UMB Financial（UMB）株式概要UMBファイナンシャル・コーポレーションは銀行持株会社として、米国内外で銀行サービスと資産サービシングを提供している。 詳細UMB ファンダメンタル分析スノーフレーク・スコア評価3/6将来の成長2/6過去の実績5/6財務の健全性6/6配当金4/6報酬当社が推定した公正価値より47.1%で取引されている 収益は年間10.56%増加すると予測されています 過去1年間で収益は109.8%増加しました リスク分析過去3か月間に大規模なインサイダー売却が発生 すべてのリスクチェックを見るUMB Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW495,257 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINROAG495,257 investors already sharing narrativesYour Fair Value€Current Price€126.009.6% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture04b2016201920222025202620282031Revenue US$4.0bEarnings US$1.2bAdvancedSet Fair ValueView all narrativesUMB Financial Corporation 競合他社CommerzbankSymbol: XTRA:CBKMarket cap: €40.7bSouthState BankSymbol: NYSE:SSBMarket cap: US$10.0bWintrust FinancialSymbol: NasdaqGS:WTFCMarket cap: US$11.0bChiba BankSymbol: TSE:8331Market cap: JP¥1.8t価格と性能株価の高値、安値、推移の概要UMB Financial過去の株価現在の株価US$126.0052週高値US$129.0052週安値US$88.50ベータ0.781ヶ月の変化5.88%3ヶ月変化20.00%1年変化37.70%3年間の変化95.35%5年間の変化63.64%IPOからの変化226.22%最新ニュースお知らせ • Jul 09UMB Financial Corporation to Report Q2, 2026 Results on Jul 28, 2026UMB Financial Corporation announced that they will report Q2, 2026 results After-Market on Jul 28, 2026Recent Insider Transactions • Jun 18President & Vice Chairman recently sold €946k worth of stockOn the 9th of June, James Rine sold around 8k shares on-market at roughly €115 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. James has been a net seller over the last 12 months, reducing personal holdings by €1.3m.Upcoming Dividend • Jun 04Upcoming dividend of US$0.43 per shareEligible shareholders must have bought the stock before 10 June 2026. Payment date: 01 July 2026. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.6%).Declared Dividend • May 20First quarter dividend of US$0.43 announcedShareholders will receive a dividend of US$0.43. Ex-date: 10th June 2026 Payment date: 1st July 2026 Dividend yield will be 1.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 29UMB Financial Corporation Declares Quarterly Dividend on the Company’s Common Stock, Payable on July 1, 2026UMB Financial Corporation announced that the board of directors has declared the quarterly dividend of $0.43 per share on the company’s common stock (UMBF), payable on July 1, 2026, to shareholders of record as of June 10, 2026.お知らせ • Apr 09UMB Financial Corporation to Report Q1, 2026 Results on Apr 28, 2026UMB Financial Corporation announced that they will report Q1, 2026 results After-Market on Apr 28, 2026最新情報をもっと見るRecent updatesお知らせ • Jul 09UMB Financial Corporation to Report Q2, 2026 Results on Jul 28, 2026UMB Financial Corporation announced that they will report Q2, 2026 results After-Market on Jul 28, 2026Recent Insider Transactions • Jun 18President & Vice Chairman recently sold €946k worth of stockOn the 9th of June, James Rine sold around 8k shares on-market at roughly €115 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. James has been a net seller over the last 12 months, reducing personal holdings by €1.3m.Upcoming Dividend • Jun 04Upcoming dividend of US$0.43 per shareEligible shareholders must have bought the stock before 10 June 2026. Payment date: 01 July 2026. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.6%).Declared Dividend • May 20First quarter dividend of US$0.43 announcedShareholders will receive a dividend of US$0.43. Ex-date: 10th June 2026 Payment date: 1st July 2026 Dividend yield will be 1.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 29UMB Financial Corporation Declares Quarterly Dividend on the Company’s Common Stock, Payable on July 1, 2026UMB Financial Corporation announced that the board of directors has declared the quarterly dividend of $0.43 per share on the company’s common stock (UMBF), payable on July 1, 2026, to shareholders of record as of June 10, 2026.お知らせ • Apr 09UMB Financial Corporation to Report Q1, 2026 Results on Apr 28, 2026UMB Financial Corporation announced that they will report Q1, 2026 results After-Market on Apr 28, 2026お知らせ • Mar 14UMB Financial Corporation, Annual General Meeting, Apr 28, 2026UMB Financial Corporation, Annual General Meeting, Apr 28, 2026.お知らせ • Jan 28+ 1 more updateUMB Financial Corporation Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2025UMB Financial Corporation announced net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs totaled $12,654,000 against $8,935,000 a year ago.お知らせ • Jan 08UMB Financial Corporation to Report Q4, 2025 Results on Jan 27, 2026UMB Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 27, 2026お知らせ • Oct 29+ 1 more updateUMB Financial Corporation Reports Net Charge Offs for the Third Quarter Ended September 30, 2025UMB Financial Corporation reported net charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge offs of $18,383,000 against $8,454,000 reported a year ago.お知らせ • Oct 08UMB Financial Corporation to Report Q3, 2025 Results on Oct 28, 2025UMB Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 28, 2025お知らせ • Jul 30+ 1 more updateUMB Financial Corporation Reports Net Charge Offs for the Second Quarter Ended June 30, 2025UMB Financial Corporation reported net charge offs for the second quarter ended June 30, 2025. Net charge-offs for the second quarter totaled $15.5 million, or 0.17% of average loans, compared to $35.9 million, or 0.45% of average loans in the linked quarter, and $2.9 million, or 0.05% of average loans for the second quarter of 2024. Approximately $6.5 million of the net charge-offs in the second quarter of 2025 were related to loans acquired from HTLF as compared to $29.7 million of the net charge-offs in the first quarter of 2025.お知らせ • Jul 09UMB Financial Corporation to Report Q2, 2025 Results on Jul 29, 2025UMB Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 29, 2025お知らせ • Apr 30+ 1 more updateUMB Financial Corporation Declares Quarterly Cash Dividend, Payable on July 1, 2025UMB Financial Corporation's board of Directors declared a $0.40 per share quarterly cash dividend, payable on July 1, 2025, to stockholders of record of the company's common stock at the close of business on June 10, 2025.お知らせ • Apr 09UMB Financial Corporation to Report Q1, 2025 Results on Apr 29, 2025UMB Financial Corporation announced that they will report Q1, 2025 results After-Market on Apr 29, 2025お知らせ • Mar 17UMB Financial Corporation, Annual General Meeting, Apr 29, 2025UMB Financial Corporation, Annual General Meeting, Apr 29, 2025.お知らせ • Feb 01UMB Financial Corporation Announces Board AppointmentsUMB Financial Corporation announced that it will close the acquisition of Heartland Financial USA Inc. effective January 31, 2025. As a result of this successful completion, five HTLF board members now join the UMB Financial Corporation Board of Directors: John Schmidt, Bradley (Brad) Henderson, Jennifer (Jenny) Hopkins, Margaret Lazo and Susan Murphy. With these additions, the UMBF Board grows to 16 board members.お知らせ • Jan 29UMB Financial Corporation Declares Quarterly Dividend, Payable on April 1, 2025On January 28, 2025, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.40 per share that is payable on April 1, 2025 to stockholders of record of the Company's common stock as of the close of business on March 10, 2025.お知らせ • Jan 13+ 1 more updateUMB Financial Corporation to Report Q4, 2024 Results on Jan 28, 2025UMB Financial Corporation announced that they will report Q4, 2024 results at 4:00 PM, US Eastern Standard Time on Jan 28, 2025Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €116, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 33% over the past three years.Recent Insider Transactions • Nov 06Chairman & CEO recently sold €2.4m worth of stockOn the 1st of November, J. Kemper sold around 24k shares on-market at roughly €100 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €19m.Declared Dividend • Nov 04Third quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 10th December 2024 Payment date: 2nd January 2025 Dividend yield will be 1.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 5.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$2.25 (vs US$1.99 in 3Q 2023)Third quarter 2024 results: EPS: US$2.25 (up from US$1.99 in 3Q 2023). Revenue: US$388.1m (up 11% from 3Q 2023). Net income: US$109.6m (up 14% from 3Q 2023). Profit margin: 28% (in line with 3Q 2023). Revenue is forecast to grow 27% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.お知らせ • Oct 09UMB Financial Corporation to Report Q3, 2024 Results on Oct 29, 2024UMB Financial Corporation announced that they will report Q3, 2024 results After-Market on Oct 29, 2024Recent Insider Transactions • Oct 04Chairman & CEO recently sold €2.2m worth of stockOn the 1st of October, J. Kemper sold around 24k shares on-market at roughly €91.98 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €2.3m. J. has been a net seller over the last 12 months, reducing personal holdings by €16m.Recent Insider Transactions • Sep 06Chairman & CEO recently sold €2.3m worth of stockOn the 3rd of September, J. Kemper sold around 24k shares on-market at roughly €93.31 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €14m.Upcoming Dividend • Sep 05Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 10 September 2024. Payment date: 01 October 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.5%).Recent Insider Transactions • Aug 28President & Vice Chairman recently sold €657k worth of stockOn the 23rd of August, James Rine sold around 7k shares on-market at roughly €89.79 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.0m. James has been a net seller over the last 12 months, reducing personal holdings by €850k.Recent Insider Transactions • Aug 07Chairman & CEO recently sold €2.0m worth of stockOn the 2nd of August, J. Kemper sold around 24k shares on-market at roughly €86.87 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €15m.Declared Dividend • Aug 05Second quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 10th September 2024 Payment date: 1st October 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.2% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: US$2.08 (vs US$1.86 in 2Q 2023)Second quarter 2024 results: EPS: US$2.08 (up from US$1.86 in 2Q 2023). Revenue: US$376.0m (up 7.2% from 2Q 2023). Net income: US$101.3m (up 13% from 2Q 2023). Profit margin: 27% (up from 26% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 26% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.お知らせ • Jul 11UMB Financial Corporation to Report Q2, 2024 Results on Jul 30, 2024UMB Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 30, 2024Recent Insider Transactions • Jul 05Chairman & CEO recently sold €1.2m worth of stockOn the 1st of July, J. Kemper sold around 16k shares on-market at roughly €77.55 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €11m.Recent Insider Transactions • Jun 09Chairman & CEO recently sold €1.1m worth of stockOn the 3rd of June, J. Kemper sold around 15k shares on-market at roughly €74.50 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.9m. J. has been a net seller over the last 12 months, reducing personal holdings by €10m.Upcoming Dividend • Jun 03Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 10 June 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.3%).Recent Insider Transactions • May 17Chairman & CEO recently sold €588k worth of stockOn the 14th of May, J. Kemper sold around 8k shares on-market at roughly €77.32 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.9m. J. has been a net seller over the last 12 months, reducing personal holdings by €9.0m.Declared Dividend • May 06First quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 10th June 2024 Payment date: 1st July 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 6.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover.New Risk • May 01New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 6.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (6.3% increase in shares outstanding). Significant insider selling over the past 3 months (€4.9m sold).お知らせ • Apr 30+ 5 more updatesUMB Financial Corporation has completed a Follow-on Equity Offering in the amount of $210 million.UMB Financial Corporation has completed a Follow-on Equity Offering in the amount of $210 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 2,800,000 Price\Range: $75お知らせ • Apr 28UMB Financial Reportedly in Talks to Acquire Heartland Financial USAUMB Financial Corporation (NasdaqGS:UMBF) is in talks to acquire rival Heartland Financial USA, Inc. (NasdaqGS:HTLF), people with knowledge of the matter said, in what would be the biggest US regional bank merger this year. A deal could be announced within weeks, according to the people, who asked not to be identified discussing confidential information. Deliberations are ongoing and talks could still be delayed or falter, they said. A spokesperson for UMB said the company doesn’t comment on ‘market speculation.’ A representative for Heartland Financial didn’t immediately respond to requests for comment.お知らせ • Apr 19UMB Financial Corporation to Report Q1, 2024 Results on Apr 30, 2024UMB Financial Corporation announced that they will report Q1, 2024 results After-Market on Apr 30, 2024お知らせ • Apr 11UMB Financial Corporation Has Announces the Promotion of Liz Lewis as President of Consumer BankingUMB Financial Corporation has announced the promotion of Liz Lewis as president of consumer banking. She is to assume the role in addition to her current role as chief marketing officer. She has more than 20 years of experience in financial services. In the position, Lewis will also be responsible for the consumer banking division, which includes retail banking, private banking and mortgage banking operations.Recent Insider Transactions • Apr 03Chairman & CEO recently sold €532k worth of stockOn the 28th of March, J. Kemper sold around 7k shares on-market at roughly €79.86 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.8m. J. has been a net seller over the last 12 months, reducing personal holdings by €6.5m.Recent Insider Transactions • Mar 14Chairman & CEO recently sold €1.8m worth of stockOn the 12th of March, J. Kemper sold around 24k shares on-market at roughly €74.11 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €5.9m.お知らせ • Mar 14UMB Financial Corporation, Annual General Meeting, Apr 30, 2024UMB Financial Corporation, Annual General Meeting, Apr 30, 2024, at 09:00 Central Standard Time. Agenda: To consider the election of 11 directors for terms ending at the 2025 annual meeting of shareholders; to consider an advisory vote (non-binding) on the compensation paid to the company's Named Executive Officers; to consider the ratification of the Corporate Audit Committee’s engagement of KPMG LLP as the company's independent registered public accounting firm for 2024; to consider the approval of an amendment to the UMB Financial Corporation Omnibus Incentive Compensation Plan to increase the maximum number of shares available for issuance thereunder; and to consider any other business that may be properly considered at the meeting or any adjournment or postponement of the meeting.Upcoming Dividend • Mar 01Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 08 March 2024. Payment date: 01 April 2024. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (5.6%).Reported Earnings • Feb 25Full year 2023 earnings released: EPS: US$7.22 (vs US$8.93 in FY 2022)Full year 2023 results: EPS: US$7.22 (down from US$8.93 in FY 2022). Revenue: US$1.42b (flat on FY 2022). Net income: US$350.0m (down 19% from FY 2022). Profit margin: 25% (down from 30% in FY 2022). Net interest margin (NIM): 2.52% (down from 2.63% in FY 2022). Revenue is forecast to grow 5.6% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year and the company’s share price has also increased by 2% per year.お知らせ • Feb 06UMB Financial Corporation Promotes James D. Rine to PresidentOn February 5, 2024, UMB Financial Corporation announced that James D. Rine, age 53, has been promoted to President of the Company, effective as of January 29, 2024. The title was previously held by Mr. J. Mariner Kemper, who maintains his positions as the Company’s Chief Executive Officer and Chairman. Mr. Rine has been Vice Chairman of the Company since November 2020 and President and Chief Executive Officer of UMB Bank, n.a., a wholly owned national banking association, since October of 2018. He retains these roles.Declared Dividend • Feb 05Fourth quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 8th March 2024 Payment date: 1st April 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (21% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 6.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.4% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 31Full year 2023 earnings released: EPS: US$7.22 (vs US$8.93 in FY 2022)Full year 2023 results: EPS: US$7.22 (down from US$8.93 in FY 2022). Revenue: US$1.42b (flat on FY 2022). Net income: US$350.0m (down 19% from FY 2022). Profit margin: 25% (down from 30% in FY 2022). Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 2.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 31+ 1 more updateUMB Financial Corporation Declares Quarterly Cash Dividend, Payable on April 1, 2024UMB Financial Corporation announced at the company’s quarterly board meeting, the board of directors declared a $0.39 per share quarterly cash dividend, payable on April 1, 2024, to shareholders of record at the close of business on March 11, 2024.お知らせ • Jan 05UMB Financial Corporation to Report Q4, 2023 Results on Jan 30, 2024UMB Financial Corporation announced that they will report Q4, 2023 results After-Market on Jan 30, 2024Recent Insider Transactions • Dec 07Chairman recently sold €562k worth of stockOn the 4th of December, J. Kemper sold around 8k shares on-market at roughly €69.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €7.9m.Upcoming Dividend • Dec 01Upcoming dividend of US$0.39 per share at 2.2% yieldEligible shareholders must have bought the stock before 08 December 2023. Payment date: 02 January 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).お知らせ • Oct 25UMB Financial Corporation Declares Quarterly Dividend, Payable on January 2, 2024On October 24, 2023, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.39 per share that is payable on January 2, 2024 to shareholders of record of the Company as of the close of business on December 11, 2023.Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$1.99 (vs US$1.82 in 3Q 2022)Third quarter 2023 results: EPS: US$1.99 (up from US$1.82 in 3Q 2022). Revenue: US$350.6m (up 3.1% from 3Q 2022). Net income: US$96.6m (up 9.7% from 3Q 2022). Profit margin: 28% (up from 26% in 3Q 2022). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 3.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year whereas the company’s share price has increased by 5% per year.お知らせ • Oct 05UMB Financial Corporation to Report Q3, 2023 Results on Oct 24, 2023UMB Financial Corporation announced that they will report Q3, 2023 results After-Market on Oct 24, 2023Upcoming Dividend • Sep 01Upcoming dividend of US$0.38 per share at 2.4% yieldEligible shareholders must have bought the stock before 08 September 2023. Payment date: 02 October 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.2%).Recent Insider Transactions • Aug 30Chairman recently sold €590k worth of stockOn the 25th of August, J. Kemper sold around 10k shares on-market at roughly €58.98 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €5.2m.お知らせ • Aug 24Director Alexander C. Kemper Resigns from the Board of Directors' UMB Financial CorporationOn August 18, 2023, Director Alexander C. Kemper provided notice to UMB Financial Corporation that he is resigning from the Company’s board of directors, effective immediately. Mr. Kemper indicated that his decision to resign is not tied to any disagreement with the Company, or management of the Company .お知らせ • Jul 26UMB Financial Corporation Declares a Quarterly Dividend, Payable on October 2, 2023On July 25, 2023, UMB Financial Corporation announced that the Board of Directors of the Company declared a quarterly dividend of $0.38 per share that is payable on October 2, 2023 to shareholders of record of the Company as of the close of business on September 11, 2023.Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$1.86 (vs US$2.85 in 2Q 2022)Second quarter 2023 results: EPS: US$1.86 (down from US$2.85 in 2Q 2022). Revenue: US$350.7m (down 9.6% from 2Q 2022). Net income: US$90.1m (down 35% from 2Q 2022). Profit margin: 26% (down from 36% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 5.5% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 13% per year.お知らせ • Jul 22UMB Financial Corporation Announces Appointment of Phil Mason as PresidentUMB Financial Corporation has announced the appointment of a president to its institutional banking division. The firm has announced the appointment of Phil Mason to the position. In the position, Mason is to oversee activities for the firm across corporate trust and agency services. Mason has served UMB since 2005.お知らせ • Jul 07UMB Financial Corporation to Report Q2, 2023 Results on Jul 25, 2023UMB Financial Corporation announced that they will report Q2, 2023 results After-Market on Jul 25, 2023Valuation Update With 7 Day Price Move • Jun 07Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €60.50, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 22% over the past three years.Upcoming Dividend • Jun 02Upcoming dividend of US$0.38 per share at 2.6% yieldEligible shareholders must have bought the stock before 09 June 2023. Payment date: 03 July 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.4%).お知らせ • May 27UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates.UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates on May 25, 2023. The acquisition is expected to close in the second quarter of 2023.Recent Insider Transactions • May 04Independent Director recently bought €95k worth of stockOn the 1st of May, Gordon Lansford bought around 2k shares on-market at roughly €55.72 per share. This transaction amounted to 38% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €203k. Despite this recent purchase, insiders have collectively sold €8.9m more in shares than they bought in the last 12 months.Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: US$1.91 (vs US$2.19 in 1Q 2022)First quarter 2023 results: EPS: US$1.91 (down from US$2.19 in 1Q 2022). Revenue: US$348.6m (up 2.4% from 1Q 2022). Net income: US$92.4m (down 13% from 1Q 2022). Profit margin: 27% (down from 31% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.7% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Mar 14Independent Director recently bought €203k worth of stockOn the 13th of March, Timothy Murphy bought around 3k shares on-market at roughly €59.72 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €9.8m more in shares than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Mar 11Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €70.50, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 73% over the past three years.Upcoming Dividend • Mar 02Upcoming dividend of US$0.38 per share at 1.7% yieldEligible shareholders must have bought the stock before 09 March 2023. Payment date: 03 April 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (5.3%).Reported Earnings • Mar 01Full year 2022 earnings released: EPS: US$8.93 (vs US$7.31 in FY 2021)Full year 2022 results: EPS: US$8.93 (up from US$7.31 in FY 2021). Revenue: US$1.43b (up 13% from FY 2021). Net income: US$431.7m (up 22% from FY 2021). Profit margin: 30% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.63% (up from 2.50% in FY 2021). Non-performing loans: 0.09% (down from 0.54% in FY 2021). Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Feb 02Chairman recently sold €577k worth of stockOn the 27th of January, J. Kemper sold around 7k shares on-market at roughly €80.70 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €6.2m.お知らせ • Jan 25UMB Financial Corporation Declares Quarterly Dividend, Payable on April 3, 2023On January 24, 2023, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.38 per share that is payable on April 3, 2023 to shareholders of record of the Company as of the close of business on March 10, 2023.Reported Earnings • Jan 25Full year 2022 earnings released: EPS: US$8.93 (vs US$7.31 in FY 2021)Full year 2022 results: EPS: US$8.93 (up from US$7.31 in FY 2021). Revenue: US$1.43b (up 13% from FY 2021). Net income: US$431.7m (up 22% from FY 2021). Profit margin: 30% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 05UMB Financial Corporation to Report Q4, 2022 Results on Jan 24, 2023UMB Financial Corporation announced that they will report Q4, 2022 results After-Market on Jan 24, 2023Recent Insider Transactions • Dec 04Chairman recently sold €188k worth of stockOn the 30th of November, J. Kemper sold around 2k shares on-market at roughly €79.53 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €415k. J. has been a net seller over the last 12 months, reducing personal holdings by €7.1m.Upcoming Dividend • Dec 02Upcoming dividend of US$0.38 per shareEligible shareholders must have bought the stock before 09 December 2022. Payment date: 03 January 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.3%).Recent Insider Transactions • Nov 16Insider recently sold €75k worth of stockOn the 10th of November, Nikki Newton sold around 893 shares on-market at roughly €84.43 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.0m. Insiders have been net sellers, collectively disposing of €7.5m more than they bought in the last 12 months.Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. 6 highly experienced directors. Independent Director Tammy Peterman was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.Recent Insider Transactions • Nov 09Chairman recently sold €415k worth of stockOn the 4th of November, J. Kemper sold around 5k shares on-market at roughly €82.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €4.0m. J. has been a net seller over the last 12 months, reducing personal holdings by €7.3m.Recent Insider Transactions • Nov 04Independent Director recently bought €119k worth of stockOn the 28th of October, Timothy Murphy bought around 2k shares on-market at roughly €79.09 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €7.1m more in shares than they bought in the last 12 months.Recent Insider Transactions • Nov 02Independent Director recently sold €119k worth of stockOn the 28th of October, Timothy Murphy sold around 2k shares on-market at roughly €79.09 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.0m. Insiders have been net sellers, collectively disposing of €7.4m more than they bought in the last 12 months.Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: US$1.82 (vs US$1.96 in 3Q 2021)Third quarter 2022 results: EPS: US$1.82 (down from US$1.96 in 3Q 2021). Revenue: US$340.2m (up 5.4% from 3Q 2021). Net income: US$88.0m (down 6.9% from 3Q 2021). Profit margin: 26% (down from 29% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.8% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 27UMB Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022UMB Financial Corporation reported Net charge-offs for the third quarter ended September 30, 2022. For the quarter, the company's net charge-offs - total loans was $1,173,000 against $3,127,000 a year ago.株主還元UMBDE BanksDE 市場7D0%0.7%-0.5%1Y37.7%44.7%0.3%株主還元を見る業界別リターン: UMB過去 1 年間で44.7 % の収益を上げたGerman Banks業界を下回りました。リターン対市場: UMB過去 1 年間で0.3 % の収益を上げたGerman市場を上回りました。価格変動Is UMB's price volatile compared to industry and market?UMB volatilityUMB Average Weekly Movement3.5%Banks Industry Average Movement3.4%Market Average Movement5.3%10% most volatile stocks in DE Market12.7%10% least volatile stocks in DE Market2.7%安定した株価: UMB 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: UMBの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19135,222J. Kemperwww.umb.comUMBファイナンシャル・コーポレーションは銀行持株会社として、米国内外で銀行サービスおよび資産サービシングを提供している。商業銀行部門は、商業ローンとクレジットカード、商業不動産融資、信用状、ローン・シンジケーション、コンサルティング・サービス、アセット・ベース・レンディング、メザニン債、マイノリティ・エクイティ投資などの各種ビジネス・ソリューション、預金サービス、口座照合、現金管理ツール、買掛金・売掛金ソリューション、電子資金振替・自動支払、管理出納、ロックボックス・サービス、リモート・デポジット・キャプチャー・サービスなどの財務管理サービスを提供している。インスティテューショナル・バンキング部門は、機関投資家向けにバンキング、ファンド、アセットマネジメント、ヘルスケアサービス、ファンド管理・会計、投資家サービス・証券代行、オルタナティブ投資サービス、債券販売・トレーディング・引受、企業信託・エスクローサービス、機関投資家向けカストディサービスを提供している。また、保険会社、第三者機関、ソフトウェア会社、雇用主、金融機関向けに、健康貯蓄口座のカストディ・サービスやプライベート・ラベルの多目的デビットカードなどのヘルスケア決済ソリューションを提供している。パーソナル・バンキング部門は、預金口座、リテール・クレジットカード、プライベート・バンキング、割賦ローン、ホーム・エクイティ・ライン・オブ・クレジット、住宅ローン、インターネット・バンキング、ATMネットワーク、プライベート・バンキング、証券・保険サービス、投資顧問・信託・カストディ・サービスを提供している。支店網、営業所網を通じて事業を展開している。1913年に設立され、ミズーリ州カンザスシティに本社を置く。もっと見るUMB Financial Corporation 基礎のまとめUMB Financial の収益と売上を時価総額と比較するとどうか。UMB 基礎統計学時価総額€9.58b収益（TTM）€754.68m売上高(TTM)€2.39b12.7xPER（株価収益率1.5xPBR（株価純資産倍率UMB は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計UMB 損益計算書（TTM）収益US$2.73b売上原価US$0売上総利益US$2.73bその他の費用US$1.87b収益US$860.92m直近の収益報告Mar 31, 2026次回決算日Jul 28, 2026一株当たり利益（EPS）11.33グロス・マージン100.00%純利益率31.51%有利子負債／自己資本比率53.3%UMB の長期的なパフォーマンスは？過去の実績と比較を見る配当金1.2%現在の配当利回り15%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/22 11:05終値2026/07/21 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋UMB Financial Corporation 11 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。17 アナリスト機関Jared David ShawBarclaysBrandon BermanBofA Global ResearchBenjamin GerlingerCitigroup Inc14 その他のアナリストを表示
お知らせ • Jul 09UMB Financial Corporation to Report Q2, 2026 Results on Jul 28, 2026UMB Financial Corporation announced that they will report Q2, 2026 results After-Market on Jul 28, 2026
Recent Insider Transactions • Jun 18President & Vice Chairman recently sold €946k worth of stockOn the 9th of June, James Rine sold around 8k shares on-market at roughly €115 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. James has been a net seller over the last 12 months, reducing personal holdings by €1.3m.
Upcoming Dividend • Jun 04Upcoming dividend of US$0.43 per shareEligible shareholders must have bought the stock before 10 June 2026. Payment date: 01 July 2026. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.6%).
Declared Dividend • May 20First quarter dividend of US$0.43 announcedShareholders will receive a dividend of US$0.43. Ex-date: 10th June 2026 Payment date: 1st July 2026 Dividend yield will be 1.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 29UMB Financial Corporation Declares Quarterly Dividend on the Company’s Common Stock, Payable on July 1, 2026UMB Financial Corporation announced that the board of directors has declared the quarterly dividend of $0.43 per share on the company’s common stock (UMBF), payable on July 1, 2026, to shareholders of record as of June 10, 2026.
お知らせ • Apr 09UMB Financial Corporation to Report Q1, 2026 Results on Apr 28, 2026UMB Financial Corporation announced that they will report Q1, 2026 results After-Market on Apr 28, 2026
お知らせ • Jul 09UMB Financial Corporation to Report Q2, 2026 Results on Jul 28, 2026UMB Financial Corporation announced that they will report Q2, 2026 results After-Market on Jul 28, 2026
Recent Insider Transactions • Jun 18President & Vice Chairman recently sold €946k worth of stockOn the 9th of June, James Rine sold around 8k shares on-market at roughly €115 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. James has been a net seller over the last 12 months, reducing personal holdings by €1.3m.
Upcoming Dividend • Jun 04Upcoming dividend of US$0.43 per shareEligible shareholders must have bought the stock before 10 June 2026. Payment date: 01 July 2026. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.6%).
Declared Dividend • May 20First quarter dividend of US$0.43 announcedShareholders will receive a dividend of US$0.43. Ex-date: 10th June 2026 Payment date: 1st July 2026 Dividend yield will be 1.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 29UMB Financial Corporation Declares Quarterly Dividend on the Company’s Common Stock, Payable on July 1, 2026UMB Financial Corporation announced that the board of directors has declared the quarterly dividend of $0.43 per share on the company’s common stock (UMBF), payable on July 1, 2026, to shareholders of record as of June 10, 2026.
お知らせ • Apr 09UMB Financial Corporation to Report Q1, 2026 Results on Apr 28, 2026UMB Financial Corporation announced that they will report Q1, 2026 results After-Market on Apr 28, 2026
お知らせ • Mar 14UMB Financial Corporation, Annual General Meeting, Apr 28, 2026UMB Financial Corporation, Annual General Meeting, Apr 28, 2026.
お知らせ • Jan 28+ 1 more updateUMB Financial Corporation Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2025UMB Financial Corporation announced net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs totaled $12,654,000 against $8,935,000 a year ago.
お知らせ • Jan 08UMB Financial Corporation to Report Q4, 2025 Results on Jan 27, 2026UMB Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 27, 2026
お知らせ • Oct 29+ 1 more updateUMB Financial Corporation Reports Net Charge Offs for the Third Quarter Ended September 30, 2025UMB Financial Corporation reported net charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge offs of $18,383,000 against $8,454,000 reported a year ago.
お知らせ • Oct 08UMB Financial Corporation to Report Q3, 2025 Results on Oct 28, 2025UMB Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 28, 2025
お知らせ • Jul 30+ 1 more updateUMB Financial Corporation Reports Net Charge Offs for the Second Quarter Ended June 30, 2025UMB Financial Corporation reported net charge offs for the second quarter ended June 30, 2025. Net charge-offs for the second quarter totaled $15.5 million, or 0.17% of average loans, compared to $35.9 million, or 0.45% of average loans in the linked quarter, and $2.9 million, or 0.05% of average loans for the second quarter of 2024. Approximately $6.5 million of the net charge-offs in the second quarter of 2025 were related to loans acquired from HTLF as compared to $29.7 million of the net charge-offs in the first quarter of 2025.
お知らせ • Jul 09UMB Financial Corporation to Report Q2, 2025 Results on Jul 29, 2025UMB Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 29, 2025
お知らせ • Apr 30+ 1 more updateUMB Financial Corporation Declares Quarterly Cash Dividend, Payable on July 1, 2025UMB Financial Corporation's board of Directors declared a $0.40 per share quarterly cash dividend, payable on July 1, 2025, to stockholders of record of the company's common stock at the close of business on June 10, 2025.
お知らせ • Apr 09UMB Financial Corporation to Report Q1, 2025 Results on Apr 29, 2025UMB Financial Corporation announced that they will report Q1, 2025 results After-Market on Apr 29, 2025
お知らせ • Mar 17UMB Financial Corporation, Annual General Meeting, Apr 29, 2025UMB Financial Corporation, Annual General Meeting, Apr 29, 2025.
お知らせ • Feb 01UMB Financial Corporation Announces Board AppointmentsUMB Financial Corporation announced that it will close the acquisition of Heartland Financial USA Inc. effective January 31, 2025. As a result of this successful completion, five HTLF board members now join the UMB Financial Corporation Board of Directors: John Schmidt, Bradley (Brad) Henderson, Jennifer (Jenny) Hopkins, Margaret Lazo and Susan Murphy. With these additions, the UMBF Board grows to 16 board members.
お知らせ • Jan 29UMB Financial Corporation Declares Quarterly Dividend, Payable on April 1, 2025On January 28, 2025, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.40 per share that is payable on April 1, 2025 to stockholders of record of the Company's common stock as of the close of business on March 10, 2025.
お知らせ • Jan 13+ 1 more updateUMB Financial Corporation to Report Q4, 2024 Results on Jan 28, 2025UMB Financial Corporation announced that they will report Q4, 2024 results at 4:00 PM, US Eastern Standard Time on Jan 28, 2025
Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €116, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 33% over the past three years.
Recent Insider Transactions • Nov 06Chairman & CEO recently sold €2.4m worth of stockOn the 1st of November, J. Kemper sold around 24k shares on-market at roughly €100 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €19m.
Declared Dividend • Nov 04Third quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 10th December 2024 Payment date: 2nd January 2025 Dividend yield will be 1.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 5.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$2.25 (vs US$1.99 in 3Q 2023)Third quarter 2024 results: EPS: US$2.25 (up from US$1.99 in 3Q 2023). Revenue: US$388.1m (up 11% from 3Q 2023). Net income: US$109.6m (up 14% from 3Q 2023). Profit margin: 28% (in line with 3Q 2023). Revenue is forecast to grow 27% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
お知らせ • Oct 09UMB Financial Corporation to Report Q3, 2024 Results on Oct 29, 2024UMB Financial Corporation announced that they will report Q3, 2024 results After-Market on Oct 29, 2024
Recent Insider Transactions • Oct 04Chairman & CEO recently sold €2.2m worth of stockOn the 1st of October, J. Kemper sold around 24k shares on-market at roughly €91.98 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €2.3m. J. has been a net seller over the last 12 months, reducing personal holdings by €16m.
Recent Insider Transactions • Sep 06Chairman & CEO recently sold €2.3m worth of stockOn the 3rd of September, J. Kemper sold around 24k shares on-market at roughly €93.31 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €14m.
Upcoming Dividend • Sep 05Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 10 September 2024. Payment date: 01 October 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.5%).
Recent Insider Transactions • Aug 28President & Vice Chairman recently sold €657k worth of stockOn the 23rd of August, James Rine sold around 7k shares on-market at roughly €89.79 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.0m. James has been a net seller over the last 12 months, reducing personal holdings by €850k.
Recent Insider Transactions • Aug 07Chairman & CEO recently sold €2.0m worth of stockOn the 2nd of August, J. Kemper sold around 24k shares on-market at roughly €86.87 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €15m.
Declared Dividend • Aug 05Second quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 10th September 2024 Payment date: 1st October 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.2% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: US$2.08 (vs US$1.86 in 2Q 2023)Second quarter 2024 results: EPS: US$2.08 (up from US$1.86 in 2Q 2023). Revenue: US$376.0m (up 7.2% from 2Q 2023). Net income: US$101.3m (up 13% from 2Q 2023). Profit margin: 27% (up from 26% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 26% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
お知らせ • Jul 11UMB Financial Corporation to Report Q2, 2024 Results on Jul 30, 2024UMB Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 30, 2024
Recent Insider Transactions • Jul 05Chairman & CEO recently sold €1.2m worth of stockOn the 1st of July, J. Kemper sold around 16k shares on-market at roughly €77.55 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €11m.
Recent Insider Transactions • Jun 09Chairman & CEO recently sold €1.1m worth of stockOn the 3rd of June, J. Kemper sold around 15k shares on-market at roughly €74.50 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.9m. J. has been a net seller over the last 12 months, reducing personal holdings by €10m.
Upcoming Dividend • Jun 03Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 10 June 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.3%).
Recent Insider Transactions • May 17Chairman & CEO recently sold €588k worth of stockOn the 14th of May, J. Kemper sold around 8k shares on-market at roughly €77.32 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.9m. J. has been a net seller over the last 12 months, reducing personal holdings by €9.0m.
Declared Dividend • May 06First quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 10th June 2024 Payment date: 1st July 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 6.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
New Risk • May 01New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 6.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (6.3% increase in shares outstanding). Significant insider selling over the past 3 months (€4.9m sold).
お知らせ • Apr 30+ 5 more updatesUMB Financial Corporation has completed a Follow-on Equity Offering in the amount of $210 million.UMB Financial Corporation has completed a Follow-on Equity Offering in the amount of $210 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 2,800,000 Price\Range: $75
お知らせ • Apr 28UMB Financial Reportedly in Talks to Acquire Heartland Financial USAUMB Financial Corporation (NasdaqGS:UMBF) is in talks to acquire rival Heartland Financial USA, Inc. (NasdaqGS:HTLF), people with knowledge of the matter said, in what would be the biggest US regional bank merger this year. A deal could be announced within weeks, according to the people, who asked not to be identified discussing confidential information. Deliberations are ongoing and talks could still be delayed or falter, they said. A spokesperson for UMB said the company doesn’t comment on ‘market speculation.’ A representative for Heartland Financial didn’t immediately respond to requests for comment.
お知らせ • Apr 19UMB Financial Corporation to Report Q1, 2024 Results on Apr 30, 2024UMB Financial Corporation announced that they will report Q1, 2024 results After-Market on Apr 30, 2024
お知らせ • Apr 11UMB Financial Corporation Has Announces the Promotion of Liz Lewis as President of Consumer BankingUMB Financial Corporation has announced the promotion of Liz Lewis as president of consumer banking. She is to assume the role in addition to her current role as chief marketing officer. She has more than 20 years of experience in financial services. In the position, Lewis will also be responsible for the consumer banking division, which includes retail banking, private banking and mortgage banking operations.
Recent Insider Transactions • Apr 03Chairman & CEO recently sold €532k worth of stockOn the 28th of March, J. Kemper sold around 7k shares on-market at roughly €79.86 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.8m. J. has been a net seller over the last 12 months, reducing personal holdings by €6.5m.
Recent Insider Transactions • Mar 14Chairman & CEO recently sold €1.8m worth of stockOn the 12th of March, J. Kemper sold around 24k shares on-market at roughly €74.11 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €5.9m.
お知らせ • Mar 14UMB Financial Corporation, Annual General Meeting, Apr 30, 2024UMB Financial Corporation, Annual General Meeting, Apr 30, 2024, at 09:00 Central Standard Time. Agenda: To consider the election of 11 directors for terms ending at the 2025 annual meeting of shareholders; to consider an advisory vote (non-binding) on the compensation paid to the company's Named Executive Officers; to consider the ratification of the Corporate Audit Committee’s engagement of KPMG LLP as the company's independent registered public accounting firm for 2024; to consider the approval of an amendment to the UMB Financial Corporation Omnibus Incentive Compensation Plan to increase the maximum number of shares available for issuance thereunder; and to consider any other business that may be properly considered at the meeting or any adjournment or postponement of the meeting.
Upcoming Dividend • Mar 01Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 08 March 2024. Payment date: 01 April 2024. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (5.6%).
Reported Earnings • Feb 25Full year 2023 earnings released: EPS: US$7.22 (vs US$8.93 in FY 2022)Full year 2023 results: EPS: US$7.22 (down from US$8.93 in FY 2022). Revenue: US$1.42b (flat on FY 2022). Net income: US$350.0m (down 19% from FY 2022). Profit margin: 25% (down from 30% in FY 2022). Net interest margin (NIM): 2.52% (down from 2.63% in FY 2022). Revenue is forecast to grow 5.6% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year and the company’s share price has also increased by 2% per year.
お知らせ • Feb 06UMB Financial Corporation Promotes James D. Rine to PresidentOn February 5, 2024, UMB Financial Corporation announced that James D. Rine, age 53, has been promoted to President of the Company, effective as of January 29, 2024. The title was previously held by Mr. J. Mariner Kemper, who maintains his positions as the Company’s Chief Executive Officer and Chairman. Mr. Rine has been Vice Chairman of the Company since November 2020 and President and Chief Executive Officer of UMB Bank, n.a., a wholly owned national banking association, since October of 2018. He retains these roles.
Declared Dividend • Feb 05Fourth quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 8th March 2024 Payment date: 1st April 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (21% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 6.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.4% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 31Full year 2023 earnings released: EPS: US$7.22 (vs US$8.93 in FY 2022)Full year 2023 results: EPS: US$7.22 (down from US$8.93 in FY 2022). Revenue: US$1.42b (flat on FY 2022). Net income: US$350.0m (down 19% from FY 2022). Profit margin: 25% (down from 30% in FY 2022). Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 2.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 31+ 1 more updateUMB Financial Corporation Declares Quarterly Cash Dividend, Payable on April 1, 2024UMB Financial Corporation announced at the company’s quarterly board meeting, the board of directors declared a $0.39 per share quarterly cash dividend, payable on April 1, 2024, to shareholders of record at the close of business on March 11, 2024.
お知らせ • Jan 05UMB Financial Corporation to Report Q4, 2023 Results on Jan 30, 2024UMB Financial Corporation announced that they will report Q4, 2023 results After-Market on Jan 30, 2024
Recent Insider Transactions • Dec 07Chairman recently sold €562k worth of stockOn the 4th of December, J. Kemper sold around 8k shares on-market at roughly €69.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €7.9m.
Upcoming Dividend • Dec 01Upcoming dividend of US$0.39 per share at 2.2% yieldEligible shareholders must have bought the stock before 08 December 2023. Payment date: 02 January 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).
お知らせ • Oct 25UMB Financial Corporation Declares Quarterly Dividend, Payable on January 2, 2024On October 24, 2023, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.39 per share that is payable on January 2, 2024 to shareholders of record of the Company as of the close of business on December 11, 2023.
Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$1.99 (vs US$1.82 in 3Q 2022)Third quarter 2023 results: EPS: US$1.99 (up from US$1.82 in 3Q 2022). Revenue: US$350.6m (up 3.1% from 3Q 2022). Net income: US$96.6m (up 9.7% from 3Q 2022). Profit margin: 28% (up from 26% in 3Q 2022). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 3.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year whereas the company’s share price has increased by 5% per year.
お知らせ • Oct 05UMB Financial Corporation to Report Q3, 2023 Results on Oct 24, 2023UMB Financial Corporation announced that they will report Q3, 2023 results After-Market on Oct 24, 2023
Upcoming Dividend • Sep 01Upcoming dividend of US$0.38 per share at 2.4% yieldEligible shareholders must have bought the stock before 08 September 2023. Payment date: 02 October 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.2%).
Recent Insider Transactions • Aug 30Chairman recently sold €590k worth of stockOn the 25th of August, J. Kemper sold around 10k shares on-market at roughly €58.98 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €5.2m.
お知らせ • Aug 24Director Alexander C. Kemper Resigns from the Board of Directors' UMB Financial CorporationOn August 18, 2023, Director Alexander C. Kemper provided notice to UMB Financial Corporation that he is resigning from the Company’s board of directors, effective immediately. Mr. Kemper indicated that his decision to resign is not tied to any disagreement with the Company, or management of the Company .
お知らせ • Jul 26UMB Financial Corporation Declares a Quarterly Dividend, Payable on October 2, 2023On July 25, 2023, UMB Financial Corporation announced that the Board of Directors of the Company declared a quarterly dividend of $0.38 per share that is payable on October 2, 2023 to shareholders of record of the Company as of the close of business on September 11, 2023.
Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$1.86 (vs US$2.85 in 2Q 2022)Second quarter 2023 results: EPS: US$1.86 (down from US$2.85 in 2Q 2022). Revenue: US$350.7m (down 9.6% from 2Q 2022). Net income: US$90.1m (down 35% from 2Q 2022). Profit margin: 26% (down from 36% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 5.5% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 13% per year.
お知らせ • Jul 22UMB Financial Corporation Announces Appointment of Phil Mason as PresidentUMB Financial Corporation has announced the appointment of a president to its institutional banking division. The firm has announced the appointment of Phil Mason to the position. In the position, Mason is to oversee activities for the firm across corporate trust and agency services. Mason has served UMB since 2005.
お知らせ • Jul 07UMB Financial Corporation to Report Q2, 2023 Results on Jul 25, 2023UMB Financial Corporation announced that they will report Q2, 2023 results After-Market on Jul 25, 2023
Valuation Update With 7 Day Price Move • Jun 07Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €60.50, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 22% over the past three years.
Upcoming Dividend • Jun 02Upcoming dividend of US$0.38 per share at 2.6% yieldEligible shareholders must have bought the stock before 09 June 2023. Payment date: 03 July 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.4%).
お知らせ • May 27UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates.UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates on May 25, 2023. The acquisition is expected to close in the second quarter of 2023.
Recent Insider Transactions • May 04Independent Director recently bought €95k worth of stockOn the 1st of May, Gordon Lansford bought around 2k shares on-market at roughly €55.72 per share. This transaction amounted to 38% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €203k. Despite this recent purchase, insiders have collectively sold €8.9m more in shares than they bought in the last 12 months.
Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: US$1.91 (vs US$2.19 in 1Q 2022)First quarter 2023 results: EPS: US$1.91 (down from US$2.19 in 1Q 2022). Revenue: US$348.6m (up 2.4% from 1Q 2022). Net income: US$92.4m (down 13% from 1Q 2022). Profit margin: 27% (down from 31% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.7% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Mar 14Independent Director recently bought €203k worth of stockOn the 13th of March, Timothy Murphy bought around 3k shares on-market at roughly €59.72 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €9.8m more in shares than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Mar 11Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €70.50, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 73% over the past three years.
Upcoming Dividend • Mar 02Upcoming dividend of US$0.38 per share at 1.7% yieldEligible shareholders must have bought the stock before 09 March 2023. Payment date: 03 April 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (5.3%).
Reported Earnings • Mar 01Full year 2022 earnings released: EPS: US$8.93 (vs US$7.31 in FY 2021)Full year 2022 results: EPS: US$8.93 (up from US$7.31 in FY 2021). Revenue: US$1.43b (up 13% from FY 2021). Net income: US$431.7m (up 22% from FY 2021). Profit margin: 30% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.63% (up from 2.50% in FY 2021). Non-performing loans: 0.09% (down from 0.54% in FY 2021). Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Feb 02Chairman recently sold €577k worth of stockOn the 27th of January, J. Kemper sold around 7k shares on-market at roughly €80.70 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €6.2m.
お知らせ • Jan 25UMB Financial Corporation Declares Quarterly Dividend, Payable on April 3, 2023On January 24, 2023, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.38 per share that is payable on April 3, 2023 to shareholders of record of the Company as of the close of business on March 10, 2023.
Reported Earnings • Jan 25Full year 2022 earnings released: EPS: US$8.93 (vs US$7.31 in FY 2021)Full year 2022 results: EPS: US$8.93 (up from US$7.31 in FY 2021). Revenue: US$1.43b (up 13% from FY 2021). Net income: US$431.7m (up 22% from FY 2021). Profit margin: 30% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 05UMB Financial Corporation to Report Q4, 2022 Results on Jan 24, 2023UMB Financial Corporation announced that they will report Q4, 2022 results After-Market on Jan 24, 2023
Recent Insider Transactions • Dec 04Chairman recently sold €188k worth of stockOn the 30th of November, J. Kemper sold around 2k shares on-market at roughly €79.53 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €415k. J. has been a net seller over the last 12 months, reducing personal holdings by €7.1m.
Upcoming Dividend • Dec 02Upcoming dividend of US$0.38 per shareEligible shareholders must have bought the stock before 09 December 2022. Payment date: 03 January 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.3%).
Recent Insider Transactions • Nov 16Insider recently sold €75k worth of stockOn the 10th of November, Nikki Newton sold around 893 shares on-market at roughly €84.43 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.0m. Insiders have been net sellers, collectively disposing of €7.5m more than they bought in the last 12 months.
Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. 6 highly experienced directors. Independent Director Tammy Peterman was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
Recent Insider Transactions • Nov 09Chairman recently sold €415k worth of stockOn the 4th of November, J. Kemper sold around 5k shares on-market at roughly €82.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €4.0m. J. has been a net seller over the last 12 months, reducing personal holdings by €7.3m.
Recent Insider Transactions • Nov 04Independent Director recently bought €119k worth of stockOn the 28th of October, Timothy Murphy bought around 2k shares on-market at roughly €79.09 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €7.1m more in shares than they bought in the last 12 months.
Recent Insider Transactions • Nov 02Independent Director recently sold €119k worth of stockOn the 28th of October, Timothy Murphy sold around 2k shares on-market at roughly €79.09 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.0m. Insiders have been net sellers, collectively disposing of €7.4m more than they bought in the last 12 months.
Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: US$1.82 (vs US$1.96 in 3Q 2021)Third quarter 2022 results: EPS: US$1.82 (down from US$1.96 in 3Q 2021). Revenue: US$340.2m (up 5.4% from 3Q 2021). Net income: US$88.0m (down 6.9% from 3Q 2021). Profit margin: 26% (down from 29% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.8% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 27UMB Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022UMB Financial Corporation reported Net charge-offs for the third quarter ended September 30, 2022. For the quarter, the company's net charge-offs - total loans was $1,173,000 against $3,127,000 a year ago.
