 30Independent Director recently sold €77k worth of stockOn the 25th of March, Toshihiko Fukuzawa sold around 1k shares on-market at roughly €59.61 per share. In the last 3 months, there was an even bigger sale from another insider worth €1.1m. Insiders have been net sellers, collectively disposing of €3.5m more than they bought in the last 12 months.
Recent Insider Transactions • Feb 18Executive VP recently sold €1.1m worth of stockOn the 16th of February, Eric Kirsch sold around 19k shares on-market at roughly €56.61 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.8m more than they bought in the last 12 months.
Upcoming Dividend • Feb 08Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 15 February 2022. Payment date: 01 March 2022. Payout ratio is a comfortable 21% but the company is not cash flow positive. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (3.9%).
Reported Earnings • Feb 04Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$6.42 (down from US$6.70 in FY 2020). Revenue: US$22.1b (flat on FY 2020). Net income: US$4.33b (down 9.5% from FY 2020). Profit margin: 20% (down from 22% in FY 2020). Revenue exceeded analyst estimates by 2.3%. Over the next year, revenue is expected to shrink by 7.1% compared to a 14% growth forecast for the insurance industry in Germany.
Recent Insider Transactions • Dec 15Executive VP & General Counsel recently sold €296k worth of stockOn the 10th of December, Audrey Tillman sold around 6k shares on-market at roughly €51.00 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €5.5m more than they bought in the last 12 months.
Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Georgette Kiser was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Nov 09Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 16 November 2021. Payment date: 01 December 2021. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.1%).
Reported Earnings • Oct 29Third quarter 2021 earnings released: EPS US$1.33 (vs US$3.45 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$5.24b (down 7.6% from 3Q 2020). Net income: US$888.0m (down 64% from 3Q 2020). Profit margin: 17% (down from 43% in 3Q 2020). The decrease in margin was primarily driven by higher expenses.
Recent Insider Transactions • Aug 21Independent Director recently sold €98k worth of stockOn the 17th of August, Toshihiko Fukuzawa sold around 2k shares on-market at roughly €48.91 per share. In the last 3 months, there was an even bigger sale from another insider worth €1.2m. Insiders have been net sellers, collectively disposing of €6.0m more than they bought in the last 12 months.
Upcoming Dividend • Aug 10Upcoming dividend of US$0.33 per shareEligible shareholders must have bought the stock before 17 August 2021. Payment date: 01 September 2021. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.4%).
Reported Earnings • Jul 30Second quarter 2021 earnings released: EPS US$1.63 (vs US$1.12 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$5.56b (up 2.9% from 2Q 2020). Net income: US$1.11b (up 37% from 2Q 2020). Profit margin: 20% (up from 15% in 2Q 2020). The increase in margin was primarily driven by lower expenses.
